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CD Rate Trends

Overland Park, Kansas Best CD Rates October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | CD Rates Last Updated and Verified: October 13, 2026

Overland Park, Kansas CD rates range from 0.01% to 5.00% APY, verified by MonitorBankRates as of October 13, 2026. Current Overland Park, Kansas CD rates include Academy BankAcademy Bank10000 College Blvd, Overland Park, KS 66210A+5.0 ★Texas Ratio: 5.08%Real return: +1.60%APY minus CPI (February 2026) offering 18-Month Certificate of Deposit at 4.40% APY, Community National Bank Seneca, KSCommunity National Bank Seneca, KS11120 W 135th St, Overland Park, KS 66221A4.9 ★Texas Ratio: 9.62%Real return: +1.47%APY minus CPI (February 2026) offering 12 Month CD Special at 4.27% APY, Argentine Federal SavingsArgentine Federal Savings12501 Antioch Rd, Overland Park, KS 66213A5.0 ★Texas Ratio: 12.38%Real return: +1.45%APY minus CPI (February 2026) offering 12 Month CD at 4.25% APY, First Bank Creve Coeur, MOFirst Bank Creve Coeur, MO6201 College Blvd, Overland Park, KS 66211A+5.0 ★Texas Ratio: 2.49%Real return: +1.37%APY minus CPI (February 2026) offering 18-Month Variable Rate IRA at 4.17% APY, and First Federal Bank of Kansas CityFirst Federal Bank of Kansas City8629 Metcalf Ave, Overland Park, KS 66212A+5.0 ★Texas Ratio: 3.50%Real return: +1.35%APY minus CPI (February 2026) offering 36-Month CD at 4.15% APY. CD rates as of October 13, 2026 according to verified data from MonitorBankRates.

Overland Park has 297 local institutions in our database, with CD rates as high as 4.40% APY from Academy Bank at 10000 College Blvd, Overland Park, KS 66210. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Kansas area. Rates are continually updated, so we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: October 13, 2026

Compare Best CD Rates in Overland Park, Kansas & the Surrounding Area

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Overland Park 3 Month CD Rates

Kansas 3 Month CD Average1.97% APYNational 2.09%▲ 0.02% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Brilliant Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
8880 W 151st St, Overland Park, KS 66221
3-Month CD
$1,000
4.00% ▲ 2.03% above Kansas avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average1.97%▲ 2.03% above avgNationally 2.09%
Details

Interest credited At Maturity; Brilliant Bank's CD is a certificate of deposit with initial Annual Percentage Yield available for new depositors only. Rate is accurate as of website publication and subject to change. Fees may reduce earnings. Early withdrawal penalties may apply.

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 5 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Oct 14, 2026
UMB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
11935 Riley St, Overland Park, KS 66213
3-MONTH TIME DEPOSIT ACCOUNT
$500
3.85% ▲ 1.88% above Kansas avg
View
▼
Rate3.80%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 2, 2026
Kansas Average1.97%▲ 1.88% above avgNationally 2.09%
Details

Special Offer. Apply now: balances under $100k. Effective Date: 10/2/2026. Not available for individual retirement or business accounts. A penalty will be imposed on early withdrawals.

Rate History
No change since Sep 27, 2026 · 3.85% APY · checked 2 times
3.35%3.85%4.35%Sep 27, 2026: 3.85% APYSep 27, 2026Oct 14, 2026
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.54%
6280 W 135th St, Overland Park, KS 66223
3 Month IRA Certificate
$0
3.60% ▲ 1.63% above Kansas avg
View
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedSep 29, 2026
Kansas Average1.97%▲ 1.63% above avgNationally 2.09%
Details

Rate History
No change since Sep 29, 2026 · 3.60% APY
3.10%3.60%4.10%Sep 29, 2026: 3.60% APYSep 29, 2026Oct 14, 2026
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.54%
6280 W 135th St, Overland Park, KS 66223
3 Month Share Certificates
$0
3.60% ▲ 1.63% above Kansas avg
View
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedSep 29, 2026
Kansas Average1.97%▲ 1.63% above avgNationally 2.09%
Details

Rate History
No change since Sep 29, 2026 · 3.60% APY
3.10%3.60%4.10%Sep 29, 2026: 3.60% APYSep 29, 2026Oct 14, 2026
CommunityAmerica Credit Union 6280 W 135th St, Overland Park, KS 66223
3 Month Business Certificate
$0
3.60% ▲ 1.63% above Kansas avg
View
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average1.97%▲ 1.63% above avgNationally 2.09%
Details

Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 6 times
3.10%3.60%4.10%Sep 14, 2026: 3.60% APYSep 14, 2026Oct 14, 2026
CommunityAmerica Credit Union 6280 W 135th St, Overland Park, KS 66223
3 Month IRA Certificate
$0
3.60% ▲ 1.63% above Kansas avg
View
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average1.97%▲ 1.63% above avgNationally 2.09%
Details

Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 7 times
3.10%3.60%4.10%Sep 14, 2026: 3.60% APYSep 14, 2026Oct 14, 2026
CommunityAmerica Credit Union 6280 W 135th St, Overland Park, KS 66223
3 Month Share Certificate
$0
3.60% ▲ 1.63% above Kansas avg
View
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average1.97%▲ 1.63% above avgNationally 2.09%
Details

Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 7 times
3.10%3.60%4.10%Sep 14, 2026: 3.60% APYSep 14, 2026Oct 14, 2026
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
12501 Antioch Rd, Overland Park, KS 66213
3 Month IRA CD
$1,000
3.54% ▲ 1.57% above Kansas avg
View
▼
Rate3.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average1.97%▲ 1.57% above avgNationally 2.09%
Details

Rate History
1 change since Sep 19, 2026 · 3.60% → 3.54% ▼ 0.06 pts · high 3.60% / low 3.54%
3.04%3.57%4.10%Sep 19, 2026: 3.60% APYOct 3, 2026: 3.54% APYSep 19, 2026Oct 14, 2026
  • Oct 3, 20263.54%▼ from 3.60%
  • Sep 19, 20263.60%first recorded
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
12501 Antioch Rd, Overland Park, KS 66213
3 Month CD
$1,000
3.50% ▲ 1.53% above Kansas avg
View
▼
Rate3.44%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average1.97%▲ 1.53% above avgNationally 2.09%
Details

Rate History
1 change since Sep 19, 2026 · 3.60% → 3.50% ▼ 0.10 pts · high 3.60% / low 3.50%
3.00%3.55%4.10%Sep 19, 2026: 3.60% APYOct 3, 2026: 3.50% APYSep 19, 2026Oct 14, 2026
  • Oct 3, 20263.50%▼ from 3.60%
  • Sep 19, 20263.60%first recorded
Kendall Bank
Institution Rating:
C3.9 ★Texas Ratio: 28.53%
11225 College Blvd, Overland Park, KS 66210
3 MONTH CERTIFICATE OF DEPOSIT
$1,000
3.49% ▲ 1.52% above Kansas avg
View
▼
Rate3.45%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Kansas Average1.97%▲ 1.52% above avgNationally 2.09%
Details

Interest is compounded and credited at maturity.

Rate History
No change since Sep 29, 2026 · 3.49% APY · checked 5 times
2.99%3.49%3.99%Sep 29, 2026: 3.49% APYSep 29, 2026Oct 14, 2026
Great Southern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.55%
11050 Roe Ave Ste 100, Overland Park, KS 66211
3-Month CD
$1,000
3.40% ▲ 1.43% above Kansas avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average1.97%▲ 1.43% above avgNationally 2.09%
Details

Interest Payment Options; Early withdrawal penalty; Penalty for early withdrawal. Many interest payment options are available. Ask an associate for details.

Rate History
No change since Sep 18, 2026 · 3.40% APY · checked 6 times
2.90%3.40%3.90%Sep 18, 2026: 3.40% APYSep 18, 2026Oct 14, 2026
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
7260 W 135th St, Overland Park, KS 66223
3 Month Classic CD
$500
2.90% ▲ 0.93% above Kansas avg
View
▼
Rate2.86%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average1.97%▲ 0.93% above avgNationally 2.09%
Details

Rate History
No change since Sep 14, 2026 · 2.90% APY · checked 6 times
2.40%2.90%3.40%Sep 14, 2026: 2.90% APYSep 14, 2026Oct 14, 2026
First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
6201 College Blvd, Overland Park, KS 66211
3-Month CD
$0
2.00% ▲ 0.03% above Kansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Kansas Average1.97%▲ 0.03% above avgNationally 2.09%
Details

Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 6 times
1.50%2.00%2.50%Sep 14, 2026: 2.00% APYSep 14, 2026Oct 14, 2026
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
8629 Metcalf Ave, Overland Park, KS 66212
3-Month CD
$0
1.50% ▼ 0.47% below Kansas avg
View
▼
Rate1.49%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Kansas Average1.97%▼ 0.47% below avgNationally 2.09%
Details

Rate History
No change since Sep 11, 2026 · 1.50% APY · checked 7 times
1.00%1.50%2.00%Sep 11, 2026: 1.50% APYSep 11, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6860 W 115th St, Overland Park, KS 66211 2457
3-month term
$0
0.60% ▼ 1.37% below Kansas avg
View
▼
Rate0.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average1.97%▼ 1.37% below avgNationally 2.09%
Details

Rate History
No change since Sep 14, 2026 · 0.60% APY · checked 6 times
0.10%0.60%1.10%Sep 14, 2026: 0.60% APYSep 14, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6860 W 115th St, Overland Park, KS 66211 2457
3-month term Standard CD
$0
0.50% ▼ 1.47% below Kansas avg
View
▼
Rate0.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average1.97%▼ 1.47% below avgNationally 2.09%
Details

Regular APY

Rate History
No change since Sep 27, 2026 · 0.50% APY · checked 4 times
0.00%0.50%1.00%Sep 27, 2026: 0.50% APYSep 27, 2026Oct 14, 2026
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
7500 W 95th St, Overland Park, KS 66212
90 Day Certificate of Deposit
$500
0.20% ▼ 1.77% below Kansas avg
View
▼
Rate0.20%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average1.97%▼ 1.77% below avgNationally 2.09%
Details

Rate History
No change since Sep 18, 2026 · 0.20% APY · checked 6 times
0.00%0.35%0.70%Sep 18, 2026: 0.20% APYSep 18, 2026Oct 14, 2026
Cornerstone Bank (KS)
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
9120 W 135th St, Overland Park, KS 66221
CDs & IRAs - 31 - 90 days
$0
0.10% ▼ 1.87% below Kansas avg
View
▼
Rate0.10%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average1.97%▼ 1.87% below avgNationally 2.09%
Details

Rate History
No change since Oct 7, 2026 · 0.10% APY · checked 3 times
0.00%0.30%0.60%Oct 7, 2026: 0.10% APYOct 7, 2026Oct 14, 2026
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
5301 W 95th St, Overland Park, KS 66207
3 month Standard Fixed Rate
$2,500
0.06% ▼ 1.91% below Kansas avg
View
▼
Rate0.06%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average1.97%▼ 1.91% below avgNationally 2.09%
Details

Balance: $0 - $4,999.99. Early withdrawal penalties may apply.

Rate History
No change since Oct 7, 2026 · 0.06% APY · checked 2 times
0.00%0.28%0.56%Oct 7, 2026: 0.06% APYOct 7, 2026Oct 14, 2026
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
5301 W 95th St, Overland Park, KS 66207
3 month Standard Interest Rate
$2,500
0.06% ▼ 1.91% below Kansas avg
View
▼
Rate0.06%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average1.97%▼ 1.91% below avgNationally 2.09%
Details

Balance: $0 - $4,999.99; Relationship APY 0.06%

Rate History
No change since Sep 14, 2026 · 0.06% APY · checked 3 times
0.00%0.28%0.56%Sep 14, 2026: 0.06% APYSep 14, 2026Oct 14, 2026
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
12112 Metcalf Ave, Overland Park, KS 66213
90 Day Certificate
$0
0.06% ▼ 1.91% below Kansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average1.97%▼ 1.91% below avgNationally 2.09%
Details

Under $100,000

Rate History
No change since Oct 7, 2026 · 0.06% APY · checked 2 times
0.00%0.28%0.56%Oct 7, 2026: 0.06% APYOct 7, 2026Oct 14, 2026
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
5301 W 95th St, Overland Park, KS 66207
3 month Standard Fixed Rate
$2,500
0.05% ▼ 1.92% below Kansas avg
View
▼
Rate0.05%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average1.97%▼ 1.92% below avgNationally 2.09%
Details

Balance: $0 - $4,999.99; Relationship Interest Rate 0.06%; Relationship APY 0.06%

Rate History
No change since Oct 7, 2026 · 0.05% APY · checked 2 times
0.00%0.28%0.55%Oct 7, 2026: 0.05% APYOct 7, 2026Oct 14, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
9400 Antioch Rd, Overland Park, KS 66212
3 Month IRA Certificates
$0
0.05% ▼ 1.92% below Kansas avg
View
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average1.97%▼ 1.92% below avgNationally 2.09%
Details

Balance: $1,000

Rate History
No change since Oct 6, 2026 · 0.05% APY · checked 2 times
0.00%0.28%0.55%Oct 6, 2026: 0.05% APYOct 6, 2026Oct 14, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
9400 Antioch Rd, Overland Park, KS 66212
3 Month Standard CD
$0
0.05% ▼ 1.92% below Kansas avg
View
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average1.97%▼ 1.92% below avgNationally 2.09%
Details

Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 30, 2026: 0.05% APYSep 30, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
10851 Mastin St, Overland Park, KS 66210
3 Month Certificate of Deposit
$0
0.03% ▼ 1.94% below Kansas avg
View
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average1.97%▼ 1.94% below avgNationally 2.09%
Details

Balance: $25,000.00 and above

Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 3 times
0.00%0.27%0.53%Oct 2, 2026: 0.03% APYOct 2, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
10851 Mastin St, Overland Park, KS 66210
3 Month Certificate of Deposit
$0
0.02% ▼ 1.95% below Kansas avg
View
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average1.97%▼ 1.95% below avgNationally 2.09%
Details

Balance: $1,000.00 - $24,999.99

Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 3 times
0.00%0.26%0.52%Oct 2, 2026: 0.02% APYOct 2, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
10851 Mastin St, Overland Park, KS 66210
3 Month Certificate of Deposit
$0
0.01% ▼ 1.96% below Kansas avg
View
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average1.97%▼ 1.96% below avgNationally 2.09%
Details

Balance: $1.00 - $999.99

Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 3 times
0.00%0.26%0.51%Oct 2, 2026: 0.01% APYOct 2, 2026Oct 14, 2026
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
3 Month Certificate of Deposit
$0
4.06% ▲ 2.09% above Kansas avg
View
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average1.97%▲ 2.09% above avgNationally 2.09%
Details

Rate History
No change since Sep 19, 2026 · 4.06% APY · checked 2 times
3.56%4.06%4.56%Sep 19, 2026: 4.06% APYSep 19, 2026Oct 14, 2026
Omb Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.69%
3 Month Certificate
$0
4.05% ▲ 2.08% above Kansas avg
View
▼
Rate3.99%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average1.97%▲ 2.08% above avgNationally 2.09%
Details

Rate History
No change since Sep 8, 2026 · 4.05% APY · checked 6 times
3.55%4.05%4.55%Sep 8, 2026: 4.05% APYSep 8, 2026Oct 14, 2026
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
3-Month Certificate
$0
4.00% ▲ 2.03% above Kansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average1.97%▲ 2.03% above avgNationally 2.09%
Details

No minimum deposit.

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 5 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Oct 14, 2026
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
Limited Time 3 Month Share Certificate
$1,000
4.00% ▲ 2.03% above Kansas avg
View
▼
Rate3.93%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average1.97%▲ 2.03% above avgNationally 2.09%
Details

Limited Time 3-Month and 6-Month Share Certificates available on new Certificates. This is a promotional yield. Bonus Dividend may not be combined with any other dividend increase/bonus, i.e., "Direct Deposit Bonus" and "Jumbo Certificate" increased rates. IRA share certificates do not qualify for this promotion. No additional deposits accepted (other than dividends) during certificate term. There is a substantial penalty for early withdrawal of Certificate funds. Fees and other conditions may reduce earnings. The 3-Month promotional Certificate will automatically roll over to a 3-Month Certificate at the available rates of Certificates at maturity.

Rate History
No change since Oct 2, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Oct 2, 2026: 4.00% APYOct 2, 2026Oct 14, 2026
Bank of the Flint Hills
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
3 Month Certificate
$0
3.91% ▲ 1.94% above Kansas avg
View
▼
Rate3.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Kansas Average1.97%▲ 1.94% above avgNationally 2.09%
Details

Rate History
1 change since Sep 14, 2026 · 3.80% → 3.91% ▲ 0.11 pts · high 3.91% / low 3.80%
3.30%3.86%4.41%Sep 14, 2026: 3.80% APYOct 8, 2026: 3.91% APYSep 14, 2026Oct 14, 2026
  • Oct 8, 20263.91%▲ from 3.80%
  • Sep 14, 20263.80%first recorded
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
3 Month Certificates of Deposit (CDs)
$100
3.84% ▲ 1.87% above Kansas avg
View
▼
Rate3.79%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Kansas Average1.97%▲ 1.87% above avgNationally 2.09%
Details

Balance: $100,000+

Rate History
1 change since Sep 14, 2026 · 3.79% → 3.84% ▲ 0.05 pts · high 3.84% / low 3.79%
3.29%3.82%4.34%Sep 14, 2026: 3.79% APYSep 24, 2026: 3.84% APYSep 14, 2026Oct 14, 2026
  • Sep 24, 20263.84%▲ from 3.79%
  • Sep 14, 20263.79%first recorded
FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 9.50%
3 Month CD
$1,000
3.80% ▲ 1.83% above Kansas avg
View
▼
Rate3.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Kansas Average1.97%▲ 1.83% above avgNationally 2.09%
Details

Rate History
No change since Sep 7, 2026 · 3.80% APY · checked 8 times
3.30%3.80%4.30%Sep 7, 2026: 3.80% APYSep 7, 2026Oct 14, 2026
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
3 Month Certificates of Deposit (CDs)
$100
3.74% ▲ 1.77% above Kansas avg
View
▼
Rate3.69%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Kansas Average1.97%▲ 1.77% above avgNationally 2.09%
Details

Balance: $0 - $99,999.99

Rate History
1 change since Sep 14, 2026 · 3.69% → 3.74% ▲ 0.05 pts · high 3.74% / low 3.69%
3.19%3.72%4.24%Sep 14, 2026: 3.69% APYSep 24, 2026: 3.74% APYSep 14, 2026Oct 14, 2026
  • Sep 24, 20263.74%▲ from 3.69%
  • Sep 14, 20263.69%first recorded
American Bank of Baxter Springs
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month Certificate
$1,000
3.49% ▲ 1.52% above Kansas avg
View
▼
Rate3.45%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Kansas Average1.97%▲ 1.52% above avgNationally 2.09%
Details

Rate History
1 change since Sep 7, 2026 · 3.45% → 3.49% ▲ 0.04 pts · high 3.49% / low 3.45%
2.95%3.47%3.99%Sep 7, 2026: 3.45% APYOct 3, 2026: 3.49% APYSep 7, 2026Oct 14, 2026
  • Oct 3, 20263.49%▲ from 3.45%
  • Sep 7, 20263.45%first recorded
Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
3 Month Share Certificates
$0
3.29% ▲ 1.32% above Kansas avg
View
▼
Rate3.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average1.97%▲ 1.32% above avgNationally 2.09%
Details

Dividend Paid: At Maturity; Effective: July 01, 2025

Rate History
No change since Sep 14, 2026 · 3.29% APY · checked 6 times
2.79%3.29%3.79%Sep 14, 2026: 3.29% APYSep 14, 2026Oct 14, 2026
Kansas Teachers Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
3 Month Certificate of Deposit
$500
3.25% ▲ 1.28% above Kansas avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average1.97%▲ 1.28% above avgNationally 2.09%
Details

Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 6 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 14, 2026
Frontier Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.58%
3 Month Regular Certificate
$0
3.15% ▲ 1.18% above Kansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average1.97%▲ 1.18% above avgNationally 2.09%
Details

Rates effective July 1, 2026

Rate History
No change since Sep 14, 2026 · 3.15% APY · checked 6 times
2.65%3.15%3.65%Sep 14, 2026: 3.15% APYSep 14, 2026Oct 14, 2026
Kansas State University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.65%
90 Day Share Certificate of Deposit
$0
3.00% ▲ 1.03% above Kansas avg
View
▼
Rate2.97%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Kansas Average1.97%▲ 1.03% above avgNationally 2.09%
Details

A penalty may be imposed for early withdrawal; minimum balance of $500 required for share certificates

Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 14, 2026
KC FAIRFAX
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
Share Certificate 90 Days
$0
3.00% ▲ 1.03% above Kansas avg
View
▼
Rate3.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average1.97%▲ 1.03% above avgNationally 2.09%
Details

Rate History
No change since Oct 10, 2026 · 3.00% APY
2.50%3.00%3.50%Oct 10, 2026: 3.00% APYOct 10, 2026Oct 14, 2026
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
3 Month CD
$500
2.75% ▲ 0.78% above Kansas avg
View
▼
Rate2.72%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Kansas Average1.97%▲ 0.78% above avgNationally 2.09%
Details

Interest Compounding Frequency:; Interest Availability: Maturity

Rate History
No change since Sep 14, 2026 · 2.75% APY · checked 6 times
2.25%2.75%3.25%Sep 14, 2026: 2.75% APYSep 14, 2026Oct 14, 2026
Lyons Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
3 Month Certificate Special
$50,000
2.63% ▲ 0.66% above Kansas avg
View
▼
Rate2.60%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average1.97%▲ 0.66% above avgNationally 2.09%
Details

Balance: Over $50,000

Rate History
No change since Sep 30, 2026 · 2.63% APY · checked 4 times
2.13%2.63%3.13%Sep 30, 2026: 2.63% APYSep 30, 2026Oct 14, 2026
Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
3 Months CD
$1,000
2.60% ▲ 0.63% above Kansas avg
View
▼
Rate2.58%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average1.97%▲ 0.63% above avgNationally 2.09%
Details

CD Only*

Rate History
1 change since Sep 18, 2026 · 2.50% → 2.60% ▲ 0.10 pts · high 2.60% / low 2.50%
2.00%2.55%3.10%Sep 18, 2026: 2.50% APYOct 7, 2026: 2.60% APYSep 18, 2026Oct 14, 2026
  • Oct 7, 20262.60%▲ from 2.50%
  • Sep 18, 20262.50%first recorded
First FarmBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
3 Month Certificate
$1,000
2.50% ▲ 0.53% above Kansas avg
View
▼
Rate2.48%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Kansas Average1.97%▲ 0.53% above avgNationally 2.09%
Details

Rate History
No change since Oct 7, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Oct 7, 2026: 2.50% APYOct 7, 2026Oct 14, 2026
Wichita Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
3 Month IRA Certificate
$0
2.50% ▲ 0.53% above Kansas avg
View
▼
Rate2.48%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Kansas Average1.97%▲ 0.53% above avgNationally 2.09%
Details

Dividend Period: Quarterly; Early W/D Penalty: 90 Days Interest

Rate History
No change since Oct 12, 2026 · 2.50% APY
2.00%2.50%3.00%Oct 12, 2026: 2.50% APYOct 12, 2026Oct 14, 2026
Johnson State Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.70%
3 Month CDs
$0
2.43% ▲ 0.46% above Kansas avg
View
▼
Rate2.41%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Kansas Average1.97%▲ 0.46% above avgNationally 2.09%
Details

$100,000; Compounding Frequency: Quarterly

Rate History
No change since Oct 7, 2026 · 2.43% APY · checked 2 times
1.93%2.43%2.93%Oct 7, 2026: 2.43% APYOct 7, 2026Oct 14, 2026
Johnson State Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.70%
3 Month CD's equal to to $99,999
$0
2.38% ▲ 0.41% above Kansas avg
View
▼
Rate2.36%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Kansas Average1.97%▲ 0.41% above avgNationally 2.09%
Details

Rate History
No change since Sep 19, 2026 · 2.38% APY · checked 7 times
1.88%2.38%2.88%Sep 19, 2026: 2.38% APYSep 19, 2026Oct 14, 2026
CNB Hugoton, KS
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
Regular Certificates of Deposit - 3 Months
$500
2.37% ▲ 0.40% above Kansas avg
View
▼
Rate2.35%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Kansas Average1.97%▲ 0.40% above avgNationally 2.09%
Details

Compounded: At Maturity

Rate History
No change since Oct 7, 2026 · 2.37% APY · checked 2 times
1.87%2.37%2.87%Oct 7, 2026: 2.37% APYOct 7, 2026Oct 14, 2026
Johnson State Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.70%
3 Month CD
$25,000
2.33% ▲ 0.36% above Kansas avg
View
▼
Rate2.31%
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Kansas Average1.97%▲ 0.36% above avgNationally 2.09%
Details

CD's equal to $25,000 to $49,999; Compounding Frequency: Quarterly

Rate History
No change since Oct 7, 2026 · 2.33% APY · checked 2 times
1.83%2.33%2.83%Oct 7, 2026: 2.33% APYOct 7, 2026Oct 14, 2026

Overland Park 6 Month CD Rates

Kansas 6 Month CD Average2.73% APYNational 2.77%▼ 0.04% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
12501 Antioch Rd, Overland Park, KS 66213
6 Month CD
$1,000
4.15% ▲ 1.42% above Kansas avg
View
▼
Rate4.07%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.73%▲ 1.42% above avgNationally 2.77%
Details

