CD Rates Hope Valley, Rhode Island (RI) for April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current Hope Valley, Rhode Island CD rates include Webster BankWebster BankA+5.0 ★Texas Ratio: 2.48% offering Private 3-Month CD at 4.00% APY, Shoreham BankShoreham BankA5.0 ★Texas Ratio: 10.45% offering 3 Month CD at 3.90% APY, Greenwood Credit UnionGreenwood Credit UnionA+5.0 ★Texas Ratio: 3.56% offering 5 Year Certificates of Deposit at 3.75% APY, Eastern Bank Boston, MAEastern Bank Boston, MAA+5.0 ★Texas Ratio: 2.03% offering 6 Month CD/IRA CD at 3.75% APY, and Ocean State Credit UnionOcean State Credit UnionA5.0 ★Texas Ratio: 7.10% offering 1 Year CD at 3.50% APY. CD rates as of April 12, 2026 according to verified data from MonitorBankRates.
Hope Valley is a smaller community with no bank or credit union branches currently in our database. 43 institutions serving the Rhode Island area are available to Hope Valley residents, with CD rates as high as 4.00% APY from Webster Bank. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 12, 2026
Compare Best CD Rates in Hope Valley, Rhode Island & the Surrounding Area
$1,000.00 Minimum balance required
$1,000.00 Minimum balance required
Relationship APY
$1,000.00 Minimum balance required
Relationship APY
$1,000.00 Minimum balance required
$1,000.00 Minimum balance required
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Hope Valley, RI CD Rate Trends
Compare local Hope Valley, RI CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Rhode Island 12-month CD rates fell 0.480 points over the past 7 days to 2.629% APY.
Rhode Island 6-month CD rates fell 0.324 points over the past 7 days to 2.620% APY.
Frequently Asked Questions about CD Rates in Hope Valley, Rhode Island
Are CD rates in Hope Valley, Rhode Island FDIC insured?
Do I have to pay state taxes on CD interest in Hope Valley, Rhode Island?
Can I withdraw my money early from a CD?
What is the difference between a Jumbo CD and a regular CD?
Are fixed-rate CDs better than variable-rate CDs?
What is a CD ladder?
Best CD rates in Hope Valley, Rhode Island?
- Webster Bank: 4.00% APY (Private 3-Month CD)
- Shoreham Bank: 3.90% APY (3 Month CD)
- Greenwood Credit Union: 3.75% APY (5 Year Certificates of Deposit)
- Eastern Bank Boston, MA: 3.75% APY (6 Month CD/IRA CD)
- Ocean State Credit Union: 3.50% APY (18 Month CD)
- Rhode Island Credit Union: 3.50% APY (6 Month Certificate of Deposit)
- Bank5 Connect: 3.20% APY (12 Month CD)
- Westerly Community Credit Union: 3.20% APY (Premier 3 Month CD Special)
- Blackstone River Federal Credit Union: 3.04% APY (36 Month Certificate of Deposit)
- Coastal1 Credit Union: 3.00% APY (24 month Certificate Of Deposit)
CD Calculators
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Hope Valley, Rhode Island directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Hope Valley, Rhode Island. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in RI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
