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CD Rates Stidham, Oklahoma (OK) for April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | CD Rates Last Updated and Verified: April 5, 2026

Current Stidham, Oklahoma CD rates include WEOKIE Federal Credit UnionWEOKIE Federal Credit UnionA+5.0 ★Texas Ratio: 3.68% offering 3 Month Certificate Accounts and IRA Certificates at 4.10% APY, Farmers Insurance Federal Credit UnionFarmers Insurance Federal Credit UnionA-5.0 ★Texas Ratio: 15.43% offering 3-Month Certificate at 4.00% APY, Washita State BankWashita State BankA+5.0 ★Texas Ratio: 0.00% offering 6 Month CD at 3.95% APY, First Liberty BankFirst Liberty BankA+5.0 ★Texas Ratio: 5.25% offering 6 Month CD at 3.90% APY, and WeStreet Federal Credit UnionWeStreet Federal Credit UnionB4.4 ★Texas Ratio: 22.03% offering 6-month Jumbo Certificate at 3.87% APY. CD rates as of April 5, 2026 according to verified data from MonitorBankRates.

Stidham is a smaller community with no bank or credit union branches currently in our database. 177 institutions serving the Oklahoma area are available to Stidham residents, with CD rates as high as 4.10% APY from WEOKIE Federal Credit Union. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 5, 2026

Compare Best CD Rates in Stidham, Oklahoma & the Surrounding Area

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
3 Month Certificate Accounts and IRA Certificates
$0
4.10%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.43%
3-Month Certificate
$0
4.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

No minimum deposit.

Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
3 Month Special IRA Certificates
$1,000
3.55%
View
▼
Rate3.49%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Available for IRAs-Penalties may be imposed for early withdrawal

Great Southern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
3-Month CD
$1,000
3.40%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Commerce Duncan, OK
Institution Rating:
A-4.9 ★Texas Ratio: 16.35%
3 Month (90 Day) CD
$0
3.35%
View
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
3 Mo. Term Share (Certificate) / IRA
$0
3.16%
View
▼
Rate3.12%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Vici
Institution Rating:
B-4.3 ★Texas Ratio: 23.13%
3 Month Certificate
$0
3.15%
View
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
3-month Jumbo Certificate
$100,000
2.95%
View
▼
Rate2.92%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
3 Month Share Certificate
$0
2.58%
View
▼
Rate2.55%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

American Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
3 Month Certificate of Deposit
$1,000
2.25%
View
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

The Community State Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
30-90 Day CD
$0
1.16%
View
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
IRA Certificates 3 Month
$0
1.13%
View
▼
Rate1.12%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
91-Days (3-Month) Certificates of Deposit (CD)
$0
1.12%
View
▼
Rate1.12%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

FNB Community Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.57%
3 Month CD
$1,000
0.80%
View
▼
Rate0.80%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Regent Bank (OK)
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
3 Month CD
$1,000
0.10%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Limited-time offer.

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Washita State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month CD
$1,000
3.95%
View
▼
Rate3.88%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Annual Percentage Yield. Minimum balance of $1,000 to earn APY. Rate 3.88% as of 11/1/2025. Rates subject to change. Early withdrawal penalties may apply.

First Liberty Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
6 Month CD
$0
3.90%
View
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
6-month Jumbo Certificate
$100,000
3.87%
View
▼
Rate3.81%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Vici
Institution Rating:
B-4.3 ★Texas Ratio: 23.13%
6 Month Certificate
$0
3.82%
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
Jumbo Certificate 6 month
$75,000
3.80%
View
▼
Rate3.75%
Min Deposit$75,000
Min Balance—
UpdatedApr 5, 2026
Details

The Community State Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
6 Month CD
$0
3.79%
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Lakeside Bank of Salina
Institution Rating:
B4.6 ★Texas Ratio: 19.66%
6 Month Jumbo Certificate of Deposits
$0
3.71%
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Union State Bank Arkansas City, KS
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
6 Month CD Special
$2,500
3.70%
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details

Limited time offer. Not available to other financial institutions or public funds.

Simmons Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
6-month CD
$50,000
3.65%
View
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details

$50,000 - $250,000 New Money

Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Share Certificate 6 Mo. Jumbo
$0
3.50%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Regent Bank (OK)
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
6 Month CD
$1,000
3.49%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Limited-time offer.

