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Tulsa, Oklahoma CD Rates Today - Compare Best APYs for June 2026

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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | CD Rates Last Updated and Verified: June 23, 2026

Current Tulsa, Oklahoma CD rates include Lifetime Federal Credit UnionLifetime Federal Credit Union1400 S Boston Ave, Tulsa, OK 74119 3612A+5.0 ★Texas Ratio: 3.14%Real return: +1.38%APY minus CPI (February 2026) offering IRA / 12 Month Certificate at 4.18% APY, WeStreet Federal Credit UnionWeStreet Federal Credit Union9323 E 21st St, Tulsa, OK 74129 1400B4.4 ★Texas Ratio: 20.17%Real return: +1.05%APY minus CPI (February 2026) offering 6-month Jumbo Certificate at 3.85% APY, Encentus Federal Credit UnionEncentus Federal Credit Union1320 S Lewis Ave, Tulsa, OK 74104 4205A+5.0 ★Texas Ratio: 7.83%Real return: +1.02%APY minus CPI (February 2026) offering IRA Certificate 6 Months at 3.82% APY, SpiritBankSpiritBank4815 S Harvard Ave, Tulsa, OK 74135B+4.7 ★Texas Ratio: 18.26%Real return: +0.91%APY minus CPI (February 2026) offering IRA variable 18-month at 3.71% APY, and First Oklahoma BankFirst Oklahoma Bank4106 S Rockford Ave, Tulsa, OK 74105A+5.0 ★Texas Ratio: 0.06%Real return: +0.80%APY minus CPI (February 2026) offering 6-month CD at 3.60% APY. CD rates as of June 23, 2026 according to verified data from MonitorBankRates.

Tulsa has 101 local institutions in our database, with CD rates as high as 4.18% APY from Lifetime Federal Credit Union at 1400 S Boston Ave, Tulsa, OK 74119 3612. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Oklahoma area. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: June 23, 2026

Compare Best CD Rates in Tulsa, Oklahoma & the Surrounding Area

Jump to: 3 Month · 6 Month · 12 Month · 18 Month · 24 Month · 36 Month · 48 Month · 60 Month

Tulsa 3 Month CD Rates

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
3 Month Special
$0
3.55%
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Contact Us Today

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
3-month Jumbo Certificate
$100,000
2.95%
View
▼
Rate2.92%
Min Deposit$100,000
Min Balance—
UpdatedJun 16, 2026
Details

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
3-month Jumbo IRA Certificate
$100,000
2.95%
View
▼
Rate2.92%
Min Deposit$100,000
Min Balance—
UpdatedJun 16, 2026
Details

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
3-month Certificate
$1,000
2.90%
View
▼
Rate2.87%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
3-month IRA Certificate
$1,000
2.90%
View
▼
Rate2.87%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details

AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
9810 E 51st St, Tulsa, OK 74146
91-Days (3-Month) Certificate of Deposit
$0
1.12%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
3 Month CD
$0
1.00%
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
3 mo
$0
3.45%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
3 Months
$50,000
3.45%
View
▼
Rate3.40%
Min Deposit$50,000
Min Balance—
UpdatedJun 23, 2026
Details

First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
3 Months
$1,000
3.40%
View
▼
Rate3.35%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details

First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
3 mo
$0
3.40%
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
3-Month Certificate
$1,000
3.25%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details

Quick deposit, solid gains. Will automatically renew at maturity into a standard 3-Month Certificate at the prevailing rate at that time. Early withdrawal penalty: 1% of the amount withdrawn for terms of 12 months or less.

Bank of Vici
Institution Rating:
B-4.3 ★Texas Ratio: 23.13%
3 Month Certificate
$0
3.15%
View
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
IRA Certificate 3 Months
$0
2.27%
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 9.94%
3 Mo Certificate
$10,000
2.22%
View
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedJun 11, 2026
Details

3 Mo Certificate - $10k: 172% is the difference between the percent earned in interest between Advancial Federal Credit Union's rate at 2.22% APY compared to 0.82% APY for the Charlotte Metro market average over the life of a 3 month share certificate at $10,000.

Mercy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
3 month
$0
2.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

First Enterprise Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
3 Months
$1,000
1.50%
View
▼
Rate1.50%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details

Washita State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month
$1,000
1.16%
View
▼
Rate1.15%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details

Frontier State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
3 Months
$0
1.16%
View
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

The Community State Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
30-90 Day CD
$0
1.16%
View
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

FNB Community Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.57%
3 Month CD
$1,000
0.80%
View
▼
Rate0.80%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details

Tulsa 6 Month CD Rates

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
6-month Jumbo Certificate
$100,000
3.85%
View
▼
Rate3.80%
Min Deposit$100,000
Min Balance—
UpdatedJun 16, 2026
Details

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
6-month Jumbo IRA Certificate
$100,000
3.85%
View
▼
Rate3.80%
Min Deposit$100,000
Min Balance—
UpdatedJun 16, 2026
Details

Encentus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 7.83%
1320 S Lewis Ave, Tulsa, OK 74104 4205
IRA Certificate 6 Months
$0
3.82%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
6-month Certificate
$1,000
3.65%
View
▼
Rate3.60%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
6-month IRA Certificate
$1,000
3.65%
View
▼
Rate3.60%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details

First Oklahoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
4106 S Rockford Ave, Tulsa, OK 74105
6-month CD
$0
3.60%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
6 Month Special
$0
3.50%
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Contact Us Today

Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
907 S Detroit Ave, Tulsa, OK 74120 4205
6 month Certificate
$0
3.36%
View
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
108 E 8th St, Tulsa, OK 74119 1604
6 Month Share/IRA Certificate
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
9810 E 51st St, Tulsa, OK 74146
IRA Certificate 182-Days (6-Months)
$0
2.13%
View
▼
Rate2.11%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
9810 E 51st St, Tulsa, OK 74146
182-Day (6-Month) Certificate of Deposit
$0
2.13%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
6 Month CD
$0
1.25%
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

SpiritBank
Institution Rating:
B+4.7 ★Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
6 month
$0
0.80%
View
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Washita State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month
$1,000
3.95%
View
▼
Rate3.88%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details

Washita State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month CD
$0
3.95%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Rate 3.88% as of 11/1/2025. Rates subject to change. Early withdrawal penalties may apply.

Frontier State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
6 Months
$0
3.95%
View
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
6 Month TEAL Certificate (Age 0-17)
$0
3.95%
View
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
6 Months
$0
3.95%
View
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
6-Month TEAL Certificate
$250
3.95%
View
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedJun 23, 2026
Details

For kids and Teens (age 0-17). Compounded monthly.

First Liberty Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
6 Month CD
$0
3.90%
View
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Bank of Vici
Institution Rating:
B-4.3 ★Texas Ratio: 23.13%
6 Month Certificate
$0
3.82%
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
6 month
$0
3.80%
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

The Community State Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
6 Month CD
$0
3.79%
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

First Enterprise Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
6 Months
$1,000
3.75%
View
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details

Union State Bank Arkansas City, KS
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
6-Month CD Special
$0
3.70%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

Muskogee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
6 months
$0
3.61%
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

The Community State Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
6 Month CD
$0
3.53%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
6 mo
$0
3.50%
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
6 Months
$50,000
3.50%
View
▼
Rate3.44%
Min Deposit$50,000
Min Balance—
UpdatedJun 23, 2026
Details

First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
6 mo
$0
3.45%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
6 Months
$1,000
3.45%
View
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details

USE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
IRA Certificate 6 Months
$0
3.25%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
6-Month Certificate
$1,000
3.25%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details

Great short-term rate. Will automatically renew at maturity into a standard 6-month Certificate at the prevailing rate at that time. Early withdrawal penalty: 1% of the amount withdrawn for terms of 12 months or less.

MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
IRA Certificate 6 Months
$0
3.14%
View
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 23.54%
6 months
$0
3.04%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Bison Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
6 Month Certificate
$500
3.04%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details

Bison Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
IRA Certificate Account 6 Month
$500
3.04%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details

Mercy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
6 month
$0
2.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

FNB Community Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.57%
6 Month CD
$1,000
0.90%
View
▼
Rate0.90%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details

Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
Certificate 6 Months
$0
0.65%
View
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
IRA Certificate 6 Months
$0
0.65%
View
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
Certificate 6 Months
$0
0.50%
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
IRA Certificate 6 Months
$0
0.50%
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Tulsa 12 Month CD Rates

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Lifetime Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
1400 S Boston Ave, Tulsa, OK 74119 3612
IRA / 12 Month Certificate
$2,000
4.18%
View
▼
Rate—
Min Deposit$2,000
Min Balance—
UpdatedJun 23, 2026
Details

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
12-month Jumbo Certificate
$100,000
3.75%
View
▼
Rate3.70%
Min Deposit$100,000
Min Balance—
UpdatedJun 16, 2026
Details

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
12-month Jumbo IRA Certificate
$100,000
3.75%
View
▼
Rate3.70%
Min Deposit$100,000
Min Balance—
UpdatedJun 16, 2026
Details

Encentus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 7.83%
1320 S Lewis Ave, Tulsa, OK 74104 4205
IRA Certificate 12 Months
$0
3.56%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

First Oklahoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
4106 S Rockford Ave, Tulsa, OK 74105
1-year cd
$0
3.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
12-month Certificate
$1,000
3.50%
View
▼
Rate3.46%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
12-month IRA Certificate
$1,000
3.50%
View
▼
Rate3.46%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details

Energy One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.85%
220 W 7th St, Tulsa, OK 74119
12 months
$0
3.35%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
907 S Detroit Ave, Tulsa, OK 74120 4205
12 month Certificate
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
12 Month Special
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Contact Us Today

Energy One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.85%
220 W 7th St, Tulsa, OK 74119
12 months
$0
3.25%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
108 E 8th St, Tulsa, OK 74119 1604
1 Year Share/IRA Certificate
$0
2.95%
View
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
9810 E 51st St, Tulsa, OK 74146
12-Month Certificate of Deposit
$0
2.60%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
9810 E 51st St, Tulsa, OK 74146
IRA Certificate 12-Months
$0
2.60%
View
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
12 Month CD
$0
1.50%
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

SpiritBank
Institution Rating:
B+4.7 ★Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
12 month
$0
1.00%
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

City National B&T Co. of Lawton, OK
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
3116 S Garnett Rd, Tulsa, OK 74146
1-Year IRA Certificate
$500
0.30%
View
▼
Rate0.30%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details

First Liberty Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
12 Month CD
$0
3.90%
View
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

also IRA

First Liberty Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
12 Month CD (also IRA)
$0
3.90%
View
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
12 Months
$0
3.88%
View
▼
Rate3.81%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

Washita State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month
$1,000
3.80%
View
▼
Rate3.74%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details

Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
12 month
$0
3.80%
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Frontier State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
12 Months
$0
3.80%
View
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

Elevate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
1 YEAR CD
$0
3.79%
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

Compounding Frequency: SEMI ANNUALLY

WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
12-Month Certificate
$1,000
3.75%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details

Guaranteed long-term growth. Will automatically renew at maturity into a standard 12-month Certificate at the prevailing rate at that time. Early withdrawal penalty: 1% of the amount withdrawn for terms of 12 months or less.

