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Atlanta, Georgia Best CD Rates September 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Atlanta, Georgia CD rates include City National BankCity National Bank3333 Piedmont Rd Ne, Atlanta, GA 30305A+5.0 ★Texas Ratio: 5.66%Real return: +1.31%APY minus CPI (February 2026) offering Special 12-Month Fixed Rate at 4.11% APY, RBC Bank, (Georgia)RBC Bank, (Georgia)3550 Lenox Rd Ne, Atlanta, GA 30326A+5.0 ★Texas Ratio: 1.90%Real return: +1.30%APY minus CPI (February 2026) offering 1 Year Certificate of Deposit at 4.10% APY, Family First Credit UnionFamily First Credit Union6201 Powers Ferry Rd, Atlanta, GA 30339A5.0 ★Texas Ratio: 9.12%Real return: +1.20%APY minus CPI (February 2026) offering IRA Certificate of Deposit - 6 Month at 4.00% APY, Georgia United Credit UnionGeorgia United Credit Union400 Whitehall St SW, Atlanta, GA 30303A+5.0 ★Texas Ratio: 5.25%Real return: +1.20%APY minus CPI (February 2026) offering 18 Month Certificate of Deposit at 4.00% APY, and Southern Energy Credit UnionSouthern Energy Credit Union30 Ivan Allen Jr Blvd NW, Atlanta, GA 30308A+5.0 ★Texas Ratio: 0.38%Real return: +1.15%APY minus CPI (February 2026) offering 18 Month Certificates of Deposit (CDs) at 3.95% APY. CD rates as of September 22, 2026 according to verified data from MonitorBankRates.
Atlanta has 195 local institutions in our database, with CD rates as high as 4.11% APY from City National Bank at 3333 Piedmont Rd Ne, Atlanta, GA 30305. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Georgia area. Rates are continually updated, so we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: September 22, 2026
Compare Best CD Rates in Atlanta, Georgia & the Surrounding Area
Atlanta 3 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Georgia United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
400 Whitehall St SW, Atlanta, GA 30303
3 Month Certificate of Deposit
$0
3.05%
▲ 0.99% above national avg
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 0.99% above avg
Details
City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.66%
3333 Piedmont Rd Ne, Atlanta, GA 30305
3 Month CD
$0
2.78%
▲ 0.72% above national avg
▼
Rate2.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 0.72% above avg
Details
Term: 3 months (90 to 179 days)
MembersFirst Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
1968 Peachtree Rd NW Bldg 6, Atlanta, GA 30309 1281
90 Day Certificate
$0
2.65%
▲ 0.59% above national avg
▼
Rate2.62%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 0.59% above avg
Details
Woodforest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.96%
2427 Gresham Rd Se, Atlanta, GA 30316
3 Month CD
$500
2.00%
▼ 0.06% below national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 0.06% below avg
Details
Hyperion Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.21%
3525 Piedmont Rd Ne, Atlanta, GA 30305
3 Month CD
$500
0.50%
▼ 1.56% below national avg
▼
Rate0.50%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.06%▼ 1.56% below avg
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
171 17th St Nw, Atlanta, GA 30363
3 month Standard Interest Rate
$2,500
0.06%
▼ 2.00% below national avg
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 2.00% below avg
Details
Early withdrawal penalties may apply.
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
171 17th St Nw, Atlanta, GA 30363
3 month Standard Fixed Rate CD
$2,500
0.05%
▼ 2.01% below national avg
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 2.01% below avg
Details
Relationship APY 0.06%. Early withdrawal penalties may apply.
Citizens Trust Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.19%
965 Martin Luther King Jr Dr Nw, Atlanta, GA 30314
90 Day CD
$500
0.03%
▼ 2.03% below national avg
▼
Rate0.03%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.06%▼ 2.03% below avg
Details
Citizens Trust Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.19%
965 Martin Luther King Jr Dr Nw, Atlanta, GA 30314
90 Day Jumbo CD
$100,000
0.03%
▼ 2.03% below national avg
▼
Rate0.03%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.06%▼ 2.03% below avg
Details
Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
3 Month CD
$1,000
4.32%
▲ 2.26% above national avg
▼
Rate4.25%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.06%▲ 2.26% above avg
Details
UP to $99,999.99
New Millennium Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
3 Month Certificates of Deposit
$500
3.75%
▲ 1.69% above national avg
▼
Rate3.68%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.06%▲ 1.69% above avg
Details
Fixed Rate
Empeople Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
3 Month Certificate
$5,000
3.75%
▲ 1.69% above national avg
▼
Rate3.69%
Min Deposit$5,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 1.69% above avg
Details
For all certificates unless otherwise noted: penalty for early withdrawal. Minimum deposit of $500 required to open certificate & earn dividends. Rate is accurate as today's dividend declaration. Fees may reduce earnings on the account. Rate = dividend rate.
Woori America Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
3-Months CD
$1,000
3.70%
▲ 1.64% above national avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 1.64% above avg
Details
Interest is not compounded. Interest will be credited to your account at maturity.
Combined Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
3 Month Certificate
$0
2.50%
▲ 0.44% above national avg
▼
Rate2.48%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.06%▲ 0.44% above avg
Details
CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
3-Month CD
$0
2.27%
▲ 0.21% above national avg
▼
Rate2.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 0.21% above avg
Details
CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
IRA Certificate - 3-Month
$0
2.27%
▲ 0.21% above national avg
▼
Rate2.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 0.21% above avg
Details
Southeastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
3 Month Share Certificates
$0
1.51%
▼ 0.55% below national avg
▼
Rate1.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▼ 0.55% below avg
Details
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
3 Month Share Certificate Account - Regular Accounts
$0
1.26%
▼ 0.80% below national avg
▼
Rate1.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▼ 0.80% below avg
Details
Glynn County Federal Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.56%
90 Day Certificate
$0
1.00%
▼ 1.06% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▼ 1.06% below avg
Details
Vidalia Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
3 Month Certificate
$5,000
0.75%
▼ 1.31% below national avg
▼
Rate0.75%
Min Deposit$5,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.06%▼ 1.31% below avg
Details
United Bank Zebulon, GA
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
Certificate of Deposits 90 days
$0
0.60%
▼ 1.46% below national avg
▼
Rate0.60%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.06%▼ 1.46% below avg
Details
Visit Office
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
3-month term
$0
0.60%
▼ 1.46% below national avg
▼
Rate0.60%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▼ 1.46% below avg
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
Standard CDs - 3-month term
$0
0.60%
▼ 1.46% below national avg
▼
Rate0.60%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▼ 1.46% below avg
Details
United Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
3 Month Standard Rate CDs
$500
0.50%
▼ 1.56% below national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 1.56% below avg
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
3-month term Regular
$0
0.50%
▼ 1.56% below national avg
▼
Rate0.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▼ 1.56% below avg
Details
Standard CDs
Century Bank and Trust GA
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
90 Day Certificates of Deposit
$0
0.30%
▼ 1.76% below national avg
▼
Rate0.30%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.06%▼ 1.76% below avg
Details
Compound Method: Simple
Century Bank and Trust GA
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
90 Day Business Certificates of Deposit
$0
0.20%
▼ 1.86% below national avg
▼
Rate0.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.06%▼ 1.86% below avg
Details
Compound Method: Simple
Kinetic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.88%
3 Month Certificate
$0
0.15%
▼ 1.91% below national avg
▼
Rate0.15%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.06%▼ 1.91% below avg
Details
Atlanta 6 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.66%
3333 Piedmont Rd Ne, Atlanta, GA 30305
Special 6-Month Fixed Rate
$0
4.00%
▲ 1.24% above national avg
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.24% above avg
Details
Term: Special 6-Month Fixed Rate2
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.12%
6201 Powers Ferry Rd, Atlanta, GA 30339
IRA Certificate of Deposit - 6 Month
$0
4.00%
▲ 1.24% above national avg
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.24% above avg
Details
Georgia United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
400 Whitehall St SW, Atlanta, GA 30303
6 Month Certificate of Deposit
$0
3.75%
▲ 0.99% above national avg
▼
Rate3.68%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.99% above avg
Details
MembersFirst Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
1968 Peachtree Rd NW Bldg 6, Atlanta, GA 30309 1281
6 Month Certificate
$0
3.70%
▲ 0.94% above national avg
▼
Rate3.64%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.94% above avg
Details
RBC Bank, (Georgia)
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
3550 Lenox Rd Ne, Atlanta, GA 30326
6 Month Certificate of Deposit
$0
3.60%
▲ 0.84% above national avg
▼
Rate3.54%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 0.84% above avg
Details
Excel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
61 Forsyth St SW Ste 8B 70, Atlanta, GA 30303 8931
6 Month Share Certificates/CDs
$500
3.60%
▲ 0.84% above national avg
▼
Rate3.55%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 0.84% above avg
Details
An early withdrawal penalty fee is imposed for withdrawals from a certificate account prior to the term renewal date.
Coastal States Bank (CSB)
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
6160 Roswell Rd, Atlanta, GA 30328
6 Month CD
$0
3.55%
▲ 0.79% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.79% above avg
Details
Annual Percentage Yield. Rates accurate as of 02/03/2026. A penalty will be imposed for early withdrawal, which will reduce the earnings on the account.
Northside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
980 Johnson Ferry Rd, Atlanta, GA 30342
6 Month Share Certificates
$0
3.55%
▲ 0.79% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.79% above avg
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1025 Virginia Ave, Atlanta, GA 30354 1319
6 Month Certificate of Deposit Accounts
$0
3.55%
▲ 0.79% above national avg
▼
Rate3.49%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.79% above avg
Details
Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
Sam Nunn Atlanta Federal Center, Atlanta, GA 30303
6 Month CD
$0
3.35%
▲ 0.59% above national avg
▼
Rate3.35%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.59% above avg
Details
Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
Sam Nunn Atlanta Federal Center, Atlanta, GA 30303
6 Month Safari Club CD
$0
3.35%
▲ 0.59% above national avg
▼
Rate3.35%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.59% above avg
Details
Peach State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
2357 Benjamin E Mays Dr SW, Atlanta, GA 30311
6 Month Term Share Certificate
$1,000
3.25%
▲ 0.49% above national avg
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.49% above avg
Details
City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.66%
3333 Piedmont Rd Ne, Atlanta, GA 30305
6 Month CD
$0
2.84%
▲ 0.08% above national avg
▼
Rate2.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.08% above avg
Details
Term: 6 months (180 to 269 days)
Woodforest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.96%
2427 Gresham Rd Se, Atlanta, GA 30316
6 Month CD
$500
2.25%
▼ 0.51% below national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 0.51% below avg
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
478 Peachtree St NE Ste 101A, Atlanta, GA 30308 3106
6 Month Business Share Certificates (CD)
$0
2.00%
▼ 0.76% below national avg
▼
Rate1.98%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▼ 0.76% below avg
Details
Early Withdrawal Penalty: 90 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
478 Peachtree St NE Ste 101A, Atlanta, GA 30308 3106
6 Month Business Share Certificates Plus (CD)
$0
2.00%
▼ 0.76% below national avg
▼
Rate1.98%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▼ 0.76% below avg
Details
Early Withdrawal Penalty: 90 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
478 Peachtree St NE Ste 101A, Atlanta, GA 30308 3106
6 Month IRA Certificate (Traditional, Roth or Educational)
$0
2.00%
▼ 0.76% below national avg
▼
Rate1.98%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▼ 0.76% below avg
Details
Early Withdrawal Penalty: 90 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
478 Peachtree St NE Ste 101A, Atlanta, GA 30308 3106
6 Month Share Certificate (CD)
$0
2.00%
▼ 0.76% below national avg
▼
Rate1.98%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▼ 0.76% below avg
Details
Early Withdrawal Penalty: 90 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
478 Peachtree St NE Ste 101A, Atlanta, GA 30308 3106
6 Month Share Certificate Plus (CD)
$0
2.00%
▼ 0.76% below national avg
▼
Rate1.98%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▼ 0.76% below avg
Details
Early Withdrawal Penalty: 90 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
478 Peachtree St NE Ste 101A, Atlanta, GA 30308 3106
IRA Certificate Plus (Traditional, Roth or Educational) - 6 Months
$0
2.00%
▼ 0.76% below national avg
▼
Rate1.98%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▼ 0.76% below avg
Details
Early Withdrawal Penalty: 90 Days' Dividends
Hyperion Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.21%
3525 Piedmont Rd Ne, Atlanta, GA 30305
6 Month CD
$500
0.90%
▼ 1.86% below national avg
▼
Rate0.90%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▼ 1.86% below avg
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
171 17th St Nw, Atlanta, GA 30363
6 month Standard Interest Rate
$2,500
0.06%
▼ 2.70% below national avg
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 2.70% below avg
Details
Early withdrawal penalties may apply.
