Roca, Nebraska CD Rates Today - Compare Best APYs for May 2026
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Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Roca, Nebraska CD rates include Farmers and Merchants Bank Milligan, NEFarmers and Merchants Bank Milligan, NEA+5.0 ★Texas Ratio: 0.00%Real return: +1.36%APY minus CPI (February 2026) offering 24 Month CD at 4.16% APY, Omaha Police Federal Credit UnionOmaha Police Federal Credit UnionA+5.0 ★Texas Ratio: 0.32%Real return: +1.31%APY minus CPI (February 2026) offering 6 Month CD at 4.11% APY, Omaha Federal Credit UnionOmaha Federal Credit UnionA+5.0 ★Texas Ratio: 2.22%Real return: +1.20%APY minus CPI (February 2026) offering 6 Month Share Certificates at 4.00% APY, First Community Bank Beemer, NEFirst Community Bank Beemer, NEA+5.0 ★Texas Ratio: 0.00%Real return: +1.20%APY minus CPI (February 2026) offering 6 MONTH at 4.00% APY, and Cobalt Federal Credit UnionCobalt Federal Credit UnionA5.0 ★Texas Ratio: 7.59%Real return: +1.15%APY minus CPI (February 2026) offering 6 Months Certificate at 3.95% APY. CD rates as of May 10, 2026 according to verified data from MonitorBankRates.
Roca is a smaller community with no bank or credit union branches currently in our database. 454 institutions serving the Nebraska area are available to Roca residents, with CD rates as high as 4.16% APY from Farmers and Merchants Bank Milligan, NE. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: May 10, 2026
Compare Best CD Rates in Roca, Nebraska & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 MONTH
$500
4.00%
▼
Rate3.94%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Archer Cooperative Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.60%
Share & IRA Certificates 3 Month
$0
3.85%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Minimum $500.00 to Open Certificate
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Access Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
3 Month Special Certificates of Deposit
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Access Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Certificate of Deposit (Specials) 3 Month Special
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Access Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
certificates of deposit 3 Month
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Quarterly and at Maturity
Western Nebraska Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
3 Month Certificates Of Deposit
$250
3.70%
▼
Rate3.65%
Min Deposit$250
Min Balance—
UpdatedMay 5, 2026
Details
$250 minimum to open
Rate3.45%
Min Deposit$5,000
Min Balance—
UpdatedMay 4, 2026
Details
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
3 Months Time Certificates of Deposit
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 MONTH Certificates of Deposit
$10,000
3.19%
▼
Rate3.15%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
3 month CD
$500
3.19%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
3 Month Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 MONTH Certificates of Deposit
$2,500
2.27%
▼
Rate2.25%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
3 Month Certificates of Deposit
$1,000
2.27%
▼
Rate2.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
IRA Certificates of Deposit 3 Month
$0
2.27%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month Certificate of Deposit
$0
1.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
Certificates of Deposit 3 MONTH
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
Certificate of Deposits (CDs) 3 months
$150,000
1.00%
▼
Rate1.00%
Min Deposit$150,000
Min Balance—
UpdatedMay 5, 2026
Details
? $150,000
The Bank of Steinauer
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificate of Deposit* 3 Month
$500
1.00%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposit 3 Month
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
3 Month CD
$100,000
1.00%
▼
Rate1.00%
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details
Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month Certificates of Deposit
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Security Bank Laurel, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
31-90 Days CD
$1,000
1.00%
▼
Rate1.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
Certificate of Deposits (CDs) 3 months
$50,000
0.90%
▼
Rate0.90%
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details
$50,000 - $149,999.99
First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
3 Month CD
$25,000
0.80%
▼
Rate0.80%
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
Certificate of Deposits (CDs) 3 months
$500
0.80%
▼
Rate0.80%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
$500 - $49,999.99
Rate0.75%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Heritage Bank Wood River, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal & IRA CDs 3 month
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
Certificates of Deposit 3 Month
$1,000
0.75%
▼
Rate0.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Rate0.75%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
3 Month CD
$500
0.60%
▼
Rate0.60%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
South Central State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Months Certificate of Deposit
$1,000
0.55%
▼
Rate0.55%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposit 3 Month
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
$1,000 Minimum Balance
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
3 Month CD
$50,000
0.45%
▼
Rate0.45%
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details
$50,000 & Over
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
3 Month CD
$10,000
0.35%
▼
Rate0.35%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
$10,000 - $49,999.99
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Months CD Specials
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
CD Specials 3 Months
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
3 Month CD
$100
0.25%
▼
Rate0.25%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details
$100 - $9,999.99
I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
3 Month Certificates of Deposit & IRAs
$500
0.15%
▼
Rate0.15%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3 month Standard Fixed Rate Relationship
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Early withdrawal penalties may apply
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3 month Standard Fixed Rate
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Early withdrawal penalties may apply
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3 month Standard Fixed Rate CD
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Omaha Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
6 Month CD
$0
4.11%
▼
Rate4.05%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Special CD rates through April 30th.
