Current Salina, Oklahoma CD rates include Lakeside Bank of SalinaLakeside Bank of Salina103 W Ferry St, Salina, OK 74365B4.6 ★Texas Ratio: 19.66% offering 6 Month Jumbo Certificate of Deposits at 3.71% APY, WEOKIE Federal Credit UnionWEOKIE Federal Credit UnionA+5.0 ★Texas Ratio: 3.68% offering 3 Month Certificate Accounts and IRA Certificates at 4.10% APY, Lifetime Federal Credit UnionLifetime Federal Credit UnionA+5.0 ★Texas Ratio: 3.25% offering IRA / 12 Month Certificate at 3.97% APY, Red River Employees Federal Credit UnionRed River Employees Federal Credit UnionA+5.0 ★Texas Ratio: 5.10% offering 6 Month TEAL Certificate at 3.95% APY, and First Liberty BankFirst Liberty BankA+5.0 ★Texas Ratio: 5.25% offering 6 Month CD at 3.90% APY. CD rates as of April 12, 2026 according to verified data from MonitorBankRates.
Salina has 4 local institutions in our database, with CD rates as high as 3.71% APY from Lakeside Bank of Salina at 103 W Ferry St, Salina, OK 74365. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Oklahoma area. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 12, 2026
Available for IRAs-Penalties may be imposed for early withdrawal
Limited-time offer.
Age 0-17
Union State Bank CD Specials are available as a limited time offer. $2,500 minimum balance required, other restrictions apply.
$50,000 - $250,000 New Money
Limited-time offer.
$1,000-$49,000
100bp change
Limited time offer
Available for IRAs-Penalties may be imposed for early withdrawal
Limited-time offer.
Balance Over $10,000
Qualifying balance up to $49,000.00
Limited-time offer.
$100,000; comp semi-annually
Limited-time offer.
Available for IRAs-Penalties may be imposed for early withdrawal
$100,000; comp semi-annually
Balance Over $10,000
Limited-time offer.
$100,000; comp semi-annually
Balance Over $10,000
Balance Over $10,000
Limited-time offer.
Balance Over $10,000
Compare local Salina, OK CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Oklahoma 12-month CD rates fell 0.634 points over the past 7 days to 2.862% APY.
Oklahoma 6-month CD rates fell 0.488 points over the past 7 days to 2.943% APY.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Salina, Oklahoma directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Salina, Oklahoma. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in OK.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.