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CD Rates Redding Center, Connecticut (CT) for April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | CD Rates Last Updated and Verified: April 5, 2026

Current Redding Center, Connecticut CD rates include USALLIANCEUSALLIANCEB4.5 ★Texas Ratio: 21.07% offering 18 Month Certificate at 4.10% APY, New Haven County Credit UnionNew Haven County Credit UnionA+5.0 ★Texas Ratio: 5.60% offering Share Certificate 1 year at 4.08% APY, United Business and Industry Federal Credit UnionUnited Business and Industry Federal Credit UnionA+5.0 ★Texas Ratio: 1.30% offering 24 month IRA Certificate at 4.00% APY, First County BankFirst County BankA+5.0 ★Texas Ratio: 2.27% offering 3 Month CD at 4.00% APY, and FD Community Federal Credit UnionFD Community Federal Credit UnionA+5.0 ★Texas Ratio: 5.67% offering 6 Month CD Only at 4.00% APY. CD rates as of April 5, 2026 according to verified data from MonitorBankRates.

Redding Center is a smaller community with no bank or credit union branches currently in our database. 200 institutions serving the Connecticut area are available to Redding Center residents, with CD rates as high as 4.10% APY from USALLIANCE. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 5, 2026

Compare Best CD Rates in Redding Center, Connecticut & the Surrounding Area

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
3 Month CD
$1,000
4.00%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Must be opened in branch; New Money Only

USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
3 Month Certificate
$0
3.80%
View
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
3 Month Star Relationship CD
$0
3.50%
View
▼
Rate3.39%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

$500 Minimum unless otherwise noted - Early Withdrawal Penalties May Apply

Northwest Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
3 Month Time Deposit & IRA
$500
3.45%
View
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
3-Month Business CD
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
3 Month CD
$0
2.85%
View
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
3 Month Certificate
$500
2.80%
View
▼
Rate2.76%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
3-Month Share Certificate
$1,000
2.28%
View
▼
Rate2.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
3 month Certificates of Deposit (Regular and IRAs)
$0
2.00%
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
3 month Certificate
$0
1.00%
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Essex Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
3 Month Certificate
$0
0.76%
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
3 Month Certificate
$0
0.75%
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
IRA 3 Month Certificate
$0
0.65%
View
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
3 Month CD
$0
0.15%
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

The First Bank of Greenwich
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Business CDs 3 Month
$0
0.10%
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

PeoplesBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
Certificates of Deposit & IRA 3 month
$1,000
0.05%
View
▼
Rate0.05%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Webster Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
3 Month Personal CDs
$500
0.01%
View
▼
Rate0.01%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
FD Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.67%
6 Month CD Only
$0
4.00%
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

$500 minimum, dividends compounded monthly. Early withdrawal penalty = 90 days dividend.

SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
6-Month Share Certificate
$1,000
3.87%
View
▼
Rate3.80%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
6 Month Certificate
$0
3.80%
View
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

UKRAINIAN SELFRELIANCE NEW ENGLAND
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Certificate and IRA Certificates 6 Month
$0
3.79%
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Webster Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
Private 6-Month CD
$500
3.75%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

for existing or new Private Checking account holders.

Bankwell Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.53%
6 Month CD
$1,000
3.70%
View
▼
Rate3.63%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

APY effective 12/18/2025 and subject to change. $1,000 minimum opening deposit to open the account and earn APY. Rate guaranteed for the full term of the CD. Penalty for early withdrawal. Fees may reduce earnings. This offer is not available to brokers or financial institutions. Offer may be withdrawn at any time.