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
6 Month Share Certificates
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 MONTH
$500
4.00%
▼
Rate3.94%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
6 Months Certificate
$100,000
3.95%
▼
Rate3.89%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
Certificate of Deposits (CDs) 6 months
$150,000
3.91%
▼
Rate3.85%
Min Deposit$150,000
Min Balance—
UpdatedMay 5, 2026
Details
? $150,000
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Months CD Specials
$0
3.90%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
The Bank of Steinauer
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificate of Deposit* 6 Month
$500
3.86%
▼
Rate3.80%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
6 Months Certificate
$1,000
3.85%
▼
Rate3.80%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
Certificate of Deposits (CDs) 6 months
$50,000
3.80%
▼
Rate3.75%
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details
$50,000 - $149,999.99
I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
6 Month Certificates of Deposit & IRAs
$500
3.80%
▼
Rate3.76%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
6-month CD
$1,000
3.80%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Open Online
Countryside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month Certificates of Deposit
$1,000
3.80%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
6 Month Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
6 Month CD
$5,000
3.75%
▼
Rate3.72%
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details
Minimum to open is $5,000. Minimum to open waived for existing checking and savings account customers. Penalty for early withdrawal. Consumer accounts only. Rates are subject to change without notice.
Archer Cooperative Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.60%
Share & IRA Certificates 6 Month
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Minimum $500.00 to Open Certificate
Rate3.65%
Min Deposit$75,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.65%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
Certificate of Deposits (CDs) 6 months
$500
3.70%
▼
Rate3.65%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
$500 - $49,999.99
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
6-Month Share Certificate - Special
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Rate3.60%
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details
Sidney Federal S&L
Institution Rating:
B-4.3 ★Texas Ratio: 23.92%
6 Month CD Special
$0
3.61%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
6-mo. Term Share Certificates
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
(initial term)
First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
SPECIAL TERM SHARE 6 Month initial term promo rate
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
See matching term for minimum balance requirement
Custer Federal State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month CD
$500
3.60%
▼
Rate3.57%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
6-month Share Certificate
$10,000
3.55%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 6, 2026
Details
Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
Certificates of Deposit 6 Month
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
6-Month Share Certificate - Tier II
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
6 Month Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Rate3.45%
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
6 Months
$500
3.40%
▼
Rate3.36%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
6 Months Time Certificates of Deposit
$500
3.40%
▼
Rate3.36%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
6 month CD
$2,500
3.39%
▼
Rate3.35%
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
6-Month Share Certificate - Tier I
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
6-month Share Certificate
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
Regular & IRA Certificates - 6 month
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
Regular & IRA Certificates 6 month
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Rate3.20%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
First Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
6-Month Certificate
$500
3.14%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
North Platte Union Pacific Employee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
6 Month Share Certificate
$0
3.03%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$500.00 Minimum
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 MONTH Certificates of Deposit
$10,000
3.03%
▼
Rate3.00%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Lincoln SDA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
6 Month Certificate
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Trius Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
Share Certificate 6 Months
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Trius Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
Share Certificates 6 Months
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
6-month Regular and Retirement Time Certificates
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
$1,000 Minimum Balance
Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
Certificates of Deposit 6 MONTH
$0
2.98%
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12-Month CD
$500
4.11%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Penalty for early withdrawal
Omaha Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
12 Month CD
$0
4.01%
▼
Rate3.95%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Special CD rates through April 30th.
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
12 Months Certificate and IRA
$100,000
3.90%
▼
Rate3.84%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
12 Month Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
12 Months Certificate and IRA
$1,000
3.80%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
Baby Bundle Certificates 12 Month
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
12 Month Certificate
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
MembersOwn Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.45%
12-month Share Certificate special
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
Certificate of Deposits (CDs) 12 months
$150,000
3.75%
▼
Rate3.70%
Min Deposit$150,000
Min Balance—
UpdatedMay 5, 2026
Details
? $150,000
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Months CD Specials
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.67%
Min Deposit$75,000
Min Balance—
UpdatedMay 5, 2026
Details
$75,000.00 and up
Archer Cooperative Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.60%
Share & IRA Certificates 12 Month
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Minimum $500.00 to Open Certificate
TFB Tecumseh Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
12 Month Certificate
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
Certificates of Deposit 12 Month
$1,000
3.70%
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Rate3.62%
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details
$50,000.00 - $74,999.99
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
12-month CD
$1,000
3.65%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Open Online
Custer Federal State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month CD
$500
3.65%
▼
Rate3.62%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
Certificate of Deposits (CDs) 12 months
$50,000
3.65%
▼
Rate3.60%
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details
$50,000 - $149,999.99
Rate3.55%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
12-Month Share Certificate - Special
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
Certificate of Deposits (CDs) 12 months
$500
3.55%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
$500 - $49,999.99
The Bank of Steinauer
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificate of Deposit* 12 Month
$500
3.55%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
12 Months Certificate
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
IRA 12 Months Certificate
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
Rate3.47%
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details
$25,000.00 - $49,999.99
Sidney Federal S&L
Institution Rating:
B-4.3 ★Texas Ratio: 23.92%
12 Month CD Special
$0
3.51%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
12 Month Share Certificates
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
$1,000 Minimum Balance
Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
IRA 1 Year
$0
3.50%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
IRA Certificates - 12 Months
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
First Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
12-Month Certificate
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
12 Month CD
$5,000
3.50%
▼
Rate3.50%
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details
Minimum to open is $5,000. Minimum to open waived for existing checking and savings account customers. Penalty for early withdrawal. Consumer accounts only. Rates are subject to change without notice.
