West Chester, Pennsylvania CD Rates Today - Compare Best APYs for May 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current West Chester, Pennsylvania CD rates include Citadel Federal Credit UnionCitadel Federal Credit Union1209 W Chester Pike, West Chester, PA 19382 5646A+5.0 ★Texas Ratio: 2.89%Real return: +1.00%APY minus CPI (February 2026) offering 24 Month Bonus Certificate at 3.80% APY, First Bank (NJ)First Bank (NJ)849 Paoli Pike, West Chester, PA 19380A+5.0 ★Texas Ratio: 1.94%Real return: +0.95%APY minus CPI (February 2026) offering 12 Month Certificate of Deposit at 3.75% APY, TruMark Financial Credit UnionTruMark Financial Credit Union700 E Market St, West Chester, PA 19382A+5.0 ★Texas Ratio: 3.77%Real return: +0.95%APY minus CPI (February 2026) offering 6-month Jumbo Certificate at 3.75% APY, Benchmark Federal Credit UnionBenchmark Federal Credit Union1522 McDaniel Dr, West Chester, PA 19380A+5.0 ★Texas Ratio: 2.63%Real return: +0.90%APY minus CPI (February 2026) offering 18 MONTH Certificate at 3.70% APY, and Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union110 W Rosedale Ave, West Chester, PA 19383A+5.0 ★Texas Ratio: 5.69%Real return: +0.90%APY minus CPI (February 2026) offering Certificates & IRA Certificates 12 months at 3.70% APY. CD rates as of May 12, 2026 according to verified data from MonitorBankRates.
West Chester has 141 local institutions in our database, with CD rates as high as 3.80% APY from Citadel Federal Credit Union at 1209 W Chester Pike, West Chester, PA 19382 5646. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Pennsylvania area. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: May 12, 2026
Compare Best CD Rates in West Chester, Pennsylvania & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Meridian Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.25%
16 W Market St, West Chester, PA 19382
3 Month
$0
3.60%
▼
Rate3.53%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
1209 W Chester Pike, West Chester, PA 19382 5646
3 Month Bonus Certificate
$75,000
3.55%
▼
Rate3.50%
Min Deposit$75,000
Min Balance—
UpdatedMay 6, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
400 E Market St, West Chester, PA 19382 2744
3 MONTH Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
1209 W Chester Pike, West Chester, PA 19382 5646
3 Month Business Certificate
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Benchmark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
1522 McDaniel Dr, West Chester, PA 19380
3 MONTH Certificate
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
400 E Market St, West Chester, PA 19382
3-Month CD
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
700 E Market St, West Chester, PA 19382
3-month Certificate
$500
3.45%
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
S&T Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
1115 W Chester Pike, West Chester, PA 19382
3 Month CD
$1,000
3.25%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
First Resource Bank Exton, PA
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
844 Paoli Pike, West Chester, PA 19380
3 months Certificates of Deposit and IRAs
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First Resource Bank Exton, PA
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
844 Paoli Pike, West Chester, PA 19380
Certificates of Deposit and IRAs 3 months
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
110 W Rosedale Ave, West Chester, PA 19383
Certificates & IRA Certificates 3 months
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
701 E Market St, West Chester, PA 19382
3 Month
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 4, 2026
Details
Relationship APY
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
116 W Market St, West Chester, PA 19382
Certificate of Deposit 3-Month
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
17 N High St, West Chester, PA 19380
3 month Standard Fixed Rate Relationship
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Early withdrawal penalties may apply
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
17 N High St, West Chester, PA 19380
3 month Standard Fixed Rate
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Early withdrawal penalties may apply
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
17 N High St, West Chester, PA 19380
3 month Standard Fixed Rate CD
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
Certificate of Deposit 3 Month Term
$500
3.80%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
90 Day IRA Certificates of Deposit
$0
3.80%
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
CACL Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
3 Months Certificate
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
CACL Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
3-Month Certificate
$500
3.70%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
CACL Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
IRA Certificate 3 Months
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
Certificate of Deposit 3 Month Term
$500
3.70%
▼
Rate3.65%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
3 months Certificate
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Nonpreferred Certificates: Regular, Traditional IRA, Roth IRA, Educational 3 months
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Minimum $100
Kish Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
3 Months Certificate of Deposit
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Kish Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
Business Certificate of Deposit 3 Months
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
3 Month Certificates/IRA Certificates
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
3 Month Regular / IRA Certificate
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Diamond Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
90 Day Jumbo Certificate
$0
3.31%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Diamond Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
90 Day Regular Certificate
$0
3.26%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
3 month
$50,000
2.75%
▼
Rate2.72%
Min Deposit$50,000
Min Balance—
UpdatedMay 6, 2026
Details
$50,000 Minimum
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
IRA Certificates 3 month
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
$50,000 Minimum
NET
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
3 Months Share Certificates (CD)
$1,000
2.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
United Savings Bank Philadelphia, PA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month CD
$1,000
2.75%
▼
Rate2.69%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
3 Month Share Certificate
$500
2.68%
▼
Rate2.65%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
3 Month Share/IRA Certificate
$500
2.68%
▼
Rate2.65%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
IRA Certificates 3 month
$1,000
2.50%
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
$1,000 - $49,999
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
3 month Certificates
$1,000
2.50%
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
3 Month CD/IRA
$0
2.48%
▼
Rate2.45%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
3 Months Certificate
$500
2.27%
▼
Rate2.25%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Dividends on 3 and 6 month certificates are paid at maturity.
