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CD Rate Trends

Arlington, Texas Best CD Rates September 2026

Current Arlington, Texas CD rates include EECU Credit UnionEECU Credit Union2212 Southgate St, Arlington, TX 76013A+5.0 ★Texas Ratio: 2.51%Real return: +1.55%APY minus CPI (February 2026) offering 36 Month Jumbo CD at 4.35% APY, Colonial Savings, F.A.Colonial Savings, F.A.1605 S Bowen Rd, Arlington, TX 76013A+5.0 ★Texas Ratio: 0.18%Real return: +1.23%APY minus CPI (February 2026) offering 6 Month Certificate of Deposit at 4.03% APY, Libertyone Credit UnionLibertyone Credit Union2221 E Lamar Blvd Ste 110, Arlington, TX 76006A5.0 ★Texas Ratio: 6.70%Real return: +1.22%APY minus CPI (February 2026) offering 60 Month Jumbo or IRA CD at 4.02% APY, GREATER TEXASGREATER TEXAS1425 N CENTER ST, ARLINGTON, TX 76011A5.0 ★Texas Ratio: 6.18%Real return: +1.20%APY minus CPI (February 2026) offering 60 Month IRA Term Share Accounts/Certificates of Deposit at 4.00% APY, and Susser BankSusser Bank2326 W Pleasant Ridge Rd, Arlington, TX 76015A+5.0 ★Texas Ratio: 3.02%Real return: +1.10%APY minus CPI (February 2026) offering 6 Month Certificates of Deposit (CD) at 3.90% APY. CD rates as of September 22, 2026 according to verified data from MonitorBankRates.

Arlington has 202 local institutions in our database, with CD rates as high as 4.35% APY from EECU Credit Union at 2212 Southgate St, Arlington, TX 76013. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Texas area. Rates are continually updated, so we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: September 22, 2026

Compare Best CD Rates in Arlington, Texas & the Surrounding Area

Arlington 3 Month CD Rates

National 3 Month CD Average2.06% APYUnchanged from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Susser Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
2326 W Pleasant Ridge Rd, Arlington, TX 76015
3 Month Certificates of Deposit (CD)
$0
3.75% ▲ 1.69% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 1.69% above avg
Details

Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
3801 Matlock Rd, Arlington, TX 76015
90 Day Certificate of Deposit
$0
3.60% ▲ 1.54% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 1.54% above avg
Details

Balance: $500,000+; $500,000+ minimum balance

Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
3801 Matlock Rd, Arlington, TX 76015
90 Day Jumbo CD
$0
3.60% ▲ 1.54% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 1.54% above avg
Details

Annual Percentage Yield effective as of 09/18/2026. Fees or withdrawals could reduce the earnings on the account. Penalty may be imposed for early withdrawal. For CDs of $500,000 and over.

Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
3801 Matlock Rd, Arlington, TX 76015
90 Day Certificate of Deposit
$0
3.35% ▲ 1.29% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 1.29% above avg
Details

Balance: $100,000 and over

EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2212 Southgate St, Arlington, TX 76013
3 Month Jumbo CD
$50,000
3.07% ▲ 1.01% above national avg
Rate3.03%
Min Deposit$50,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 1.01% above avg
Details

APY (Annual Percentage Yield) is accurate as of September 18, 2026 and is subject to change at any time. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Interest is compounded monthly and credited monthly.

Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
3801 Matlock Rd, Arlington, TX 76015
90 Day Certificate of Deposit
$0
3.05% ▲ 0.99% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 0.99% above avg
Details

Balance: $1,000 to $99,999.99

Southside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
2831 W Park Row Dr, Arlington, TX 76013
3 Month CD
$100,000
3.03% ▲ 0.97% above national avg
Rate3.00%
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 0.97% above avg
Details

EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2212 Southgate St, Arlington, TX 76013
3 Month Standard CDs
$1,000
2.97% ▲ 0.91% above national avg
Rate2.93%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 0.91% above avg
Details

APY (Annual Percentage Yield) is accurate as of September 18, 2026 and is subject to change at any time. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Interest is compounded monthly and credited monthly.

Woodforest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.96%
735 W Sublett Rd, Arlington, TX 76017
3 Month CD
$500
2.00% ▼ 0.06% below national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 0.06% below avg
Details

GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
1425 N CENTER ST, ARLINGTON, TX 76011
3 Month IRA Term Share Accounts/Certificates of Deposit
$1,000
0.75% ▼ 1.31% below national avg
Rate0.75%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.06%▼ 1.31% below avg
Details

JUMBO $95,000+

GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
1425 N CENTER ST, ARLINGTON, TX 76011
3 Month Term Share Certificate/Certificate of Deposit
$1,000
0.75% ▼ 1.31% below national avg
Rate0.75%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.06%▼ 1.31% below avg
Details

JUMBO $95,000+

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
5905 W Poly Webb Rd, Arlington, TX 76016
3 month Standard Interest Rate
$2,500
0.06% ▼ 2.00% below national avg
Rate0.06%
Min Deposit$2,500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 2.00% below avg
Details

Early withdrawal penalties may apply.

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
5905 W Poly Webb Rd, Arlington, TX 76016
3 month Standard Fixed Rate CD
$2,500
0.05% ▼ 2.01% below national avg
Rate0.05%
Min Deposit$2,500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 2.01% below avg
Details

Relationship APY 0.06%. Early withdrawal penalties may apply.

Bank of the Panhandle
Institution Rating:
A5.0 ★Texas Ratio: 12.98%
90 Day Certificates of Deposit
$0
5.10% ▲ 3.04% above national avg
Rate5.00%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.06%▲ 3.04% above avg
Details

$50,000+

Bank of the Panhandle
Institution Rating:
A5.0 ★Texas Ratio: 12.98%
90 Day Certificates of Deposit
$0
4.84% ▲ 2.78% above national avg
Rate4.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.06%▲ 2.78% above avg
Details

$1,000 - $49,999

Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
3 Month CD
$1,000
4.32% ▲ 2.26% above national avg
Rate4.25%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.06%▲ 2.26% above avg
Details

UP to $99,999.99

First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
3 Month Business CD
$5,000
4.30% ▲ 2.24% above national avg
Rate
Min Deposit$5,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 2.24% above avg
Details

$1,000,000.00+

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
3 Month IRA Certificate
$250,001
4.23% ▲ 2.17% above national avg
Rate4.15%
Min Deposit$250,001
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.06%▲ 2.17% above avg
Details

First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
3 Month Business CD
$5,000
4.20% ▲ 2.14% above national avg
Rate
Min Deposit$5,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 2.14% above avg
Details

$250,000.00 - $999,999.99

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
3 Month IRA Certificate
$100,001
4.18% ▲ 2.12% above national avg
Rate4.10%
Min Deposit$100,001
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.06%▲ 2.12% above avg
Details

Gulf Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
90 Day Jumbo Certificates of Deposit
$0
4.18% ▲ 2.12% above national avg
Rate4.10%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.06%▲ 2.12% above avg
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
3 Month IRA Certificate
$50,001
4.13% ▲ 2.07% above national avg
Rate4.05%
Min Deposit$50,001
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.06%▲ 2.07% above avg
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
Share Certificates (3 months)
$250,001
4.13% ▲ 2.07% above national avg
Rate4.05%
Min Deposit$250,001
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.06%▲ 2.07% above avg
Details

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
Momentum Share Certificate Rate - 3 Month Special
$0
4.13% ▲ 2.07% above national avg
Rate4.05%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.06%▲ 2.07% above avg
Details

Balance: $1000.00 - $49,999.99

First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
3 Month Business CD
$5,000
4.10% ▲ 2.04% above national avg
Rate
Min Deposit$5,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 2.04% above avg
Details

$100,000.00 - $249,999.99

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
3 Month IRA Certificate
$1,000
4.07% ▲ 2.01% above national avg
Rate4.00%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.06%▲ 2.01% above avg
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
Share Certificates (3 months)
$100,001
4.07% ▲ 2.01% above national avg
Rate4.00%
Min Deposit$100,001
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.06%▲ 2.01% above avg
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
Share Certificates (3 months)
$50,001
4.02% ▲ 1.96% above national avg
Rate3.95%
Min Deposit$50,001
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.06%▲ 1.96% above avg
Details

Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.06%
3 Month Share Certificate
$0
4.00% ▲ 1.94% above national avg
Rate3.93%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 1.94% above avg
Details

Limited Time 3 Month and 6 Month Share Certificates available on new Certificates. This is a promotional yield of 4.00% APY; Annual Percentage Yield (APY) is calculated on a 3.93% base rate. Yields are subject to change without notice. "Limited Time 3-Month and 6-Month" Bonus Dividend may not be combined with any other dividend increase/bonus, i.e., "Direct Deposit Bonus" and "Jumbo Certificate" increased rates. $1,000.00 minimum balance, regular Share Certificate requirement on a 365-day basis compounding monthly or at account closure. IRA share certificates do not qualify for this promotion. No additional deposits accepted (other than dividends) during certificate term. There is a substantial penalty for early withdrawal of Certificate funds. Fees and other conditions may reduce earnings. The 3-Month promotional Certificate will automatically roll over to a 3-Month Certificate at the available rates of Certificates at maturity.

Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.06%
3-Month Certificate
$0
4.00% ▲ 1.94% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 1.94% above avg
Details

No minimum deposit.

First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
3 Month Business CD
$5,000
4.00% ▲ 1.94% above national avg
Rate
Min Deposit$5,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 1.94% above avg
Details

MIN BALANCE - $99,999.99

InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.11%
3-Month HYRC Certificate
$0
4.00% ▲ 1.94% above national avg
Rate3.93%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 1.94% above avg
Details

High-Yield Rewards Checking Account required

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
Share Certificates (3 months)
$1,000
3.97% ▲ 1.91% above national avg
Rate3.90%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.06%▲ 1.91% above avg
Details

Ciera Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
90 Day Certificate
$1,000
3.90% ▲ 1.84% above national avg
Rate3.84%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.06%▲ 1.84% above avg
Details

Compounded: ; Credited: At Maturity

Cornerstone Capital Bank, SSB
Institution Rating:
B-4.3 ★Texas Ratio: 23.44%
Consumer 3 Month CD
$500
3.85% ▲ 1.79% above national avg
Rate3.78%
Min Deposit$500
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.06%▲ 1.79% above avg
Details

Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
90 Day Certificate
$0
3.80% ▲ 1.74% above national avg
Rate3.73%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 1.74% above avg
Details

Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
90 Day Star Certificate of Deposit
$1,000
3.80% ▲ 1.74% above national avg
Rate3.73%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 1.74% above avg
Details

Preferred Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.84%
3-Month CD
$0
3.80% ▲ 1.74% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 1.74% above avg
Details

Capital Bank TX
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
3 Month Certificate of Deposit
$0
3.80% ▲ 1.74% above national avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.06%▲ 1.74% above avg
Details

OWB One World Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
90 Day Certificate Of Deposit (CD)
$0
3.80% ▲ 1.74% above national avg
Rate3.74%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.06%▲ 1.74% above avg
Details

OWB One World Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
90 Day Jumbo Certificate Of Deposit (CD)
$0
3.80% ▲ 1.74% above national avg
Rate3.74%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.06%▲ 1.74% above avg
Details

InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.11%
3-Month Certificate
$0
3.75% ▲ 1.69% above national avg
Rate3.69%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 1.69% above avg
Details

Chicago Patrolmens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
3 Month Share Certificates
$0
3.72% ▲ 1.66% above national avg
Rate3.65%
Min Deposit$0
Min Balance
Verified and UpdatedSep 16, 2026
National Average2.06%▲ 1.66% above avg
Details

City Public Service IBEW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
3 Month Share Certificates
$1,000
3.71% ▲ 1.65% above national avg
Rate3.65%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 16, 2026
National Average2.06%▲ 1.65% above avg
Details

Mobility Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
3-Month Certificate
$0
3.71% ▲ 1.65% above national avg
Rate3.65%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 1.65% above avg
Details

Woori America Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
3-Months CD
$1,000
3.70% ▲ 1.64% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 1.64% above avg
Details

Interest is not compounded. Interest will be credited to your account at maturity.

Capital Bank TX
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
3 Month Certificate of Deposit
$0
3.70% ▲ 1.64% above national avg
Rate3.65%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.06%▲ 1.64% above avg
Details

Interstate Bank
Institution Rating:
C-3.5 ★Texas Ratio: 26.84%
3 Month Certificate
$100,000
3.65% ▲ 1.59% above national avg
Rate3.60%
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.06%▲ 1.59% above avg
Details

Balance: $100,000 and over

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
3 Month Business Liquid Certificate
$0
3.65% ▲ 1.59% above national avg
Rate3.60%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 1.59% above avg
Details

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
3 Month Liquid Certificate
$0
3.65% ▲ 1.59% above national avg
Rate3.60%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 1.59% above avg
Details

Arlington 6 Month CD Rates

National 6 Month CD Average2.76% APYUnchanged from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2212 Southgate St, Arlington, TX 76013
6 Month Jumbo CD
$50,000
4.11% ▲ 1.35% above national avg
Rate4.03%
Min Deposit$50,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.35% above avg
Details

APY (Annual Percentage Yield) is accurate as of September 18, 2026 and is subject to change at any time. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Interest is compounded monthly and credited monthly.

Colonial Savings, F.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
1605 S Bowen Rd, Arlington, TX 76013
6 Month Certificate of Deposit
$0
4.03% ▲ 1.27% above national avg
Rate3.96%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.27% above avg
Details

Colonial Savings, F.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
1605 S Bowen Rd, Arlington, TX 76013
6 Month Jumbo Certificate of Deposit
$0
4.03% ▲ 1.27% above national avg
Rate3.96%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.27% above avg
Details

Colonial Savings, F.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
1605 S Bowen Rd, Arlington, TX 76013
6 Month IRA Certificate
$0
4.00% ▲ 1.24% above national avg
Rate3.96%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.24% above avg
Details

EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2212 Southgate St, Arlington, TX 76013
6 Month Standard CDs
$1,000
4.00% ▲ 1.24% above national avg
Rate3.93%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.24% above avg
Details

APY (Annual Percentage Yield) is accurate as of September 18, 2026 and is subject to change at any time. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Interest is compounded monthly and credited monthly.

Susser Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
2326 W Pleasant Ridge Rd, Arlington, TX 76015
6 Month Certificates of Deposit (CD)
$0
3.90% ▲ 1.14% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.14% above avg
Details

Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.00%
321 E Sublett Rd, Arlington, TX 76018 2734
6 Month Standard CD
$2,500
3.70% ▲ 0.94% above national avg
Rate3.63%
Min Deposit$2,500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.94% above avg
Details

Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.00%
321 E Sublett Rd, Arlington, TX 76018 2734
6 Month Standard Certificates
$0
3.70% ▲ 0.94% above national avg
Rate3.63%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.94% above avg
Details

Libertyone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
2221 E Lamar Blvd Ste 110, Arlington, TX 76006
6 Month Jumbo or IRA CD
$25,000
3.66% ▲ 0.90% above national avg
Rate3.60%
Min Deposit$25,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.90% above avg
Details

Simmons Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.47%
3641 Matlock Rd, Arlington, TX 76015
6-month CD
$0
3.65% ▲ 0.89% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.89% above avg
Details

New Money; Open now; Open in branch

Southside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
2831 W Park Row Dr, Arlington, TX 76013
6 Month CD
$100,000
3.65% ▲ 0.89% above national avg
Rate3.60%
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.89% above avg
Details

Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520
6 Month Certificate
$0
3.61% ▲ 0.85% above national avg
Rate3.55%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.85% above avg
Details

Balance: $95,000; Earning Rate with Benefits Checking: 4.05%; APY with Benefits Checking: 4.13%

Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520
Term Share Certificates - 6 Months
$0
3.61% ▲ 0.85% above national avg
Rate3.55%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.85% above avg
Details

Balance: $95,000; Earning Rate with Benefits Checking: 4.05%; APY with Benefits Checking: 4.13%

Libertyone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
2221 E Lamar Blvd Ste 110, Arlington, TX 76006
6 Month Regular or IRA CD
$500
3.56% ▲ 0.80% above national avg
Rate3.50%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.80% above avg
Details

Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520
6 Month Certificate
$0
3.56% ▲ 0.80% above national avg
Rate3.50%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.80% above avg
Details

Balance: $50,000-$94,999; Earning Rate with Benefits Checking: 4.00%; APY with Benefits Checking: 4.07%

Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520
Term Share Certificates - 6 Months
$0
3.56% ▲ 0.80% above national avg
Rate3.50%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.80% above avg
Details

Balance: $50,000-$94,999; Earning Rate with Benefits Checking: 4.00%; APY with Benefits Checking: 4.07%

Simmons Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.47%
3641 Matlock Rd, Arlington, TX 76015
6-month CD
$0
3.50% ▲ 0.74% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.74% above avg
Details

New Money; Open now; Open in branch

GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
1425 N CENTER ST, ARLINGTON, TX 76011
6 Month IRA Term Share Accounts/Certificates of Deposit
$1,000
3.50% ▲ 0.74% above national avg
Rate3.44%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.74% above avg
Details

JUMBO $95,000+

GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
1425 N CENTER ST, ARLINGTON, TX 76011
6 Month Term Share Certificate/Certificate of Deposit
$1,000
3.50% ▲ 0.74% above national avg
Rate3.44%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.74% above avg
Details

JUMBO $95,000+

Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520
6 Month Certificate
$0
3.25% ▲ 0.49% above national avg
Rate3.20%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.49% above avg
Details

Balance: $10,000-$49,999; Earning Rate with Benefits Checking: 3.70%; APY with Benefits Checking: 3.76%

Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520
Term Share Certificates - 6 Months
$0
3.25% ▲ 0.49% above national avg
Rate3.20%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.49% above avg
Details

Balance: $10,000-$49,999; Earning Rate with Benefits Checking: 3.70%; APY with Benefits Checking: 3.76%

Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520
6 Month Certificate
$0
3.20% ▲ 0.44% above national avg
Rate3.15%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.44% above avg
Details

Balance: $1,000-$9,999; Earning Rate with Benefits Checking: 3.65%; APY with Benefits Checking: 3.71%

Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520
Term Share Certificates - 6 Months
$0
3.20% ▲ 0.44% above national avg
Rate3.15%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.44% above avg
Details

