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CD Rate Trends

Omaha, Nebraska Best CD Rates October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | CD Rates Last Updated and Verified: October 13, 2026

Omaha, Nebraska CD rates range from 0.02% to 4.55% APY, verified by MonitorBankRates as of October 13, 2026. Current Omaha, Nebraska CD rates include First Westroads BankFirst Westroads Bank15750 W Dodge Rd, Omaha, NE 68118A+5.0 ★Texas Ratio: 0.04%Real return: +1.75%APY minus CPI (February 2026) offering 48 Month CD at 4.55% APY, Omaha Federal Credit UnionOmaha Federal Credit Union3001 S 82ND AVE, OMAHA, NE 68124A+5.0 ★Texas Ratio: 3.18%Real return: +1.70%APY minus CPI (February 2026) offering 36 Month Share Certificate at 4.50% APY, Cornhusker BankCornhusker Bank11102 Blondo St, Omaha, NE 68164A+5.0 ★Texas Ratio: 0.16%Real return: +1.66%APY minus CPI (February 2026) offering 48 Month Certificate at 4.46% APY, Union Bank and Trust CompanyUnion Bank and Trust Company2720 S 177th St, Omaha, NE 68130A+5.0 ★Texas Ratio: 2.09%Real return: +1.55%APY minus CPI (February 2026) offering 18 Month Certificate of Deposit at 4.35% APY, and Enterprise Bank Omaha, NEEnterprise Bank Omaha, NE525 N 132nd Street, Omaha, NE 68154A+5.0 ★Texas Ratio: 0.00%Real return: +1.45%APY minus CPI (February 2026) offering 24 Month CD Specials at 4.25% APY. CD rates as of October 13, 2026 according to verified data from MonitorBankRates.

Omaha has 288 local institutions in our database, with CD rates as high as 4.55% APY from First Westroads Bank at 15750 W Dodge Rd, Omaha, NE 68118. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Nebraska area. Rates are continually updated, so we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: October 13, 2026

Compare Best CD Rates in Omaha, Nebraska & the Surrounding Area

Jump to: 3 Month · 6 Month · 12 Month · 18 Month · 24 Month · 36 Month · 48 Month · 60 Month

Omaha 3 Month CD Rates

Nebraska 3 Month CD Average2.04% APYNational 2.09%▼ 0.04% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Brilliant Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
13333 California St, Omaha, NE 68154
3-Month CD
$1,000
4.00% ▲ 1.96% above Nebraska avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.04%▲ 1.96% above avgNationally 2.09%
Details

Interest credited At Maturity; Brilliant Bank's CD is a certificate of deposit with initial Annual Percentage Yield available for new depositors only. Rate is accurate as of website publication and subject to change. Fees may reduce earnings. Early withdrawal penalties may apply.

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 5 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Oct 13, 2026
UMB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
16929 Burke St, Omaha, NE 68118
3-MONTH TIME DEPOSIT ACCOUNT
$500
3.85% ▲ 1.81% above Nebraska avg
View
▼
Rate3.80%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 2, 2026
Nebraska Average2.04%▲ 1.81% above avgNationally 2.09%
Details

Special Offer. Apply now: balances under $100k. Effective Date: 10/2/2026. Not available for individual retirement or business accounts. A penalty will be imposed on early withdrawals.

Rate History
No change since Sep 27, 2026 · 3.85% APY · checked 2 times
3.35%3.85%4.35%Sep 27, 2026: 3.85% APYSep 27, 2026Oct 13, 2026
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
15750 W Dodge Rd, Omaha, NE 68118
3 Month CD
$500
3.85% ▲ 1.81% above Nebraska avg
View
▼
Rate3.80%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.04%▲ 1.81% above avgNationally 2.09%
Details

Rate History
No change since Sep 20, 2026 · 3.85% APY · checked 6 times
3.35%3.85%4.35%Sep 20, 2026: 3.85% APYSep 20, 2026Oct 13, 2026
Access Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
1941 S 42nd St, Omaha, NE 68105
3 Month Business Certificate of Deposit
$0
3.70% ▲ 1.66% above Nebraska avg
View
▼
Rate3.65%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.04%▲ 1.66% above avgNationally 2.09%
Details

Interest Paid: Quarterly and at Maturity

Rate History
1 change since Sep 19, 2026 · 3.60% → 3.70% ▲ 0.10 pts · high 3.70% / low 3.60%
3.10%3.65%4.20%Sep 19, 2026: 3.60% APYOct 7, 2026: 3.70% APYSep 19, 2026Oct 13, 2026
  • Oct 7, 20263.70%▲ from 3.60%
  • Sep 19, 20263.60%first recorded
Access Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
1941 S 42nd St, Omaha, NE 68105
3 Month Certificate of Deposit
$0
3.70% ▲ 1.66% above Nebraska avg
View
▼
Rate3.65%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.04%▲ 1.66% above avgNationally 2.09%
Details

Rate History
No change since Oct 7, 2026 · 3.70% APY · checked 3 times
3.20%3.70%4.20%Oct 7, 2026: 3.70% APYOct 7, 2026Oct 13, 2026
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
14509 F St, Omaha, NE 68137 1054
3 Month Certificate
$0
3.50% ▲ 1.46% above Nebraska avg
View
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.04%▲ 1.46% above avgNationally 2.09%
Details

Certificate; Balance: $500.00 minimum

Rate History
1 change since Sep 20, 2026 · 3.05% → 3.50% ▲ 0.45 pts · high 3.50% / low 3.05%
2.55%3.28%4.00%Sep 20, 2026: 3.05% APYOct 4, 2026: 3.50% APYSep 20, 2026Oct 13, 2026
  • Oct 4, 20263.50%▲ from 3.05%
  • Sep 20, 20263.05%first recorded
Cornhusker Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
11102 Blondo St, Omaha, NE 68164
3 Month Certificate
$1,000
3.46% ▲ 1.42% above Nebraska avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average2.04%▲ 1.42% above avgNationally 2.09%
Details

Rate History
1 change since Sep 30, 2026 · 3.26% → 3.46% ▲ 0.20 pts · high 3.46% / low 3.26%
2.76%3.36%3.96%Sep 30, 2026: 3.26% APYOct 6, 2026: 3.46% APYSep 30, 2026Oct 13, 2026
  • Oct 6, 20263.46%▲ from 3.26%
  • Sep 30, 20263.26%first recorded
Cornhusker Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
11102 Blondo St, Omaha, NE 68164
Business 3 Month Certificate
$1,000
3.46% ▲ 1.42% above Nebraska avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average2.04%▲ 1.42% above avgNationally 2.09%
Details

Rate History
No change since Oct 6, 2026 · 3.46% APY · checked 2 times
2.96%3.46%3.96%Oct 6, 2026: 3.46% APYOct 6, 2026Oct 13, 2026
Premier Bank Omaha, NE
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
16802 Burke St, Omaha, NE 68118
3 Month Certificate of Deposit
$0
2.27% ▲ 0.23% above Nebraska avg
View
▼
Rate2.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.04%▲ 0.23% above avgNationally 2.09%
Details

Rate History
No change since Sep 24, 2026 · 2.27% APY · checked 5 times
1.77%2.27%2.77%Sep 24, 2026: 2.27% APYSep 24, 2026Oct 13, 2026
Premier Bank Omaha, NE
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
16802 Burke St, Omaha, NE 68118
3 Month IRA Certificate
$0
2.27% ▲ 0.23% above Nebraska avg
View
▼
Rate2.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.04%▲ 0.23% above avgNationally 2.09%
Details

Rate History
No change since Oct 7, 2026 · 2.27% APY · checked 2 times
1.77%2.27%2.77%Oct 7, 2026: 2.27% APYOct 7, 2026Oct 13, 2026
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
15750 W Dodge Rd, Omaha, NE 68118
IRA 3 Month CD
$500
0.75% ▼ 1.29% below Nebraska avg
View
▼
Rate0.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.04%▼ 1.29% below avgNationally 2.09%
Details

Rate History
No change since Sep 14, 2026 · 0.75% APY · checked 7 times
0.25%0.75%1.25%Sep 14, 2026: 0.75% APYSep 14, 2026Oct 13, 2026
First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
6457 Frances St, Omaha, NE 68106
3 Months CD
$500
0.50% ▼ 1.54% below Nebraska avg
View
▼
Rate0.50%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.04%▼ 1.54% below avgNationally 2.09%
Details

Rate History
No change since Sep 8, 2026 · 0.50% APY · checked 4 times
0.00%0.50%1.00%Sep 8, 2026: 0.50% APYSep 8, 2026Oct 13, 2026
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
3 Month CD Specials
$0
0.30% ▼ 1.74% below Nebraska avg
View
▼
Rate0.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.04%▼ 1.74% below avgNationally 2.09%
Details

Rate History
No change since Oct 8, 2026 · 0.30% APY · checked 2 times
0.00%0.40%0.80%Oct 8, 2026: 0.30% APYOct 8, 2026Oct 13, 2026
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
3 Month Certificate
$0
0.30% ▼ 1.74% below Nebraska avg
View
▼
Rate0.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.04%▼ 1.74% below avgNationally 2.09%
Details

Rate History
No change since Sep 14, 2026 · 0.30% APY · checked 3 times
0.00%0.40%0.80%Sep 14, 2026: 0.30% APYSep 14, 2026Oct 13, 2026
I3 Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
15645 Spaulding St, Omaha, NE 68116
Certificates of Deposit & IRAs - 3 Month
$500
0.15% ▼ 1.89% below Nebraska avg
View
▼
Rate0.15%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.04%▼ 1.89% below avgNationally 2.09%
Details

Compound Frequency: At Maturity

Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 3 times
0.00%0.33%0.65%Sep 14, 2026: 0.15% APYSep 14, 2026Oct 13, 2026
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
1919 Douglas St, Omaha, NE 68102
3 month Standard Fixed Rate
$2,500
0.06% ▼ 1.98% below Nebraska avg
View
▼
Rate0.06%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.04%▼ 1.98% below avgNationally 2.09%
Details

Balance: $0 - $4,999.99. Early withdrawal penalties may apply.

Rate History
No change since Oct 7, 2026 · 0.06% APY · checked 2 times
0.00%0.28%0.56%Oct 7, 2026: 0.06% APYOct 7, 2026Oct 13, 2026
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
1919 Douglas St, Omaha, NE 68102
3 month Standard Interest Rate
$2,500
0.06% ▼ 1.98% below Nebraska avg
View
▼
Rate0.06%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.04%▼ 1.98% below avgNationally 2.09%
Details

Balance: $0 - $4,999.99; Relationship APY 0.06%

Rate History
No change since Sep 14, 2026 · 0.06% APY · checked 3 times
0.00%0.28%0.56%Sep 14, 2026: 0.06% APYSep 14, 2026Oct 13, 2026
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
1919 Douglas St, Omaha, NE 68102
3 month Standard Fixed Rate
$2,500
0.05% ▼ 1.99% below Nebraska avg
View
▼
Rate0.05%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.04%▼ 1.99% below avgNationally 2.09%
Details

Balance: $0 - $4,999.99; Relationship Interest Rate 0.06%; Relationship APY 0.06%

Rate History
No change since Oct 7, 2026 · 0.05% APY · checked 2 times
0.00%0.28%0.55%Oct 7, 2026: 0.05% APYOct 7, 2026Oct 13, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
13220 California St, Omaha, NE 68154
3 Month IRA Certificates
$0
0.05% ▼ 1.99% below Nebraska avg
View
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average2.04%▼ 1.99% below avgNationally 2.09%
Details

Balance: $1,000

Rate History
No change since Oct 6, 2026 · 0.05% APY · checked 2 times
0.00%0.28%0.55%Oct 6, 2026: 0.05% APYOct 6, 2026Oct 13, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
13220 California St, Omaha, NE 68154
3 Month Standard CD
$0
0.05% ▼ 1.99% below Nebraska avg
View
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average2.04%▼ 1.99% below avgNationally 2.09%
Details

Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 30, 2026: 0.05% APYSep 30, 2026Oct 13, 2026
FirsTier Bank
Institution Rating:
F2.0 ★Texas Ratio: 51.03%
3 Month CD
$0
4.14% ▲ 2.10% above Nebraska avg
View
▼
Rate4.06%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.04%▲ 2.10% above avgNationally 2.09%
Details

Rate History
1 change since Sep 14, 2026 · 3.60% → 4.14% ▲ 0.54 pts · high 4.14% / low 3.60%
3.06%3.87%4.68%Sep 14, 2026: 3.60% APYSep 24, 2026: 4.14% APYSep 14, 2026Oct 13, 2026
  • Sep 24, 20264.14%▲ from 3.60%
  • Sep 14, 20263.60%first recorded
Bankers Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
3 Month Certificate of Deposit - Loyalty Program Platinum Tier
$0
4.06% ▲ 2.02% above Nebraska avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.04%▲ 2.02% above avgNationally 2.09%
Details

Loyalty Program1 Platinum Tier APY (Interest Rate is Base Interest Rate + 0.50%)

Rate History
No change since Oct 7, 2026 · 4.06% APY · checked 2 times
3.56%4.06%4.56%Oct 7, 2026: 4.06% APYOct 7, 2026Oct 13, 2026
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
3 Month Certificate of Deposit
$0
4.06% ▲ 2.02% above Nebraska avg
View
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.04%▲ 2.02% above avgNationally 2.09%
Details

Rate History
No change since Sep 19, 2026 · 4.06% APY · checked 2 times
3.56%4.06%4.56%Sep 19, 2026: 4.06% APYSep 19, 2026Oct 13, 2026
Western Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
3 Month Certificate Of Deposit
$250
4.06% ▲ 2.02% above Nebraska avg
View
▼
Rate4.00%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.04%▲ 2.02% above avgNationally 2.09%
Details

Rate History
No change since Oct 7, 2026 · 4.06% APY · checked 2 times
3.56%4.06%4.56%Oct 7, 2026: 4.06% APYOct 7, 2026Oct 13, 2026
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
3 Month Certificate of Deposit (CD)
$0
4.01% ▲ 1.97% above Nebraska avg
View
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.04%▲ 1.97% above avgNationally 2.09%
Details

Balance: >= $150,000

Rate History
1 change since Sep 14, 2026 · 1.00% → 4.01% ▲ 3.01 pts · high 4.01% / low 1.00%
0.00%3.51%7.02%Sep 14, 2026: 1.00% APYSep 24, 2026: 4.01% APYSep 14, 2026Oct 13, 2026
  • Sep 24, 20264.01%▲ from 1.00%
  • Sep 14, 20261.00%first recorded
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
3 MONTH CD Special
$500
4.00% ▲ 1.96% above Nebraska avg
View
▼
Rate3.94%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.04%▲ 1.96% above avgNationally 2.09%
Details

Rate History
No change since Sep 24, 2026 · 4.00% APY · checked 5 times
3.50%4.00%4.50%Sep 24, 2026: 4.00% APYSep 24, 2026Oct 13, 2026
Bankers Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
3 Month Certificate of Deposit - Loyalty Program Gold Tier
$0
3.96% ▲ 1.92% above Nebraska avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.04%▲ 1.92% above avgNationally 2.09%
Details

Loyalty Program1 Gold Tier APY (Interest Rate is Base Interest Rate + 0.40%)

Rate History
No change since Oct 7, 2026 · 3.96% APY · checked 2 times
3.46%3.96%4.46%Oct 7, 2026: 3.96% APYOct 7, 2026Oct 13, 2026
First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month CD
$0
3.91% ▲ 1.87% above Nebraska avg
View
▼
Rate3.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.04%▲ 1.87% above avgNationally 2.09%
Details

Balance: $100,000.00 and up

Rate History
1 change since Sep 19, 2026 · 3.85% → 3.91% ▲ 0.06 pts · high 3.91% / low 3.85%
3.35%3.88%4.41%Sep 19, 2026: 3.85% APYOct 3, 2026: 3.91% APYSep 19, 2026Oct 13, 2026
  • Oct 3, 20263.91%▲ from 3.85%
  • Sep 19, 20263.85%first recorded
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
3 Month Certificate of Deposit (CD)
$0
3.91% ▲ 1.87% above Nebraska avg
View
▼
Rate3.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.04%▲ 1.87% above avgNationally 2.09%
Details

Balance: $50,000 - $149,999.99

Rate History
No change since Sep 24, 2026 · 3.91% APY · checked 5 times
3.41%3.91%4.41%Sep 24, 2026: 3.91% APYSep 24, 2026Oct 13, 2026
Pathway Bank
Institution Rating:
B-4.4 ★Texas Ratio: 22.68%
3 Month CD
$1,000
3.90% ▲ 1.86% above Nebraska avg
View
▼
Rate3.84%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.04%▲ 1.86% above avgNationally 2.09%
Details

Rate History
1 change since Sep 19, 2026 · 3.75% → 3.90% ▲ 0.15 pts · high 3.90% / low 3.75%
3.25%3.83%4.40%Sep 19, 2026: 3.75% APYOct 7, 2026: 3.90% APYSep 19, 2026Oct 13, 2026
  • Oct 7, 20263.90%▲ from 3.75%
  • Sep 19, 20263.75%first recorded
FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
3 Mo CD
$1,000
3.90% ▲ 1.86% above Nebraska avg
View
▼
Rate3.84%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.04%▲ 1.86% above avgNationally 2.09%
Details

Rate History
1 change since Sep 14, 2026 · 4.00% → 3.90% ▼ 0.10 pts · high 4.00% / low 3.90%
3.40%3.95%4.50%Sep 14, 2026: 4.00% APYSep 20, 2026: 3.90% APYSep 14, 2026Oct 13, 2026
  • Sep 20, 20263.90%▼ from 4.00%
  • Sep 14, 20264.00%first recorded
OneNebraska Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
Share Certificate - 3 Month
$500
3.90% ▲ 1.86% above Nebraska avg
View
▼
Rate3.84%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.04%▲ 1.86% above avgNationally 2.09%
Details

Dividends compounded & credited quarterly; dividend period quarterly; minimum balance to avoid service charge n/a

Rate History
No change since Oct 5, 2026 · 3.90% APY · checked 3 times
3.40%3.90%4.40%Oct 5, 2026: 3.90% APYOct 5, 2026Oct 13, 2026
Bankers Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
3 Month Certificate of Deposit - Loyalty Program Silver Tier
$0
3.85% ▲ 1.81% above Nebraska avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.04%▲ 1.81% above avgNationally 2.09%
Details

Loyalty Program1 Silver Tier APY (Interest Rate is Base Interest Rate + 0.30%)

Rate History
No change since Oct 7, 2026 · 3.85% APY · checked 2 times
3.35%3.85%4.35%Oct 7, 2026: 3.85% APYOct 7, 2026Oct 13, 2026
First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month CD
$0
3.85% ▲ 1.81% above Nebraska avg
View
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.04%▲ 1.81% above avgNationally 2.09%
Details

Balance: $25,000.00-99,999.99

Rate History
1 change since Sep 19, 2026 · 3.80% → 3.85% ▲ 0.05 pts · high 3.85% / low 3.80%
3.30%3.82%4.35%Sep 19, 2026: 3.80% APYOct 3, 2026: 3.85% APYSep 19, 2026Oct 13, 2026
  • Oct 3, 20263.85%▲ from 3.80%
  • Sep 19, 20263.80%first recorded
First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month CD
$0
3.80% ▲ 1.76% above Nebraska avg
View
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.04%▲ 1.76% above avgNationally 2.09%
Details

Balance: $500.00-24,999.99

Rate History
1 change since Sep 19, 2026 · 3.75% → 3.80% ▲ 0.05 pts · high 3.80% / low 3.75%
3.25%3.78%4.30%Sep 19, 2026: 3.75% APYOct 3, 2026: 3.80% APYSep 19, 2026Oct 13, 2026
  • Oct 3, 20263.80%▲ from 3.75%
  • Sep 19, 20263.75%first recorded
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
3 Month Certificate of Deposit (CD)
$0
3.80% ▲ 1.76% above Nebraska avg
View
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.04%▲ 1.76% above avgNationally 2.09%
Details

Balance: $500 - $49,999.99

Rate History
1 change since Sep 14, 2026 · 0.80% → 3.80% ▲ 3.00 pts · high 3.80% / low 0.80%
0.00%3.40%6.80%Sep 14, 2026: 0.80% APYSep 24, 2026: 3.80% APYSep 14, 2026Oct 13, 2026
  • Sep 24, 20263.80%▲ from 0.80%
  • Sep 14, 20260.80%first recorded
Archer Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.83%
3 Month Share & IRA Certificates
$500
3.80% ▲ 1.76% above Nebraska avg
View
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.04%▲ 1.76% above avgNationally 2.09%
Details

Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 6 times
3.30%3.80%4.30%Sep 14, 2026: 3.80% APYSep 14, 2026Oct 13, 2026
Bankers Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
3 Month Certificate of Deposit - Loyalty Program Bronze Tier
$0
3.75% ▲ 1.71% above Nebraska avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.04%▲ 1.71% above avgNationally 2.09%
Details

Loyalty Program1 Bronze Tier APY (Interest Rate is Base Interest Rate + 0.20%)

Rate History
No change since Oct 7, 2026 · 3.75% APY · checked 2 times
3.25%3.75%4.25%Oct 7, 2026: 3.75% APYOct 7, 2026Oct 13, 2026
Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.59%
3 Month Certificate of Deposit (CD)
$5,000
3.65% ▲ 1.61% above Nebraska avg
View
▼
Rate3.60%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.04%▲ 1.61% above avgNationally 2.09%
Details

Rate History
1 change since Sep 7, 2026 · 3.50% → 3.65% ▲ 0.15 pts · high 3.65% / low 3.50%
3.00%3.58%4.15%Sep 7, 2026: 3.50% APYSep 24, 2026: 3.65% APYSep 7, 2026Oct 13, 2026
  • Sep 24, 20263.65%▲ from 3.50%
  • Sep 7, 20263.50%first recorded
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
3 Month Certificate
$500
3.60% ▲ 1.56% above Nebraska avg
View
▼
Rate3.55%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.04%▲ 1.56% above avgNationally 2.09%
Details

Rate History
1 change since Sep 14, 2026 · 3.50% → 3.60% ▲ 0.10 pts · high 3.60% / low 3.50%
3.00%3.55%4.10%Sep 14, 2026: 3.50% APYOct 8, 2026: 3.60% APYSep 14, 2026Oct 13, 2026
  • Oct 8, 20263.60%▲ from 3.50%
  • Sep 14, 20263.50%first recorded
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Term - 3 Months
$500
3.60% ▲ 1.56% above Nebraska avg
View
▼
Rate3.55%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.04%▲ 1.56% above avgNationally 2.09%
Details

Rate History
No change since Oct 8, 2026 · 3.60% APY · checked 2 times
3.10%3.60%4.10%Oct 8, 2026: 3.60% APYOct 8, 2026Oct 13, 2026
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Time Certificate of Deposit - 3 Months
$500
3.60% ▲ 1.56% above Nebraska avg
View
▼
Rate3.55%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.04%▲ 1.56% above avgNationally 2.09%
Details

Rate History
No change since Oct 8, 2026 · 3.60% APY · checked 2 times
3.10%3.60%4.10%Oct 8, 2026: 3.60% APYOct 8, 2026Oct 13, 2026
Bankers Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
3 Month Certificate of Deposit
$0
3.55% ▲ 1.51% above Nebraska avg
View
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.04%▲ 1.51% above avgNationally 2.09%
Details

Base Interest Rate (Consumer Rate Sheet): 3.50%

Rate History
No change since Oct 7, 2026 · 3.55% APY · checked 2 times
3.05%3.55%4.05%Oct 7, 2026: 3.55% APYOct 7, 2026Oct 13, 2026
Great Southern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.55%
3-Month CD
$1,000
3.40% ▲ 1.36% above Nebraska avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.04%▲ 1.36% above avgNationally 2.09%
Details

Interest Payment Options; Early withdrawal penalty; Penalty for early withdrawal. Many interest payment options are available. Ask an associate for details.

