CD Rates White Deer, Pennsylvania (PA) for April 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current White Deer, Pennsylvania CD rates include U S POSTAL SERVICEU S POSTAL SERVICEA+5.0 ★Texas Ratio: 2.27%Real return: +1.45%APY minus CPI (February 2026) offering IRA Certificates 1 Year Starter Add-On at 4.25% APY, Freedom Credit UnionFreedom Credit UnionA+5.0 ★Texas Ratio: 3.12%Real return: +1.27%APY minus CPI (February 2026) offering 12 mos. CDs & IRA Rate at 4.07% APY, Tendto Credit UnionTendto Credit UnionA+5.0 ★Texas Ratio: 3.98%Real return: +1.27%APY minus CPI (February 2026) offering 60 month Certificate at 4.07% APY, Philadelphia Federal Credit UnionPhiladelphia Federal Credit UnionA+5.0 ★Texas Ratio: 5.07%Real return: +1.25%APY minus CPI (February 2026) offering Jumbo Certificate 1 Year at 4.05% APY, and Citymark Federal Credit UnionCitymark Federal Credit UnionA+5.0 ★Texas Ratio: 1.80%Real return: +1.20%APY minus CPI (February 2026) offering 6-Month Promo Share and IRA Certificates (CDs) at 4.00% APY. CD rates as of April 22, 2026 according to verified data from MonitorBankRates.
We compared 1,365 CD rates from 169 banks and credit unions available to White Deer, Pennsylvania residents to help you find the best bank CD rates and credit union CD rates across all terms.
White Deer is a smaller community with no bank or credit union branches currently in our database. 796 institutions serving the Pennsylvania area are available to White Deer residents, with CD rates as high as 4.25% APY from U S POSTAL SERVICE. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 22, 2026
Compare Best CD Rates in White Deer, Pennsylvania & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Preferred Certificates: Regular, Traditional IRA, Roth IRA, Education Savings 3 months
$100
3.75%
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedApr 22, 2026
Details
Minimum $100
CACL Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
3-Month Certificate
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
3 months Certificate
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Apollo Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
3-month Certificate of Deposit
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
promotion
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
3 Month Jumbo Certificates
$99,000
3.60%
▼
Rate3.54%
Min Deposit$99,000
Min Balance—
UpdatedApr 22, 2026
Details
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
3 month CD's*
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
3 Month Bonus Certificate
$75,000
3.55%
▼
Rate3.50%
Min Deposit$75,000
Min Balance—
UpdatedApr 22, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
3 Month Certificates/IRA Certificates
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
3-Month CD
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Our best rate that gives you the highest return on your deposit, guaranteed.
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.07%
Jumbo Certificate 3 Month
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Benchmark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
3 MONTH Certificate
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
3 MONTH Certificate
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
3-month Certificate
$500
3.45%
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
Diamond Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
90 Day Jumbo Certificate
$0
3.31%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 22, 2026
Details
Elderton State Bank
Institution Rating:
B4.6 ★Texas Ratio: 19.78%
IRA - 3 Months - Tier account
$1,000
3.10%
▼
Rate3.06%
Min Deposit$1,000
Min Balance—
UpdatedApr 22, 2026
Details
United Savings Bank Philadelphia, PA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month CD
$1,000
2.75%
▼
Rate2.69%
Min Deposit$1,000
Min Balance—
UpdatedApr 22, 2026
Details
NET
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
3 Months Share Certificates (CD)
$1,000
2.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 22, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
3 Month Share Certificate
$500
2.68%
▼
Rate2.65%
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
IRA Certificates 3 month
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
$50,000 Minimum
First Resource Bank Exton, PA
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
3 months Certificates of Deposit and IRAs
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
3 Month CD/IRA
$0
2.48%
▼
Rate2.45%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
90 Days Share Certificates
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
3 Month Standard Certificates of Deposit
$5,000
1.84%
▼
Rate1.83%
Min Deposit$5,000
Min Balance—
UpdatedApr 22, 2026
Details
Guthrie Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
Share Certificate - 90 Day
$1,000
1.82%
▼
Rate1.80%
Min Deposit$1,000
Min Balance—
UpdatedApr 22, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
3 Month Share Certificate - Traditional IRA or Roth IRA
$250,000
1.70%
▼
Rate—
Min Deposit$250,000
Min Balance—
UpdatedApr 22, 2026
Details
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
3-Month Certificates
$0
1.60%
▼
Rate1.59%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Community State Bank of Orbisonia
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
Certificate of Deposit 7-90 Days
$5,000
1.51%
▼
Rate1.50%
Min Deposit$5,000
Min Balance—
UpdatedApr 22, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
Certificates & IRA Certificates 3 months
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
3 Months Share and IRA Certificates
$0
1.25%
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Bonus rate of 0.10% APY when the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account with an average monthly balance of at least $1.00. Minimum balance for consumer is $500. A penalty may be charged for early withdrawal. Fees may reduce earnings on the account.
