What are the best CD rates in Brewster, Nebraska?

Here are recent top rates found for this area: Farmers and Merchants Bank Milligan, NE : 4.16% APY (24 Month CD) Omaha Police Federal Credit Union : 4.11% APY (6 Month CD Special) Omaha Federal Credit Union : 4.00% APY (6 Month Share Certificates) Union Pacific Streamliner Federal Credit Union : 3.95% APY (36-Month Share Certificate - Special) Nebraska Energy Federal Credit Union : 3.90% APY (6 Month Share Certificate) Thayer County Bank : 3.86% APY (48 Month CD) The Bank of Steinauer : 3.86% APY (Certificate of Deposit 6 Month) Lincoln FSB of Nebraska : 3.85% APY (6 Month CD) Archer Cooperative Credit Union : 3.85% APY (Share & IRA Certificates 3 Month) North Platte Union Pacific Employee Credit Union : 3.80% APY (48 Month Share Certificate)

A CD ladder involves opening multiple CDs with staggered maturity dates — for example, 3-month, 6-month, 1-year, and 2-year CDs. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

MonitorBankRates

☰

iAdvertiser Disclosure

CD Rates Brewster, Nebraska (NE) for April 2026

Q: Can I withdraw my money early from a CD?

You can, but most institutions charge an early withdrawal penalty — often a number of months of interest (e.g., 3 or 6 months). Specifics vary by institution.

Q: What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs typically require a higher minimum deposit (often $100,000 or more) and may offer slightly higher APYs than standard CDs available in Brewster, Nebraska.

Q: Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the entire term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start lower.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | CD Rates Last Updated and Verified: April 12, 2026

Current Brewster, Nebraska CD rates include Farmers and Merchants Bank Milligan, NEFarmers and Merchants Bank Milligan, NEA+5.0 ★Texas Ratio: 0.00%Real return: +1.36%APY minus CPI (February 2026) offering 24 Month CD at 4.16% APY, Omaha Police Federal Credit UnionOmaha Police Federal Credit UnionA+5.0 ★Texas Ratio: 0.32%Real return: +1.31%APY minus CPI (February 2026) offering 6 Month CD Special at 4.11% APY, Omaha Federal Credit UnionOmaha Federal Credit UnionA+5.0 ★Texas Ratio: 2.22%Real return: +1.20%APY minus CPI (February 2026) offering 6 Month Share Certificates at 4.00% APY, Union Pacific Streamliner Federal Credit UnionUnion Pacific Streamliner Federal Credit UnionA+5.0 ★Texas Ratio: 2.76%Real return: +1.15%APY minus CPI (February 2026) offering 36-Month Share Certificate - Special at 3.95% APY, and Nebraska Energy Federal Credit UnionNebraska Energy Federal Credit UnionA+5.0 ★Texas Ratio: 0.23%Real return: +1.10%APY minus CPI (February 2026) offering 6 Month Share Certificate at 3.90% APY. CD rates as of April 12, 2026 according to verified data from MonitorBankRates.

Brewster is a smaller community with no bank or credit union branches currently in our database. 249 institutions serving the Nebraska area are available to Brewster residents, with CD rates as high as 4.16% APY from Farmers and Merchants Bank Milligan, NE. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 12, 2026

Compare Best CD Rates in Brewster, Nebraska & the Surrounding Area

Source: Verified CD Rate Data provided by MonitorBankRates

Institution

Product

Min Deposit

APY

Profile

Archer Cooperative Credit Union

Institution Rating:

B+4.8 ★Texas Ratio: 17.60%

Share & IRA Certificates 3 Month

3.85%

View

▼

Rate3.80%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Minimum $500.00 to Open Certificate

Bankers Trust Company

Institution Rating:

A+5.0 ★Texas Ratio: 2.53%

3 Month Certificates of Deposit Platinum Tier

3.80%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Loyalty Program

Pathway Bank

Institution Rating:

A+5.0 ★Texas Ratio: 5.99%

3 Month CD

$1,000

3.75%

View

▼

Rate3.70%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Western Nebraska Bank

Institution Rating:

A5.0 ★Texas Ratio: 9.97%

3 Month Certificate Of Deposit

$250

3.70%

View

▼

Rate3.65%

Min Deposit$250

Min Balance—

UpdatedApr 12, 2026

Details

$250 minimum to open

Great Southern Bank

Institution Rating:

A+5.0 ★Texas Ratio: 1.82%

3-Month CD

$1,000

3.40%

View

▼

Rate—

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

First Community Bank Beemer, NE

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

3 MONTH Certificates of Deposit

$10,000

3.19%

View

▼

Rate3.15%

Min Deposit$10,000

Min Balance—

UpdatedApr 12, 2026

Details

Metro Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.41%

3 Month Certificate

3.00%

View

▼

Rate2.96%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Premier Bank Omaha, NE

Institution Rating:

A+5.0 ★Texas Ratio: 0.07%

3 Month Certificates of Deposit

$1,000

2.27%

View

▼

Rate2.25%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Genoa Community Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

3 Month Certificate of Deposit

1.65%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Bank of the Valley

Institution Rating:

A+5.0 ★Texas Ratio: 4.59%

3 MONTH Certificates of Deposit

1.50%

View

▼

Rate1.49%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

FirstBank of Nebraska

Institution Rating:

A+5.0 ★Texas Ratio: 0.93%

3 Mo CD

$1,000

1.41%

View

▼

Rate1.40%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

The Bank of Steinauer

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

Certificate of Deposit 3 Month

1.00%

View

▼

Rate1.00%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

First National Bank in Ord

Institution Rating:

A+5.0 ★Texas Ratio: 3.31%

3 Month CD

$25,000

0.80%

View

▼

Rate0.80%

Min Deposit$25,000

Min Balance—

UpdatedApr 12, 2026

Details

Heritage Bank Wood River, NE

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

Personal & IRA CDs 3 month

0.75%

View

▼

Rate0.75%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Wahoo State Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

Certificates of Deposit 3 Month

0.50%

View

▼

Rate0.50%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Town & Country Bank Ravenna, NE

Institution Rating:

A+5.0 ★Texas Ratio: 0.45%

3 Month CD

$50,000

0.45%

View

▼

Rate—

Min Deposit$50,000

Min Balance—

UpdatedApr 12, 2026

Details

$50,000 & Over

City Bank & Trust Co. Lincoln, NE

Institution Rating:

A5.0 ★Texas Ratio: 8.20%

3 Month Certificates of Deposit

$500

0.25%

View

▼

Rate0.25%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

I3 Bank

Institution Rating:

A5.0 ★Texas Ratio: 7.81%

3 Month Certificates of Deposit & IRAs

$500

0.15%

View

▼

Rate0.15%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Wells Fargo

Institution Rating:

A5.0 ★Texas Ratio: 7.44%

3 month Standard Fixed Rate CD

$2,500

0.06%

View

▼

Rate0.06%

Min Deposit$2,500

Min Balance—

UpdatedApr 12, 2026

Details

Source: Verified CD Rate Data provided by MonitorBankRates

Institution

Product

Min Deposit

APY

Profile

Omaha Police Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.32%

6 Month CD Special

$2,500

4.11%

View

▼

Rate—

Min Deposit$2,500

Min Balance—

UpdatedApr 12, 2026

Details

CD Special

Omaha Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.22%

6 Month Share Certificates

4.00%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Nebraska Energy Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.23%

6 Month Share Certificate

$5,000

3.90%

View

▼

Rate—

Min Deposit$5,000

Min Balance—

UpdatedApr 12, 2026

Details

Special - Limited Time Limit One Per Member

The Bank of Steinauer

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

Certificate of Deposit 6 Month

3.86%

View

▼

Rate3.80%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Lincoln FSB of Nebraska

Institution Rating:

A+5.0 ★Texas Ratio: 1.59%

6 Month CD

$5,000

3.85%

View

▼

Rate3.81%

Min Deposit$5,000

Min Balance—

UpdatedApr 12, 2026

Details

Minimum to open is $5,000. Minimum to open waived for existing checking and savings account customers. Penalty for early withdrawal. Consumer accounts only. Rates are subject to change without notice.