Rate History
No change since Sep 18, 2026 · 3.40% APY · checked 6 times
2.90%3.40%3.90%Sep 18, 2026: 3.40% APYSep 18, 2026Oct 13, 2026
Holyoke Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.27%
3 Month CD
$500
3.29% ▲ 1.25% above Nebraska avg
View
▼
Rate3.25%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.04%▲ 1.25% above avgNationally 2.09%
Details

Rate History
No change since Sep 25, 2026 · 3.29% APY · checked 4 times
2.79%3.29%3.79%Sep 25, 2026: 3.29% APYSep 25, 2026Oct 13, 2026
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
3 Month Certificates of Deposit
$0
3.19% ▲ 1.15% above Nebraska avg
View
▼
Rate3.15%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.04%▲ 1.15% above avgNationally 2.09%
Details

Balance: $10,000+

Rate History
No change since Sep 19, 2026 · 3.19% APY · checked 6 times
2.69%3.19%3.69%Sep 19, 2026: 3.19% APYSep 19, 2026Oct 13, 2026
Platte Valley Bank North Bend, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
3 Month Certificate
$500
2.30% ▲ 0.26% above Nebraska avg
View
▼
Rate2.28%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.04%▲ 0.26% above avgNationally 2.09%
Details

Rate History
1 change since Sep 11, 2026 · 1.30% → 2.30% ▲ 1.00 pts · high 2.30% / low 1.30%
0.30%1.80%3.30%Sep 11, 2026: 1.30% APYSep 19, 2026: 2.30% APYSep 11, 2026Oct 13, 2026
  • Sep 19, 20262.30%▲ from 1.30%
  • Sep 11, 20261.30%first recorded
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
3 Month Certificates of Deposit
$0
2.27% ▲ 0.23% above Nebraska avg
View
▼
Rate2.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.04%▲ 0.23% above avgNationally 2.09%
Details

Balance: $2,500 - $9,999

Rate History
No change since Sep 19, 2026 · 2.27% APY · checked 6 times
1.77%2.27%2.77%Sep 19, 2026: 2.27% APYSep 19, 2026Oct 13, 2026
First State Bank Hordville, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 month Certificate
$0
2.02% ▼ 0.02% below Nebraska avg
View
▼
Rate2.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.04%▼ 0.02% below avgNationally 2.09%
Details

Rate History
No change since Sep 7, 2026 · 2.02% APY · checked 8 times
1.52%2.02%2.52%Sep 7, 2026: 2.02% APYSep 7, 2026Oct 13, 2026
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
3 Month CD
$0
2.00% ▼ 0.04% below Nebraska avg
View
▼
Rate1.99%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.04%▼ 0.04% below avgNationally 2.09%
Details

Rate History
1 change since Sep 11, 2026 · 0.45% → 2.00% ▲ 1.55 pts · high 2.00% / low 0.45%
0.00%1.78%3.55%Sep 11, 2026: 0.45% APYOct 11, 2026: 2.00% APYSep 11, 2026Oct 13, 2026
  • Oct 11, 20262.00%▲ from 0.45%
  • Sep 11, 20260.45%first recorded

Omaha 6 Month CD Rates

Nebraska 6 Month CD Average2.98% APYNational 2.78%▼ 0.02% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
6 Month CD Specials
$0
4.10% ▲ 1.12% above Nebraska avg
View
▼
Rate4.04%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.98%▲ 1.12% above avgNationally 2.78%
Details

Rate History
No change since Oct 8, 2026 · 4.10% APY · checked 2 times
3.60%4.10%4.60%Oct 8, 2026: 4.10% APYOct 8, 2026Oct 13, 2026
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
6 Months CD
$0
4.10% ▲ 1.12% above Nebraska avg
View
▼
Rate4.04%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.98%▲ 1.12% above avgNationally 2.78%
Details

Rate History
No change since Oct 8, 2026 · 4.10% APY · checked 2 times
3.60%4.10%4.60%Oct 8, 2026: 4.10% APYOct 8, 2026Oct 13, 2026
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
15325 Weir St, Omaha, NE 68137 5061
6 Month Business Term Share Certificate
$0
4.05% ▲ 1.07% above Nebraska avg
View
▼
Rate3.99%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.98%▲ 1.07% above avgNationally 2.78%
Details

Balance: $100,000.00 and greater

Rate History
No change since Sep 14, 2026 · 4.05% APY · checked 7 times
3.55%4.05%4.55%Sep 14, 2026: 4.05% APYSep 14, 2026Oct 13, 2026
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
15325 Weir St, Omaha, NE 68137 5061
6 Month Certificate
$100,000
4.05% ▲ 1.07% above Nebraska avg
View
▼
Rate3.99%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.98%▲ 1.07% above avgNationally 2.78%
Details

Member Loyalty APY: 4.20%; Period: Quarterly

Rate History
No change since Sep 14, 2026 · 4.05% APY · checked 7 times
3.55%4.05%4.55%Sep 14, 2026: 4.05% APYSep 14, 2026Oct 13, 2026
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
15750 W Dodge Rd, Omaha, NE 68118
6 Month CD
$500
4.01% ▲ 1.03% above Nebraska avg
View
▼
Rate3.95%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.98%▲ 1.03% above avgNationally 2.78%
Details

Rate History
No change since Sep 20, 2026 · 4.01% APY · checked 6 times
3.51%4.01%4.51%Sep 20, 2026: 4.01% APYSep 20, 2026Oct 13, 2026
Exchange Bank (NE)
Institution Rating:
B4.4 ★Texas Ratio: 21.68%
8008 W Dodge Rd, Omaha, NE 68114
6 Month CD Special
$2,500
4.00% ▲ 1.02% above Nebraska avg
View
▼
RateN/A
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.98%▲ 1.02% above avgNationally 2.78%
Details

In select markets only. Offer may expire without notice. Penalty assessed for early withdrawal-fees could reduce the earnings on the account. No minimum to earn APY.

Rate History
No change since Sep 29, 2026 · 4.00% APY · checked 5 times
3.50%4.00%4.50%Sep 29, 2026: 4.00% APYSep 29, 2026Oct 13, 2026
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
3001 S 82ND AVE, OMAHA, NE 68124
6 Month Share Certificate
$500
4.00% ▲ 1.02% above Nebraska avg
View
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.98%▲ 1.02% above avgNationally 2.78%
Details

Rate History
No change since Sep 20, 2026 · 4.00% APY · checked 5 times
3.50%4.00%4.50%Sep 20, 2026: 4.00% APYSep 20, 2026Oct 13, 2026
Omaha Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
3003 S 82nd Ave, Omaha, NE 68124
6 Month Certificate Special
$2,500
4.00% ▲ 1.02% above Nebraska avg
View
▼
Rate3.94%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.98%▲ 1.02% above avgNationally 2.78%
Details

Limited-time offer; Annual Percentage Yield; rates based on quarterly dividend

Rate History
No change since Oct 5, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 5, 2026: 4.00% APYOct 5, 2026Oct 13, 2026
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
15325 Weir St, Omaha, NE 68137 5061
6 Month Business Term Share Certificate
$0
3.95% ▲ 0.97% above Nebraska avg
View
▼
Rate3.89%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.98%▲ 0.97% above avgNationally 2.78%
Details

Balance: $1.00.00-99.999.99

Rate History
No change since Sep 14, 2026 · 3.95% APY · checked 7 times
3.45%3.95%4.45%Sep 14, 2026: 3.95% APYSep 14, 2026Oct 13, 2026
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
15325 Weir St, Omaha, NE 68137 5061
6 Month Certificate
$1,000
3.95% ▲ 0.97% above Nebraska avg
View
▼
Rate3.89%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.98%▲ 0.97% above avgNationally 2.78%
Details

Member Loyalty APY: 4.10%; Period: Quarterly

Rate History
No change since Sep 14, 2026 · 3.95% APY · checked 7 times
3.45%3.95%4.45%Sep 14, 2026: 3.95% APYSep 14, 2026Oct 13, 2026
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
14509 F St, Omaha, NE 68137 1054
6 Month Certificate
$0
3.90% ▲ 0.92% above Nebraska avg
View
▼
Rate3.83%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.98%▲ 0.92% above avgNationally 2.78%
Details

Certificate; Balance: $500.00 minimum

Rate History
1 change since Sep 20, 2026 · 3.85% → 3.90% ▲ 0.05 pts · high 3.90% / low 3.85%
3.35%3.88%4.40%Sep 20, 2026: 3.85% APYOct 4, 2026: 3.90% APYSep 20, 2026Oct 13, 2026
  • Oct 4, 20263.90%▲ from 3.85%
  • Sep 20, 20263.85%first recorded
West Gate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
1020 S 179th Ct, Omaha, NE 68118
6 Month Certificate
$1,000
3.80% ▲ 0.82% above Nebraska avg
View
▼
Rate3.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.98%▲ 0.82% above avgNationally 2.78%
Details

Rate History
No change since Oct 2, 2026 · 3.80% APY · checked 4 times
3.30%3.80%4.30%Oct 2, 2026: 3.80% APYOct 2, 2026Oct 13, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12307 W Center Rd, Omaha, NE 68144
6-Month CD
$0
3.75% ▲ 0.77% above Nebraska avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average2.98%▲ 0.77% above avgNationally 2.78%
Details

Rate History
No change since Sep 24, 2026 · 3.75% APY · checked 5 times
3.25%3.75%4.25%Sep 24, 2026: 3.75% APYSep 24, 2026Oct 13, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12307 W Center Rd, Omaha, NE 68144
6-Month Term
$1,000
3.75% ▲ 0.77% above Nebraska avg
View
▼
Rate3.68%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average2.98%▲ 0.77% above avgNationally 2.78%
Details

Rate History
No change since Sep 27, 2026 · 3.75% APY · checked 4 times
3.25%3.75%4.25%Sep 27, 2026: 3.75% APYSep 27, 2026Oct 13, 2026
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
1400 Douglas St, Omaha, NE 68179
6-Month Share Certificate - Special
$0
3.65% ▲ 0.67% above Nebraska avg
View
▼
Rate3.59%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.98%▲ 0.67% above avgNationally 2.78%
Details

Early certificate closure assessed a 90-day interest penalty fee

Rate History
No change since Sep 25, 2026 · 3.65% APY · checked 3 times
3.15%3.65%4.15%Sep 25, 2026: 3.65% APYSep 25, 2026Oct 13, 2026
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
15750 W Dodge Rd, Omaha, NE 68118
IRA 6 Month CD
$500
3.60% ▲ 0.62% above Nebraska avg
View
▼
Rate3.55%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.98%▲ 0.62% above avgNationally 2.78%
Details

Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 7 times
3.10%3.60%4.10%Sep 14, 2026: 3.60% APYSep 14, 2026Oct 13, 2026
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
8960 L St Ste 102, Omaha, NE 68127 1414
Share Certificate - CD 6 Months Term "O"
$0
3.60% ▲ 0.62% above Nebraska avg
View
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.98%▲ 0.62% above avgNationally 2.78%
Details

Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 4 times
3.10%3.60%4.10%Sep 14, 2026: 3.60% APYSep 14, 2026Oct 13, 2026
Cornhusker Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
11102 Blondo St, Omaha, NE 68164
6 Month Certificate
$1,000
3.57% ▲ 0.59% above Nebraska avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average2.98%▲ 0.59% above avgNationally 2.78%
Details

Rate History
1 change since Sep 30, 2026 · 3.66% → 3.57% ▼ 0.09 pts · high 3.66% / low 3.57%
3.07%3.62%4.16%Sep 30, 2026: 3.66% APYOct 6, 2026: 3.57% APYSep 30, 2026Oct 13, 2026
  • Oct 6, 20263.57%▼ from 3.66%
  • Sep 30, 20263.66%first recorded
Cornhusker Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
11102 Blondo St, Omaha, NE 68164
Business 6 Month Certificate
$1,000
3.57% ▲ 0.59% above Nebraska avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average2.98%▲ 0.59% above avgNationally 2.78%
Details

Rate History
No change since Oct 6, 2026 · 3.57% APY · checked 2 times
3.07%3.57%4.07%Oct 6, 2026: 3.57% APYOct 6, 2026Oct 13, 2026
First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
6457 Frances St, Omaha, NE 68106
6 Months CD
$500
3.54% ▲ 0.56% above Nebraska avg
View
▼
Rate3.49%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.98%▲ 0.56% above avgNationally 2.78%
Details

Rate History
No change since Sep 8, 2026 · 3.54% APY · checked 4 times
3.04%3.54%4.04%Sep 8, 2026: 3.54% APYSep 8, 2026Oct 13, 2026
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15858 W Dodge Rd, Omaha, NE 68118
6 Month CD
$5,000
3.50% ▲ 0.52% above Nebraska avg
View
▼
Rate3.47%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.98%▲ 0.52% above avgNationally 2.78%
Details

SpecialAnnual Percentage Yield (APY) effective as of 06/22/26. Minimum to open is $5,000. Minimum to open waived for existing checking and savings account customers. Penalty for early withdrawal. Consumer accounts only. Rates are subject to change without notice.

Rate History
No change since Sep 11, 2026 · 3.50% APY · checked 8 times
3.00%3.50%4.00%Sep 11, 2026: 3.50% APYSep 11, 2026Oct 13, 2026
Great Plains State Bank
Institution Rating:
D3.5 ★Texas Ratio: 32.53%
15858 W Dodge Rd, Omaha, NE 68118
6 Month CD
$0
3.50% ▲ 0.52% above Nebraska avg
View
▼
Rate3.47%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.98%▲ 0.52% above avgNationally 2.78%
Details

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 7 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 13, 2026
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
1400 Douglas St, Omaha, NE 68179
6-Month Share Certificate
$0
3.50% ▲ 0.52% above Nebraska avg
View
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.98%▲ 0.52% above avgNationally 2.78%
Details

Early certificate closure assessed a 90-day interest penalty fee

Rate History
No change since Oct 8, 2026 · 3.50% APY · checked 2 times
3.00%3.50%4.00%Oct 8, 2026: 3.50% APYOct 8, 2026Oct 13, 2026
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
1400 Douglas St, Omaha, NE 68179
6-Month Share Certificate
$0
3.35% ▲ 0.37% above Nebraska avg
View
▼
Rate3.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.98%▲ 0.37% above avgNationally 2.78%
Details

Early certificate closure assessed a 90-day interest penalty fee

Rate History
No change since Oct 8, 2026 · 3.35% APY · checked 2 times
2.85%3.35%3.85%Oct 8, 2026: 3.35% APYOct 8, 2026Oct 13, 2026
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
8251 W Center Rd, Omaha, NE 68124
6 Month Share Certificate
$0
3.25% ▲ 0.27% above Nebraska avg
View
▼
Rate3.21%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.98%▲ 0.27% above avgNationally 2.78%
Details

Balance: $500 - $9999; Effective Date: October 1, 2026

Rate History
No change since Sep 12, 2026 · 3.25% APY · checked 5 times
2.75%3.25%3.75%Sep 12, 2026: 3.25% APYSep 12, 2026Oct 13, 2026
United Republic Bank
Institution Rating:
F1.7 ★Texas Ratio: 54.29%
111 North 181st Street, Omaha, NE 68118
6 Month Certificate
$1,000
3.00% ▲ 0.02% above Nebraska avg
View
▼
Rate2.96%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.98%▲ 0.02% above avgNationally 2.78%
Details

Rate History
No change since Sep 7, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 7, 2026: 3.00% APYSep 7, 2026Oct 13, 2026
Centris Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.31%
3575 L St, Omaha, NE 68107
6 Month Jumbo Certificate
$90,000
2.85% ▼ 0.13% below Nebraska avg
View
▼
Rate2.81%
Min Deposit$90,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.98%▼ 0.13% below avgNationally 2.78%
Details

Rate History
No change since Sep 16, 2026 · 2.85% APY · checked 3 times
2.35%2.85%3.35%Sep 16, 2026: 2.85% APYSep 16, 2026Oct 13, 2026
Premier Bank Omaha, NE
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
16802 Burke St, Omaha, NE 68118
6 Month Certificate of Deposit
$0
2.78% ▼ 0.20% below Nebraska avg
View
▼
Rate2.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.98%▼ 0.20% below avgNationally 2.78%
Details

Rate History
No change since Sep 24, 2026 · 2.78% APY · checked 5 times
2.28%2.78%3.28%Sep 24, 2026: 2.78% APYSep 24, 2026Oct 13, 2026
Premier Bank Omaha, NE
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
16802 Burke St, Omaha, NE 68118
6 Month IRA Certificate
$0
2.78% ▼ 0.20% below Nebraska avg
View
▼
Rate2.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.98%▼ 0.20% below avgNationally 2.78%
Details

Rate History
No change since Oct 7, 2026 · 2.78% APY · checked 2 times
2.28%2.78%3.28%Oct 7, 2026: 2.78% APYOct 7, 2026Oct 13, 2026
Centris Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.31%
3575 L St, Omaha, NE 68107
6 Month Regular & IRA Certificates
$500
2.75% ▼ 0.23% below Nebraska avg
View
▼
Rate2.71%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.98%▼ 0.23% below avgNationally 2.78%
Details

Rate History
No change since Sep 20, 2026 · 2.75% APY · checked 5 times
2.25%2.75%3.25%Sep 20, 2026: 2.75% APYSep 20, 2026Oct 13, 2026
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.53%
13220 FORT ST, OMAHA, NE 68164
6 Month Certificate
$0
2.70% ▼ 0.28% below Nebraska avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.98%▼ 0.28% below avgNationally 2.78%
Details

Rate History
No change since Sep 14, 2026 · 2.70% APY · checked 7 times
2.20%2.70%3.20%Sep 14, 2026: 2.70% APYSep 14, 2026Oct 13, 2026
Neighborhood Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
4848 S 120th St, Omaha, NE 68137
6 Month IRA & Roth IRA Certificates
$0
2.26% ▼ 0.72% below Nebraska avg
View
▼
Rate2.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.98%▼ 0.72% below avgNationally 2.78%
Details

Early Withdrawal Penalty: 30 Days of Interest; Renewable: Yes; Fixed rate; IRA certificate minimum balance $1,000.00

Rate History
No change since Oct 5, 2026 · 2.26% APY · checked 3 times
1.76%2.26%2.76%Oct 5, 2026: 2.26% APYOct 5, 2026Oct 13, 2026
Neighborhood Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
4848 S 120th St, Omaha, NE 68137
6 Month Share Certificates
$0
2.26% ▼ 0.72% below Nebraska avg
View
▼
Rate2.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.98%▼ 0.72% below avgNationally 2.78%
Details

Early Withdrawal Penalty: 30 Days of Interest; Renewable: Yes; Fixed rate; Minimum balance $1000

Rate History
No change since Oct 5, 2026 · 2.26% APY · checked 3 times
1.76%2.26%2.76%Oct 5, 2026: 2.26% APYOct 5, 2026Oct 13, 2026
The Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
3001 L St, Omaha, NE 68107 1409
6 Month Share Certificate (CD)
$500
2.15% ▼ 0.83% below Nebraska avg
View
▼
Rate2.13%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.98%▼ 0.83% below avgNationally 2.78%
Details

Rates effective as of 02/10/26. Rates are subject to change without notice. Early withdrawals may be subject to a penalty. Other restrictions and requirements may apply. Please call 563-388-8328 for additional details.

Rate History
No change since Oct 9, 2026 · 2.15% APY
1.65%2.15%2.65%Oct 9, 2026: 2.15% APYOct 9, 2026Oct 13, 2026
Northwest Bank (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
14320 Arbor St, Omaha, NE 68144
6-MONTH CD
$1,000
2.11% ▼ 0.87% below Nebraska avg
View
▼
Rate2.10%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.98%▼ 0.87% below avgNationally 2.78%
Details

All Balances

Rate History
No change since Oct 7, 2026 · 2.11% APY · checked 2 times
1.61%2.11%2.61%Oct 7, 2026: 2.11% APYOct 7, 2026Oct 13, 2026
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
6 Month CD Specials
$0
0.50% ▼ 2.48% below Nebraska avg
View
▼
Rate0.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.98%▼ 2.48% below avgNationally 2.78%
Details

Rate History
No change since Oct 8, 2026 · 0.50% APY · checked 2 times
0.00%0.50%1.00%Oct 8, 2026: 0.50% APYOct 8, 2026Oct 13, 2026
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
6 Month Certificate
$0
0.50% ▼ 2.48% below Nebraska avg
View
▼
Rate0.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.98%▼ 2.48% below avgNationally 2.78%
Details

Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 3 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 13, 2026
I3 Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
15645 Spaulding St, Omaha, NE 68116
Certificates of Deposit & IRAs - 6 Month
$500
0.35% ▼ 2.63% below Nebraska avg
View
▼
Rate0.35%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.98%▼ 2.63% below avgNationally 2.78%
Details

Compound Frequency: At Maturity

Rate History
1 change since Sep 14, 2026 · 3.80% → 0.35% ▼ 3.45 pts · high 3.80% / low 0.35%
0.00%3.63%7.25%Sep 14, 2026: 3.80% APYOct 8, 2026: 0.35% APYSep 14, 2026Oct 13, 2026
  • Oct 8, 20260.35%▼ from 3.80%
  • Sep 14, 20263.80%first recorded
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
7301 Pacific St # 7305, Omaha, NE 68114
Share Certificate - 6 Months
$0
0.25% ▼ 2.73% below Nebraska avg
View
▼
Rate0.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.98%▼ 2.73% below avgNationally 2.78%
Details

Rate History
No change since Sep 21, 2026 · 0.25% APY · checked 5 times
0.00%0.38%0.75%Sep 21, 2026: 0.25% APYSep 21, 2026Oct 13, 2026
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
1919 Douglas St, Omaha, NE 68102
6 month Standard Fixed Rate
$2,500
0.06% ▼ 2.92% below Nebraska avg
View
▼
Rate0.06%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.98%▼ 2.92% below avgNationally 2.78%
Details

Balance: $0 - $4,999.99. Early withdrawal penalties may apply.

Rate History
No change since Oct 7, 2026 · 0.06% APY · checked 2 times
0.00%0.28%0.56%Oct 7, 2026: 0.06% APYOct 7, 2026Oct 13, 2026
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
1919 Douglas St, Omaha, NE 68102
6 month Standard Interest Rate
$2,500
0.06% ▼ 2.92% below Nebraska avg
View
▼
Rate0.06%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.98%▼ 2.92% below avgNationally 2.78%
Details

Balance: $0 - $4,999.99; Relationship APY 0.06%

Rate History
No change since Sep 14, 2026 · 0.06% APY · checked 3 times
0.00%0.28%0.56%Sep 14, 2026: 0.06% APYSep 14, 2026Oct 13, 2026
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
1919 Douglas St, Omaha, NE 68102
6 month Standard Fixed Rate
$2,500
0.05% ▼ 2.93% below Nebraska avg
View
▼
Rate0.05%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.98%▼ 2.93% below avgNationally 2.78%
Details

Balance: $0 - $4,999.99; Relationship Interest Rate 0.06%; Relationship APY 0.06%

Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 3 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
13220 California St, Omaha, NE 68154
6 Month IRA Certificates
$0
0.05% ▼ 2.93% below Nebraska avg
View
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average2.98%▼ 2.93% below avgNationally 2.78%
Details

Balance: $1,000

Rate History
No change since Oct 6, 2026 · 0.05% APY · checked 2 times
0.00%0.28%0.55%Oct 6, 2026: 0.05% APYOct 6, 2026Oct 13, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
13220 California St, Omaha, NE 68154
6 Month Standard CD
$0
0.05% ▼ 2.93% below Nebraska avg
View
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average2.98%▼ 2.93% below avgNationally 2.78%
Details

Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 30, 2026: 0.05% APYSep 30, 2026Oct 13, 2026
FirsTier Bank
Institution Rating:
F2.0 ★Texas Ratio: 51.03%
6 Month CD
$0
4.14% ▲ 1.16% above Nebraska avg
View
▼
Rate4.06%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.98%▲ 1.16% above avgNationally 2.78%
Details

Rate History
1 change since Sep 14, 2026 · 3.90% → 4.14% ▲ 0.24 pts · high 4.14% / low 3.90%
3.40%4.02%4.64%Sep 14, 2026: 3.90% APYSep 24, 2026: 4.14% APYSep 14, 2026Oct 13, 2026
  • Sep 24, 20264.14%▲ from 3.90%
  • Sep 14, 20263.90%first recorded
Western Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
6 Month Certificate Of Deposit
$250
4.07% ▲ 1.09% above Nebraska avg
View
▼
Rate4.00%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.98%▲ 1.09% above avgNationally 2.78%
Details

Rate History
No change since Oct 7, 2026 · 4.07% APY · checked 2 times
3.57%4.07%4.57%Oct 7, 2026: 4.07% APYOct 7, 2026Oct 13, 2026
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
6 Month Certificate of Deposit
$0
4.06% ▲ 1.08% above Nebraska avg
View
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.98%▲ 1.08% above avgNationally 2.78%
Details

Rate History
No change since Sep 19, 2026 · 4.06% APY · checked 2 times
3.56%4.06%4.56%Sep 19, 2026: 4.06% APYSep 19, 2026Oct 13, 2026
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
6 Month Certificate of Deposit (CD)
$0
4.06% ▲ 1.08% above Nebraska avg
View
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.98%▲ 1.08% above avgNationally 2.78%
Details

Balance: >= $150,000

Rate History
1 change since Sep 14, 2026 · 3.91% → 4.06% ▲ 0.15 pts · high 4.06% / low 3.91%
3.41%3.99%4.56%Sep 14, 2026: 3.91% APYSep 24, 2026: 4.06% APYSep 14, 2026Oct 13, 2026
  • Sep 24, 20264.06%▲ from 3.91%
  • Sep 14, 20263.91%first recorded
Westside State Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.31%
6 Month Special CDs
$0
4.04% ▲ 1.06% above Nebraska avg
View
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average2.98%▲ 1.06% above avgNationally 2.78%
Details

Deposit Amount: => $100,000

Rate History
No change since Sep 30, 2026 · 4.04% APY · checked 4 times
3.54%4.04%4.54%Sep 30, 2026: 4.04% APYSep 30, 2026Oct 13, 2026
Westside State Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.31%
Special CDs - 6 Months
$0
4.04% ▲ 1.06% above Nebraska avg
View
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average2.98%▲ 1.06% above avgNationally 2.78%
Details

Deposit Amount: => $100,000

Rate History
No change since Oct 6, 2026 · 4.04% APY · checked 2 times
3.54%4.04%4.54%Oct 6, 2026: 4.04% APYOct 6, 2026Oct 13, 2026

Omaha 12 Month CD Rates

Nebraska 12 Month CD Average3.06% APYNational 2.99%▼ 0.01% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
15750 W Dodge Rd, Omaha, NE 68118
12 Month CD
$500
4.28% ▲ 1.22% above Nebraska avg
View
▼
Rate4.21%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.06%▲ 1.22% above avgNationally 2.99%
Details

Rate History
No change since Sep 20, 2026 · 4.28% APY · checked 6 times
3.78%4.28%4.78%Sep 20, 2026: 4.28% APYSep 20, 2026Oct 13, 2026
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
12 Month CD Specials
$0
4.15% ▲ 1.09% above Nebraska avg
View
▼
Rate4.09%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.06%▲ 1.09% above avgNationally 2.99%
Details

Rate History
No change since Oct 8, 2026 · 4.15% APY · checked 2 times
3.65%4.15%4.65%Oct 8, 2026: 4.15% APYOct 8, 2026Oct 13, 2026
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
12 Months CD
$0
4.15% ▲ 1.09% above Nebraska avg
View
▼
Rate4.09%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.06%▲ 1.09% above avgNationally 2.99%
Details

Rate History
No change since Oct 8, 2026 · 4.15% APY · checked 2 times
3.65%4.15%4.65%Oct 8, 2026: 4.15% APYOct 8, 2026Oct 13, 2026
Exchange Bank (NE)
Institution Rating:
B4.4 ★Texas Ratio: 21.68%
8008 W Dodge Rd, Omaha, NE 68114
12 Month CD Special
$2,500
4.10% ▲ 1.04% above Nebraska avg
View
▼
RateN/A
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average3.06%▲ 1.04% above avgNationally 2.99%
Details

In select markets only. Offer may expire without notice. Penalty assessed for early withdrawal-fees could reduce the earnings on the account. No minimum to earn APY.