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA 12 Month CD
$500
3.45%
▼
Rate3.41%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.41%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
12-Month Share Certificate - Tier II
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
Kid's CD - 12 Month (0-18 yrs old)
$200
3.40%
▼
Rate3.40%
Min Deposit$200
Min Balance—
UpdatedMay 6, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
12 month CD
$50,000
3.39%
▼
Rate3.35%
Min Deposit$50,000
Min Balance—
UpdatedMay 6, 2026
Details
First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
12-mo. Term Share Certificates
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
(initial term)
First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
SPECIAL TERM SHARE 12 Month initial term promo rate
$0
3.35%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
See matching term for minimum balance requirement
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
12 month CD
$5,000
3.34%
▼
Rate3.30%
Min Deposit$5,000
Min Balance—
UpdatedMay 6, 2026
Details
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
1 Year Time Certificates of Deposit
$500
3.30%
▼
Rate3.26%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
12 Month Certificates of Deposit & IRAs
$500
3.30%
▼
Rate3.26%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
1 Year
$500
3.30%
▼
Rate3.26%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
12-Month Share Certificate - Tier I
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
North Platte Union Pacific Employee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
12 Month Educational IRA Certificate
$500
3.29%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
$500 Minimum
North Platte Union Pacific Employee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
12 Month Roth IRA Certificate
$500
3.29%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
$500 Minimum
North Platte Union Pacific Employee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
12 Month Traditional IRA Certificate
$500
3.29%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
$500 Minimum
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 MONTH Certificates of Deposit
$10,000
3.29%
▼
Rate3.25%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
12 Month Certificates of Deposit
$1,000
3.29%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
18 Month Certificate
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Archer Cooperative Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.60%
Share & IRA Certificates 18 Month
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Minimum $500.00 to Open Certificate
Rate3.55%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
18-Month Share Certificate - Special
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
First Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
18-Month Certificate
$500
3.60%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.55%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
18-Month Share Certificate - Tier I
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
TFB Tecumseh Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
18 Month Certificate
$0
3.44%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
Certificates of Deposit 18 Month
$1,000
3.44%
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
18-Month Share Certificate - Tier I
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
18 Months Certificate and IRA
$100,000
3.35%
▼
Rate3.31%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
IRA Certificates of Deposit 18 Month
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
18 Month Certificates of Deposit
$1,000
3.29%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
18 month CD
$50,000
3.29%
▼
Rate3.25%
Min Deposit$50,000
Min Balance—
UpdatedMay 6, 2026
Details
Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
18 Month Certificate
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
North Platte Union Pacific Employee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
18 Month Share Certificate
$0
3.29%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$500.00 Minimum
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
18 Months Certificate and IRA
$1,000
3.25%
▼
Rate3.21%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
18 month CD
$10,000
3.24%
▼
Rate3.20%
Min Deposit$10,000
Min Balance—
UpdatedMay 6, 2026
Details
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 MONTH Certificates of Deposit
$10,000
3.19%
▼
Rate3.15%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Custer Federal State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month CD
$500
3.15%
▼
Rate3.13%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
Rewards Term Share 18 Months
$0
3.10%
▼
Rate3.07%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
**REWARDS RATES REQUIRE CHECKING ACCOUNT RELATIONSHIP
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
18 Month
$0
3.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
TFB Tecumseh Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
18 Month Certificate
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
18 Month Share Certificates
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
18 Months Time Certificates of Deposit
$500
3.00%
▼
Rate2.97%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
18 Months
$500
3.00%
▼
Rate2.97%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
18 Months Term Share
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$500 MINIMUM BALANCE REQUIRED
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
Regular & IRA Certificates - 18 month
$500
2.95%
▼
Rate2.91%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
Regular & IRA Certificates 18 month
$500
2.95%
▼
Rate2.91%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
TFB Tecumseh Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
18 Month Certificate
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
Certificates of Deposit 18 MONTH
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 MONTH Certificates of Deposit
$2,500
2.52%
▼
Rate2.50%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month Certificate of Deposit
$0
