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CD Rate Trends

Omaha, Nebraska Best CD Rates September 2026

Current Omaha, Nebraska CD rates include West Gate BankWest Gate Bank1020 S 179th Ct, Omaha, NE 68118A+5.0 ★Texas Ratio: 1.69%Real return: +2.20%APY minus CPI (February 2026) offering 12 Month CD at 5.00% APY, First Westroads BankFirst Westroads Bank15750 W Dodge Rd, Omaha, NE 68118A+5.0 ★Texas Ratio: 0.61%Real return: +1.75%APY minus CPI (February 2026) offering 48 Month CD at 4.55% APY, Access BankAccess Bank1941 S 42nd St, Omaha, NE 68105A+5.0 ★Texas Ratio: 3.62%Real return: +1.25%APY minus CPI (February 2026) offering 12 Month Certificate Special at 4.05% APY, Cobalt Federal Credit UnionCobalt Federal Credit Union15325 Weir St, Omaha, NE 68137 5061A+5.0 ★Texas Ratio: 5.54%Real return: +1.25%APY minus CPI (February 2026) offering 6 Month Business Term Share Certificate at 4.05% APY, and Omaha Federal Credit UnionOmaha Federal Credit Union3001 S 82ND AVE, OMAHA, NE 68124A+5.0 ★Texas Ratio: 2.19%Real return: +1.20%APY minus CPI (February 2026) offering 6 Month Share Certificate at 4.00% APY. CD rates as of September 22, 2026 according to verified data from MonitorBankRates.

Omaha has 241 local institutions in our database, with CD rates as high as 5.00% APY from West Gate Bank at 1020 S 179th Ct, Omaha, NE 68118. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Nebraska area. Rates are continually updated, so we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: September 22, 2026

Compare Best CD Rates in Omaha, Nebraska & the Surrounding Area

Omaha 3 Month CD Rates

National 3 Month CD Average2.06% APYUnchanged from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
15750 W Dodge Rd, Omaha, NE 68118
3 Month CD
$500
3.85% ▲ 1.79% above national avg
Rate3.80%
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.06%▲ 1.79% above avg
Details

Access Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
1941 S 42nd St, Omaha, NE 68105
3 Month Business Certificate of Deposit
$0
3.60% ▲ 1.54% above national avg
Rate3.55%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.06%▲ 1.54% above avg
Details

Interest Paid: Quarterly and at Maturity

Access Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
1941 S 42nd St, Omaha, NE 68105
3 Month Certificate Special
$0
3.60% ▲ 1.54% above national avg
Rate3.55%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.06%▲ 1.54% above avg
Details

Interest Paid Quarterly and at Maturity

Access Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
1941 S 42nd St, Omaha, NE 68105
3 Month Open a Certificate of Deposit
$0
3.60% ▲ 1.54% above national avg
Rate3.55%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.06%▲ 1.54% above avg
Details

Interest Paid: Quarterly and at Maturity

Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
14509 F St, Omaha, NE 68137 1054
3 Month Certificate
$0
3.05% ▲ 0.99% above national avg
Rate3.01%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.06%▲ 0.99% above avg
Details

Premier Bank Omaha, NE
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
16802 Burke St, Omaha, NE 68118
3 Month Certificate
$0
2.27% ▲ 0.21% above national avg
Rate2.25%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.06%▲ 0.21% above avg
Details

Premier Bank Omaha, NE
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
16802 Burke St, Omaha, NE 68118
IRA Certificates of Deposit - 3 Month
$0
2.27% ▲ 0.21% above national avg
Rate2.25%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.06%▲ 0.21% above avg
Details

First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
15750 W Dodge Rd, Omaha, NE 68118
IRA 3 Month CD
$500
0.75% ▼ 1.31% below national avg
Rate0.75%
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.06%▼ 1.31% below avg
Details

First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
6457 Frances St, Omaha, NE 68106
3 Month CD
$500
0.50% ▼ 1.56% below national avg
Rate0.50%
Min Deposit$500
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.06%▼ 1.56% below avg
Details

Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
1700 FARNAM ST STE 1000, OMAHA, NE 68102
90 Day Share Certificate
$0
0.50% ▼ 1.56% below national avg
Rate0.50%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.06%▼ 1.56% below avg
Details

Balance: $1,000 Minimum Balance; Balance: $1,000 Minimum Balance

Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
3 Month Certificate
$0
0.30% ▼ 1.76% below national avg
Rate0.30%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.06%▼ 1.76% below avg
Details

Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
CD Term - 3 Months
$0
0.30% ▼ 1.76% below national avg
Rate0.30%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.06%▼ 1.76% below avg
Details

I3 Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
15645 Spaulding St, Omaha, NE 68116
Certificates of Deposit & IRAs - 3 Month
$500
0.15% ▼ 1.91% below national avg
Rate0.15%
Min Deposit$500
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.06%▼ 1.91% below avg
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
1919 Douglas St, Omaha, NE 68102
3 month Standard Interest Rate
$2,500
0.06% ▼ 2.00% below national avg
Rate0.06%
Min Deposit$2,500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 2.00% below avg
Details

Early withdrawal penalties may apply.

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
1919 Douglas St, Omaha, NE 68102
3 month Standard Fixed Rate CD
$2,500
0.05% ▼ 2.01% below national avg
Rate0.05%
Min Deposit$2,500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 2.01% below avg
Details

Relationship APY 0.06%. Early withdrawal penalties may apply.

Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
3 Month Certificate of Deposit
$0
4.06% ▲ 2.00% above national avg
Rate4.00%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.06%▲ 2.00% above avg
Details

Western Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
3 Month Certificate
$250
4.06% ▲ 2.00% above national avg
Rate4.00%
Min Deposit$250
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.06%▲ 2.00% above avg
Details

First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
3 Month CD
$500
4.00% ▲ 1.94% above national avg
Rate3.94%
Min Deposit$500
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.06%▲ 1.94% above avg
Details

FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
3 Mo CD
$1,000
3.90% ▲ 1.84% above national avg
Rate3.84%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.06%▲ 1.84% above avg
Details

OneNebraska Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.92%
3 Month Share Certificate
$500
3.90% ▲ 1.84% above national avg
Rate3.84%
Min Deposit$500
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.06%▲ 1.84% above avg
Details

Dividends Compounded & Credited: Quarterly; Dividend Period: Quarterly

First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month CD
$0
3.85% ▲ 1.79% above national avg
Rate3.80%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.06%▲ 1.79% above avg
Details

Balance: $100,000.00 and up

Bankers Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3 Month Certificate - Loyalty Program Platinum Tier
$0
3.80% ▲ 1.74% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 1.74% above avg
Details

Interest Rate is Base Interest Rate + 0.50%

First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month CD
$0
3.80% ▲ 1.74% above national avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.06%▲ 1.74% above avg
Details

Balance: $25,000.00-99,999.99

Archer Cooperative Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
3 Month Share & IRA Certificates
$0
3.80% ▲ 1.74% above national avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 1.74% above avg
Details

First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month CD
$0
3.75% ▲ 1.69% above national avg
Rate3.70%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.06%▲ 1.69% above avg
Details

Balance: $500.00-24,999.99

Pathway Bank
Institution Rating:
B-4.4 ★Texas Ratio: 22.68%
3 Month CD
$1,000
3.75% ▲ 1.69% above national avg
Rate3.70%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.06%▲ 1.69% above avg
Details

Bankers Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3 Month Certificate - Loyalty Program Gold Tier
$0
3.70% ▲ 1.64% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 1.64% above avg
Details

Interest Rate is Base Interest Rate + 0.40%

Security First Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
3 Month Certificate of Deposit
$0
3.65% ▲ 1.59% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 1.59% above avg
Details

Bankers Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3 Month Certificate - Loyalty Program Silver Tier
$0
3.60% ▲ 1.54% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 1.54% above avg
Details

Interest Rate is Base Interest Rate + 0.30%

FirsTier Bank
Institution Rating:
F2.0 ★Texas Ratio: 51.03%
3 Month CD
$0
3.60% ▲ 1.54% above national avg
Rate3.54%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.06%▲ 1.54% above avg
Details

A penalty may be imposed for early withdrawal. Certificate will automatically renew to a fixed rate CD of the equivalent term with the current rate at renewal. The Annual Percentage Yield is current as of August 24, 2026, and is subject to change at any time without notice.

Bankers Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3 Month Certificate - Loyalty Program Bronze Tier
$0
3.50% ▲ 1.44% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 1.44% above avg
Details

Interest Rate is Base Interest Rate + 0.20%

Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.59%
3 Month Certificates of Deposit (CDs)
$5,000
3.50% ▲ 1.44% above national avg
Rate3.45%
Min Deposit$5,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.06%▲ 1.44% above avg
Details

Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
3 Month CD
$500
3.50% ▲ 1.44% above national avg
Rate3.45%
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.06%▲ 1.44% above avg
Details

Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Time Certificates of Deposit - 3 Months
$500
3.50% ▲ 1.44% above national avg
Rate3.45%
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.06%▲ 1.44% above avg
Details

Great Southern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.55%
3-Month CD
$1,000
3.40% ▲ 1.34% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 1.34% above avg
Details

Interest Payment Options Early withdrawal penalty Penalty for early withdrawal. Many interest payment options are available. Ask an associate for details.

Bankers Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3 Month Certificate
$0
3.29% ▲ 1.23% above national avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 1.23% above avg
Details

Bankers Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3 Month Promotional CD
$0
3.29% ▲ 1.23% above national avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 1.23% above avg
Details

Published APY range: 3.29% to 3.80%; Published rate range: 3.25% to 3.75%. Earn our highest rates* when you qualify for the Platinum tier of our Benefits Banking Loyalty Program . Open Online

First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
3 Month Certificates of Deposit
$0
3.19% ▲ 1.13% above national avg
Rate3.15%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.06%▲ 1.13% above avg
Details

Balance: $10,000+

Platte Valley Bank North Bend, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
3 Month Certificate
$500
2.30% ▲ 0.24% above national avg
Rate2.28%
Min Deposit$500
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.06%▲ 0.24% above avg
Details

First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
3 Month Certificates of Deposit
$0
2.27% ▲ 0.21% above national avg
Rate2.25%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.06%▲ 0.21% above avg
Details

Balance: $2,500 - $9,999

First State Bank Hordville, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 month Certificate
$0
2.02% ▼ 0.04% below national avg
Rate2.00%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.06%▼ 0.04% below avg
Details

Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month Certificate of Deposit
$0
1.65% ▼ 0.41% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.06%▼ 0.41% below avg
Details

Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
3 Month Certificate
$0
1.50% ▼ 0.56% below national avg
Rate1.49%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.06%▼ 0.56% below avg
Details

Cornerstone Bank York, NE
Institution Rating:
A5.0 ★Texas Ratio: 12.96%
3 Month NO PENALTY
$0
1.40% ▼ 0.66% below national avg
Rate1.39%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 0.66% below avg
Details

SN Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.94%
3 Month Certificate
$0
1.25% ▼ 0.81% below national avg
Rate1.24%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.06%▼ 0.81% below avg
Details

Balance: $50,000 - $99,999.99

SN Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.94%
3 Month IRA Certificate
$0
1.25% ▼ 0.81% below national avg
Rate1.24%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.06%▼ 0.81% below avg
Details

APY**: 1.25%

LincOne Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
3 Month Share Certificates
$0
1.25% ▼ 0.81% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.06%▼ 0.81% below avg
Details

The Bank of Steinauer
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month Certificate of Deposit
$500
1.00% ▼ 1.06% below national avg
Rate1.00%
Min Deposit$500
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.06%▼ 1.06% below avg
Details

FNB of Johnson
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3-Month CD
$0
1.00% ▼ 1.06% below national avg
Rate1.00%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.06%▼ 1.06% below avg
Details

SN Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.94%
3 Month Certificate
$0
1.00% ▼ 1.06% below national avg
Rate1.00%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.06%▼ 1.06% below avg
Details

Balance: $1,000 - $24,999.99

Omaha 6 Month CD Rates

National 6 Month CD Average2.76% APYUnchanged from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Cobalt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
15325 Weir St, Omaha, NE 68137 5061
6 Month Business Term Share Certificate
$0
4.05% ▲ 1.29% above national avg
Rate3.99%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.29% above avg
Details