Rate History
No change since Sep 19, 2026 · 4.15% APY · checked 6 times
3.65%4.15%4.65%Sep 19, 2026: 4.15% APYSep 19, 2026Oct 14, 2026
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
12501 Antioch Rd, Overland Park, KS 66213
6 Month IRA CD
$1,000
4.15% ▲ 1.42% above Kansas avg
View
▼
Rate4.07%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.73%▲ 1.42% above avgNationally 2.77%
Details

Rate History
No change since Sep 19, 2026 · 4.15% APY · checked 6 times
3.65%4.15%4.65%Sep 19, 2026: 4.15% APYSep 19, 2026Oct 14, 2026
Midwest Heritage Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.76%
8900 W 135th St, Overland Park, KS 66221
6 Month CD Options
$0
4.04% ▲ 1.31% above Kansas avg
View
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.73%▲ 1.31% above avgNationally 2.77%
Details

Rate History
No change since Sep 19, 2026 · 4.04% APY · checked 6 times
3.54%4.04%4.54%Sep 19, 2026: 4.04% APYSep 19, 2026Oct 14, 2026
NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
4040 Indian Creek Parkway, Overland Park, KS 66207
6 Month Certificate
$1,000
3.85% ▲ 1.12% above Kansas avg
View
▼
Rate3.78%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.73%▲ 1.12% above avgNationally 2.77%
Details

Rate History
No change since Oct 2, 2026 · 3.85% APY · checked 3 times
3.35%3.85%4.35%Oct 2, 2026: 3.85% APYOct 2, 2026Oct 14, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
7850 College Blvd, Overland Park, KS 66210
6-Month CD
$0
3.75% ▲ 1.02% above Kansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.73%▲ 1.02% above avgNationally 2.77%
Details

Rate History
No change since Sep 24, 2026 · 3.75% APY · checked 5 times
3.25%3.75%4.25%Sep 24, 2026: 3.75% APYSep 24, 2026Oct 14, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
7850 College Blvd, Overland Park, KS 66210
6-Month Term
$1,000
3.75% ▲ 1.02% above Kansas avg
View
▼
Rate3.68%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.73%▲ 1.02% above avgNationally 2.77%
Details

Rate History
No change since Sep 27, 2026 · 3.75% APY · checked 4 times
3.25%3.75%4.25%Sep 27, 2026: 3.75% APYSep 27, 2026Oct 14, 2026
CommunityAmerica Credit Union 6280 W 135th St, Overland Park, KS 66223
6 Month Business Certificate
$0
3.60% ▲ 0.87% above Kansas avg
View
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.73%▲ 0.87% above avgNationally 2.77%
Details

Rate History
1 change since Sep 14, 2026 · 3.45% → 3.60% ▲ 0.15 pts · high 3.60% / low 3.45%
2.95%3.53%4.10%Sep 14, 2026: 3.45% APYOct 10, 2026: 3.60% APYSep 14, 2026Oct 14, 2026
  • Oct 10, 20263.60%▲ from 3.45%
  • Sep 14, 20263.45%first recorded
CommunityAmerica Credit Union 6280 W 135th St, Overland Park, KS 66223
6 Month IRA Certificate
$0
3.60% ▲ 0.87% above Kansas avg
View
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.73%▲ 0.87% above avgNationally 2.77%
Details

Rate History
1 change since Sep 14, 2026 · 3.45% → 3.60% ▲ 0.15 pts · high 3.60% / low 3.45%
2.95%3.53%4.10%Sep 14, 2026: 3.45% APYOct 10, 2026: 3.60% APYSep 14, 2026Oct 14, 2026
  • Oct 10, 20263.60%▲ from 3.45%
  • Sep 14, 20263.45%first recorded
CommunityAmerica Credit Union 6280 W 135th St, Overland Park, KS 66223
6 Month Share Certificate
$0
3.60% ▲ 0.87% above Kansas avg
View
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.73%▲ 0.87% above avgNationally 2.77%
Details

Rate History
1 change since Sep 14, 2026 · 3.45% → 3.60% ▲ 0.15 pts · high 3.60% / low 3.45%
2.95%3.53%4.10%Sep 14, 2026: 3.45% APYOct 10, 2026: 3.60% APYSep 14, 2026Oct 14, 2026
  • Oct 10, 20263.60%▲ from 3.45%
  • Sep 14, 20263.45%first recorded
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
8629 Metcalf Ave, Overland Park, KS 66212
6-Month CD
$0
3.50% ▲ 0.77% above Kansas avg
View
▼
Rate3.47%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Kansas Average2.73%▲ 0.77% above avgNationally 2.77%
Details

Rate History
No change since Sep 11, 2026 · 3.50% APY · checked 7 times
3.00%3.50%4.00%Sep 11, 2026: 3.50% APYSep 11, 2026Oct 14, 2026
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
7721 W 123rd St, Overland Park, KS 66213 1303
6 Month Share Certificate
$500
3.50% ▲ 0.77% above Kansas avg
View
▼
Rate3.44%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average2.73%▲ 0.77% above avgNationally 2.77%
Details

Also applies to IRA Share Certificates unless otherwise noted; rates vary by member relationship; rates include all available bonuses; certificates effective 7/10/2026

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 6 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 14, 2026
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
7260 W 135th St, Overland Park, KS 66223
6 Month Classic CD
$500
3.50% ▲ 0.77% above Kansas avg
View
▼
Rate3.44%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average2.73%▲ 0.77% above avgNationally 2.77%
Details

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 6 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 14, 2026
Kendall Bank
Institution Rating:
C3.9 ★Texas Ratio: 28.53%
11225 College Blvd, Overland Park, KS 66210
6 MONTH CERTIFICATE OF DEPOSIT
$1,000
3.49% ▲ 0.76% above Kansas avg
View
▼
Rate3.44%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Kansas Average2.73%▲ 0.76% above avgNationally 2.77%
Details

Rate History
No change since Oct 3, 2026 · 3.49% APY · checked 3 times
2.99%3.49%3.99%Oct 3, 2026: 3.49% APYOct 3, 2026Oct 14, 2026
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.54%
6280 W 135th St, Overland Park, KS 66223
6 Month IRA Certificate
$0
3.45% ▲ 0.72% above Kansas avg
View
▼
Rate3.39%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedSep 29, 2026
Kansas Average2.73%▲ 0.72% above avgNationally 2.77%
Details

Rate History
No change since Sep 29, 2026 · 3.45% APY
2.95%3.45%3.95%Sep 29, 2026: 3.45% APYSep 29, 2026Oct 14, 2026
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.54%
6280 W 135th St, Overland Park, KS 66223
6 Month Share Certificates
$0
3.45% ▲ 0.72% above Kansas avg
View
▼
Rate3.39%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedSep 29, 2026
Kansas Average2.73%▲ 0.72% above avgNationally 2.77%
Details

Rate History
No change since Sep 29, 2026 · 3.45% APY
2.95%3.45%3.95%Sep 29, 2026: 3.45% APYSep 29, 2026Oct 14, 2026
Great Southern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.55%
11050 Roe Ave Ste 100, Overland Park, KS 66211
6-Month CD
$1,000
3.40% ▲ 0.67% above Kansas avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.73%▲ 0.67% above avgNationally 2.77%
Details

Interest Payment Options; Early withdrawal penalty; Penalty for early withdrawal. Many interest payment options are available. Ask an associate for details.

Rate History
No change since Sep 18, 2026 · 3.40% APY · checked 6 times
2.90%3.40%3.90%Sep 18, 2026: 3.40% APYSep 18, 2026Oct 14, 2026
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
7500 W 95th St, Overland Park, KS 66212
6 Month Certificate of Deposit
$500
3.03% ▲ 0.30% above Kansas avg
View
▼
Rate3.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.73%▲ 0.30% above avgNationally 2.77%
Details

Rate History
No change since Sep 18, 2026 · 3.03% APY · checked 6 times
2.53%3.03%3.53%Sep 18, 2026: 3.03% APYSep 18, 2026Oct 14, 2026
B&V Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
11401 Lamar Ave, Overland Park, KS 66211 1508
Share Certificate - 6 Month
$2,000
3.00% ▲ 0.27% above Kansas avg
View
▼
Rate3.00%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average2.73%▲ 0.27% above avgNationally 2.77%
Details

Share Certificates; rates are subject to change; *APY= Annual Percentage Yield

Rate History
No change since Oct 9, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 9, 2026: 3.00% APYOct 9, 2026Oct 14, 2026
NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
4040 Indian Creek Parkway, Overland Park, KS 66207
Personal IRA CD - 6 month
$1,000
2.00% ▼ 0.73% below Kansas avg
View
▼
Rate1.98%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.73%▼ 0.73% below avgNationally 2.77%
Details

Rate History
No change since Sep 24, 2026 · 2.00% APY · checked 4 times
1.50%2.00%2.50%Sep 24, 2026: 2.00% APYSep 24, 2026Oct 14, 2026
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
12112 Metcalf Ave, Overland Park, KS 66213
180 Day Certificate
$0
1.50% ▼ 1.23% below Kansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.73%▼ 1.23% below avgNationally 2.77%
Details

Under $100,000

Rate History
No change since Oct 7, 2026 · 1.50% APY · checked 2 times
1.00%1.50%2.00%Oct 7, 2026: 1.50% APYOct 7, 2026Oct 14, 2026
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
12112 Metcalf Ave, Overland Park, KS 66213
IRA CD - 6 Months
$0
1.50% ▼ 1.23% below Kansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.73%▼ 1.23% below avgNationally 2.77%
Details

Rate History
No change since Oct 7, 2026 · 1.50% APY · checked 2 times
1.00%1.50%2.00%Oct 7, 2026: 1.50% APYOct 7, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6860 W 115th St, Overland Park, KS 66211 2457
6-month term
$0
1.35% ▼ 1.38% below Kansas avg
View
▼
Rate1.34%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.73%▼ 1.38% below avgNationally 2.77%
Details

Rate History
No change since Sep 14, 2026 · 1.35% APY · checked 6 times
0.85%1.35%1.85%Sep 14, 2026: 1.35% APYSep 14, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6860 W 115th St, Overland Park, KS 66211 2457
6-month term Standard CD
$0
1.25% ▼ 1.48% below Kansas avg
View
▼
Rate1.24%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.73%▼ 1.48% below avgNationally 2.77%
Details

Regular APY

Rate History
No change since Sep 27, 2026 · 1.25% APY · checked 4 times
0.75%1.25%1.75%Sep 27, 2026: 1.25% APYSep 27, 2026Oct 14, 2026
First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
6201 College Blvd, Overland Park, KS 66211
Business 6-Month
$0
1.00% ▼ 1.73% below Kansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Kansas Average2.73%▼ 1.73% below avgNationally 2.77%
Details

Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 5 times
0.50%1.00%1.50%Sep 24, 2026: 1.00% APYSep 24, 2026Oct 14, 2026
Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.51%
9201 W 87th St, Overland Park, KS 66212
6 Month Certificate
$0
0.30% ▼ 2.43% below Kansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average2.73%▼ 2.43% below avgNationally 2.77%
Details

Balance: $1,000+

Rate History
No change since Oct 9, 2026 · 0.30% APY · checked 2 times
0.00%0.40%0.80%Oct 9, 2026: 0.30% APYOct 9, 2026Oct 14, 2026
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
5301 W 95th St, Overland Park, KS 66207
6 month Standard Fixed Rate
$2,500
0.06% ▼ 2.67% below Kansas avg
View
▼
Rate0.06%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.73%▼ 2.67% below avgNationally 2.77%
Details

Balance: $0 - $4,999.99. Early withdrawal penalties may apply.

Rate History
No change since Oct 7, 2026 · 0.06% APY · checked 2 times
0.00%0.28%0.56%Oct 7, 2026: 0.06% APYOct 7, 2026Oct 14, 2026
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
5301 W 95th St, Overland Park, KS 66207
6 month Standard Interest Rate
$2,500
0.06% ▼ 2.67% below Kansas avg
View
▼
Rate0.06%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.73%▼ 2.67% below avgNationally 2.77%
Details

Balance: $0 - $4,999.99; Relationship APY 0.06%

Rate History
No change since Sep 14, 2026 · 0.06% APY · checked 3 times
0.00%0.28%0.56%Sep 14, 2026: 0.06% APYSep 14, 2026Oct 14, 2026
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
5301 W 95th St, Overland Park, KS 66207
6 month Standard Fixed Rate
$2,500
0.05% ▼ 2.68% below Kansas avg
View
▼
Rate0.05%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.73%▼ 2.68% below avgNationally 2.77%
Details

Balance: $0 - $4,999.99; Relationship Interest Rate 0.06%; Relationship APY 0.06%

Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 3 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 14, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
9400 Antioch Rd, Overland Park, KS 66212
6 Month IRA Certificates
$0
0.05% ▼ 2.68% below Kansas avg
View
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.73%▼ 2.68% below avgNationally 2.77%
Details

Balance: $1,000

Rate History
No change since Oct 6, 2026 · 0.05% APY · checked 2 times
0.00%0.28%0.55%Oct 6, 2026: 0.05% APYOct 6, 2026Oct 14, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
9400 Antioch Rd, Overland Park, KS 66212
6 Month Standard CD
$0
0.05% ▼ 2.68% below Kansas avg
View
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.73%▼ 2.68% below avgNationally 2.77%
Details

Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 30, 2026: 0.05% APYSep 30, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
10851 Mastin St, Overland Park, KS 66210
6 Month Certificate of Deposit
$0
0.03% ▼ 2.70% below Kansas avg
View
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.73%▼ 2.70% below avgNationally 2.77%
Details

Balance: $25,000.00 and above

Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 3 times
0.00%0.27%0.53%Oct 2, 2026: 0.03% APYOct 2, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
10851 Mastin St, Overland Park, KS 66210
6 Month Certificate of Deposit
$0
0.02% ▼ 2.71% below Kansas avg
View
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.73%▼ 2.71% below avgNationally 2.77%
Details

Balance: $1,000.00 - $24,999.99

Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 3 times
0.00%0.26%0.52%Oct 2, 2026: 0.02% APYOct 2, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
10851 Mastin St, Overland Park, KS 66210
6 Month Certificate of Deposit
$0
0.01% ▼ 2.72% below Kansas avg
View
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.73%▼ 2.72% below avgNationally 2.77%
Details

Balance: $1.00 - $999.99

Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 3 times
0.00%0.26%0.51%Oct 2, 2026: 0.01% APYOct 2, 2026Oct 14, 2026
Topeka Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
Kid's Certificate 6 Month
$0
5.00% ▲ 2.27% above Kansas avg
View
▼
Rate4.91%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.73%▲ 2.27% above avgNationally 2.77%
Details

Rate History
No change since Sep 14, 2026 · 5.00% APY · checked 2 times
4.50%5.00%5.50%Sep 14, 2026: 5.00% APYSep 14, 2026Oct 14, 2026
Campus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
6 Month Share Certificate
$0
4.25% ▲ 1.52% above Kansas avg
View
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Kansas Average2.73%▲ 1.52% above avgNationally 2.77%
Details

Rate History
1 change since Sep 14, 2026 · 1.00% → 4.25% ▲ 3.25 pts · high 4.25% / low 1.00%
0.00%3.75%7.50%Sep 14, 2026: 1.00% APYSep 21, 2026: 4.25% APYSep 14, 2026Oct 14, 2026
  • Sep 21, 20264.25%▲ from 1.00%
  • Sep 14, 20261.00%first recorded
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
6 Month Certificate
$500
4.10% ▲ 1.37% above Kansas avg
View
▼
Rate4.03%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Kansas Average2.73%▲ 1.37% above avgNationally 2.77%
Details

Rate History
No change since Sep 18, 2026 · 4.10% APY · checked 7 times
3.60%4.10%4.60%Sep 18, 2026: 4.10% APYSep 18, 2026Oct 14, 2026
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
6 Month Certificate of Deposit
$0
4.06% ▲ 1.33% above Kansas avg
View
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.73%▲ 1.33% above avgNationally 2.77%
Details

Rate History
No change since Sep 19, 2026 · 4.06% APY · checked 2 times
3.56%4.06%4.56%Sep 19, 2026: 4.06% APYSep 19, 2026Oct 14, 2026
Carson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
Business Certificate of Deposit - SPECIAL 180 Day
$1,500
4.06% ▲ 1.33% above Kansas avg
View
▼
Rate4.00%
Min Deposit$1,500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Kansas Average2.73%▲ 1.33% above avgNationally 2.77%
Details

Rate History
No change since Oct 7, 2026 · 4.06% APY · checked 2 times
3.56%4.06%4.56%Oct 7, 2026: 4.06% APYOct 7, 2026Oct 14, 2026
Community Bank Topeka, KS
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
6 Month Certificate of Deposit
$0
4.01% ▲ 1.28% above Kansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.73%▲ 1.28% above avgNationally 2.77%
Details

For a limited time, $1,000 minimum balance required. Penalty for early withdrawal.

Rate History
No change since Oct 7, 2026 · 4.01% APY · checked 3 times
3.51%4.01%4.51%Oct 7, 2026: 4.01% APYOct 7, 2026Oct 14, 2026
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
Limited Time 6 Month Share Certificate
$1,000
4.00% ▲ 1.27% above Kansas avg
View
▼
Rate3.93%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.73%▲ 1.27% above avgNationally 2.77%
Details

Limited Time 3-Month and 6-Month Share Certificates available on new Certificates. This is a promotional yield. Bonus Dividend may not be combined with any other dividend increase/bonus, i.e., "Direct Deposit Bonus" and "Jumbo Certificate" increased rates. IRA share certificates do not qualify for this promotion. No additional deposits accepted (other than dividends) during certificate term. There is a substantial penalty for early withdrawal of Certificate funds. Fees and other conditions may reduce earnings. The 6-Month promotional Certificate will automatically roll over to a 6-Month Certificate at the available rates of Certificates at maturity.

Rate History
No change since Oct 2, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Oct 2, 2026: 4.00% APYOct 2, 2026Oct 14, 2026
Exchange Bank (NE)
Institution Rating:
B4.4 ★Texas Ratio: 21.68%
6 Month CD Special
$2,500
4.00% ▲ 1.27% above Kansas avg
View
▼
RateN/A
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.73%▲ 1.27% above avgNationally 2.77%
Details

In select markets only. Offer may expire without notice. Penalty assessed for early withdrawal-fees could reduce the earnings on the account. No minimum to earn APY.

Rate History
No change since Sep 29, 2026 · 4.00% APY · checked 5 times
3.50%4.00%4.50%Sep 29, 2026: 4.00% APYSep 29, 2026Oct 14, 2026
Kansas Teachers Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
6 Month Certificate of Deposit
$500
4.00% ▲ 1.27% above Kansas avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.73%▲ 1.27% above avgNationally 2.77%
Details

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Oct 14, 2026
Bank of the Flint Hills
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
6 Month Certificate
$0
3.99% ▲ 1.26% above Kansas avg
View
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Kansas Average2.73%▲ 1.26% above avgNationally 2.77%
Details

Rate History
1 change since Sep 14, 2026 · 3.94% → 3.99% ▲ 0.05 pts · high 3.99% / low 3.94%
3.44%3.97%4.49%Sep 14, 2026: 3.94% APYOct 8, 2026: 3.99% APYSep 14, 2026Oct 14, 2026
  • Oct 8, 20263.99%▲ from 3.94%
  • Sep 14, 20263.94%first recorded
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
6 Month Certificates of Deposit (CDs)
$100
3.94% ▲ 1.21% above Kansas avg
View
▼
Rate3.90%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Kansas Average2.73%▲ 1.21% above avgNationally 2.77%
Details

Balance: $100,000+

Rate History
1 change since Sep 14, 2026 · 3.85% → 3.94% ▲ 0.09 pts · high 3.94% / low 3.85%
3.35%3.89%4.44%Sep 14, 2026: 3.85% APYSep 24, 2026: 3.94% APYSep 14, 2026Oct 14, 2026
  • Sep 24, 20263.94%▲ from 3.85%
  • Sep 14, 20263.85%first recorded
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
6 Month Certificates of Deposit (CDs)
$100
3.84% ▲ 1.11% above Kansas avg
View
▼
Rate3.80%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Kansas Average2.73%▲ 1.11% above avgNationally 2.77%
Details

Balance: $0 - $99,999.99

Rate History
1 change since Sep 14, 2026 · 3.75% → 3.84% ▲ 0.09 pts · high 3.84% / low 3.75%
3.25%3.80%4.34%Sep 14, 2026: 3.75% APYSep 24, 2026: 3.84% APYSep 14, 2026Oct 14, 2026
  • Sep 24, 20263.84%▲ from 3.75%
  • Sep 14, 20263.75%first recorded
Sunflower Community Federal Credit Union
Institution Rating:
C+4.1 ★Texas Ratio: 25.86%
6 Month Share Certificates
$500
3.80% ▲ 1.07% above Kansas avg
View
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Kansas Average2.73%▲ 1.07% above avgNationally 2.77%
Details

Dividends paid quarterly; Early withdrawal penalties will apply

Rate History
No change since Sep 12, 2026 · 3.80% APY · checked 5 times
3.30%3.80%4.30%Sep 12, 2026: 3.80% APYSep 12, 2026Oct 14, 2026
Adams Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 10.02%
6-MONTH CD
$500
3.80% ▲ 1.07% above Kansas avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.73%▲ 1.07% above avgNationally 2.77%
Details

Balance: $10,000.00 and up

Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 9 times
3.30%3.80%4.30%Sep 14, 2026: 3.80% APYSep 14, 2026Oct 14, 2026
FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 9.50%
6 Month CD
$1,000
3.80% ▲ 1.07% above Kansas avg
View
▼
Rate3.76%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Kansas Average2.73%▲ 1.07% above avgNationally 2.77%
Details

Rate History
No change since Sep 7, 2026 · 3.80% APY · checked 8 times
3.30%3.80%4.30%Sep 7, 2026: 3.80% APYSep 7, 2026Oct 14, 2026
White Eagle Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.40%
Term Share : 6 Months
$25
3.80% ▲ 1.07% above Kansas avg
View
▼
Rate3.73%
Min Deposit$25
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average2.73%▲ 1.07% above avgNationally 2.77%
Details

Term Share Accounts; $25 minimum deposit to open share account; dividend earned on balances over $100

Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 6 times
3.30%3.80%4.30%Sep 14, 2026: 3.80% APYSep 14, 2026Oct 14, 2026
FSB Holton, KS
Institution Rating:
A+5.0 ★Texas Ratio: 2.37%
6 Month Certificate
$0
3.79% ▲ 1.06% above Kansas avg
View
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Kansas Average2.73%▲ 1.06% above avgNationally 2.77%
Details

Rate History
1 change since Sep 7, 2026 · 3.28% → 3.79% ▲ 0.51 pts · high 3.79% / low 3.28%
2.77%3.54%4.30%Sep 7, 2026: 3.28% APYSep 19, 2026: 3.79% APYSep 7, 2026Oct 14, 2026
  • Sep 19, 20263.79%▲ from 3.28%
  • Sep 7, 20263.28%first recorded

Overland Park 12 Month CD Rates

Kansas 12 Month CD Average3.01% APYNational 2.99%Unchanged from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Community National Bank Seneca, KS
Institution Rating:
A4.9 ★Texas Ratio: 9.62%
11120 W 135th St, Overland Park, KS 66221
12 Month CD Special
$1,000
4.27% ▲ 1.26% above Kansas avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Kansas Average3.01%▲ 1.26% above avgNationally 2.99%
Details

Online Only; Maximum amount to open CD is $90,000; Only available to Consumer Customers; No Institutional or Public Funds; Not available for IRAs

Rate History
No change since Oct 12, 2026 · 4.27% APY
3.77%4.27%4.77%Oct 12, 2026: 4.27% APYOct 12, 2026Oct 14, 2026
Community National Bank Seneca, KS
Institution Rating:
A4.9 ★Texas Ratio: 9.62%
11120 W 135th St, Overland Park, KS 66221
CD Special: Online Only - 12 Month Certificate of Deposit
$1,000
4.27% ▲ 1.26% above Kansas avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Kansas Average3.01%▲ 1.26% above avgNationally 2.99%
Details

Maximum amount to open CD is $90,000; Only available to Consumer Customers; No Institutional or Public Funds eligible; Not available for IRAs; Online Only

Rate History
No change since Oct 12, 2026 · 4.27% APY
3.77%4.27%4.77%Oct 12, 2026: 4.27% APYOct 12, 2026Oct 14, 2026
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
12501 Antioch Rd, Overland Park, KS 66213
12 Month CD
$1,000
4.25% ▲ 1.24% above Kansas avg
View
▼
Rate4.16%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average3.01%▲ 1.24% above avgNationally 2.99%
Details

Rate History
1 change since Sep 19, 2026 · 3.95% → 4.25% ▲ 0.30 pts · high 4.25% / low 3.95%
3.45%4.10%4.75%Sep 19, 2026: 3.95% APYOct 3, 2026: 4.25% APYSep 19, 2026Oct 14, 2026
  • Oct 3, 20264.25%▲ from 3.95%
  • Sep 19, 20263.95%first recorded
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
12501 Antioch Rd, Overland Park, KS 66213
12 Month IRA CD
$1,000
4.25% ▲ 1.24% above Kansas avg
View
▼
Rate4.16%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average3.01%▲ 1.24% above avgNationally 2.99%
Details

Rate History
1 change since Sep 19, 2026 · 3.95% → 4.25% ▲ 0.30 pts · high 4.25% / low 3.95%
3.45%4.10%4.75%Sep 19, 2026: 3.95% APYOct 3, 2026: 4.25% APYSep 19, 2026Oct 14, 2026
  • Oct 3, 20264.25%▲ from 3.95%
  • Sep 19, 20263.95%first recorded
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
10000 College Blvd, Overland Park, KS 66210
12-Month Certificate of Deposit
$500
4.20% ▲ 1.19% above Kansas avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average3.01%▲ 1.19% above avgNationally 2.99%
Details