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
3 Month Certificate
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.14%
3 MONTH CERTIFICATE
$1,000
1.00%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 22, 2026
Details
First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
3 Month IRA
$0
0.90%
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
3-month CD/IRA
$100
0.80%
▼
Rate0.80%
Min Deposit$100
Min Balance—
UpdatedApr 22, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
IRA Certificates 3 Month
$500
0.75%
▼
Rate0.75%
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
Pennsylvania Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
Certificates (3 month)
$1,000
0.75%
▼
Rate0.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 22, 2026
Details
Minimum deposit $1,000.00/Rates & Terms vary
Spirit Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
3 Month Share Certificate
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Rate0.50%
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
The Dime Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Platinum CD 3 Month
$10,000
0.45%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 22, 2026
Details
Arize Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.83%
Term Share Certificates and IRAs 3 Months
$1,000
0.30%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 22, 2026
Details
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
FirstEnergy Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
3-month Certificates (Share or IRA)
$0
0.20%
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Rate0.10%
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedApr 22, 2026
Details
Early withdrawal penalties may apply
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
6 mos. CDs & IRA Rate
$0
4.07%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
UFCW COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
6 Months Share Certificates or IRA Certificates
$500
4.00%
▼
Rate3.94%
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
TTNB Turbotville Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
6 Months Certificate of Deposits
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.07%
Jumbo Certificate 6 Month
$0
4.00%
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
6-Month Promo Share and IRA Certificates (CDs)
$500
4.00%
▼
Rate3.96%
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
new money only
Priority First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
6 month Share Certificate
$500
4.00%
▼
Rate3.95%
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
6 Month Certificates
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Wheatland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Jumbo 6 Month Certificate
$100,000
3.90%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 22, 2026
Details
$100,000 minimum deposit to open and earn APY. Penalty for early withdrawal.
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Limited Time Offer; NEW MONEY REQUIRED; IRA ELIGIBLE
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Quaint Oak Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Business Certificates of Deposit 6 Months
$0
3.80%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
6 Month Jumbo Certificates
$99,000
3.80%
▼
Rate3.73%
Min Deposit$99,000
Min Balance—
UpdatedApr 22, 2026
Details
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
6-Month Certificates
$0
3.80%
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
6 Month Share Savings Certificate
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
6-month Jumbo Certificate
$75,000
3.75%
▼
Rate3.69%
Min Deposit$75,000
Min Balance—
UpdatedApr 22, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Preferred Certificates: Regular, Traditional IRA, Roth IRA, Education Savings 6 months
$100
3.75%
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedApr 22, 2026
Details
Minimum $100
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
6 Month IRA Certificate
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Service 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
6 month IRA
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Hometown Bank of PA
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
Certificates of deposit/IRA 6 months
$0
3.75%
▼
Rate3.72%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
6 Month Certificates/IRA Certificates
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
6 Month CD/IRA
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Elderton State Bank
Institution Rating:
B4.6 ★Texas Ratio: 19.78%
IRA - 6 Months - Tier account
$1,000
3.70%
▼
Rate3.64%
Min Deposit$1,000
Min Balance—
UpdatedApr 22, 2026
Details
First Commonwealth Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
6 Month Certificate of Deposit
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Promotional Rate; Offer valid for accounts opened April 3, 2026 through May 14, 2026.
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
Certificates & IRA Certificates 6 months
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
6 Month Short Term Certificate
$0
3.70%
▼
Rate3.67%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Benchmark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
6 MONTH Certificate
$500
3.70%
▼
Rate3.63%
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
6 MONTH Certificate
$500
3.70%
▼
Rate3.63%
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
6 months Certificate
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
CACL Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
6-Month Certificate
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
First Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
6 MONTH CERTIFICATE
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
6 Month Bonus Certificate
$75,000
3.65%
▼
Rate3.59%
Min Deposit$75,000
Min Balance—
UpdatedApr 22, 2026
Details
P&G Mehoopany Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
6 month Term Share Certificates
$1,000
3.65%
▼
Rate3.60%
Min Deposit$1,000
Min Balance—
UpdatedApr 22, 2026
Details
Phoenixville Federal B&T
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
Income Certificates of Deposit 6 Months
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
MC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.13%
Jumbo Health Savings Account Certificates 6 Months
$50,000
3.60%
▼
Rate3.56%
Min Deposit$50,000
Min Balance—
UpdatedApr 22, 2026
Details
Special Relationship
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
National Bank of Malvern
Institution Rating:
A5.0 ★Texas Ratio: 11.76%
6 Month CD & IRA
$1,000
3.60%
▼
Rate3.57%
Min Deposit$1,000
Min Balance—
UpdatedApr 22, 2026
Details
United Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
Share & IRA Certificates of Deposit 6 Months
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
Share Certificates 6 months
$0
3.55%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Chemung Canal Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
NEW CD Special: 6 Month
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
6 month CD's*
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 22, 2026
Details
First Resource Bank Exton, PA
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
6 months Certificates of Deposit and IRAs
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
promotion
Tioga-Franklin Savings Bank
Institution Rating:
F1.0 ★Texas Ratio: 64.89%
Promotion 6-Month CD
$10,000
3.50%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 22, 2026
Details
New Money (funds not on deposit at TFSB); Early withdrawal penalties may apply
Armstrong County Building and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 5.51%
6 Month CD
$2,500
3.50%
▼
Rate3.39%
Min Deposit$2,500
Min Balance—
UpdatedApr 22, 2026
Details
Rate3.46%
Min Deposit$1,000
Min Balance—
UpdatedApr 22, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
IRA Certificates 1 Year Starter Add-On
$0
4.25%
▼
Rate4.18%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
12 mos. CDs & IRA Rate
$0
4.07%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.07%
Jumbo Certificate 1 Year
$0
4.05%
▼
Rate3.97%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Multi-Schools Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.85%
Certificate 12-Months
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
URE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
12 Month Certificates of Deposit
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Trouvaille Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
12 Month Certificate (IRA Only)
$0
3.91%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
12 Month (IRA Certificate) Certificates/IRA Certificates
$0
3.91%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Service 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
12 month IRA
$0
3.90%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Quaint Oak Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Business Certificates of Deposit 12 Months
$0
3.90%
▼
Rate3.77%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
MC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.13%
Jumbo Health Savings Account Certificates 12 Months
$50,000
3.90%
▼
Rate3.85%
Min Deposit$50,000
Min Balance—
UpdatedApr 22, 2026
Details
Special Relationship
TTNB Turbotville Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
12 Months Certificate of Deposits
$0
3.90%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
12 Month Certificate
$0
3.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Preferred Certificates: Regular, Traditional IRA, Roth IRA, Education Savings 12 months
$100
3.85%
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedApr 22, 2026
Details
Minimum $100
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
12 Month Jumbo Certificates
$99,000
3.80%
▼
Rate3.73%
Min Deposit$99,000
Min Balance—
UpdatedApr 22, 2026
Details
P&G Mehoopany Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
1 year Term Share Certificates
$1,000
3.80%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 22, 2026
Details
Priority First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
12 month Share Certificate
$500
3.75%
▼
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
Heritage Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.57%
12 Month Certificate Special
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
12 Months Share Certificates
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedApr 22, 2026
Details
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
12-month CD/IRA
$100
3.75%
▼
Rate3.69%
Min Deposit$100
Min Balance—
UpdatedApr 22, 2026
Details
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
1 Year (12 Month) Adjustable CD
$5,000
3.72%
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedApr 22, 2026
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
1 Year CD/IRA
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
12-Month Certificate
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
12 MONTH Certificate
$500
3.70%
▼
Rate3.63%
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
Benchmark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
12 MONTH Certificate
$500
3.70%
▼
Rate3.63%
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
12 Month Jumbo IRA Certificate
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.91%
12-Months Certificate
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
Certificates & IRA Certificates 12 months
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
12 Months Certificate
$0
3.67%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Limited time offer; Minimum opening deposit $1,000.
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
12 Month Bonus Certificate
$75,000
3.65%
▼
Rate3.59%
Min Deposit$75,000
Min Balance—
UpdatedApr 22, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
12 Month Large Depositor Special
$250,000
3.65%
▼
Rate3.60%
Min Deposit$250,000
Min Balance—
UpdatedApr 22, 2026
Details
Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
12 months IRA Certificates
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Rate3.58%
Min Deposit$250
Min Balance—
UpdatedApr 22, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
12-month Jumbo Certificate
$75,000
3.60%
▼
Rate3.54%
Min Deposit$75,000
Min Balance—
UpdatedApr 22, 2026
Details
Elderton State Bank
Institution Rating:
B4.6 ★Texas Ratio: 19.78%
IRA - 12 Months - Tier account
$1,000
3.60%
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
UpdatedApr 22, 2026
Details
Guthrie Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
IRA Share Certificate - 12 Month
$1,000
3.56%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 22, 2026
Details
Diamond Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
12 Month Jumbo Certificate
$0
3.56%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
North East Welch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
IRA Certificates 12 Month
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Compounded Quarterly
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
12 Months Mini-Jumbo Share Certificate
$50,000
3.55%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 22, 2026
Details
Clairton Works Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
Share Certificates - 1 Year Term
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Rate3.46%
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
First Commonwealth Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
12 Month Certificate of Deposit
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Promotional Rate; Offer valid for accounts opened April 3, 2026 through May 14, 2026.
Spirit Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
1 Year Share Certificate / IRA Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
12 month IRA certificate
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
18 mos. CDs & IRA Rate
$0
4.07%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
18-Month Term Certificate
$0
4.03%
▼
Rate3.97%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.07%
Jumbo Certificate 18 Month
$0
4.00%
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
18 Month (Legacy Club) Certificates/IRA Certificates
$0
3.91%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
18-Month Certificates
$0
3.85%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
TTNB Turbotville Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
18 Months Certificate of Deposits
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.14%
IRA Share Certificate 18 Month
$1,000
3.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 22, 2026
Details
Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
18-Month Share Certificate
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
Save more when you move at least $500 from another financial institution.
Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
18 Month Certificates
$0
3.75%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
18-month Flex CD
$100
3.75%
▼
Rate3.69%
Min Deposit$100
Min Balance—
UpdatedApr 22, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
IRA Certificates 18 Month
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
18 MONTH Certificate
$500
3.70%
▼
Rate3.63%
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
Benchmark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
18 MONTH Certificate
$500
3.70%
▼
Rate3.63%
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
18 Month Bonus Certificate
$75,000
3.70%
▼
Rate3.64%
Min Deposit$75,000
Min Balance—
UpdatedApr 22, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
IRA Certificate Term 18-Month Variable
$100,000
3.69%
▼
Rate3.63%
Min Deposit$100,000
Min Balance—
UpdatedApr 22, 2026
Details
$100,000 Minimum to Earn APY
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
18 Months Certificate
$0
3.67%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
18 Month Certificate
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Armstrong County Building and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 5.51%
18 Months - 24 Months CD
$500
3.65%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
18 Months Jumbo Certificates
$99,000
3.60%
▼
Rate3.54%
Min Deposit$99,000
Min Balance—
UpdatedApr 22, 2026
Details
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
18 Month Jumbo IRA Certificate
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Limited Time Offer; NEW MONEY REQUIRED; IRA ELIGIBLE
Diamond Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
18 Month Jumbo Certificate
$0
3.56%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Norwin Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
18 months Term Share Certificate
$10,000
3.56%
▼
Rate3.50%
Min Deposit$10,000
Min Balance—
UpdatedApr 22, 2026
Details
$10,000.00 NEW MONEY Minimum Deposit
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
18-month Certificate
$500
3.55%
▼
Rate3.49%
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Preferred Certificates: Regular, Traditional IRA, Roth IRA, Education Savings 18 months
$100
3.55%
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedApr 22, 2026
Details
Minimum $100
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
Certificates & IRA Certificates 18 months
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
18 months IRA Certificates
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
18 Months Share Certificates
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Rate3.44%
Min Deposit$250
Min Balance—
UpdatedApr 22, 2026
Details
Hatboro Federal Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
18 Month CD
$1,000
3.50%
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedApr 22, 2026
Details
Spirit Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
18 Month Share Certificate / IRA Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
Guthrie Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
Share Certificate - 18 Month
$1,000
3.46%
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 22, 2026
Details
Quaint Oak Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Business Certificates of Deposit 18 Months
$0
3.45%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Kish Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
18-Month UnCD minimum to open)
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
$10,000
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
18 Month IRA Term Certificates Mini-Jumbo FedPerks
$50,000
3.40%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 22, 2026
Details
$50,000 Minimum Opening Balance
First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
18 Month IRA
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
Jumbo and Jumbo IRA Certificates 18 Months
$100,000
3.39%
▼
Rate3.35%
Min Deposit$100,000
Min Balance—
UpdatedApr 22, 2026
Details
$100,000 and Above
The Honesdale National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
CD Special: 18 Months
$0
3.36%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
18 Month Special Certificates
$0
3.35%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
Access Credit Union Bristol Pa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
18 Months Share Certificate
$500
3.30%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
First Commonwealth Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
18 Month Certificate of Deposit
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Promotional Rate; Offer valid for accounts opened April 3, 2026 through May 14, 2026.
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
Regular Certificate 18 Month
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
MC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.13%
Jumbo Health Savings Account Certificates 18 Months
$50,000
3.20%
▼
Rate3.17%
Min Deposit$50,000
Min Balance—
UpdatedApr 22, 2026
Details
Special Relationship
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
18 Month Share Certificate
$500
3.14%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
Phoenixville Federal B&T
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
Income Certificates of Deposit 18 Months
$0
3.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Investment Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Months Certificate of Deposit
$0
3.02%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
24 months IRA Certificates
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
Jumbo Certificates 24-Month
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Bessemer System Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
IRA Share Certificates (24 months)
$0
3.92%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.07%
Jumbo Certificate 2 Year
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
24 Month CD
$0
3.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
24 mos. CDs & IRA Rate
$0
3.81%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
24 Month Certificates/IRA Certificates
$0
3.81%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Diamond Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
24 Month Jumbo Certificate
$0
3.81%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
24 Month Bonus Certificate
$75,000
3.80%
▼
Rate3.74%
Min Deposit$75,000
Min Balance—
UpdatedApr 22, 2026
Details
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
2 Year (24 Month) Adjustable CD
$5,000
3.76%
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedApr 22, 2026
Details
Allegheny Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
Share Certificates 2 year
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
National Bank of Malvern
Institution Rating:
A5.0 ★Texas Ratio: 11.76%
24 Month IRA
$500
3.75%
▼
Rate3.72%
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
24 Month Certificates
$0
3.75%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
24 Months Certificate
$0
3.72%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
2 Year CD/IRA
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
TTNB Turbotville Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
24 Months Certificate of Deposits
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Armstrong County Building and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 5.51%
18 Months - 24 Months CD
$500
3.65%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
IRA Certificates 24 Month Add-On
$500
3.65%
▼
Rate3.59%
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
24-month Jumbo Certificate
$75,000
3.65%
▼
Rate3.59%
Min Deposit$75,000
Min Balance—
UpdatedApr 22, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
24 MONTH Certificate
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
IRA Certificates 2 Years
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Benchmark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
24 MONTH Certificate
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
24 Month Certificates
$0
3.59%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Galaxy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
13 - 24 Mos. Certificate of Deposit
$500
3.56%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
Access Credit Union Bristol Pa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
24 Months Share Certificate
$1,000
3.56%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 22, 2026
Details
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Preferred Certificates: Regular, Traditional IRA, Roth IRA, Education Savings 24 months
$100
3.55%
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedApr 22, 2026
Details
Minimum $100
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
Certificates & IRA Certificates 24 months
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
Spirit Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
2 Year Share Certificate / IRA Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.14%
24 MONTH CERTIFICATE
$1,000
3.50%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 22, 2026
Details
Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
IRA 24 mo. Cert.
