MonitorBankRates
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Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
CD Rate Trends

Pittsburgh, Pennsylvania Best CD Rates October 2026

Pittsburgh, Pennsylvania CD rates range from 0.01% to 4.81% APY, verified by MonitorBankRates as of October 13, 2026. Current Pittsburgh, Pennsylvania CD rates include Greater Pittsburgh Federal Credit UnionGreater Pittsburgh Federal Credit Union4415 5th Ave, Pittsburgh, PA 15213A+5.0 ★Texas Ratio: 0.83%Real return: +1.46%APY minus CPI (February 2026) offering Certificates of Deposit - 5 year at 4.26% APY, U S POSTAL SERVICEU S POSTAL SERVICE1001 California Ave, Pittsburgh, PA 15290A+5.0 ★Texas Ratio: 4.33%Real return: +1.45%APY minus CPI (February 2026) offering IRA Certificate - 1 Year Starter Add-On at 4.25% APY, Century Heritage Federal Credit UnionCentury Heritage Federal Credit Union700 REGIS AVE, PITTSBURGH, PA 15236 1425A+5.0 ★Texas Ratio: 4.22%Real return: +1.41%APY minus CPI (February 2026) offering 24 Month Jumbo IRA Certificate at 4.21% APY, Omega Federal Credit UnionOmega Federal Credit Union206 Siebert Rd, Pittsburgh, PA 15237A+5.0 ★Texas Ratio: 5.53%Real return: +1.35%APY minus CPI (February 2026) offering 12 Month Share Certificate at 4.15% APY, and Northwest Bank Warren, PANorthwest Bank Warren, PA710 Old Clairton Rd, Pittsburgh, PA 15236A+5.0 ★Texas Ratio: 3.99%Real return: +1.20%APY minus CPI (February 2026) offering 12-month CD at 4.00% APY. CD rates as of October 13, 2026 according to verified data from MonitorBankRates.

Pittsburgh has 228 local institutions in our database, with CD rates as high as 4.26% APY from Greater Pittsburgh Federal Credit Union at 4415 5th Ave, Pittsburgh, PA 15213. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Pennsylvania area. Rates are continually updated, so we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: October 13, 2026

Compare Best CD Rates in Pittsburgh, Pennsylvania & the Surrounding Area

Pittsburgh 3 Month CD Rates

Pennsylvania 3 Month CD Average1.79% APYNational 2.09%▲ 0.01% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Brentwood Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.96%
3635 Brownsville Rd, Pittsburgh, PA 15227
3 Month Certificate of Deposit and IRA
$2,000
3.40% ▲ 1.61% above Pennsylvania avg
▼
RateN/A
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 1.61% above avgNationally 2.09%
Details

Rate History
No change since Sep 24, 2026 · 3.40% APY · checked 5 times
2.90%3.40%3.90%Sep 24, 2026: 3.40% APYSep 24, 2026Oct 14, 2026
S&T Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
7660 Saltsburg Rd, Pittsburgh, PA 15239
3 Month CD
$1,000
3.25% ▲ 1.46% above Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average1.79%▲ 1.46% above avgNationally 2.09%
Details

Rate History
No change since Sep 18, 2026 · 3.25% APY · checked 6 times
2.75%3.25%3.75%Sep 18, 2026: 3.25% APYSep 18, 2026Oct 14, 2026
Community Bank (PA)
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
714 Brookline Blvd, Pittsburgh, PA 15226
3 Month Certificate of Deposit
$500
1.00% ▼ 0.79% below Pennsylvania avg
▼
Rate1.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average1.79%▼ 0.79% below avgNationally 2.09%
Details

Rate History
No change since Oct 7, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Oct 7, 2026: 1.00% APYOct 7, 2026Oct 14, 2026
New Alliance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
3709 Butler St, Pittsburgh, PA 15201
3 Month Certificate
$1,000
0.35% ▼ 1.44% below Pennsylvania avg
▼
Rate0.35%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▼ 1.44% below avgNationally 2.09%
Details

Penalty: 30 days dividend

Rate History
No change since Oct 12, 2026 · 0.35% APY
0.00%0.43%0.85%Oct 12, 2026: 0.35% APYOct 12, 2026Oct 14, 2026
CLEARVIEW
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
1920 Park Manor Blvd, Pittsburgh, PA 15205
3 Month Business Jumbo Certificate
$100,000
0.35% ▼ 1.44% below Pennsylvania avg
▼
Rate0.35%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average1.79%▼ 1.44% below avgNationally 2.09%
Details

Rate History
No change since Sep 14, 2026 · 0.35% APY · checked 7 times
0.00%0.43%0.85%Sep 14, 2026: 0.35% APYSep 14, 2026Oct 14, 2026
CLEARVIEW
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
1920 Park Manor Blvd, Pittsburgh, PA 15205
Business Certificate - 3 Months
$500
0.35% ▼ 1.44% below Pennsylvania avg
▼
Rate0.35%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average1.79%▼ 1.44% below avgNationally 2.09%
Details

Rate History
No change since Sep 14, 2026 · 0.35% APY · checked 2 times
0.00%0.43%0.85%Sep 14, 2026: 0.35% APYSep 14, 2026Oct 14, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
5137 Butler St, Pittsburgh, PA 15201
3 Month Traditional Term CD
$2,500
0.10% ▼ 1.69% below Pennsylvania avg
▼
RateN/A
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average1.79%▼ 1.69% below avgNationally 2.09%
Details

Accounts are available only to customers with a primary residence in Dollar Bank's Pennsylvania market.

Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 2 times
0.00%0.30%0.60%Sep 19, 2026: 0.10% APYSep 19, 2026Oct 14, 2026
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
11 Stanwix St, Pittsburgh, PA 15222
3 month Standard Fixed Rate
$2,500
0.06% ▼ 1.73% below Pennsylvania avg
▼
Rate0.06%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average1.79%▼ 1.73% below avgNationally 2.09%
Details

Balance: $0 - $4,999.99. Early withdrawal penalties may apply.

Rate History
No change since Oct 7, 2026 · 0.06% APY · checked 2 times
0.00%0.28%0.56%Oct 7, 2026: 0.06% APYOct 7, 2026Oct 14, 2026
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
11 Stanwix St, Pittsburgh, PA 15222
3 month Standard Interest Rate
$2,500
0.06% ▼ 1.73% below Pennsylvania avg
▼
Rate0.06%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average1.79%▼ 1.73% below avgNationally 2.09%
Details

Balance: $0 - $4,999.99; Relationship APY 0.06%

Rate History
No change since Sep 14, 2026 · 0.06% APY · checked 3 times
0.00%0.28%0.56%Sep 14, 2026: 0.06% APYSep 14, 2026Oct 14, 2026
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
11 Stanwix St, Pittsburgh, PA 15222
3 month Standard Fixed Rate
$2,500
0.05% ▼ 1.74% below Pennsylvania avg
▼
Rate0.05%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average1.79%▼ 1.74% below avgNationally 2.09%
Details

Balance: $0 - $4,999.99; Relationship Interest Rate 0.06%; Relationship APY 0.06%

Rate History
No change since Oct 7, 2026 · 0.05% APY · checked 2 times
0.00%0.28%0.55%Oct 7, 2026: 0.05% APYOct 7, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
120 5th Ave, Pittsburgh, PA 15222
3 Month Certificate of Deposit
$0
0.03% ▼ 1.76% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average1.79%▼ 1.76% below avgNationally 2.09%
Details

Balance: $25,000.00 and above

Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 3 times
0.00%0.27%0.53%Oct 2, 2026: 0.03% APYOct 2, 2026Oct 14, 2026
Farmers National Bank of Canfield
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
2600 E Carson St, Pittsburgh, PA 15203
3 Months (91 days) Certificate
$1,000
0.03% ▼ 1.76% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average1.79%▼ 1.76% below avgNationally 2.09%
Details

Rate History
No change since Sep 18, 2026 · 0.03% APY · checked 6 times
0.00%0.27%0.53%Sep 18, 2026: 0.03% APYSep 18, 2026Oct 14, 2026
Farmers National Bank of Canfield
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
2600 E Carson St, Pittsburgh, PA 15203
3 Months CD
$1,000
0.03% ▼ 1.76% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average1.79%▼ 1.76% below avgNationally 2.09%
Details

Rate History
No change since Oct 7, 2026 · 0.03% APY · checked 2 times
0.00%0.27%0.53%Oct 7, 2026: 0.03% APYOct 7, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
120 5th Ave, Pittsburgh, PA 15222
3 Month Certificate of Deposit
$0
0.02% ▼ 1.77% below Pennsylvania avg
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average1.79%▼ 1.77% below avgNationally 2.09%
Details

Balance: $1,000.00 - $24,999.99

Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 3 times
0.00%0.26%0.52%Oct 2, 2026: 0.02% APYOct 2, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
120 5th Ave, Pittsburgh, PA 15222
3 Month Certificate of Deposit
$0
0.01% ▼ 1.78% below Pennsylvania avg
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average1.79%▼ 1.78% below avgNationally 2.09%
Details

Balance: $1.00 - $999.99

Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 3 times
0.00%0.26%0.51%Oct 2, 2026: 0.01% APYOct 2, 2026Oct 14, 2026
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
3 Month Business Certificates
$0
4.00% ▲ 2.21% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 2.21% above avgNationally 2.09%
Details

Rate History
No change since Sep 12, 2026 · 4.00% APY · checked 5 times
3.50%4.00%4.50%Sep 12, 2026: 4.00% APYSep 12, 2026Oct 14, 2026
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
3 Month Share & IRA Share Certificate
$500
4.00% ▲ 2.21% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 2.21% above avgNationally 2.09%
Details

Dividend rates and APYs effective August 5, 2026; Penalty for early withdrawal; IRA rates include Traditional, Roth, and Education IRAs

Rate History
No change since Oct 8, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 8, 2026: 4.00% APYOct 8, 2026Oct 14, 2026
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
Share/IRA Certificate - 3 Months
$500
4.00% ▲ 2.21% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average1.79%▲ 2.21% above avgNationally 2.09%
Details

$500 minimum deposit to open account and earn APY

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Oct 14, 2026
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
3 Month Regular & IRA Certificate
$500
3.90% ▲ 2.11% above Pennsylvania avg
▼
Rate3.84%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 2.11% above avgNationally 2.09%
Details

Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity

Rate History
No change since Oct 12, 2026 · 3.90% APY
3.40%3.90%4.40%Oct 12, 2026: 3.90% APYOct 12, 2026Oct 14, 2026
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
Regular & IRA Certificate - 3 months
$500
3.90% ▲ 2.11% above Pennsylvania avg
▼
Rate3.84%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 2.11% above avgNationally 2.09%
Details

Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity; fees could reduce earnings; APY assumes dividends remain in account

Rate History
No change since Oct 12, 2026 · 3.90% APY
3.40%3.90%4.40%Oct 12, 2026: 3.90% APYOct 12, 2026Oct 14, 2026
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
90 Day CD
$0
3.80% ▲ 2.01% above Pennsylvania avg
▼
Rate3.73%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average1.79%▲ 2.01% above avgNationally 2.09%
Details

Rate History
No change since Oct 7, 2026 · 3.80% APY · checked 3 times
3.30%3.80%4.30%Oct 7, 2026: 3.80% APYOct 7, 2026Oct 14, 2026
Kish Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
3 Month Certificate
$0
3.75% ▲ 1.96% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average1.79%▲ 1.96% above avgNationally 2.09%
Details

Rate History
1 change since Sep 18, 2026 · 3.60% → 3.75% ▲ 0.15 pts · high 3.75% / low 3.60%
3.10%3.68%4.25%Sep 18, 2026: 3.60% APYSep 24, 2026: 3.75% APYSep 18, 2026Oct 14, 2026
  • Sep 24, 20263.75%▲ from 3.60%
  • Sep 18, 20263.60%first recorded
SARCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
3 MONTH CD
$5,000
3.75% ▲ 1.96% above Pennsylvania avg
▼
RateN/A
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 1.96% above avgNationally 2.09%
Details

Rate History
No change since Oct 8, 2026 · 3.75% APY · checked 2 times
3.25%3.75%4.25%Oct 8, 2026: 3.75% APYOct 8, 2026Oct 14, 2026
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
3 Month Traditional Preferred Certificates
$0
3.75% ▲ 1.96% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 1.96% above avgNationally 2.09%
Details

Regular, Traditional IRA, Roth IRA, Education Savings; APY fixed to maturity; early withdrawal penalty applies

Rate History
No change since Oct 12, 2026 · 3.75% APY
3.25%3.75%4.25%Oct 12, 2026: 3.75% APYOct 12, 2026Oct 14, 2026
Hidden River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
3 Month IRA Certificates of Deposit - Jumbo CDs
$0
3.71% ▲ 1.92% above Pennsylvania avg
▼
Rate3.65%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average1.79%▲ 1.92% above avgNationally 2.09%
Details

Jumbo CDs (Above $75,000); no additional deposits after opening; penalty for early withdrawal; certificate renews automatically

Rate History
No change since Oct 13, 2026 · 3.71% APY
3.21%3.71%4.21%Oct 13, 2026: 3.71% APYOct 13, 2026Oct 14, 2026
Hidden River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
3 Month Share Certificate of Deposit
$500
3.71% ▲ 1.92% above Pennsylvania avg
▼
Rate3.65%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average1.79%▲ 1.92% above avgNationally 2.09%
Details

Jumbo CD (Above $75,000)

Rate History
1 change since Sep 14, 2026 · 3.76% → 3.71% ▼ 0.05 pts · high 3.76% / low 3.71%
3.21%3.74%4.26%Sep 14, 2026: 3.76% APYOct 13, 2026: 3.71% APYSep 14, 2026Oct 14, 2026
  • Oct 13, 20263.71%▼ from 3.76%
  • Sep 14, 20263.76%first recorded
Woori America Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
WooriWON Certificate of Deposit (CD) - 3-Months
$1,000
3.70% ▲ 1.91% above Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average1.79%▲ 1.91% above avgNationally 2.09%
Details

Rate History
No change since Oct 7, 2026 · 3.70% APY · checked 2 times
3.20%3.70%4.20%Oct 7, 2026: 3.70% APYOct 7, 2026Oct 14, 2026
CACL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
3-Month Certificate
$0
3.70% ▲ 1.91% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 1.91% above avgNationally 2.09%
Details

APY up to; Share Certificates require a minimum balance of $500.00 to earn the stated APY; Regular and IRA Certificates

Rate History
No change since Sep 12, 2026 · 3.70% APY · checked 6 times
3.20%3.70%4.20%Sep 12, 2026: 3.70% APYSep 12, 2026Oct 14, 2026
CACL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
IRA Certificate - 3 Months
$500
3.70% ▲ 1.91% above Pennsylvania avg
▼
Rate3.64%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 1.91% above avgNationally 2.09%
Details

As of November 6, 2025; dividend rate and APY fixed for the term of the account

Rate History
No change since Oct 12, 2026 · 3.70% APY
3.20%3.70%4.20%Oct 12, 2026: 3.70% APYOct 12, 2026Oct 14, 2026
Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
Certificate of Deposit - 3 mos
$500
3.70% ▲ 1.91% above Pennsylvania avg
▼
Rate3.64%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average1.79%▲ 1.91% above avgNationally 2.09%
Details

Balance: $75,000.00 and over

Rate History
No change since Oct 13, 2026 · 3.70% APY
3.20%3.70%4.20%Oct 13, 2026: 3.70% APYOct 13, 2026Oct 14, 2026
Hidden River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
3 Month IRA Certificates of Deposit - Regular CDs
$500
3.67% ▲ 1.88% above Pennsylvania avg
▼
Rate3.60%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average1.79%▲ 1.88% above avgNationally 2.09%
Details

Minimum deposit of $500 required to open a Certificate of Deposit; no additional deposits after opening; penalty for early withdrawal; certificate renews automatically

Rate History
No change since Oct 13, 2026 · 3.67% APY
3.17%3.67%4.17%Oct 13, 2026: 3.67% APYOct 13, 2026Oct 14, 2026
Hidden River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
3 Month Share Certificate of Deposit
$500
3.67% ▲ 1.88% above Pennsylvania avg
▼
Rate3.60%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average1.79%▲ 1.88% above avgNationally 2.09%
Details

Regular CD

Rate History
1 change since Sep 14, 2026 · 3.76% → 3.67% ▼ 0.09 pts · high 3.76% / low 3.67%
3.17%3.72%4.26%Sep 14, 2026: 3.76% APYOct 13, 2026: 3.67% APYSep 14, 2026Oct 14, 2026
  • Oct 13, 20263.67%▼ from 3.76%
  • Sep 14, 20263.76%first recorded
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.33%
Certificates - 3 Month
$0
3.65% ▲ 1.86% above Pennsylvania avg
▼
Rate3.59%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 1.86% above avgNationally 2.09%
Details

Rate History
No change since Sep 18, 2026 · 3.65% APY · checked 4 times
3.15%3.65%4.15%Sep 18, 2026: 3.65% APYSep 18, 2026Oct 14, 2026
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
3 Month Nonpreferred Certificates: Regular, Traditional IRA, Roth IRA, Educational
$0
3.65% ▲ 1.86% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 1.86% above avgNationally 2.09%
Details

Nonpreferred; APY fixed to maturity; early withdrawal penalty applies

Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 3 times
3.15%3.65%4.15%Sep 14, 2026: 3.65% APYSep 14, 2026Oct 14, 2026
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
Traditional Nonpreferred Certificates - 3 months
$0
3.65% ▲ 1.86% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 1.86% above avgNationally 2.09%
Details

Nonpreferred Certificates: Regular, Traditional IRA, Roth IRA, Educational; APY fixed to maturity

Rate History
No change since Oct 12, 2026 · 3.65% APY
3.15%3.65%4.15%Oct 12, 2026: 3.65% APYOct 12, 2026Oct 14, 2026
Mid Penn Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
3 Month Certificate of Deposit
$0
3.60% ▲ 1.81% above Pennsylvania avg
▼
Rate3.55%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average1.79%▲ 1.81% above avgNationally 2.09%
Details

Rate History
No change since Sep 18, 2026 · 3.60% APY · checked 6 times
3.10%3.60%4.10%Sep 18, 2026: 3.60% APYSep 18, 2026Oct 14, 2026
Meridian Bank
Institution Rating:
C3.9 ★Texas Ratio: 27.97%
3 Month CD
$500
3.60% ▲ 1.81% above Pennsylvania avg
▼
Rate3.53%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average1.79%▲ 1.81% above avgNationally 2.09%
Details

Rate History
No change since Sep 15, 2026 · 3.60% APY · checked 8 times
3.10%3.60%4.10%Sep 15, 2026: 3.60% APYSep 15, 2026Oct 14, 2026
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.54%
3 Month IRA Certificate
$0
3.60% ▲ 1.81% above Pennsylvania avg
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedSep 29, 2026
Pennsylvania Average1.79%▲ 1.81% above avgNationally 2.09%
Details

Rate History
No change since Sep 29, 2026 · 3.60% APY
3.10%3.60%4.10%Sep 29, 2026: 3.60% APYSep 29, 2026Oct 14, 2026
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.54%
3 Month Share Certificates
$0
3.60% ▲ 1.81% above Pennsylvania avg
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedSep 29, 2026
Pennsylvania Average1.79%▲ 1.81% above avgNationally 2.09%
Details

Rate History
No change since Sep 29, 2026 · 3.60% APY
3.10%3.60%4.10%Sep 29, 2026: 3.60% APYSep 29, 2026Oct 14, 2026
Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
Certificate of Deposit - 3 mos
$500
3.60% ▲ 1.81% above Pennsylvania avg
▼
Rate3.54%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average1.79%▲ 1.81% above avgNationally 2.09%
Details

Balance: $10,000.00 - $74,999.99

Rate History
No change since Oct 13, 2026 · 3.60% APY
3.10%3.60%4.10%Oct 13, 2026: 3.60% APYOct 13, 2026Oct 14, 2026
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.94%
3 Month Bonus Certificate
$75,000
3.55% ▲ 1.76% above Pennsylvania avg
▼
Rate3.50%
Min Deposit$75,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 1.76% above avgNationally 2.09%
Details

Balance: $75,000+

Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 4 times
3.05%3.55%4.05%Sep 14, 2026: 3.55% APYSep 14, 2026Oct 14, 2026
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.94%
3 Month Certificate
$500
3.50% ▲ 1.71% above Pennsylvania avg
▼
Rate3.45%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 1.71% above avgNationally 2.09%
Details

Rate History
No change since Oct 8, 2026 · 3.50% APY · checked 2 times
3.00%3.50%4.00%Oct 8, 2026: 3.50% APYOct 8, 2026Oct 14, 2026
Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
3 Month Share Certificate
$500
3.50% ▲ 1.71% above Pennsylvania avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 1.71% above avgNationally 2.09%
Details

A penalty may be imposed for early withdrawal

Rate History
No change since Sep 25, 2026 · 3.50% APY · checked 4 times
3.00%3.50%4.00%Sep 25, 2026: 3.50% APYSep 25, 2026Oct 14, 2026
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.77%
3 Month Regular / IRA
$500
3.50% ▲ 1.71% above Pennsylvania avg
▼
Rate3.44%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 1.71% above avgNationally 2.09%
Details

Regular / IRA

Rate History
No change since Sep 12, 2026 · 3.50% APY · checked 7 times
3.00%3.50%4.00%Sep 12, 2026: 3.50% APYSep 12, 2026Oct 14, 2026
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
3 Month Jumbo Certificate
$10,000
3.50% ▲ 1.71% above Pennsylvania avg
▼
Rate3.44%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 1.71% above avgNationally 2.09%
Details

Rate History
No change since Sep 12, 2026 · 3.50% APY · checked 7 times
3.00%3.50%4.00%Sep 12, 2026: 3.50% APYSep 12, 2026Oct 14, 2026
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
Certificate - 3 MONTH
$0
3.50% ▲ 1.71% above Pennsylvania avg
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average1.79%▲ 1.71% above avgNationally 2.09%
Details

Penalty may be imposed for early withdrawal

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 8 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 14, 2026
Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
Certificate of Deposit - 3 mos
$500
3.50% ▲ 1.71% above Pennsylvania avg
▼
Rate3.45%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average1.79%▲ 1.71% above avgNationally 2.09%
Details

Balance: $500.00 - $9,999.99

Rate History
No change since Oct 13, 2026 · 3.50% APY
3.00%3.50%4.00%Oct 13, 2026: 3.50% APYOct 13, 2026Oct 14, 2026
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
3-month Certificate
$500
3.45% ▲ 1.66% above Pennsylvania avg
▼
Rate3.40%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average1.79%▲ 1.66% above avgNationally 2.09%
Details

Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 6 times
2.95%3.45%3.95%Sep 14, 2026: 3.45% APYSep 14, 2026Oct 14, 2026
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
Business 3-month Certificate
$500
3.45% ▲ 1.66% above Pennsylvania avg
▼
Rate3.40%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average1.79%▲ 1.66% above avgNationally 2.09%
Details

Rate History
No change since Oct 9, 2026 · 3.45% APY · checked 2 times
2.95%3.45%3.95%Oct 9, 2026: 3.45% APYOct 9, 2026Oct 14, 2026
Diamond Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
90 Day Jumbo Certificate
$0
3.31% ▲ 1.52% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 1, 2026
Pennsylvania Average1.79%▲ 1.52% above avgNationally 2.09%
Details

Jumbo Certificate

Rate History
No change since Sep 14, 2026 · 3.31% APY · checked 5 times
2.81%3.31%3.81%Sep 14, 2026: 3.31% APYSep 14, 2026Oct 14, 2026

Pittsburgh 6 Month CD Rates

Pennsylvania 6 Month CD Average2.77% APYNational 2.77%▼ 0.03% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Greater Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
4415 5th Ave, Pittsburgh, PA 15213
Certificates of Deposit - 6 months
$500
3.99% ▲ 1.22% above Pennsylvania avg
▼
Rate3.95%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 1.22% above avgNationally 2.77%
Details

Rate History
No change since Oct 12, 2026 · 3.99% APY
3.49%3.99%4.49%Oct 12, 2026: 3.99% APYOct 12, 2026Oct 14, 2026
WVS West View SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
9001 Perry Hwy, Pittsburgh, PA 15237
In Branch Specials - 6 Month CD
$5,000
3.80% ▲ 1.03% above Pennsylvania avg
▼
Rate3.80%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 1.03% above avgNationally 2.77%
Details

In Branch Special; In Branch Only; A penalty may be imposed for early withdrawal

Rate History
No change since Oct 12, 2026 · 3.80% APY
3.30%3.80%4.30%Oct 12, 2026: 3.80% APYOct 12, 2026Oct 14, 2026
Ameriserv Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
60 Boulevard Of The Allies, Pittsburgh, PA 15222
6-Month CD
$0
3.75% ▲ 0.98% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedSep 27, 2026
Pennsylvania Average2.77%▲ 0.98% above avgNationally 2.77%
Details