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
90 Days Share Certificates
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
3 Month Standard Certificates of Deposit
$5,000
1.84%
▼
Rate1.83%
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details
Guthrie Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
Share Certificate - 90 Day
$1,000
1.82%
▼
Rate1.80%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
The Bank of Princeton
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
3 Month Certificate of Deposit
$500
1.75%
▼
Rate1.73%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
3 Month Share Certificate - Traditional IRA or Roth IRA
$250,000
1.70%
▼
Rate—
Min Deposit$250,000
Min Balance—
UpdatedMay 7, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
3 Month Share Certificate - Traditional IRA or Roth IRA
$100,000
1.65%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 7, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
3 Month Share Certificate - Traditional IRA or Roth IRA
$10,000
1.60%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 7, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
700 E Market St, West Chester, PA 19382
6-month Jumbo Certificate
$75,000
3.75%
▼
Rate3.69%
Min Deposit$75,000
Min Balance—
UpdatedMay 10, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
700 E Market St, West Chester, PA 19382
6-month Business Certificate
$500
3.70%
▼
Rate3.64%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
700 E Market St, West Chester, PA 19382
6-month Certificate
$500
3.70%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
700 E Market St, West Chester, PA 19382
6-month Fixed-Rate IRA Only
$500
3.70%
▼
Rate3.64%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
400 E Market St, West Chester, PA 19382 2744
6 MONTH Certificate
$0
3.70%
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
110 W Rosedale Ave, West Chester, PA 19383
Certificates & IRA Certificates 6 months
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Benchmark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
1522 McDaniel Dr, West Chester, PA 19380
6 MONTH Certificate
$500
3.70%
▼
Rate3.63%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
1209 W Chester Pike, West Chester, PA 19382 5646
6 Month Bonus Certificate
$75,000
3.65%
▼
Rate3.59%
Min Deposit$75,000
Min Balance—
UpdatedMay 6, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
1209 W Chester Pike, West Chester, PA 19382 5646
6 Month Business Certificate
$500
3.60%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Meridian Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.25%
16 W Market St, West Chester, PA 19382
6 Month CD
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Meridian Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.25%
16 W Market St, West Chester, PA 19382
6 Month
$0
3.60%
▼
Rate3.53%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
S&T Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
1115 W Chester Pike, West Chester, PA 19382
6 Month CD
$1,000
3.50%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
First Resource Bank Exton, PA
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
844 Paoli Pike, West Chester, PA 19380
6 months Certificates of Deposit and IRAs
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First Resource Bank Exton, PA
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
844 Paoli Pike, West Chester, PA 19380
Certificates of Deposit and IRAs 6 months
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
400 E Market St, West Chester, PA 19382
6-Month CD
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
701 E Market St, West Chester, PA 19382
6 Month
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 4, 2026
Details
Relationship APY
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
116 W Market St, West Chester, PA 19382
Certificate of Deposit 6-Month
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
17 N High St, West Chester, PA 19380
6 month Standard Fixed Rate Relationship
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Early withdrawal penalties may apply
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
17 N High St, West Chester, PA 19380
6 month Standard Fixed Rate CD
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
17 N High St, West Chester, PA 19380
6 month Standard Fixed Rate
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Early withdrawal penalties may apply
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
6 mos. CDs & IRA Rate
$0
4.07%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
6 Months Certificate
$500
4.02%
▼
Rate3.95%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Dividends on 3 and 6 month certificates are paid at maturity.
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
6-Month Promo Share and IRA Certificates (CDs)
$500
4.00%
▼
Rate3.96%
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
new money only
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
6 Month Certificates
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
UFCW COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
6 Months Share Certificates or IRA Certificates
$500
4.00%
▼
Rate3.94%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
TTNB Turbotville Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
6 Months Certificate of Deposits
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Bethlehem 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
6 month Share Certificates
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Wheatland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Rollover 6 Month Certificate
$500
3.85%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
$500 minimum deposit to open and earn APY. Penalty for early withdrawal.
Rate3.78%
Min Deposit$5,000
Min Balance—
UpdatedMay 4, 2026
Details
NEW MONEY REQUIRED ? IRA ELIGIBLE
Wheatland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
6 Month Certificate
$500
3.85%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
$500 minimum deposit to open and earn APY. Penalty for early withdrawal.
Wheatland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
6 Month IRA Certificate
$500
3.85%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
$500 minimum deposit to open and earn APY. Penalty for early withdrawal.