First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
12 mo
$0
3.70%
View
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
12 Months
$50,000
3.70%
View
▼
Rate3.64%
Min Deposit$50,000
Min Balance—
UpdatedJun 23, 2026
Details

First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
12 mo
$0
3.65%
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
12 Months
$1,000
3.65%
View
▼
Rate3.59%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details

Bank of Vici
Institution Rating:
B-4.3 ★Texas Ratio: 23.13%
12 Month Certificate
$0
3.56%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

The Community State Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
12 Month CD
$0
3.55%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

The Stock Exchange Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
12 Months
$0
3.53%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

Union State Bank Arkansas City, KS
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
12-Month CD Special
$0
3.51%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

Muskogee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
12 months
$0
3.51%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

Muskogee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
12 months Pee Wee/Teen
$0
3.51%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

First Enterprise Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
12 Months
$1,000
3.50%
View
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details

Mercy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
12 month
$0
3.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
IRA Certificate 12 Months
$0
3.34%
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

USE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
IRA Certificate 12 Months
$0
3.30%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

The Community State Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
12 Month CD
$0
3.29%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

Bison Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
1 Year Certificate
$500
3.14%
View
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details

Bison Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
IRA Certificate Account 1 Year
$500
3.14%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details

The Bank of the West
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
12 Months
$0
3.04%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details

Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 23.54%
12 months
$0
2.84%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
12 Months CD
$500
2.00%
View
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
Share Certificate 12 Month
$0
1.85%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
1 year
$0
1.11%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
12-month certificate
$0
1.11%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details

APY for Balance Over $10,000

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
Share Certificate (CD) 1 year
$0
1.11%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details

The Community State Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
IRA 12 Month
$0
1.00%
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

IRA

Tulsa 18 Month CD Rates

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
SpiritBank
Institution Rating:
B+4.7 ★Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
IRA variable 18-month
$0
3.71%
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

APY* APY is a percentage rate per annum when interest is compounded and paid. APY is calculated using the daily balance method. APY is a percentage rate per annum when interest is compounded and paid. APY is calculated using the daily balance method.

Encentus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 7.83%
1320 S Lewis Ave, Tulsa, OK 74104 4205
IRA Certificate 18 Months
$0
3.45%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

City National B&T Co. of Lawton, OK
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
3116 S Garnett Rd, Tulsa, OK 74146
18 months
$500
3.30%
View
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
18-month Jumbo Certificate
$100,000
3.20%
View
▼
Rate3.16%
Min Deposit$100,000
Min Balance—
UpdatedJun 16, 2026
Details

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
18-month Certificate
$1,000
3.15%
View
▼
Rate3.11%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details

Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
108 E 8th St, Tulsa, OK 74119 1604
18 Month Share/IRA Certificate
$0
3.15%
View
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
907 S Detroit Ave, Tulsa, OK 74120 4205
18 month Certificate
$0
3.05%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
9810 E 51st St, Tulsa, OK 74146
IRA Certificate 18-Months
$0
2.60%
View
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
9810 E 51st St, Tulsa, OK 74146
18-Month Certificate of Deposit
$0
2.60%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
18 Month CD
$0
1.75%
View
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Mercy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
18 month
$0
4.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
18 month
$0
3.80%
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
18 Months
$0
3.76%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
IRA Certificate 18 Months
$0
3.76%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
IRA Certificate 18 Months
$0
3.24%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
18 mo
$0
3.20%
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
18 Months
$50,000
3.20%
View
▼
Rate3.15%
Min Deposit$50,000
Min Balance—
UpdatedJun 23, 2026
Details

First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
18 Months
$1,000
3.15%
View
▼
Rate3.11%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details

First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
18 mo
$0
3.15%
View
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

Muskogee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
18 months
$0
3.14%
View
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

First Enterprise Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
18 Months
$1,000
3.05%
View
▼
Rate3.05%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details

Bank of Vici
Institution Rating:
B-4.3 ★Texas Ratio: 23.13%
18 Month Certificate
$0
3.04%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

The Bank of the West
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
18 Month IRA Variable Rate
$0
3.04%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details

Frontier State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
18 Months
$0
3.04%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

Muskogee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
18 month IRA Certificates
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

The Bank of the West
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
18 Months
$0
2.79%
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details

The Stock Exchange Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
18 Month IRA
$0
2.53%
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

The Stock Exchange Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
18 Months
$0
2.52%
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

The Community State Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
18 Month CD
$0
2.02%
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
18 Months CD
$500
2.00%
View
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
Share Certificate 18 Month
$0
1.95%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

