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CD Rates Solomons, Maryland (MD) for April 2026

Content reviewed by
Brian McKay Brian McKay
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Brian McKay

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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | CD Rates Last Updated and Verified: April 5, 2026

Current Solomons, Maryland CD rates include Tower Federal Credit UnionTower Federal Credit UnionA+5.0 ★Texas Ratio: 1.36% offering Regular IRA Share Certificates 1 year at 4.50% APY, U S POSTAL SERVICEU S POSTAL SERVICEA+5.0 ★Texas Ratio: 2.27% offering IRA Certificates 1 Year Starter Add-On at 4.25% APY, USALLIANCEUSALLIANCEB4.5 ★Texas Ratio: 21.07% offering 18 Month Certificate at 4.10% APY, Ukrainian Selfreliance Federal Credit UnionUkrainian Selfreliance Federal Credit UnionA+5.0 ★Texas Ratio: 1.47% offering 6 Month Certificate at 4.08% APY, and Vantage Point Federal Credit UnionVantage Point Federal Credit UnionA5.0 ★Texas Ratio: 6.90% offering Share & IRA Share Certificate (60 month term) at 3.97% APY. CD rates as of April 5, 2026 according to verified data from MonitorBankRates.

Solomons is a smaller community with no bank or credit union branches currently in our database. 186 institutions serving the Maryland area are available to Solomons residents, with CD rates as high as 4.50% APY from Tower Federal Credit Union. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 5, 2026

Compare Best CD Rates in Solomons, Maryland & the Surrounding Area

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
3 Month Regular Certificates
$0
3.80%
View
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Woori America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
WooriWON 3-month CD
$1,000
3.70%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Online Only

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
3 Month Share Certificate
$0
2.94%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
3 Month Certificate
$0
2.27%
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Early Withdrawal Penalty: 1 month interest

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
3 Month Share Certificate - Traditional IRA or Roth IRA
$250,000
1.70%
View
▼
Rate—
Min Deposit$250,000
Min Balance—
UpdatedApr 5, 2026
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
3 Month Choice CD
$250
1.00%
View
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details

Relationship APY

Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
Regular and Special Share Certificates 3 month
$500
0.95%
View
▼
Rate0.95%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Certificate of Deposit 3-Month
$0
0.70%
View
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
3-month term Standard CDs
$0
0.60%
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

F&M Bank Upperco, MD
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
3 month Certificate of Deposit (Consumer & Commercial), IRA Accounts
$500
0.35%
View
▼
Rate0.35%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Presidential Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
90 Day CD
$1,000
0.10%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
6 Month Certificate
$0
4.08%
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Early Withdrawal Penalty: 1 month interest

EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
6 Month CD
$1,000
3.95%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
6 Month Regular & IRA Certificates
$0
3.80%
View
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Harford Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.55%
6 Month Certificate
$1,000
3.70%
View
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Arundel Federal Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.48%
6-Month CD
$0
3.65%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
6 Month Bonus Certificates
$0
3.60%
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.35%
Regular Share, Youth and IRA Certificates 6-Month
$300
3.50%
View
▼
Rate3.46%
Min Deposit$300
Min Balance—
UpdatedApr 5, 2026
Details

Jarrettsville Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
6 Month CD
$2,500
3.30%
View
▼
Rate3.25%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details

Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
Share & IRA Share Certificates (6 month term)
$0
3.14%
View
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
6 Month Certificates - (Business)
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.05%
6 Month Certificate
$500
2.78%
View
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Jumbo Fixed Rate Share Certificates 6-month
$0
2.60%
View
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
Youth Savings 6 Month Certificate
$25
2.50%
View
▼
Rate2.47%
Min Deposit$25
Min Balance—
UpdatedApr 5, 2026
Details

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
6 Month Share Certificate
$250,000
2.25%
View
▼
Rate—
Min Deposit$250,000
Min Balance—
UpdatedApr 5, 2026
Details

Homewood Federal SB
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
6 Month Certificate of Deposit
$500
2.00%
View
▼
Rate1.97%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

BayVanguard Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
4 - 6 Month Certificate of Deposit
$0
1.51%
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
Regular and Special Share Certificates 6 month
$500
1.35%
View
▼
Rate1.34%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6-month term Regular CDs
$0
1.25%
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
6 Month - Certificate
$1,000
0.75%
View
▼
Rate0.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Certificate of Deposit 6-Month
$0
0.70%
View
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