Balance: $100,000.00 and greater; Compounding Period: Quarterly

Cobalt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
15325 Weir St, Omaha, NE 68137 5061
6 Month Certificate
$100,000
4.05% ▲ 1.29% above national avg
Rate3.99%
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.29% above avg
Details

Member Loyalty APY: 4.20%; Period: Quarterly; Amount: $100,000.00 & greater

First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
15750 W Dodge Rd, Omaha, NE 68118
6 Month CD
$500
4.01% ▲ 1.25% above national avg
Rate3.95%
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.25% above avg
Details

Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
3001 S 82ND AVE, OMAHA, NE 68124
6 Month Share Certificate
$0
4.00% ▲ 1.24% above national avg
Rate3.93%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.24% above avg
Details

Cobalt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
15325 Weir St, Omaha, NE 68137 5061
6 Month Business Term Share Certificate
$0
3.95% ▲ 1.19% above national avg
Rate3.89%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.19% above avg
Details

Compounding Period: Quarterly

Cobalt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
15325 Weir St, Omaha, NE 68137 5061
6 Month Certificate
$1,000
3.95% ▲ 1.19% above national avg
Rate3.89%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.19% above avg
Details

Member Loyalty APY: 4.10%; Period: Quarterly; Amount: $1,000.00-99,999.99

Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
6 Month Certificate
$0
3.90% ▲ 1.14% above national avg
Rate3.84%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.76%▲ 1.14% above avg
Details

Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
14509 F St, Omaha, NE 68137 1054
6 Month Certificate
$0
3.85% ▲ 1.09% above national avg
Rate3.78%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.09% above avg
Details

Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
2720 S 177th St, Omaha, NE 68130
6 Month Certificate of Deposit
$1,000
3.80% ▲ 1.04% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.04% above avg
Details

West Gate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
1020 S 179th Ct, Omaha, NE 68118
6 Month Certificates of Deposit & IRA's
$1,000
3.80% ▲ 1.04% above national avg
Rate3.75%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.04% above avg
Details

I3 Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
15645 Spaulding St, Omaha, NE 68116
Certificates of Deposit & IRAs - 6 Month
$500
3.80% ▲ 1.04% above national avg
Rate3.76%
Min Deposit$500
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.76%▲ 1.04% above avg
Details

First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
15750 W Dodge Rd, Omaha, NE 68118
IRA 6 Month CD
$500
3.60% ▲ 0.84% above national avg
Rate3.55%
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 0.84% above avg
Details

Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
8960 L St Ste 102, Omaha, NE 68127 1414
6 Months Term "O"
$0
3.60% ▲ 0.84% above national avg
Rate3.60%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.84% above avg
Details

First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
4740 S 48th St, Omaha, NE 68117
6 Month initial term promo rate
$0
3.60% ▲ 0.84% above national avg
Rate3.55%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.84% above avg
Details

First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
4740 S 48th St, Omaha, NE 68117
6 Month Term Share Certificate
$0
3.60% ▲ 0.84% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.84% above avg
Details

(initial term)

First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
6457 Frances St, Omaha, NE 68106
6 Month CD
$500
3.54% ▲ 0.78% above national avg
Rate3.49%
Min Deposit$500
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 0.78% above avg
Details

Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15858 W Dodge Rd, Omaha, NE 68118
6 Month CD
$5,000
3.50% ▲ 0.74% above national avg
Rate3.47%
Min Deposit$5,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 0.74% above avg
Details

Special Annual Percentage Yield (APY) effective as of 06/22/26. Minimum to open is $5,000. Minimum to open waived for existing checking and savings account customers. Penalty for early withdrawal. Consumer accounts only. Rates are subject to change without notice.

Great Plains State Bank
Institution Rating:
D3.5 ★Texas Ratio: 32.53%
15858 W Dodge Rd, Omaha, NE 68118
6 Month CD
$0
3.50% ▲ 0.74% above national avg
Rate3.47%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 0.74% above avg
Details

United Republic Bank
Institution Rating:
F1.7 ★Texas Ratio: 54.29%
111 North 181st Street, Omaha, NE 68118
6 Month Certificate
$1,000
3.00% ▲ 0.24% above national avg
Rate2.96%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 0.24% above avg
Details

United Republic Bank
Institution Rating:
F1.7 ★Texas Ratio: 54.29%
111 North 181st Street, Omaha, NE 68118
Business Regular Time Certificates - 6-month
$1,000
3.00% ▲ 0.24% above national avg
Rate2.96%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 0.24% above avg
Details

Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
1700 FARNAM ST STE 1000, OMAHA, NE 68102
6 Month Share Certificate
$0
3.00% ▲ 0.24% above national avg
Rate3.00%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 0.24% above avg
Details

Balance: $1,000 Minimum Balance; Balance: $1,000 Minimum Balance

Centris Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.55%
3575 L St, Omaha, NE 68107
6 Month Jumbo Certificates
$0
2.85% ▲ 0.09% above national avg
Rate2.81%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 0.09% above avg
Details

Premier Bank Omaha, NE
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
16802 Burke St, Omaha, NE 68118
6 Month Certificate
$0
2.78% ▲ 0.02% above national avg
Rate2.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.76%▲ 0.02% above avg
Details

Premier Bank Omaha, NE
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
16802 Burke St, Omaha, NE 68118
IRA Certificates of Deposit - 6 Month
$0
2.78% ▲ 0.02% above national avg
Rate2.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.76%▲ 0.02% above avg
Details

Centris Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.55%
3575 L St, Omaha, NE 68107
6 Month Regular & IRA Certificates
$500
2.75% ▼ 0.01% below national avg
Rate2.71%
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▼ 0.01% below avg
Details

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
13220 FORT ST, OMAHA, NE 68164
6 Month Certificate
$0
2.70% ▼ 0.06% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 0.06% below avg
Details

Neighborhood Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
4848 S 120th St, Omaha, NE 68137
6 Month IRA & Roth IRA Certificates
$1,000
2.26% ▼ 0.50% below national avg
Rate2.25%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▼ 0.50% below avg
Details

Renewable: Yes; Early Withdrawal Penalties: 30 Days of Interest

Neighborhood Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
4848 S 120th St, Omaha, NE 68137
6 Month Share Certificates
$1,000
2.26% ▼ 0.50% below national avg
Rate2.25%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▼ 0.50% below avg
Details

Renewable: Yes; Early Withdrawal Penalties: 30 Days of Interest

The Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
3001 L St, Omaha, NE 68107 1409
Share Certificate (CD's) - 6 Month
$500
2.15% ▼ 0.61% below national avg
Rate2.13%
Min Deposit$500
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▼ 0.61% below avg
Details

Rates effective as of 02/10/26. Rates are subject to change without notice. Early withdrawals may be subject to a penalty. Other restrictions and requirements may apply.

Northwest Bank (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.99%
14320 Arbor St, Omaha, NE 68144
6-MONTH Certificate of Deposit/IRA Standard Renewal Rate
$1,000
2.11% ▼ 0.65% below national avg
Rate2.10%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 0.65% below avg
Details

Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
1700 FARNAM ST STE 1000, OMAHA, NE 68102
6 Month Share Certificate
$0
1.75% ▼ 1.01% below national avg
Rate1.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▼ 1.01% below avg
Details

Balance: $500 Minimum Balance

Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
6 Month Certificate
$0
0.50% ▼ 2.26% below national avg
Rate0.50%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.76%▼ 2.26% below avg
Details

Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
CD Term - 6 Months
$0
0.50% ▼ 2.26% below national avg
Rate0.50%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.76%▼ 2.26% below avg
Details

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
7301 Pacific St # 7305, Omaha, NE 68114
Share Certificate - 6 Months
$0
0.25% ▼ 2.51% below national avg
Rate0.25%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▼ 2.51% below avg
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
1919 Douglas St, Omaha, NE 68102
6 month Standard Interest Rate
$2,500
0.06% ▼ 2.70% below national avg
Rate0.06%
Min Deposit$2,500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 2.70% below avg
Details

Early withdrawal penalties may apply.

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
1919 Douglas St, Omaha, NE 68102
6 month Standard Fixed Rate
$2,500
0.05% ▼ 2.71% below national avg
Rate0.05%
Min Deposit$2,500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 2.71% below avg
Details

Relationship APY 0.06%. Early withdrawal penalties may apply.

Western Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
6 Month Certificate
$250
4.07% ▲ 1.31% above national avg
Rate4.00%
Min Deposit$250
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 1.31% above avg
Details

Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
6 Month Certificate of Deposit
$0
4.06% ▲ 1.30% above national avg
Rate4.00%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 1.30% above avg
Details

SN Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.94%
6 Month Certificate
$0
4.00% ▲ 1.24% above national avg
Rate3.94%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 1.24% above avg
Details

Balance: $1,000 - $24,999.99

First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
6 Month CD
$500
4.00% ▲ 1.24% above national avg
Rate3.94%
Min Deposit$500
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 1.24% above avg
Details

Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
6 Month Certificate of Deposit (CD)
$0
3.91% ▲ 1.15% above national avg
Rate3.85%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.76%▲ 1.15% above avg
Details

FirsTier Bank
Institution Rating:
F2.0 ★Texas Ratio: 51.03%
6 Month CD
$0
3.90% ▲ 1.14% above national avg
Rate3.83%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 1.14% above avg
Details

A penalty may be imposed for early withdrawal. Certificate will automatically renew to a fixed rate CD of the equivalent term with the current rate at renewal. The Annual Percentage Yield is current as of August 24, 2026, and is subject to change at any time without notice.

Nebraska Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
6 Month Share Certificate Special
$5,000
3.90% ▲ 1.14% above national avg
Rate
Min Deposit$5,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.14% above avg
Details

Limited Time; Limit One Per Member

The Bank of Steinauer
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month Certificate of Deposit
$500
3.86% ▲ 1.10% above national avg
Rate3.80%
Min Deposit$500
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 1.10% above avg
Details

First Lincoln Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.23%
6 Month IRA Share Certificate
$0
3.86% ▲ 1.10% above national avg
Rate3.80%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.10% above avg
Details

First Lincoln Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.23%
6 Month Share Certificates
$0
3.86% ▲ 1.10% above national avg
Rate3.80%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.10% above avg
Details

Thayer County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
6 Month CD
$0
3.85% ▲ 1.09% above national avg
Rate3.80%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 1.09% above avg
Details

Balance: $75,000.00 and up

Archer Cooperative Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
6 Month Share & IRA Certificates
$0
3.85% ▲ 1.09% above national avg
Rate3.80%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.09% above avg
Details

Adams Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 10.34%
6-MONTH CD
$500
3.80% ▲ 1.04% above national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.04% above avg
Details

APY effective as of July 1, 2026. Balance: $10,000.00 and up

FNB of Johnson
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6-Month CD
$0
3.80% ▲ 1.04% above national avg
Rate3.76%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 1.04% above avg
Details

Omaha 12 Month CD Rates

National 12 Month CD Average2.95% APYUnchanged from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
West Gate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
1020 S 179th Ct, Omaha, NE 68118
12 Month CD
$0
5.00% ▲ 2.05% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 2.05% above avg
Details

Rate disclosed is for customers of West Gate Bank with Certificate of Deposit balances below $250,000. Add 0.25% to interest rate for balances at or over $250,000.00, No Term IRA excluded.