Quaint Oak Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Business Certificates of Deposit 6 Months
$0
3.80%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Quaint Oak Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Certificates of Deposit - CD Accounts 6 Months
$0
3.80%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
TTNB Turbotville Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
6 Months Certificate of Deposits
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
6-Month Certificates
$0
3.80%
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Westmoreland Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
6 Months
$10,000
3.80%
▼
Rate3.77%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
$10,000 New Money
Service 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
6 month Certificate
$500
3.75%
▼
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Service 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
Individual Retirement Account IRA 6 month
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
6 Month Certificates/IRA Certificates
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
Certificate of Deposit 6 Month Term
$500
3.75%
▼
Rate3.72%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
6 Month Share Certificate
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
6 Month IRA Certificate
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Hometown Bank of PA
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
Certificates of deposit/IRA 6 months
$0
3.75%
▼
Rate3.72%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
6 Month CD/IRA
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
6 Month Certificate
$500
3.70%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
6 Month Regular / IRA Certificate
$500
3.70%
▼
Rate3.63%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
6 Month Youth Certificate
$250
3.70%
▼
Rate3.63%
Min Deposit$250
Min Balance—
UpdatedMay 6, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
6 Month Short Term Certificate
$0
3.70%
▼
Rate3.67%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Bank (NJ)
Institution Rating:
A+5.0 ★Texas Ratio: 1.94%
849 Paoli Pike, West Chester, PA 19380
12 Month Certificate of Deposit
$2,500
3.75%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
$2,500 to open and earn
Benchmark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
1522 McDaniel Dr, West Chester, PA 19380
12 MONTH Certificate
$500
3.70%
▼
Rate3.63%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
400 E Market St, West Chester, PA 19382 2744
12 MONTH Certificate
$0
3.70%
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
110 W Rosedale Ave, West Chester, PA 19383
Certificates & IRA Certificates 12 months
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
1209 W Chester Pike, West Chester, PA 19382 5646
12 Month Bonus Certificate
$75,000
3.65%
▼
Rate3.59%
Min Deposit$75,000
Min Balance—
UpdatedMay 6, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
1209 W Chester Pike, West Chester, PA 19382 5646
12 Month Business Certificate
$500
3.60%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
1209 W Chester Pike, West Chester, PA 19382 5646
12 Month Certificate
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Citadel Standard Certificate Rates
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
700 E Market St, West Chester, PA 19382
12-month Jumbo Certificate
$75,000
3.60%
▼
Rate3.54%
Min Deposit$75,000
Min Balance—
UpdatedMay 10, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
700 E Market St, West Chester, PA 19382
12-month Business Certificate
$500
3.55%
▼
Rate3.49%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
700 E Market St, West Chester, PA 19382
12-month Certificate
$500
3.55%
▼
Rate3.49%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
700 E Market St, West Chester, PA 19382
12-month Fixed-Rate IRA Only
$500
3.55%
▼
Rate3.49%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
S&T Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
1115 W Chester Pike, West Chester, PA 19382
12 Month CD
$500
3.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
First Resource Bank Exton, PA
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
844 Paoli Pike, West Chester, PA 19380
12 months Certificates of Deposit and IRAs
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First Resource Bank Exton, PA
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
844 Paoli Pike, West Chester, PA 19380
Certificates of Deposit and IRAs 12 months
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Meridian Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.25%
16 W Market St, West Chester, PA 19382
12 Month
$0
3.35%
▼
Rate3.29%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
17 N High St, West Chester, PA 19380
1 year Standard Fixed Rate Relationship
$2,500
1.51%
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Early withdrawal penalties may apply
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
17 N High St, West Chester, PA 19380
1 year Standard Fixed Rate
$2,500
1.50%
▼
Rate1.49%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Early withdrawal penalties may apply
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
17 N High St, West Chester, PA 19380
1 year Standard Fixed Rate CD
$2,500
1.50%
▼
Rate1.49%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
701 E Market St, West Chester, PA 19382
12 Month
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 4, 2026
Details
Relationship APY
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
701 E Market St, West Chester, PA 19382
12 Month IRA Certificates
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 4, 2026
Details
Relationship APY
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
116 W Market St, West Chester, PA 19382
Certificate of Deposit 12-Month Variable Rate
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
116 W Market St, West Chester, PA 19382
Certificate of Deposit 12-Month
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Visions Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
12-Month Share Certificate
$0
4.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Exclusive new money offer!
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
IRA Certificates 1 Year Starter Add-On
$0
4.25%
▼
Rate4.18%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Bethlehem 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
12 month Share Certificates
$0
4.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1 Year Add-On Certificate
$0
4.10%
▼
Rate4.04%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1 Year Add-On Starter Certificate
$0
4.10%
▼
Rate4.04%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
12 mos. CDs & IRA Rate
$0
4.07%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.07%
Jumbo Certificate 1 Year
$0
4.05%
▼
Rate3.97%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Multi-Schools Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.85%
Certificate 12-Months
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
URE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
12 Month Certificates of Deposit
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
12 Month (IRA Certificate) Certificates/IRA Certificates
$0
3.91%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
12 Month Certificate (IRA Only)
$0
3.91%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Trouvaille Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
12 Month IRA Certificate
$0
3.91%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Service 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
Individual Retirement Account IRA 12 month
$0
3.90%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
TTNB Turbotville Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
12 Months Certificate of Deposits
$0
3.90%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Quaint Oak Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Business Certificates of Deposit 12 Months
$0
3.90%
▼
Rate3.77%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Service 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
12 month Certificate
$500
3.90%
▼
Rate3.84%
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
Quaint Oak Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Certificates of Deposit - CD Accounts 12 Months
$0
3.90%
▼
Rate3.77%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Second Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Months Certificates Of Deposit
$0
3.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
12 Month Certificate
$0
3.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
12-Month Certificates
$0
3.85%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
12 Month Certificates/IRA Certificates
$0
3.81%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Trouvaille Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
12 Month Certificate
$0
3.81%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
P&G Mehoopany Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
1 year Term Share Certificates
$1,000
3.80%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
MC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.13%
HSA Certificates 12 Months Special Relationships
$500
3.80%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
MC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.13%
IRA Certificates 12 Months
$500
3.80%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Special Relationship
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Bank (NJ)
Institution Rating:
A+5.0 ★Texas Ratio: 1.94%
849 Paoli Pike, West Chester, PA 19380
18 Month Certificate of Deposit
$2,500
3.75%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
$2,500 to open and earn
Benchmark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
1522 McDaniel Dr, West Chester, PA 19380
18 MONTH Certificate
$500
3.70%
▼
Rate3.63%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
400 E Market St, West Chester, PA 19382 2744
18 MONTH Certificate
$0
3.70%
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
1209 W Chester Pike, West Chester, PA 19382 5646
18 Month Bonus Certificate
$75,000
3.70%
▼
Rate3.64%
Min Deposit$75,000
Min Balance—
UpdatedMay 6, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
1209 W Chester Pike, West Chester, PA 19382 5646
18 Month Business Certificate
$500
3.65%
▼
Rate3.59%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
110 W Rosedale Ave, West Chester, PA 19383
Certificates & IRA Certificates 18 months
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
700 E Market St, West Chester, PA 19382
18-month Business Certificate
$500
3.55%
▼
Rate3.49%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
700 E Market St, West Chester, PA 19382
18-month Certificate
$500
3.55%
▼
Rate3.49%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
700 E Market St, West Chester, PA 19382
18-month Fixed-Rate IRA Only
$500
3.55%
▼
Rate3.49%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Meridian Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.25%
16 W Market St, West Chester, PA 19382
18 Month
$0
3.35%
▼
Rate3.29%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Meridian Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.25%
16 W Market St, West Chester, PA 19382
18 Month Rate Boost CD
$0
3.35%
▼
Rate3.29%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Meridian Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.25%
16 W Market St, West Chester, PA 19382
Meridian 18-month Rate Boost Certificate
$1,000
3.35%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Limited Time Offer! Get a one-time APY increase during the 18-month term of your certificate.
