MonitorBankRates
☰
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

CD Rates Donnellson, Illinois (IL) for April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | CD Rates Last Updated and Verified: April 5, 2026

Current Donnellson, Illinois CD rates include Merchants Bank of IndianaMerchants Bank of IndianaA+5.0 ★Texas Ratio: 4.20% offering 12 Month Flex Index CD at 4.86% APY, United Fidelity BankUnited Fidelity BankA+5.0 ★Texas Ratio: 0.81% offering 6-Month CD Term at 4.20% APY, Gas and Electric Credit UnionGas and Electric Credit UnionA+5.0 ★Texas Ratio: 4.44% offering 6 Month CD at 4.10% APY, Chicago Patrolmens Federal Credit UnionChicago Patrolmens Federal Credit UnionA+5.0 ★Texas Ratio: 4.79% offering Jumbo 6-Month Share Certificate at 4.08% APY, and Alliance Community BankAlliance Community BankA+5.0 ★Texas Ratio: 2.71% offering 24-Month CD at 4.07% APY. CD rates as of April 5, 2026 according to verified data from MonitorBankRates.

Donnellson is a smaller community with no bank or credit union branches currently in our database. 591 institutions serving the Illinois area are available to Donnellson residents, with CD rates as high as 4.86% APY from Merchants Bank of Indiana. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 5, 2026

Compare Best CD Rates in Donnellson, Illinois & the Surrounding Area

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
State Bank of Industry
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
3 MONTH CERTIFICATE OF DEPOSIT
$1,000
3.70%
View
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Dieterich Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
Certificates of Deposit (CDs) 3 Month
$0
3.55%
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Heartland Credit Union Springfield, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
3 month Certificate
$0
3.51%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

$1,000 minimum balance is required. 90 day early withdrawal penalty.

Merchants Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
3 Month CD
$1,000
3.50%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Illinois State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
3 month CD
$500
3.45%
View
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Land Of Lincoln Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.84%
3-month - Share Certificates (CDs)
$0
3.43%
View
▼
Rate3.38%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Crossroads Bank Effingham, IL
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3-Month CD
$2,000
3.25%
View
▼
Rate3.21%
Min Deposit$2,000
Min Balance—
UpdatedApr 5, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
3-Month Certificate or IRA-HSA Jumbo
$100,000
3.15%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Clay County State Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
3 MONTH CD
$500
3.00%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Eureka Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
CD & IRA 3 Month
$0
2.94%
View
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

American Metro Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month Certificate
$100,000
2.80%
View
▼
Rate2.77%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

DuPage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.96%
Share Savings Certificate 3-Month
$1,000
2.78%
View
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Longview Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.19%
3-month CD
$500
2.75%
View
▼
Rate2.72%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Warren-Boynton State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
3 Month CD
$0
2.52%
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Fisher National Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
3 Month Certificate of Deposit (CDs)
$0
2.02%
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

$500.00 Minimum Balance; Interest Paid at maturity; 3 Month Interest Penalty

First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
3-Month CD
$0
2.01%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
3 Month Standard Certificates of Deposit
$5,000
1.84%
View
▼
Rate1.83%
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details

First Southern Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.16%
3 Month Certificate of Deposit
$2,500
1.51%
View
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details

Arsenal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.76%
3-month Quarterly CD
$500
1.50%
View
▼
Rate1.49%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Farmington
Institution Rating:
A-5.0 ★Texas Ratio: 15.59%
3 Month Certificate of Deposit
$1,000
1.46%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

MidAmerica National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
3 month CD
$1,000
1.41%
View
▼
Rate1.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Advia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
Regular CD 3-Month
$0
1.30%
View
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Petefish, Skiles & Co. Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
3 Month CD
$0
1.26%
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

International Bank of Chicago
Institution Rating:
B-4.4 ★Texas Ratio: 22.84%
Certificate of Deposit 3 Month
$1,000
1.25%
View
▼
Rate1.24%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
3 month Share Certificate
$100,000
1.12%
View
▼
Rate1.11%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
3 Month CD
$500
1.00%
View
▼
Rate0.99%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Eaton Family Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.33%
Certificate of Deposit 3 month
$0
0.75%
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

WCB West Central Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.55%
15-90 Day CD
$0
0.70%
View
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

1,2

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
3-month term Standard CDs
$0
0.60%
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

SouthernTrust Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.42%
Certificate of Deposit 3 month
$1,000
0.50%
View
▼
Rate0.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

First National Bank in Amboy
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month Certificate of Deposit
$0
0.40%
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

$1,000 minimum balance required for all Certificate of Deposits

GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
Standard Certificates 3 Month
$0
0.35%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Community Bank of Moultrie County
Institution Rating:
A5.0 ★Texas Ratio: 6.94%
Certificate of Deposit 3 Month
$500
0.30%
View
▼
Rate0.30%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Kampsville
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
3 Month Certificate of Deposit
$2,500
0.25%
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details

Camp Grove State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
Certificate of Deposit 3-Month
$1,000
0.24%
View
▼
Rate0.24%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Springfield
Institution Rating:
B4.5 ★Texas Ratio: 21.25%
3 Month CD
$0
0.21%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Pontiac
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
3 Month Certificates of Deposit
$2,500
0.20%
View
▼
Rate0.20%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details

PeopleFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month Certificate
$0
0.15%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Community Bank of Hillsboro
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
3 Month CD
$1,000
0.10%
View
▼
Rate0.10%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

First FSB of Champaign Urbana
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
Roth IRAs 90 Day CD
$50,000
0.05%
View
▼
Rate0.05%
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details