First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
15750 W Dodge Rd, Omaha, NE 68118
12 Month CD
$500
4.28% ▲ 1.33% above national avg
Rate4.21%
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 1.33% above avg
Details

Access Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
1941 S 42nd St, Omaha, NE 68105
12 Month Certificate Special
$0
4.05% ▲ 1.10% above national avg
Rate3.99%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 1.10% above avg
Details

*New money; Interest Paid Quarterly and at Maturity

Cobalt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
15325 Weir St, Omaha, NE 68137 5061
12 Month Business Term Share Certificate
$0
4.00% ▲ 1.05% above national avg
Rate3.94%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 1.05% above avg
Details

Balance: $100,000.00 and greater; Compounding Period: Quarterly

Cobalt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
15325 Weir St, Omaha, NE 68137 5061
12 Month Certificate and IRA
$0
4.00% ▲ 1.05% above national avg
Rate3.94%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 1.05% above avg
Details

Balance: $100,000.00 & greater; Period: Quarterly

Access Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
1941 S 42nd St, Omaha, NE 68105
12 Month Certificate Special
$0
3.90% ▲ 0.95% above national avg
Rate3.84%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 0.95% above avg
Details

Interest Paid Quarterly and at Maturity

Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
14509 F St, Omaha, NE 68137 1054
12 Month Certificate
$0
3.90% ▲ 0.95% above national avg
Rate3.83%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 0.95% above avg
Details

Cobalt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
15325 Weir St, Omaha, NE 68137 5061
12 Month Baby Bundle Certificates
$25
3.90% ▲ 0.95% above national avg
Rate3.83%
Min Deposit$25
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 0.95% above avg
Details

Period: Monthly

Cobalt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
15325 Weir St, Omaha, NE 68137 5061
12 Month Business Term Share Certificate
$0
3.90% ▲ 0.95% above national avg
Rate3.84%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 0.95% above avg
Details

Compounding Period: Quarterly

Cobalt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
15325 Weir St, Omaha, NE 68137 5061
12 Month Certificate and IRA
$0
3.90% ▲ 0.95% above national avg
Rate3.84%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 0.95% above avg
Details

Balance: $1,000.00-99,999.99; Period: Quarterly

Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
2720 S 177th St, Omaha, NE 68130
12 Month Certificate of Deposit
$1,000
3.85% ▲ 0.90% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.90% above avg
Details

Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
12 Month Certificate
$0
3.75% ▲ 0.80% above national avg
Rate3.70%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.95%▲ 0.80% above avg
Details

First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
4740 S 48th St, Omaha, NE 68117
12 Month initial term promo rate
$0
3.75% ▲ 0.80% above national avg
Rate3.70%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.80% above avg
Details

First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
4740 S 48th St, Omaha, NE 68117
12 Month Term Share Certificate
$0
3.75% ▲ 0.80% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.80% above avg
Details

(initial term)

First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
6457 Frances St, Omaha, NE 68106
12 Month CD
$500
3.73% ▲ 0.78% above national avg
Rate3.68%
Min Deposit$500
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 0.78% above avg
Details

Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15858 W Dodge Rd, Omaha, NE 68118
12 Month CD
$5,000
3.50% ▲ 0.55% above national avg
Rate3.50%
Min Deposit$5,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 0.55% above avg
Details

Special Annual Percentage Yield (APY) effective as of 06/22/26. Minimum to open is $5,000. Minimum to open waived for existing checking and savings account customers. Penalty for early withdrawal. Consumer accounts only. Rates are subject to change without notice.

Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
1700 FARNAM ST STE 1000, OMAHA, NE 68102
1 Year Share Certificate
$0
3.50% ▲ 0.55% above national avg
Rate3.50%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 0.55% above avg
Details

Balance: $1,000 Minimum Balance; Balance: $1,000 Minimum Balance

Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
3001 S 82ND AVE, OMAHA, NE 68124
12 Month Share Certificate
$0
3.50% ▲ 0.55% above national avg
Rate3.44%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 0.55% above avg
Details

Great Plains State Bank
Institution Rating:
D3.5 ★Texas Ratio: 32.53%
15858 W Dodge Rd, Omaha, NE 68118
12 Month CD
$0
3.45% ▲ 0.50% above national avg
Rate3.41%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 0.50% above avg
Details

First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
15750 W Dodge Rd, Omaha, NE 68118
IRA 12 Month CD
$500
3.45% ▲ 0.50% above national avg
Rate3.41%
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 0.50% above avg
Details

Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
8960 L St Ste 102, Omaha, NE 68127 1414
12 Months Term "N"
$0
3.45% ▲ 0.50% above national avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 0.50% above avg
Details

I3 Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
15645 Spaulding St, Omaha, NE 68116
Certificates of Deposit & IRAs - 12 Month
$500
3.30% ▲ 0.35% above national avg
Rate3.26%
Min Deposit$500
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.95%▲ 0.35% above avg
Details

West Gate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
1020 S 179th Ct, Omaha, NE 68118
12 Month Certificates of Deposit & IRA's
$1,000
3.29% ▲ 0.34% above national avg
Rate3.25%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.34% above avg
Details

Premier Bank Omaha, NE
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
16802 Burke St, Omaha, NE 68118
12 Month Certificate
$0
3.29% ▲ 0.34% above national avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.95%▲ 0.34% above avg
Details

Premier Bank Omaha, NE
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
16802 Burke St, Omaha, NE 68118
IRA Certificates of Deposit - 12 Month
$0
3.29% ▲ 0.34% above national avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.95%▲ 0.34% above avg
Details

Centris Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.55%
3575 L St, Omaha, NE 68107
12 Month Jumbo Certificates
$0
3.10% ▲ 0.15% above national avg
Rate3.05%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 0.15% above avg
Details

United Republic Bank
Institution Rating:
F1.7 ★Texas Ratio: 54.29%
111 North 181st Street, Omaha, NE 68118
12 Month Certificate
$1,000
3.00% ▲ 0.05% above national avg
Rate2.96%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 0.05% above avg
Details

United Republic Bank
Institution Rating:
F1.7 ★Texas Ratio: 54.29%
111 North 181st Street, Omaha, NE 68118
Business Regular Time Certificates - 12-month
$1,000
3.00% ▲ 0.05% above national avg
Rate2.96%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 0.05% above avg
Details

Dundee Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
5015 Underwood Ave, Omaha, NE 68132
12 Month CD
$500
3.00% ▲ 0.05% above national avg
Rate2.97%
Min Deposit$500
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.95%▲ 0.05% above avg
Details

APY is current as of 5/20/2026 and subject to change without notice. A penalty may be imposed for early withdrawal.

Centris Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.55%
3575 L St, Omaha, NE 68107
12 Month Regular & IRA Certificates
$500
3.00% ▲ 0.05% above national avg
Rate2.96%
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 0.05% above avg
Details

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
13220 FORT ST, OMAHA, NE 68164
1 Year Certificate
$0
2.90% ▼ 0.05% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▼ 0.05% below avg
Details

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
13220 FORT ST, OMAHA, NE 68164
1 Year IRA Certificates
$0
2.80% ▼ 0.15% below national avg
Rate2.76%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▼ 0.15% below avg
Details

Term: 1 Year IRA Certificate; $1,000 minimum balance to open

Neighborhood Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
4848 S 120th St, Omaha, NE 68137
12 Month IRA & Roth IRA Certificates
$1,000
2.26% ▼ 0.69% below national avg
Rate2.25%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.95%▼ 0.69% below avg
Details

Renewable: Yes; Early Withdrawal Penalties: 30 Days of Interest

Neighborhood Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
4848 S 120th St, Omaha, NE 68137
12 Month Share Certificates
$1,000
2.26% ▼ 0.69% below national avg
Rate2.25%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.95%▼ 0.69% below avg
Details

Renewable: Yes; Early Withdrawal Penalties: 30 Days of Interest

The Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
3001 L St, Omaha, NE 68107 1409
Share Certificate (CD's) - 12 Month
$500
2.25% ▼ 0.70% below national avg
Rate2.23%
Min Deposit$500
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.95%▼ 0.70% below avg
Details

Rates effective as of 02/10/26. Rates are subject to change without notice. Early withdrawals may be subject to a penalty. Other restrictions and requirements may apply.

First Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
12307 W Center Rd, Omaha, NE 68144
12 Month Certificate of Deposit
$500
2.00% ▼ 0.95% below national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▼ 0.95% below avg
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
1919 Douglas St, Omaha, NE 68102
1 year Standard Interest Rate
$2,500
1.51% ▼ 1.44% below national avg
Rate1.50%
Min Deposit$2,500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▼ 1.44% below avg
Details

Early withdrawal penalties may apply.

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
1919 Douglas St, Omaha, NE 68102
1 year Standard Fixed Rate
$2,500
1.50% ▼ 1.45% below national avg
Rate1.49%
Min Deposit$2,500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▼ 1.45% below avg
Details

Relationship APY 1.51%. Early withdrawal penalties may apply.

Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
12 Month Certificate
$0
0.75% ▼ 2.20% below national avg
Rate0.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.95%▼ 2.20% below avg
Details

Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
CD Term - 12 Months
$0
0.75% ▼ 2.20% below national avg
Rate0.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.95%▼ 2.20% below avg
Details

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
7301 Pacific St # 7305, Omaha, NE 68114
Share Certificate - 12 Months
$0
0.30% ▼ 2.65% below national avg
Rate0.30%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.95%▼ 2.65% below avg
Details

Centris Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.55%
3575 L St, Omaha, NE 68107
12 Month Add-On Certificates
$100
0.25% ▼ 2.70% below national avg
Rate0.25%
Min Deposit$100
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.95%▼ 2.70% below avg
Details

Archer Cooperative Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
12 Month One Year Student Share Certificates
$500
5.00% ▲ 2.05% above national avg
Rate5.00%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 2.05% above avg
Details

Maximum $10,000.00. Eligible through age 22.

Western Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
12 Month Certificate
$250
4.22% ▲ 1.27% above national avg
Rate4.15%
Min Deposit$250
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 1.27% above avg
Details

Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
12 Month Certificate of Deposit
$0
4.16% ▲ 1.21% above national avg
Rate4.10%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 1.21% above avg
Details

FNB of Gordon
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
12 Month Certificate of Deposit
$0
4.03% ▲ 1.08% above national avg
Rate3.95%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 1.08% above avg
Details

The Bank of Steinauer
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month Certificate of Deposit
$500
4.01% ▲ 1.06% above national avg
Rate3.95%
Min Deposit$500
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 1.06% above avg
Details

Thayer County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
12 Month CD
$0
3.99% ▲ 1.04% above national avg
Rate3.93%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 1.04% above avg
Details

Balance: $75,000.00 and up

FirsTier Bank
Institution Rating:
F2.0 ★Texas Ratio: 51.03%
12 Month CD
$0
3.95% ▲ 1.00% above national avg
Rate3.88%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 1.00% above avg
Details

A penalty may be imposed for early withdrawal. Certificate will automatically renew to a fixed rate CD of the equivalent term with the current rate at renewal. The Annual Percentage Yield is current as of August 24, 2026, and is subject to change at any time without notice.

Thayer County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
12 Month CD
$0
3.94% ▲ 0.99% above national avg
Rate3.88%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 0.99% above avg
Details

Balance: $50,000.00 - $74,999.99

Omaha 18 Month CD Rates

National 18 Month CD Average2.81% APY▼ 0.04% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
2720 S 177th St, Omaha, NE 68130
18 Month Certificate of Deposit
$1,000
3.90% ▲ 1.09% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 1.09% above avg
Details

Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
14509 F St, Omaha, NE 68137 1054
18 Month Certificate
$0
3.90% ▲ 1.09% above national avg
Rate3.83%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.81%▲ 1.09% above avg
Details

First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
6457 Frances St, Omaha, NE 68106
18 Month CD
$500
3.81% ▲ 1.00% above national avg
Rate3.76%
Min Deposit$500
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.81%▲ 1.00% above avg
Details

Great Plains State Bank
Institution Rating:
D3.5 ★Texas Ratio: 32.53%
15858 W Dodge Rd, Omaha, NE 68118
18 Month CD
$0
3.45% ▲ 0.64% above national avg
Rate3.41%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.81%▲ 0.64% above avg
Details

Cobalt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
15325 Weir St, Omaha, NE 68137 5061
18 Month Business Term Share Certificate
$0
3.35% ▲ 0.54% above national avg
Rate3.31%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 0.54% above avg
Details

Balance: $100,000.00 and greater; Compounding Period: Quarterly

Cobalt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
15325 Weir St, Omaha, NE 68137 5061
18 Month Certificate and IRA
$0
3.35% ▲ 0.54% above national avg
Rate3.31%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 0.54% above avg
Details

Balance: $100,000.00 & greater; Period: Quarterly

Premier Bank Omaha, NE
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
16802 Burke St, Omaha, NE 68118
18 Month Certificate
$0
3.29% ▲ 0.48% above national avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.81%▲ 0.48% above avg
Details

Premier Bank Omaha, NE
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
16802 Burke St, Omaha, NE 68118
IRA Certificates of Deposit - 18 Month
$0
3.29% ▲ 0.48% above national avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.81%▲ 0.48% above avg
Details