First Resource Bank Exton, PA
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
844 Paoli Pike, West Chester, PA 19380
18 months Certificates of Deposit and IRAs
$0
2.75%
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First Resource Bank Exton, PA
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
844 Paoli Pike, West Chester, PA 19380
Certificates of Deposit and IRAs 18 months
$0
2.75%
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
701 E Market St, West Chester, PA 19382
18 Month IRA Certificates
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 4, 2026
Details
Relationship APY
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
116 W Market St, West Chester, PA 19382
Certificate of Deposit 18-Month
$0
0.95%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
18 mos. CDs & IRA Rate
$0
4.07%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
18-Month Term Certificate
$0
3.97%
▼
Rate3.91%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
18 Month (Legacy Club) Certificates/IRA Certificates
$0
3.91%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
18-Month Certificates
$0
3.85%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
18 Month Certificates/IRA Certificates
$0
3.81%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
TTNB Turbotville Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
18 Months Certificate of Deposits
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
18-Month Term Certificate
$0
3.76%
▼
Rate3.71%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
18 Month Certificates
$0
3.75%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Second Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Months Certificates Of Deposit
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.14%
IRA Share Certificate 18 Month
$1,000
3.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
IRA Certificates 18 Month
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Malvern Bank Paoli, PA
Institution Rating:
A+5.0 ★
12 or 18 Month Certificate of Deposit
$2,500
3.75%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 3, 2026
Details
Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
18-Month Share Certificate
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Save more when you move at least $500 from another financial institution.
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
18-month Flex CD
$100
3.75%
▼
Rate3.69%
Min Deposit$100
Min Balance—
UpdatedMay 7, 2026
Details
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
18-month IRA Growth CD
$100
3.75%
▼
Rate3.69%
Min Deposit$100
Min Balance—
UpdatedMay 7, 2026
Details
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Armstrong County Building and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 5.51%
18 Months - 24 Months CD
$500
3.65%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
18 Months Term Certificates
$500
3.64%
▼
Rate3.59%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
$500 and Above
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
IRA Certificates 18 months
$0
3.64%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$500 and Above
Rate3.54%
Min Deposit$5,000
Min Balance—
UpdatedMay 4, 2026
Details
NEW MONEY REQUIRED ? IRA ELIGIBLE
TTNB Turbotville Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
18 Months Certificate of Deposits
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.14%
18 Months Certificate Special
$1,000
3.60%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.14%
18 MONTH CERTIFICATE
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
18 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
18-Month Term Certificate
$0
3.56%
▼
Rate3.51%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Norwin Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
18 months Term Share Certificate
$10,000
3.56%
▼
Rate3.50%
Min Deposit$10,000
Min Balance—
UpdatedMay 6, 2026
Details
$10,000.00 NEW MONEY Minimum Deposit
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
18 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Diamond Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
18 Month Regular Certificate
$0
3.51%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 4, 2026
Details
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
18 Months Share Certificates
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
18 Month IRA Certificates of Deposit
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
Certificate of Deposit 1.5 Year Term
$500
3.50%
▼
Rate3.47%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
1209 W Chester Pike, West Chester, PA 19382 5646
24 Month Bonus Certificate
$75,000
3.80%
▼
Rate3.74%
Min Deposit$75,000
Min Balance—
UpdatedMay 6, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
1209 W Chester Pike, West Chester, PA 19382 5646
24 Month Certificate
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Citadel Standard Certificate Rates
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
1209 W Chester Pike, West Chester, PA 19382 5646
24 Month Business Certificate
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
700 E Market St, West Chester, PA 19382
24-month Jumbo Certificate
$75,000
3.65%
▼
Rate3.59%
Min Deposit$75,000
Min Balance—
UpdatedMay 10, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
700 E Market St, West Chester, PA 19382
24-month Bump-Up IRA
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
700 E Market St, West Chester, PA 19382
24-month Certificate
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
700 E Market St, West Chester, PA 19382
24-month Business Certificate
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
700 E Market St, West Chester, PA 19382
24-month Bump-Up Certificate
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Benchmark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
1522 McDaniel Dr, West Chester, PA 19380
24 MONTH Certificate
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
400 E Market St, West Chester, PA 19382 2744
24 MONTH Certificate
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
700 E Market St, West Chester, PA 19382
24-month Fixed-Rate IRA Only
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
110 W Rosedale Ave, West Chester, PA 19383
Certificates & IRA Certificates 24 months
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Meridian Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.25%
16 W Market St, West Chester, PA 19382
24 Month
$0
3.35%
▼
Rate3.29%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
400 E Market St, West Chester, PA 19382 2744
24 MONTH BUMP Certificate
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Benchmark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
1522 McDaniel Dr, West Chester, PA 19380
24 MONTH BUMP Certificate
$500
3.35%
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
S&T Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
1115 W Chester Pike, West Chester, PA 19382
2 Year CD
$500
3.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
First Resource Bank Exton, PA
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
844 Paoli Pike, West Chester, PA 19380
24 months Certificates of Deposit and IRAs
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First Resource Bank Exton, PA
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
844 Paoli Pike, West Chester, PA 19380
Certificates of Deposit and IRAs 24 months
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
701 E Market St, West Chester, PA 19382
24 Month
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 4, 2026
Details
Relationship APY
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
116 W Market St, West Chester, PA 19382
Certificate of Deposit 24-Month
$0
0.95%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
24 Month Term Certificate
$500
4.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
No New Money Requirements
Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
24 months IRA Certificates
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
Jumbo Certificates 24-Month
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Bessemer System Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
IRA Share Certificates (24 months)
$0