FNB Community Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.57%
18 Month CD
$1,000
1.15%
View
▼
Rate1.15%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details

Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
Certificate 18 Months
$0
0.85%
View
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
IRA Certificate 18 Months
$0
0.85%
View
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
Certificate 18 Months
$0
0.75%
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
IRA Certificate 18 Months
$0
0.75%
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Tulsa 24 Month CD Rates

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Lifetime Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
1400 S Boston Ave, Tulsa, OK 74119 3612
IRA / 24 Month Certificate
$2,000
3.97%
View
▼
Rate—
Min Deposit$2,000
Min Balance—
UpdatedJun 23, 2026
Details

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
24-month Jumbo Boost Certificate
$100,000
3.40%
View
▼
Rate3.36%
Min Deposit$100,000
Min Balance—
UpdatedJun 16, 2026
Details

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
24-month Jumbo Certificate
$100,000
3.40%
View
▼
Rate3.36%
Min Deposit$100,000
Min Balance—
UpdatedJun 16, 2026
Details

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
24-month Jumbo IRA Certificate
$100,000
3.40%
View
▼
Rate3.36%
Min Deposit$100,000
Min Balance—
UpdatedJun 16, 2026
Details

First Oklahoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
4106 S Rockford Ave, Tulsa, OK 74105
2-year cd
$0
3.30%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

City National B&T Co. of Lawton, OK
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
3116 S Garnett Rd, Tulsa, OK 74146
24 months
$500
3.30%
View
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details

Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
108 E 8th St, Tulsa, OK 74119 1604
2 Year Share/IRA Certificate
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
24-month Boost Certificate
$1,000
3.10%
View
▼
Rate3.06%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
24-month Certificate
$1,000
3.10%
View
▼
Rate3.06%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details

Encentus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 7.83%
1320 S Lewis Ave, Tulsa, OK 74104 4205
IRA Certificate 24 Months
$0
3.05%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
907 S Detroit Ave, Tulsa, OK 74120 4205
24 month Certificate & IRA
$0
3.05%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
24 Month Special
$0
2.75%
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Contact Us Today

AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
9810 E 51st St, Tulsa, OK 74146
24-Month Certificate of Deposit
$0
2.60%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
9810 E 51st St, Tulsa, OK 74146
IRA Certificate 24-Months
$0
2.60%
View
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
24 Month CD
$0
2.00%
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

SpiritBank
Institution Rating:
B+4.7 ★Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
24 month
$0
1.10%
View
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
24 Months
$0
3.76%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

Muskogee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
24 months
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

First Liberty Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
24 Month CD
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

also IRA

First Liberty Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
24 Month CD (also IRA)
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
24 mo
$0
3.20%
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
24 Months
$50,000
3.20%
View
▼
Rate3.15%
Min Deposit$50,000
Min Balance—
UpdatedJun 23, 2026
Details

First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
24 mo
$0
3.15%
View
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
24 Months
$1,000
3.15%
View
▼
Rate3.11%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details

MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
IRA Certificate 24 Months
$0
3.14%
View
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

USE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
IRA Certificate 24 Months
$0
3.10%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

Bank of Vici
Institution Rating:
B-4.3 ★Texas Ratio: 23.13%
24 Month Certificate
$0
3.04%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

First Enterprise Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
24 Months
$1,000
2.95%
View
▼
Rate2.95%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details

Bison Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
2 Years Certificate
$500
2.63%
View
▼
Rate2.60%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details

Bison Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
IRA Certificate Account 2 Years
$500
2.63%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details

The Stock Exchange Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
24 Months
$0
2.62%
View
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 23.54%
24 months
$0
2.59%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Washita State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month
$1,000
2.58%
View
▼
Rate2.55%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details

Frontier State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
24 Months
$0
2.58%
View
▼
Rate2.55%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

The Bank of the West
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
24 Months
$0
2.53%
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
Share Certificate 24 Month
$0
2.05%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

Elevate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
2 YEAR CD
$0
1.61%
View
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

Compounding Frequency: SEMI ANNUALLY

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
Share Certificate (CD) 2 years
$0
1.36%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
24-month certificate
$0
1.36%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details

APY for Balance Over $10,000

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
2 years
$0
1.36%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details

Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
24 month
$0
1.26%
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

FNB Community Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.57%
24 Month CD
$1,000
1.21%
View
▼
Rate1.20%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
2 years
$0
1.11%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
24-month certificate
$1,000
1.11%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 21, 2026
Details

APY for Balance $1,000-9,999

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
Share Certificate (CD) 2 years
$0
1.11%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details

Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
24 month
$0
1.00%
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
Certificate 24 Months
$0
0.95%
View
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
IRA Certificate 24 Months
$0
0.95%
View
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
Certificate 24 Months
$0
0.85%
View
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
IRA Certificate 24 Months
$0
0.85%
View
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Tulsa 36 Month CD Rates

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
36-month Jumbo Certificate
$100,000
3.35%
View
▼
Rate3.31%
Min Deposit$100,000
Min Balance—
UpdatedJun 16, 2026
Details

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
36-month Jumbo IRA Certificate
$100,000
3.35%
View
▼
Rate3.31%
Min Deposit$100,000
Min Balance—
UpdatedJun 16, 2026
Details

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
36-month Certificate
$1,000
3.30%
View
▼
Rate3.26%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
36-month IRA Certificate
$1,000
3.30%
View
▼
Rate3.26%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details

Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
108 E 8th St, Tulsa, OK 74119 1604
3 Year Share/IRA Certificate
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

Encentus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 7.83%
1320 S Lewis Ave, Tulsa, OK 74104 4205
IRA Certificate 36 Months
$0
3.05%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

City National B&T Co. of Lawton, OK
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
3116 S Garnett Rd, Tulsa, OK 74146
36 months
$500
3.04%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details

Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
907 S Detroit Ave, Tulsa, OK 74120 4205
36 month Certificate & IRA
$0
2.80%
View
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
9810 E 51st St, Tulsa, OK 74146
36-Month Certificate of Deposit
$0
2.60%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
9810 E 51st St, Tulsa, OK 74146
IRA Certificate 36-Months
$0
2.60%
View
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
36 Month CD
$0
2.25%
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

SpiritBank
Institution Rating:
B+4.7 ★Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
3 year
$0
1.15%
View
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
IRA Certificate 36 Months
$0
3.55%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
36 Months
$0
3.51%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

Muskogee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
36 months
$0
3.20%
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

USE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
IRA Certificate 36 Months
$0
3.10%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

First Liberty Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
36 Month CD
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

The Stock Exchange Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
36 Months
$0
2.72%
View
▼
Rate2.70%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
36 mo
$0
2.70%
View
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
36 Months
$50,000
2.70%
View
▼
Rate2.67%
Min Deposit$50,000
Min Balance—
UpdatedJun 23, 2026
Details

First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
36 Months
$1,000
2.65%
View
▼
Rate2.62%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details

First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
36 mo
$0
2.65%
View
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

Frontier State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
36 Months
$0
2.65%
View
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

Washita State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month
$1,000
2.65%
View
▼
Rate2.62%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details

Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 23.54%
36 months
$0
2.55%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

First Enterprise Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
36 Months
$1,000
2.50%
View
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
Share Certificate 36 Month
$0
2.45%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

The Bank of the West
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
36 Months
$0
2.02%
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details

Elevate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
3 YEAR CD
$0
1.71%
View
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

Compounding Frequency: SEMI ANNUALLY

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
3 years
$0
1.61%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
36-month certificate
$0
1.61%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details

APY for Balance Over $10,000

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
Share Certificate (CD) 3 years
$0
1.61%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
Share Certificate (CD) 3 years
$0
1.36%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
3 years
$0
1.36%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
36-month certificate
$1,000
1.36%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 21, 2026
Details

APY for Balance $1,000-9,999

Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
36 month
$0
1.36%
View
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

FNB Community Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.57%
36 Month CD
$1,000
1.31%
View
▼
Rate1.30%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details

Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
Certificate 36 Months
$0
1.15%
View
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
IRA Certificate 36 Months
$0
1.15%
View
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
36 month
$0
1.11%
View
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
Certificate 36 Months
$0
1.10%
View
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
IRA Certificate 36 Months
$0
1.10%
View
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
Certificate 36 Months
$0
1.05%
View
▼
Rate1.04%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
IRA Certificate 36 Months
$0
1.05%
View
▼
Rate1.04%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Tulsa 48 Month CD Rates

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
48-month Jumbo Boost Certificate
$100,000
3.50%
View
▼
Rate3.46%
Min Deposit$100,000
Min Balance—
UpdatedJun 16, 2026
Details

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
48-month Jumbo Certificate
$100,000
3.50%
View
▼
Rate3.46%
Min Deposit$100,000
Min Balance—
UpdatedJun 16, 2026
Details

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
48-month Jumbo IRA Certificate
$100,000
3.50%
View
▼
Rate3.46%
Min Deposit$100,000
Min Balance—
UpdatedJun 16, 2026
Details

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
48-month Boost Certificate
$1,000
3.20%
View
▼
Rate3.16%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
48-month Certificate
$1,000
3.20%
View
▼
Rate3.16%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
48-month IRA Certificate
$1,000
3.20%
View
▼
Rate3.16%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details

Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
108 E 8th St, Tulsa, OK 74119 1604
4 Year Share/IRA Certificate
$0
3.10%
View
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

City National B&T Co. of Lawton, OK
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
3116 S Garnett Rd, Tulsa, OK 74146
48 months
$500
3.04%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details

Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
907 S Detroit Ave, Tulsa, OK 74120 4205
48 month Certificate & IRA
$0
2.80%
View
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
9810 E 51st St, Tulsa, OK 74146
48-Month Certificate of Deposit
$0
2.60%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
9810 E 51st St, Tulsa, OK 74146
IRA Certificate 48-Months
$0
2.60%
View
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
48 Month CD
$0
2.15%
View
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

SpiritBank
Institution Rating:
B+4.7 ★Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
4 year
$0
1.15%
View
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
IRA Certificate 48 Months
$0
3.65%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
48 Months
$0
3.51%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

USE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
IRA Certificate 48 Months
$0
3.05%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

Department of Public Safety Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
4-Year Share or IRA Certificate
$80,000
3.03%
View
▼
Rate—
Min Deposit$80,000
Min Balance—
UpdatedJun 23, 2026
Details

Muskogee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
48 months
$0
2.94%
View
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

Department of Public Safety Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
4-Year Share or IRA Certificate
$25,000
2.83%
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedJun 23, 2026
Details