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
6-Month CD
$0
3.65%
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
6 Month CD
$0
3.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

up to

Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
6 Month CD
$0
3.40%
View
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
6 Month Certificate
$1,000
3.04%
View
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

IRA Not Available

Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
6 Month Certificate of Deposit (CD)
$0
3.00%
View
▼
Rate2.92%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

$500 Minimum unless otherwise noted - Early Withdrawal Penalties May Apply

New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
6 month Certificates of Deposit (Regular and IRAs)
$0
2.50%
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
6 Month Certificate
$1,000
2.28%
View
▼
Rate2.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Northwest Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
6 Month Time Deposit & IRA
$500
2.00%
View
▼
Rate1.98%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Essex Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
6 Month Certificate
$0
1.53%
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
6 Month Certificate of Deposit
$0
1.00%
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
6 Month Term Share Certificates and IRA Term Share Certificates
$0
0.80%
View
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
6 month CD Premier Membership
$0
0.60%
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
6 Month Certificate
$500
0.30%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Northeast Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
6 Month Share Certificate
$0
0.15%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

The First Bank of Greenwich
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Business CDs 6 Month
$0
0.10%
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

PeoplesBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
Certificates of Deposit & IRA 6 month
$1,000
0.05%
View
▼
Rate0.05%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
New Haven County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
Share Certificate 1 year
$0
4.08%
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
12 Month Certificate
$0
4.05%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
1-Year Share Certificate
$1,000
3.87%
View
▼
Rate3.80%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
1-Year Certificate
$0
3.82%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Bankwell Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.53%
12 Month CD
$1,000
3.80%
View
▼
Rate3.73%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

APY effective 12/18/2025 and subject to change. $1,000 minimum opening deposit to open the account and earn APY. Rate guaranteed for the full term of the CD. Penalty for early withdrawal. Fees may reduce earnings. This offer is not available to brokers or financial institutions. Offer may be withdrawn at any time.

UKRAINIAN SELFRELIANCE NEW ENGLAND
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Certificate and IRA Certificates 1 Year
$0
3.75%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
IRA Accounts 1 Year
$500
3.57%
View
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
12 Month Certificate
$500
3.50%
View
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Police Federal Credit Union Of Connecticut
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
1 Year Term Share Certificates
$0
3.45%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Tobacco Valley Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
1 Year Share Certificate or more
$0
3.40%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

$1,000

Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
12 Month Certificate
$0
3.35%
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
12 Month Certificate
$1,000
3.30%
View
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
1 Year Star Relationship CD
$0
3.27%
View
▼
Rate3.17%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

$500 Minimum unless otherwise noted - Early Withdrawal Penalties May Apply

Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
1 Year CD
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1 Year IRA CD
$0
3.15%
View
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
12 Month CD
$0
3.10%
View
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Centreville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
Individual Retirement Account (IRA) CD 1 Year
$0
2.75%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Premium APY

GHA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
1 Year Certificate
$0
2.53%
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
1 year Certificates of Deposit (Regular and IRAs)
$0
2.50%
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Hartford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
1 Year Certificate and IRA Certificate
$0
2.27%
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Northwest Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
1 Year Time Deposit & IRA
$500
2.00%
View
▼
Rate1.98%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
12 month IRA Certificate
$0
1.80%
View
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
12-Month Certificate
$0
1.65%
View
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Essex Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
1 Year Certificate
$0
1.02%
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
IRA 12 Month Certificate
$0
1.00%
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
12 Month Term Share Certificates and IRA Term Share Certificates
$0
0.90%
View
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
12 month CD Premier Membership
$0
0.85%
View
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1 Year Certificate
$500
0.60%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Lawrence Memorial Hospital Employees FCU
Institution Rating:
A5.0 ★Texas Ratio: 7.09%
12 month IRA Certificate
$0
0.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
12 Month Short-Term Share Certificates
$0
0.40%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Skyline Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.83%
IRA Share Certificates 1 Year
$500
0.25%
View
▼
Rate0.25%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Milford Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
1 Year or Longer Floating IRA
$0
0.20%
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Variable interest rate. Interest is compounded and paid monthly. Deposits are accepted without extending the maturity date of the CD.