Heartland Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
3 Month Certificates of Deposit
$2,500
0.03%
View
▼
Rate0.03%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
United Fidelity Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
6-Month CD Term
$1,000
4.20%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Gas and Electric Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
6 Month CD
$0
4.10%
View
▼
Rate4.03%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Chicago Patrolmens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
Jumbo 6-Month Share Certificate
$0
4.08%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Vibrant Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.61%
6-Month CD Special
$0
4.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
6 Month Certificate of Deposit (IRA)
$0
3.95%
View
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Herrin
Institution Rating:
B+4.8 ★Texas Ratio: 16.91%
Special 6 Month CD
$0
3.94%
View
▼
Rate3.90%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First FSB of Mascoutah
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
6 month CD special
$1,000
3.85%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

$1000 minimum deposit required; Penalty for early withdrawal; No compounding, interest paid at maturity

Waterman Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
6 Month Certificates of Deposit
$0
3.82%
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
6 Month Share Certificate
$0
3.76%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Community Trust Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
6 Month Certificate Accounts
$0
3.75%
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

INB National Association
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
6-Month CD Special
$1,000
3.73%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

United Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.60%
6 Month Special Certificate of Deposits & IRA Specials
$150,000
3.70%
View
▼
Rate3.63%
Min Deposit$150,000
Min Balance—
UpdatedApr 5, 2026
Details

FNB of Raymond
Institution Rating:
B+4.7 ★Texas Ratio: 18.63%
6 Month Term
$2,500
3.66%
View
▼
Rate3.60%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
6-Month Certificate or IRA-HSA Jumbo
$100,000
3.65%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
6 Month Bonus Certificates
$0
3.60%
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Heartland Credit Union Springfield, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
6 month Certificate
$0
3.57%
View
▼
Rate3.51%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

$1,000 minimum balance is required. 90 day early withdrawal penalty.

Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
6 Month Share Certificates, Traditional, Roth, Educational IRA's
$0
3.56%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
6-Month Special Certificate Account
$0
3.55%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

No monthly fee

Illinois State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
6 month CD
$500
3.51%
View
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

FTSB of Watseka, IL
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
Certificate of Deposit 6 Month
$1,000
3.50%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Royal Business Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
6-Month CD
$0
3.40%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Land Of Lincoln Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.84%
6-month - Share Certificates (CDs)
$0
3.32%
View
▼
Rate3.27%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Security Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
6 Mo. CD
$5,000
3.30%
View
▼
Rate3.26%
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details

Quarterly Compound

Peoria Hiway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
Share Certificates of Deposit 6-month
$0
3.29%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Vermont State Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.49%
6 month CD and over
$100,000
3.28%
View
▼
Rate3.25%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

$100,000

Tee Pak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
6 Month Certificate
$0
3.25%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
6 month Share Certificate
$100,000
3.16%
View
▼
Rate3.12%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Clay County State Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
6 MONTH CD
$500
3.10%
View
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Eureka Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
CD & IRA 6 Month
$0
3.05%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

DuPage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.96%
Share Savings Certificate 6-month
$0
3.04%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

State Bank of Industry
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
6 MONTH CERTIFICATE OF DEPOSIT
$1,000
3.03%
View
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Central Credit Union of Illinois
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
IRA Certificates 6 Month
$0
3.00%
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Peoples National Bank N.A.
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
Certificates of Deposit (CDs) Specials 6 Month
$500
2.95%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Warren-Boynton State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
6 Month CD
$0
2.78%
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Fisher National Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
6 Month Certificate of Deposit (CDs)
$0
2.53%
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

$500.00 Minimum Balance; Interest Compounded Quarterly; 3 Month Interest Penalty

Bank of Kampsville
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
6 Month Certificate of Deposit
$2,500
2.52%
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details

Select Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
6 month Certificates of Deposit
$1,000
2.50%
View
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Eaton Family Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.33%
Certificate of Deposit 6 month
$0
2.42%
View
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Peoples Bank of Kankakee County
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month CD & IRA
$5,000
2.35%
View
▼
Rate2.33%
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
6 Month Certificate of Deposits
$1,000
2.28%
View
▼
Rate2.27%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Petefish, Skiles & Co. Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
6 Month CD
$0
2.26%
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
6 Month Standard Certificates of Deposit
$1,000
2.25%
View
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

First Federal S&L of Central Illinois, S.B.
Institution Rating:
A5.0 ★Texas Ratio: 10.33%
6 Month CD / IRA
$0
2.02%
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Certificates of Deposit 6 mo.
$1,000
2.01%
View
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
6 Month CD/IRA CD
$500
2.00%
View
▼
Rate1.98%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

American Metro Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month Certificate
$100,000
1.85%
View
▼
Rate1.84%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Farmington
Institution Rating:
A-5.0 ★Texas Ratio: 15.59%
6 Month Certificate of Deposit
$1,000
1.61%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Prairie Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
6 Month Certificates of Deposit
$5,000
1.60%
View
▼
Rate1.59%
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details

Service Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 month Share/IRA Certificates
$0
1.51%
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Advia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
Regular CD 6-Month
$0
1.50%
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Merchants Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
12 Month Flex Index CD
$1,000
4.86%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
1 Year Certificate
$0
4.06%
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
12 months (1 year) Certificate
$20,000
4.00%
View
▼
Rate3.94%
Min Deposit$20,000
Min Balance—
UpdatedApr 5, 2026
Details

over $20,000

Alliance Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
12-Month Certificates of Deposit (CDs)
$0
3.97%
View
▼
Rate3.90%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

United Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.60%
12 Month Special Certificate of Deposits & IRA Specials
$150,000
3.90%
View
▼
Rate3.83%
Min Deposit$150,000
Min Balance—
UpdatedApr 5, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
12 Month Bonus Certificates
$0
3.89%
View
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
12 Month Share Certificate
$0
3.87%
View
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
1-Year Certificate
$0
3.82%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Hope
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
12-month CD
$0
3.80%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Limited time offer. Only available in our branches.