Washita State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month
$1,000
2.82%
View
▼
Rate2.78%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details

Frontier State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
48 Months
$0
2.82%
View
▼
Rate2.78%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

Department of Public Safety Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
4-Year Share or IRA Certificate
$10,000
2.78%
View
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedJun 23, 2026
Details

Department of Public Safety Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
4-Year Share or IRA Certificate
$500
2.73%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details

Bank of Vici
Institution Rating:
B-4.3 ★Texas Ratio: 23.13%
48 Month Certificate
$0
2.56%
View
▼
Rate2.53%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
Share Certificate 48 Month
$0
2.55%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

First Enterprise Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
48 Months
$1,000
2.50%
View
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details

First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
48 mo
$0
2.05%
View
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
48 Months
$50,000
2.05%
View
▼
Rate2.03%
Min Deposit$50,000
Min Balance—
UpdatedJun 23, 2026
Details

First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
48 mo
$0
2.00%
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
48 Months
$1,000
2.00%
View
▼
Rate1.98%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
4 years
$0
1.86%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
48-month certificate
$0
1.86%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details

APY for Balance Over $10,000

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
Share Certificate (CD) 4 years
$0
1.86%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details

The Bank of the West
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
48 Months
$0
1.76%
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
Share Certificate (CD) 4 years
$0
1.61%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
48-month certificate
$1,000
1.61%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 21, 2026
Details

APY for Balance $1,000-9,999

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
4 years
$0
1.61%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details

Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
48 month
$0
1.56%
View
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
48 month
$0
1.46%
View
▼
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

FNB Community Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.57%
48 Month CD
$1,000
1.36%
View
▼
Rate1.35%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details

Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
48 month
$0
1.21%
View
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
Certificate 48 Months
$0
1.20%
View
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
IRA Certificate 48 Months
$0
1.20%
View
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
Certificate 48 Months
$0
1.15%
View
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
IRA Certificate 48 Months
$0
1.15%
View
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
Certificate 48 Months
$0
1.10%
View
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
IRA Certificate 48 Months
$0
1.10%
View
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Tulsa 60 Month CD Rates

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
60-month Jumbo Certificate
$100,000
3.60%
View
▼
Rate3.55%
Min Deposit$100,000
Min Balance—
UpdatedJun 16, 2026
Details

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
60-month Jumbo IRA Certificate
$100,000
3.60%
View
▼
Rate3.55%
Min Deposit$100,000
Min Balance—
UpdatedJun 16, 2026
Details

Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.82%
8920 E 61st St, Tulsa, OK 74133
60 Month Share Certificate
$0
3.44%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Annual Percentage Yield (APY)

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
60-month Certificate
$1,000
3.30%
View
▼
Rate3.26%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
60-month IRA Certificate
$1,000
3.30%
View
▼
Rate3.26%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details

Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
108 E 8th St, Tulsa, OK 74119 1604
5 Year Share/IRA Certificate
$0
3.10%
View
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

City National B&T Co. of Lawton, OK
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
3116 S Garnett Rd, Tulsa, OK 74146
60 months
$500
3.04%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details

First Oklahoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
4106 S Rockford Ave, Tulsa, OK 74105
5-year cd
$0
3.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

City National B&T Co. of Lawton, OK
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
3116 S Garnett Rd, Tulsa, OK 74146
60 months and longer
$0
3.00%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
9810 E 51st St, Tulsa, OK 74146
IRA Certificate 60-Months
$0
2.60%
View
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
9810 E 51st St, Tulsa, OK 74146
60-Month Certificate of Deposit
$0
2.60%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
60 Month CD
$0
2.50%
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

SpiritBank
Institution Rating:
B+4.7 ★Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
5 year
$0
1.29%
View
▼
Rate1.28%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 9.94%
Jumbo, 5 Year Term Certificate
$0
4.34%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details

MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
IRA Certificate 60 Months
$0
3.80%
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
60 Months
$0
3.51%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

Department of Public Safety Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
5-Year Share or IRA Certificate
$0
3.09%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

Washita State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Month
$1,000
3.03%
View
▼
Rate2.99%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details

First Liberty Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
60 Month CD
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
Share Certificate 60 Month
$0
3.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

Department of Public Safety Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
5-Year Share or IRA Certificate
$0
2.93%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

Department of Public Safety Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
5-Year Share or IRA Certificate
$0
2.83%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

Department of Public Safety Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
5-Year Share or IRA Certificate
$0
2.78%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

Bank of Vici
Institution Rating:
B-4.3 ★Texas Ratio: 23.13%
60 Month Certificate
$0
2.63%
View
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

First Enterprise Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
60 Months
$1,000
2.50%
View
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details

Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
60 Months CD
$500
2.50%
View
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
5 years
$0
2.11%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
60-month certificate
$0
2.11%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details

APY for Balance Over $10,000

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
Share Certificate (CD) 5 years
$0
2.11%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
5 years
$0
1.86%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
60-month certificate
$1,000
1.86%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 21, 2026
Details

APY for Balance $1,000-9,999

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
Share Certificate (CD) 5 years
$0
1.86%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details

First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
60 mo
$0
1.80%
View
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
60 Months
$50,000
1.80%
View
▼
Rate1.79%
Min Deposit$50,000
Min Balance—
UpdatedJun 23, 2026
Details