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Priority First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
24 month Share Certificate
$500
3.50%
▼
Rate3.46%
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
Fayette County School Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 mos. CD
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedApr 22, 2026
Details
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
24-month BumpUP CD/IRA
$100
3.50%
▼
Rate3.44%
Min Deposit$100
Min Balance—
UpdatedApr 22, 2026
Details
Rate3.44%
Min Deposit$250
Min Balance—
UpdatedApr 22, 2026
Details
WVS West View SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposit 2 Year
$0
3.50%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
24 Month Jumbo Certificates
$99,000
3.50%
▼
Rate3.44%
Min Deposit$99,000
Min Balance—
UpdatedApr 22, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
IRA Certificate Term 24-Month Fixed
$100,000
3.45%
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedApr 22, 2026
Details
$100,000 Minimum to Earn APY
Quaint Oak Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Business Certificates of Deposit 2 Years
$0
3.45%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
Jumbo and Jumbo IRA Certificates 2 Years
$100,000
3.42%
▼
Rate3.38%
Min Deposit$100,000
Min Balance—
UpdatedApr 22, 2026
Details
$100,000 and Above
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
24 Month Jumbo IRA Certificate
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
24 Months Mini-Jumbo Share Certificate
$50,000
3.40%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 22, 2026
Details
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
Elderton State Bank
Institution Rating:
B4.6 ★Texas Ratio: 19.78%
IRA - 24 Months - Tier account
$1,000
3.35%
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedApr 22, 2026
Details
Guthrie Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
IRA Share Certificate - 24 Month
$1,000
3.35%
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedApr 22, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
North East Welch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
IRA Certificates 24 Month
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Compounded Quarterly
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
24 Month IRA Step-Up Share Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
3 Years Add-On Certificate
$0
4.15%
▼
Rate4.09%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Bessemer System Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
IRA Share Certificates (36 months)
$0
3.92%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
Jumbo Certificates 36-Month
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
36 mos. CDs & IRA Rate
$0
3.81%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Trouvaille Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
36 Month Certificate
$0
3.81%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
36 Month Certificates/IRA Certificates
$0
3.81%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Diamond Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
36 Month Jumbo Certificate
$0
3.81%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
36 Month Bonus Certificate
$75,000
3.80%
▼
Rate3.74%
Min Deposit$75,000
Min Balance—
UpdatedApr 22, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
Jumbo and Jumbo IRA Certificates 3 Years
$100,000
3.79%
▼
Rate3.74%
Min Deposit$100,000
Min Balance—
UpdatedApr 22, 2026
Details
$100,000 and Above
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
3 Year Adjustable CD
$1,000
3.78%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 22, 2026
Details
Not available for purchase effective June 7, 2022
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
36 Months Certificate
$0
3.77%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
IRA Certificates 36 Month
$1,000
3.75%
▼
Rate3.69%
Min Deposit$1,000
Min Balance—
UpdatedApr 22, 2026
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.07%
Jumbo Certificate 3 Year
$0
3.75%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
3 Year CD/IRA
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
36 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
36-month Jumbo Certificate
$75,000
3.65%
▼
Rate3.59%
Min Deposit$75,000
Min Balance—
UpdatedApr 22, 2026
Details
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Preferred Certificates: Regular, Traditional IRA, Roth IRA, Education Savings 36 months
$100
3.60%
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedApr 22, 2026
Details
Minimum $100
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
IRA Certificate Term 36-Month Variable
$100,000
3.58%
▼
Rate3.52%
Min Deposit$100,000
Min Balance—
UpdatedApr 22, 2026
Details
$100,000 Minimum to Earn APY
Galaxy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
25 - 36 Mos. Certificate of Deposit
$500
3.56%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
Access Credit Union Bristol Pa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
36 Months Share Certificate
$1,000
3.56%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 22, 2026
Details
Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
36 months IRA Certificates
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
36 Month Jumbo Certificates
$99,000
3.50%
▼
Rate3.44%
Min Deposit$99,000
Min Balance—
UpdatedApr 22, 2026
Details
Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
36 Month Certificates
$0
3.50%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Spirit Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
3 Year Share Certificate / IRA Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
TTNB Turbotville Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
36 Months Certificate of Deposits
$0
3.49%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Port Richmond Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
36 month Certificates of Deposit
$500
3.49%
▼
Rate3.43%
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
Quaint Oak Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Business Certificates of Deposit 3 Years
$0
3.45%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.14%
IRA Share Certificate 36 Month
$1,000
3.40%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 22, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
36 MONTH Certificate
$500
3.40%
▼
Rate3.34%
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
Benchmark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
36 MONTH Certificate
$500
3.40%
▼
Rate3.34%
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
Frick Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.57%
36 Month Certificate
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
WVS West View SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposit 3 Year
$0
3.30%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
36 Month Jumbo IRA Certificate
$0
3.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
36-month CD/IRA
$100
3.25%
▼
Rate3.20%
Min Deposit$100
Min Balance—
UpdatedApr 22, 2026
Details
Priority First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
36 month Share Certificate
$500
3.25%
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
P&G Mehoopany Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
3 year Term Share Certificates
$1,000
3.25%
▼
Rate3.21%
Min Deposit$1,000
Min Balance—