Heartland Credit Union Springfield, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
Kid/Teen Club Add-On Certificate of Deposit 12 month*
$0
3.76%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
12 month Certificates of Deposit (CDs)/IRA Certificates of Deposit (CDs)
$500
3.75%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Herrin
Institution Rating:
B+4.8 ★Texas Ratio: 16.91%
Special 12 Month CD
$0
3.73%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Eaton Family Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.33%
Certificate of Deposit 12 month
$0
3.70%
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Agility 12-month CD
$1,000
3.66%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Royal Business Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
12-Month CD
$0
3.65%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Old Exchange Bank of Okawville
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
12 Month Certificate
$0
3.63%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
12 Month Share Certificates, Traditional, Roth, Educational IRA's
$0
3.61%
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
12 Month Certificate of Deposit (IRA)
$0
3.60%
View
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Illinois State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
IRA 12 month CD
$500
3.56%
View
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Dieterich Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
Certificates of Deposit (CDs) 12 Month
$0
3.55%
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Warren-Boynton State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
12 Month CD
$0
3.53%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Farmers State Bank Elmwood, IL
Institution Rating:
F1.0 ★Texas Ratio: 195.74%
12 Month CD
$1,000
3.51%
View
▼
Rate3.46%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Central Bank Illinois
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
12 Month CD Special
$1,000
3.50%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
Large Depositor Special 12 Month
$100,000
3.49%
View
▼
Rate3.45%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Raritan State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.14%
12 Month CD
$1,000
3.46%
View
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Peoples National Bank N.A.
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
Certificates of Deposit (CDs) Specials 12 Month
$500
3.45%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Washington Savings Bank Effingham, IL
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
Roth IRAs 12 Month
$0
3.44%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
12 Month Certificate
$1,000
3.40%
View
▼
Rate3.36%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Quarterly compounding. IRA funds permitted. No business funds permitted.

Land Of Lincoln Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.84%
12-month - Share Certificates (CDs)
$0
3.35%
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

WCB West Central Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.55%
12 Month CD
$0
3.34%
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

1,2

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
12 month Share Certificate
$100,000
3.31%
View
▼
Rate3.27%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Spring Valley City Bank
Institution Rating:
A-4.9 ★Texas Ratio: 16.12%
1 Year CD/IRA
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Jumbo Certificates of Deposit 12 mo.
$0
3.29%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

For "new money" only (Does not apply to funds already on deposit with MEFCU)

Mason City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
12 Month Certificates of Deposit & IRAs
$500
3.28%
View
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Central Credit Union of Illinois
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
IRA Certificates 12 Month
$0
3.25%
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

ELCA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.56%
12 mo. Certificate of Deposit
$1,000
3.15%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

$1,000 to $4,999.99

Community National Bank in Monmouth
Institution Rating:
A5.0 ★Texas Ratio: 10.97%
1 Year Certificate of Deposit
$5,000
3.13%
View
▼
Rate3.09%
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details

First Community Bank, Xenia-Flora
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
1 Year IRA
$500
3.05%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Chester National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1 Year IRA
$0
3.03%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Lakeside Bank IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
12-month CD
$2,500
3.00%
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Rantoul
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month CD / IRA
$500
2.78%
View
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Select Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
1 year Certificates of Deposit
$1,000
2.75%
View
▼
Rate2.72%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
IRA Share Certificates 12 Month
$100,000
2.63%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

First Robinson Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
12 Month CD
$500
2.52%
View
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Peoples Bank of Kankakee County
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month CD & IRA
$5,000
2.41%
View
▼
Rate2.39%
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details

Moline Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
12 Month Certificate
$0
2.28%
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

New Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
1 Year Certificates of Deposit
$0
2.27%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Verve a Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
Share/IRA Certificates 12-month
$0
2.25%
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Federal S&L of Central Illinois, S.B.
Institution Rating:
A5.0 ★Texas Ratio: 10.33%
12 Month CD / IRA
$0
2.22%
View
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

American Metro Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month Certificate
$1,000
2.20%
View
▼
Rate2.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
United Fidelity Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
18-Month CD Term
$1,000
4.05%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Alliance Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
18-Month Certificates of Deposit (CDs)
$0
3.97%
View
▼
Rate3.90%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
18 Month Renewal Share Certificates, Traditional, Roth, Educational IRA's
$0
3.87%
View
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Eaton Family Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.33%
Certificate of Deposit 18 month
$0
3.80%
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
18-Month Share Certificate
$500
3.75%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Save more when you move at least $500 from another financial institution.