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
171 17th St Nw, Atlanta, GA 30363
6 month Standard Fixed Rate
$2,500
0.05%
▼ 2.71% below national avg
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 2.71% below avg
Details
Relationship APY 0.06%. Early withdrawal penalties may apply.
Citizens Trust Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.19%
965 Martin Luther King Jr Dr Nw, Atlanta, GA 30314
6 Month CD
$500
0.03%
▼ 2.73% below national avg
▼
Rate0.03%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▼ 2.73% below avg
Details
Citizens Trust Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.19%
965 Martin Luther King Jr Dr Nw, Atlanta, GA 30314
6 Month Jumbo CD
$100,000
0.03%
▼ 2.73% below national avg
▼
Rate0.03%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▼ 2.73% below avg
Details
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
6 Month Share Certificate Account - Regular Accounts
$0
4.06%
▲ 1.30% above national avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.30% above avg
Details
Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
6 Month CD
$1,000
4.04%
▲ 1.28% above national avg
▼
Rate4.00%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 1.28% above avg
Details
UP to $99,999.99
Glynn County Federal Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.56%
6 Month Certificate
$0
4.00%
▲ 1.24% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.24% above avg
Details
Workmens Circle Incorporated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Jumbo - Minimum Deposit of 6 Month Share or IRA Certificate
$100,000
4.00%
▲ 1.24% above national avg
▼
Rate3.93%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.24% above avg
Details
$100,000.00
Empeople Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
6 Month Certificate
$500
4.00%
▲ 1.24% above national avg
▼
Rate3.93%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.24% above avg
Details
For all certificates unless otherwise noted: penalty for early withdrawal. Minimum deposit of $500 required to open certificate & earn dividends. Rate is accurate as today's dividend declaration. Fees may reduce earnings on the account. Rate = dividend rate.
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.52%
180 Day Share Certificate
$500
4.00%
▲ 1.24% above national avg
▼
Rate3.94%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.24% above avg
Details
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
6 Month Certificate
$500
3.95%
▲ 1.19% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.19% above avg
Details
Automatic Renewal
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
6 Month Certificate
$500
3.85%
▲ 1.09% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.09% above avg
Details
Automatic Renewal to Regular Certificate
Combined Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
6 Month Certificate
$0
3.80%
▲ 1.04% above national avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.04% above avg
Details
Woori America Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
6-Months CD
$1,000
3.75%
▲ 0.99% above national avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.99% above avg
Details
Interest is not compounded. Interest will be credited to your account at maturity.
New Millennium Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
6 Month Certificates of Deposit
$500
3.75%
▲ 0.99% above national avg
▼
Rate3.68%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 0.99% above avg
Details
Fixed Rate
Five Star Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
6 Month Share Certificate
$0
3.65%
▲ 0.89% above national avg
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.89% above avg
Details
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
6 Months Business Share Certificate/CD
$1,000
3.65%
▲ 0.89% above national avg
▼
Rate3.60%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.89% above avg
Details
Balance: $1,000 - $9,999
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
6 Months CD
$1,000
3.65%
▲ 0.89% above national avg
▼
Rate3.60%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.89% above avg
Details
Balance: $1,000 - $9,999
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.32%
6 Month Certificate
$0
3.55%
▲ 0.79% above national avg
▼
Rate3.49%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.79% above avg
Details
Gold Member Merit rates available to accounts with household relationship of $25,000 or more in loan and deposit balances. Interest and dividends are paid and compounded monthly based on the average daily balance. APY is a variable rate. After issue date, rate may change twice during the term. Term is divided into three equal periods and rate adjusts on anniversary date of each subsequent period. Rate will adjust to current rate for like fixed rate certificate term less a margin (.10% for 36 months; .25% for 60 months). Rate may increase or decrease, but will never be lower than rate earned on issue date. A penalty will or may be imposed for early withdrawal. Fees may reduce earnings on the account. See our CD Truth in Savings Disclosure for further information.
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.32%
6 Month Certificate
$0
3.50%
▲ 0.74% above national avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.74% above avg
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.32%
Business 6 Month Certificate
$0
3.50%
▲ 0.74% above national avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.74% above avg
Details
Workmens Circle Incorporated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month Share or IRA Certificate
$1,000
3.50%
▲ 0.74% above national avg
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.74% above avg
Details
Standard
Southeastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
6 Month Share Certificates
$0
3.50%
▲ 0.74% above national avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.74% above avg
Details
Go Energy Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
6 Month Certificate Accounts
$0
3.35%
▲ 0.59% above national avg
▼
Rate3.30%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.59% above avg
Details
Balance: $1,000
CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
6 Month Jumbo CD
$0
3.35%
▲ 0.59% above national avg
▼
Rate3.30%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.59% above avg
Details
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
JUMBO Regular & IRA Certificates - 6 Months
$100,000
3.33%
▲ 0.57% above national avg
▼
Rate3.30%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.57% above avg
Details
Lanier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
Traditional 6 Month CD
$500
3.30%
▲ 0.54% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.54% above avg
Details
Term Deposit; Traditional IRA, Roth IRA, Educational IRA
CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
6 Month Certificate
$0
3.30%
▲ 0.54% above national avg
▼
Rate3.26%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.54% above avg
Details
CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
6-Month CD
$0
3.30%
▲ 0.54% above national avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.54% above avg
Details
Atlanta 12 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.66%
3333 Piedmont Rd Ne, Atlanta, GA 30305
Special 12-Month Fixed Rate
$0
4.11%
▲ 1.16% above national avg
▼
Rate4.03%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 1.16% above avg
Details
Term: Special 12-Month Fixed Rate1
RBC Bank, (Georgia)
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
3550 Lenox Rd Ne, Atlanta, GA 30326
1 Year Certificate of Deposit
$0
4.10%
▲ 1.15% above national avg
▼
Rate4.02%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 1.15% above avg
Details
Northside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
980 Johnson Ferry Rd, Atlanta, GA 30342
12 Month Share Certificates
$0
3.85%
▲ 0.90% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 0.90% above avg
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1025 Virginia Ave, Atlanta, GA 30354 1319
12 Month Certificate of Deposit Accounts
$0
3.85%
▲ 0.90% above national avg
▼
Rate3.78%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.90% above avg
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1025 Virginia Ave, Atlanta, GA 30354 1319
12 Month IRA CDs
$0
3.85%
▲ 0.90% above national avg
▼
Rate3.78%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.90% above avg
Details
MembersFirst Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
1968 Peachtree Rd NW Bldg 6, Atlanta, GA 30309 1281
12 Month Certificate
$0
3.85%
▲ 0.90% above national avg
▼
Rate3.78%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.90% above avg
Details
Excel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
61 Forsyth St SW Ste 8B 70, Atlanta, GA 30303 8931
1 Year Share Certificates/CDs
$500
3.75%
▲ 0.80% above national avg
▼
Rate3.70%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 0.80% above avg
Details
An early withdrawal penalty fee is imposed for withdrawals from a certificate account prior to the term renewal date.
Excel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
61 Forsyth St SW Ste 8B 70, Atlanta, GA 30303 8931
12 month Share Certificates
$500
3.75%
▲ 0.80% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 0.80% above avg
Details
For special promotional as-high-as rate of 3.75% APY* for 12 months, as-high-as rate of 3.65% APY* for 24 months, and as-high-as rate of 3.60% APY* for 6 months, payroll direct deposit is required. Promotional rates may expire at any time and are subject to change without notice. These special promotional rates/terms are current effective 8/7/2026.
Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
Sam Nunn Atlanta Federal Center, Atlanta, GA 30303
1 Year CD
$0
3.75%
▲ 0.80% above national avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 0.80% above avg
Details
Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
Sam Nunn Atlanta Federal Center, Atlanta, GA 30303
1 Year IRA CD
$0
3.75%
▲ 0.80% above national avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 0.80% above avg
Details
*
Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
Sam Nunn Atlanta Federal Center, Atlanta, GA 30303
1 Year Trust CD
$0
3.75%
▲ 0.80% above national avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 0.80% above avg
Details
Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
Sam Nunn Atlanta Federal Center, Atlanta, GA 30303
Tax Factor 1 Year CD
$0
3.75%
▲ 0.80% above national avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 0.80% above avg
Details
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.02%
921 Ralph David Abernathy Blvd SW, Atlanta, GA 30310
12 Month Term Certificate
$0
3.72%
▲ 0.77% above national avg
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 15, 2026
National Average2.95%▲ 0.77% above avg
Details
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.12%
6201 Powers Ferry Rd, Atlanta, GA 30339
IRA Certificate of Deposit - 12 Month
$0
3.70%
▲ 0.75% above national avg
▼
Rate3.64%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.75% above avg
Details
Over $50,000; Over $50,000
Peach State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
2357 Benjamin E Mays Dr SW, Atlanta, GA 30311
1 Year Advantage Share Certificate
$0
3.65%
▲ 0.70% above national avg
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 0.70% above avg
Details
Peach State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
2357 Benjamin E Mays Dr SW, Atlanta, GA 30311
1 Year Loyalty Term Share Certificate
$10,000
3.65%
▲ 0.70% above national avg
▼
Rate3.59%
Min Deposit$10,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 0.70% above avg
Details
Plus 5 Years of Membership
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.12%
6201 Powers Ferry Rd, Atlanta, GA 30339
IRA Certificate of Deposit - 12 Month
$0
3.60%
▲ 0.65% above national avg
▼
Rate3.54%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.65% above avg
Details
Hyperion Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.21%
3525 Piedmont Rd Ne, Atlanta, GA 30305
12 Month CD
$500
3.50%
▲ 0.55% above national avg
▼
Rate3.44%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 0.55% above avg
Details
Peach State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
2357 Benjamin E Mays Dr SW, Atlanta, GA 30311
1 Year Term Share Certificate
$1,000
3.50%
▲ 0.55% above national avg
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 0.55% above avg
Details
Coastal States Bank (CSB)
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
6160 Roswell Rd, Atlanta, GA 30328
12 Month CD
$0
3.40%
▲ 0.45% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.45% above avg
Details
Annual Percentage Yield. Rates accurate as of 02/03/2026. A penalty will be imposed for early withdrawal, which will reduce the earnings on the account.
