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CD Rates Fenton, Missouri (MO) for April 2026

Content reviewed by
Brian McKay Brian McKay
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Brian McKay

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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | CD Rates Last Updated and Verified: April 5, 2026

Current Fenton, Missouri CD rates include Alliance Credit Union Fenton, MOAlliance Credit Union Fenton, MO1280 S Highway Dr, Fenton, MO 63026 1913A+5.0 ★Texas Ratio: 4.34% offering Certificates of Deposit & IRA CDs Youth Saver 12-Month CD (ages 0-19) at 4.05% APY, Together Credit UnionTogether Credit Union304 Summit RD, Fenton, MO 63026 3907A+5.0 ★Texas Ratio: 5.65% offering 6 Month Certificate of Deposit (IRA) at 3.95% APY, Neighbors Credit UnionNeighbors Credit Union612 Gravois Rd, Fenton, MO 63026 4137A5.0 ★Texas Ratio: 8.62% offering 12 Month CD at 3.75% APY, First Community Credit UnionFirst Community Credit Union102 Kate G Ln, Fenton, MO 63026 7713A+5.0 ★Texas Ratio: 3.72% offering 6 month Certificates of Deposit (CDs)/IRA Certificates of Deposit (CDs) at 3.65% APY, and Academy BankAcademy Bank653 Gravois Bluffs Blvd, Fenton, MO 63026A+5.0 ★Texas Ratio: 5.58% offering 12-Month Certificate at 3.55% APY. CD rates as of April 5, 2026 according to verified data from MonitorBankRates.

Fenton has 29 local institutions in our database, with CD rates as high as 4.05% APY from Alliance Credit Union Fenton, MO at 1280 S Highway Dr, Fenton, MO 63026 1913. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Missouri area. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 5, 2026

Compare Best CD Rates in Fenton, Missouri & the Surrounding Area

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Omb Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
3 Month CD
$0
4.05%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

FNB of Nevada, Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
Basic CDs 3 Month
$0
4.01%
View
▼
Rate3.95%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

City Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.36%
3-Month CD
$0
3.90%
View
▼
Rate3.90%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Minimum balance $500.

MRV Banks
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
3 Month CD
$1,000
3.85%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
3-Month CD
$0
3.80%
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Exchange Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
3 Month Certificates of Deposit (CDs)
$10,000
3.70%
View
▼
Rate3.65%
Min Deposit$10,000
Min Balance—
UpdatedApr 5, 2026
Details

Freedom Bank of Southern Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
90 Day CD
$1,000
3.65%
View
▼
Rate3.60%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
3-Month Share Certificate
$100,000
3.60%
View
▼
Rate3.54%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

$100,000 Minimum to Earn APY

OBannon Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
3 Month Certificates of Deposit
$0
3.55%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

1st Advantage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 month ADVANTAGE CD/IRA
$0
3.51%
View
▼
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Multipli Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
3 Month Certificate
$0
3.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Bank of the Lake
Institution Rating:
A5.0 ★Texas Ratio: 7.47%
3 Month CD
$1,000
3.40%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

In Branch

Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
3 Month Certificate of Deposit
$0
3.29%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
CDARS? CDs 3 month
$0
3.05%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Funding Limit: $12M

Adrian Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
3 Month Certificates of Deposit
$0
3.02%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Postal and Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.88%
3 Month Share Certificates
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

ANB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
90 Day Certificates of Deposit
$1,000
2.88%
View
▼
Rate2.85%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

The Seymour Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month Certificate of Deposit
$0
2.78%
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

The Bank of Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
3 Month CD
$500
2.69%
View
▼
Rate2.66%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Ozark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
3 Month Certificate
$500
2.45%
View
▼
Rate2.43%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
3-Month CD
$0
2.01%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
3 Month Standard Certificates of Deposit
$5,000
1.84%
View
▼
Rate1.83%
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details

FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
Certificates of Deposit 3-month
$1,000
1.65%
View
▼
Rate1.64%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Arsenal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.76%
3-month Quarterly CD
$500
1.50%
View
▼
Rate1.49%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Show Me Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
3 Month Share Certificate
$0
1.10%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Alltru Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.67%
Certificate of Deposit (CD)9 3 month
$0
1.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
3-month term Standard CDs
$0
0.60%
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Mid-Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
3 Month CD
$1,000
0.50%
View
▼
Rate0.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

$1,000 minimum

Bank of Springfield
Institution Rating:
B4.5 ★Texas Ratio: 21.25%
3 Month CD
$0
0.21%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
90 Day Certificate of Deposit
$500
0.20%
View
▼
Rate0.20%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Community Bank of Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
90 Day CD
$0
0.15%
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Academic Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
3 Month CD
$0
0.10%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Minimum balance is $1,000.