First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
18 Month Variable Rate Certificate
$1,000
3.73%
View
▼
Rate3.68%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Rate changes quarterly-Quarterly compounding-$100.00 minimum additions permitted-IRA fund also permitted

First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
18 month Certificates of Deposit (CDs)/IRA Certificates of Deposit (CDs)
$500
3.65%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
18-Month Variable Rate IRA
$0
3.62%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Agility 18-month CD
$1,000
3.61%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Moline Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
18 Month Certificate
$0
3.56%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Central Bank Illinois
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
18 Month CD Special
$1,000
3.50%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

First State Bank of Beecher City
Institution Rating:
A5.0 ★Texas Ratio: 9.57%
18 Month Certificate of Deposit
$0
3.46%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
18 month Share Certificate
$100,000
3.41%
View
▼
Rate3.37%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

First National Bank in Olney
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
18 Month Variable IRA
$500
3.39%
View
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Raritan State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.14%
18 Month CD
$1,000
3.35%
View
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Washington Savings Bank Effingham, IL
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
18 Month Certificate of Deposit
$1,000
3.34%
View
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
18 Month Certificate of Deposit (IRA)
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Yates City
Institution Rating:
A5.0 ★Texas Ratio: 13.97%
IRA 18 Mo. Fixed
$500
3.29%
View
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Warren-Boynton State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
18 Month CD
$0
3.25%
View
▼
Rate3.22%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

The Clay City Banking Co.
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
Simplified Employee Pension (SEP IRA) 18 Month Fixed
$0
3.24%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Crossroads Bank Effingham, IL
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18-Month CD
$2,000
3.20%
View
▼
Rate3.17%
Min Deposit$2,000
Min Balance—
UpdatedApr 5, 2026
Details

ELCA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.56%
18 mo. Certificate of Deposit
$1,000
3.15%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

$1,000 to $4,999.99

Fisher National Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
18 Month Certificate of Deposit (CDs)
$0
3.14%
View
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

$500.00 Minimum Balance; Interest Compounded Quarterly; 6 Month Interest Penalty

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.30%
Share Certificate 18 Month
$0
3.10%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Community Bank of Hillsboro
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
18 Month CD
$1,000
3.05%
View
▼
Rate3.01%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Kampsville
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
18 Month Certificate of Deposit
$1,000
3.03%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
18 Month CD/IRA CD
$500
3.00%
View
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Rantoul
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month CD / IRA
$500
2.88%
View
▼
Rate2.85%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Land Of Lincoln Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.84%
18-month - Share Certificates (CDs)
$0
2.86%
View
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
IRA Share Certificates 18 Month
$100,000
2.84%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Old Exchange Bank of Okawville
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
18 Month Certificate
$0
2.77%
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Longview Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.19%
18-month CD
$500
2.75%
View
▼
Rate2.72%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

FNB of Okawville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month Certificate
$0
2.72%
View
▼
Rate2.70%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

$500 Minimum Balance to obtain APY*

Merchants Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
18 Month CD
$1,000
2.55%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Verve a Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
Share/IRA Certificates 18-month
$0
2.50%
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Peoples Bank of Kankakee County
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month Variable Rate IRA
$250
2.46%
View
▼
Rate2.44%
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details

Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
18 Month Standard Certificates of Deposit
$5,000
2.41%
View
▼
Rate2.39%
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details

Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
18-Month Certificate of Deposit IRA
$500
2.35%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

First Federal S&L of Central Illinois, S.B.
Institution Rating:
A5.0 ★Texas Ratio: 10.33%
18 Month CD / IRA
$0
2.28%
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Robinson Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
IRA-18 Month Fixed
$500
2.27%
View
▼
Rate2.25%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

American Metro Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month Certificate
$100,000
2.25%
View
▼
Rate2.25%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

FNB of Sparta
Institution Rating:
A5.0 ★Texas Ratio: 10.06%
18 Month Certificate of Deposit
$500
2.15%
View
▼
Rate2.13%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Camp Grove State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
Certificate of Deposit 18-Month
$1,000
2.13%
View
▼
Rate2.11%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Vermilion Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
18 Month CD
$0
2.12%
View
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

FNB of Raymond
Institution Rating:
B+4.7 ★Texas Ratio: 18.63%
18 Month Term
$1,000
2.02%
View
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Tech Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 18.03%
Regular Certificate IRA 18 month
$0
2.00%
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Petefish, Skiles & Co. Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
18 Month CD
$0
1.96%
View
▼
Rate1.95%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Farmington
Institution Rating:
A-5.0 ★Texas Ratio: 15.59%
18 Month Certificate of Deposit
$1,000
1.91%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Midwest Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
18 Month Share Certificates
$1,000
1.81%
View
▼
Rate1.80%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Redbrand Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
18 Month Share Certificates
$0
1.80%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Early withdrawal penalty may apply. Annual payout of dividends required.

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
United Fidelity Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
24-Month CD Term
$1,000
4.10%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Alliance Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
24-Month CD
$0
4.07%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
24 Month Renewal Share Certificates, Traditional, Roth, Educational IRA's
$0
3.92%
View
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
24 Month Bonus Certificates
$0
3.75%
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Illinois State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
IRA 24 month CD
$500
3.65%
View
▼
Rate3.59%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Heartland Credit Union Springfield, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
24 month Certificate
$0
3.56%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Minimum balance of $1,000 is required. 180 day early withdrawal penalty.