Cobalt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
15325 Weir St, Omaha, NE 68137 5061
18 Month Business Term Share Certificate
$0
3.25% ▲ 0.44% above national avg
Rate3.21%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 0.44% above avg
Details

Compounding Period: Quarterly

Cobalt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
15325 Weir St, Omaha, NE 68137 5061
18 Month Certificate and IRA
$0
3.25% ▲ 0.44% above national avg
Rate3.21%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 0.44% above avg
Details

Balance: $1,000.00-99,999.99; Period: Quarterly

Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
3001 S 82ND AVE, OMAHA, NE 68124
18 Month Share Certificate
$0
3.00% ▲ 0.19% above national avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.81%▲ 0.19% above avg
Details

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
13220 FORT ST, OMAHA, NE 68164
18 Month Certificate
$0
2.90% ▲ 0.09% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 0.09% above avg
Details

Centris Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.55%
3575 L St, Omaha, NE 68107
18 Month Jumbo Certificates
$0
2.85% ▲ 0.04% above national avg
Rate2.81%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.81%▲ 0.04% above avg
Details

Centris Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.55%
3575 L St, Omaha, NE 68107
18 Month Regular & IRA Certificates
$500
2.75% ▼ 0.06% below national avg
Rate2.71%
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.81%▼ 0.06% below avg
Details

West Gate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
1020 S 179th Ct, Omaha, NE 68118
18 Month Certificates of Deposit & IRA's
$1,000
2.52% ▼ 0.29% below national avg
Rate2.50%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.81%▼ 0.29% below avg
Details

Visit a branch

Dundee Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
5015 Underwood Ave, Omaha, NE 68132
18 Month CD
$500
2.50% ▼ 0.31% below national avg
Rate2.48%
Min Deposit$500
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.81%▼ 0.31% below avg
Details

APY is current as of 5/20/2026 and subject to change without notice. A penalty may be imposed for early withdrawal.

The Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
3001 L St, Omaha, NE 68107 1409
Share Certificate (CD's) - 18 Month
$500
2.35% ▼ 0.46% below national avg
Rate2.33%
Min Deposit$500
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.81%▼ 0.46% below avg
Details

Rates effective as of 02/10/26. Rates are subject to change without notice. Early withdrawals may be subject to a penalty. Other restrictions and requirements may apply.

United Republic Bank
Institution Rating:
F1.7 ★Texas Ratio: 54.29%
111 North 181st Street, Omaha, NE 68118
18 Month Certificate
$1,000
2.25% ▼ 0.56% below national avg
Rate2.23%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.81%▼ 0.56% below avg
Details

United Republic Bank
Institution Rating:
F1.7 ★Texas Ratio: 54.29%
111 North 181st Street, Omaha, NE 68118
Business Regular Time Certificates - 18-month
$1,000
2.25% ▼ 0.56% below national avg
Rate2.23%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.81%▼ 0.56% below avg
Details

Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
18 Month Certificate
$0
1.00% ▼ 1.81% below national avg
Rate1.00%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.81%▼ 1.81% below avg
Details

Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
CD Term - 18 Months
$0
1.00% ▼ 1.81% below national avg
Rate1.00%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.81%▼ 1.81% below avg
Details

Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15858 W Dodge Rd, Omaha, NE 68118
18 Month CD
$5,000
0.90% ▼ 1.91% below national avg
Rate0.90%
Min Deposit$5,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.81%▼ 1.91% below avg
Details

Minimum to open waived for existing checking and savings account customers. Penalty for early withdrawal. Consumer accounts only. Rates are subject to change without notice.

I3 Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
15645 Spaulding St, Omaha, NE 68116
Certificates of Deposit & IRAs - 18 Month
$500
0.50% ▼ 2.31% below national avg
Rate0.50%
Min Deposit$500
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.81%▼ 2.31% below avg
Details

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
7301 Pacific St # 7305, Omaha, NE 68114
Share Certificate - 18 Months
$0
0.40% ▼ 2.41% below national avg
Rate0.40%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.81%▼ 2.41% below avg
Details

First Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
12307 W Center Rd, Omaha, NE 68144
18 Month Certificate of Deposit
$500
0.02% ▼ 2.79% below national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.81%▼ 2.79% below avg
Details

Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
18 Month Opportunity CD Special
$2,500
4.10% ▲ 1.29% above national avg
Rate4.04%
Min Deposit$2,500
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.81%▲ 1.29% above avg
Details

$2,500 minimum AND Checking Account Relation

Cattle Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
18 Month Certificate Special
$0
4.00% ▲ 1.19% above national avg
Rate3.94%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.81%▲ 1.19% above avg
Details

Special

Countryside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
18 Month Certificate
$0
4.00% ▲ 1.19% above national avg
Rate3.94%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.81%▲ 1.19% above avg
Details

Archer Cooperative Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
18 Month Share & IRA Certificates
$0
3.90% ▲ 1.09% above national avg
Rate3.84%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 1.09% above avg
Details

Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.59%
18 Month Certificates of Deposit (CDs)
$500
3.75% ▲ 0.94% above national avg
Rate3.70%
Min Deposit$500
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.81%▲ 0.94% above avg
Details

FNB of Gordon
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
18 Month Certificate of Deposit
$0
3.72% ▲ 0.91% above national avg
Rate3.65%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.81%▲ 0.91% above avg
Details

FirsTier Bank
Institution Rating:
F2.0 ★Texas Ratio: 51.03%
18 Month CD
$0
3.60% ▲ 0.79% above national avg
Rate3.54%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.81%▲ 0.79% above avg
Details

A penalty may be imposed for early withdrawal. Certificate will automatically renew to a fixed rate CD of the equivalent term with the current rate at renewal. The Annual Percentage Yield is current as of August 24, 2026, and is subject to change at any time without notice.

Pathway Bank
Institution Rating:
B-4.4 ★Texas Ratio: 22.68%
18 Month CD
$1,000
3.60% ▲ 0.79% above national avg
Rate3.55%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.81%▲ 0.79% above avg
Details

FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
18 Mo CD
$1,000
3.50% ▲ 0.69% above national avg
Rate3.45%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.81%▲ 0.69% above avg
Details

FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
18 Mo IRA
$1,000
3.50% ▲ 0.69% above national avg
Rate3.45%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.81%▲ 0.69% above avg
Details

Security First Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
18 Month Certificate of Deposit
$0
3.44% ▲ 0.63% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 0.63% above avg
Details

Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
18 Month Certificate of Deposit
$1,000
3.44% ▲ 0.63% above national avg
Rate3.40%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.81%▲ 0.63% above avg
Details

TFB Tecumseh Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
18 Month Certificate
$0
3.44% ▲ 0.63% above national avg
Rate3.40%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.81%▲ 0.63% above avg
Details

LincOne Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
18 Month Share Certificates
$0
3.30% ▲ 0.49% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 0.49% above avg
Details

First Lincoln Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.23%
18 Month IRA Share Certificate
$0
3.30% ▲ 0.49% above national avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 0.49% above avg
Details

First Lincoln Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.23%
18 Month Share Certificates
$0
3.30% ▲ 0.49% above national avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 0.49% above avg
Details

Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
18 Month Certificate
$0
3.29% ▲ 0.48% above national avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.81%▲ 0.48% above avg
Details

Compounding: Quarterly

North Platte Union Pacific Employee Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
18 Month Certificate
$0
3.29% ▲ 0.48% above national avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.48% above avg
Details

Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
18 Month Business Certificates
$500
3.20% ▲ 0.39% above national avg
Rate3.15%
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.81%▲ 0.39% above avg
Details

Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
18 Month Share Certificate
$500
3.20% ▲ 0.39% above national avg
Rate3.15%
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.81%▲ 0.39% above avg
Details

First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
18 Month Certificates of Deposit
$0
3.19% ▲ 0.38% above national avg
Rate3.15%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.81%▲ 0.38% above avg
Details

Balance: $10,000+

Custer Federal State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month CD
$500
3.15% ▲ 0.34% above national avg
Rate3.13%
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.81%▲ 0.34% above avg
Details

State Bank of Scotia
Institution Rating:
B+4.8 ★Texas Ratio: 17.28%
18 Month CD
$0
3.14% ▲ 0.33% above national avg
Rate3.10%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.81%▲ 0.33% above avg
Details

State Bank of Scotia
Institution Rating:
B+4.8 ★Texas Ratio: 17.28%
18 Month CD
$0
3.09% ▲ 0.28% above national avg
Rate3.05%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.81%▲ 0.28% above avg
Details

TFB Tecumseh Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
18 Month Certificate
$0
3.03% ▲ 0.22% above national avg
Rate3.00%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.81%▲ 0.22% above avg
Details

Omaha 24 Month CD Rates

National 24 Month CD Average2.83% APY▼ 0.03% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
15750 W Dodge Rd, Omaha, NE 68118
24 Month CD
$500
4.45% ▲ 1.62% above national avg
Rate4.38%
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 1.62% above avg
Details

Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
2720 S 177th St, Omaha, NE 68130
24 Month Certificate of Deposit
$1,000
3.95% ▲ 1.12% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.12% above avg
Details

First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
6457 Frances St, Omaha, NE 68106
24 Month CD
$500
3.86% ▲ 1.03% above national avg
Rate3.81%
Min Deposit$500
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 1.03% above avg
Details

Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
14509 F St, Omaha, NE 68137 1054
24 Month Certificate
$0
3.85% ▲ 1.02% above national avg
Rate3.78%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 1.02% above avg
Details

Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15858 W Dodge Rd, Omaha, NE 68118
24 Month CD
$5,000
3.50% ▲ 0.67% above national avg
Rate3.50%
Min Deposit$5,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 0.67% above avg
Details

Special Annual Percentage Yield (APY) effective as of 06/22/26. Minimum to open is $5,000. Minimum to open waived for existing checking and savings account customers. Penalty for early withdrawal. Consumer accounts only. Rates are subject to change without notice.

Cobalt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
15325 Weir St, Omaha, NE 68137 5061
24 Month Business Term Share Certificate
$0
3.30% ▲ 0.47% above national avg
Rate3.26%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.47% above avg
Details

Balance: $100,000.00 and greater; Compounding Period: Quarterly

Cobalt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
15325 Weir St, Omaha, NE 68137 5061
24 Month Certificate and IRA
$0
3.30% ▲ 0.47% above national avg
Rate3.26%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.47% above avg
Details

Balance: $100,000.00 & greater; Period: Quarterly

Premier Bank Omaha, NE
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
16802 Burke St, Omaha, NE 68118
24 Month Certificate
$0
3.29% ▲ 0.46% above national avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.83%▲ 0.46% above avg
Details

Premier Bank Omaha, NE
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
16802 Burke St, Omaha, NE 68118
IRA Certificates of Deposit - 24 Month
$0
3.29% ▲ 0.46% above national avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.83%▲ 0.46% above avg
Details

Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
8960 L St Ste 102, Omaha, NE 68127 1414
24 Months Term "Q"
$0
3.28% ▲ 0.45% above national avg
Rate3.28%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.45% above avg
Details

Great Plains State Bank
Institution Rating:
D3.5 ★Texas Ratio: 32.53%
15858 W Dodge Rd, Omaha, NE 68118
24 Month CD
$0
3.25% ▲ 0.42% above national avg
Rate3.21%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.42% above avg
Details

Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
1700 FARNAM ST STE 1000, OMAHA, NE 68102
2 Year Share Certificate
$0
3.25% ▲ 0.42% above national avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.42% above avg
Details

Balance: $1,000 Minimum Balance; Balance: $1,000 Minimum Balance

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
13220 FORT ST, OMAHA, NE 68164
2 Year Certificate
$0
3.20% ▲ 0.37% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 0.37% above avg
Details

Cobalt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
15325 Weir St, Omaha, NE 68137 5061
24 Month Baby Bundle Certificates
$50
3.20% ▲ 0.37% above national avg
Rate3.15%
Min Deposit$50
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.37% above avg
Details

Period: Monthly

Cobalt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
15325 Weir St, Omaha, NE 68137 5061
24 Month Business Term Share Certificate
$0
3.20% ▲ 0.37% above national avg
Rate3.16%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.37% above avg
Details

Compounding Period: Quarterly

Cobalt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
15325 Weir St, Omaha, NE 68137 5061
24 Month Certificate and IRA
$0
3.20% ▲ 0.37% above national avg
Rate3.16%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.37% above avg
Details

Balance: $1,000.00-99,999.99; Period: Quarterly

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
13220 FORT ST, OMAHA, NE 68164
2 Year IRA Certificates
$0
3.10% ▲ 0.27% above national avg
Rate3.06%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 0.27% above avg
Details

Term: 2 Year IRA Certificate; $1,000 minimum balance to open

United Republic Bank
Institution Rating:
F1.7 ★Texas Ratio: 54.29%
111 North 181st Street, Omaha, NE 68118
24 Month Certificate
$1,000
3.00% ▲ 0.17% above national avg
Rate2.96%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 0.17% above avg
Details

United Republic Bank
Institution Rating:
F1.7 ★Texas Ratio: 54.29%
111 North 181st Street, Omaha, NE 68118
Business Regular Time Certificates - 24-month
$1,000
3.00% ▲ 0.17% above national avg
Rate2.96%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 0.17% above avg
Details

Centris Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.55%
3575 L St, Omaha, NE 68107
24 Month Jumbo Certificates
$0
2.85% ▲ 0.02% above national avg
Rate2.81%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.02% above avg
Details

The Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
3001 L St, Omaha, NE 68107 1409
Share Certificate (CD's) - 24 Month
$500
2.76% ▼ 0.07% below national avg
Rate2.73%
Min Deposit$500
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▼ 0.07% below avg
Details

Rates effective as of 02/10/26. Rates are subject to change without notice. Early withdrawals may be subject to a penalty. Other restrictions and requirements may apply.

