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CD Rates Pine Mountain Valley, Georgia (GA) for April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | CD Rates Last Updated and Verified: April 5, 2026

Current Pine Mountain Valley, Georgia CD rates include P&S Credit UnionP&S Credit UnionA+5.0 ★Texas Ratio: 0.13% offering 12 Month Share / IRA Certificate of Deposit-STUDENT Accounts at 5.00% APY, Autotruck Financial Credit UnionAutotruck Financial Credit UnionA+5.0 ★Texas Ratio: 3.26% offering Share Certificate Accounts 6 Month at 4.06% APY, Excel Federal Credit UnionExcel Federal Credit UnionA+5.0 ★Texas Ratio: 3.67% offering Share Certificates/CDs 1 year at 4.00% APY, Together Credit UnionTogether Credit UnionA+5.0 ★Texas Ratio: 5.65% offering 6 Month Certificate of Deposit (IRA) at 3.95% APY, and Harris Employees Credit UnionHarris Employees Credit UnionA+5.0 ★Texas Ratio: 1.55% offering 3 YEAR CERTIFICATE at 3.92% APY. CD rates as of April 5, 2026 according to verified data from MonitorBankRates.

Pine Mountain Valley is a smaller community with no bank or credit union branches currently in our database. 145 institutions serving the Georgia area are available to Pine Mountain Valley residents, with CD rates as high as 5.00% APY from P&S Credit Union. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 5, 2026

Compare Best CD Rates in Pine Mountain Valley, Georgia & the Surrounding Area

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
Certificates of Deposit 3 Month
$0
3.91%
View
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

minimum balance of $1,000 is required for all CDs, and an early withdrawal penalty will apply for all CDs not held to maturity.

Woori America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
WooriWON 3-month CD
$1,000
3.70%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Online Only

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
3-Month Share Certificate
$100,000
3.60%
View
▼
Rate3.54%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

$100,000 Minimum to Earn APY

Seacoast National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
3-Month CD (Certificate of Deposit)
$1,000
3.25%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
3-Month CD
$0
2.27%
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Southeastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
3 Month Share Certificates
$0
1.51%
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Share Certificate Accounts 3 Month
$0
1.26%
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Regular Accounts

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
3 month Share Certificate
$100,000
1.12%
View
▼
Rate1.11%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
3-month term Standard CDs
$0
0.60%
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Hyperion Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
3 Month CD
$500
0.50%
View
▼
Rate0.50%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Citizens Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
90 Day CD
$500
0.03%
View
▼
Rate0.03%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Share Certificate Accounts 6 Month
$0
4.06%
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Regular Accounts

P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
6 Month Share / IRA Certificate of Deposit
$0
4.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Automatic Renewal

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
6 Month Certificate of Deposit (IRA)
$0
3.95%
View
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Wings Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
6-Month Certificate
$500
3.90%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

New money only.

Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
6 MO. CERTIFICATES & IRA CERTIFICATES
$500
3.82%
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Southeastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
6 Month Share Certificates
$0
3.80%
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

United Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
6-month CD
$2,500
3.65%
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details

Georgias Own Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
6 Month Certificates of Deposit (CDs)
$500
3.62%
View
▼
Rate3.57%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Coastal States Bank (CSB)
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
6 Month CDs
$1,000
3.55%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
Certificates of Deposit 6 Month
$0
3.53%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

minimum balance of $1,000 is required for all CDs, and an early withdrawal penalty will apply for all CDs not held to maturity.

Workmens Circle Incorporated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month Share or IRA Certificate
$0
3.50%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Minimum Deposit of $100,000.00

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6-Month Share Certificate
$100,000
3.45%
View
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

$100,000 Minimum to Earn APY

Lanier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
Share Certificates 6 Month CD
$500
3.40%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
6 Month CD
$0
3.35%
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
Share Certificate 6 Month
$0
3.30%
View
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
6 month Share Certificate
$100,000
3.16%
View
▼
Rate3.12%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
6 Month Certificate of Deposit
$1,000
2.85%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Geovista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.12%
6 Month Share Certificates
$500
1.51%
View
▼
Rate1.50%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6-month term Standard CDs
$0
1.35%
View
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Robins Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
6 Month Share Certificate
$500
1.00%
View
▼
Rate0.99%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Hyperion Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
6 Month CD
$500
0.90%
View
▼
Rate0.90%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Citizens Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
6 Month CD
$500
0.03%
View
▼
Rate0.03%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
6-month automatic saver CD
$500
0.01%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
12 Month Share / IRA Certificate of Deposit-STUDENT Accounts
$0
5.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Automatic Renewal