3.92%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Bessemer System Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
Share Certificates (24 months)
$0
3.92%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.07%
Jumbo Certificate 2 Year
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
2 Year (24 Month) Adjustable CD
$5,000
3.85%
▼
Rate3.80%
Min Deposit$5,000
Min Balance—
UpdatedMay 4, 2026
Details
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
24-Month Certificates
$0
3.85%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
24 mos. CDs & IRA Rate
$0
3.81%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
24 Month Certificates/IRA Certificates
$0
3.81%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
Jumbo and Jumbo IRA Certificates 2 Years
$100,000
3.80%
▼
Rate3.75%
Min Deposit$100,000
Min Balance—
UpdatedMay 12, 2026
Details
$100,000 and Above
Diamond Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
24 Month Regular Certificate
$0
3.76%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
24 Month Certificates
$0
3.75%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
2 Years Term Certificates
$500
3.75%
▼
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
$500 and Above
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
IRA Certificates 2 Years
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$500 and Above
Allegheny Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
Share Certificates 2 year
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
2 Year CD/IRA
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
TTNB Turbotville Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
24 Months Certificate of Deposits
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Second Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Months Certificates Of Deposit
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Armstrong County Building and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 5.51%
18 - 24 Months Certificates of Deposit
$500
3.65%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
IRA Certificates 24 Month Add-On
$500
3.65%
▼
Rate3.59%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Armstrong County Building and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 5.51%
18 Months - 24 Months CD
$500
3.65%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
2 years - Fixed rate add on IRA
$0
3.65%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
IRA 2 years - Fixed rate add on
$0
3.65%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
24 Month Share Certificate - Traditional IRA or Roth IRA
$250,000
3.65%
▼
Rate—
Min Deposit$250,000
Min Balance—
UpdatedMay 7, 2026
Details
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
2 Years Certificate
$500
3.61%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
24 Month Share Certificate - Traditional IRA or Roth IRA
$100,000
3.60%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 7, 2026
Details
1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
IRA 2 years - Fixed rate add on
$0
3.60%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
IRA Certificates 2 Years
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Kish Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
Business Certificate of Deposit 24 Months
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
1209 W Chester Pike, West Chester, PA 19382 5646
36 Month Bonus Certificate
$75,000
3.80%
▼
Rate3.74%
Min Deposit$75,000
Min Balance—
UpdatedMay 6, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
1209 W Chester Pike, West Chester, PA 19382 5646
36 Month Business Certificate
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
700 E Market St, West Chester, PA 19382
36-month Jumbo Certificate
$75,000
3.65%
▼
Rate3.59%
Min Deposit$75,000
Min Balance—
UpdatedMay 10, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
700 E Market St, West Chester, PA 19382
36-month Business Certificate
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
700 E Market St, West Chester, PA 19382
36-month Certificate
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
700 E Market St, West Chester, PA 19382
36-month Fixed-Rate IRA Only
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
400 E Market St, West Chester, PA 19382 2744
36 MONTH Certificate
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Benchmark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
1522 McDaniel Dr, West Chester, PA 19380
36 MONTH Certificate
$500
3.40%
▼
Rate3.34%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
116 W Market St, West Chester, PA 19382
Promotional Certificate of Deposit 36-Month Bump Up
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Meridian Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.25%
16 W Market St, West Chester, PA 19382
36 Month
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
110 W Rosedale Ave, West Chester, PA 19383
Certificates & IRA Certificates 36 months
$0
2.60%
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
First Resource Bank Exton, PA
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
844 Paoli Pike, West Chester, PA 19380
36 months Certificates of Deposit and IRAs
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First Resource Bank Exton, PA
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
844 Paoli Pike, West Chester, PA 19380
Certificates of Deposit and IRAs 36 months
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
116 W Market St, West Chester, PA 19382
Certificate of Deposit 36-Month
$0
1.01%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
701 E Market St, West Chester, PA 19382
3 Year
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 4, 2026
Details
Relationship APY
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
701 E Market St, West Chester, PA 19382
3 Year Certificate
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 4, 2026
Details
Relationship APY
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
3 Years Add-On Certificate
$0
4.15%
▼
Rate4.09%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Bessemer System Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
IRA Share Certificates (36 months)
$0
3.92%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Bessemer System Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
Share Certificates (36 months)
$0
3.92%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
Jumbo Certificates 36-Month
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
Jumbo and Jumbo IRA Certificates 3 Years
$100,000
3.89%
▼
Rate3.83%
Min Deposit$100,000
Min Balance—
UpdatedMay 12, 2026
Details
$100,000 and Above
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
3 Year Adjustable CD
$1,000
3.88%
▼
Rate3.82%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
3 Year Adjustable IRA
$1,000
3.88%
▼
Rate3.82%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
3 Years Term Certificates
$500
3.83%
▼
Rate3.78%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
$500 and Above
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
IRA Certificates 3 Years
$0
3.83%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$500 and Above
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
36 mos. CDs & IRA Rate
$0
3.81%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
36 Month Certificates/IRA Certificates
$0
3.81%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Trouvaille Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
36 Month Certificate
$0
3.81%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Diamond Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
36 Month Regular Certificate
$0
3.76%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
IRA Certificates 36 Month
$1,000
3.75%
▼
Rate3.69%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.07%
Jumbo Certificate 3 Year
$0
3.75%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
36-Month Certificates
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
3 Year CD/IRA
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Second Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Months Certificates Of Deposit
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
36 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
3 Years Certificate