Rate History
No change since Sep 29, 2026 · 4.10% APY · checked 5 times
3.60%4.10%4.60%Sep 29, 2026: 4.10% APYSep 29, 2026Oct 13, 2026
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
3001 S 82ND AVE, OMAHA, NE 68124
12 Month Share Certificate
$500
4.10% ▲ 1.04% above Nebraska avg
View
▼
Rate4.03%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.06%▲ 1.04% above avgNationally 2.99%
Details

Rate History
1 change since Sep 20, 2026 · 3.50% → 4.10% ▲ 0.60 pts · high 4.10% / low 3.50%
2.90%3.80%4.70%Sep 20, 2026: 3.50% APYOct 8, 2026: 4.10% APYSep 20, 2026Oct 13, 2026
  • Oct 8, 20264.10%▲ from 3.50%
  • Sep 20, 20263.50%first recorded
West Gate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
1020 S 179th Ct, Omaha, NE 68118
12 Month Certificate
$1,000
4.06% ▲ 1.00% above Nebraska avg
View
▼
Rate4.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average3.06%▲ 1.00% above avgNationally 2.99%
Details

Rate History
No change since Oct 2, 2026 · 4.06% APY · checked 4 times
3.56%4.06%4.56%Oct 2, 2026: 4.06% APYOct 2, 2026Oct 13, 2026
Omaha Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
3003 S 82nd Ave, Omaha, NE 68124
12 Month Certificate Special
$2,500
4.05% ▲ 0.99% above Nebraska avg
View
▼
Rate3.99%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average3.06%▲ 0.99% above avgNationally 2.99%
Details

Limited-time offer; Annual Percentage Yield; rates based on quarterly dividend

Rate History
No change since Oct 5, 2026 · 4.05% APY · checked 2 times
3.55%4.05%4.55%Oct 5, 2026: 4.05% APYOct 5, 2026Oct 13, 2026
I3 Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
15645 Spaulding St, Omaha, NE 68116
Certificates of Deposit & IRAs - 12 Month
$500
4.00% ▲ 0.94% above Nebraska avg
View
▼
Rate3.94%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.06%▲ 0.94% above avgNationally 2.99%
Details

Compound Frequency: Quarterly

Rate History
1 change since Sep 14, 2026 · 3.30% → 4.00% ▲ 0.70 pts · high 4.00% / low 3.30%
2.60%3.65%4.70%Sep 14, 2026: 3.30% APYOct 8, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
  • Oct 8, 20264.00%▲ from 3.30%
  • Sep 14, 20263.30%first recorded
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
14509 F St, Omaha, NE 68137 1054
12 Month Certificate
$0
4.00% ▲ 0.94% above Nebraska avg
View
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.06%▲ 0.94% above avgNationally 2.99%
Details

Certificate; Balance: $500.00 minimum

Rate History
1 change since Sep 20, 2026 · 3.90% → 4.00% ▲ 0.10 pts · high 4.00% / low 3.90%
3.40%3.95%4.50%Sep 20, 2026: 3.90% APYOct 4, 2026: 4.00% APYSep 20, 2026Oct 13, 2026
  • Oct 4, 20264.00%▲ from 3.90%
  • Sep 20, 20263.90%first recorded
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
15325 Weir St, Omaha, NE 68137 5061
12 Month Business Term Share Certificate
$0
4.00% ▲ 0.94% above Nebraska avg
View
▼
Rate3.94%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average3.06%▲ 0.94% above avgNationally 2.99%
Details

Balance: $100,000.00 and greater

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 7 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12307 W Center Rd, Omaha, NE 68144
1-Year CD
$0
4.00% ▲ 0.94% above Nebraska avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average3.06%▲ 0.94% above avgNationally 2.99%
Details

Rate History
No change since Sep 24, 2026 · 4.00% APY · checked 5 times
3.50%4.00%4.50%Sep 24, 2026: 4.00% APYSep 24, 2026Oct 13, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12307 W Center Rd, Omaha, NE 68144
1-Year Term
$1,000
4.00% ▲ 0.94% above Nebraska avg
View
▼
Rate3.92%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average3.06%▲ 0.94% above avgNationally 2.99%
Details

Rate History
No change since Sep 27, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 27, 2026: 4.00% APYSep 27, 2026Oct 13, 2026
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
15325 Weir St, Omaha, NE 68137 5061
12 Month Baby Bundle Certificate
$25
3.90% ▲ 0.84% above Nebraska avg
View
▼
Rate3.83%
Min Deposit$25
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average3.06%▲ 0.84% above avgNationally 2.99%
Details

Period*: Monthly

Rate History
No change since Oct 9, 2026 · 3.90% APY · checked 3 times
3.40%3.90%4.40%Oct 9, 2026: 3.90% APYOct 9, 2026Oct 13, 2026
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
15325 Weir St, Omaha, NE 68137 5061
12 Month Business Term Share Certificate
$0
3.90% ▲ 0.84% above Nebraska avg
View
▼
Rate3.84%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average3.06%▲ 0.84% above avgNationally 2.99%
Details

Balance: $1,000.00-99,999.99

Rate History
No change since Sep 14, 2026 · 3.90% APY · checked 5 times
3.40%3.90%4.40%Sep 14, 2026: 3.90% APYSep 14, 2026Oct 13, 2026
Cornhusker Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
11102 Blondo St, Omaha, NE 68164
12 Month Certificate
$1,000
3.80% ▲ 0.74% above Nebraska avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average3.06%▲ 0.74% above avgNationally 2.99%
Details

Rate History
1 change since Sep 30, 2026 · 3.75% → 3.80% ▲ 0.05 pts · high 3.80% / low 3.75%
3.25%3.78%4.30%Sep 30, 2026: 3.75% APYOct 6, 2026: 3.80% APYSep 30, 2026Oct 13, 2026
  • Oct 6, 20263.80%▲ from 3.75%
  • Sep 30, 20263.75%first recorded
Cornhusker Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
11102 Blondo St, Omaha, NE 68164
Business 12 Month Certificate
$1,000
3.80% ▲ 0.74% above Nebraska avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average3.06%▲ 0.74% above avgNationally 2.99%
Details

Rate History
No change since Oct 6, 2026 · 3.80% APY · checked 2 times
3.30%3.80%4.30%Oct 6, 2026: 3.80% APYOct 6, 2026Oct 13, 2026
First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
6457 Frances St, Omaha, NE 68106
12 Months CD
$500
3.73% ▲ 0.67% above Nebraska avg
View
▼
Rate3.68%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average3.06%▲ 0.67% above avgNationally 2.99%
Details

Rate History
No change since Sep 8, 2026 · 3.73% APY · checked 4 times
3.23%3.73%4.23%Sep 8, 2026: 3.73% APYSep 8, 2026Oct 13, 2026
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
1400 Douglas St, Omaha, NE 68179
12-Month Share Certificate - Special
$0
3.55% ▲ 0.49% above Nebraska avg
View
▼
Rate3.49%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.06%▲ 0.49% above avgNationally 2.99%
Details

Early certificate closure assessed a 120-day interest penalty fee

Rate History
No change since Sep 25, 2026 · 3.55% APY · checked 3 times
3.05%3.55%4.05%Sep 25, 2026: 3.55% APYSep 25, 2026Oct 13, 2026
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15858 W Dodge Rd, Omaha, NE 68118
12 Month CD
$5,000
3.50% ▲ 0.44% above Nebraska avg
View
▼
Rate3.50%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average3.06%▲ 0.44% above avgNationally 2.99%
Details

SpecialAnnual Percentage Yield (APY) effective as of 06/22/26. Minimum to open is $5,000. Minimum to open waived for existing checking and savings account customers. Penalty for early withdrawal. Consumer accounts only. Rates are subject to change without notice.

Rate History
No change since Sep 11, 2026 · 3.50% APY · checked 8 times
3.00%3.50%4.00%Sep 11, 2026: 3.50% APYSep 11, 2026Oct 13, 2026
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
8251 W Center Rd, Omaha, NE 68124
12 Month Share Certificate
$0
3.50% ▲ 0.44% above Nebraska avg
View
▼
Rate3.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.06%▲ 0.44% above avgNationally 2.99%
Details

Balance: $500 - $9999; Effective Date: October 1, 2026

Rate History
No change since Sep 12, 2026 · 3.50% APY · checked 5 times
3.00%3.50%4.00%Sep 12, 2026: 3.50% APYSep 12, 2026Oct 13, 2026
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
8251 W Center Rd, Omaha, NE 68124
IRA Certificates - 12 Months
$0
3.50% ▲ 0.44% above Nebraska avg
View
▼
Rate3.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.06%▲ 0.44% above avgNationally 2.99%
Details

Balance: $1,000.00 - $9,999.99; Dividends compounded quarterly

Rate History
No change since Sep 25, 2026 · 3.50% APY · checked 4 times
3.00%3.50%4.00%Sep 25, 2026: 3.50% APYSep 25, 2026Oct 13, 2026
Great Plains State Bank
Institution Rating:
D3.5 ★Texas Ratio: 32.53%
15858 W Dodge Rd, Omaha, NE 68118
12 Month CD
$0
3.45% ▲ 0.39% above Nebraska avg
View
▼
Rate3.41%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.06%▲ 0.39% above avgNationally 2.99%
Details

Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 7 times
2.95%3.45%3.95%Sep 14, 2026: 3.45% APYSep 14, 2026Oct 13, 2026
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
15750 W Dodge Rd, Omaha, NE 68118
IRA 12 Month CD
$500
3.45% ▲ 0.39% above Nebraska avg
View
▼
Rate3.41%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.06%▲ 0.39% above avgNationally 2.99%
Details

Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 7 times
2.95%3.45%3.95%Sep 14, 2026: 3.45% APYSep 14, 2026Oct 13, 2026
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
8960 L St Ste 102, Omaha, NE 68127 1414
Share Certificate - CD 12 Months Term "N"
$0
3.45% ▲ 0.39% above Nebraska avg
View
▼
Rate3.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average3.06%▲ 0.39% above avgNationally 2.99%
Details

Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 4 times
2.95%3.45%3.95%Sep 14, 2026: 3.45% APYSep 14, 2026Oct 13, 2026
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
1400 Douglas St, Omaha, NE 68179
12-Month Share Certificate
$0
3.40% ▲ 0.34% above Nebraska avg
View
▼
Rate3.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.06%▲ 0.34% above avgNationally 2.99%
Details

Early certificate closure assessed a 120-day interest penalty fee

Rate History
No change since Oct 8, 2026 · 3.40% APY · checked 2 times
2.90%3.40%3.90%Oct 8, 2026: 3.40% APYOct 8, 2026Oct 13, 2026
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
1400 Douglas St, Omaha, NE 68179
12-Month Share Certificate
$0
3.30% ▲ 0.24% above Nebraska avg
View
▼
Rate3.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.06%▲ 0.24% above avgNationally 2.99%
Details

Early certificate closure assessed a 120-day interest penalty fee

Rate History
No change since Oct 8, 2026 · 3.30% APY · checked 2 times
2.80%3.30%3.80%Oct 8, 2026: 3.30% APYOct 8, 2026Oct 13, 2026
Premier Bank Omaha, NE
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
16802 Burke St, Omaha, NE 68118
12 Month Certificate of Deposit
$0
3.29% ▲ 0.23% above Nebraska avg
View
▼
Rate3.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average3.06%▲ 0.23% above avgNationally 2.99%
Details

Rate History
No change since Sep 24, 2026 · 3.29% APY · checked 5 times
2.79%3.29%3.79%Sep 24, 2026: 3.29% APYSep 24, 2026Oct 13, 2026
Premier Bank Omaha, NE
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
16802 Burke St, Omaha, NE 68118
12 Month IRA Certificate
$0
3.29% ▲ 0.23% above Nebraska avg
View
▼
Rate3.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average3.06%▲ 0.23% above avgNationally 2.99%
Details

Rate History
No change since Oct 7, 2026 · 3.29% APY · checked 2 times
2.79%3.29%3.79%Oct 7, 2026: 3.29% APYOct 7, 2026Oct 13, 2026
Centris Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.31%
3575 L St, Omaha, NE 68107
12 Month Jumbo Certificate
$90,000
3.10% ▲ 0.04% above Nebraska avg
View
▼
Rate3.05%
Min Deposit$90,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.06%▲ 0.04% above avgNationally 2.99%
Details

Rate History
No change since Sep 16, 2026 · 3.10% APY · checked 3 times
2.60%3.10%3.60%Sep 16, 2026: 3.10% APYSep 16, 2026Oct 13, 2026
United Republic Bank
Institution Rating:
F1.7 ★Texas Ratio: 54.29%
111 North 181st Street, Omaha, NE 68118
12 Month Certificate
$1,000
3.00% ▼ 0.06% below Nebraska avg
View
▼
Rate2.96%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average3.06%▼ 0.06% below avgNationally 2.99%
Details

Rate History
No change since Sep 7, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 7, 2026: 3.00% APYSep 7, 2026Oct 13, 2026
Dundee Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
5015 Underwood Ave, Omaha, NE 68132
12 Month CD
$500
3.00% ▼ 0.06% below Nebraska avg
View
▼
Rate2.97%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average3.06%▼ 0.06% below avgNationally 2.99%
Details

$500 minimum deposit to open CD and obtain APY. A penalty may be imposed for early withdrawal.

Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 6 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 13, 2026
Centris Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.31%
3575 L St, Omaha, NE 68107
12 Month Regular & IRA Certificates
$500
3.00% ▼ 0.06% below Nebraska avg
View
▼
Rate2.96%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.06%▼ 0.06% below avgNationally 2.99%
Details

Rate History
No change since Sep 20, 2026 · 3.00% APY · checked 5 times
2.50%3.00%3.50%Sep 20, 2026: 3.00% APYSep 20, 2026Oct 13, 2026
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.53%
13220 FORT ST, OMAHA, NE 68164
1 Year Certificate
$0
2.90% ▼ 0.16% below Nebraska avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average3.06%▼ 0.16% below avgNationally 2.99%
Details

Rate History
No change since Sep 14, 2026 · 2.90% APY · checked 7 times
2.40%2.90%3.40%Sep 14, 2026: 2.90% APYSep 14, 2026Oct 13, 2026
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.53%
13220 FORT ST, OMAHA, NE 68164
1 Year IRA Certificate
$0
2.80% ▼ 0.26% below Nebraska avg
View
▼
Rate2.76%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average3.06%▼ 0.26% below avgNationally 2.99%
Details

Balance: $1,000 minimum balance to open

Rate History
No change since Oct 7, 2026 · 2.80% APY · checked 2 times
2.30%2.80%3.30%Oct 7, 2026: 2.80% APYOct 7, 2026Oct 13, 2026
Neighborhood Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
4848 S 120th St, Omaha, NE 68137
12 Month IRA & Roth IRA Certificates
$0
2.26% ▼ 0.80% below Nebraska avg
View
▼
Rate2.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average3.06%▼ 0.80% below avgNationally 2.99%
Details

Early Withdrawal Penalty: 30 Days of Interest; Renewable: Yes; Fixed rate; IRA certificate minimum balance $1,000.00

Rate History
No change since Oct 5, 2026 · 2.26% APY · checked 3 times
1.76%2.26%2.76%Oct 5, 2026: 2.26% APYOct 5, 2026Oct 13, 2026
Neighborhood Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
4848 S 120th St, Omaha, NE 68137
12 Month Share Certificates
$0
2.26% ▼ 0.80% below Nebraska avg
View
▼
Rate2.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average3.06%▼ 0.80% below avgNationally 2.99%
Details

Early Withdrawal Penalty: 30 Days of Interest; Renewable: Yes; Fixed rate; Minimum balance $1000

Rate History
No change since Oct 5, 2026 · 2.26% APY · checked 3 times
1.76%2.26%2.76%Oct 5, 2026: 2.26% APYOct 5, 2026Oct 13, 2026
The Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
3001 L St, Omaha, NE 68107 1409
12 Month Share Certificate (CD)
$500
2.25% ▼ 0.81% below Nebraska avg
View
▼
Rate2.23%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average3.06%▼ 0.81% below avgNationally 2.99%
Details

Rates effective as of 02/10/26. Rates are subject to change without notice. Early withdrawals may be subject to a penalty. Other restrictions and requirements may apply. Please call 563-388-8328 for additional details.

Rate History
No change since Oct 9, 2026 · 2.25% APY
1.75%2.25%2.75%Oct 9, 2026: 2.25% APYOct 9, 2026Oct 13, 2026
First Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12307 W Center Rd, Omaha, NE 68144
12 Month CD
$500
2.00% ▼ 1.06% below Nebraska avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average3.06%▼ 1.06% below avgNationally 2.99%
Details

Rate History
No change since Oct 7, 2026 · 2.00% APY · checked 2 times
1.50%2.00%2.50%Oct 7, 2026: 2.00% APYOct 7, 2026Oct 13, 2026
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
1919 Douglas St, Omaha, NE 68102
1 year Standard Fixed Rate
$2,500
1.51% ▼ 1.55% below Nebraska avg
View
▼
Rate1.50%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average3.06%▼ 1.55% below avgNationally 2.99%
Details

Balance: $0 - $4,999.99. Early withdrawal penalties may apply.

Rate History
1 change since Sep 14, 2026 · 1.50% → 1.51% ▲ 0.01 pts · high 1.51% / low 1.50%
1.00%1.51%2.01%Sep 14, 2026: 1.50% APYOct 7, 2026: 1.51% APYSep 14, 2026Oct 13, 2026
  • Oct 7, 20261.51%▲ from 1.50%
  • Sep 14, 20261.50%first recorded
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
1919 Douglas St, Omaha, NE 68102
1 year Standard Interest Rate
$2,500
1.51% ▼ 1.55% below Nebraska avg
View
▼
Rate1.50%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average3.06%▼ 1.55% below avgNationally 2.99%
Details

Balance: $0 - $4,999.99; Relationship APY 1.51%

Rate History
No change since Sep 14, 2026 · 1.51% APY · checked 3 times
1.01%1.51%2.01%Sep 14, 2026: 1.51% APYSep 14, 2026Oct 13, 2026
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
1919 Douglas St, Omaha, NE 68102
1 year Standard Fixed Rate
$2,500
1.50% ▼ 1.56% below Nebraska avg
View
▼
Rate1.49%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average3.06%▼ 1.56% below avgNationally 2.99%
Details

Balance: $0 - $4,999.99. Early withdrawal penalties may apply.

Rate History
No change since Sep 14, 2026 · 1.50% APY · checked 3 times
1.00%1.50%2.00%Sep 14, 2026: 1.50% APYSep 14, 2026Oct 13, 2026
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
12 Month CD Specials
$0
0.75% ▼ 2.31% below Nebraska avg
View
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.06%▼ 2.31% below avgNationally 2.99%
Details

Rate History
No change since Oct 8, 2026 · 0.75% APY · checked 2 times
0.25%0.75%1.25%Oct 8, 2026: 0.75% APYOct 8, 2026Oct 13, 2026
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
12 Month Certificate
$0
0.75% ▼ 2.31% below Nebraska avg
View
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.06%▼ 2.31% below avgNationally 2.99%
Details

Rate History
No change since Sep 14, 2026 · 0.75% APY · checked 3 times
0.25%0.75%1.25%Sep 14, 2026: 0.75% APYSep 14, 2026Oct 13, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
13220 California St, Omaha, NE 68154
12 Month IRA Certificates
$0
0.75% ▼ 2.31% below Nebraska avg
View
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average3.06%▼ 2.31% below avgNationally 2.99%
Details

Balance: $1,000

Rate History
No change since Oct 6, 2026 · 0.75% APY · checked 2 times
0.25%0.75%1.25%Oct 6, 2026: 0.75% APYOct 6, 2026Oct 13, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
13220 California St, Omaha, NE 68154
12 Month Standard CD
$0
0.75% ▼ 2.31% below Nebraska avg
View
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average3.06%▼ 2.31% below avgNationally 2.99%
Details

Rate History
No change since Sep 30, 2026 · 0.75% APY · checked 4 times
0.25%0.75%1.25%Sep 30, 2026: 0.75% APYSep 30, 2026Oct 13, 2026
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
7301 Pacific St # 7305, Omaha, NE 68114
Share Certificate - 12 Months
$0
0.30% ▼ 2.76% below Nebraska avg
View
▼
Rate0.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average3.06%▼ 2.76% below avgNationally 2.99%
Details

Rate History
No change since Sep 21, 2026 · 0.30% APY · checked 5 times
0.00%0.40%0.80%Sep 21, 2026: 0.30% APYSep 21, 2026Oct 13, 2026
Centris Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.31%
3575 L St, Omaha, NE 68107
12 Month Add-On Certificate
$100
0.25% ▼ 2.81% below Nebraska avg
View
▼
Rate0.25%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.06%▼ 2.81% below avgNationally 2.99%
Details

Rate History
No change since Sep 16, 2026 · 0.25% APY · checked 3 times
0.00%0.38%0.75%Sep 16, 2026: 0.25% APYSep 16, 2026Oct 13, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12307 W Center Rd, Omaha, NE 68144
1-Year RampUp Plus
$25,000
0.25% ▼ 2.81% below Nebraska avg
View
▼
Rate0.25%
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average3.06%▼ 2.81% below avgNationally 2.99%
Details

Rate History
No change since Sep 27, 2026 · 0.25% APY · checked 4 times
0.00%0.38%0.75%Sep 27, 2026: 0.25% APYSep 27, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
12 Month Special EasyStart Certificate
$50
4.35% ▲ 1.29% above Nebraska avg
View
▼
Rate4.26%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average3.06%▲ 1.29% above avgNationally 2.99%
Details

Rate History
No change since Sep 30, 2026 · 4.35% APY · checked 4 times
3.85%4.35%4.85%Sep 30, 2026: 4.35% APYSep 30, 2026Oct 13, 2026
Western Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
12 Month Certificate Of Deposit
$250
4.22% ▲ 1.16% above Nebraska avg
View
▼
Rate4.15%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average3.06%▲ 1.16% above avgNationally 2.99%
Details

Rate History
No change since Oct 7, 2026 · 4.22% APY · checked 2 times
3.72%4.22%4.72%Oct 7, 2026: 4.22% APYOct 7, 2026Oct 13, 2026

Omaha 18 Month CD Rates

Nebraska 18 Month CD Average2.89% APYNational 2.87%▲ 0.01% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
2720 S 177th St, Omaha, NE 68130
18 Month Certificate of Deposit
$1,000
4.35% ▲ 1.46% above Nebraska avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.89%▲ 1.46% above avgNationally 2.87%
Details

Rate History
2 changes since Sep 18, 2026 · 3.90% → 4.35% ▲ 0.45 pts · high 4.35% / low 3.90%
3.40%4.13%4.85%Sep 18, 2026: 3.90% APYSep 24, 2026: 4.05% APYOct 7, 2026: 4.35% APYSep 18, 2026Oct 13, 2026
  • Oct 7, 20264.35%▲ from 4.05%
  • Sep 24, 20264.05%▲ from 3.90%
  • Sep 18, 20263.90%first recorded
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
3001 S 82ND AVE, OMAHA, NE 68124
18 Month Share Certificate
$500
4.20% ▲ 1.31% above Nebraska avg
View
▼
Rate4.12%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.89%▲ 1.31% above avgNationally 2.87%
Details

Rate History
1 change since Sep 20, 2026 · 3.00% → 4.20% ▲ 1.20 pts · high 4.20% / low 3.00%
1.80%3.60%5.40%Sep 20, 2026: 3.00% APYOct 8, 2026: 4.20% APYSep 20, 2026Oct 13, 2026
  • Oct 8, 20264.20%▲ from 3.00%
  • Sep 20, 20263.00%first recorded
Omaha Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
3003 S 82nd Ave, Omaha, NE 68124
18 Month Certificate Special
$2,500
4.10% ▲ 1.21% above Nebraska avg
View
▼
Rate4.04%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.89%▲ 1.21% above avgNationally 2.87%
Details

Limited-time offer; Annual Percentage Yield; rates based on quarterly dividend

Rate History
No change since Oct 5, 2026 · 4.10% APY · checked 2 times
3.60%4.10%4.60%Oct 5, 2026: 4.10% APYOct 5, 2026Oct 13, 2026
First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
6457 Frances St, Omaha, NE 68106
18 months CD
$500
4.05% ▲ 1.16% above Nebraska avg
View
▼
Rate3.99%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.89%▲ 1.16% above avgNationally 2.87%
Details

Rate History
1 change since Sep 8, 2026 · 3.81% → 4.05% ▲ 0.24 pts · high 4.05% / low 3.81%
3.31%3.93%4.55%Sep 8, 2026: 3.81% APYOct 7, 2026: 4.05% APYSep 8, 2026Oct 13, 2026
  • Oct 7, 20264.05%▲ from 3.81%
  • Sep 8, 20263.81%first recorded
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
14509 F St, Omaha, NE 68137 1054
18 Month Certificate
$0
4.00% ▲ 1.11% above Nebraska avg
View
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.89%▲ 1.11% above avgNationally 2.87%
Details