2.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18-Month Certificate of Deposit
$500
2.26%
▼
Rate2.25%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
18-month Regular and Retirement Time Certificates
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Western Nebraska Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
18 Month Certificates Of Deposit
$250
2.12%
▼
Rate2.10%
Min Deposit$250
Min Balance—
UpdatedMay 5, 2026
Details
$250 minimum to open
Rate2.10%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Countryside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month Certificates of Deposit
$10,000
1.66%
▼
Rate1.65%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month Certificates of Deposit
$0
1.61%
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposit 18 Month
$0
1.61%
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Madison County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
18 Month Certificate of Deposit
$500
1.60%
▼
Rate1.59%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Madison County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
18 Month Certificates of Deposit
$500
1.60%
▼
Rate1.59%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Heritage Bank Wood River, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal & IRA CDs 18 month
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Cattle Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
18 Months Certificates of Deposit and Fixed Rate Individual Retirement Accounts (IRA)
$0
1.35%
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month CD
$500
4.16%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Penalty for early withdrawal
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
24 Month Certificate
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
Certificate of Deposits (CDs) 24 months
$150,000
3.65%
▼
Rate3.60%
Min Deposit$150,000
Min Balance—
UpdatedMay 5, 2026
Details
? $150,000
Archer Cooperative Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.60%
Share & IRA Certificates 24 Month
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Minimum $500.00 to Open Certificate
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
Certificate of Deposits (CDs) 24 months
$50,000
3.55%
▼
Rate3.50%
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details
$50,000 - $149,999.99
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
24 Months Certificate
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
IRA 24 Months Certificate
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
24-month CD
$1,000
3.51%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Open Online
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Cattle Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
24 Months - Special Certificates of Deposit and Fixed Rate Individual Retirement Accounts (IRA)
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
24 Month CD
$5,000
3.50%
▼
Rate3.50%
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details
Minimum to open is $5,000. Minimum to open waived for existing checking and savings account customers. Penalty for early withdrawal. Consumer accounts only. Rates are subject to change without notice.
Jones Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
24 Month - Special Certificates of Deposit and Individual Retirement Accounts
$0
3.45%
▼
Rate3.41%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
Certificate of Deposits (CDs) 24 months
$500
3.44%
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
$500 - $49,999.99
Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
Certificates of Deposit 24 Month
$1,000
3.44%
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
24 Months Certificate and IRA
$100,000
3.30%
▼
Rate3.26%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
IRA Certificates of Deposit 24 Month
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
24 Month Certificate
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
24 Month Certificates of Deposit
$1,000
3.29%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.21%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
24 Months Certificate and IRA
$1,000
3.20%
▼
Rate3.16%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
Baby Bundle Certificates 24 Month
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 MONTH Certificates of Deposit
$10,000
3.19%
▼
Rate3.15%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Custer Federal State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month CD
$500
3.15%
▼
Rate3.13%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
Certificates of Deposit 24 Month
$0
3.15%
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
24-Month Certificate
$500
3.14%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
24 month CD
$50,000
3.08%
▼
Rate3.05%
Min Deposit$50,000
Min Balance—
UpdatedMay 6, 2026
Details
First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
Rewards Term Share 24 Months
$0
3.05%
▼
Rate3.02%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
**REWARDS RATES REQUIRE CHECKING ACCOUNT RELATIONSHIP
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
24 month CD
$10,000
3.03%
▼
Rate3.00%
Min Deposit$10,000
Min Balance—
UpdatedMay 6, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
24-month Regular and Retirement Time Certificates
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
$1,000 Minimum Balance
Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
IRA 2 Years
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
24 Months Term Share
$0
2.95%
▼
Rate2.92%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$500 MINIMUM BALANCE REQUIRED
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
Regular & IRA Certificates - 24 month
$500
2.75%
▼
Rate2.71%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
2 Years
$500
2.75%
▼
Rate2.72%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
2 Years Time Certificates of Deposit
$500
2.75%
▼
Rate2.72%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
You may step up your rate one time to the current rate of the equivalent term. Certificate will automatically renew to a fixed rate CD of the equivalent term with the current rate at renewal.
