Current Woonsocket, Rhode Island CD rates include Blackstone River Federal Credit UnionBlackstone River Federal Credit Union10 Monument Sq, Woonsocket, RI 02895A+5.0 ★Texas Ratio: 4.52% offering 12 Month Certificate of Deposit at 3.04% APY, Milford Federal BankMilford Federal Bank2020 Diamond Hill Rd, Woonsocket, RI 02895A+5.0 ★Texas Ratio: 1.42% offering 36 Month Education CD at 2.02% APY, Shoreham BankShoreham BankA5.0 ★Texas Ratio: 10.45% offering 3 Month CD Accounts4 at 3.90% APY, Greenwood Credit UnionGreenwood Credit UnionA+5.0 ★Texas Ratio: 3.56% offering 4 Year Certificates of Deposit at 3.75% APY, and Webster BankWebster BankA+5.0 ★Texas Ratio: 2.48% offering Private 6-Month CD at 3.75% APY. CD rates as of April 10, 2026 according to verified data from MonitorBankRates.
Woonsocket has 7 local institutions in our database, with CD rates as high as 3.04% APY from Blackstone River Federal Credit Union at 10 Monument Sq, Woonsocket, RI 02895. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Rhode Island area. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 10, 2026
Relationship APY
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for existing or new Private Checking account holders.
$1,000.00 Minimum balance required
Premium APY
Relationship APY
$1,000.00 Minimum balance required
Relationship APY
$1,000.00 Minimum balance required
Relationship APY
$1,000.00 Minimum balance required
Premium APY
Relationship APY
Relationship APY
Compare local Woonsocket, RI CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Rhode Island 12-month CD rates fell 0.017 points over the past 7 days to 3.085% APY.
Rhode Island 6-month CD rates fell 0.007 points over the past 7 days to 2.957% APY.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Woonsocket, Rhode Island directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Woonsocket, Rhode Island. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in RI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.