Rate History
No change since Sep 15, 2026 · 3.75% APY · checked 4 times
3.25%3.75%4.25%Sep 15, 2026: 3.75% APYSep 15, 2026Oct 14, 2026
Armco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
4712 Clairton Blvd, Pittsburgh, PA 15236
Certificates and IRAs - 6 Months Growth
$1,000
3.71% ▲ 0.94% above Pennsylvania avg
▼
Rate3.65%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.77%▲ 0.94% above avgNationally 2.77%
Details

Type: Growth; APY calculated on a $1,000 deposit; rate paid until certificate matures; early withdrawal penalty is one month of interest plus $25.00

Rate History
No change since Oct 13, 2026 · 3.71% APY
3.21%3.71%4.21%Oct 13, 2026: 3.71% APYOct 13, 2026Oct 14, 2026
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
1001 Liberty Ave, Pittsburgh, PA 15222
6 Month Short Term Share Certificate
$500
3.70% ▲ 0.93% above Pennsylvania avg
▼
Rate3.67%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 0.93% above avgNationally 2.77%
Details

Minimum $500 investment required

Rate History
No change since Oct 8, 2026 · 3.70% APY · checked 2 times
3.20%3.70%4.20%Oct 8, 2026: 3.70% APYOct 8, 2026Oct 14, 2026
Armco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
4712 Clairton Blvd, Pittsburgh, PA 15236
Certificates and IRAs - 6 Months Income
$1,000
3.68% ▲ 0.91% above Pennsylvania avg
▼
Rate3.65%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.77%▲ 0.91% above avgNationally 2.77%
Details

Type: Income; APY calculated on a $1,000 deposit; rate paid until certificate matures; early withdrawal penalty is one month of interest plus $25.00

Rate History
No change since Oct 13, 2026 · 3.68% APY
3.18%3.68%4.18%Oct 13, 2026: 3.68% APYOct 13, 2026Oct 14, 2026
S&T Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
7660 Saltsburg Rd, Pittsburgh, PA 15239
6 Month CD
$1,000
3.50% ▲ 0.73% above Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.77%▲ 0.73% above avgNationally 2.77%
Details

Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 6 times
3.00%3.50%4.00%Sep 18, 2026: 3.50% APYSep 18, 2026Oct 14, 2026
WVS West View SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
9001 Perry Hwy, Pittsburgh, PA 15237
6 Month Certificate of Deposit
$2,500
3.50% ▲ 0.73% above Pennsylvania avg
▼
Rate3.50%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 0.73% above avgNationally 2.77%
Details

Rate History
1 change since Sep 20, 2026 · 3.35% → 3.50% ▲ 0.15 pts · high 3.50% / low 3.35%
2.85%3.43%4.00%Sep 20, 2026: 3.35% APYSep 25, 2026: 3.50% APYSep 20, 2026Oct 14, 2026
  • Sep 25, 20263.50%▲ from 3.35%
  • Sep 20, 20263.35%first recorded
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
700 REGIS AVE, PITTSBURGH, PA 15236 1425
6 Month IRA Certificate
$500
3.50% ▲ 0.73% above Pennsylvania avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 0.73% above avgNationally 2.77%
Details

Rate History
No change since Sep 25, 2026 · 3.50% APY · checked 4 times
3.00%3.50%4.00%Sep 25, 2026: 3.50% APYSep 25, 2026Oct 14, 2026
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
700 REGIS AVE, PITTSBURGH, PA 15236 1425
6 Month Share Certificate
$500
3.50% ▲ 0.73% above Pennsylvania avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 0.73% above avgNationally 2.77%
Details

Rate History
No change since Sep 25, 2026 · 3.50% APY · checked 4 times
3.00%3.50%4.00%Sep 25, 2026: 3.50% APYSep 25, 2026Oct 14, 2026
Alcose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
1732 Brownsville Rd, Pittsburgh, PA 15210 3982
6 Month Share Certificates
$1,000
3.50% ▲ 0.73% above Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.77%▲ 0.73% above avgNationally 2.77%
Details

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 5 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 14, 2026
New Alliance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
3709 Butler St, Pittsburgh, PA 15201
6 Month Certificate
$1,000
3.45% ▲ 0.68% above Pennsylvania avg
▼
Rate3.40%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 0.68% above avgNationally 2.77%
Details

Penalty: 30 days dividend

Rate History
No change since Oct 8, 2026 · 3.45% APY · checked 2 times
2.95%3.45%3.95%Oct 8, 2026: 3.45% APYOct 8, 2026Oct 14, 2026
Brentwood Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.96%
3635 Brownsville Rd, Pittsburgh, PA 15227
6 Month Certificate of Deposit and IRA
$2,000
3.40% ▲ 0.63% above Pennsylvania avg
▼
RateN/A
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 0.63% above avgNationally 2.77%
Details

Rate History
No change since Sep 24, 2026 · 3.40% APY · checked 5 times
2.90%3.40%3.90%Sep 24, 2026: 3.40% APYSep 24, 2026Oct 14, 2026
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
5 Hot Metal St Ste 201, Pittsburgh, PA 15203 2351
6 Month Certificate of Deposit
$5,000
3.25% ▲ 0.48% above Pennsylvania avg
▼
RateN/A
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.77%▲ 0.48% above avgNationally 2.77%
Details

Call the credit union for further details.

Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 14, 2026
Allegheny Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
250 William Pitt Way, Pittsburgh, PA 15238
6 Month Share Certificate
$0
3.00% ▲ 0.23% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.77%▲ 0.23% above avgNationally 2.77%
Details

Rate History
No change since Oct 6, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 6, 2026: 3.00% APYOct 6, 2026Oct 14, 2026
Community Bank (PA)
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
714 Brookline Blvd, Pittsburgh, PA 15226
6 Month Certificate of Deposit
$500
1.75% ▼ 1.02% below Pennsylvania avg
▼
Rate1.74%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.77%▼ 1.02% below avgNationally 2.77%
Details

Rate History
No change since Oct 7, 2026 · 1.75% APY · checked 2 times
1.25%1.75%2.25%Oct 7, 2026: 1.75% APYOct 7, 2026Oct 14, 2026
SSB Bank
Institution Rating:
B-4.4 ★Texas Ratio: 22.34%
8700 Perry Hwy, Pittsburgh, PA 15237
6 Month CD
$1,000
1.75% ▼ 1.02% below Pennsylvania avg
▼
Rate1.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average2.77%▼ 1.02% below avgNationally 2.77%
Details

Rate History
No change since Sep 19, 2026 · 1.75% APY · checked 6 times
1.25%1.75%2.25%Sep 19, 2026: 1.75% APYSep 19, 2026Oct 14, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
5137 Butler St, Pittsburgh, PA 15201
6 Month Relationship CD
$2,500
1.10% ▼ 1.67% below Pennsylvania avg
▼
RateN/A
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.77%▼ 1.67% below avgNationally 2.77%
Details

Accounts are available only to customers with a primary residence in Dollar Bank's Pennsylvania market.

Rate History
No change since Sep 19, 2026 · 1.10% APY · checked 2 times
0.60%1.10%1.60%Sep 19, 2026: 1.10% APYSep 19, 2026Oct 14, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
5137 Butler St, Pittsburgh, PA 15201
6 Month Business Investment Certificate
$250
1.00% ▼ 1.77% below Pennsylvania avg
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.77%▼ 1.77% below avgNationally 2.77%
Details

Rate History
No change since Sep 19, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Sep 19, 2026: 1.00% APYSep 19, 2026Oct 14, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
5137 Butler St, Pittsburgh, PA 15201
6 Month CD Ladder
$1,000
1.00% ▼ 1.77% below Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.77%▼ 1.77% below avgNationally 2.77%
Details

Accounts are available only to customers with a primary residence in Dollar Bank's Pennsylvania market.

Rate History
No change since Sep 19, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Sep 19, 2026: 1.00% APYSep 19, 2026Oct 14, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
5137 Butler St, Pittsburgh, PA 15201
6 Month Relationship CD
$250,000
1.00% ▼ 1.77% below Pennsylvania avg
▼
RateN/A
Min Deposit$250,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.77%▼ 1.77% below avgNationally 2.77%
Details

Accounts are available only to customers with a primary residence in Dollar Bank's Pennsylvania market.

Rate History
No change since Sep 19, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Sep 19, 2026: 1.00% APYSep 19, 2026Oct 14, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
5137 Butler St, Pittsburgh, PA 15201
6 Month Traditional Term CD
$2,500
1.00% ▼ 1.77% below Pennsylvania avg
▼
RateN/A
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.77%▼ 1.77% below avgNationally 2.77%
Details

Accounts are available only to customers with a primary residence in Dollar Bank's Pennsylvania market.

Rate History
No change since Sep 19, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Sep 19, 2026: 1.00% APYSep 19, 2026Oct 14, 2026
CLEARVIEW
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
1920 Park Manor Blvd, Pittsburgh, PA 15205
6 Month Business Jumbo Certificate
$100,000
1.00% ▼ 1.77% below Pennsylvania avg
▼
Rate1.00%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.77%▼ 1.77% below avgNationally 2.77%
Details

Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 7 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 14, 2026
CLEARVIEW
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
1920 Park Manor Blvd, Pittsburgh, PA 15205
Business Certificate - 6 Months
$500
1.00% ▼ 1.77% below Pennsylvania avg
▼
Rate1.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.77%▼ 1.77% below avgNationally 2.77%
Details

Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 14, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA 15210
6 Month Certificate
$1,000
0.20% ▼ 2.57% below Pennsylvania avg
▼
Rate0.20%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▼ 2.57% below avgNationally 2.77%
Details

Minimum of $1000.00

Rate History
No change since Oct 8, 2026 · 0.20% APY · checked 2 times
0.00%0.35%0.70%Oct 8, 2026: 0.20% APYOct 8, 2026Oct 14, 2026
Farmers National Bank of Canfield
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
2600 E Carson St, Pittsburgh, PA 15203
6 Months (182 days) Certificate
$500
0.10% ▼ 2.67% below Pennsylvania avg
▼
Rate0.10%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.77%▼ 2.67% below avgNationally 2.77%
Details

Rate History
No change since Sep 18, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 18, 2026: 0.10% APYSep 18, 2026Oct 14, 2026
Farmers National Bank of Canfield
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
2600 E Carson St, Pittsburgh, PA 15203
6 Months CD
$500
0.10% ▼ 2.67% below Pennsylvania avg
▼
Rate0.10%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.77%▼ 2.67% below avgNationally 2.77%
Details

Rate History
No change since Oct 7, 2026 · 0.10% APY · checked 2 times
0.00%0.30%0.60%Oct 7, 2026: 0.10% APYOct 7, 2026Oct 14, 2026
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
11 Stanwix St, Pittsburgh, PA 15222
6 month Standard Fixed Rate
$2,500
0.06% ▼ 2.71% below Pennsylvania avg
▼
Rate0.06%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.77%▼ 2.71% below avgNationally 2.77%
Details

Balance: $0 - $4,999.99. Early withdrawal penalties may apply.

Rate History
No change since Oct 7, 2026 · 0.06% APY · checked 2 times
0.00%0.28%0.56%Oct 7, 2026: 0.06% APYOct 7, 2026Oct 14, 2026
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
11 Stanwix St, Pittsburgh, PA 15222
6 month Standard Interest Rate
$2,500
0.06% ▼ 2.71% below Pennsylvania avg
▼
Rate0.06%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.77%▼ 2.71% below avgNationally 2.77%
Details

Balance: $0 - $4,999.99; Relationship APY 0.06%

Rate History
No change since Sep 14, 2026 · 0.06% APY · checked 3 times
0.00%0.28%0.56%Sep 14, 2026: 0.06% APYSep 14, 2026Oct 14, 2026
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
11 Stanwix St, Pittsburgh, PA 15222
6 month Standard Fixed Rate
$2,500
0.05% ▼ 2.72% below Pennsylvania avg
▼
Rate0.05%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.77%▼ 2.72% below avgNationally 2.77%
Details

Balance: $0 - $4,999.99; Relationship Interest Rate 0.06%; Relationship APY 0.06%

Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 3 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
120 5th Ave, Pittsburgh, PA 15222
6 Month Certificate of Deposit
$0
0.03% ▼ 2.74% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.77%▼ 2.74% below avgNationally 2.77%
Details

Balance: $25,000.00 and above

Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 3 times
0.00%0.27%0.53%Oct 2, 2026: 0.03% APYOct 2, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
120 5th Ave, Pittsburgh, PA 15222
6 Month Certificate of Deposit
$0
0.02% ▼ 2.75% below Pennsylvania avg
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.77%▼ 2.75% below avgNationally 2.77%
Details

Balance: $1,000.00 - $24,999.99

Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 3 times
0.00%0.26%0.52%Oct 2, 2026: 0.02% APYOct 2, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
120 5th Ave, Pittsburgh, PA 15222
6 Month Certificate of Deposit
$0
0.01% ▼ 2.76% below Pennsylvania avg
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.77%▼ 2.76% below avgNationally 2.77%
Details

Balance: $1.00 - $999.99

Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 3 times
0.00%0.26%0.51%Oct 2, 2026: 0.01% APYOct 2, 2026Oct 14, 2026
P.C. Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.60%
Level 6 - 6 month term
$100,000
4.25% ▲ 1.48% above Pennsylvania avg
▼
Rate4.25%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.77%▲ 1.48% above avgNationally 2.77%
Details

Balance: $100000.00 to open; $100000.00 to obtain disclosed APY

Rate History
No change since Oct 6, 2026 · 4.25% APY · checked 2 times
3.75%4.25%4.75%Oct 6, 2026: 4.25% APYOct 6, 2026Oct 14, 2026
Unity Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.27%
6 Month CD
$1,000
4.20% ▲ 1.43% above Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.77%▲ 1.43% above avgNationally 2.77%
Details

Rate History
1 change since Sep 18, 2026 · 3.75% → 4.20% ▲ 0.45 pts · high 4.20% / low 3.75%
3.25%3.98%4.70%Sep 18, 2026: 3.75% APYOct 2, 2026: 4.20% APYSep 18, 2026Oct 14, 2026
  • Oct 2, 20264.20%▲ from 3.75%
  • Sep 18, 20263.75%first recorded
First Federal S&L of Greene Co
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
6 Month Certificate
$0
4.14% ▲ 1.37% above Pennsylvania avg
▼
Rate4.10%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.77%▲ 1.37% above avgNationally 2.77%
Details

Early Withdrawal Penalty: 3 months interest

Rate History
No change since Sep 19, 2026 · 4.14% APY · checked 7 times
3.64%4.14%4.64%Sep 19, 2026: 4.14% APYSep 19, 2026Oct 14, 2026
Enterprise Bank Allison Park, PA
Institution Rating:
F1.0 ★Texas Ratio: 80.27%
Business 6 Month CD
$0
4.13% ▲ 1.36% above Pennsylvania avg
▼
Rate4.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 1.36% above avgNationally 2.77%
Details

Rate History
2 changes since Sep 14, 2026 · 3.92% → 4.13% ▲ 0.21 pts · high 4.13% / low 3.92%
3.42%4.03%4.63%Sep 14, 2026: 3.92% APYSep 24, 2026: 4.02% APYOct 8, 2026: 4.13% APYSep 14, 2026Oct 14, 2026
  • Oct 8, 20264.13%▲ from 4.02%
  • Sep 24, 20264.02%▲ from 3.92%
  • Sep 14, 20263.92%first recorded
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
6 Month CD
$0
4.12% ▲ 1.35% above Pennsylvania avg
▼
Rate4.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.77%▲ 1.35% above avgNationally 2.77%
Details

Rate History
No change since Oct 9, 2026 · 4.12% APY · checked 3 times
3.62%4.12%4.62%Oct 9, 2026: 4.12% APYOct 9, 2026Oct 14, 2026
Westmoreland Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
6 Month Certificates of Deposit - Regular and IRAs
$10,000
4.10% ▲ 1.33% above Pennsylvania avg
▼
Rate4.06%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average2.77%▲ 1.33% above avgNationally 2.77%
Details

New Money

Rate History
No change since Oct 11, 2026 · 4.10% APY
3.60%4.10%4.60%Oct 11, 2026: 4.10% APYOct 11, 2026Oct 14, 2026
Quaint Oak Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.98%
6 Month Certificate
$0
4.10% ▲ 1.33% above Pennsylvania avg
▼
Rate3.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average2.77%▲ 1.33% above avgNationally 2.77%
Details

Rate History
No change since Oct 3, 2026 · 4.10% APY · checked 3 times
3.60%4.10%4.60%Oct 3, 2026: 4.10% APYOct 3, 2026Oct 14, 2026
P.C. Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.60%
Level 6 - 6 month term
$100,000
4.10% ▲ 1.33% above Pennsylvania avg
▼
Rate4.10%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.77%▲ 1.33% above avgNationally 2.77%
Details

Balance: $100000.00 to open; $100000.00 to obtain disclosed APY

Rate History
No change since Oct 6, 2026 · 4.10% APY · checked 2 times
3.60%4.10%4.60%Oct 6, 2026: 4.10% APYOct 6, 2026Oct 14, 2026
UNB Bank
Institution Rating:
B+4.0 ★Texas Ratio: 1.11%
6 Month Certificate of Deposit
$0
4.05% ▲ 1.28% above Pennsylvania avg
▼
Rate3.98%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 1.28% above avgNationally 2.77%
Details

Rate History
No change since Oct 8, 2026 · 4.05% APY · checked 2 times
3.55%4.05%4.55%Oct 8, 2026: 4.05% APYOct 8, 2026Oct 14, 2026
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
6 Month Regular & IRA Certificate
$500
4.05% ▲ 1.28% above Pennsylvania avg
▼
Rate3.98%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 1.28% above avgNationally 2.77%
Details

Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity

Rate History
No change since Oct 12, 2026 · 4.05% APY
3.55%4.05%4.55%Oct 12, 2026: 4.05% APYOct 12, 2026Oct 14, 2026
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
Regular & IRA Certificate - 6 months
$500
4.05% ▲ 1.28% above Pennsylvania avg
▼
Rate3.98%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 1.28% above avgNationally 2.77%
Details

Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity; fees could reduce earnings; APY assumes dividends remain in account

Rate History
No change since Oct 12, 2026 · 4.05% APY
3.55%4.05%4.55%Oct 12, 2026: 4.05% APYOct 12, 2026Oct 14, 2026
MERCER COUNTY COMMUNITY
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
6 MONTH CD
$500
4.04% ▲ 1.27% above Pennsylvania avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.77%▲ 1.27% above avgNationally 2.77%
Details

Rate History
1 change since Sep 30, 2026 · 3.79% → 4.04% ▲ 0.25 pts · high 4.04% / low 3.79%
3.29%3.92%4.54%Sep 30, 2026: 3.79% APYOct 1, 2026: 4.04% APYSep 30, 2026Oct 14, 2026
  • Oct 1, 20264.04%▲ from 3.79%
  • Sep 30, 20263.79%first recorded
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
6 Month Business Certificates
$0
4.00% ▲ 1.23% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 1.23% above avgNationally 2.77%
Details

Rate History
No change since Sep 12, 2026 · 4.00% APY · checked 5 times
3.50%4.00%4.50%Sep 12, 2026: 4.00% APYSep 12, 2026Oct 14, 2026
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
6 Month Share & IRA Share Certificate
$500
4.00% ▲ 1.23% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 1.23% above avgNationally 2.77%
Details

Dividend rates and APYs effective August 5, 2026; Penalty for early withdrawal; IRA rates include Traditional, Roth, and Education IRAs

Rate History
No change since Oct 8, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 8, 2026: 4.00% APYOct 8, 2026Oct 14, 2026
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
6 Month Jumbo Certificate
$10,000
4.00% ▲ 1.23% above Pennsylvania avg
▼
Rate3.92%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 1.23% above avgNationally 2.77%
Details

Rate History
No change since Sep 12, 2026 · 4.00% APY · checked 7 times
3.50%4.00%4.50%Sep 12, 2026: 4.00% APYSep 12, 2026Oct 14, 2026
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
Share and IRA Certificates (CDs) - 6-Month Promo (new money only)
$0
4.00% ▲ 1.23% above Pennsylvania avg
▼
Rate3.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.77%▲ 1.23% above avgNationally 2.77%
Details

Balance: $500 - $500; New money only

Rate History
No change since Oct 13, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 13, 2026: 4.00% APYOct 13, 2026Oct 14, 2026
Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
6 Month Honors Certificate
$0
4.00% ▲ 1.23% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.77%▲ 1.23% above avgNationally 2.77%
Details

Rate History
No change since Sep 25, 2026 · 4.00% APY · checked 5 times
3.50%4.00%4.50%Sep 25, 2026: 4.00% APYSep 25, 2026Oct 14, 2026

Pittsburgh 12 Month CD Rates

Pennsylvania 12 Month CD Average2.96% APYNational 2.99%▼ 0.01% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
1001 California Ave, Pittsburgh, PA 15290
IRA Certificate - 1 Year Starter Add-On
$0
4.25% ▲ 1.29% above Pennsylvania avg
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.96%▲ 1.29% above avgNationally 2.99%
Details

Rate History
No change since Oct 6, 2026 · 4.25% APY · checked 2 times
3.75%4.25%4.75%Oct 6, 2026: 4.25% APYOct 6, 2026Oct 14, 2026
Omega Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
206 Siebert Rd, Pittsburgh, PA 15237
12 Month Share Certificate
$0
4.15% ▲ 1.19% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.96%▲ 1.19% above avgNationally 2.99%
Details

Contact Us for more details.

Rate History
No change since Oct 1, 2026 · 4.15% APY · checked 3 times
3.65%4.15%4.65%Oct 1, 2026: 4.15% APYOct 1, 2026Oct 14, 2026
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
1001 California Ave, Pittsburgh, PA 15290
1 Year Add-On Certificate
$0
4.10% ▲ 1.14% above Pennsylvania avg
▼
Rate4.04%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.96%▲ 1.14% above avgNationally 2.99%
Details

Rate History
No change since Sep 14, 2026 · 4.10% APY · checked 7 times
3.60%4.10%4.60%Sep 14, 2026: 4.10% APYSep 14, 2026Oct 14, 2026
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
1001 California Ave, Pittsburgh, PA 15290
Starter Certificate - 1 Year Add-On
$0
4.10% ▲ 1.14% above Pennsylvania avg
▼
Rate4.04%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.96%▲ 1.14% above avgNationally 2.99%
Details

Rate History
No change since Oct 6, 2026 · 4.10% APY · checked 2 times
3.60%4.10%4.60%Oct 6, 2026: 4.10% APYOct 6, 2026Oct 14, 2026
Greater Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
4415 5th Ave, Pittsburgh, PA 15213
Certificates of Deposit - 1 Year
$500
4.06% ▲ 1.10% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 1.10% above avgNationally 2.99%
Details

Rate History
No change since Oct 12, 2026 · 4.06% APY
3.56%4.06%4.56%Oct 12, 2026: 4.06% APYOct 12, 2026Oct 14, 2026
Northwest Bank Warren, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
710 Old Clairton Rd, Pittsburgh, PA 15236
12-month CD
$0
4.00% ▲ 1.04% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average2.96%▲ 1.04% above avgNationally 2.99%
Details

Open online today.