Rate History
1 change since Sep 18, 2026 · 3.75% → 4.20% ▲ 0.45 pts · high 4.20% / low 3.75%
3.25%3.98%4.70%Sep 18, 2026: 3.75% APYOct 2, 2026: 4.20% APYSep 18, 2026Oct 14, 2026
  • Oct 2, 20264.20%▲ from 3.75%
  • Sep 18, 20263.75%first recorded
Midwest Heritage Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.76%
8900 W 135th St, Overland Park, KS 66221
12 Month CD Options
$0
4.00% ▲ 0.99% above Kansas avg
View
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average3.01%▲ 0.99% above avgNationally 2.99%
Details

Rate History
No change since Sep 19, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 19, 2026: 4.00% APYSep 19, 2026Oct 14, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
7850 College Blvd, Overland Park, KS 66210
1-Year CD
$0
4.00% ▲ 0.99% above Kansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average3.01%▲ 0.99% above avgNationally 2.99%
Details

Rate History
No change since Sep 24, 2026 · 4.00% APY · checked 5 times
3.50%4.00%4.50%Sep 24, 2026: 4.00% APYSep 24, 2026Oct 14, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
7850 College Blvd, Overland Park, KS 66210
1-Year Term
$1,000
4.00% ▲ 0.99% above Kansas avg
View
▼
Rate3.92%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average3.01%▲ 0.99% above avgNationally 2.99%
Details

Rate History
No change since Sep 27, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 27, 2026: 4.00% APYSep 27, 2026Oct 14, 2026
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
7721 W 123rd St, Overland Park, KS 66213 1303
1 Year Share Certificate
$500
3.90% ▲ 0.89% above Kansas avg
View
▼
Rate3.83%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average3.01%▲ 0.89% above avgNationally 2.99%
Details

Also applies to IRA Share Certificates unless otherwise noted; rates vary by member relationship; rates include all available bonuses; certificates effective 7/10/2026

Rate History
No change since Sep 14, 2026 · 3.90% APY · checked 6 times
3.40%3.90%4.40%Sep 14, 2026: 3.90% APYSep 14, 2026Oct 14, 2026
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
8629 Metcalf Ave, Overland Park, KS 66212
12-Month CD
$0
3.80% ▲ 0.79% above Kansas avg
View
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Kansas Average3.01%▲ 0.79% above avgNationally 2.99%
Details

Rate History
No change since Sep 11, 2026 · 3.80% APY · checked 7 times
3.30%3.80%4.30%Sep 11, 2026: 3.80% APYSep 11, 2026Oct 14, 2026
CommunityAmerica Credit Union 6280 W 135th St, Overland Park, KS 66223
12 Month Business Certificate
$0
3.75% ▲ 0.74% above Kansas avg
View
▼
Rate3.68%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average3.01%▲ 0.74% above avgNationally 2.99%
Details

Rate History
1 change since Sep 14, 2026 · 3.40% → 3.75% ▲ 0.35 pts · high 3.75% / low 3.40%
2.90%3.58%4.25%Sep 14, 2026: 3.40% APYOct 10, 2026: 3.75% APYSep 14, 2026Oct 14, 2026
  • Oct 10, 20263.75%▲ from 3.40%
  • Sep 14, 20263.40%first recorded
CommunityAmerica Credit Union 6280 W 135th St, Overland Park, KS 66223
12 Month IRA Certificate
$0
3.75% ▲ 0.74% above Kansas avg
View
▼
Rate3.68%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average3.01%▲ 0.74% above avgNationally 2.99%
Details

Rate History
1 change since Sep 14, 2026 · 3.40% → 3.75% ▲ 0.35 pts · high 3.75% / low 3.40%
2.90%3.58%4.25%Sep 14, 2026: 3.40% APYOct 10, 2026: 3.75% APYSep 14, 2026Oct 14, 2026
  • Oct 10, 20263.75%▲ from 3.40%
  • Sep 14, 20263.40%first recorded
CommunityAmerica Credit Union 6280 W 135th St, Overland Park, KS 66223
12 Month Share Certificate
$0
3.75% ▲ 0.74% above Kansas avg
View
▼
Rate3.68%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average3.01%▲ 0.74% above avgNationally 2.99%
Details

Rate History
1 change since Sep 14, 2026 · 3.40% → 3.75% ▲ 0.35 pts · high 3.75% / low 3.40%
2.90%3.58%4.25%Sep 14, 2026: 3.40% APYOct 10, 2026: 3.75% APYSep 14, 2026Oct 14, 2026
  • Oct 10, 20263.75%▲ from 3.40%
  • Sep 14, 20263.40%first recorded
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
7260 W 135th St, Overland Park, KS 66223
1 Year Premier CD
$25,000
3.70% ▲ 0.69% above Kansas avg
View
▼
Rate3.64%
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average3.01%▲ 0.69% above avgNationally 2.99%
Details

Rate History
1 change since Sep 18, 2026 · 3.80% → 3.70% ▼ 0.10 pts · high 3.80% / low 3.70%
3.20%3.75%4.30%Sep 18, 2026: 3.80% APYOct 9, 2026: 3.70% APYSep 18, 2026Oct 14, 2026
  • Oct 9, 20263.70%▼ from 3.80%
  • Sep 18, 20263.80%first recorded
NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
4040 Indian Creek Parkway, Overland Park, KS 66207
1 Year Certificate
$1,000
3.66% ▲ 0.65% above Kansas avg
View
▼
Rate3.59%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average3.01%▲ 0.65% above avgNationally 2.99%
Details

Rate History
No change since Oct 2, 2026 · 3.66% APY · checked 3 times
3.16%3.66%4.16%Oct 2, 2026: 3.66% APYOct 2, 2026Oct 14, 2026
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
7260 W 135th St, Overland Park, KS 66223
1 Year Classic CD
$500
3.50% ▲ 0.49% above Kansas avg
View
▼
Rate3.44%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average3.01%▲ 0.49% above avgNationally 2.99%
Details

Rate History
1 change since Sep 14, 2026 · 3.60% → 3.50% ▼ 0.10 pts · high 3.60% / low 3.50%
3.00%3.55%4.10%Sep 14, 2026: 3.60% APYOct 9, 2026: 3.50% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20263.50%▼ from 3.60%
  • Sep 14, 20263.60%first recorded
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
7260 W 135th St, Overland Park, KS 66223
1 Year Wealth Builder CD
$100
3.50% ▲ 0.49% above Kansas avg
View
▼
Rate3.44%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average3.01%▲ 0.49% above avgNationally 2.99%
Details

Save up for a special event; regular required deposits of $25 or more to reach target amount

Rate History
1 change since Sep 14, 2026 · 3.60% → 3.50% ▼ 0.10 pts · high 3.60% / low 3.50%
3.00%3.55%4.10%Sep 14, 2026: 3.60% APYOct 13, 2026: 3.50% APYSep 14, 2026Oct 14, 2026
  • Oct 13, 20263.50%▼ from 3.60%
  • Sep 14, 20263.60%first recorded
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.54%
6280 W 135th St, Overland Park, KS 66223
12 Month IRA Certificate
$0
3.40% ▲ 0.39% above Kansas avg
View
▼
Rate3.34%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedSep 29, 2026
Kansas Average3.01%▲ 0.39% above avgNationally 2.99%
Details

Rate History
No change since Sep 29, 2026 · 3.40% APY
2.90%3.40%3.90%Sep 29, 2026: 3.40% APYSep 29, 2026Oct 14, 2026
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.54%
6280 W 135th St, Overland Park, KS 66223
12 Month Share Certificates
$0
3.40% ▲ 0.39% above Kansas avg
View
▼
Rate3.34%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedSep 29, 2026
Kansas Average3.01%▲ 0.39% above avgNationally 2.99%
Details

Rate History
No change since Sep 29, 2026 · 3.40% APY
2.90%3.40%3.90%Sep 29, 2026: 3.40% APYSep 29, 2026Oct 14, 2026
Kendall Bank
Institution Rating:
C3.9 ★Texas Ratio: 28.53%
11225 College Blvd, Overland Park, KS 66210
12 MONTH CERTIFICATE OF DEPOSIT
$1,000
3.25% ▲ 0.24% above Kansas avg
View
▼
Rate3.20%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Kansas Average3.01%▲ 0.24% above avgNationally 2.99%
Details

Rate History
No change since Sep 29, 2026 · 3.25% APY · checked 5 times
2.75%3.25%3.75%Sep 29, 2026: 3.25% APYSep 29, 2026Oct 14, 2026
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
7500 W 95th St, Overland Park, KS 66212
12 Month Certificate of Deposit
$500
3.03% ▲ 0.02% above Kansas avg
View
▼
Rate3.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average3.01%▲ 0.02% above avgNationally 2.99%
Details

Rate History
No change since Sep 18, 2026 · 3.03% APY · checked 6 times
2.53%3.03%3.53%Sep 18, 2026: 3.03% APYSep 18, 2026Oct 14, 2026
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
7500 W 95th St, Overland Park, KS 66212
12 Month Individual Retirement Account CD
$500
3.03% ▲ 0.02% above Kansas avg
View
▼
Rate3.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average3.01%▲ 0.02% above avgNationally 2.99%
Details

Rate History
No change since Oct 7, 2026 · 3.03% APY · checked 2 times
2.53%3.03%3.53%Oct 7, 2026: 3.03% APYOct 7, 2026Oct 14, 2026
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
7500 W 95th St, Overland Park, KS 66212
12 Month IRA Certificate of Deposit
$500
3.03% ▲ 0.02% above Kansas avg
View
▼
Rate3.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average3.01%▲ 0.02% above avgNationally 2.99%
Details

Rate History
No change since Oct 7, 2026 · 3.03% APY · checked 2 times
2.53%3.03%3.53%Oct 7, 2026: 3.03% APYOct 7, 2026Oct 14, 2026
B&V Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
11401 Lamar Ave, Overland Park, KS 66211 1508
Share Certificate - 12 Month
$2,000
3.00% ▼ 0.01% below Kansas avg
View
▼
Rate3.00%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average3.01%▼ 0.01% below avgNationally 2.99%
Details

Share Certificates; rates are subject to change; *APY= Annual Percentage Yield

Rate History
No change since Oct 9, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 9, 2026: 3.00% APYOct 9, 2026Oct 14, 2026
NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
4040 Indian Creek Parkway, Overland Park, KS 66207
Personal IRA CD - 1 year
$1,000
2.76% ▼ 0.25% below Kansas avg
View
▼
Rate2.72%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average3.01%▼ 0.25% below avgNationally 2.99%
Details

Rate History
No change since Sep 24, 2026 · 2.76% APY · checked 4 times
2.26%2.76%3.26%Sep 24, 2026: 2.76% APYSep 24, 2026Oct 14, 2026
Intrust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
8682 W 133rd St, Overland Park, KS 66213
12-month CD
$500
2.70% ▼ 0.31% below Kansas avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average3.01%▼ 0.31% below avgNationally 2.99%
Details

Rate History
No change since Sep 9, 2026 · 2.70% APY · checked 7 times
2.20%2.70%3.20%Sep 9, 2026: 2.70% APYSep 9, 2026Oct 14, 2026
Capitol Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
9500 Nall Ave, Overland Park, KS 66207
12 Month Blue Bucks Kids' Certificate of Deposit
$100
2.25% ▼ 0.76% below Kansas avg
View
▼
RateN/A
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Kansas Average3.01%▼ 0.76% below avgNationally 2.99%
Details

Teach your child the benefits of long-term savings. With a low minimum deposit of $100 and the flexibility to add a minimum of $25 per deposit anytime, this account is perfect for setting up your young saver for future success. May be subject to early withdrawal penalty. New customers will need to provide copies of the Birth Certificate and Social Security card for the minor on the account, as well as proof of address (utility bill, the guardian's valid DL or KS/MO state ID, etc.) when opening a Blue Bucks Savings Account. Not available to open online. A penalty may be imposed for early withdrawal. Certain restrictions apply. Rates subject to change.

Rate History
No change since Sep 27, 2026 · 2.25% APY · checked 4 times
1.75%2.25%2.75%Sep 27, 2026: 2.25% APYSep 27, 2026Oct 14, 2026
First Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
7850 College Blvd, Overland Park, KS 66210
12 Month CD
$500
2.00% ▼ 1.01% below Kansas avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average3.01%▼ 1.01% below avgNationally 2.99%
Details

Rate History
No change since Oct 7, 2026 · 2.00% APY · checked 2 times
1.50%2.00%2.50%Oct 7, 2026: 2.00% APYOct 7, 2026Oct 14, 2026
Silver Lake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
7206 College Boulevard, Overland Park, KS 66210
12 Month IRA Certificate
$0
1.90% ▼ 1.11% below Kansas avg
View
▼
Rate1.89%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Kansas Average3.01%▼ 1.11% below avgNationally 2.99%
Details

Rate History
No change since Oct 7, 2026 · 1.90% APY · checked 2 times
1.40%1.90%2.40%Oct 7, 2026: 1.90% APYOct 7, 2026Oct 14, 2026
Silver Lake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
7206 College Boulevard, Overland Park, KS 66210
12 Month 'Add-to'
$0
1.71% ▼ 1.30% below Kansas avg
View
▼
Rate1.70%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Kansas Average3.01%▼ 1.30% below avgNationally 2.99%
Details

Rate History
No change since Sep 24, 2026 · 1.71% APY · checked 6 times
1.21%1.71%2.21%Sep 24, 2026: 1.71% APYSep 24, 2026Oct 14, 2026
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
5301 W 95th St, Overland Park, KS 66207
1 year Standard Fixed Rate
$2,500
1.51% ▼ 1.50% below Kansas avg
View
▼
Rate1.50%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average3.01%▼ 1.50% below avgNationally 2.99%
Details

Balance: $0 - $4,999.99. Early withdrawal penalties may apply.

Rate History
1 change since Sep 14, 2026 · 1.50% → 1.51% ▲ 0.01 pts · high 1.51% / low 1.50%
1.00%1.51%2.01%Sep 14, 2026: 1.50% APYOct 7, 2026: 1.51% APYSep 14, 2026Oct 14, 2026
  • Oct 7, 20261.51%▲ from 1.50%
  • Sep 14, 20261.50%first recorded
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
5301 W 95th St, Overland Park, KS 66207
1 year Standard Interest Rate
$2,500
1.51% ▼ 1.50% below Kansas avg
View
▼
Rate1.50%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average3.01%▼ 1.50% below avgNationally 2.99%
Details

Balance: $0 - $4,999.99; Relationship APY 1.51%

Rate History
No change since Sep 14, 2026 · 1.51% APY · checked 3 times
1.01%1.51%2.01%Sep 14, 2026: 1.51% APYSep 14, 2026Oct 14, 2026
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
5301 W 95th St, Overland Park, KS 66207
1 year Standard Fixed Rate
$2,500
1.50% ▼ 1.51% below Kansas avg
View
▼
Rate1.49%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average3.01%▼ 1.51% below avgNationally 2.99%
Details

Balance: $0 - $4,999.99. Early withdrawal penalties may apply.

Rate History
No change since Sep 14, 2026 · 1.50% APY · checked 3 times
1.00%1.50%2.00%Sep 14, 2026: 1.50% APYSep 14, 2026Oct 14, 2026
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
12112 Metcalf Ave, Overland Park, KS 66213
1 Year Certificate
$0
1.50% ▼ 1.51% below Kansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average3.01%▼ 1.51% below avgNationally 2.99%
Details

Under $100,000

Rate History
No change since Oct 7, 2026 · 1.50% APY · checked 2 times
1.00%1.50%2.00%Oct 7, 2026: 1.50% APYOct 7, 2026Oct 14, 2026
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
12112 Metcalf Ave, Overland Park, KS 66213
IRA CD - 1 Year
$0
1.50% ▼ 1.51% below Kansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average3.01%▼ 1.51% below avgNationally 2.99%
Details

Rate History
No change since Oct 7, 2026 · 1.50% APY · checked 2 times
1.00%1.50%2.00%Oct 7, 2026: 1.50% APYOct 7, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6860 W 115th St, Overland Park, KS 66211 2457
12-month term
$0
1.40% ▼ 1.61% below Kansas avg
View
▼
Rate1.39%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average3.01%▼ 1.61% below avgNationally 2.99%
Details

Rate History
No change since Sep 14, 2026 · 1.40% APY · checked 6 times
0.90%1.40%1.90%Sep 14, 2026: 1.40% APYSep 14, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6860 W 115th St, Overland Park, KS 66211 2457
IRA Certificates (CDs) - 12-month term
$0
1.40% ▼ 1.61% below Kansas avg
View
▼
Rate1.39%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average3.01%▼ 1.61% below avgNationally 2.99%
Details

Rate History
No change since Oct 10, 2026 · 1.40% APY
0.90%1.40%1.90%Oct 10, 2026: 1.40% APYOct 10, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6860 W 115th St, Overland Park, KS 66211 2457
12-month term Standard CD
$0
1.30% ▼ 1.71% below Kansas avg
View
▼
Rate1.29%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average3.01%▼ 1.71% below avgNationally 2.99%
Details

Regular APY

Rate History
No change since Sep 27, 2026 · 1.30% APY · checked 4 times
0.80%1.30%1.80%Sep 27, 2026: 1.30% APYSep 27, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6860 W 115th St, Overland Park, KS 66211 2457
IRA Certificates (CDs) - 12-month term
$0
1.30% ▼ 1.71% below Kansas avg
View
▼
Rate1.29%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average3.01%▼ 1.71% below avgNationally 2.99%
Details

Rate History
No change since Oct 10, 2026 · 1.30% APY
0.80%1.30%1.80%Oct 10, 2026: 1.30% APYOct 10, 2026Oct 14, 2026
First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
6201 College Blvd, Overland Park, KS 66211
Business 12-Month
$0
1.00% ▼ 2.01% below Kansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Kansas Average3.01%▼ 2.01% below avgNationally 2.99%
Details

Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 5 times
0.50%1.00%1.50%Sep 24, 2026: 1.00% APYSep 24, 2026Oct 14, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
9400 Antioch Rd, Overland Park, KS 66212
12 Month IRA Certificates
$0
0.75% ▼ 2.26% below Kansas avg
View
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average3.01%▼ 2.26% below avgNationally 2.99%
Details

Balance: $1,000

Rate History
No change since Oct 6, 2026 · 0.75% APY · checked 2 times
0.25%0.75%1.25%Oct 6, 2026: 0.75% APYOct 6, 2026Oct 14, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
9400 Antioch Rd, Overland Park, KS 66212
12 Month Standard CD
$0
0.75% ▼ 2.26% below Kansas avg
View
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average3.01%▼ 2.26% below avgNationally 2.99%
Details

Rate History
No change since Sep 30, 2026 · 0.75% APY · checked 4 times
0.25%0.75%1.25%Sep 30, 2026: 0.75% APYSep 30, 2026Oct 14, 2026
Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.51%
9201 W 87th St, Overland Park, KS 66212
1 Year Certificate
$0
0.40% ▼ 2.61% below Kansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average3.01%▼ 2.61% below avgNationally 2.99%
Details

Balance: $1,000+

Rate History
No change since Oct 9, 2026 · 0.40% APY · checked 2 times
0.00%0.45%0.90%Oct 9, 2026: 0.40% APYOct 9, 2026Oct 14, 2026
Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.51%
9201 W 87th St, Overland Park, KS 66212
12 Month Youth Certificate
$100
0.40% ▼ 2.61% below Kansas avg
View
▼
RateN/A
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average3.01%▼ 2.61% below avgNationally 2.99%
Details

Youth certificate; $100 Minimum Opening Balance; $50 Minimum Deposit; Additions allowed to Youth Certificate; primary member must be under age 25 and have a Youth Share Account

Rate History
No change since Oct 9, 2026 · 0.40% APY · checked 2 times
0.00%0.45%0.90%Oct 9, 2026: 0.40% APYOct 9, 2026Oct 14, 2026
Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.51%
9201 W 87th St, Overland Park, KS 66212
Pay Day Certificate - 12 Month
$100
0.40% ▼ 2.61% below Kansas avg
View
▼
RateN/A
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average3.01%▼ 2.61% below avgNationally 2.99%
Details

Requires a $10.00 minimum deposit transferred into the certificate at least monthly; Most savings or checking accounts are available for transfer; Transfers may occur weekly, bi-weekly, semi-monthly or monthly and must come from a non-tax favored savings or checking account; Rates for Certificate Specials effective October 5, 2026

Rate History
No change since Oct 9, 2026 · 0.40% APY · checked 2 times
0.00%0.45%0.90%Oct 9, 2026: 0.40% APYOct 9, 2026Oct 14, 2026
Cornerstone Bank (KS)
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
9120 W 135th St, Overland Park, KS 66221
CDs & IRAs - 12 months
$0
0.28% ▼ 2.73% below Kansas avg
View
▼
Rate0.28%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average3.01%▼ 2.73% below avgNationally 2.99%
Details

Rate History
No change since Oct 7, 2026 · 0.28% APY · checked 3 times
0.00%0.39%0.78%Oct 7, 2026: 0.28% APYOct 7, 2026Oct 14, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
7850 College Blvd, Overland Park, KS 66210
1-Year RampUp Plus
$25,000
0.25% ▼ 2.76% below Kansas avg
View
▼
Rate0.25%
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average3.01%▼ 2.76% below avgNationally 2.99%
Details

Rate History
No change since Sep 27, 2026 · 0.25% APY · checked 4 times
0.00%0.38%0.75%Sep 27, 2026: 0.25% APYSep 27, 2026Oct 14, 2026
Cornerstone Bank (KS)
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
9120 W 135th St, Overland Park, KS 66221
CDs & IRAs - 06 - 12 months
$0
0.20% ▼ 2.81% below Kansas avg
View
▼
Rate0.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average3.01%▼ 2.81% below avgNationally 2.99%
Details

Rate History
No change since Oct 7, 2026 · 0.20% APY · checked 3 times
0.00%0.35%0.70%Oct 7, 2026: 0.20% APYOct 7, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
10851 Mastin St, Overland Park, KS 66210
12 Month Certificate of Deposit
$0
0.03% ▼ 2.98% below Kansas avg
View
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average3.01%▼ 2.98% below avgNationally 2.99%
Details

Balance: $25,000.00 and above

Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 3 times
0.00%0.27%0.53%Oct 2, 2026: 0.03% APYOct 2, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
10851 Mastin St, Overland Park, KS 66210
12 Month Certificate of Deposit
$0
0.02% ▼ 2.99% below Kansas avg
View
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average3.01%▼ 2.99% below avgNationally 2.99%
Details

Balance: $1,000.00 - $24,999.99

Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 3 times
0.00%0.26%0.52%Oct 2, 2026: 0.02% APYOct 2, 2026Oct 14, 2026

Overland Park 18 Month CD Rates

Kansas 18 Month CD Average2.77% APYNational 2.88%Unchanged from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
10000 College Blvd, Overland Park, KS 66210
18-Month Certificate of Deposit
$500
4.40% ▲ 1.63% above Kansas avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.77%▲ 1.63% above avgNationally 2.88%
Details

Rate History
1 change since Sep 18, 2026 · 3.10% → 4.40% ▲ 1.30 pts · high 4.40% / low 3.10%
1.80%3.75%5.70%Sep 18, 2026: 3.10% APYOct 2, 2026: 4.40% APYSep 18, 2026Oct 14, 2026
  • Oct 2, 20264.40%▲ from 3.10%
  • Sep 18, 20263.10%first recorded
First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
6201 College Blvd, Overland Park, KS 66211
18-Month Variable Rate IRA
$0
4.17% ▲ 1.40% above Kansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Kansas Average2.77%▲ 1.40% above avgNationally 2.88%
Details

Variable Rate

Rate History
1 change since Sep 14, 2026 · 3.79% → 4.17% ▲ 0.38 pts · high 4.17% / low 3.79%
3.29%3.98%4.67%Sep 14, 2026: 3.79% APYOct 3, 2026: 4.17% APYSep 14, 2026Oct 14, 2026
  • Oct 3, 20264.17%▲ from 3.79%
  • Sep 14, 20263.79%first recorded
Midwest Heritage Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.76%
8900 W 135th St, Overland Park, KS 66221
18 Month CD Options
$0
4.01% ▲ 1.24% above Kansas avg
View
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.77%▲ 1.24% above avgNationally 2.88%
Details

Rate History
No change since Sep 19, 2026 · 4.01% APY · checked 6 times
3.51%4.01%4.51%Sep 19, 2026: 4.01% APYSep 19, 2026Oct 14, 2026
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
7260 W 135th St, Overland Park, KS 66223
18 Month Premier CD
$25,000
3.85% ▲ 1.08% above Kansas avg
View
▼
Rate3.78%
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average2.77%▲ 1.08% above avgNationally 2.88%
Details

Rate History
1 change since Sep 18, 2026 · 3.45% → 3.85% ▲ 0.40 pts · high 3.85% / low 3.45%
2.95%3.65%4.35%Sep 18, 2026: 3.45% APYOct 9, 2026: 3.85% APYSep 18, 2026Oct 14, 2026
  • Oct 9, 20263.85%▲ from 3.45%
  • Sep 18, 20263.45%first recorded
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6860 W 115th St, Overland Park, KS 66211 2457
18-month term
$0
3.80% ▲ 1.03% above Kansas avg
View
▼
Rate3.74%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.77%▲ 1.03% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.65% → 3.80% ▲ 0.15 pts · high 3.80% / low 3.65%
3.15%3.72%4.30%Sep 14, 2026: 3.65% APYOct 10, 2026: 3.80% APYSep 14, 2026Oct 14, 2026
  • Oct 10, 20263.80%▲ from 3.65%
  • Sep 14, 20263.65%first recorded
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6860 W 115th St, Overland Park, KS 66211 2457
IRA Certificates (CDs) - 18-month term
$0
3.80% ▲ 1.03% above Kansas avg
View
▼
Rate3.74%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.77%▲ 1.03% above avgNationally 2.88%
Details

