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CD Rates Lee, Massachusetts (MA) for April 2026

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Brian McKay Brian McKay
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | CD Rates Last Updated and Verified: April 11, 2026

Current Lee, Massachusetts CD rates include Lee BankLee Bank75 Park St, Lee, MA 01238A+5.0 ★Texas Ratio: 4.10% offering 3 MONTH Certificates of Deposit (CDs) at 2.75% APY, Middlesex Federal SavingsMiddlesex Federal SavingsA+5.0 ★Texas Ratio: 0.50% offering IRA 18 Month Variable Rate Certificate at 4.59% APY, USALLIANCEUSALLIANCEB4.5 ★Texas Ratio: 21.07% offering 18 Month Certificate at 4.10% APY, River Works Credit UnionRiver Works Credit UnionA5.0 ★Texas Ratio: 7.57% offering 6 Month Certificate of Deposit at 4.07% APY, and Institution for SavingsInstitution for SavingsA+5.0 ★Texas Ratio: 0.11% offering 24-MONTH CD at 4.05% APY. CD rates as of April 11, 2026 according to verified data from MonitorBankRates.

Lee has 7 local institutions in our database, with CD rates as high as 2.75% APY from Lee Bank at 75 Park St, Lee, MA 01238. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Massachusetts area. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 11, 2026

Compare Best CD Rates in Lee, Massachusetts & the Surrounding Area

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Lee Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
75 Park St, Lee, MA 01238
3 MONTH Certificates of Deposit (CDs)
$500
2.75%
View
▼
Rate2.68%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

River Works Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
3 Month Certificate of Deposit
$500
3.90%
View
▼
Rate3.83%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

MutualOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
3 Month CD
$500
3.87%
View
▼
Rate3.80%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

1,2

Needham Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
3 Month Certificate of Deposit
$1,000
3.80%
View
▼
Rate3.73%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
3 Month CD/IRA
$500
3.79%
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
3 Month Share Certificate
$0
3.75%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

*APY: Annual Percentage Yield

Members Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
3 month CD
$500
3.64%
View
▼
Rate3.58%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Wrentham Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month Certificate of Deposit
$0
3.60%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Middlesex Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
3 Month Certificate of Deposit
$0
3.30%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

*Annual Percentage Yield

Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
3 Month Certificates of Deposit
$500
3.25%
View
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Bank5 Connect
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
3 Month CD
$500
3.20%
View
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Marblehead Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
3 Month Certificates of Deposit
$0
2.50%
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Charles River Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
3 Month CD
$0
2.25%
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

600 Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.85%
3 month CD
$2,500
1.75%
View
▼
Rate1.75%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
3 Month Choice CD
$250
1.00%
View
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedApr 11, 2026
Details

Relationship APY

Walpole Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
3 Month Certificate
$2,500
0.95%
View
▼
Rate0.95%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details

Webster First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
3 Month Certificate
$0
0.76%
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

St Marys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
3 Month Certificate
$500
0.65%
View
▼
Rate0.64%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
3-month term Certificates (CDs)
$0
0.60%
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
90 Day Certificate
$0
0.41%
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Seamens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
3 Month CD
$0
0.25%
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Luso American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
90 Day Certificates of Deposit
$0
0.20%
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

IC Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.06%
3-Month Term
$0
0.10%
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Monson Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
Certificates of Deposit (CDs)3 month
$1,000
0.05%
View
▼
Rate0.05%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Webster Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
3 Month Personal CDs
$500
0.01%
View
▼
Rate0.01%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Lee Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
75 Park St, Lee, MA 01238
6 MONTH Certificates of Deposit (CDs)
$500
2.75%
View
▼
Rate2.68%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

River Works Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
6 Month Certificate of Deposit
$500
4.07%
View
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Leader Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
6-Month CD
$0
4.05%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Shrewsbury Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
6 Month Certificate
$0
4.02%
View
▼
Rate3.95%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Everett Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
6-Month CD
$500
4.00%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Walpole Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
6 Month Certificate
$2,500
3.95%
View
▼
Rate3.88%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details

Winchester Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
6 Month Business Term Deposit Certificates (TDC)
$0
3.90%
View
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Mass Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Certificate Special 6-month
$0
3.85%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Methuen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
6 Month Certificate of Deposit (CDs) (Available as IRA CD)
$1,000
3.81%
View
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
6 Month Certificate
$0
3.80%
View
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

UKRAINIAN SELFRELIANCE NEW ENGLAND
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Certificate and IRA Certificates 6 Month
$0
3.79%
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Eastern Bank
Institution Rating:
A+5.0 ★
6 Month CD
$2,500
3.75%
View
▼
Rate3.72%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details

Direct Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
6 Month Certificate
$0
3.70%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

New Money Only

St Marys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
6 Month Certificate
$500
3.65%
View
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Millbury National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
6 Month CD
$500
3.63%
View
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

ACU Athol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
Certificate (CDs) / IRA 6 Month
$0
3.61%
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Colonial Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificate of Deposit 6 Month
$0
3.60%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

UMassFive College Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.35%
Term Deposit Savings 6 Month Terms
$0
3.55%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Co-op Points boost your rate!