Rate History
No change since Oct 7, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 7, 2026: 4.00% APYOct 7, 2026Oct 14, 2026
Armco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
4712 Clairton Blvd, Pittsburgh, PA 15236
Certificates and IRAs - 12 Months Growth
$1,000
3.82% ▲ 0.86% above Pennsylvania avg
▼
Rate3.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.96%▲ 0.86% above avgNationally 2.99%
Details

Type: Growth; APY calculated on a $1,000 deposit; rate paid until certificate matures; early withdrawal penalty is one month of interest plus $25.00

Rate History
No change since Oct 13, 2026 · 3.82% APY
3.32%3.82%4.32%Oct 13, 2026: 3.82% APYOct 13, 2026Oct 14, 2026
Armco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
4712 Clairton Blvd, Pittsburgh, PA 15236
Certificates and IRAs - 12 Months Income
$1,000
3.76% ▲ 0.80% above Pennsylvania avg
▼
Rate3.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.96%▲ 0.80% above avgNationally 2.99%
Details

Type: Income; APY calculated on a $1,000 deposit; rate paid until certificate matures; early withdrawal penalty is one month of interest plus $25.00

Rate History
No change since Oct 13, 2026 · 3.76% APY
3.26%3.76%4.26%Oct 13, 2026: 3.76% APYOct 13, 2026Oct 14, 2026
WVS West View SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
9001 Perry Hwy, Pittsburgh, PA 15237
1 Year Certificate of Deposit
$500
3.75% ▲ 0.79% above Pennsylvania avg
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 0.79% above avgNationally 2.99%
Details

Rate History
1 change since Sep 20, 2026 · 3.60% → 3.75% ▲ 0.15 pts · high 3.75% / low 3.60%
3.10%3.68%4.25%Sep 20, 2026: 3.60% APYSep 25, 2026: 3.75% APYSep 20, 2026Oct 14, 2026
  • Sep 25, 20263.75%▲ from 3.60%
  • Sep 20, 20263.60%first recorded
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA 15275 1112
12 Month Jumbo Certificate Specials
$500,000
3.75% ▲ 0.79% above Pennsylvania avg
▼
Rate3.68%
Min Deposit$500,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.96%▲ 0.79% above avgNationally 2.99%
Details

Minimum deposit: May be purchased in any denomination above $500,000; Subject to early withdrawal penalty; Limited quantity

Rate History
1 change since Sep 17, 2026 · 3.70% → 3.75% ▲ 0.05 pts · high 3.75% / low 3.70%
3.20%3.73%4.25%Sep 17, 2026: 3.70% APYOct 13, 2026: 3.75% APYSep 17, 2026Oct 14, 2026
  • Oct 13, 20263.75%▲ from 3.70%
  • Sep 17, 20263.70%first recorded
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA 15275 1112
12 Month Jumbo Certificate Specials
$250,000
3.70% ▲ 0.74% above Pennsylvania avg
▼
Rate3.63%
Min Deposit$250,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.96%▲ 0.74% above avgNationally 2.99%
Details

Certificate term minimum $250,000; Minimum deposit: May be purchased in any denomination above $250,000. Subject to early withdrawal penalty. Limited quantity.

Rate History
No change since Sep 17, 2026 · 3.70% APY · checked 3 times
3.20%3.70%4.20%Sep 17, 2026: 3.70% APYSep 17, 2026Oct 14, 2026
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
700 REGIS AVE, PITTSBURGH, PA 15236 1425
12 Month Jumbo IRA Certificate
$100,000
3.65% ▲ 0.69% above Pennsylvania avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 0.69% above avgNationally 2.99%
Details

Rate History
No change since Oct 8, 2026 · 3.65% APY · checked 2 times
3.15%3.65%4.15%Oct 8, 2026: 3.65% APYOct 8, 2026Oct 14, 2026
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
700 REGIS AVE, PITTSBURGH, PA 15236 1425
12 Month Jumbo Share Certificate
$100,000
3.65% ▲ 0.69% above Pennsylvania avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 0.69% above avgNationally 2.99%
Details

Rate History
No change since Oct 8, 2026 · 3.65% APY · checked 2 times
3.15%3.65%4.15%Oct 8, 2026: 3.65% APYOct 8, 2026Oct 14, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA 15275 1112
Jumbo Certificate - 12 Months
$100,000
3.60% ▲ 0.64% above Pennsylvania avg
▼
Rate3.54%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.96%▲ 0.64% above avgNationally 2.99%
Details

Minimum $100,000; Subject to early withdrawal penalty

Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 11 times
3.10%3.60%4.10%Sep 14, 2026: 3.60% APYSep 14, 2026Oct 14, 2026
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
700 REGIS AVE, PITTSBURGH, PA 15236 1425
12 Month IRA Certificate
$500
3.55% ▲ 0.59% above Pennsylvania avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 0.59% above avgNationally 2.99%
Details

Rate History
No change since Sep 25, 2026 · 3.55% APY · checked 4 times
3.05%3.55%4.05%Sep 25, 2026: 3.55% APYSep 25, 2026Oct 14, 2026
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
700 REGIS AVE, PITTSBURGH, PA 15236 1425
12 Month Share Certificate
$500
3.55% ▲ 0.59% above Pennsylvania avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 0.59% above avgNationally 2.99%
Details

Rate History
No change since Sep 25, 2026 · 3.55% APY · checked 4 times
3.05%3.55%4.05%Sep 25, 2026: 3.55% APYSep 25, 2026Oct 14, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA 15275 1112
Share & IRA Certificate - 12 Months
$0
3.55% ▲ 0.59% above Pennsylvania avg
▼
Rate3.49%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.96%▲ 0.59% above avgNationally 2.99%
Details

Minimum deposit: may be purchased in any denomination above $100; Subject to early withdrawal penalty

Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 9 times
3.05%3.55%4.05%Sep 14, 2026: 3.55% APYSep 14, 2026Oct 14, 2026
S&T Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
7660 Saltsburg Rd, Pittsburgh, PA 15239
12 Month CD
$500
3.50% ▲ 0.54% above Pennsylvania avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.96%▲ 0.54% above avgNationally 2.99%
Details

Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 6 times
3.00%3.50%4.00%Sep 18, 2026: 3.50% APYSep 18, 2026Oct 14, 2026
Brentwood Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.96%
3635 Brownsville Rd, Pittsburgh, PA 15227
12 Month Certificate of Deposit and IRA
$2,000
3.50% ▲ 0.54% above Pennsylvania avg
▼
RateN/A
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 0.54% above avgNationally 2.99%
Details

Rate History
No change since Sep 24, 2026 · 3.50% APY · checked 5 times
3.00%3.50%4.00%Sep 24, 2026: 3.50% APYSep 24, 2026Oct 14, 2026
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
1001 Liberty Ave, Pittsburgh, PA 15222
12 Month Share/IRA Certificate
$500
3.50% ▲ 0.54% above Pennsylvania avg
▼
Rate3.45%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 0.54% above avgNationally 2.99%
Details

Rate History
No change since Oct 8, 2026 · 3.50% APY · checked 2 times
3.00%3.50%4.00%Oct 8, 2026: 3.50% APYOct 8, 2026Oct 14, 2026
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
1001 Liberty Ave, Pittsburgh, PA 15222
Regular Certificate - 12 Month
$500
3.50% ▲ 0.54% above Pennsylvania avg
▼
Rate3.45%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 0.54% above avgNationally 2.99%
Details

Dividends compounded quarterly

Rate History
No change since Sep 25, 2026 · 3.50% APY · checked 4 times
3.00%3.50%4.00%Sep 25, 2026: 3.50% APYSep 25, 2026Oct 14, 2026
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
5 Hot Metal St Ste 201, Pittsburgh, PA 15203 2351
12 Month Certificate of Deposit
$10,000
3.50% ▲ 0.54% above Pennsylvania avg
▼
RateN/A
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.96%▲ 0.54% above avgNationally 2.99%
Details

Call the credit union for further details.

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 7 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 14, 2026
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
1001 California Ave, Pittsburgh, PA 15290
IRA Certificate - 1 Year
$0
3.45% ▲ 0.49% above Pennsylvania avg
▼
Rate3.41%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.96%▲ 0.49% above avgNationally 2.99%
Details

Rate History
No change since Oct 6, 2026 · 3.45% APY · checked 2 times
2.95%3.45%3.95%Oct 6, 2026: 3.45% APYOct 6, 2026Oct 14, 2026
Citizens Access
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
70 Towne Square Way, Pittsburgh, PA 15227
1 Year Online CD
$0
3.25% ▲ 0.29% above Pennsylvania avg
▼
Rate3.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.96%▲ 0.29% above avgNationally 2.99%
Details

Rate History
No change since Sep 18, 2026 · 3.25% APY · checked 7 times
2.75%3.25%3.75%Sep 18, 2026: 3.25% APYSep 18, 2026Oct 14, 2026
Allegheny Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
250 William Pitt Way, Pittsburgh, PA 15238
1 Year Share Certificate
$0
3.25% ▲ 0.29% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.96%▲ 0.29% above avgNationally 2.99%
Details

Rate History
No change since Oct 6, 2026 · 3.25% APY · checked 2 times
2.75%3.25%3.75%Oct 6, 2026: 3.25% APYOct 6, 2026Oct 14, 2026
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
1001 California Ave, Pittsburgh, PA 15290
1 Year Share Certificate
$0
3.25% ▲ 0.29% above Pennsylvania avg
▼
Rate3.21%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.96%▲ 0.29% above avgNationally 2.99%
Details

Rate History
No change since Sep 18, 2026 · 3.25% APY · checked 6 times
2.75%3.25%3.75%Sep 18, 2026: 3.25% APYSep 18, 2026Oct 14, 2026
Farmers National Bank of Canfield
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
2600 E Carson St, Pittsburgh, PA 15203
12 Months Certificate
$500
3.00% ▲ 0.04% above Pennsylvania avg
▼
Rate2.97%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.96%▲ 0.04% above avgNationally 2.99%
Details

Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 6 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Oct 14, 2026
New Alliance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
3709 Butler St, Pittsburgh, PA 15201
12 Month Certificate
$1,000
2.50% ▼ 0.46% below Pennsylvania avg
▼
Rate2.48%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▼ 0.46% below avgNationally 2.99%
Details

Penalty: 90 days dividend

Rate History
No change since Oct 8, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Oct 8, 2026: 2.50% APYOct 8, 2026Oct 14, 2026
ACBA Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.45%
Law and Finance Building, Pittsburgh, PA 15219 1507
12 month CD
$1,000
2.50% ▼ 0.46% below Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.96%▼ 0.46% below avgNationally 2.99%
Details

NEW 12 month CD available

Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 4 times
2.00%2.50%3.00%Sep 14, 2026: 2.50% APYSep 14, 2026Oct 14, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
5137 Butler St, Pittsburgh, PA 15201
12 Month Relationship CD
$2,500
2.35% ▼ 0.61% below Pennsylvania avg
▼
RateN/A
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.96%▼ 0.61% below avgNationally 2.99%
Details

Accounts are available only to customers with a primary residence in Dollar Bank's Pennsylvania market.

Rate History
No change since Sep 19, 2026 · 2.35% APY · checked 2 times
1.85%2.35%2.85%Sep 19, 2026: 2.35% APYSep 19, 2026Oct 14, 2026
Community Bank (PA)
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
714 Brookline Blvd, Pittsburgh, PA 15226
12 Month Certificate of Deposit
$500
2.25% ▼ 0.71% below Pennsylvania avg
▼
Rate2.24%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.96%▼ 0.71% below avgNationally 2.99%
Details

Rate History
No change since Oct 7, 2026 · 2.25% APY · checked 2 times
1.75%2.25%2.75%Oct 7, 2026: 2.25% APYOct 7, 2026Oct 14, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
5137 Butler St, Pittsburgh, PA 15201
12 Month Business Investment Certificate
$250
2.25% ▼ 0.71% below Pennsylvania avg
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.96%▼ 0.71% below avgNationally 2.99%
Details

Rate History
No change since Sep 19, 2026 · 2.25% APY · checked 2 times
1.75%2.25%2.75%Sep 19, 2026: 2.25% APYSep 19, 2026Oct 14, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
5137 Butler St, Pittsburgh, PA 15201
12 Month CD Ladder
$1,000
2.25% ▼ 0.71% below Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.96%▼ 0.71% below avgNationally 2.99%
Details

Accounts are available only to customers with a primary residence in Dollar Bank's Pennsylvania market.

Rate History
No change since Sep 19, 2026 · 2.25% APY · checked 2 times
1.75%2.25%2.75%Sep 19, 2026: 2.25% APYSep 19, 2026Oct 14, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
5137 Butler St, Pittsburgh, PA 15201
12 Month Relationship CD
$250,000
2.25% ▼ 0.71% below Pennsylvania avg
▼
RateN/A
Min Deposit$250,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.96%▼ 0.71% below avgNationally 2.99%
Details

Accounts are available only to customers with a primary residence in Dollar Bank's Pennsylvania market.

Rate History
No change since Sep 19, 2026 · 2.25% APY · checked 2 times
1.75%2.25%2.75%Sep 19, 2026: 2.25% APYSep 19, 2026Oct 14, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
5137 Butler St, Pittsburgh, PA 15201
12 Month Traditional Term CD
$2,500
2.25% ▼ 0.71% below Pennsylvania avg
▼
RateN/A
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.96%▼ 0.71% below avgNationally 2.99%
Details

Accounts are available only to customers with a primary residence in Dollar Bank's Pennsylvania market.

Rate History
No change since Sep 19, 2026 · 2.25% APY · checked 2 times
1.75%2.25%2.75%Sep 19, 2026: 2.25% APYSep 19, 2026Oct 14, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
5137 Butler St, Pittsburgh, PA 15201
12 Month Rising Rate CD
$2,500
2.00% ▼ 0.96% below Pennsylvania avg
▼
RateN/A
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.96%▼ 0.96% below avgNationally 2.99%
Details

Accounts are available only to customers with a primary residence in Dollar Bank's Pennsylvania market.

Rate History
No change since Sep 19, 2026 · 2.00% APY · checked 2 times
1.50%2.00%2.50%Sep 19, 2026: 2.00% APYSep 19, 2026Oct 14, 2026
SSB Bank
Institution Rating:
B-4.4 ★Texas Ratio: 22.34%
8700 Perry Hwy, Pittsburgh, PA 15237
12 Month CD
$500
1.76% ▼ 1.20% below Pennsylvania avg
▼
Rate1.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average2.96%▼ 1.20% below avgNationally 2.99%
Details

Rate History
No change since Sep 19, 2026 · 1.76% APY · checked 6 times
1.26%1.76%2.26%Sep 19, 2026: 1.76% APYSep 19, 2026Oct 14, 2026
CLEARVIEW
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
1920 Park Manor Blvd, Pittsburgh, PA 15205
12 Month Business Jumbo Certificate
$100,000
1.75% ▼ 1.21% below Pennsylvania avg
▼
Rate1.74%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.96%▼ 1.21% below avgNationally 2.99%
Details

Rate History
No change since Sep 14, 2026 · 1.75% APY · checked 7 times
1.25%1.75%2.25%Sep 14, 2026: 1.75% APYSep 14, 2026Oct 14, 2026
CLEARVIEW
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
1920 Park Manor Blvd, Pittsburgh, PA 15205
Business Certificate - 12 Months
$1,000
1.75% ▼ 1.21% below Pennsylvania avg
▼
Rate1.74%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.96%▼ 1.21% below avgNationally 2.99%
Details

Rate History
No change since Sep 14, 2026 · 1.75% APY · checked 2 times
1.25%1.75%2.25%Sep 14, 2026: 1.75% APYSep 14, 2026Oct 14, 2026
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
11 Stanwix St, Pittsburgh, PA 15222
1 year Standard Fixed Rate
$2,500
1.51% ▼ 1.45% below Pennsylvania avg
▼
Rate1.50%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.96%▼ 1.45% below avgNationally 2.99%
Details

Balance: $0 - $4,999.99. Early withdrawal penalties may apply.

Rate History
1 change since Sep 14, 2026 · 1.50% → 1.51% ▲ 0.01 pts · high 1.51% / low 1.50%
1.00%1.51%2.01%Sep 14, 2026: 1.50% APYOct 7, 2026: 1.51% APYSep 14, 2026Oct 14, 2026
  • Oct 7, 20261.51%▲ from 1.50%
  • Sep 14, 20261.50%first recorded
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
11 Stanwix St, Pittsburgh, PA 15222
1 year Standard Interest Rate
$2,500
1.51% ▼ 1.45% below Pennsylvania avg
▼
Rate1.50%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.96%▼ 1.45% below avgNationally 2.99%
Details

Balance: $0 - $4,999.99; Relationship APY 1.51%

Rate History
No change since Sep 14, 2026 · 1.51% APY · checked 3 times
1.01%1.51%2.01%Sep 14, 2026: 1.51% APYSep 14, 2026Oct 14, 2026
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
11 Stanwix St, Pittsburgh, PA 15222
1 year Standard Fixed Rate
$2,500
1.50% ▼ 1.46% below Pennsylvania avg
▼
Rate1.49%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.96%▼ 1.46% below avgNationally 2.99%
Details

Balance: $0 - $4,999.99. Early withdrawal penalties may apply.

Rate History
No change since Sep 14, 2026 · 1.50% APY · checked 3 times
1.00%1.50%2.00%Sep 14, 2026: 1.50% APYSep 14, 2026Oct 14, 2026
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
1001 Liberty Ave, Pittsburgh, PA 15222
12 Month Youth Share Certificate
$100
1.00% ▼ 1.96% below Pennsylvania avg
▼
Rate1.00%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▼ 1.96% below avgNationally 2.99%
Details

Rate History
No change since Oct 8, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Oct 8, 2026: 1.00% APYOct 8, 2026Oct 14, 2026
Alcose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
1732 Brownsville Rd, Pittsburgh, PA 15210 3982
12 Month Share Certificates
$1,000
1.00% ▼ 1.96% below Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.96%▼ 1.96% below avgNationally 2.99%
Details

Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 5 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 14, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA 15210
12 Month Certificate
$1,000
0.25% ▼ 2.71% below Pennsylvania avg
▼
Rate0.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▼ 2.71% below avgNationally 2.99%
Details

Minimum of $1000.00

Rate History
No change since Oct 8, 2026 · 0.25% APY · checked 2 times
0.00%0.38%0.75%Oct 8, 2026: 0.25% APYOct 8, 2026Oct 14, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA 15210
12 Month IRA Certificate
$1,000
0.25% ▼ 2.71% below Pennsylvania avg
▼
Rate0.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▼ 2.71% below avgNationally 2.99%
Details

Minimum of $1000.00

Rate History
No change since Oct 8, 2026 · 0.25% APY · checked 2 times
0.00%0.38%0.75%Oct 8, 2026: 0.25% APYOct 8, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
120 5th Ave, Pittsburgh, PA 15222
12 Month Certificate of Deposit
$0
0.03% ▼ 2.93% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.96%▼ 2.93% below avgNationally 2.99%
Details

Balance: $25,000.00 and above

Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 3 times
0.00%0.27%0.53%Oct 2, 2026: 0.03% APYOct 2, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
120 5th Ave, Pittsburgh, PA 15222
12 Month Certificate of Deposit
$0
0.02% ▼ 2.94% below Pennsylvania avg
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.96%▼ 2.94% below avgNationally 2.99%
Details

Balance: $1,000.00 - $24,999.99

Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 3 times
0.00%0.26%0.52%Oct 2, 2026: 0.02% APYOct 2, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
120 5th Ave, Pittsburgh, PA 15222
12 Month Certificate of Deposit
$0
0.01% ▼ 2.95% below Pennsylvania avg
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.96%▼ 2.95% below avgNationally 2.99%
Details

Balance: $1.00 - $999.99

Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 3 times
0.00%0.26%0.51%Oct 2, 2026: 0.01% APYOct 2, 2026Oct 14, 2026
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
1 Year (12 Month) Adjustable CD
$5,000
4.44% ▲ 1.48% above Pennsylvania avg
▼
Rate4.37%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.96%▲ 1.48% above avgNationally 2.99%
Details

Open account in person. See details.

Rate History
1 change since Sep 19, 2026 · 4.09% → 4.44% ▲ 0.35 pts · high 4.44% / low 4.09%
3.59%4.27%4.94%Sep 19, 2026: 4.09% APYOct 7, 2026: 4.44% APYSep 19, 2026Oct 14, 2026
  • Oct 7, 20264.44%▲ from 4.09%
  • Sep 19, 20264.09%first recorded

Pittsburgh 18 Month CD Rates

Pennsylvania 18 Month CD Average2.99% APYNational 2.88%Unchanged from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
700 REGIS AVE, PITTSBURGH, PA 15236 1425
18 Month Jumbo IRA Certificate
$100,000
3.65% ▲ 0.66% above Pennsylvania avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▲ 0.66% above avgNationally 2.88%
Details

Rate History
No change since Oct 8, 2026 · 3.65% APY · checked 2 times
3.15%3.65%4.15%Oct 8, 2026: 3.65% APYOct 8, 2026Oct 14, 2026
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
700 REGIS AVE, PITTSBURGH, PA 15236 1425
18 Month Jumbo Share Certificate
$100,000
3.65% ▲ 0.66% above Pennsylvania avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▲ 0.66% above avgNationally 2.88%
Details

Rate History
No change since Oct 8, 2026 · 3.65% APY · checked 2 times
3.15%3.65%4.15%Oct 8, 2026: 3.65% APYOct 8, 2026Oct 14, 2026
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
700 REGIS AVE, PITTSBURGH, PA 15236 1425
18 Month IRA Certificate
$500
3.55% ▲ 0.56% above Pennsylvania avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▲ 0.56% above avgNationally 2.88%
Details

Rate History
No change since Sep 25, 2026 · 3.55% APY · checked 4 times
3.05%3.55%4.05%Sep 25, 2026: 3.55% APYSep 25, 2026Oct 14, 2026
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
700 REGIS AVE, PITTSBURGH, PA 15236 1425
18 Month Share Certificate
$500
3.55% ▲ 0.56% above Pennsylvania avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▲ 0.56% above avgNationally 2.88%
Details

Rate History
No change since Sep 25, 2026 · 3.55% APY · checked 4 times
3.05%3.55%4.05%Sep 25, 2026: 3.55% APYSep 25, 2026Oct 14, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA 15275 1112
Jumbo Certificate - 18 Months
$100,000
3.55% ▲ 0.56% above Pennsylvania avg
▼
Rate3.49%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.99%▲ 0.56% above avgNationally 2.88%
Details

Minimum $100,000; Subject to early withdrawal penalty

Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 11 times
3.05%3.55%4.05%Sep 14, 2026: 3.55% APYSep 14, 2026Oct 14, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA 15275 1112
Share & IRA Certificate - 18 Month
$0
3.50% ▲ 0.51% above Pennsylvania avg
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.99%▲ 0.51% above avgNationally 2.88%
Details

Minimum deposit: may be purchased in any denomination above $100; Subject to early withdrawal penalty

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 9 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 14, 2026
Brentwood Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.96%
3635 Brownsville Rd, Pittsburgh, PA 15227
18 Month Certificate of Deposit and IRA
$2,000
3.45% ▲ 0.46% above Pennsylvania avg
▼
RateN/A
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▲ 0.46% above avgNationally 2.88%
Details

Rate History
No change since Sep 24, 2026 · 3.45% APY · checked 5 times
2.95%3.45%3.95%Sep 24, 2026: 3.45% APYSep 24, 2026Oct 14, 2026
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
1001 Liberty Ave, Pittsburgh, PA 15222
18 Month Share/IRA Certificate
$500
3.25% ▲ 0.26% above Pennsylvania avg
▼
Rate3.21%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▲ 0.26% above avgNationally 2.88%
Details

Rate History
No change since Oct 8, 2026 · 3.25% APY · checked 2 times
2.75%3.25%3.75%Oct 8, 2026: 3.25% APYOct 8, 2026Oct 14, 2026
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
1001 Liberty Ave, Pittsburgh, PA 15222
Regular Certificate - 18 Month
$500
3.25% ▲ 0.26% above Pennsylvania avg
▼
Rate3.21%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▲ 0.26% above avgNationally 2.88%
Details

Dividends compounded quarterly

Rate History
No change since Sep 25, 2026 · 3.25% APY · checked 4 times
2.75%3.25%3.75%Sep 25, 2026: 3.25% APYSep 25, 2026Oct 14, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
5137 Butler St, Pittsburgh, PA 15201
18 Month Relationship CD
$2,500
2.60% ▼ 0.39% below Pennsylvania avg
▼
RateN/A
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.99%▼ 0.39% below avgNationally 2.88%
Details

Accounts are available only to customers with a primary residence in Dollar Bank's Pennsylvania market.

Rate History
No change since Sep 19, 2026 · 2.60% APY · checked 2 times
2.10%2.60%3.10%Sep 19, 2026: 2.60% APYSep 19, 2026Oct 14, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
5137 Butler St, Pittsburgh, PA 15201
18 Month Business Investment Certificate
$250
2.50% ▼ 0.49% below Pennsylvania avg
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.99%▼ 0.49% below avgNationally 2.88%
Details

Rate History
No change since Sep 19, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Sep 19, 2026: 2.50% APYSep 19, 2026Oct 14, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
5137 Butler St, Pittsburgh, PA 15201
18 Month CD Ladder
$1,000
2.50% ▼ 0.49% below Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.99%▼ 0.49% below avgNationally 2.88%
Details

Accounts are available only to customers with a primary residence in Dollar Bank's Pennsylvania market.

Rate History
No change since Sep 19, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Sep 19, 2026: 2.50% APYSep 19, 2026Oct 14, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
5137 Butler St, Pittsburgh, PA 15201
18 Month Relationship CD
$250,000
2.50% ▼ 0.49% below Pennsylvania avg
▼
RateN/A
Min Deposit$250,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.99%▼ 0.49% below avgNationally 2.88%
Details

Accounts are available only to customers with a primary residence in Dollar Bank's Pennsylvania market.

Rate History
No change since Sep 19, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Sep 19, 2026: 2.50% APYSep 19, 2026Oct 14, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
5137 Butler St, Pittsburgh, PA 15201
18 Month Traditional Term CD
$2,500
2.50% ▼ 0.49% below Pennsylvania avg
▼
RateN/A
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.99%▼ 0.49% below avgNationally 2.88%
Details

Accounts are available only to customers with a primary residence in Dollar Bank's Pennsylvania market.