Great Southern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
6-Month CD
$1,000
3.40%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Commerce Duncan, OK
Institution Rating:
A-4.9 ★Texas Ratio: 16.35%
6 Month (180 Day) CD
$0
3.35%
View
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
6 Mo. Term Share (Certificate) / IRA
$0
3.31%
View
▼
Rate3.27%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
6 Month Share/IRA Certificate
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

The Focus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
6 Month Certificate
$1,000
3.25%
View
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

IRA certificate not available

Employees Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.81%
Share Certificate Account 6 Month Jumbo
$50,000
3.19%
View
▼
Rate3.15%
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details

MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
6 Month Share Certificate
$0
2.93%
View
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

American Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
6 Month Certificate of Deposit
$1,000
2.50%
View
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
182-Day (6-Month) Certificates of Deposit (CD)
$0
2.13%
View
▼
Rate2.11%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

True Sky Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.26%
6 Month CD
$0
1.66%
View
▼
Rate1.65%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
IRA Certificates 6 Month
$0
1.54%
View
▼
Rate1.52%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
6 Month CD
$1,000
1.25%
View
▼
Rate1.24%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

FNB Community Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.57%
6 Month CD
$1,000
0.90%
View
▼
Rate0.90%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

SpiritBank
Institution Rating:
B+4.7 ★Texas Ratio: 18.26%
6 month Certificate of Deposit
$0
0.80%
View
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
6-month automatic saver CD
$500
0.01%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
The Focus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
12 Month Certificate
$1,000
3.85%
View
▼
Rate3.78%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Washita State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
WSB Traditional CDs 12 Month
$1,000
3.80%
View
▼
Rate3.74%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Elevate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
1 YEAR CD
$0
3.79%
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Liberty Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
12 Month CD (also IRA)
$0
3.75%
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
12-month Certificate
$1,000
3.60%
View
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Vici
Institution Rating:
B-4.3 ★Texas Ratio: 23.13%
12 Month Certificate
$0
3.56%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

The Community State Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
12 Month CD
$0
3.55%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Union State Bank Arkansas City, KS
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
12 Month CD Special
$2,500
3.51%
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details

Limited time offer. Not available to other financial institutions or public funds.

Old Glory Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
Prosperity 12-Month CD
$2,500
3.50%
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details

First Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
Share Certificates (CD) 1 Year
$0
3.45%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

MapleMark Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
12 MONTH CD
$25,000
3.40%
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 5, 2026
Details

Limited time offer

Employees Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.81%
Share Certificate Account 12 Month Jumbo
$50,000
3.39%
View
▼
Rate3.35%
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details

Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
12 Mo. Term Share (Certificate) / IRA
$0
3.36%
View
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Commerce Duncan, OK
Institution Rating:
A-4.9 ★Texas Ratio: 16.35%
12 Month CD
$0
3.35%
View
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
12 Month Share Certificate
$0
3.34%
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
12 Month Special IRA Certificates
$1,000
3.25%
View
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Available for IRAs-Penalties may be imposed for early withdrawal

Regent Bank (OK)
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
12 Month CD
$1,000
3.13%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Limited-time offer.

Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
1 Year Share/IRA Certificate
$0
2.95%
View
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

American Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
12 Month Certificate of Deposit
$1,000
2.85%
View
▼
Rate2.81%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
Regular, IRA & Business Jumbo Certificates 1 year
$0
2.78%
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
12-Month Certificates of Deposit (CD)
$0
2.60%
View
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Fraternal Order Of Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
IRA 1 Year Certificate
$0
2.50%
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
IRA Certificates 12 Month
$0
2.15%
View
▼
Rate2.12%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

True Sky Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.26%
7-12 Month CD
$0
1.86%
View
▼
Rate1.84%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Share Certificate 12 Month
$0
1.85%
View
▼
Rate1.83%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
12-month certificate
$10,000
1.13%
View
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 5, 2026
Details

Balance Over $10,000

SpiritBank
Institution Rating:
B+4.7 ★Texas Ratio: 18.26%
12 month Certificate of Deposit
$0
1.00%
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
IRA CD 1 Year
$0
0.10%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
1-year convertible CD
$500
0.01%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Qualifying balance up to $49,000.00

