Current Madison, Mississippi CD rates include Keesler Federal Credit UnionKeesler Federal Credit Union1944 Main St, Madison, MS 39110A+5.0 ★Texas Ratio: 4.31% offering 18 Month Jumbo Share & IRA Certificates at 3.25% APY, Fort Financial Federal Credit UnionFort Financial Federal Credit UnionA+5.0 ★Texas Ratio: 3.12% offering 12-Month IRA/ESA Certificate Premier Member at 4.50% APY, Rivertrust Federal Credit UnionRivertrust Federal Credit UnionA+5.0 ★Texas Ratio: 1.43% offering 60 Month Certificate at 4.06% APY, Meridian Mississippi ANG Federal Credit UnionMeridian Mississippi ANG Federal Credit UnionA+5.0 ★Texas Ratio: 2.78% offering Certificates Of Deposit 12 Month Term at 4.04% APY, and Triangle Federal Credit UnionTriangle Federal Credit UnionA+5.0 ★Texas Ratio: 5.37% offering 6 Month JUMBO Share Certificate at 4.00% APY. CD rates as of April 5, 2026 according to verified data from MonitorBankRates.
Madison has 7 local institutions in our database, with CD rates as high as 3.25% APY from Keesler Federal Credit Union at 1944 Main St, Madison, MS 39110. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Mississippi area. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 5, 2026
$100,000 Minimum to Earn APY
Age 0-17
$100,000 Minimum to Earn APY
Promotional Annual Percentage Yields (APY) are available for new money only. APY is accurate as of 11/18/24. Requires $1000 minimum balance to open.
$100,000 Minimum to Earn APY
$100,000 Minimum to Earn APY
Promotional Annual Percentage Yields (APY) are available for new money only. APY is accurate as of 11/18/24. Requires $1000 minimum balance to open.
$100,000 Minimum to Earn APY
$100,000 Minimum to Earn APY
$100,000 Minimum to Earn APY
$100,000 Minimum to Earn APY
Compare local Madison, MS CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Mississippi 12-month CD rates rose 1.114 points over the past 7 days to 3.019% APY.
Mississippi 6-month CD rates rose 1.737 points over the past 7 days to 2.938% APY.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Madison, Mississippi directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Madison, Mississippi. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in MS.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.