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
24 Month Share Certificate
$0
3.55%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Warren-Boynton State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
24 Month CD
$0
3.53%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Agility 24-month CD
$1,000
3.51%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Eureka Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
CD & IRA 24 Month
$0
3.46%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Peoria Hiway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
Share Certificates of Deposit 24-month
$0
3.44%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Spring Valley City Bank
Institution Rating:
A-4.9 ★Texas Ratio: 16.12%
24 Month CD/IRA
$0
3.41%
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
2-Year Certificate or IRA-HSA Jumbo
$100,000
3.40%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Traditional and Roth IRA 24 month
$500
3.31%
View
▼
Rate3.27%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
24 Month Certificate of Deposit (IRA)
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Stronghurst
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
24 Month CD
$500
3.29%
View
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Vermont State Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.49%
24 month CD and over
$100,000
3.28%
View
▼
Rate3.25%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

$100,000

FTSB of Watseka, IL
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
2 Year Fixed IRA
$100
3.25%
View
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedApr 5, 2026
Details

Washington Savings Bank Effingham, IL
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
24 Month Certificate of Deposit
$1,000
3.24%
View
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Fisher National Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
24 Month Certificate of Deposit (CDs)
$0
3.14%
View
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

$500.00 Minimum Balance; Interest Compounded Quarterly; 6 Month Interest Penalty

Clay County State Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
24 MONTH CD
$500
3.10%
View
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Land Of Lincoln Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.84%
24-month - Share Certificates (CDs)
$0
3.08%
View
▼
Rate3.04%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Service Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 month Share/IRA Certificates
$0
3.04%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Eaton Family Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.33%
Certificate of Deposit 24 month
$0
3.03%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Old Exchange Bank of Okawville
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
24 Month Certificate
$0
3.02%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Select Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
2 year Certificates of Deposit
$1,000
3.00%
View
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
IRA Share Certificates 24 Month
$50,000
2.94%
View
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details

Security Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
24 Mo. CD
$5,000
2.90%
View
▼
Rate2.87%
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details

Quarterly Compound

Community National Bank in Monmouth
Institution Rating:
A5.0 ★Texas Ratio: 10.97%
2 1/2 Year Certificate of Deposit
$20,000
2.88%
View
▼
Rate2.85%
Min Deposit$20,000
Min Balance—
UpdatedApr 5, 2026
Details

FNB of Okawville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month Certificate
$0
2.87%
View
▼
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
24 Month CD/IRA CD
$500
2.80%
View
▼
Rate2.76%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Mason City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
24 Month Certificates of Deposit & IRAs
$500
2.77%
View
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Verve a Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
Share/IRA Certificates 24-month
$0
2.75%
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Peoples Bank of Kankakee County
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month CD & IRA
$5,000
2.70%
View
▼
Rate2.67%
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details

Merchants Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
24 Month CD
$1,000
2.60%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

First Federal S&L of Central Illinois, S.B.
Institution Rating:
A5.0 ★Texas Ratio: 10.33%
24 Month CD / IRA
$0
2.53%
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

FNB of Sparta
Institution Rating:
A5.0 ★Texas Ratio: 10.06%
24 Month Certificate of Deposit
$500
2.50%
View
▼
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
24 Month Standard Certificates of Deposit
$1,000
2.44%
View
▼
Rate2.43%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

First Southern Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.16%
24 Month Certificate of Deposit
$1,000
2.42%
View
▼
Rate2.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
24-Month Certificate of Deposit IRA
$500
2.35%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
24-month term Regular CDs
$0
2.34%
View
▼
Rate2.32%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

WCB West Central Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.55%
24 Month CD (2 Year)
$0
2.32%
View
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

1,2

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
24 Month Certificate of Deposits
$1,000
2.28%
View
▼
Rate2.27%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

MidAmerica National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
24 month IRA (Fixed)
$100
2.27%
View
▼
Rate2.25%
Min Deposit$100
Min Balance—
UpdatedApr 5, 2026
Details

American Metro Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month Certificate
$100,000
2.25%
View
▼
Rate2.25%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Camp Grove State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
Certificate of Deposit 24-Month
$1,000
2.23%
View
▼
Rate2.21%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Vermilion Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
24 Month CD
$0
2.22%
View
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Farmington
Institution Rating:
A-5.0 ★Texas Ratio: 15.59%
24 Month Certificate of Deposit
$1,000
2.07%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Kampsville
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
24 Month Certificate of Deposit
$1,000
2.04%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Tee Pak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
24 Month Certificate
$0
2.00%
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
United Fidelity Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
36-Month CD Term
$1,000
4.10%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Alliance Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
36-Month Certificates of Deposit (CDs)
$0
4.07%
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
36 month Share Certificate
$100,000
4.00%
View
▼
Rate3.94%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
36 Month Renewal Share Certificates, Traditional, Roth, Educational IRA's
$0
3.97%
View
▼
Rate3.90%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
36 Month Bonus Certificates
$0
3.71%
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Illinois State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
IRA 36 month CD
$500
3.70%
View
▼
Rate3.64%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Eureka Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
CD & IRA 36 Month
$0
3.67%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Heartland Credit Union Springfield, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
36 month Certificate
$0
3.61%
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Minimum balance of $1,000 is required. 180 day early withdrawal penalty.