Balance: $1,000-$9,999; Earning Rate with Benefits Checking: 3.65%; APY with Benefits Checking: 3.71%

Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
3801 Matlock Rd, Arlington, TX 76015
180 Day Certificate of Deposit
$0
3.10% ▲ 0.34% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.34% above avg
Details

Balance: $100,000 and over

Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
3801 Matlock Rd, Arlington, TX 76015
180 Day Certificate of Deposit
$0
2.70% ▼ 0.06% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 0.06% below avg
Details

Balance: $1,000 to $99,999.99

Southside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
2831 W Park Row Dr, Arlington, TX 76013
6 Month CD
$1,000
2.52% ▼ 0.24% below national avg
Rate2.50%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 0.24% below avg
Details

Woodforest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.96%
735 W Sublett Rd, Arlington, TX 76017
6 Month CD
$500
2.25% ▼ 0.51% below national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 0.51% below avg
Details

Allied Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
909 W Sanford St, ARLINGTON, TX 76012 5032
6 Month Term Share Certificate
$0
1.76% ▼ 1.00% below national avg
Rate1.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▼ 1.00% below avg
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
5905 W Poly Webb Rd, Arlington, TX 76016
6 month Standard Interest Rate
$2,500
0.06% ▼ 2.70% below national avg
Rate0.06%
Min Deposit$2,500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 2.70% below avg
Details

Early withdrawal penalties may apply.

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
5905 W Poly Webb Rd, Arlington, TX 76016
6 month Standard Fixed Rate
$2,500
0.05% ▼ 2.71% below national avg
Rate0.05%
Min Deposit$2,500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 2.71% below avg
Details

Relationship APY 0.06%. Early withdrawal penalties may apply.

Bank of the Panhandle
Institution Rating:
A5.0 ★Texas Ratio: 12.98%
6 Month Certificates of Deposit
$0
5.10% ▲ 2.34% above national avg
Rate5.00%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 2.34% above avg
Details

$50,000+

Bank of the Panhandle
Institution Rating:
A5.0 ★Texas Ratio: 12.98%
6 Month Certificates of Deposit
$0
4.84% ▲ 2.08% above national avg
Rate4.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 2.08% above avg
Details

$1,000 - $49,999

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
6 Month 360 CDs
$0
4.30% ▲ 1.54% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.54% above avg
Details

Fixed APY | No minimum balance

Chartway Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
6-Month Promo Certificate
$0
4.30% ▲ 1.54% above national avg
Rate4.23%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.54% above avg
Details

Promo Certificate Disclosure - The 6-month Promotional Certificate Annual Percentage Yield (APY). Promotional Certificates are available for new and existing members of Chartway Credit Union. To qualify for the offer, certificates must be funded completely with new deposits. New Deposits are defined as funds not currently on deposit with Chartway Credit Union. Rate effective date April 1, 2026. Chartway Credit Union reserves the right to end or modify the offer at any time. Penalty for early withdrawal. Fees could reduce earnings on the account. The certificate has a minimum $500 balance ($100 if under 18 years old) to open. The 13-month certificate will renew at the current 6-month certificate rate. Rate subject to change. The Credit Union reserves the right to delay the availability of funds deposited to accounts that are not transaction accounts for periods longer than those disclosed in the Funds Availability Policy.

Bank of South Texas
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
6 Month CD Offer
$0
4.28% ▲ 1.52% above national avg
Rate4.20%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 1.52% above avg
Details

Amerant Bank
Institution Rating:
B+4.7 ★Texas Ratio: 18.92%
6-month CD
$10,000
4.25% ▲ 1.49% above national avg
Rate
Min Deposit$10,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.49% above avg
Details

Promotional CD offer valid for FL residents. Minimum $10,000 deposit and balance from external source required to obtain promotional rate. Max deposit $250,000 per account - $500,000 per customer. Account must be opened online or in-branch. Personal account only. Rates subject to change without notice. Early withdrawal penalties may apply. Fees could reduce earnings on the account. Interest compounded and paid monthly. If no action is taken, CD auto-renews at current rates and APY available at that time.

Gulf Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
6 Month Jumbo Certificates of Deposit
$0
4.23% ▲ 1.47% above national avg
Rate4.15%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.76%▲ 1.47% above avg
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
6 Month IRA Certificate
$250,001
4.23% ▲ 1.47% above national avg
Rate4.15%
Min Deposit$250,001
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.47% above avg
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
6 Month IRA Certificate
$100,001
4.18% ▲ 1.42% above national avg
Rate4.10%
Min Deposit$100,001
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.42% above avg
Details

Eastex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
6 Month Share Certificate
$0
4.18% ▲ 1.42% above national avg
Rate4.10%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.42% above avg
Details

Balance: 500 & over

T Bank
Institution Rating:
C4.0 ★Texas Ratio: 26.72%
6 Month CD
$1,000
4.16% ▲ 1.40% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.76%▲ 1.40% above avg
Details

Branch Rate

T Bank
Institution Rating:
C4.0 ★Texas Ratio: 26.72%
CD - 6 Month
$1,000
4.16% ▲ 1.40% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.76%▲ 1.40% above avg
Details

NexBank
Institution Rating:
A-5.0 ★Texas Ratio: 14.93%
6 month Promotional Online CD
$0
4.15% ▲ 1.39% above national avg
Rate4.11%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.39% above avg
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
6 Month IRA Certificate
$50,001
4.13% ▲ 1.37% above national avg
Rate4.05%
Min Deposit$50,001
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.37% above avg
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
Share Certificates (6 months)
$250,001
4.13% ▲ 1.37% above national avg
Rate4.05%
Min Deposit$250,001
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.37% above avg
Details

Balance: $250,001 and over

Neches Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
6 Month IRA Shares Certificate
$0
4.09% ▲ 1.33% above national avg
Rate4.02%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.33% above avg
Details

Certificate Rates ($1,000 minimum balance)

5Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
Share Certificate 6-Month (Tier 3)
$99,000
4.09% ▲ 1.33% above national avg
Rate4.01%
Min Deposit$99,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.33% above avg
Details

Minimum: $99,000.00 or greater; Share Certificate

Freedom Bank Alamo, TX
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
6-Month IRA CD Account
$1,000
4.07% ▲ 1.31% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.76%▲ 1.31% above avg
Details

To receive promotional rate, opening deposit cannot originate from pre-existing Freedom Bank account funds. Rate applicable to a maximum of $250,000.00 FDIC coverage per customer relationship. Rates may change after account opening. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account. Other terms and conditions may apply.

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
6 Month IRA Certificate
$1,000
4.07% ▲ 1.31% above national avg
Rate4.00%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.31% above avg
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
Share Certificates (6 months)
$100,001
4.07% ▲ 1.31% above national avg
Rate4.00%
Min Deposit$100,001
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.31% above avg
Details

Balance: $100,001 - $250,000.99

Arlington 12 Month CD Rates

National 12 Month CD Average2.95% APYUnchanged from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2212 Southgate St, Arlington, TX 76013
12 Month Jumbo CD
$50,000
4.20% ▲ 1.25% above national avg
Rate4.13%
Min Deposit$50,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 1.25% above avg
Details

APY (Annual Percentage Yield) is accurate as of September 18, 2026 and is subject to change at any time. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Interest is compounded monthly and credited monthly.

EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2212 Southgate St, Arlington, TX 76013
12 Month Standard CDs
$1,000
4.10% ▲ 1.15% above national avg
Rate4.03%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 1.15% above avg
Details

APY (Annual Percentage Yield) is accurate as of September 18, 2026 and is subject to change at any time. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Interest is compounded monthly and credited monthly.

EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2212 Southgate St, Arlington, TX 76013
12 Month Bump Rate CD
$5,000
4.00% ▲ 1.05% above national avg
Rate3.93%
Min Deposit$5,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 1.05% above avg
Details

Rate may not be bumped until six months after the open date of the CD. Interest is compounded monthly and credited monthly.

Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.00%
321 E Sublett Rd, Arlington, TX 76018 2734
12 Month CD
$2,500
3.90% ▲ 0.95% above national avg
Rate3.83%
Min Deposit$2,500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.95% above avg
Details

Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.00%
321 E Sublett Rd, Arlington, TX 76018 2734
12 Month Roth IRA Certificate
$0
3.90% ▲ 0.95% above national avg
Rate3.83%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.95% above avg
Details

IRA & Roth IRA Certificates

Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.00%
321 E Sublett Rd, Arlington, TX 76018 2734
12 Month Standard CD
$2,500
3.90% ▲ 0.95% above national avg
Rate3.83%
Min Deposit$2,500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.95% above avg
Details

Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.00%
321 E Sublett Rd, Arlington, TX 76018 2734
12 Month Standard Certificates
$0
3.90% ▲ 0.95% above national avg
Rate3.83%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.95% above avg
Details

Southside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
2831 W Park Row Dr, Arlington, TX 76013
1 Year IRA
$1,000
3.86% ▲ 0.91% above national avg
Rate3.80%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.91% above avg
Details

Susser Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
2326 W Pleasant Ridge Rd, Arlington, TX 76015
12 Month Certificates of Deposit (CD)
$0
3.85% ▲ 0.90% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.90% above avg
Details

Southside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
2831 W Park Row Dr, Arlington, TX 76013
1 Year CD
$100,000
3.80% ▲ 0.85% above national avg
Rate3.75%
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.85% above avg
Details

GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
1425 N CENTER ST, ARLINGTON, TX 76011
12 Month IRA Term Share Accounts/Certificates of Deposit
$1,000
3.80% ▲ 0.85% above national avg
Rate3.73%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.85% above avg
Details

JUMBO

GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
1425 N CENTER ST, ARLINGTON, TX 76011
12 Month Term Share Certificate/Certificate of Deposit
$1,000
3.80% ▲ 0.85% above national avg
Rate3.73%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.85% above avg
Details

JUMBO $95,000+

GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
1425 N CENTER ST, ARLINGTON, TX 76011
12 Month IRA Term Share Accounts/Certificates of Deposit
$1,000
3.75% ▲ 0.80% above national avg
Rate3.68%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.80% above avg
Details

JUMBO $95,000+

GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
1425 N CENTER ST, ARLINGTON, TX 76011
12 Month Term Share Certificate/Certificate of Deposit
$1,000
3.75% ▲ 0.80% above national avg
Rate3.68%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.80% above avg
Details

JUMBO $95,000+

Libertyone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
2221 E Lamar Blvd Ste 110, Arlington, TX 76006
12 Month Jumbo or IRA CD
$25,000
3.71% ▲ 0.76% above national avg
Rate3.65%
Min Deposit$25,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.76% above avg
Details

Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.00%
321 E Sublett Rd, Arlington, TX 76018 2734
12 Month FlexPlus
$500
3.70% ▲ 0.75% above national avg
Rate3.63%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.75% above avg
Details

Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520
12 Month Certificate
$0
3.67% ▲ 0.72% above national avg
Rate3.60%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.72% above avg
Details

Balance: $95,000; Earning Rate with Benefits Checking: 4.10%; APY with Benefits Checking: 4.18%

Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520
12 Month IRA Certificate
$0
3.67% ▲ 0.72% above national avg
Rate3.60%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.72% above avg
Details

Compounding/Paid : Daily/Quarterly

Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520
12 Month IRA Term Share Certificates
$1,000
3.67% ▲ 0.72% above national avg
Rate3.60%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.72% above avg
Details

Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520
IRA Term Share Certificates - 12 Months
$1,000
3.67% ▲ 0.72% above national avg
Rate3.60%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.72% above avg
Details

Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520
Term Share Certificates - 12 Months
$0
3.67% ▲ 0.72% above national avg
Rate3.60%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.72% above avg
Details

Balance: $95,000; Earning Rate with Benefits Checking: 4.10%; APY with Benefits Checking: 4.18%

Texas Trust Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
2501 E Pioneer Pkwy, Arlington, TX 76010 8365
1 Year Smart Start Share CD
$100
3.65% ▲ 0.70% above national avg
Rate
Min Deposit$100
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.70% above avg
Details

Available to members ages 17 and younger. Interest accrued and paid monthly. Deposits can be made anytime, by anyone. At age 16, minor may withdraw without joint owner consent. Once youth reaches age 18 and the CD matures, the money will automatically roll into a 1-year Term Share CD if it meets balance requirements. If not, the funds will be transferred to the Share Account. Penalties apply for early withdrawal. Youth Savings Account required.

Texas Trust Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
2501 E Pioneer Pkwy, Arlington, TX 76010 8365
1 Year Term Share CD
$500
3.65% ▲ 0.70% above national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.70% above avg
Details

Interest accrued and paid monthly. NCUA Insured up to $250,000. Withdrawal dividends that have been paid penalty free. Texas Trust Credit Union membership eligibility required. You must have a Share Account open with a minimum balance of $5 to open any Share CD.

Libertyone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
2221 E Lamar Blvd Ste 110, Arlington, TX 76006
12 Month Regular or IRA CD
$500
3.61% ▲ 0.66% above national avg
Rate3.55%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.66% above avg
Details

Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520
12 Month Certificate
$0
3.61% ▲ 0.66% above national avg
Rate3.55%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.66% above avg
Details

Balance: $50,000-$94,999; Earning Rate with Benefits Checking: 4.05%; APY with Benefits Checking: 4.13%

Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520
Term Share Certificates - 12 Months
$0
3.61% ▲ 0.66% above national avg
Rate3.55%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.66% above avg
Details

Balance: $50,000-$94,999; Earning Rate with Benefits Checking: 4.05%; APY with Benefits Checking: 4.13%

Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520
12 Month Certificate
$0
3.35% ▲ 0.40% above national avg
Rate3.30%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.40% above avg
Details

Balance: $10,000-$49,999; Earning Rate with Benefits Checking: 3.80%; APY with Benefits Checking: 3.87%

Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520
Term Share Certificates - 12 Months
$0
3.35% ▲ 0.40% above national avg
Rate3.30%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.40% above avg
Details

Balance: $10,000-$49,999; Earning Rate with Benefits Checking: 3.80%; APY with Benefits Checking: 3.87%

Colonial Savings, F.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
1605 S Bowen Rd, Arlington, TX 76013
12 Month Certificate of Deposit
$0
3.30% ▲ 0.35% above national avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 0.35% above avg
Details

Colonial Savings, F.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
1605 S Bowen Rd, Arlington, TX 76013
12 Month Jumbo Certificate of Deposit
$0
3.30% ▲ 0.35% above national avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 0.35% above avg
Details

Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520
12 Month Certificate
$0
3.30% ▲ 0.35% above national avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.35% above avg
Details

Balance: $1,000-$9,999; Earning Rate with Benefits Checking: 3.75%; APY with Benefits Checking: 3.82%

Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520
Term Share Certificates - 12 Months
$0
3.30% ▲ 0.35% above national avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.35% above avg
Details

Balance: $1,000-$9,999; Earning Rate with Benefits Checking: 3.75%; APY with Benefits Checking: 3.82%

Truist
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
1401 N Collins St, Arlington, TX 76011
12 Month Certificate of Deposit (CDs)
$0
3.25% ▲ 0.30% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.30% above avg
Details

Special rate on select new CD accounts.

Colonial Savings, F.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
1605 S Bowen Rd, Arlington, TX 76013
12 Month IRA Certificate
$0
3.25% ▲ 0.30% above national avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 0.30% above avg
Details

Mount Olive Baptist Church Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.54%
514 NL Robinson Dr, Arlington, TX 76011 7473
12 Month Investment Certificate Account
$1,000
3.04% ▲ 0.09% above national avg
Rate3.00%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 0.09% above avg
Details

Southside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
2831 W Park Row Dr, Arlington, TX 76013
1 Year CD
$1,000
3.03% ▲ 0.08% above national avg
Rate3.00%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.08% above avg
Details

Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
3801 Matlock Rd, Arlington, TX 76015
12 Month Certificate of Deposit
$0
3.00% ▲ 0.05% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.05% above avg
Details

Balance: $100,000 and over

Allied Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
909 W Sanford St, ARLINGTON, TX 76012 5032
12-Month Term
$0
2.79% ▼ 0.16% below national avg
Rate2.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.95%▼ 0.16% below avg
Details

Balance: $5,000 and up

Allied Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
909 W Sanford St, ARLINGTON, TX 76012 5032
12 Month Term Share Certificate
$0
2.78% ▼ 0.17% below national avg
Rate2.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.95%▼ 0.17% below avg
Details

Allied Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
909 W Sanford St, ARLINGTON, TX 76012 5032
12 Month Youth Certificate
$0
2.78% ▼ 0.17% below national avg
Rate2.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.95%▼ 0.17% below avg
Details

Term: 12 Month Youth Certificate

Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
3801 Matlock Rd, Arlington, TX 76015
12 Month Certificate of Deposit
$0
2.55% ▼ 0.40% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▼ 0.40% below avg
Details

Balance: $1,000 to $99,999.99

Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
3801 Matlock Rd, Arlington, TX 76015
IRA CD - 12 Month Fixed
$0
2.55% ▼ 0.40% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▼ 0.40% below avg
Details

Allied Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
909 W Sanford St, ARLINGTON, TX 76012 5032
12-Month Term
$0
2.53% ▼ 0.42% below national avg
Rate2.50%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.95%▼ 0.42% below avg
Details

Balance: $0 - $4,999.99

Woodforest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.96%
735 W Sublett Rd, Arlington, TX 76017
1 Year CD
$500
2.00% ▼ 0.95% below national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▼ 0.95% below avg
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
5905 W Poly Webb Rd, Arlington, TX 76016
1 year Standard Interest Rate
$2,500
1.51% ▼ 1.44% below national avg
Rate1.50%
Min Deposit$2,500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▼ 1.44% below avg
Details

Early withdrawal penalties may apply.

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
5905 W Poly Webb Rd, Arlington, TX 76016
1 year Standard Fixed Rate
$2,500
1.50% ▼ 1.45% below national avg
Rate1.49%
Min Deposit$2,500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▼ 1.45% below avg
Details

Relationship APY 1.51%. Early withdrawal penalties may apply.

Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
3801 Matlock Rd, Arlington, TX 76015
IRA CD - 12 Month Fixed
$0
0.03% ▼ 2.92% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▼ 2.92% below avg
Details

A+ Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
12 Month StartUP Share Certificate
$0
5.00% ▲ 2.05% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 2.05% above avg
Details

Maximum Balance: $1,000

Bank of the Panhandle
Institution Rating:
A5.0 ★Texas Ratio: 12.98%
12 Month Certificates of Deposit
$0
4.84% ▲ 1.89% above national avg
Rate4.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 1.89% above avg
Details

$50,000+

Bank of the Panhandle
Institution Rating:
A5.0 ★Texas Ratio: 12.98%
12 Month Certificates of Deposit
$0
4.58% ▲ 1.63% above national avg
Rate4.50%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 1.63% above avg
Details

$1,000 - $49,999

Arlington 18 Month CD Rates

National 18 Month CD Average2.81% APY▼ 0.04% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2212 Southgate St, Arlington, TX 76013
18 Month Jumbo CD
$50,000
4.25% ▲ 1.44% above national avg
Rate4.17%
Min Deposit$50,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 1.44% above avg
Details

APY (Annual Percentage Yield) is accurate as of September 18, 2026 and is subject to change at any time. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Interest is compounded monthly and credited monthly.

EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2212 Southgate St, Arlington, TX 76013
18 Month Standard CDs
$1,000
4.15% ▲ 1.34% above national avg
Rate4.07%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 1.34% above avg
Details

APY (Annual Percentage Yield) is accurate as of September 18, 2026 and is subject to change at any time. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Interest is compounded monthly and credited monthly.

EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2212 Southgate St, Arlington, TX 76013
18 Month Bump Rate CD
$5,000
4.04% ▲ 1.23% above national avg
Rate3.97%
Min Deposit$5,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 1.23% above avg
Details

Rate may not be bumped until six months after the open date of the CD. Interest is compounded monthly and credited monthly.

GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
1425 N CENTER ST, ARLINGTON, TX 76011
18 Month IRA Term Share Accounts/Certificates of Deposit
$1,000
3.80% ▲ 0.99% above national avg
Rate3.73%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.99% above avg
Details

JUMBO

GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
1425 N CENTER ST, ARLINGTON, TX 76011
18 Month Term Share Certificate/Certificate of Deposit
$1,000
3.80% ▲ 0.99% above national avg
Rate3.68%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.99% above avg
Details

JUMBO $95,000+

Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.00%
321 E Sublett Rd, Arlington, TX 76018 2734
18 Month CD
$2,500
3.75% ▲ 0.94% above national avg
Rate3.68%
Min Deposit$2,500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.94% above avg
Details

Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.00%
321 E Sublett Rd, Arlington, TX 76018 2734
18 Month Roth IRA Certificate
$0
3.75% ▲ 0.94% above national avg
Rate3.68%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.94% above avg
Details

IRA & Roth IRA Certificates

Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.00%
321 E Sublett Rd, Arlington, TX 76018 2734
18 Month Standard CD
$2,500
3.75% ▲ 0.94% above national avg
Rate3.68%
Min Deposit$2,500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.94% above avg
Details

Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.00%
321 E Sublett Rd, Arlington, TX 76018 2734
18 Month Standard Certificates
$0
3.75% ▲ 0.94% above national avg
Rate3.68%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.94% above avg
Details

GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
1425 N CENTER ST, ARLINGTON, TX 76011
18 Month IRA Term Share Accounts/Certificates of Deposit
$1,000
3.75% ▲ 0.94% above national avg
Rate3.68%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.94% above avg
Details

JUMBO $95,000+

Susser Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
2326 W Pleasant Ridge Rd, Arlington, TX 76015
18 Month Certificates of Deposit (CD)
$0
3.70% ▲ 0.89% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 0.89% above avg
Details

Southside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
2831 W Park Row Dr, Arlington, TX 76013
18 Month CD
$100,000
3.55% ▲ 0.74% above national avg
Rate3.50%
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 0.74% above avg
Details

Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520
18 Month IRA Term Share Certificates
$500
3.51% ▲ 0.70% above national avg
Rate3.45%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.70% above avg
Details

Add-On IRA

Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520
18 Months Add-On IRA
$0
3.51% ▲ 0.70% above national avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.70% above avg
Details

Compounding/Paid : Daily/Quarterly

Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520
IRA Term Share Certificates - 18 Months Add-On IRA
$500
3.51% ▲ 0.70% above national avg
Rate3.45%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.70% above avg
Details

Southside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
2831 W Park Row Dr, Arlington, TX 76013
18 Month CD
$1,000
3.34% ▲ 0.53% above national avg
Rate3.30%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 0.53% above avg
Details

Mount Olive Baptist Church Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.54%
514 NL Robinson Dr, Arlington, TX 76011 7473
18 Month Investment Certificate Account
$1,000
2.52% ▼ 0.29% below national avg
Rate2.50%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.81%▼ 0.29% below avg
Details

Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
3801 Matlock Rd, Arlington, TX 76015
IRA CD - 18 Month Variable
$0
0.90% ▼ 1.91% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.81%▼ 1.91% below avg
Details

Term: 18 Month Variable IRA

Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
3801 Matlock Rd, Arlington, TX 76015
IRA CD - 18 Month Variable
$0
0.03% ▼ 2.78% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.81%▼ 2.78% below avg
Details

Term: 18 Month Variable IRA

TEXAR Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
18 Month Share Certificates
$0
4.35% ▲ 1.54% above national avg
Rate4.27%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 1.54% above avg
Details

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
18 Month 360 CDs
$0
4.30% ▲ 1.49% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 1.49% above avg
Details

Fixed APY | No minimum balance

MapleMark Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.88%
18 Month CD
$0
4.30% ▲ 1.49% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 1.49% above avg
Details

Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
18 Month Certificate
$0
4.25% ▲ 1.44% above national avg
Rate4.16%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 1.44% above avg
Details

Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
18 Month Star Certificate of Deposit
$1,000
4.25% ▲ 1.44% above national avg
Rate4.16%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 1.44% above avg
Details

Capra Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18-Month Bump-Up CD
$10,000
4.25% ▲ 1.44% above national avg
Rate
Min Deposit$10,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.81%▲ 1.44% above avg
Details

Bump-Up CD; Available for a limited time only; Allows you to increase your rate once during the term of your CD if Capra's rates increase; Valid for new customers to Capra Bank; Must have or open an active Elevate or Summit checking account to obtain CD Special Offer; Available in Dubuque, Lubbock, Albuquerque, and Boise.

Ciera Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
18 Month Certificate
$1,000
4.15% ▲ 1.34% above national avg
Rate4.09%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.81%▲ 1.34% above avg
Details

Compounded: Quarterly; Credited: Quarterly

Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
18 Month CD
$100,000
4.15% ▲ 1.34% above national avg
Rate
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.81%▲ 1.34% above avg
Details

Interest Frequency: Monthly

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
18 Month Certificate of Deposit
$50,000
4.15% ▲ 1.34% above national avg
Rate4.07%
Min Deposit$50,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 1.34% above avg
Details

Balance: Jumbo ($50K plus)

Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
18 Month CD
$100,000
4.10% ▲ 1.29% above national avg
Rate
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.81%▲ 1.29% above avg
Details

Interest Frequency: Semi

Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
18 Month Business Term Share Certificate
$1,000
4.10% ▲ 1.29% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 1.29% above avg
Details

Valwood Park Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.34%
18 Month Term Share Certificate
$1,000
4.07% ▲ 1.26% above national avg
Rate4.00%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 1.26% above avg
Details

Dividends Compounded: Monthly; Dividends Credited: Monthly; Renewal: Automatic with 10-day grace period

Bank of the Panhandle
Institution Rating:
A5.0 ★Texas Ratio: 12.98%
18 Month Certificates of Deposit
$0
4.06% ▲ 1.25% above national avg
Rate4.00%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.81%▲ 1.25% above avg
Details

$50,000+

Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
18 Month CD
$100,000
4.05% ▲ 1.24% above national avg
Rate
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.81%▲ 1.24% above avg
Details

Interest Frequency: Semi

First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
18 Month Business CD
$5,000
4.05% ▲ 1.24% above national avg
Rate
Min Deposit$5,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 1.24% above avg
Details

$1,000,000.00+

Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
18 Month Certificate
$1,000
4.05% ▲ 1.24% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 1.24% above avg
Details

Amarillo National Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.89%
18 Month Certificate of Deposit
$0
4.00% ▲ 1.19% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 1.19% above avg
Details

Extraco Banks National Association
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
18-Month CD
$1,000
4.00% ▲ 1.19% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 1.19% above avg
Details

Competitive Rate

Great Plains National Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.28%
18-Month CD
$0
4.00% ▲ 1.19% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 1.19% above avg
Details

CD Rate Special!