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
18 month Certificate
$1,000
3.80%
View
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

SpiritBank
Institution Rating:
B+4.7 ★Texas Ratio: 18.26%
IRA variable 18-month
$0
3.70%
View
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

MapleMark Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
18 MONTH CD
$0
3.30%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Security Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.88%
18 Month CD
$0
3.29%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Commerce Duncan, OK
Institution Rating:
A-4.9 ★Texas Ratio: 16.35%
18 Month CD
$0
3.25%
View
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
18 Month Share Certificate
$0
3.24%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
18-month Jumbo Certificate
$100,000
3.20%
View
▼
Rate3.16%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

American Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
18 Month IRA Fixed & Roth & Education
$250
3.05%
View
▼
Rate3.00%
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Vici
Institution Rating:
B-4.3 ★Texas Ratio: 23.13%
18 Month Certificate
$0
3.04%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Muskogee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
18 month IRA Certificates
$50
3.00%
View
▼
Rate2.96%
Min Deposit$50
Min Balance—
UpdatedApr 5, 2026
Details

Regent Bank (OK)
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
18 Month CD
$1,000
2.98%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Limited-time offer.

Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
18 Month Share/IRA Certificate
$0
2.95%
View
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Credit Union One Of Oklahoma Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
18 Month Share Certificate
$0
2.78%
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
18-Month Certificates of Deposit (CD)
$0
2.60%
View
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

The Stock Exchange Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
IRA Certificates 18 Month IRA
$500
2.53%
View
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
IRA Certificates 18 Month
$0
2.45%
View
▼
Rate2.42%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Lakeside Bank of Salina
Institution Rating:
B4.6 ★Texas Ratio: 19.66%
18 Month Certificate of Deposits
$0
2.38%
View
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Triad Bank, N.A.
Institution Rating:
F2.2 ★Texas Ratio: 48.96%
Certificates 18 Month
$0
2.26%
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Under $100,000; Penalty may apply for early withdrawal.

The Community State Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
18 Month CD
$0
2.02%
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Share Certificate 18 Mo. HSA
$0
1.95%
View
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
18 Month CD
$1,000
1.75%
View
▼
Rate1.74%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

FNB Community Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.57%
18 Month CD
$1,000
1.15%
View
▼
Rate1.15%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
24 Month Certificate Accounts and IRA Certificates
$0
3.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
Share Certificates (CD) 2 Year
$0
3.40%
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
24 Mo. Term Share (Certificate) / IRA
$0
3.36%
View
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Oklahoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
2-year cd
$0
3.35%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Employees Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.81%
Share Certificate Account 24 Month Jumbo
$50,000
3.29%
View
▼
Rate3.25%
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details

First Liberty Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
24 Month CD (also IRA)
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Security Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.88%
24 Month CD
$0
3.24%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
24 Month Share Certificate
$0
3.14%
View
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
24-month Boost Certificate
$1,000
3.10%
View
▼
Rate3.06%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Vici
Institution Rating:
B-4.3 ★Texas Ratio: 23.13%
24 Month Certificate
$0
3.04%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Commerce Duncan, OK
Institution Rating:
A-4.9 ★Texas Ratio: 16.35%
24 Month CD
$0
3.00%
View
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Regent Bank (OK)
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
24 Month CD
$1,000
2.98%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Limited-time offer.

American Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
24 Month Certificate of Deposit
$1,000
2.95%
View
▼
Rate2.91%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
IRA Certificates 24 Month
$0
2.76%
View
▼
Rate2.73%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
24 Month Special IRA Certificates
$1,000
2.75%
View
▼
Rate2.72%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Available for IRAs-Penalties may be imposed for early withdrawal

AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
24-Month Certificates of Deposit (CD)
$0
2.60%
View
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Washita State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
WSB Traditional CDs 24 Month
$1,000
2.58%
View
▼
Rate2.55%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Triad Bank, N.A.
Institution Rating:
F2.2 ★Texas Ratio: 48.96%
Certificates and Over 24 Month
$100,000
2.52%
View
▼
Rate2.50%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

$100,000; Penalty may apply for early withdrawal.