Rate History
No change since Oct 10, 2026 · 3.80% APY
3.30%3.80%4.30%Oct 10, 2026: 3.80% APYOct 10, 2026Oct 14, 2026
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
7260 W 135th St, Overland Park, KS 66223
18 Month Classic CD
$500
3.65% ▲ 0.88% above Kansas avg
View
▼
Rate3.59%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average2.77%▲ 0.88% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.25% → 3.65% ▲ 0.40 pts · high 3.65% / low 3.25%
2.75%3.45%4.15%Sep 14, 2026: 3.25% APYOct 9, 2026: 3.65% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20263.65%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
7500 W 95th St, Overland Park, KS 66212
18 Month Certificate of Deposit
$500
3.60% ▲ 0.83% above Kansas avg
View
▼
Rate3.55%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.77%▲ 0.83% above avgNationally 2.88%
Details

Rate History
1 change since Sep 18, 2026 · 3.03% → 3.60% ▲ 0.57 pts · high 3.60% / low 3.03%
2.46%3.31%4.17%Sep 18, 2026: 3.03% APYOct 2, 2026: 3.60% APYSep 18, 2026Oct 14, 2026
  • Oct 2, 20263.60%▲ from 3.03%
  • Sep 18, 20263.03%first recorded
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
7500 W 95th St, Overland Park, KS 66212
18 Month Individual Retirement Account CD
$500
3.60% ▲ 0.83% above Kansas avg
View
▼
Rate3.55%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.77%▲ 0.83% above avgNationally 2.88%
Details

Rate History
No change since Oct 7, 2026 · 3.60% APY · checked 2 times
3.10%3.60%4.10%Oct 7, 2026: 3.60% APYOct 7, 2026Oct 14, 2026
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
7500 W 95th St, Overland Park, KS 66212
18 Month IRA Certificate of Deposit
$500
3.60% ▲ 0.83% above Kansas avg
View
▼
Rate3.55%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.77%▲ 0.83% above avgNationally 2.88%
Details

Rate History
1 change since Sep 18, 2026 · 3.03% → 3.60% ▲ 0.57 pts · high 3.60% / low 3.03%
2.46%3.31%4.17%Sep 18, 2026: 3.03% APYOct 7, 2026: 3.60% APYSep 18, 2026Oct 14, 2026
  • Oct 7, 20263.60%▲ from 3.03%
  • Sep 18, 20263.03%first recorded
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
7721 W 123rd St, Overland Park, KS 66213 1303
1.5 Year Share Certificate
$500
3.60% ▲ 0.83% above Kansas avg
View
▼
Rate3.54%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average2.77%▲ 0.83% above avgNationally 2.88%
Details

Also applies to IRA Share Certificates unless otherwise noted; rates vary by member relationship; rates include all available bonuses; certificates effective 7/10/2026

Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 6 times
3.10%3.60%4.10%Sep 14, 2026: 3.60% APYSep 14, 2026Oct 14, 2026
B&V Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
11401 Lamar Ave, Overland Park, KS 66211 1508
Share Certificate - 18 Month
$2,000
3.50% ▲ 0.73% above Kansas avg
View
▼
Rate3.50%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average2.77%▲ 0.73% above avgNationally 2.88%
Details

Share Certificates; rates are subject to change; *APY= Annual Percentage Yield

Rate History
No change since Oct 9, 2026 · 3.50% APY · checked 2 times
3.00%3.50%4.00%Oct 9, 2026: 3.50% APYOct 9, 2026Oct 14, 2026
CommunityAmerica Credit Union 6280 W 135th St, Overland Park, KS 66223
18 Month Business Certificate
$0
3.50% ▲ 0.73% above Kansas avg
View
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.77%▲ 0.73% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.35% → 3.50% ▲ 0.15 pts · high 3.50% / low 3.35%
2.85%3.43%4.00%Sep 14, 2026: 3.35% APYOct 10, 2026: 3.50% APYSep 14, 2026Oct 14, 2026
  • Oct 10, 20263.50%▲ from 3.35%
  • Sep 14, 20263.35%first recorded
CommunityAmerica Credit Union 6280 W 135th St, Overland Park, KS 66223
18 Month IRA Certificate
$0
3.50% ▲ 0.73% above Kansas avg
View
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.77%▲ 0.73% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.35% → 3.50% ▲ 0.15 pts · high 3.50% / low 3.35%
2.85%3.43%4.00%Sep 14, 2026: 3.35% APYOct 10, 2026: 3.50% APYSep 14, 2026Oct 14, 2026
  • Oct 10, 20263.50%▲ from 3.35%
  • Sep 14, 20263.35%first recorded
CommunityAmerica Credit Union 6280 W 135th St, Overland Park, KS 66223
18 Month Share Certificate
$0
3.50% ▲ 0.73% above Kansas avg
View
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.77%▲ 0.73% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.35% → 3.50% ▲ 0.15 pts · high 3.50% / low 3.35%
2.85%3.43%4.00%Sep 14, 2026: 3.35% APYOct 10, 2026: 3.50% APYSep 14, 2026Oct 14, 2026
  • Oct 10, 20263.50%▲ from 3.35%
  • Sep 14, 20263.35%first recorded
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
8629 Metcalf Ave, Overland Park, KS 66212
18-Month CD
$0
3.45% ▲ 0.68% above Kansas avg
View
▼
Rate3.41%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Kansas Average2.77%▲ 0.68% above avgNationally 2.88%
Details

Rate History
No change since Sep 11, 2026 · 3.45% APY · checked 7 times
2.95%3.45%3.95%Sep 11, 2026: 3.45% APYSep 11, 2026Oct 14, 2026
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.54%
6280 W 135th St, Overland Park, KS 66223
18 Month IRA Certificate
$0
3.35% ▲ 0.58% above Kansas avg
View
▼
Rate3.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedSep 29, 2026
Kansas Average2.77%▲ 0.58% above avgNationally 2.88%
Details

Rate History
No change since Sep 29, 2026 · 3.35% APY
2.85%3.35%3.85%Sep 29, 2026: 3.35% APYSep 29, 2026Oct 14, 2026
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.54%
6280 W 135th St, Overland Park, KS 66223
18 Month Share Certificates
$0
3.35% ▲ 0.58% above Kansas avg
View
▼
Rate3.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedSep 29, 2026
Kansas Average2.77%▲ 0.58% above avgNationally 2.88%
Details

Rate History
No change since Sep 29, 2026 · 3.35% APY
2.85%3.35%3.85%Sep 29, 2026: 3.35% APYSep 29, 2026Oct 14, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
7850 College Blvd, Overland Park, KS 66210
18-Month CD
$0
2.75% ▼ 0.02% below Kansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.77%▼ 0.02% below avgNationally 2.88%
Details

Rate History
No change since Sep 24, 2026 · 2.75% APY · checked 5 times
2.25%2.75%3.25%Sep 24, 2026: 2.75% APYSep 24, 2026Oct 14, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
7850 College Blvd, Overland Park, KS 66210
18-Month Term
$1,000
2.75% ▼ 0.02% below Kansas avg
View
▼
Rate2.71%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.77%▼ 0.02% below avgNationally 2.88%
Details

Rate History
No change since Sep 27, 2026 · 2.75% APY · checked 4 times
2.25%2.75%3.25%Sep 27, 2026: 2.75% APYSep 27, 2026Oct 14, 2026
Intrust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
8682 W 133rd St, Overland Park, KS 66213
18-month CD
$500
2.30% ▼ 0.47% below Kansas avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.77%▼ 0.47% below avgNationally 2.88%
Details

Rate History
No change since Sep 9, 2026 · 2.30% APY · checked 7 times
1.80%2.30%2.80%Sep 9, 2026: 2.30% APYSep 9, 2026Oct 14, 2026
Kendall Bank
Institution Rating:
C3.9 ★Texas Ratio: 28.53%
11225 College Blvd, Overland Park, KS 66210
18 MONTH CERTIFICATE OF DEPOSIT
$1,000
2.25% ▼ 0.52% below Kansas avg
View
▼
Rate2.23%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Kansas Average2.77%▼ 0.52% below avgNationally 2.88%
Details

Rate History
No change since Sep 29, 2026 · 2.25% APY · checked 5 times
1.75%2.25%2.75%Sep 29, 2026: 2.25% APYSep 29, 2026Oct 14, 2026
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
12112 Metcalf Ave, Overland Park, KS 66213
18 Month Certificate
$0
1.50% ▼ 1.27% below Kansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.77%▼ 1.27% below avgNationally 2.88%
Details

Under $100,000

Rate History
No change since Oct 7, 2026 · 1.50% APY · checked 2 times
1.00%1.50%2.00%Oct 7, 2026: 1.50% APYOct 7, 2026Oct 14, 2026
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
12112 Metcalf Ave, Overland Park, KS 66213
IRA CD - 18 Months
$0
1.50% ▼ 1.27% below Kansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.77%▼ 1.27% below avgNationally 2.88%
Details

Rate History
No change since Oct 7, 2026 · 1.50% APY · checked 2 times
1.00%1.50%2.00%Oct 7, 2026: 1.50% APYOct 7, 2026Oct 14, 2026
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
12501 Antioch Rd, Overland Park, KS 66213
18 Month CD
$1,000
0.95% ▼ 1.82% below Kansas avg
View
▼
Rate0.95%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.77%▼ 1.82% below avgNationally 2.88%
Details

Rate History
No change since Sep 19, 2026 · 0.95% APY · checked 6 times
0.45%0.95%1.45%Sep 19, 2026: 0.95% APYSep 19, 2026Oct 14, 2026
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
12501 Antioch Rd, Overland Park, KS 66213
18 Month IRA CD
$1,000
0.95% ▼ 1.82% below Kansas avg
View
▼
Rate0.95%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.77%▼ 1.82% below avgNationally 2.88%
Details

Rate History
No change since Sep 19, 2026 · 0.95% APY · checked 6 times
0.45%0.95%1.45%Sep 19, 2026: 0.95% APYSep 19, 2026Oct 14, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
9400 Antioch Rd, Overland Park, KS 66212
18 Month IRA Certificates
$0
0.75% ▼ 2.02% below Kansas avg
View
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.77%▼ 2.02% below avgNationally 2.88%
Details

Balance: $1,000

Rate History
No change since Oct 6, 2026 · 0.75% APY · checked 2 times
0.25%0.75%1.25%Oct 6, 2026: 0.75% APYOct 6, 2026Oct 14, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
9400 Antioch Rd, Overland Park, KS 66212
18 Month Standard CD
$0
0.75% ▼ 2.02% below Kansas avg
View
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.77%▼ 2.02% below avgNationally 2.88%
Details

Rate History
No change since Sep 30, 2026 · 0.75% APY · checked 4 times
0.25%0.75%1.25%Sep 30, 2026: 0.75% APYSep 30, 2026Oct 14, 2026
Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.51%
9201 W 87th St, Overland Park, KS 66212
18 Month Certificate
$0
0.45% ▼ 2.32% below Kansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average2.77%▼ 2.32% below avgNationally 2.88%
Details

Balance: $1,000+

Rate History
No change since Oct 9, 2026 · 0.45% APY · checked 2 times
0.00%0.48%0.95%Oct 9, 2026: 0.45% APYOct 9, 2026Oct 14, 2026
Cornerstone Bank (KS)
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
9120 W 135th St, Overland Park, KS 66221
CDs & IRAs - 18 months
$0
0.30% ▼ 2.47% below Kansas avg
View
▼
Rate0.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.77%▼ 2.47% below avgNationally 2.88%
Details

Rate History
No change since Oct 7, 2026 · 0.30% APY · checked 3 times
0.00%0.40%0.80%Oct 7, 2026: 0.30% APYOct 7, 2026Oct 14, 2026
First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
6201 College Blvd, Overland Park, KS 66211
Business 18-Month
$0
0.15% ▼ 2.62% below Kansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Kansas Average2.77%▼ 2.62% below avgNationally 2.88%
Details

Rate History
No change since Sep 24, 2026 · 0.15% APY · checked 5 times
0.00%0.33%0.65%Sep 24, 2026: 0.15% APYSep 24, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
10851 Mastin St, Overland Park, KS 66210
18 Month Certificate of Deposit
$0
0.03% ▼ 2.74% below Kansas avg
View
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.77%▼ 2.74% below avgNationally 2.88%
Details

Balance: $25,000.00 and above

Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 3 times
0.00%0.27%0.53%Oct 2, 2026: 0.03% APYOct 2, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
10851 Mastin St, Overland Park, KS 66210
18 Month Certificate of Deposit
$0
0.02% ▼ 2.75% below Kansas avg
View
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.77%▼ 2.75% below avgNationally 2.88%
Details

Balance: $1,000.00 - $24,999.99

Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 3 times
0.00%0.26%0.52%Oct 2, 2026: 0.02% APYOct 2, 2026Oct 14, 2026
First Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
7850 College Blvd, Overland Park, KS 66210
18 Month CD
$500
0.02% ▼ 2.75% below Kansas avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.77%▼ 2.75% below avgNationally 2.88%
Details

Rate History
No change since Oct 7, 2026 · 0.02% APY · checked 2 times
0.00%0.26%0.52%Oct 7, 2026: 0.02% APYOct 7, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
10851 Mastin St, Overland Park, KS 66210
18 Month Certificate of Deposit
$0
0.01% ▼ 2.76% below Kansas avg
View
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.77%▼ 2.76% below avgNationally 2.88%
Details

Balance: $1.00 - $999.99

Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 3 times
0.00%0.26%0.51%Oct 2, 2026: 0.01% APYOct 2, 2026Oct 14, 2026
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
18 Month Certificate of Deposit
$1,000
4.35% ▲ 1.58% above Kansas avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.77%▲ 1.58% above avgNationally 2.88%
Details

Rate History
2 changes since Sep 18, 2026 · 3.90% → 4.35% ▲ 0.45 pts · high 4.35% / low 3.90%
3.40%4.13%4.85%Sep 18, 2026: 3.90% APYSep 24, 2026: 4.05% APYOct 7, 2026: 4.35% APYSep 18, 2026Oct 14, 2026
  • Oct 7, 20264.35%▲ from 4.05%
  • Sep 24, 20264.05%▲ from 3.90%
  • Sep 18, 20263.90%first recorded
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
18 Month IRA/Share Certificate
$1,000
4.35% ▲ 1.58% above Kansas avg
View
▼
Rate4.26%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Kansas Average2.77%▲ 1.58% above avgNationally 2.88%
Details

Rate History
1 change since Sep 25, 2026 · 3.90% → 4.35% ▲ 0.45 pts · high 4.35% / low 3.90%
3.40%4.13%4.85%Sep 25, 2026: 3.90% APYOct 8, 2026: 4.35% APYSep 25, 2026Oct 14, 2026
  • Oct 8, 20264.35%▲ from 3.90%
  • Sep 25, 20263.90%first recorded
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
18 Month Certificates of Deposit (CDs)
$100
4.33% ▲ 1.56% above Kansas avg
View
▼
Rate4.29%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Kansas Average2.77%▲ 1.56% above avgNationally 2.88%
Details

Balance: $100,000+

Rate History
1 change since Sep 14, 2026 · 4.07% → 4.33% ▲ 0.26 pts · high 4.33% / low 4.07%
3.57%4.20%4.83%Sep 14, 2026: 4.07% APYSep 24, 2026: 4.33% APYSep 14, 2026Oct 14, 2026
  • Sep 24, 20264.33%▲ from 4.07%
  • Sep 14, 20264.07%first recorded
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
18 Month IRA Certificate
$100
4.33% ▲ 1.56% above Kansas avg
View
▼
Rate4.29%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Kansas Average2.77%▲ 1.56% above avgNationally 2.88%
Details

Balance: $100,000+

Rate History
1 change since Sep 14, 2026 · 4.07% → 4.33% ▲ 0.26 pts · high 4.33% / low 4.07%
3.57%4.20%4.83%Sep 14, 2026: 4.07% APYOct 8, 2026: 4.33% APYSep 14, 2026Oct 14, 2026
  • Oct 8, 20264.33%▲ from 4.07%
  • Sep 14, 20264.07%first recorded
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
IRA Certificate 18 Months
$100
4.33% ▲ 1.56% above Kansas avg
View
▼
Rate4.29%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Kansas Average2.77%▲ 1.56% above avgNationally 2.88%
Details

Balance: $100,000+

Rate History
No change since Oct 8, 2026 · 4.33% APY · checked 2 times
3.83%4.33%4.83%Oct 8, 2026: 4.33% APYOct 8, 2026Oct 14, 2026
Omb Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.69%
18 Month Certificate
$0
4.31% ▲ 1.54% above Kansas avg
View
▼
Rate4.24%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.77%▲ 1.54% above avgNationally 2.88%
Details

Rate History
No change since Sep 8, 2026 · 4.31% APY · checked 6 times
3.81%4.31%4.81%Sep 8, 2026: 4.31% APYSep 8, 2026Oct 14, 2026
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
Jumbo 18 Months Special Certificate
$100,000
4.25% ▲ 1.48% above Kansas avg
View
▼
Rate4.25%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Kansas Average2.77%▲ 1.48% above avgNationally 2.88%
Details

Special; Jumbo

Rate History
No change since Sep 16, 2026 · 4.25% APY · checked 3 times
3.75%4.25%4.75%Sep 16, 2026: 4.25% APYSep 16, 2026Oct 14, 2026
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
18 Month Certificates of Deposit (CDs)
$100
4.23% ▲ 1.46% above Kansas avg
View
▼
Rate4.19%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Kansas Average2.77%▲ 1.46% above avgNationally 2.88%
Details

Balance: $0 - $99,999.99

Rate History
1 change since Sep 14, 2026 · 3.97% → 4.23% ▲ 0.26 pts · high 4.23% / low 3.97%
3.47%4.10%4.73%Sep 14, 2026: 3.97% APYSep 24, 2026: 4.23% APYSep 14, 2026Oct 14, 2026
  • Sep 24, 20264.23%▲ from 3.97%
  • Sep 14, 20263.97%first recorded
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
18 Month IRA Certificate
$100
4.23% ▲ 1.46% above Kansas avg
View
▼
Rate4.19%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Kansas Average2.77%▲ 1.46% above avgNationally 2.88%
Details

Balance: $0 - $99,999.99

Rate History
No change since Oct 8, 2026 · 4.23% APY · checked 2 times
3.73%4.23%4.73%Oct 8, 2026: 4.23% APYOct 8, 2026Oct 14, 2026
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
IRA Certificate 18 Months
$100
4.23% ▲ 1.46% above Kansas avg
View
▼
Rate4.19%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Kansas Average2.77%▲ 1.46% above avgNationally 2.88%
Details

Balance: $0 - $99,999.99

Rate History
No change since Oct 8, 2026 · 4.23% APY · checked 2 times
3.73%4.23%4.73%Oct 8, 2026: 4.23% APYOct 8, 2026Oct 14, 2026
Bank of the Flint Hills
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
18 Month Certificate
$0
4.18% ▲ 1.41% above Kansas avg
View
▼
Rate4.12%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Kansas Average2.77%▲ 1.41% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.80% → 4.18% ▲ 0.38 pts · high 4.18% / low 3.80%
3.30%3.99%4.68%Sep 14, 2026: 3.80% APYOct 8, 2026: 4.18% APYSep 14, 2026Oct 14, 2026
  • Oct 8, 20264.18%▲ from 3.80%
  • Sep 14, 20263.80%first recorded
Campus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
18 Month IRA Certificate
$0
4.10% ▲ 1.33% above Kansas avg
View
▼
Rate4.04%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Kansas Average2.77%▲ 1.33% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 1.97% → 4.10% ▲ 2.13 pts · high 4.10% / low 1.97%
0.00%3.11%6.23%Sep 14, 2026: 1.97% APYSep 21, 2026: 4.10% APYSep 14, 2026Oct 14, 2026
  • Sep 21, 20264.10%▲ from 1.97%
  • Sep 14, 20261.97%first recorded
Campus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
18 Month Share Certificate
$0
4.10% ▲ 1.33% above Kansas avg
View
▼
Rate4.04%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Kansas Average2.77%▲ 1.33% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 1.97% → 4.10% ▲ 2.13 pts · high 4.10% / low 1.97%
0.00%3.11%6.23%Sep 14, 2026: 1.97% APYSep 21, 2026: 4.10% APYSep 14, 2026Oct 14, 2026
  • Sep 21, 20264.10%▲ from 1.97%
  • Sep 14, 20261.97%first recorded
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
18 Month CD or IRA - Jumbo
$500
4.04% ▲ 1.27% above Kansas avg
View
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.77%▲ 1.27% above avgNationally 2.88%
Details

Jumbo

Rate History
No change since Sep 24, 2026 · 4.04% APY · checked 5 times
3.54%4.04%4.54%Sep 24, 2026: 4.04% APYSep 24, 2026Oct 14, 2026
American Bank of Baxter Springs
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month Certificate
$1,000
4.00% ▲ 1.23% above Kansas avg
View
▼
Rate3.95%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Kansas Average2.77%▲ 1.23% above avgNationally 2.88%
Details

Rate History
1 change since Sep 7, 2026 · 3.79% → 4.00% ▲ 0.21 pts · high 4.00% / low 3.79%
3.29%3.90%4.50%Sep 7, 2026: 3.79% APYOct 3, 2026: 4.00% APYSep 7, 2026Oct 14, 2026
  • Oct 3, 20264.00%▲ from 3.79%
  • Sep 7, 20263.79%first recorded

Overland Park 24 Month CD Rates

Kansas 24 Month CD Average2.77% APYNational 2.88%▼ 0.02% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
CommunityAmerica Credit Union 6280 W 135th St, Overland Park, KS 66223
24 Month IRA Certificate
$0
4.10% ▲ 1.33% above Kansas avg
View
▼
Rate4.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.77%▲ 1.33% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.45% → 4.10% ▲ 0.65 pts · high 4.10% / low 3.45%
2.80%3.78%4.75%Sep 14, 2026: 3.45% APYOct 10, 2026: 4.10% APYSep 14, 2026Oct 14, 2026
  • Oct 10, 20264.10%▲ from 3.45%
  • Sep 14, 20263.45%first recorded
CommunityAmerica Credit Union 6280 W 135th St, Overland Park, KS 66223
24 Month Share Certificate
$0
4.10% ▲ 1.33% above Kansas avg
View
▼
Rate4.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.77%▲ 1.33% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.45% → 4.10% ▲ 0.65 pts · high 4.10% / low 3.45%
2.80%3.78%4.75%Sep 14, 2026: 3.45% APYOct 10, 2026: 4.10% APYSep 14, 2026Oct 14, 2026
  • Oct 10, 20264.10%▲ from 3.45%
  • Sep 14, 20263.45%first recorded
CommunityAmerica Credit Union 6280 W 135th St, Overland Park, KS 66223
24 Month Business Certificate
$0
4.09% ▲ 1.32% above Kansas avg
View
▼
Rate4.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.77%▲ 1.32% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.45% → 4.09% ▲ 0.64 pts · high 4.09% / low 3.45%
2.81%3.77%4.73%Sep 14, 2026: 3.45% APYOct 10, 2026: 4.09% APYSep 14, 2026Oct 14, 2026
  • Oct 10, 20264.09%▲ from 3.45%
  • Sep 14, 20263.45%first recorded
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
8629 Metcalf Ave, Overland Park, KS 66212
24-Month CD
$0
4.01% ▲ 1.24% above Kansas avg
View
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Kansas Average2.77%▲ 1.24% above avgNationally 2.88%
Details

Rate History
No change since Sep 11, 2026 · 4.01% APY · checked 7 times
3.51%4.01%4.51%Sep 11, 2026: 4.01% APYSep 11, 2026Oct 14, 2026
B&V Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
11401 Lamar Ave, Overland Park, KS 66211 1508
Share Certificate - 24 Month
$2,000
3.75% ▲ 0.98% above Kansas avg
View
▼
Rate3.75%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average2.77%▲ 0.98% above avgNationally 2.88%
Details

Share Certificates; rates are subject to change; *APY= Annual Percentage Yield

Rate History
No change since Oct 9, 2026 · 3.75% APY · checked 2 times
3.25%3.75%4.25%Oct 9, 2026: 3.75% APYOct 9, 2026Oct 14, 2026
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
7500 W 95th St, Overland Park, KS 66212
24 Month Certificate of Deposit
$500
3.60% ▲ 0.83% above Kansas avg
View
▼
Rate3.55%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.77%▲ 0.83% above avgNationally 2.88%
Details

Rate History
1 change since Sep 18, 2026 · 3.03% → 3.60% ▲ 0.57 pts · high 3.60% / low 3.03%
2.46%3.31%4.17%Sep 18, 2026: 3.03% APYOct 2, 2026: 3.60% APYSep 18, 2026Oct 14, 2026
  • Oct 2, 20263.60%▲ from 3.03%
  • Sep 18, 20263.03%first recorded
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
7500 W 95th St, Overland Park, KS 66212
24 Month Individual Retirement Account CD
$500
3.60% ▲ 0.83% above Kansas avg
View
▼
Rate3.55%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.77%▲ 0.83% above avgNationally 2.88%
Details