Excel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
Share Certificates/CDs 1 year
$500
4.00%
View
▼
Rate3.94%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

$500.00 and above; $500 is required to open the account and a minimum balance of $500 is required to earn the stated annual percentage yield. An early withdrawal penalty fee is imposed for withdrawals from a certificate account prior to the term renewal date.

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
IRA CDs 12 Month
$0
3.85%
View
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
12 MO. CERTIFICATES & IRA CERTIFICATES
$500
3.82%
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Hope
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
12-month CD
$0
3.80%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Limited time offer. Only available in our branches.

CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
IRA Certificates 12-Month
$0
3.76%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
JUMBO Regular & IRA Certificates 1 Year
$100,000
3.75%
View
▼
Rate3.70%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Harris Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.55%
1 YEAR CERTIFICATE
$0
3.66%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Peach State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
1 Year Loyalty Term Share Certificate
$10,000
3.65%
View
▼
Rate3.59%
Min Deposit$10,000
Min Balance—
UpdatedApr 5, 2026
Details

Georgias Own Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
1 Year Certificates of Deposit (CDs)
$500
3.62%
View
▼
Rate3.57%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
1 Year Business CD
$0
3.60%
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Geovista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.12%
12 Month Share Certificates
$500
3.56%
View
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Coweta Cities & County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
1 year Regular Certificates
$0
3.55%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
12 mo. IRA CD
$500
3.51%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
1-Year IRA Certificate
$500
3.50%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Coastal States Bank (CSB)
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
12 Month CDs
$1,000
3.40%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
12 Month Certificate of Deposit
$1,000
3.35%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
12 month Share Certificate
$100,000
3.31%
View
▼
Rate3.27%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
IRA Certificates 1 year
$1,000
3.30%
View
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Interstate Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
12 Month Share/IRA Certificates
$100,000
3.25%
View
▼
Rate3.21%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
Kid's Club 12 Month CD
$0
3.00%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Valdosta Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
Educational IRA Account 1 year
$0
2.28%
View
▼
Rate2.26%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Minimum Opening Deposit - $250.00; Dividends Credited - Quarterly; Dividend Period - Calendar Quarterly; Dividends Compounded - Quarterly; Additional Deposits - Allowed*; Withdrawals - Allowed with Penalty

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
12-month term Standard CDs
$0
1.40%
View
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Citizens Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
12 Month CD
$500
1.25%
View
▼
Rate1.24%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Robins Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
1 Year Share Certificate
$500
1.15%
View
▼
Rate1.14%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
1-year convertible CD
$500
0.01%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Qualifying balance up to $49,000.00

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
18 Month Share / IRA Certificate of Deposit
$0
3.95%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Automatic Renewal

Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
18-Month Share Certificate
$500
3.75%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Save more when you move at least $500 from another financial institution.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
IRA Certificate Term 18-Month Variable
$100,000
3.72%
View
▼
Rate3.66%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

$100,000 Minimum to Earn APY

CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
IRA Certificates 18-Month
$0
3.66%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Share Certificate Accounts 18 Month
$0
3.50%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Regular Accounts

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
18 month Share Certificate
$100,000
3.41%
View
▼
Rate3.37%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
18 Month Certificate of Deposit (IRA)
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
18-Month Term Share Certificate
$500
3.25%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
Share Certificate 18 Month
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Southeastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
18 Month Share Certificates
$0
2.80%
View
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Robins Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
18 Month Share Certificate
$500
2.35%
View
▼
Rate2.33%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Geovista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.12%
18 Month Share Certificates
$500
2.02%
View
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Citizens Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
18 Month CD
$500
1.25%
View
▼
Rate1.24%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
24 Month Share / IRA Certificate of Deposit
$0
4.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Automatic Renewal