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
304 Summit RD, Fenton, MO 63026 3907
6 Month Certificate of Deposit (IRA)
$0
3.95%
View
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
102 Kate G Ln, Fenton, MO 63026 7713
6 month Certificates of Deposit (CDs)/IRA Certificates of Deposit (CDs)
$500
3.65%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Midwest BankCentre
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
1007 Bowles Ave, Fenton, MO 63026
6-Month CD
$0
3.51%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

* Take advantage of current rates while they last

Simmons Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1000 S Highway Dr, Fenton, MO 63026
6-month CD
$5,000
3.50%
View
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details

$5,000 - $49,999.99 New Money

Neighbors Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.62%
612 Gravois Rd, Fenton, MO 63026 4137
6 Month CD
$1,000
2.50%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Chicago Patrolmens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
Jumbo 6-Month Share Certificate
$0
4.08%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

CSD Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
6 Month Certificates
$0
4.00%
View
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Kearney Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
6 Month IRA
$0
3.96%
View
▼
Rate3.90%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

OBannon Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
6 Month Certificates of Deposit
$0
3.89%
View
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Edward Jones Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6-month FDIC-Insured Certificates of Deposit
$0
3.85%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

PSB of Rhineland
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
6 Month Certificate of Deposit
$1,000
3.82%
View
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

FNB of Nevada, Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
Basic CDs 6 Month
$0
3.79%
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.25%
6-MONTH Share Certificate
$0
3.75%
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
Business CD 6 month
$0
3.70%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Washington
Institution Rating:
C+4.1 ★Texas Ratio: 25.51%
6 Month CD or IRA CD
$500
3.60%
View
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Interest paid quarterly

CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Agility 6-month CD
$1,000
3.56%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Missouri Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
6 Month Term
$10,000
3.55%
View
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 5, 2026
Details

Bank Northwest
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
6-month CD
$0
3.53%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Regent Bank (OK)
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
6 Month CD
$1,000
3.49%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Limited-time offer.

Health Care Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6 Month Certificate of Deposit
$1,000
3.45%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Certificates of Deposit require a minimum deposit of $1,000.

Great Southern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
6-Month CD
$1,000
3.40%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

First Bank of the Lake
Institution Rating:
A5.0 ★Texas Ratio: 7.47%
6 Month CD
$1,000
3.35%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

In Branch

The Seymour Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month Certificate of Deposit
$0
3.29%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.30%
Share Certificate 6 Month
$0
3.25%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

The Bank of Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
6 Month CD
$500
3.24%
View
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
6 Month Certificate of Deposit
$500
3.03%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Adrian Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
6 Month Certificates of Deposit
$0
3.02%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Postal and Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.88%
6 Month Share Certificates
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

ANB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
180 Day Certificates of Deposit
$1,000
2.98%
View
▼
Rate2.95%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Peoples National Bank N.A.
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
Certificates of Deposit (CDs) Specials 6 Month
$500
2.95%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Regional Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
6 Month Jumbo CD
$50,000
2.52%
View
▼
Rate2.50%
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details

FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
Certificates of Deposit 6-month
$1,000
2.40%
View
▼
Rate2.37%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Arsenal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.76%
6-month Quarterly CD
$500
2.25%
View
▼
Rate2.23%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
6 month Personal IRA CD
$1,000
2.00%
View
▼
Rate1.98%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

KC Unidos Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
6 Month Share Certificate of Deposit
$0
1.75%
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Citizens-Farmers Bank of Cole Camp
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
6 Month CD
$0
1.51%
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6-month term Standard CDs
$0
1.35%
View
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

MA Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Certificates of Deposit & IRAs 6 Month
$0
1.26%
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Show Me Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
6 Month Share Certificate
$0
1.25%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Leadco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
6 Month Certificate of Deposit
$0
1.00%
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Preferred Bank Rothville, MO
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month Certificate
$0
0.75%
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Mid-Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
6 Month CD
$1,000
0.60%
View
▼
Rate0.60%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

$1,000 minimum

West Plains S&L
Institution Rating:
A5.0 ★Texas Ratio: 9.79%
6 Month CD
$1,000
0.45%
View
▼
Rate0.45%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Springfield
Institution Rating:
B4.5 ★Texas Ratio: 21.25%
6 Month CD
$0
0.26%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Community Bank of Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
180 Day CD
$0
0.20%
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

F&M Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
6 month Certificates of Deposit (CDs)
$5,000
0.15%
View
▼
Rate0.15%
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details

Americas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
6 Month Certificate of Deposit
$0
0.10%
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
6-month automatic saver CD
$500
0.01%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
1280 S Highway Dr, Fenton, MO 63026 1913
Certificates of Deposit & IRA CDs Youth Saver 12-Month CD (ages 0-19)
$250
4.05%
View
▼
Rate3.99%
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details

Neighbors Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.62%
612 Gravois Rd, Fenton, MO 63026 4137
12 Month CD
$1,000
3.75%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
304 Summit RD, Fenton, MO 63026 3907
12 Month Certificate of Deposit (IRA)
$0
3.60%
View
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
653 Gravois Bluffs Blvd, Fenton, MO 63026
12-Month Certificate
$500
3.55%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
12-Month IRA Share Certificate
$0
4.12%
View
▼
Rate4.04%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

