MonitorBankRates
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CD Rates Gold Hill, Oregon (OR) for April 2026

Current Gold Hill, Oregon CD rates include Northwest Adventist Federal Credit UnionNorthwest Adventist Federal Credit UnionA+5.0 ★Texas Ratio: 2.11% offering 1-Year Certificate at 4.33% APY, Teamsters Council #37 Federal Credit UnionTeamsters Council #37 Federal Credit UnionA+5.0 ★Texas Ratio: 0.55% offering IRA / ESA 12-Month Certificate at 4.00% APY, Pioneer Trust BankPioneer Trust BankA+5.0 ★Texas Ratio: 2.87% offering 6 Month TCD at 3.82% APY, CUTTING EDGECUTTING EDGEB+4.8 ★Texas Ratio: 17.24% offering 6 Month Certificate at 3.75% APY, and Horizon Credit UnionHorizon Credit UnionA+5.0 ★Texas Ratio: 1.53% offering 12 Month IRA at 3.66% APY. CD rates as of April 5, 2026 according to verified data from MonitorBankRates.

Gold Hill is a smaller community with no bank or credit union branches currently in our database. 134 institutions serving the Oregon area are available to Gold Hill residents, with CD rates as high as 4.33% APY from Northwest Adventist Federal Credit Union. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 5, 2026

Compare Best CD Rates in Gold Hill, Oregon & the Surrounding Area

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month Short Term Certificates
$0
3.65%
Rate3.54%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Jumbo Certificates of Deposit - Personal & Business 90 Day Fixed Rate
$0
3.50%
Rate3.44%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Pioneer Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
3 Month TCD
$0
3.30%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Washington Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
Fixed Rate Certificates 3 Month
$0
2.43%
Rate2.40%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
3 Month Certificate Accounts
$500
2.10%
Rate2.08%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
3 Month Certificate
$100,000
1.55%
Rate
Min Deposit$100,000
Min Balance
UpdatedApr 5, 2026
Details

Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
3 Month Certificate
$0
0.85%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Kaiperm Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
3-Month Certificate of Deposit (CD)
$0
0.40%
Rate0.30%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
6-Month Certificate
$0
4.07%
Rate4.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Pioneer Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
6 Month TCD
$0
3.82%
Rate3.75%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 17.24%
6 Month Certificate
$100
3.75%
Rate3.70%
Min Deposit$100
Min Balance
UpdatedApr 5, 2026
Details

HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
6 Month Certificate Account
$0
3.60%
Rate3.55%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

IBEW And United Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
6 MONTH SHARE CERTIFICATE
$0
3.56%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month Short Term Certificates
$0
3.55%
Rate3.44%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Teamsters Council #37 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
IRA / ESA 6-Month Certificate
$0
3.50%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Emerald Empire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
6-Month Certificate
$1,000
3.45%
Rate3.45%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Jumbo Certificates of Deposit - Personal & Business 6 Month Fixed Rate
$0
3.40%
Rate3.34%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Rogue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
6 Month Certificates or More
$0
3.35%
Rate3.30%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

$500

Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
6 Month & Easy Saver Certificate Accounts
$500
3.30%
Rate3.25%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

InRoads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.70%
6-Month Share Certificate
$500
3.25%
Rate
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
6 Month Certificate
$0
3.20%
Rate3.15%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Trailhead Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
6 Month Certificate
$0
3.00%
Rate2.96%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

$500 - $74,999.99

Washington Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
Fixed Rate Certificates 6 Month
$0
2.53%
Rate2.50%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
6 Month Certificate
$0
2.00%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Valley Credit Union Salem, OR
Institution Rating:
B4.4 ★Texas Ratio: 21.74%
6 Month Share and IRA Certificate
$0
1.75%
Rate1.74%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Benton County Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
6-Month CD
$0
1.16%
Rate1.15%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
6 Month Certificate
$0
1.15%
Rate1.14%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Kaiperm Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
6-Month Certificate of Deposit (CD)
$0
1.00%
Rate0.95%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
6-month automatic saver CD
$500
0.01%
Rate
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
1-Year Certificate
$0
4.33%
Rate4.25%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Teamsters Council #37 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
IRA / ESA 12-Month Certificate
$0
4.00%
Rate3.94%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 17.24%
12 Month Certificate
$100
3.75%
Rate3.70%
Min Deposit$100
Min Balance
UpdatedApr 5, 2026
Details

Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
12 Month IRA
$500
3.66%
Rate3.60%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

$500.00 Minimum Opening Deposit; With .25% Bonus*

Emerald Empire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
Add-On 1 Year Certificate
$1,000
3.65%
Rate3.65%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Kaiperm Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
1-Year Certificate of Deposit (CD)
$0
3.60%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
12 Month Special IRA
$100
3.50%
Rate3.44%
Min Deposit$100
Min Balance
UpdatedApr 5, 2026
Details

Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
Traditional IRA & Roth IRA 12 Month Certificate
$0
3.46%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Member Perks APY

1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
1-Year CD
$500
3.45%
Rate
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Jumbo Certificates of Deposit - Personal & Business 12 Month Fixed Rate
$0
3.40%
Rate3.34%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Rogue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
12 Month Certificates or More
$0
3.35%
Rate3.30%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

$500

Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
12 Month Certificate
$100,000
3.30%
Rate
Min Deposit$100,000
Min Balance
UpdatedApr 5, 2026
Details

First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1 Year Long Term Certificates
$0
3.25%
Rate3.15%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
12 Month Certificate Accounts
$500
3.20%
Rate3.15%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Evergreen Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
12 month CD
$1,000
3.05%
Rate3.02%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Pioneer Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
12 Month TCD
$0
3.04%
Rate3.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Riverview Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
12-month CD Special
$1,000
3.00%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Washington Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
Fixed Rate Certificates 12 Month
$0
2.94%
Rate2.90%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Trailhead Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
12 Month Certificate
$0
2.75%
Rate2.72%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

$500 - $74,999.99

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
12 Month Certificate
$0
2.05%
Rate2.03%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Valley Credit Union Salem, OR
Institution Rating:
B4.4 ★Texas Ratio: 21.74%
1 Year Share and IRA Certificate
$0
2.00%
Rate1.98%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Regular Business Certificates 12 month
$0
1.90%
Rate1.88%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Oregon Community Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.09%
12-month regular certificate
$500
1.80%
Rate
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Benton County Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
1 Year CD
$0
1.26%
Rate1.25%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
1-year convertible CD
$500
0.01%
Rate
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Qualifying balance up to $49,000.00

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month IRA
$0
3.50%
Rate3.39%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Jumbo Certificates of Deposit - Personal & Business 18 Month Fixed Rate
$0
3.25%
Rate3.20%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Pioneer Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
18 Month TCD
$0
3.04%
Rate3.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
18 Month Certificate Accounts
$500
3.00%
Rate2.96%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

IBEW And United Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
18 MONTH SHARE CERTIFICATE
$0
2.99%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
18 Month Certificate
$100,000
2.80%
Rate
Min Deposit$100,000
Min Balance
UpdatedApr 5, 2026
Details

Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
18 Month Certificate
$0
2.69%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Trailhead Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
18 Month Certificate
$0
2.50%
Rate2.47%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

$500 - $74,999.99

Washington Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
Fixed Rate Certificates 18 Month
$0
2.28%
Rate2.25%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
18 Month Certificate
$0
2.15%
Rate2.13%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Evergreen Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
18 month CD
$1,000
2.00%
Rate1.99%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
18 Month IRA
$100
1.95%
Rate1.94%
Min Deposit$100
Min Balance
UpdatedApr 5, 2026
Details

Benton County Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
18 Month CD
$0
1.21%
Rate1.20%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 17.24%
24 Month Certificate
$100
3.50%
Rate3.46%
Min Deposit$100
Min Balance
UpdatedApr 5, 2026
Details

Rogue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
24 Month Certificates or More
$0
3.35%
Rate3.30%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

$500

Pioneer Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
24 Month TCD
$0
3.30%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
24 Month IRA
$500
3.25%
Rate3.20%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