Consumers Cooperative Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.29%

6 Month Certificate

3.80%

View

▼

Rate3.75%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Thayer County Bank

Institution Rating:

A5.0 ★Texas Ratio: 7.27%

6 Month CD

$75,000

3.76%

View

▼

Rate3.71%

Min Deposit$75,000

Min Balance—

UpdatedApr 12, 2026

Details

$75,000.00 and up

FirstBank of Nebraska

Institution Rating:

A+5.0 ★Texas Ratio: 0.93%

6 Mo CD

$1,000

3.75%

View

▼

Rate3.70%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Pathway Bank

Institution Rating:

A+5.0 ★Texas Ratio: 5.99%

6 Month CD

$1,000

3.70%

View

▼

Rate3.65%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Union Pacific Streamliner Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.76%

6-Month Share Certificate - Special

3.65%

View

▼

Rate3.59%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Sidney Federal S&L

Institution Rating:

B-4.3 ★Texas Ratio: 23.92%

6 Month CD Special

3.61%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

First Westroads Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

IRA 6 Month CD

$500

3.60%

View

▼

Rate3.55%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Adams State Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.07%

Certificates of Deposit 6 Month

$1,000

3.55%

View

▼

Rate3.50%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Nebraska Bank

Institution Rating:

B4.5 ★Texas Ratio: 20.75%

6-Month Term cd

3.50%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Columbus Bank and Trust Company

Institution Rating:

A+5.0 ★Texas Ratio: 3.23%

6 Month CD or IRA

$500

3.44%

View

▼

Rate3.41%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Great Southern Bank

Institution Rating:

A+5.0 ★Texas Ratio: 1.82%

6-Month CD

$1,000

3.40%

View

▼

Rate—

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Holyoke Community Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.92%

6 month CD's

$2,500

3.39%

View

▼

Rate3.35%

Min Deposit$2,500

Min Balance—

UpdatedApr 12, 2026

Details

Sun Pacific Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.66%

6-month Certificate

3.35%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Centris Federal Credit Union

Institution Rating:

A-4.9 ★Texas Ratio: 16.42%

Regular & IRA Certificates - 6 month

$500

3.25%

View

▼

Rate3.20%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

First Nebraska Bank

Institution Rating:

A+5.0 ★Texas Ratio: 1.66%

6-Month Certificate

$500

3.14%

View

▼

Rate3.10%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

First Community Bank Beemer, NE

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

6 MONTH Certificates of Deposit

$10,000

3.03%

View

▼

Rate3.00%

Min Deposit$10,000

Min Balance—

UpdatedApr 12, 2026

Details

United Republic Bank

Institution Rating:

A+5.0 ★Texas Ratio: 1.34%

Regular and Retirement Time Certificates 6-month

$1,000

3.00%

View

▼

Rate2.96%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Bank of the Valley

Institution Rating:

A+5.0 ★Texas Ratio: 4.59%

6 MONTH Certificates of Deposit

2.98%

View

▼

Rate2.95%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Premier Bank Omaha, NE

Institution Rating:

A+5.0 ★Texas Ratio: 0.07%

6 Month Certificates of Deposit

$1,000

2.78%

View

▼

Rate2.75%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

First National Bank in Ord

Institution Rating:

A+5.0 ★Texas Ratio: 3.31%

6 Month CD

$100,000

2.52%

View

▼

Rate2.50%

Min Deposit$100,000

Min Balance—

UpdatedApr 12, 2026

Details

Daily Balance: $100,000.00 and up

Town & Country Bank Ravenna, NE

Institution Rating:

A+5.0 ★Texas Ratio: 0.45%

6 Month CD

$50,000

2.25%

View

▼

Rate—

Min Deposit$50,000

Min Balance—

UpdatedApr 12, 2026

Details

$50,000 & Over

Wahoo State Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

6 Month Certificates of Deposit

2.00%

View

▼

Rate1.98%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Commercial State Bank Wausa, NE

Institution Rating:

A+5.0 ★Texas Ratio: 2.32%

6 Month Certificates of Deposit

1.75%

View

▼

Rate1.74%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Genoa Community Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

6 Month Certificate of Deposit

1.70%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

FNB of Johnson

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

6-Month CD

1.51%

View

▼

Rate1.50%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Bruning Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

6-Month IRA CD

1.41%

View

▼

Rate1.40%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Western Nebraska Bank

Institution Rating:

A5.0 ★Texas Ratio: 9.97%

6 Month Certificate Of Deposit

$250

1.21%

View

▼

Rate1.20%

Min Deposit$250

Min Balance—

UpdatedApr 12, 2026

Details

$250 minimum to open

MembersOwn Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 6.45%

6-month IRA Certificate

1.10%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Heritage Bank Wood River, NE

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

Personal & IRA CDs 6 month

1.00%

View

▼

Rate1.00%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

City Bank & Trust Co. Lincoln, NE

Institution Rating:

A5.0 ★Texas Ratio: 8.20%

6 Month Certificates of Deposit

$500

0.30%

View

▼

Rate0.30%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Wells Fargo

Institution Rating:

A5.0 ★Texas Ratio: 7.44%

6 month Standard Fixed Rate CD

$2,500

0.06%

View

▼

Rate0.06%

Min Deposit$2,500

Min Balance—

UpdatedApr 12, 2026

Details

First Citizens Bank

Institution Rating:

A+5.0 ★Texas Ratio: 5.24%

6-month automatic saver CD

$500

0.01%

View

▼

Rate—

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Source: Verified CD Rate Data provided by MonitorBankRates

Institution

Product

Min Deposit

APY

Profile

Farmers and Merchants Bank Milligan, NE

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

12-Month CD

$500

4.11%

View

▼

Rate—

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

$500 Minimum; Penalty for early withdrawal

Omaha Police Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.32%

12 Month CD Special

$2,500

4.01%

View

▼

Rate—

Min Deposit$2,500

Min Balance—

UpdatedApr 12, 2026

Details

CD Special

Consumers Cooperative Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.29%

12 Month Certificate

3.80%

View

▼

Rate3.75%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Metro Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.41%

12 Month Certificate

3.75%

View

▼

Rate3.69%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Thayer County Bank

Institution Rating:

A5.0 ★Texas Ratio: 7.27%

12 Month CD

$75,000

3.74%

View

▼

Rate3.69%

Min Deposit$75,000

Min Balance—

UpdatedApr 12, 2026

Details

Exchange Bank (NE)

Institution Rating:

A+5.0 ★Texas Ratio: 3.47%

12 Month CD Special

$2,500

3.70%

View

▼

Rate—

Min Deposit$2,500

Min Balance—

UpdatedApr 12, 2026

Details

In select markets only. The annual percentage yield is accurate as of date of publication. The minimum deposit $2,500.00. Offer may expire without notice. Penalty assessed for early withdrawal-fees could reduce the earnings on the account. No minimum to earn APY.