Crescent Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
18 Month Certificate
$1,000
4.00% ▲ 1.19% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 1.19% above avg
Details

HEB Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
6 - 18 Months Flex Share Certificate Special
$0
4.00% ▲ 1.19% above national avg
Rate3.93%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 1.19% above avg
Details

Balances greater than $9,999.99

HEB Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
6-18 Month Flex Share Certificate
$10,000
4.00% ▲ 1.19% above national avg
Rate
Min Deposit$10,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 1.19% above avg
Details

Requires a $10,000 minimum total deposit relationship to open and maintain; if the balance falls below $10,000, the promotional rate no longer applies. Offer valid on new Flex Share Certificate accounts only. The 4.00% APY applies only to the amount deposited at account opening; additional deposits are not permitted. Promotional rate available for certificates opened January 28-July 31 2026; early withdrawal penalties may apply.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
18 Month Share Certificate
$1,000
4.00% ▲ 1.19% above national avg
Rate3.93%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 1.19% above avg
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
Traditional/Roth IRA Certificates 18 Month
$100,000
4.00% ▲ 1.19% above national avg
Rate3.93%
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 1.19% above avg
Details

American Baptist Association Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
18 Month Share Certificates
$0
4.00% ▲ 1.19% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 1.19% above avg
Details

Balance: $100,000 +

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
18 Month Business Certificates
$0
4.00% ▲ 1.19% above national avg
Rate3.94%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 1.19% above avg
Details

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
18 Month Certificate
$0
4.00% ▲ 1.19% above national avg
Rate3.94%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 1.19% above avg
Details

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
18 Month Consumer Certificates
$0
4.00% ▲ 1.19% above national avg
Rate3.94%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 1.19% above avg
Details

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
18 Month Jumbo Certificates or more)
$0
4.00% ▲ 1.19% above national avg
Rate3.94%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 1.19% above avg
Details

$95,000

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
18 Month Jumbo Consumer Certificates and Jumbo IRA Certificates
$0
4.00% ▲ 1.19% above national avg
Rate3.94%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 1.19% above avg
Details

Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
18 Month Certificates
$0
4.00% ▲ 1.19% above national avg
Rate3.92%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 1.19% above avg
Details

Arlington 24 Month CD Rates

National 24 Month CD Average2.83% APY▼ 0.03% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2212 Southgate St, Arlington, TX 76013
24 Month Jumbo CD
$50,000
4.25% ▲ 1.42% above national avg
Rate4.17%
Min Deposit$50,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.42% above avg
Details

APY (Annual Percentage Yield) is accurate as of September 18, 2026 and is subject to change at any time. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Interest is compounded monthly and credited monthly.

EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2212 Southgate St, Arlington, TX 76013
24 Month Standard CDs
$1,000
4.15% ▲ 1.32% above national avg
Rate4.07%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.32% above avg
Details

APY (Annual Percentage Yield) is accurate as of September 18, 2026 and is subject to change at any time. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Interest is compounded monthly and credited monthly.

EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2212 Southgate St, Arlington, TX 76013
24 Month Bump Rate CD
$5,000
4.04% ▲ 1.21% above national avg
Rate3.97%
Min Deposit$5,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.21% above avg
Details

Rate may not be bumped until six months after the open date of the CD. Interest is compounded monthly and credited monthly.

GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
1425 N CENTER ST, ARLINGTON, TX 76011
24 Month IRA Term Share Accounts/Certificates of Deposit
$1,000
3.90% ▲ 1.07% above national avg
Rate3.83%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.07% above avg
Details

JUMBO

Libertyone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
2221 E Lamar Blvd Ste 110, Arlington, TX 76006
24 Month Jumbo or IRA CD
$25,000
3.87% ▲ 1.04% above national avg
Rate3.80%
Min Deposit$25,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.04% above avg
Details

GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
1425 N CENTER ST, ARLINGTON, TX 76011
24 Month IRA Term Share Accounts/Certificates of Deposit
$1,000
3.85% ▲ 1.02% above national avg
Rate3.78%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.02% above avg
Details

JUMBO $95,000+

GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
1425 N CENTER ST, ARLINGTON, TX 76011
24 Month Term Share Certificate/Certificate of Deposit
$1,000
3.85% ▲ 1.02% above national avg
Rate3.78%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.02% above avg
Details

JUMBO $95,000+

Libertyone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
2221 E Lamar Blvd Ste 110, Arlington, TX 76006
24 Month Regular or IRA CD
$500
3.76% ▲ 0.93% above national avg
Rate3.70%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.93% above avg
Details

Susser Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
2326 W Pleasant Ridge Rd, Arlington, TX 76015
24 Month Certificates of Deposit (CD)
$0
3.60% ▲ 0.77% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 0.77% above avg
Details

Southside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
2831 W Park Row Dr, Arlington, TX 76013
2 Year IRA
$1,000
3.55% ▲ 0.72% above national avg
Rate3.50%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 0.72% above avg
Details

Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520
24 Month Certificate
$0
3.51% ▲ 0.68% above national avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.68% above avg
Details

Balance: $95,000

Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520
24 Month IRA Certificate
$0
3.51% ▲ 0.68% above national avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.68% above avg
Details

Compounding/Paid : Daily/Quarterly

Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520
24 Month IRA Term Share Certificates
$1,000
3.51% ▲ 0.68% above national avg
Rate3.45%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.68% above avg
Details

Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520
IRA Term Share Certificates - 24 Months
$1,000
3.51% ▲ 0.68% above national avg
Rate3.45%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.68% above avg
Details

Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520
Term Share Certificates - 24 Months
$0
3.51% ▲ 0.68% above national avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.68% above avg
Details

Balance: $95,000

Southside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
2831 W Park Row Dr, Arlington, TX 76013
2 Year CD
$100,000
3.49% ▲ 0.66% above national avg
Rate3.45%
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 0.66% above avg
Details

Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520
24 Month Certificate
$0
3.46% ▲ 0.63% above national avg
Rate3.40%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.63% above avg
Details

Balance: $50,000-$94,999

Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520
Term Share Certificates - 24 Months
$0
3.46% ▲ 0.63% above national avg
Rate3.40%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.63% above avg
Details

Balance: $50,000-$94,999

Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520
24 Month Certificate
$0
3.20% ▲ 0.37% above national avg
Rate3.15%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.37% above avg
Details

Balance: $10,000-$49,999

Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520
Term Share Certificates - 24 Months
$0
3.20% ▲ 0.37% above national avg
Rate3.15%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.37% above avg
Details

Balance: $10,000-$49,999

Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520
24 Month Certificate
$0
3.15% ▲ 0.32% above national avg
Rate3.10%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.32% above avg
Details

Balance: $1,000-$9,999

Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520
Term Share Certificates - 24 Months
$0
3.15% ▲ 0.32% above national avg
Rate3.10%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.32% above avg
Details

Balance: $1,000-$9,999

Southside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
2831 W Park Row Dr, Arlington, TX 76013
2 Year CD
$1,000
3.03% ▲ 0.20% above national avg
Rate3.00%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 0.20% above avg
Details

Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
3801 Matlock Rd, Arlington, TX 76015
24 Month Certificate of Deposit
$0
2.90% ▲ 0.07% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 0.07% above avg
Details

Balance: $100,000 and over

Allied Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
909 W Sanford St, ARLINGTON, TX 76012 5032
24 Month Term Share Certificate
$0
2.89% ▲ 0.06% above national avg
Rate2.85%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.06% above avg
Details

Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
3801 Matlock Rd, Arlington, TX 76015
24 Month Certificate of Deposit
$0
2.40% ▼ 0.43% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 0.43% below avg
Details

Balance: $1,000 to $99,999.99

Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
3801 Matlock Rd, Arlington, TX 76015
IRA CD - 24 Month Fixed
$0
2.40% ▼ 0.43% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 0.43% below avg
Details

Woodforest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.96%
735 W Sublett Rd, Arlington, TX 76017
2 Year CD
$500
2.25% ▼ 0.58% below national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 0.58% below avg
Details

Mount Olive Baptist Church Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.54%
514 NL Robinson Dr, Arlington, TX 76011 7473
24 Month Investment Certificate Account
$1,000
2.01% ▼ 0.82% below national avg
Rate2.00%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▼ 0.82% below avg
Details

Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
3801 Matlock Rd, Arlington, TX 76015
IRA CD - 24 Month Fixed
$0
0.03% ▼ 2.80% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 2.80% below avg
Details

American Baptist Association Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
24 Month Share Certificates
$0
4.75% ▲ 1.92% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.92% above avg
Details

Balance: $100,000 +

Gulf Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
24 Month Jumbo Certificates of Deposit
$0
4.49% ▲ 1.66% above national avg
Rate4.40%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.83%▲ 1.66% above avg
Details

TEXAR Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
24 Month Share Certificates
$0
4.40% ▲ 1.57% above national avg
Rate4.31%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.57% above avg
Details

Chicago Patrolmens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
24-Month IRA
$0
4.34% ▲ 1.51% above national avg
Rate4.25%
Min Deposit$0
Min Balance
Verified and UpdatedSep 16, 2026
National Average2.83%▲ 1.51% above avg
Details

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
24 Month 360 CDs
$0
4.30% ▲ 1.47% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.47% above avg
Details

Fixed APY | No minimum balance

MapleMark Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.88%
24 Month CD
$0
4.30% ▲ 1.47% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.47% above avg
Details

Crescent Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
24-month CD
$1,000
4.25% ▲ 1.42% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.42% above avg
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
2 Year IRA Certificate
$250,001
4.23% ▲ 1.40% above national avg
Rate4.15%
Min Deposit$250,001
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.40% above avg
Details

Ciera Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
24 Month Certificate
$1,000
4.20% ▲ 1.37% above national avg
Rate4.14%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 1.37% above avg
Details

Compounded: Quarterly; Credited: Quarterly

Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
24 Month CD
$100,000
4.20% ▲ 1.37% above national avg
Rate
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.83%▲ 1.37% above avg
Details

Texas Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.55%
Callable CD 24 Months
$0
4.20% ▲ 1.37% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.37% above avg
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
2 Year IRA Certificate
$100,001
4.18% ▲ 1.35% above national avg
Rate4.10%
Min Deposit$100,001
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.35% above avg
Details

Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
24 Month CD
$100,000
4.15% ▲ 1.32% above national avg
Rate
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.83%▲ 1.32% above avg
Details

Interest Frequency: Semi

First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
2 Year Business CD
$5,000
4.15% ▲ 1.32% above national avg
Rate
Min Deposit$5,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.32% above avg
Details

MIN BALANCE - $99,999.99

FIRSTLIGHT
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
2 Year Certificate
$100,000
4.15% ▲ 1.32% above national avg
Rate
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.32% above avg
Details

Promotion is for a limited time on a 2-year share certificate (Consumer and Business) with a $100,000 minimum deposit.

