Pella, Iowa Best CD Rates September 2026

Interest Payment Options Early withdrawal penalty Penalty for early withdrawal. Many interest payment options are available. Ask an associate for details.

APY = Annual Percentage Yield; Minimum balance to obtain APY is $1,000. Early withdrawal penalties may apply. Non-institutional funds only. Rate current as of 12/11/25.

Published APY range: 3.29% to 3.80%; Published rate range: 3.25% to 3.75%. Earn our highest rates* when you qualify for the Platinum tier of our Benefits Banking Loyalty Program . Open Online

Balance: $100,000 & over

Balance: $1,000-$99,999

Balance: $50,000 - $99,999

IRA

Balance: $500.00

Balance: $25,000 - $49,999

IRA

APY* Quarterly

Interest Frequency: 3 Months; Early Withdrawal Penalty: 91 Days

Balance: $10,000 - $24,999

Balance: $10,000 - $1,000

Balance: $5,000 - $9,999

Balance: $1,000

Member Loyalty APY: 4.20%; Period: Quarterly; Amount: $100,000.00 & greater

Balance: $2,000 to $99,999.99

Penalty: 3 month

Penalty: 3 month

For all certificates unless otherwise noted: penalty for early withdrawal. Minimum deposit of $500 required to open certificate & earn dividends. Rate is accurate as today's dividend declaration. Fees may reduce earnings on the account. Rate = dividend rate.

Compounding Period: Quarterly

Member Loyalty APY: 4.10%; Period: Quarterly; Amount: $1,000.00-99,999.99

not applicable to IRAs

Balance: $100,000+

Balance: $10,000 to $49,999.99

Balance: $10,000-$99,999

Diamond APY

IRA

Platinum APY

Balance: $1,000-$9,999

Balance: $100,000 and over

Balance: $10,000 - $1,000

APY* Quarterly

Balance: $50,000 to $99,999.99

For all certificates unless otherwise noted: penalty for early withdrawal. Minimum deposit of $500 required to open certificate & earn dividends. Rate is accurate as today's dividend declaration. Fees may reduce earnings on the account. Rate = dividend rate.

Balance: $2,000 to $99,999.99

Balance: $100,000.00 and Over

Penalty: 6 month

Penalty: 6 month

Balance: $15,000 & Above; Interest Paid: Quarterly; Automatically Renewable: Yes

Balance: $10,000 - $1,000

LIMITED TIME ONLY!

CD Specials

limited time!

limited time!

APY = Annual Percentage Yield. Rate subject to change without notice. Penalty for early withdrawal. APY is accurate as of 01/01/2026. Some restrictions may apply.

Balance: $0.00 - $24,999.99

Balance: $1,000-$14,999.99; Interest Paid: Quarterly; Automatically Renewable: Yes

Compounding & Crediting Frequency: semi-annually

Balance: Minimum $5,000 balance required

APY* Quarterly