FirstBank of Nebraska

Institution Rating:

A+5.0 ★Texas Ratio: 0.93%

12 Mo CD

$5,000

3.65%

View

▼

Rate3.60%

Min Deposit$5,000

Min Balance—

UpdatedApr 12, 2026

Details

$5,000+

FirsTier Bank

Institution Rating:

A5.0 ★Texas Ratio: 8.87%

Step-Up 12 Month CD

3.60%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

You may step up your rate one time to the current rate of the equivalent term. Certificate will automatically renew to a fixed rate CD of the equivalent term with the current rate at renewal.

The Bank of Steinauer

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

Certificate of Deposit 12 Month

3.55%

View

▼

Rate3.50%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Sidney Federal S&L

Institution Rating:

B-4.3 ★Texas Ratio: 23.92%

12 Month CD Special

3.51%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Woodmen Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.70%

IRA 1 Year

3.50%

View

▼

Rate3.50%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

First Westroads Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

12 Month CD

$500

3.45%

View

▼

Rate3.41%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Cobalt Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 7.59%

Baby Bundle Certificates 12 Month

$25

3.40%

View

▼

Rate3.35%

Min Deposit$25

Min Balance—

UpdatedApr 12, 2026

Details

Holyoke Community Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.92%

12 month CD's

$50,000

3.39%

View

▼

Rate3.35%

Min Deposit$50,000

Min Balance—

UpdatedApr 12, 2026

Details

First Nebraska Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.07%

12 Month initial term promo rate

3.35%

View

▼

Rate3.31%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

See matching term for minimum balance requirement

Nebraska State Bank and Trust Company

Institution Rating:

A+5.0 ★Texas Ratio: 3.10%

1 Year Time Certificates of Deposit

$500

3.30%

View

▼

Rate3.26%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

First Community Bank Beemer, NE

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

12 MONTH Certificates of Deposit

$10,000

3.29%

View

▼

Rate3.25%

Min Deposit$10,000

Min Balance—

UpdatedApr 12, 2026

Details

Sun Pacific Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.66%

12-month Certificate

$10,000

3.20%

View

▼

Rate—

Min Deposit$10,000

Min Balance—

UpdatedApr 12, 2026

Details

North Platte Union Pacific Employee Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.66%

12 Month Share Certificate

3.18%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

$500.00 Minimum

State Bank of Scotia

Institution Rating:

A-5.0 ★Texas Ratio: 14.40%

12 Month CD

3.14%

View

▼

Rate3.10%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Centris Federal Credit Union

Institution Rating:

A-4.9 ★Texas Ratio: 16.42%

Jumbo Certificates - minimum opening deposit of 12 month

$90,000

3.10%

View

▼

Rate3.05%

Min Deposit$90,000

Min Balance—

UpdatedApr 12, 2026

Details

$90,000.00

Wahoo State Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

12 Month Certificates of Deposit

3.04%

View

▼

Rate3.00%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

TFB Tecumseh Federal Bank

Institution Rating:

A+5.0 ★Texas Ratio: 1.02%

12 Month Certificate

$500

3.03%

View

▼

Rate3.00%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

United Republic Bank

Institution Rating:

A+5.0 ★Texas Ratio: 1.34%

Regular and Retirement Time Certificates 12-month

$1,000

3.00%

View

▼

Rate2.96%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Lincoln SDA Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 5.41%

12 Month Certificate

2.83%

View

▼

Rate2.80%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

First National Bank in Ord

Institution Rating:

A+5.0 ★Texas Ratio: 3.31%

12 Month CD

2.78%

View

▼

Rate2.75%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Box Butte Public Employees Federal Credit Union

Institution Rating:

C-3.8 ★Texas Ratio: 29.64%

Children's 12-Month Certificates

2.50%

View

▼

Rate2.50%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Children's (18 and younger)

Citizens Bank & Trust Company NE

Institution Rating:

A+5.0 ★Texas Ratio: 2.86%

12 Month Certificate of Deposit

$500

2.37%

View

▼

Rate2.35%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Town & Country Bank Ravenna, NE

Institution Rating:

A+5.0 ★Texas Ratio: 0.45%

1 Year CD

$50,000

2.30%

View

▼

Rate—

Min Deposit$50,000

Min Balance—

UpdatedApr 12, 2026

Details

$50,000 & Over

First Bank and Trust of Fullerton

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

12-Month Certificate of Deposit

$500

2.27%

View

▼

Rate2.25%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Bank of the Valley

Institution Rating:

A+5.0 ★Texas Ratio: 4.59%

12 MONTH Certificates of Deposit

2.22%

View

▼

Rate2.20%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Genoa Community Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

12 Month CD Individual Retirement Account

2.10%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Bank of Hartington

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

12 month TCD

$1,000

2.02%

View

▼

Rate2.00%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

FNB of Johnson

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

12-Month CD

2.01%

View

▼

Rate2.00%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

SN Bank

Institution Rating:

A5.0 ★Texas Ratio: 12.05%

Certificate Of Deposit 1 Year

$1,000

2.00%

View

▼

Rate—

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Countryside Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

12 Month Certificates of Deposit

$1,000

1.61%

View

▼

Rate1.60%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Madison County Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.99%

12 Month Certificate of Deposit

$500

1.60%

View

▼

Rate1.59%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Wells Fargo

Institution Rating:

A5.0 ★Texas Ratio: 7.44%

1 year Standard Fixed Rate CD

$2,500

1.51%

View

▼

Rate1.50%

Min Deposit$2,500

Min Balance—

UpdatedApr 12, 2026

Details

Heritage Bank Wood River, NE

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

Personal & IRA CDs 12 month

1.50%

View

▼

Rate1.49%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Bank of Elgin

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

Certificate of Deposit 12 Month

$500

1.46%

View

▼

Rate1.45%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Western Nebraska Bank

Institution Rating:

A5.0 ★Texas Ratio: 9.97%

12 Month Certificate Of Deposit

$250

1.41%

View

▼

Rate1.40%

Min Deposit$250

Min Balance—

UpdatedApr 12, 2026

Details

$250 minimum to open

Jones Bank

Institution Rating:

A+5.0 ★Texas Ratio: 3.97%

12 Month Certificates of Deposit and Individual Retirement Accounts

1.05%

View

▼

Rate1.05%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

City Bank & Trust Co. Lincoln, NE

Institution Rating:

A5.0 ★Texas Ratio: 8.20%

12 Month Certificates of Deposit

$25,000

0.70%

View

▼

Rate0.70%

Min Deposit$25,000

Min Balance—

UpdatedApr 12, 2026

Details

First Citizens Bank

Institution Rating:

A+5.0 ★Texas Ratio: 5.24%

1-year convertible CD

$500

0.01%

View

▼

Rate—

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Qualifying balance up to $49,000.00