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
Regular & IRA Certificates 24 month
$500
2.75%
▼
Rate2.71%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
24 Month Share Certificates
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
IRA Certificates - 24 Months
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA 24 Month CD
$500
2.50%
▼
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 MONTH Certificates of Deposit
$2,500
2.42%
▼
Rate2.40%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
2 Year CD
$50,000
2.40%
▼
Rate2.38%
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details
$50,000 & Over
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month Certificate of Deposit
$0
2.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
2 Year CD
$10,000
2.30%
▼
Rate2.28%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
$10,000 - $49,999.99
First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24-Month Certificate of Deposit
$500
2.26%
▼
Rate2.25%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
36-Month Share Certificate - Special
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
36 Months Certificate
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
One Bump - Up per Term
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
IRA 36 Months Certificate
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
One Bump - Up per Term
Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
36 Month Certificates of Deposit
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
IRA Certificates of Deposit 36 Month
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
North Platte Union Pacific Employee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
36 Month Share Certificate
$0
3.54%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$500.00 Minimum
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
36 Month CD
$5,000
3.50%
▼
Rate3.50%
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details
Minimum to open is $5,000. Minimum to open waived for existing checking and savings account customers. Penalty for early withdrawal. Consumer accounts only. Rates are subject to change without notice.
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Archer Cooperative Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.60%
Share & IRA Certificates 36 Month
$0
3.49%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Minimum $500.00 to Open Certificate
Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
Certificates of Deposit 36 Month
$0
3.44%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Trius Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
Share Certificate 36 Months
$0
3.40%
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Trius Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
Share Certificates 36 Months
$0
3.40%
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
Certificates of Deposit 36 Month
$1,000
3.30%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
36 Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Rate3.21%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Custer Federal State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month STEP-UP CD
$500
3.15%
▼
Rate3.13%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
First Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
36-Month Certificate
$500
3.14%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
36 month CD
$50,000
3.14%
▼
Rate3.10%
Min Deposit$50,000
Min Balance—
UpdatedMay 6, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
36 month CD
$10,000
3.08%
▼
Rate3.05%
Min Deposit$10,000
Min Balance—
UpdatedMay 6, 2026
Details
Omaha Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
36 Month CD
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Special CD rates through April 30th.
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 MONTH Certificates of Deposit
$10,000
3.03%
▼
Rate3.00%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
Rewards Term Share 36 Months
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
**REWARDS RATES REQUIRE CHECKING ACCOUNT RELATIONSHIP
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
36-month Regular and Retirement Time Certificates
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
36 Months Certificate and IRA
$100,000
3.00%
▼
Rate2.97%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
36 Months Term Share
$0
2.90%
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$500 MINIMUM BALANCE REQUIRED
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
36 Months Certificate and IRA
$1,000
2.90%
▼
Rate2.87%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
Certificate of Deposits (CDs) 36 months
$150,000
2.88%
▼
Rate2.85%
Min Deposit$150,000
Min Balance—
UpdatedMay 5, 2026
Details
? $150,000
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
Certificate of Deposits (CDs) 36 months
$50,000
2.78%
▼
Rate2.75%
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details
$50,000 - $149,999.99
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
Regular & IRA Certificates - 36 month
$500
2.75%
▼
Rate2.71%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
Regular & IRA Certificates 36 month
$500
2.75%
▼
Rate2.71%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
Certificate of Deposits (CDs) 36 months
$500
2.68%
▼
Rate2.65%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
$500 - $49,999.99
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
3 Years
$500
2.65%
▼
Rate2.62%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
3 Years Time Certificates of Deposit
$500
2.65%
▼
Rate2.62%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month Certificate of Deposit
$0
2.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA 36 Month CD
$500
2.50%
▼
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
IRA Certificates - 36 Months
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
$1,000 Minimum Balance
Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
IRA 3 Years
$0
2.50%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
36 Month Share Certificates
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
The Bank of Steinauer
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificate of Deposit* 36 Month
$500
2.47%
▼
Rate2.45%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
3 Year CD
$50,000
2.40%
▼
Rate2.38%
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details
$50,000 & Over
Rate2.33%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
3 Year CD
$10,000
2.30%
▼
Rate2.28%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
$10,000 - $49,999.99
Western Nebraska Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
36 Month Certificates Of Deposit
$250
2.27%
▼
Rate2.25%
Min Deposit$250
Min Balance—
UpdatedMay 5, 2026
Details
$250 minimum to open
Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposit 36 Month
$0
2.25%
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month Certificates of Deposit
$0
2.25%
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 MONTH Certificates of Deposit
$2,500
2.22%
▼
Rate2.20%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Rate3.81%
Min Deposit$75,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.76%
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details
North Platte Union Pacific Employee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
48 Month Share Certificate
$0
3.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$500.00 Minimum
Rate3.61%
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details
Archer Cooperative Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.60%
Share & IRA Certificates 48 Month
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Minimum $500.00 to Open Certificate
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
48 Months Certificate
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
IRA 48 Months Certificate
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
48 Month CD
$5,000
3.50%
▼
Rate3.50%
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details
Minimum to open is $5,000. Minimum to open waived for existing checking and savings account customers. Penalty for early withdrawal. Consumer accounts only. Rates are subject to change without notice.