Centris Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.55%
3575 L St, Omaha, NE 68107
24 Month Regular & IRA Certificates
$500
2.75% ▼ 0.08% below national avg
Rate2.71%
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▼ 0.08% below avg
Details

Dundee Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
5015 Underwood Ave, Omaha, NE 68132
24 Month CD
$500
2.50% ▼ 0.33% below national avg
Rate2.48%
Min Deposit$500
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.83%▼ 0.33% below avg
Details

APY is current as of 5/20/2026 and subject to change without notice. A penalty may be imposed for early withdrawal.

First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
15750 W Dodge Rd, Omaha, NE 68118
IRA 24 Month CD
$500
2.50% ▼ 0.33% below national avg
Rate2.48%
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▼ 0.33% below avg
Details

Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
3001 S 82ND AVE, OMAHA, NE 68124
24 Month Share Certificate
$0
2.50% ▼ 0.33% below national avg
Rate2.47%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▼ 0.33% below avg
Details

West Gate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
1020 S 179th Ct, Omaha, NE 68118
24 Month Certificates of Deposit & IRA's
$1,000
2.27% ▼ 0.56% below national avg
Rate2.25%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 0.56% below avg
Details

Neighborhood Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
4848 S 120th St, Omaha, NE 68137
24 Month IRA & Roth IRA Certificates
$1,000
2.26% ▼ 0.57% below national avg
Rate2.25%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▼ 0.57% below avg
Details

Renewable: Yes; Early Withdrawal Penalties: 90 Days of Interest

Neighborhood Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
4848 S 120th St, Omaha, NE 68137
24 Month Share Certificates
$1,000
2.26% ▼ 0.57% below national avg
Rate2.25%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▼ 0.57% below avg
Details

Renewable: Yes; Early Withdrawal Penalties: 90 Days of Interest

Northwest Bank (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.99%
14320 Arbor St, Omaha, NE 68144
24-MONTH Certificate of Deposit/IRA Standard Renewal Rate
$1,000
2.10% ▼ 0.73% below national avg
Rate2.10%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 0.73% below avg
Details

Northwest Bank (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.99%
14320 Arbor St, Omaha, NE 68144
24-MONTH EASY SAVER Certificate of Deposit/IRA Standard Renewal Rate
$200
2.10% ▼ 0.73% below national avg
Rate2.10%
Min Deposit$200
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 0.73% below avg
Details

Additions of $50 or more are allowed.

Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
24 Month Certificate
$0
1.25% ▼ 1.58% below national avg
Rate1.24%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.83%▼ 1.58% below avg
Details

Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
CD Term - 24 Months
$0
1.25% ▼ 1.58% below national avg
Rate1.24%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.83%▼ 1.58% below avg
Details

I3 Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
15645 Spaulding St, Omaha, NE 68116
Certificates of Deposit & IRAs - 24 Month
$500
0.80% ▼ 2.03% below national avg
Rate0.80%
Min Deposit$500
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.83%▼ 2.03% below avg
Details

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
7301 Pacific St # 7305, Omaha, NE 68114
Share Certificate - 24 Months
$0
0.50% ▼ 2.33% below national avg
Rate0.50%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▼ 2.33% below avg
Details

First Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
12307 W Center Rd, Omaha, NE 68144
2 Year Certificate of Deposit
$500
0.05% ▼ 2.78% below national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 2.78% below avg
Details

Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
24 Month Certificate of Deposit
$0
4.27% ▲ 1.44% above national avg
Rate4.20%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 1.44% above avg
Details

Thayer County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
24 Month CD
$0
4.21% ▲ 1.38% above national avg
Rate4.14%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 1.38% above avg
Details

Balance: $75,000.00 and up

Thayer County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
24 Month CD
$0
4.16% ▲ 1.33% above national avg
Rate4.09%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 1.33% above avg
Details

Balance: $50,000.00 - $74,999.99

Thayer County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
24 Month CD
$0
4.01% ▲ 1.18% above national avg
Rate3.94%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 1.18% above avg
Details

Balance: $25,000.00 - $49,999.99

Central National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
24 Month CD Special
$5,000
4.00% ▲ 1.17% above national avg
Rate
Min Deposit$5,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.17% above avg
Details

Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
24 Month Certificate of Deposit
$1,000
4.00% ▲ 1.17% above national avg
Rate3.94%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 1.17% above avg
Details

Archer Cooperative Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
24 Month Share & IRA Certificates
$0
3.95% ▲ 1.12% above national avg
Rate3.89%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.12% above avg
Details

Bruning Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposit - 24 Months
$0
3.85% ▲ 1.02% above national avg
Rate3.80%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 1.02% above avg
Details

Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.59%
24 Month Certificates of Deposit (CDs)
$500
3.80% ▲ 0.97% above national avg
Rate3.75%
Min Deposit$500
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 0.97% above avg
Details

Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.59%
24-Month term cd
$0
3.80% ▲ 0.97% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 0.97% above avg
Details

Cattle Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
24 Month Certificate Special
$0
3.80% ▲ 0.97% above national avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 0.97% above avg
Details

Special

Jones Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
24 Month Variable Rate IRA Certificate of Deposit
$0
3.75% ▲ 0.92% above national avg
Rate3.70%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 0.92% above avg
Details

Thayer County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
24 Month CD
$0
3.75% ▲ 0.92% above national avg
Rate3.69%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 0.92% above avg
Details

Balance: $2,500.00 - $24,999.99

Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
24 Month Certificate of Deposit (CD)
$0
3.65% ▲ 0.82% above national avg
Rate3.60%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.83%▲ 0.82% above avg
Details

FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
24 Mo CD
$1,000
3.65% ▲ 0.82% above national avg
Rate3.60%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.82% above avg
Details

Omaha 36 Month CD Rates

National 36 Month CD Average2.75% APY▼ 0.03% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
15750 W Dodge Rd, Omaha, NE 68118
36 Month CD
$500
4.45% ▲ 1.70% above national avg
Rate4.38%
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 1.70% above avg
Details

Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
14509 F St, Omaha, NE 68137 1054
36 Month Certificate
$0
3.75% ▲ 1.00% above national avg
Rate3.69%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 1.00% above avg
Details

Premier Bank Omaha, NE
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
16802 Burke St, Omaha, NE 68118
36 Month Certificate
$0
3.55% ▲ 0.80% above national avg
Rate3.50%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▲ 0.80% above avg
Details

Premier Bank Omaha, NE
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
16802 Burke St, Omaha, NE 68118
IRA Certificates of Deposit - 36 Month
$0
3.55% ▲ 0.80% above national avg
Rate3.50%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▲ 0.80% above avg
Details

Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15858 W Dodge Rd, Omaha, NE 68118
36 Month CD
$5,000
3.50% ▲ 0.75% above national avg
Rate3.50%
Min Deposit$5,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.75%▲ 0.75% above avg
Details

Special Annual Percentage Yield (APY) effective as of 06/22/26. Minimum to open is $5,000. Minimum to open waived for existing checking and savings account customers. Penalty for early withdrawal. Consumer accounts only. Rates are subject to change without notice.

Great Plains State Bank
Institution Rating:
D3.5 ★Texas Ratio: 32.53%
15858 W Dodge Rd, Omaha, NE 68118
36 Month CD
$0
3.25% ▲ 0.50% above national avg
Rate3.21%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 0.50% above avg
Details

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
13220 FORT ST, OMAHA, NE 68164
3 Year Certificate
$0
3.20% ▲ 0.45% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.75%▲ 0.45% above avg
Details

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
13220 FORT ST, OMAHA, NE 68164
3 Year IRA Certificates
$0
3.10% ▲ 0.35% above national avg
Rate3.06%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.75%▲ 0.35% above avg
Details

Term: 3 Year IRA Certificate; $1,000 minimum balance to open

United Republic Bank
Institution Rating:
F1.7 ★Texas Ratio: 54.29%
111 North 181st Street, Omaha, NE 68118
36 Month Certificate
$1,000
3.00% ▲ 0.25% above national avg
Rate2.96%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.75%▲ 0.25% above avg
Details

United Republic Bank
Institution Rating:
F1.7 ★Texas Ratio: 54.29%
111 North 181st Street, Omaha, NE 68118
Business Regular Time Certificates - 36-month
$1,000
3.00% ▲ 0.25% above national avg
Rate2.96%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.75%▲ 0.25% above avg
Details

Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
1700 FARNAM ST STE 1000, OMAHA, NE 68102
3 Year Share Certificate
$0
3.00% ▲ 0.25% above national avg
Rate3.00%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 0.25% above avg
Details

Balance: $1,000 Minimum Balance; Balance: $1,000 Minimum Balance

Cobalt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
15325 Weir St, Omaha, NE 68137 5061
36 Month Bump Up Share and Bump Up IRA Certificate
$0
3.00% ▲ 0.25% above national avg
Rate2.97%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 0.25% above avg
Details

Balance: $100,000.00 & greater; Period: Quarterly

Cobalt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
15325 Weir St, Omaha, NE 68137 5061
36 Month Business Term Share Certificate
$0
3.00% ▲ 0.25% above national avg
Rate2.97%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 0.25% above avg
Details

Balance: $100,000.00 and greater; Compounding Period: Quarterly

Cobalt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
15325 Weir St, Omaha, NE 68137 5061
36 Month Certificate and IRA
$0
3.00% ▲ 0.25% above national avg
Rate2.97%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 0.25% above avg
Details

Balance: $100,000.00 & greater; Period: Quarterly

Cobalt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
15325 Weir St, Omaha, NE 68137 5061
36 Month Bump Up Share and Bump Up IRA Certificate
$0
2.90% ▲ 0.15% above national avg
Rate2.87%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 0.15% above avg
Details

Balance: $1,000.00-99,999.99; Period: Quarterly

Cobalt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
15325 Weir St, Omaha, NE 68137 5061
36 Month Business Term Share Certificate
$0
2.90% ▲ 0.15% above national avg
Rate2.87%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 0.15% above avg
Details

Compounding Period: Quarterly

Cobalt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
15325 Weir St, Omaha, NE 68137 5061
36 Month Certificate and IRA
$0
2.90% ▲ 0.15% above national avg
Rate2.87%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 0.15% above avg
Details

Balance: $1,000.00-99,999.99; Period: Quarterly

Centris Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.55%
3575 L St, Omaha, NE 68107
36 Month Jumbo Certificates
$0
2.85% ▲ 0.10% above national avg
Rate2.81%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 0.10% above avg
Details

The Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
3001 L St, Omaha, NE 68107 1409
Share Certificate (CD's) - 36 Month
$500
2.85% ▲ 0.10% above national avg
Rate2.82%
Min Deposit$500
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 0.10% above avg
Details

Rates effective as of 02/10/26. Rates are subject to change without notice. Early withdrawals may be subject to a penalty. Other restrictions and requirements may apply.