UpdatedApr 22, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
36 Month Share Certificate
$500
3.20%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
36 Month Certificate
$0
3.20%
▼
Rate3.16%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
36 Months Mini-Jumbo Share Certificate
$50,000
3.20%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 22, 2026
Details
Guthrie Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
IRA Share Certificate - 36 Month
$1,000
3.15%
▼
Rate3.10%
Min Deposit$1,000
Min Balance—
UpdatedApr 22, 2026
Details
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
Regular Certificate 36 Month
$0
3.15%
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Tri Boro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
3 Year IRA Certificate
$0
3.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Elderton State Bank
Institution Rating:
B4.6 ★Texas Ratio: 19.78%
IRA - 36 Months - Tier account
$1,000
3.10%
▼
Rate3.06%
Min Deposit$1,000
Min Balance—
UpdatedApr 22, 2026
Details
Derry Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.90%
3 Year Share Certificates
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
United Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
Share & IRA Certificates of Deposit 36 Months
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Hometown Bank of PA
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
Certificates of deposit/IRA 36 months
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
North East Welch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
IRA Certificates 36 Month
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Compounded Quarterly
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
3 Year Certificate
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
IRA/36 Month Certificate
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
Jumbo and Jumbo IRA Certificates 4 Years
$100,000
3.83%
▼
Rate3.78%
Min Deposit$100,000
Min Balance—
UpdatedApr 22, 2026
Details
$100,000 and Above
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
48 Months Certificate
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
48 mos. CDs & IRA Rate
$0
3.81%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
48 Month Certificates/IRA Certificates
$0
3.81%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Diamond Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
48 Month Jumbo Certificate
$0
3.81%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
IRA Certificates 48 Month
$1,000
3.80%
▼
Rate3.74%
Min Deposit$1,000
Min Balance—
UpdatedApr 22, 2026
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
4 Year CD/IRA
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.07%
Jumbo Certificate 4 Year
$0
3.75%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
48 Month Bonus Certificate
$75,000
3.65%
▼
Rate3.59%
Min Deposit$75,000
Min Balance—
UpdatedApr 22, 2026
Details
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Preferred Certificates: Regular, Traditional IRA, Roth IRA, Education Savings 48 months
$100
3.65%
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedApr 22, 2026
Details
Minimum $100
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
48-month Jumbo Certificate
$75,000
3.65%
▼
Rate3.59%
Min Deposit$75,000
Min Balance—
UpdatedApr 22, 2026
Details
Galaxy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
37 - 48 Mos. Certificate of Deposit
$500
3.61%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
Access Credit Union Bristol Pa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
48 Months Share Certificate
$1,000
3.56%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 22, 2026
Details
Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
48 months IRA Certificates
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
48 Month Jumbo Certificates
$99,000
3.50%
▼
Rate3.44%
Min Deposit$99,000
Min Balance—
UpdatedApr 22, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
IRA Certificate Term 48-Month Fixed
$100,000
3.50%
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedApr 22, 2026
Details
$100,000 Minimum to Earn APY
Spirit Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
4 Year Share Certificate / IRA Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
TTNB Turbotville Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
48 Months Certificate of Deposits
$0
3.49%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Port Richmond Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
48 month Certificates of Deposit
$500
3.49%
▼
Rate3.43%
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
Quaint Oak Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Business Certificates of Deposit 4 Years
$0
3.45%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Benchmark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
48 MONTH Certificate
$500
3.40%
▼
Rate3.34%
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
Frick Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.57%
48 Month Certificate
$500
3.40%
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
48 MONTH Certificate
$500
3.40%
▼
Rate3.34%
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
WVS West View SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposit 4 Year
$0
3.30%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
48 Month Share Certificate
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
48 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
48-month CD/IRA
$100
3.25%
▼
Rate3.20%
Min Deposit$100
Min Balance—
UpdatedApr 22, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
48 Month Certificate
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
P&G Mehoopany Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
4 year Term Share Certificates
$1,000
3.25%
▼
Rate3.21%
Min Deposit$1,000
Min Balance—
UpdatedApr 22, 2026
Details
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.14%
48 MONTH CERTIFICATE
$1,000
3.20%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 22, 2026
Details
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
Regular Certificate 48 Month
$0
3.15%
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Elderton State Bank
Institution Rating:
B4.6 ★Texas Ratio: 19.78%
IRA - 48 Months - Tier account
$1,000
3.10%
▼
Rate3.06%
Min Deposit$1,000
Min Balance—
UpdatedApr 22, 2026
Details
Guthrie Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
IRA Share Certificate - 48 Month
$1,000
3.10%
▼
Rate3.05%
Min Deposit$1,000
Min Balance—
UpdatedApr 22, 2026
Details
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
4 Year Certificate
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
48 Month IRA
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
48 Months Mini-Jumbo Share Certificate
$50,000
2.90%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 22, 2026
Details
NET
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
48 Months Share Certificates (CD)
$1,000
2.80%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 22, 2026
Details
USSCO JOHNSTOWN
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
48-month Certificates of Deposit
$500
2.78%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
Rate2.73%
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
National Bank of Malvern
Institution Rating:
A5.0 ★Texas Ratio: 11.76%
48 Month CD
$2,500
2.75%
▼
Rate2.73%
Min Deposit$2,500
Min Balance—
UpdatedApr 22, 2026
Details
Not available for IRA
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
