Current Jackson, Mississippi CD rates include Keesler Federal Credit UnionKeesler Federal Credit Union401 N West St, Jackson, MS 39201 1010A+5.0 ★Texas Ratio: 4.31% offering 6 Month Share & IRA Certificate at 5.00% APY, Riverland Federal Credit UnionRiverland Federal Credit Union1340 Echelon Pkwy, Jackson, MS 39213 8202A+5.0 ★Texas Ratio: 4.24% offering Regular Certificates 18-month at 4.00% APY, Mutual Federal Credit UnionMutual Federal Credit Union100 Alumni Drive, Jackson, MS 39216A+5.0 ★Texas Ratio: 3.20% offering 12 Month Certificate Specials at 3.75% APY, Hope Federal Credit Union Jackson, MSHope Federal Credit Union Jackson, MS4 Old River Pl, Jackson, MS 39202 3431A+5.0 ★Texas Ratio: 0.03% offering IRA 60-Month Certificate at 2.44% APY, and Mississippi National Guard Federal Credit UnionMississippi National Guard Federal Credit Union142 Military Dr, Jackson, MS 39232 8861C4.0 ★Texas Ratio: 26.90% offering 6 Month Certificate at 2.00% APY. CD rates as of April 12, 2026 according to verified data from MonitorBankRates.
Jackson has 31 local institutions in our database, with CD rates as high as 5.00% APY from Keesler Federal Credit Union at 401 N West St, Jackson, MS 39201 1010. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Mississippi area. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 12, 2026
$100,000 Minimum to Earn APY
Promotional rate. Subject to change. Max $50,000 per certificate.
Age 0-17
$100,000 Minimum to Earn APY
Promotional Annual Percentage Yields (APY) are available for new money only. APY is accurate as of 11/18/24. Requires $1000 minimum balance to open.
$100,000 Minimum to Earn APY
Promotional Annual Percentage Yields (APY) are available for new money only. APY is accurate as of 11/18/24. Requires $1000 minimum balance to open.
$100,000 Minimum to Earn APY
$100,000 Minimum to Earn APY
$100,000 Minimum to Earn APY
$100,000 Minimum to Earn APY
$100,000 Minimum to Earn APY
Compare local Jackson, MS CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Mississippi 12-month CD rates fell 1.071 points over the past 7 days to 1.808% APY.
Mississippi 6-month CD rates fell 1.493 points over the past 7 days to 1.426% APY.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Jackson, Mississippi directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Jackson, Mississippi. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in MS.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.