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Rate3.36%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
Certificates of Deposit 48 MONTH
$0
3.39%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.31%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
Certificates of Deposit 48 Month
$1,000
3.30%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
48 Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Custer Federal State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month CD
$500
3.15%
▼
Rate3.13%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
First Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
48-Month Certificate
$500
3.14%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
48 month CD
$50,000
3.14%
▼
Rate3.10%
Min Deposit$50,000
Min Balance—
UpdatedMay 6, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
48 month CD
$10,000
3.08%
▼
Rate3.05%
Min Deposit$10,000
Min Balance—
UpdatedMay 6, 2026
Details
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 MONTH Certificates of Deposit
$10,000
3.03%
▼
Rate3.00%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
48 Months Certificate and IRA
$100,000
3.00%
▼
Rate2.97%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
Rewards Term Share 48 Months
$0
2.95%
▼
Rate2.92%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
**REWARDS RATES REQUIRE CHECKING ACCOUNT RELATIONSHIP
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
48 Months Certificate and IRA
$1,000
2.90%
▼
Rate2.87%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
48 Month CD IRA Certificates
$100,000
2.88%
▼
Rate2.85%
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
Certificate of Deposits (CDs) 48 months
$150,000
2.88%
▼
Rate2.85%
Min Deposit$150,000
Min Balance—
UpdatedMay 5, 2026
Details
? $150,000
First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
48 Months Term Share
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$500 MINIMUM BALANCE REQUIRED
First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
48 Month CD IRA Certificates
$25,000
2.78%
▼
Rate2.75%
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details
Qualifying balance up to $99,999.99
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
Certificate of Deposits (CDs) 48 months
$50,000
2.78%
▼
Rate2.75%
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details
$50,000 - $149,999.99
The Bank of Steinauer
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificate of Deposit* 48 Month
$500
2.78%
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
Regular & IRA Certificates 48 month
$500
2.75%
▼
Rate2.71%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
Regular & IRA Certificates - 48 month
$500
2.75%
▼
Rate2.71%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
Certificate of Deposits (CDs) 48 months
$500
2.73%
▼
Rate2.70%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
$500 - $49,999.99
Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month Certificate of Deposit
$0
2.61%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
4 Years
$500
2.55%
▼
Rate2.53%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
4 Years Time Certificates of Deposit
$500
2.55%
▼
Rate2.53%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
48 Month CD IRA Certificates
$500
2.52%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Qualifying balance up to $24,999.99
TFB Tecumseh Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
48 Month Certificate
$0
2.52%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48-Month Certificate of Deposit
$500
2.51%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA 48 Month CD
$500
2.50%
▼
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
48-month Regular and Retirement Time Certificates
$1,000
2.50%
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
48 Month Share Certificates
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
4 Year CD
$50,000
2.40%
▼
Rate2.38%
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details
$50,000 & Over
Rate2.38%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Western Nebraska Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
48 Month Certificates Of Deposit
$250
2.37%
▼
Rate2.35%
Min Deposit$250
Min Balance—
UpdatedMay 5, 2026
Details
$250 minimum to open
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
4 Year CD
$10,000
2.30%
▼
Rate2.28%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
$10,000 - $49,999.99
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
4 Year CD
$100
2.20%
▼
Rate2.18%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details
$100 - $9,999.99
Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month Certificates of Deposit
$0
2.12%
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposit 48 Month
$0
2.12%
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 MONTH Certificates of Deposit
$2,500
2.12%
▼
Rate2.10%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Archer Cooperative Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.60%
Share & IRA Certificates 60 Month
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Minimum $500.00 to Open Certificate
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
60 Months Certificate
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
IRA 60 Months Certificate
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
60 Month CD
$5,000
3.50%
▼
Rate3.50%
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details
Minimum to open is $5,000. Minimum to open waived for existing checking and savings account customers. Penalty for early withdrawal. Consumer accounts only. Rates are subject to change without notice.