Banterra Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
36-month CD Special
$0
3.60%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Collinsville Building and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 MONTH CERTIFICATE
$500
3.56%
View
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Illinois Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
36 month Certificates of Deposit
$1,000
3.55%
View
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Warren-Boynton State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
36 Month CD
$0
3.53%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Raritan State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.14%
36 Month CD
$5,000
3.46%
View
▼
Rate3.40%
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
3-Year Certificate or IRA-HSA Jumbo
$100,000
3.45%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
36 month Certificates of Deposit (CDs)/IRA Certificates of Deposit (CDs)
$500
3.40%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
3-Year Certificate
$0
3.35%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Vermont State Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.49%
36 month CD and over
$100,000
3.33%
View
▼
Rate3.30%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

$100,000

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
36 Month Certificate of Deposit (IRA)
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Select Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
3 year Certificates of Deposit
$1,000
3.25%
View
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Rantoul
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month CD / IRA
$500
3.24%
View
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
36-Month CD
$500
3.20%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Washington Savings Bank Effingham, IL
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
36 Month Bump Certificate of Deposit
$2,500
3.19%
View
▼
Rate3.15%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details

FNB of Okawville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month Certificate
$0
3.17%
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

$500 Minimum Balance to obtain APY*

Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
IRA Share Certificates 36 Month
$50,000
3.14%
View
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details

Clay County State Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
36 MONTH CD
$5,000
3.10%
View
▼
Rate3.10%
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details

Eaton Family Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.33%
Certificate of Deposit 36 month
$0
3.08%
View
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Federal S&L of Central Illinois, S.B.
Institution Rating:
A5.0 ★Texas Ratio: 10.33%
36 Month CD / IRA
$0
3.05%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Land Of Lincoln Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.84%
36-month - Share Certificates (CDs)
$0
3.03%
View
▼
Rate2.99%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.30%
Health Saving Account 3 Year Certificate
$0
3.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Security Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
36 Mo. CD
$5,000
2.90%
View
▼
Rate2.87%
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details

Quarterly Compound

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
36 Month CD/IRA CD
$500
2.80%
View
▼
Rate2.76%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Service Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 month Share/IRA Certificates
$0
2.78%
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Mason City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
36 Month Certificates of Deposit & IRAs
$500
2.77%
View
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Tech Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 18.03%
Regular Certificate IRA 36 month
$0
2.75%
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Peoples Bank of Kankakee County
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month CD & IRA
$5,000
2.70%
View
▼
Rate2.67%
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details

United Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.60%
36 Month Special Certificate of Deposits & IRA
$3,000
2.60%
View
▼
Rate2.57%
Min Deposit$3,000
Min Balance—
UpdatedApr 5, 2026
Details

$3,000.00-$149,999.99

First Southern Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.16%
36 Month Certificate of Deposit
$1,000
2.53%
View
▼
Rate2.51%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

MidAmerica National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
36 month IRA (Fixed)
$100
2.52%
View
▼
Rate2.50%
Min Deposit$100
Min Balance—
UpdatedApr 5, 2026
Details

Longview Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.19%
36-month CD
$500
2.50%
View
▼
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
36 Month Standard Certificates of Deposit
$1,000
2.49%
View
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

WCB West Central Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.55%
36 Month CD (3 Year)
$0
2.42%
View
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

1,3

Vermilion Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
36 Month CD
$0
2.33%
View
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Camp Grove State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
Certificate of Deposit 36-Month
$1,000
2.28%
View
▼
Rate2.26%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
36-Month Certificate of Deposit IRA
$500
2.27%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

FNB of Sparta
Institution Rating:
A5.0 ★Texas Ratio: 10.06%
36 Month Certificate of Deposit
$500
2.25%
View
▼
Rate2.23%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

American Metro Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month Certificate
$1,000
2.20%
View
▼
Rate2.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Farmington
Institution Rating:
A-5.0 ★Texas Ratio: 15.59%
36 Month Certificate of Deposit
$1,000
2.17%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

La Salle State Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.56%
IRA Certificates of Deposit 36 Month
$0
2.07%
View
▼
Rate2.05%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

FNB of Brownstown
Institution Rating:
A5.0 ★Texas Ratio: 7.14%
36 Month Certificate of Deposit
$1,000
2.05%
View
▼
Rate2.04%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Midwest Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
36 Month Share Certificates
$1,000
2.02%
View
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
United Fidelity Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
48-Month CD Term
$1,000
4.10%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Crossroads Bank Effingham, IL
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48-Month CD
$2,000
4.00%
View
▼
Rate3.96%
Min Deposit$2,000
Min Balance—
UpdatedApr 5, 2026
Details

Eureka Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
CD & IRA 48 Month
$0
3.77%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
48 Month Bonus Certificates
$0
3.76%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Vibrant Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.61%
48-Month CD
$0
3.65%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Warren-Boynton State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
48 Month CD
$0
3.58%
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Raritan State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.14%
48 Month CD
$5,000
3.56%
View
▼
Rate3.50%
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
4-Year Certificate or IRA-HSA Jumbo
$100,000
3.50%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
IRA Share Certificates 48 Month
$100,000
3.45%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Vermont State Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.49%
48 month CD and over
$100,000
3.43%
View
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

$100,000

First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
48 month Certificates of Deposit (CDs)/IRA Certificates of Deposit (CDs)
$500
3.40%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Rantoul
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month CD / IRA
$500
3.34%
View
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
48 Month Certificate of Deposit (IRA)
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Old Exchange Bank of Okawville
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
48 Month Certificate
$0
3.28%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Washington Savings Bank Effingham, IL
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
48 Month Certificate of Deposit
$1,000
3.24%
View
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
48 month Share Certificate
$100,000
3.21%
View
▼
Rate3.17%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Eaton Family Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.33%
Certificate of Deposit 48 month
$0
3.18%
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Clay County State Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
48 MONTH CD
$500
3.15%
View
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

FNB of Okawville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month Certificate
$0
3.12%
View
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
48 Month Certificate
$20,000
3.07%
View
▼
Rate3.05%
Min Deposit$20,000
Min Balance—
UpdatedApr 5, 2026
Details

over $20,000

First Federal S&L of Central Illinois, S.B.
Institution Rating:
A5.0 ★Texas Ratio: 10.33%
48 Month CD / IRA
$0
3.05%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Land Of Lincoln Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.84%
48-month - Share Certificates (CDs)
$0
3.03%
View
▼
Rate2.99%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