Certificate; Balance: $500.00 minimum

Rate History
1 change since Sep 20, 2026 · 3.90% → 4.00% ▲ 0.10 pts · high 4.00% / low 3.90%
3.40%3.95%4.50%Sep 20, 2026: 3.90% APYOct 4, 2026: 4.00% APYSep 20, 2026Oct 13, 2026
  • Oct 4, 20264.00%▲ from 3.90%
  • Sep 20, 20263.90%first recorded
Cornhusker Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
11102 Blondo St, Omaha, NE 68164
18 Month Certificate
$1,000
3.91% ▲ 1.02% above Nebraska avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average2.89%▲ 1.02% above avgNationally 2.87%
Details

Rate History
1 change since Sep 30, 2026 · 3.84% → 3.91% ▲ 0.07 pts · high 3.91% / low 3.84%
3.34%3.88%4.41%Sep 30, 2026: 3.84% APYOct 6, 2026: 3.91% APYSep 30, 2026Oct 13, 2026
  • Oct 6, 20263.91%▲ from 3.84%
  • Sep 30, 20263.84%first recorded
Cornhusker Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
11102 Blondo St, Omaha, NE 68164
Business 18 Month Certificate
$1,000
3.91% ▲ 1.02% above Nebraska avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average2.89%▲ 1.02% above avgNationally 2.87%
Details

Rate History
No change since Oct 6, 2026 · 3.91% APY · checked 2 times
3.41%3.91%4.41%Oct 6, 2026: 3.91% APYOct 6, 2026Oct 13, 2026
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
1400 Douglas St, Omaha, NE 68179
18-Month Share Certificate - Special
$0
3.60% ▲ 0.71% above Nebraska avg
View
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.89%▲ 0.71% above avgNationally 2.87%
Details

Early certificate closure assessed a 180-day interest penalty fee

Rate History
No change since Sep 25, 2026 · 3.60% APY · checked 3 times
3.10%3.60%4.10%Sep 25, 2026: 3.60% APYSep 25, 2026Oct 13, 2026
West Gate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
1020 S 179th Ct, Omaha, NE 68118
18 Month Certificate
$1,000
3.55% ▲ 0.66% above Nebraska avg
View
▼
Rate3.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.89%▲ 0.66% above avgNationally 2.87%
Details

Rate History
No change since Oct 2, 2026 · 3.55% APY · checked 4 times
3.05%3.55%4.05%Oct 2, 2026: 3.55% APYOct 2, 2026Oct 13, 2026
Great Plains State Bank
Institution Rating:
D3.5 ★Texas Ratio: 32.53%
15858 W Dodge Rd, Omaha, NE 68118
18 Month CD
$0
3.45% ▲ 0.56% above Nebraska avg
View
▼
Rate3.41%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.89%▲ 0.56% above avgNationally 2.87%
Details

Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 7 times
2.95%3.45%3.95%Sep 14, 2026: 3.45% APYSep 14, 2026Oct 13, 2026
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
1400 Douglas St, Omaha, NE 68179
18-Month Share Certificate
$0
3.45% ▲ 0.56% above Nebraska avg
View
▼
Rate3.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.89%▲ 0.56% above avgNationally 2.87%
Details

Early certificate closure assessed a 180-day interest penalty fee

Rate History
No change since Oct 8, 2026 · 3.45% APY · checked 2 times
2.95%3.45%3.95%Oct 8, 2026: 3.45% APYOct 8, 2026Oct 13, 2026
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
1400 Douglas St, Omaha, NE 68179
18-Month Share Certificate
$0
3.35% ▲ 0.46% above Nebraska avg
View
▼
Rate3.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.89%▲ 0.46% above avgNationally 2.87%
Details

Early certificate closure assessed a 180-day interest penalty fee

Rate History
No change since Oct 8, 2026 · 3.35% APY · checked 2 times
2.85%3.35%3.85%Oct 8, 2026: 3.35% APYOct 8, 2026Oct 13, 2026
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
15325 Weir St, Omaha, NE 68137 5061
18 Month Business Term Share Certificate
$0
3.35% ▲ 0.46% above Nebraska avg
View
▼
Rate3.31%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.89%▲ 0.46% above avgNationally 2.87%
Details

Balance: $100,000.00 and greater

Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 7 times
2.85%3.35%3.85%Sep 14, 2026: 3.35% APYSep 14, 2026Oct 13, 2026
Premier Bank Omaha, NE
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
16802 Burke St, Omaha, NE 68118
18 Month Certificate of Deposit
$0
3.29% ▲ 0.40% above Nebraska avg
View
▼
Rate3.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.89%▲ 0.40% above avgNationally 2.87%
Details

Rate History
No change since Sep 24, 2026 · 3.29% APY · checked 5 times
2.79%3.29%3.79%Sep 24, 2026: 3.29% APYSep 24, 2026Oct 13, 2026
Premier Bank Omaha, NE
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
16802 Burke St, Omaha, NE 68118
18 Month IRA Certificate
$0
3.29% ▲ 0.40% above Nebraska avg
View
▼
Rate3.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.89%▲ 0.40% above avgNationally 2.87%
Details

Rate History
No change since Oct 7, 2026 · 3.29% APY · checked 2 times
2.79%3.29%3.79%Oct 7, 2026: 3.29% APYOct 7, 2026Oct 13, 2026
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
15325 Weir St, Omaha, NE 68137 5061
18 Month Business Term Share Certificate
$0
3.25% ▲ 0.36% above Nebraska avg
View
▼
Rate3.21%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.89%▲ 0.36% above avgNationally 2.87%
Details

Balance: $1,000.00-99,999.99

Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 5 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.53%
13220 FORT ST, OMAHA, NE 68164
18 Month Certificate
$0
2.90% ▲ 0.01% above Nebraska avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.89%▲ 0.01% above avgNationally 2.87%
Details

Rate History
No change since Sep 14, 2026 · 2.90% APY · checked 7 times
2.40%2.90%3.40%Sep 14, 2026: 2.90% APYSep 14, 2026Oct 13, 2026
Centris Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.31%
3575 L St, Omaha, NE 68107
18 Month Jumbo Certificate
$90,000
2.85% ▼ 0.04% below Nebraska avg
View
▼
Rate2.81%
Min Deposit$90,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.89%▼ 0.04% below avgNationally 2.87%
Details

Rate History
No change since Sep 16, 2026 · 2.85% APY · checked 3 times
2.35%2.85%3.35%Sep 16, 2026: 2.85% APYSep 16, 2026Oct 13, 2026
Centris Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.31%
3575 L St, Omaha, NE 68107
18 Month Regular & IRA Certificates
$500
2.75% ▼ 0.14% below Nebraska avg
View
▼
Rate2.71%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.89%▼ 0.14% below avgNationally 2.87%
Details

Rate History
No change since Sep 20, 2026 · 2.75% APY · checked 5 times
2.25%2.75%3.25%Sep 20, 2026: 2.75% APYSep 20, 2026Oct 13, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12307 W Center Rd, Omaha, NE 68144
18-Month CD
$0
2.75% ▼ 0.14% below Nebraska avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average2.89%▼ 0.14% below avgNationally 2.87%
Details

Rate History
No change since Sep 24, 2026 · 2.75% APY · checked 5 times
2.25%2.75%3.25%Sep 24, 2026: 2.75% APYSep 24, 2026Oct 13, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12307 W Center Rd, Omaha, NE 68144
18-Month Term
$1,000
2.75% ▼ 0.14% below Nebraska avg
View
▼
Rate2.71%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average2.89%▼ 0.14% below avgNationally 2.87%
Details

Rate History
No change since Sep 27, 2026 · 2.75% APY · checked 4 times
2.25%2.75%3.25%Sep 27, 2026: 2.75% APYSep 27, 2026Oct 13, 2026
Dundee Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
5015 Underwood Ave, Omaha, NE 68132
18 Month CD
$500
2.50% ▼ 0.39% below Nebraska avg
View
▼
Rate2.48%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.89%▼ 0.39% below avgNationally 2.87%
Details

$500 minimum deposit to open CD and obtain APY. A penalty may be imposed for early withdrawal.

Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 6 times
2.00%2.50%3.00%Sep 14, 2026: 2.50% APYSep 14, 2026Oct 13, 2026
The Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
3001 L St, Omaha, NE 68107 1409
18 Month Share Certificate (CD)
$500
2.35% ▼ 0.54% below Nebraska avg
View
▼
Rate2.33%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.89%▼ 0.54% below avgNationally 2.87%
Details

Rates effective as of 02/10/26. Rates are subject to change without notice. Early withdrawals may be subject to a penalty. Other restrictions and requirements may apply. Please call 563-388-8328 for additional details.

Rate History
No change since Oct 9, 2026 · 2.35% APY
1.85%2.35%2.85%Oct 9, 2026: 2.35% APYOct 9, 2026Oct 13, 2026
United Republic Bank
Institution Rating:
F1.7 ★Texas Ratio: 54.29%
111 North 181st Street, Omaha, NE 68118
18 Month Certificate
$1,000
2.25% ▼ 0.64% below Nebraska avg
View
▼
Rate2.23%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.89%▼ 0.64% below avgNationally 2.87%
Details

Rate History
No change since Sep 7, 2026 · 2.25% APY · checked 7 times
1.75%2.25%2.75%Sep 7, 2026: 2.25% APYSep 7, 2026Oct 13, 2026
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
18 Month CD Specials
$0
1.00% ▼ 1.89% below Nebraska avg
View
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.89%▼ 1.89% below avgNationally 2.87%
Details

Rate History
No change since Oct 8, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Oct 8, 2026: 1.00% APYOct 8, 2026Oct 13, 2026
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
18 Month Certificate
$0
1.00% ▼ 1.89% below Nebraska avg
View
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.89%▼ 1.89% below avgNationally 2.87%
Details

Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 3 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 13, 2026
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15858 W Dodge Rd, Omaha, NE 68118
18 Month CD
$5,000
0.90% ▼ 1.99% below Nebraska avg
View
▼
Rate0.90%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.89%▼ 1.99% below avgNationally 2.87%
Details

Minimum to open waived for existing checking and savings account customers. Penalty for early withdrawal. Consumer accounts only. Rates are subject to change without notice.

Rate History
No change since Sep 11, 2026 · 0.90% APY · checked 8 times
0.40%0.90%1.40%Sep 11, 2026: 0.90% APYSep 11, 2026Oct 13, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
13220 California St, Omaha, NE 68154
18 Month IRA Certificates
$0
0.75% ▼ 2.14% below Nebraska avg
View
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average2.89%▼ 2.14% below avgNationally 2.87%
Details

Balance: $1,000

Rate History
No change since Oct 6, 2026 · 0.75% APY · checked 2 times
0.25%0.75%1.25%Oct 6, 2026: 0.75% APYOct 6, 2026Oct 13, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
13220 California St, Omaha, NE 68154
18 Month Standard CD
$0
0.75% ▼ 2.14% below Nebraska avg
View
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average2.89%▼ 2.14% below avgNationally 2.87%
Details

Rate History
No change since Sep 30, 2026 · 0.75% APY · checked 4 times
0.25%0.75%1.25%Sep 30, 2026: 0.75% APYSep 30, 2026Oct 13, 2026
I3 Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
15645 Spaulding St, Omaha, NE 68116
Certificates of Deposit & IRAs - 18 Month
$500
0.50% ▼ 2.39% below Nebraska avg
View
▼
Rate0.50%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.89%▼ 2.39% below avgNationally 2.87%
Details

Compound Frequency: Quarterly

Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 3 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 13, 2026
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
7301 Pacific St # 7305, Omaha, NE 68114
Share Certificate - 18 Months
$0
0.40% ▼ 2.49% below Nebraska avg
View
▼
Rate0.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.89%▼ 2.49% below avgNationally 2.87%
Details

Rate History
No change since Sep 21, 2026 · 0.40% APY · checked 5 times
0.00%0.45%0.90%Sep 21, 2026: 0.40% APYSep 21, 2026Oct 13, 2026
First Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12307 W Center Rd, Omaha, NE 68144
18 Month CD
$500
0.02% ▼ 2.87% below Nebraska avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.89%▼ 2.87% below avgNationally 2.87%
Details

Rate History
No change since Oct 7, 2026 · 0.02% APY · checked 2 times
0.00%0.26%0.52%Oct 7, 2026: 0.02% APYOct 7, 2026Oct 13, 2026
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
18 Month CD Special
$2,500
4.20% ▲ 1.31% above Nebraska avg
View
▼
Rate4.14%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.89%▲ 1.31% above avgNationally 2.87%
Details

Rate History
No change since Oct 11, 2026 · 4.20% APY
3.70%4.20%4.70%Oct 11, 2026: 4.20% APYOct 11, 2026Oct 13, 2026
Pathway Bank
Institution Rating:
B-4.4 ★Texas Ratio: 22.68%
18 Month CD
$1,000
4.10% ▲ 1.21% above Nebraska avg
View
▼
Rate4.04%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.89%▲ 1.21% above avgNationally 2.87%
Details

Rate History
1 change since Sep 19, 2026 · 3.60% → 4.10% ▲ 0.50 pts · high 4.10% / low 3.60%
3.10%3.85%4.60%Sep 19, 2026: 3.60% APYOct 7, 2026: 4.10% APYSep 19, 2026Oct 13, 2026
  • Oct 7, 20264.10%▲ from 3.60%
  • Sep 19, 20263.60%first recorded
Cattle Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
18 Month IRA Certificate Special
$0
4.05% ▲ 1.16% above Nebraska avg
View
▼
Rate3.99%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.89%▲ 1.16% above avgNationally 2.87%
Details

Rate History
1 change since Sep 24, 2026 · 4.00% → 4.05% ▲ 0.05 pts · high 4.05% / low 4.00%
3.50%4.03%4.55%Sep 24, 2026: 4.00% APYOct 3, 2026: 4.05% APYSep 24, 2026Oct 13, 2026
  • Oct 3, 20264.05%▲ from 4.00%
  • Sep 24, 20264.00%first recorded
Nebraska State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
18 Month IRA Share Certificate
$500
4.01% ▲ 1.12% above Nebraska avg
View
▼
Rate3.94%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.89%▲ 1.12% above avgNationally 2.87%
Details

Traditional or Roth; Penalty may be imposed for early withdrawal

Rate History
No change since Oct 9, 2026 · 4.01% APY · checked 2 times
3.51%4.01%4.51%Oct 9, 2026: 4.01% APYOct 9, 2026Oct 13, 2026
Countryside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
18 Month Certificate
$10,000
4.00% ▲ 1.11% above Nebraska avg
View
▼
Rate3.94%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.89%▲ 1.11% above avgNationally 2.87%
Details

Rate History
1 change since Sep 14, 2026 · 1.66% → 4.00% ▲ 2.34 pts · high 4.00% / low 1.66%
0.00%3.17%6.34%Sep 14, 2026: 1.66% APYOct 8, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
  • Oct 8, 20264.00%▲ from 1.66%
  • Sep 14, 20261.66%first recorded
Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.59%
18 Month Certificate of Deposit (CD)
$500
3.90% ▲ 1.01% above Nebraska avg
View
▼
Rate3.84%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.89%▲ 1.01% above avgNationally 2.87%
Details

Rate History
1 change since Sep 7, 2026 · 3.75% → 3.90% ▲ 0.15 pts · high 3.90% / low 3.75%
3.25%3.83%4.40%Sep 7, 2026: 3.75% APYSep 24, 2026: 3.90% APYSep 7, 2026Oct 13, 2026
  • Sep 24, 20263.90%▲ from 3.75%
  • Sep 7, 20263.75%first recorded
Archer Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.83%
18 Month Share & IRA Certificates
$500
3.90% ▲ 1.01% above Nebraska avg
View
▼
Rate3.84%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.89%▲ 1.01% above avgNationally 2.87%
Details

Rate History
No change since Sep 14, 2026 · 3.90% APY · checked 6 times
3.40%3.90%4.40%Sep 14, 2026: 3.90% APYSep 14, 2026Oct 13, 2026
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
18 Month Certificate
$500
3.80% ▲ 0.91% above Nebraska avg
View
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.89%▲ 0.91% above avgNationally 2.87%
Details

Rate History
1 change since Sep 14, 2026 · 3.00% → 3.80% ▲ 0.80 pts · high 3.80% / low 3.00%
2.20%3.40%4.60%Sep 14, 2026: 3.00% APYOct 8, 2026: 3.80% APYSep 14, 2026Oct 13, 2026
  • Oct 8, 20263.80%▲ from 3.00%
  • Sep 14, 20263.00%first recorded
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Term - 18 Months
$500
3.80% ▲ 0.91% above Nebraska avg
View
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.89%▲ 0.91% above avgNationally 2.87%
Details

Rate History
No change since Oct 8, 2026 · 3.80% APY · checked 2 times
3.30%3.80%4.30%Oct 8, 2026: 3.80% APYOct 8, 2026Oct 13, 2026
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Time Certificate of Deposit - 18 Months
$500
3.80% ▲ 0.91% above Nebraska avg
View
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.89%▲ 0.91% above avgNationally 2.87%
Details

Rate History
No change since Oct 8, 2026 · 3.80% APY · checked 2 times
3.30%3.80%4.30%Oct 8, 2026: 3.80% APYOct 8, 2026Oct 13, 2026
Westside State Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.31%
18 Month Certificates of Deposit (CDs)
$500
3.75% ▲ 0.86% above Nebraska avg
View
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average2.89%▲ 0.86% above avgNationally 2.87%
Details

Rate History
No change since Oct 6, 2026 · 3.75% APY · checked 2 times
3.25%3.75%4.25%Oct 6, 2026: 3.75% APYOct 6, 2026Oct 13, 2026
Westside State Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.31%
Certificates of Deposit (CDs) - 18 Months
$500
3.75% ▲ 0.86% above Nebraska avg
View
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average2.89%▲ 0.86% above avgNationally 2.87%
Details

Rate History
No change since Oct 6, 2026 · 3.75% APY · checked 2 times
3.25%3.75%4.25%Oct 6, 2026: 3.75% APYOct 6, 2026Oct 13, 2026
Westside State Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.31%
IRA 18 MONTH CD
$100
3.75% ▲ 0.86% above Nebraska avg
View
▼
Rate3.75%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average2.89%▲ 0.86% above avgNationally 2.87%
Details

Rate History
No change since Sep 30, 2026 · 3.75% APY · checked 4 times
3.25%3.75%4.25%Sep 30, 2026: 3.75% APYSep 30, 2026Oct 13, 2026
FNB of Gordon
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
18 Month Certificate of Deposit
$0
3.72% ▲ 0.83% above Nebraska avg
View
▼
Rate3.65%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.89%▲ 0.83% above avgNationally 2.87%
Details

Rate History
No change since Sep 19, 2026 · 3.72% APY · checked 7 times
3.22%3.72%4.22%Sep 19, 2026: 3.72% APYSep 19, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
18 Month ESA EasyStart Certificate
$50
3.70% ▲ 0.81% above Nebraska avg
View
▼
Rate3.63%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average2.89%▲ 0.81% above avgNationally 2.87%
Details

EasyStart Certificate Rates(Share, IRA, ESA)

Rate History
No change since Oct 6, 2026 · 3.70% APY · checked 2 times
3.20%3.70%4.20%Oct 6, 2026: 3.70% APYOct 6, 2026Oct 13, 2026
FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
18 Mo CD
$1,000
3.65% ▲ 0.76% above Nebraska avg
View
▼
Rate3.60%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.89%▲ 0.76% above avgNationally 2.87%
Details

Rate History
1 change since Sep 14, 2026 · 3.50% → 3.65% ▲ 0.15 pts · high 3.65% / low 3.50%
3.00%3.58%4.15%Sep 14, 2026: 3.50% APYOct 8, 2026: 3.65% APYSep 14, 2026Oct 13, 2026
  • Oct 8, 20263.65%▲ from 3.50%
  • Sep 14, 20263.50%first recorded
FirsTier Bank
Institution Rating:
F2.0 ★Texas Ratio: 51.03%
18 Month CD
$0
3.60% ▲ 0.71% above Nebraska avg
View
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.89%▲ 0.71% above avgNationally 2.87%
Details

Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 8 times
3.10%3.60%4.10%Sep 14, 2026: 3.60% APYSep 14, 2026Oct 13, 2026
Holyoke Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.27%
18 Month CD
$50,000
3.60% ▲ 0.71% above Nebraska avg
View
▼
Rate3.55%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.89%▲ 0.71% above avgNationally 2.87%
Details

Rate History
1 change since Sep 25, 2026 · 3.44% → 3.60% ▲ 0.15 pts · high 3.60% / low 3.44%
2.94%3.52%4.10%Sep 25, 2026: 3.44% APYOct 4, 2026: 3.60% APYSep 25, 2026Oct 13, 2026
  • Oct 4, 20263.60%▲ from 3.44%
  • Sep 25, 20263.44%first recorded

Omaha 24 Month CD Rates

Nebraska 24 Month CD Average2.92% APYNational 2.88%▲ 0.02% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
15750 W Dodge Rd, Omaha, NE 68118
24 Month CD
$500
4.45% ▲ 1.53% above Nebraska avg
View
▼
Rate4.38%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.92%▲ 1.53% above avgNationally 2.88%
Details

Rate History
No change since Sep 20, 2026 · 4.45% APY · checked 6 times
3.95%4.45%4.95%Sep 20, 2026: 4.45% APYSep 20, 2026Oct 13, 2026
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
3001 S 82ND AVE, OMAHA, NE 68124
24 Month Share Certificate
$500
4.35% ▲ 1.43% above Nebraska avg
View
▼
Rate4.27%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.92%▲ 1.43% above avgNationally 2.88%
Details

Rate History
1 change since Sep 20, 2026 · 2.50% → 4.35% ▲ 1.85 pts · high 4.35% / low 2.50%
0.65%3.43%6.20%Sep 20, 2026: 2.50% APYOct 8, 2026: 4.35% APYSep 20, 2026Oct 13, 2026
  • Oct 8, 20264.35%▲ from 2.50%
  • Sep 20, 20262.50%first recorded
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
24 Month CD Specials
$0
4.25% ▲ 1.33% above Nebraska avg
View
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.92%▲ 1.33% above avgNationally 2.88%
Details

Rate History
No change since Oct 8, 2026 · 4.25% APY · checked 2 times
3.75%4.25%4.75%Oct 8, 2026: 4.25% APYOct 8, 2026Oct 13, 2026
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
24 Months CD
$0
4.25% ▲ 1.33% above Nebraska avg
View
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.92%▲ 1.33% above avgNationally 2.88%
Details

Rate History
No change since Oct 8, 2026 · 4.25% APY · checked 2 times
3.75%4.25%4.75%Oct 8, 2026: 4.25% APYOct 8, 2026Oct 13, 2026
Exchange Bank (NE)
Institution Rating:
B4.4 ★Texas Ratio: 21.68%
8008 W Dodge Rd, Omaha, NE 68114
24 Month CD Special
$2,500
4.10% ▲ 1.18% above Nebraska avg
View
▼
RateN/A
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.92%▲ 1.18% above avgNationally 2.88%
Details

In select markets only. Offer may expire without notice. Penalty assessed for early withdrawal-fees could reduce the earnings on the account. No minimum to earn APY.

Rate History
No change since Sep 29, 2026 · 4.10% APY · checked 5 times
3.60%4.10%4.60%Sep 29, 2026: 4.10% APYSep 29, 2026Oct 13, 2026
Cornhusker Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
11102 Blondo St, Omaha, NE 68164
24 Month Certificate
$1,000
4.03% ▲ 1.11% above Nebraska avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average2.92%▲ 1.11% above avgNationally 2.88%
Details

Rate History
1 change since Sep 30, 2026 · 3.59% → 4.03% ▲ 0.44 pts · high 4.03% / low 3.59%
3.09%3.81%4.53%Sep 30, 2026: 3.59% APYOct 6, 2026: 4.03% APYSep 30, 2026Oct 13, 2026
  • Oct 6, 20264.03%▲ from 3.59%
  • Sep 30, 20263.59%first recorded
Cornhusker Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
11102 Blondo St, Omaha, NE 68164
Business 24 Month Certificate
$1,000
4.03% ▲ 1.11% above Nebraska avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average2.92%▲ 1.11% above avgNationally 2.88%
Details

Rate History
No change since Oct 6, 2026 · 4.03% APY · checked 2 times
3.53%4.03%4.53%Oct 6, 2026: 4.03% APYOct 6, 2026Oct 13, 2026
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
14509 F St, Omaha, NE 68137 1054
24 Month Certificate
$0
4.00% ▲ 1.08% above Nebraska avg
View
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.92%▲ 1.08% above avgNationally 2.88%
Details

Certificate; Balance: $500.00 minimum

Rate History
1 change since Sep 20, 2026 · 3.85% → 4.00% ▲ 0.15 pts · high 4.00% / low 3.85%
3.35%3.93%4.50%Sep 20, 2026: 3.85% APYOct 4, 2026: 4.00% APYSep 20, 2026Oct 13, 2026
  • Oct 4, 20264.00%▲ from 3.85%
  • Sep 20, 20263.85%first recorded
First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
6457 Frances St, Omaha, NE 68106
24 Month CD
$500
3.95% ▲ 1.03% above Nebraska avg
View
▼
Rate3.88%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.92%▲ 1.03% above avgNationally 2.88%
Details

Rate History
1 change since Sep 8, 2026 · 3.86% → 3.95% ▲ 0.09 pts · high 3.95% / low 3.86%
3.36%3.91%4.45%Sep 8, 2026: 3.86% APYOct 7, 2026: 3.95% APYSep 8, 2026Oct 13, 2026
  • Oct 7, 20263.95%▲ from 3.86%
  • Sep 8, 20263.86%first recorded
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15858 W Dodge Rd, Omaha, NE 68118
24 Month CD
$5,000
3.50% ▲ 0.58% above Nebraska avg
View
▼
Rate3.50%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.92%▲ 0.58% above avgNationally 2.88%
Details

SpecialAnnual Percentage Yield (APY) effective as of 06/22/26. Minimum to open is $5,000. Minimum to open waived for existing checking and savings account customers. Penalty for early withdrawal. Consumer accounts only. Rates are subject to change without notice.