Centris Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.55%
3575 L St, Omaha, NE 68107
36 Month Regular & IRA Certificates
$500
2.75% At national avg
Rate2.71%
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.75%At the average
Details

First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
6457 Frances St, Omaha, NE 68106
36 Month CD
$500
2.50% ▼ 0.25% below national avg
Rate2.48%
Min Deposit$500
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.75%▼ 0.25% below avg
Details

Dundee Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
5015 Underwood Ave, Omaha, NE 68132
36 Month CD
$500
2.50% ▼ 0.25% below national avg
Rate2.48%
Min Deposit$500
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▼ 0.25% below avg
Details

APY is current as of 5/20/2026 and subject to change without notice. A penalty may be imposed for early withdrawal.

First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
15750 W Dodge Rd, Omaha, NE 68118
IRA 36 Month CD
$500
2.50% ▼ 0.25% below national avg
Rate2.48%
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.75%▼ 0.25% below avg
Details

Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
3001 S 82ND AVE, OMAHA, NE 68124
36 Month Share Certificate
$0
2.50% ▼ 0.25% below national avg
Rate2.47%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.75%▼ 0.25% below avg
Details

Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
2720 S 177th St, Omaha, NE 68130
36 Month Certificate of Deposit
$1,000
2.27% ▼ 0.48% below national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.75%▼ 0.48% below avg
Details

West Gate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
1020 S 179th Ct, Omaha, NE 68118
36 Month Certificates of Deposit & IRA's
$1,000
2.27% ▼ 0.48% below national avg
Rate2.25%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.75%▼ 0.48% below avg
Details

Visit a branch

Neighborhood Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
4848 S 120th St, Omaha, NE 68137
36 Month IRA & Roth IRA Certificates
$1,000
2.26% ▼ 0.49% below national avg
Rate2.25%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▼ 0.49% below avg
Details

Renewable: Yes; Early Withdrawal Penalties: 90 Days of Interest

Neighborhood Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
4848 S 120th St, Omaha, NE 68137
36 Month Share Certificates
$1,000
2.26% ▼ 0.49% below national avg
Rate2.25%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▼ 0.49% below avg
Details

Renewable: Yes; Early Withdrawal Penalties: 90 Days of Interest

Northwest Bank (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.99%
14320 Arbor St, Omaha, NE 68144
36-MONTH Certificate of Deposit/IRA Standard Renewal Rate
$1,000
2.10% ▼ 0.65% below national avg
Rate2.10%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.75%▼ 0.65% below avg
Details

Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
36 Month Certificate
$0
1.50% ▼ 1.25% below national avg
Rate1.49%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▼ 1.25% below avg
Details

Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
CD Term - 36 Months
$0
1.50% ▼ 1.25% below national avg
Rate1.49%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▼ 1.25% below avg
Details

I3 Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
15645 Spaulding St, Omaha, NE 68116
Certificates of Deposit & IRAs - 36 Month
$500
0.90% ▼ 1.85% below national avg
Rate0.90%
Min Deposit$500
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▼ 1.85% below avg
Details

First Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
12307 W Center Rd, Omaha, NE 68144
3 Year Certificate of Deposit
$500
0.05% ▼ 2.70% below national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.75%▼ 2.70% below avg
Details

Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
36 Month Certificate of Deposit
$0
4.37% ▲ 1.62% above national avg
Rate4.30%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.75%▲ 1.62% above avg
Details

Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.59%
36 Month Certificates of Deposit (CDs)
$500
3.80% ▲ 1.05% above national avg
Rate3.75%
Min Deposit$500
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.75%▲ 1.05% above avg
Details

Trius Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.38%
36 Month Share Certificate
$0
3.65% ▲ 0.90% above national avg
Rate3.60%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 0.90% above avg
Details

FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
36 Mo CD
$1,000
3.55% ▲ 0.80% above national avg
Rate3.50%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 0.80% above avg
Details

FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
36 Mo IRA
$1,000
3.55% ▲ 0.80% above national avg
Rate3.50%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 0.80% above avg
Details

Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
36 Month Certificate
$1,000
3.55% ▲ 0.80% above national avg
Rate3.50%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 0.80% above avg
Details

One Bump - Up per Term

North Platte Union Pacific Employee Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
36 Month Certificate
$0
3.54% ▲ 0.79% above national avg
Rate3.50%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 0.79% above avg
Details

Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
36 Month Certificate
$0
3.44% ▲ 0.69% above national avg
Rate3.40%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.75%▲ 0.69% above avg
Details

Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
36 Month Certificate of Deposit
$1,000
3.30% ▲ 0.55% above national avg
Rate3.25%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.75%▲ 0.55% above avg
Details

Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
36 Month Business Certificates
$500
3.30% ▲ 0.55% above national avg
Rate3.25%
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 0.55% above avg
Details

Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
36 Month Share Certificate
$500
3.30% ▲ 0.55% above national avg
Rate3.25%
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 0.55% above avg
Details

Pathway Bank
Institution Rating:
B-4.4 ★Texas Ratio: 22.68%
3 Year CD
$1,000
3.25% ▲ 0.50% above national avg
Rate3.21%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.75%▲ 0.50% above avg
Details

Commercial State Bank Wausa, NE
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
36 Month Certificate
$0
3.25% ▲ 0.50% above national avg
Rate3.21%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▲ 0.50% above avg
Details

Columbus Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
36 Month CD or IRA
$0
3.20% ▲ 0.45% above national avg
Rate3.16%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.75%▲ 0.45% above avg
Details

Balance: $500 - $19,999.99

Columbus Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
36 Month Youth Saver CD
$0
3.16% ▲ 0.41% above national avg
Rate3.16%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.75%▲ 0.41% above avg
Details

Balance: $100 - $19,999.99

Custer Federal State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month STEP-UP CD
$500
3.15% ▲ 0.40% above national avg
Rate3.13%
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 0.40% above avg
Details

STEP-UP

Platte Valley Bank North Bend, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
36 Month Certificate
$500
3.05% ▲ 0.30% above national avg
Rate3.02%
Min Deposit$500
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.75%▲ 0.30% above avg
Details

Omaha 48 Month CD Rates

National 48 Month CD Average2.76% APY▼ 0.03% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
15750 W Dodge Rd, Omaha, NE 68118
48 Month CD
$500
4.55% ▲ 1.79% above national avg
Rate4.47%
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.79% above avg
Details

Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15858 W Dodge Rd, Omaha, NE 68118
48 Month CD
$5,000
3.50% ▲ 0.74% above national avg
Rate3.50%
Min Deposit$5,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 0.74% above avg
Details

Special Annual Percentage Yield (APY) effective as of 06/22/26. Minimum to open is $5,000. Minimum to open waived for existing checking and savings account customers. Penalty for early withdrawal. Consumer accounts only. Rates are subject to change without notice.

Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
14509 F St, Omaha, NE 68137 1054
48 Month Certificate
$0
3.50% ▲ 0.74% above national avg
Rate3.44%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 0.74% above avg
Details

Great Plains State Bank
Institution Rating:
D3.5 ★Texas Ratio: 32.53%
15858 W Dodge Rd, Omaha, NE 68118
48 Month CD
$0
3.30% ▲ 0.54% above national avg
Rate3.26%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 0.54% above avg
Details

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
13220 FORT ST, OMAHA, NE 68164
4 Year Certificate
$0
3.20% ▲ 0.44% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.44% above avg
Details

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
13220 FORT ST, OMAHA, NE 68164
4 Year IRA Certificates
$0
3.10% ▲ 0.34% above national avg
Rate3.06%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.34% above avg
Details

Term: 4 Year IRA Certificate; $1,000 minimum balance to open

Cobalt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
15325 Weir St, Omaha, NE 68137 5061
48 Month Business Term Share Certificate
$0
3.00% ▲ 0.24% above national avg
Rate2.97%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.24% above avg
Details

Balance: $100,000.00 and greater; Compounding Period: Quarterly

Cobalt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
15325 Weir St, Omaha, NE 68137 5061
48 Month Certificate and IRA
$0
3.00% ▲ 0.24% above national avg
Rate2.97%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.24% above avg
Details

Balance: $100,000.00 & greater; Period: Quarterly

The Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
3001 L St, Omaha, NE 68107 1409
Share Certificate (CD's) - 48 Month
$500
2.95% ▲ 0.19% above national avg
Rate2.92%
Min Deposit$500
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.19% above avg
Details

Rates effective as of 02/10/26. Rates are subject to change without notice. Early withdrawals may be subject to a penalty. Other restrictions and requirements may apply.

Cobalt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
15325 Weir St, Omaha, NE 68137 5061
48 Month Business Term Share Certificate
$0
2.90% ▲ 0.14% above national avg
Rate2.87%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.14% above avg
Details

Compounding Period: Quarterly

Cobalt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
15325 Weir St, Omaha, NE 68137 5061
48 Month Certificate and IRA
$0
2.90% ▲ 0.14% above national avg
Rate2.87%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.14% above avg
Details

Balance: $1,000.00-99,999.99; Period: Quarterly

Centris Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.55%
3575 L St, Omaha, NE 68107
48 Month Jumbo Certificates
$0
2.85% ▲ 0.09% above national avg
Rate2.81%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 0.09% above avg
Details

Centris Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.55%
3575 L St, Omaha, NE 68107
48 Month Regular & IRA Certificates
$500
2.75% ▼ 0.01% below national avg
Rate2.71%
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▼ 0.01% below avg
Details

First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
6457 Frances St, Omaha, NE 68106
48 Month CD
$500
2.50% ▼ 0.26% below national avg
Rate2.48%
Min Deposit$500
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.76%▼ 0.26% below avg
Details

United Republic Bank
Institution Rating:
F1.7 ★Texas Ratio: 54.29%
111 North 181st Street, Omaha, NE 68118
48 Month Certificate
$1,000
2.50% ▼ 0.26% below national avg
Rate2.47%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.76%▼ 0.26% below avg
Details

United Republic Bank
Institution Rating:
F1.7 ★Texas Ratio: 54.29%
111 North 181st Street, Omaha, NE 68118
Business Regular Time Certificates - 48-month
$1,000
2.50% ▼ 0.26% below national avg
Rate2.47%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.76%▼ 0.26% below avg
Details

First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
15750 W Dodge Rd, Omaha, NE 68118
IRA 48 Month CD
$500
2.50% ▼ 0.26% below national avg
Rate2.48%
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▼ 0.26% below avg
Details

Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
3001 S 82ND AVE, OMAHA, NE 68124
48 Month Share Certificate
$0
2.50% ▼ 0.26% below national avg
Rate2.47%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▼ 0.26% below avg
Details

Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
2720 S 177th St, Omaha, NE 68130
48 Month Certificate of Deposit
$1,000
2.27% ▼ 0.49% below national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 0.49% below avg
Details

West Gate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
1020 S 179th Ct, Omaha, NE 68118
48 Month Certificates of Deposit & IRA's
$1,000
2.27% ▼ 0.49% below national avg
Rate2.25%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 0.49% below avg
Details

Visit a branch

Dundee Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
5015 Underwood Ave, Omaha, NE 68132
48 Month CD
$500
2.25% ▼ 0.51% below national avg
Rate2.23%
Min Deposit$500
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.76%▼ 0.51% below avg
Details

APY is current as of 5/20/2026 and subject to change without notice. A penalty may be imposed for early withdrawal.