POCU of Maryland
Institution Rating:
A+5.0 ★
6-Month Term Regular & IRA Certificates
$0
0.60%
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

F&M Bank Upperco, MD
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
6 month Certificate of Deposit (Consumer & Commercial), IRA Accounts
$500
0.45%
View
▼
Rate0.45%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
6-month automatic saver CD
$500
0.01%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
Regular IRA Share Certificates 1 year
$500
4.50%
View
▼
Rate4.40%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
IRA Certificates 1 Year Starter Add-On
$0
4.25%
View
▼
Rate4.18%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
12 Month Certificate
$0
4.05%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
12 Month CD
$1,000
3.95%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
12 Month Bonus Certificates
$0
3.89%
View
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
1 Year Regular & IRA Certificates
$0
3.80%
View
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
1-Year Share Certificate
$0
3.76%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
12 Month Certificates
$0
3.75%
View
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Forbright
Institution Rating:
A-5.0 ★Texas Ratio: 15.52%
12 Month Certificate of Deposit
$1,000
3.65%
View
▼
Rate3.59%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
12 Month Certificate
$0
3.56%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Early Withdrawal Penalty: 3 months interest

WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.05%
12 Month Certificate
$500
3.55%
View
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
12 Month Certificate
$0
3.45%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
12 Month Certificates - (Business)
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Presidential Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
1 Year CD
$1,000
3.25%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Jumbo Fixed Rate Share Certificates 12-month
$0
3.15%
View
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Central Credit Union of Maryland
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
1 Year Certificate of Deposit
$500
3.04%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

IBEW 26 Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
12 Month Share Certificate
$1,000
3.04%
View
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
Regular, IRA, & ESA Certificate 12 Month Accumulator
$0
2.60%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

The Bank of Glen Burnie
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
Fixed Rate 12 Month IRA Certificates
$250
2.53%
View
▼
Rate2.50%
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
12 Month Share Certificate - Traditional IRA or Roth IRA
$250,000
2.35%
View
▼
Rate—
Min Deposit$250,000
Min Balance—
UpdatedApr 5, 2026
Details

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
1 Year - Certificate or IRA Certificate
$1,000
1.76%
View
▼
Rate1.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

BayVanguard Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
7 - 12 Month Certificate of Deposit
$0
1.51%
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
12 Month Term Share Certificates (CDs)
$0
1.50%
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Dividends are compounded monthly and paid monthly or on maturity. Minimum balance of $1,000 is required to open and maintain a certificate account. Once a certificate is opened, no additions can be made until maturity. Early Withdrawal Penalty - The penalty we may impose is 5% of the amount withdrawn. The APYs assume that dividends are retained in the certificate.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
12-month term Standard CDs
$0
1.40%
View
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Cecil Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.62%
1-Year CD
$500
1.16%
View
▼
Rate1.15%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

F&M Bank Upperco, MD
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
12 month Certificate of Deposit (Consumer & Commercial), IRA Accounts
$500
1.00%
View
▼
Rate0.99%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

POCU of Maryland
Institution Rating:
A+5.0 ★
12-Month Term Regular & IRA Certificates
$0
0.80%
View
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Certificate of Deposit 12-Month
$0
0.70%
View
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
1-year convertible CD
$500
0.01%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Qualifying balance up to $49,000.00

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
18 Month Certificate
$0
4.10%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
18 Month CD
$1,000
3.80%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

CFG Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.06%
18 Month CD Online and In Branch
$500
3.70%
View
▼
Rate3.64%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

No additional deposits after initial deposit

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
Youth Month Certificate Special - 18 Month Term
$100
3.69%
View
▼
Rate3.64%
Min Deposit$100
Min Balance—
UpdatedApr 5, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
IRA Variable-Rate Certificate 18-month term
$50
3.66%
View
▼
Rate3.60%
Min Deposit$50
Min Balance—
UpdatedApr 5, 2026
Details

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
18 Month Certificate
$0
3.65%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Homewood Federal SB
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
18 Month Certificate of Deposit
$500
3.60%
View
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
18 Month Certificate
$0
3.56%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Early Withdrawal Penalty: 3 months interest

Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
Regular and Special Share Certificates 18 month
$500
3.55%
View
▼
Rate3.49%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
18-Month Certificates - (Share, IRA) Better Rewards
$0
3.45%
View
▼
Rate3.39%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
18-month term
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Harford Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.55%
18 Month Certificate
$1,000
3.25%
View
▼
Rate3.21%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
18 Month IRA Mini-Jumbo Term Certificates
$50,000
3.15%
View
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details

WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.05%
18 Month Certificate
$500
3.03%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

The Bank of Glen Burnie
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
18 Month IRA Certificates
$250
2.53%
View
▼
Rate2.50%
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
18 Month Share Certificate - Traditional IRA or Roth IRA
$0
2.45%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Cecil Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.62%
IRA(18-Month term/ min.)
$100
1.16%
View
▼
Rate1.15%
Min Deposit$100
Min Balance—
UpdatedApr 5, 2026
Details

$100

POCU of Maryland
Institution Rating:
A+5.0 ★
18-Month Term Regular & IRA Certificates
$0
1.05%
View
▼
Rate1.04%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
18 Month Choice CD
$0
1.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Relationship APY

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Certificate of Deposit 18-Month
$0
0.95%
View
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

F&M Bank Upperco, MD
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
18 month Certificate of Deposit (Consumer & Commercial), IRA Accounts
$500
0.50%
View
▼
Rate0.50%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
Regular IRA Share Certificates 2 year
$500
4.40%
View
▼
Rate4.31%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
24 Month Certificate
$0
3.95%
View
▼
Rate3.87%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Rate Special

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
24 Month CD
$0
3.85%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
24 Month Bonus Certificates
$0
3.75%
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
2-year term
$500
3.71%
View
▼
Rate3.65%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
24 Month Certificate
$0
3.61%
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Early Withdrawal Penalty: 3 months interest

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
2 Year Regular & IRA Certificates
$0
3.60%
View
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
Share & IRA Share Certificates (24 month term)
$0
3.56%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Forbright
Institution Rating:
A-5.0 ★Texas Ratio: 15.52%
24 Month Certificate of Deposit
$1,000
3.50%
View
▼
Rate3.44%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
24-Month Certificates - (Share, IRA) Better Rewards
$0
3.35%
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Jumbo Fixed Rate Share Certificates 24-month
$0
3.10%
View
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.05%
24 Month Certificate
$500
3.03%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Harford Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.55%
24 Month Certificate
$1,000
3.00%
View
▼
Rate2.97%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
2 Year - Certificate or IRA Certificate
$1,000
2.78%
View
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Presidential Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
2 Year CD
$1,000
2.75%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
24 Month Share Certificate - Traditional IRA or Roth IRA
$100,000
2.70%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
24-month term Standard CDs
$0
2.60%
View
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

F&M Trust Company of Chambersburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
24-month CD
$25,000
2.25%
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 5, 2026
Details

Certain new money restrictions apply.

Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
24 Month Term Share Certificates (CDs)
$0
2.00%
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Dividends are compounded monthly and paid monthly or on maturity. Minimum balance of $1,000 is required to open and maintain a certificate account. Once a certificate is opened, no additions can be made until maturity. Early Withdrawal Penalty - The penalty we may impose is 5% of the amount withdrawn. The APYs assume that dividends are retained in the certificate.

BayVanguard Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
13 - 24 Month Certificate of Deposit
$0
1.51%
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Cecil Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.62%
1 1/2-Year CD
$500
1.16%
View
▼
Rate1.15%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
CDs and IRAs 2 Year
$0
1.15%
View
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

POCU of Maryland
Institution Rating:
A+5.0 ★
24-Month Term Regular & IRA Certificates
$0
1.13%
View
▼
Rate1.12%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
24 Month Certificate of Deposit
$250
1.00%
View
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details

Relationship APY

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Certificate of Deposit 24-Month
$0
0.95%
View
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

F&M Bank Upperco, MD
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
24 month Certificate of Deposit (Consumer & Commercial), IRA Accounts
$500
0.50%
View
▼
Rate0.50%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
Regular IRA Share Certificates 3 year
$500
4.10%
View
▼
Rate4.02%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
36 Month Certificate
$0
3.95%
View
▼
Rate3.87%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Rate Special

Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
Share & IRA Share Certificates (36 month term)
$0
3.76%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
36 Month Bonus Certificates
$0
3.71%
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.35%
Regular Share, Youth and IRA Certificates 36-Month
$300
3.70%
View
▼
Rate3.65%
Min Deposit$300
Min Balance—
UpdatedApr 5, 2026
Details

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
36 Month Certificate
$0
3.66%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Early Withdrawal Penalty: 3 months interest