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
6 Month Share Certificates - Tier 1
$500
3.53%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

All Share Certificates post dividends at maturity.; 2 Month Dividend Penalty for early withdrawal on Certificates with a terms of 12 months or under.; 3 Month Dividend Penalty for early withdrawal on Certificates with a terms greater than 12 months.; Tier level determined by opening deposit, not subject to change prior to dividend posting.

Marblehead Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
6 Month Certificates of Deposit
$0
3.51%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Webster Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
6 Month Personal CDs
$500
3.50%
View
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Seamens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
6 Month CD
$0
3.40%
View
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Worcester Police Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
6 Month CD
$0
3.39%
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

LIMITED TIME ONLY

Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
6 Month Certificates of Deposit
$500
3.25%
View
▼
Rate3.22%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Fidelity Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
6-Month CD/IRA Premier Spending
$0
3.20%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Cape Cod Five Cents Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
6 Month CD PrimaryPlus Banking
$0
3.18%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Wrentham Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month Certificate of Deposit
$0
3.15%
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Country Bank for Savings
Institution Rating:
A5.0 ★Texas Ratio: 7.70%
6 Month CD Special
$500
3.04%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Minimum to open

Lynn Firemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
6 month CD
$0
3.00%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Salem Five Cents Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
6 Month CD
$0
2.76%
View
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Charles River Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
6 Month CD
$0
2.50%
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Cheyenne Laramie County Employees FCU
Institution Rating:
A+5.0 ★
6 Month Share Certificate
$500
2.00%
View
▼
Rate1.99%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

600 Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.85%
6 month CD
$2,500
1.90%
View
▼
Rate1.90%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details

St Michaels Fall River Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.65%
6 Month Certificate
$0
1.50%
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6-month term Certificates (CDs)
$0
1.35%
View
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Hingham Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
6 Month Certificate of Deposit
$0
1.00%
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Millbury Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
6 Month Certificates
$500
0.85%
View
▼
Rate0.85%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Dedham Town Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
6 Month Term CD
$0
0.75%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
6 Month Certificate
$0
0.51%
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

North Easton SB
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
IRAs 6 Month IRA
$100
0.50%
View
▼
Rate0.50%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details

Certificate IRA's require a minimum $100 deposit to open. Early withdrawal penalties will be imposed.

Alden Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
6 Month Certificate
$0
0.45%
View
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Greenfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
6 Month Certificates of Deposit
$1,000
0.35%
View
▼
Rate0.35%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Luso American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
6 Month Certificates of Deposit
$0
0.30%
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Eagle Bank Everett, MA
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
6 month CD/IRA
$500
0.25%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Alltrust Credit Union
Institution Rating:
D3.5 ★Texas Ratio: 33.38%
6 Month IRA Certificate
$0
0.20%
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

IC Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.06%
6-Month Term
$0
0.15%
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Worcester Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
Share Certificates 6 Month
$0
0.10%
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

PeoplesBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
Certificates of Deposit & IRA 6 month
$1,000
0.05%
View
▼
Rate0.05%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
6-month automatic saver CD
$500
0.01%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Lee Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
75 Park St, Lee, MA 01238
12 MONTH Certificates of Deposit (CDs)
$500
2.75%
View
▼
Rate2.68%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
12-MONTH CD
$0
4.05%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Lynn Firemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
1 year CD
$0
4.00%
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Massachusetts Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
12 Month Term Certificate
$0
3.81%
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
12 Month Step-Up Certificate
$0
3.80%
View
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Member can request a one-time rate increase prior to maturity. On the date of the request, we will adjust the rate to match the USALLIANCE rate posted for the current Step-Up certificate with the same original maturity (12 or 24 months).

Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
12 Month CD
$0
3.75%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Shrewsbury Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
12 Month Certificate
$0
3.71%
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Needham Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
1 Year Certificate of Deposit
$1,000
3.70%
View
▼
Rate3.63%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposits Jumbo 12-Month
$100,000
3.66%
View
▼
Rate3.60%
Min Deposit$100,000
Min Balance—
UpdatedApr 11, 2026
Details

St Marys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
12 Month Certificate
$500
3.65%
View
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
12 Month CD/IRA
$500
3.60%
View
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

600 Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.85%
1 year CD
$2,500
3.55%
View
▼
Rate3.55%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details

Tremont Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.31%
12 Month Certificate
$0
3.50%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

ACU Athol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
Certificate (CDs) / IRA 12 Month
$0
3.46%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Webster First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
12 Month Certificate
$0
3.45%
View
▼
Rate3.39%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Millbury National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
1 Year CD
$500
3.44%
View
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

St Anthony Of Padua Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
12 Month IRA Certificate
$0
3.30%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Seamens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
12 Month CD
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Bank5 Connect
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
12 Month CD
$500
3.20%
View
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Coastal Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
12-Month IRA
$0
3.05%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Methuen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
12 Month Certificate of Deposit (CDs) (Available as IRA CD)
$1,000
3.04%
View
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Fidelity Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
12-Month CD/IRA Premier Spending
$0
3.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Cape Cod Five Cents Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
12 Month CD PrimaryPlus Banking
$0
2.98%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Luso American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
IRA 1 Year
$500
2.93%
View
▼
Rate2.90%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

St Jeans Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
1 Year IRA Term Certificates
$500
2.90%
View
▼
Rate2.86%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Washington Savings Bank Lowell, MA
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
12 Month Certificate
$500
2.88%
View
▼
Rate2.80%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Cape Ann Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
1 Year Certificate of Deposit Account
$0
2.78%
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Salem Five Cents Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
12 Month CD
$0
2.76%
View
▼
Rate2.73%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

UniBank for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
1 Year CD
$500
2.50%
View
▼
Rate2.44%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Cheyenne Laramie County Employees FCU
Institution Rating:
A+5.0 ★
12 Month Share Certificate
$500
2.25%
View
▼
Rate2.24%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

PIONEER VALLEY
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
12 Month Share Certificate
$0
2.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

River Works Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
12 Month Certificate of Deposit
$500
1.51%
View
▼
Rate1.50%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Millbury Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
12 Month Certificates
$500
1.50%
View
▼
Rate1.49%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
12-month term Certificates (CDs)
$0
1.40%
View
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

North Easton SB
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
IRAs 12 Month IRA
$100
1.15%
View
▼
Rate1.15%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details

Certificate IRA's require a minimum $100 deposit to open. Early withdrawal penalties will be imposed.

Hingham Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
1 Year Certificate of Deposit
$0
1.01%
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
12 Month Choice CD
$250
1.00%
View
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedApr 11, 2026
Details

Relationship APY

Alden Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
IRA 1 Year Certificate
$0
0.80%
View
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
1 Year Certificate
$0
0.61%
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Everett Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
12-Month Certificate
$0
0.50%
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

MutualOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
12 month CD
$500
0.45%
View
▼
Rate0.45%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Greenfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
12 Month Certificates of Deposit
$1,000
0.40%
View
▼
Rate0.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Wrentham Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1 Year Certificate of Deposit
$0
0.30%
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Alltrust Credit Union
Institution Rating:
D3.5 ★Texas Ratio: 33.38%
12 Month College Saver Certificate
$0
0.25%
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Worcester Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
Share Certificates 12 Month
$0
0.20%
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Monson Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
Certificates of Deposit (CDs)12 month
$1,000
0.15%
View
▼
Rate0.15%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

PeoplesBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
Certificates of Deposit & IRA 12 month
$1,000
0.10%
View
▼
Rate0.10%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

New England Teamsters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
12 Month Share Certificate
$500
0.05%
View
▼
Rate0.05%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Webster Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
12 Month Personal CDs
$500
0.01%
View
▼
Rate0.01%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Lee Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
75 Park St, Lee, MA 01238
18 MONTH Certificates of Deposit (CDs)
$500
2.50%
View
▼
Rate2.44%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Middlesex Federal Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
IRA 18 Month Variable Rate Certificate
$100
4.59%
View
▼
Rate4.50%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details

USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
18 Month Certificate
$0
4.10%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Everett Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
18-Month Special Certificate
$500
3.75%
View
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
18 Month Share Certificates - Tier 1
$1,000
3.72%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

All Share Certificates post dividends at maturity.; 2 Month Dividend Penalty for early withdrawal on Certificates with a terms of 12 months or under.; 3 Month Dividend Penalty for early withdrawal on Certificates with a terms greater than 12 months.; Tier level determined by opening deposit, not subject to change prior to dividend posting.