HomePride Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.68%
IRA 12-month
$500
3.91%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Edward Jones Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1-year FDIC-Insured Certificates of Deposit
$0
3.90%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

CSD Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
12 Month Certificates
$0
3.85%
View
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Health Care Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
12 Month Build A Certificate of Deposit
$0
3.81%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
Certificates of Deposit 12-month term
$0
3.80%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
12 Month Certificate of Deposit
$0
3.70%
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
1 year Personal CD
$1,000
3.66%
View
▼
Rate3.59%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
12-Month CD
$0
3.65%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
Share & IRA Certificates 12 month term
$0
3.64%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Citizens-Farmers Bank of Cole Camp
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
12 Month CD
$0
3.63%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

F&M Bank of St. Clair
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
1 Year Certificates of Deposit
$500
3.61%
View
▼
Rate3.56%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Freedom Bank of Southern Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
1 Year CD
$1,000
3.51%
View
▼
Rate3.46%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Missouri Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
12 Month Term
$500
3.50%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
Large Depositor Special 12 Month
$100,000
3.49%
View
▼
Rate3.45%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Washington
Institution Rating:
C+4.1 ★Texas Ratio: 25.51%
12 Month CD or IRA CD
$500
3.45%
View
▼
Rate3.41%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Interest paid quarterly

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
12-Month Share Certificate
$100,000
3.40%
View
▼
Rate3.35%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

$100,000 Minimum to Earn APY

First Bank of the Lake
Institution Rating:
A5.0 ★Texas Ratio: 7.47%
12 Month CD
$1,000
3.35%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

In Branch

Central Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1 Year Certificates of Deposit
$500
3.30%
View
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Community Bank of Pleasant Hill
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
IntraFi? Network Deposits (formerly CDARS ?) 1-year (52-week)
$10,000
3.29%
View
▼
Rate3.22%
Min Deposit$10,000
Min Balance—
UpdatedApr 5, 2026
Details

Community Bank of Raymore
Institution Rating:
A+5.0 ★
IntraFi? Network Deposits (formerly CDARS ?) 1-year (52-week)
$10,000
3.28%
View
▼
Rate3.22%
Min Deposit$10,000
Min Balance—
UpdatedApr 5, 2026
Details

Bank 21
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
12 MONTH CERTIFICATE OF DEPOSIT
$500
3.25%
View
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.86%
1 Year Certificate
$0
3.20%
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
12-Month Certificate of Deposit IRA
$500
3.15%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Regent Bank (OK)
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
12 Month CD
$1,000
3.13%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Limited-time offer.

ANB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
12 Month Certificates of Deposit
$1,000
3.03%
View
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Exchange Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
12 Month Certificates of Deposit (CDs)
$1,000
3.00%
View
▼
Rate2.97%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
1 Year CD
$1,000
2.80%
View
▼
Rate2.77%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Commercial Bank Saint Louis, MO
Institution Rating:
A5.0 ★Texas Ratio: 9.94%
1 Year Certificate of Deposit
$0
2.78%
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
CDARS? CDs 1 year
$0
2.77%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Funding Limit: $12M

KC Unidos Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
12 Month Share Certificate of Deposit
$0
2.50%
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Arsenal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.76%
12-month Quarterly CD
$500
2.25%
View
▼
Rate2.23%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

PSB of Rhineland
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
12 Month All-Star Youth Certificate of Deposit
$300
2.02%
View
▼
Rate2.00%
Min Deposit$300
Min Balance—
UpdatedApr 5, 2026
Details

Americas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
1 Year Certificate of Deposit
$0
2.00%
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

MA Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Certificates of Deposit & IRAs 1 Year
$0
1.76%
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Peoples National Bank N.A.
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
12 Month Individual Retirement Accounts (IRAs)
$0
1.43%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Show Me Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
12 Month Share Certificate
$0
1.40%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
12-month term Regular CDs
$0
1.30%
View
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Preferred Bank Rothville, MO
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month Certificate
$0
1.26%
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA - Individual Retirement Accounts 12-Month
$1,000
1.25%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.

Leadco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
12 Month Certificate of Deposit
$0
1.10%
View
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

1st MidAmerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
12 Month Youth Velocity Share Certificate
$0
0.95%
View
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

North American Savings Bank (NASB)
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
12 Month Fixed IRA
$100
0.85%
View
▼
Rate0.85%
Min Deposit$100
Min Balance—
UpdatedApr 5, 2026
Details

Mid-Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
12 Month CD
$1,000
0.70%
View
▼
Rate0.70%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