Source: Verified CD Rate Data provided by MonitorBankRates

Institution

Product

Min Deposit

APY

Profile

Metro Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.41%

18 Month Certificate

3.75%

View

▼

Rate3.69%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Archer Cooperative Credit Union

Institution Rating:

B+4.8 ★Texas Ratio: 17.60%

Share & IRA Certificates 18 Month

3.65%

View

▼

Rate3.60%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Minimum $500.00 to Open Certificate

Pathway Bank

Institution Rating:

A+5.0 ★Texas Ratio: 5.99%

18 Month CD

$1,000

3.60%

View

▼

Rate3.55%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

FirstBank of Nebraska

Institution Rating:

A+5.0 ★Texas Ratio: 0.93%

18 Mo CD

$1,000

3.50%

View

▼

Rate3.45%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

FNB of Gordon

Institution Rating:

A+5.0 ★Texas Ratio: 3.32%

18 Month Certificate of Deposit

3.46%

View

▼

Rate3.40%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Union Pacific Streamliner Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.76%

18-Month Share Certificate - Tier I

3.45%

View

▼

Rate3.40%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

TFB Tecumseh Federal Bank

Institution Rating:

A+5.0 ★Texas Ratio: 1.02%

18 Month Certificate

3.44%

View

▼

Rate3.40%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Consumers Cooperative Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.29%

18 Month Certificate

3.29%

View

▼

Rate3.25%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Holyoke Community Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.92%

18 month CD's

$10,000

3.24%

View

▼

Rate3.20%

Min Deposit$10,000

Min Balance—

UpdatedApr 12, 2026

Details

First Community Bank Beemer, NE

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

18 MONTH Certificates of Deposit

$10,000

3.19%

View

▼

Rate3.15%

Min Deposit$10,000

Min Balance—

UpdatedApr 12, 2026

Details

State Bank of Scotia

Institution Rating:

A-5.0 ★Texas Ratio: 14.40%

18 Month CD

3.14%

View

▼

Rate3.10%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Centris Federal Credit Union

Institution Rating:

A-4.9 ★Texas Ratio: 16.42%

Jumbo Certificates - minimum opening deposit of 18 month

$90,000

3.05%

View

▼

Rate3.00%

Min Deposit$90,000

Min Balance—

UpdatedApr 12, 2026

Details

$90,000.00

Omaha Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.22%

18 Month Share Certificates

3.00%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Bank of the Valley

Institution Rating:

A+5.0 ★Texas Ratio: 4.59%

18 MONTH Certificates of Deposit

2.75%

View

▼

Rate2.72%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Citizens Bank & Trust Company NE

Institution Rating:

A+5.0 ★Texas Ratio: 2.86%

18 Month Certificate of Deposit

$500

2.52%

View

▼

Rate2.50%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Genoa Community Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

18 Month CD Individual Retirement Account

2.30%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

FNB of Johnson

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

18-Month CD

2.26%

View

▼

Rate2.25%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

United Republic Bank

Institution Rating:

A+5.0 ★Texas Ratio: 1.34%

Regular and Retirement Time Certificates 18-month

$1,000

2.25%

View

▼

Rate2.23%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Bank of Hartington

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

18 month TCD

$1,000

2.12%

View

▼

Rate2.10%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Countryside Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

18 Month Certificates of Deposit

$10,000

1.66%

View

▼

Rate1.65%

Min Deposit$10,000

Min Balance—

UpdatedApr 12, 2026

Details

Wahoo State Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

18 Month Certificates of Deposit

1.61%

View

▼

Rate1.60%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Madison County Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.99%

18 Month Certificate of Deposit

$500

1.60%

View

▼

Rate1.59%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Heritage Bank Wood River, NE

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

Personal & IRA CDs 18 month

1.50%

View

▼

Rate1.49%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Jones Bank

Institution Rating:

A+5.0 ★Texas Ratio: 3.97%

18 Month Certificates of Deposit and Individual Retirement Accounts

1.30%

View

▼

Rate1.29%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

City Bank & Trust Co. Lincoln, NE

Institution Rating:

A5.0 ★Texas Ratio: 8.20%

18 Month Certificates of Deposit

$500

0.75%

View

▼

Rate0.75%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

I3 Bank

Institution Rating:

A5.0 ★Texas Ratio: 7.81%

18 Month Certificates of Deposit & IRAs

$500

0.50%

View

▼

Rate0.50%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Source: Verified CD Rate Data provided by MonitorBankRates

Institution

Product

Min Deposit

APY

Profile

Farmers and Merchants Bank Milligan, NE

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

24 Month CD

$500

4.16%

View

▼

Rate—

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

$500 Minimum; Penalty for early withdrawal

Metro Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.41%

24 Month Certificate

3.75%

View

▼

Rate3.69%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Jones Bank

Institution Rating:

A+5.0 ★Texas Ratio: 3.97%

24 Month Variable Rate IRA

3.70%

View

▼

Rate3.65%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Exchange Bank (NE)

Institution Rating:

A+5.0 ★Texas Ratio: 3.47%

24 Month CD Special

$2,500

3.65%

View

▼

Rate—

Min Deposit$2,500

Min Balance—

UpdatedApr 12, 2026

Details

Archer Cooperative Credit Union

Institution Rating:

B+4.8 ★Texas Ratio: 17.60%

Share & IRA Certificates 24 Month

3.60%

View

▼

Rate3.55%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Minimum $500.00 to Open Certificate

Union Bank and Trust Company

Institution Rating:

A+5.0 ★Texas Ratio: 0.93%

24-month CD

$1,000

3.51%

View

▼

Rate—

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Open Online

FirstBank of Nebraska

Institution Rating:

A+5.0 ★Texas Ratio: 0.93%

24 Mo CD

$1,000

3.50%

View

▼

Rate3.45%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Adams State Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.07%

Certificates of Deposit 24 Month

$1,000

3.44%

View

▼

Rate3.40%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

FirsTier Bank

Institution Rating:

A5.0 ★Texas Ratio: 8.87%

Step-Up 24 Month CD

3.35%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

You may step up your rate one time to the current rate of the equivalent term. Certificate will automatically renew to a fixed rate CD of the equivalent term with the current rate at renewal.