Rate History
No change since Oct 7, 2026 · 3.60% APY · checked 2 times
3.10%3.60%4.10%Oct 7, 2026: 3.60% APYOct 7, 2026Oct 14, 2026
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
7500 W 95th St, Overland Park, KS 66212
24 Month IRA Certificate of Deposit
$500
3.60% ▲ 0.83% above Kansas avg
View
▼
Rate3.55%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.77%▲ 0.83% above avgNationally 2.88%
Details

Rate History
No change since Oct 7, 2026 · 3.60% APY · checked 2 times
3.10%3.60%4.10%Oct 7, 2026: 3.60% APYOct 7, 2026Oct 14, 2026
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
7260 W 135th St, Overland Park, KS 66223
2 Year Premier CD
$25,000
3.60% ▲ 0.83% above Kansas avg
View
▼
Rate3.54%
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average2.77%▲ 0.83% above avgNationally 2.88%
Details

Rate History
1 change since Sep 18, 2026 · 3.40% → 3.60% ▲ 0.20 pts · high 3.60% / low 3.40%
2.90%3.50%4.10%Sep 18, 2026: 3.40% APYOct 9, 2026: 3.60% APYSep 18, 2026Oct 14, 2026
  • Oct 9, 20263.60%▲ from 3.40%
  • Sep 18, 20263.40%first recorded
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
10000 College Blvd, Overland Park, KS 66210
24-Month Certificate of Deposit
$500
3.51% ▲ 0.74% above Kansas avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.77%▲ 0.74% above avgNationally 2.88%
Details

Rate History
1 change since Sep 18, 2026 · 3.10% → 3.51% ▲ 0.41 pts · high 3.51% / low 3.10%
2.60%3.30%4.01%Sep 18, 2026: 3.10% APYOct 2, 2026: 3.51% APYSep 18, 2026Oct 14, 2026
  • Oct 2, 20263.51%▲ from 3.10%
  • Sep 18, 20263.10%first recorded
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
7721 W 123rd St, Overland Park, KS 66213 1303
2 Year Share Certificate
$500
3.50% ▲ 0.73% above Kansas avg
View
▼
Rate3.44%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average2.77%▲ 0.73% above avgNationally 2.88%
Details

Also applies to IRA Share Certificates unless otherwise noted; rates vary by member relationship; rates include all available bonuses; certificates effective 7/10/2026

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 6 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 14, 2026
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.54%
6280 W 135th St, Overland Park, KS 66223
24 Month IRA Certificate
$0
3.45% ▲ 0.68% above Kansas avg
View
▼
Rate3.39%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedSep 29, 2026
Kansas Average2.77%▲ 0.68% above avgNationally 2.88%
Details

Rate History
No change since Sep 29, 2026 · 3.45% APY
2.95%3.45%3.95%Sep 29, 2026: 3.45% APYSep 29, 2026Oct 14, 2026
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.54%
6280 W 135th St, Overland Park, KS 66223
24 Month Share Certificates
$0
3.45% ▲ 0.68% above Kansas avg
View
▼
Rate3.39%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedSep 29, 2026
Kansas Average2.77%▲ 0.68% above avgNationally 2.88%
Details

Rate History
No change since Sep 29, 2026 · 3.45% APY
2.95%3.45%3.95%Sep 29, 2026: 3.45% APYSep 29, 2026Oct 14, 2026
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
7260 W 135th St, Overland Park, KS 66223
2 Year Classic CD
$500
3.40% ▲ 0.63% above Kansas avg
View
▼
Rate3.35%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average2.77%▲ 0.63% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.20% → 3.40% ▲ 0.20 pts · high 3.40% / low 3.20%
2.70%3.30%3.90%Sep 14, 2026: 3.20% APYOct 9, 2026: 3.40% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20263.40%▲ from 3.20%
  • Sep 14, 20263.20%first recorded
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
7260 W 135th St, Overland Park, KS 66223
2 Year Deposit CD
$5,000
3.40% ▲ 0.63% above Kansas avg
View
▼
Rate3.35%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average2.77%▲ 0.63% above avgNationally 2.88%
Details

Add money, keep your rate: two opportunities to add up to 50% of the current balance while preserving rate

Rate History
No change since Oct 9, 2026 · 3.40% APY · checked 2 times
2.90%3.40%3.90%Oct 9, 2026: 3.40% APYOct 9, 2026Oct 14, 2026
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
7260 W 135th St, Overland Park, KS 66223
2 Year Jump Up CD
$5,000
3.40% ▲ 0.63% above Kansas avg
View
▼
Rate3.35%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average2.77%▲ 0.63% above avgNationally 2.88%
Details

Jump up to higher earnings; two opportunities to jump up rate during the CD term; maximum increase of 1% for each jump

Rate History
No change since Oct 13, 2026 · 3.40% APY
2.90%3.40%3.90%Oct 13, 2026: 3.40% APYOct 13, 2026Oct 14, 2026
NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
4040 Indian Creek Parkway, Overland Park, KS 66207
2 Year Certificate
$1,000
3.00% ▲ 0.23% above Kansas avg
View
▼
Rate2.96%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.77%▲ 0.23% above avgNationally 2.88%
Details

Rate History
No change since Oct 2, 2026 · 3.00% APY · checked 3 times
2.50%3.00%3.50%Oct 2, 2026: 3.00% APYOct 2, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6860 W 115th St, Overland Park, KS 66211 2457
24-month term
$0
2.60% ▼ 0.17% below Kansas avg
View
▼
Rate2.57%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.77%▼ 0.17% below avgNationally 2.88%
Details

Rate History
No change since Sep 14, 2026 · 2.60% APY · checked 6 times
2.10%2.60%3.10%Sep 14, 2026: 2.60% APYSep 14, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6860 W 115th St, Overland Park, KS 66211 2457
IRA Certificates (CDs) - 24-month term
$0
2.60% ▼ 0.17% below Kansas avg
View
▼
Rate2.57%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.77%▼ 0.17% below avgNationally 2.88%
Details

Rate History
No change since Oct 10, 2026 · 2.60% APY
2.10%2.60%3.10%Oct 10, 2026: 2.60% APYOct 10, 2026Oct 14, 2026
NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
4040 Indian Creek Parkway, Overland Park, KS 66207
Personal IRA CD - 2 year
$1,000
2.50% ▼ 0.27% below Kansas avg
View
▼
Rate2.47%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.77%▼ 0.27% below avgNationally 2.88%
Details

Rate History
No change since Sep 24, 2026 · 2.50% APY · checked 4 times
2.00%2.50%3.00%Sep 24, 2026: 2.50% APYSep 24, 2026Oct 14, 2026
Kendall Bank
Institution Rating:
C3.9 ★Texas Ratio: 28.53%
11225 College Blvd, Overland Park, KS 66210
24 MONTH CERTIFICATE OF DEPOSIT
$1,000
2.34% ▼ 0.43% below Kansas avg
View
▼
Rate2.32%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Kansas Average2.77%▼ 0.43% below avgNationally 2.88%
Details

Rate History
No change since Sep 29, 2026 · 2.34% APY · checked 5 times
1.84%2.34%2.84%Sep 29, 2026: 2.34% APYSep 29, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6860 W 115th St, Overland Park, KS 66211 2457
24-month term Standard CD
$0
2.34% ▼ 0.43% below Kansas avg
View
▼
Rate2.32%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.77%▼ 0.43% below avgNationally 2.88%
Details

Regular APY

Rate History
No change since Sep 27, 2026 · 2.34% APY · checked 4 times
1.84%2.34%2.84%Sep 27, 2026: 2.34% APYSep 27, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6860 W 115th St, Overland Park, KS 66211 2457
IRA Certificates (CDs) - 24-month term
$0
2.34% ▼ 0.43% below Kansas avg
View
▼
Rate2.32%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.77%▼ 0.43% below avgNationally 2.88%
Details

Rate History
No change since Oct 10, 2026 · 2.34% APY
1.84%2.34%2.84%Oct 10, 2026: 2.34% APYOct 10, 2026Oct 14, 2026
Silver Lake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
7206 College Boulevard, Overland Park, KS 66210
24 Month Jump
$0
2.02% ▼ 0.75% below Kansas avg
View
▼
Rate2.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Kansas Average2.77%▼ 0.75% below avgNationally 2.88%
Details

Rate History
No change since Sep 24, 2026 · 2.02% APY · checked 6 times
1.52%2.02%2.52%Sep 24, 2026: 2.02% APYSep 24, 2026Oct 14, 2026
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
12112 Metcalf Ave, Overland Park, KS 66213
2 Year Certificate
$0
1.50% ▼ 1.27% below Kansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.77%▼ 1.27% below avgNationally 2.88%
Details

Under $100,000

Rate History
No change since Oct 7, 2026 · 1.50% APY · checked 2 times
1.00%1.50%2.00%Oct 7, 2026: 1.50% APYOct 7, 2026Oct 14, 2026
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
12112 Metcalf Ave, Overland Park, KS 66213
IRA CD - 2 Years
$0
1.50% ▼ 1.27% below Kansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.77%▼ 1.27% below avgNationally 2.88%
Details

Rate History
No change since Oct 7, 2026 · 1.50% APY · checked 2 times
1.00%1.50%2.00%Oct 7, 2026: 1.50% APYOct 7, 2026Oct 14, 2026
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
12501 Antioch Rd, Overland Park, KS 66213
24 Month CD
$1,000
0.95% ▼ 1.82% below Kansas avg
View
▼
Rate0.95%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.77%▼ 1.82% below avgNationally 2.88%
Details

Rate History
No change since Sep 19, 2026 · 0.95% APY · checked 6 times
0.45%0.95%1.45%Sep 19, 2026: 0.95% APYSep 19, 2026Oct 14, 2026
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
12501 Antioch Rd, Overland Park, KS 66213
24 Month IRA CD
$250
0.95% ▼ 1.82% below Kansas avg
View
▼
Rate0.95%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.77%▼ 1.82% below avgNationally 2.88%
Details

Rate History
No change since Sep 19, 2026 · 0.95% APY · checked 6 times
0.45%0.95%1.45%Sep 19, 2026: 0.95% APYSep 19, 2026Oct 14, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
9400 Antioch Rd, Overland Park, KS 66212
24 Month IRA Certificates
$0
0.75% ▼ 2.02% below Kansas avg
View
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.77%▼ 2.02% below avgNationally 2.88%
Details

Balance: $1,000

Rate History
No change since Oct 6, 2026 · 0.75% APY · checked 2 times
0.25%0.75%1.25%Oct 6, 2026: 0.75% APYOct 6, 2026Oct 14, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
9400 Antioch Rd, Overland Park, KS 66212
24 Month Standard CD
$0
0.75% ▼ 2.02% below Kansas avg
View
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.77%▼ 2.02% below avgNationally 2.88%
Details

Rate History
No change since Sep 30, 2026 · 0.75% APY · checked 4 times
0.25%0.75%1.25%Sep 30, 2026: 0.75% APYSep 30, 2026Oct 14, 2026
Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.51%
9201 W 87th St, Overland Park, KS 66212
2 Year Certificate
$0
0.50% ▼ 2.27% below Kansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average2.77%▼ 2.27% below avgNationally 2.88%
Details

Balance: $1,000+

Rate History
No change since Oct 9, 2026 · 0.50% APY · checked 2 times
0.00%0.50%1.00%Oct 9, 2026: 0.50% APYOct 9, 2026Oct 14, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
7850 College Blvd, Overland Park, KS 66210
2-Year CD
$0
0.40% ▼ 2.37% below Kansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.77%▼ 2.37% below avgNationally 2.88%
Details

Rate History
No change since Sep 24, 2026 · 0.40% APY · checked 5 times
0.00%0.45%0.90%Sep 24, 2026: 0.40% APYSep 24, 2026Oct 14, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
7850 College Blvd, Overland Park, KS 66210
2-Year Term
$1,000
0.40% ▼ 2.37% below Kansas avg
View
▼
Rate0.40%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.77%▼ 2.37% below avgNationally 2.88%
Details

Rate History
No change since Sep 27, 2026 · 0.40% APY · checked 4 times
0.00%0.45%0.90%Sep 27, 2026: 0.40% APYSep 27, 2026Oct 14, 2026
Cornerstone Bank (KS)
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
9120 W 135th St, Overland Park, KS 66221
CDs & IRAs - 24 months
$0
0.32% ▼ 2.45% below Kansas avg
View
▼
Rate0.32%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.77%▼ 2.45% below avgNationally 2.88%
Details

Rate History
No change since Oct 7, 2026 · 0.32% APY · checked 3 times
0.00%0.41%0.82%Oct 7, 2026: 0.32% APYOct 7, 2026Oct 14, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
7850 College Blvd, Overland Park, KS 66210
2-Year RampUp Plus
$25,000
0.25% ▼ 2.52% below Kansas avg
View
▼
Rate0.25%
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.77%▼ 2.52% below avgNationally 2.88%
Details

Rate History
No change since Sep 27, 2026 · 0.25% APY · checked 4 times
0.00%0.38%0.75%Sep 27, 2026: 0.25% APYSep 27, 2026Oct 14, 2026
First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
6201 College Blvd, Overland Park, KS 66211
Business 24-Month
$0
0.20% ▼ 2.57% below Kansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Kansas Average2.77%▼ 2.57% below avgNationally 2.88%
Details

Rate History
No change since Sep 24, 2026 · 0.20% APY · checked 5 times
0.00%0.35%0.70%Sep 24, 2026: 0.20% APYSep 24, 2026Oct 14, 2026
First Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
7850 College Blvd, Overland Park, KS 66210
2 Year CD
$500
0.05% ▼ 2.72% below Kansas avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.77%▼ 2.72% below avgNationally 2.88%
Details

Rate History
No change since Oct 7, 2026 · 0.05% APY · checked 2 times
0.00%0.28%0.55%Oct 7, 2026: 0.05% APYOct 7, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
10851 Mastin St, Overland Park, KS 66210
24 Month Certificate of Deposit
$0
0.03% ▼ 2.74% below Kansas avg
View
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.77%▼ 2.74% below avgNationally 2.88%
Details

Balance: $25,000.00 and above

Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 3 times
0.00%0.27%0.53%Oct 2, 2026: 0.03% APYOct 2, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
10851 Mastin St, Overland Park, KS 66210
24 Month Certificate of Deposit
$0
0.02% ▼ 2.75% below Kansas avg
View
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.77%▼ 2.75% below avgNationally 2.88%
Details

Balance: $1,000.00 - $24,999.99

Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 3 times
0.00%0.26%0.52%Oct 2, 2026: 0.02% APYOct 2, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
10851 Mastin St, Overland Park, KS 66210
24 Month Certificate of Deposit
$0
0.01% ▼ 2.76% below Kansas avg
View
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.77%▼ 2.76% below avgNationally 2.88%
Details

Balance: $1.00 - $999.99

Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 3 times
0.00%0.26%0.51%Oct 2, 2026: 0.01% APYOct 2, 2026Oct 14, 2026
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
2 Year Certificates of Deposit (CDs)
$100
4.49% ▲ 1.72% above Kansas avg
View
▼
Rate4.44%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Kansas Average2.77%▲ 1.72% above avgNationally 2.88%
Details

Balance: $100,000+

Rate History
1 change since Sep 14, 2026 · 4.18% → 4.49% ▲ 0.31 pts · high 4.49% / low 4.18%
3.68%4.34%4.99%Sep 14, 2026: 4.18% APYSep 24, 2026: 4.49% APYSep 14, 2026Oct 14, 2026
  • Sep 24, 20264.49%▲ from 4.18%
  • Sep 14, 20264.18%first recorded
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
2 Year IRA Certificate
$100
4.49% ▲ 1.72% above Kansas avg
View
▼
Rate4.44%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Kansas Average2.77%▲ 1.72% above avgNationally 2.88%
Details

Balance: $100,000+

Rate History
1 change since Sep 14, 2026 · 4.18% → 4.49% ▲ 0.31 pts · high 4.49% / low 4.18%
3.68%4.34%4.99%Sep 14, 2026: 4.18% APYOct 8, 2026: 4.49% APYSep 14, 2026Oct 14, 2026
  • Oct 8, 20264.49%▲ from 4.18%
  • Sep 14, 20264.18%first recorded
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
2 Year Certificates of Deposit (CDs)
$100
4.39% ▲ 1.62% above Kansas avg
View
▼
Rate4.34%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Kansas Average2.77%▲ 1.62% above avgNationally 2.88%
Details

Balance: $0 - $99,999.99

Rate History
1 change since Sep 14, 2026 · 4.08% → 4.39% ▲ 0.31 pts · high 4.39% / low 4.08%
3.58%4.23%4.89%Sep 14, 2026: 4.08% APYSep 24, 2026: 4.39% APYSep 14, 2026Oct 14, 2026
  • Sep 24, 20264.39%▲ from 4.08%
  • Sep 14, 20264.08%first recorded
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
2 Year IRA Certificate
$100
4.39% ▲ 1.62% above Kansas avg
View
▼
Rate4.34%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Kansas Average2.77%▲ 1.62% above avgNationally 2.88%
Details

Balance: $0 - $99,999.99

Rate History
No change since Oct 8, 2026 · 4.39% APY · checked 2 times
3.89%4.39%4.89%Oct 8, 2026: 4.39% APYOct 8, 2026Oct 14, 2026
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
24 Month Certificate of Deposit
$0
4.27% ▲ 1.50% above Kansas avg
View
▼
Rate4.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.77%▲ 1.50% above avgNationally 2.88%
Details

Rate History
No change since Sep 19, 2026 · 4.27% APY · checked 2 times
3.77%4.27%4.77%Sep 19, 2026: 4.27% APYSep 19, 2026Oct 14, 2026
Bank of the Flint Hills
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
2 Year Certificate
$0
4.27% ▲ 1.50% above Kansas avg
View
▼
Rate4.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Kansas Average2.77%▲ 1.50% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.83% → 4.27% ▲ 0.44 pts · high 4.27% / low 3.83%
3.33%4.05%4.77%Sep 14, 2026: 3.83% APYOct 8, 2026: 4.27% APYSep 14, 2026Oct 14, 2026
  • Oct 8, 20264.27%▲ from 3.83%
  • Sep 14, 20263.83%first recorded
Wichita Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
2 Year IRA Certificate
$0
4.25% ▲ 1.48% above Kansas avg
View
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Kansas Average2.77%▲ 1.48% above avgNationally 2.88%
Details

Dividend Period: Quarterly; Early W/D Penalty: 180 Days Interest

Rate History
No change since Oct 12, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 12, 2026: 4.25% APYOct 12, 2026Oct 14, 2026
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
24 Month Share Certificate
$500
4.25% ▲ 1.48% above Kansas avg
View
▼
Rate4.17%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average2.77%▲ 1.48% above avgNationally 2.88%
Details

$500 minimum to open; Early withdrawal penalty: 180 days dividends

Rate History
1 change since Sep 14, 2026 · 3.04% → 4.25% ▲ 1.21 pts · high 4.25% / low 3.04%
1.83%3.65%5.46%Sep 14, 2026: 3.04% APYOct 9, 2026: 4.25% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20264.25%▲ from 3.04%
  • Sep 14, 20263.04%first recorded
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
Business Certificates - 24 Month
$500
4.25% ▲ 1.48% above Kansas avg
View
▼
Rate4.17%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average2.77%▲ 1.48% above avgNationally 2.88%
Details

$500 minimum to open Share Certificate; penalty for early withdrawal

Rate History
1 change since Sep 22, 2026 · 3.04% → 4.25% ▲ 1.21 pts · high 4.25% / low 3.04%
1.83%3.65%5.46%Sep 22, 2026: 3.04% APYOct 13, 2026: 4.25% APYSep 22, 2026Oct 14, 2026
  • Oct 13, 20264.25%▲ from 3.04%
  • Sep 22, 20263.04%first recorded
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
IRA Certificate - 24 month
$500
4.25% ▲ 1.48% above Kansas avg
View
▼
Rate4.17%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average2.77%▲ 1.48% above avgNationally 2.88%
Details

IRA Share Certificate; $500 minimum to open; early withdrawal penalty applies

Rate History
1 change since Sep 14, 2026 · 3.04% → 4.25% ▲ 1.21 pts · high 4.25% / low 3.04%
1.83%3.65%5.46%Sep 14, 2026: 3.04% APYOct 9, 2026: 4.25% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20264.25%▲ from 3.04%
  • Sep 14, 20263.04%first recorded

Overland Park 36 Month CD Rates

Kansas 36 Month CD Average2.78% APYNational 2.81%▲ 0.01% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
8629 Metcalf Ave, Overland Park, KS 66212
36-Month CD
$0
4.15% ▲ 1.37% above Kansas avg
View
▼
Rate4.09%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Kansas Average2.78%▲ 1.37% above avgNationally 2.81%
Details

Rate History
No change since Sep 11, 2026 · 4.15% APY · checked 7 times
3.65%4.15%4.65%Sep 11, 2026: 4.15% APYSep 11, 2026Oct 14, 2026
CommunityAmerica Credit Union 6280 W 135th St, Overland Park, KS 66223
36 Month Business Certificate
$0
3.85% ▲ 1.07% above Kansas avg
View
▼
Rate3.78%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.78%▲ 1.07% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.50% → 3.85% ▲ 0.35 pts · high 3.85% / low 3.50%
3.00%3.68%4.35%Sep 14, 2026: 3.50% APYOct 10, 2026: 3.85% APYSep 14, 2026Oct 14, 2026
  • Oct 10, 20263.85%▲ from 3.50%
  • Sep 14, 20263.50%first recorded
CommunityAmerica Credit Union 6280 W 135th St, Overland Park, KS 66223
36 Month IRA Certificate
$0
3.85% ▲ 1.07% above Kansas avg
View
▼
Rate3.78%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.78%▲ 1.07% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.50% → 3.85% ▲ 0.35 pts · high 3.85% / low 3.50%
3.00%3.68%4.35%Sep 14, 2026: 3.50% APYOct 10, 2026: 3.85% APYSep 14, 2026Oct 14, 2026
  • Oct 10, 20263.85%▲ from 3.50%
  • Sep 14, 20263.50%first recorded
CommunityAmerica Credit Union 6280 W 135th St, Overland Park, KS 66223
36 Month Share Certificate
$0
3.85% ▲ 1.07% above Kansas avg
View
▼
Rate3.78%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.78%▲ 1.07% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.50% → 3.85% ▲ 0.35 pts · high 3.85% / low 3.50%
3.00%3.68%4.35%Sep 14, 2026: 3.50% APYOct 10, 2026: 3.85% APYSep 14, 2026Oct 14, 2026
  • Oct 10, 20263.85%▲ from 3.50%
  • Sep 14, 20263.50%first recorded
B&V Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
11401 Lamar Ave, Overland Park, KS 66211 1508
Share Certificate - 36 Month
$2,000
3.70% ▲ 0.92% above Kansas avg
View
▼
Rate3.70%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average2.78%▲ 0.92% above avgNationally 2.81%
Details

Share Certificates; rates are subject to change; *APY= Annual Percentage Yield

Rate History
No change since Oct 9, 2026 · 3.70% APY · checked 2 times
3.20%3.70%4.20%Oct 9, 2026: 3.70% APYOct 9, 2026Oct 14, 2026
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
10000 College Blvd, Overland Park, KS 66210
36-Month Certificate of Deposit
$500
3.51% ▲ 0.73% above Kansas avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.78%▲ 0.73% above avgNationally 2.81%
Details

Rate History
1 change since Sep 18, 2026 · 3.03% → 3.51% ▲ 0.48 pts · high 3.51% / low 3.03%
2.53%3.27%4.01%Sep 18, 2026: 3.03% APYOct 2, 2026: 3.51% APYSep 18, 2026Oct 14, 2026
  • Oct 2, 20263.51%▲ from 3.03%
  • Sep 18, 20263.03%first recorded
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.54%
6280 W 135th St, Overland Park, KS 66223
36 Month IRA Certificate
$0
3.50% ▲ 0.72% above Kansas avg
View
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedSep 29, 2026
Kansas Average2.78%▲ 0.72% above avgNationally 2.81%
Details

Rate History
No change since Sep 29, 2026 · 3.50% APY
3.00%3.50%4.00%Sep 29, 2026: 3.50% APYSep 29, 2026Oct 14, 2026
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.54%
6280 W 135th St, Overland Park, KS 66223
36 Month Share Certificates
$0
3.50% ▲ 0.72% above Kansas avg
View
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedSep 29, 2026
Kansas Average2.78%▲ 0.72% above avgNationally 2.81%
Details

Rate History
No change since Sep 29, 2026 · 3.50% APY
3.00%3.50%4.00%Sep 29, 2026: 3.50% APYSep 29, 2026Oct 14, 2026
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
7721 W 123rd St, Overland Park, KS 66213 1303
3 Year Share Certificate
$500
3.50% ▲ 0.72% above Kansas avg
View
▼
Rate3.44%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average2.78%▲ 0.72% above avgNationally 2.81%
Details

Also applies to IRA Share Certificates unless otherwise noted; rates vary by member relationship; rates include all available bonuses; certificates effective 7/10/2026

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 6 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 14, 2026
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
7260 W 135th St, Overland Park, KS 66223
3 Year Premier CD
$25,000
3.35% ▲ 0.57% above Kansas avg
View
▼
Rate3.30%
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average2.78%▲ 0.57% above avgNationally 2.81%
Details