$1,000 minimum

Sullivan Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.14%
1 Year CD
$1,000
0.50%
View
▼
Rate0.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Chester National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1 Year CD
$0
0.45%
View
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
102 Kate G Ln, Fenton, MO 63026 7713
18 month Certificates of Deposit (CDs)/IRA Certificates of Deposit (CDs)
$500
3.65%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
304 Summit RD, Fenton, MO 63026 3907
18 Month Certificate of Deposit (IRA)
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
653 Gravois Bluffs Blvd, Fenton, MO 63026
18-Month Certificate
$500
3.10%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Neighbors Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.62%
612 Gravois Rd, Fenton, MO 63026 4137
18 Month CD
$1,000
3.00%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Edward Jones Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18-month FDIC-Insured Certificates of Deposit
$0
3.90%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Tri-County Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
18 Month CD
$1,000
3.80%
View
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Kearney Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
18 Month Daily Compound CD
$0
3.72%
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

City Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.36%
18-Month CD
$0
3.70%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Minimum balance $500.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
IRA Certificate Term 18-Month Variable
$100,000
3.69%
View
▼
Rate3.63%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

$100,000 Minimum to Earn APY

First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
18-Month Variable Rate IRA
$0
3.62%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Agility 18-month CD
$1,000
3.61%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Exchange Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
18 Month Jumbo CD
$25,000
3.60%
View
▼
Rate3.55%
Min Deposit$25,000
Min Balance—
UpdatedApr 5, 2026
Details

Blue Ridge Bank and Trust Co.
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
18 Month CD/IRA
$500
3.55%
View
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.25%
18-MONTH Share Certificate
$0
3.50%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Franklin County
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
18 Month Certificate
$0
3.49%
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Preferred Rate with any checking account

First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
18-Month CD
$0
3.45%
View
▼
Rate3.41%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Missouri Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
18 Month Term
$10,000
3.40%
View
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 5, 2026
Details

First Bank of the Lake
Institution Rating:
A5.0 ★Texas Ratio: 7.47%
18 Month CD
$1,000
3.35%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

In Branch

Citizens-Farmers Bank of Cole Camp
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
18 Month CD
$0
3.28%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Bank 21
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
18 MONTH CERTIFICATE OF DEPOSIT
$500
3.25%
View
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

PSB of Rhineland
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
18 Month Certificate of Deposit
$1,000
3.09%
View
▼
Rate3.05%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Citizens Bank New Haven, MO
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
18 Month CD
$0
3.05%
View
▼
Rate3.03%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
18 Month Certificate of Deposit
$500
3.03%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Regent Bank (OK)
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
18 Month CD
$1,000
2.98%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Limited-time offer.

The Bank of Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
18 Month CD (non-IRA)
$500
2.92%
View
▼
Rate2.90%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

1st Advantage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 month CD/IRA
$0
2.75%
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
Certificates of Deposit 18-month
$1,000
2.65%
View
▼
Rate2.62%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
18 Month Variable CD/IRA
$100
2.55%
View
▼
Rate2.52%
Min Deposit$100
Min Balance—
UpdatedApr 5, 2026
Details

Fees may reduce earnings.

Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
18 Month Standard Certificates of Deposit
$5,000
2.41%
View
▼
Rate2.39%
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details

Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
18-Month Certificate of Deposit IRA
$500
2.35%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
Business CD 1.5 year
$0
2.10%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Preferred Bank Rothville, MO
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month Certificate
$0
2.02%
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Arsenal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.76%
18-month Quarterly CD
$500
2.00%
View
▼
Rate1.99%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Alltru Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.67%
Certificate of Deposit (CD)9 18 month
$0
1.80%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Peoples National Bank N.A.
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
18 Month Variable Individual Retirement Accounts (IRAs)
$0
1.52%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Show Me Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
18 Month Share Certificate
$0
1.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

West Plains S&L
Institution Rating:
A5.0 ★Texas Ratio: 9.79%
18 Month CD
$1,000
1.10%
View
▼
Rate1.10%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Peoples Bank of Moniteau County
Institution Rating:
A5.0 ★Texas Ratio: 10.60%
18 Month CD or IRA
$0
1.05%
View
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Ozarks Federal OFSL
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
18 Month Certificate - Individual Retirement Account
$100
0.90%
View
▼
Rate0.90%
Min Deposit$100
Min Balance—
UpdatedApr 5, 2026
Details

Americas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
18 Month Certificate of Deposit
$0
0.80%
View
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

1st MidAmerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
18 Month Share Certificate
$0
0.75%
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Springfield
Institution Rating:
B4.5 ★Texas Ratio: 21.25%
18 Month CD
$0
0.51%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Chester National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month CD
$0
0.50%
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Community Bank of Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
18 Month CD
$0
0.40%
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