Rate History
No change since Sep 19, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Sep 19, 2026: 2.50% APYSep 19, 2026Oct 14, 2026
CLEARVIEW
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
1920 Park Manor Blvd, Pittsburgh, PA 15205
18 Month Business Jumbo Certificate
$100,000
2.00% ▼ 0.99% below Pennsylvania avg
▼
Rate1.99%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.99%▼ 0.99% below avgNationally 2.88%
Details

Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 7 times
1.50%2.00%2.50%Sep 14, 2026: 2.00% APYSep 14, 2026Oct 14, 2026
CLEARVIEW
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
1920 Park Manor Blvd, Pittsburgh, PA 15205
Business Certificate - 18 Months
$1,000
2.00% ▼ 0.99% below Pennsylvania avg
▼
Rate1.99%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.99%▼ 0.99% below avgNationally 2.88%
Details

Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 2 times
1.50%2.00%2.50%Sep 14, 2026: 2.00% APYSep 14, 2026Oct 14, 2026
SSB Bank
Institution Rating:
B-4.4 ★Texas Ratio: 22.34%
8700 Perry Hwy, Pittsburgh, PA 15237
18 Month CD
$500
1.76% ▼ 1.23% below Pennsylvania avg
▼
Rate1.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average2.99%▼ 1.23% below avgNationally 2.88%
Details

Rate History
No change since Sep 19, 2026 · 1.76% APY · checked 6 times
1.26%1.76%2.26%Sep 19, 2026: 1.76% APYSep 19, 2026Oct 14, 2026
Alcose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
1732 Brownsville Rd, Pittsburgh, PA 15210 3982
18 Month Share Certificates
$1,000
1.50% ▼ 1.49% below Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.99%▼ 1.49% below avgNationally 2.88%
Details

Rate History
No change since Sep 14, 2026 · 1.50% APY · checked 5 times
1.00%1.50%2.00%Sep 14, 2026: 1.50% APYSep 14, 2026Oct 14, 2026
Farmers National Bank of Canfield
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
2600 E Carson St, Pittsburgh, PA 15203
18 Months Certificate
$500
0.10% ▼ 2.89% below Pennsylvania avg
▼
Rate0.10%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.99%▼ 2.89% below avgNationally 2.88%
Details

Rate History
No change since Sep 18, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 18, 2026: 0.10% APYSep 18, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
120 5th Ave, Pittsburgh, PA 15222
18 Month Certificate of Deposit
$0
0.03% ▼ 2.96% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.99%▼ 2.96% below avgNationally 2.88%
Details

Balance: $25,000.00 and above

Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 3 times
0.00%0.27%0.53%Oct 2, 2026: 0.03% APYOct 2, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
120 5th Ave, Pittsburgh, PA 15222
18 Month Certificate of Deposit
$0
0.02% ▼ 2.97% below Pennsylvania avg
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.99%▼ 2.97% below avgNationally 2.88%
Details

Balance: $1,000.00 - $24,999.99

Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 3 times
0.00%0.26%0.52%Oct 2, 2026: 0.02% APYOct 2, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
120 5th Ave, Pittsburgh, PA 15222
18 Month Certificate of Deposit
$0
0.01% ▼ 2.98% below Pennsylvania avg
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.99%▼ 2.98% below avgNationally 2.88%
Details

Balance: $1.00 - $999.99

Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 3 times
0.00%0.26%0.51%Oct 2, 2026: 0.01% APYOct 2, 2026Oct 14, 2026
Armstrong County Building and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 6.00%
18 Month IRA Certificates SEP
$0
4.50% ▲ 1.51% above Pennsylvania avg
▼
Rate4.34%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.99%▲ 1.51% above avgNationally 2.88%
Details

Rate History
No change since Oct 7, 2026 · 4.50% APY
4.00%4.50%5.00%Oct 7, 2026: 4.50% APYOct 7, 2026Oct 14, 2026
Armstrong County Building and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 6.00%
18 Month IRA Certificates Traditional
$0
4.50% ▲ 1.51% above Pennsylvania avg
▼
Rate4.34%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.99%▲ 1.51% above avgNationally 2.88%
Details

Rate History
No change since Oct 7, 2026 · 4.50% APY
4.00%4.50%5.00%Oct 7, 2026: 4.50% APYOct 7, 2026Oct 14, 2026
Unity Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.27%
18 Month CD
$1,000
4.40% ▲ 1.41% above Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.99%▲ 1.41% above avgNationally 2.88%
Details

Rate History
1 change since Sep 18, 2026 · 4.00% → 4.40% ▲ 0.40 pts · high 4.40% / low 4.00%
3.50%4.20%4.90%Sep 18, 2026: 4.00% APYOct 2, 2026: 4.40% APYSep 18, 2026Oct 14, 2026
  • Oct 2, 20264.40%▲ from 4.00%
  • Sep 18, 20264.00%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
18 Month Certificate of Deposit
$0
4.37% ▲ 1.38% above Pennsylvania avg
▼
Rate4.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.99%▲ 1.38% above avgNationally 2.88%
Details

Balance: $100,000.00 and over

Rate History
1 change since Sep 18, 2026 · 4.22% → 4.37% ▲ 0.15 pts · high 4.37% / low 4.22%
3.72%4.30%4.87%Sep 18, 2026: 4.22% APYOct 7, 2026: 4.37% APYSep 18, 2026Oct 14, 2026
  • Oct 7, 20264.37%▲ from 4.22%
  • Sep 18, 20264.22%first recorded
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
Certificate - 18 MONTH
$0
4.35% ▲ 1.36% above Pennsylvania avg
▼
Rate4.26%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.99%▲ 1.36% above avgNationally 2.88%
Details

Penalty may be imposed for early withdrawal

Rate History
1 change since Sep 14, 2026 · 4.00% → 4.35% ▲ 0.35 pts · high 4.35% / low 4.00%
3.50%4.18%4.85%Sep 14, 2026: 4.00% APYOct 5, 2026: 4.35% APYSep 14, 2026Oct 14, 2026
  • Oct 5, 20264.35%▲ from 4.00%
  • Sep 14, 20264.00%first recorded
Sewickley Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
18 Month IRA Certificate
$500
4.33% ▲ 1.34% above Pennsylvania avg
▼
Rate4.25%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.99%▲ 1.34% above avgNationally 2.88%
Details

Rate History
1 change since Sep 19, 2026 · 3.61% → 4.33% ▲ 0.72 pts · high 4.33% / low 3.61%
2.89%3.97%5.05%Sep 19, 2026: 3.61% APYOct 7, 2026: 4.33% APYSep 19, 2026Oct 14, 2026
  • Oct 7, 20264.33%▲ from 3.61%
  • Sep 19, 20263.61%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
18 Month Certificate of Deposit
$0
4.32% ▲ 1.33% above Pennsylvania avg
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.99%▲ 1.33% above avgNationally 2.88%
Details

Balance: $50,000.00 - $99,999.99

Rate History
1 change since Sep 18, 2026 · 4.16% → 4.32% ▲ 0.16 pts · high 4.32% / low 4.16%
3.66%4.24%4.82%Sep 18, 2026: 4.16% APYOct 7, 2026: 4.32% APYSep 18, 2026Oct 14, 2026
  • Oct 7, 20264.32%▲ from 4.16%
  • Sep 18, 20264.16%first recorded
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
IRA Certificates - 18-Month
$500
4.30% ▲ 1.31% above Pennsylvania avg
▼
Rate4.22%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▲ 1.31% above avgNationally 2.88%
Details

Rate History
2 changes since Sep 12, 2026 · 3.90% → 4.30% ▲ 0.40 pts · high 4.30% / low 3.90%
3.40%4.10%4.80%Sep 12, 2026: 3.90% APYSep 20, 2026: 4.05% APYOct 4, 2026: 4.30% APYSep 12, 2026Oct 14, 2026
  • Oct 4, 20264.30%▲ from 4.05%
  • Sep 20, 20264.05%▲ from 3.90%
  • Sep 12, 20263.90%first recorded
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
Regular Certificates - 18-Month
$500
4.30% ▲ 1.31% above Pennsylvania avg
▼
Rate4.22%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▲ 1.31% above avgNationally 2.88%
Details

Rate History
1 change since Sep 12, 2026 · 3.90% → 4.30% ▲ 0.40 pts · high 4.30% / low 3.90%
3.40%4.10%4.80%Sep 12, 2026: 3.90% APYOct 8, 2026: 4.30% APYSep 12, 2026Oct 14, 2026
  • Oct 8, 20264.30%▲ from 3.90%
  • Sep 12, 20263.90%first recorded
First Keystone Community Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.74%
18 Month Certificate
$1,000
4.25% ▲ 1.26% above Pennsylvania avg
▼
Rate4.18%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.99%▲ 1.26% above avgNationally 2.88%
Details

Rate History
No change since Sep 18, 2026 · 4.25% APY · checked 7 times
3.75%4.25%4.75%Sep 18, 2026: 4.25% APYSep 18, 2026Oct 14, 2026
Journey Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
18 month Certificate of Deposit
$0
4.25% ▲ 1.26% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.99%▲ 1.26% above avgNationally 2.88%
Details

Balance: $50,000+

Rate History
No change since Oct 7, 2026 · 4.25% APY · checked 3 times
3.75%4.25%4.75%Oct 7, 2026: 4.25% APYOct 7, 2026Oct 14, 2026
Sewickley Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
18 Month Certificate
$500
4.25% ▲ 1.26% above Pennsylvania avg
▼
Rate4.25%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.99%▲ 1.26% above avgNationally 2.88%
Details

Rate History
1 change since Sep 19, 2026 · 3.55% → 4.25% ▲ 0.70 pts · high 4.25% / low 3.55%
2.85%3.90%4.95%Sep 19, 2026: 3.55% APYOct 7, 2026: 4.25% APYSep 19, 2026Oct 14, 2026
  • Oct 7, 20264.25%▲ from 3.55%
  • Sep 19, 20263.55%first recorded
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
18 Month Regular & IRA Certificate
$500
4.25% ▲ 1.26% above Pennsylvania avg
▼
Rate4.17%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▲ 1.26% above avgNationally 2.88%
Details

Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity

Rate History
No change since Oct 12, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 12, 2026: 4.25% APYOct 12, 2026Oct 14, 2026
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
Regular & IRA Certificate - 18 months
$500
4.25% ▲ 1.26% above Pennsylvania avg
▼
Rate4.17%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▲ 1.26% above avgNationally 2.88%
Details

Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity; fees could reduce earnings; APY assumes dividends remain in account

Rate History
No change since Oct 12, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 12, 2026: 4.25% APYOct 12, 2026Oct 14, 2026
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
18 Month Certificate
$1,000
4.22% ▲ 1.23% above Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.99%▲ 1.23% above avgNationally 2.88%
Details

Certificate Special

Rate History
1 change since Sep 14, 2026 · 3.60% → 4.22% ▲ 0.62 pts · high 4.22% / low 3.60%
2.98%3.91%4.84%Sep 14, 2026: 3.60% APYOct 9, 2026: 4.22% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20264.22%▲ from 3.60%
  • Sep 14, 20263.60%first recorded
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
Certificate Special - 18 Months
$1,000
4.22% ▲ 1.23% above Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.99%▲ 1.23% above avgNationally 2.88%
Details

Rate History
1 change since Oct 5, 2026 · 3.60% → 4.22% ▲ 0.62 pts · high 4.22% / low 3.60%
2.98%3.91%4.84%Oct 5, 2026: 3.60% APYOct 13, 2026: 4.22% APYOct 5, 2026Oct 14, 2026
  • Oct 13, 20264.22%▲ from 3.60%
  • Oct 5, 20263.60%first recorded
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
IRA Share Certificate - 18 Month
$1,000
4.22% ▲ 1.23% above Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.99%▲ 1.23% above avgNationally 2.88%
Details

IRA Share Certificate

Rate History
1 change since Sep 14, 2026 · 3.75% → 4.22% ▲ 0.47 pts · high 4.22% / low 3.75%
3.25%3.99%4.72%Sep 14, 2026: 3.75% APYOct 9, 2026: 4.22% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20264.22%▲ from 3.75%
  • Sep 14, 20263.75%first recorded
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
18 Month CD
$0
4.22% ▲ 1.23% above Pennsylvania avg
▼
Rate4.15%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.99%▲ 1.23% above avgNationally 2.88%
Details

Rate History
No change since Oct 9, 2026 · 4.22% APY · checked 3 times
3.72%4.22%4.72%Oct 9, 2026: 4.22% APYOct 9, 2026Oct 14, 2026
TTNB Turbotville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.18%
18 Month Certificate
$5,000
4.20% ▲ 1.21% above Pennsylvania avg
▼
Rate4.14%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▲ 1.21% above avgNationally 2.88%
Details

Balance: $5,000 & over

Rate History
1 change since Sep 20, 2026 · 4.00% → 4.20% ▲ 0.20 pts · high 4.20% / low 4.00%
3.50%4.10%4.70%Sep 20, 2026: 4.00% APYOct 8, 2026: 4.20% APYSep 20, 2026Oct 14, 2026
  • Oct 8, 20264.20%▲ from 4.00%
  • Sep 20, 20264.00%first recorded
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.33%
Certificates - 18 Month (Legacy Club)
$0
4.20% ▲ 1.21% above Pennsylvania avg
▼
Rate4.12%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▲ 1.21% above avgNationally 2.88%
Details

Legacy Club

Rate History
No change since Oct 8, 2026 · 4.20% APY · checked 2 times
3.70%4.20%4.70%Oct 8, 2026: 4.20% APYOct 8, 2026Oct 14, 2026
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
18 Month Certificate of Deposit
$0
4.16% ▲ 1.17% above Pennsylvania avg
▼
Rate4.10%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.99%▲ 1.17% above avgNationally 2.88%
Details

Balance: $25,000.00 - $49,999.99

Rate History
1 change since Sep 18, 2026 · 4.01% → 4.16% ▲ 0.15 pts · high 4.16% / low 4.01%
3.51%4.09%4.66%Sep 18, 2026: 4.01% APYOct 7, 2026: 4.16% APYSep 18, 2026Oct 14, 2026
  • Oct 7, 20264.16%▲ from 4.01%
  • Sep 18, 20264.01%first recorded
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.33%
Certificates - 18 Month
$0
4.10% ▲ 1.11% above Pennsylvania avg
▼
Rate4.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▲ 1.11% above avgNationally 2.88%
Details

Rate History
1 change since Sep 18, 2026 · 3.91% → 4.10% ▲ 0.19 pts · high 4.10% / low 3.91%
3.41%4.01%4.60%Sep 18, 2026: 3.91% APYOct 12, 2026: 4.10% APYSep 18, 2026Oct 14, 2026
  • Oct 12, 20264.10%▲ from 3.91%
  • Sep 18, 20263.91%first recorded
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
Certificate - 18 Month
$500
4.08% ▲ 1.09% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▲ 1.09% above avgNationally 2.88%
Details

Early Withdrawal Penalty: 3 month interest

Rate History
No change since Sep 14, 2026 · 4.08% APY · checked 7 times
3.58%4.08%4.58%Sep 14, 2026: 4.08% APYSep 14, 2026Oct 14, 2026
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
IRA Certificate - 18 Month
$500
4.08% ▲ 1.09% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▲ 1.09% above avgNationally 2.88%
Details

Early Withdrawal Penalty: 3 month interest

Rate History
No change since Oct 8, 2026 · 4.08% APY · checked 2 times
3.58%4.08%4.58%Oct 8, 2026: 4.08% APYOct 8, 2026Oct 14, 2026
Citizens Savings Bank Clarks Summit, PA
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
12, 15, or 18-Month CDs
$0
4.07% ▲ 1.08% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▲ 1.08% above avgNationally 2.88%
Details

APY is effective as of the date shown. Rates may change after account opening. Contact institution for details.

Rate History
No change since Oct 8, 2026 · 4.07% APY · checked 2 times
3.57%4.07%4.57%Oct 8, 2026: 4.07% APYOct 8, 2026Oct 14, 2026
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
18 Month CD
$0
4.05% ▲ 1.06% above Pennsylvania avg
▼
Rate3.97%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.99%▲ 1.06% above avgNationally 2.88%
Details

Rate History
No change since Oct 7, 2026 · 4.05% APY · checked 3 times
3.55%4.05%4.55%Oct 7, 2026: 4.05% APYOct 7, 2026Oct 14, 2026
The Honesdale National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
18 Month CD
$1,000
4.01% ▲ 1.02% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.99%▲ 1.02% above avgNationally 2.88%
Details

Upon maturity, CDs will automatically renew into the closest preceding term unless other instructions are provided. Early withdrawal penalties may apply. Fees could reduce earnings. This offer is not available for brokered deposits or for non-customers outside our market area.

Rate History
No change since Sep 27, 2026 · 4.01% APY · checked 5 times
3.51%4.01%4.51%Sep 27, 2026: 4.01% APYSep 27, 2026Oct 14, 2026
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
18 Month Jumbo and Jumbo IRA Certificate
$100,000
4.01% ▲ 1.02% above Pennsylvania avg
▼
Rate3.95%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.99%▲ 1.02% above avgNationally 2.88%
Details

Rate History
No change since Sep 14, 2026 · 4.01% APY · checked 6 times
3.51%4.01%4.51%Sep 14, 2026: 4.01% APYSep 14, 2026Oct 14, 2026

Pittsburgh 24 Month CD Rates

Pennsylvania 24 Month CD Average2.87% APYNational 2.88%▼ 0.01% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
700 REGIS AVE, PITTSBURGH, PA 15236 1425
24 Month Jumbo IRA Certificate
$100,000
4.21% ▲ 1.34% above Pennsylvania avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 1.34% above avgNationally 2.88%
Details

Rate History
No change since Oct 8, 2026 · 4.21% APY · checked 2 times
3.71%4.21%4.71%Oct 8, 2026: 4.21% APYOct 8, 2026Oct 14, 2026
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
700 REGIS AVE, PITTSBURGH, PA 15236 1425
24 Month Jumbo Share Certificate
$100,000
4.21% ▲ 1.34% above Pennsylvania avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 1.34% above avgNationally 2.88%
Details

Rate History
No change since Oct 8, 2026 · 4.21% APY · checked 2 times
3.71%4.21%4.71%Oct 8, 2026: 4.21% APYOct 8, 2026Oct 14, 2026
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
700 REGIS AVE, PITTSBURGH, PA 15236 1425
24 Month IRA Certificate
$500
4.11% ▲ 1.24% above Pennsylvania avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 1.24% above avgNationally 2.88%
Details

Rate History
No change since Sep 25, 2026 · 4.11% APY · checked 4 times
3.61%4.11%4.61%Sep 25, 2026: 4.11% APYSep 25, 2026Oct 14, 2026
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
700 REGIS AVE, PITTSBURGH, PA 15236 1425
24 Month Share Certificate
$500
4.11% ▲ 1.24% above Pennsylvania avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 1.24% above avgNationally 2.88%
Details

Rate History
No change since Sep 25, 2026 · 4.11% APY · checked 4 times
3.61%4.11%4.61%Sep 25, 2026: 4.11% APYSep 25, 2026Oct 14, 2026
Greater Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
4415 5th Ave, Pittsburgh, PA 15213
Certificates of Deposit - 2 Year
$1,000
4.11% ▲ 1.24% above Pennsylvania avg
▼
Rate4.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 1.24% above avgNationally 2.88%
Details

Rate History
No change since Oct 12, 2026 · 4.11% APY
3.61%4.11%4.61%Oct 12, 2026: 4.11% APYOct 12, 2026Oct 14, 2026
Allegheny Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
250 William Pitt Way, Pittsburgh, PA 15238
2 Year Share Certificate
$0
4.00% ▲ 1.13% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.87%▲ 1.13% above avgNationally 2.88%
Details

Rate History
No change since Oct 6, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 6, 2026: 4.00% APYOct 6, 2026Oct 14, 2026
WVS West View SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
9001 Perry Hwy, Pittsburgh, PA 15237
2 Year Certificate of Deposit
$500
3.75% ▲ 0.88% above Pennsylvania avg
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 0.88% above avgNationally 2.88%
Details

Rate History
1 change since Sep 20, 2026 · 3.60% → 3.75% ▲ 0.15 pts · high 3.75% / low 3.60%
3.10%3.68%4.25%Sep 20, 2026: 3.60% APYSep 25, 2026: 3.75% APYSep 20, 2026Oct 14, 2026
  • Sep 25, 20263.75%▲ from 3.60%
  • Sep 20, 20263.60%first recorded
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA 15275 1112
Jumbo Certificate - 24 Months
$100,000
3.55% ▲ 0.68% above Pennsylvania avg
▼
Rate3.49%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.87%▲ 0.68% above avgNationally 2.88%
Details

Minimum $100,000; Subject to early withdrawal penalty

Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 11 times
3.05%3.55%4.05%Sep 14, 2026: 3.55% APYSep 14, 2026Oct 14, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA 15275 1112
Share & IRA Certificate - 24 Months
$0
3.50% ▲ 0.63% above Pennsylvania avg
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.87%▲ 0.63% above avgNationally 2.88%
Details

Minimum deposit: may be purchased in any denomination above $100; Subject to early withdrawal penalty

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 9 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 14, 2026
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
1001 California Ave, Pittsburgh, PA 15290
IRA Certificate - 2 Years
$0
3.50% ▲ 0.63% above Pennsylvania avg
▼
Rate3.46%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.87%▲ 0.63% above avgNationally 2.88%
Details

Rate History
No change since Oct 6, 2026 · 3.50% APY · checked 2 times
3.00%3.50%4.00%Oct 6, 2026: 3.50% APYOct 6, 2026Oct 14, 2026
Brentwood Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.96%
3635 Brownsville Rd, Pittsburgh, PA 15227
24 Month Certificate of Deposit and IRA
$2,000
3.35% ▲ 0.48% above Pennsylvania avg
▼
RateN/A
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 0.48% above avgNationally 2.88%
Details

Rate History
No change since Sep 24, 2026 · 3.35% APY · checked 5 times
2.85%3.35%3.85%Sep 24, 2026: 3.35% APYSep 24, 2026Oct 14, 2026
S&T Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
7660 Saltsburg Rd, Pittsburgh, PA 15239
2 Year CD
$500
3.25% ▲ 0.38% above Pennsylvania avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.87%▲ 0.38% above avgNationally 2.88%
Details

Rate History
No change since Sep 18, 2026 · 3.25% APY · checked 6 times
2.75%3.25%3.75%Sep 18, 2026: 3.25% APYSep 18, 2026Oct 14, 2026
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
1001 Liberty Ave, Pittsburgh, PA 15222
24 Month Share/IRA Certificate
$500
3.25% ▲ 0.38% above Pennsylvania avg
▼
Rate3.21%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 0.38% above avgNationally 2.88%
Details

Rate History
No change since Oct 8, 2026 · 3.25% APY · checked 2 times
2.75%3.25%3.75%Oct 8, 2026: 3.25% APYOct 8, 2026Oct 14, 2026
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
1001 Liberty Ave, Pittsburgh, PA 15222
Regular Certificate - 24 Month
$500
3.25% ▲ 0.38% above Pennsylvania avg
▼
Rate3.21%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 0.38% above avgNationally 2.88%
Details

Dividends compounded quarterly

Rate History
No change since Sep 25, 2026 · 3.25% APY · checked 4 times
2.75%3.25%3.75%Sep 25, 2026: 3.25% APYSep 25, 2026Oct 14, 2026
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
1001 California Ave, Pittsburgh, PA 15290
2 Years Share Certificate
$0
3.20% ▲ 0.33% above Pennsylvania avg
▼
Rate3.16%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.87%▲ 0.33% above avgNationally 2.88%
Details

Rate History
No change since Oct 6, 2026 · 3.20% APY · checked 2 times
2.70%3.20%3.70%Oct 6, 2026: 3.20% APYOct 6, 2026Oct 14, 2026
Citizens Access
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
70 Towne Square Way, Pittsburgh, PA 15227
2 Year Online CD
$0
3.00% ▲ 0.13% above Pennsylvania avg
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.87%▲ 0.13% above avgNationally 2.88%
Details

Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Oct 14, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
5137 Butler St, Pittsburgh, PA 15201
24 Month Business Investment Certificate
$250
2.50% ▼ 0.37% below Pennsylvania avg
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.87%▼ 0.37% below avgNationally 2.88%
Details

Rate History
No change since Sep 19, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Sep 19, 2026: 2.50% APYSep 19, 2026Oct 14, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
5137 Butler St, Pittsburgh, PA 15201
24 Month CD Ladder
$1,000
2.50% ▼ 0.37% below Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.87%▼ 0.37% below avgNationally 2.88%
Details

Accounts are available only to customers with a primary residence in Dollar Bank's Pennsylvania market.