$500
3.66%
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
36 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Kish Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
36 Months Certificate of Deposit
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Kish Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
Business Certificate of Deposit 36 Months
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
36 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Galaxy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
25 - 36 Mos. Certificate of Deposit
$500
3.56%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Access Credit Union Bristol Pa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
36 Months Share Certificate
$1,000
3.56%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
36 Month Certificates
$0
3.50%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
36 months IRA Certificates
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
36 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Spirit Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
3 Year Share Certificate / IRA Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Nonpreferred Certificates: Regular, Traditional IRA, Roth IRA, Educational 36 months
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Minimum $100
Port Richmond Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
36 month Certificates of Deposit
$500
3.49%
▼
Rate3.43%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
TTNB Turbotville Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
36 Months Certificate of Deposits
$0
3.49%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
IRA 36 month Certificate
$0
3.48%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
700 E Market St, West Chester, PA 19382
48-month Jumbo Certificate
$75,000
3.65%
▼
Rate3.59%
Min Deposit$75,000
Min Balance—
UpdatedMay 10, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
1209 W Chester Pike, West Chester, PA 19382 5646
48 Month Bonus Certificate
$75,000
3.65%
▼
Rate3.59%
Min Deposit$75,000
Min Balance—
UpdatedMay 6, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
700 E Market St, West Chester, PA 19382
48-month Bump-Up Certificate
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
700 E Market St, West Chester, PA 19382
48-month Bump-Up IRA
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
700 E Market St, West Chester, PA 19382
48-month Business Certificate
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
700 E Market St, West Chester, PA 19382
48-month Certificate
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
700 E Market St, West Chester, PA 19382
48-month Fixed-Rate IRA Only
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
1209 W Chester Pike, West Chester, PA 19382 5646
48 Month Business Certificate
$500
3.60%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Benchmark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
1522 McDaniel Dr, West Chester, PA 19380
48 MONTH Certificate
$500
3.40%
▼
Rate3.34%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
400 E Market St, West Chester, PA 19382 2744
48 MONTH Certificate
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Meridian Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.25%
16 W Market St, West Chester, PA 19382
48 Month
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
110 W Rosedale Ave, West Chester, PA 19383
Certificates & IRA Certificates 48 months
$0
2.65%
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
First Resource Bank Exton, PA
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
844 Paoli Pike, West Chester, PA 19380
48 months Certificates of Deposit and IRAs
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First Resource Bank Exton, PA
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
844 Paoli Pike, West Chester, PA 19380
Certificates of Deposit and IRAs 48 months
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
116 W Market St, West Chester, PA 19382
Certificate of Deposit 48-Month
$0
1.01%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
Jumbo and Jumbo IRA Certificates 4 Years
$100,000
3.96%
▼
Rate3.90%
Min Deposit$100,000
Min Balance—
UpdatedMay 12, 2026
Details
$100,000 and Above
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
4 Years Term Certificates
$500
3.91%
▼
Rate3.85%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
$500 and Above
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
IRA Certificates 4 Years
$0
3.91%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$500 and Above
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
48 mos. CDs & IRA Rate
$0
3.81%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
48 Month Certificates/IRA Certificates
$0
3.81%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
IRA Certificates 48 Month
$1,000
3.80%
▼
Rate3.74%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Diamond Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
48 Month Regular Certificate
$0
3.76%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
4 Year CD/IRA
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Second Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Months Certificates Of Deposit
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
48 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.07%
Jumbo Certificate 4 Year
$0
3.75%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
48 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
48 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Galaxy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
37 - 48 Mos. Certificate of Deposit
$500
3.61%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Access Credit Union Bristol Pa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
48 Months Share Certificate
$1,000
3.56%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
48 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Nonpreferred Certificates: Regular, Traditional IRA, Roth IRA, Educational 48 months
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Minimum $100
Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
48 months IRA Certificates
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Spirit Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
4 Year Share Certificate / IRA Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Port Richmond Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
48 month Certificates of Deposit
$500
3.49%
▼
Rate3.43%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
TTNB Turbotville Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
48 Months Certificate of Deposits
$0
3.49%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Quaint Oak Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Certificates of Deposit - CD Accounts 4 Years
$0
3.45%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Quaint Oak Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Business Certificates of Deposit 4 Years
$0
3.45%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Frick Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.57%
48 Month Certificate
$500
3.40%
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
48 Month Regular / IRA Certificate
$500
3.40%
▼
Rate3.34%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Kish Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
48 Months Burial Reserve Certificate of Deposit
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
48 Month Share Certificate
$125,000
3.35%
▼
Rate3.30%
Min Deposit$125,000
Min Balance—
UpdatedMay 12, 2026
Details
Kish Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
48 Months Certificate of Deposit
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Kish Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
Business Certificate of Deposit 48 Months
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
48 Month IRA Certificates of Deposit
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
48 Month IRA Certificate
$125,000
3.35%
▼
Rate3.30%
Min Deposit$125,000
Min Balance—
UpdatedMay 12, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
48 Month Share/IRA Certificate
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