IRA Certificates 4 year
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
$50,000 Minimum
Service 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
48 month IRA
$0
2.65%
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
Certificates & IRA Certificates 48 months
$0
2.65%
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 22, 2026
Details
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
Bonus Certificate 48 months
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
48 Months Share Certificates
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
First Resource Bank Exton, PA
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
48 months Certificates of Deposit and IRAs
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
4 Year CD
$1,000
2.50%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 22, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
60 month Certificate
$0
4.07%
▼
Rate4.01%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
Jumbo Certificates 60-Month
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
Jumbo and Jumbo IRA Certificates 5 Years
$100,000
3.90%
▼
Rate3.84%
Min Deposit$100,000
Min Balance—
UpdatedApr 22, 2026
Details
$100,000 and Above
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
IRA Certificates 60 Month
$1,000
3.85%
▼
Rate3.78%
Min Deposit$1,000
Min Balance—
UpdatedApr 22, 2026
Details
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
60 Months Certificate
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Diamond Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
60 Month Jumbo Certificate
$0
3.81%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
60 mos. CDs & IRA Rate
$0
3.81%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
60 Month Certificates/IRA Certificates
$0
3.81%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
5 Year CD/IRA
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.07%
Jumbo Certificate 5 Year
$0
3.75%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
IRA Certificates 5 Years
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Preferred Certificates: Regular, Traditional IRA, Roth IRA, Education Savings 60 months
$100
3.70%
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedApr 22, 2026
Details
Minimum $100
Galaxy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
49 - 60 Mos. Certificate of Deposit
$500
3.67%
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
60 Month Bonus Certificate
$75,000
3.65%
▼
Rate3.59%
Min Deposit$75,000
Min Balance—
UpdatedApr 22, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
60-month Certificate
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Frick Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.57%
60 Month Certificate
$500
3.56%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
Access Credit Union Bristol Pa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
60 Months Share Certificate
$1,000
3.56%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 22, 2026
Details
Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
60 months IRA Certificates
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
60 Month Jumbo Certificates
$99,000
3.50%
▼
Rate3.44%
Min Deposit$99,000
Min Balance—
UpdatedApr 22, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
IRA Certificate Term 60-Month Fixed
$100,000
3.50%
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedApr 22, 2026
Details
$100,000 Minimum to Earn APY
TTNB Turbotville Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
60 Months Certificate of Deposits
$0
3.49%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
60 Month Share Certificate
$500
3.45%
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
Quaint Oak Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Business Certificates of Deposit 5 Years
$0
3.45%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Spirit Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
5 Year Share Certificate / IRA Certificate
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Tri Boro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
5 Year IRA Certificate
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Benchmark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
60 MONTH Certificate
$500
3.40%
▼
Rate3.34%
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
60 MONTH Certificate
$500
3.40%
▼
Rate3.34%
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
60 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
JVB Juniata Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
60 Month CD or IRA
$1,000
3.31%
▼
Rate3.27%
Min Deposit$1,000
Min Balance—
UpdatedApr 22, 2026
Details
WVS West View SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposit 5 Year
$0
3.30%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
60 Month Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
60-month CD/IRA
$100
3.25%
▼
Rate3.20%
Min Deposit$100
Min Balance—
UpdatedApr 22, 2026
Details
Priority First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
60 month Share Certificate
$500
3.25%
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
60 Month Jumbo IRA Certificate
$0
3.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.14%
IRA Share Certificate 60 Month
$1,000
3.20%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 22, 2026
Details
Phoenixville Federal B&T
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
Income Certificates of Deposit 60 Months
$0
3.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
Regular Certificate 60 Month
$0
3.15%
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Elderton State Bank
Institution Rating:
B4.6 ★Texas Ratio: 19.78%
IRA - 60 Months - Tier account
$1,000
3.10%
▼
Rate3.06%
Min Deposit$1,000
Min Balance—
UpdatedApr 22, 2026
Details
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
60 Month IRA Term Certificates Mini-Jumbo FedPerks
$50,000
3.05%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 22, 2026
Details
$50,000 Minimum Opening Balance
Guthrie Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
IRA Share Certificate - 60 Month
$1,000
3.05%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 22, 2026
Details
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
5 Year Certificate
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
60 Month IRA
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
NET
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
60 Months Share Certificates (CD)
$1,000
2.80%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 22, 2026
Details
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
Bonus Certificate 60 months
$0
2.79%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
USSCO JOHNSTOWN
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
60-month Certificates of Deposit
$500
2.78%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
IRA Certificates 5 year
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
$50,000 Minimum
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
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White Deer, PA CD Rate Trends
Compare local White Deer, PA CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — PA Avg
2.124%
▼ 0.272 vs 7 days ago
Pennsylvania 12-month CD rates fell 0.272 points over the past 7 days to 2.124% APY.
6-Month CD — PA Avg
2.096%
▼ 0.320 vs 7 days ago
Pennsylvania 6-month CD rates fell 0.320 points over the past 7 days to 2.096% APY.