F&M Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
Individual Retirement Accounts (IRAs) 18 month
$2,500
0.30%
View
▼
Rate0.30%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
102 Kate G Ln, Fenton, MO 63026 7713
24 month Certificates of Deposit (CDs)/IRA Certificates of Deposit (CDs)
$500
3.55%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
304 Summit RD, Fenton, MO 63026 3907
24 Month Certificate of Deposit (IRA)
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
653 Gravois Bluffs Blvd, Fenton, MO 63026
24-Month Certificate
$500
3.10%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Neighbors Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.62%
612 Gravois Rd, Fenton, MO 63026 4137
24 Month CD
$1,000
3.00%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
24-Month IRA Share Certificate
$0
4.00%
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Commercial Bank Saint Louis, MO
Institution Rating:
A5.0 ★Texas Ratio: 9.94%
2 Year Traditional & Roth IRA's
$0
3.96%
View
▼
Rate3.90%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Edward Jones Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2-year FDIC-Insured Certificates of Deposit
$0
3.95%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Tri-County Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
24 Month CD
$1,000
3.80%
View
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

CSD Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
24 Month Certificates
$0
3.75%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Regional Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
24 Month Jumbo CD
$50,000
3.70%
View
▼
Rate3.65%
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details

Kearney Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
24 Month Daily Compound CD
$0
3.67%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

FNB of Nevada, Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
Basic CDs 2 year
$0
3.65%
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Missouri Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
24 Month Term
$10,000
3.60%
View
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 5, 2026
Details

CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Agility 24-month CD
$1,000
3.51%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Ozark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
2 Year Certificate
$500
3.50%
View
▼
Rate3.46%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Health Care Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
24 Month Build a Certificate of Deposit
$0
3.45%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

OBannon Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
24 Month Certificates of Deposit
$0
3.44%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
Performance? CDs 24 month
$0
3.40%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

F&M Bank of St. Clair
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
2 Year Certificates of Deposit
$500
3.31%
View
▼
Rate3.27%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

The Seymour Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month Certificate of Deposit
$0
3.29%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Community Bank of Raymore
Institution Rating:
A+5.0 ★
IntraFi? Network Deposits (formerly CDARS ?) 2-year (104-week)
$10,000
3.28%
View
▼
Rate3.21%
Min Deposit$10,000
Min Balance—
UpdatedApr 5, 2026
Details

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.25%
24-MONTH Share Certificate
$0
3.25%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

The Bank of Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
24 Month CD
$500
3.21%
View
▼
Rate3.18%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

First Bank of the Lake
Institution Rating:
A5.0 ★Texas Ratio: 7.47%
24 Month CD
$1,000
3.15%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

In Branch

Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
24 Month Certificate of Deposit
$500
3.03%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Citizens-Farmers Bank of Cole Camp
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
24 Month CD
$0
3.02%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Regent Bank (OK)
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
24 Month CD
$1,000
2.98%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Limited-time offer.

FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
Certificates of Deposit 24-month
$1,000
2.90%
View
▼
Rate2.86%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

HomePride Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.68%
24 Month Certificate of Deposit
$500
2.88%
View
▼
Rate2.85%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

ANB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
24 Month Certificates of Deposit
$1,000
2.78%
View
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Adrian Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
2 Year** Certificates of Deposit
$0
2.77%
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Mid Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
24 Month CD Special
$1,000
2.75%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

24, 36, and 48 month CDs will automatically renew at a standard rate with the same term, upon maturity, unless you contact First Mid to elect a different option.

Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
2 Year CD
$1,000
2.70%
View
▼
Rate2.67%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
24-month term Standard CDs
$0
2.60%
View
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

PSB of Rhineland
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
24 Month Certificate of Deposit
$1,000
2.53%
View
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Bank Northwest
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
2-year CD
$0
2.52%
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
24 Month Standard Certificates of Deposit
$1,000
2.44%
View
▼
Rate2.43%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
24-Month Certificate of Deposit IRA
$500
2.35%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Preferred Bank Rothville, MO
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month IRA Certificate
$0
2.27%
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

MA Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Certificates of Deposit & IRAs 2 Year
$0
2.02%
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Arsenal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.76%
24-month Quarterly CD
$500
2.00%
View
▼
Rate1.99%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Alltru Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.67%
Certificate of Deposit (CD)9 24 month
$0
1.85%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Show Me Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
24 Month Share Certificate
$0
1.75%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Peoples National Bank N.A.
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
24 Month Individual Retirement Accounts (IRAs)
$0
1.55%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

F&M Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
Growing Tree 24 month Certificates of Deposit (CDs)
$100
1.51%
View
▼
Rate1.50%
Min Deposit$100
Min Balance—
UpdatedApr 5, 2026
Details

Security Bank of Southwest Missouri
Institution Rating:
A5.0 ★Texas Ratio: 7.51%
2 Year Certificate of Deposit
$1,000
1.36%
View
▼
Rate1.35%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Minimum maturity is 6 months. $1,000.00 minimum deposit. Substantial penalty for early withdrawal.