Rate History
No change since Sep 19, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Sep 19, 2026: 2.50% APYSep 19, 2026Oct 14, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
5137 Butler St, Pittsburgh, PA 15201
24 Month Traditional Term CD
$2,500
2.50% ▼ 0.37% below Pennsylvania avg
▼
RateN/A
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.87%▼ 0.37% below avgNationally 2.88%
Details

Accounts are available only to customers with a primary residence in Dollar Bank's Pennsylvania market.

Rate History
No change since Sep 19, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Sep 19, 2026: 2.50% APYSep 19, 2026Oct 14, 2026
Community Bank (PA)
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
714 Brookline Blvd, Pittsburgh, PA 15226
24 Month Certificate of Deposit
$500
2.25% ▼ 0.62% below Pennsylvania avg
▼
Rate2.24%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.87%▼ 0.62% below avgNationally 2.88%
Details

Rate History
No change since Oct 7, 2026 · 2.25% APY · checked 2 times
1.75%2.25%2.75%Oct 7, 2026: 2.25% APYOct 7, 2026Oct 14, 2026
New Alliance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
3709 Butler St, Pittsburgh, PA 15201
24 Month Certificate
$1,000
2.25% ▼ 0.62% below Pennsylvania avg
▼
Rate2.23%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▼ 0.62% below avgNationally 2.88%
Details

Penalty: 90 days dividend

Rate History
No change since Oct 8, 2026 · 2.25% APY · checked 2 times
1.75%2.25%2.75%Oct 8, 2026: 2.25% APYOct 8, 2026Oct 14, 2026
Alcose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
1732 Brownsville Rd, Pittsburgh, PA 15210 3982
24 Month Share Certificates
$1,000
2.00% ▼ 0.87% below Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.87%▼ 0.87% below avgNationally 2.88%
Details

Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 5 times
1.50%2.00%2.50%Sep 14, 2026: 2.00% APYSep 14, 2026Oct 14, 2026
CLEARVIEW
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
1920 Park Manor Blvd, Pittsburgh, PA 15205
24 Month Business Jumbo Certificate
$100,000
2.00% ▼ 0.87% below Pennsylvania avg
▼
Rate1.99%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.87%▼ 0.87% below avgNationally 2.88%
Details

Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 7 times
1.50%2.00%2.50%Sep 14, 2026: 2.00% APYSep 14, 2026Oct 14, 2026
CLEARVIEW
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
1920 Park Manor Blvd, Pittsburgh, PA 15205
Business Certificate - 24 Months
$1,000
2.00% ▼ 0.87% below Pennsylvania avg
▼
Rate1.99%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.87%▼ 0.87% below avgNationally 2.88%
Details

Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 2 times
1.50%2.00%2.50%Sep 14, 2026: 2.00% APYSep 14, 2026Oct 14, 2026
SSB Bank
Institution Rating:
B-4.4 ★Texas Ratio: 22.34%
8700 Perry Hwy, Pittsburgh, PA 15237
24 Month CD
$500
1.76% ▼ 1.11% below Pennsylvania avg
▼
Rate1.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average2.87%▼ 1.11% below avgNationally 2.88%
Details

Rate History
No change since Sep 19, 2026 · 1.76% APY · checked 6 times
1.26%1.76%2.26%Sep 19, 2026: 1.76% APYSep 19, 2026Oct 14, 2026
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
1001 Liberty Ave, Pittsburgh, PA 15222
24 Month Youth Share Certificate
$100
1.51% ▼ 1.36% below Pennsylvania avg
▼
Rate1.50%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▼ 1.36% below avgNationally 2.88%
Details

Rate History
No change since Oct 8, 2026 · 1.51% APY · checked 2 times
1.01%1.51%2.01%Oct 8, 2026: 1.51% APYOct 8, 2026Oct 14, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA 15210
24 Month Certificate
$1,000
0.25% ▼ 2.62% below Pennsylvania avg
▼
Rate0.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▼ 2.62% below avgNationally 2.88%
Details

Minimum of $1000.00

Rate History
No change since Oct 8, 2026 · 0.25% APY · checked 2 times
0.00%0.38%0.75%Oct 8, 2026: 0.25% APYOct 8, 2026Oct 14, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA 15210
24 Month IRA Certificate
$1,000
0.25% ▼ 2.62% below Pennsylvania avg
▼
Rate0.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▼ 2.62% below avgNationally 2.88%
Details

Minimum of $1000.00

Rate History
No change since Oct 8, 2026 · 0.25% APY · checked 2 times
0.00%0.38%0.75%Oct 8, 2026: 0.25% APYOct 8, 2026Oct 14, 2026
Farmers National Bank of Canfield
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
2600 E Carson St, Pittsburgh, PA 15203
24 Months Certificate
$500
0.10% ▼ 2.77% below Pennsylvania avg
▼
Rate0.10%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.87%▼ 2.77% below avgNationally 2.88%
Details

Rate History
No change since Sep 18, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 18, 2026: 0.10% APYSep 18, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
120 5th Ave, Pittsburgh, PA 15222
24 Month Certificate of Deposit
$0
0.03% ▼ 2.84% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.87%▼ 2.84% below avgNationally 2.88%
Details

Balance: $25,000.00 and above

Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 3 times
0.00%0.27%0.53%Oct 2, 2026: 0.03% APYOct 2, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
120 5th Ave, Pittsburgh, PA 15222
24 Month Certificate of Deposit
$0
0.02% ▼ 2.85% below Pennsylvania avg
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.87%▼ 2.85% below avgNationally 2.88%
Details

Balance: $1,000.00 - $24,999.99

Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 3 times
0.00%0.26%0.52%Oct 2, 2026: 0.02% APYOct 2, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
120 5th Ave, Pittsburgh, PA 15222
24 Month Certificate of Deposit
$0
0.01% ▼ 2.86% below Pennsylvania avg
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.87%▼ 2.86% below avgNationally 2.88%
Details

Balance: $1.00 - $999.99

Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 3 times
0.00%0.26%0.51%Oct 2, 2026: 0.01% APYOct 2, 2026Oct 14, 2026
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
2 Year (24 Month) Adjustable CD
$5,000
4.73% ▲ 1.86% above Pennsylvania avg
▼
Rate4.65%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.87%▲ 1.86% above avgNationally 2.88%
Details

Open account in person. See details.

Rate History
1 change since Sep 19, 2026 · 4.29% → 4.73% ▲ 0.44 pts · high 4.73% / low 4.29%
3.79%4.51%5.23%Sep 19, 2026: 4.29% APYOct 7, 2026: 4.73% APYSep 19, 2026Oct 14, 2026
  • Oct 7, 20264.73%▲ from 4.29%
  • Sep 19, 20264.29%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
24 Month Certificate of Deposit
$0
4.42% ▲ 1.55% above Pennsylvania avg
▼
Rate4.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.87%▲ 1.55% above avgNationally 2.88%
Details

Balance: $100,000.00 and over

Rate History
1 change since Sep 18, 2026 · 4.22% → 4.42% ▲ 0.20 pts · high 4.42% / low 4.22%
3.72%4.32%4.92%Sep 18, 2026: 4.22% APYOct 7, 2026: 4.42% APYSep 18, 2026Oct 14, 2026
  • Oct 7, 20264.42%▲ from 4.22%
  • Sep 18, 20264.22%first recorded
Enterprise Bank Allison Park, PA
Institution Rating:
F1.0 ★Texas Ratio: 80.27%
Business 2 Year CD
$0
4.39% ▲ 1.52% above Pennsylvania avg
▼
Rate4.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 1.52% above avgNationally 2.88%
Details

Rate History
2 changes since Sep 14, 2026 · 4.13% → 4.39% ▲ 0.26 pts · high 4.39% / low 4.13%
3.63%4.26%4.89%Sep 14, 2026: 4.13% APYSep 24, 2026: 4.18% APYOct 8, 2026: 4.39% APYSep 14, 2026Oct 14, 2026
  • Oct 8, 20264.39%▲ from 4.18%
  • Sep 24, 20264.18%▲ from 4.13%
  • Sep 14, 20264.13%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
24 Month Certificate of Deposit
$0
4.37% ▲ 1.50% above Pennsylvania avg
▼
Rate4.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.87%▲ 1.50% above avgNationally 2.88%
Details

Balance: $50,000.00 - $99,999.99

Rate History
1 change since Sep 18, 2026 · 4.16% → 4.37% ▲ 0.21 pts · high 4.37% / low 4.16%
3.66%4.27%4.87%Sep 18, 2026: 4.16% APYOct 7, 2026: 4.37% APYSep 18, 2026Oct 14, 2026
  • Oct 7, 20264.37%▲ from 4.16%
  • Sep 18, 20264.16%first recorded
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
IRA Certificates - 24-Month
$500
4.30% ▲ 1.43% above Pennsylvania avg
▼
Rate4.22%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 1.43% above avgNationally 2.88%
Details

Rate History
2 changes since Sep 12, 2026 · 3.90% → 4.30% ▲ 0.40 pts · high 4.30% / low 3.90%
3.40%4.10%4.80%Sep 12, 2026: 3.90% APYSep 20, 2026: 4.05% APYOct 4, 2026: 4.30% APYSep 12, 2026Oct 14, 2026
  • Oct 4, 20264.30%▲ from 4.05%
  • Sep 20, 20264.05%▲ from 3.90%
  • Sep 12, 20263.90%first recorded
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
Regular Certificates - 24-Month
$500
4.30% ▲ 1.43% above Pennsylvania avg
▼
Rate4.22%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 1.43% above avgNationally 2.88%
Details

Rate History
1 change since Sep 12, 2026 · 3.90% → 4.30% ▲ 0.40 pts · high 4.30% / low 3.90%
3.40%4.10%4.80%Sep 12, 2026: 3.90% APYOct 8, 2026: 4.30% APYSep 12, 2026Oct 14, 2026
  • Oct 8, 20264.30%▲ from 3.90%
  • Sep 12, 20263.90%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
24 Month Share Certificate
$0
4.30% ▲ 1.43% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.87%▲ 1.43% above avgNationally 2.88%
Details

Balance: $250,000.01+; Also available as Savings Certificate, Traditional IRA or Roth IRA; Dividend Earnings $24,409.71; Rates effective as of September 15, 2026

Rate History
No change since Oct 5, 2026 · 4.30% APY · checked 3 times
3.80%4.30%4.80%Oct 5, 2026: 4.30% APYOct 5, 2026Oct 14, 2026
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
Certificate - 24 MONTH
$0
4.30% ▲ 1.43% above Pennsylvania avg
▼
Rate4.21%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.87%▲ 1.43% above avgNationally 2.88%
Details

Penalty may be imposed for early withdrawal

Rate History
1 change since Sep 14, 2026 · 3.60% → 4.30% ▲ 0.70 pts · high 4.30% / low 3.60%
2.90%3.95%5.00%Sep 14, 2026: 3.60% APYOct 5, 2026: 4.30% APYSep 14, 2026Oct 14, 2026
  • Oct 5, 20264.30%▲ from 3.60%
  • Sep 14, 20263.60%first recorded
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
24 Month CD
$0
4.28% ▲ 1.41% above Pennsylvania avg
▼
Rate4.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.87%▲ 1.41% above avgNationally 2.88%
Details

Rate History
No change since Oct 9, 2026 · 4.28% APY · checked 3 times
3.78%4.28%4.78%Oct 9, 2026: 4.28% APYOct 9, 2026Oct 14, 2026
First Harvest FCU
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
24 Month Business Share Certificate
$0
4.25% ▲ 1.38% above Pennsylvania avg
▼
Rate4.17%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.87%▲ 1.38% above avgNationally 2.88%
Details

Rate History
1 change since Sep 18, 2026 · 3.15% → 4.25% ▲ 1.10 pts · high 4.25% / low 3.15%
2.05%3.70%5.35%Sep 18, 2026: 3.15% APYSep 24, 2026: 4.25% APYSep 18, 2026Oct 14, 2026
  • Sep 24, 20264.25%▲ from 3.15%
  • Sep 18, 20263.15%first recorded
First Harvest FCU
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
24 Month IRA Share Certificate
$500
4.25% ▲ 1.38% above Pennsylvania avg
▼
Rate4.17%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.87%▲ 1.38% above avgNationally 2.88%
Details

APY listed paid on $500 minimum balance.

Rate History
1 change since Sep 18, 2026 · 3.15% → 4.25% ▲ 1.10 pts · high 4.25% / low 3.15%
2.05%3.70%5.35%Sep 18, 2026: 3.15% APYSep 24, 2026: 4.25% APYSep 18, 2026Oct 14, 2026
  • Sep 24, 20264.25%▲ from 3.15%
  • Sep 18, 20263.15%first recorded
First Harvest FCU
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
24 Month Share Certificate
$0
4.25% ▲ 1.38% above Pennsylvania avg
▼
Rate4.17%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.87%▲ 1.38% above avgNationally 2.88%
Details

Rate History
1 change since Sep 18, 2026 · 3.15% → 4.25% ▲ 1.10 pts · high 4.25% / low 3.15%
2.05%3.70%5.35%Sep 18, 2026: 3.15% APYSep 24, 2026: 4.25% APYSep 18, 2026Oct 14, 2026
  • Sep 24, 20264.25%▲ from 3.15%
  • Sep 18, 20263.15%first recorded
First Harvest FCU
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
24-Month Share & IRA Certificate
$0
4.25% ▲ 1.38% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.87%▲ 1.38% above avgNationally 2.88%
Details

Rate History
No change since Sep 27, 2026 · 4.25% APY · checked 4 times
3.75%4.25%4.75%Sep 27, 2026: 4.25% APYSep 27, 2026Oct 14, 2026
First Harvest FCU
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
IRA Share Certificate - 24 Month
$0
4.25% ▲ 1.38% above Pennsylvania avg
▼
Rate4.17%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.87%▲ 1.38% above avgNationally 2.88%
Details

Rate History
No change since Sep 24, 2026 · 4.25% APY · checked 5 times
3.75%4.25%4.75%Sep 24, 2026: 4.25% APYSep 24, 2026Oct 14, 2026
Crescent Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
24-month CD
$1,000
4.25% ▲ 1.38% above Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.87%▲ 1.38% above avgNationally 2.88%
Details

Rate History
No change since Sep 14, 2026 · 4.25% APY · checked 7 times
3.75%4.25%4.75%Sep 14, 2026: 4.25% APYSep 14, 2026Oct 14, 2026
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
24 Month Regular & IRA Certificate
$500
4.25% ▲ 1.38% above Pennsylvania avg
▼
Rate4.17%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 1.38% above avgNationally 2.88%
Details

Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity

Rate History
No change since Oct 12, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 12, 2026: 4.25% APYOct 12, 2026Oct 14, 2026
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
Regular & IRA Certificate - 24 months
$500
4.25% ▲ 1.38% above Pennsylvania avg
▼
Rate4.17%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 1.38% above avgNationally 2.88%
Details

Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity; fees could reduce earnings; APY assumes dividends remain in account

Rate History
No change since Oct 12, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 12, 2026: 4.25% APYOct 12, 2026Oct 14, 2026
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
24 Month Share Certificate
$0
4.25% ▲ 1.38% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.87%▲ 1.38% above avgNationally 2.88%
Details

Balance: $100,000-$250,000; Also available as Savings Certificate, Traditional IRA or Roth IRA; Dividend Earnings $8,855.36; Rates effective as of September 15, 2026

Rate History
No change since Oct 5, 2026 · 4.25% APY · checked 3 times
3.75%4.25%4.75%Oct 5, 2026: 4.25% APYOct 5, 2026Oct 14, 2026

Pittsburgh 36 Month CD Rates

Pennsylvania 36 Month CD Average2.74% APYNational 2.81%▼ 0.03% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Greater Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
4415 5th Ave, Pittsburgh, PA 15213
Certificates of Deposit - 3 year
$1,000
4.16% ▲ 1.42% above Pennsylvania avg
▼
Rate4.10%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 1.42% above avgNationally 2.81%
Details

Rate History
No change since Oct 12, 2026 · 4.16% APY
3.66%4.16%4.66%Oct 12, 2026: 4.16% APYOct 12, 2026Oct 14, 2026
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
1001 California Ave, Pittsburgh, PA 15290
3 Years Add-On Certificate
$0
4.15% ▲ 1.41% above Pennsylvania avg
▼
Rate4.09%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.74%▲ 1.41% above avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 4.15% APY · checked 7 times
3.65%4.15%4.65%Sep 14, 2026: 4.15% APYSep 14, 2026Oct 14, 2026
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
700 REGIS AVE, PITTSBURGH, PA 15236 1425
36 Month Jumbo IRA Certificate
$100,000
3.70% ▲ 0.96% above Pennsylvania avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 0.96% above avgNationally 2.81%
Details

Rate History
No change since Oct 8, 2026 · 3.70% APY · checked 2 times
3.20%3.70%4.20%Oct 8, 2026: 3.70% APYOct 8, 2026Oct 14, 2026
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
700 REGIS AVE, PITTSBURGH, PA 15236 1425
36 Month Jumbo Share Certificate
$100,000
3.70% ▲ 0.96% above Pennsylvania avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 0.96% above avgNationally 2.81%
Details

Rate History
No change since Oct 8, 2026 · 3.70% APY · checked 2 times
3.20%3.70%4.20%Oct 8, 2026: 3.70% APYOct 8, 2026Oct 14, 2026
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
700 REGIS AVE, PITTSBURGH, PA 15236 1425
36 Month IRA Certificate
$500
3.60% ▲ 0.86% above Pennsylvania avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 0.86% above avgNationally 2.81%
Details

Rate History
No change since Sep 25, 2026 · 3.60% APY · checked 4 times
3.10%3.60%4.10%Sep 25, 2026: 3.60% APYSep 25, 2026Oct 14, 2026
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
700 REGIS AVE, PITTSBURGH, PA 15236 1425
36 Month Share Certificate
$500
3.60% ▲ 0.86% above Pennsylvania avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 0.86% above avgNationally 2.81%
Details

Rate History
No change since Sep 25, 2026 · 3.60% APY · checked 4 times
3.10%3.60%4.10%Sep 25, 2026: 3.60% APYSep 25, 2026Oct 14, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA 15275 1112
Jumbo Certificate - 36 Months
$100,000
3.55% ▲ 0.81% above Pennsylvania avg
▼
Rate3.49%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.74%▲ 0.81% above avgNationally 2.81%
Details

Minimum $100,000; Subject to early withdrawal penalty

Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 11 times
3.05%3.55%4.05%Sep 14, 2026: 3.55% APYSep 14, 2026Oct 14, 2026
WVS West View SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
9001 Perry Hwy, Pittsburgh, PA 15237
3 Year Certificate of Deposit
$500
3.50% ▲ 0.76% above Pennsylvania avg
▼
Rate3.50%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 0.76% above avgNationally 2.81%
Details

Rate History
1 change since Sep 20, 2026 · 3.30% → 3.50% ▲ 0.20 pts · high 3.50% / low 3.30%
2.80%3.40%4.00%Sep 20, 2026: 3.30% APYSep 25, 2026: 3.50% APYSep 20, 2026Oct 14, 2026
  • Sep 25, 20263.50%▲ from 3.30%
  • Sep 20, 20263.30%first recorded
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA 15275 1112
Share & IRA Certificate - 36 Months
$0
3.50% ▲ 0.76% above Pennsylvania avg
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.74%▲ 0.76% above avgNationally 2.81%
Details

Minimum deposit: may be purchased in any denomination above $100; Subject to early withdrawal penalty

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 9 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 14, 2026
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
1001 California Ave, Pittsburgh, PA 15290
3 Years Share Certificate
$0
3.35% ▲ 0.61% above Pennsylvania avg
▼
Rate3.31%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.74%▲ 0.61% above avgNationally 2.81%
Details

Rate History
No change since Oct 6, 2026 · 3.35% APY · checked 2 times
2.85%3.35%3.85%Oct 6, 2026: 3.35% APYOct 6, 2026Oct 14, 2026
Brentwood Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.96%
3635 Brownsville Rd, Pittsburgh, PA 15227
3 Year Certificate of Deposit and IRA
$2,000
3.15% ▲ 0.41% above Pennsylvania avg
▼
RateN/A
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 0.41% above avgNationally 2.81%
Details

Rate History
No change since Sep 24, 2026 · 3.15% APY · checked 5 times
2.65%3.15%3.65%Sep 24, 2026: 3.15% APYSep 24, 2026Oct 14, 2026
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
1001 Liberty Ave, Pittsburgh, PA 15222
36 Month Share/IRA Certificate
$500
3.15% ▲ 0.41% above Pennsylvania avg
▼
Rate3.11%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 0.41% above avgNationally 2.81%
Details

Rate History
No change since Oct 8, 2026 · 3.15% APY · checked 2 times
2.65%3.15%3.65%Oct 8, 2026: 3.15% APYOct 8, 2026Oct 14, 2026
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
1001 Liberty Ave, Pittsburgh, PA 15222
Regular Certificate - 36 Month
$500
3.15% ▲ 0.41% above Pennsylvania avg
▼
Rate3.11%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 0.41% above avgNationally 2.81%
Details

Dividends compounded quarterly

Rate History
No change since Sep 25, 2026 · 3.15% APY · checked 4 times
2.65%3.15%3.65%Sep 25, 2026: 3.15% APYSep 25, 2026Oct 14, 2026
Citizens Access
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
70 Towne Square Way, Pittsburgh, PA 15227
3 Year Online CD
$0
2.75% ▲ 0.01% above Pennsylvania avg
▼
Rate2.71%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.74%▲ 0.01% above avgNationally 2.81%
Details

Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 7 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Oct 14, 2026
Community Bank (PA)
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
714 Brookline Blvd, Pittsburgh, PA 15226
36 Month Certificate of Deposit
$500
2.50% ▼ 0.24% below Pennsylvania avg
▼
Rate2.49%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.74%▼ 0.24% below avgNationally 2.81%
Details

Rate History
No change since Oct 7, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Oct 7, 2026: 2.50% APYOct 7, 2026Oct 14, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
5137 Butler St, Pittsburgh, PA 15201
36 Month Business Investment Certificate
$250
2.50% ▼ 0.24% below Pennsylvania avg
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.74%▼ 0.24% below avgNationally 2.81%
Details

Rate History
No change since Sep 19, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Sep 19, 2026: 2.50% APYSep 19, 2026Oct 14, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
5137 Butler St, Pittsburgh, PA 15201
36 Month CD Ladder
$1,000
2.50% ▼ 0.24% below Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.74%▼ 0.24% below avgNationally 2.81%
Details

Accounts are available only to customers with a primary residence in Dollar Bank's Pennsylvania market.

Rate History
No change since Sep 19, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Sep 19, 2026: 2.50% APYSep 19, 2026Oct 14, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
5137 Butler St, Pittsburgh, PA 15201
36 Month Traditional Term CD
$2,500
2.50% ▼ 0.24% below Pennsylvania avg
▼
RateN/A
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.74%▼ 0.24% below avgNationally 2.81%
Details

Accounts are available only to customers with a primary residence in Dollar Bank's Pennsylvania market.