Peach State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
2357 Benjamin E Mays Dr SW, Atlanta, GA 30311
1 Year Freedom Term Share Certificate
$2,500
3.40%
▲ 0.45% above national avg
▼
Rate3.35%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 0.45% above avg
Details
Georgia United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
400 Whitehall St SW, Atlanta, GA 30303
12 Month Certificate of Deposit
$0
3.35%
▲ 0.40% above national avg
▼
Rate3.30%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.40% above avg
Details
Craft Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.02%
1575 Northside Dr Nw, Atlanta, GA 30318
1 Year Business CD
$0
3.31%
▲ 0.36% above national avg
▼
Rate3.26%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 0.36% above avg
Details
Balance: $250,000 - and above
Craft Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.02%
1575 Northside Dr Nw, Atlanta, GA 30318
1 Year Certificate
$0
3.31%
▲ 0.36% above national avg
▼
Rate3.26%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 0.36% above avg
Details
Balance: $250,000 - and above
Truist
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
303 Peachtree St Ne, Atlanta, GA 30308
12 Month Certificate of Deposit (CDs)
$0
3.25%
▲ 0.30% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.30% above avg
Details
Special rate on select new CD accounts.
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
478 Peachtree St NE Ste 101A, Atlanta, GA 30308 3106
12 Month Business Share Certificates (CD)
$0
3.25%
▲ 0.30% above national avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.30% above avg
Details
Early Withdrawal Penalty: 90 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
478 Peachtree St NE Ste 101A, Atlanta, GA 30308 3106
12 Month Business Share Certificates Plus (CD)
$0
3.25%
▲ 0.30% above national avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.30% above avg
Details
Early Withdrawal Penalty: 90 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
478 Peachtree St NE Ste 101A, Atlanta, GA 30308 3106
12 Month IRA Certificate (Traditional, Roth or Educational)
$0
3.25%
▲ 0.30% above national avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.30% above avg
Details
Early Withdrawal Penalty: 90 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
478 Peachtree St NE Ste 101A, Atlanta, GA 30308 3106
12 Month Share Certificate (CD)
$0
3.25%
▲ 0.30% above national avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.30% above avg
Details
Early Withdrawal Penalty: 90 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
478 Peachtree St NE Ste 101A, Atlanta, GA 30308 3106
12 Month Share Certificate Plus (CD)
$0
3.25%
▲ 0.30% above national avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.30% above avg
Details
Early Withdrawal Penalty: 90 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
478 Peachtree St NE Ste 101A, Atlanta, GA 30308 3106
IRA Certificate Plus (Traditional, Roth or Educational) - 12 Months
$0
3.25%
▲ 0.30% above national avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.30% above avg
Details
Early Withdrawal Penalty: 90 Days' Dividends
Craft Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.02%
1575 Northside Dr Nw, Atlanta, GA 30318
1 Year Business CD
$0
3.06%
▲ 0.11% above national avg
▼
Rate3.01%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 0.11% above avg
Details
Balance: $0.01 - $249,999.99
Craft Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.02%
1575 Northside Dr Nw, Atlanta, GA 30318
1 Year Certificate
$0
3.06%
▲ 0.11% above national avg
▼
Rate3.01%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 0.11% above avg
Details
Balance: $0.01 - $249,999.99
First Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
3300 Cumberland Blvd Se, Atlanta, GA 30339
12 Month Certificate of Deposit
$500
2.00%
▼ 0.95% below national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▼ 0.95% below avg
Details
Woodforest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.96%
2427 Gresham Rd Se, Atlanta, GA 30316
1 Year CD
$500
2.00%
▼ 0.95% below national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▼ 0.95% below avg
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
171 17th St Nw, Atlanta, GA 30363
1 year Standard Interest Rate
$2,500
1.51%
▼ 1.44% below national avg
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▼ 1.44% below avg
Details
Early withdrawal penalties may apply.
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
171 17th St Nw, Atlanta, GA 30363
1 year Standard Fixed Rate
$2,500
1.50%
▼ 1.45% below national avg
▼
Rate1.49%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▼ 1.45% below avg
Details
Relationship APY 1.51%. Early withdrawal penalties may apply.
Citizens Trust Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.19%
965 Martin Luther King Jr Dr Nw, Atlanta, GA 30314
12 Month CD
$500
1.25%
▼ 1.70% below national avg
▼
Rate1.24%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.95%▼ 1.70% below avg
Details
Citizens Trust Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.19%
965 Martin Luther King Jr Dr Nw, Atlanta, GA 30314
12 Month Jumbo CD
$100,000
1.00%
▼ 1.95% below national avg
▼
Rate0.99%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.95%▼ 1.95% below avg
Details
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
12 Month Family Legacy Certificate Account
$0
5.00%
▲ 2.05% above national avg
▼
Rate4.91%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 2.05% above avg
Details
The Family Legacy Certificate Account must be opened within two years of the date of death. Eligibility is subject to verification.
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
12 Month Certificate - STUDENT Accounts
$100
5.00%
▲ 2.05% above national avg
▼
Rate—
Min Deposit$100
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 2.05% above avg
Details
Maximum $10,000 (Automatic Renewal)
Workmens Circle Incorporated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Jumbo - Minimum Deposit of 12 Month Share or IRA Certificate
$100,000
4.25%
▲ 1.30% above national avg
▼
Rate4.17%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 1.30% above avg
Details
$100,000.00
Empeople Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
12 Month Certificate
$500
4.25%
▲ 1.30% above national avg
▼
Rate4.17%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 1.30% above avg
Details
For all certificates unless otherwise noted: penalty for early withdrawal. Minimum deposit of $500 required to open certificate & earn dividends. Rate is accurate as today's dividend declaration. Fees may reduce earnings on the account. Rate = dividend rate.
New Millennium Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
12 Month Certificates of Deposit
$500
4.15%
▲ 1.20% above national avg
▼
Rate4.07%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 1.20% above avg
Details
Fixed Rate
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.52%
12 Month Share Certificate
$500
4.10%
▲ 1.15% above national avg
▼
Rate4.04%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 1.15% above avg
Details
Glynn County Federal Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.56%
12 Month Certificate
$0
4.00%
▲ 1.05% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 1.05% above avg
Details
Southeastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
1 Year Share Certificates
$0
4.00%
▲ 1.05% above national avg
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 1.05% above avg
Details
Go Energy Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
1 Year Certificate Accounts
$0
4.00%
▲ 1.05% above national avg
▼
Rate3.92%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 1.05% above avg
Details
Balance: $1,000
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
12 Month Certificate
$500
3.90%
▲ 0.95% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.95% above avg
Details
Automatic Renewal
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
12 Month Share Certificate Account - Regular Accounts
$0
3.85%
▲ 0.90% above national avg
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.90% above avg
Details
Atlanta 18 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Georgia United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
400 Whitehall St SW, Atlanta, GA 30303
18 Month Certificate of Deposit
$0
4.00%
▲ 1.19% above national avg
▼
Rate3.92%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 1.19% above avg
Details
Southern Energy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
30 Ivan Allen Jr Blvd NW, Atlanta, GA 30308
18 Month Certificates of Deposit (CDs)
$0
3.95%
▲ 1.14% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 1.14% above avg
Details
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.02%
921 Ralph David Abernathy Blvd SW, Atlanta, GA 30310
18 Month Term Certificate
$0
3.77%
▲ 0.96% above national avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 15, 2026
National Average2.81%▲ 0.96% above avg
Details
MembersFirst Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
1968 Peachtree Rd NW Bldg 6, Atlanta, GA 30309 1281
18 Month Certificate
$0
3.65%
▲ 0.84% above national avg
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.84% above avg
Details
Hyperion Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.21%
3525 Piedmont Rd Ne, Atlanta, GA 30305
18 Month CD
$500
3.50%
▲ 0.69% above national avg
▼
Rate3.44%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.81%▲ 0.69% above avg
Details
Northside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
980 Johnson Ferry Rd, Atlanta, GA 30342
18 Month Share Certificates
$0
3.40%
▲ 0.59% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 0.59% above avg
Details
Citizens Trust Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.19%
965 Martin Luther King Jr Dr Nw, Atlanta, GA 30314
18 Month CD
$500
1.25%
▼ 1.56% below national avg
▼
Rate1.24%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.81%▼ 1.56% below avg
Details
First Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
3300 Cumberland Blvd Se, Atlanta, GA 30339
18 Month Certificate of Deposit
$500
0.02%
▼ 2.79% below national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.81%▼ 2.79% below avg
Details
Empeople Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
18 Month Certificate
$500
4.20%
▲ 1.39% above national avg
▼
Rate4.12%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 1.39% above avg
Details
For all certificates unless otherwise noted: penalty for early withdrawal. Minimum deposit of $500 required to open certificate & earn dividends. Rate is accurate as today's dividend declaration. Fees may reduce earnings on the account. Rate = dividend rate.
Southeastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
18 Month Share Certificates
$0
4.15%
▲ 1.34% above national avg
▼
Rate4.09%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 1.34% above avg
Details
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
18 Month Certificate
$500
3.90%
▲ 1.09% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 1.09% above avg
Details
Automatic Renewal to Regular Certificate
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
18 Month Certificate
$500
3.80%
▲ 0.99% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.99% above avg
Details
Automatic Renewal
CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
IRA Certificate - 18-Month
$0
3.66%
▲ 0.85% above national avg
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.85% above avg
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
18-month term
$0
3.65%
▲ 0.84% above national avg
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.84% above avg
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
IRA CD Specials - 18-month term
$0
3.65%
▲ 0.84% above national avg
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.84% above avg
Details
CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
18 Month Jumbo CD
$0
3.61%
▲ 0.80% above national avg
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.80% above avg
Details
CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
18-Month CD
$0
3.61%
▲ 0.80% above national avg
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.80% above avg
Details
New Millennium Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
18 Month Certificates of Deposit
$500
3.50%
▲ 0.69% above national avg
▼
Rate3.44%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.81%▲ 0.69% above avg
Details
Fixed Rate
Combined Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
18 Month Certificate
$0
3.50%
▲ 0.69% above national avg
▼
Rate3.46%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 0.69% above avg
Details
Glynn County Federal Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.56%
18 Month IRA Certificate
$0
3.50%
▲ 0.69% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.69% above avg
Details
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
18 Month Share Certificate Account - Regular Accounts
$0
3.50%
▲ 0.69% above national avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.69% above avg
Details
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.52%
18 Month Share Certificate
$500
3.35%
▲ 0.54% above national avg
▼
Rate3.31%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.54% above avg
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.32%
18 Month Certificate
$0
3.30%
▲ 0.49% above national avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.49% above avg
Details
Gold Member Merit rates available to accounts with household relationship of $25,000 or more in loan and deposit balances. Interest and dividends are paid and compounded monthly based on the average daily balance. APY is a variable rate. After issue date, rate may change twice during the term. Term is divided into three equal periods and rate adjusts on anniversary date of each subsequent period. Rate will adjust to current rate for like fixed rate certificate term less a margin (.10% for 36 months; .25% for 60 months). Rate may increase or decrease, but will never be lower than rate earned on issue date. A penalty will or may be imposed for early withdrawal. Fees may reduce earnings on the account. See our CD Truth in Savings Disclosure for further information.