Fraternal Order Of Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
IRA 2 Year Certificate
$0
2.50%
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Lakeside Bank of Salina
Institution Rating:
B4.6 ★Texas Ratio: 19.66%
24 Month Certificate of Deposits
$0
2.43%
View
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Share Certificate 24 Month
$0
2.05%
View
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Elevate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
2 YEAR CD
$0
1.61%
View
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
24-month certificate
$10,000
1.38%
View
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 5, 2026
Details

Balance Over $10,000

Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
Jumbo Certificate 24 month
$75,000
1.26%
View
▼
Rate1.25%
Min Deposit$75,000
Min Balance—
UpdatedApr 5, 2026
Details

FNB Community Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.57%
24 Month CD
$1,000
1.21%
View
▼
Rate1.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

SpiritBank
Institution Rating:
B+4.7 ★Texas Ratio: 18.26%
24 month Certificate of Deposit
$0
1.10%
View
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
36 Mo. Term Share (Certificate) / IRA
$0
3.41%
View
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
36-month Jumbo Certificate
$100,000
3.35%
View
▼
Rate3.31%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Employees Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.81%
Share Certificate Account 36 Month Jumbo
$50,000
3.29%
View
▼
Rate3.25%
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details

Regent Bank (OK)
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
36 Month CD
$1,000
3.25%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Limited-time offer.

American Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
36 Month IRA Fixed
$250
3.20%
View
▼
Rate3.15%
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details

Security Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.88%
36 Month CD
$0
3.19%
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
IRA Certificates 36 Month
$0
3.17%
View
▼
Rate3.12%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
36 Month Certificate Accounts and IRA Certificates
$0
3.15%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
36 Month Share Certificate
$0
3.09%
View
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Liberty Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
36 Month CD
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

The Focus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
36 Month Certificate
$1,000
2.85%
View
▼
Rate2.81%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Triad Bank, N.A.
Institution Rating:
F2.2 ★Texas Ratio: 48.96%
Certificates and Over 36 Month
$100,000
2.77%
View
▼
Rate2.75%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

$100,000; Penalty may apply for early withdrawal.

Bank of Commerce Duncan, OK
Institution Rating:
A-4.9 ★Texas Ratio: 16.35%
36 Month CD
$0
2.75%
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Washita State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
WSB Traditional CDs 36 Month
$1,000
2.65%
View
▼
Rate2.62%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
36-Month Certificates of Deposit (CD)
$0
2.60%
View
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Fraternal Order Of Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
IRA 3 Year Certificate
$0
2.50%
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Share Certificate 36 Mo. HSA
$0
2.45%
View
▼
Rate2.43%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
36 Month CD
$1,000
2.25%
View
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Elevate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
3 YEAR CD
$0
1.71%
View
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
36-month certificate
$10,000
1.63%
View
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 5, 2026
Details

Balance Over $10,000

Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
Jumbo Certificate 36 month
$75,000
1.36%
View
▼
Rate1.35%
Min Deposit$75,000
Min Balance—
UpdatedApr 5, 2026
Details

FNB Community Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.57%
36 Month CD
$1,000
1.31%
View
▼
Rate1.30%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

SpiritBank
Institution Rating:
B+4.7 ★Texas Ratio: 18.26%
3 year Certificate of Deposit
$0
1.15%
View
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
48-month Jumbo Boost Certificate
$100,000
3.50%
View
▼
Rate3.46%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
48 Mo. Term Share (Certificate) / IRA
$0
3.46%
View
▼
Rate3.41%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Employees Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.81%
Share Certificate Account 48 Month Jumbo
$50,000
3.29%
View
▼
Rate3.25%
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details

Regent Bank (OK)
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
48 Month CD
$1,000
3.25%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Limited-time offer.

Security Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.88%
48 Month CD
$0
3.19%
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
48 Month Certificate Accounts and IRA Certificates
$0
3.15%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
4 Year Share/IRA Certificate
$0
3.10%
View
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
48 Month Share Certificate
$0
3.09%
View
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

The Focus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
48 Month Certificate
$1,000
2.85%
View
▼
Rate2.81%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Washita State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
WSB Traditional CDs 48 Month
$1,000
2.82%
View
▼
Rate2.78%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Commerce Duncan, OK
Institution Rating:
A-4.9 ★Texas Ratio: 16.35%
48 Month CD
$0
2.75%
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
48-Month Certificates of Deposit (CD)
$0
2.60%
View
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Vici
Institution Rating:
B-4.3 ★Texas Ratio: 23.13%
48 Month Certificate
$0
2.56%
View
▼
Rate2.53%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Share Certificate 48 Month
$0
2.55%
View
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
48 Month CD
$1,000
2.15%
View
▼
Rate2.13%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
48-month certificate
$10,000
1.88%
View
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 5, 2026
Details