The First Bank of Greenwich
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month CD
$0
0.15%
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

PeoplesBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
Certificates of Deposit & IRA 12 month
$1,000
0.10%
View
▼
Rate0.10%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Webster Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
12 Month Personal CDs
$500
0.01%
View
▼
Rate0.01%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
18 Month Certificate
$0
4.10%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Hartford Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
18 Month Share Certificate Special
$5,000
3.75%
View
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details

New money only. $5,000 min/$100,000 max.

First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
18 Month No Penalty CD
$1,000
3.65%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Must be opened in branch

Northeast Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
18 Month Share or IRA Certificate
$0
3.61%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
18 Month IRA
$500
3.30%
View
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Northwest Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
18 Month Time Deposit & IRA
$500
3.25%
View
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
18 Month CD
$0
3.10%
View
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
18 Month Special Certificate
$1,000
3.00%
View
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

NEW MONEY ONLY; Premier Membership

Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
18 Month Star Relationship CD
$0
2.76%
View
▼
Rate2.69%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

$500 Minimum unless otherwise noted - Early Withdrawal Penalties May Apply

Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
18 Month Certificate
$0
2.60%
View
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Centreville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
Individual Retirement Account (IRA) CD 18 Month
$0
2.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Premium APY

Hartford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
1.5 Year Certificate and IRA Certificate
$0
2.02%
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
18 Month CD
$0
2.00%
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
18 month IRA Certificate
$0
1.80%
View
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Essex Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
18 Month Certificate
$0
1.02%
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
18 Month Term Share Certificates and IRA Term Share Certificates
$0
1.00%
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
IRA 18 Month Certificate
$0
0.80%
View
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
Long-Term Share Certificates 18 Month
$0
0.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

GHA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
18 Month Certificate
$0
0.40%
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Connecticut Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
18 Month Certificate of Deposit Accounts for Businesses
$500
0.30%
View
▼
Rate0.29%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
18-Month (Bump Up) Certificate
$0
0.20%
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

PeoplesBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
Certificates of Deposit & IRA 18 month
$1,000
0.15%
View
▼
Rate0.15%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Milford Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
18 Month Certificate
$0
0.10%
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Fixed rate for the term of the deposit. Interest is compounded and credited monthly.

Webster Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
18 Month Personal CDs
$500
0.01%
View
▼
Rate0.01%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
24 month IRA Certificate
$0
4.00%
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
24 Month Certificate
$0
3.95%
View
▼
Rate3.87%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Rate Special

SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
2-Year Share Certificate
$1,000
3.77%
View
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Northeast Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
2 Year Share or IRA Certificate
$0
3.61%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Tobacco Valley Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
2 Year Share Certificate or more
$0
3.55%
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

$50,000

New Haven County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
Share Certificate 2 year
$0
3.03%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Northwest Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
2 Year Time Deposit & IRA
$500
3.00%
View
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
24 Month CD
$0
2.85%
View
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
2 Year Star Relationship CD
$0
2.76%
View
▼
Rate2.69%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

$500 Minimum unless otherwise noted - Early Withdrawal Penalties May Apply

New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
2 year Certificates of Deposit (Regular and IRAs)
$0
2.75%
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
24 Month Certificate
$0
2.70%
View
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
IRA Accounts 2 Year
$500
2.53%
View
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Centreville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
Individual Retirement Account (IRA) CD 2 Year
$0
2.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Hartford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
2 Year Certificate and IRA Certificate
$0
2.02%
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
2 Year CD
$0
2.00%
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
2-Year CD
$0
1.05%
View
▼
Rate1.04%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Essex Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
2 Year Certificate
$0
1.02%
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
IRA 24 Month Certificate
$0
1.00%
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
24 month CD Premier Membership
$0
0.80%
View
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
2 Year Certificate
$500
0.75%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

GHA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
2 Year Certificate
$0
0.50%
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Connecticut Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
24 Month Certificate of Deposit Accounts for Businesses
$500
0.35%
View
▼
Rate0.34%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
24-Month Certificate
$0
0.30%
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

PeoplesBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
Certificates of Deposit & IRA 24 month
$1,000
0.20%
View
▼
Rate0.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Milford Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
2 Year Certificate
$0
0.15%
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Fixed rate for the term of the deposit. Interest is compounded and credited monthly.