Needham Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
18 Month Certificate of Deposit
$1,000
3.70%
View
▼
Rate3.63%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Walpole Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
18 Month Certificate
$1,000
3.60%
View
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Shrewsbury Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
18 Month Certificate
$0
3.50%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Winchester Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
18 Month Business Term Deposit Certificates (TDC)
$0
3.50%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Members Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
18 month CD
$500
3.49%
View
▼
Rate3.43%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

St Marys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
18 Month Certificate
$500
3.45%
View
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposits 18-Month Special
$5,000
3.35%
View
▼
Rate3.30%
Min Deposit$5,000
Min Balance—
UpdatedApr 11, 2026
Details

Greater Springfield Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
18 Month Share Certificate of Deposits and IRA
$1,000
3.30%
View
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Methuen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
18 Month Certificate of Deposit (CDs) (Available as IRA CD)
$1,000
3.29%
View
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
18 Month Certificates of Deposit
$500
3.25%
View
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Bank5 Connect
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
18 Month CD
$500
3.20%
View
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Washington Savings Bank Lowell, MA
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
18 Month Certificate
$500
3.19%
View
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

St Jeans Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
18 Month IRA Term Certificates
$500
3.05%
View
▼
Rate3.01%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Franklin First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
18 Month Term Certificates (CDs) & IRAs
$0
3.04%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Bluestone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
18 Month Fixed Rate CD
$0
3.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Fidelity Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
18-Month CD/IRA Premier Spending
$0
2.65%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Cape Cod Five Cents Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
18 Month CD PrimaryPlus Banking
$0
2.63%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Cheyenne Laramie County Employees FCU
Institution Rating:
A+5.0 ★
18 Month Share Certificate
$500
2.31%
View
▼
Rate2.29%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Seamens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
18 Month CD
$0
2.25%
View
▼
Rate2.22%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Methuen Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
18 Month CD
$1,000
2.00%
View
▼
Rate1.98%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

River Works Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
18 Month Certificate of Deposit
$500
1.76%
View
▼
Rate1.75%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

MutualOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
18 month CD
$500
1.75%
View
▼
Rate1.74%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Millbury Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
18 Month Certificates
$500
1.60%
View
▼
Rate1.59%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
18 Month Choice CD
$0
1.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Relationship APY

RBT Rollstone B&T
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
18 Month CD/IRA
$500
0.85%
View
▼
Rate0.85%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

$500 minimum to open all terms, with the exception of the 6 Month CD. There is a $2500 minimum to open the 6 Month CD. There is a substantial penalty for early withdrawal. Fees could reduce earnings. 3 and 6 month terms are not available as retirement certificates (IRAs). IRAs are subject to additional IRS considerations. All deposits are insured in full by FDIC and DIF.

Alden Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
18 Month Certificate IRA
$0
0.65%
View
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

North Brookfield SB
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
18 Month Certificate
$500
0.55%
View
▼
Rate0.55%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

North Easton SB
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
IRAs 18 Month IRA
$100
0.50%
View
▼
Rate0.50%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details

Certificate IRA's require a minimum $100 deposit to open. Early withdrawal penalties will be imposed.

Greenfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
18 Month Certificates of Deposit
$1,000
0.45%
View
▼
Rate0.45%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Winter Hill Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposit Statement IRA (18 month)
$0
0.40%
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

OneLocal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
Certificate of Deposit & IRAs 18 month Preferred CD
$500
0.30%
View
▼
Rate0.30%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Alltrust Credit Union
Institution Rating:
D3.5 ★Texas Ratio: 33.38%
18 Month IRA Certificate
$0
0.25%
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Monson Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
Certificates of Deposit (CDs)18 month
$1,000
0.20%
View
▼
Rate0.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

PeoplesBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
Certificates of Deposit & IRA 18 month
$1,000
0.15%
View
▼
Rate0.15%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Webster Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
18 Month Personal CDs
$500
0.01%
View
▼
Rate0.01%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Lee Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
75 Park St, Lee, MA 01238
24 MONTH Certificates of Deposit (CDs)
$500
2.50%
View
▼
Rate2.44%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
24-MONTH CD
$0
4.05%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Everett Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
24-Month CD
$500
4.00%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
24 Month Certificate
$0
3.95%
View
▼
Rate3.87%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Rate Special