Rate History
No change since Sep 11, 2026 · 3.50% APY · checked 8 times
3.00%3.50%4.00%Sep 11, 2026: 3.50% APYSep 11, 2026Oct 13, 2026
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
15325 Weir St, Omaha, NE 68137 5061
24 Month Business Term Share Certificate
$0
3.30% ▲ 0.38% above Nebraska avg
View
▼
Rate3.26%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.92%▲ 0.38% above avgNationally 2.88%
Details

Balance: $100,000.00 and greater

Rate History
No change since Sep 14, 2026 · 3.30% APY · checked 7 times
2.80%3.30%3.80%Sep 14, 2026: 3.30% APYSep 14, 2026Oct 13, 2026
Premier Bank Omaha, NE
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
16802 Burke St, Omaha, NE 68118
24 Month Certificate of Deposit
$0
3.29% ▲ 0.37% above Nebraska avg
View
▼
Rate3.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.92%▲ 0.37% above avgNationally 2.88%
Details

Rate History
No change since Sep 24, 2026 · 3.29% APY · checked 5 times
2.79%3.29%3.79%Sep 24, 2026: 3.29% APYSep 24, 2026Oct 13, 2026
Premier Bank Omaha, NE
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
16802 Burke St, Omaha, NE 68118
24 Month IRA Certificate
$0
3.29% ▲ 0.37% above Nebraska avg
View
▼
Rate3.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.92%▲ 0.37% above avgNationally 2.88%
Details

Rate History
No change since Oct 7, 2026 · 3.29% APY · checked 2 times
2.79%3.29%3.79%Oct 7, 2026: 3.29% APYOct 7, 2026Oct 13, 2026
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
8960 L St Ste 102, Omaha, NE 68127 1414
Share Certificate - CD 24 Months Term "Q"
$0
3.28% ▲ 0.36% above Nebraska avg
View
▼
Rate3.28%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.92%▲ 0.36% above avgNationally 2.88%
Details

Rate History
No change since Sep 14, 2026 · 3.28% APY · checked 4 times
2.78%3.28%3.78%Sep 14, 2026: 3.28% APYSep 14, 2026Oct 13, 2026
Great Plains State Bank
Institution Rating:
D3.5 ★Texas Ratio: 32.53%
15858 W Dodge Rd, Omaha, NE 68118
24 Month CD
$0
3.25% ▲ 0.33% above Nebraska avg
View
▼
Rate3.21%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.92%▲ 0.33% above avgNationally 2.88%
Details

Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.53%
13220 FORT ST, OMAHA, NE 68164
2 Year Certificate
$0
3.20% ▲ 0.28% above Nebraska avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.92%▲ 0.28% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 2.90% → 3.20% ▲ 0.30 pts · high 3.20% / low 2.90%
2.40%3.05%3.70%Sep 14, 2026: 2.90% APYSep 18, 2026: 3.20% APYSep 14, 2026Oct 13, 2026
  • Sep 18, 20263.20%▲ from 2.90%
  • Sep 14, 20262.90%first recorded
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
15325 Weir St, Omaha, NE 68137 5061
24 Month Baby Bundle Certificate
$50
3.20% ▲ 0.28% above Nebraska avg
View
▼
Rate3.15%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.92%▲ 0.28% above avgNationally 2.88%
Details

Period*: Monthly

Rate History
No change since Oct 9, 2026 · 3.20% APY · checked 3 times
2.70%3.20%3.70%Oct 9, 2026: 3.20% APYOct 9, 2026Oct 13, 2026
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
15325 Weir St, Omaha, NE 68137 5061
24 Month Business Term Share Certificate
$0
3.20% ▲ 0.28% above Nebraska avg
View
▼
Rate3.16%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.92%▲ 0.28% above avgNationally 2.88%
Details

Balance: $1,000.00-99,999.99

Rate History
No change since Sep 14, 2026 · 3.20% APY · checked 5 times
2.70%3.20%3.70%Sep 14, 2026: 3.20% APYSep 14, 2026Oct 13, 2026
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.53%
13220 FORT ST, OMAHA, NE 68164
2 Year IRA Certificate
$0
3.10% ▲ 0.18% above Nebraska avg
View
▼
Rate3.06%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.92%▲ 0.18% above avgNationally 2.88%
Details

Balance: $1,000 minimum balance to open

Rate History
No change since Oct 7, 2026 · 3.10% APY · checked 2 times
2.60%3.10%3.60%Oct 7, 2026: 3.10% APYOct 7, 2026Oct 13, 2026
West Gate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
1020 S 179th Ct, Omaha, NE 68118
24 Month Certificate
$1,000
3.03% ▲ 0.11% above Nebraska avg
View
▼
Rate3.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.92%▲ 0.11% above avgNationally 2.88%
Details

Rate History
No change since Oct 2, 2026 · 3.03% APY · checked 4 times
2.53%3.03%3.53%Oct 2, 2026: 3.03% APYOct 2, 2026Oct 13, 2026
United Republic Bank
Institution Rating:
F1.7 ★Texas Ratio: 54.29%
111 North 181st Street, Omaha, NE 68118
24 Month Certificate
$1,000
3.00% ▲ 0.08% above Nebraska avg
View
▼
Rate2.96%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.92%▲ 0.08% above avgNationally 2.88%
Details

Rate History
No change since Sep 7, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 7, 2026: 3.00% APYSep 7, 2026Oct 13, 2026
Centris Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.31%
3575 L St, Omaha, NE 68107
24 Month Jumbo Certificate
$90,000
2.85% ▼ 0.07% below Nebraska avg
View
▼
Rate2.81%
Min Deposit$90,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.92%▼ 0.07% below avgNationally 2.88%
Details

Rate History
No change since Sep 16, 2026 · 2.85% APY · checked 3 times
2.35%2.85%3.35%Sep 16, 2026: 2.85% APYSep 16, 2026Oct 13, 2026
The Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
3001 L St, Omaha, NE 68107 1409
24 Month Share Certificate (CD)
$500
2.76% ▼ 0.16% below Nebraska avg
View
▼
Rate2.73%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.92%▼ 0.16% below avgNationally 2.88%
Details

Rates effective as of 02/10/26. Rates are subject to change without notice. Early withdrawals may be subject to a penalty. Other restrictions and requirements may apply. Please call 563-388-8328 for additional details.

Rate History
No change since Oct 9, 2026 · 2.76% APY
2.26%2.76%3.26%Oct 9, 2026: 2.76% APYOct 9, 2026Oct 13, 2026
Centris Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.31%
3575 L St, Omaha, NE 68107
24 Month Regular & IRA Certificates
$500
2.75% ▼ 0.17% below Nebraska avg
View
▼
Rate2.71%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.92%▼ 0.17% below avgNationally 2.88%
Details

Rate History
No change since Sep 20, 2026 · 2.75% APY · checked 5 times
2.25%2.75%3.25%Sep 20, 2026: 2.75% APYSep 20, 2026Oct 13, 2026
Dundee Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
5015 Underwood Ave, Omaha, NE 68132
24 Month CD
$500
2.50% ▼ 0.42% below Nebraska avg
View
▼
Rate2.48%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.92%▼ 0.42% below avgNationally 2.88%
Details

$500 minimum deposit to open CD and obtain APY. A penalty may be imposed for early withdrawal.

Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 6 times
2.00%2.50%3.00%Sep 14, 2026: 2.50% APYSep 14, 2026Oct 13, 2026
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
15750 W Dodge Rd, Omaha, NE 68118
IRA 24 Month CD
$500
2.50% ▼ 0.42% below Nebraska avg
View
▼
Rate2.48%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.92%▼ 0.42% below avgNationally 2.88%
Details

Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 7 times
2.00%2.50%3.00%Sep 14, 2026: 2.50% APYSep 14, 2026Oct 13, 2026
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
8251 W Center Rd, Omaha, NE 68124
24 Month Share Certificate
$0
2.50% ▼ 0.42% below Nebraska avg
View
▼
Rate2.47%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.92%▼ 0.42% below avgNationally 2.88%
Details

Balance: $500 - $9999; Effective Date: October 1, 2026

Rate History
No change since Sep 12, 2026 · 2.50% APY · checked 5 times
2.00%2.50%3.00%Sep 12, 2026: 2.50% APYSep 12, 2026Oct 13, 2026
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
8251 W Center Rd, Omaha, NE 68124
IRA Certificates - 24 Months
$0
2.50% ▼ 0.42% below Nebraska avg
View
▼
Rate2.47%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.92%▼ 0.42% below avgNationally 2.88%
Details

Balance: $1,000.00 - $9,999.99; Dividends compounded quarterly

Rate History
No change since Sep 25, 2026 · 2.50% APY · checked 4 times
2.00%2.50%3.00%Sep 25, 2026: 2.50% APYSep 25, 2026Oct 13, 2026
Neighborhood Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
4848 S 120th St, Omaha, NE 68137
24 Month IRA & Roth IRA Certificates
$0
2.26% ▼ 0.66% below Nebraska avg
View
▼
Rate2.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.92%▼ 0.66% below avgNationally 2.88%
Details

Early Withdrawal Penalty: 90 Days of Interest; Renewable: Yes; Fixed rate; IRA certificate minimum balance $1,000.00

Rate History
No change since Oct 5, 2026 · 2.26% APY · checked 3 times
1.76%2.26%2.76%Oct 5, 2026: 2.26% APYOct 5, 2026Oct 13, 2026
Neighborhood Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
4848 S 120th St, Omaha, NE 68137
24 Month Share Certificates
$0
2.26% ▼ 0.66% below Nebraska avg
View
▼
Rate2.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.92%▼ 0.66% below avgNationally 2.88%
Details

Early Withdrawal Penalty: 90 Days of Interest; Renewable: Yes; Fixed rate; Minimum balance $1000

Rate History
No change since Oct 5, 2026 · 2.26% APY · checked 3 times
1.76%2.26%2.76%Oct 5, 2026: 2.26% APYOct 5, 2026Oct 13, 2026
Northwest Bank (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
14320 Arbor St, Omaha, NE 68144
24-MONTH CD
$1,000
2.10% ▼ 0.82% below Nebraska avg
View
▼
Rate2.10%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.92%▼ 0.82% below avgNationally 2.88%
Details

All Balances

Rate History
No change since Oct 7, 2026 · 2.10% APY · checked 2 times
1.60%2.10%2.60%Oct 7, 2026: 2.10% APYOct 7, 2026Oct 13, 2026
Northwest Bank (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
14320 Arbor St, Omaha, NE 68144
24-MONTH EASY SAVER
$200
2.10% ▼ 0.82% below Nebraska avg
View
▼
Rate2.10%
Min Deposit$200
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.92%▼ 0.82% below avgNationally 2.88%
Details

All Balances. Additions of $50 or more are allowed.

Rate History
No change since Oct 7, 2026 · 2.10% APY · checked 2 times
1.60%2.10%2.60%Oct 7, 2026: 2.10% APYOct 7, 2026Oct 13, 2026
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
24 Month CD Specials
$0
1.25% ▼ 1.67% below Nebraska avg
View
▼
Rate1.24%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.92%▼ 1.67% below avgNationally 2.88%
Details

Rate History
No change since Oct 8, 2026 · 1.25% APY · checked 2 times
0.75%1.25%1.75%Oct 8, 2026: 1.25% APYOct 8, 2026Oct 13, 2026
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
24 Month Certificate
$0
1.25% ▼ 1.67% below Nebraska avg
View
▼
Rate1.24%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.92%▼ 1.67% below avgNationally 2.88%
Details

Rate History
No change since Sep 14, 2026 · 1.25% APY · checked 3 times
0.75%1.25%1.75%Sep 14, 2026: 1.25% APYSep 14, 2026Oct 13, 2026
I3 Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
15645 Spaulding St, Omaha, NE 68116
Certificates of Deposit & IRAs - 24 Month
$500
0.80% ▼ 2.12% below Nebraska avg
View
▼
Rate0.80%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.92%▼ 2.12% below avgNationally 2.88%
Details

Compound Frequency: Quarterly

Rate History
No change since Sep 14, 2026 · 0.80% APY · checked 3 times
0.30%0.80%1.30%Sep 14, 2026: 0.80% APYSep 14, 2026Oct 13, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
13220 California St, Omaha, NE 68154
24 Month IRA Certificates
$0
0.75% ▼ 2.17% below Nebraska avg
View
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average2.92%▼ 2.17% below avgNationally 2.88%
Details

Balance: $1,000

Rate History
No change since Oct 6, 2026 · 0.75% APY · checked 2 times
0.25%0.75%1.25%Oct 6, 2026: 0.75% APYOct 6, 2026Oct 13, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
13220 California St, Omaha, NE 68154
24 Month Standard CD
$0
0.75% ▼ 2.17% below Nebraska avg
View
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average2.92%▼ 2.17% below avgNationally 2.88%
Details

Rate History
No change since Sep 30, 2026 · 0.75% APY · checked 4 times
0.25%0.75%1.25%Sep 30, 2026: 0.75% APYSep 30, 2026Oct 13, 2026
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
7301 Pacific St # 7305, Omaha, NE 68114
Share Certificate - 24 Months
$0
0.50% ▼ 2.42% below Nebraska avg
View
▼
Rate0.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.92%▼ 2.42% below avgNationally 2.88%
Details

Rate History
No change since Sep 21, 2026 · 0.50% APY · checked 5 times
0.00%0.50%1.00%Sep 21, 2026: 0.50% APYSep 21, 2026Oct 13, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12307 W Center Rd, Omaha, NE 68144
2-Year CD
$0
0.40% ▼ 2.52% below Nebraska avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average2.92%▼ 2.52% below avgNationally 2.88%
Details

Rate History
No change since Sep 24, 2026 · 0.40% APY · checked 5 times
0.00%0.45%0.90%Sep 24, 2026: 0.40% APYSep 24, 2026Oct 13, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12307 W Center Rd, Omaha, NE 68144
2-Year Term
$1,000
0.40% ▼ 2.52% below Nebraska avg
View
▼
Rate0.40%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average2.92%▼ 2.52% below avgNationally 2.88%
Details

Rate History
No change since Sep 27, 2026 · 0.40% APY · checked 4 times
0.00%0.45%0.90%Sep 27, 2026: 0.40% APYSep 27, 2026Oct 13, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12307 W Center Rd, Omaha, NE 68144
2-Year RampUp Plus
$25,000
0.25% ▼ 2.67% below Nebraska avg
View
▼
Rate0.25%
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average2.92%▼ 2.67% below avgNationally 2.88%
Details

Rate History
No change since Sep 27, 2026 · 0.25% APY · checked 4 times
0.00%0.38%0.75%Sep 27, 2026: 0.25% APYSep 27, 2026Oct 13, 2026
First Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12307 W Center Rd, Omaha, NE 68144
2 Year CD
$500
0.05% ▼ 2.87% below Nebraska avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.92%▼ 2.87% below avgNationally 2.88%
Details

Rate History
No change since Oct 7, 2026 · 0.05% APY · checked 2 times
0.00%0.28%0.55%Oct 7, 2026: 0.05% APYOct 7, 2026Oct 13, 2026
Bruning Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month Certificate Special
$0
4.35% ▲ 1.43% above Nebraska avg
View
▼
Rate4.28%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.92%▲ 1.43% above avgNationally 2.88%
Details

Rate History
No change since Oct 7, 2026 · 4.35% APY
3.85%4.35%4.85%Oct 7, 2026: 4.35% APYOct 7, 2026Oct 13, 2026
Thayer County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
24 Month CD
$0
4.33% ▲ 1.41% above Nebraska avg
View
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.92%▲ 1.41% above avgNationally 2.88%
Details

Balance: $75,000.00 and up

Rate History
1 change since Sep 11, 2026 · 4.21% → 4.33% ▲ 0.12 pts · high 4.33% / low 4.21%
3.71%4.27%4.83%Sep 11, 2026: 4.21% APYOct 3, 2026: 4.33% APYSep 11, 2026Oct 13, 2026
  • Oct 3, 20264.33%▲ from 4.21%
  • Sep 11, 20264.21%first recorded
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
24 Month Certificate of Deposit
$0
4.27% ▲ 1.35% above Nebraska avg
View
▼
Rate4.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.92%▲ 1.35% above avgNationally 2.88%
Details

Rate History
No change since Sep 19, 2026 · 4.27% APY · checked 2 times
3.77%4.27%4.77%Sep 19, 2026: 4.27% APYSep 19, 2026Oct 13, 2026
Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
24 Month Certificate of Deposit
$1,000
4.27% ▲ 1.35% above Nebraska avg
View
▼
Rate4.20%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.92%▲ 1.35% above avgNationally 2.88%
Details

Rate History
1 change since Sep 19, 2026 · 4.00% → 4.27% ▲ 0.27 pts · high 4.27% / low 4.00%
3.50%4.14%4.77%Sep 19, 2026: 4.00% APYOct 7, 2026: 4.27% APYSep 19, 2026Oct 13, 2026
  • Oct 7, 20264.27%▲ from 4.00%
  • Sep 19, 20264.00%first recorded
Thayer County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
24 Month CD
$0
4.27% ▲ 1.35% above Nebraska avg
View
▼
Rate4.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.92%▲ 1.35% above avgNationally 2.88%
Details

Balance: $50,000.00 - $74,999.99

Rate History
1 change since Sep 11, 2026 · 4.16% → 4.27% ▲ 0.11 pts · high 4.27% / low 4.16%
3.66%4.22%4.77%Sep 11, 2026: 4.16% APYOct 3, 2026: 4.27% APYSep 11, 2026Oct 13, 2026
  • Oct 3, 20264.27%▲ from 4.16%
  • Sep 11, 20264.16%first recorded
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
24 Month Certificate of Deposit (CD)
$0
4.22% ▲ 1.30% above Nebraska avg
View
▼
Rate4.15%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.92%▲ 1.30% above avgNationally 2.88%
Details

Balance: >= $150,000

Rate History
1 change since Sep 14, 2026 · 3.65% → 4.22% ▲ 0.57 pts · high 4.22% / low 3.65%
3.08%3.93%4.79%Sep 14, 2026: 3.65% APYSep 24, 2026: 4.22% APYSep 14, 2026Oct 13, 2026
  • Sep 24, 20264.22%▲ from 3.65%
  • Sep 14, 20263.65%first recorded
Thayer County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
24 Month CD
$0
4.12% ▲ 1.20% above Nebraska avg
View
▼
Rate4.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.92%▲ 1.20% above avgNationally 2.88%
Details

Balance: $25,000.00 - $49,999.99

Rate History
1 change since Sep 11, 2026 · 4.01% → 4.12% ▲ 0.11 pts · high 4.12% / low 4.01%
3.51%4.06%4.62%Sep 11, 2026: 4.01% APYOct 3, 2026: 4.12% APYSep 11, 2026Oct 13, 2026
  • Oct 3, 20264.12%▲ from 4.01%
  • Sep 11, 20264.01%first recorded
Security First Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
24 Month Flex CD Account
$0
4.06% ▲ 1.14% above Nebraska avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.92%▲ 1.14% above avgNationally 2.88%
Details

Rate History
1 change since Sep 18, 2026 · 3.29% → 4.06% ▲ 0.77 pts · high 4.06% / low 3.29%
2.52%3.68%4.83%Sep 18, 2026: 3.29% APYOct 2, 2026: 4.06% APYSep 18, 2026Oct 13, 2026
  • Oct 2, 20264.06%▲ from 3.29%
  • Sep 18, 20263.29%first recorded

Omaha 36 Month CD Rates

Nebraska 36 Month CD Average2.70% APYNational 2.81%▲ 0.02% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
3001 S 82ND AVE, OMAHA, NE 68124
36 Month Share Certificate
$500
4.50% ▲ 1.80% above Nebraska avg
View
▼
Rate4.41%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.70%▲ 1.80% above avgNationally 2.81%
Details

Rate History
1 change since Sep 20, 2026 · 2.50% → 4.50% ▲ 2.00 pts · high 4.50% / low 2.50%
0.50%3.50%6.50%Sep 20, 2026: 2.50% APYOct 8, 2026: 4.50% APYSep 20, 2026Oct 13, 2026
  • Oct 8, 20264.50%▲ from 2.50%
  • Sep 20, 20262.50%first recorded
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
15750 W Dodge Rd, Omaha, NE 68118
36 Month CD
$500
4.45% ▲ 1.75% above Nebraska avg
View
▼
Rate4.38%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.70%▲ 1.75% above avgNationally 2.81%
Details

Rate History
No change since Sep 20, 2026 · 4.45% APY · checked 6 times
3.95%4.45%4.95%Sep 20, 2026: 4.45% APYSep 20, 2026Oct 13, 2026
Cornhusker Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
11102 Blondo St, Omaha, NE 68164
36 Month Certificate
$1,000
4.42% ▲ 1.72% above Nebraska avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average2.70%▲ 1.72% above avgNationally 2.81%
Details

Rate History
1 change since Sep 30, 2026 · 3.99% → 4.42% ▲ 0.43 pts · high 4.42% / low 3.99%
3.49%4.21%4.92%Sep 30, 2026: 3.99% APYOct 6, 2026: 4.42% APYSep 30, 2026Oct 13, 2026
  • Oct 6, 20264.42%▲ from 3.99%
  • Sep 30, 20263.99%first recorded
Cornhusker Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
11102 Blondo St, Omaha, NE 68164
Business 36 Month Certificate
$1,000
4.42% ▲ 1.72% above Nebraska avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average2.70%▲ 1.72% above avgNationally 2.81%
Details

Rate History
No change since Oct 6, 2026 · 4.42% APY · checked 2 times
3.92%4.42%4.92%Oct 6, 2026: 4.42% APYOct 6, 2026Oct 13, 2026
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
1400 Douglas St, Omaha, NE 68179
36-Month Share Certificate - Special
$0
3.95% ▲ 1.25% above Nebraska avg
View
▼
Rate3.88%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.70%▲ 1.25% above avgNationally 2.81%
Details

Early certificate closure assessed a 180-day interest penalty fee

Rate History
No change since Sep 25, 2026 · 3.95% APY · checked 3 times
3.45%3.95%4.45%Sep 25, 2026: 3.95% APYSep 25, 2026Oct 13, 2026
Exchange Bank (NE)
Institution Rating:
B4.4 ★Texas Ratio: 21.68%
8008 W Dodge Rd, Omaha, NE 68114
36 Month CD Special
$2,500
3.90% ▲ 1.20% above Nebraska avg
View
▼
RateN/A
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.70%▲ 1.20% above avgNationally 2.81%
Details

In select markets only. Offer may expire without notice. Penalty assessed for early withdrawal-fees could reduce the earnings on the account. No minimum to earn APY.

Rate History
No change since Sep 29, 2026 · 3.90% APY · checked 5 times
3.40%3.90%4.40%Sep 29, 2026: 3.90% APYSep 29, 2026Oct 13, 2026
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
14509 F St, Omaha, NE 68137 1054
36 Month Certificate
$0
3.75% ▲ 1.05% above Nebraska avg
View
▼
Rate3.69%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.70%▲ 1.05% above avgNationally 2.81%
Details

Certificate; Balance: $500.00 minimum

Rate History
No change since Sep 20, 2026 · 3.75% APY · checked 5 times
3.25%3.75%4.25%Sep 20, 2026: 3.75% APYSep 20, 2026Oct 13, 2026
Premier Bank Omaha, NE
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
16802 Burke St, Omaha, NE 68118
36 Month Certificate of Deposit
$0
3.55% ▲ 0.85% above Nebraska avg
View
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.70%▲ 0.85% above avgNationally 2.81%
Details

Rate History
No change since Sep 24, 2026 · 3.55% APY · checked 5 times
3.05%3.55%4.05%Sep 24, 2026: 3.55% APYSep 24, 2026Oct 13, 2026
Premier Bank Omaha, NE
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
16802 Burke St, Omaha, NE 68118
36 Month IRA Certificate
$0
3.55% ▲ 0.85% above Nebraska avg
View
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.70%▲ 0.85% above avgNationally 2.81%
Details

Rate History
No change since Oct 7, 2026 · 3.55% APY · checked 2 times
3.05%3.55%4.05%Oct 7, 2026: 3.55% APYOct 7, 2026Oct 13, 2026
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15858 W Dodge Rd, Omaha, NE 68118
36 Month CD
$5,000
3.50% ▲ 0.80% above Nebraska avg
View
▼
Rate3.50%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.70%▲ 0.80% above avgNationally 2.81%
Details

SpecialAnnual Percentage Yield (APY) effective as of 06/22/26. Minimum to open is $5,000. Minimum to open waived for existing checking and savings account customers. Penalty for early withdrawal. Consumer accounts only. Rates are subject to change without notice.