Webster Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
2 Year Personal CDs
$500
0.01%
View
▼
Rate0.01%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
36 Month Certificate
$0
3.95%
View
▼
Rate3.87%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Rate Special

SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
3-Year Share Certificate
$1,000
3.67%
View
▼
Rate3.60%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Tobacco Valley Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
3 Year Share Certificate or more
$0
3.60%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

$50,000

Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
3-Year Certificate
$0
3.35%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
36 Month IRA
$500
3.05%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
3 Year CD
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
36 Month Certificate
$0
2.85%
View
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Hartford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
3 Year Certificate and IRA Certificate
$0
2.78%
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
3 year Certificates of Deposit (Regular and IRAs)
$0
2.75%
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
IRA Accounts 3 Year
$500
2.54%
View
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Centreville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
Individual Retirement Account (IRA) CD 3 Year
$0
2.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Premium APY

New Haven County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
Share Certificate 3 year
$0
2.43%
View
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
36 month IRA Certificate
$0
2.30%
View
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
3 Year Certificate of Deposit (CD)
$0
2.25%
View
▼
Rate2.19%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

$500 Minimum unless otherwise noted - Early Withdrawal Penalties May Apply

Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
36 Month Certificate
$1,000
2.02%
View
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
3 Year CD
$0
2.00%
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
3-Year CD
$0
1.25%
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Essex Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
3 Year Certificate
$0
1.12%
View
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
3 Year Certificate of Deposit
$250
1.00%
View
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details

Relationship APY

Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
36 month CD Premier Membership
$0
0.95%
View
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
IRA 36 Month Certificate
$0
0.85%
View
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

GHA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
3 Year Certificate
$0
0.60%
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Connecticut Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
36 Month Certificate of Deposit Accounts for Businesses
$500
0.50%
View
▼
Rate0.49%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

The First Bank of Greenwich
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Business CDs 3 Year
$0
0.30%
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

PeoplesBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
Certificates of Deposit & IRA 36 month
$1,000
0.25%
View
▼
Rate0.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
48 Month Certificate
$0
3.95%
View
▼
Rate3.87%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
4-Year Share Certificate
$1,000
3.72%
View
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
4 Year CD
$0
3.50%
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Northeast Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
4 Year Share or IRA Certificate
$0
3.35%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Northwest Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
4 Year Time Deposit & IRA
$500
3.00%
View
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
48 Month Certificate
$0
2.95%
View
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
48 Month CD
$0
2.85%
View
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
4 year Certificates of Deposit (Regular and IRAs)
$0
2.75%
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

New Haven County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
Share Certificate 4 year
$0
2.63%
View
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
48 month IRA Certificate
$0
2.55%
View
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
IRA Accounts 4 Year
$500
2.54%
View
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Centreville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
Individual Retirement Account (IRA) CD 4 Year
$0
2.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Premium APY

Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
4 Year Certificate of Deposit (CD)
$0
2.25%
View
▼
Rate2.19%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

$500 Minimum unless otherwise noted - Early Withdrawal Penalties May Apply

Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
48 Month Certificate
$1,000
2.02%
View
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
4 Year CD
$0
2.00%
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
4-Year CD
$0
1.35%
View
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Scient Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
IRA Share Certificates 48 Month
$0
1.10%
View
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Available as Traditional, Roth or Educational/Coverdell

CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
4 Year Certificate
$500
1.00%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
48 month CD Premier Membership
$0
0.95%
View
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
IRA 48 Month Certificate
$0
0.85%
View
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

GHA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
4 Year Certificate
$0
0.70%
View
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
48-Month Certificate
$0
0.60%
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
Long-Term Share Certificates 48 Month
$0
0.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