FNB of Gordon

Institution Rating:

A+5.0 ★Texas Ratio: 3.32%

24 Month Certificate of Deposit

3.30%

View

▼

Rate3.25%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Consumers Cooperative Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.29%

24 Month Certificate

3.29%

View

▼

Rate3.25%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Pathway Bank

Institution Rating:

A+5.0 ★Texas Ratio: 5.99%

24 Month CD

$1,000

3.25%

View

▼

Rate3.21%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Cobalt Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 7.59%

Baby Bundle Certificates 24 Month

$50

3.20%

View

▼

Rate3.15%

Min Deposit$50

Min Balance—

UpdatedApr 12, 2026

Details

First Community Bank Beemer, NE

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

24 MONTH Certificates of Deposit

$10,000

3.19%

View

▼

Rate3.15%

Min Deposit$10,000

Min Balance—

UpdatedApr 12, 2026

Details

Bank of the Valley

Institution Rating:

A+5.0 ★Texas Ratio: 4.59%

24 MONTH Certificates of Deposit

3.15%

View

▼

Rate3.11%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

First Nebraska Bank

Institution Rating:

A+5.0 ★Texas Ratio: 1.66%

24-Month Certificate

$500

3.14%

View

▼

Rate3.10%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Holyoke Community Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.92%

24 month CD's

$10,000

3.08%

View

▼

Rate3.05%

Min Deposit$10,000

Min Balance—

UpdatedApr 12, 2026

Details

United Republic Bank

Institution Rating:

A+5.0 ★Texas Ratio: 1.34%

Regular and Retirement Time Certificates 24-month

$1,000

3.00%

View

▼

Rate2.96%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Centris Federal Credit Union

Institution Rating:

A-4.9 ★Texas Ratio: 16.42%

Jumbo Certificates - minimum opening deposit of 24 month

$90,000

2.85%

View

▼

Rate2.81%

Min Deposit$90,000

Min Balance—

UpdatedApr 12, 2026

Details

$90,000.00

Citizens Bank & Trust Company NE

Institution Rating:

A+5.0 ★Texas Ratio: 2.86%

24 Month Certificate of Deposit

$500

2.57%

View

▼

Rate2.55%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

First Westroads Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

24 Month CD

$500

2.50%

View

▼

Rate2.48%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Town & Country Bank Ravenna, NE

Institution Rating:

A+5.0 ★Texas Ratio: 0.45%

2 Year CD

$50,000

2.40%

View

▼

Rate—

Min Deposit$50,000

Min Balance—

UpdatedApr 12, 2026

Details

$50,000 & Over

Genoa Community Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

24 Month CD Individual Retirement Account

2.35%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

West Gate Bank

Institution Rating:

A+5.0 ★Texas Ratio: 1.08%

24 Month Certificates of Deposit & IRA's

$1,000

2.27%

View

▼

Rate2.25%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

First Bank and Trust of Fullerton

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

24-Month Certificate of Deposit

$500

2.26%

View

▼

Rate2.25%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

The Bank of Steinauer

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

Certificate of Deposit 24 Month

2.22%

View

▼

Rate2.20%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Western Nebraska Bank

Institution Rating:

A5.0 ★Texas Ratio: 9.97%

24 Month Certificate Of Deposit

$250

2.17%

View

▼

Rate2.15%

Min Deposit$250

Min Balance—

UpdatedApr 12, 2026

Details

$250 minimum to open

Bank of Hartington

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

24 month TCD

$1,000

2.12%

View

▼

Rate2.10%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

SN Bank

Institution Rating:

A5.0 ★Texas Ratio: 12.05%

Certificate Of Deposit 2 Year

$1,000

2.00%

View

▼

Rate—

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Bank of Elgin

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

Certificate of Deposit 24 Month

$500

1.86%

View

▼

Rate1.85%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Wahoo State Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

Certificates of Deposit 24 Month

1.76%

View

▼

Rate1.75%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Countryside Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

24 Month Certificates of Deposit

$1,000

1.71%

View

▼

Rate1.70%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Madison County Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.99%

24 Month Certificate of Deposit

$500

1.70%

View

▼

Rate1.69%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Heritage Bank Wood River, NE

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

Personal & IRA CDs 24 month

1.50%

View

▼

Rate1.49%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

City Bank & Trust Co. Lincoln, NE

Institution Rating:

A5.0 ★Texas Ratio: 8.20%

24 Month Certificates of Deposit

$25,000

0.85%

View

▼

Rate0.85%

Min Deposit$25,000

Min Balance—

UpdatedApr 12, 2026

Details

I3 Bank

Institution Rating:

A5.0 ★Texas Ratio: 7.81%

24 Month Certificates of Deposit & IRAs

$500

0.80%

View

▼

Rate0.80%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Source: Verified CD Rate Data provided by MonitorBankRates

Institution

Product

Min Deposit

APY

Profile

Union Pacific Streamliner Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.76%

36-Month Share Certificate - Special

3.95%

View

▼

Rate3.88%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Exchange Bank (NE)

Institution Rating:

A+5.0 ★Texas Ratio: 3.47%

36 Month CD Special

$2,500

3.60%

View

▼

Rate—

Min Deposit$2,500

Min Balance—

UpdatedApr 12, 2026

Details

Premier Bank Omaha, NE

Institution Rating:

A+5.0 ★Texas Ratio: 0.07%

36 Month Certificates of Deposit

$1,000

3.55%

View

▼

Rate3.50%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

North Platte Union Pacific Employee Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.66%

36 Month Share Certificate

3.54%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

$500.00 Minimum

Lincoln FSB of Nebraska

Institution Rating:

A+5.0 ★Texas Ratio: 1.59%

36 Month CD

$5,000

3.50%

View

▼

Rate3.50%

Min Deposit$5,000

Min Balance—

UpdatedApr 12, 2026

Details

Archer Cooperative Credit Union

Institution Rating:

B+4.8 ★Texas Ratio: 17.60%

Share & IRA Certificates 36 Month

3.49%

View

▼

Rate3.45%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Minimum $500.00 to Open Certificate

FirstBank of Nebraska

Institution Rating:

A+5.0 ★Texas Ratio: 0.93%

36 Mo CD

$1,000

3.45%

View

▼

Rate3.41%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Bank of the Valley

Institution Rating:

A+5.0 ★Texas Ratio: 4.59%

36 MONTH Certificates of Deposit

3.44%

View

▼

Rate3.40%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Adams State Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.07%

Certificates of Deposit 36 Month

$1,000

3.30%

View

▼

Rate3.25%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Pathway Bank

Institution Rating:

A+5.0 ★Texas Ratio: 5.99%

3 Year CD

$1,000

3.25%

View

▼

Rate3.21%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Holyoke Community Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.92%

36 month CD's

$50,000

3.24%

View

▼

Rate3.20%

Min Deposit$50,000

Min Balance—

UpdatedApr 12, 2026

Details

Columbus Bank and Trust Company

Institution Rating:

A+5.0 ★Texas Ratio: 3.23%

36 Month CD or IRA

$500

3.20%

View

▼

Rate3.16%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

First Nebraska Bank

Institution Rating:

A+5.0 ★Texas Ratio: 1.66%

36-Month Certificate

$500

3.14%

View

▼

Rate3.10%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

First Community Bank Beemer, NE

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

36 MONTH Certificates of Deposit

$10,000

3.03%

View

▼

Rate3.00%

Min Deposit$10,000

Min Balance—

UpdatedApr 12, 2026

Details

United Republic Bank

Institution Rating:

A+5.0 ★Texas Ratio: 1.34%

Regular and Retirement Time Certificates 36-month

$1,000

3.00%

View

▼

Rate2.96%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Centris Federal Credit Union

Institution Rating:

A-4.9 ★Texas Ratio: 16.42%

Jumbo Certificates - minimum opening deposit of 36 month

$90,000

2.85%

View

▼

Rate2.81%

Min Deposit$90,000

Min Balance—

UpdatedApr 12, 2026

Details

$90,000.00

Genoa Community Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

36 Month CD Individual Retirement Account

2.55%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

First Westroads Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

36 Month CD

$500

2.50%

View

▼

Rate2.48%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

The Bank of Steinauer

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

Certificate of Deposit 36 Month

2.47%

View

▼

Rate2.45%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Town & Country Bank Ravenna, NE