Rate History
No change since Sep 19, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Sep 19, 2026: 2.50% APYSep 19, 2026Oct 14, 2026
New Alliance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
3709 Butler St, Pittsburgh, PA 15201
36 Month Certificate
$1,000
2.25% ▼ 0.49% below Pennsylvania avg
▼
Rate2.23%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▼ 0.49% below avgNationally 2.81%
Details

Penalty: 90 days dividend

Rate History
No change since Oct 8, 2026 · 2.25% APY · checked 2 times
1.75%2.25%2.75%Oct 8, 2026: 2.25% APYOct 8, 2026Oct 14, 2026
Farmers National Bank of Canfield
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
2600 E Carson St, Pittsburgh, PA 15203
36 Months Certificate
$500
2.00% ▼ 0.74% below Pennsylvania avg
▼
Rate1.99%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.74%▼ 0.74% below avgNationally 2.81%
Details

Rate History
No change since Sep 18, 2026 · 2.00% APY · checked 6 times
1.50%2.00%2.50%Sep 18, 2026: 2.00% APYSep 18, 2026Oct 14, 2026
CLEARVIEW
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
1920 Park Manor Blvd, Pittsburgh, PA 15205
36 Month Business Jumbo Certificate
$100,000
2.00% ▼ 0.74% below Pennsylvania avg
▼
Rate1.99%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.74%▼ 0.74% below avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 7 times
1.50%2.00%2.50%Sep 14, 2026: 2.00% APYSep 14, 2026Oct 14, 2026
CLEARVIEW
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
1920 Park Manor Blvd, Pittsburgh, PA 15205
Business Certificate - 36 Months
$1,000
2.00% ▼ 0.74% below Pennsylvania avg
▼
Rate1.99%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.74%▼ 0.74% below avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 2 times
1.50%2.00%2.50%Sep 14, 2026: 2.00% APYSep 14, 2026Oct 14, 2026
SSB Bank
Institution Rating:
B-4.4 ★Texas Ratio: 22.34%
8700 Perry Hwy, Pittsburgh, PA 15237
36 Month CD
$500
1.76% ▼ 0.98% below Pennsylvania avg
▼
Rate1.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average2.74%▼ 0.98% below avgNationally 2.81%
Details

Rate History
No change since Sep 19, 2026 · 1.76% APY · checked 6 times
1.26%1.76%2.26%Sep 19, 2026: 1.76% APYSep 19, 2026Oct 14, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA 15210
36 Month Certificate
$1,000
0.25% ▼ 2.49% below Pennsylvania avg
▼
Rate0.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▼ 2.49% below avgNationally 2.81%
Details

Minimum of $1000.00

Rate History
No change since Oct 8, 2026 · 0.25% APY · checked 2 times
0.00%0.38%0.75%Oct 8, 2026: 0.25% APYOct 8, 2026Oct 14, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA 15210
36 Month IRA Certificate
$1,000
0.25% ▼ 2.49% below Pennsylvania avg
▼
Rate0.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▼ 2.49% below avgNationally 2.81%
Details

Minimum of $1000.00

Rate History
No change since Oct 8, 2026 · 0.25% APY · checked 2 times
0.00%0.38%0.75%Oct 8, 2026: 0.25% APYOct 8, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
120 5th Ave, Pittsburgh, PA 15222
36 Month Certificate of Deposit
$0
0.03% ▼ 2.71% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.74%▼ 2.71% below avgNationally 2.81%
Details

Balance: $25,000.00 and above

Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 3 times
0.00%0.27%0.53%Oct 2, 2026: 0.03% APYOct 2, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
120 5th Ave, Pittsburgh, PA 15222
36 Month Certificate of Deposit
$0
0.02% ▼ 2.72% below Pennsylvania avg
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.74%▼ 2.72% below avgNationally 2.81%
Details

Balance: $1,000.00 - $24,999.99

Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 3 times
0.00%0.26%0.52%Oct 2, 2026: 0.02% APYOct 2, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
120 5th Ave, Pittsburgh, PA 15222
36 Month Certificate of Deposit
$0
0.01% ▼ 2.73% below Pennsylvania avg
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.74%▼ 2.73% below avgNationally 2.81%
Details

Balance: $1.00 - $999.99

Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 3 times
0.00%0.26%0.51%Oct 2, 2026: 0.01% APYOct 2, 2026Oct 14, 2026
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
3 Year Adjustable CD
$1,000
4.81% ▲ 2.07% above Pennsylvania avg
▼
Rate4.73%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.74%▲ 2.07% above avgNationally 2.81%
Details

See details. Not available for purchase effective June 7, 2022.

Rate History
1 change since Sep 27, 2026 · 4.29% → 4.81% ▲ 0.52 pts · high 4.81% / low 4.29%
3.77%4.55%5.33%Sep 27, 2026: 4.29% APYOct 4, 2026: 4.81% APYSep 27, 2026Oct 14, 2026
  • Oct 4, 20264.81%▲ from 4.29%
  • Sep 27, 20264.29%first recorded
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
3 Year Adjustable IRA
$1,000
4.81% ▲ 2.07% above Pennsylvania avg
▼
Rate4.73%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.74%▲ 2.07% above avgNationally 2.81%
Details

See details. Not available for purchase effective June 7, 2022.

Rate History
1 change since Sep 27, 2026 · 4.29% → 4.81% ▲ 0.52 pts · high 4.81% / low 4.29%
3.77%4.55%5.33%Sep 27, 2026: 4.29% APYOct 4, 2026: 4.81% APYSep 27, 2026Oct 14, 2026
  • Oct 4, 20264.81%▲ from 4.29%
  • Sep 27, 20264.29%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
36 Month Certificate of Deposit
$0
4.52% ▲ 1.78% above Pennsylvania avg
▼
Rate4.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.74%▲ 1.78% above avgNationally 2.81%
Details

Balance: $100,000.00 and over

Rate History
1 change since Sep 18, 2026 · 4.27% → 4.52% ▲ 0.25 pts · high 4.52% / low 4.27%
3.77%4.40%5.02%Sep 18, 2026: 4.27% APYOct 7, 2026: 4.52% APYSep 18, 2026Oct 14, 2026
  • Oct 7, 20264.52%▲ from 4.27%
  • Sep 18, 20264.27%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
36 Month IRA CD
$0
4.52% ▲ 1.78% above Pennsylvania avg
▼
Rate4.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.74%▲ 1.78% above avgNationally 2.81%
Details

Balance: $100,000.00 and over

Rate History
1 change since Sep 18, 2026 · 4.27% → 4.52% ▲ 0.25 pts · high 4.52% / low 4.27%
3.77%4.40%5.02%Sep 18, 2026: 4.27% APYOct 2, 2026: 4.52% APYSep 18, 2026Oct 14, 2026
  • Oct 2, 20264.52%▲ from 4.27%
  • Sep 18, 20264.27%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
36 Month Share Certificate
$0
4.50% ▲ 1.76% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.74%▲ 1.76% above avgNationally 2.81%
Details

Balance: $250,000.01+; Savings Certificate, Traditional IRA or Roth IRA; Dividend Earnings based on minimum tier balance; Rates effective as of September 16, 2026

Rate History
No change since Oct 5, 2026 · 4.50% APY · checked 3 times
4.00%4.50%5.00%Oct 5, 2026: 4.50% APYOct 5, 2026Oct 14, 2026
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
36 Month Certificate of Deposit
$0
4.47% ▲ 1.73% above Pennsylvania avg
▼
Rate4.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.74%▲ 1.73% above avgNationally 2.81%
Details

Balance: $50,000.00 - $99,999.99

Rate History
1 change since Sep 18, 2026 · 4.22% → 4.47% ▲ 0.25 pts · high 4.47% / low 4.22%
3.72%4.35%4.97%Sep 18, 2026: 4.22% APYOct 7, 2026: 4.47% APYSep 18, 2026Oct 14, 2026
  • Oct 7, 20264.47%▲ from 4.22%
  • Sep 18, 20264.22%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
36 Month IRA CD
$0
4.47% ▲ 1.73% above Pennsylvania avg
▼
Rate4.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.74%▲ 1.73% above avgNationally 2.81%
Details

Balance: $50,000.00 - $99,999.99

Rate History
1 change since Sep 18, 2026 · 4.22% → 4.47% ▲ 0.25 pts · high 4.47% / low 4.22%
3.72%4.35%4.97%Sep 18, 2026: 4.22% APYOct 2, 2026: 4.47% APYSep 18, 2026Oct 14, 2026
  • Oct 2, 20264.47%▲ from 4.22%
  • Sep 18, 20264.22%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
36 Month Share Certificate
$0
4.45% ▲ 1.71% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.74%▲ 1.71% above avgNationally 2.81%
Details

Balance: $100,000-$250,000; Savings Certificate, Traditional IRA or Roth IRA; Dividend Earnings based on minimum tier balance; Rates effective as of September 16, 2026

Rate History
No change since Oct 5, 2026 · 4.45% APY · checked 3 times
3.95%4.45%4.95%Oct 5, 2026: 4.45% APYOct 5, 2026Oct 14, 2026
Enterprise Bank Allison Park, PA
Institution Rating:
F1.0 ★Texas Ratio: 80.27%
Business 3 Year CD
$0
4.44% ▲ 1.70% above Pennsylvania avg
▼
Rate4.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 1.70% above avgNationally 2.81%
Details

Rate History
2 changes since Sep 14, 2026 · 4.18% → 4.44% ▲ 0.26 pts · high 4.44% / low 4.18%
3.68%4.31%4.94%Sep 14, 2026: 4.18% APYSep 24, 2026: 4.23% APYOct 8, 2026: 4.44% APYSep 14, 2026Oct 14, 2026
  • Oct 8, 20264.44%▲ from 4.23%
  • Sep 24, 20264.23%▲ from 4.18%
  • Sep 14, 20264.18%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
36 Month Share Certificate
$0
4.40% ▲ 1.66% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.74%▲ 1.66% above avgNationally 2.81%
Details

Balance: $10,000-$24,999; Savings Certificate, Traditional IRA or Roth IRA; Dividend Earnings based on minimum tier balance; Rates effective as of September 16, 2026

Rate History
No change since Oct 5, 2026 · 4.40% APY · checked 3 times
3.90%4.40%4.90%Oct 5, 2026: 4.40% APYOct 5, 2026Oct 14, 2026
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
36 Month Certificate of Deposit
$0
4.32% ▲ 1.58% above Pennsylvania avg
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.74%▲ 1.58% above avgNationally 2.81%
Details

Balance: $25,000.00 - $49,999.99

Rate History
1 change since Sep 18, 2026 · 4.06% → 4.32% ▲ 0.26 pts · high 4.32% / low 4.06%
3.56%4.19%4.82%Sep 18, 2026: 4.06% APYOct 7, 2026: 4.32% APYSep 18, 2026Oct 14, 2026
  • Oct 7, 20264.32%▲ from 4.06%
  • Sep 18, 20264.06%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
36 Month IRA CD
$0
4.32% ▲ 1.58% above Pennsylvania avg
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.74%▲ 1.58% above avgNationally 2.81%
Details

Balance: $25,000.00 - $49,999.99

Rate History
1 change since Sep 18, 2026 · 4.06% → 4.32% ▲ 0.26 pts · high 4.32% / low 4.06%
3.56%4.19%4.82%Sep 18, 2026: 4.06% APYOct 2, 2026: 4.32% APYSep 18, 2026Oct 14, 2026
  • Oct 2, 20264.32%▲ from 4.06%
  • Sep 18, 20264.06%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
36 Month Share Certificate
$0
4.30% ▲ 1.56% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.74%▲ 1.56% above avgNationally 2.81%
Details

Balance: $1,000-$9,999; Savings Certificate, Traditional IRA or Roth IRA; Dividend Earnings based on minimum tier balance; Rates effective as of September 16, 2026

Rate History
No change since Oct 5, 2026 · 4.30% APY · checked 3 times
3.80%4.30%4.80%Oct 5, 2026: 4.30% APYOct 5, 2026Oct 14, 2026
ARC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
36 Month Traditional IRA Share Certificate
$0
4.28% ▲ 1.54% above Pennsylvania avg
▼
Rate4.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.74%▲ 1.54% above avgNationally 2.81%
Details

Minimum balance for all Certificates is $500; Early withdrawal fees/penalties may apply

Rate History
1 change since Sep 14, 2026 · 3.61% → 4.28% ▲ 0.67 pts · high 4.28% / low 3.61%
2.93%3.95%4.96%Sep 14, 2026: 3.61% APYOct 9, 2026: 4.28% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20264.28%▲ from 3.61%
  • Sep 14, 20263.61%first recorded
ARC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
36 Month Share Certificate
$0
4.18% ▲ 1.44% above Pennsylvania avg
▼
Rate4.10%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.74%▲ 1.44% above avgNationally 2.81%
Details

Minimum balance for all Certificates is $500; Early withdrawal fees/penalties may apply

Rate History
1 change since Sep 14, 2026 · 3.51% → 4.18% ▲ 0.67 pts · high 4.18% / low 3.51%
2.83%3.84%4.85%Sep 14, 2026: 3.51% APYOct 9, 2026: 4.18% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20264.18%▲ from 3.51%
  • Sep 14, 20263.51%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
3 Year ESA Long-Term Certificate
$100,000
4.15% ▲ 1.41% above Pennsylvania avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.74%▲ 1.41% above avgNationally 2.81%
Details

Balance: $100,000 and over; Long-Term Certificate Rates(Share, IRA, ESA)

Rate History
No change since Sep 30, 2026 · 4.15% APY · checked 3 times
3.65%4.15%4.65%Sep 30, 2026: 4.15% APYSep 30, 2026Oct 14, 2026
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
3 Year Jumbo and Jumbo IRA Certificate
$100,000
4.13% ▲ 1.39% above Pennsylvania avg
▼
Rate4.07%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.74%▲ 1.39% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 4.06% → 4.13% ▲ 0.07 pts · high 4.13% / low 4.06%
3.56%4.10%4.63%Sep 14, 2026: 4.06% APYOct 10, 2026: 4.13% APYSep 14, 2026Oct 14, 2026
  • Oct 10, 20264.13%▲ from 4.06%
  • Sep 14, 20264.06%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
3 Year ESA Long-Term Certificate
$1,000
4.10% ▲ 1.36% above Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.74%▲ 1.36% above avgNationally 2.81%
Details

Balance: $1,000 - $19,999.99; Long-Term Certificate Rates(Share, IRA, ESA)

Rate History
No change since Sep 30, 2026 · 4.10% APY · checked 3 times
3.60%4.10%4.60%Sep 30, 2026: 4.10% APYSep 30, 2026Oct 14, 2026
Democracy Federal Credit Union
Institution Rating:
A-4.6 ★Texas Ratio: 9.01%
36 Month Traditional or Roth IRA Certificate
$2,000
4.10% ▲ 1.36% above Pennsylvania avg
▼
Rate4.04%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 1.36% above avgNationally 2.81%
Details

Rate History
No change since Oct 8, 2026 · 4.10% APY · checked 2 times
3.60%4.10%4.60%Oct 8, 2026: 4.10% APYOct 8, 2026Oct 14, 2026
Grove City Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
36 Month Share Certificate
$2,000
4.10% ▲ 1.36% above Pennsylvania avg
▼
Rate4.10%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 1.36% above avgNationally 2.81%
Details

SPECIAL

Rate History
1 change since Sep 25, 2026 · 4.00% → 4.10% ▲ 0.10 pts · high 4.10% / low 4.00%
3.50%4.05%4.60%Sep 25, 2026: 4.00% APYOct 12, 2026: 4.10% APYSep 25, 2026Oct 14, 2026
  • Oct 12, 20264.10%▲ from 4.00%
  • Sep 25, 20264.00%first recorded
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
IRA Certificates - 36-Month
$1,000
4.10% ▲ 1.36% above Pennsylvania avg
▼
Rate4.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 1.36% above avgNationally 2.81%
Details

Rate History
1 change since Sep 12, 2026 · 3.95% → 4.10% ▲ 0.15 pts · high 4.10% / low 3.95%
3.45%4.03%4.60%Sep 12, 2026: 3.95% APYSep 20, 2026: 4.10% APYSep 12, 2026Oct 14, 2026
  • Sep 20, 20264.10%▲ from 3.95%
  • Sep 12, 20263.95%first recorded
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
Regular Certificates - 36-Month
$1,000
4.10% ▲ 1.36% above Pennsylvania avg
▼
Rate4.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 1.36% above avgNationally 2.81%
Details

Rate History
1 change since Sep 12, 2026 · 3.95% → 4.10% ▲ 0.15 pts · high 4.10% / low 3.95%
3.45%4.03%4.60%Sep 12, 2026: 3.95% APYOct 8, 2026: 4.10% APYSep 12, 2026Oct 14, 2026
  • Oct 8, 20264.10%▲ from 3.95%
  • Sep 12, 20263.95%first recorded

Pittsburgh 48 Month CD Rates

Pennsylvania 48 Month CD Average2.64% APYNational 2.80%▼ 0.02% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Greater Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
4415 5th Ave, Pittsburgh, PA 15213
Certificates of Deposit - 4 year
$2,000
4.21% ▲ 1.57% above Pennsylvania avg
▼
Rate4.15%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 1.57% above avgNationally 2.80%
Details

Rate History
No change since Oct 12, 2026 · 4.21% APY
3.71%4.21%4.71%Oct 12, 2026: 4.21% APYOct 12, 2026Oct 14, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA 15275 1112
Jumbo Certificate - 48 Months
$100,000
3.55% ▲ 0.91% above Pennsylvania avg
▼
Rate3.49%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.64%▲ 0.91% above avgNationally 2.80%
Details

Minimum $100,000; Subject to early withdrawal penalty

Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 11 times
3.05%3.55%4.05%Sep 14, 2026: 3.55% APYSep 14, 2026Oct 14, 2026
WVS West View SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
9001 Perry Hwy, Pittsburgh, PA 15237
4 Year Certificate of Deposit
$500
3.50% ▲ 0.86% above Pennsylvania avg
▼
Rate3.50%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 0.86% above avgNationally 2.80%
Details

Rate History
1 change since Sep 20, 2026 · 3.30% → 3.50% ▲ 0.20 pts · high 3.50% / low 3.30%
2.80%3.40%4.00%Sep 20, 2026: 3.30% APYSep 25, 2026: 3.50% APYSep 20, 2026Oct 14, 2026
  • Sep 25, 20263.50%▲ from 3.30%
  • Sep 20, 20263.30%first recorded
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA 15275 1112
Share & IRA Certificate - 48 Months
$0
3.50% ▲ 0.86% above Pennsylvania avg
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.64%▲ 0.86% above avgNationally 2.80%
Details

Minimum deposit: may be purchased in any denomination above $100; Subject to early withdrawal penalty

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 9 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 14, 2026
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
1001 Liberty Ave, Pittsburgh, PA 15222
48 Month Share/IRA Certificate
$500
3.15% ▲ 0.51% above Pennsylvania avg
▼
Rate3.11%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 0.51% above avgNationally 2.80%
Details

Rate History
No change since Oct 8, 2026 · 3.15% APY · checked 2 times
2.65%3.15%3.65%Oct 8, 2026: 3.15% APYOct 8, 2026Oct 14, 2026
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
1001 Liberty Ave, Pittsburgh, PA 15222
Regular Certificate - 48 Month
$500
3.15% ▲ 0.51% above Pennsylvania avg
▼
Rate3.11%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 0.51% above avgNationally 2.80%
Details

Dividends compounded quarterly

Rate History
No change since Sep 25, 2026 · 3.15% APY · checked 4 times
2.65%3.15%3.65%Sep 25, 2026: 3.15% APYSep 25, 2026Oct 14, 2026
Brentwood Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.96%
3635 Brownsville Rd, Pittsburgh, PA 15227
4 Year Certificate of Deposit and IRA
$2,000
3.00% ▲ 0.36% above Pennsylvania avg
▼
RateN/A
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 0.36% above avgNationally 2.80%
Details

Rate History
No change since Sep 24, 2026 · 3.00% APY · checked 5 times
2.50%3.00%3.50%Sep 24, 2026: 3.00% APYSep 24, 2026Oct 14, 2026
Citizens Access
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
70 Towne Square Way, Pittsburgh, PA 15227
4 Year Online CD
$0
2.75% ▲ 0.11% above Pennsylvania avg
▼
Rate2.71%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.64%▲ 0.11% above avgNationally 2.80%
Details

Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 7 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Oct 14, 2026
Community Bank (PA)
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
714 Brookline Blvd, Pittsburgh, PA 15226
48 Month Certificate of Deposit
$500
2.50% ▼ 0.14% below Pennsylvania avg
▼
Rate2.48%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.64%▼ 0.14% below avgNationally 2.80%
Details

Rate History
No change since Oct 7, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Oct 7, 2026: 2.50% APYOct 7, 2026Oct 14, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
5137 Butler St, Pittsburgh, PA 15201
48 Month Business Investment Certificate
$250
2.50% ▼ 0.14% below Pennsylvania avg
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.64%▼ 0.14% below avgNationally 2.80%
Details

Rate History
No change since Sep 19, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Sep 19, 2026: 2.50% APYSep 19, 2026Oct 14, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
5137 Butler St, Pittsburgh, PA 15201
48 Month CD Ladder
$1,000
2.50% ▼ 0.14% below Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.64%▼ 0.14% below avgNationally 2.80%
Details

Accounts are available only to customers with a primary residence in Dollar Bank's Pennsylvania market.

Rate History
No change since Sep 19, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Sep 19, 2026: 2.50% APYSep 19, 2026Oct 14, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
5137 Butler St, Pittsburgh, PA 15201
48 Month Traditional Term CD
$2,500
2.50% ▼ 0.14% below Pennsylvania avg
▼
RateN/A
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.64%▼ 0.14% below avgNationally 2.80%
Details

Accounts are available only to customers with a primary residence in Dollar Bank's Pennsylvania market.

Rate History
No change since Sep 19, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Sep 19, 2026: 2.50% APYSep 19, 2026Oct 14, 2026
New Alliance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
3709 Butler St, Pittsburgh, PA 15201
48 Month Certificate
$1,000
2.25% ▼ 0.39% below Pennsylvania avg
▼
Rate2.23%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▼ 0.39% below avgNationally 2.80%
Details

Penalty: 90 days dividend

Rate History
No change since Oct 8, 2026 · 2.25% APY · checked 2 times
1.75%2.25%2.75%Oct 8, 2026: 2.25% APYOct 8, 2026Oct 14, 2026
Farmers National Bank of Canfield
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
2600 E Carson St, Pittsburgh, PA 15203
48 Months Certificate
$500
2.00% ▼ 0.64% below Pennsylvania avg
▼
Rate1.99%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.64%▼ 0.64% below avgNationally 2.80%
Details

Rate History
No change since Sep 18, 2026 · 2.00% APY · checked 6 times
1.50%2.00%2.50%Sep 18, 2026: 2.00% APYSep 18, 2026Oct 14, 2026
CLEARVIEW
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
1920 Park Manor Blvd, Pittsburgh, PA 15205
48 Month Business Jumbo Certificate
$100,000
2.00% ▼ 0.64% below Pennsylvania avg
▼
Rate1.99%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.64%▼ 0.64% below avgNationally 2.80%
Details

Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 7 times
1.50%2.00%2.50%Sep 14, 2026: 2.00% APYSep 14, 2026Oct 14, 2026
CLEARVIEW
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
1920 Park Manor Blvd, Pittsburgh, PA 15205
Business Certificate - 48 Months
$1,000
2.00% ▼ 0.64% below Pennsylvania avg
▼
Rate1.99%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.64%▼ 0.64% below avgNationally 2.80%
Details

Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 2 times
1.50%2.00%2.50%Sep 14, 2026: 2.00% APYSep 14, 2026Oct 14, 2026
SSB Bank
Institution Rating:
B-4.4 ★Texas Ratio: 22.34%
8700 Perry Hwy, Pittsburgh, PA 15237
48 Month CD
$500
1.81% ▼ 0.83% below Pennsylvania avg
▼
Rate1.80%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average2.64%▼ 0.83% below avgNationally 2.80%
Details

Rate History
No change since Sep 19, 2026 · 1.81% APY · checked 6 times
1.31%1.81%2.31%Sep 19, 2026: 1.81% APYSep 19, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
120 5th Ave, Pittsburgh, PA 15222
48 Month Certificate of Deposit
$0
0.03% ▼ 2.61% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.64%▼ 2.61% below avgNationally 2.80%
Details

Balance: $25,000.00 and above

Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 3 times
0.00%0.27%0.53%Oct 2, 2026: 0.03% APYOct 2, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
120 5th Ave, Pittsburgh, PA 15222
48 Month Certificate of Deposit
$0
0.02% ▼ 2.62% below Pennsylvania avg
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.64%▼ 2.62% below avgNationally 2.80%
Details

Balance: $1,000.00 - $24,999.99

Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 3 times
0.00%0.26%0.52%Oct 2, 2026: 0.02% APYOct 2, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
120 5th Ave, Pittsburgh, PA 15222
48 Month Certificate of Deposit
$0
0.01% ▼ 2.63% below Pennsylvania avg
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.64%▼ 2.63% below avgNationally 2.80%
Details

Balance: $1.00 - $999.99

Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 3 times
0.00%0.26%0.51%Oct 2, 2026: 0.01% APYOct 2, 2026Oct 14, 2026
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
48 Month Share Certificate
$0
4.60% ▲ 1.96% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.64%▲ 1.96% above avgNationally 2.80%
Details

Balance: $250,000.01+; Savings Certificate, Traditional IRA or Roth IRA; Dividend Earnings based on minimum tier balance

Rate History
No change since Oct 5, 2026 · 4.60% APY · checked 3 times
4.10%4.60%5.10%Oct 5, 2026: 4.60% APYOct 5, 2026Oct 14, 2026
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
48 Month Certificate of Deposit
$0
4.58% ▲ 1.94% above Pennsylvania avg
▼
Rate4.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.64%▲ 1.94% above avgNationally 2.80%
Details

Balance: $100,000.00 and over

Rate History
1 change since Sep 18, 2026 · 4.37% → 4.58% ▲ 0.21 pts · high 4.58% / low 4.37%
3.87%4.48%5.08%Sep 18, 2026: 4.37% APYOct 7, 2026: 4.58% APYSep 18, 2026Oct 14, 2026
  • Oct 7, 20264.58%▲ from 4.37%
  • Sep 18, 20264.37%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
48 Month IRA CD
$0
4.58% ▲ 1.94% above Pennsylvania avg
▼
Rate4.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.64%▲ 1.94% above avgNationally 2.80%
Details

