Current Lamont, Florida CD rates include Velocity Community Federal Credit UnionVelocity Community Federal Credit UnionA+5.0 ★Texas Ratio: 2.46% offering Special 6% APY Youth 12-Month Share Certificate at 6.00% APY, Third Federal Savings and LoanThird Federal Savings and LoanA+5.0 ★Texas Ratio: 1.96% offering 6 Month Bonus CD at 4.75% APY, U S POSTAL SERVICEU S POSTAL SERVICEA+5.0 ★Texas Ratio: 2.27% offering IRA Certificates 1 Year Starter Add-On at 4.25% APY, Blue Coast Federal Credit UnionBlue Coast Federal Credit UnionA+5.0 ★Texas Ratio: 4.37% offering 12 Month CD at 4.20% APY, and United Fidelity BankUnited Fidelity BankA+5.0 ★Texas Ratio: 0.81% offering 6-Month CD Term at 4.20% APY. CD rates as of April 5, 2026 according to verified data from MonitorBankRates.
Lamont is a smaller community with no bank or credit union branches currently in our database. 347 institutions serving the Florida area are available to Lamont residents, with CD rates as high as 6.00% APY from Velocity Community Federal Credit Union. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 5, 2026
Available for current 3-Month CD clients only:
Funding Limit: $12M
A penalty may be imposed for early withdrawal.
Relationship APY
Eligible for IRA or SEP: No
Month 1 APY
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$100,000 Minimum to Earn APY
Non-Relationship
Eligible for IRA or SEP: No
Qualifying balance up to $1,000
Online-only high-yield rates.
$10,000 - $49,999.99
$100
Annual Percentage Yield (APY) effective 03/25/2026 is subject to change at any time and is based on interest compounding quarterly. This is a limited time offer and can be withdrawn at any time without notice. Interest rates are fixed for the term of the Certificate of Deposit. A penalty is imposed for early withdrawal which would reduce earnings on your account. For more information on insurance coverage visit www.fdic.gov.
Early withdrawal penalties may apply.
CDs => $100,000
Funding Limit: $12M
$100,000 Minimum to Earn APY
Relationship
Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.
Relationship APY
$50,000 - $99,999.99
Minimum to open & earn dividends: $100,000
Early withdrawal penalties may apply.
Funding Limit: $1M
Relationship APY
Eligible for IRA or SEP: Yes
$50,000 - $99,999.99
Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.
Minimum to open & earn dividends: $500
Funding Limit: $0.5M
Non-Relationship
Relationship APY
Eligible for IRA or SEP: Yes
Early withdrawal penalties may apply.
Minimum to open & earn dividends: $500
A penalty may be imposed for early withdrawal.
Eligible for IRA or SEP: Yes
$100,000 and over
Minimum $75,000
Minimum to open & earn dividends: $100,000
Early withdrawal penalties may apply.
$100,000 Minimum to Earn APY
A penalty may be imposed for early withdrawal.
Relationship APY
Eligible for IRA or SEP: Yes
Compare local Lamont, FL CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Florida 12-month CD rates rose 0.529 points over the past 7 days to 3.340% APY.
Florida 6-month CD rates rose 0.604 points over the past 7 days to 3.464% APY.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Lamont, Florida directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Lamont, Florida. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in FL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.