Harris Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.55%
2 YEAR CERTIFICATE
$0
3.82%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Workmens Circle Incorporated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month Share or IRA Certificate
$0
3.80%
View
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Minimum Deposit of $100,000.00

Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
JUMBO Regular & IRA Certificates 2 Year
$100,000
3.60%
View
▼
Rate3.55%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Hyperion Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
24 Month CD
$500
3.50%
View
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
24-Month Share Certificate
$100,000
3.45%
View
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

$100,000 Minimum to Earn APY

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
24 month Share Certificate
$100,000
3.41%
View
▼
Rate3.37%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
IRA CDs 24 Month
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
2 Year Business CD
$0
3.25%
View
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
2-Year IRA Certificate
$500
3.15%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
Share Certificate 24 Month
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Georgias Own Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
2 Year Certificates of Deposit (CDs)
$500
2.90%
View
▼
Rate2.87%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Geovista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.12%
24 Month Share Certificates
$500
2.84%
View
▼
Rate2.80%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Southeastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
2 Year Share Certificates
$0
2.75%
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
24-month term Standard CDs
$0
2.60%
View
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Kinetic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
First-time Homebuyer Certificate 24-month term
$500
2.50%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Eligible for additional deposits throughout the certificate term; Maximum balance of $15,000; Limit one certificate per membership; Closing credit of $500 towards your mortgage closing with Kinetic

Robins Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
2 Year Share Certificate
$500
2.40%
View
▼
Rate2.37%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Citizens Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
24 Month CD
$500
1.25%
View
▼
Rate1.24%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
36 Month Share / IRA Certificate of Deposit
$0
4.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Automatic Renewal

Harris Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.55%
3 YEAR CERTIFICATE
$0
3.92%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Traditional and Roth IRA 36 month
$500
3.90%
View
▼
Rate3.85%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
IRA Certificate Term 36-Month Variable
$100,000
3.67%
View
▼
Rate3.61%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

$100,000 Minimum to Earn APY

Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
JUMBO Regular & IRA Certificates 3 Year
$100,000
3.55%
View
▼
Rate3.50%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Share Certificate Accounts 36 Month
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Regular Accounts

Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
36 mo. IRA CD
$500
3.25%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
3 Year CD
$0
3.15%
View
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
36 Month Variable Rate Certificate
$0
3.10%
View
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

1

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
IRA CDs 36 Month
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
IRA Certificates 36-Month
$0
2.99%
View
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Geovista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.12%
36 Month Share Certificates
$500
2.94%
View
▼
Rate2.90%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Georgias Own Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
3 Year Certificates of Deposit (CDs)
$500
2.90%
View
▼
Rate2.87%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Southeastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
3 Year Share Certificates
$0
2.75%
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Interstate Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
36 Month Share/IRA Certificates
$1,000
2.60%
View
▼
Rate2.58%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Robins Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
3 Year Share Certificate
$500
2.55%
View
▼
Rate2.52%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
36-month term Regular CDs
$0
2.49%
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Hyperion Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
36 Month CD
$500
1.75%
View
▼
Rate1.73%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Citizens Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
36 Month CD
$500
1.25%
View
▼
Rate1.24%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
48 Month Share One-Time Bump Certificates of Deposit
$0
4.05%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Automatic Renewal to Regular Certificate

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Share Certificate Accounts 48 Month
$0
3.50%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Regular Accounts

Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
48 mo. IRA CD
$500
3.35%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
48 MO. CERTIFICATES & IRA CERTIFICATES
$500
3.30%
View
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
48 Month Certificate
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
48 month Share Certificate
$100,000
3.21%
View
▼
Rate3.17%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
JUMBO Regular & IRA Certificates 4 Year
$100,000
3.19%
View
▼
Rate3.15%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
4 Year CD
$0
3.15%
View
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Geovista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.12%
48 Month Share Certificates
$500
3.04%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
4-Year IRA Certificate
$500
3.00%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
48-month term Standard CDs
$0
2.90%
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Southeastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
4 Year Share Certificates
$0
2.75%
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Interstate Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
48 Month Share/IRA Certificates
$1,000
2.60%
View
▼
Rate2.58%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
48-Month Jumbo CD
$0
2.58%
View
▼
Rate2.55%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Robins Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
4 Year Share Certificate
$500
2.55%
View
▼
Rate2.52%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Hyperion Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
48 Month CD
$500
1.95%
View
▼
Rate1.93%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Citizens Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
48 Month CD
$500
1.25%
View
▼
Rate1.24%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
60 Month Share One-Time Bump Certificates of Deposit
$0
4.10%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Automatic Renewal to Regular Certificate