TSB Teutopolis State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
48 Month CD
$0
3.02%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Tech Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 18.03%
Regular Certificate IRA 48 month bump rate
$0
3.00%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Community National Bank in Monmouth
Institution Rating:
A5.0 ★Texas Ratio: 10.97%
4 Year Certificate of Deposit
$20,000
2.98%
View
▼
Rate2.95%
Min Deposit$20,000
Min Balance—
UpdatedApr 5, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
48-month term Standard CDs
$0
2.90%
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

MidAmerica National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
48 month IRA (Fixed)
$100
2.78%
View
▼
Rate2.75%
Min Deposit$100
Min Balance—
UpdatedApr 5, 2026
Details

Mason City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
48 Month Certificates of Deposit & IRAs
$500
2.77%
View
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Peoples Bank of Kankakee County
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month CD & IRA
$5,000
2.75%
View
▼
Rate2.72%
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details

First Southern Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.16%
48 Month Certificate of Deposit
$1,000
2.53%
View
▼
Rate2.51%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

State Bank of Industry
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
48 MONTH CERTIFICATE OF DEPOSIT
$1,000
2.52%
View
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Longview Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.19%
48-month CD
$500
2.50%
View
▼
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

WCB West Central Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.55%
48 Month CD (4 Year)
$0
2.47%
View
▼
Rate2.45%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

1,3

FNB of Lacon
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
48 Month CD
$0
2.38%
View
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Camp Grove State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
Certificate of Deposit 48-Month
$1,000
2.33%
View
▼
Rate2.31%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
48 Month Certificate of Deposits
$1,000
2.28%
View
▼
Rate2.27%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

First Robinson Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
48 Month CDs
$500
2.27%
View
▼
Rate2.25%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

State Bank of Graymont
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
48 Month CD
$1,000
2.25%
View
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Farmington
Institution Rating:
A-5.0 ★Texas Ratio: 15.59%
48 Month Certificate of Deposit
$1,000
2.22%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

FNB Of Nokomis
Institution Rating:
A5.0 ★Texas Ratio: 8.75%
48 Month CD
$1,000
2.16%
View
▼
Rate2.15%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Gas and Electric Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
48 Month CD
$0
2.10%
View
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Midwest Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
48 Month Share Certificates
$1,000
2.07%
View
▼
Rate2.05%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

FNB of Raymond
Institution Rating:
B+4.7 ★Texas Ratio: 18.63%
48 Month Term
$1,000
2.02%
View
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
48 Month CD/IRA CD
$500
2.00%
View
▼
Rate1.98%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Prairie Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
4 Year Certificates of Deposit
$1,000
1.90%
View
▼
Rate1.89%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
College Savers 3 or 4 Year Certificate
$50
1.85%
View
▼
Rate1.79%
Min Deposit$50
Min Balance—
UpdatedApr 5, 2026
Details

Quarterly compounding, $10.00 min. additions

Fox Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
IRA Certificates 48 Month
$0
1.76%
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

North Side Federal S&L of Chicago
Institution Rating:
B-4.3 ★Texas Ratio: 23.91%
48 Month Certificate of Deposit
$0
1.75%
View
▼
Rate1.71%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

INB National Association
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
IRA (4 Year)
$0
1.65%
View
▼
Rate1.65%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Peoples National Bank N.A.
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
Certificates of Deposit (CDs) Specials 48 Month Trade-Up
$500
1.62%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
United Fidelity Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
60-Month CD Term
$1,000
4.15%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Crossroads Bank Effingham, IL
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60-Month CD
$2,000
4.00%
View
▼
Rate3.96%
Min Deposit$2,000
Min Balance—
UpdatedApr 5, 2026
Details

Eureka Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
CD & IRA 60 Month
$0
3.87%
View
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
60 Month Bonus Certificates
$0
3.76%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Bank Chicago
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
Roth IRA 5 Year Variable
$1,000
3.70%
View
▼
Rate3.64%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Warren-Boynton State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
60 Month CD
$0
3.63%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
5-Year Certificate or IRA-HSA Jumbo
$100,000
3.60%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Old Exchange Bank of Okawville
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
60 Month Certificate
$0
3.53%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Central Bank Illinois
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
60 Month CD Special
$1,000
3.50%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Rantoul
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Month CD / IRA
$500
3.44%
View
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
60 month Certificates of Deposit (CDs)/IRA Certificates of Deposit (CDs)
$500
3.40%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

FNB of Okawville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Month Certificate
$0
3.38%
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

$500 Minimum Balance to obtain APY*

Heartland Credit Union Springfield, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
60 month Certificate
$0
3.35%
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Minimum balance of $10,000 is required.

Spring Valley City Bank
Institution Rating:
A-4.9 ★Texas Ratio: 16.12%
60 Month CD/IRA
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Washington Savings Bank Effingham, IL
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
60 Month Certificate of Deposit
$1,000
3.29%
View
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Farmers National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
Special IRA 60 Month
$0
3.25%
View
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
60 month Share Certificate
$100,000
3.21%
View
▼
Rate3.17%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
60 Month Variable Rate Certificate of Deposit (IRA)
$0
3.15%
View
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
60-month term Standard CDs
$0
3.10%
View
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Federal S&L of Central Illinois, S.B.
Institution Rating:
A5.0 ★Texas Ratio: 10.33%
60 Month CD / IRA
$0
3.05%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
60-Month Special Certificate Account
$0
3.04%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

No monthly fee

Eaton Family Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.33%
Certificate of Deposit 60 month bump
$0
3.03%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Rates for the 60 Month Bump CD can be raised 3 times during the 5-year term.