Peoples Bank of Moniteau County
Institution Rating:
A5.0 ★Texas Ratio: 10.60%
24 Month CD or IRA
$0
1.10%
View
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Mid-Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
24 Month CD
$1,000
0.85%
View
▼
Rate0.85%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

$1,000 minimum

1st MidAmerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
24 Month Share Certificate
$0
0.80%
View
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Springfield
Institution Rating:
B4.5 ★Texas Ratio: 21.25%
2 Year CD
$0
0.75%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
102 Kate G Ln, Fenton, MO 63026 7713
36 month Certificates of Deposit (CDs)/IRA Certificates of Deposit (CDs)
$500
3.40%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
304 Summit RD, Fenton, MO 63026 3907
36 Month Certificate of Deposit (IRA)
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
653 Gravois Bluffs Blvd, Fenton, MO 63026
36-Month Certificate
$500
3.03%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Neighbors Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.62%
612 Gravois Rd, Fenton, MO 63026 4137
36 Month CD
$1,000
3.00%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
36-Month IRA Share Certificate
$0
4.00%
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

CSD Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
36 Month Certificates
$0
3.75%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Regional Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
36 Month Jumbo CD
$50,000
3.70%
View
▼
Rate3.65%
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details

Health Care Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
36 Month Certicicate of Deposit
$50,000
3.60%
View
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details

$50,000 +; Certificates of Deposit require a minimum deposit of $50,000. Interest compounded semi-annually.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
IRA Certificate Term 36-Month Variable
$100,000
3.58%
View
▼
Rate3.52%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

$100,000 Minimum to Earn APY

Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
36 Month Certificate of Deposit
$0
3.55%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

KC Unidos Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
36 Month Share Certificate of Deposit
$0
3.50%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
Certificates of Deposit 36-month term
$0
3.44%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

OBannon Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
36 Month Certificates of Deposit
$0
3.34%
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

The Seymour Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month Certificate of Deposit
$0
3.29%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
Share & IRA Certificates 36 month term
$0
3.25%
View
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
CDARS? CDs 3 year
$0
3.22%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Funding Limit: $0.5M

Missouri Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
36 Month Term
$10,000
3.15%
View
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 5, 2026
Details

Freedom Bank of Southern Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
3 Year CD
$1,000
3.09%
View
▼
Rate3.05%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

The Bank of Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
36 Month CD
$500
3.01%
View
▼
Rate2.99%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Commercial Bank Saint Louis, MO
Institution Rating:
A5.0 ★Texas Ratio: 9.94%
3 Year Certificate of Deposit
$0
2.78%
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Citizens-Farmers Bank of Cole Camp
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
36 Month CD
$0
2.77%
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
3 year Personal CD
$250
2.75%
View
▼
Rate2.72%
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details

Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
3 Year CD
$1,000
2.70%
View
▼
Rate2.67%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Bank Northwest
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
3-year CD
$0
2.53%
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

F&M Bank of St. Clair
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
3 Year Certificates of Deposit
$500
2.50%
View
▼
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
36-month term Regular CDs
$0
2.49%
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

MA Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Certificates of Deposit & IRAs 3 Year
$0
2.27%
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

ANB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
36 Month Certificates of Deposit
$1,000
2.22%
View
▼
Rate2.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Arsenal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.76%
36-month Quarterly CD
$500
2.00%
View
▼
Rate1.99%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Alltru Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.67%
Certificate of Deposit (CD)9 36 month
$0
1.85%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Peoples National Bank N.A.
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
Certificates of Deposit (CDs) Specials 36 Month Trade-Up
$500
1.52%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Security Bank of Southwest Missouri
Institution Rating:
A5.0 ★Texas Ratio: 7.51%
3 Year Certificate of Deposit
$1,000
1.41%
View
▼
Rate1.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Minimum maturity is 6 months. $1,000.00 minimum deposit. Substantial penalty for early withdrawal.

Blue Ridge Bank and Trust Co.
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
36 Month CD/IRA
$500
1.30%
View
▼
Rate1.29%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

F&M Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
Individual Retirement Accounts (IRAs) 36 month
$2,500
1.26%
View
▼
Rate1.25%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details

Ozarks Federal OFSL
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
36 Month Certificate - Individual Retirement Account
$100
1.10%
View
▼
Rate1.10%
Min Deposit$100
Min Balance—
UpdatedApr 5, 2026
Details

Preferred Bank Rothville, MO
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month Certificate
$0
1.00%
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Springfield
Institution Rating:
B4.5 ★Texas Ratio: 21.25%
3 Year CD
$0
0.91%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Mid-Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
36 Month CD
$1,000
0.90%
View
▼
Rate0.90%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

$1,000 minimum

1st MidAmerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
36 Month Share Certificate
$0
0.85%
View
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

West Plains S&L
Institution Rating:
A5.0 ★Texas Ratio: 9.79%
36 Month CD
$1,000
0.80%
View
▼
Rate0.80%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Americas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
3 Year Certificate of Deposit
$0
0.75%
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Citizens Bank New Haven, MO
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
36 Month CD
$0
0.55%
View
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Chester National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month CD
$0
0.50%
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Academic Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
3 Year CD
$0
0.40%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Minimum balance is $1,000.