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
2 Year IRA Certificate
$50,001
4.13% ▲ 1.30% above national avg
Rate4.05%
Min Deposit$50,001
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.30% above avg
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
Share Certificates (2 year)
$250,001
4.13% ▲ 1.30% above national avg
Rate4.05%
Min Deposit$250,001
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.30% above avg
Details

University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
24 Month Fixed-Rate Certificate
$0
4.10% ▲ 1.27% above national avg
Rate4.03%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.27% above avg
Details

A penalty will or may be imposed for early withdrawal. Fees could reduce earnings on account.

Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
24 Month CD
$100,000
4.10% ▲ 1.27% above national avg
Rate
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.83%▲ 1.27% above avg
Details

Interest Frequency: Semi

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
2 Year Retirement Liquid Share Certificates
$0
4.10% ▲ 1.27% above national avg
Rate4.03%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.27% above avg
Details

Arlington 36 Month CD Rates

National 36 Month CD Average2.75% APY▼ 0.03% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2212 Southgate St, Arlington, TX 76013
36 Month Jumbo CD
$50,000
4.35% ▲ 1.60% above national avg
Rate4.27%
Min Deposit$50,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.60% above avg
Details

APY (Annual Percentage Yield) is accurate as of September 18, 2026 and is subject to change at any time. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Interest is compounded monthly and credited monthly.

EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2212 Southgate St, Arlington, TX 76013
36 Month Standard CDs
$1,000
4.25% ▲ 1.50% above national avg
Rate4.17%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.50% above avg
Details

APY (Annual Percentage Yield) is accurate as of September 18, 2026 and is subject to change at any time. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Interest is compounded monthly and credited monthly.

Libertyone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
2221 E Lamar Blvd Ste 110, Arlington, TX 76006
36 Month Jumbo or IRA CD
$25,000
3.92% ▲ 1.17% above national avg
Rate3.85%
Min Deposit$25,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.17% above avg
Details

GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
1425 N CENTER ST, ARLINGTON, TX 76011
36 Month IRA Term Share Accounts/Certificates of Deposit
$1,000
3.90% ▲ 1.15% above national avg
Rate3.83%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.15% above avg
Details

JUMBO

GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
1425 N CENTER ST, ARLINGTON, TX 76011
36 Month IRA Term Share Accounts/Certificates of Deposit
$1,000
3.85% ▲ 1.10% above national avg
Rate3.78%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.10% above avg
Details

JUMBO $95,000+

GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
1425 N CENTER ST, ARLINGTON, TX 76011
36 Month Term Share Certificate/Certificate of Deposit
$1,000
3.85% ▲ 1.10% above national avg
Rate3.78%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.10% above avg
Details

JUMBO $95,000+

Libertyone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
2221 E Lamar Blvd Ste 110, Arlington, TX 76006
36 Month Regular or IRA CD
$500
3.82% ▲ 1.07% above national avg
Rate3.75%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.07% above avg
Details

Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.00%
321 E Sublett Rd, Arlington, TX 76018 2734
36 Month CD
$2,500
3.75% ▲ 1.00% above national avg
Rate3.69%
Min Deposit$2,500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.00% above avg
Details

Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.00%
321 E Sublett Rd, Arlington, TX 76018 2734
36 Month Roth IRA Certificate
$0
3.75% ▲ 1.00% above national avg
Rate3.69%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.00% above avg
Details

IRA & Roth IRA Certificates

Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.00%
321 E Sublett Rd, Arlington, TX 76018 2734
36 Month Standard CD
$2,500
3.75% ▲ 1.00% above national avg
Rate3.69%
Min Deposit$2,500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.00% above avg
Details

Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.00%
321 E Sublett Rd, Arlington, TX 76018 2734
36 Month Standard Certificates
$0
3.75% ▲ 1.00% above national avg
Rate3.69%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.00% above avg
Details

Susser Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
2326 W Pleasant Ridge Rd, Arlington, TX 76015
36 Month Certificates of Deposit (CD)
$0
3.40% ▲ 0.65% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.75%▲ 0.65% above avg
Details

Allied Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
909 W Sanford St, ARLINGTON, TX 76012 5032
36 Month Term Share Certificate
$0
2.53% ▼ 0.22% below national avg
Rate2.50%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▼ 0.22% below avg
Details

Woodforest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.96%
735 W Sublett Rd, Arlington, TX 76017
3 Year CD
$500
1.40% ▼ 1.35% below national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.75%▼ 1.35% below avg
Details

Colonial Savings, F.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
1605 S Bowen Rd, Arlington, TX 76013
36 Month Certificate of Deposit
$0
1.38% ▼ 1.37% below national avg
Rate1.37%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.75%▼ 1.37% below avg
Details

Colonial Savings, F.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
1605 S Bowen Rd, Arlington, TX 76013
36 Month Jumbo Certificate of Deposit
$0
1.38% ▼ 1.37% below national avg
Rate1.37%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.75%▼ 1.37% below avg
Details

Colonial Savings, F.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
1605 S Bowen Rd, Arlington, TX 76013
36 Month IRA Certificate
$0
1.37% ▼ 1.38% below national avg
Rate1.37%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.75%▼ 1.38% below avg
Details

Gulf Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
36 Month Jumbo Certificates of Deposit
$0
4.54% ▲ 1.79% above national avg
Rate4.45%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▲ 1.79% above avg
Details

First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
3 Year Business CD
$5,000
4.50% ▲ 1.75% above national avg
Rate
Min Deposit$5,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.75% above avg
Details

MIN BALANCE - $99,999.99

MapleMark Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.88%
36 Month CD
$0
4.40% ▲ 1.65% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.75%▲ 1.65% above avg
Details

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
36 Month 360 CDs
$0
4.30% ▲ 1.55% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.75%▲ 1.55% above avg
Details

Fixed APY | No minimum balance

Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
36 Month CD
$100,000
4.25% ▲ 1.50% above national avg
Rate
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▲ 1.50% above avg
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
IRA Certificates (3 year)
$250,001
4.23% ▲ 1.48% above national avg
Rate4.15%
Min Deposit$250,001
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.48% above avg
Details

Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
36 Month CD
$100,000
4.20% ▲ 1.45% above national avg
Rate
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▲ 1.45% above avg
Details

Interest Frequency: Monthly

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
IRA Certificates (3 year)
$100,001
4.18% ▲ 1.43% above national avg
Rate4.10%
Min Deposit$100,001
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.43% above avg
Details

Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
36 Month CD
$100,000
4.15% ▲ 1.40% above national avg
Rate
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▲ 1.40% above avg
Details

Interest Frequency: Semi

Chicago Patrolmens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
36 Month Share Certificates
$0
4.13% ▲ 1.38% above national avg
Rate4.05%
Min Deposit$0
Min Balance
Verified and UpdatedSep 16, 2026
National Average2.75%▲ 1.38% above avg
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
IRA Certificates (3 year)
$50,001
4.13% ▲ 1.38% above national avg
Rate4.05%
Min Deposit$50,001
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.38% above avg
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
Share Certificate (3 year)
$250,001
4.13% ▲ 1.38% above national avg
Rate4.05%
Min Deposit$250,001
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.38% above avg
Details

Ciera Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
36 Month Certificate
$1,000
4.10% ▲ 1.35% above national avg
Rate4.04%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.75%▲ 1.35% above avg
Details

Compounded: Quarterly; Credited: Quarterly

Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
36 Month CD
$100,000
4.10% ▲ 1.35% above national avg
Rate
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▲ 1.35% above avg
Details

Interest Frequency: Semi

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
3 Year Retirement Liquid Share Certificates
$0
4.10% ▲ 1.35% above national avg
Rate4.03%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.35% above avg
Details

Harris County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
IRA 36 MONTHS
$95,000
4.07% ▲ 1.32% above national avg
Rate
Min Deposit$95,000
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 1.32% above avg
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
IRA Certificates (3 year)
$1,000
4.07% ▲ 1.32% above national avg
Rate4.00%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.32% above avg
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
Share Certificate (3 year)
$100,001
4.07% ▲ 1.32% above national avg
Rate4.00%
Min Deposit$100,001
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.32% above avg
Details

Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
36 Month CD
$100,000
4.05% ▲ 1.30% above national avg
Rate
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▲ 1.30% above avg
Details