WVS West View SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposit 4 Year
$0
3.30%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
IRA 48 Month Certificate
$5
3.30%
▼
Rate3.25%
Min Deposit$5
Min Balance—
UpdatedMay 12, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
1209 W Chester Pike, West Chester, PA 19382 5646
60 Month Bonus Certificate
$75,000
3.65%
▼
Rate3.59%
Min Deposit$75,000
Min Balance—
UpdatedMay 6, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
700 E Market St, West Chester, PA 19382
60-month Business Certificate
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
700 E Market St, West Chester, PA 19382
60-month Certificate
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
700 E Market St, West Chester, PA 19382
60-month Fixed-Rate IRA Only
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
700 E Market St, West Chester, PA 19382
60-month Jumbo Certificate
$75,000
3.60%
▼
Rate3.54%
Min Deposit$75,000
Min Balance—
UpdatedMay 10, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
1209 W Chester Pike, West Chester, PA 19382 5646
60 Month Business Certificate
$500
3.60%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
400 E Market St, West Chester, PA 19382 2744
60 MONTH Certificate
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Benchmark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
1522 McDaniel Dr, West Chester, PA 19380
60 MONTH Certificate
$500
3.40%
▼
Rate3.34%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Meridian Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.25%
16 W Market St, West Chester, PA 19382
60 Month
$0
3.00%
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
110 W Rosedale Ave, West Chester, PA 19383
Certificates & IRA Certificates 60 months
$0
2.70%
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
400 E Market St, West Chester, PA 19382 2744
60 MONTH TAKE CONTROL Certificate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
First Resource Bank Exton, PA
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
844 Paoli Pike, West Chester, PA 19380
60 months Certificates of Deposit and IRAs
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First Resource Bank Exton, PA
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
844 Paoli Pike, West Chester, PA 19380
Certificates of Deposit and IRAs 60 months
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Benchmark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
1522 McDaniel Dr, West Chester, PA 19380
60 MONTH TAKE CONTROL Certificate
$500
2.50%
▼
Rate2.47%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
116 W Market St, West Chester, PA 19382
Certificate of Deposit 60-Month
$0
1.01%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
701 E Market St, West Chester, PA 19382
5 Year
$0
1.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Relationship APY
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
Jumbo and Jumbo IRA Certificates 5 Years
$100,000
4.11%
▼
Rate4.05%
Min Deposit$100,000
Min Balance—
UpdatedMay 12, 2026
Details
$100,000 and Above
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
5 Years Term Certificates
$500
4.06%
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
$500 and Above
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
IRA Certificates 5 Years
$0
4.06%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$500 and Above
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
Jumbo Certificates 60-Month
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
60 month Certificate
$200,000
3.98%
▼
Rate3.92%
Min Deposit$200,000
Min Balance—
UpdatedMay 10, 2026
Details
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
5 Years Certificate
$500
3.92%
▼
Rate3.85%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Second Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Months Certificates Of Deposit
$0
3.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
IRA Certificates 60 Month
$1,000
3.85%
▼
Rate3.78%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
60-Month Certificates
$0
3.85%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
60 month Certificate
$125,000
3.82%
▼
Rate3.77%
Min Deposit$125,000
Min Balance—
UpdatedMay 10, 2026
Details
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
60 mos. CDs & IRA Rate
$0
3.81%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
60 Month Certificates/IRA Certificates
$0
3.81%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
5 Year CD/IRA
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Diamond Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
60 Month Regular Certificate
$0
3.76%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
60 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.07%
Jumbo Certificate 5 Year
$0
3.75%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
60 month Certificate
$75,000
3.72%
▼
Rate3.67%
Min Deposit$75,000
Min Balance—
UpdatedMay 10, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
IRA Certificates 5 Years
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
60 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Galaxy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
49 - 60 Mos. Certificate of Deposit
$500
3.67%
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
60 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
60 month Certificate
$25,000
3.62%
▼
Rate3.57%
Min Deposit$25,000
Min Balance—
UpdatedMay 10, 2026
Details
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
IRA 60 month Certificate
$0
3.61%
▼
Rate3.56%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Nonpreferred Certificates: Regular, Traditional IRA, Roth IRA, Educational 60 months
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Minimum $100
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
60 month Certificate
$1,000
3.57%
▼
Rate3.52%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Frick Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.57%
60 Month Certificate
$500
3.56%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
Access Credit Union Bristol Pa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
60 Months Share Certificate
$1,000
3.56%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
60 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
5 Years Share Certificates
$0
3.50%
▼
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
60 months IRA Certificates
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
Certificate of Deposit 1.5 Year Term
$500
3.50%
▼
Rate3.47%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
TTNB Turbotville Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
60 Months Certificate of Deposits
$0
3.49%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Quaint Oak Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Certificates of Deposit - CD Accounts 5 Years
$0
3.45%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Key Takeaways
What to know about CD rates in West Chester, Pennsylvania at a glance.
- APY tells you the real return. Annual Percentage Yield includes the effect of compounding, while a nominal interest rate doesn't — always compare CDs by APY, not the headline rate.
- The highest CD APY currently available to West Chester depositors is 3.80% APY from Citadel Federal Credit Union. The rate table above ranks every offer we track for this market, sorted by APY.
- Credit unions often post the highest APYs. Their not-for-profit structure and lower overhead let them pass more yield through to depositors than traditional banks, so it's worth comparing offers from both when shopping for the best rate.
- CDs are insured up to $250,000 per depositor, per institution, per ownership category — by the FDIC for banks, the NCUA for credit unions. Watch for early-withdrawal penalties, which typically run 30 to 180 days of interest depending on the term, so only commit funds you won't need before maturity.
West Chester, PA CD Rate Trends
Compare local West Chester, PA CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — PA Avg
2.168%
▲ 0.042 vs 7 days ago
Pennsylvania 12-month CD rates rose 0.042 points over the past 7 days to 2.168% APY.
6-Month CD — PA Avg
1.944%
▲ 0.063 vs 7 days ago
Pennsylvania 6-month CD rates rose 0.063 points over the past 7 days to 1.944% APY.