Members Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
2 year CD
$500
3.87%
View
▼
Rate3.80%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Millbury National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
2 Year CD
$500
3.80%
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
24 Month Certificates of Deposit
$500
3.75%
View
▼
Rate3.68%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

St Marys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
Relationship Jumbo Certificates & Jumbo Individual Retirement Accounts 24 Month
$100,000
3.70%
View
▼
Rate3.58%
Min Deposit$100,000
Min Balance—
UpdatedApr 11, 2026
Details

Workers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.04%
24-Month Certificates of Deposit (CDs)
$500
3.67%
View
▼
Rate3.61%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Share/IRA Certificates 2 Year
$0
3.56%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

600 Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.85%
2 year CD
$2,500
3.55%
View
▼
Rate3.55%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details

Dedham Institution for Savings
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
24 Month CD
$1,000
3.51%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Winchester Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
24 Month Business Term Deposit Certificates (TDC)
$0
3.50%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
24 Month Share Certificates - Tier 1
$1,000
3.44%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

All Share Certificates post dividends at maturity.; 2 Month Dividend Penalty for early withdrawal on Certificates with a terms of 12 months or under.; 3 Month Dividend Penalty for early withdrawal on Certificates with a terms greater than 12 months.; Tier level determined by opening deposit, not subject to change prior to dividend posting.

Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
24 Month CD/IRA
$500
3.35%
View
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Worcester Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
Share Certificates 24 Month
$0
3.30%
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Tremont Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.31%
24 Month Certificate
$0
3.25%
View
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

St Jeans Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
2 Year IRA Term Certificates
$500
3.20%
View
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposits 24-Month Special
$1,000
3.14%
View
▼
Rate3.10%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
2 Year CD
$500
3.10%
View
▼
Rate3.05%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Massachusetts Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
24 Month Term Certificate
$0
3.05%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
2 Year Certificate
$0
3.01%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Coastal1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
24 month Certificate Of Deposit
$0
3.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Franklin First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
24 Month Term Certificates (CDs) & IRAs
$0
2.94%
View
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Walpole Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
2 Year Certificate
$1,000
2.75%
View
▼
Rate2.72%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Fidelity Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
24-Month CD/IRA Premier Spending
$0
2.60%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Cape Cod Five Cents Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
24 Month CD PrimaryPlus Banking
$0
2.58%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Cheyenne Laramie County Employees FCU
Institution Rating:
A+5.0 ★
24 Month Share Certificate
$500
2.36%
View
▼
Rate2.34%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
24-month term
$0
2.34%
View
▼
Rate2.32%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Salem Five Cents Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
24 Month CD
$0
2.25%
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Florence Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
24 Month CD
$500
2.15%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

River Works Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
24 Month Certificate of Deposit
$500
2.02%
View
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Needham Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
2 Year Certificate of Deposit
$1,000
2.00%
View
▼
Rate1.98%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Millbury Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
24 Month Certificates
$500
1.75%
View
▼
Rate1.74%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Webster First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
24 Month Certificate
$0
1.51%
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

MutualOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
24 month CD
$500
1.31%
View
▼
Rate1.30%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

UniBank for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
2 Year UniStep CD
$500
1.25%
View
▼
Rate1.23%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
24 Month Certificate of Deposit
$250
1.00%
View
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedApr 11, 2026
Details

Relationship APY

Luso American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
2 Year Certificates of Deposit
$0
0.90%
View
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

North Brookfield SB
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
24 Month Certificate
$500
0.65%
View
▼
Rate0.65%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Notre Dame Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
Share Certificates and IRA Certificates 2 Year
$0
0.55%
View
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

North Easton SB
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
IRAs 24 Month IRA
$100
0.50%
View
▼
Rate0.50%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details

Certificate IRA's require a minimum $100 deposit to open. Early withdrawal penalties will be imposed.

Wrentham Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2 Year Certificate of Deposit
$0
0.40%
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Alltrust Credit Union
Institution Rating:
D3.5 ★Texas Ratio: 33.38%
24 Month IRA Certificate
$0
0.35%
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Greenfield Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
24 Month Certificate of Deposit
$500
0.30%
View
▼
Rate0.30%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Monson Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
24 month IRA Certificates
$0
0.25%
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

PeoplesBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
Certificates of Deposit & IRA 24 month
$1,000
0.20%
View
▼
Rate0.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Milford Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
1-1/2 Year IRA
$25
0.10%
View
▼
Rate0.10%
Min Deposit$25
Min Balance—
UpdatedApr 11, 2026
Details