The First Bank of Greenwich
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Business CDs 4 Year
$0
0.30%
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
60 Month Certificate
$0
3.95%
View
▼
Rate3.87%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
5-Year Share Certificate
$1,000
3.82%
View
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Northeast Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
5 Year Share or IRA Certificate
$0
3.35%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
60 Month Certificate
$0
3.05%
View
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Northwest Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
5 Year Time Deposit & IRA
$500
3.00%
View
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
60 Month CD
$0
2.85%
View
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

New Haven County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
Share Certificate 5 year
$0
2.84%
View
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Hartford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
2.5 Year Certificate and IRA Certificate
$0
2.78%
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
IRA Accounts 5 Year
$500
2.54%
View
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
5 year Certificates of Deposit (Regular and IRAs)
$0
2.50%
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Centreville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
Individual Retirement Account (IRA) CD 5 Year
$0
2.25%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
60 Month Certificate
$1,000
2.02%
View
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
5 Year CD
$0
2.00%
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
5-Year CD
$0
1.45%
View
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
5 Year Certificate
$1,000
1.25%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Essex Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
5 Year Certificate
$0
1.17%
View
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
5 Year Choice CD
$250
1.00%
View
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details

Relationship APY

Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
60 month CD Premier Membership
$0
0.90%
View
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
60 Month Certificate
$0
0.85%
View
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

GHA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
5 Year Certificate
$0
0.80%
View
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
60-Month Certificate
$0
0.75%
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Connecticut Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
60 Month Certificate of Deposit Accounts for Businesses
$500
0.60%
View
▼
Rate0.59%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
5 Year IRA CD
$0
0.55%
View
▼
Rate0.54%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
5 Year CD
$0
0.50%
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

PeoplesBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
Certificates of Deposit & IRA 60 month
$1,000
0.40%
View
▼
Rate0.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Milford Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
5 Year Certificate
$0
0.35%
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Fixed rate for the term of the deposit. Interest is compounded and credited monthly.

The First Bank of Greenwich
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Business CDs 2.5 Year
$0
0.30%
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Redding Center, CT CD Rate Trends

Compare local Redding Center, CT CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Connecticut CD Trends →
12-Month CD — CT Avg
3.019%
▲ 1.277 vs 7 days ago

Connecticut 12-month CD rates rose 1.277 points over the past 7 days to 3.019% APY.

6-Month CD — CT Avg
2.938%
▲ 0.455 vs 7 days ago

Connecticut 6-month CD rates rose 0.455 points over the past 7 days to 2.938% APY.

As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about CD Rates in Redding Center, Connecticut

Are CD rates in Redding Center, Connecticut FDIC insured?

Yes, most established banks in Redding Center, Connecticut are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Redding Center, Connecticut?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Redding Center, Connecticut.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Redding Center, Connecticut may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Redding Center, Connecticut?

Here are recent top rates found for this area:
  • USALLIANCE: 4.10% APY (18 Month Certificate)
  • New Haven County Credit Union: 4.08% APY (Share Certificate 1 year)
  • United Business and Industry Federal Credit Union: 4.00% APY (24 month IRA Certificate)
  • First County Bank: 4.00% APY (3 Month CD)
  • FD Community Federal Credit Union: 4.00% APY (6 Month CD Only)
  • SUMA Federal Credit Union: 3.87% APY (6-Month Share Certificate)
  • Self-Help Federal Credit Union: 3.82% APY (1-Year Certificate)
  • Bankwell Bank: 3.80% APY (12 Month CD)
  • UKRAINIAN SELFRELIANCE NEW ENGLAND: 3.79% APY (Certificate and IRA Certificates 6 Month)
  • Hartford Firefighters Federal Credit Union: 3.75% APY (18 Month Share Certificate Special)
Rates reflect recent verified offers available in Redding Center, Connecticut. Last Updated: April 5, 2026

CD Calculators

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Methodology & Data Sources

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Redding Center, Connecticut directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Redding Center, Connecticut. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in CT.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 5, 2026

Redding Center, Connecticut Rates & Resources

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