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
IRA Certificate Term 60-Month Fixed
$100,000
3.50%
View
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

$100,000 Minimum to Earn APY

Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
JUMBO Regular & IRA Certificates 5 Year
$100,000
3.44%
View
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
60 mo. IRA CD
$500
3.35%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
60 MO. CERTIFICATES & IRA CERTIFICATES
$500
3.30%
View
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
5 Year Business CD
$0
3.25%
View
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
60 month Share Certificate
$100,000
3.21%
View
▼
Rate3.17%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
IRA CDs 60 Month
$0
3.15%
View
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
60 Month Variable Rate Certificate
$0
3.10%
View
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

1

CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
Share Certificate 60 Month
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Georgias Own Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
5 Year Certificates of Deposit (CDs)
$500
2.90%
View
▼
Rate2.87%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
60-month term Regular CDs
$0
2.84%
View
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Southeastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
5 Year Share Certificates
$0
2.75%
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Interstate Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
60 Month Share/IRA Certificates
$1,000
2.60%
View
▼
Rate2.58%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Robins Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
5 Year Share Certificate
$500
2.55%
View
▼
Rate2.52%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
60-Month Jumbo CD
$0
2.38%
View
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Hyperion Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
60 Month CD
$500
2.00%
View
▼
Rate1.98%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Citizens Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
60 Month CD
$500
1.25%
View
▼
Rate1.24%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Pine Mountain Valley, GA CD Rate Trends

Compare local Pine Mountain Valley, GA CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Georgia CD Trends →
12-Month CD — GA Avg
3.019%
▼ 0.135 vs 7 days ago

Georgia 12-month CD rates fell 0.135 points over the past 7 days to 3.019% APY.

6-Month CD — GA Avg
3.645%
▲ 0.770 vs 7 days ago

Georgia 6-month CD rates rose 0.770 points over the past 7 days to 3.645% APY.

As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about CD Rates in Pine Mountain Valley, Georgia

Are CD rates in Pine Mountain Valley, Georgia FDIC insured?

Yes, most established banks in Pine Mountain Valley, Georgia are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Pine Mountain Valley, Georgia?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Pine Mountain Valley, Georgia.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Pine Mountain Valley, Georgia may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Pine Mountain Valley, Georgia?

Here are recent top rates found for this area:
  • P&S Credit Union: 5.00% APY (12 Month Share / IRA Certificate of Deposit-STUDENT Accounts)
  • Autotruck Financial Credit Union: 4.06% APY (Share Certificate Accounts 6 Month)
  • Excel Federal Credit Union: 4.00% APY (Share Certificates/CDs 1 year)
  • Together Credit Union: 3.95% APY (6 Month Certificate of Deposit (IRA))
  • Harris Employees Credit Union: 3.92% APY (3 YEAR CERTIFICATE)
  • Austin Capital Bank: 3.91% APY (Certificates of Deposit 3 Month)
  • Justice Federal Credit Union: 3.90% APY (Traditional and Roth IRA 36 month)
  • Wings Financial Credit Union: 3.90% APY (6-Month Certificate)
  • Delta Community Credit Union: 3.85% APY (IRA CDs 12 Month)
  • Coca Cola Federal Credit Union: 3.82% APY (12 MO. CERTIFICATES & IRA CERTIFICATES)
Rates reflect recent verified offers available in Pine Mountain Valley, Georgia. Last Updated: April 5, 2026

CD Calculators

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Methodology & Data Sources

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Pine Mountain Valley, Georgia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Pine Mountain Valley, Georgia. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in GA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 5, 2026

Pine Mountain Valley, Georgia Rates & Resources

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