As of May 14, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
PA CD Rate Forecast — Next 12 Months
Where are Pennsylvania CD rates headed through May 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
PA 12-Month Avg APY
2.168%
6-Month Forecast
2.168%
Range: 1.97% – 2.32%
12-Month Forecast
1.918%
Range: 1.72% – 2.07%
Powered by
MonitorBankRates
What Your Savings Earn at PA CD Rates Today
Annual interest earnings at today’s Pennsylvania average APYs. State average used where available; national average as fallback.
| CD Term | PA Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.306% | $65.28 | $130.55 | $326.38 | $652.75 |
| 6-Month CD | 1.944% | $97.19 | $194.38 | $485.95 | $971.90 |
| 12-Month CD | 2.168% | $108.38 | $216.75 | $541.88 | $1,083.75 |
| 18-Month CD | 2.487% | $124.35 | $248.69 | $621.73 | $1,243.45 |
| 24-Month CD | 2.461% | $123.05 | $246.10 | $615.25 | $1,230.50 |
| 36-Month CD | 2.286% | $114.32 | $228.63 | $571.58 | $1,143.15 |
| 48-Month CD | 2.374% | $118.72 | $237.44 | $593.60 | $1,187.20 |
| 60-Month CD | 2.360% | $118.00 | $236.00 | $590.00 | $1,180.00 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of May 12, 2026. | |||||
Sample CD Ladder for West Chester, Pennsylvania Savers
$25,000 split equally across 5 terms using today’s Pennsylvania average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | PA Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.306% | $65.28 |
| 2 | 6-Month CD | $5,000 | 1.944% | $97.19 |
| 3 | 12-Month CD | $5,000 | 2.168% | $108.38 |
| 4 | 24-Month CD | $5,000 | 2.461% | $123.05 |
| 5 | 36-Month CD | $5,000 | 2.286% | $114.32 |
| Total ($25,000 invested) | $25,000 | 2.033% blended | $508.22/yr | |
Ladder example uses equal $5,000 rungs and Pennsylvania average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
1,240
CD Rates
Tracked in West Chester, Pennsylvania
Tracked in West Chester, Pennsylvania
68 Banks
87 Credit Unions
About Our West Chester, Pennsylvania CD Rate Database
MonitorBankRates tracks 1,240 CD rates from 68 banks and 87 credit unions with locations in West Chester, Pennsylvania, plus national online institutions available to Pennsylvania residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: Citadel Federal Credit Union offers a CD at 3.80% APY with a minimum deposit of $75,000. Use the rate table above to compare all current offers in West Chester, Pennsylvania.
How to Find the Best CD Rates in West Chester, Pennsylvania
What to compare when shopping for a CD in West Chester, Pennsylvania
To find the best APYs in West Chester, Pennsylvania, start with credit unions and online-only banks — West Chester, Pennsylvania has 87 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in West Chester, Pennsylvania
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in West Chester, Pennsylvania — 155 institutions here report CD rates
Consider an Alternative If…
- You may need funds within 30 days → West Chester, Pennsylvania savings rates
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing access → West Chester, Pennsylvania money market rates
West Chester, Pennsylvania Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024
Population 65+
11.5%
National avg: 17.3%
Median Individual Earnings
$26,599
National avg: $47,340
Poverty Rate
20.4%
National avg: 11.1%
Unemployment Rate
7.0%
National avg: 4.8%
CD Earnings on 10% of Salary
$58/yr
At PA 12-mo avg 2.168% APY
11.5% of residents are 65 or older — below the national average of 17.3%; an unemployment rate of 7.0% (vs. 4.8% nationally) underscores the value of a guaranteed fixed return. At today’s PA 12-month CD average of 2.168%, saving 10% of the local median salary ($2,659/year) and putting it in a CD would earn an additional $58 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in West Chester, Pennsylvania
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
Frequently Asked Questions about CD Rates in West Chester, Pennsylvania
Are CD rates in West Chester, Pennsylvania FDIC insured?
Yes, most established banks in West Chester, Pennsylvania are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in West Chester, Pennsylvania?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in West Chester, Pennsylvania.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in West Chester, Pennsylvania may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in West Chester, Pennsylvania?
Here are recent top rates found for this area:
- Citadel Federal Credit Union: 3.80% APY (36 Month Bonus Certificate)
- First Bank (NJ): 3.75% APY (12 Month Certificate of Deposit)
- TruMark Financial Credit Union: 3.75% APY (6-month Jumbo Certificate)
- Pennsylvania State Employees Credit Union: 3.70% APY (Certificates & IRA Certificates 6 months)
- Franklin Mint Federal Credit Union: 3.70% APY (6 MONTH Certificate)
- Benchmark Federal Credit Union: 3.70% APY (6 MONTH Certificate)
- Meridian Bank: 3.60% APY (6 Month)
- First Resource Bank Exton, PA: 3.50% APY (Certificates of Deposit and IRAs 6 months)
- S&T Bank: 3.50% APY (12 Month CD)
- Wilmington Savings Fund Society (WSFS): 3.50% APY (3-Month CD)
Rates reflect recent verified offers available in West Chester, Pennsylvania. Last Updated: May 12, 2026
CD Calculators for West Chester, Pennsylvania
West Chester, Pennsylvania CD Calculator
At today’s PA top rate of 3.80% APY, a $10,000 deposit earns $380 in the first year. Enter your amount to see your exact return.
West Chester, Pennsylvania CD LadderPA CD rates currently range from 1.306% (3-month) to 2.286% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a West Chester, Pennsylvania CD at 3.80% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsPennsylvania’s average 12-month CD is 2.168% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for West Chester, Pennsylvania directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in West Chester, Pennsylvania. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in PA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: May 12, 2026
West Chester, Pennsylvania Rates & Resources
Rate Assistant
MonitorBankRates.com · Live Data
Try asking