Rate History
No change since Sep 11, 2026 · 3.50% APY · checked 8 times
3.00%3.50%4.00%Sep 11, 2026: 3.50% APYSep 11, 2026Oct 13, 2026
Great Plains State Bank
Institution Rating:
D3.5 ★Texas Ratio: 32.53%
15858 W Dodge Rd, Omaha, NE 68118
36 Month CD
$0
3.25% ▲ 0.55% above Nebraska avg
View
▼
Rate3.21%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.70%▲ 0.55% above avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.53%
13220 FORT ST, OMAHA, NE 68164
3 Year Certificate
$0
3.20% ▲ 0.50% above Nebraska avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.70%▲ 0.50% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 2.90% → 3.20% ▲ 0.30 pts · high 3.20% / low 2.90%
2.40%3.05%3.70%Sep 14, 2026: 2.90% APYSep 18, 2026: 3.20% APYSep 14, 2026Oct 13, 2026
  • Sep 18, 20263.20%▲ from 2.90%
  • Sep 14, 20262.90%first recorded
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.53%
13220 FORT ST, OMAHA, NE 68164
3 Year IRA Certificate
$0
3.10% ▲ 0.40% above Nebraska avg
View
▼
Rate3.06%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.70%▲ 0.40% above avgNationally 2.81%
Details

Balance: $1,000 minimum balance to open

Rate History
No change since Oct 7, 2026 · 3.10% APY · checked 2 times
2.60%3.10%3.60%Oct 7, 2026: 3.10% APYOct 7, 2026Oct 13, 2026
West Gate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
1020 S 179th Ct, Omaha, NE 68118
36 Month Certificate
$1,000
3.03% ▲ 0.33% above Nebraska avg
View
▼
Rate3.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.70%▲ 0.33% above avgNationally 2.81%
Details

Rate History
No change since Oct 2, 2026 · 3.03% APY · checked 4 times
2.53%3.03%3.53%Oct 2, 2026: 3.03% APYOct 2, 2026Oct 13, 2026
United Republic Bank
Institution Rating:
F1.7 ★Texas Ratio: 54.29%
111 North 181st Street, Omaha, NE 68118
36 Month Certificate
$1,000
3.00% ▲ 0.30% above Nebraska avg
View
▼
Rate2.96%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.70%▲ 0.30% above avgNationally 2.81%
Details

Rate History
No change since Sep 7, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 7, 2026: 3.00% APYSep 7, 2026Oct 13, 2026
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
15325 Weir St, Omaha, NE 68137 5061
36 Month Bump Up Share and Bump Up IRA Certificate
$0
3.00% ▲ 0.30% above Nebraska avg
View
▼
Rate2.97%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.70%▲ 0.30% above avgNationally 2.81%
Details

Balance: $100,000.00 & greater; Period: Quarterly

Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 13, 2026
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
15325 Weir St, Omaha, NE 68137 5061
36 Month Business Term Share Certificate
$0
3.00% ▲ 0.30% above Nebraska avg
View
▼
Rate2.97%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.70%▲ 0.30% above avgNationally 2.81%
Details

Balance: $100,000.00 and greater

Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 13, 2026
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
15325 Weir St, Omaha, NE 68137 5061
36 Month Bump Up Share and Bump Up IRA Certificate
$0
2.90% ▲ 0.20% above Nebraska avg
View
▼
Rate2.87%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.70%▲ 0.20% above avgNationally 2.81%
Details

Balance: $1,000.00-99,999.99; Period: Quarterly

Rate History
No change since Sep 14, 2026 · 2.90% APY · checked 7 times
2.40%2.90%3.40%Sep 14, 2026: 2.90% APYSep 14, 2026Oct 13, 2026
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
15325 Weir St, Omaha, NE 68137 5061
36 Month Business Term Share Certificate
$0
2.90% ▲ 0.20% above Nebraska avg
View
▼
Rate2.87%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.70%▲ 0.20% above avgNationally 2.81%
Details

Balance: $1,000.00-99,999.99

Rate History
No change since Sep 14, 2026 · 2.90% APY · checked 5 times
2.40%2.90%3.40%Sep 14, 2026: 2.90% APYSep 14, 2026Oct 13, 2026
Centris Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.31%
3575 L St, Omaha, NE 68107
36 Month Jumbo Certificate
$90,000
2.85% ▲ 0.15% above Nebraska avg
View
▼
Rate2.81%
Min Deposit$90,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.70%▲ 0.15% above avgNationally 2.81%
Details

Rate History
No change since Sep 16, 2026 · 2.85% APY · checked 3 times
2.35%2.85%3.35%Sep 16, 2026: 2.85% APYSep 16, 2026Oct 13, 2026
The Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
3001 L St, Omaha, NE 68107 1409
36 Month Share Certificate (CD)
$500
2.85% ▲ 0.15% above Nebraska avg
View
▼
Rate2.82%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.70%▲ 0.15% above avgNationally 2.81%
Details

Rates effective as of 02/10/26. Rates are subject to change without notice. Early withdrawals may be subject to a penalty. Other restrictions and requirements may apply. Please call 563-388-8328 for additional details.

Rate History
No change since Oct 9, 2026 · 2.85% APY
2.35%2.85%3.35%Oct 9, 2026: 2.85% APYOct 9, 2026Oct 13, 2026
Centris Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.31%
3575 L St, Omaha, NE 68107
36 Month Regular & IRA Certificates
$500
2.75% ▲ 0.05% above Nebraska avg
View
▼
Rate2.71%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.70%▲ 0.05% above avgNationally 2.81%
Details

Rate History
No change since Sep 20, 2026 · 2.75% APY · checked 5 times
2.25%2.75%3.25%Sep 20, 2026: 2.75% APYSep 20, 2026Oct 13, 2026
First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
6457 Frances St, Omaha, NE 68106
36 Months CD
$500
2.50% ▼ 0.20% below Nebraska avg
View
▼
Rate2.48%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.70%▼ 0.20% below avgNationally 2.81%
Details

Rate History
No change since Sep 8, 2026 · 2.50% APY · checked 4 times
2.00%2.50%3.00%Sep 8, 2026: 2.50% APYSep 8, 2026Oct 13, 2026
Dundee Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
5015 Underwood Ave, Omaha, NE 68132
36 Month CD
$500
2.50% ▼ 0.20% below Nebraska avg
View
▼
Rate2.48%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.70%▼ 0.20% below avgNationally 2.81%
Details

$500 minimum deposit to open CD and obtain APY. A penalty may be imposed for early withdrawal.

Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 6 times
2.00%2.50%3.00%Sep 14, 2026: 2.50% APYSep 14, 2026Oct 13, 2026
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
15750 W Dodge Rd, Omaha, NE 68118
IRA 36 Month CD
$500
2.50% ▼ 0.20% below Nebraska avg
View
▼
Rate2.48%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.70%▼ 0.20% below avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 7 times
2.00%2.50%3.00%Sep 14, 2026: 2.50% APYSep 14, 2026Oct 13, 2026
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
8251 W Center Rd, Omaha, NE 68124
36 Month Share Certificate
$0
2.50% ▼ 0.20% below Nebraska avg
View
▼
Rate2.47%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.70%▼ 0.20% below avgNationally 2.81%
Details

Balance: $500 - $9999; Effective Date: October 1, 2026

Rate History
No change since Sep 12, 2026 · 2.50% APY · checked 5 times
2.00%2.50%3.00%Sep 12, 2026: 2.50% APYSep 12, 2026Oct 13, 2026
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
8251 W Center Rd, Omaha, NE 68124
IRA Certificates - 36 Months
$0
2.50% ▼ 0.20% below Nebraska avg
View
▼
Rate2.47%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.70%▼ 0.20% below avgNationally 2.81%
Details

Balance: $1,000.00 - $9,999.99; Dividends compounded quarterly

Rate History
No change since Sep 25, 2026 · 2.50% APY · checked 4 times
2.00%2.50%3.00%Sep 25, 2026: 2.50% APYSep 25, 2026Oct 13, 2026
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
2720 S 177th St, Omaha, NE 68130
36 Month Certificate of Deposit
$1,000
2.27% ▼ 0.43% below Nebraska avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.70%▼ 0.43% below avgNationally 2.81%
Details

Rate History
No change since Sep 18, 2026 · 2.27% APY · checked 6 times
1.77%2.27%2.77%Sep 18, 2026: 2.27% APYSep 18, 2026Oct 13, 2026
Neighborhood Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
4848 S 120th St, Omaha, NE 68137
36 Month IRA & Roth IRA Certificates
$0
2.26% ▼ 0.44% below Nebraska avg
View
▼
Rate2.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.70%▼ 0.44% below avgNationally 2.81%
Details

Early Withdrawal Penalty: 90 Days of Interest; Renewable: Yes; Fixed rate; IRA certificate minimum balance $1,000.00

Rate History
No change since Oct 5, 2026 · 2.26% APY · checked 3 times
1.76%2.26%2.76%Oct 5, 2026: 2.26% APYOct 5, 2026Oct 13, 2026
Neighborhood Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
4848 S 120th St, Omaha, NE 68137
36 Month Share Certificates
$0
2.26% ▼ 0.44% below Nebraska avg
View
▼
Rate2.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.70%▼ 0.44% below avgNationally 2.81%
Details

Early Withdrawal Penalty: 90 Days of Interest; Renewable: Yes; Fixed rate; Minimum balance $1000

Rate History
No change since Oct 5, 2026 · 2.26% APY · checked 3 times
1.76%2.26%2.76%Oct 5, 2026: 2.26% APYOct 5, 2026Oct 13, 2026
Northwest Bank (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
14320 Arbor St, Omaha, NE 68144
36-MONTH CD
$1,000
2.10% ▼ 0.60% below Nebraska avg
View
▼
Rate2.10%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.70%▼ 0.60% below avgNationally 2.81%
Details

All Balances

Rate History
No change since Oct 7, 2026 · 2.10% APY · checked 2 times
1.60%2.10%2.60%Oct 7, 2026: 2.10% APYOct 7, 2026Oct 13, 2026
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
36 Month CD Specials
$0
1.50% ▼ 1.20% below Nebraska avg
View
▼
Rate1.49%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.70%▼ 1.20% below avgNationally 2.81%
Details

Rate History
No change since Oct 8, 2026 · 1.50% APY · checked 2 times
1.00%1.50%2.00%Oct 8, 2026: 1.50% APYOct 8, 2026Oct 13, 2026
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
36 Month Certificate
$0
1.50% ▼ 1.20% below Nebraska avg
View
▼
Rate1.49%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.70%▼ 1.20% below avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 1.50% APY · checked 3 times
1.00%1.50%2.00%Sep 14, 2026: 1.50% APYSep 14, 2026Oct 13, 2026
I3 Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
15645 Spaulding St, Omaha, NE 68116
Certificates of Deposit & IRAs - 36 Month
$500
0.90% ▼ 1.80% below Nebraska avg
View
▼
Rate0.90%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.70%▼ 1.80% below avgNationally 2.81%
Details

Compound Frequency: Quarterly

Rate History
No change since Sep 14, 2026 · 0.90% APY · checked 3 times
0.40%0.90%1.40%Sep 14, 2026: 0.90% APYSep 14, 2026Oct 13, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
13220 California St, Omaha, NE 68154
36 Month IRA Certificates
$0
0.75% ▼ 1.95% below Nebraska avg
View
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average2.70%▼ 1.95% below avgNationally 2.81%
Details

Balance: $1,000

Rate History
No change since Oct 6, 2026 · 0.75% APY · checked 2 times
0.25%0.75%1.25%Oct 6, 2026: 0.75% APYOct 6, 2026Oct 13, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
13220 California St, Omaha, NE 68154
36 Month Standard CD
$0
0.75% ▼ 1.95% below Nebraska avg
View
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average2.70%▼ 1.95% below avgNationally 2.81%
Details

Rate History
No change since Sep 30, 2026 · 0.75% APY · checked 4 times
0.25%0.75%1.25%Sep 30, 2026: 0.75% APYSep 30, 2026Oct 13, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12307 W Center Rd, Omaha, NE 68144
3-Year CD
$0
0.40% ▼ 2.30% below Nebraska avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average2.70%▼ 2.30% below avgNationally 2.81%
Details

Rate History
No change since Sep 24, 2026 · 0.40% APY · checked 5 times
0.00%0.45%0.90%Sep 24, 2026: 0.40% APYSep 24, 2026Oct 13, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12307 W Center Rd, Omaha, NE 68144
3-Year Term
$1,000
0.40% ▼ 2.30% below Nebraska avg
View
▼
Rate0.40%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average2.70%▼ 2.30% below avgNationally 2.81%
Details

Rate History
No change since Sep 27, 2026 · 0.40% APY · checked 4 times
0.00%0.45%0.90%Sep 27, 2026: 0.40% APYSep 27, 2026Oct 13, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12307 W Center Rd, Omaha, NE 68144
3-Year RampUp
$25,000
0.25% ▼ 2.45% below Nebraska avg
View
▼
Rate0.25%
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average2.70%▼ 2.45% below avgNationally 2.81%
Details

Rate History
No change since Sep 27, 2026 · 0.25% APY · checked 4 times
0.00%0.38%0.75%Sep 27, 2026: 0.25% APYSep 27, 2026Oct 13, 2026
First Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12307 W Center Rd, Omaha, NE 68144
3 Year CD
$500
0.05% ▼ 2.65% below Nebraska avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.70%▼ 2.65% below avgNationally 2.81%
Details

Rate History
No change since Oct 7, 2026 · 0.05% APY · checked 2 times
0.00%0.28%0.55%Oct 7, 2026: 0.05% APYOct 7, 2026Oct 13, 2026
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
36 Month Certificate of Deposit
$0
4.37% ▲ 1.67% above Nebraska avg
View
▼
Rate4.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.70%▲ 1.67% above avgNationally 2.81%
Details

Rate History
No change since Sep 19, 2026 · 4.37% APY · checked 2 times
3.87%4.37%4.87%Sep 19, 2026: 4.37% APYSep 19, 2026Oct 13, 2026
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
36 Month Certificate of Deposit (CD)
$0
4.22% ▲ 1.52% above Nebraska avg
View
▼
Rate4.15%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.70%▲ 1.52% above avgNationally 2.81%
Details

Balance: >= $150,000

Rate History
1 change since Sep 14, 2026 · 2.88% → 4.22% ▲ 1.34 pts · high 4.22% / low 2.88%
1.54%3.55%5.56%Sep 14, 2026: 2.88% APYSep 24, 2026: 4.22% APYSep 14, 2026Oct 13, 2026
  • Sep 24, 20264.22%▲ from 2.88%
  • Sep 14, 20262.88%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
3 Year ESA Long-Term Certificate
$100,000
4.15% ▲ 1.45% above Nebraska avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average2.70%▲ 1.45% above avgNationally 2.81%
Details

Balance: $100,000 and over; Long-Term Certificate Rates(Share, IRA, ESA)

Rate History
No change since Sep 30, 2026 · 4.15% APY · checked 3 times
3.65%4.15%4.65%Sep 30, 2026: 4.15% APYSep 30, 2026Oct 13, 2026
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
36 Month Certificate of Deposit (CD)
$0
4.11% ▲ 1.41% above Nebraska avg
View
▼
Rate4.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.70%▲ 1.41% above avgNationally 2.81%
Details

Balance: $50,000 - $149,999.99

Rate History
1 change since Sep 14, 2026 · 2.78% → 4.11% ▲ 1.33 pts · high 4.11% / low 2.78%
1.45%3.45%5.44%Sep 14, 2026: 2.78% APYSep 24, 2026: 4.11% APYSep 14, 2026Oct 13, 2026
  • Sep 24, 20264.11%▲ from 2.78%
  • Sep 14, 20262.78%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
3 Year ESA Long-Term Certificate
$1,000
4.10% ▲ 1.40% above Nebraska avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average2.70%▲ 1.40% above avgNationally 2.81%
Details

Balance: $1,000 - $19,999.99; Long-Term Certificate Rates(Share, IRA, ESA)

Rate History
No change since Sep 30, 2026 · 4.10% APY · checked 3 times
3.60%4.10%4.60%Sep 30, 2026: 4.10% APYSep 30, 2026Oct 13, 2026
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
36 Month Certificate of Deposit (CD)
$0
4.01% ▲ 1.31% above Nebraska avg
View
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.70%▲ 1.31% above avgNationally 2.81%
Details

Balance: $500 - $49,999.99

Rate History
1 change since Sep 14, 2026 · 2.68% → 4.01% ▲ 1.33 pts · high 4.01% / low 2.68%
1.35%3.35%5.34%Sep 14, 2026: 2.68% APYSep 24, 2026: 4.01% APYSep 14, 2026Oct 13, 2026
  • Sep 24, 20264.01%▲ from 2.68%
  • Sep 14, 20262.68%first recorded
Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.59%
36 Month Certificate of Deposit (CD)
$500
4.00% ▲ 1.30% above Nebraska avg
View
▼
Rate3.94%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.70%▲ 1.30% above avgNationally 2.81%
Details

Rate History
1 change since Sep 7, 2026 · 3.80% → 4.00% ▲ 0.20 pts · high 4.00% / low 3.80%
3.30%3.90%4.50%Sep 7, 2026: 3.80% APYSep 24, 2026: 4.00% APYSep 7, 2026Oct 13, 2026
  • Sep 24, 20264.00%▲ from 3.80%
  • Sep 7, 20263.80%first recorded
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
3 Year Certificate
$500
4.00% ▲ 1.30% above Nebraska avg
View
▼
Rate3.94%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.70%▲ 1.30% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 2.65% → 4.00% ▲ 1.35 pts · high 4.00% / low 2.65%
1.30%3.32%5.35%Sep 14, 2026: 2.65% APYOct 8, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
  • Oct 8, 20264.00%▲ from 2.65%
  • Sep 14, 20262.65%first recorded
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Term - 3 Years
$500
4.00% ▲ 1.30% above Nebraska avg
View
▼
Rate3.94%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.70%▲ 1.30% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 2.65% → 4.00% ▲ 1.35 pts · high 4.00% / low 2.65%
1.30%3.32%5.35%Sep 14, 2026: 2.65% APYOct 8, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
  • Oct 8, 20264.00%▲ from 2.65%
  • Sep 14, 20262.65%first recorded
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Time Certificate of Deposit - 3 Years
$500
4.00% ▲ 1.30% above Nebraska avg
View
▼
Rate3.94%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.70%▲ 1.30% above avgNationally 2.81%
Details

Rate History
No change since Oct 8, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 8, 2026: 4.00% APYOct 8, 2026Oct 13, 2026

Omaha 48 Month CD Rates

Nebraska 48 Month CD Average2.69% APYNational 2.80%▲ 0.02% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
15750 W Dodge Rd, Omaha, NE 68118
48 Month CD
$500
4.55% ▲ 1.86% above Nebraska avg
View
▼
Rate4.47%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.69%▲ 1.86% above avgNationally 2.80%
Details

Rate History
No change since Sep 20, 2026 · 4.55% APY · checked 6 times
4.05%4.55%5.05%Sep 20, 2026: 4.55% APYSep 20, 2026Oct 13, 2026
Cornhusker Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
11102 Blondo St, Omaha, NE 68164
48 Month Certificate
$1,000
4.46% ▲ 1.77% above Nebraska avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average2.69%▲ 1.77% above avgNationally 2.80%
Details

Rate History
1 change since Sep 30, 2026 · 4.07% → 4.46% ▲ 0.39 pts · high 4.46% / low 4.07%
3.57%4.27%4.96%Sep 30, 2026: 4.07% APYOct 6, 2026: 4.46% APYSep 30, 2026Oct 13, 2026
  • Oct 6, 20264.46%▲ from 4.07%
  • Sep 30, 20264.07%first recorded
Cornhusker Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
11102 Blondo St, Omaha, NE 68164
Business 48 Month Certificate
$1,000
4.46% ▲ 1.77% above Nebraska avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average2.69%▲ 1.77% above avgNationally 2.80%
Details

Rate History
No change since Oct 6, 2026 · 4.46% APY · checked 2 times
3.96%4.46%4.96%Oct 6, 2026: 4.46% APYOct 6, 2026Oct 13, 2026
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15858 W Dodge Rd, Omaha, NE 68118
48 Month CD
$5,000
3.50% ▲ 0.81% above Nebraska avg
View
▼
Rate3.50%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.69%▲ 0.81% above avgNationally 2.80%
Details

SpecialAnnual Percentage Yield (APY) effective as of 06/22/26. Minimum to open is $5,000. Minimum to open waived for existing checking and savings account customers. Penalty for early withdrawal. Consumer accounts only. Rates are subject to change without notice.

Rate History
No change since Sep 11, 2026 · 3.50% APY · checked 8 times
3.00%3.50%4.00%Sep 11, 2026: 3.50% APYSep 11, 2026Oct 13, 2026
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
14509 F St, Omaha, NE 68137 1054
48 Month Certificate
$0
3.50% ▲ 0.81% above Nebraska avg
View
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.69%▲ 0.81% above avgNationally 2.80%
Details

Certificate; Balance: $500.00 minimum

Rate History
No change since Sep 20, 2026 · 3.50% APY · checked 5 times
3.00%3.50%4.00%Sep 20, 2026: 3.50% APYSep 20, 2026Oct 13, 2026
Great Plains State Bank
Institution Rating:
D3.5 ★Texas Ratio: 32.53%
15858 W Dodge Rd, Omaha, NE 68118
48 Month CD
$0
3.30% ▲ 0.61% above Nebraska avg
View
▼
Rate3.26%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.69%▲ 0.61% above avgNationally 2.80%
Details

Rate History
No change since Sep 14, 2026 · 3.30% APY · checked 7 times
2.80%3.30%3.80%Sep 14, 2026: 3.30% APYSep 14, 2026Oct 13, 2026
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.53%
13220 FORT ST, OMAHA, NE 68164
4 Year Certificate
$0
3.20% ▲ 0.51% above Nebraska avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.69%▲ 0.51% above avgNationally 2.80%
Details

Rate History
1 change since Sep 14, 2026 · 2.90% → 3.20% ▲ 0.30 pts · high 3.20% / low 2.90%
2.40%3.05%3.70%Sep 14, 2026: 2.90% APYSep 18, 2026: 3.20% APYSep 14, 2026Oct 13, 2026
  • Sep 18, 20263.20%▲ from 2.90%
  • Sep 14, 20262.90%first recorded
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.53%
13220 FORT ST, OMAHA, NE 68164
4 Year IRA Certificate
$0
3.10% ▲ 0.41% above Nebraska avg
View
▼
Rate3.06%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.69%▲ 0.41% above avgNationally 2.80%
Details

Balance: $1,000 minimum balance to open

Rate History
No change since Oct 7, 2026 · 3.10% APY · checked 2 times
2.60%3.10%3.60%Oct 7, 2026: 3.10% APYOct 7, 2026Oct 13, 2026
West Gate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
1020 S 179th Ct, Omaha, NE 68118
48 Month Certificate
$1,000
3.03% ▲ 0.34% above Nebraska avg
View
▼
Rate3.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.69%▲ 0.34% above avgNationally 2.80%
Details

Rate History
No change since Oct 2, 2026 · 3.03% APY · checked 4 times
2.53%3.03%3.53%Oct 2, 2026: 3.03% APYOct 2, 2026Oct 13, 2026
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
15325 Weir St, Omaha, NE 68137 5061
48 Month Business Term Share Certificate
$0
3.00% ▲ 0.31% above Nebraska avg
View
▼
Rate2.97%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.69%▲ 0.31% above avgNationally 2.80%
Details

Balance: $100,000.00 and greater

Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 13, 2026
The Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
3001 L St, Omaha, NE 68107 1409
48 Month Share Certificate (CD)
$500
2.95% ▲ 0.26% above Nebraska avg
View
▼
Rate2.92%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.69%▲ 0.26% above avgNationally 2.80%
Details

Rates effective as of 02/10/26. Rates are subject to change without notice. Early withdrawals may be subject to a penalty. Other restrictions and requirements may apply. Please call 563-388-8328 for additional details.

Rate History
No change since Oct 9, 2026 · 2.95% APY
2.45%2.95%3.45%Oct 9, 2026: 2.95% APYOct 9, 2026Oct 13, 2026
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
15325 Weir St, Omaha, NE 68137 5061
48 Month Business Term Share Certificate
$0
2.90% ▲ 0.21% above Nebraska avg
View
▼
Rate2.87%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.69%▲ 0.21% above avgNationally 2.80%
Details

Balance: $1,000.00-99,999.99

Rate History
No change since Sep 14, 2026 · 2.90% APY · checked 5 times
2.40%2.90%3.40%Sep 14, 2026: 2.90% APYSep 14, 2026Oct 13, 2026
Centris Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.31%
3575 L St, Omaha, NE 68107
48 Month Jumbo Certificate
$90,000
2.85% ▲ 0.16% above Nebraska avg
View
▼
Rate2.81%
Min Deposit$90,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.69%▲ 0.16% above avgNationally 2.80%
Details

Rate History
No change since Sep 16, 2026 · 2.85% APY · checked 3 times
2.35%2.85%3.35%Sep 16, 2026: 2.85% APYSep 16, 2026Oct 13, 2026
Centris Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.31%
3575 L St, Omaha, NE 68107
48 Month Regular & IRA Certificates
$500
2.75% ▲ 0.06% above Nebraska avg
View
▼
Rate2.71%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.69%▲ 0.06% above avgNationally 2.80%
Details

Rate History
No change since Sep 20, 2026 · 2.75% APY · checked 5 times
2.25%2.75%3.25%Sep 20, 2026: 2.75% APYSep 20, 2026Oct 13, 2026
First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
6457 Frances St, Omaha, NE 68106
48 Months CD
$500
2.50% ▼ 0.19% below Nebraska avg
View
▼
Rate2.48%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.69%▼ 0.19% below avgNationally 2.80%
Details

Rate History
No change since Sep 8, 2026 · 2.50% APY · checked 4 times
2.00%2.50%3.00%Sep 8, 2026: 2.50% APYSep 8, 2026Oct 13, 2026
United Republic Bank
Institution Rating:
F1.7 ★Texas Ratio: 54.29%
111 North 181st Street, Omaha, NE 68118
48 Month Certificate
$1,000
2.50% ▼ 0.19% below Nebraska avg
View
▼
Rate2.47%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.69%▼ 0.19% below avgNationally 2.80%
Details

Rate History
No change since Sep 7, 2026 · 2.50% APY · checked 7 times
2.00%2.50%3.00%Sep 7, 2026: 2.50% APYSep 7, 2026Oct 13, 2026
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
15750 W Dodge Rd, Omaha, NE 68118
IRA 48 Month CD
$500
2.50% ▼ 0.19% below Nebraska avg
View
▼
Rate2.48%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.69%▼ 0.19% below avgNationally 2.80%
Details

Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 7 times
2.00%2.50%3.00%Sep 14, 2026: 2.50% APYSep 14, 2026Oct 13, 2026
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
3001 S 82ND AVE, OMAHA, NE 68124
48 Month Share Certificate
$500
2.50% ▼ 0.19% below Nebraska avg
View
▼
Rate2.47%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.69%▼ 0.19% below avgNationally 2.80%
Details

Rate History
No change since Sep 20, 2026 · 2.50% APY · checked 5 times
2.00%2.50%3.00%Sep 20, 2026: 2.50% APYSep 20, 2026Oct 13, 2026
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
2720 S 177th St, Omaha, NE 68130
48 Month Certificate of Deposit
$1,000
2.27% ▼ 0.42% below Nebraska avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.69%▼ 0.42% below avgNationally 2.80%
Details

Rate History
No change since Sep 18, 2026 · 2.27% APY · checked 6 times
1.77%2.27%2.77%Sep 18, 2026: 2.27% APYSep 18, 2026Oct 13, 2026
Dundee Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
5015 Underwood Ave, Omaha, NE 68132
48 Month CD
$500
2.25% ▼ 0.44% below Nebraska avg
View
▼
Rate2.23%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.69%▼ 0.44% below avgNationally 2.80%
Details

$500 minimum deposit to open CD and obtain APY. A penalty may be imposed for early withdrawal.

Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 6 times
1.75%2.25%2.75%Sep 14, 2026: 2.25% APYSep 14, 2026Oct 13, 2026
Northwest Bank (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
14320 Arbor St, Omaha, NE 68144
48-MONTH CD
$1,000
2.10% ▼ 0.59% below Nebraska avg
View
▼
Rate2.10%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.69%▼ 0.59% below avgNationally 2.80%
Details

All Balances

Rate History
No change since Oct 7, 2026 · 2.10% APY · checked 2 times
1.60%2.10%2.60%Oct 7, 2026: 2.10% APYOct 7, 2026Oct 13, 2026
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
48 Month CD Specials
$0
1.75% ▼ 0.94% below Nebraska avg
View
▼
Rate1.74%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.69%▼ 0.94% below avgNationally 2.80%
Details

Rate History
No change since Oct 8, 2026 · 1.75% APY · checked 2 times
1.25%1.75%2.25%Oct 8, 2026: 1.75% APYOct 8, 2026Oct 13, 2026
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
48 Month Certificate
$0
1.75% ▼ 0.94% below Nebraska avg
View
▼
Rate1.74%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.69%▼ 0.94% below avgNationally 2.80%
Details

Rate History
No change since Sep 14, 2026 · 1.75% APY · checked 3 times
1.25%1.75%2.25%Sep 14, 2026: 1.75% APYSep 14, 2026Oct 13, 2026
I3 Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
15645 Spaulding St, Omaha, NE 68116
Certificates of Deposit & IRAs - 48 Month
$500
1.16% ▼ 1.53% below Nebraska avg
View
▼
Rate1.15%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.69%▼ 1.53% below avgNationally 2.80%
Details

Compound Frequency: Quarterly

Rate History
No change since Sep 14, 2026 · 1.16% APY · checked 3 times
0.66%1.16%1.66%Sep 14, 2026: 1.16% APYSep 14, 2026Oct 13, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
13220 California St, Omaha, NE 68154
48 Month IRA Certificates
$0
0.75% ▼ 1.94% below Nebraska avg
View
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average2.69%▼ 1.94% below avgNationally 2.80%
Details

Balance: $1,000

Rate History
No change since Oct 6, 2026 · 0.75% APY · checked 2 times
0.25%0.75%1.25%Oct 6, 2026: 0.75% APYOct 6, 2026Oct 13, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
13220 California St, Omaha, NE 68154
48 Month Standard CD
$0
0.75% ▼ 1.94% below Nebraska avg
View
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average2.69%▼ 1.94% below avgNationally 2.80%
Details

Rate History
No change since Sep 30, 2026 · 0.75% APY · checked 4 times
0.25%0.75%1.25%Sep 30, 2026: 0.75% APYSep 30, 2026Oct 13, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12307 W Center Rd, Omaha, NE 68144
4-Year CD
$0
0.50% ▼ 2.19% below Nebraska avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average2.69%▼ 2.19% below avgNationally 2.80%
Details

Rate History
No change since Sep 24, 2026 · 0.50% APY · checked 5 times
0.00%0.50%1.00%Sep 24, 2026: 0.50% APYSep 24, 2026Oct 13, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12307 W Center Rd, Omaha, NE 68144
4-Year Term
$1,000
0.50% ▼ 2.19% below Nebraska avg
View
▼
Rate0.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average2.69%▼ 2.19% below avgNationally 2.80%
Details

Rate History
No change since Sep 27, 2026 · 0.50% APY · checked 4 times
0.00%0.50%1.00%Sep 27, 2026: 0.50% APYSep 27, 2026Oct 13, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12307 W Center Rd, Omaha, NE 68144
4-Year RampUp
$50,000
0.25% ▼ 2.44% below Nebraska avg
View
▼
Rate0.25%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average2.69%▼ 2.44% below avgNationally 2.80%
Details

Rate History
No change since Sep 27, 2026 · 0.25% APY · checked 4 times
0.00%0.38%0.75%Sep 27, 2026: 0.25% APYSep 27, 2026Oct 13, 2026
First Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12307 W Center Rd, Omaha, NE 68144
4 Year CD
$500
0.15% ▼ 2.54% below Nebraska avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.69%▼ 2.54% below avgNationally 2.80%
Details

Rate History
No change since Oct 7, 2026 · 0.15% APY · checked 2 times
0.00%0.33%0.65%Oct 7, 2026: 0.15% APYOct 7, 2026Oct 13, 2026
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
48 Month Certificate of Deposit
$0
4.37% ▲ 1.68% above Nebraska avg
View
▼
Rate4.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.69%▲ 1.68% above avgNationally 2.80%
Details

Rate History
No change since Sep 19, 2026 · 4.37% APY · checked 2 times
3.87%4.37%4.87%Sep 19, 2026: 4.37% APYSep 19, 2026Oct 13, 2026
Thayer County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
48 Month CD
$0
4.36% ▲ 1.67% above Nebraska avg
View
▼
Rate4.28%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.69%▲ 1.67% above avgNationally 2.80%
Details

Balance: $75,000.00 and up

Rate History
1 change since Sep 11, 2026 · 4.25% → 4.36% ▲ 0.11 pts · high 4.36% / low 4.25%
3.75%4.31%4.86%Sep 11, 2026: 4.25% APYOct 3, 2026: 4.36% APYSep 11, 2026Oct 13, 2026
  • Oct 3, 20264.36%▲ from 4.25%
  • Sep 11, 20264.25%first recorded
Thayer County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
48 Month CD
$0
4.31% ▲ 1.62% above Nebraska avg
View
▼
Rate4.23%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.69%▲ 1.62% above avgNationally 2.80%
Details

Balance: $50,000.00 - $74,999.99

Rate History
1 change since Sep 11, 2026 · 4.20% → 4.31% ▲ 0.11 pts · high 4.31% / low 4.20%
3.70%4.26%4.81%Sep 11, 2026: 4.20% APYOct 3, 2026: 4.31% APYSep 11, 2026Oct 13, 2026
  • Oct 3, 20264.31%▲ from 4.20%
  • Sep 11, 20264.20%first recorded
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
48 Month Certificate of Deposit (CD)
$0
4.22% ▲ 1.53% above Nebraska avg
View
▼
Rate4.15%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.69%▲ 1.53% above avgNationally 2.80%
Details

Balance: >= $150,000

Rate History
1 change since Sep 14, 2026 · 2.88% → 4.22% ▲ 1.34 pts · high 4.22% / low 2.88%
1.54%3.55%5.56%Sep 14, 2026: 2.88% APYSep 24, 2026: 4.22% APYSep 14, 2026Oct 13, 2026
  • Sep 24, 20264.22%▲ from 2.88%
  • Sep 14, 20262.88%first recorded
Thayer County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
48 Month CD
$0
4.15% ▲ 1.46% above Nebraska avg
View
▼
Rate4.08%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.69%▲ 1.46% above avgNationally 2.80%
Details

Balance: $25,000.00 - $49,999.99

Rate History
1 change since Sep 11, 2026 · 4.05% → 4.15% ▲ 0.10 pts · high 4.15% / low 4.05%
3.55%4.10%4.65%Sep 11, 2026: 4.05% APYOct 3, 2026: 4.15% APYSep 11, 2026Oct 13, 2026
  • Oct 3, 20264.15%▲ from 4.05%
  • Sep 11, 20264.05%first recorded
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
48 Month Certificate of Deposit (CD)
$0
4.11% ▲ 1.42% above Nebraska avg
View
▼
Rate4.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.69%▲ 1.42% above avgNationally 2.80%
Details

Balance: $50,000 - $149,999.99

Rate History
1 change since Sep 14, 2026 · 2.78% → 4.11% ▲ 1.33 pts · high 4.11% / low 2.78%
1.45%3.45%5.44%Sep 14, 2026: 2.78% APYSep 24, 2026: 4.11% APYSep 14, 2026Oct 13, 2026
  • Sep 24, 20264.11%▲ from 2.78%
  • Sep 14, 20262.78%first recorded
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
4 Year Certificate
$500
4.05% ▲ 1.36% above Nebraska avg
View
▼
Rate3.99%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.69%▲ 1.36% above avgNationally 2.80%
Details

Rate History
1 change since Sep 14, 2026 · 2.55% → 4.05% ▲ 1.50 pts · high 4.05% / low 2.55%
1.05%3.30%5.55%Sep 14, 2026: 2.55% APYOct 8, 2026: 4.05% APYSep 14, 2026Oct 13, 2026
  • Oct 8, 20264.05%▲ from 2.55%
  • Sep 14, 20262.55%first recorded
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Term - 4 Years
$500
4.05% ▲ 1.36% above Nebraska avg
View
▼
Rate3.99%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.69%▲ 1.36% above avgNationally 2.80%
Details

Rate History
1 change since Sep 14, 2026 · 2.55% → 4.05% ▲ 1.50 pts · high 4.05% / low 2.55%
1.05%3.30%5.55%Sep 14, 2026: 2.55% APYOct 8, 2026: 4.05% APYSep 14, 2026Oct 13, 2026
  • Oct 8, 20264.05%▲ from 2.55%
  • Sep 14, 20262.55%first recorded
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Time Certificate of Deposit - 4 Years
$500
4.05% ▲ 1.36% above Nebraska avg
View
▼
Rate3.99%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.69%▲ 1.36% above avgNationally 2.80%
Details

Rate History
No change since Oct 8, 2026 · 4.05% APY · checked 2 times
3.55%4.05%4.55%Oct 8, 2026: 4.05% APYOct 8, 2026Oct 13, 2026
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
48 Month Certificate of Deposit (CD)
$0
4.01% ▲ 1.32% above Nebraska avg
View
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.69%▲ 1.32% above avgNationally 2.80%
Details

Balance: $500 - $49,999.99

Rate History
1 change since Sep 14, 2026 · 2.73% → 4.01% ▲ 1.28 pts · high 4.01% / low 2.73%
1.45%3.37%5.29%Sep 14, 2026: 2.73% APYSep 24, 2026: 4.01% APYSep 14, 2026Oct 13, 2026
  • Sep 24, 20264.01%▲ from 2.73%
  • Sep 14, 20262.73%first recorded
Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.59%
48 Month Certificate of Deposit (CD)
$500
4.00% ▲ 1.31% above Nebraska avg
View
▼
Rate3.94%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.69%▲ 1.31% above avgNationally 2.80%
Details

Rate History
1 change since Sep 7, 2026 · 3.80% → 4.00% ▲ 0.20 pts · high 4.00% / low 3.80%
3.30%3.90%4.50%Sep 7, 2026: 3.80% APYSep 24, 2026: 4.00% APYSep 7, 2026Oct 13, 2026
  • Sep 24, 20264.00%▲ from 3.80%
  • Sep 7, 20263.80%first recorded
Thayer County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
48 Month CD
$0
3.89% ▲ 1.20% above Nebraska avg
View
▼
Rate3.83%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.69%▲ 1.20% above avgNationally 2.80%
Details

Balance: $2,500.00 - $24,999.99

Rate History
1 change since Sep 11, 2026 · 3.79% → 3.89% ▲ 0.10 pts · high 3.89% / low 3.79%
3.29%3.84%4.39%Sep 11, 2026: 3.79% APYOct 3, 2026: 3.89% APYSep 11, 2026Oct 13, 2026
  • Oct 3, 20263.89%▲ from 3.79%
  • Sep 11, 20263.79%first recorded
North Platte Union Pacific Employee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
48 Month Share Certificate
$500
3.80% ▲ 1.11% above Nebraska avg
View
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.69%▲ 1.11% above avgNationally 2.80%
Details

Share Certificate Rates; $500.00 Minimum

Rate History
No change since Sep 18, 2026 · 3.80% APY · checked 3 times
3.30%3.80%4.30%Sep 18, 2026: 3.80% APYSep 18, 2026Oct 13, 2026
Columbus Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
48 Month CD or IRA
$0
3.65% ▲ 0.96% above Nebraska avg
View
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.69%▲ 0.96% above avgNationally 2.80%
Details

Balance: $500 - $19,999.99

Rate History
1 change since Sep 24, 2026 · 3.40% → 3.65% ▲ 0.25 pts · high 3.65% / low 3.40%
2.90%3.53%4.15%Sep 24, 2026: 3.40% APYOct 11, 2026: 3.65% APYSep 24, 2026Oct 13, 2026
  • Oct 11, 20263.65%▲ from 3.40%
  • Sep 24, 20263.40%first recorded
Nebraska State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
48 Month IRA Share Certificate
$500
3.65% ▲ 0.96% above Nebraska avg
View
▼
Rate3.59%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.69%▲ 0.96% above avgNationally 2.80%
Details

Traditional or Roth; Penalty may be imposed for early withdrawal

Rate History
No change since Oct 9, 2026 · 3.65% APY · checked 2 times
3.15%3.65%4.15%Oct 9, 2026: 3.65% APYOct 9, 2026Oct 13, 2026
Columbus Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
48 Month Youth Saver CD
$0
3.60% ▲ 0.91% above Nebraska avg
View
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.69%▲ 0.91% above avgNationally 2.80%
Details

Balance: $100 - $19,999.99

Rate History
1 change since Sep 19, 2026 · 3.36% → 3.60% ▲ 0.24 pts · high 3.60% / low 3.36%
2.86%3.48%4.10%Sep 19, 2026: 3.36% APYOct 11, 2026: 3.60% APYSep 19, 2026Oct 13, 2026
  • Oct 11, 20263.60%▲ from 3.36%
  • Sep 19, 20263.36%first recorded
Archer Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.83%
48 Month Share & IRA Certificates
$500
3.60% ▲ 0.91% above Nebraska avg
View
▼
Rate3.55%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.69%▲ 0.91% above avgNationally 2.80%
Details

Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 6 times
3.10%3.60%4.10%Sep 14, 2026: 3.60% APYSep 14, 2026Oct 13, 2026
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
Certificate 48 Months
$1,000
3.55% ▲ 0.86% above Nebraska avg
View
▼
Rate3.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.69%▲ 0.86% above avgNationally 2.80%
Details

Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 8 times
3.05%3.55%4.05%Sep 14, 2026: 3.55% APYSep 14, 2026Oct 13, 2026
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
IRA 48 Months
$1,000
3.55% ▲ 0.86% above Nebraska avg
View
▼
Rate3.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.69%▲ 0.86% above avgNationally 2.80%
Details

Rate History
No change since Sep 18, 2026 · 3.55% APY · checked 2 times
3.05%3.55%4.05%Sep 18, 2026: 3.55% APYSep 18, 2026Oct 13, 2026
Pathway Bank
Institution Rating:
B-4.4 ★Texas Ratio: 22.68%
4 Year CD
$1,000
3.50% ▲ 0.81% above Nebraska avg
View
▼
Rate3.46%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.69%▲ 0.81% above avgNationally 2.80%
Details

Rate History
1 change since Sep 19, 2026 · 3.35% → 3.50% ▲ 0.15 pts · high 3.50% / low 3.35%
2.85%3.43%4.00%Sep 19, 2026: 3.35% APYOct 7, 2026: 3.50% APYSep 19, 2026Oct 13, 2026
  • Oct 7, 20263.50%▲ from 3.35%
  • Sep 19, 20263.35%first recorded

Omaha 60 Month CD Rates

Nebraska 60 Month CD Average2.83% APYNational 2.90%▲ 0.02% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
15750 W Dodge Rd, Omaha, NE 68118
60 Month CD
$500
4.55% ▲ 1.72% above Nebraska avg
View
▼
Rate4.47%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.83%▲ 1.72% above avgNationally 2.90%
Details

Rate History
No change since Sep 20, 2026 · 4.55% APY · checked 6 times
4.05%4.55%5.05%Sep 20, 2026: 4.55% APYSep 20, 2026Oct 13, 2026
Cornhusker Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
11102 Blondo St, Omaha, NE 68164
60 Month Certificate
$1,000
4.46% ▲ 1.63% above Nebraska avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average2.83%▲ 1.63% above avgNationally 2.90%
Details

Rate History
1 change since Sep 30, 2026 · 3.75% → 4.46% ▲ 0.71 pts · high 4.46% / low 3.75%
3.04%4.11%5.17%Sep 30, 2026: 3.75% APYOct 6, 2026: 4.46% APYSep 30, 2026Oct 13, 2026
  • Oct 6, 20264.46%▲ from 3.75%
  • Sep 30, 20263.75%first recorded
Cornhusker Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
11102 Blondo St, Omaha, NE 68164
Business 60 Month Certificate
$1,000
4.46% ▲ 1.63% above Nebraska avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average2.83%▲ 1.63% above avgNationally 2.90%
Details

Rate History
No change since Oct 6, 2026 · 4.46% APY · checked 2 times
3.96%4.46%4.96%Oct 6, 2026: 4.46% APYOct 6, 2026Oct 13, 2026
Access Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
1941 S 42nd St, Omaha, NE 68105
60 Month Business Certificate of Deposit
$0
3.50% ▲ 0.67% above Nebraska avg
View
▼
Rate3.46%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.83%▲ 0.67% above avgNationally 2.90%
Details

Interest Paid: Quarterly and at Maturity

Rate History
No change since Sep 19, 2026 · 3.50% APY · checked 7 times
3.00%3.50%4.00%Sep 19, 2026: 3.50% APYSep 19, 2026Oct 13, 2026
Access Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
1941 S 42nd St, Omaha, NE 68105
60 Month Certificate of Deposit
$0
3.50% ▲ 0.67% above Nebraska avg
View
▼
Rate3.46%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.83%▲ 0.67% above avgNationally 2.90%
Details

Rate History
No change since Oct 7, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Oct 7, 2026: 3.50% APYOct 7, 2026Oct 13, 2026
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15858 W Dodge Rd, Omaha, NE 68118
60 Month CD
$5,000
3.50% ▲ 0.67% above Nebraska avg
View
▼
Rate3.50%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.83%▲ 0.67% above avgNationally 2.90%
Details

SpecialAnnual Percentage Yield (APY) effective as of 06/22/26. Minimum to open is $5,000. Minimum to open waived for existing checking and savings account customers. Penalty for early withdrawal. Consumer accounts only. Rates are subject to change without notice.

Rate History
No change since Sep 11, 2026 · 3.50% APY · checked 8 times
3.00%3.50%4.00%Sep 11, 2026: 3.50% APYSep 11, 2026Oct 13, 2026
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
14509 F St, Omaha, NE 68137 1054
60 Month Certificate
$0
3.50% ▲ 0.67% above Nebraska avg
View
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.83%▲ 0.67% above avgNationally 2.90%
Details

Certificate; Balance: $500.00 minimum

Rate History
No change since Sep 20, 2026 · 3.50% APY · checked 5 times
3.00%3.50%4.00%Sep 20, 2026: 3.50% APYSep 20, 2026Oct 13, 2026
Great Plains State Bank
Institution Rating:
D3.5 ★Texas Ratio: 32.53%
15858 W Dodge Rd, Omaha, NE 68118
60 Month CD
$0
3.35% ▲ 0.52% above Nebraska avg
View
▼
Rate3.31%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.83%▲ 0.52% above avgNationally 2.90%
Details

Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 7 times
2.85%3.35%3.85%Sep 14, 2026: 3.35% APYSep 14, 2026Oct 13, 2026
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.53%
13220 FORT ST, OMAHA, NE 68164
5 Year Certificate
$0
3.20% ▲ 0.37% above Nebraska avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.83%▲ 0.37% above avgNationally 2.90%
Details

Rate History
1 change since Sep 14, 2026 · 2.90% → 3.20% ▲ 0.30 pts · high 3.20% / low 2.90%
2.40%3.05%3.70%Sep 14, 2026: 2.90% APYSep 18, 2026: 3.20% APYSep 14, 2026Oct 13, 2026
  • Sep 18, 20263.20%▲ from 2.90%
  • Sep 14, 20262.90%first recorded
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.53%
13220 FORT ST, OMAHA, NE 68164
5 Year IRA Certificate
$0
3.10% ▲ 0.27% above Nebraska avg
View
▼
Rate3.06%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.83%▲ 0.27% above avgNationally 2.90%
Details

Balance: $1,000 minimum balance to open

Rate History
No change since Oct 7, 2026 · 3.10% APY · checked 2 times
2.60%3.10%3.60%Oct 7, 2026: 3.10% APYOct 7, 2026Oct 13, 2026
Premier Bank Omaha, NE
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
16802 Burke St, Omaha, NE 68118
60 Month Certificate of Deposit
$0
3.03% ▲ 0.20% above Nebraska avg
View
▼
Rate3.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.83%▲ 0.20% above avgNationally 2.90%
Details

Rate History
No change since Sep 24, 2026 · 3.03% APY · checked 5 times
2.53%3.03%3.53%Sep 24, 2026: 3.03% APYSep 24, 2026Oct 13, 2026
Premier Bank Omaha, NE
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
16802 Burke St, Omaha, NE 68118
60 Month IRA Certificate
$0
3.03% ▲ 0.20% above Nebraska avg
View
▼
Rate3.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.83%▲ 0.20% above avgNationally 2.90%
Details

Rate History
No change since Oct 7, 2026 · 3.03% APY · checked 2 times
2.53%3.03%3.53%Oct 7, 2026: 3.03% APYOct 7, 2026Oct 13, 2026
West Gate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
1020 S 179th Ct, Omaha, NE 68118
60 Month Certificate
$1,000
3.03% ▲ 0.20% above Nebraska avg
View
▼
Rate3.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.83%▲ 0.20% above avgNationally 2.90%
Details

Rate History
No change since Oct 2, 2026 · 3.03% APY · checked 4 times
2.53%3.03%3.53%Oct 2, 2026: 3.03% APYOct 2, 2026Oct 13, 2026
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
15325 Weir St, Omaha, NE 68137 5061
60 Month Business Term Share Certificate
$0
3.00% ▲ 0.17% above Nebraska avg
View
▼
Rate2.97%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.83%▲ 0.17% above avgNationally 2.90%
Details

Balance: $100,000.00 and greater

Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 13, 2026
The Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
3001 L St, Omaha, NE 68107 1409
60 Month Share Certificate (CD)
$500
3.00% ▲ 0.17% above Nebraska avg
View
▼
Rate2.97%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.83%▲ 0.17% above avgNationally 2.90%
Details

Rates effective as of 02/10/26. Rates are subject to change without notice. Early withdrawals may be subject to a penalty. Other restrictions and requirements may apply. Please call 563-388-8328 for additional details.