Webster Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
2 Year Personal CDs
$500
0.01%
View
▼
Rate0.01%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Lee Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
75 Park St, Lee, MA 01238
36 MONTH Certificates of Deposit (CDs)
$500
2.00%
View
▼
Rate1.95%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Millbury Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
3-Year Step-Up IRA Year - 3
$200
4.00%
View
▼
Rate3.93%
Min Deposit$200
Min Balance—
UpdatedApr 11, 2026
Details

USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
36 Month Certificate
$0
3.95%
View
▼
Rate3.87%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Rate Special

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Share/IRA Certificates 3 Year
$0
3.82%
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Millbury National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
3 Year CD
$500
3.80%
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Everett Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
36-Month Special Certificate
$0
3.75%
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Methuen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
36 Month Certificate of Deposit (CDs) (Available as IRA CD)
$1,000
3.55%
View
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Winchester Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
36 Month Business Term Deposit Certificates (TDC)
$0
3.50%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

St Jeans Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
3 Year IRA Term Certificates
$500
3.45%
View
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Stoneham Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
36 month IRA Certificate
$1,000
3.35%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Greenfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
36 Month Certificates of Deposit
$1,000
3.30%
View
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
36 Month Certificates of Deposit
$500
3.25%
View
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

600 Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.85%
3 year CD
$2,500
3.05%
View
▼
Rate3.05%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details

Worcester Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
Share Certificates 36 Month
$0
3.00%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Franklin First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
36 Month Term Certificates (CDs) & IRAs
$0
2.94%
View
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
3 Year CD
$500
2.85%
View
▼
Rate2.81%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

River Works Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
36 Month Certificate of Deposit
$500
2.78%
View
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
36-month term Certificates (CDs)
$0
2.75%
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Fidelity Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
36-Month CD/IRA Premier Spending
$0
2.60%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Cape Cod Five Cents Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
36 Month CD PrimaryPlus Banking
$0
2.58%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
3 Year Certificate
$0
2.51%
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Needham Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
3 Year Certificate of Deposit
$1,000
2.50%
View
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Cheyenne Laramie County Employees FCU
Institution Rating:
A+5.0 ★
36 Month Share Certificate
$500
2.41%
View
▼
Rate2.39%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Walpole Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
3 Year Certificate
$1,000
2.35%
View
▼
Rate2.33%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

MountainOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
36 Month CD
$1,000
2.25%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Milford Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
36 Month Education CD
$500
2.02%
View
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Hingham Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
3 Year Certificate of Deposit
$0
1.70%
View
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Webster First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
36 Month Certificate
$0
1.51%
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

UniBank for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
3 Year UniStep CD
$500
1.25%
View
▼
Rate1.23%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

RBT Rollstone B&T
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
36 Month CD/IRA
$500
1.15%
View
▼
Rate1.14%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

$500 minimum to open all terms, with the exception of the 6 Month CD. There is a $2500 minimum to open the 6 Month CD. There is a substantial penalty for early withdrawal. Fees could reduce earnings. 3 and 6 month terms are not available as retirement certificates (IRAs). IRAs are subject to additional IRS considerations. All deposits are insured in full by FDIC and DIF.

Luso American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
3 Year Certificates of Deposit
$0
1.00%
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Bank5 Connect
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
36 Month CD
$500
0.85%
View
▼
Rate0.85%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Alden Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
36 Month Certificate
$0
0.80%
View
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Notre Dame Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
Share Certificates and IRA Certificates 3 Year
$0
0.75%
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Wrentham Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Year Certificate of Deposit
$0
0.55%
View
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Alltrust Credit Union
Institution Rating:
D3.5 ★Texas Ratio: 33.38%
36 Month IRA Certificate
$0
0.50%
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Colonial Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificate of Deposit 3 Year
$0
0.40%
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Salem Five Cents Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
36 Month CD
$0
0.35%
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Monson Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
36 month IRA Certificates
$0
0.30%
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

PeoplesBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
Certificates of Deposit & IRA 36 month
$1,000
0.25%
View
▼
Rate0.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

New England Teamsters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
36 Month Share Certificate
$500
0.10%
View
▼
Rate0.10%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Lee Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
75 Park St, Lee, MA 01238
48 MONTH Certificates of Deposit (CDs)
$500
2.00%
View
▼
Rate1.95%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Members Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
4 year CD
$500
4.00%
View
▼
Rate3.92%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
48 Month Certificate
$0
3.95%
View
▼
Rate3.87%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

