Current North Fork, Idaho CD rates include Mountain America Federal Credit UnionMountain America Federal Credit UnionA5.0 ★Texas Ratio: 11.38% offering Youth certificate 60-month youth certificate at 4.09% APY, Numerica Credit UnionNumerica Credit UnionA+5.0 ★Texas Ratio: 2.80% offering 12 month Certificates and IRA Certificates at 4.00% APY, Idaho Central Credit UnionIdaho Central Credit UnionA+5.0 ★Texas Ratio: 4.09% offering 18 Month Promo CD at 3.95% APY, Clarity Credit UnionClarity Credit UnionA5.0 ★Texas Ratio: 9.81% offering 1 Year Share Certificates at 3.85% APY, and Farmers Bank Buhl, IDFarmers Bank Buhl, IDA-5.0 ★Texas Ratio: 15.15% offering 6 Month CD (including Accumulator) at 3.80% APY. CD rates as of April 5, 2026 according to verified data from MonitorBankRates.
North Fork is a smaller community with no bank or credit union branches currently in our database. 80 institutions serving the Idaho area are available to North Fork residents, with CD rates as high as 4.09% APY from Mountain America Federal Credit Union. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 5, 2026
Daily Balance of $99,999.01 or more; Payment Frequency: Maturity
$1,000.00 Minimum Balance
Daily Balance of $99,999.01 or more; Payment Frequency: Maturity
$500
$1,000.00 Minimum Balance
$500.00 Minimum Opening Deposit; With .25% Bonus*
Daily Balance of $99,999.01 or more; Payment Frequency: Maturity
As high as
$500
$500 minimum to open; All certificates can be added onto, $200 minimum add on.
$1,000.00 Minimum Balance - Early Withdrawal 30 day Penalty
All accounts require a minimum balance of $500 to earn APY*
Daily Balance of $99,999.01 or more; Payment Frequency: Semiannually
$500
$500.00 Minimum Opening Deposit
$1,000.00 Minimum Balance - Early Withdrawal 90 day Penalty
$500
$500.00 Minimum Opening Deposit
$1,000.00 Minimum Balance - Early Withdrawal 90 day Penalty
$500
$500.00 Minimum Opening Deposit
$500
$500.00 Minimum Opening Deposit
Daily Balance of $99,999.01 or more; Payment Frequency: Annually
Compare local North Fork, ID CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Idaho 12-month CD rates fell 0.124 points over the past 7 days to 3.019% APY.
Idaho 6-month CD rates fell 0.031 points over the past 7 days to 2.938% APY.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for North Fork, Idaho directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in North Fork, Idaho. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in ID.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.