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Access Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
certificates of deposit 60 Month
$0
3.50%
▼
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Quarterly and at Maturity
Rate3.36%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
Certificates of Deposit 60 MONTH
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
60 Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Custer Federal State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Month STEP-UP CD
$500
3.15%
▼
Rate3.13%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
First Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
60-Month Certificate
$500
3.14%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.10%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
60 month CD
$50,000
3.14%
▼
Rate3.10%
Min Deposit$50,000
Min Balance—
UpdatedMay 6, 2026
Details
Madison County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
60 Month Certificate of Deposit
$500
3.10%
▼
Rate3.08%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Madison County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
60 Month Certificates of Deposit
$500
3.10%
▼
Rate3.08%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
60 month CD
$10,000
3.08%
▼
Rate3.05%
Min Deposit$10,000
Min Balance—
UpdatedMay 6, 2026
Details
Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
60 Month Certificates of Deposit
$1,000
3.03%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
IRA Certificates of Deposit 60 Month
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 MONTH Certificates of Deposit
$10,000
3.03%
▼
Rate3.00%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
60 Months Certificate and IRA
$100,000
3.00%
▼
Rate2.97%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
Rewards Term Share 60 Months
$0
2.90%
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
**REWARDS RATES REQUIRE CHECKING ACCOUNT RELATIONSHIP
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
60 Months Certificate and IRA
$1,000
2.90%
▼
Rate2.87%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
Certificate of Deposits (CDs) 60 months
$150,000
2.88%
▼
Rate2.85%
Min Deposit$150,000
Min Balance—
UpdatedMay 5, 2026
Details
? $150,000
First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
60 Months Term Share
$0
2.80%
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$500 MINIMUM BALANCE REQUIRED
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
Certificate of Deposits (CDs) 60 months
$50,000
2.78%
▼
Rate2.75%
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details
$50,000 - $149,999.99
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
Regular & IRA Certificates 60 month
$500
2.75%
▼
Rate2.71%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
Regular & IRA Certificates - 60 month
$500
2.75%
▼
Rate2.71%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
Certificate of Deposits (CDs) 60 months
$500
2.73%
▼
Rate2.70%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
$500 - $49,999.99
Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Month Certificate of Deposit
$0
2.66%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Western Nebraska Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
60 Month Certificates Of Deposit
$250
2.52%
▼
Rate2.50%
Min Deposit$250
Min Balance—
UpdatedMay 5, 2026
Details
$250 minimum to open
First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60-Month Certificate of Deposit
$500
2.51%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA 60 Month CD
$500
2.50%
▼
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Cattle Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
60 Months Certificates of Deposit and Fixed Rate Individual Retirement Accounts (IRA)
$0
2.50%
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
60 Month Share Certificates
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
5 Years
$500
2.45%
▼
Rate2.43%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
5 Years Time Certificates of Deposit
$500
2.45%
▼
Rate2.43%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
5 Year CD
$50,000
2.40%
▼
Rate2.38%
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details
$50,000 & Over
Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Month Certificates of Deposit
$0
2.32%
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposit 60 Month
$0
2.32%
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
5 Year CD
$10,000
2.30%
▼
Rate2.28%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
$10,000 - $49,999.99
Security Bank Laurel, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48-60 Months CD
$1,000
2.27%
▼
Rate2.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Jones Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
60 Month Certificates of Deposit and Individual Retirement Accounts
$0
2.25%
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
60-month Regular and Retirement Time Certificates
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
5 Year CD
$100
2.20%
▼
Rate2.18%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details
$100 - $9,999.99
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 MONTH Certificates of Deposit
$2,500
2.02%
▼
Rate2.00%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Months CD Specials
$0
2.00%
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
CD Specials 60 Months
$0
2.00%
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Key Takeaways
What to know about CD rates in Roca, Nebraska at a glance.
- APY tells you the real return. Annual Percentage Yield includes the effect of compounding, while a nominal interest rate doesn't — always compare CDs by APY, not the headline rate.
- The highest CD APY available to Roca residents from institutions serving the Nebraska area is 4.16% APY from Farmers and Merchants Bank Milligan, NE. The rate table above ranks every offer we track, sorted by APY.
- Credit unions often post the highest APYs. Their not-for-profit structure and lower overhead let them pass more yield through to depositors than traditional banks, so it's worth comparing offers from both when shopping for the best rate.
- CDs are insured up to $250,000 per depositor, per institution, per ownership category — by the FDIC for banks, the NCUA for credit unions. Watch for early-withdrawal penalties, which typically run 30 to 180 days of interest depending on the term, so only commit funds you won't need before maturity.
Roca, NE CD Rate Trends
Compare local Roca, NE CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — NE Avg
2.669%
▲ 0.082 vs 7 days ago
Nebraska 12-month CD rates rose 0.082 points over the past 7 days to 2.669% APY.
6-Month CD — NE Avg
2.475%
▼ 0.016 vs 7 days ago
Nebraska 6-month CD rates fell 0.016 points over the past 7 days to 2.475% APY.