$500.00 Minimum Opening Deposit

Oregon Community Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.09%
24-month regular certificate
$500
3.15%
Rate
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Jumbo Certificates of Deposit - Personal & Business 24 Month Fixed Rate
$0
3.00%
Rate2.96%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
24 Month Certificate Accounts
$500
2.90%
Rate2.86%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
24 Month Certificate Account
$0
2.85%
Rate2.82%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
2-Year CD
$500
2.80%
Rate
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
Traditional IRA & Roth IRA 24 Month Certificate
$0
2.79%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Member Perks APY

Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
24 Month Certificate
$50,000
2.60%
Rate
Min Deposit$50,000
Min Balance
UpdatedApr 5, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
24 Month Certificate
$0
2.55%
Rate2.52%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Trailhead Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
24 Month Certificate
$0
2.50%
Rate2.47%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

$500 - $74,999.99

Valley Credit Union Salem, OR
Institution Rating:
B4.4 ★Texas Ratio: 21.74%
2 Year Share and IRA Certificate
$0
2.25%
Rate2.23%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
2 Year IRA
$100
2.20%
Rate2.18%
Min Deposit$100
Min Balance
UpdatedApr 5, 2026
Details

Washington Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
Fixed Rate Certificates 24 Month
$0
2.02%
Rate2.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Evergreen Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
24 month CD
$1,000
2.00%
Rate1.99%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

InRoads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.70%
24-Month Share Certificate
$50,000
1.76%
Rate
Min Deposit$50,000
Min Balance
UpdatedApr 5, 2026
Details

Benton County Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2 Year CD
$0
1.51%
Rate1.50%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Kaiperm Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
2-Year Certificate of Deposit (CD)
$0
1.40%
Rate1.30%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
3-year (1x bump-up) IRA Share Certificate special
$0
3.50%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Rogue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
36 Month Certificates or More
$0
3.45%
Rate3.40%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

$500

Emerald Empire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
3-Year Bump-It-Up Certificate
$1,000
3.30%
Rate3.30%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
36 Month IRA
$500
3.19%
Rate3.15%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

$500.00 Minimum Opening Deposit

Oregon Community Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.09%
36-month regular certificate
$500
3.15%
Rate
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 17.24%
36 Month Certificate
$100
3.00%
Rate2.97%
Min Deposit$100
Min Balance
UpdatedApr 5, 2026
Details

Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
Traditional IRA & Roth IRA 36 Month Certificate
$0
2.94%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Member Perks APY

Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
36 Month Certificate Accounts
$500
2.85%
Rate2.81%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
3 Year Certificate
$100,000
2.80%
Rate
Min Deposit$100,000
Min Balance
UpdatedApr 5, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
36 Month Certificate
$0
2.65%
Rate2.62%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Trailhead Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
36 Month Certificate
$0
2.50%
Rate2.47%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

$500 - $74,999.99

Valley Credit Union Salem, OR
Institution Rating:
B4.4 ★Texas Ratio: 21.74%
3 Year Bump Up Share and IRA Certificates
$0
2.40%
Rate2.37%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
3 Year IRA
$100
2.30%
Rate2.28%
Min Deposit$100
Min Balance
UpdatedApr 5, 2026
Details

InRoads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.70%
36-Month Share Certificate
$50,000
2.27%
Rate
Min Deposit$50,000
Min Balance
UpdatedApr 5, 2026
Details

Evergreen Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
36 month CD
$1,000
2.00%
Rate1.99%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Kaiperm Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
3-Year Certificate of Deposit (CD)
$0
1.90%
Rate1.60%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Benton County Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
3 Year CD
$0
1.76%
Rate1.75%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Washington Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
Fixed Rate Certificates 36 Month
$0
1.51%
Rate1.50%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Rogue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
48 Month Certificates or More
$0
3.45%
Rate3.40%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

$500

Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
48 Month IRA
$500
3.30%
Rate3.25%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

$500.00 Minimum Opening Deposit

Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
Traditional IRA & Roth IRA 48 Month Certificate
$0
3.05%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Member Perks APY

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
48 Month Certificate
$0
3.00%
Rate2.96%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
48-Month CD
$500
2.90%
Rate
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
48 Month Certificate Account
$0
2.85%
Rate2.82%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
48 Month Certificate Accounts
$500
2.80%
Rate2.77%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Valley Credit Union Salem, OR
Institution Rating:
B4.4 ★Texas Ratio: 21.74%
4 Year Share and IRA Certificate
$0
2.60%
Rate2.57%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Trailhead Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
48 Month Certificate
$0
2.50%
Rate2.47%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