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.32%
18 Month Certificate
$0
3.25%
▲ 0.44% above national avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.44% above avg
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.32%
Business 18 Month Certificate
$0
3.25%
▲ 0.44% above national avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.44% above avg
Details
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
18-Month Term Share Certificate
$500
3.25%
▲ 0.44% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.44% above avg
Details
Go Energy Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
18 Month Certificate Accounts
$0
3.20%
▲ 0.39% above national avg
▼
Rate3.15%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.39% above avg
Details
Balance: $1,000
Vidalia Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
IRA 18 Months
$250
3.05%
▲ 0.24% above national avg
▼
Rate3.00%
Min Deposit$250
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.81%▲ 0.24% above avg
Details
CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
18 Month Certificate
$0
3.00%
▲ 0.19% above national avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.19% above avg
Details
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
18 Month Certificate
$0
2.90%
▲ 0.09% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 0.09% above avg
Details
First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
18 Month Business CD
$1,000
2.75%
▼ 0.06% below national avg
▼
Rate2.72%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▼ 0.06% below avg
Details
First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
18 Month CD
$0
2.75%
▼ 0.06% below national avg
▼
Rate2.72%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▼ 0.06% below avg
Details
GA; Dividend Posting: Monthly
First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
18 Month Certificate
$0
2.75%
▼ 0.06% below national avg
▼
Rate2.72%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▼ 0.06% below avg
Details
FL
First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
18 Month IRA CDs
$1,000
2.75%
▼ 0.06% below national avg
▼
Rate2.72%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▼ 0.06% below avg
Details
First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
18 Month Kids Club/Junior CDs
$250
2.75%
▼ 0.06% below national avg
▼
Rate2.72%
Min Deposit$250
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▼ 0.06% below avg
Details
Must be under age 18
First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
18 Month Traditional CDs
$1,000
2.75%
▼ 0.06% below national avg
▼
Rate2.72%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▼ 0.06% below avg
Details
Geovista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.84%
18 Month Share Certificates
$500
2.02%
▼ 0.79% below national avg
▼
Rate2.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.81%▼ 0.79% below avg
Details
Fsnb
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
18 Month Certificate
$500
2.00%
▼ 0.81% below national avg
▼
Rate2.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.81%▼ 0.81% below avg
Details
United Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
18 Month Standard Rate CDs
$500
1.80%
▼ 1.01% below national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.81%▼ 1.01% below avg
Details
United Bank Zebulon, GA
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
Certificate of Deposits 18 months
$0
1.51%
▼ 1.30% below national avg
▼
Rate1.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.81%▼ 1.30% below avg
Details
LOCOGA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.18%
18 Month Share Certificates
$1,000
1.50%
▼ 1.31% below national avg
▼
Rate1.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.81%▼ 1.31% below avg
Details
Copper Basin Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
18 Month Certificate
$1,000
1.00%
▼ 1.81% below national avg
▼
Rate1.00%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.81%▼ 1.81% below avg
Details
Century Bank and Trust GA
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
18 Month Business Certificates of Deposit
$0
0.80%
▼ 2.01% below national avg
▼
Rate0.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.81%▼ 2.01% below avg
Details
Compound Method: Quarterly
Kinetic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.88%
18 Month Certificate
$0
0.50%
▼ 2.31% below national avg
▼
Rate0.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.81%▼ 2.31% below avg
Details
Century Bank and Trust GA
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
18 Month Certificates of Deposit
$0
0.45%
▼ 2.36% below national avg
▼
Rate0.45%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.81%▼ 2.36% below avg
Details
Compound Method: Quarterly
Atlanta 24 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
RBC Bank, (Georgia)
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
3550 Lenox Rd Ne, Atlanta, GA 30326
2 Year Certificate of Deposit
$0
4.10%
▲ 1.27% above national avg
▼
Rate4.02%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 1.27% above avg
Details
Southern Energy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
30 Ivan Allen Jr Blvd NW, Atlanta, GA 30308
24 Month Certificates of Deposit (CDs)
$0
3.85%
▲ 1.02% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.02% above avg
Details
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.02%
921 Ralph David Abernathy Blvd SW, Atlanta, GA 30310
24 Month Term Certificate
$0
3.77%
▲ 0.94% above national avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 15, 2026
National Average2.83%▲ 0.94% above avg
Details
Excel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
61 Forsyth St SW Ste 8B 70, Atlanta, GA 30303 8931
2 Year Share Certificates/CDs
$500
3.65%
▲ 0.82% above national avg
▼
Rate3.60%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.82% above avg
Details
An early withdrawal penalty fee is imposed for withdrawals from a certificate account prior to the term renewal date.
Excel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
61 Forsyth St SW Ste 8B 70, Atlanta, GA 30303 8931
24 Month Share Certificates
$500
3.65%
▲ 0.82% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.82% above avg
Details
For special promotional as-high-as rate of 3.75% APY* for 12 months, as-high-as rate of 3.65% APY* for 24 months, and as-high-as rate of 3.60% APY* for 6 months, payroll direct deposit is required. Promotional rates may expire at any time and are subject to change without notice. These special promotional rates/terms are current effective 8/7/2026.
Craft Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.02%
1575 Northside Dr Nw, Atlanta, GA 30318
2 Year Business CD
$0
3.57%
▲ 0.74% above national avg
▼
Rate3.51%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 0.74% above avg
Details
Balance: $250,000 - and above
Craft Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.02%
1575 Northside Dr Nw, Atlanta, GA 30318
2 Year Certificate
$0
3.57%
▲ 0.74% above national avg
▼
Rate3.51%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 0.74% above avg
Details
Balance: $250,000 - and above
Hyperion Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.21%
3525 Piedmont Rd Ne, Atlanta, GA 30305
24 Month CD
$500
3.50%
▲ 0.67% above national avg
▼
Rate3.44%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.67% above avg
Details
Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
Sam Nunn Atlanta Federal Center, Atlanta, GA 30303
2 Year CD
$0
3.50%
▲ 0.67% above national avg
▼
Rate3.46%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.67% above avg
Details
Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
Sam Nunn Atlanta Federal Center, Atlanta, GA 30303
2 Year IRA CD
$0
3.50%
▲ 0.67% above national avg
▼
Rate3.46%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.67% above avg
Details
*
Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
Sam Nunn Atlanta Federal Center, Atlanta, GA 30303
2 Year Trust CD
$0
3.50%
▲ 0.67% above national avg
▼
Rate3.46%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.67% above avg
Details
MembersFirst Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
1968 Peachtree Rd NW Bldg 6, Atlanta, GA 30309 1281
24 Month Certificate
$0
3.50%
▲ 0.67% above national avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.67% above avg
Details
Northside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
980 Johnson Ferry Rd, Atlanta, GA 30342
24 Month Share Certificates
$0
3.35%
▲ 0.52% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.52% above avg
Details
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.12%
6201 Powers Ferry Rd, Atlanta, GA 30339
IRA Certificate of Deposit - 2 Year
$0
3.35%
▲ 0.52% above national avg
▼
Rate3.30%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.52% above avg
Details
Over $50,000; Over $50,000
Craft Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.02%
1575 Northside Dr Nw, Atlanta, GA 30318
2 Year Business CD
$0
3.30%
▲ 0.47% above national avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 0.47% above avg
Details
Balance: $0.01 - $249,999.99
Craft Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.02%
1575 Northside Dr Nw, Atlanta, GA 30318
2 Year Certificate
$0
3.30%
▲ 0.47% above national avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 0.47% above avg
Details
Balance: $0.01 - $249,999.99
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1025 Virginia Ave, Atlanta, GA 30354 1319
24 Month Certificate of Deposit Accounts
$0
3.30%
▲ 0.47% above national avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.47% above avg
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1025 Virginia Ave, Atlanta, GA 30354 1319
24 Month IRA CDs
$0
3.30%
▲ 0.47% above national avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.47% above avg
Details
Bond Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.50%
433 Moreland Ave NE, Atlanta, GA 30307 1562
24-Month CD Special
$500
3.29%
▲ 0.46% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.46% above avg
Details
New Money Only (funds must come from another financial institution)
Peach State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
2357 Benjamin E Mays Dr SW, Atlanta, GA 30311
2 Year Loyalty Term Share Certificate
$10,000
3.25%
▲ 0.42% above national avg
▼
Rate3.20%
Min Deposit$10,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.42% above avg
Details
Plus 5 Years of Membership
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.12%
6201 Powers Ferry Rd, Atlanta, GA 30339
IRA Certificate of Deposit - 2 Year
$0
3.25%
▲ 0.42% above national avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.42% above avg
Details
Peach State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
2357 Benjamin E Mays Dr SW, Atlanta, GA 30311
2 Year Term Share Certificate
$1,000
3.10%
▲ 0.27% above national avg
▼
Rate3.06%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.27% above avg
Details
Georgia United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
400 Whitehall St SW, Atlanta, GA 30303
24 Month Certificate of Deposit
$0
3.05%
▲ 0.22% above national avg
▼
Rate3.01%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.22% above avg
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
478 Peachtree St NE Ste 101A, Atlanta, GA 30308 3106
24 Month Business Share Certificates (CD)
$0
3.00%
▲ 0.17% above national avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.17% above avg
Details
Early Withdrawal Penalty: 180 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
478 Peachtree St NE Ste 101A, Atlanta, GA 30308 3106
24 Month Business Share Certificates Plus (CD)
$0
3.00%
▲ 0.17% above national avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.17% above avg
Details
Early Withdrawal Penalty: 180 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
478 Peachtree St NE Ste 101A, Atlanta, GA 30308 3106
24 Month IRA Certificate (Traditional, Roth or Educational)
$0
3.00%
▲ 0.17% above national avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.17% above avg
Details
Early Withdrawal Penalty: 180 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
478 Peachtree St NE Ste 101A, Atlanta, GA 30308 3106
24 Month Share Certificate (CD)
$0
3.00%
▲ 0.17% above national avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.17% above avg
Details
Early Withdrawal Penalty: 180 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
478 Peachtree St NE Ste 101A, Atlanta, GA 30308 3106
24 Month Share Certificate Plus (CD)
$0
3.00%
▲ 0.17% above national avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.17% above avg
Details
Early Withdrawal Penalty: 180 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
478 Peachtree St NE Ste 101A, Atlanta, GA 30308 3106
IRA Certificate Plus (Traditional, Roth or Educational) - 24 Months
$0
3.00%
▲ 0.17% above national avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.17% above avg
Details
Early Withdrawal Penalty: 180 Days' Dividends
Woodforest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.96%
2427 Gresham Rd Se, Atlanta, GA 30316
2 Year CD
$500
2.25%
▼ 0.58% below national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 0.58% below avg
Details
Citizens Trust Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.19%
965 Martin Luther King Jr Dr Nw, Atlanta, GA 30314
24 Month CD
$500
1.25%
▼ 1.58% below national avg
▼
Rate1.24%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▼ 1.58% below avg
Details
Citizens Trust Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.19%
965 Martin Luther King Jr Dr Nw, Atlanta, GA 30314
24 Month Jumbo CD
$100,000
1.00%
▼ 1.83% below national avg
▼
Rate0.99%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▼ 1.83% below avg
Details
First Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
3300 Cumberland Blvd Se, Atlanta, GA 30339
2 Year Certificate of Deposit
$500
0.05%
▼ 2.78% below national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 2.78% below avg
Details
Workmens Circle Incorporated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Jumbo - Minimum Deposit of 24 Month Share or IRA Certificate
$100,000
4.40%
▲ 1.57% above national avg
▼
Rate4.32%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.57% above avg
Details
$100,000.00
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.52%
24 Month Share Certificate
$500
4.20%
▲ 1.37% above national avg
▼
Rate4.14%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.37% above avg
Details
Empeople Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
24 Month Certificate
$500
4.15%
▲ 1.32% above national avg
▼
Rate4.07%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.32% above avg
Details
For all certificates unless otherwise noted: penalty for early withdrawal. Minimum deposit of $500 required to open certificate & earn dividends. Rate is accurate as today's dividend declaration. Fees may reduce earnings on the account. Rate = dividend rate.