Balance: $100,000.00 and over

Rate History
1 change since Sep 18, 2026 · 4.37% → 4.58% ▲ 0.21 pts · high 4.58% / low 4.37%
3.87%4.48%5.08%Sep 18, 2026: 4.37% APYOct 2, 2026: 4.58% APYSep 18, 2026Oct 14, 2026
  • Oct 2, 20264.58%▲ from 4.37%
  • Sep 18, 20264.37%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
48 Month Share Certificate
$0
4.55% ▲ 1.91% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.64%▲ 1.91% above avgNationally 2.80%
Details

Balance: $100,000-$250,000; Savings Certificate, Traditional IRA or Roth IRA; Dividend Earnings based on minimum tier balance

Rate History
No change since Oct 5, 2026 · 4.55% APY · checked 3 times
4.05%4.55%5.05%Oct 5, 2026: 4.55% APYOct 5, 2026Oct 14, 2026
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
48 Month Certificate of Deposit
$0
4.52% ▲ 1.88% above Pennsylvania avg
▼
Rate4.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.64%▲ 1.88% above avgNationally 2.80%
Details

Balance: $50,000.00 - $99,999.99

Rate History
1 change since Sep 18, 2026 · 4.32% → 4.52% ▲ 0.20 pts · high 4.52% / low 4.32%
3.82%4.42%5.02%Sep 18, 2026: 4.32% APYOct 7, 2026: 4.52% APYSep 18, 2026Oct 14, 2026
  • Oct 7, 20264.52%▲ from 4.32%
  • Sep 18, 20264.32%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
48 Month IRA CD
$0
4.52% ▲ 1.88% above Pennsylvania avg
▼
Rate4.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.64%▲ 1.88% above avgNationally 2.80%
Details

Balance: $50,000.00 - $99,999.99

Rate History
1 change since Sep 18, 2026 · 4.32% → 4.52% ▲ 0.20 pts · high 4.52% / low 4.32%
3.82%4.42%5.02%Sep 18, 2026: 4.32% APYOct 2, 2026: 4.52% APYSep 18, 2026Oct 14, 2026
  • Oct 2, 20264.52%▲ from 4.32%
  • Sep 18, 20264.32%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
48 Month Share Certificate
$0
4.50% ▲ 1.86% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.64%▲ 1.86% above avgNationally 2.80%
Details

Balance: $10,000-$24,999; Savings Certificate, Traditional IRA or Roth IRA; Dividend Earnings based on minimum tier balance

Rate History
No change since Oct 5, 2026 · 4.50% APY · checked 3 times
4.00%4.50%5.00%Oct 5, 2026: 4.50% APYOct 5, 2026Oct 14, 2026
Enterprise Bank Allison Park, PA
Institution Rating:
F1.0 ★Texas Ratio: 80.27%
Business 4 Year CD
$0
4.49% ▲ 1.85% above Pennsylvania avg
▼
Rate4.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 1.85% above avgNationally 2.80%
Details

Rate History
2 changes since Sep 14, 2026 · 4.23% → 4.49% ▲ 0.26 pts · high 4.49% / low 4.23%
3.73%4.36%4.99%Sep 14, 2026: 4.23% APYSep 24, 2026: 4.28% APYOct 8, 2026: 4.49% APYSep 14, 2026Oct 14, 2026
  • Oct 8, 20264.49%▲ from 4.28%
  • Sep 24, 20264.28%▲ from 4.23%
  • Sep 14, 20264.23%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
48 Month Share Certificate
$0
4.40% ▲ 1.76% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.64%▲ 1.76% above avgNationally 2.80%
Details

Balance: $1,000-$9,999; Savings Certificate, Traditional IRA or Roth IRA; Dividend Earnings based on minimum tier balance

Rate History
No change since Oct 5, 2026 · 4.40% APY · checked 3 times
3.90%4.40%4.90%Oct 5, 2026: 4.40% APYOct 5, 2026Oct 14, 2026
ARC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
48 Month Traditional IRA Share Certificate
$0
4.39% ▲ 1.75% above Pennsylvania avg
▼
Rate4.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.64%▲ 1.75% above avgNationally 2.80%
Details

Minimum balance for all Certificates is $500; Early withdrawal fees/penalties may apply

Rate History
1 change since Sep 14, 2026 · 3.66% → 4.39% ▲ 0.73 pts · high 4.39% / low 3.66%
2.93%4.02%5.11%Sep 14, 2026: 3.66% APYOct 9, 2026: 4.39% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20264.39%▲ from 3.66%
  • Sep 14, 20263.66%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
48 Month Certificate of Deposit
$0
4.37% ▲ 1.73% above Pennsylvania avg
▼
Rate4.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.64%▲ 1.73% above avgNationally 2.80%
Details

Balance: $25,000.00 - $49,999.99

Rate History
1 change since Sep 18, 2026 · 4.16% → 4.37% ▲ 0.21 pts · high 4.37% / low 4.16%
3.66%4.27%4.87%Sep 18, 2026: 4.16% APYOct 7, 2026: 4.37% APYSep 18, 2026Oct 14, 2026
  • Oct 7, 20264.37%▲ from 4.16%
  • Sep 18, 20264.16%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
48 Month IRA CD
$0
4.37% ▲ 1.73% above Pennsylvania avg
▼
Rate4.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.64%▲ 1.73% above avgNationally 2.80%
Details

Balance: $25,000.00 - $49,999.99

Rate History
1 change since Sep 18, 2026 · 4.16% → 4.37% ▲ 0.21 pts · high 4.37% / low 4.16%
3.66%4.27%4.87%Sep 18, 2026: 4.16% APYOct 2, 2026: 4.37% APYSep 18, 2026Oct 14, 2026
  • Oct 2, 20264.37%▲ from 4.16%
  • Sep 18, 20264.16%first recorded
ARC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
48 Month Share Certificate
$0
4.28% ▲ 1.64% above Pennsylvania avg
▼
Rate4.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.64%▲ 1.64% above avgNationally 2.80%
Details

Minimum balance for all Certificates is $500; Early withdrawal fees/penalties may apply

Rate History
1 change since Sep 14, 2026 · 3.56% → 4.28% ▲ 0.73 pts · high 4.28% / low 3.56%
2.83%3.92%5.01%Sep 14, 2026: 3.56% APYOct 9, 2026: 4.28% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20264.28%▲ from 3.56%
  • Sep 14, 20263.56%first recorded
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
IRA Certificates - 48-Month
$1,000
4.15% ▲ 1.51% above Pennsylvania avg
▼
Rate4.07%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 1.51% above avgNationally 2.80%
Details

Rate History
1 change since Sep 12, 2026 · 4.00% → 4.15% ▲ 0.15 pts · high 4.15% / low 4.00%
3.50%4.08%4.65%Sep 12, 2026: 4.00% APYSep 20, 2026: 4.15% APYSep 12, 2026Oct 14, 2026
  • Sep 20, 20264.15%▲ from 4.00%
  • Sep 12, 20264.00%first recorded
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
Regular Certificates - 48-Month
$1,000
4.15% ▲ 1.51% above Pennsylvania avg
▼
Rate4.07%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 1.51% above avgNationally 2.80%
Details

Rate History
1 change since Sep 12, 2026 · 4.00% → 4.15% ▲ 0.15 pts · high 4.15% / low 4.00%
3.50%4.08%4.65%Sep 12, 2026: 4.00% APYOct 8, 2026: 4.15% APYSep 12, 2026Oct 14, 2026
  • Oct 8, 20264.15%▲ from 4.00%
  • Sep 12, 20264.00%first recorded
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
4 Year Jumbo and Jumbo IRA Certificate
$100,000
4.13% ▲ 1.49% above Pennsylvania avg
▼
Rate4.07%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.64%▲ 1.49% above avgNationally 2.80%
Details

Rate History
1 change since Sep 14, 2026 · 4.09% → 4.13% ▲ 0.04 pts · high 4.13% / low 4.09%
3.59%4.11%4.63%Sep 14, 2026: 4.09% APYOct 10, 2026: 4.13% APYSep 14, 2026Oct 14, 2026
  • Oct 10, 20264.13%▲ from 4.09%
  • Sep 14, 20264.09%first recorded
Armstrong County Building and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 6.00%
3 - 4 Year CD
$500
4.10% ▲ 1.46% above Pennsylvania avg
▼
Rate3.96%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.64%▲ 1.46% above avgNationally 2.80%
Details

Rate History
No change since Oct 3, 2026 · 4.10% APY · checked 3 times
3.60%4.10%4.60%Oct 3, 2026: 4.10% APYOct 3, 2026Oct 14, 2026
Armstrong County Building and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 6.00%
3 - 4 Year Certificates of Deposit
$500
4.10% ▲ 1.46% above Pennsylvania avg
▼
Rate3.96%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.64%▲ 1.46% above avgNationally 2.80%
Details

Bump-Up: 1

Rate History
1 change since Sep 24, 2026 · 4.00% → 4.10% ▲ 0.10 pts · high 4.10% / low 4.00%
3.50%4.05%4.60%Sep 24, 2026: 4.00% APYOct 3, 2026: 4.10% APYSep 24, 2026Oct 14, 2026
  • Oct 3, 20264.10%▲ from 4.00%
  • Sep 24, 20264.00%first recorded
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
4 Year IRA Certificate
$500
4.08% ▲ 1.44% above Pennsylvania avg
▼
Rate4.02%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.64%▲ 1.44% above avgNationally 2.80%
Details

Penalty for early withdrawal.

Rate History
1 change since Sep 18, 2026 · 4.04% → 4.08% ▲ 0.04 pts · high 4.08% / low 4.04%
3.54%4.06%4.58%Sep 18, 2026: 4.04% APYOct 10, 2026: 4.08% APYSep 18, 2026Oct 14, 2026
  • Oct 10, 20264.08%▲ from 4.04%
  • Sep 18, 20264.04%first recorded
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
4 Year Term Certificate
$500
4.08% ▲ 1.44% above Pennsylvania avg
▼
Rate4.02%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.64%▲ 1.44% above avgNationally 2.80%
Details

Rate History
2 changes since Sep 14, 2026 · 4.04% → 4.08% ▲ 0.04 pts · high 4.09% / low 4.04%
3.54%4.06%4.59%Sep 14, 2026: 4.04% APYOct 1, 2026: 4.09% APYOct 10, 2026: 4.08% APYSep 14, 2026Oct 14, 2026
  • Oct 10, 20264.08%▼ from 4.09%
  • Oct 1, 20264.09%▲ from 4.04%
  • Sep 14, 20264.04%first recorded
Eagle One Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.62%
48 Month IRA Certificate
$500
4.07% ▲ 1.43% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 1.43% above avgNationally 2.80%
Details

Rate History
No change since Oct 8, 2026 · 4.07% APY · checked 2 times
3.57%4.07%4.57%Oct 8, 2026: 4.07% APYOct 8, 2026Oct 14, 2026
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
48 Month Certificate of Deposit
$0
4.06% ▲ 1.42% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.64%▲ 1.42% above avgNationally 2.80%
Details

Balance: $10,000.00 - $24,999.99

Rate History
1 change since Sep 18, 2026 · 3.85% → 4.06% ▲ 0.21 pts · high 4.06% / low 3.85%
3.35%3.96%4.56%Sep 18, 2026: 3.85% APYOct 7, 2026: 4.06% APYSep 18, 2026Oct 14, 2026
  • Oct 7, 20264.06%▲ from 3.85%
  • Sep 18, 20263.85%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
48 Month IRA CD
$0
4.06% ▲ 1.42% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.64%▲ 1.42% above avgNationally 2.80%
Details

Balance: $10,000.00 - $24,999.99

Rate History
1 change since Sep 18, 2026 · 3.85% → 4.06% ▲ 0.21 pts · high 4.06% / low 3.85%
3.35%3.96%4.56%Sep 18, 2026: 3.85% APYOct 2, 2026: 4.06% APYSep 18, 2026Oct 14, 2026
  • Oct 2, 20264.06%▲ from 3.85%
  • Sep 18, 20263.85%first recorded
PALCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
Share Certificate - 48 months
$500
4.06% ▲ 1.42% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 1.42% above avgNationally 2.80%
Details

Balance: $250.00-4,999.00; Early Withdrawal: 1 Year; Junior Share Certificate minimum $250.00 (members 18 and under)

Rate History
No change since Oct 12, 2026 · 4.06% APY
3.56%4.06%4.56%Oct 12, 2026: 4.06% APYOct 12, 2026Oct 14, 2026
Moonlight Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
48 Month CD
$500
4.06% ▲ 1.42% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.64%▲ 1.42% above avgNationally 2.80%
Details

CD's require a $500 minimum investment

Rate History
No change since Sep 18, 2026 · 4.06% APY · checked 2 times
3.56%4.06%4.56%Sep 18, 2026: 4.06% APYSep 18, 2026Oct 14, 2026
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.33%
Certificates - 48 Month
$0
4.01% ▲ 1.37% above Pennsylvania avg
▼
Rate3.94%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 1.37% above avgNationally 2.80%
Details

Rate History
1 change since Sep 18, 2026 · 3.91% → 4.01% ▲ 0.10 pts · high 4.01% / low 3.91%
3.41%3.96%4.51%Sep 18, 2026: 3.91% APYOct 12, 2026: 4.01% APYSep 18, 2026Oct 14, 2026
  • Oct 12, 20264.01%▲ from 3.91%
  • Sep 18, 20263.91%first recorded
Journey Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
48 month Certificate of Deposit
$0
4.00% ▲ 1.36% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.64%▲ 1.36% above avgNationally 2.80%
Details

Balance: $50,000+

Rate History
No change since Oct 7, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Oct 7, 2026: 4.00% APYOct 7, 2026Oct 14, 2026
Hatboro Federal Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
4 Year CD
$1,000
4.00% ▲ 1.36% above Pennsylvania avg
▼
Rate3.94%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 1.36% above avgNationally 2.80%
Details

Rate History
No change since Sep 20, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 20, 2026: 4.00% APYSep 20, 2026Oct 14, 2026
First Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
48 Month Jumbo Certificate
$0
4.00% ▲ 1.36% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 1.36% above avgNationally 2.80%
Details

Rate History
No change since Oct 12, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 12, 2026: 4.00% APYOct 12, 2026Oct 14, 2026
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
48 Month Regular & IRA Certificate
$500
4.00% ▲ 1.36% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 1.36% above avgNationally 2.80%
Details

Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity

Rate History
No change since Oct 12, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 12, 2026: 4.00% APYOct 12, 2026Oct 14, 2026

Pittsburgh 60 Month CD Rates

Pennsylvania 60 Month CD Average2.75% APYNational 2.91%▲ 0.01% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Greater Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
4415 5th Ave, Pittsburgh, PA 15213
Certificates of Deposit - 5 year
$2,000
4.26% ▲ 1.51% above Pennsylvania avg
▼
Rate4.20%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.51% above avgNationally 2.91%
Details

Rate History
No change since Oct 12, 2026 · 4.26% APY
3.76%4.26%4.76%Oct 12, 2026: 4.26% APYOct 12, 2026Oct 14, 2026
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
700 REGIS AVE, PITTSBURGH, PA 15236 1425
60 Month Jumbo IRA Certificate
$100,000
3.75% ▲ 1.00% above Pennsylvania avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.00% above avgNationally 2.91%
Details

Rate History
No change since Oct 8, 2026 · 3.75% APY · checked 2 times
3.25%3.75%4.25%Oct 8, 2026: 3.75% APYOct 8, 2026Oct 14, 2026
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
700 REGIS AVE, PITTSBURGH, PA 15236 1425
60 Month Jumbo Share Certificate
$100,000
3.75% ▲ 1.00% above Pennsylvania avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.00% above avgNationally 2.91%
Details

Rate History
No change since Oct 8, 2026 · 3.75% APY · checked 2 times
3.25%3.75%4.25%Oct 8, 2026: 3.75% APYOct 8, 2026Oct 14, 2026
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
700 REGIS AVE, PITTSBURGH, PA 15236 1425
60 Month IRA Certificate
$500
3.65% ▲ 0.90% above Pennsylvania avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 0.90% above avgNationally 2.91%
Details

Rate History
No change since Sep 25, 2026 · 3.65% APY · checked 4 times
3.15%3.65%4.15%Sep 25, 2026: 3.65% APYSep 25, 2026Oct 14, 2026
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
700 REGIS AVE, PITTSBURGH, PA 15236 1425
60 Month Share Certificate
$500
3.65% ▲ 0.90% above Pennsylvania avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 0.90% above avgNationally 2.91%
Details

Rate History
No change since Sep 25, 2026 · 3.65% APY · checked 4 times
3.15%3.65%4.15%Sep 25, 2026: 3.65% APYSep 25, 2026Oct 14, 2026
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
1001 California Ave, Pittsburgh, PA 15290
IRA Certificate - 5 Years
$0
3.60% ▲ 0.85% above Pennsylvania avg
▼
Rate3.55%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.75%▲ 0.85% above avgNationally 2.91%
Details

Rate History
No change since Oct 6, 2026 · 3.60% APY · checked 2 times
3.10%3.60%4.10%Oct 6, 2026: 3.60% APYOct 6, 2026Oct 14, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA 15275 1112
Jumbo Certificate - 60 Months
$100,000
3.55% ▲ 0.80% above Pennsylvania avg
▼
Rate3.49%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.75%▲ 0.80% above avgNationally 2.91%
Details

Minimum $100,000; Subject to early withdrawal penalty

Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 11 times
3.05%3.55%4.05%Sep 14, 2026: 3.55% APYSep 14, 2026Oct 14, 2026
WVS West View SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
9001 Perry Hwy, Pittsburgh, PA 15237
5 Year Certificate of Deposit
$500
3.50% ▲ 0.75% above Pennsylvania avg
▼
Rate3.50%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 0.75% above avgNationally 2.91%
Details

Rate History
1 change since Sep 20, 2026 · 3.30% → 3.50% ▲ 0.20 pts · high 3.50% / low 3.30%
2.80%3.40%4.00%Sep 20, 2026: 3.30% APYSep 25, 2026: 3.50% APYSep 20, 2026Oct 14, 2026
  • Sep 25, 20263.50%▲ from 3.30%
  • Sep 20, 20263.30%first recorded
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA 15275 1112
Share & IRA Certificate - 60 Months
$0
3.50% ▲ 0.75% above Pennsylvania avg
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.75%▲ 0.75% above avgNationally 2.91%
Details

Minimum deposit: may be purchased in any denomination above $100; Subject to early withdrawal penalty

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 9 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 14, 2026
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
1001 California Ave, Pittsburgh, PA 15290
5 Years Share Certificate
$0
3.45% ▲ 0.70% above Pennsylvania avg
▼
Rate3.41%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.75%▲ 0.70% above avgNationally 2.91%
Details

Rate History
No change since Oct 6, 2026 · 3.45% APY · checked 2 times
2.95%3.45%3.95%Oct 6, 2026: 3.45% APYOct 6, 2026Oct 14, 2026
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
1001 Liberty Ave, Pittsburgh, PA 15222
60 Month Share/IRA Certificate
$500
3.15% ▲ 0.40% above Pennsylvania avg
▼
Rate3.11%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 0.40% above avgNationally 2.91%
Details

Rate History
No change since Oct 8, 2026 · 3.15% APY · checked 2 times
2.65%3.15%3.65%Oct 8, 2026: 3.15% APYOct 8, 2026Oct 14, 2026
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
1001 Liberty Ave, Pittsburgh, PA 15222
Regular Certificate - 60 Month
$500
3.15% ▲ 0.40% above Pennsylvania avg
▼
Rate3.11%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 0.40% above avgNationally 2.91%
Details

Dividends compounded quarterly

Rate History
No change since Sep 25, 2026 · 3.15% APY · checked 4 times
2.65%3.15%3.65%Sep 25, 2026: 3.15% APYSep 25, 2026Oct 14, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
5137 Butler St, Pittsburgh, PA 15201
60 Month Relationship CD
$2,500
3.10% ▲ 0.35% above Pennsylvania avg
▼
RateN/A
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.75%▲ 0.35% above avgNationally 2.91%
Details

Accounts are available only to customers with a primary residence in Dollar Bank's Pennsylvania market.

Rate History
No change since Sep 19, 2026 · 3.10% APY · checked 2 times
2.60%3.10%3.60%Sep 19, 2026: 3.10% APYSep 19, 2026Oct 14, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
5137 Butler St, Pittsburgh, PA 15201
60 Month Business Investment Certificate
$250
3.00% ▲ 0.25% above Pennsylvania avg
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.75%▲ 0.25% above avgNationally 2.91%
Details

Rate History
No change since Sep 19, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Sep 19, 2026: 3.00% APYSep 19, 2026Oct 14, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
5137 Butler St, Pittsburgh, PA 15201
60 Month CD Ladder
$1,000
3.00% ▲ 0.25% above Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.75%▲ 0.25% above avgNationally 2.91%
Details

Accounts are available only to customers with a primary residence in Dollar Bank's Pennsylvania market.

Rate History
No change since Sep 19, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Sep 19, 2026: 3.00% APYSep 19, 2026Oct 14, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
5137 Butler St, Pittsburgh, PA 15201
60 Month Relationship CD
$250,000
3.00% ▲ 0.25% above Pennsylvania avg
▼
RateN/A
Min Deposit$250,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.75%▲ 0.25% above avgNationally 2.91%
Details

Accounts are available only to customers with a primary residence in Dollar Bank's Pennsylvania market.

Rate History
No change since Sep 19, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Sep 19, 2026: 3.00% APYSep 19, 2026Oct 14, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
5137 Butler St, Pittsburgh, PA 15201
60 Month Traditional Term CD
$2,500
3.00% ▲ 0.25% above Pennsylvania avg
▼
RateN/A
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.75%▲ 0.25% above avgNationally 2.91%
Details

Accounts are available only to customers with a primary residence in Dollar Bank's Pennsylvania market.