Rate History
No change since Oct 9, 2026 · 3.00% APY
2.50%3.00%3.50%Oct 9, 2026: 3.00% APYOct 9, 2026Oct 13, 2026
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
15325 Weir St, Omaha, NE 68137 5061
60 Month Business Term Share Certificate
$0
2.90% ▲ 0.07% above Nebraska avg
View
▼
Rate2.87%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.83%▲ 0.07% above avgNationally 2.90%
Details

Balance: $1,000.00-99,999.99

Rate History
No change since Sep 14, 2026 · 2.90% APY · checked 5 times
2.40%2.90%3.40%Sep 14, 2026: 2.90% APYSep 14, 2026Oct 13, 2026
Centris Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.31%
3575 L St, Omaha, NE 68107
60 Month Jumbo Certificate
$90,000
2.85% ▲ 0.02% above Nebraska avg
View
▼
Rate2.81%
Min Deposit$90,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.83%▲ 0.02% above avgNationally 2.90%
Details

Rate History
No change since Sep 16, 2026 · 2.85% APY · checked 3 times
2.35%2.85%3.35%Sep 16, 2026: 2.85% APYSep 16, 2026Oct 13, 2026
Centris Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.31%
3575 L St, Omaha, NE 68107
60 Month Regular & IRA Certificates
$500
2.75% ▼ 0.08% below Nebraska avg
View
▼
Rate2.71%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.83%▼ 0.08% below avgNationally 2.90%
Details

Rate History
No change since Sep 20, 2026 · 2.75% APY · checked 5 times
2.25%2.75%3.25%Sep 20, 2026: 2.75% APYSep 20, 2026Oct 13, 2026
First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
6457 Frances St, Omaha, NE 68106
60 Months CD
$500
2.50% ▼ 0.33% below Nebraska avg
View
▼
Rate2.48%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.83%▼ 0.33% below avgNationally 2.90%
Details

Rate History
No change since Sep 8, 2026 · 2.50% APY · checked 4 times
2.00%2.50%3.00%Sep 8, 2026: 2.50% APYSep 8, 2026Oct 13, 2026
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
15750 W Dodge Rd, Omaha, NE 68118
IRA 60 Month CD
$500
2.50% ▼ 0.33% below Nebraska avg
View
▼
Rate2.48%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.83%▼ 0.33% below avgNationally 2.90%
Details

Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 7 times
2.00%2.50%3.00%Sep 14, 2026: 2.50% APYSep 14, 2026Oct 13, 2026
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
3001 S 82ND AVE, OMAHA, NE 68124
60 Month Share Certificate
$500
2.50% ▼ 0.33% below Nebraska avg
View
▼
Rate2.47%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.83%▼ 0.33% below avgNationally 2.90%
Details

Rate History
No change since Sep 20, 2026 · 2.50% APY · checked 5 times
2.00%2.50%3.00%Sep 20, 2026: 2.50% APYSep 20, 2026Oct 13, 2026
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
2720 S 177th St, Omaha, NE 68130
60 Month Certificate of Deposit
$1,000
2.32% ▼ 0.51% below Nebraska avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.83%▼ 0.51% below avgNationally 2.90%
Details

Rate History
No change since Sep 18, 2026 · 2.32% APY · checked 6 times
1.82%2.32%2.82%Sep 18, 2026: 2.32% APYSep 18, 2026Oct 13, 2026
United Republic Bank
Institution Rating:
F1.7 ★Texas Ratio: 54.29%
111 North 181st Street, Omaha, NE 68118
60 Month Certificate
$1,000
2.25% ▼ 0.58% below Nebraska avg
View
▼
Rate2.23%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.83%▼ 0.58% below avgNationally 2.90%
Details

Rate History
No change since Sep 7, 2026 · 2.25% APY · checked 7 times
1.75%2.25%2.75%Sep 7, 2026: 2.25% APYSep 7, 2026Oct 13, 2026
Dundee Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
5015 Underwood Ave, Omaha, NE 68132
60 Month CD
$500
2.25% ▼ 0.58% below Nebraska avg
View
▼
Rate2.23%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.83%▼ 0.58% below avgNationally 2.90%
Details

$500 minimum deposit to open CD and obtain APY. A penalty may be imposed for early withdrawal.

Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 6 times
1.75%2.25%2.75%Sep 14, 2026: 2.25% APYSep 14, 2026Oct 13, 2026
Northwest Bank (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
14320 Arbor St, Omaha, NE 68144
60-Month CD
$1,000
2.10% ▼ 0.73% below Nebraska avg
View
▼
Rate2.10%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.83%▼ 0.73% below avgNationally 2.90%
Details

All Balances

Rate History
No change since Oct 7, 2026 · 2.10% APY · checked 2 times
1.60%2.10%2.60%Oct 7, 2026: 2.10% APYOct 7, 2026Oct 13, 2026
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
60 Month CD Specials
$0
2.00% ▼ 0.83% below Nebraska avg
View
▼
Rate1.99%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.83%▼ 0.83% below avgNationally 2.90%
Details

Rate History
No change since Oct 8, 2026 · 2.00% APY · checked 2 times
1.50%2.00%2.50%Oct 8, 2026: 2.00% APYOct 8, 2026Oct 13, 2026
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
60 Month Certificate
$0
2.00% ▼ 0.83% below Nebraska avg
View
▼
Rate1.99%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.83%▼ 0.83% below avgNationally 2.90%
Details

Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 3 times
1.50%2.00%2.50%Sep 14, 2026: 2.00% APYSep 14, 2026Oct 13, 2026
I3 Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
15645 Spaulding St, Omaha, NE 68116
Certificates of Deposit & IRAs - 60 Month
$500
1.25% ▼ 1.58% below Nebraska avg
View
▼
Rate1.24%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.83%▼ 1.58% below avgNationally 2.90%
Details

Compound Frequency: Quarterly

Rate History
No change since Sep 14, 2026 · 1.25% APY · checked 3 times
0.75%1.25%1.75%Sep 14, 2026: 1.25% APYSep 14, 2026Oct 13, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
13220 California St, Omaha, NE 68154
60 Month IRA Certificates
$0
0.75% ▼ 2.08% below Nebraska avg
View
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average2.83%▼ 2.08% below avgNationally 2.90%
Details

Balance: $1,000

Rate History
No change since Oct 6, 2026 · 0.75% APY · checked 2 times
0.25%0.75%1.25%Oct 6, 2026: 0.75% APYOct 6, 2026Oct 13, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
13220 California St, Omaha, NE 68154
60 Month Standard CD
$0
0.75% ▼ 2.08% below Nebraska avg
View
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average2.83%▼ 2.08% below avgNationally 2.90%
Details

Rate History
No change since Sep 30, 2026 · 0.75% APY · checked 4 times
0.25%0.75%1.25%Sep 30, 2026: 0.75% APYSep 30, 2026Oct 13, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12307 W Center Rd, Omaha, NE 68144
5-Year CD
$0
0.50% ▼ 2.33% below Nebraska avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average2.83%▼ 2.33% below avgNationally 2.90%
Details

Rate History
No change since Sep 24, 2026 · 0.50% APY · checked 5 times
0.00%0.50%1.00%Sep 24, 2026: 0.50% APYSep 24, 2026Oct 13, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12307 W Center Rd, Omaha, NE 68144
5-Year Term
$1,000
0.50% ▼ 2.33% below Nebraska avg
View
▼
Rate0.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average2.83%▼ 2.33% below avgNationally 2.90%
Details

Rate History
No change since Sep 27, 2026 · 0.50% APY · checked 4 times
0.00%0.50%1.00%Sep 27, 2026: 0.50% APYSep 27, 2026Oct 13, 2026
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
60 Month Certificate of Deposit
$0
4.37% ▲ 1.54% above Nebraska avg
View
▼
Rate4.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.83%▲ 1.54% above avgNationally 2.90%
Details

Rate History
No change since Sep 19, 2026 · 4.37% APY · checked 2 times
3.87%4.37%4.87%Sep 19, 2026: 4.37% APYSep 19, 2026Oct 13, 2026
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
60 Month Certificate of Deposit (CD)
$0
4.22% ▲ 1.39% above Nebraska avg
View
▼
Rate4.15%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.83%▲ 1.39% above avgNationally 2.90%
Details

Balance: >= $150,000

Rate History
1 change since Sep 14, 2026 · 2.88% → 4.22% ▲ 1.34 pts · high 4.22% / low 2.88%
1.54%3.55%5.56%Sep 14, 2026: 2.88% APYSep 24, 2026: 4.22% APYSep 14, 2026Oct 13, 2026
  • Sep 24, 20264.22%▲ from 2.88%
  • Sep 14, 20262.88%first recorded
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
60 Month Certificate of Deposit (CD)
$0
4.11% ▲ 1.28% above Nebraska avg
View
▼
Rate4.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.83%▲ 1.28% above avgNationally 2.90%
Details

Balance: $50,000 - $149,999.99

Rate History
1 change since Sep 14, 2026 · 2.78% → 4.11% ▲ 1.33 pts · high 4.11% / low 2.78%
1.45%3.45%5.44%Sep 14, 2026: 2.78% APYSep 24, 2026: 4.11% APYSep 14, 2026Oct 13, 2026
  • Sep 24, 20264.11%▲ from 2.78%
  • Sep 14, 20262.78%first recorded
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
5 Year Certificate
$500
4.10% ▲ 1.27% above Nebraska avg
View
▼
Rate4.04%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.83%▲ 1.27% above avgNationally 2.90%
Details

Rate History
1 change since Sep 14, 2026 · 2.45% → 4.10% ▲ 1.65 pts · high 4.10% / low 2.45%
0.80%3.28%5.75%Sep 14, 2026: 2.45% APYOct 8, 2026: 4.10% APYSep 14, 2026Oct 13, 2026
  • Oct 8, 20264.10%▲ from 2.45%
  • Sep 14, 20262.45%first recorded
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Term - 5 Years
$500
4.10% ▲ 1.27% above Nebraska avg
View
▼
Rate4.04%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.83%▲ 1.27% above avgNationally 2.90%
Details

Rate History
1 change since Sep 14, 2026 · 2.45% → 4.10% ▲ 1.65 pts · high 4.10% / low 2.45%
0.80%3.28%5.75%Sep 14, 2026: 2.45% APYOct 8, 2026: 4.10% APYSep 14, 2026Oct 13, 2026
  • Oct 8, 20264.10%▲ from 2.45%
  • Sep 14, 20262.45%first recorded
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Time Certificate of Deposit - 5 Years
$500
4.10% ▲ 1.27% above Nebraska avg
View
▼
Rate4.04%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.83%▲ 1.27% above avgNationally 2.90%
Details

Rate History
No change since Oct 8, 2026 · 4.10% APY · checked 2 times
3.60%4.10%4.60%Oct 8, 2026: 4.10% APYOct 8, 2026Oct 13, 2026
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
60 Month Certificate of Deposit (CD)
$0
4.01% ▲ 1.18% above Nebraska avg
View
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.83%▲ 1.18% above avgNationally 2.90%
Details

Balance: $500 - $49,999.99

Rate History
1 change since Sep 14, 2026 · 2.73% → 4.01% ▲ 1.28 pts · high 4.01% / low 2.73%
1.45%3.37%5.29%Sep 14, 2026: 2.73% APYSep 24, 2026: 4.01% APYSep 14, 2026Oct 13, 2026
  • Sep 24, 20264.01%▲ from 2.73%
  • Sep 14, 20262.73%first recorded
Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.59%
60 Month Certificate of Deposit (CD)
$500
4.00% ▲ 1.17% above Nebraska avg
View
▼
Rate3.94%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nebraska Average2.83%▲ 1.17% above avgNationally 2.90%
Details

Rate History
1 change since Sep 7, 2026 · 3.80% → 4.00% ▲ 0.20 pts · high 4.00% / low 3.80%
3.30%3.90%4.50%Sep 7, 2026: 3.80% APYSep 24, 2026: 4.00% APYSep 7, 2026Oct 13, 2026
  • Sep 24, 20264.00%▲ from 3.80%
  • Sep 7, 20263.80%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
5 Year ESA Long-Term Certificate
$100,000
3.90% ▲ 1.07% above Nebraska avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average2.83%▲ 1.07% above avgNationally 2.90%
Details

Balance: $100,000 and over; Long-Term Certificate Rates(Share, IRA, ESA)

Rate History
No change since Sep 30, 2026 · 3.90% APY · checked 3 times
3.40%3.90%4.40%Sep 30, 2026: 3.90% APYSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
5 Year ESA Long-Term Certificate
$1,000
3.85% ▲ 1.02% above Nebraska avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nebraska Average2.83%▲ 1.02% above avgNationally 2.90%
Details

Balance: $1,000 - $19,999.99; Long-Term Certificate Rates(Share, IRA, ESA)

Rate History
No change since Sep 30, 2026 · 3.85% APY · checked 3 times
3.35%3.85%4.35%Sep 30, 2026: 3.85% APYSep 30, 2026Oct 13, 2026
North Platte Union Pacific Employee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
Special Share Certificate 60 Month
$500
3.80% ▲ 0.97% above Nebraska avg
View
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.83%▲ 0.97% above avgNationally 2.90%
Details

Special Share Certificate; $500.00 Minimum; rate may be raised up to twice during the 60-month term on request

Rate History
No change since Sep 18, 2026 · 3.80% APY · checked 3 times
3.30%3.80%4.30%Sep 18, 2026: 3.80% APYSep 18, 2026Oct 13, 2026
Columbus Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
60 Month CD or IRA
$0
3.65% ▲ 0.82% above Nebraska avg
View
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.83%▲ 0.82% above avgNationally 2.90%
Details

Balance: $500 - $19,999.99

Rate History
1 change since Sep 11, 2026 · 3.49% → 3.65% ▲ 0.16 pts · high 3.65% / low 3.49%
2.99%3.57%4.15%Sep 11, 2026: 3.49% APYOct 11, 2026: 3.65% APYSep 11, 2026Oct 13, 2026
  • Oct 11, 20263.65%▲ from 3.49%
  • Sep 11, 20263.49%first recorded
Columbus Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
60 Month Youth Saver CD
$0
3.60% ▲ 0.77% above Nebraska avg
View
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.83%▲ 0.77% above avgNationally 2.90%
Details

Balance: $100 - $19,999.99

Rate History
1 change since Sep 11, 2026 · 3.45% → 3.60% ▲ 0.15 pts · high 3.60% / low 3.45%
2.95%3.53%4.10%Sep 11, 2026: 3.45% APYOct 11, 2026: 3.60% APYSep 11, 2026Oct 13, 2026
  • Oct 11, 20263.60%▲ from 3.45%
  • Sep 11, 20263.45%first recorded
Archer Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.83%
60 Month Share & IRA Certificates
$500
3.60% ▲ 0.77% above Nebraska avg
View
▼
Rate3.55%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.83%▲ 0.77% above avgNationally 2.90%
Details

Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 6 times
3.10%3.60%4.10%Sep 14, 2026: 3.60% APYSep 14, 2026Oct 13, 2026
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
Certificate 60 Months
$1,000
3.55% ▲ 0.72% above Nebraska avg
View
▼
Rate3.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.83%▲ 0.72% above avgNationally 2.90%
Details

Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 8 times
3.05%3.55%4.05%Sep 14, 2026: 3.55% APYSep 14, 2026Oct 13, 2026
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
IRA 60 Months
$1,000
3.55% ▲ 0.72% above Nebraska avg
View
▼
Rate3.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.83%▲ 0.72% above avgNationally 2.90%
Details

Rate History
No change since Sep 18, 2026 · 3.55% APY · checked 2 times
3.05%3.55%4.05%Sep 18, 2026: 3.55% APYSep 18, 2026Oct 13, 2026
Nebraska State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
60 Month IRA Share Certificate
$500
3.55% ▲ 0.72% above Nebraska avg
View
▼
Rate3.49%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.83%▲ 0.72% above avgNationally 2.90%
Details

Traditional or Roth; Penalty may be imposed for early withdrawal

Rate History
No change since Oct 9, 2026 · 3.55% APY · checked 2 times
3.05%3.55%4.05%Oct 9, 2026: 3.55% APYOct 9, 2026Oct 13, 2026
Pathway Bank
Institution Rating:
B-4.4 ★Texas Ratio: 22.68%
5 Year CD
$1,000
3.50% ▲ 0.67% above Nebraska avg
View
▼
Rate3.46%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.83%▲ 0.67% above avgNationally 2.90%
Details

Rate History
1 change since Sep 19, 2026 · 3.40% → 3.50% ▲ 0.10 pts · high 3.50% / low 3.40%
2.90%3.45%4.00%Sep 19, 2026: 3.40% APYOct 7, 2026: 3.50% APYSep 19, 2026Oct 13, 2026
  • Oct 7, 20263.50%▲ from 3.40%
  • Sep 19, 20263.40%first recorded
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Top CD Rates from Omaha, Nebraska Institutions

Highest verified APYs available today, updated October 13, 2026

B Top 5 Bank Rates
First Westroads Bank
48 Month CD
A+ 5.0 ★ TX: 0.04%
Min: $500
4.55%
Cornhusker Bank
48 Month Certificate
A+ 5.0 ★ TX: 0.16%
Min: $1,000
4.46%
Union Bank and Trust Company
18 Month Certificate of Deposit
A+ 5.0 ★ TX: 2.09%
Min: $1,000
4.35%
Enterprise Bank Omaha, NE
24 Month CD Specials
A+ 5.0 ★ TX: 0.00%
Min: $0
4.25%
Exchange Bank (NE)
12 Month CD Special
B 4.4 ★ TX: 21.68%
Min: $2,500
4.10%
CU Top 5 Credit Union Rates
Omaha Federal Credit Union
36 Month Share Certificate
A+ 5.0 ★ TX: 3.18%
Min: $500
4.50%
Omaha Police Federal Credit Union
18 Month Certificate Special
A+ 5.0 ★ TX: 0.04%
Min: $2,500
4.10%
Cobalt Federal Credit Union
6 Month Business Term Share Certificate
A 5.0 ★ TX: 6.25%
Min: $0
4.05%
Metro Federal Credit Union
12 Month Certificate
A+ 5.0 ★ TX: 1.30%
Min: $0
4.00%
Union Pacific Streamliner Federal Credit Union
36-Month Share Certificate - Special
A+ 5.0 ★ TX: 4.61%
Min: $0
3.95%
Rates verified October 13, 2026 . Click an institution name to view its full profile, safety ratings, and all CD terms.
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Omaha, NE CD Rate Trends

Compare local Omaha, NE CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.

View Full Nebraska CD Trends
12-Month CD NE Avg
3.058%
▼ 0.012 vs 7 days ago

Nebraska 12-month CD rates fell 0.012 points over the past 7 days to 3.058% APY.

6-Month CD NE Avg
2.976%
▼ 0.018 vs 7 days ago

Nebraska 6-month CD rates fell 0.018 points over the past 7 days to 2.976% APY.

As of Oct 13, 2026 • Rate data sourced from 8,500+ monitored institutions

NE CD Rate Forecast, Next 12 Months

Where are Nebraska CD rates headed through October 2027?

Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.

NE 12-Month Avg APY
3.058%
6-Month Forecast
3.058%
Range: 2.86%, 3.21%
12-Month Forecast
3.308%
Range: 3.11%, 3.46%

Data inputs: The central forecast assumes the Federal Reserve holds the federal funds rate at its current level, with one 25 basis point increase priced into the later months, consistent with CME FedWatch and Federal Reserve dot-plot projections. A spread model maps the relationship between the fed funds rate and the Nebraska average 12-month CD APY in our database.

Spread model: The Nebraska 12-month CD average currently trades 1.32% below the fed funds midpoint. This spread is applied to the projected fed funds path to generate the central forecast.

Confidence bounds: Upper bound adds +0.15% (an additional Fed increase, deposit competition stays high). Lower bound subtracts 0.20% (the Fed stays on hold and competition eases).

Limitations: Model-based estimates only, not guarantees. Verify current rates directly with institutions before making financial decisions.

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What Your Savings Earn at NE CD Rates Today

Annual interest earnings at today’s Nebraska average APYs. State average used where available; national average as fallback.

CD Term NE Avg APY $5,000 $10,000 $25,000 $50,000
3-Month CD 2.042% $102.11 $204.22 $510.55 $1,021.10
6-Month CD 2.976% $148.82 $297.64 $744.10 $1,488.20
12-Month CD 3.058% $152.88 $305.76 $764.40 $1,528.80
18-Month CD 2.893% $144.64 $289.27 $723.18 $1,446.35
24-Month CD 2.922% $146.12 $292.24 $730.60 $1,461.20
36-Month CD 2.699% $134.94 $269.87 $674.68 $1,349.35
48-Month CD 2.691% $134.56 $269.12 $672.80 $1,345.60
60-Month CD 2.829% $141.46 $282.92 $707.30 $1,414.60
Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of October 13, 2026.
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Sample CD Ladder for Omaha, Nebraska Savers

$25,000 split equally across 5 terms using today’s Nebraska average rates. As each CD matures, reinvest at the 36-month rung.

Build Your Ladder
Rung Term Deposit NE Avg APY Annual Earnings
1 3-Month CD $5,000 2.042% $102.11
2 6-Month CD $5,000 2.976% $148.82
3 12-Month CD $5,000 3.058% $152.88
4 24-Month CD $5,000 2.922% $146.12
5 36-Month CD $5,000 2.699% $134.94
Total ($25,000 invested) $25,000 2.739% blended $684.87/yr

Ladder example uses equal $5,000 rungs and Nebraska average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.

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865
CD Rates
Tracked in Omaha, Nebraska
71 Banks 29 Credit Unions

About Our Omaha, Nebraska CD Rate Database

MonitorBankRates tracks 865 CD rates from 71 banks and 29 credit unions with locations in Omaha, Nebraska, plus national online institutions available to Nebraska residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1 to 5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.

Current top rate: First Westroads Bank offers a CD at 4.55% APY with a minimum deposit of $500. Use the rate table above to compare all current offers in Omaha, Nebraska.

How to Find the Best CD Rates in Omaha, Nebraska

What to compare when shopping for a CD in Omaha, Nebraska

To find the best APYs in Omaha, Nebraska, start with credit unions and online-only banks: Omaha, Nebraska has 29 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.

Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.

Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.

When a CD Makes Sense in Omaha, Nebraska

  • You have a planned expense coming up and want your savings to earn while you wait
  • You expect rates to fall and want to lock in today’s rate
  • You want FDIC or NCUA protection with a guaranteed fixed return
  • You prefer banking with an institution that has a local branch in Omaha, Nebraska: 100 institutions here report CD rates

Consider an Alternative If…

Omaha, Nebraska Financial Snapshot

Local demographics and economic context for CD savers. Source: U.S. Census Bureau ACS 2024

Population 65+
14.5%
National avg: 17.3%
Median Individual Earnings
$43,930
National avg: $47,340
Poverty Rate
13.5%
National avg: 11.1%
Unemployment Rate
4.2%
National avg: 4.8%
CD Earnings on 10% of Salary
$134/yr
At NE 12-mo avg 3.058% APY

14.5% of residents are 65 or older, below the national average of 17.3%. At today’s NE 12-month CD average of 3.058%, saving 10% of the local median salary ($4,393/year) and putting it in a CD would earn an additional $134 annually in interest.

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.

CD Rates vs. Other Savings Options in Omaha, Nebraska

What to compare when choosing between a CD and other deposit accounts

Feature CD High-Yield Savings Money Market 6-Month CD
Rate Type Fixed APY Variable APY Variable APY Fixed APY
Liquidity Locked for term Anytime Anytime Locked 6 months
Early Withdrawal Penalty (months of interest) None None Penalty (90 to 180 days interest)
FDIC / NCUA Insured Yes (up to $250K) Yes (up to $250K) Yes (up to $250K) Yes (up to $250K)
Check / Debit Access No Usually no Often yes No
Best For Known savings goal, CD ladder Emergency fund, flexible savings Liquid savings with check-writing Slightly higher yield, less urgency

How Certificates of Deposit Work in Omaha, Nebraska

A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Omaha, Nebraska typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Omaha, Nebraska as everywhere in the U.S.

Choosing a CD Term in Omaha, Nebraska

The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Omaha, Nebraska savers easier access to their funds. For example, Enterprise Bank Omaha, NE is offering its 6 Month CD Specials at 4.10% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, First Westroads Bank is offering its 60 Month CD at 4.55% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.

CD Risk and Safety for Omaha, Nebraska Savers

CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Omaha, Nebraska saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.

How CD Interest Is Paid in Omaha, Nebraska

Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Omaha, Nebraska CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.

Fixed vs. Variable CD Rates in Omaha, Nebraska

Most CDs carry a fixed rate that is locked for the entire term, protecting a Omaha, Nebraska depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.

Frequently Asked Questions about CD Rates in Omaha, Nebraska

Are CD rates in Omaha, Nebraska FDIC insured?

Yes, most established banks in Omaha, Nebraska are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Omaha, Nebraska?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Omaha, Nebraska.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty, typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit, traditionally $100,000 or more. In exchange, banks in Omaha, Nebraska may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates, for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Omaha, Nebraska?

Here are recent top rates found for this area:
  • First Westroads Bank: 4.55% APY (48 Month CD)
  • Omaha Federal Credit Union: 4.50% APY (36 Month Share Certificate)
  • Cornhusker Bank: 4.46% APY (48 Month Certificate)
  • Union Bank and Trust Company: 4.35% APY (18 Month Certificate of Deposit)
  • Enterprise Bank Omaha, NE: 4.25% APY (24 Month CD Specials)
  • Exchange Bank (NE): 4.10% APY (12 Month CD Special)
  • Omaha Police Federal Credit Union: 4.10% APY (18 Month Certificate Special)
  • West Gate Bank: 4.06% APY (12 Month Certificate)
  • First State Bank Nebraska: 4.05% APY (18 months CD)
  • Cobalt Federal Credit Union: 4.05% APY (6 Month Business Term Share Certificate)
Rates reflect recent verified offers available in Omaha, Nebraska. Last Updated: October 13, 2026

Omaha, Nebraska CD Calculator

See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY, or click any current Omaha, Nebraska rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.

Interest at Maturity
$0
Ending Balance
$0
Matures

Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30 to 180 days of interest. Estimates are for informational purposes only.

Top Omaha, Nebraska CD Rates by Term

Verified October 13, 2026 · click a rate to use its term and APY
Highest verified APY per term available in Omaha, Nebraska. Averages shown use the Nebraska state average where available, national otherwise. See the full rate tables above for all offers.

CD Calculators for Omaha, Nebraska

Omaha, Nebraska CD Calculator

At today’s NE top rate of 4.55% APY, a $10,000 deposit earns $455 in the first year. Enter your amount to see your exact return.

Omaha, Nebraska CD Ladder

NE CD rates currently range from 2.042% (3-month) to 2.699% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.

Early Withdrawal Penalty

Before locking into a Omaha, Nebraska CD at 4.55% APY, know your exit cost. Most institutions charge 90 to 180 days of interest. Calculate your real net return if you need early access.

CD vs. High-Yield Savings

Nebraska’s average 12-month CD is 3.058% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Omaha, Nebraska CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Omaha, Nebraska directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Omaha, Nebraska. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in NE.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: October 13, 2026

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