Rate History
1 change since Sep 18, 2026 · 3.30% → 3.35% ▲ 0.05 pts · high 3.35% / low 3.30%
2.80%3.33%3.85%Sep 18, 2026: 3.30% APYOct 9, 2026: 3.35% APYSep 18, 2026Oct 14, 2026
  • Oct 9, 20263.35%▲ from 3.30%
  • Sep 18, 20263.30%first recorded
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
7260 W 135th St, Overland Park, KS 66223
3 Year Classic CD
$500
3.15% ▲ 0.37% above Kansas avg
View
▼
Rate3.10%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average2.78%▲ 0.37% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.10% → 3.15% ▲ 0.05 pts · high 3.15% / low 3.10%
2.60%3.13%3.65%Sep 14, 2026: 3.10% APYOct 9, 2026: 3.15% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20263.15%▲ from 3.10%
  • Sep 14, 20263.10%first recorded
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
7260 W 135th St, Overland Park, KS 66223
3 Year Deposit CD
$5,000
3.15% ▲ 0.37% above Kansas avg
View
▼
Rate3.10%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average2.78%▲ 0.37% above avgNationally 2.81%
Details

Add money, keep your rate: two opportunities to add up to 50% of the current balance while preserving rate

Rate History
No change since Oct 9, 2026 · 3.15% APY · checked 2 times
2.65%3.15%3.65%Oct 9, 2026: 3.15% APYOct 9, 2026Oct 14, 2026
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
7260 W 135th St, Overland Park, KS 66223
3 Year Jump Up CD
$5,000
3.15% ▲ 0.37% above Kansas avg
View
▼
Rate3.10%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average2.78%▲ 0.37% above avgNationally 2.81%
Details

Jump up to higher earnings; two opportunities to jump up rate during the CD term; maximum increase of 1% for each jump

Rate History
No change since Oct 13, 2026 · 3.15% APY
2.65%3.15%3.65%Oct 13, 2026: 3.15% APYOct 13, 2026Oct 14, 2026
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
7260 W 135th St, Overland Park, KS 66223
3 Year Young Investors CD
$100
3.15% ▲ 0.37% above Kansas avg
View
▼
Rate3.10%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average2.78%▲ 0.37% above avgNationally 2.81%
Details

For Members under 18; $25 or more regular deposits up to $5,000 maximum

Rate History
1 change since Sep 18, 2026 · 3.10% → 3.15% ▲ 0.05 pts · high 3.15% / low 3.10%
2.60%3.13%3.65%Sep 18, 2026: 3.10% APYOct 9, 2026: 3.15% APYSep 18, 2026Oct 14, 2026
  • Oct 9, 20263.15%▲ from 3.10%
  • Sep 18, 20263.10%first recorded
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
7500 W 95th St, Overland Park, KS 66212
36 Month Certificate of Deposit
$500
3.03% ▲ 0.25% above Kansas avg
View
▼
Rate3.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.78%▲ 0.25% above avgNationally 2.81%
Details

Rate History
No change since Sep 18, 2026 · 3.03% APY · checked 6 times
2.53%3.03%3.53%Sep 18, 2026: 3.03% APYSep 18, 2026Oct 14, 2026
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
7500 W 95th St, Overland Park, KS 66212
36 Month Individual Retirement Account CD
$500
3.03% ▲ 0.25% above Kansas avg
View
▼
Rate3.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.78%▲ 0.25% above avgNationally 2.81%
Details

Rate History
No change since Oct 7, 2026 · 3.03% APY · checked 2 times
2.53%3.03%3.53%Oct 7, 2026: 3.03% APYOct 7, 2026Oct 14, 2026
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
7500 W 95th St, Overland Park, KS 66212
36 Month IRA Certificate of Deposit
$500
3.03% ▲ 0.25% above Kansas avg
View
▼
Rate3.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.78%▲ 0.25% above avgNationally 2.81%
Details

Rate History
No change since Oct 7, 2026 · 3.03% APY · checked 2 times
2.53%3.03%3.53%Oct 7, 2026: 3.03% APYOct 7, 2026Oct 14, 2026
NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
4040 Indian Creek Parkway, Overland Park, KS 66207
3 Year Certificate
$1,000
2.75% ▼ 0.03% below Kansas avg
View
▼
Rate2.72%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.78%▼ 0.03% below avgNationally 2.81%
Details

Rate History
No change since Oct 2, 2026 · 2.75% APY · checked 3 times
2.25%2.75%3.25%Oct 2, 2026: 2.75% APYOct 2, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6860 W 115th St, Overland Park, KS 66211 2457
36-month term
$0
2.75% ▼ 0.03% below Kansas avg
View
▼
Rate2.72%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.78%▼ 0.03% below avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 2.75% APY · checked 6 times
2.25%2.75%3.25%Sep 14, 2026: 2.75% APYSep 14, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6860 W 115th St, Overland Park, KS 66211 2457
IRA Certificates (CDs) - 36-month term
$0
2.75% ▼ 0.03% below Kansas avg
View
▼
Rate2.72%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.78%▼ 0.03% below avgNationally 2.81%
Details

Rate History
No change since Oct 10, 2026 · 2.75% APY
2.25%2.75%3.25%Oct 10, 2026: 2.75% APYOct 10, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6860 W 115th St, Overland Park, KS 66211 2457
36-month term Standard CD
$0
2.49% ▼ 0.29% below Kansas avg
View
▼
Rate2.47%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.78%▼ 0.29% below avgNationally 2.81%
Details

Regular APY

Rate History
No change since Sep 27, 2026 · 2.49% APY · checked 4 times
1.99%2.49%2.99%Sep 27, 2026: 2.49% APYSep 27, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6860 W 115th St, Overland Park, KS 66211 2457
IRA Certificates (CDs) - 36-month term
$0
2.49% ▼ 0.29% below Kansas avg
View
▼
Rate2.47%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.78%▼ 0.29% below avgNationally 2.81%
Details

Rate History
No change since Oct 10, 2026 · 2.49% APY
1.99%2.49%2.99%Oct 10, 2026: 2.49% APYOct 10, 2026Oct 14, 2026
NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
4040 Indian Creek Parkway, Overland Park, KS 66207
Personal IRA CD - 3 year
$1,000
2.25% ▼ 0.53% below Kansas avg
View
▼
Rate2.23%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.78%▼ 0.53% below avgNationally 2.81%
Details

Rate History
No change since Sep 24, 2026 · 2.25% APY · checked 4 times
1.75%2.25%2.75%Sep 24, 2026: 2.25% APYSep 24, 2026Oct 14, 2026
Kendall Bank
Institution Rating:
C3.9 ★Texas Ratio: 28.53%
11225 College Blvd, Overland Park, KS 66210
36 MONTH CERTIFICATE OF DEPOSIT
$1,000
2.25% ▼ 0.53% below Kansas avg
View
▼
Rate2.23%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Kansas Average2.78%▼ 0.53% below avgNationally 2.81%
Details

Rate History
No change since Sep 29, 2026 · 2.25% APY · checked 5 times
1.75%2.25%2.75%Sep 29, 2026: 2.25% APYSep 29, 2026Oct 14, 2026
Silver Lake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
7206 College Boulevard, Overland Park, KS 66210
36 Month IRA Certificate
$0
2.02% ▼ 0.76% below Kansas avg
View
▼
Rate2.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Kansas Average2.78%▼ 0.76% below avgNationally 2.81%
Details

Rate History
No change since Oct 7, 2026 · 2.02% APY · checked 2 times
1.52%2.02%2.52%Oct 7, 2026: 2.02% APYOct 7, 2026Oct 14, 2026
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
12112 Metcalf Ave, Overland Park, KS 66213
3 Year Certificate
$0
1.50% ▼ 1.28% below Kansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.78%▼ 1.28% below avgNationally 2.81%
Details

Under $100,000

Rate History
No change since Oct 7, 2026 · 1.50% APY · checked 2 times
1.00%1.50%2.00%Oct 7, 2026: 1.50% APYOct 7, 2026Oct 14, 2026
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
12112 Metcalf Ave, Overland Park, KS 66213
IRA CD - 3 Years
$0
1.50% ▼ 1.28% below Kansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.78%▼ 1.28% below avgNationally 2.81%
Details

Rate History
No change since Oct 7, 2026 · 1.50% APY · checked 2 times
1.00%1.50%2.00%Oct 7, 2026: 1.50% APYOct 7, 2026Oct 14, 2026
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
12501 Antioch Rd, Overland Park, KS 66213
36 Month CD
$1,000
0.96% ▼ 1.82% below Kansas avg
View
▼
Rate0.95%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.78%▼ 1.82% below avgNationally 2.81%
Details

Rate History
No change since Sep 19, 2026 · 0.96% APY · checked 6 times
0.46%0.96%1.46%Sep 19, 2026: 0.96% APYSep 19, 2026Oct 14, 2026
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
12501 Antioch Rd, Overland Park, KS 66213
36 Month IRA CD
$250
0.96% ▼ 1.82% below Kansas avg
View
▼
Rate0.95%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.78%▼ 1.82% below avgNationally 2.81%
Details

Rate History
No change since Sep 19, 2026 · 0.96% APY · checked 6 times
0.46%0.96%1.46%Sep 19, 2026: 0.96% APYSep 19, 2026Oct 14, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
9400 Antioch Rd, Overland Park, KS 66212
36 Month IRA Certificates
$0
0.75% ▼ 2.03% below Kansas avg
View
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.78%▼ 2.03% below avgNationally 2.81%
Details

Balance: $1,000

Rate History
No change since Oct 6, 2026 · 0.75% APY · checked 2 times
0.25%0.75%1.25%Oct 6, 2026: 0.75% APYOct 6, 2026Oct 14, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
9400 Antioch Rd, Overland Park, KS 66212
36 Month Standard CD
$0
0.75% ▼ 2.03% below Kansas avg
View
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.78%▼ 2.03% below avgNationally 2.81%
Details

Rate History
No change since Sep 30, 2026 · 0.75% APY · checked 4 times
0.25%0.75%1.25%Sep 30, 2026: 0.75% APYSep 30, 2026Oct 14, 2026
Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.51%
9201 W 87th St, Overland Park, KS 66212
3 Year Certificate
$0
0.60% ▼ 2.18% below Kansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average2.78%▼ 2.18% below avgNationally 2.81%
Details

Balance: $1,000+

Rate History
No change since Oct 9, 2026 · 0.60% APY · checked 2 times
0.10%0.60%1.10%Oct 9, 2026: 0.60% APYOct 9, 2026Oct 14, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
7850 College Blvd, Overland Park, KS 66210
3-Year CD
$0
0.40% ▼ 2.38% below Kansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.78%▼ 2.38% below avgNationally 2.81%
Details

Rate History
No change since Sep 24, 2026 · 0.40% APY · checked 5 times
0.00%0.45%0.90%Sep 24, 2026: 0.40% APYSep 24, 2026Oct 14, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
7850 College Blvd, Overland Park, KS 66210
3-Year Term
$1,000
0.40% ▼ 2.38% below Kansas avg
View
▼
Rate0.40%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.78%▼ 2.38% below avgNationally 2.81%
Details

Rate History
No change since Sep 27, 2026 · 0.40% APY · checked 4 times
0.00%0.45%0.90%Sep 27, 2026: 0.40% APYSep 27, 2026Oct 14, 2026
First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
6201 College Blvd, Overland Park, KS 66211
Business 36-Month
$0
0.35% ▼ 2.43% below Kansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Kansas Average2.78%▼ 2.43% below avgNationally 2.81%
Details

Rate History
No change since Sep 24, 2026 · 0.35% APY · checked 5 times
0.00%0.43%0.85%Sep 24, 2026: 0.35% APYSep 24, 2026Oct 14, 2026
Cornerstone Bank (KS)
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
9120 W 135th St, Overland Park, KS 66221
CDs & IRAs - 36 months
$0
0.33% ▼ 2.45% below Kansas avg
View
▼
Rate0.33%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.78%▼ 2.45% below avgNationally 2.81%
Details

Rate History
No change since Oct 7, 2026 · 0.33% APY · checked 3 times
0.00%0.42%0.83%Oct 7, 2026: 0.33% APYOct 7, 2026Oct 14, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
7850 College Blvd, Overland Park, KS 66210
3-Year RampUp
$25,000
0.25% ▼ 2.53% below Kansas avg
View
▼
Rate0.25%
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.78%▼ 2.53% below avgNationally 2.81%
Details

Rate History
No change since Sep 27, 2026 · 0.25% APY · checked 4 times
0.00%0.38%0.75%Sep 27, 2026: 0.25% APYSep 27, 2026Oct 14, 2026
First Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
7850 College Blvd, Overland Park, KS 66210
3 Year CD
$500
0.05% ▼ 2.73% below Kansas avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.78%▼ 2.73% below avgNationally 2.81%
Details

Rate History
No change since Oct 7, 2026 · 0.05% APY · checked 2 times
0.00%0.28%0.55%Oct 7, 2026: 0.05% APYOct 7, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
10851 Mastin St, Overland Park, KS 66210
36 Month Certificate of Deposit
$0
0.03% ▼ 2.75% below Kansas avg
View
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.78%▼ 2.75% below avgNationally 2.81%
Details

Balance: $25,000.00 and above

Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 3 times
0.00%0.27%0.53%Oct 2, 2026: 0.03% APYOct 2, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
10851 Mastin St, Overland Park, KS 66210
36 Month Certificate of Deposit
$0
0.02% ▼ 2.76% below Kansas avg
View
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.78%▼ 2.76% below avgNationally 2.81%
Details

Balance: $1,000.00 - $24,999.99

Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 3 times
0.00%0.26%0.52%Oct 2, 2026: 0.02% APYOct 2, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
10851 Mastin St, Overland Park, KS 66210
36 Month Certificate of Deposit
$0
0.01% ▼ 2.77% below Kansas avg
View
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.78%▼ 2.77% below avgNationally 2.81%
Details

Balance: $1.00 - $999.99

Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 3 times
0.00%0.26%0.51%Oct 2, 2026: 0.01% APYOct 2, 2026Oct 14, 2026
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
3 Year Certificates of Deposit (CDs)
$100
4.73% ▲ 1.95% above Kansas avg
View
▼
Rate4.68%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Kansas Average2.78%▲ 1.95% above avgNationally 2.81%
Details

Balance: $100,000+

Rate History
1 change since Sep 14, 2026 · 4.37% → 4.73% ▲ 0.36 pts · high 4.73% / low 4.37%
3.87%4.55%5.23%Sep 14, 2026: 4.37% APYSep 24, 2026: 4.73% APYSep 14, 2026Oct 14, 2026
  • Sep 24, 20264.73%▲ from 4.37%
  • Sep 14, 20264.37%first recorded
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
3 Year IRA Certificate
$100
4.73% ▲ 1.95% above Kansas avg
View
▼
Rate4.68%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Kansas Average2.78%▲ 1.95% above avgNationally 2.81%
Details

Balance: $100,000+

Rate History
1 change since Sep 14, 2026 · 4.37% → 4.73% ▲ 0.36 pts · high 4.73% / low 4.37%
3.87%4.55%5.23%Sep 14, 2026: 4.37% APYOct 8, 2026: 4.73% APYSep 14, 2026Oct 14, 2026
  • Oct 8, 20264.73%▲ from 4.37%
  • Sep 14, 20264.37%first recorded
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
3 Year Certificates of Deposit (CDs)
$100
4.63% ▲ 1.85% above Kansas avg
View
▼
Rate4.58%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Kansas Average2.78%▲ 1.85% above avgNationally 2.81%
Details

Balance: $0 - $99,999.99

Rate History
1 change since Sep 14, 2026 · 4.27% → 4.63% ▲ 0.36 pts · high 4.63% / low 4.27%
3.77%4.45%5.13%Sep 14, 2026: 4.27% APYSep 24, 2026: 4.63% APYSep 14, 2026Oct 14, 2026
  • Sep 24, 20264.63%▲ from 4.27%
  • Sep 14, 20264.27%first recorded
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
3 Year IRA Certificate
$100
4.63% ▲ 1.85% above Kansas avg
View
▼
Rate4.58%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Kansas Average2.78%▲ 1.85% above avgNationally 2.81%
Details

Balance: $0 - $99,999.99

Rate History
No change since Oct 8, 2026 · 4.63% APY · checked 2 times
4.13%4.63%5.13%Oct 8, 2026: 4.63% APYOct 8, 2026Oct 14, 2026
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
36 Month Certificate of Deposit
$0
4.37% ▲ 1.59% above Kansas avg
View
▼
Rate4.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.78%▲ 1.59% above avgNationally 2.81%
Details

Rate History
No change since Sep 19, 2026 · 4.37% APY · checked 2 times
3.87%4.37%4.87%Sep 19, 2026: 4.37% APYSep 19, 2026Oct 14, 2026
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
36 Month Certificate
$500
4.25% ▲ 1.47% above Kansas avg
View
▼
Rate4.18%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Kansas Average2.78%▲ 1.47% above avgNationally 2.81%
Details

Rate History
No change since Sep 18, 2026 · 4.25% APY · checked 7 times
3.75%4.25%4.75%Sep 18, 2026: 4.25% APYSep 18, 2026Oct 14, 2026
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
Business Certificates - 36 Month
$500
4.25% ▲ 1.47% above Kansas avg
View
▼
Rate4.17%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average2.78%▲ 1.47% above avgNationally 2.81%
Details

$500 minimum to open Share Certificate; penalty for early withdrawal

Rate History
1 change since Sep 22, 2026 · 3.45% → 4.25% ▲ 0.80 pts · high 4.25% / low 3.45%
2.65%3.85%5.05%Sep 22, 2026: 3.45% APYOct 13, 2026: 4.25% APYSep 22, 2026Oct 14, 2026
  • Oct 13, 20264.25%▲ from 3.45%
  • Sep 22, 20263.45%first recorded
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
IRA Certificate - 36 month
$500
4.25% ▲ 1.47% above Kansas avg
View
▼
Rate4.17%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average2.78%▲ 1.47% above avgNationally 2.81%
Details

IRA Share Certificate; $500 minimum to open; early withdrawal penalty applies

Rate History
1 change since Sep 14, 2026 · 3.45% → 4.25% ▲ 0.80 pts · high 4.25% / low 3.45%
2.65%3.85%5.05%Sep 14, 2026: 3.45% APYOct 9, 2026: 4.25% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20264.25%▲ from 3.45%
  • Sep 14, 20263.45%first recorded
United Consumers Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
36 Month Premium Certificate of Deposit
$0
4.20% ▲ 1.42% above Kansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.78%▲ 1.42% above avgNationally 2.81%
Details

Balance: $75,000+

Rate History
No change since Sep 14, 2026 · 4.20% APY · checked 6 times
3.70%4.20%4.70%Sep 14, 2026: 4.20% APYSep 14, 2026Oct 14, 2026

Overland Park 48 Month CD Rates

Kansas 48 Month CD Average2.71% APYNational 2.80%▼ 0.02% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
CommunityAmerica Credit Union 6280 W 135th St, Overland Park, KS 66223
48 Month Business Certificate
$0
3.95% ▲ 1.24% above Kansas avg
View
▼
Rate3.87%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.71%▲ 1.24% above avgNationally 2.80%
Details

Rate History
1 change since Sep 14, 2026 · 3.50% → 3.95% ▲ 0.45 pts · high 3.95% / low 3.50%
3.00%3.73%4.45%Sep 14, 2026: 3.50% APYOct 10, 2026: 3.95% APYSep 14, 2026Oct 14, 2026
  • Oct 10, 20263.95%▲ from 3.50%
  • Sep 14, 20263.50%first recorded
CommunityAmerica Credit Union 6280 W 135th St, Overland Park, KS 66223
48 Month IRA Certificate
$0
3.95% ▲ 1.24% above Kansas avg
View
▼
Rate3.87%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.71%▲ 1.24% above avgNationally 2.80%
Details

Rate History
1 change since Sep 14, 2026 · 3.50% → 3.95% ▲ 0.45 pts · high 3.95% / low 3.50%
3.00%3.73%4.45%Sep 14, 2026: 3.50% APYOct 10, 2026: 3.95% APYSep 14, 2026Oct 14, 2026
  • Oct 10, 20263.95%▲ from 3.50%
  • Sep 14, 20263.50%first recorded
CommunityAmerica Credit Union 6280 W 135th St, Overland Park, KS 66223
48 Month Share Certificate
$0
3.95% ▲ 1.24% above Kansas avg
View
▼
Rate3.87%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.71%▲ 1.24% above avgNationally 2.80%
Details

Rate History
1 change since Sep 14, 2026 · 3.50% → 3.95% ▲ 0.45 pts · high 3.95% / low 3.50%
3.00%3.73%4.45%Sep 14, 2026: 3.50% APYOct 10, 2026: 3.95% APYSep 14, 2026Oct 14, 2026
  • Oct 10, 20263.95%▲ from 3.50%
  • Sep 14, 20263.50%first recorded
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
8629 Metcalf Ave, Overland Park, KS 66212
48-Month CD
$0
3.60% ▲ 0.89% above Kansas avg
View
▼
Rate3.55%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Kansas Average2.71%▲ 0.89% above avgNationally 2.80%
Details

Rate History
No change since Sep 11, 2026 · 3.60% APY · checked 7 times
3.10%3.60%4.10%Sep 11, 2026: 3.60% APYSep 11, 2026Oct 14, 2026
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
10000 College Blvd, Overland Park, KS 66210
48-Month Certificate of Deposit
$500
3.51% ▲ 0.80% above Kansas avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.71%▲ 0.80% above avgNationally 2.80%
Details

Rate History
1 change since Sep 18, 2026 · 3.03% → 3.51% ▲ 0.48 pts · high 3.51% / low 3.03%
2.53%3.27%4.01%Sep 18, 2026: 3.03% APYOct 2, 2026: 3.51% APYSep 18, 2026Oct 14, 2026
  • Oct 2, 20263.51%▲ from 3.03%
  • Sep 18, 20263.03%first recorded
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.54%
6280 W 135th St, Overland Park, KS 66223
48 Month IRA Certificate
$0
3.50% ▲ 0.79% above Kansas avg
View
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedSep 29, 2026
Kansas Average2.71%▲ 0.79% above avgNationally 2.80%
Details

Rate History
No change since Sep 29, 2026 · 3.50% APY
3.00%3.50%4.00%Sep 29, 2026: 3.50% APYSep 29, 2026Oct 14, 2026
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.54%
6280 W 135th St, Overland Park, KS 66223
48 Month Share Certificates
$0
3.50% ▲ 0.79% above Kansas avg
View
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedSep 29, 2026
Kansas Average2.71%▲ 0.79% above avgNationally 2.80%
Details

Rate History
No change since Sep 29, 2026 · 3.50% APY
3.00%3.50%4.00%Sep 29, 2026: 3.50% APYSep 29, 2026Oct 14, 2026
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
7721 W 123rd St, Overland Park, KS 66213 1303
4 Year Share Certificate
$500
3.50% ▲ 0.79% above Kansas avg
View
▼
Rate3.44%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average2.71%▲ 0.79% above avgNationally 2.80%
Details

Also applies to IRA Share Certificates unless otherwise noted; rates vary by member relationship; rates include all available bonuses; certificates effective 7/10/2026

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 6 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 14, 2026
B&V Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
11401 Lamar Ave, Overland Park, KS 66211 1508
Share Certificate - 48 Month
$2,000
3.50% ▲ 0.79% above Kansas avg
View
▼
Rate3.50%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average2.71%▲ 0.79% above avgNationally 2.80%
Details

Share Certificates; rates are subject to change; *APY= Annual Percentage Yield

Rate History
No change since Oct 9, 2026 · 3.50% APY · checked 2 times
3.00%3.50%4.00%Oct 9, 2026: 3.50% APYOct 9, 2026Oct 14, 2026
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
7260 W 135th St, Overland Park, KS 66223
4 Year Premier CD
$25,000
3.30% ▲ 0.59% above Kansas avg
View
▼
Rate3.25%
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average2.71%▲ 0.59% above avgNationally 2.80%
Details

Rate History
1 change since Sep 18, 2026 · 3.25% → 3.30% ▲ 0.05 pts · high 3.30% / low 3.25%
2.75%3.28%3.80%Sep 18, 2026: 3.25% APYOct 9, 2026: 3.30% APYSep 18, 2026Oct 14, 2026
  • Oct 9, 20263.30%▲ from 3.25%
  • Sep 18, 20263.25%first recorded
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
7260 W 135th St, Overland Park, KS 66223
4 Year Classic CD
$500
3.10% ▲ 0.39% above Kansas avg
View
▼
Rate3.06%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average2.71%▲ 0.39% above avgNationally 2.80%
Details

Rate History
1 change since Sep 14, 2026 · 3.05% → 3.10% ▲ 0.05 pts · high 3.10% / low 3.05%
2.55%3.08%3.60%Sep 14, 2026: 3.05% APYOct 9, 2026: 3.10% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20263.10%▲ from 3.05%
  • Sep 14, 20263.05%first recorded
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
7500 W 95th St, Overland Park, KS 66212
48 Month Certificate of Deposit
$500
3.03% ▲ 0.32% above Kansas avg
View
▼
Rate3.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.71%▲ 0.32% above avgNationally 2.80%
Details

Rate History
No change since Sep 18, 2026 · 3.03% APY · checked 6 times
2.53%3.03%3.53%Sep 18, 2026: 3.03% APYSep 18, 2026Oct 14, 2026
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
7500 W 95th St, Overland Park, KS 66212
48 Month Individual Retirement Account CD
$500
3.03% ▲ 0.32% above Kansas avg
View
▼
Rate3.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.71%▲ 0.32% above avgNationally 2.80%
Details

Rate History
No change since Oct 7, 2026 · 3.03% APY · checked 2 times
2.53%3.03%3.53%Oct 7, 2026: 3.03% APYOct 7, 2026Oct 14, 2026
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
7500 W 95th St, Overland Park, KS 66212
48 Month IRA Certificate of Deposit
$500
3.03% ▲ 0.32% above Kansas avg
View
▼
Rate3.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.71%▲ 0.32% above avgNationally 2.80%
Details