Northwest Bank (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.99%
14320 Arbor St, Omaha, NE 68144
48-MONTH Certificate of Deposit/IRA Standard Renewal Rate
$1,000
2.10% ▼ 0.66% below national avg
Rate2.10%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 0.66% below avg
Details

Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
48 Month Certificate
$0
1.75% ▼ 1.01% below national avg
Rate1.74%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.76%▼ 1.01% below avg
Details

Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
CD Term - 48 Months
$0
1.75% ▼ 1.01% below national avg
Rate1.74%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.76%▼ 1.01% below avg
Details

I3 Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
15645 Spaulding St, Omaha, NE 68116
Certificates of Deposit & IRAs - 48 Month
$500
1.16% ▼ 1.60% below national avg
Rate1.15%
Min Deposit$500
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.76%▼ 1.60% below avg
Details

First Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
12307 W Center Rd, Omaha, NE 68144
4 Year Certificate of Deposit
$500
0.15% ▼ 2.61% below national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 2.61% below avg
Details

Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
48 Month Certificate of Deposit
$0
4.37% ▲ 1.61% above national avg
Rate4.30%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 1.61% above avg
Details

Thayer County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
48 Month CD
$0
4.25% ▲ 1.49% above national avg
Rate4.18%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 1.49% above avg
Details

Balance: $75,000.00 and up

Thayer County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
48 Month CD
$0
4.20% ▲ 1.44% above national avg
Rate4.13%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 1.44% above avg
Details

Balance: $50,000.00 - $74,999.99

Thayer County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
48 Month CD
$0
4.05% ▲ 1.29% above national avg
Rate3.98%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 1.29% above avg
Details

Balance: $25,000.00 - $49,999.99

Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.59%
48 Month Certificates of Deposit (CDs)
$500
3.80% ▲ 1.04% above national avg
Rate3.75%
Min Deposit$500
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 1.04% above avg
Details

North Platte Union Pacific Employee Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
48 Month Certificate
$0
3.80% ▲ 1.04% above national avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.04% above avg
Details

Thayer County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
48 Month CD
$0
3.79% ▲ 1.03% above national avg
Rate3.73%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 1.03% above avg
Details

Balance: $2,500.00 - $24,999.99

Archer Cooperative Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
48 Month Share & IRA Certificates
$0
3.60% ▲ 0.84% above national avg
Rate3.55%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.84% above avg
Details

Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
48 Month Certificate
$1,000
3.55% ▲ 0.79% above national avg
Rate3.50%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.79% above avg
Details

Columbus Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
48 Month CD or IRA
$0
3.40% ▲ 0.64% above national avg
Rate3.36%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 0.64% above avg
Details

Balance: $500 - $19,999.99

Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
48 Month Certificate
$0
3.39% ▲ 0.63% above national avg
Rate3.35%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 0.63% above avg
Details

Columbus Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
48 Month Youth Saver CD
$0
3.36% ▲ 0.60% above national avg
Rate3.36%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 0.60% above avg
Details

Balance: $100 - $19,999.99

Pathway Bank
Institution Rating:
B-4.4 ★Texas Ratio: 22.68%
4 Year CD
$1,000
3.35% ▲ 0.59% above national avg
Rate3.31%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 0.59% above avg
Details

FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
48 Mo CD
$1,000
3.35% ▲ 0.59% above national avg
Rate3.31%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 0.59% above avg
Details

FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
48 Mo IRA
$1,000
3.35% ▲ 0.59% above national avg
Rate3.31%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 0.59% above avg
Details

Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
48 Month Business Certificates
$500
3.35% ▲ 0.59% above national avg
Rate3.30%
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 0.59% above avg
Details

Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
48 Month Share Certificate
$500
3.35% ▲ 0.59% above national avg
Rate3.30%
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 0.59% above avg
Details

Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
48 Month Certificate of Deposit
$1,000
3.30% ▲ 0.54% above national avg
Rate3.25%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 0.54% above avg
Details

Custer Federal State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month CD
$500
3.15% ▲ 0.39% above national avg
Rate3.13%
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 0.39% above avg
Details

Platte Valley Bank North Bend, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
48 Month Certificate
$500
3.05% ▲ 0.29% above national avg
Rate3.02%
Min Deposit$500
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 0.29% above avg
Details

First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
48 Month Certificates of Deposit
$0
3.03% ▲ 0.27% above national avg
Rate3.00%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 0.27% above avg
Details

Balance: $10,000+

Western Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
48 Month Certificate
$250
3.03% ▲ 0.27% above national avg
Rate3.00%
Min Deposit$250
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 0.27% above avg
Details

Commercial State Bank Wausa, NE
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
48 Month Certificate
$0
2.99% ▲ 0.23% above national avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.76%▲ 0.23% above avg
Details

OneNebraska Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.92%
48 Month Share Certificate
$500
2.90% ▲ 0.14% above national avg
Rate2.87%
Min Deposit$500
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.14% above avg
Details

Dividends Compounded & Credited: Quarterly; Dividend Period: Quarterly

Omaha 60 Month CD Rates

National 60 Month CD Average2.83% APY▼ 0.05% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
15750 W Dodge Rd, Omaha, NE 68118
60 Month CD
$500
4.55% ▲ 1.72% above national avg
Rate4.47%
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 1.72% above avg
Details

Access Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
1941 S 42nd St, Omaha, NE 68105
60 Month Business Certificate of Deposit
$0
3.50% ▲ 0.67% above national avg
Rate3.46%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 0.67% above avg
Details

Interest Paid: Quarterly and at Maturity

Access Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
1941 S 42nd St, Omaha, NE 68105
60 Month Open a Certificate of Deposit
$0
3.50% ▲ 0.67% above national avg
Rate3.46%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 0.67% above avg
Details

Interest Paid: Quarterly and at Maturity

Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15858 W Dodge Rd, Omaha, NE 68118
60 Month CD
$5,000
3.50% ▲ 0.67% above national avg
Rate3.50%
Min Deposit$5,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 0.67% above avg
Details

Special Annual Percentage Yield (APY) effective as of 06/22/26. Minimum to open is $5,000. Minimum to open waived for existing checking and savings account customers. Penalty for early withdrawal. Consumer accounts only. Rates are subject to change without notice.

Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
14509 F St, Omaha, NE 68137 1054
60 Month Certificate
$0
3.50% ▲ 0.67% above national avg
Rate3.44%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.67% above avg
Details

Great Plains State Bank
Institution Rating:
D3.5 ★Texas Ratio: 32.53%
15858 W Dodge Rd, Omaha, NE 68118
60 Month CD
$0
3.35% ▲ 0.52% above national avg
Rate3.31%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.52% above avg
Details

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
13220 FORT ST, OMAHA, NE 68164
5 Year Certificate
$0
3.20% ▲ 0.37% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 0.37% above avg
Details

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
13220 FORT ST, OMAHA, NE 68164
5 Year IRA Certificates
$0
3.10% ▲ 0.27% above national avg
Rate3.06%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 0.27% above avg
Details

Term: 5 Year IRA Certificate; $1,000 minimum balance to open

Premier Bank Omaha, NE
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
16802 Burke St, Omaha, NE 68118
60 Month Certificate
$0
3.03% ▲ 0.20% above national avg
Rate3.00%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.83%▲ 0.20% above avg
Details

Premier Bank Omaha, NE
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
16802 Burke St, Omaha, NE 68118
IRA Certificates of Deposit - 60 Month
$0
3.03% ▲ 0.20% above national avg
Rate3.00%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.83%▲ 0.20% above avg
Details

Cobalt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
15325 Weir St, Omaha, NE 68137 5061
60 Month Business Term Share Certificate
$0
3.00% ▲ 0.17% above national avg
Rate2.97%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.17% above avg
Details

Balance: $100,000.00 and greater; Compounding Period: Quarterly

Cobalt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
15325 Weir St, Omaha, NE 68137 5061
60 Month Certificate and IRA
$0
3.00% ▲ 0.17% above national avg
Rate2.97%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.17% above avg
Details

Balance: $100,000.00 & greater; Period: Quarterly

The Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
3001 L St, Omaha, NE 68107 1409
Share Certificate (CD's) - 60 Month
$500
3.00% ▲ 0.17% above national avg
Rate2.97%
Min Deposit$500
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.17% above avg
Details

Rates effective as of 02/10/26. Rates are subject to change without notice. Early withdrawals may be subject to a penalty. Other restrictions and requirements may apply.

Cobalt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
15325 Weir St, Omaha, NE 68137 5061
60 Month Business Term Share Certificate
$0
2.90% ▲ 0.07% above national avg
Rate2.87%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.07% above avg
Details

Compounding Period: Quarterly

Cobalt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
15325 Weir St, Omaha, NE 68137 5061
60 Month Certificate and IRA
$0
2.90% ▲ 0.07% above national avg
Rate2.87%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.07% above avg
Details

Balance: $1,000.00-99,999.99; Period: Quarterly

Centris Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.55%
3575 L St, Omaha, NE 68107
60 Month Jumbo Certificates
$0
2.85% ▲ 0.02% above national avg
Rate2.81%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.02% above avg
Details

Centris Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.55%
3575 L St, Omaha, NE 68107
60 Month Regular & IRA Certificates
$500
2.75% ▼ 0.08% below national avg
Rate2.71%
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▼ 0.08% below avg
Details

First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
6457 Frances St, Omaha, NE 68106
60 Month CD
$500
2.50% ▼ 0.33% below national avg
Rate2.48%
Min Deposit$500
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▼ 0.33% below avg
Details

First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
15750 W Dodge Rd, Omaha, NE 68118
IRA 60 Month CD
$500
2.50% ▼ 0.33% below national avg
Rate2.48%
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▼ 0.33% below avg
Details

Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
3001 S 82ND AVE, OMAHA, NE 68124
60 Month Share Certificate
$0
2.50% ▼ 0.33% below national avg
Rate2.47%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▼ 0.33% below avg
Details

Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
2720 S 177th St, Omaha, NE 68130
60 Month Certificate of Deposit
$1,000
2.32% ▼ 0.51% below national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 0.51% below avg
Details

West Gate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
1020 S 179th Ct, Omaha, NE 68118
60 Month Certificates of Deposit & IRA's
$1,000
2.27% ▼ 0.56% below national avg
Rate2.25%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 0.56% below avg
Details

Visit a branch

United Republic Bank
Institution Rating:
F1.7 ★Texas Ratio: 54.29%
111 North 181st Street, Omaha, NE 68118
60 Month Certificate
$1,000
2.25% ▼ 0.58% below national avg
Rate2.23%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▼ 0.58% below avg
Details

United Republic Bank
Institution Rating:
F1.7 ★Texas Ratio: 54.29%
111 North 181st Street, Omaha, NE 68118
Business Regular Time Certificates - 60-month
$1,000
2.25% ▼ 0.58% below national avg
Rate2.23%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▼ 0.58% below avg
Details

Dundee Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
5015 Underwood Ave, Omaha, NE 68132
60 Month CD
$500
2.25% ▼ 0.58% below national avg
Rate2.23%
Min Deposit$500
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.83%▼ 0.58% below avg
Details

APY is current as of 5/20/2026 and subject to change without notice. A penalty may be imposed for early withdrawal.