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
24 Months Business Share Certificate/CD
$1,000
4.00%
▲ 1.17% above national avg
▼
Rate3.94%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.17% above avg
Details
Balance: $1,000 - $9,999
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
24 Months CD
$1,000
4.00%
▲ 1.17% above national avg
▼
Rate3.94%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.17% above avg
Details
Balance: $1,000 - $9,999
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
24 Month Certificate
$500
4.00%
▲ 1.17% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.17% above avg
Details
Automatic Renewal
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
24 Month Certificate
$500
3.95%
▲ 1.12% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.12% above avg
Details
Automatic Renewal to Regular Certificate
Workmens Circle Incorporated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month Share or IRA Certificate
$1,000
3.80%
▲ 0.97% above national avg
▼
Rate3.74%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.97% above avg
Details
Standard
Five Star Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
24 Month Share Certificate
$0
3.60%
▲ 0.77% above national avg
▼
Rate3.54%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 0.77% above avg
Details
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
JUMBO Regular & IRA Certificates - 2 Year
$100,000
3.60%
▲ 0.77% above national avg
▼
Rate3.55%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.77% above avg
Details
Combined Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
24 Month Certificate
$0
3.50%
▲ 0.67% above national avg
▼
Rate3.46%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.67% above avg
Details
Glynn County Federal Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.56%
24 Month Certificate
$0
3.50%
▲ 0.67% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.67% above avg
Details
Southeastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
2 Year Share Certificates
$0
3.50%
▲ 0.67% above national avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.67% above avg
Details
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
2 Year Certificate
$1,000
3.49%
▲ 0.66% above national avg
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.66% above avg
Details
Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
2 Year IRA Certificate
$1,000
3.45%
▲ 0.62% above national avg
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.62% above avg
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.32%
24 Month Certificate
$0
3.30%
▲ 0.47% above national avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.47% above avg
Details
Gold Member Merit rates available to accounts with household relationship of $25,000 or more in loan and deposit balances. Interest and dividends are paid and compounded monthly based on the average daily balance. APY is a variable rate. After issue date, rate may change twice during the term. Term is divided into three equal periods and rate adjusts on anniversary date of each subsequent period. Rate will adjust to current rate for like fixed rate certificate term less a margin (.10% for 36 months; .25% for 60 months). Rate may increase or decrease, but will never be lower than rate earned on issue date. A penalty will or may be imposed for early withdrawal. Fees may reduce earnings on the account. See our CD Truth in Savings Disclosure for further information.
CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
IRA Certificate - 24-Month
$0
3.30%
▲ 0.47% above national avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.47% above avg
Details
Atlanta 36 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
RBC Bank, (Georgia)
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
3550 Lenox Rd Ne, Atlanta, GA 30326
3 Year Certificate of Deposit
$0
4.10%
▲ 1.35% above national avg
▼
Rate4.02%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 1.35% above avg
Details
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.02%
921 Ralph David Abernathy Blvd SW, Atlanta, GA 30310
36 Month Term Certificate
$0
3.82%
▲ 1.07% above national avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 15, 2026
National Average2.75%▲ 1.07% above avg
Details
Southern Energy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
30 Ivan Allen Jr Blvd NW, Atlanta, GA 30308
36 Month Certificates of Deposit (CDs)
$0
3.75%
▲ 1.00% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.00% above avg
Details
Craft Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.02%
1575 Northside Dr Nw, Atlanta, GA 30318
3 Year Business CD
$0
3.57%
▲ 0.82% above national avg
▼
Rate3.51%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.75%▲ 0.82% above avg
Details
Balance: $250,000 - and above
Craft Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.02%
1575 Northside Dr Nw, Atlanta, GA 30318
3 Year Certificate
$0
3.57%
▲ 0.82% above national avg
▼
Rate3.51%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.75%▲ 0.82% above avg
Details
Balance: $250,000 - and above
MembersFirst Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
1968 Peachtree Rd NW Bldg 6, Atlanta, GA 30309 1281
36 Month Certificate
$0
3.50%
▲ 0.75% above national avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 0.75% above avg
Details
Northside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
980 Johnson Ferry Rd, Atlanta, GA 30342
36 Month Share Certificates
$0
3.35%
▲ 0.60% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 0.60% above avg
Details
Craft Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.02%
1575 Northside Dr Nw, Atlanta, GA 30318
3 Year Business CD
$0
3.30%
▲ 0.55% above national avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.75%▲ 0.55% above avg
Details
Balance: $0.01 - $249,999.99
Craft Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.02%
1575 Northside Dr Nw, Atlanta, GA 30318
3 Year Certificate
$0
3.30%
▲ 0.55% above national avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.75%▲ 0.55% above avg
Details
Balance: $0.01 - $249,999.99
Peach State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
2357 Benjamin E Mays Dr SW, Atlanta, GA 30311
3 Year Loyalty Term Share Certificate
$10,000
3.20%
▲ 0.45% above national avg
▼
Rate3.15%
Min Deposit$10,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 0.45% above avg
Details
Plus 5 Years of Membership
Excel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
61 Forsyth St SW Ste 8B 70, Atlanta, GA 30303 8931
3 Year Share Certificates/CDs
$500
3.15%
▲ 0.40% above national avg
▼
Rate3.11%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 0.40% above avg
Details
An early withdrawal penalty fee is imposed for withdrawals from a certificate account prior to the term renewal date.
Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
Sam Nunn Atlanta Federal Center, Atlanta, GA 30303
3 Year CD
$0
3.15%
▲ 0.40% above national avg
▼
Rate3.11%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 0.40% above avg
Details
Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
Sam Nunn Atlanta Federal Center, Atlanta, GA 30303
3 Year IRA CD
$0
3.15%
▲ 0.40% above national avg
▼
Rate3.11%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 0.40% above avg
Details
*
Peach State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
2357 Benjamin E Mays Dr SW, Atlanta, GA 30311
3 Year Term Share Certificate
$1,000
3.00%
▲ 0.25% above national avg
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 0.25% above avg
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1025 Virginia Ave, Atlanta, GA 30354 1319
36 Month Certificate of Deposit Accounts
$0
3.00%
▲ 0.25% above national avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 0.25% above avg
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1025 Virginia Ave, Atlanta, GA 30354 1319
36 Month IRA CDs
$0
3.00%
▲ 0.25% above national avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 0.25% above avg
Details
Georgia United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
400 Whitehall St SW, Atlanta, GA 30303
36 Month Certificate of Deposit
$0
3.00%
▲ 0.25% above national avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 0.25% above avg
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
478 Peachtree St NE Ste 101A, Atlanta, GA 30308 3106
36 Month Business Share Certificates (CD)
$0
3.00%
▲ 0.25% above national avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 0.25% above avg
Details
Early Withdrawal Penalty: 270 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
478 Peachtree St NE Ste 101A, Atlanta, GA 30308 3106
36 Month Business Share Certificates Plus (CD)
$0
3.00%
▲ 0.25% above national avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 0.25% above avg
Details
Early Withdrawal Penalty: 270 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
478 Peachtree St NE Ste 101A, Atlanta, GA 30308 3106
36 Month IRA Certificate (Traditional, Roth or Educational)
$0
3.00%
▲ 0.25% above national avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 0.25% above avg
Details
Early Withdrawal Penalty: 270 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
478 Peachtree St NE Ste 101A, Atlanta, GA 30308 3106
36 Month Share Certificate (CD)
$0
3.00%
▲ 0.25% above national avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 0.25% above avg
Details
Early Withdrawal Penalty: 270 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
478 Peachtree St NE Ste 101A, Atlanta, GA 30308 3106
36 Month Share Certificate Plus (CD)
$0
3.00%
▲ 0.25% above national avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 0.25% above avg
Details
Early Withdrawal Penalty: 270 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
478 Peachtree St NE Ste 101A, Atlanta, GA 30308 3106
IRA Certificate Plus (Traditional, Roth or Educational) - 36 Months
$0
3.00%
▲ 0.25% above national avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 0.25% above avg
Details
Early Withdrawal Penalty: 270 Days' Dividends
Hyperion Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.21%
3525 Piedmont Rd Ne, Atlanta, GA 30305
36 Month CD
$500
1.75%
▼ 1.00% below national avg
▼
Rate1.73%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.75%▼ 1.00% below avg
Details
Woodforest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.96%
2427 Gresham Rd Se, Atlanta, GA 30316
3 Year CD
$500
1.40%
▼ 1.35% below national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.75%▼ 1.35% below avg
Details
Citizens Trust Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.19%
965 Martin Luther King Jr Dr Nw, Atlanta, GA 30314
36 Month CD
$500
1.25%
▼ 1.50% below national avg
▼
Rate1.24%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.75%▼ 1.50% below avg
Details
Citizens Trust Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.19%
965 Martin Luther King Jr Dr Nw, Atlanta, GA 30314
36 Month Jumbo CD
$100,000
1.00%
▼ 1.75% below national avg
▼
Rate0.99%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.75%▼ 1.75% below avg
Details
First Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
3300 Cumberland Blvd Se, Atlanta, GA 30339
3 Year Certificate of Deposit
$500
0.05%
▼ 2.70% below national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.75%▼ 2.70% below avg
Details
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.52%
36 Month Share Certificate
$500
4.20%
▲ 1.45% above national avg
▼
Rate4.14%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.45% above avg
Details
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
36 Months Business Share Certificate/CD
$1,000
4.00%
▲ 1.25% above national avg
▼
Rate3.94%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.25% above avg
Details
Balance: $1,000 - $9,999
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
36 Months CD
$1,000
4.00%
▲ 1.25% above national avg
▼
Rate3.94%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.25% above avg
Details
Balance: $1,000 - $9,999
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
36 Month Certificate
$500
4.00%
▲ 1.25% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.25% above avg
Details
Automatic Renewal
Combined Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
36 Month Certificate
$0
3.75%
▲ 1.00% above national avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.00% above avg
Details
Empeople Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
36 Month Certificate
$500
3.75%
▲ 1.00% above national avg
▼
Rate3.69%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.00% above avg
Details
For all certificates unless otherwise noted: penalty for early withdrawal. Minimum deposit of $500 required to open certificate & earn dividends. Rate is accurate as today's dividend declaration. Fees may reduce earnings on the account. Rate = dividend rate.