Rate History
No change since Oct 7, 2026 · 3.03% APY · checked 2 times
2.53%3.03%3.53%Oct 7, 2026: 3.03% APYOct 7, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6860 W 115th St, Overland Park, KS 66211 2457
48-month term
$0
2.90% ▲ 0.19% above Kansas avg
View
▼
Rate2.86%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.71%▲ 0.19% above avgNationally 2.80%
Details

Rate History
No change since Sep 14, 2026 · 2.90% APY · checked 6 times
2.40%2.90%3.40%Sep 14, 2026: 2.90% APYSep 14, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6860 W 115th St, Overland Park, KS 66211 2457
IRA Certificates (CDs) - 48-month term
$0
2.90% ▲ 0.19% above Kansas avg
View
▼
Rate2.86%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.71%▲ 0.19% above avgNationally 2.80%
Details

Rate History
No change since Oct 10, 2026 · 2.90% APY
2.40%2.90%3.40%Oct 10, 2026: 2.90% APYOct 10, 2026Oct 14, 2026
NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
4040 Indian Creek Parkway, Overland Park, KS 66207
4 Year Certificate
$1,000
2.75% ▲ 0.04% above Kansas avg
View
▼
Rate2.71%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.71%▲ 0.04% above avgNationally 2.80%
Details

Rate History
No change since Oct 2, 2026 · 2.75% APY · checked 3 times
2.25%2.75%3.25%Oct 2, 2026: 2.75% APYOct 2, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6860 W 115th St, Overland Park, KS 66211 2457
48-month term Standard CD
$0
2.64% ▼ 0.07% below Kansas avg
View
▼
Rate2.61%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.71%▼ 0.07% below avgNationally 2.80%
Details

Regular APY

Rate History
No change since Sep 27, 2026 · 2.64% APY · checked 4 times
2.14%2.64%3.14%Sep 27, 2026: 2.64% APYSep 27, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6860 W 115th St, Overland Park, KS 66211 2457
IRA Certificates (CDs) - 48-month term
$0
2.64% ▼ 0.07% below Kansas avg
View
▼
Rate2.61%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.71%▼ 0.07% below avgNationally 2.80%
Details

Rate History
No change since Oct 10, 2026 · 2.64% APY
2.14%2.64%3.14%Oct 10, 2026: 2.64% APYOct 10, 2026Oct 14, 2026
NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
4040 Indian Creek Parkway, Overland Park, KS 66207
Personal IRA CD - 4 year
$1,000
2.25% ▼ 0.46% below Kansas avg
View
▼
Rate2.23%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.71%▼ 0.46% below avgNationally 2.80%
Details

Rate History
No change since Sep 24, 2026 · 2.25% APY · checked 4 times
1.75%2.25%2.75%Sep 24, 2026: 2.25% APYSep 24, 2026Oct 14, 2026
Kendall Bank
Institution Rating:
C3.9 ★Texas Ratio: 28.53%
11225 College Blvd, Overland Park, KS 66210
48 MONTH CERTIFICATE OF DEPOSIT
$1,000
2.25% ▼ 0.46% below Kansas avg
View
▼
Rate2.23%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Kansas Average2.71%▼ 0.46% below avgNationally 2.80%
Details

Rate History
No change since Sep 29, 2026 · 2.25% APY · checked 5 times
1.75%2.25%2.75%Sep 29, 2026: 2.25% APYSep 29, 2026Oct 14, 2026
Silver Lake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
7206 College Boulevard, Overland Park, KS 66210
48 Month IRA Certificate
$0
2.02% ▼ 0.69% below Kansas avg
View
▼
Rate2.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Kansas Average2.71%▼ 0.69% below avgNationally 2.80%
Details

Rate History
No change since Oct 7, 2026 · 2.02% APY · checked 2 times
1.52%2.02%2.52%Oct 7, 2026: 2.02% APYOct 7, 2026Oct 14, 2026
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
12112 Metcalf Ave, Overland Park, KS 66213
4 Year Certificate
$0
1.50% ▼ 1.21% below Kansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.71%▼ 1.21% below avgNationally 2.80%
Details

Under $100,000

Rate History
No change since Oct 7, 2026 · 1.50% APY · checked 2 times
1.00%1.50%2.00%Oct 7, 2026: 1.50% APYOct 7, 2026Oct 14, 2026
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
12112 Metcalf Ave, Overland Park, KS 66213
IRA CD - 4 Years
$0
1.50% ▼ 1.21% below Kansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.71%▼ 1.21% below avgNationally 2.80%
Details

Rate History
No change since Oct 7, 2026 · 1.50% APY · checked 2 times
1.00%1.50%2.00%Oct 7, 2026: 1.50% APYOct 7, 2026Oct 14, 2026
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
12501 Antioch Rd, Overland Park, KS 66213
48 Month CD
$1,000
0.96% ▼ 1.75% below Kansas avg
View
▼
Rate0.95%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.71%▼ 1.75% below avgNationally 2.80%
Details

Rate History
No change since Sep 19, 2026 · 0.96% APY · checked 6 times
0.46%0.96%1.46%Sep 19, 2026: 0.96% APYSep 19, 2026Oct 14, 2026
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
12501 Antioch Rd, Overland Park, KS 66213
48 Month IRA CD
$250
0.96% ▼ 1.75% below Kansas avg
View
▼
Rate0.95%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.71%▼ 1.75% below avgNationally 2.80%
Details

Rate History
No change since Sep 19, 2026 · 0.96% APY · checked 6 times
0.46%0.96%1.46%Sep 19, 2026: 0.96% APYSep 19, 2026Oct 14, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
9400 Antioch Rd, Overland Park, KS 66212
48 Month IRA Certificates
$0
0.75% ▼ 1.96% below Kansas avg
View
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.71%▼ 1.96% below avgNationally 2.80%
Details

Balance: $1,000

Rate History
No change since Oct 6, 2026 · 0.75% APY · checked 2 times
0.25%0.75%1.25%Oct 6, 2026: 0.75% APYOct 6, 2026Oct 14, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
9400 Antioch Rd, Overland Park, KS 66212
48 Month Standard CD
$0
0.75% ▼ 1.96% below Kansas avg
View
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.71%▼ 1.96% below avgNationally 2.80%
Details

Rate History
No change since Sep 30, 2026 · 0.75% APY · checked 4 times
0.25%0.75%1.25%Sep 30, 2026: 0.75% APYSep 30, 2026Oct 14, 2026
Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.51%
9201 W 87th St, Overland Park, KS 66212
4 Year Certificate
$0
0.60% ▼ 2.11% below Kansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average2.71%▼ 2.11% below avgNationally 2.80%
Details

Balance: $1,000+

Rate History
No change since Oct 9, 2026 · 0.60% APY · checked 2 times
0.10%0.60%1.10%Oct 9, 2026: 0.60% APYOct 9, 2026Oct 14, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
7850 College Blvd, Overland Park, KS 66210
4-Year CD
$0
0.50% ▼ 2.21% below Kansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.71%▼ 2.21% below avgNationally 2.80%
Details

Rate History
No change since Sep 24, 2026 · 0.50% APY · checked 5 times
0.00%0.50%1.00%Sep 24, 2026: 0.50% APYSep 24, 2026Oct 14, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
7850 College Blvd, Overland Park, KS 66210
4-Year Term
$1,000
0.50% ▼ 2.21% below Kansas avg
View
▼
Rate0.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.71%▼ 2.21% below avgNationally 2.80%
Details

Rate History
No change since Sep 27, 2026 · 0.50% APY · checked 4 times
0.00%0.50%1.00%Sep 27, 2026: 0.50% APYSep 27, 2026Oct 14, 2026
First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
6201 College Blvd, Overland Park, KS 66211
Business 48-Month
$0
0.45% ▼ 2.26% below Kansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Kansas Average2.71%▼ 2.26% below avgNationally 2.80%
Details

Rate History
No change since Sep 24, 2026 · 0.45% APY · checked 5 times
0.00%0.48%0.95%Sep 24, 2026: 0.45% APYSep 24, 2026Oct 14, 2026
Cornerstone Bank (KS)
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
9120 W 135th St, Overland Park, KS 66221
CDs & IRAs - 48 months
$0
0.34% ▼ 2.37% below Kansas avg
View
▼
Rate0.34%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.71%▼ 2.37% below avgNationally 2.80%
Details

Rate History
No change since Oct 7, 2026 · 0.34% APY · checked 3 times
0.00%0.42%0.84%Oct 7, 2026: 0.34% APYOct 7, 2026Oct 14, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
7850 College Blvd, Overland Park, KS 66210
4-Year RampUp
$50,000
0.25% ▼ 2.46% below Kansas avg
View
▼
Rate0.25%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.71%▼ 2.46% below avgNationally 2.80%
Details

Rate History
No change since Sep 27, 2026 · 0.25% APY · checked 4 times
0.00%0.38%0.75%Sep 27, 2026: 0.25% APYSep 27, 2026Oct 14, 2026
First Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
7850 College Blvd, Overland Park, KS 66210
4 Year CD
$500
0.15% ▼ 2.56% below Kansas avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.71%▼ 2.56% below avgNationally 2.80%
Details

Rate History
No change since Oct 7, 2026 · 0.15% APY · checked 2 times
0.00%0.33%0.65%Oct 7, 2026: 0.15% APYOct 7, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
10851 Mastin St, Overland Park, KS 66210
48 Month Certificate of Deposit
$0
0.03% ▼ 2.68% below Kansas avg
View
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.71%▼ 2.68% below avgNationally 2.80%
Details

Balance: $25,000.00 and above

Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 3 times
0.00%0.27%0.53%Oct 2, 2026: 0.03% APYOct 2, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
10851 Mastin St, Overland Park, KS 66210
48 Month Certificate of Deposit
$0
0.02% ▼ 2.69% below Kansas avg
View
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.71%▼ 2.69% below avgNationally 2.80%
Details

Balance: $1,000.00 - $24,999.99

Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 3 times
0.00%0.26%0.52%Oct 2, 2026: 0.02% APYOct 2, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
10851 Mastin St, Overland Park, KS 66210
48 Month Certificate of Deposit
$0
0.01% ▼ 2.70% below Kansas avg
View
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.71%▼ 2.70% below avgNationally 2.80%
Details

Balance: $1.00 - $999.99

Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 3 times
0.00%0.26%0.51%Oct 2, 2026: 0.01% APYOct 2, 2026Oct 14, 2026
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
4 Year Certificates of Deposit (CDs)
$100
4.74% ▲ 2.03% above Kansas avg
View
▼
Rate4.69%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Kansas Average2.71%▲ 2.03% above avgNationally 2.80%
Details

Balance: $100,000+

Rate History
1 change since Sep 14, 2026 · 4.42% → 4.74% ▲ 0.32 pts · high 4.74% / low 4.42%
3.92%4.58%5.24%Sep 14, 2026: 4.42% APYSep 24, 2026: 4.74% APYSep 14, 2026Oct 14, 2026
  • Sep 24, 20264.74%▲ from 4.42%
  • Sep 14, 20264.42%first recorded
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
4 Year IRA Certificate
$100
4.74% ▲ 2.03% above Kansas avg
View
▼
Rate4.69%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Kansas Average2.71%▲ 2.03% above avgNationally 2.80%
Details

Balance: $100,000+

Rate History
1 change since Sep 14, 2026 · 4.42% → 4.74% ▲ 0.32 pts · high 4.74% / low 4.42%
3.92%4.58%5.24%Sep 14, 2026: 4.42% APYOct 8, 2026: 4.74% APYSep 14, 2026Oct 14, 2026
  • Oct 8, 20264.74%▲ from 4.42%
  • Sep 14, 20264.42%first recorded
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
4 Year Certificates of Deposit (CDs)
$100
4.64% ▲ 1.93% above Kansas avg
View
▼
Rate4.59%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Kansas Average2.71%▲ 1.93% above avgNationally 2.80%
Details

Balance: $0 - $99,999.99

Rate History
1 change since Sep 14, 2026 · 4.32% → 4.64% ▲ 0.32 pts · high 4.64% / low 4.32%
3.82%4.48%5.14%Sep 14, 2026: 4.32% APYSep 24, 2026: 4.64% APYSep 14, 2026Oct 14, 2026
  • Sep 24, 20264.64%▲ from 4.32%
  • Sep 14, 20264.32%first recorded
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
4 Year IRA Certificate
$100
4.64% ▲ 1.93% above Kansas avg
View
▼
Rate4.59%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Kansas Average2.71%▲ 1.93% above avgNationally 2.80%
Details

Balance: $0 - $99,999.99

Rate History
No change since Oct 8, 2026 · 4.64% APY · checked 2 times
4.14%4.64%5.14%Oct 8, 2026: 4.64% APYOct 8, 2026Oct 14, 2026
Heartland Credit Union Hutchinson, KS
Institution Rating:
A5.0 ★Texas Ratio: 9.12%
48 Month Business IRA/HSA Certificate
$0
4.55% ▲ 1.84% above Kansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.71%▲ 1.84% above avgNationally 2.80%
Details

Rate History
No change since Oct 6, 2026 · 4.55% APY · checked 2 times
4.05%4.55%5.05%Oct 6, 2026: 4.55% APYOct 6, 2026Oct 14, 2026
Heartland Credit Union Hutchinson, KS
Institution Rating:
A5.0 ★Texas Ratio: 9.12%
48 Month IRA/HSA Certificate
$0
4.55% ▲ 1.84% above Kansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.71%▲ 1.84% above avgNationally 2.80%
Details

Rate History
1 change since Sep 30, 2026 · 4.50% → 4.55% ▲ 0.05 pts · high 4.55% / low 4.50%
4.00%4.53%5.05%Sep 30, 2026: 4.50% APYOct 6, 2026: 4.55% APYSep 30, 2026Oct 14, 2026
  • Oct 6, 20264.55%▲ from 4.50%
  • Sep 30, 20264.50%first recorded
Heartland Credit Union Hutchinson, KS
Institution Rating:
A5.0 ★Texas Ratio: 9.12%
and up - 48 months
$0
4.55% ▲ 1.84% above Kansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.71%▲ 1.84% above avgNationally 2.80%
Details

Rate History
No change since Oct 6, 2026 · 4.55% APY · checked 2 times
4.05%4.55%5.05%Oct 6, 2026: 4.55% APYOct 6, 2026Oct 14, 2026
Heartland Credit Union Hutchinson, KS
Institution Rating:
A5.0 ★Texas Ratio: 9.12%
48 Month Business Certificate
$0
4.50% ▲ 1.79% above Kansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.71%▲ 1.79% above avgNationally 2.80%
Details

Rate History
No change since Sep 30, 2026 · 4.50% APY · checked 4 times
4.00%4.50%5.00%Sep 30, 2026: 4.50% APYSep 30, 2026Oct 14, 2026
Heartland Credit Union Hutchinson, KS
Institution Rating:
A5.0 ★Texas Ratio: 9.12%
48 Month Business IRA/HSA Certificate
$0
4.50% ▲ 1.79% above Kansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.71%▲ 1.79% above avgNationally 2.80%
Details

Rate History
No change since Oct 6, 2026 · 4.50% APY · checked 2 times
4.00%4.50%5.00%Oct 6, 2026: 4.50% APYOct 6, 2026Oct 14, 2026
Heartland Credit Union Hutchinson, KS
Institution Rating:
A5.0 ★Texas Ratio: 9.12%
48 Month Certificate
$0
4.50% ▲ 1.79% above Kansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.71%▲ 1.79% above avgNationally 2.80%
Details

Rate History
No change since Oct 6, 2026 · 4.50% APY · checked 2 times
4.00%4.50%5.00%Oct 6, 2026: 4.50% APYOct 6, 2026Oct 14, 2026
Heartland Credit Union Hutchinson, KS
Institution Rating:
A5.0 ★Texas Ratio: 9.12%
48 Month IRA/HSA Certificate
$0
4.50% ▲ 1.79% above Kansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.71%▲ 1.79% above avgNationally 2.80%
Details

Rate History
No change since Sep 30, 2026 · 4.50% APY · checked 4 times
4.00%4.50%5.00%Sep 30, 2026: 4.50% APYSep 30, 2026Oct 14, 2026
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
48 Month Certificate of Deposit
$0
4.37% ▲ 1.66% above Kansas avg
View
▼
Rate4.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.71%▲ 1.66% above avgNationally 2.80%
Details

Rate History
No change since Sep 19, 2026 · 4.37% APY · checked 2 times
3.87%4.37%4.87%Sep 19, 2026: 4.37% APYSep 19, 2026Oct 14, 2026

Overland Park 60 Month CD Rates

Kansas 60 Month CD Average2.88% APYNational 2.91%▲ 0.04% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
CommunityAmerica Credit Union 6280 W 135th St, Overland Park, KS 66223
60 Month Business Certificate
$0
3.95% ▲ 1.07% above Kansas avg
View
▼
Rate3.87%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.88%▲ 1.07% above avgNationally 2.91%
Details

Rate History
1 change since Sep 14, 2026 · 3.50% → 3.95% ▲ 0.45 pts · high 3.95% / low 3.50%
3.00%3.73%4.45%Sep 14, 2026: 3.50% APYOct 10, 2026: 3.95% APYSep 14, 2026Oct 14, 2026
  • Oct 10, 20263.95%▲ from 3.50%
  • Sep 14, 20263.50%first recorded
CommunityAmerica Credit Union 6280 W 135th St, Overland Park, KS 66223
60 Month IRA Certificate
$0
3.95% ▲ 1.07% above Kansas avg
View
▼
Rate3.87%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.88%▲ 1.07% above avgNationally 2.91%
Details

Rate History
1 change since Sep 14, 2026 · 3.50% → 3.95% ▲ 0.45 pts · high 3.95% / low 3.50%
3.00%3.73%4.45%Sep 14, 2026: 3.50% APYOct 10, 2026: 3.95% APYSep 14, 2026Oct 14, 2026
  • Oct 10, 20263.95%▲ from 3.50%
  • Sep 14, 20263.50%first recorded
CommunityAmerica Credit Union 6280 W 135th St, Overland Park, KS 66223
60 Month Share Certificate
$0
3.95% ▲ 1.07% above Kansas avg
View
▼
Rate3.87%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.88%▲ 1.07% above avgNationally 2.91%
Details

Rate History
1 change since Sep 14, 2026 · 3.50% → 3.95% ▲ 0.45 pts · high 3.95% / low 3.50%
3.00%3.73%4.45%Sep 14, 2026: 3.50% APYOct 10, 2026: 3.95% APYSep 14, 2026Oct 14, 2026
  • Oct 10, 20263.95%▲ from 3.50%
  • Sep 14, 20263.50%first recorded
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
8629 Metcalf Ave, Overland Park, KS 66212
60-Month CD
$0
3.60% ▲ 0.72% above Kansas avg
View
▼
Rate3.55%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Kansas Average2.88%▲ 0.72% above avgNationally 2.91%
Details

Rate History
No change since Sep 11, 2026 · 3.60% APY · checked 7 times
3.10%3.60%4.10%Sep 11, 2026: 3.60% APYSep 11, 2026Oct 14, 2026
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
10000 College Blvd, Overland Park, KS 66210
60-Month Certificate of Deposit
$500
3.51% ▲ 0.63% above Kansas avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.88%▲ 0.63% above avgNationally 2.91%
Details

Rate History
1 change since Sep 18, 2026 · 3.03% → 3.51% ▲ 0.48 pts · high 3.51% / low 3.03%
2.53%3.27%4.01%Sep 18, 2026: 3.03% APYOct 2, 2026: 3.51% APYSep 18, 2026Oct 14, 2026
  • Oct 2, 20263.51%▲ from 3.03%
  • Sep 18, 20263.03%first recorded
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.54%
6280 W 135th St, Overland Park, KS 66223
60 Month IRA Certificate
$0
3.50% ▲ 0.62% above Kansas avg
View
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedSep 29, 2026
Kansas Average2.88%▲ 0.62% above avgNationally 2.91%
Details

Rate History
No change since Sep 29, 2026 · 3.50% APY
3.00%3.50%4.00%Sep 29, 2026: 3.50% APYSep 29, 2026Oct 14, 2026
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.54%
6280 W 135th St, Overland Park, KS 66223
60 Month Share Certificates
$0
3.50% ▲ 0.62% above Kansas avg
View
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedSep 29, 2026
Kansas Average2.88%▲ 0.62% above avgNationally 2.91%
Details

Rate History
No change since Sep 29, 2026 · 3.50% APY
3.00%3.50%4.00%Sep 29, 2026: 3.50% APYSep 29, 2026Oct 14, 2026
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
7721 W 123rd St, Overland Park, KS 66213 1303
5 Year Share Certificate
$500
3.50% ▲ 0.62% above Kansas avg
View
▼
Rate3.44%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average2.88%▲ 0.62% above avgNationally 2.91%
Details

Also applies to IRA Share Certificates unless otherwise noted; rates vary by member relationship; rates include all available bonuses; certificates effective 7/10/2026

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 6 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 14, 2026
B&V Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
11401 Lamar Ave, Overland Park, KS 66211 1508
Share Certificate - 60 Month
$10,000
3.25% ▲ 0.37% above Kansas avg
View
▼
Rate3.25%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average2.88%▲ 0.37% above avgNationally 2.91%
Details

Share Certificates; rates are subject to change; *APY= Annual Percentage Yield

Rate History
No change since Oct 9, 2026 · 3.25% APY · checked 2 times
2.75%3.25%3.75%Oct 9, 2026: 3.25% APYOct 9, 2026Oct 14, 2026
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
7260 W 135th St, Overland Park, KS 66223
5 Year Premier CD
$25,000
3.25% ▲ 0.37% above Kansas avg
View
▼
Rate3.20%
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average2.88%▲ 0.37% above avgNationally 2.91%
Details

Rate History
1 change since Sep 18, 2026 · 3.20% → 3.25% ▲ 0.05 pts · high 3.25% / low 3.20%
2.70%3.23%3.75%Sep 18, 2026: 3.20% APYOct 9, 2026: 3.25% APYSep 18, 2026Oct 14, 2026
  • Oct 9, 20263.25%▲ from 3.20%
  • Sep 18, 20263.20%first recorded
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6860 W 115th St, Overland Park, KS 66211 2457
60-month term
$0
3.10% ▲ 0.22% above Kansas avg
View
▼
Rate3.06%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.88%▲ 0.22% above avgNationally 2.91%
Details

Rate History
No change since Sep 14, 2026 · 3.10% APY · checked 6 times
2.60%3.10%3.60%Sep 14, 2026: 3.10% APYSep 14, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6860 W 115th St, Overland Park, KS 66211 2457
IRA Certificates (CDs) - 60-month term
$0
3.10% ▲ 0.22% above Kansas avg
View
▼
Rate3.06%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.88%▲ 0.22% above avgNationally 2.91%
Details

Rate History
No change since Oct 10, 2026 · 3.10% APY
2.60%3.10%3.60%Oct 10, 2026: 3.10% APYOct 10, 2026Oct 14, 2026
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
7260 W 135th St, Overland Park, KS 66223
5 Year Classic CD
$500
3.05% ▲ 0.17% above Kansas avg
View
▼
Rate3.01%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average2.88%▲ 0.17% above avgNationally 2.91%
Details

Rate History
1 change since Sep 14, 2026 · 3.00% → 3.05% ▲ 0.05 pts · high 3.05% / low 3.00%
2.50%3.03%3.55%Sep 14, 2026: 3.00% APYOct 9, 2026: 3.05% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20263.05%▲ from 3.00%
  • Sep 14, 20263.00%first recorded
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
7500 W 95th St, Overland Park, KS 66212
60 Month Certificate of Deposit
$500
3.03% ▲ 0.15% above Kansas avg
View
▼
Rate3.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.88%▲ 0.15% above avgNationally 2.91%
Details

Rate History
No change since Sep 18, 2026 · 3.03% APY · checked 6 times
2.53%3.03%3.53%Sep 18, 2026: 3.03% APYSep 18, 2026Oct 14, 2026
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
7500 W 95th St, Overland Park, KS 66212
60 Month Individual Retirement Account CD
$500
3.03% ▲ 0.15% above Kansas avg
View
▼
Rate3.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.88%▲ 0.15% above avgNationally 2.91%
Details

Rate History
No change since Oct 7, 2026 · 3.03% APY · checked 2 times
2.53%3.03%3.53%Oct 7, 2026: 3.03% APYOct 7, 2026Oct 14, 2026
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
7500 W 95th St, Overland Park, KS 66212
60 Month IRA Certificate of Deposit
$500
3.03% ▲ 0.15% above Kansas avg
View
▼
Rate3.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.88%▲ 0.15% above avgNationally 2.91%
Details

Rate History
No change since Oct 7, 2026 · 3.03% APY · checked 2 times
2.53%3.03%3.53%Oct 7, 2026: 3.03% APYOct 7, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6860 W 115th St, Overland Park, KS 66211 2457
60-month term Standard CD
$0
2.84% ▼ 0.04% below Kansas avg
View
▼
Rate2.81%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.88%▼ 0.04% below avgNationally 2.91%
Details

Regular APY

Rate History
No change since Sep 27, 2026 · 2.84% APY · checked 4 times
2.34%2.84%3.34%Sep 27, 2026: 2.84% APYSep 27, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6860 W 115th St, Overland Park, KS 66211 2457
IRA Certificates (CDs) - 60-month term
$0
2.84% ▼ 0.04% below Kansas avg
View
▼
Rate2.81%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.88%▼ 0.04% below avgNationally 2.91%
Details