$500 - $74,999.99

Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
4 Year Certificate
$500
2.45%
Rate
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
4 Year IRA
$100
2.35%
Rate2.33%
Min Deposit$100
Min Balance
UpdatedApr 5, 2026
Details

Evergreen Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
48 month CD
$1,000
2.00%
Rate1.99%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Washington Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
Fixed Rate Certificates 48 Month
$0
1.41%
Rate1.40%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Benton County Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
48 Month CD
$0
1.36%
Rate1.35%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Rogue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
60 Month Certificates or More
$0
3.45%
Rate3.40%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

$500

Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
60 Month IRA
$500
3.35%
Rate3.30%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

$500.00 Minimum Opening Deposit

Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
Traditional IRA & Roth IRA 60 Month Certificate
$0
3.15%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Member Perks APY

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
60 Month Certificate
$0
3.10%
Rate3.06%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
5-Year CD
$500
3.00%
Rate
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
60 Month Certificate
$0
2.95%
Rate2.91%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
60 Month Certificate Account
$0
2.85%
Rate2.82%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
5 Year Certificate
$100,000
2.80%
Rate
Min Deposit$100,000
Min Balance
UpdatedApr 5, 2026
Details

Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
60 Month Certificate Accounts
$500
2.70%
Rate2.67%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Valley Credit Union Salem, OR
Institution Rating:
B4.4 ★Texas Ratio: 21.74%
5 Year Bump Up Share and IRA Certificates
$0
2.60%
Rate2.57%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

InRoads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.70%
60-Month Share Certificate
$50,000
2.53%
Rate
Min Deposit$50,000
Min Balance
UpdatedApr 5, 2026
Details

Trailhead Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
60 Month Certificate
$0
2.50%
Rate2.47%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

$500 - $74,999.99

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5 Year IRA
$100
2.40%
Rate2.38%
Min Deposit$100
Min Balance
UpdatedApr 5, 2026
Details

Benton County Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
60 Month CD
$0
1.41%
Rate1.40%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Washington Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
Fixed Rate Certificates 60 Month
$0
1.31%
Rate1.30%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Gold Hill, OR CD Rate Trends

Compare local Gold Hill, OR CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Oregon CD Trends →
12-Month CD — OR Avg
3.019%
▲ 0.539 vs 7 days ago

Oregon 12-month CD rates rose 0.539 points over the past 7 days to 3.019% APY.

6-Month CD — OR Avg
2.938%
▲ 0.591 vs 7 days ago

Oregon 6-month CD rates rose 0.591 points over the past 7 days to 2.938% APY.

As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about CD Rates in Gold Hill, Oregon

Are CD rates in Gold Hill, Oregon FDIC insured?

Yes, most established banks in Gold Hill, Oregon are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Gold Hill, Oregon?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Gold Hill, Oregon.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Gold Hill, Oregon may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Gold Hill, Oregon?

Here are recent top rates found for this area:
  • Northwest Adventist Federal Credit Union: 4.33% APY (1-Year Certificate)
  • Teamsters Council #37 Federal Credit Union: 4.00% APY (IRA / ESA 12-Month Certificate)
  • Pioneer Trust Bank: 3.82% APY (6 Month TCD)
  • CUTTING EDGE: 3.75% APY (6 Month Certificate)
  • Horizon Credit Union: 3.66% APY (12 Month IRA)
  • Emerald Empire Federal Credit Union: 3.65% APY (Add-On 1 Year Certificate)
  • First Federal S&L of McMinnville: 3.65% APY (3 Month Short Term Certificates)
  • Kaiperm Northwest Federal Credit Union: 3.60% APY (1-Year Certificate of Deposit (CD))
  • HAPO Community Credit Union: 3.60% APY (6 Month Certificate Account)
  • IBEW And United Workers Federal Credit Union: 3.56% APY (6 MONTH SHARE CERTIFICATE)
Rates reflect recent verified offers available in Gold Hill, Oregon. Last Updated: April 5, 2026

Methodology & Data Sources

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Gold Hill, Oregon directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Gold Hill, Oregon. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in OR.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 5, 2026