First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
60 mo
$0
1.75%
View
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
60 Months
$1,000
1.75%
View
▼
Rate1.74%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details

Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
60 month
$0
1.31%
View
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
Certificate 60 Months
$0
1.25%
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
IRA Certificate 60 Months
$0
1.25%
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
Certificate 60 Months
$0
1.20%
View
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
IRA Certificate 60 Months
$0
1.20%
View
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
Certificate 60 Months
$0
1.15%
View
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
IRA Certificate 60 Months
$0
1.15%
View
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Top CD Rates from Tulsa, Oklahoma Institutions

Highest verified APYs available today — updated June 23, 2026

B Top 5 Bank Rates
SpiritBank
IRA variable 18-month
B+ 4.7 ★ TX: 18.26%
Min: $0
3.71%
First Oklahoma Bank
6-month CD
A+ 5.0 ★ TX: 0.06%
Min: $0
3.60%
Vast Bank
3 Month Special
A+ 5.0 ★ TX: 4.77%
Min: $0
3.55%
City National B&T Co. of Lawton, OK
18 months
A+ 5.0 ★ TX: 1.76%
Min: $500
3.30%
AVB Bank
36-Month Certificate of Deposit
A+ 5.0 ★ TX: 0.39%
Min: $0
2.60%
CU Top 5 Credit Union Rates
Lifetime Federal Credit Union
IRA / 12 Month Certificate
A+ 5.0 ★ TX: 3.14%
Min: $2,000
4.18%
WeStreet Federal Credit Union
6-month Jumbo Certificate
B 4.4 ★ TX: 20.17%
Min: $100,000
3.85%
Encentus Federal Credit Union
IRA Certificate 6 Months
A+ 5.0 ★ TX: 7.83%
Min: $0
3.82%
Tinker Federal Credit Union
60 Month Share Certificate
A+ 5.0 ★ TX: 2.82%
Min: $0
3.44%
Western Sun Federal Credit Union
6 month Certificate
A+ 5.0 ★ TX: 3.54%
Min: $0
3.36%
Rates verified June 23, 2026 — Click an institution name to view its full profile, safety ratings, and all CD terms.

Tulsa, OK CD Rate Trends

Compare local Tulsa, OK CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Oklahoma CD Trends →
12-Month CD — OK Avg
2.474%
Unchanged vs 7 days ago

Oklahoma 12-month CD rates currently average 2.474% APY based on data from institutions in our monitoring network.

6-Month CD — OK Avg
2.876%
Unchanged vs 7 days ago

Oklahoma 6-month CD rates currently average 2.876% APY based on data from institutions in our monitoring network.

As of Jun 24, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

OK CD Rate Forecast — Next 12 Months

Where are Oklahoma CD rates headed through June 2027?

Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.

OK 12-Month Avg APY
2.474%
6-Month Forecast
2.474%
Range: 2.27% – 2.62%
12-Month Forecast
2.224%
Range: 2.02% – 2.37%

Data inputs: The central forecast uses CME FedWatch implied fed funds path and Federal Reserve dot-plot projections. A spread model maps the relationship between the fed funds rate and the Oklahoma average 12-month CD APY in our database.

Spread model: The Oklahoma 12-month CD average currently trades 1.90% below the fed funds midpoint. This spread is applied to the projected fed funds path to generate the central forecast.

Confidence bounds: Upper bound adds +0.15% (Fed holds longer, deposit competition remains high). Lower bound subtracts 0.20% (earlier or deeper rate cuts compress yields faster).

Limitations: Model-based estimates only, not guarantees. Verify current rates directly with institutions before making financial decisions.

Powered by MonitorBankRates

What Your Savings Earn at OK CD Rates Today

Annual interest earnings at today’s Oklahoma average APYs. State average used where available; national average as fallback.

CD Term OK Avg APY $5,000 $10,000 $25,000 $50,000
3-Month CD 2.550% $127.51 $255.02 $637.55 $1,275.10
6-Month CD 2.876% $143.81 $287.62 $719.05 $1,438.10
12-Month CD 2.474% $123.71 $247.41 $618.53 $1,237.05
18-Month CD 2.656% $132.80 $265.60 $664.00 $1,328.00
24-Month CD 2.677% $133.85 $267.70 $669.25 $1,338.50
36-Month CD 2.510% $125.48 $250.95 $627.38 $1,254.75
48-Month CD 2.585% $129.26 $258.51 $646.28 $1,292.55
60-Month CD 2.764% $138.22 $276.43 $691.08 $1,382.15
Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of June 23, 2026.

Sample CD Ladder for Tulsa, Oklahoma Savers

$25,000 split equally across 5 terms using today’s Oklahoma average rates. As each CD matures, reinvest at the 36-month rung.

Build Your Ladder →
Rung Term Deposit OK Avg APY Annual Earnings
1 3-Month CD $5,000 2.550% $127.51
2 6-Month CD $5,000 2.876% $143.81
3 12-Month CD $5,000 2.474% $123.71
4 24-Month CD $5,000 2.677% $133.85
5 36-Month CD $5,000 2.510% $125.48
Total ($25,000 invested) $25,000 2.617% blended $654.36/yr

Ladder example uses equal $5,000 rungs and Oklahoma average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.