Rate History
No change since Oct 10, 2026 · 2.84% APY
2.34%2.84%3.34%Oct 10, 2026: 2.84% APYOct 10, 2026Oct 14, 2026
NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
4040 Indian Creek Parkway, Overland Park, KS 66207
5 Year Certificate
$1,000
2.75% ▼ 0.13% below Kansas avg
View
▼
Rate2.71%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.88%▼ 0.13% below avgNationally 2.91%
Details

Rate History
No change since Oct 2, 2026 · 2.75% APY · checked 3 times
2.25%2.75%3.25%Oct 2, 2026: 2.75% APYOct 2, 2026Oct 14, 2026
NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
4040 Indian Creek Parkway, Overland Park, KS 66207
Personal IRA CD - 5 year
$1,000
2.25% ▼ 0.63% below Kansas avg
View
▼
Rate2.23%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.88%▼ 0.63% below avgNationally 2.91%
Details

Rate History
No change since Sep 24, 2026 · 2.25% APY · checked 4 times
1.75%2.25%2.75%Sep 24, 2026: 2.25% APYSep 24, 2026Oct 14, 2026
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
12112 Metcalf Ave, Overland Park, KS 66213
5 Year Certificate
$0
1.50% ▼ 1.38% below Kansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.88%▼ 1.38% below avgNationally 2.91%
Details

Under $100,000

Rate History
No change since Oct 7, 2026 · 1.50% APY · checked 2 times
1.00%1.50%2.00%Oct 7, 2026: 1.50% APYOct 7, 2026Oct 14, 2026
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
12112 Metcalf Ave, Overland Park, KS 66213
IRA CD - 5 Years
$0
1.50% ▼ 1.38% below Kansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.88%▼ 1.38% below avgNationally 2.91%
Details

Rate History
No change since Oct 7, 2026 · 1.50% APY · checked 2 times
1.00%1.50%2.00%Oct 7, 2026: 1.50% APYOct 7, 2026Oct 14, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
9400 Antioch Rd, Overland Park, KS 66212
60 Month IRA Certificates
$0
0.75% ▼ 2.13% below Kansas avg
View
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.88%▼ 2.13% below avgNationally 2.91%
Details

Balance: $1,000

Rate History
No change since Oct 6, 2026 · 0.75% APY · checked 2 times
0.25%0.75%1.25%Oct 6, 2026: 0.75% APYOct 6, 2026Oct 14, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
9400 Antioch Rd, Overland Park, KS 66212
60 Month Standard CD
$0
0.75% ▼ 2.13% below Kansas avg
View
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.88%▼ 2.13% below avgNationally 2.91%
Details

Rate History
No change since Sep 30, 2026 · 0.75% APY · checked 4 times
0.25%0.75%1.25%Sep 30, 2026: 0.75% APYSep 30, 2026Oct 14, 2026
Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.51%
9201 W 87th St, Overland Park, KS 66212
5 Year Certificate
$0
0.60% ▼ 2.28% below Kansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average2.88%▼ 2.28% below avgNationally 2.91%
Details

Balance: $1,000+

Rate History
No change since Oct 9, 2026 · 0.60% APY · checked 2 times
0.10%0.60%1.10%Oct 9, 2026: 0.60% APYOct 9, 2026Oct 14, 2026
First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
6201 College Blvd, Overland Park, KS 66211
Business 60-Month
$0
0.50% ▼ 2.38% below Kansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Kansas Average2.88%▼ 2.38% below avgNationally 2.91%
Details

Rate History
No change since Sep 24, 2026 · 0.50% APY · checked 5 times
0.00%0.50%1.00%Sep 24, 2026: 0.50% APYSep 24, 2026Oct 14, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
7850 College Blvd, Overland Park, KS 66210
5-Year CD
$0
0.50% ▼ 2.38% below Kansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.88%▼ 2.38% below avgNationally 2.91%
Details

Rate History
No change since Sep 24, 2026 · 0.50% APY · checked 5 times
0.00%0.50%1.00%Sep 24, 2026: 0.50% APYSep 24, 2026Oct 14, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
7850 College Blvd, Overland Park, KS 66210
5-Year Term
$1,000
0.50% ▼ 2.38% below Kansas avg
View
▼
Rate0.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.88%▼ 2.38% below avgNationally 2.91%
Details

Rate History
No change since Sep 27, 2026 · 0.50% APY · checked 4 times
0.00%0.50%1.00%Sep 27, 2026: 0.50% APYSep 27, 2026Oct 14, 2026
Cornerstone Bank (KS)
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
9120 W 135th St, Overland Park, KS 66221
CDs & IRAs - 60 months and above
$0
0.35% ▼ 2.53% below Kansas avg
View
▼
Rate0.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.88%▼ 2.53% below avgNationally 2.91%
Details

Rate History
No change since Oct 7, 2026 · 0.35% APY · checked 3 times
0.00%0.43%0.85%Oct 7, 2026: 0.35% APYOct 7, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
10851 Mastin St, Overland Park, KS 66210
60 Month Certificate of Deposit
$0
0.03% ▼ 2.85% below Kansas avg
View
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.88%▼ 2.85% below avgNationally 2.91%
Details

Balance: $25,000.00 and above

Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 3 times
0.00%0.27%0.53%Oct 2, 2026: 0.03% APYOct 2, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
10851 Mastin St, Overland Park, KS 66210
60 Month Certificate of Deposit
$0
0.02% ▼ 2.86% below Kansas avg
View
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.88%▼ 2.86% below avgNationally 2.91%
Details

Balance: $1,000.00 - $24,999.99

Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 3 times
0.00%0.26%0.52%Oct 2, 2026: 0.02% APYOct 2, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
10851 Mastin St, Overland Park, KS 66210
60 Month Certificate of Deposit
$0
0.01% ▼ 2.87% below Kansas avg
View
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.88%▼ 2.87% below avgNationally 2.91%
Details

Balance: $1.00 - $999.99

Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 3 times
0.00%0.26%0.51%Oct 2, 2026: 0.01% APYOct 2, 2026Oct 14, 2026
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
5 Year Certificates of Deposit (CDs)
$1,000
4.79% ▲ 1.91% above Kansas avg
View
▼
Rate4.74%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Kansas Average2.88%▲ 1.91% above avgNationally 2.91%
Details

Balance: $100,000+

Rate History
1 change since Sep 14, 2026 · 4.48% → 4.79% ▲ 0.31 pts · high 4.79% / low 4.48%
3.98%4.64%5.29%Sep 14, 2026: 4.48% APYSep 24, 2026: 4.79% APYSep 14, 2026Oct 14, 2026
  • Sep 24, 20264.79%▲ from 4.48%
  • Sep 14, 20264.48%first recorded
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
5 Year IRA Certificate
$1,000
4.79% ▲ 1.91% above Kansas avg
View
▼
Rate4.74%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Kansas Average2.88%▲ 1.91% above avgNationally 2.91%
Details

Balance: $100,000+

Rate History
1 change since Sep 14, 2026 · 4.48% → 4.79% ▲ 0.31 pts · high 4.79% / low 4.48%
3.98%4.64%5.29%Sep 14, 2026: 4.48% APYOct 8, 2026: 4.79% APYSep 14, 2026Oct 14, 2026
  • Oct 8, 20264.79%▲ from 4.48%
  • Sep 14, 20264.48%first recorded
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
5 Year Certificates of Deposit (CDs)
$1,000
4.69% ▲ 1.81% above Kansas avg
View
▼
Rate4.64%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Kansas Average2.88%▲ 1.81% above avgNationally 2.91%
Details

Balance: $0 - $99,999.99

Rate History
1 change since Sep 14, 2026 · 4.38% → 4.69% ▲ 0.31 pts · high 4.69% / low 4.38%
3.88%4.54%5.19%Sep 14, 2026: 4.38% APYSep 24, 2026: 4.69% APYSep 14, 2026Oct 14, 2026
  • Sep 24, 20264.69%▲ from 4.38%
  • Sep 14, 20264.38%first recorded
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
5 Year IRA Certificate
$1,000
4.69% ▲ 1.81% above Kansas avg
View
▼
Rate4.64%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Kansas Average2.88%▲ 1.81% above avgNationally 2.91%
Details

Balance: $0 - $99,999.99

Rate History
No change since Oct 8, 2026 · 4.69% APY · checked 2 times
4.19%4.69%5.19%Oct 8, 2026: 4.69% APYOct 8, 2026Oct 14, 2026
TriCentury Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Month Certificate
$1,000
4.50% ▲ 1.62% above Kansas avg
View
▼
Rate4.43%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Kansas Average2.88%▲ 1.62% above avgNationally 2.91%
Details

Rate History
1 change since Sep 14, 2026 · 3.50% → 4.50% ▲ 1.00 pts · high 4.50% / low 3.50%
2.50%4.00%5.50%Sep 14, 2026: 3.50% APYSep 24, 2026: 4.50% APYSep 14, 2026Oct 14, 2026
  • Sep 24, 20264.50%▲ from 3.50%
  • Sep 14, 20263.50%first recorded
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
60 Month Certificate of Deposit
$0
4.37% ▲ 1.49% above Kansas avg
View
▼
Rate4.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.88%▲ 1.49% above avgNationally 2.91%
Details

Rate History
No change since Sep 19, 2026 · 4.37% APY · checked 2 times
3.87%4.37%4.87%Sep 19, 2026: 4.37% APYSep 19, 2026Oct 14, 2026
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
60 Month Share Certificate
$500
4.25% ▲ 1.37% above Kansas avg
View
▼
Rate4.17%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average2.88%▲ 1.37% above avgNationally 2.91%
Details

$500 minimum to open; Early withdrawal penalty: 365 days dividends

Rate History
1 change since Sep 14, 2026 · 3.66% → 4.25% ▲ 0.59 pts · high 4.25% / low 3.66%
3.07%3.96%4.84%Sep 14, 2026: 3.66% APYOct 9, 2026: 4.25% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20264.25%▲ from 3.66%
  • Sep 14, 20263.66%first recorded
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
Business Certificates - 60 Month
$500
4.25% ▲ 1.37% above Kansas avg
View
▼
Rate4.17%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average2.88%▲ 1.37% above avgNationally 2.91%
Details

$500 minimum to open Share Certificate; penalty for early withdrawal

Rate History
1 change since Sep 22, 2026 · 3.66% → 4.25% ▲ 0.59 pts · high 4.25% / low 3.66%
3.07%3.96%4.84%Sep 22, 2026: 3.66% APYOct 13, 2026: 4.25% APYSep 22, 2026Oct 14, 2026
  • Oct 13, 20264.25%▲ from 3.66%
  • Sep 22, 20263.66%first recorded
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
IRA Certificate - 60 month
$500
4.25% ▲ 1.37% above Kansas avg
View
▼
Rate4.17%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Kansas Average2.88%▲ 1.37% above avgNationally 2.91%
Details

IRA Share Certificate; $500 minimum to open; early withdrawal penalty applies

Rate History
1 change since Sep 14, 2026 · 3.66% → 4.25% ▲ 0.59 pts · high 4.25% / low 3.66%
3.07%3.96%4.84%Sep 14, 2026: 3.66% APYOct 9, 2026: 4.25% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20264.25%▲ from 3.66%
  • Sep 14, 20263.66%first recorded
The Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
60 Month CD
$500
4.22% ▲ 1.34% above Kansas avg
View
▼
Rate4.15%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.88%▲ 1.34% above avgNationally 2.91%
Details

Rate History
No change since Sep 19, 2026 · 4.22% APY · checked 6 times
3.72%4.22%4.72%Sep 19, 2026: 4.22% APYSep 19, 2026Oct 14, 2026
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
60 Month Certificate of Deposit
$100,000
4.15% ▲ 1.27% above Kansas avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.88%▲ 1.27% above avgNationally 2.91%
Details

Rate History
No change since Oct 7, 2026 · 4.15% APY · checked 2 times
3.65%4.15%4.65%Oct 7, 2026: 4.15% APYOct 7, 2026Oct 14, 2026
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
60 Month IRA Certificate
$100,000
4.15% ▲ 1.27% above Kansas avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.88%▲ 1.27% above avgNationally 2.91%
Details

Rate History
1 change since Oct 2, 2026 · 4.00% → 4.15% ▲ 0.15 pts · high 4.15% / low 4.00%
3.50%4.08%4.65%Oct 2, 2026: 4.00% APYOct 7, 2026: 4.15% APYOct 2, 2026Oct 14, 2026
  • Oct 7, 20264.15%▲ from 4.00%
  • Oct 2, 20264.00%first recorded
Bank of the Flint Hills
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
5 Year Certificate
$0
4.06% ▲ 1.18% above Kansas avg
View
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Kansas Average2.88%▲ 1.18% above avgNationally 2.91%
Details

Rate History
1 change since Sep 14, 2026 · 3.83% → 4.06% ▲ 0.23 pts · high 4.06% / low 3.83%
3.33%3.95%4.56%Sep 14, 2026: 3.83% APYOct 8, 2026: 4.06% APYSep 14, 2026Oct 14, 2026
  • Oct 8, 20264.06%▲ from 3.83%
  • Sep 14, 20263.83%first recorded
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
60 Month CD or IRA - Jumbo
$500
4.04% ▲ 1.16% above Kansas avg
View
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.88%▲ 1.16% above avgNationally 2.91%
Details

Jumbo

Rate History
No change since Sep 24, 2026 · 4.04% APY · checked 5 times
3.54%4.04%4.54%Sep 24, 2026: 4.04% APYSep 24, 2026Oct 14, 2026
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
60 Month Certificate of Deposit
$1,000
4.00% ▲ 1.12% above Kansas avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.88%▲ 1.12% above avgNationally 2.91%
Details

Rate History
No change since Oct 7, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 7, 2026: 4.00% APYOct 7, 2026Oct 14, 2026
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
60 Month IRA Certificate
$1,000
4.00% ▲ 1.12% above Kansas avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Kansas Average2.88%▲ 1.12% above avgNationally 2.91%
Details

Rate History
1 change since Oct 2, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
3.25%3.88%4.50%Oct 2, 2026: 3.75% APYOct 7, 2026: 4.00% APYOct 2, 2026Oct 14, 2026
  • Oct 7, 20264.00%▲ from 3.75%
  • Oct 2, 20263.75%first recorded
Mutual Savings Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
5 Year Certificate
$2,000
4.00% ▲ 1.12% above Kansas avg
View
▼
Rate3.94%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Kansas Average2.88%▲ 1.12% above avgNationally 2.91%
Details

Rate History
1 change since Sep 24, 2026 · 3.50% → 4.00% ▲ 0.50 pts · high 4.00% / low 3.50%
3.00%3.75%4.50%Sep 24, 2026: 3.50% APYOct 8, 2026: 4.00% APYSep 24, 2026Oct 14, 2026
  • Oct 8, 20264.00%▲ from 3.50%
  • Sep 24, 20263.50%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
5 Year ESA Long-Term Certificate
$100,000
3.90% ▲ 1.02% above Kansas avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Kansas Average2.88%▲ 1.02% above avgNationally 2.91%
Details

Balance: $100,000 and over; Long-Term Certificate Rates(Share, IRA, ESA)

Rate History
No change since Sep 30, 2026 · 3.90% APY · checked 3 times
3.40%3.90%4.40%Sep 30, 2026: 3.90% APYSep 30, 2026Oct 14, 2026
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Top CD Rates from Overland Park, Kansas Institutions

Highest verified APYs available today, updated October 13, 2026

B Top 5 Bank Rates
Academy Bank
18-Month Certificate of Deposit
A+ 5.0 ★ TX: 5.08%
Min: $500
4.40%
Community National Bank Seneca, KS
12 Month CD Special
A 4.9 ★ TX: 9.62%
Min: $1,000
4.27%
Argentine Federal Savings
12 Month CD
A 5.0 ★ TX: 12.38%
Min: $1,000
4.25%
First Bank Creve Coeur, MO
18-Month Variable Rate IRA
A+ 5.0 ★ TX: 2.49%
Min: $0
4.17%
First Federal Bank of Kansas City
36-Month CD
A+ 5.0 ★ TX: 3.50%
Min: $0
4.15%
CU Top 5 Credit Union Rates
CommunityAmerica Credit Union
24 Month IRA Certificate
Min: $0
4.10%
Public Safety Credit Union
1 Year Share Certificate
A+ 5.0 ★ TX: 2.02%
Min: $500
3.90%
Mazuma Credit Union
18 Month Premier CD
A 5.0 ★ TX: 8.70%
Min: $25,000
3.85%
Baxter Credit Union
18-month term
A 5.0 ★ TX: 6.31%
Min: $0
3.80%
B&V Credit Union
Share Certificate - 24 Month
A+ 5.0 ★ TX: 1.37%
Min: $2,000
3.75%
Rates verified October 13, 2026 . Click an institution name to view its full profile, safety ratings, and all CD terms.
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Overland Park, KS CD Rate Trends

Compare local Overland Park, KS CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.

View Full Kansas CD Trends
12-Month CD KS Avg
3.006%
Unchanged vs 7 days ago

Kansas 12-month CD rates currently average 3.006% APY based on data from institutions in our monitoring network.

6-Month CD KS Avg
2.726%
▼ 0.038 vs 7 days ago

Kansas 6-month CD rates fell 0.038 points over the past 7 days to 2.726% APY.

As of Oct 14, 2026 • Rate data sourced from 8,500+ monitored institutions

KS CD Rate Forecast, Next 12 Months

Where are Kansas CD rates headed through October 2027?

Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.

KS 12-Month Avg APY
3.006%
6-Month Forecast
3.006%
Range: 2.81%, 3.16%
12-Month Forecast
3.256%
Range: 3.06%, 3.41%

Data inputs: The central forecast assumes the Federal Reserve holds the federal funds rate at its current level, with one 25 basis point increase priced into the later months, consistent with CME FedWatch and Federal Reserve dot-plot projections. A spread model maps the relationship between the fed funds rate and the Kansas average 12-month CD APY in our database.

Spread model: The Kansas 12-month CD average currently trades 1.37% below the fed funds midpoint. This spread is applied to the projected fed funds path to generate the central forecast.

Confidence bounds: Upper bound adds +0.15% (an additional Fed increase, deposit competition stays high). Lower bound subtracts 0.20% (the Fed stays on hold and competition eases).

Limitations: Model-based estimates only, not guarantees. Verify current rates directly with institutions before making financial decisions.

Powered by MonitorBankRates

What Your Savings Earn at KS CD Rates Today

Annual interest earnings at today’s Kansas average APYs. State average used where available; national average as fallback.

CD Term KS Avg APY $5,000 $10,000 $25,000 $50,000
3-Month CD 1.968% $98.38 $196.76 $491.90 $983.80
6-Month CD 2.726% $136.30 $272.60 $681.50 $1,363.00
12-Month CD 3.006% $150.32 $300.64 $751.60 $1,503.20
18-Month CD 2.772% $138.61 $277.22 $693.05 $1,386.10
24-Month CD 2.772% $138.60 $277.19 $692.98 $1,385.95
36-Month CD 2.776% $138.79 $277.58 $693.95 $1,387.90
48-Month CD 2.706% $135.32 $270.64 $676.60 $1,353.20
60-Month CD 2.880% $143.99 $287.98 $719.95 $1,439.90
Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of October 13, 2026.
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Sample CD Ladder for Overland Park, Kansas Savers

$25,000 split equally across 5 terms using today’s Kansas average rates. As each CD matures, reinvest at the 36-month rung.

Build Your Ladder
Rung Term Deposit KS Avg APY Annual Earnings
1 3-Month CD $5,000 1.968% $98.38
2 6-Month CD $5,000 2.726% $136.30
3 12-Month CD $5,000 3.006% $150.32
4 24-Month CD $5,000 2.772% $138.60
5 36-Month CD $5,000 2.776% $138.79
Total ($25,000 invested) $25,000 2.650% blended $662.39/yr

Ladder example uses equal $5,000 rungs and Kansas average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.

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1,252
CD Rates
Tracked in Overland Park, Kansas
75 Banks 44 Credit Unions

About Our Overland Park, Kansas CD Rate Database

MonitorBankRates tracks 1,252 CD rates from 75 banks and 44 credit unions with locations in Overland Park, Kansas, plus national online institutions available to Kansas residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1 to 5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.

Current top rate: Academy Bank offers a CD at 4.40% APY with a minimum deposit of $500. Use the rate table above to compare all current offers in Overland Park, Kansas.

How to Find the Best CD Rates in Overland Park, Kansas

What to compare when shopping for a CD in Overland Park, Kansas

To find the best APYs in Overland Park, Kansas, start with credit unions and online-only banks: Overland Park, Kansas has 44 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.

Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.

Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.

When a CD Makes Sense in Overland Park, Kansas

  • You have a planned expense coming up and want your savings to earn while you wait
  • You expect rates to fall and want to lock in today’s rate
  • You want FDIC or NCUA protection with a guaranteed fixed return
  • You prefer banking with an institution that has a local branch in Overland Park, Kansas: 119 institutions here report CD rates

Consider an Alternative If…

Overland Park, Kansas Financial Snapshot

Local demographics and economic context for CD savers. Source: U.S. Census Bureau ACS 2024

Population 65+
16.5%
National avg: 17.3%
Median Individual Earnings
$59,595
National avg: $47,340
Poverty Rate
5.6%
National avg: 11.1%
Unemployment Rate
3.6%
National avg: 4.8%
CD Earnings on 10% of Salary
$179/yr
At KS 12-mo avg 3.006% APY

16.5% of residents are 65 or older, below the national average of 17.3%; a low unemployment rate of 3.6% reflects a strong local economy. At today’s KS 12-month CD average of 3.006%, saving 10% of the local median salary ($5,959/year) and putting it in a CD would earn an additional $179 annually in interest.

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.

CD Rates vs. Other Savings Options in Overland Park, Kansas

What to compare when choosing between a CD and other deposit accounts

Feature CD High-Yield Savings Money Market 6-Month CD
Rate Type Fixed APY Variable APY Variable APY Fixed APY
Liquidity Locked for term Anytime Anytime Locked 6 months
Early Withdrawal Penalty (months of interest) None None Penalty (90 to 180 days interest)
FDIC / NCUA Insured Yes (up to $250K) Yes (up to $250K) Yes (up to $250K) Yes (up to $250K)
Check / Debit Access No Usually no Often yes No
Best For Known savings goal, CD ladder Emergency fund, flexible savings Liquid savings with check-writing Slightly higher yield, less urgency

How Certificates of Deposit Work in Overland Park, Kansas

A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Overland Park, Kansas typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Overland Park, Kansas as everywhere in the U.S.

Choosing a CD Term in Overland Park, Kansas

The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Overland Park, Kansas savers easier access to their funds. For example, Argentine Federal Savings is offering its 6 Month CD at 4.15% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, CommunityAmerica Credit Union is offering its 60 Month Business Certificate at 3.95% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.

CD Risk and Safety for Overland Park, Kansas Savers

CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Overland Park, Kansas saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.

How CD Interest Is Paid in Overland Park, Kansas

Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Overland Park, Kansas CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.

Fixed vs. Variable CD Rates in Overland Park, Kansas

Most CDs carry a fixed rate that is locked for the entire term, protecting a Overland Park, Kansas depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.

Frequently Asked Questions about CD Rates in Overland Park, Kansas

Are CD rates in Overland Park, Kansas FDIC insured?

Yes, most established banks in Overland Park, Kansas are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Overland Park, Kansas?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Overland Park, Kansas.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty, typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit, traditionally $100,000 or more. In exchange, banks in Overland Park, Kansas may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates, for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Overland Park, Kansas?

Here are recent top rates found for this area:
  • Academy Bank: 4.40% APY (18-Month Certificate of Deposit)
  • Community National Bank Seneca, KS: 4.27% APY (12 Month CD Special)
  • Argentine Federal Savings: 4.25% APY (12 Month CD)
  • First Bank Creve Coeur, MO: 4.17% APY (18-Month Variable Rate IRA)
  • First Federal Bank of Kansas City: 4.15% APY (36-Month CD)
  • CommunityAmerica Credit Union: 4.10% APY (24 Month IRA Certificate)
  • Midwest Heritage Bank: 4.04% APY (6 Month CD Options)
  • Brilliant Bank: 4.00% APY (3-Month CD)
  • CIT Bank: 4.00% APY (1-Year CD)
  • Public Safety Credit Union: 3.90% APY (1 Year Share Certificate)
Rates reflect recent verified offers available in Overland Park, Kansas. Last Updated: October 13, 2026

Overland Park, Kansas CD Calculator

See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY, or click any current Overland Park, Kansas rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.

Interest at Maturity
$0
Ending Balance
$0
Matures

Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30 to 180 days of interest. Estimates are for informational purposes only.

Top Overland Park, Kansas CD Rates by Term

Verified October 13, 2026 · click a rate to use its term and APY
Highest verified APY per term available in Overland Park, Kansas. Averages shown use the Kansas state average where available, national otherwise. See the full rate tables above for all offers.

CD Calculators for Overland Park, Kansas

Overland Park, Kansas CD Calculator

At today’s KS top rate of 4.40% APY, a $10,000 deposit earns $440 in the first year. Enter your amount to see your exact return.

Overland Park, Kansas CD Ladder

KS CD rates currently range from 1.968% (3-month) to 2.776% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.

Early Withdrawal Penalty

Before locking into a Overland Park, Kansas CD at 4.40% APY, know your exit cost. Most institutions charge 90 to 180 days of interest. Calculate your real net return if you need early access.

CD vs. High-Yield Savings

Kansas’s average 12-month CD is 3.006% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Overland Park, Kansas CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Overland Park, Kansas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Overland Park, Kansas. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in KS.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: October 13, 2026

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