Five Star Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
36 Month Share Certificate
$0
3.55%
▲ 0.80% above national avg
▼
Rate3.49%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.75%▲ 0.80% above avg
Details
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
JUMBO Regular & IRA Certificates - 3 Year
$100,000
3.55%
▲ 0.80% above national avg
▼
Rate3.50%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 0.80% above avg
Details
Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
3 Year IRA Certificate
$1,000
3.55%
▲ 0.80% above national avg
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 0.80% above avg
Details
Glynn County Federal Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.56%
36 Month Certificate
$0
3.50%
▲ 0.75% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 0.75% above avg
Details
Southeastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
3 Year Share Certificates
$0
3.50%
▲ 0.75% above national avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 0.75% above avg
Details
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
3 Year Certificate
$1,000
3.44%
▲ 0.69% above national avg
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 0.69% above avg
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.32%
36 Month Certificate
$0
3.30%
▲ 0.55% above national avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 0.55% above avg
Details
Gold Member Merit rates available to accounts with household relationship of $25,000 or more in loan and deposit balances. Interest and dividends are paid and compounded monthly based on the average daily balance. APY is a variable rate. After issue date, rate may change twice during the term. Term is divided into three equal periods and rate adjusts on anniversary date of each subsequent period. Rate will adjust to current rate for like fixed rate certificate term less a margin (.10% for 36 months; .25% for 60 months). Rate may increase or decrease, but will never be lower than rate earned on issue date. A penalty will or may be imposed for early withdrawal. Fees may reduce earnings on the account. See our CD Truth in Savings Disclosure for further information.
Eagle Express Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
36 Month Certificate Special
$500
3.30%
▲ 0.55% above national avg
▼
Rate3.25%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 0.55% above avg
Details
LIMITED TIME OFFER: EFFECTIVE 10/03/2025
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
36 Month Share Certificate Account - Regular Accounts
$0
3.29%
▲ 0.54% above national avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 0.54% above avg
Details
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
36 Month Share Certificate Account - Roth or Traditional IRAs
$0
3.29%
▲ 0.54% above national avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 0.54% above avg
Details
IRA and Coverdell Education Certificate accounts are only available for 12, 24, 36, 48 and 60 month terms.
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.32%
36 Month Certificate
$0
3.25%
▲ 0.50% above national avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 0.50% above avg
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.32%
Business 36 Month Certificate
$0
3.25%
▲ 0.50% above national avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 0.50% above avg
Details
Term is divided into three equal periods and rate adjusts on anniversary date of each subsequent period. Rate will adjust to current rate for like fixed rate certificate term less a margin (.10% for 36 months; .25% for 60 months). Rate may increase or decrease, but will never be lower than rate earned on issue date.
Credit Union of Georgia
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
36 Month IRA CD
$0
3.25%
▲ 0.50% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 0.50% above avg
Details
APY*
Credit Union of Georgia
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
36 Month Jumbo CD
$0
3.25%
▲ 0.50% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 0.50% above avg
Details
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
3 Year Certificate
$0
3.20%
▲ 0.45% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.75%▲ 0.45% above avg
Details
Credit Union of Georgia
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
36 Month standard CD
$500
3.20%
▲ 0.45% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 0.45% above avg
Details
Balance: $500 to $100,000
Atlanta 48 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
RBC Bank, (Georgia)
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
3550 Lenox Rd Ne, Atlanta, GA 30326
4 Year Certificate of Deposit
$0
4.10%
▲ 1.34% above national avg
▼
Rate4.02%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.34% above avg
Details
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.02%
921 Ralph David Abernathy Blvd SW, Atlanta, GA 30310
48 Month Term Certificate
$0
3.82%
▲ 1.06% above national avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 15, 2026
National Average2.76%▲ 1.06% above avg
Details
Southern Energy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
30 Ivan Allen Jr Blvd NW, Atlanta, GA 30308
48 Month Certificates of Deposit (CDs)
$0
3.75%
▲ 0.99% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.99% above avg
Details
Craft Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.02%
1575 Northside Dr Nw, Atlanta, GA 30318
4 Year Business CD
$0
3.57%
▲ 0.81% above national avg
▼
Rate3.51%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 0.81% above avg
Details
Balance: $250,000 - and above
Craft Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.02%
1575 Northside Dr Nw, Atlanta, GA 30318
4 Year Certificate
$0
3.57%
▲ 0.81% above national avg
▼
Rate3.51%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 0.81% above avg
Details
Balance: $250,000 - and above
MembersFirst Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
1968 Peachtree Rd NW Bldg 6, Atlanta, GA 30309 1281
48 Month Certificate
$0
3.50%
▲ 0.74% above national avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.74% above avg
Details
Craft Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.02%
1575 Northside Dr Nw, Atlanta, GA 30318
4 Year Business CD
$0
3.30%
▲ 0.54% above national avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 0.54% above avg
Details
Balance: $0.01 - $249,999.99
Craft Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.02%
1575 Northside Dr Nw, Atlanta, GA 30318
4 Year Certificate
$0
3.30%
▲ 0.54% above national avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 0.54% above avg
Details
Balance: $0.01 - $249,999.99
Peach State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
2357 Benjamin E Mays Dr SW, Atlanta, GA 30311
4 Year Loyalty Term Share Certificate
$10,000
3.30%
▲ 0.54% above national avg
▼
Rate3.25%
Min Deposit$10,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.54% above avg
Details
Plus 5 Years of Membership
Georgia United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
400 Whitehall St SW, Atlanta, GA 30303
48 Month Certificate of Deposit
$0
3.25%
▲ 0.49% above national avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.49% above avg
Details
Excel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
61 Forsyth St SW Ste 8B 70, Atlanta, GA 30303 8931
4 Year Share Certificates/CDs
$500
3.15%
▲ 0.39% above national avg
▼
Rate3.11%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 0.39% above avg
Details
An early withdrawal penalty fee is imposed for withdrawals from a certificate account prior to the term renewal date.
Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
Sam Nunn Atlanta Federal Center, Atlanta, GA 30303
4 Year CD
$0
3.15%
▲ 0.39% above national avg
▼
Rate3.11%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.39% above avg
Details
Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
Sam Nunn Atlanta Federal Center, Atlanta, GA 30303
4 Year IRA CD
$0
3.15%
▲ 0.39% above national avg
▼
Rate3.11%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.39% above avg
Details
*
Peach State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
2357 Benjamin E Mays Dr SW, Atlanta, GA 30311
4 Year Term Share Certificate
$1,000
3.10%
▲ 0.34% above national avg
▼
Rate3.06%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.34% above avg
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
478 Peachtree St NE Ste 101A, Atlanta, GA 30308 3106
48 Month Business Share Certificates (CD)
$0
2.75%
▼ 0.01% below national avg
▼
Rate2.71%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▼ 0.01% below avg
Details
Early Withdrawal Penalty: 270 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
478 Peachtree St NE Ste 101A, Atlanta, GA 30308 3106
48 Month Business Share Certificates Plus (CD)
$0
2.75%
▼ 0.01% below national avg
▼
Rate2.71%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▼ 0.01% below avg
Details
Early Withdrawal Penalty: 270 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
478 Peachtree St NE Ste 101A, Atlanta, GA 30308 3106
48 Month IRA Certificate (Traditional, Roth or Educational)
$0
2.75%
▼ 0.01% below national avg
▼
Rate2.71%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▼ 0.01% below avg
Details
Early Withdrawal Penalty: 270 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
478 Peachtree St NE Ste 101A, Atlanta, GA 30308 3106
48 Month Share Certificate (CD)
$0
2.75%
▼ 0.01% below national avg
▼
Rate2.71%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▼ 0.01% below avg
Details
Early Withdrawal Penalty: 270 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
478 Peachtree St NE Ste 101A, Atlanta, GA 30308 3106
48 Month Share Certificate Plus (CD)
$0
2.75%
▼ 0.01% below national avg
▼
Rate2.71%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▼ 0.01% below avg
Details
Early Withdrawal Penalty: 270 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
478 Peachtree St NE Ste 101A, Atlanta, GA 30308 3106
IRA Certificate Plus (Traditional, Roth or Educational) - 48 Months
$0
2.75%
▼ 0.01% below national avg
▼
Rate2.71%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▼ 0.01% below avg
Details
Early Withdrawal Penalty: 270 Days' Dividends
Hyperion Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.21%
3525 Piedmont Rd Ne, Atlanta, GA 30305
48 Month CD
$500
1.95%
▼ 0.81% below national avg
▼
Rate1.93%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▼ 0.81% below avg
Details
Citizens Trust Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.19%
965 Martin Luther King Jr Dr Nw, Atlanta, GA 30314
48 Month CD
$500
1.25%
▼ 1.51% below national avg
▼
Rate1.24%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▼ 1.51% below avg
Details
Woodforest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.96%
2427 Gresham Rd Se, Atlanta, GA 30316
4 Year CD
$500
1.15%
▼ 1.61% below national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 1.61% below avg
Details
Citizens Trust Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.19%
965 Martin Luther King Jr Dr Nw, Atlanta, GA 30314
48 Month Jumbo CD
$100,000
1.00%
▼ 1.76% below national avg
▼
Rate0.99%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▼ 1.76% below avg
Details
First Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
3300 Cumberland Blvd Se, Atlanta, GA 30339
4 Year Certificate of Deposit
$500
0.15%
▼ 2.61% below national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 2.61% below avg
Details
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.52%
48 Month Share Certificate
$500
4.20%
▲ 1.44% above national avg
▼
Rate4.14%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.44% above avg
Details
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
48 Month Certificate
$500
4.05%
▲ 1.29% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.29% above avg
Details
Automatic Renewal to Regular Certificate
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
48 Month Certificate
$500
3.95%
▲ 1.19% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.19% above avg
Details
Automatic Renewal
Combined Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
48 Month Certificate
$0
3.75%
▲ 0.99% above national avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.99% above avg
Details
Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
4 Year IRA Certificate
$1,000
3.65%
▲ 0.89% above national avg
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.89% above avg
Details
Five Star Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
48 Month Share Certificate
$0
3.50%
▲ 0.74% above national avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.74% above avg
Details
Empeople Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
48 Month Certificate
$500
3.50%
▲ 0.74% above national avg
▼
Rate3.45%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.74% above avg
Details
For all certificates unless otherwise noted: penalty for early withdrawal. Minimum deposit of $500 required to open certificate & earn dividends. Rate is accurate as today's dividend declaration. Fees may reduce earnings on the account. Rate = dividend rate.