269
CD Rates
Tracked in Tulsa, Oklahoma
20 Banks 19 Credit Unions

About Our Tulsa, Oklahoma CD Rate Database

MonitorBankRates tracks 269 CD rates from 20 banks and 19 credit unions with locations in Tulsa, Oklahoma, plus national online institutions available to Oklahoma residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.

Current top rate: Lifetime Federal Credit Union offers a CD at 4.18% APY with a minimum deposit of $2,000. Use the rate table above to compare all current offers in Tulsa, Oklahoma.

How to Find the Best CD Rates in Tulsa, Oklahoma

What to compare when shopping for a CD in Tulsa, Oklahoma

To find the best APYs in Tulsa, Oklahoma, start with credit unions and online-only banks — Tulsa, Oklahoma has 19 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.

Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.

Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.

When a CD Makes Sense in Tulsa, Oklahoma

  • You have a planned expense coming up and want your savings to earn while you wait
  • You expect rates to fall and want to lock in today’s rate
  • You want FDIC or NCUA protection with a guaranteed fixed return
  • You prefer banking with an institution that has a local branch in Tulsa, Oklahoma — 39 institutions here report CD rates

Consider an Alternative If…

Tulsa, Oklahoma Financial Snapshot

Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024

Population 65+
15.3%
National avg: 17.3%
Median Individual Earnings
$37,238
National avg: $47,340
Poverty Rate
18.7%
National avg: 11.1%
Unemployment Rate
6.1%
National avg: 4.8%
CD Earnings on 10% of Salary
$92/yr
At OK 12-mo avg 2.474% APY

15.3% of residents are 65 or older — below the national average of 17.3%. At today’s OK 12-month CD average of 2.474%, saving 10% of the local median salary ($3,723/year) and putting it in a CD would earn an additional $92 annually in interest.

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.

CD Rates vs. Other Savings Options in Tulsa, Oklahoma

What to compare when choosing between a CD and other deposit accounts

Feature CD High-Yield Savings Money Market 6-Month CD
Rate Type Fixed APY Variable APY Variable APY Fixed APY
Liquidity Locked for term Anytime Anytime Locked 6 months
Early Withdrawal Penalty (months of interest) None None Penalty (90–180 days interest)
FDIC / NCUA Insured Yes (up to $250K) Yes (up to $250K) Yes (up to $250K) Yes (up to $250K)
Check / Debit Access No Usually no Often yes No
Best For Known savings goal, CD ladder Emergency fund, flexible savings Liquid savings with check-writing Slightly higher yield, less urgency

How Certificates of Deposit Work in Tulsa, Oklahoma

A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Tulsa, Oklahoma typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Tulsa, Oklahoma as everywhere in the U.S.

Choosing a CD Term in Tulsa, Oklahoma

The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Tulsa, Oklahoma savers easier access to their funds. For example, WeStreet Federal Credit Union is offering its 6-month Jumbo Certificate at 3.85% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, WeStreet Federal Credit Union is offering its 60-month Jumbo Certificate at 3.60% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.

CD Risk and Safety for Tulsa, Oklahoma Savers

CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Tulsa, Oklahoma saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.

How CD Interest Is Paid in Tulsa, Oklahoma

Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Tulsa, Oklahoma CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.

Fixed vs. Variable CD Rates in Tulsa, Oklahoma

Most CDs carry a fixed rate that is locked for the entire term, protecting a Tulsa, Oklahoma depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.

Frequently Asked Questions about CD Rates in Tulsa, Oklahoma

Are CD rates in Tulsa, Oklahoma FDIC insured?

Yes, most established banks in Tulsa, Oklahoma are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Tulsa, Oklahoma?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Tulsa, Oklahoma.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Tulsa, Oklahoma may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Tulsa, Oklahoma?

Here are recent top rates found for this area:
  • Lifetime Federal Credit Union: 4.18% APY (IRA / 12 Month Certificate)
  • WeStreet Federal Credit Union: 3.85% APY (6-month Jumbo Certificate)
  • Encentus Federal Credit Union: 3.82% APY (IRA Certificate 6 Months)
  • SpiritBank: 3.71% APY (IRA variable 18-month)
  • First Oklahoma Bank: 3.60% APY (6-month CD)
  • Vast Bank: 3.55% APY (3 Month Special)
  • Tinker Federal Credit Union: 3.44% APY (60 Month Share Certificate)
  • Western Sun Federal Credit Union: 3.36% APY (6 month Certificate)
  • Energy One Federal Credit Union: 3.35% APY (12 months)
  • City National B&T Co. of Lawton, OK: 3.30% APY (18 months)
Rates reflect recent verified offers available in Tulsa, Oklahoma. Last Updated: June 23, 2026

CD Calculators for Tulsa, Oklahoma

Tulsa, Oklahoma CD Calculator

At today’s OK top rate of 4.18% APY, a $10,000 deposit earns $418 in the first year. Enter your amount to see your exact return.

Tulsa, Oklahoma CD Ladder

OK CD rates currently range from 2.550% (3-month) to 2.510% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.

Early Withdrawal Penalty

Before locking into a Tulsa, Oklahoma CD at 4.18% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.

CD vs. High-Yield Savings

Oklahoma’s average 12-month CD is 2.474% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Tulsa, Oklahoma CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Tulsa, Oklahoma directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Tulsa, Oklahoma. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in OK.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: June 23, 2026

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