As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
NE CD Rate Forecast — Next 12 Months
Where are Nebraska CD rates headed through May 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
NE 12-Month Avg APY
2.669%
6-Month Forecast
2.669%
Range: 2.47% – 2.82%
12-Month Forecast
2.419%
Range: 2.22% – 2.57%
Powered by
MonitorBankRates
What Your Savings Earn at NE CD Rates Today
Annual interest earnings at today’s Nebraska average APYs. State average used where available; national average as fallback.
| CD Term | NE Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.370% | $68.48 | $136.96 | $342.40 | $684.80 |
| 6-Month CD | 2.475% | $123.73 | $247.45 | $618.63 | $1,237.25 |
| 12-Month CD | 2.669% | $133.45 | $266.89 | $667.23 | $1,334.45 |
| 18-Month CD | 2.669% | $133.43 | $266.86 | $667.15 | $1,334.30 |
| 24-Month CD | 2.849% | $142.45 | $284.89 | $712.23 | $1,424.45 |
| 36-Month CD | 2.675% | $133.76 | $267.51 | $668.78 | $1,337.55 |
| 48-Month CD | 2.689% | $134.45 | $268.89 | $672.23 | $1,344.45 |
| 60-Month CD | 2.742% | $137.10 | $274.20 | $685.50 | $1,371.00 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of May 10, 2026. | |||||
Sample CD Ladder for Roca, Nebraska Savers
$25,000 split equally across 5 terms using today’s Nebraska average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | NE Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.370% | $68.48 |
| 2 | 6-Month CD | $5,000 | 2.475% | $123.73 |
| 3 | 12-Month CD | $5,000 | 2.669% | $133.45 |
| 4 | 24-Month CD | $5,000 | 2.849% | $142.45 |
| 5 | 36-Month CD | $5,000 | 2.675% | $133.76 |
| Total ($25,000 invested) | $25,000 | 2.407% blended | $601.87/yr | |
Ladder example uses equal $5,000 rungs and Nebraska average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
462
CD Rates
Tracked in Roca, Nebraska
Tracked in Roca, Nebraska
41 Banks
22 Credit Unions
About Our Roca, Nebraska CD Rate Database
MonitorBankRates tracks 462 CD rates from 41 banks and 22 credit unions with locations in Roca, Nebraska, plus national online institutions available to Nebraska residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: Farmers and Merchants Bank Milligan, NE offers a CD at 4.16% APY with a minimum deposit of $500. Use the rate table above to compare all current offers in Roca, Nebraska.
How to Find the Best CD Rates in Roca, Nebraska
What to compare when shopping for a CD in Roca, Nebraska
To find the best APYs in Roca, Nebraska, start with credit unions and online-only banks — Roca, Nebraska has 22 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Roca, Nebraska
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Roca, Nebraska — 63 institutions here report CD rates
Consider an Alternative If…
- You may need funds within 30 days → Roca, Nebraska savings rates
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing access → Roca, Nebraska money market rates
Nebraska Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024 (state-level data shown — city data not available)
Population 65+
16.7%
National avg: 17.3%
Median Individual Earnings
$44,279
National avg: $47,340
Poverty Rate
10.6%
National avg: 11.1%
Unemployment Rate
3.0%
National avg: 4.8%
CD Earnings on 10% of Salary
$118/yr
At NE 12-mo avg 2.669% APY
16.7% of residents are 65 or older — below the national average of 17.3%; a low unemployment rate of 3.0% reflects a strong local economy. At today’s NE 12-month CD average of 2.669%, saving 10% of the local median salary ($4,427/year) and putting it in a CD would earn an additional $118 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Roca, Nebraska
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
Frequently Asked Questions about CD Rates in Roca, Nebraska
Are CD rates in Roca, Nebraska FDIC insured?
Yes, most established banks in Roca, Nebraska are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Roca, Nebraska?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Roca, Nebraska.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Roca, Nebraska may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Roca, Nebraska?
Here are recent top rates found for this area:
- Farmers and Merchants Bank Milligan, NE: 4.16% APY (24 Month CD)
- Omaha Police Federal Credit Union: 4.11% APY (6 Month CD)
- Omaha Federal Credit Union: 4.00% APY (6 Month Share Certificates)
- First Community Bank Beemer, NE: 4.00% APY (6 MONTH)
- Cobalt Federal Credit Union: 3.95% APY (6 Months Certificate)
- Union Pacific Streamliner Federal Credit Union: 3.95% APY (36-Month Share Certificate - Special)
- Adams County Bank: 3.91% APY (Certificate of Deposits (CDs) 6 months)
- Enterprise Bank Omaha, NE: 3.90% APY (6 Months CD Specials)
- Thayer County Bank: 3.87% APY (48 Month CD)
- The Bank of Steinauer: 3.86% APY (Certificate of Deposit* 6 Month)
Rates reflect recent verified offers available in Roca, Nebraska. Last Updated: May 10, 2026
CD Calculators for Roca, Nebraska
Roca, Nebraska CD Calculator
At today’s NE top rate of 4.16% APY, a $10,000 deposit earns $416 in the first year. Enter your amount to see your exact return.
Roca, Nebraska CD LadderNE CD rates currently range from 1.370% (3-month) to 2.675% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Roca, Nebraska CD at 4.16% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsNebraska’s average 12-month CD is 2.669% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Roca, Nebraska directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Roca, Nebraska. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in NE.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: May 10, 2026
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