North Port, Florida Best CD Rates September 2026

Existing certificates only - no new accounts offered

Existing certificates only - no new accounts offered

VIP Bonus APY: 3.55%

Balance: $1,000,000 OR HIGHER

IRA Certificate

Balance: $100

Balance: $50,000 or more

Balance: $750,000-$999,999.99

VIP Bonus APY: 3.40%

Balance: $25,000 - $49,999

Purchased through Raymond James brokerage account: $2,000; Not purchased through Raymond James brokerage account: $1,000

Funding Limit*: $12M

Balance: $50,000-$99,999.99

FL

Balance: $500 - $24,999

Maximum Certificate balance: $10,000

Early withdrawal penalties may apply.

Relationship APY 0.06%. Early withdrawal penalties may apply.

Minimum to Obtain: $500

Promotional CD offer valid for FL residents. Minimum $10,000 deposit and balance from external source required to obtain promotional rate. Max deposit $250,000 per account - $500,000 per customer. Account must be opened online or in-branch. Personal account only. Rates subject to change without notice. Early withdrawal penalties may apply. Fees could reduce earnings on the account. Interest compounded and paid monthly. If no action is taken, CD auto-renews at current rates and APY available at that time.

Purchased through Raymond James brokerage account: $2,000; Not purchased through Raymond James brokerage account: $1,000

Term: 6 Month - Commercial^; To receive these rates and terms the certificate must be opened under a commercial/business account with BCFCU. BCFCU reserves the right to end promotion at any time.

Compound Period: Daily

Compound Period: Daily

No additional deposits allowed. No penalty for early withdrawals. The account matures in 6 months and will automatically renew for the same term unless funds are withdrawn within 10 days after maturity, during which withdrawals may be made without penalty. Withdrawals will reduce earnings.

The advertised interest rates and Annual Percentage Yields (APY) are effective as of December 17th, 2025 and are subject to change daily without notice. The maximum amount allowed per client is $1,000,000.

Term: Special 6-Month Fixed Rate2

Rate Fixed/Variable: Fixed; Dividends Compounded Paid: Monthly

Rate Fixed/Variable: Fixed; Dividends Compounded Paid: Monthly

Guaranteed rate of return with flexible terms. All rates are Annual Percentage Yields.

About 6 Month CD

Balance Required to Earn Dividend Rate: $1000.00

New Shares Certificate opened with at least $5,000 from another source (new money), will receive an additional 0.50% rate above our published rates.

All rates are Annual Percentage Yields.

Guaranteed rate of return with flexible terms. All rates are Annual Percentage Yields.

Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.

Interest Frequency: Semi

IRA Certificate

Interest Frequency: Semi

Requires a qualifying checking account.

Interest Frequency: Monthly

Interest Frequency: Monthly

Interest Frequency: Monthly