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
48 Month Share Certificate Account - Regular Accounts
$0
3.50%
▲ 0.74% above national avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.74% above avg
Details
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
48 Month Share Certificate Account - Roth or Traditional IRAs
$0
3.50%
▲ 0.74% above national avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.74% above avg
Details
IRA and Coverdell Education Certificate accounts are only available for 12, 24, 36, 48 and 60 month terms.
Southeastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
4 Year Share Certificates
$0
3.50%
▲ 0.74% above national avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.74% above avg
Details
Credit Union of Georgia
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
48 Month IRA CD
$0
3.35%
▲ 0.59% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.59% above avg
Details
APY*
Credit Union of Georgia
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
48 Month Jumbo CD
$0
3.35%
▲ 0.59% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.59% above avg
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.32%
48 Month Certificate
$0
3.30%
▲ 0.54% above national avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.54% above avg
Details
Gold Member Merit rates available to accounts with household relationship of $25,000 or more in loan and deposit balances. Interest and dividends are paid and compounded monthly based on the average daily balance. APY is a variable rate. After issue date, rate may change twice during the term. Term is divided into three equal periods and rate adjusts on anniversary date of each subsequent period. Rate will adjust to current rate for like fixed rate certificate term less a margin (.10% for 36 months; .25% for 60 months). Rate may increase or decrease, but will never be lower than rate earned on issue date. A penalty will or may be imposed for early withdrawal. Fees may reduce earnings on the account. See our CD Truth in Savings Disclosure for further information.
Credit Union of Georgia
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
48 Month standard CD
$500
3.30%
▲ 0.54% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.54% above avg
Details
Balance: $500 to $100,000
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.32%
48 Month Certificate
$0
3.25%
▲ 0.49% above national avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.49% above avg
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.32%
Business 48 Month Certificate
$0
3.25%
▲ 0.49% above national avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.49% above avg
Details
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
4 Year Certificate
$0
3.20%
▲ 0.44% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.44% above avg
Details
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
JUMBO Regular & IRA Certificates - 4 Year
$100,000
3.19%
▲ 0.43% above national avg
▼
Rate3.15%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.43% above avg
Details
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
4 Year IRA Certificates
$0
3.10%
▲ 0.34% above national avg
▼
Rate3.06%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.34% above avg
Details
Term: 4 Year IRA Certificate; $1,000 minimum balance to open
First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
4 Year Business CD
$1,000
3.10%
▲ 0.34% above national avg
▼
Rate3.06%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.34% above avg
Details
First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
4 Year CD
$0
3.10%
▲ 0.34% above national avg
▼
Rate3.06%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.34% above avg
Details
GA; Dividend Posting: Monthly
First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
4 Year Certificate
$0
3.10%
▲ 0.34% above national avg
▼
Rate3.06%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.34% above avg
Details
FL
First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
4 Year IRA CDs
$1,000
3.10%
▲ 0.34% above national avg
▼
Rate3.06%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.34% above avg
Details
First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
4 Year Kids Club/Junior CDs
$250
3.10%
▲ 0.34% above national avg
▼
Rate3.06%
Min Deposit$250
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.34% above avg
Details
Must be under age 18
First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
4 Year Traditional CDs
$1,000
3.10%
▲ 0.34% above national avg
▼
Rate3.06%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.34% above avg
Details
Atlanta 60 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
RBC Bank, (Georgia)
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
3550 Lenox Rd Ne, Atlanta, GA 30326
5 Year Certificate of Deposit
$0
4.10%
▲ 1.27% above national avg
▼
Rate4.02%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 1.27% above avg
Details
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.02%
921 Ralph David Abernathy Blvd SW, Atlanta, GA 30310
60 Month Term Certificate
$0
3.82%
▲ 0.99% above national avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 15, 2026
National Average2.83%▲ 0.99% above avg
Details
Southern Energy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
30 Ivan Allen Jr Blvd NW, Atlanta, GA 30308
60 Month Certificates of Deposit (CDs)
$0
3.75%
▲ 0.92% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.92% above avg
Details
Craft Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.02%
1575 Northside Dr Nw, Atlanta, GA 30318
5 Year Business CD
$0
3.57%
▲ 0.74% above national avg
▼
Rate3.51%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 0.74% above avg
Details
Balance: $250,000 - and above
Craft Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.02%
1575 Northside Dr Nw, Atlanta, GA 30318
5 Year Certificate
$0
3.57%
▲ 0.74% above national avg
▼
Rate3.51%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 0.74% above avg
Details
Balance: $250,000 - and above
MembersFirst Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
1968 Peachtree Rd NW Bldg 6, Atlanta, GA 30309 1281
60 Month Certificate
$0
3.50%
▲ 0.67% above national avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.67% above avg
Details
Peach State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
2357 Benjamin E Mays Dr SW, Atlanta, GA 30311
5 Year Advantage Share Certificate
$0
3.40%
▲ 0.57% above national avg
▼
Rate3.35%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.57% above avg
Details
Peach State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
2357 Benjamin E Mays Dr SW, Atlanta, GA 30311
5 Year Loyalty Term Share Certificate
$10,000
3.40%
▲ 0.57% above national avg
▼
Rate3.35%
Min Deposit$10,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.57% above avg
Details
Plus 5 Years of Membership
Craft Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.02%
1575 Northside Dr Nw, Atlanta, GA 30318
5 Year Business CD
$0
3.30%
▲ 0.47% above national avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 0.47% above avg
Details
Balance: $0.01 - $249,999.99
Craft Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.02%
1575 Northside Dr Nw, Atlanta, GA 30318
5 Year Certificate
$0
3.30%
▲ 0.47% above national avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 0.47% above avg
Details
Balance: $0.01 - $249,999.99
Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
Sam Nunn Atlanta Federal Center, Atlanta, GA 30303
5 Year CD
$0
3.25%
▲ 0.42% above national avg
▼
Rate3.21%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.42% above avg
Details
Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
Sam Nunn Atlanta Federal Center, Atlanta, GA 30303
5 Year IRA CD
$0
3.25%
▲ 0.42% above national avg
▼
Rate3.21%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.42% above avg
Details
*
Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
Sam Nunn Atlanta Federal Center, Atlanta, GA 30303
5 Year Trust CD
$0
3.25%
▲ 0.42% above national avg
▼
Rate3.21%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.42% above avg
Details
Georgia United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
400 Whitehall St SW, Atlanta, GA 30303
60 Month Certificate of Deposit
$0
3.25%
▲ 0.42% above national avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.42% above avg
Details
Peach State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
2357 Benjamin E Mays Dr SW, Atlanta, GA 30311
5 Year Term Share Certificate
$1,000
3.15%
▲ 0.32% above national avg
▼
Rate3.11%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.32% above avg
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1025 Virginia Ave, Atlanta, GA 30354 1319
60 Month Certificate of Deposit Accounts
$0
3.15%
▲ 0.32% above national avg
▼
Rate3.10%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.32% above avg
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1025 Virginia Ave, Atlanta, GA 30354 1319
60 Month IRA CDs
$0
3.15%
▲ 0.32% above national avg
▼
Rate3.10%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.32% above avg
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
478 Peachtree St NE Ste 101A, Atlanta, GA 30308 3106
60 Month Business Share Certificates (CD)
$0
2.75%
▼ 0.08% below national avg
▼
Rate2.71%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▼ 0.08% below avg
Details
Early Withdrawal Penalty: 270 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
478 Peachtree St NE Ste 101A, Atlanta, GA 30308 3106
60 Month Business Share Certificates Plus (CD)
$0
2.75%
▼ 0.08% below national avg
▼
Rate2.71%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▼ 0.08% below avg
Details
Early Withdrawal Penalty: 270 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
478 Peachtree St NE Ste 101A, Atlanta, GA 30308 3106
60 Month IRA Certificate (Traditional, Roth or Educational)
$0
2.75%
▼ 0.08% below national avg
▼
Rate2.71%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▼ 0.08% below avg
Details
Early Withdrawal Penalty: 270 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
478 Peachtree St NE Ste 101A, Atlanta, GA 30308 3106
60 Month Share Certificate (CD)
$0
2.75%
▼ 0.08% below national avg
▼
Rate2.71%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▼ 0.08% below avg
Details
Early Withdrawal Penalty: 270 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
478 Peachtree St NE Ste 101A, Atlanta, GA 30308 3106
60 Month Share Certificate Plus (CD)
$0
2.75%
▼ 0.08% below national avg
▼
Rate2.71%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▼ 0.08% below avg
Details
Early Withdrawal Penalty: 270 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
478 Peachtree St NE Ste 101A, Atlanta, GA 30308 3106
IRA Certificate Plus (Traditional, Roth or Educational) - 60 Months
$0
2.75%
▼ 0.08% below national avg
▼
Rate2.71%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▼ 0.08% below avg
Details
Early Withdrawal Penalty: 270 Days' Dividends
Hyperion Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.21%
3525 Piedmont Rd Ne, Atlanta, GA 30305
60 Month CD
$500
2.00%
▼ 0.83% below national avg
▼
Rate1.98%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▼ 0.83% below avg
Details
City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.66%
3333 Piedmont Rd Ne, Atlanta, GA 30305
60 Month CD
$0
1.31%
▼ 1.52% below national avg
▼
Rate1.30%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 1.52% below avg
Details
Woodforest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.96%
2427 Gresham Rd Se, Atlanta, GA 30316
5 Year CD
$500
1.25%
▼ 1.58% below national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 1.58% below avg
Details
Citizens Trust Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.19%
965 Martin Luther King Jr Dr Nw, Atlanta, GA 30314
60 Month CD
$500
1.25%
▼ 1.58% below national avg
▼
Rate1.24%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▼ 1.58% below avg
Details
Citizens Trust Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.19%
965 Martin Luther King Jr Dr Nw, Atlanta, GA 30314
60 Month Jumbo CD
$100,000
1.00%
▼ 1.83% below national avg
▼
Rate0.99%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▼ 1.83% below avg
Details
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.52%
60 Month Share Certificate
$500
4.20%
▲ 1.37% above national avg
▼
Rate4.14%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.37% above avg
Details
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
60 Month Certificate
$500
4.10%
▲ 1.27% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.27% above avg
Details
Automatic Renewal to Regular Certificate
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
60 Month Certificate
$500
3.85%
▲ 1.02% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.02% above avg
Details
Automatic Renewal
Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
5 Year IRA Certificate
$1,000
3.70%
▲ 0.87% above national avg
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.87% above avg
Details
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
60 Months Business Share Certificate/CD
$1,000
3.50%
▲ 0.67% above national avg
▼
Rate3.46%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.67% above avg
Details
Balance: $1,000 - $9,999
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
60 Months CD
$1,000
3.50%
▲ 0.67% above national avg
▼
Rate3.46%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.67% above avg
Details
Balance: $1,000 - $9,999
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
60 Month Share Certificate Account - Regular Accounts
$0
3.50%
▲ 0.67% above national avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.67% above avg
Details
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
60 Month Share Certificate Account - Roth or Traditional IRAs
$0
3.50%
▲ 0.67% above national avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.67% above avg
Details
IRA and Coverdell Education Certificate accounts are only available for 12, 24, 36, 48 and 60 month terms.
Southeastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
5 Year Share Certificates
$0
3.50%
▲ 0.67% above national avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.67% above avg
Details
Five Star Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
60 Month Share Certificate
$0
3.45%
▲ 0.62% above national avg
▼
Rate3.40%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 0.62% above avg
Details
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
JUMBO Regular & IRA Certificates - 5 Year
$100,000
3.44%
▲ 0.61% above national avg
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.61% above avg
Details
Credit Union of Georgia
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
60 Month IRA CD
$0
3.35%
▲ 0.52% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.52% above avg
Details
APY*
Credit Union of Georgia
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
60 Month Jumbo CD
$0
3.35%
▲ 0.52% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.52% above avg
Details
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
5 Year Certificate
$1,000
3.34%
▲ 0.51% above national avg
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.51% above avg
Details
Geovista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.84%
60 Month Share Certificates
$500
3.30%
▲ 0.47% above national avg
▼
Rate3.25%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.47% above avg
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.32%
60 Month Certificate
$0
3.30%
▲ 0.47% above national avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.47% above avg
Details
Gold Member Merit rates available to accounts with household relationship of $25,000 or more in loan and deposit balances. Interest and dividends are paid and compounded monthly based on the average daily balance. APY is a variable rate. After issue date, rate may change twice during the term. Term is divided into three equal periods and rate adjusts on anniversary date of each subsequent period. Rate will adjust to current rate for like fixed rate certificate term less a margin (.10% for 36 months; .25% for 60 months). Rate may increase or decrease, but will never be lower than rate earned on issue date. A penalty will or may be imposed for early withdrawal. Fees may reduce earnings on the account. See our CD Truth in Savings Disclosure for further information.
Credit Union of Georgia
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
60 Month standard CD
$500
3.30%
▲ 0.47% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.47% above avg
Details
Balance: $500 to $100,000
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.32%
60 Month Certificate
$0
3.25%
▲ 0.42% above national avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.42% above avg
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.32%
Business 60 Month Certificate
$0
3.25%
▲ 0.42% above national avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.42% above avg
Details
Term is divided into three equal periods and rate adjusts on anniversary date of each subsequent period. Rate will adjust to current rate for like fixed rate certificate term less a margin (.10% for 36 months; .25% for 60 months). Rate may increase or decrease, but will never be lower than rate earned on issue date.
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
5 Year Certificate
$0
3.20%
▲ 0.37% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 0.37% above avg
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.32%
60 Month Variable Rate Certificate
$0
3.15%
▲ 0.32% above national avg
▼
Rate3.11%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.32% above avg
Details
Term: 60 Month Variable Rate Certificate 1; Gold Member Merit rates available to accounts with household relationship of $25,000 or more in loan and deposit balances. Interest and dividends are paid and compounded monthly based on the average daily balance. APY is a variable rate. After issue date, rate may change twice during the term. Term is divided into three equal periods and rate adjusts on anniversary date of each subsequent period. Rate will adjust to current rate for like fixed rate certificate term less a margin (.10% for 36 months; .25% for 60 months). Rate may increase or decrease, but will never be lower than rate earned on issue date. A penalty will or may be imposed for early withdrawal. Fees may reduce earnings on the account. See our CD Truth in Savings Disclosure for further information.
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
5-Year IRA Certificate
$500
3.15%
▲ 0.32% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.32% above avg
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Atlanta, GA CD Rate Trends
Compare local Atlanta, GA CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.
12-Month CD GA Avg
2.945%
▲ 0.004 vs 7 days ago
Georgia 12-month CD rates rose 0.004 points over the past 7 days to 2.945% APY.
6-Month CD GA Avg
2.760%
Unchanged vs 7 days ago
Georgia 6-month CD rates currently average 2.760% APY based on data from institutions in our monitoring network.
As of Sep 23, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
GA CD Rate Forecast, Next 12 Months
Where are Georgia CD rates headed through September 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
GA 12-Month Avg APY
2.945%
6-Month Forecast
2.945%
Range: 2.75% – 3.10%
12-Month Forecast
3.195%
Range: 3.00% – 3.35%
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What Your Savings Earn at GA CD Rates Today
Annual interest earnings at today’s Georgia average APYs. State average used where available; national average as fallback.
| CD Term | GA Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 2.055% | $102.77 | $205.54 | $513.85 | $1,027.70 |
| 6-Month CD | 2.760% | $137.99 | $275.97 | $689.93 | $1,379.85 |
| 12-Month CD | 2.945% | $147.27 | $294.54 | $736.35 | $1,472.70 |
| 18-Month CD | 2.813% | $140.67 | $281.33 | $703.32 | $1,406.65 |
| 24-Month CD | 2.833% | $141.64 | $283.27 | $708.18 | $1,416.35 |
| 36-Month CD | 2.754% | $137.68 | $275.36 | $688.40 | $1,376.80 |
| 48-Month CD | 2.759% | $137.97 | $275.93 | $689.82 | $1,379.65 |
| 60-Month CD | 2.834% | $141.70 | $283.39 | $708.48 | $1,416.95 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of September 22, 2026. | |||||
Sample CD Ladder for Atlanta, Georgia Savers
$25,000 split equally across 5 terms using today’s Georgia average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | GA Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 2.055% | $102.77 |
| 2 | 6-Month CD | $5,000 | 2.760% | $137.99 |
| 3 | 12-Month CD | $5,000 | 2.945% | $147.27 |
| 4 | 24-Month CD | $5,000 | 2.833% | $141.64 |
| 5 | 36-Month CD | $5,000 | 2.754% | $137.68 |
| Total ($25,000 invested) | $25,000 | 2.669% blended | $667.35/yr | |
Ladder example uses equal $5,000 rungs and Georgia average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
612
CD Rates
Tracked in Atlanta, Georgia
Tracked in Atlanta, Georgia
18 Banks
47 Credit Unions
About Our Atlanta, Georgia CD Rate Database
MonitorBankRates tracks 612 CD rates from 18 banks and 47 credit unions with locations in Atlanta, Georgia, plus national online institutions available to Georgia residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.
Current top rate: City National Bank offers a CD at 4.11% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Atlanta, Georgia.
How to Find the Best CD Rates in Atlanta, Georgia
What to compare when shopping for a CD in Atlanta, Georgia
To find the best APYs in Atlanta, Georgia, start with credit unions and online-only banks: Atlanta, Georgia has 47 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Atlanta, Georgia
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Atlanta, Georgia: 65 institutions here report CD rates
Consider an Alternative If…
- You may need the funds within 30 days. Compare Atlanta, Georgia savings rates instead
- Rates are rising and you want to benefit: a variable-rate savings or money market account keeps pace
- You want check-writing access. Compare Atlanta, Georgia money market rates
Atlanta, Georgia Financial Snapshot
Local demographics and economic context for CD savers. Source: U.S. Census Bureau ACS 2024
Population 65+
12.3%
National avg: 17.3%
Median Individual Earnings
$55,760
National avg: $47,340
Poverty Rate
16.9%
National avg: 11.1%
Unemployment Rate
5.9%
National avg: 4.8%
CD Earnings on 10% of Salary
$164/yr
At GA 12-mo avg 2.945% APY
12.3% of residents are 65 or older, below the national average of 17.3%. At today’s GA 12-month CD average of 2.945%, saving 10% of the local median salary ($5,576/year) and putting it in a CD would earn an additional $164 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Atlanta, Georgia
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
How Certificates of Deposit Work in Atlanta, Georgia
A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Atlanta, Georgia typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Atlanta, Georgia as everywhere in the U.S.
Choosing a CD Term in Atlanta, Georgia
The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Atlanta, Georgia savers easier access to their funds. For example, City National Bank is offering its Special 6-Month Fixed Rate at 4.00% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, RBC Bank, (Georgia) is offering its 5 Year Certificate of Deposit at 4.10% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.
CD Risk and Safety for Atlanta, Georgia Savers
CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Atlanta, Georgia saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.
How CD Interest Is Paid in Atlanta, Georgia
Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Atlanta, Georgia CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.
Fixed vs. Variable CD Rates in Atlanta, Georgia
Most CDs carry a fixed rate that is locked for the entire term, protecting a Atlanta, Georgia depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.
Frequently Asked Questions about CD Rates in Atlanta, Georgia
Are CD rates in Atlanta, Georgia FDIC insured?
Yes, most established banks in Atlanta, Georgia are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Atlanta, Georgia?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Atlanta, Georgia.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty, typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit, traditionally $100,000 or more. In exchange, banks in Atlanta, Georgia may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates, for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Atlanta, Georgia?
Here are recent top rates found for this area:
- City National Bank: 4.11% APY (Special 12-Month Fixed Rate)
- RBC Bank, (Georgia): 4.10% APY (1 Year Certificate of Deposit)
- Family First Credit Union: 4.00% APY (IRA Certificate of Deposit - 6 Month)
- Georgia United Credit Union: 4.00% APY (18 Month Certificate of Deposit)
- Southern Energy Credit Union: 3.95% APY (18 Month Certificates of Deposit (CDs))
- Northside Federal Credit Union: 3.85% APY (12 Month Share Certificates)
- Delta Community Credit Union: 3.85% APY (12 Month Certificate of Deposit Accounts)
- MembersFirst Credit Union: 3.85% APY (12 Month Certificate)
- Self-Help Credit Union: 3.82% APY (36 Month Term Certificate)
- Excel Federal Credit Union: 3.75% APY (1 Year Share Certificates/CDs)
Rates reflect recent verified offers available in Atlanta, Georgia. Last Updated: September 22, 2026
Atlanta, Georgia CD Calculator
See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY, or click any current Atlanta, Georgia rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.
Interest at Maturity
$0
Ending Balance
$0
Matures
—
Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30–180 days of interest. Estimates are for informational purposes only.
CD Calculators for Atlanta, Georgia
Atlanta, Georgia CD Calculator
At today’s GA top rate of 4.11% APY, a $10,000 deposit earns $411 in the first year. Enter your amount to see your exact return.
Atlanta, Georgia CD LadderGA CD rates currently range from 2.055% (3-month) to 2.754% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Atlanta, Georgia CD at 4.11% APY, know your exit cost. Most institutions charge 90–180 days of interest. Calculate your real net return if you need early access.
CD vs. High-Yield SavingsGeorgia’s average 12-month CD is 2.945% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Atlanta, Georgia CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Atlanta, Georgia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Atlanta, Georgia. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in GA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: September 22, 2026
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