Central Credit Union of Illinois
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
IRA Certificates 60 Month
$0
3.00%
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

FNB of Sparta
Institution Rating:
A5.0 ★Texas Ratio: 10.06%
60 Month Certificate of Deposit
$500
2.85%
View
▼
Rate2.82%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

State Bank of Industry
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
60 MONTH CERTIFICATE OF DEPOSIT
$1,000
2.78%
View
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Mason City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
60 Month Certificates of Deposit & IRAs
$500
2.77%
View
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Staley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
60 Month Certificates
$0
2.75%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Land Of Lincoln Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.84%
60-month - Share Certificates (CDs)
$0
2.58%
View
▼
Rate2.55%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Southern Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.16%
60 Month Certificate of Deposit
$1,000
2.53%
View
▼
Rate2.51%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

WCB West Central Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.55%
60 Month CD
$0
2.52%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Longview Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.19%
60-month CD
$500
2.50%
View
▼
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

FNB of Lacon
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
60 Month CD
$0
2.48%
View
▼
Rate2.45%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

MidAmerica National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
60 month CD
$1,000
2.47%
View
▼
Rate2.45%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Camp Grove State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
Certificate of Deposit 60-Month
$1,000
2.39%
View
▼
Rate2.36%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Vermilion Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
60 Month Roth IRA
$0
2.38%
View
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

La Salle State Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.56%
IRA Certificates of Deposit 60 Month
$0
2.37%
View
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
60 Month Certificate of Deposits
$1,000
2.28%
View
▼
Rate2.27%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

First Robinson Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
60 Month CD
$500
2.27%
View
▼
Rate2.25%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

American Metro Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Month Certificate
$100,000
2.25%
View
▼
Rate2.25%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Midwest Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
60 Month Share Certificates
$1,000
2.17%
View
▼
Rate2.15%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Yates City
Institution Rating:
A5.0 ★Texas Ratio: 13.97%
60 Month CD fixed
$1,000
2.12%
View
▼
Rate2.10%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Kampsville
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
60 Month Certificate of Deposit
$1,000
2.04%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Nashville Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 MONTH CERTIFICATE
$1,000
2.02%
View
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
60 Month CD/IRA CD
$500
2.00%
View
▼
Rate1.98%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Farmers State Bank Elmwood, IL
Institution Rating:
F1.0 ★Texas Ratio: 195.74%
60 Month CD
$1,000
1.99%
View
▼
Rate1.98%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Peoples National Bank N.A.
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
60 Month Individual Retirement Accounts (IRAs)
$0
1.96%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

INB National Association
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
CD (5 year)
$0
1.95%
View
▼
Rate1.95%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Fox Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
IRA Certificates 60 Month
$0
1.87%
View
▼
Rate1.85%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Blackhawk Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
60 month Certificate
$0
1.85%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Bankers Trust Company
Institution Rating:
B4.6 ★Texas Ratio: 19.94%
60 Month CD/IRA
$1,000
1.81%
View
▼
Rate1.80%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Donnellson, IL CD Rate Trends

Compare local Donnellson, IL CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Illinois CD Trends →
12-Month CD — IL Avg
3.017%
▲ 0.802 vs 7 days ago

Illinois 12-month CD rates rose 0.802 points over the past 7 days to 3.017% APY.

6-Month CD — IL Avg
3.277%
▲ 1.233 vs 7 days ago

Illinois 6-month CD rates rose 1.233 points over the past 7 days to 3.277% APY.

As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about CD Rates in Donnellson, Illinois

Are CD rates in Donnellson, Illinois FDIC insured?

Yes, most established banks in Donnellson, Illinois are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Donnellson, Illinois?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Donnellson, Illinois.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Donnellson, Illinois may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Donnellson, Illinois?

Here are recent top rates found for this area:
  • Merchants Bank of Indiana: 4.86% APY (12 Month Flex Index CD)
  • United Fidelity Bank: 4.20% APY (6-Month CD Term)
  • Gas and Electric Credit Union: 4.10% APY (6 Month CD)
  • Chicago Patrolmens Federal Credit Union: 4.08% APY (Jumbo 6-Month Share Certificate)
  • Alliance Community Bank: 4.07% APY (24-Month CD)
  • ABD Federal Credit Union: 4.06% APY (1 Year Certificate)
  • Justice Federal Credit Union: 4.00% APY (36 month Share Certificate)
  • Crossroads Bank Effingham, IL: 4.00% APY (48-Month CD)
  • Vibrant Credit Union: 4.00% APY (6-Month CD Special)
  • Policemens Federal Credit Union: 4.00% APY (12 months (1 year) Certificate)
Rates reflect recent verified offers available in Donnellson, Illinois. Last Updated: April 5, 2026

CD Calculators

CD Calculator
CD Ladder Calculator
Withdrawal Penalty
CD vs. HYSA

Methodology & Data Sources

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Donnellson, Illinois directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Donnellson, Illinois. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in IL.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 5, 2026

Donnellson, Illinois Rates & Resources

$
Donnellson, Illinois Savings Rates
$
Donnellson, Illinois Mortgage Rates
$
Donnellson, Illinois Money Market Rates
$
Donnellson, Illinois Checking Rates
$
Donnellson, Illinois Auto Loan Rates
$
Donnellson, Illinois Personal Loan Rates