Northwest Bank (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.99%
14320 Arbor St, Omaha, NE 68144
60-Month Certificate of Deposit/IRA Standard Renewal Rate
$1,000
2.10% ▼ 0.73% below national avg
Rate2.10%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 0.73% below avg
Details

Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
60 Month Certificate
$0
2.00% ▼ 0.83% below national avg
Rate1.99%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.83%▼ 0.83% below avg
Details

Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
CD Term - 60 Months
$0
2.00% ▼ 0.83% below national avg
Rate1.99%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.83%▼ 0.83% below avg
Details

I3 Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
15645 Spaulding St, Omaha, NE 68116
Certificates of Deposit & IRAs - 60 Month
$500
1.25% ▼ 1.58% below national avg
Rate1.24%
Min Deposit$500
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.83%▼ 1.58% below avg
Details

Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
60 Month Certificate of Deposit
$0
4.37% ▲ 1.54% above national avg
Rate4.30%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 1.54% above avg
Details

Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.59%
60 Month Certificates of Deposit (CDs)
$500
3.80% ▲ 0.97% above national avg
Rate3.75%
Min Deposit$500
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 0.97% above avg
Details

North Platte Union Pacific Employee Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
60 Month Certificate
$0
3.80% ▲ 0.97% above national avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.97% above avg
Details

Archer Cooperative Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
60 Month Share & IRA Certificates
$0
3.60% ▲ 0.77% above national avg
Rate3.55%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.77% above avg
Details

Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
60 Month Certificate
$1,000
3.55% ▲ 0.72% above national avg
Rate3.50%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.72% above avg
Details

Columbus Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
60 Month CD or IRA
$0
3.49% ▲ 0.66% above national avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 0.66% above avg
Details

Balance: $500 - $19,999.99

Columbus Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
60 Month Youth Saver CD
$0
3.45% ▲ 0.62% above national avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 0.62% above avg
Details

Balance: $100 - $19,999.99

Pathway Bank
Institution Rating:
B-4.4 ★Texas Ratio: 22.68%
5 Year CD
$1,000
3.40% ▲ 0.57% above national avg
Rate3.36%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 0.57% above avg
Details

Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
60 Month Business Certificates
$500
3.40% ▲ 0.57% above national avg
Rate3.35%
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.57% above avg
Details

Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
60 Month Share Certificate
$500
3.40% ▲ 0.57% above national avg
Rate3.35%
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.57% above avg
Details

Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
60 Month Certificate
$0
3.29% ▲ 0.46% above national avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 0.46% above avg
Details

FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
60 Mo CD
$1,000
3.25% ▲ 0.42% above national avg
Rate3.21%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.42% above avg
Details

FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
60 Mo IRA
$1,000
3.25% ▲ 0.42% above national avg
Rate3.21%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.42% above avg
Details

Platte Valley Bank North Bend, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
60 Month Certificate
$500
3.15% ▲ 0.32% above national avg
Rate3.11%
Min Deposit$500
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 0.32% above avg
Details

Custer Federal State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Month STEP-UP CD
$500
3.15% ▲ 0.32% above national avg
Rate3.13%
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.32% above avg
Details

STEP-UP

Madison County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
60 Month Certificate
$500
3.10% ▲ 0.27% above national avg
Rate3.08%
Min Deposit$500
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.83%▲ 0.27% above avg
Details

Madison County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
Certificates of Deposit - 60 Month
$500
3.10% ▲ 0.27% above national avg
Rate3.08%
Min Deposit$500
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.83%▲ 0.27% above avg
Details

Security First Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
60 Month Certificate of Deposit
$0
3.03% ▲ 0.20% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 0.20% above avg
Details

First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
60 Month Certificates of Deposit
$0
3.03% ▲ 0.20% above national avg
Rate3.00%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 0.20% above avg
Details

Balance: $10,000+

Western Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
60 Month Certificate
$250
3.03% ▲ 0.20% above national avg
Rate3.00%
Min Deposit$250
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 0.20% above avg
Details

Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
60 Month Certificate of Deposit (CD)
$0
2.88% ▲ 0.05% above national avg
Rate2.85%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.83%▲ 0.05% above avg
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Top CD Rates from Omaha, Nebraska Institutions

Highest verified APYs available today, updated September 22, 2026

B Top 5 Bank Rates
West Gate Bank
12 Month CD
A+ 5.0 ★ TX: 1.69%
Min: $0
5.00%
First Westroads Bank
48 Month CD
A+ 5.0 ★ TX: 0.61%
Min: $500
4.55%
Access Bank
12 Month Certificate Special
A+ 5.0 ★ TX: 3.62%
Min: $0
4.05%
Union Bank and Trust Company
24 Month Certificate of Deposit
A+ 5.0 ★ TX: 2.26%
Min: $1,000
3.95%
Enterprise Bank Omaha, NE
6 Month Certificate
A+ 5.0 ★ TX: 0.00%
Min: $0
3.90%
CU Top 5 Credit Union Rates
Cobalt Federal Credit Union
6 Month Business Term Share Certificate
A+ 5.0 ★ TX: 5.54%
Min: $0
4.05%
Omaha Federal Credit Union
6 Month Share Certificate
A+ 5.0 ★ TX: 2.19%
Min: $0
4.00%
Metro Federal Credit Union
12 Month Certificate
A+ 5.0 ★ TX: 1.06%
Min: $0
3.90%
First Nebraska Credit Union
12 Month initial term promo rate
A+ 5.0 ★ TX: 1.98%
Min: $0
3.75%
Electrical Workers No 22 Federal Credit Union
6 Months Term "O"
A+ 5.0 ★ TX: 0.06%
Min: $0
3.60%
Rates verified September 22, 2026 . Click an institution name to view its full profile, safety ratings, and all CD terms.

Omaha, NE CD Rate Trends

Compare local Omaha, NE CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.

View Full Nebraska CD Trends
12-Month CD NE Avg
2.945%
▲ 0.004 vs 7 days ago

Nebraska 12-month CD rates rose 0.004 points over the past 7 days to 2.945% APY.

6-Month CD NE Avg
2.760%
Unchanged vs 7 days ago

Nebraska 6-month CD rates currently average 2.760% APY based on data from institutions in our monitoring network.

As of Sep 22, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

NE CD Rate Forecast, Next 12 Months

Where are Nebraska CD rates headed through September 2027?

Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.

NE 12-Month Avg APY
2.945%
6-Month Forecast
2.945%
Range: 2.75% – 3.10%
12-Month Forecast
3.195%
Range: 3.00% – 3.35%

Data inputs: The central forecast assumes the Federal Reserve holds the federal funds rate at its current level, with one 25 basis point increase priced into the later months, consistent with CME FedWatch and Federal Reserve dot-plot projections. A spread model maps the relationship between the fed funds rate and the Nebraska average 12-month CD APY in our database.

Spread model: The Nebraska 12-month CD average currently trades 1.43% below the fed funds midpoint. This spread is applied to the projected fed funds path to generate the central forecast.

Confidence bounds: Upper bound adds +0.15% (an additional Fed increase, deposit competition stays high). Lower bound subtracts 0.20% (the Fed stays on hold and competition eases).

Limitations: Model-based estimates only, not guarantees. Verify current rates directly with institutions before making financial decisions.

Powered by MonitorBankRates

What Your Savings Earn at NE CD Rates Today

Annual interest earnings at today’s Nebraska average APYs. State average used where available; national average as fallback.

CD Term NE Avg APY $5,000 $10,000 $25,000 $50,000
3-Month CD 2.055% $102.77 $205.54 $513.85 $1,027.70
6-Month CD 2.760% $137.99 $275.97 $689.93 $1,379.85
12-Month CD 2.945% $147.27 $294.54 $736.35 $1,472.70
18-Month CD 2.813% $140.67 $281.33 $703.32 $1,406.65
24-Month CD 2.833% $141.64 $283.27 $708.18 $1,416.35
36-Month CD 2.754% $137.68 $275.36 $688.40 $1,376.80
48-Month CD 2.759% $137.97 $275.93 $689.82 $1,379.65
60-Month CD 2.834% $141.70 $283.39 $708.48 $1,416.95
Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of September 22, 2026.

Sample CD Ladder for Omaha, Nebraska Savers

$25,000 split equally across 5 terms using today’s Nebraska average rates. As each CD matures, reinvest at the 36-month rung.

Build Your Ladder
Rung Term Deposit NE Avg APY Annual Earnings
1 3-Month CD $5,000 2.055% $102.77
2 6-Month CD $5,000 2.760% $137.99
3 12-Month CD $5,000 2.945% $147.27
4 24-Month CD $5,000 2.833% $141.64
5 36-Month CD $5,000 2.754% $137.68
Total ($25,000 invested) $25,000 2.669% blended $667.35/yr

Ladder example uses equal $5,000 rungs and Nebraska average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.

757
CD Rates
Tracked in Omaha, Nebraska
63 Banks 27 Credit Unions

About Our Omaha, Nebraska CD Rate Database

MonitorBankRates tracks 757 CD rates from 63 banks and 27 credit unions with locations in Omaha, Nebraska, plus national online institutions available to Nebraska residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.

Current top rate: West Gate Bank offers a CD at 5.00% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Omaha, Nebraska.

How to Find the Best CD Rates in Omaha, Nebraska

What to compare when shopping for a CD in Omaha, Nebraska

To find the best APYs in Omaha, Nebraska, start with credit unions and online-only banks: Omaha, Nebraska has 27 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.

Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.

Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.

When a CD Makes Sense in Omaha, Nebraska

  • You have a planned expense coming up and want your savings to earn while you wait
  • You expect rates to fall and want to lock in today’s rate
  • You want FDIC or NCUA protection with a guaranteed fixed return
  • You prefer banking with an institution that has a local branch in Omaha, Nebraska: 90 institutions here report CD rates

Consider an Alternative If…

Omaha, Nebraska Financial Snapshot

Local demographics and economic context for CD savers. Source: U.S. Census Bureau ACS 2024

Population 65+
14.5%
National avg: 17.3%
Median Individual Earnings
$43,930
National avg: $47,340
Poverty Rate
13.5%
National avg: 11.1%
Unemployment Rate
4.2%
National avg: 4.8%
CD Earnings on 10% of Salary
$129/yr
At NE 12-mo avg 2.945% APY

14.5% of residents are 65 or older, below the national average of 17.3%. At today’s NE 12-month CD average of 2.945%, saving 10% of the local median salary ($4,393/year) and putting it in a CD would earn an additional $129 annually in interest.

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.

CD Rates vs. Other Savings Options in Omaha, Nebraska

What to compare when choosing between a CD and other deposit accounts

Feature CD High-Yield Savings Money Market 6-Month CD
Rate Type Fixed APY Variable APY Variable APY Fixed APY
Liquidity Locked for term Anytime Anytime Locked 6 months
Early Withdrawal Penalty (months of interest) None None Penalty (90–180 days interest)
FDIC / NCUA Insured Yes (up to $250K) Yes (up to $250K) Yes (up to $250K) Yes (up to $250K)
Check / Debit Access No Usually no Often yes No
Best For Known savings goal, CD ladder Emergency fund, flexible savings Liquid savings with check-writing Slightly higher yield, less urgency

How Certificates of Deposit Work in Omaha, Nebraska

A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Omaha, Nebraska typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Omaha, Nebraska as everywhere in the U.S.

Choosing a CD Term in Omaha, Nebraska

The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Omaha, Nebraska savers easier access to their funds. For example, Cobalt Federal Credit Union is offering its 6 Month Business Term Share Certificate at 4.05% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, First Westroads Bank is offering its 60 Month CD at 4.55% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.

CD Risk and Safety for Omaha, Nebraska Savers

CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Omaha, Nebraska saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.

How CD Interest Is Paid in Omaha, Nebraska

Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Omaha, Nebraska CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.

Fixed vs. Variable CD Rates in Omaha, Nebraska

Most CDs carry a fixed rate that is locked for the entire term, protecting a Omaha, Nebraska depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.

Frequently Asked Questions about CD Rates in Omaha, Nebraska

Are CD rates in Omaha, Nebraska FDIC insured?

Yes, most established banks in Omaha, Nebraska are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Omaha, Nebraska?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Omaha, Nebraska.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty, typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit, traditionally $100,000 or more. In exchange, banks in Omaha, Nebraska may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates, for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Omaha, Nebraska?

Here are recent top rates found for this area:
  • West Gate Bank: 5.00% APY (12 Month CD)
  • First Westroads Bank: 4.55% APY (48 Month CD)
  • Access Bank: 4.05% APY (12 Month Certificate Special)
  • Cobalt Federal Credit Union: 4.05% APY (6 Month Business Term Share Certificate)
  • Omaha Federal Credit Union: 4.00% APY (6 Month Share Certificate)
  • Union Bank and Trust Company: 3.95% APY (24 Month Certificate of Deposit)
  • Enterprise Bank Omaha, NE: 3.90% APY (6 Month Certificate)
  • Metro Federal Credit Union: 3.90% APY (12 Month Certificate)
  • First State Bank Nebraska: 3.86% APY (24 Month CD)
  • I3 Bank: 3.80% APY (Certificates of Deposit & IRAs - 6 Month)
Rates reflect recent verified offers available in Omaha, Nebraska. Last Updated: September 22, 2026

Omaha, Nebraska CD Calculator

See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY, or click any current Omaha, Nebraska rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.

Interest at Maturity
$0
Ending Balance
$0
Matures

Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30–180 days of interest. Estimates are for informational purposes only.

Top Omaha, Nebraska CD Rates by Term

Verified September 22, 2026 · click a rate to use its term and APY
Highest verified APY per term available in Omaha, Nebraska. Averages shown use the Nebraska state average where available, national otherwise. See the full rate tables above for all offers.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Omaha, Nebraska CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Omaha, Nebraska directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Omaha, Nebraska. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in NE.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: September 22, 2026

Omaha, Nebraska Rates & Resources