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
102 Kate G Ln, Fenton, MO 63026 7713
48 month Certificates of Deposit (CDs)/IRA Certificates of Deposit (CDs)
$500
3.40%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
304 Summit RD, Fenton, MO 63026 3907
48 Month Certificate of Deposit (IRA)
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
653 Gravois Bluffs Blvd, Fenton, MO 63026
48-Month Certificate
$500
3.03%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Neighbors Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.62%
612 Gravois Rd, Fenton, MO 63026 4137
48 Month CD
$1,000
2.75%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Edward Jones Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4-year FDIC-Insured Certificates of Deposit
$0
4.10%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
48-Month IRA Share Certificate
$0
4.00%
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Regional Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
48 Month Jumbo Bump Up CD
$50,000
3.91%
View
▼
Rate3.85%
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details

CSD Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
48 Month Certificates
$0
3.75%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA - Individual Retirement Accounts 48-Month
$1,000
3.65%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.

Phelps County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
48 Month CD
$0
3.55%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

FNB of Nevada, Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
Basic CDs 4 year
$0
3.50%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
Certificates of Deposit 48-month term
$0
3.44%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

The Seymour Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month Certificate of Deposit
$0
3.29%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Multipli Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
48 Month Certificate
$0
3.25%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

OBannon Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
48 Month Certificates of Deposit
$0
3.19%
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Missouri Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
48 Month Term
$10,000
3.15%
View
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 5, 2026
Details

Freedom Bank of Southern Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
4 Year CD
$1,000
3.09%
View
▼
Rate3.05%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

The Bank of Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
48 Month CD
$500
3.08%
View
▼
Rate3.06%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.30%
Share Certificate 4 Year
$0
3.05%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Postal and Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.88%
4 Year Share Certificates
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
48-month term Standard CDs
$0
2.90%
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
4 Year CD
$1,000
2.65%
View
▼
Rate2.62%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

MA Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Certificates of Deposit & IRAs 4 Year
$0
2.52%
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
Business CD 4 year
$0
2.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
48-Month Certificate of Deposit IRA
$500
2.27%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
4 year Personal IRA CD
$250
2.25%
View
▼
Rate2.23%
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details

ANB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
48 Month Certificates of Deposit
$1,000
2.12%
View
▼
Rate2.10%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

PSB of Rhineland
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
48 Month Certificate of Deposit
$1,000
2.02%
View
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Arsenal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.76%
48-month Quarterly CD
$500
2.00%
View
▼
Rate1.99%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Exchange Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
48 Month Jump CD Certificates of Deposit (CDs)
$5,000
1.90%
View
▼
Rate1.89%
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details

Peoples National Bank N.A.
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
48 Month Individual Retirement Accounts (IRAs)
$0
1.76%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Security Bank of Southwest Missouri
Institution Rating:
A5.0 ★Texas Ratio: 7.51%
4 Year Certificate of Deposit
$1,000
1.66%
View
▼
Rate1.65%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Minimum maturity is 6 months. $1,000.00 minimum deposit. Substantial penalty for early withdrawal.

Alltru Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.67%
Certificate of Deposit (CD)9 48 month
$0
1.40%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Springfield
Institution Rating:
B4.5 ★Texas Ratio: 21.25%
4 Year CD
$0
1.16%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Mid-Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
48 Month CD
$1,000
0.95%
View
▼
Rate0.95%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

$1,000 minimum

1st MidAmerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
48 Month Share Certificate
$0
0.90%
View
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Citizens Bank New Haven, MO
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
48 Month CD
$0
0.70%
View
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Americas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
4 Year Certificate of Deposit
$0
0.65%
View
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
102 Kate G Ln, Fenton, MO 63026 7713
60 month Certificates of Deposit (CDs)/IRA Certificates of Deposit (CDs)
$500
3.40%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
304 Summit RD, Fenton, MO 63026 3907
60 Month Certificate of Deposit (IRA)
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
653 Gravois Bluffs Blvd, Fenton, MO 63026
60-Month Certificate
$500
3.03%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Neighbors Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.62%
612 Gravois Rd, Fenton, MO 63026 4137
60 Month CD
$1,000
2.75%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Edward Jones Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
5-year FDIC-Insured Certificates of Deposit
$0
4.10%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
60-Month IRA Share Certificate
$0
4.00%
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Regional Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
60 Month Jumbo CD
$50,000
3.91%
View
▼
Rate3.85%
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details

The Seymour Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Month Certificate of Deposit
$0
3.80%
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

CSD Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
60 Month Certificates
$0
3.75%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Health Care Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
60 Month Certificate of Deposit
$50,000
3.66%
View
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details

$50,000 +; Certificates of Deposit require a minimum deposit of $50,000. Interest compounded semi-annually.

Bank of Washington
Institution Rating:
C+4.1 ★Texas Ratio: 25.51%
60 Month CD or IRA CD
$500
3.60%
View
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Interest paid quarterly

Phelps County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
60 Month CD
$0
3.55%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

KC Unidos Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
60 Month Share Certificate of Deposit
$0
3.50%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
Certificates of Deposit 60-month term
$0
3.44%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Commercial Bank Saint Louis, MO
Institution Rating:
A5.0 ★Texas Ratio: 9.94%
5 Year Certificate of Deposit
$0
3.29%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Regent Bank (OK)
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
60 Month CD
$1,000
3.25%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Limited-time offer.