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
36 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.65%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
3 Year Regular & IRA Certificates
$0
3.60%
View
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
IRA Variable-Rate Certificate 3-year term
$50
3.56%
View
▼
Rate3.50%
Min Deposit$50
Min Balance—
UpdatedApr 5, 2026
Details

Point Breeze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
36 Month Jumbo CD
$10,000
3.50%
View
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 5, 2026
Details

CFG Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.06%
36 Month CD Online and In Branch
$500
3.35%
View
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

No additional deposits after initial deposit

Forbright
Institution Rating:
A-5.0 ★Texas Ratio: 15.52%
36 Month Certificate of Deposit
$1,000
3.25%
View
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
36 Month Certificate
$0
3.20%
View
▼
Rate3.16%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
36-Month Certificates - (Share, IRA) Better Rewards
$0
3.15%
View
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Jumbo Fixed Rate Share Certificates 36-month
$0
3.10%
View
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.05%
36 Month Certificate
$500
3.03%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
36-month term Standard CDs
$0
2.75%
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Homewood Federal SB
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
36 Month Certificate of Deposit
$500
2.60%
View
▼
Rate2.54%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Harford Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.55%
36 Month Certificate
$1,000
2.55%
View
▼
Rate2.53%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
3 Year - Certificate or IRA Certificate
$1,000
2.52%
View
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Presidential Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
3 Year CD
$1,000
2.50%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

F&M Trust Company of Chambersburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
36-month CD
$25,000
2.45%
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 5, 2026
Details

Certain new money restrictions apply.

BayVanguard Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
36 Month (Bump-Up) Certificate of Deposit
$0
2.02%
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
36 Month Term Share Certificates (CDs)
$0
2.00%
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Dividends are compounded monthly and paid monthly or on maturity. Minimum balance of $1,000 is required to open and maintain a certificate account. Once a certificate is opened, no additions can be made until maturity. Early Withdrawal Penalty - The penalty we may impose is 5% of the amount withdrawn. The APYs assume that dividends are retained in the certificate.

The Bank of Glen Burnie
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
36 Month IRA Certificates
$250
1.26%
View
▼
Rate1.25%
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details

Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
CDs and IRAs 3 Year
$0
1.25%
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

POCU of Maryland
Institution Rating:
A+5.0 ★
36-Month Term Regular & IRA Certificates
$0
1.19%
View
▼
Rate1.18%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Cecil Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.62%
3-Year CD
$500
1.16%
View
▼
Rate1.15%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Certificate of Deposit 36-Month
$0
1.01%
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
3 Year Certificate of Deposit
$250
1.00%
View
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details

Relationship APY

Peoples Bank Chestertown, MD
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
36 Month Peoples Choice Certificate
$0
0.45%
View
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

(1 optional rate increase available)

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
4 year Mini-Jumbo IRA Share Certificates
$20,000
4.30%
View
▼
Rate4.21%
Min Deposit$20,000
Min Balance—
UpdatedApr 5, 2026
Details

USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
48 Month Certificate
$0
3.95%
View
▼
Rate3.87%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
Share & IRA Share Certificates (48 month term)
$0
3.87%
View
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.35%
Regular Share, Youth and IRA Certificates 48-Month
$300
3.80%
View
▼
Rate3.75%
Min Deposit$300
Min Balance—
UpdatedApr 5, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
48 Month Bonus Certificates
$0
3.76%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Fixed-Rate Jumbo 4-year term
$100,000
3.66%
View
▼
Rate3.60%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
48 Month Certificates
$0
3.60%
View
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
4 Year Regular & IRA Certificates
$0
3.55%
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
48 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.30%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
48 Month Certificate
$0
3.25%
View
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Jumbo Fixed Rate Share Certificates 48-month
$0
3.05%
View
▼
Rate3.02%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
48-month term Standard CDs
$0
2.90%
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Jarrettsville Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
48 Month CD/IRA
$500
2.75%
View
▼
Rate2.71%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
4 Year - Certificate or IRA Certificate
$1,000
2.42%
View
▼
Rate2.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

The Bank of Glen Burnie
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
48 Month IRA Certificates
$250
1.51%
View
▼
Rate1.50%
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details

Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
CDs and IRAs 4 Year
$0
1.35%
View
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Cecil Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.62%
4-Year CD
$500
1.16%
View
▼
Rate1.15%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Certificate of Deposit 48-Month
$0
1.01%
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
5 year Mini-Jumbo IRA Share Certificates
$20,000
4.35%
View
▼
Rate4.26%
Min Deposit$20,000
Min Balance—
UpdatedApr 5, 2026
Details

Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
Share & IRA Share Certificate (60 month term)
$0
3.97%
View
▼
Rate3.90%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
60 Month Certificate
$0
3.95%
View
▼
Rate3.87%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
60 Month Certificate
$0
3.92%
View
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Early Withdrawal Penalty: 6 months interest

Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.35%
Regular Share, Youth and IRA Certificates 60-Month
$300
3.80%
View
▼
Rate3.75%
Min Deposit$300
Min Balance—
UpdatedApr 5, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
60 Month Bonus Certificates
$0
3.76%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Fixed-Rate Jumbo 5-year term
$100,000
3.61%
View
▼
Rate3.55%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
60 Month Certificates
$0
3.60%
View
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
5 Year Regular & IRA Certificates
$0
3.55%
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
60 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.35%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
60 Month Certificate
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Forbright
Institution Rating:
A-5.0 ★Texas Ratio: 15.52%
60 Month Certificate of Deposit
$1,000
3.25%
View
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
60-month term Standard CDs
$0
3.10%
View
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Jumbo Fixed Rate Share Certificates 60-month
$0
3.05%
View
▼
Rate3.02%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Jarrettsville Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
60 Month CD/IRA
$500
2.85%
View
▼
Rate2.81%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
60 Month IRA Mini-Jumbo Term Certificates
$50,000
2.80%
View
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details

Homewood Federal SB
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
60 Month Certificate of Deposit
$500
2.75%
View
▼
Rate2.69%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

F&M Trust Company of Chambersburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
60-month CD
$1,000
2.55%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Certain new money restrictions apply.

BayVanguard Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
60 Month Certificate of Deposit
$0
2.53%
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Presidential Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
5 Year CD
$1,000
2.50%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
5 Year - Certificate or IRA Certificate
$1,000
2.42%
View
▼
Rate2.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

The Bank of Glen Burnie
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
60 Month IRA Certificates
$250
1.76%
View
▼
Rate1.75%
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details

Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
CDs and IRAs 5 Year
$0
1.51%
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Cecil Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.62%
5-Year CD
$500
1.16%
View
▼
Rate1.15%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Certificate of Deposit 60-Month
$0
1.01%
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
5 Year Choice CD
$250
1.00%
View
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details

Relationship APY

F&M Bank Upperco, MD
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
60 month Certificate of Deposit (Consumer & Commercial), IRA Accounts
$500
0.60%
View
▼
Rate0.60%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Solomons, MD CD Rate Trends

Compare local Solomons, MD CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Maryland CD Trends →
12-Month CD — MD Avg
3.019%
▲ 0.029 vs 7 days ago

Maryland 12-month CD rates rose 0.029 points over the past 7 days to 3.019% APY.

6-Month CD — MD Avg
2.938%
▲ 0.007 vs 7 days ago

Maryland 6-month CD rates rose 0.007 points over the past 7 days to 2.938% APY.

As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about CD Rates in Solomons, Maryland

Are CD rates in Solomons, Maryland FDIC insured?

Yes, most established banks in Solomons, Maryland are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Solomons, Maryland?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Solomons, Maryland.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Solomons, Maryland may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Solomons, Maryland?

Here are recent top rates found for this area:
  • Tower Federal Credit Union: 4.50% APY (Regular IRA Share Certificates 1 year)
  • U S POSTAL SERVICE: 4.25% APY (IRA Certificates 1 Year Starter Add-On)
  • USALLIANCE: 4.10% APY (18 Month Certificate)
  • Ukrainian Selfreliance Federal Credit Union: 4.08% APY (6 Month Certificate)
  • Vantage Point Federal Credit Union: 3.97% APY (Share & IRA Share Certificate (60 month term))
  • EagleBank: 3.95% APY (6 Month CD)
  • Northrop Grumman Federal Credit Union: 3.89% APY (12 Month Bonus Certificates)
  • Democracy Federal Credit Union: 3.85% APY (24 Month CD)
  • Mid-Atlantic Federal Credit Union: 3.80% APY (1 Year Regular & IRA Certificates)
  • Freedom Of Maryland Federal Credit Union: 3.80% APY (Regular Share, Youth and IRA Certificates 48-Month)
Rates reflect recent verified offers available in Solomons, Maryland. Last Updated: April 5, 2026

CD Calculators

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Methodology & Data Sources

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Solomons, Maryland directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Solomons, Maryland. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in MD.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 5, 2026

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