As of Apr 22, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
PA CD Rate Forecast — Next 12 Months
Where are Pennsylvania CD rates headed through April 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
PA 12-Month Avg APY
2.124%
6-Month Forecast
2.124%
Range: 1.92% – 2.27%
12-Month Forecast
1.874%
Range: 1.67% – 2.02%
Powered by
MonitorBankRates
What Your Savings Earn at PA CD Rates Today
Annual interest earnings at today’s Pennsylvania average APYs. State average used where available; national average as fallback.
| CD Term | PA Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.496% | $74.81 | $149.61 | $374.03 | $748.05 |
| 6-Month CD | 2.096% | $104.82 | $209.63 | $524.08 | $1,048.15 |
| 12-Month CD | 2.124% | $106.18 | $212.36 | $530.90 | $1,061.80 |
| 18-Month CD | 2.379% | $118.96 | $237.92 | $594.80 | $1,189.60 |
| 24-Month CD | 2.307% | $115.36 | $230.72 | $576.80 | $1,153.60 |
| 36-Month CD | 2.229% | $111.45 | $222.89 | $557.23 | $1,114.45 |
| 48-Month CD | 2.271% | $113.57 | $227.13 | $567.83 | $1,135.65 |
| 60-Month CD | 2.271% | $113.55 | $227.09 | $567.73 | $1,135.45 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of April 22, 2026. | |||||
Sample CD Ladder for White Deer, Pennsylvania Savers
$25,000 split equally across 5 terms using today’s Pennsylvania average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | PA Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.496% | $74.81 |
| 2 | 6-Month CD | $5,000 | 2.096% | $104.82 |
| 3 | 12-Month CD | $5,000 | 2.124% | $106.18 |
| 4 | 24-Month CD | $5,000 | 2.307% | $115.36 |
| 5 | 36-Month CD | $5,000 | 2.229% | $111.45 |
| Total ($25,000 invested) | $25,000 | 2.050% blended | $512.62/yr | |
Ladder example uses equal $5,000 rungs and Pennsylvania average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
1,365
CD Rates
Tracked in White Deer, Pennsylvania
Tracked in White Deer, Pennsylvania
63 Banks
93 Credit Unions
About Our White Deer, Pennsylvania CD Rate Database
MonitorBankRates tracks 1,365 CD rates from 63 banks and 93 credit unions with locations in White Deer, Pennsylvania, plus national online institutions available to Pennsylvania residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: U S POSTAL SERVICE offers a CD at 4.25% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in White Deer, Pennsylvania.
How to Find the Best CD Rates in White Deer, Pennsylvania
What to compare when shopping for a CD in White Deer, Pennsylvania
To find the best APYs in White Deer, Pennsylvania, start with credit unions and online-only banks — White Deer, Pennsylvania has 93 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in White Deer, Pennsylvania
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in White Deer, Pennsylvania — 156 institutions here report CD rates
Consider an Alternative If…
- You may need funds within 30 days → White Deer, Pennsylvania savings rates
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing access → White Deer, Pennsylvania money market rates
Pennsylvania Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024 (state-level data shown — city data not available)
Population 65+
19.5%
National avg: 17.3%
Median Individual Earnings
$46,676
National avg: $47,340
Poverty Rate
11.7%
National avg: 11.1%
Unemployment Rate
5.2%
National avg: 4.8%
CD Earnings on 10% of Salary
$99/yr
At PA 12-mo avg 2.124% APY
19.5% of residents are 65 or older, in line with the national average of 17.3%. At today’s PA 12-month CD average of 2.124%, saving 10% of the local median salary ($4,667/year) and putting it in a CD would earn an additional $99 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in White Deer, Pennsylvania
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
Frequently Asked Questions about CD Rates in White Deer, Pennsylvania
Are CD rates in White Deer, Pennsylvania FDIC insured?
Yes, most established banks in White Deer, Pennsylvania are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in White Deer, Pennsylvania?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in White Deer, Pennsylvania.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in White Deer, Pennsylvania may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in White Deer, Pennsylvania?
Here are recent top rates found for this area:
- U S POSTAL SERVICE: 4.25% APY (IRA Certificates 1 Year Starter Add-On)
- Freedom Credit Union: 4.07% APY (12 mos. CDs & IRA Rate)
- Tendto Credit Union: 4.07% APY (60 month Certificate)
- Philadelphia Federal Credit Union: 4.05% APY (Jumbo Certificate 1 Year)
- TTNB Turbotville Bank: 4.00% APY (6 Months Certificate of Deposits)
- Cross Valley Federal Credit Union: 4.00% APY (6 Month Certificates)
- Top Tier Federal Credit Union: 4.00% APY (24 months IRA Certificates)
- MERCK SHARP and DOHME: 4.00% APY (Jumbo Certificates 60-Month)
- URE Federal Credit Union: 4.00% APY (12 Month Certificates of Deposit)
- Citymark Federal Credit Union: 4.00% APY (6-Month Promo Share and IRA Certificates (CDs))
Rates reflect recent verified offers available in White Deer, Pennsylvania. Last Updated: April 22, 2026
CD Calculators for White Deer, Pennsylvania
White Deer, Pennsylvania CD Calculator
At today’s PA top rate of 4.25% APY, a $10,000 deposit earns $425 in the first year. Enter your amount to see your exact return.
White Deer, Pennsylvania CD LadderPA CD rates currently range from 1.496% (3-month) to 2.229% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a White Deer, Pennsylvania CD at 4.25% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsPennsylvania’s average 12-month CD is 2.124% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for White Deer, Pennsylvania directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in White Deer, Pennsylvania. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in PA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 22, 2026
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