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
60-Mo Trad/Roth IRA CD (Fixed)
$2,500
3.20%
View
▼
Rate3.15%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details

The Bank of Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
60 Month CD
$500
3.18%
View
▼
Rate3.16%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Ozark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
5 Year Certificate
$500
3.15%
View
▼
Rate3.11%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.30%
Share Certificate 5 Year
$0
3.10%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Kearney Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
60 Month Daily Compound CD
$0
3.05%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Postal and Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.88%
5 Year Share Certificates
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Missouri Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
60 Month Term
$500
2.90%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
60-month term Regular CDs
$0
2.84%
View
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
5 Year CD
$1,000
2.65%
View
▼
Rate2.62%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Bank Northwest
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
5-year CD
$0
2.52%
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
Business CD 5 year
$0
2.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
60-Month Certificate of Deposit IRA
$500
2.27%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
5 year Personal IRA CD
$250
2.25%
View
▼
Rate2.23%
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details

ANB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
60 Month Certificates of Deposit
$1,000
2.07%
View
▼
Rate2.05%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

F&M Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
60 month Certificates of Deposit (CDs)
$5,000
2.02%
View
▼
Rate2.00%
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details

Arsenal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.76%
60-month Quarterly CD
$500
2.00%
View
▼
Rate1.99%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Peoples National Bank N.A.
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
60 Month Individual Retirement Accounts (IRAs)
$0
1.96%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Security Bank of Southwest Missouri
Institution Rating:
A5.0 ★Texas Ratio: 7.51%
5 Year Certificate of Deposit
$1,000
1.76%
View
▼
Rate1.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Minimum maturity is 6 months. $1,000.00 minimum deposit. Substantial penalty for early withdrawal.

1st MidAmerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
60 Month Share Certificate
$0
1.51%
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Blue Ridge Bank and Trust Co.
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
60 Month CD/IRA
$500
1.50%
View
▼
Rate1.49%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Alltru Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.67%
Certificate of Deposit (CD)9 60 month
$0
1.40%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Franklin County
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
Educational IRA 60 Mo CD
$0
1.31%
View
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Preferred Rate with any checking account

West Plains S&L
Institution Rating:
A5.0 ★Texas Ratio: 9.79%
60 Month CD
$1,000
1.05%
View
▼
Rate1.05%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Americas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
5 Year Certificate of Deposit
$0
1.00%
View
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Community Bank of Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
60 Month CD
$0
0.90%
View
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Citizens Bank New Haven, MO
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
60 Month CD
$0
0.85%
View
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Fenton, MO CD Rate Trends

Compare local Fenton, MO CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Missouri CD Trends →
12-Month CD — MO Avg
2.831%
▲ 0.229 vs 7 days ago

Missouri 12-month CD rates rose 0.229 points over the past 7 days to 2.831% APY.

6-Month CD — MO Avg
2.631%
▼ 0.002 vs 7 days ago

Missouri 6-month CD rates fell 0.002 points over the past 7 days to 2.631% APY.

As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about CD Rates in Fenton, Missouri

Are CD rates in Fenton, Missouri FDIC insured?

Yes, most established banks in Fenton, Missouri are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Fenton, Missouri?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Fenton, Missouri.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Fenton, Missouri may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Fenton, Missouri?

Here are recent top rates found for this area:
  • Alliance Credit Union Fenton, MO: 4.05% APY (Certificates of Deposit & IRA CDs Youth Saver 12-Month CD (ages 0-19))
  • Together Credit Union: 3.95% APY (6 Month Certificate of Deposit (IRA))
  • Neighbors Credit Union: 3.75% APY (12 Month CD)
  • First Community Credit Union: 3.65% APY (6 month Certificates of Deposit (CDs)/IRA Certificates of Deposit (CDs))
  • Academy Bank: 3.55% APY (12-Month Certificate)
  • Midwest BankCentre: 3.51% APY (6-Month CD)
  • Simmons Bank: 3.50% APY (6-month CD)
  • Infuze Credit Union: 4.12% APY (12-Month IRA Share Certificate)
  • Edward Jones Trust Company: 4.10% APY (5-year FDIC-Insured Certificates of Deposit)
  • Chicago Patrolmens Federal Credit Union: 4.08% APY (Jumbo 6-Month Share Certificate)
Rates reflect recent verified offers available in Fenton, Missouri. Last Updated: April 5, 2026

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Withdrawal Penalty
CD vs. HYSA

Methodology & Data Sources

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Fenton, Missouri directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Fenton, Missouri. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in MO.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 5, 2026

Fenton, Missouri Rates & Resources

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Fenton, Missouri Savings Rates
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