Institution Rating:

A+5.0 ★Texas Ratio: 0.45%

3 Year CD

$50,000

2.40%

View

▼

Rate—

Min Deposit$50,000

Min Balance—

UpdatedApr 12, 2026

Details

$50,000 & Over

Bank of Hartington

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

36 month TCD

$1,000

2.35%

View

▼

Rate2.33%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Citizens Bank & Trust Company NE

Institution Rating:

A+5.0 ★Texas Ratio: 2.86%

36 Month Certificate of Deposit

$500

2.27%

View

▼

Rate2.25%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Wahoo State Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

36 Month Certificates of Deposit

2.25%

View

▼

Rate2.23%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

FNB of Gordon

Institution Rating:

A+5.0 ★Texas Ratio: 3.32%

36 Month Certificate of Deposit

2.07%

View

▼

Rate2.05%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Bank of Elgin

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

Certificate of Deposit 36 Month

$500

2.02%

View

▼

Rate2.00%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

SN Bank

Institution Rating:

A5.0 ★Texas Ratio: 12.05%

Certificate Of Deposit 3 Year

$1,000

2.00%

View

▼

Rate—

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Bruning Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

36-Month IRA CD

1.91%

View

▼

Rate1.90%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Countryside Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

36 Month Certificates of Deposit

$5,000

1.86%

View

▼

Rate1.85%

Min Deposit$5,000

Min Balance—

UpdatedApr 12, 2026

Details

Madison County Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.99%

36 Month Certificate of Deposit

$500

1.85%

View

▼

Rate1.84%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Jones Bank

Institution Rating:

A+5.0 ★Texas Ratio: 3.97%

36 Month Certificates of Deposit and Individual Retirement Accounts

1.75%

View

▼

Rate1.74%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Heritage Bank Wood River, NE

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

Personal & IRA CDs 36 month

1.50%

View

▼

Rate1.49%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

City Bank & Trust Co. Lincoln, NE

Institution Rating:

A5.0 ★Texas Ratio: 8.20%

36 Month Certificates of Deposit

$25,000

0.95%

View

▼

Rate0.95%

Min Deposit$25,000

Min Balance—

UpdatedApr 12, 2026

Details

I3 Bank

Institution Rating:

A5.0 ★Texas Ratio: 7.81%

36 Month Certificates of Deposit & IRAs

$500

0.90%

View

▼

Rate0.90%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Source: Verified CD Rate Data provided by MonitorBankRates

Institution

Product

Min Deposit

APY

Profile

Thayer County Bank

Institution Rating:

A5.0 ★Texas Ratio: 7.27%

48 Month CD

$75,000

3.86%

View

▼

Rate3.80%

Min Deposit$75,000

Min Balance—

UpdatedApr 12, 2026

Details

North Platte Union Pacific Employee Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.66%

48 Month Share Certificate

3.80%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

$500.00 Minimum

Archer Cooperative Credit Union

Institution Rating:

B+4.8 ★Texas Ratio: 17.60%

Share & IRA Certificates 48 Month

3.60%

View

▼

Rate3.55%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Minimum $500.00 to Open Certificate

Lincoln FSB of Nebraska

Institution Rating:

A+5.0 ★Texas Ratio: 1.59%

48 Month CD

$5,000

3.50%

View

▼

Rate3.50%

Min Deposit$5,000

Min Balance—

UpdatedApr 12, 2026

Details

Columbus Bank and Trust Company

Institution Rating:

A+5.0 ★Texas Ratio: 3.23%

48 Month CD or IRA

$500

3.40%

View

▼

Rate3.36%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Bank of the Valley

Institution Rating:

A+5.0 ★Texas Ratio: 4.59%

48 MONTH Certificates of Deposit

3.39%

View

▼

Rate3.35%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Pathway Bank

Institution Rating:

A+5.0 ★Texas Ratio: 5.99%

4 Year CD

$1,000

3.35%

View

▼

Rate3.31%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Adams State Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.07%

Certificates of Deposit 48 Month

$1,000

3.30%

View

▼

Rate3.25%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Metro Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.41%

48 Month Certificate

3.25%

View

▼

Rate3.20%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Holyoke Community Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.92%

48 month CD's

$50,000

3.24%

View

▼

Rate3.20%

Min Deposit$50,000

Min Balance—

UpdatedApr 12, 2026

Details

First Nebraska Bank

Institution Rating:

A+5.0 ★Texas Ratio: 1.66%

48-Month Certificate

$500

3.14%

View

▼

Rate3.10%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

First Community Bank Beemer, NE

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

48 MONTH Certificates of Deposit

$10,000

3.03%

View

▼

Rate3.00%

Min Deposit$10,000

Min Balance—

UpdatedApr 12, 2026

Details

Commercial State Bank Wausa, NE

Institution Rating:

A+5.0 ★Texas Ratio: 2.32%

48 Month Certificates of Deposit

2.99%

View

▼

Rate2.96%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

First National Bank in Ord

Institution Rating:

A+5.0 ★Texas Ratio: 3.31%

48 Month CD IRA Certificates

$100,000

2.88%

View

▼

Rate2.85%

Min Deposit$100,000

Min Balance—

UpdatedApr 12, 2026

Details

Centris Federal Credit Union

Institution Rating:

A-4.9 ★Texas Ratio: 16.42%

Jumbo Certificates - minimum opening deposit of 48 month

$90,000

2.85%

View

▼

Rate2.81%

Min Deposit$90,000

Min Balance—

UpdatedApr 12, 2026

Details

$90,000.00

The Bank of Steinauer

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

Certificate of Deposit 48 Month

2.78%

View

▼

Rate2.75%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Genoa Community Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

48 Month Certificate of Deposit

2.61%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

TFB Tecumseh Federal Bank

Institution Rating:

A+5.0 ★Texas Ratio: 1.02%

48 Month Certificate

2.52%

View

▼

Rate2.50%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

First Bank and Trust of Fullerton

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

48-Month Certificate of Deposit

$500

2.51%

View

▼

Rate2.50%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

United Republic Bank

Institution Rating:

A+5.0 ★Texas Ratio: 1.34%

Regular and Retirement Time Certificates 48-month

$1,000

2.50%

View

▼

Rate2.47%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Town & Country Bank Ravenna, NE

Institution Rating:

A+5.0 ★Texas Ratio: 0.45%

4 Year CD

$50,000

2.40%

View

▼

Rate—

Min Deposit$50,000

Min Balance—

UpdatedApr 12, 2026

Details

$50,000 & Over

Western Nebraska Bank

Institution Rating:

A5.0 ★Texas Ratio: 9.97%

48 Month Certificate Of Deposit

$250

2.37%

View

▼

Rate2.35%

Min Deposit$250

Min Balance—

UpdatedApr 12, 2026

Details

$250 minimum to open

Citizens Bank & Trust Company NE

Institution Rating:

A+5.0 ★Texas Ratio: 2.86%

48 Month Certificate of Deposit

$500

2.27%

View

▼

Rate2.25%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Wahoo State Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

48 Month Certificates of Deposit

2.12%

View

▼

Rate2.10%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Countryside Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

48 Month Certificates of Deposit

$1,000

2.02%

View

▼

Rate2.00%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Jones Bank

Institution Rating:

A+5.0 ★Texas Ratio: 3.97%

48 Month Certificates of Deposit and Individual Retirement Accounts

2.00%

View

▼

Rate1.99%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

MembersOwn Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 6.45%

48-month IRA Certificate

1.75%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Heritage Bank Wood River, NE

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

Personal & IRA CDs 48 month

1.50%

View

▼

Rate1.49%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

I3 Bank

Institution Rating:

A5.0 ★Texas Ratio: 7.81%

48 Month Certificates of Deposit & IRAs

$500

1.16%

View

▼

Rate1.15%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

City Bank & Trust Co. Lincoln, NE

Institution Rating:

A5.0 ★Texas Ratio: 8.20%

48 Month Certificates of Deposit

$25,000

1.00%

View

▼

Rate1.00%

Min Deposit$25,000

Min Balance—

UpdatedApr 12, 2026

Details

Source: Verified CD Rate Data provided by MonitorBankRates

Institution

Product

Min Deposit

APY

Profile

Archer Cooperative Credit Union

Institution Rating:

B+4.8 ★Texas Ratio: 17.60%

Share & IRA Certificates 60 Month

3.60%

View

▼

Rate3.55%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Minimum $500.00 to Open Certificate

Lincoln FSB of Nebraska

Institution Rating:

A+5.0 ★Texas Ratio: 1.59%

60 Month CD

$5,000

3.50%

View

▼

Rate3.50%

Min Deposit$5,000

Min Balance—

UpdatedApr 12, 2026

Details

Columbus Bank and Trust Company

Institution Rating:

A+5.0 ★Texas Ratio: 3.23%

60 Month CD or IRA

$500

3.49%

View

▼

Rate3.45%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Pathway Bank

Institution Rating:

A+5.0 ★Texas Ratio: 5.99%

5 Year CD

$1,000

3.40%

View

▼

Rate3.36%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Bank of the Valley

Institution Rating:

A+5.0 ★Texas Ratio: 4.59%

60 MONTH Certificates of Deposit

3.29%

View

▼

Rate3.25%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

FirstBank of Nebraska

Institution Rating:

A+5.0 ★Texas Ratio: 0.93%

60 Mo CD

$1,000

3.25%

View

▼

Rate3.21%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Holyoke Community Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.92%

60 month CD's

$50,000

3.24%

View

▼

Rate3.20%

Min Deposit$50,000

Min Balance—

UpdatedApr 12, 2026

Details

First Nebraska Bank

Institution Rating:

A+5.0 ★Texas Ratio: 1.66%

60-Month Certificate

$500

3.14%

View

▼

Rate3.10%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Madison County Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.99%

60 Month Certificate of Deposit

$500

3.10%

View

▼

Rate3.08%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Premier Bank Omaha, NE

Institution Rating:

A+5.0 ★Texas Ratio: 0.07%

60 Month Certificates of Deposit

$1,000

3.03%

View

▼

Rate3.00%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Centris Federal Credit Union

Institution Rating:

A-4.9 ★Texas Ratio: 16.42%

Jumbo Certificates - minimum opening deposit of 60 month

$90,000

2.85%

View

▼

Rate2.81%

Min Deposit$90,000

Min Balance—

UpdatedApr 12, 2026

Details

$90,000.00

Genoa Community Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

60 Month Certificate of Deposit

2.66%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Western Nebraska Bank

Institution Rating:

A5.0 ★Texas Ratio: 9.97%

60 Month Certificate Of Deposit

$250

2.52%

View

▼

Rate2.50%

Min Deposit$250

Min Balance—

UpdatedApr 12, 2026

Details

$250 minimum to open

First Bank and Trust of Fullerton

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

60-Month Certificate of Deposit

$500

2.51%

View

▼

Rate2.50%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

First Westroads Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

60 Month CD

$500

2.50%

View

▼

Rate2.48%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Town & Country Bank Ravenna, NE

Institution Rating:

A+5.0 ★Texas Ratio: 0.45%

5 Year CD

$50,000

2.40%

View

▼

Rate—

Min Deposit$50,000

Min Balance—

UpdatedApr 12, 2026

Details

$50,000 & Over

Wahoo State Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

60 Month Certificates of Deposit

2.32%

View

▼

Rate2.30%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Citizens Bank & Trust Company NE

Institution Rating:

A+5.0 ★Texas Ratio: 2.86%

60 Month Certificate of Deposit

$500

2.27%

View

▼

Rate2.25%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

SN Bank

Institution Rating:

A5.0 ★Texas Ratio: 12.05%

Certificate Of Deposit 5 Year

$1,000

2.25%

View

▼

Rate—

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

FNB of Gordon

Institution Rating:

A+5.0 ★Texas Ratio: 3.32%

60 Month Certificate of Deposit

2.07%

View

▼

Rate2.05%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

First Community Bank Beemer, NE

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

60 MONTH Certificates of Deposit

$2,500

2.02%

View

▼

Rate2.00%

Min Deposit$2,500

Min Balance—

UpdatedApr 12, 2026

Details

Heritage Bank Wood River, NE

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

Personal & IRA CDs 60 month

1.50%

View

▼

Rate1.49%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

I3 Bank

Institution Rating:

A5.0 ★Texas Ratio: 7.81%

60 Month Certificates of Deposit & IRAs

$500

1.25%

View

▼

Rate1.24%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

FirsTier Bank

Institution Rating:

A5.0 ★Texas Ratio: 8.87%

Step-Up 60 Month CD

0.70%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

You may step up your rate one time to the current rate of the equivalent term. Certificate will automatically renew to a fixed rate CD of the equivalent term with the current rate at renewal.

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Top CD Rates from Brewster, Nebraska Institutions

Highest verified APYs available today — updated April 12, 2026

B Top 5 Bank Rates

Farmers and Merchants Bank Milligan, NE

24 Month CD

A+ 5.0 ★ TX: 0.00%

Min: $500

4.16%

Thayer County Bank

48 Month CD

A 5.0 ★ TX: 7.27%

Min: $75,000

3.86%

The Bank of Steinauer

Certificate of Deposit 6 Month

A+ 5.0 ★ TX: 0.00%

Min: $0

3.86%

Lincoln FSB of Nebraska

6 Month CD

A+ 5.0 ★ TX: 1.59%

Min: $5,000

3.85%

Bankers Trust Company

3 Month Certificates of Deposit Platinum Tier

A+ 5.0 ★ TX: 2.53%

Min: $0

3.80%

CU Top 5 Credit Union Rates

Omaha Police Federal Credit Union

6 Month CD Special

A+ 5.0 ★ TX: 0.32%

Min: $2,500

4.11%

Omaha Federal Credit Union

6 Month Share Certificates

A+ 5.0 ★ TX: 2.22%

Min: $0

4.00%

Union Pacific Streamliner Federal Credit Union

36-Month Share Certificate - Special

A+ 5.0 ★ TX: 2.76%

Min: $0

3.95%

Nebraska Energy Federal Credit Union

6 Month Share Certificate

A+ 5.0 ★ TX: 0.23%

Min: $5,000

3.90%

Archer Cooperative Credit Union

Share & IRA Certificates 3 Month

B+ 4.8 ★ TX: 17.60%

Min: $0

3.85%

Rates verified April 12, 2026 — Click an institution name to view its full profile, safety ratings, and all CD terms.