Balance Over $10,000

Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
Jumbo Certificate 48 month
$75,000
1.56%
View
▼
Rate1.55%
Min Deposit$75,000
Min Balance—
UpdatedApr 5, 2026
Details

FNB Community Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.57%
48 Month CD
$1,000
1.36%
View
▼
Rate1.35%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

SpiritBank
Institution Rating:
B+4.7 ★Texas Ratio: 18.26%
4 year Certificate of Deposit
$0
1.15%
View
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
60-month Jumbo Certificate
$100,000
3.60%
View
▼
Rate3.55%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
60 Mo. Term Share (Certificate) / IRA
$0
3.56%
View
▼
Rate3.51%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Employees Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.81%
Share Certificate Account 60 Month Jumbo
$50,000
3.34%
View
▼
Rate3.30%
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details

Regent Bank (OK)
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
60 Month CD
$1,000
3.25%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Limited-time offer.

Security Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.88%
60 Month CD
$0
3.24%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
60 Month Certificate Accounts and IRA Certificates
$0
3.15%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
5 Year Share/IRA Certificate
$0
3.10%
View
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Washita State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
WSB Traditional CDs 60 Month
$1,000
3.03%
View
▼
Rate2.99%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

First Liberty Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
60 Month CD
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
60 Month Share Certificate
$0
2.83%
View
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Vici
Institution Rating:
B-4.3 ★Texas Ratio: 23.13%
60 Month Certificate
$0
2.63%
View
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
60-Month Certificates of Deposit (CD)
$0
2.60%
View
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
60 Month CD
$1,000
2.50%
View
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

True Sky Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.26%
5 year CD
$0
2.33%
View
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
60-month certificate
$10,000
2.13%
View
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 5, 2026
Details

Balance Over $10,000

Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
60 month Certificate
$1,000
1.31%
View
▼
Rate1.30%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

SpiritBank
Institution Rating:
B+4.7 ★Texas Ratio: 18.26%
5 year Certificate of Deposit
$0
1.29%
View
▼
Rate1.28%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

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Stidham, OK CD Rate Trends

Compare local Stidham, OK CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Oklahoma CD Trends →
12-Month CD — OK Avg
3.019%
▲ 0.854 vs 7 days ago

Oklahoma 12-month CD rates rose 0.854 points over the past 7 days to 3.019% APY.

6-Month CD — OK Avg
2.938%
▲ 0.403 vs 7 days ago

Oklahoma 6-month CD rates rose 0.403 points over the past 7 days to 2.938% APY.

As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about CD Rates in Stidham, Oklahoma

Are CD rates in Stidham, Oklahoma FDIC insured?

Yes, most established banks in Stidham, Oklahoma are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Stidham, Oklahoma?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Stidham, Oklahoma.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Stidham, Oklahoma may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Stidham, Oklahoma?

Here are recent top rates found for this area:
  • WEOKIE Federal Credit Union: 4.10% APY (3 Month Certificate Accounts and IRA Certificates)
  • Farmers Insurance Federal Credit Union: 4.00% APY (3-Month Certificate)
  • Washita State Bank: 3.95% APY (6 Month CD)
  • First Liberty Bank: 3.90% APY (6 Month CD)
  • WeStreet Federal Credit Union: 3.87% APY (6-month Jumbo Certificate)
  • The Focus Federal Credit Union: 3.85% APY (12 Month Certificate)
  • Bank of Vici: 3.82% APY (6 Month Certificate)
  • Municipal Employees Credit Union of Oklahoma City: 3.80% APY (Jumbo Certificate 6 month)
  • The Community State Bank: 3.79% APY (6 Month CD)
  • Elevate Bank: 3.79% APY (1 YEAR CD)
Rates reflect recent verified offers available in Stidham, Oklahoma. Last Updated: April 5, 2026

CD Calculators

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Methodology & Data Sources

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Stidham, Oklahoma directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Stidham, Oklahoma. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in OK.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 5, 2026

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