St Marys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
Relationship Jumbo Certificates & Jumbo Individual Retirement Accounts 48 Month
$100,000
3.50%
View
▼
Rate3.39%
Min Deposit$100,000
Min Balance—
UpdatedApr 11, 2026
Details

Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
48 Month CD/IRA
$500
3.35%
View
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Shrewsbury Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
48 Month Certificate
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Methuen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
48 Month Certificate of Deposit (CDs) (Available as IRA CD)
$1,000
3.29%
View
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
48 Month Certificates of Deposit
$500
3.25%
View
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

600 Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.85%
4 year CD
$2,500
3.05%
View
▼
Rate3.05%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details

Greenfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
48 Month Certificates of Deposit
$1,000
3.04%
View
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Worcester Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
Share Certificates 48 Month
$0
3.00%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
48-month term Certificates (CDs)
$0
2.90%
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposits 48-Month Special
$1,000
2.89%
View
▼
Rate2.85%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
4 Year CD
$500
2.85%
View
▼
Rate2.81%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Franklin First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
48 Month Term Certificates (CDs) & IRAs
$0
2.84%
View
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

River Works Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
48 Month Certificate of Deposit
$500
2.78%
View
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Needham Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
4 Year Certificate of Deposit
$1,000
2.50%
View
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Cheyenne Laramie County Employees FCU
Institution Rating:
A+5.0 ★
48 Month Share Certificate
$500
2.44%
View
▼
Rate2.44%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Fidelity Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
48-Month CD/IRA Premier Spending
$0
2.40%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Cape Cod Five Cents Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
48 Month CD Premier5 Banking
$0
2.25%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Millbury Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
48 Month Certificates
$500
1.85%
View
▼
Rate1.84%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Everett Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
48-Month Certificate
$0
1.75%
View
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Webster First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
48 Month Certificate
$0
1.51%
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Luso American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
4 Year Certificates of Deposit
$0
1.41%
View
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

RBT Rollstone B&T
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
48 Month CD/IRA
$500
1.25%
View
▼
Rate1.24%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

$500 minimum to open all terms, with the exception of the 6 Month CD. There is a $2500 minimum to open the 6 Month CD. There is a substantial penalty for early withdrawal. Fees could reduce earnings. 3 and 6 month terms are not available as retirement certificates (IRAs). IRAs are subject to additional IRS considerations. All deposits are insured in full by FDIC and DIF.

Hingham Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
4 Year Certificate of Deposit
$0
1.00%
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Notre Dame Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
Share Certificates and IRA Certificates 4 Year
$0
0.90%
View
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Wrentham Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4 Year Certificate of Deposit
$0
0.75%
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Washington Savings Bank Lowell, MA
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
48 Month Certificate IRA
$500
0.65%
View
▼
Rate0.64%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Alltrust Credit Union
Institution Rating:
D3.5 ★Texas Ratio: 33.38%
48 Month IRA Certificate
$0
0.60%
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

MutualOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
48 month CD
$500
0.55%
View
▼
Rate0.55%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Greenfield Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
48 Month Certificate of Deposit
$500
0.50%
View
▼
Rate0.50%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Colonial Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificate of Deposit 4 Year
$0
0.45%
View
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Seamens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
48 Month CD
$0
0.40%
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

PeoplesBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
Certificates of Deposit & IRA 48 month
$1,000
0.30%
View
▼
Rate0.30%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

New England Teamsters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
48 Month Share Certificate
$500
0.25%
View
▼
Rate0.25%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Members Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
5 year CD
$500
4.00%
View
▼
Rate3.92%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
60 Month Certificate
$0
3.95%
View
▼
Rate3.87%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Energy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
60-Month CD Special
$0
3.71%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Limited Time CD

St Marys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
Relationship Jumbo Certificates & Jumbo Individual Retirement Accounts 60 Month
$100,000
3.50%
View
▼
Rate3.39%
Min Deposit$100,000
Min Balance—
UpdatedApr 11, 2026
Details

LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
5 Year CD
$500
3.40%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Stoneham Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
60 month IRA Certificate
$1,000
3.35%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Massachusetts Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
60 Month Term Certificate
$0
3.30%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
60 Month Certificates of Deposit
$500
3.25%
View
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
60-month term Certificates (CDs)
$0
3.10%
View
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

600 Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.85%
5 year CD
$2,500
3.05%
View
▼
Rate3.05%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details

Greenfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
60 Month Certificates of Deposit
$1,000
3.04%
View
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Leader Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
5-Year CD
$0
3.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposits 60-Month Special
$1,000
2.89%
View
▼
Rate2.85%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
2.5 Year CD
$500
2.85%
View
▼
Rate2.81%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Franklin First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
60 Month Term Certificates (CDs) & IRAs
$0
2.84%
View
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