Brewster, NE CD Rate Trends

Compare local Brewster, NE CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Nebraska CD Trends →

12-Month CD — NE Avg

2.754%

Unchanged vs 7 days ago

Nebraska 12-month CD rates currently average 2.754% APY based on data from institutions in our monitoring network.

6-Month CD — NE Avg

2.777%

Unchanged vs 7 days ago

Nebraska 6-month CD rates currently average 2.777% APY based on data from institutions in our monitoring network.

As of Apr 12, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

NE CD Rate Forecast — Next 12 Months

Where are Nebraska CD rates headed through April 2027?

Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.

NE 12-Month Avg APY

2.754%

6-Month Forecast

2.754%

Range: 2.55% – 2.90%

12-Month Forecast

2.504%

Range: 2.30% – 2.65%

What Your Savings Earn at NE CD Rates Today

Annual interest earnings at today’s Nebraska average APYs. State average used where available; national average as fallback.

CD Term	NE Avg APY	$5,000	$10,000	$25,000	$50,000
3-Month CD	1.822%	$91.08	$182.16	$455.40	$910.80
6-Month CD	2.777%	$138.87	$277.74	$694.35	$1,388.70
12-Month CD	2.754%	$137.68	$275.35	$688.38	$1,376.75
18-Month CD	2.673%	$133.65	$267.30	$668.25	$1,336.50
24-Month CD	2.825%	$141.26	$282.51	$706.28	$1,412.55
36-Month CD	2.623%	$131.13	$262.26	$655.65	$1,311.30
48-Month CD	2.643%	$132.16	$264.32	$660.80	$1,321.60
60-Month CD	2.720%	$136.01	$272.02	$680.05	$1,360.10
Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of April 12, 2026.

Sample CD Ladder for Brewster, Nebraska Savers

$25,000 split equally across 5 terms using today’s Nebraska average rates. As each CD matures, reinvest at the 36-month rung.

Build Your Ladder →

Rung	Term	Deposit	NE Avg APY	Annual Earnings
1	3-Month CD	$5,000	1.822%	$91.08
2	6-Month CD	$5,000	2.777%	$138.87
3	12-Month CD	$5,000	2.754%	$137.68
4	24-Month CD	$5,000	2.825%	$141.26
5	36-Month CD	$5,000	2.623%	$131.13
Total ($25,000 invested)		$25,000	2.560% blended	$640.02/yr

Ladder example uses equal $5,000 rungs and Nebraska average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.

Institutions
in Brewster, Nebraska

47 Banks 17 Credit Unions

About Our Brewster, Nebraska CD Rate Database

MonitorBankRates tracks CD rates from 47 banks and 17 credit unions with locations in Brewster, Nebraska, plus national online institutions available to Nebraska residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.

Current top rate: Farmers and Merchants Bank Milligan, NE offers a CD at 4.16% APY with a minimum deposit of $500. Use the rate table above to compare all current offers in Brewster, Nebraska.

How to Find the Best CD Rates in Brewster, Nebraska

What to compare when shopping for a CD in Brewster, Nebraska

To find the best APYs in Brewster, Nebraska, start with credit unions and online-only banks — Brewster, Nebraska has 17 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.

Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.

Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.

When a CD Makes Sense in Brewster, Nebraska

You have a planned expense coming up and want your savings to earn while you wait
You expect rates to fall and want to lock in today’s rate
You want FDIC or NCUA protection with a guaranteed fixed return
You prefer banking with an institution that has a local branch in Brewster, Nebraska — 64 institutions here report CD rates

Consider an Alternative If…

You may need funds within 30 days → Brewster, Nebraska savings rates
Rates are rising and you want to benefit → Variable-rate savings or MMA
You want check-writing access → Brewster, Nebraska money market rates

Nebraska Financial Snapshot

Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024 (state-level data shown — city data not available)

Population 65+

16.7%

National avg: 17.3%

Median Individual Earnings

$44,279

National avg: $47,340

Poverty Rate

10.6%

National avg: 11.1%

Unemployment Rate

3.0%

National avg: 4.8%

CD Earnings on 10% of Salary

$122/yr

At NE 12-mo avg 2.754% APY

16.7% of residents are 65 or older — below the national average of 17.3%; a low unemployment rate of 3.0% reflects a strong local economy. At today’s NE 12-month CD average of 2.754%, saving 10% of the local median salary ($4,427/year) and putting it in a CD would earn an additional $122 annually in interest.

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.

CD Rates vs. Other Savings Options in Brewster, Nebraska

What to compare when choosing between a CD and other deposit accounts

Feature	CD	High-Yield Savings	Money Market	6-Month CD
Rate Type	Fixed APY	Variable APY	Variable APY	Fixed APY
Liquidity	Locked for term	Anytime	Anytime	Locked 6 months
Early Withdrawal	Penalty (months of interest)	None	None	Penalty (90–180 days interest)
FDIC / NCUA Insured	Yes (up to $250K)	Yes (up to $250K)	Yes (up to $250K)	Yes (up to $250K)
Check / Debit Access	No	Usually no	Often yes	No
Best For	Known savings goal, CD ladder	Emergency fund, flexible savings	Liquid savings with check-writing	Slightly higher yield, less urgency

Frequently Asked Questions about CD Rates in Brewster, Nebraska

Are CD rates in Brewster, Nebraska FDIC insured?

Yes, most established banks in Brewster, Nebraska are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Brewster, Nebraska?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Brewster, Nebraska.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Brewster, Nebraska may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Brewster, Nebraska?

Here are recent top rates found for this area:

Farmers and Merchants Bank Milligan, NE: 4.16% APY (24 Month CD)
Omaha Police Federal Credit Union: 4.11% APY (6 Month CD Special)
Omaha Federal Credit Union: 4.00% APY (6 Month Share Certificates)
Union Pacific Streamliner Federal Credit Union: 3.95% APY (36-Month Share Certificate - Special)
Nebraska Energy Federal Credit Union: 3.90% APY (6 Month Share Certificate)
Thayer County Bank: 3.86% APY (48 Month CD)
The Bank of Steinauer: 3.86% APY (Certificate of Deposit 6 Month)
Lincoln FSB of Nebraska: 3.85% APY (6 Month CD)
Archer Cooperative Credit Union: 3.85% APY (Share & IRA Certificates 3 Month)
North Platte Union Pacific Employee Credit Union: 3.80% APY (48 Month Share Certificate)

Rates reflect recent verified offers available in Brewster, Nebraska. Last Updated: April 12, 2026

CD Calculators for Brewster, Nebraska

Brewster, Nebraska CD Calculator

At today’s NE top rate of 4.16% APY, a $10,000 deposit earns $416 in the first year. Enter your amount to see your exact return.

Brewster, Nebraska CD Ladder

NE CD rates currently range from 1.822% (3-month) to 2.623% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.

Early Withdrawal Penalty

Before locking into a Brewster, Nebraska CD at 4.16% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.

CD vs. High-Yield Savings

Nebraska’s average 12-month CD is 2.754% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.

Methodology & Data Sources

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Brewster, Nebraska directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Brewster, Nebraska. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in NE.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 12, 2026

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