Rate History
No change since Sep 19, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Sep 19, 2026: 3.00% APYSep 19, 2026Oct 14, 2026
Brentwood Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.96%
3635 Brownsville Rd, Pittsburgh, PA 15227
5 Year Certificate of Deposit and IRA
$2,000
3.00% ▲ 0.25% above Pennsylvania avg
▼
RateN/A
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 0.25% above avgNationally 2.91%
Details

Rate History
No change since Sep 24, 2026 · 3.00% APY · checked 5 times
2.50%3.00%3.50%Sep 24, 2026: 3.00% APYSep 24, 2026Oct 14, 2026
SSB Bank
Institution Rating:
B-4.4 ★Texas Ratio: 22.34%
8700 Perry Hwy, Pittsburgh, PA 15237
60 Month CD
$500
2.77% ▲ 0.02% above Pennsylvania avg
▼
Rate2.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average2.75%▲ 0.02% above avgNationally 2.91%
Details

Rate History
No change since Sep 19, 2026 · 2.77% APY · checked 6 times
2.27%2.77%3.27%Sep 19, 2026: 2.77% APYSep 19, 2026Oct 14, 2026
Citizens Access
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
70 Towne Square Way, Pittsburgh, PA 15227
5 Year Online CD
$0
2.75% At Pennsylvania avg
▼
Rate2.71%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.75%At the averageNationally 2.91%
Details

Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 7 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Oct 14, 2026
Community Bank (PA)
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
714 Brookline Blvd, Pittsburgh, PA 15226
60 Month Certificate of Deposit
$500
2.50% ▼ 0.25% below Pennsylvania avg
▼
Rate2.48%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.75%▼ 0.25% below avgNationally 2.91%
Details

Rate History
No change since Oct 7, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Oct 7, 2026: 2.50% APYOct 7, 2026Oct 14, 2026
New Alliance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
3709 Butler St, Pittsburgh, PA 15201
60 Month Certificate
$1,000
2.25% ▼ 0.50% below Pennsylvania avg
▼
Rate2.23%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▼ 0.50% below avgNationally 2.91%
Details

Penalty: 90 days dividend

Rate History
No change since Oct 8, 2026 · 2.25% APY · checked 2 times
1.75%2.25%2.75%Oct 8, 2026: 2.25% APYOct 8, 2026Oct 14, 2026
Farmers National Bank of Canfield
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
2600 E Carson St, Pittsburgh, PA 15203
60 Months Certificate
$500
2.00% ▼ 0.75% below Pennsylvania avg
▼
Rate1.99%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.75%▼ 0.75% below avgNationally 2.91%
Details

Rate History
No change since Sep 18, 2026 · 2.00% APY · checked 6 times
1.50%2.00%2.50%Sep 18, 2026: 2.00% APYSep 18, 2026Oct 14, 2026
ACBA Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.45%
Law and Finance Building, Pittsburgh, PA 15219 1507
60 month CD
$1,000
1.75% ▼ 1.00% below Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.75%▼ 1.00% below avgNationally 2.91%
Details

The 60 month CD available

Rate History
No change since Sep 14, 2026 · 1.75% APY · checked 6 times
1.25%1.75%2.25%Sep 14, 2026: 1.75% APYSep 14, 2026Oct 14, 2026
CLEARVIEW
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
1920 Park Manor Blvd, Pittsburgh, PA 15205
60 Month Business Jumbo Certificate
$100,000
1.50% ▼ 1.25% below Pennsylvania avg
▼
Rate1.50%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.75%▼ 1.25% below avgNationally 2.91%
Details

Rate History
No change since Sep 14, 2026 · 1.50% APY · checked 7 times
1.00%1.50%2.00%Sep 14, 2026: 1.50% APYSep 14, 2026Oct 14, 2026
CLEARVIEW
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
1920 Park Manor Blvd, Pittsburgh, PA 15205
Business Certificate - 60 Months
$1,000
1.50% ▼ 1.25% below Pennsylvania avg
▼
Rate1.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.75%▼ 1.25% below avgNationally 2.91%
Details

Rate History
No change since Sep 14, 2026 · 1.50% APY · checked 2 times
1.00%1.50%2.00%Sep 14, 2026: 1.50% APYSep 14, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
120 5th Ave, Pittsburgh, PA 15222
60 Month Certificate of Deposit
$0
0.03% ▼ 2.72% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.75%▼ 2.72% below avgNationally 2.91%
Details

Balance: $25,000.00 and above

Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 3 times
0.00%0.27%0.53%Oct 2, 2026: 0.03% APYOct 2, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
120 5th Ave, Pittsburgh, PA 15222
60 Month Certificate of Deposit
$0
0.02% ▼ 2.73% below Pennsylvania avg
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.75%▼ 2.73% below avgNationally 2.91%
Details

Balance: $1,000.00 - $24,999.99

Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 3 times
0.00%0.26%0.52%Oct 2, 2026: 0.02% APYOct 2, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
120 5th Ave, Pittsburgh, PA 15222
60 Month Certificate of Deposit
$0
0.01% ▼ 2.74% below Pennsylvania avg
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.75%▼ 2.74% below avgNationally 2.91%
Details

Balance: $1.00 - $999.99

Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 3 times
0.00%0.26%0.51%Oct 2, 2026: 0.01% APYOct 2, 2026Oct 14, 2026
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
Share Certificates - 60 month Certificate
$0
4.81% ▲ 2.06% above Pennsylvania avg
▼
Rate4.73%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.75%▲ 2.06% above avgNationally 2.91%
Details

Rate History
1 change since Sep 14, 2026 · 4.37% → 4.81% ▲ 0.44 pts · high 4.81% / low 4.37%
3.87%4.59%5.31%Sep 14, 2026: 4.37% APYOct 9, 2026: 4.81% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20264.81%▲ from 4.37%
  • Sep 14, 20264.37%first recorded
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
Share Certificates - 60 month Certificate
$0
4.66% ▲ 1.91% above Pennsylvania avg
▼
Rate4.58%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.75%▲ 1.91% above avgNationally 2.91%
Details

Rate History
1 change since Sep 14, 2026 · 4.37% → 4.66% ▲ 0.29 pts · high 4.66% / low 4.37%
3.87%4.52%5.16%Sep 14, 2026: 4.37% APYOct 9, 2026: 4.66% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20264.66%▲ from 4.37%
  • Sep 14, 20264.37%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
60 Month Certificate of Deposit
$0
4.63% ▲ 1.88% above Pennsylvania avg
▼
Rate4.55%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.75%▲ 1.88% above avgNationally 2.91%
Details

Balance: $100,000.00 and over

Rate History
1 change since Sep 18, 2026 · 4.42% → 4.63% ▲ 0.21 pts · high 4.63% / low 4.42%
3.92%4.53%5.13%Sep 18, 2026: 4.42% APYOct 7, 2026: 4.63% APYSep 18, 2026Oct 14, 2026
  • Oct 7, 20264.63%▲ from 4.42%
  • Sep 18, 20264.42%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
60 Month IRA CD
$0
4.63% ▲ 1.88% above Pennsylvania avg
▼
Rate4.55%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.75%▲ 1.88% above avgNationally 2.91%
Details

Balance: $100,000.00 and over

Rate History
1 change since Sep 18, 2026 · 4.42% → 4.63% ▲ 0.21 pts · high 4.63% / low 4.42%
3.92%4.53%5.13%Sep 18, 2026: 4.42% APYOct 2, 2026: 4.63% APYSep 18, 2026Oct 14, 2026
  • Oct 2, 20264.63%▲ from 4.42%
  • Sep 18, 20264.42%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
60 Month Share Certificate
$0
4.60% ▲ 1.85% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.75%▲ 1.85% above avgNationally 2.91%
Details

Balance: $250,000.01+; Savings Certificate, Traditional IRA or Roth IRA; Rates effective as of September 16, 2026

Rate History
No change since Oct 13, 2026 · 4.60% APY
4.10%4.60%5.10%Oct 13, 2026: 4.60% APYOct 13, 2026Oct 14, 2026
Enterprise Bank Allison Park, PA
Institution Rating:
F1.0 ★Texas Ratio: 80.27%
Business 5 Year CD
$0
4.59% ▲ 1.84% above Pennsylvania avg
▼
Rate4.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.84% above avgNationally 2.91%
Details

Rate History
2 changes since Sep 14, 2026 · 4.28% → 4.59% ▲ 0.31 pts · high 4.59% / low 4.28%
3.78%4.44%5.09%Sep 14, 2026: 4.28% APYSep 24, 2026: 4.33% APYOct 8, 2026: 4.59% APYSep 14, 2026Oct 14, 2026
  • Oct 8, 20264.59%▲ from 4.33%
  • Sep 24, 20264.33%▲ from 4.28%
  • Sep 14, 20264.28%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
60 Month Certificate of Deposit
$0
4.58% ▲ 1.83% above Pennsylvania avg
▼
Rate4.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.75%▲ 1.83% above avgNationally 2.91%
Details

Balance: $50,000.00 - $99,999.99

Rate History
1 change since Sep 18, 2026 · 4.37% → 4.58% ▲ 0.21 pts · high 4.58% / low 4.37%
3.87%4.48%5.08%Sep 18, 2026: 4.37% APYOct 7, 2026: 4.58% APYSep 18, 2026Oct 14, 2026
  • Oct 7, 20264.58%▲ from 4.37%
  • Sep 18, 20264.37%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
60 Month IRA CD
$0
4.58% ▲ 1.83% above Pennsylvania avg
▼
Rate4.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.75%▲ 1.83% above avgNationally 2.91%
Details

Balance: $50,000.00 - $99,999.99

Rate History
1 change since Sep 18, 2026 · 4.37% → 4.58% ▲ 0.21 pts · high 4.58% / low 4.37%
3.87%4.48%5.08%Sep 18, 2026: 4.37% APYOct 2, 2026: 4.58% APYSep 18, 2026Oct 14, 2026
  • Oct 2, 20264.58%▲ from 4.37%
  • Sep 18, 20264.37%first recorded
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
Share Certificates - 60 month Certificate
$0
4.56% ▲ 1.81% above Pennsylvania avg
▼
Rate4.48%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.75%▲ 1.81% above avgNationally 2.91%
Details

Rate History
1 change since Sep 14, 2026 · 4.37% → 4.56% ▲ 0.19 pts · high 4.56% / low 4.37%
3.87%4.47%5.06%Sep 14, 2026: 4.37% APYOct 9, 2026: 4.56% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20264.56%▲ from 4.37%
  • Sep 14, 20264.37%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
60 Month Share Certificate
$0
4.55% ▲ 1.80% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.75%▲ 1.80% above avgNationally 2.91%
Details

Balance: $100,000-$250,000; Savings Certificate, Traditional IRA or Roth IRA; Rates effective as of September 16, 2026

Rate History
No change since Oct 13, 2026 · 4.55% APY
4.05%4.55%5.05%Oct 13, 2026: 4.55% APYOct 13, 2026Oct 14, 2026
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
60 Month Share Certificate
$0
4.50% ▲ 1.75% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.75%▲ 1.75% above avgNationally 2.91%
Details

Balance: $10,000-$24,999; Savings Certificate, Traditional IRA or Roth IRA; Rates effective as of September 16, 2026

Rate History
No change since Oct 13, 2026 · 4.50% APY
4.00%4.50%5.00%Oct 13, 2026: 4.50% APYOct 13, 2026Oct 14, 2026
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
Share Certificates - 60 month Certificate
$0
4.45% ▲ 1.70% above Pennsylvania avg
▼
Rate4.38%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.75%▲ 1.70% above avgNationally 2.91%
Details

Rate History
1 change since Sep 14, 2026 · 4.37% → 4.45% ▲ 0.08 pts · high 4.45% / low 4.37%
3.87%4.41%4.95%Sep 14, 2026: 4.37% APYOct 9, 2026: 4.45% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20264.45%▲ from 4.37%
  • Sep 14, 20264.37%first recorded
ARC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
60 Month Traditional IRA Share Certificate
$0
4.44% ▲ 1.69% above Pennsylvania avg
▼
Rate4.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.75%▲ 1.69% above avgNationally 2.91%
Details

Minimum balance for all Certificates is $500; Early withdrawal fees/penalties may apply

Rate History
1 change since Sep 14, 2026 · 3.66% → 4.44% ▲ 0.78 pts · high 4.44% / low 3.66%
2.88%4.05%5.22%Sep 14, 2026: 3.66% APYOct 9, 2026: 4.44% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20264.44%▲ from 3.66%
  • Sep 14, 20263.66%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
60 Month Certificate of Deposit
$0
4.42% ▲ 1.67% above Pennsylvania avg
▼
Rate4.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.75%▲ 1.67% above avgNationally 2.91%
Details

Balance: $25,000.00 - $49,999.99

Rate History
1 change since Sep 18, 2026 · 4.22% → 4.42% ▲ 0.20 pts · high 4.42% / low 4.22%
3.72%4.32%4.92%Sep 18, 2026: 4.22% APYOct 7, 2026: 4.42% APYSep 18, 2026Oct 14, 2026
  • Oct 7, 20264.42%▲ from 4.22%
  • Sep 18, 20264.22%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
60 Month IRA CD
$0
4.42% ▲ 1.67% above Pennsylvania avg
▼
Rate4.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.75%▲ 1.67% above avgNationally 2.91%
Details

Balance: $25,000.00 - $49,999.99

Rate History
1 change since Sep 18, 2026 · 4.22% → 4.42% ▲ 0.20 pts · high 4.42% / low 4.22%
3.72%4.32%4.92%Sep 18, 2026: 4.22% APYOct 2, 2026: 4.42% APYSep 18, 2026Oct 14, 2026
  • Oct 2, 20264.42%▲ from 4.22%
  • Sep 18, 20264.22%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
60 Month Share Certificate
$0
4.40% ▲ 1.65% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.75%▲ 1.65% above avgNationally 2.91%
Details

Balance: $1,000-$9,999; Savings Certificate, Traditional IRA or Roth IRA; Rates effective as of September 16, 2026

Rate History
No change since Oct 13, 2026 · 4.40% APY
3.90%4.40%4.90%Oct 13, 2026: 4.40% APYOct 13, 2026Oct 14, 2026
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
Share Certificates - 60 month Certificate
$0
4.40% ▲ 1.65% above Pennsylvania avg
▼
Rate4.33%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.75%▲ 1.65% above avgNationally 2.91%
Details

Rate History
1 change since Sep 14, 2026 · 4.37% → 4.40% ▲ 0.03 pts · high 4.40% / low 4.37%
3.87%4.39%4.90%Sep 14, 2026: 4.37% APYOct 9, 2026: 4.40% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20264.40%▲ from 4.37%
  • Sep 14, 20264.37%first recorded
ARC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
60 Month Share Certificate
$0
4.33% ▲ 1.58% above Pennsylvania avg
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.75%▲ 1.58% above avgNationally 2.91%
Details

Minimum balance for all Certificates is $500; Early withdrawal fees/penalties may apply

Rate History
1 change since Sep 14, 2026 · 3.56% → 4.33% ▲ 0.78 pts · high 4.33% / low 3.56%
2.78%3.95%5.11%Sep 14, 2026: 3.56% APYOct 9, 2026: 4.33% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20264.33%▲ from 3.56%
  • Sep 14, 20263.56%first recorded
Democracy Federal Credit Union
Institution Rating:
A-4.6 ★Texas Ratio: 9.01%
60 Month Traditional or Roth IRA Certificate
$2,500
4.25% ▲ 1.50% above Pennsylvania avg
▼
Rate4.18%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.50% above avgNationally 2.91%
Details

Rate History
No change since Oct 8, 2026 · 4.25% APY · checked 2 times
3.75%4.25%4.75%Oct 8, 2026: 4.25% APYOct 8, 2026Oct 14, 2026
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
IRA Certificates - 60-Month
$1,000
4.20% ▲ 1.45% above Pennsylvania avg
▼
Rate4.12%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.45% above avgNationally 2.91%
Details

Rate History
1 change since Sep 12, 2026 · 4.05% → 4.20% ▲ 0.15 pts · high 4.20% / low 4.05%
3.55%4.13%4.70%Sep 12, 2026: 4.05% APYSep 20, 2026: 4.20% APYSep 12, 2026Oct 14, 2026
  • Sep 20, 20264.20%▲ from 4.05%
  • Sep 12, 20264.05%first recorded
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
Regular Certificates - 60-Month
$1,000
4.20% ▲ 1.45% above Pennsylvania avg
▼
Rate4.12%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.45% above avgNationally 2.91%
Details

Rate History
1 change since Sep 12, 2026 · 4.05% → 4.20% ▲ 0.15 pts · high 4.20% / low 4.05%
3.55%4.13%4.70%Sep 12, 2026: 4.05% APYOct 8, 2026: 4.20% APYSep 12, 2026Oct 14, 2026
  • Oct 8, 20264.20%▲ from 4.05%
  • Sep 12, 20264.05%first recorded
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Top CD Rates from Pittsburgh, Pennsylvania Institutions

Highest verified APYs available today, updated October 13, 2026

B Top 5 Bank Rates
Northwest Bank Warren, PA
12-month CD
A+ 5.0 ★ TX: 3.99%
Min: $0
4.00%
WVS West View SB
In Branch Specials - 6 Month CD
A+ 5.0 ★ TX: 0.00%
Min: $5,000
3.80%
Ameriserv Bank
6-Month CD
A+ 5.0 ★ TX: 5.69%
Min: $0
3.75%
S&T Bank
12 Month CD
A+ 5.0 ★ TX: 2.93%
Min: $500
3.50%
Brentwood Bank
12 Month Certificate of Deposit and IRA
A+ 5.0 ★ TX: 5.96%
Min: $2,000
3.50%
CU Top 5 Credit Union Rates
Greater Pittsburgh Federal Credit Union
Certificates of Deposit - 5 year
A+ 5.0 ★ TX: 0.83%
Min: $2,000
4.26%
U S POSTAL SERVICE
IRA Certificate - 1 Year Starter Add-On
A+ 5.0 ★ TX: 4.33%
Min: $0
4.25%
Century Heritage Federal Credit Union
24 Month Jumbo IRA Certificate
A+ 5.0 ★ TX: 4.22%
Min: $100,000
4.21%
Omega Federal Credit Union
12 Month Share Certificate
A+ 5.0 ★ TX: 5.53%
Min: $0
4.15%
Allegheny Valley Federal Credit Union
2 Year Share Certificate
A+ 5.0 ★ TX: 0.06%
Min: $0
4.00%
Rates verified October 13, 2026 . Click an institution name to view its full profile, safety ratings, and all CD terms.
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Pittsburgh, PA CD Rate Trends

Compare local Pittsburgh, PA CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.

View Full Pennsylvania CD Trends
12-Month CD PA Avg
2.956%
▼ 0.006 vs 7 days ago

Pennsylvania 12-month CD rates fell 0.006 points over the past 7 days to 2.956% APY.

6-Month CD PA Avg
2.769%
▼ 0.034 vs 7 days ago

Pennsylvania 6-month CD rates fell 0.034 points over the past 7 days to 2.769% APY.

As of Oct 14, 2026 • Rate data sourced from 8,500+ monitored institutions

PA CD Rate Forecast, Next 12 Months

Where are Pennsylvania CD rates headed through October 2027?

Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.

PA 12-Month Avg APY
2.956%
6-Month Forecast
2.956%
Range: 2.76%, 3.11%
12-Month Forecast
3.206%
Range: 3.01%, 3.36%

Data inputs: The central forecast assumes the Federal Reserve holds the federal funds rate at its current level, with one 25 basis point increase priced into the later months, consistent with CME FedWatch and Federal Reserve dot-plot projections. A spread model maps the relationship between the fed funds rate and the Pennsylvania average 12-month CD APY in our database.

Spread model: The Pennsylvania 12-month CD average currently trades 1.42% below the fed funds midpoint. This spread is applied to the projected fed funds path to generate the central forecast.

Confidence bounds: Upper bound adds +0.15% (an additional Fed increase, deposit competition stays high). Lower bound subtracts 0.20% (the Fed stays on hold and competition eases).

Limitations: Model-based estimates only, not guarantees. Verify current rates directly with institutions before making financial decisions.

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What Your Savings Earn at PA CD Rates Today

Annual interest earnings at today’s Pennsylvania average APYs. State average used where available; national average as fallback.

CD Term PA Avg APY $5,000 $10,000 $25,000 $50,000
3-Month CD 1.786% $89.28 $178.56 $446.40 $892.80
6-Month CD 2.769% $138.45 $276.90 $692.25 $1,384.50
12-Month CD 2.956% $147.81 $295.61 $739.03 $1,478.05
18-Month CD 2.989% $149.44 $298.87 $747.18 $1,494.35
24-Month CD 2.872% $143.61 $287.22 $718.05 $1,436.10
36-Month CD 2.744% $137.19 $274.38 $685.95 $1,371.90
48-Month CD 2.640% $131.99 $263.97 $659.93 $1,319.85
60-Month CD 2.753% $137.64 $275.29 $688.22 $1,376.45
Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of October 13, 2026.
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Sample CD Ladder for Pittsburgh, Pennsylvania Savers

$25,000 split equally across 5 terms using today’s Pennsylvania average rates. As each CD matures, reinvest at the 36-month rung.

Build Your Ladder
Rung Term Deposit PA Avg APY Annual Earnings
1 3-Month CD $5,000 1.786% $89.28
2 6-Month CD $5,000 2.769% $138.45
3 12-Month CD $5,000 2.956% $147.81
4 24-Month CD $5,000 2.872% $143.61
5 36-Month CD $5,000 2.744% $137.19
Total ($25,000 invested) $25,000 2.625% blended $656.34/yr

Ladder example uses equal $5,000 rungs and Pennsylvania average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.

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2,466
CD Rates
Tracked in Pittsburgh, Pennsylvania
52 Banks 89 Credit Unions

About Our Pittsburgh, Pennsylvania CD Rate Database

MonitorBankRates tracks 2,466 CD rates from 52 banks and 89 credit unions with locations in Pittsburgh, Pennsylvania, plus national online institutions available to Pennsylvania residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1 to 5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.

Current top rate: Greater Pittsburgh Federal Credit Union offers a CD at 4.26% APY with a minimum deposit of $2,000. Use the rate table above to compare all current offers in Pittsburgh, Pennsylvania.

How to Find the Best CD Rates in Pittsburgh, Pennsylvania

What to compare when shopping for a CD in Pittsburgh, Pennsylvania

To find the best APYs in Pittsburgh, Pennsylvania, start with credit unions and online-only banks: Pittsburgh, Pennsylvania has 89 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.

Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.

Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.

When a CD Makes Sense in Pittsburgh, Pennsylvania

  • You have a planned expense coming up and want your savings to earn while you wait
  • You expect rates to fall and want to lock in today’s rate
  • You want FDIC or NCUA protection with a guaranteed fixed return
  • You prefer banking with an institution that has a local branch in Pittsburgh, Pennsylvania: 141 institutions here report CD rates

Consider an Alternative If…

Pittsburgh, Pennsylvania Financial Snapshot

Local demographics and economic context for CD savers. Source: U.S. Census Bureau ACS 2024

Population 65+
15.6%
National avg: 17.3%
Median Individual Earnings
$40,907
National avg: $47,340
Poverty Rate
20.1%
National avg: 11.1%
Unemployment Rate
6.1%
National avg: 4.8%
CD Earnings on 10% of Salary
$121/yr
At PA 12-mo avg 2.956% APY

15.6% of residents are 65 or older, below the national average of 17.3%. At today’s PA 12-month CD average of 2.956%, saving 10% of the local median salary ($4,090/year) and putting it in a CD would earn an additional $121 annually in interest.

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.

CD Rates vs. Other Savings Options in Pittsburgh, Pennsylvania

What to compare when choosing between a CD and other deposit accounts

Feature CD High-Yield Savings Money Market 6-Month CD
Rate Type Fixed APY Variable APY Variable APY Fixed APY
Liquidity Locked for term Anytime Anytime Locked 6 months
Early Withdrawal Penalty (months of interest) None None Penalty (90 to 180 days interest)
FDIC / NCUA Insured Yes (up to $250K) Yes (up to $250K) Yes (up to $250K) Yes (up to $250K)
Check / Debit Access No Usually no Often yes No
Best For Known savings goal, CD ladder Emergency fund, flexible savings Liquid savings with check-writing Slightly higher yield, less urgency

How Certificates of Deposit Work in Pittsburgh, Pennsylvania

A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Pittsburgh, Pennsylvania typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Pittsburgh, Pennsylvania as everywhere in the U.S.

Choosing a CD Term in Pittsburgh, Pennsylvania

The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Pittsburgh, Pennsylvania savers easier access to their funds. For example, Greater Pittsburgh Federal Credit Union is offering its Certificates of Deposit - 6 months at 3.99% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, Greater Pittsburgh Federal Credit Union is offering its Certificates of Deposit - 5 year at 4.26% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.

CD Risk and Safety for Pittsburgh, Pennsylvania Savers

CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Pittsburgh, Pennsylvania saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.

How CD Interest Is Paid in Pittsburgh, Pennsylvania

Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Pittsburgh, Pennsylvania CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.

Fixed vs. Variable CD Rates in Pittsburgh, Pennsylvania

Most CDs carry a fixed rate that is locked for the entire term, protecting a Pittsburgh, Pennsylvania depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.

Frequently Asked Questions about CD Rates in Pittsburgh, Pennsylvania

Are CD rates in Pittsburgh, Pennsylvania FDIC insured?

Yes, most established banks in Pittsburgh, Pennsylvania are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Pittsburgh, Pennsylvania?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Pittsburgh, Pennsylvania.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty, typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit, traditionally $100,000 or more. In exchange, banks in Pittsburgh, Pennsylvania may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates, for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Pittsburgh, Pennsylvania?

Here are recent top rates found for this area:
  • Greater Pittsburgh Federal Credit Union: 4.26% APY (Certificates of Deposit - 5 year)
  • U S POSTAL SERVICE: 4.25% APY (IRA Certificate - 1 Year Starter Add-On)
  • Century Heritage Federal Credit Union: 4.21% APY (24 Month Jumbo IRA Certificate)
  • Omega Federal Credit Union: 4.15% APY (12 Month Share Certificate)
  • Northwest Bank Warren, PA: 4.00% APY (12-month CD)
  • Allegheny Valley Federal Credit Union: 4.00% APY (2 Year Share Certificate)
  • Armco Credit Union: 3.82% APY (Certificates and IRAs - 12 Months Growth)
  • WVS West View SB: 3.80% APY (In Branch Specials - 6 Month CD)
  • Ameriserv Bank: 3.75% APY (6-Month CD)
  • Bayer Heritage Federal Credit Union: 3.75% APY (12 Month Jumbo Certificate Specials)
Rates reflect recent verified offers available in Pittsburgh, Pennsylvania. Last Updated: October 13, 2026

Pittsburgh, Pennsylvania CD Calculator

See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY, or click any current Pittsburgh, Pennsylvania rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.

Interest at Maturity
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Matures

Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30 to 180 days of interest. Estimates are for informational purposes only.

Top Pittsburgh, Pennsylvania CD Rates by Term

Verified October 13, 2026 · click a rate to use its term and APY
Highest verified APY per term available in Pittsburgh, Pennsylvania. Averages shown use the Pennsylvania state average where available, national otherwise. See the full rate tables above for all offers.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Pittsburgh, Pennsylvania CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Pittsburgh, Pennsylvania directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Pittsburgh, Pennsylvania. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in PA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: October 13, 2026

Pittsburgh, Pennsylvania Rates & Resources