River Works Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
60 Month Certificate of Deposit
$500
2.78%
View
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

MountainOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
60 Month CD
$1,000
2.75%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Needham Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
5 Year Certificate of Deposit
$1,000
2.50%
View
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Fidelity Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
60-Month CD/IRA Premier Spending
$0
2.45%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Cape Cod Five Cents Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
60 Month CD PrimaryPlus Banking
$0
2.43%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Salem Five Cents Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
60 Month Special CD
$0
2.25%
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

UniBank for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
5 Year CD
$500
2.00%
View
▼
Rate1.95%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

OneLocal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
Certificate of Deposit & IRAs 60 month
$1,000
1.75%
View
▼
Rate1.73%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Luso American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
5 Year Certificates of Deposit
$0
1.61%
View
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Webster First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
60 Month Certificate
$0
1.51%
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

RBT Rollstone B&T
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
60 Month CD/IRA
$500
1.30%
View
▼
Rate1.29%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

$500 minimum to open all terms, with the exception of the 6 Month CD. There is a $2500 minimum to open the 6 Month CD. There is a substantial penalty for early withdrawal. Fees could reduce earnings. 3 and 6 month terms are not available as retirement certificates (IRAs). IRAs are subject to additional IRS considerations. All deposits are insured in full by FDIC and DIF.

Alden Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
5 Year Certificate
$0
1.16%
View
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
5 Year Choice CD
$250
1.00%
View
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedApr 11, 2026
Details

Relationship APY

Greenfield Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
60 Month Certificate of Deposit
$500
0.90%
View
▼
Rate0.90%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Share/IRA Certificates 5 Year
$0
0.75%
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Alltrust Credit Union
Institution Rating:
D3.5 ★Texas Ratio: 33.38%
60 Month IRA Certificate
$0
0.65%
View
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Clinton Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
60 Month Regular/IRA
$0
0.60%
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

MutualOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
60 month CD
$500
0.55%
View
▼
Rate0.55%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

ACU Athol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
Certificate (CDs) / IRA 60 Month
$0
0.50%
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

PeoplesBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
Certificates of Deposit & IRA 60 month
$1,000
0.40%
View
▼
Rate0.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Monson Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
60 month Variable IRA Certificates
$0
0.30%
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

New England Teamsters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
60 Month Share Certificate
$500
0.25%
View
▼
Rate0.25%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Lee, MA CD Rate Trends

Compare local Lee, MA CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Massachusetts CD Trends →
12-Month CD — MA Avg
2.827%
▼ 0.307 vs 7 days ago

Massachusetts 12-month CD rates fell 0.307 points over the past 7 days to 2.827% APY.

6-Month CD — MA Avg
2.717%
▼ 0.151 vs 7 days ago

Massachusetts 6-month CD rates fell 0.151 points over the past 7 days to 2.717% APY.

As of Apr 11, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about CD Rates in Lee, Massachusetts

Are CD rates in Lee, Massachusetts FDIC insured?

Yes, most established banks in Lee, Massachusetts are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Lee, Massachusetts?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Lee, Massachusetts.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Lee, Massachusetts may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Lee, Massachusetts?

Here are recent top rates found for this area:
  • Lee Bank: 2.75% APY (3 MONTH Certificates of Deposit (CDs))
  • Middlesex Federal Savings: 4.59% APY (IRA 18 Month Variable Rate Certificate)
  • USALLIANCE: 4.10% APY (18 Month Certificate)
  • River Works Credit Union: 4.07% APY (6 Month Certificate of Deposit)
  • Institution for Savings: 4.05% APY (12-MONTH CD)
  • Leader Bank: 4.05% APY (6-Month CD)
  • Shrewsbury Federal Credit Union: 4.02% APY (6 Month Certificate)
  • Lynn Firemens Federal Credit Union: 4.00% APY (1 year CD)
  • Everett Co-operative Bank: 4.00% APY (6-Month CD)
  • Millbury Federal Credit Union: 4.00% APY (3-Year Step-Up IRA Year - 3)
Rates reflect recent verified offers available in Lee, Massachusetts. Last Updated: April 11, 2026

CD Calculators

CD Calculator
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Withdrawal Penalty
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Methodology & Data Sources

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Lee, Massachusetts directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Lee, Massachusetts. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in MA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 11, 2026

Lee, Massachusetts Rates & Resources

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