North Dakota Best CD Rates September 2026

Balance: $100,000+*

For all certificates unless otherwise noted: penalty for early withdrawal. Minimum deposit of $500 required to open certificate & earn dividends. Rate is accurate as today's dividend declaration. Fees may reduce earnings on the account. Rate = dividend rate.

Balance: $25,000 - $99,999*

Balance: $99,999.01 or more; Payment Frequency: Maturity

Balance: $99,999.01 or more; Payment Frequency: Maturity

Balance: $1,000 - $24,999*

Balance: $500 - $99,999; Payment Frequency: Maturity

Balance: $500 - $99,999; Payment Frequency: Maturity

With a minimum balance of just $500 and 100% of your deposit in new money, you'll earn 4.15% APY (Annual Percentage Yield). New money is funds that are not currently held by Capital Credit Union in any share or deposit account. APY accurate as of Aug. 1, 2026, and subject to change. Fees may reduce earnings. Penalties apply for early withdrawal of CDs. Penalties can reduce principal. Other restrictions may apply. CD will mature 6 months after the date it is opened. After 6 months, CD balance will automatically roll into a regular 6-Month CD at the advertised rate on the date of rollover. Offer expires when limit is reached. Offer may end at any time and without notice.

Early Withdrawal Penalty: 90 days dividends

For all certificates unless otherwise noted: penalty for early withdrawal. Minimum deposit of $500 required to open certificate & earn dividends. Rate is accurate as today's dividend declaration. Fees may reduce earnings on the account. Rate = dividend rate.

Effective Date: Sunday, September 20th, 2026

Must be under 18 to open. 18M allows add-ons & withdrawals (Min +/- $100 ) & a 1-time rate bump (must provide report card). MAXIMUM DEPOSIT OF $10,000.00, LIMIT ONE PER MEMBER

For all certificates unless otherwise noted: penalty for early withdrawal. Minimum deposit of $500 required to open certificate & earn dividends. Rate is accurate as today's dividend declaration. Fees may reduce earnings on the account. Rate = dividend rate.

Balance: $100,000-$149,999

Balance: $50,000-$99,999

Balance: $500-$24,999

Balance: $99,999.01 or more; Payment Frequency: Semiannually

Balance: $99,999.01 or more; Payment Frequency: Semiannually

Balance: $500 - $99,999; Payment Frequency: Semiannually

Balance: $500 - $99,999; Payment Frequency: Semiannually

* Substantial Penalty for early withdrawal. Other conditions may apply.

For all certificates unless otherwise noted: penalty for early withdrawal. Minimum deposit of $500 required to open certificate & earn dividends. Rate is accurate as today's dividend declaration. Fees may reduce earnings on the account. Rate = dividend rate.

Balance: $150,000+

Balance: $99,999.01 or more; Payment Frequency: Annually

Balance: $99,999.01 or more; Payment Frequency: Annually

Balance: $100,000-$149,999

Balance: $500 - $99,999; Payment Frequency: Annually

Balance: $500 - $99,999; Payment Frequency: Annually