Interest Frequency: Monthly

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
3 Year Retirement Liquid Share Certificates
$0
4.05% ▲ 1.30% above national avg
Rate3.98%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.30% above avg
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
Share Certificate (3 year)
$50,001
4.02% ▲ 1.27% above national avg
Rate3.95%
Min Deposit$50,001
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.27% above avg
Details

Crescent Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
36 Month Certificate
$1,000
4.00% ▲ 1.25% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.75%▲ 1.25% above avg
Details

Ciera Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
Intrafi CDARS - 3 Years
$10,000
4.00% ▲ 1.25% above national avg
Rate3.92%
Min Deposit$10,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.75%▲ 1.25% above avg
Details

Compounded: Daily; Credited: At Maturity

Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
36 Month CD
$100,000
4.00% ▲ 1.25% above national avg
Rate
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▲ 1.25% above avg
Details

Interest Frequency: Monthly

Carter Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.72%
36 Month IRA Share Certificate
$1,000
4.00% ▲ 1.25% above national avg
Rate3.92%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 1.25% above avg
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
3 Year Business Share Certificates
$0
4.00% ▲ 1.25% above national avg
Rate3.93%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.25% above avg
Details

Balance: $100,000 and over

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
3 Year Retirement Liquid Share Certificates
$0
4.00% ▲ 1.25% above national avg
Rate3.93%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.25% above avg
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
3 Year Share Certificates
$0
4.00% ▲ 1.25% above national avg
Rate3.93%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.25% above avg
Details

Balance: $100,000 and over

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
Traditional/Roth IRA Certificates 3 Year
$100,000
4.00% ▲ 1.25% above national avg
Rate3.93%
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.25% above avg
Details

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
2 - 3 Year Business Investment Certificate
$1,000
4.00% ▲ 1.25% above national avg
Rate3.93%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.25% above avg
Details

Term: 2 to 3 Years (730 to 1,094 days); Jumbo APY: 4.05%; Jumbo Dividend Rate: 3.98%; Early Withdrawal Penalty: 180 Days' Dividends

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
2 - 3 Year Investment Certificate
$1,000
4.00% ▲ 1.25% above national avg
Rate3.93%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.25% above avg
Details

Term: 2 to 3 Years (730 to 1,094 days); Jumbo APY ($100k Minimum): 4.05%; Jumbo Dividend Rate ($100k minimum): 3.98%; Early Withdrawal Penalty: 180 Days' Dividends

Harris County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
IRA 36 MONTHS
$500
3.97% ▲ 1.22% above national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 1.22% above avg
Details

Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
36 Month Share Certificate Accounts - IRA & Jumbo
$0
3.97% ▲ 1.22% above national avg
Rate3.91%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.22% above avg
Details

Arlington 48 Month CD Rates

National 48 Month CD Average2.76% APY▼ 0.03% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2212 Southgate St, Arlington, TX 76013
48 Month Jumbo CD
$50,000
4.35% ▲ 1.59% above national avg
Rate4.27%
Min Deposit$50,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.59% above avg
Details

APY (Annual Percentage Yield) is accurate as of September 18, 2026 and is subject to change at any time. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Interest is compounded monthly and credited monthly.

EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2212 Southgate St, Arlington, TX 76013
48 Month Standard CDs
$1,000
4.25% ▲ 1.49% above national avg
Rate4.17%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.49% above avg
Details

APY (Annual Percentage Yield) is accurate as of September 18, 2026 and is subject to change at any time. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Interest is compounded monthly and credited monthly.

Libertyone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
2221 E Lamar Blvd Ste 110, Arlington, TX 76006
48 Month Jumbo or IRA CD
$25,000
3.97% ▲ 1.21% above national avg
Rate3.90%
Min Deposit$25,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.21% above avg
Details

GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
1425 N CENTER ST, ARLINGTON, TX 76011
48 Month IRA Term Share Accounts/Certificates of Deposit
$1,000
3.90% ▲ 1.14% above national avg
Rate3.83%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.14% above avg
Details

JUMBO

Libertyone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
2221 E Lamar Blvd Ste 110, Arlington, TX 76006
48 Month Regular or IRA CD
$500
3.87% ▲ 1.11% above national avg
Rate3.80%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.11% above avg
Details

GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
1425 N CENTER ST, ARLINGTON, TX 76011
48 Month IRA Term Share Accounts/Certificates of Deposit
$1,000
3.85% ▲ 1.09% above national avg
Rate3.78%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.09% above avg
Details

JUMBO $95,000+

GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
1425 N CENTER ST, ARLINGTON, TX 76011
48 Month Term Share Certificate/Certificate of Deposit
$1,000
3.85% ▲ 1.09% above national avg
Rate3.78%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.09% above avg
Details

JUMBO $95,000+

Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.00%
321 E Sublett Rd, Arlington, TX 76018 2734
48 Month CD
$2,500
3.70% ▲ 0.94% above national avg
Rate3.64%
Min Deposit$2,500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.94% above avg
Details

Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.00%
321 E Sublett Rd, Arlington, TX 76018 2734
48 Month Roth IRA Certificate
$0
3.70% ▲ 0.94% above national avg
Rate3.64%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.94% above avg
Details

IRA & Roth IRA Certificates

Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.00%
321 E Sublett Rd, Arlington, TX 76018 2734
48 Month Standard CD
$2,500
3.70% ▲ 0.94% above national avg
Rate3.64%
Min Deposit$2,500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.94% above avg
Details

Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.00%
321 E Sublett Rd, Arlington, TX 76018 2734
48 Month Standard Certificates
$0
3.70% ▲ 0.94% above national avg
Rate3.64%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.94% above avg
Details

Susser Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
2326 W Pleasant Ridge Rd, Arlington, TX 76015
48 Month Certificates of Deposit (CD)
$0
3.35% ▲ 0.59% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.59% above avg
Details

Allied Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
909 W Sanford St, ARLINGTON, TX 76012 5032
48 Month Term Share Certificate
$0
2.53% ▼ 0.23% below national avg
Rate2.50%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▼ 0.23% below avg
Details

Woodforest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.96%
735 W Sublett Rd, Arlington, TX 76017
4 Year CD
$500
1.15% ▼ 1.61% below national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 1.61% below avg
Details

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
48 Month 360 CDs
$0
4.30% ▲ 1.54% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.54% above avg
Details

Fixed APY | No minimum balance

Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
48 Month CD
$100,000
4.25% ▲ 1.49% above national avg
Rate
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.76%▲ 1.49% above avg
Details

First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
4 Year Business CD
$5,000
4.25% ▲ 1.49% above national avg
Rate
Min Deposit$5,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.49% above avg
Details

$1,000,000.00+

Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
48 Month CD
$100,000
4.20% ▲ 1.44% above national avg
Rate
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.76%▲ 1.44% above avg
Details

Interest Frequency: Monthly

Ciera Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
48 Month Certificate
$1,000
4.15% ▲ 1.39% above national avg
Rate4.09%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 1.39% above avg
Details

Compounded: Quarterly; Credited: Quarterly

Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
48 Month CD
$100,000
4.15% ▲ 1.39% above national avg
Rate
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.76%▲ 1.39% above avg
Details

Interest Frequency: Semi

First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
4 Year Business CD
$5,000
4.15% ▲ 1.39% above national avg
Rate
Min Deposit$5,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.39% above avg
Details

$250,000.00 - $999,999.99

ADVANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 10.42%
Regular, IRA & Business Jumbo Certificates - 4 years
$0
4.12% ▲ 1.36% above national avg
Rate4.04%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.36% above avg
Details

Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
48 Month CD
$100,000
4.05% ▲ 1.29% above national avg
Rate
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.76%▲ 1.29% above avg
Details

Interest Frequency: Semi

Carter Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.72%
48 Month IRA Share Certificate
$1,000
4.05% ▲ 1.29% above national avg
Rate3.97%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.29% above avg
Details

First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
4 Year Business CD
$5,000
4.05% ▲ 1.29% above national avg
Rate
Min Deposit$5,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.29% above avg
Details

$100,000.00 - $249,999.99

Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
48 Month Share Certificate Accounts - IRA & Jumbo
$0
4.02% ▲ 1.26% above national avg
Rate3.96%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.26% above avg
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
IRA Certificates (4 year)
$250,001
4.02% ▲ 1.26% above national avg
Rate3.95%
Min Deposit$250,001
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.26% above avg
Details

ADVANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 10.42%
Regular, IRA & Business Junior Jumbo Certificates - 4 years
$0
4.01% ▲ 1.25% above national avg
Rate3.94%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.25% above avg
Details

Crescent Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
48 Month Certificate
$1,000
4.00% ▲ 1.24% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.24% above avg
Details

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
3 - 4 Year Business Investment Certificate
$1,000
4.00% ▲ 1.24% above national avg
Rate3.93%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.24% above avg
Details

Term: 3 to 4 Years (1,095 to 1,460 days); Jumbo APY: 4.05%; Jumbo Dividend Rate: 3.98%; Early Withdrawal Penalty: 240 Days' Dividends

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
3 - 4 Year Investment Certificate
$1,000
4.00% ▲ 1.24% above national avg
Rate3.93%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.24% above avg
Details

Term: 3 to 4 Years (1,095 to 1,460 days); Jumbo APY ($100k Minimum): 4.05%; Jumbo Dividend Rate ($100k minimum): 3.98%; Early Withdrawal Penalty: 180 Days' Dividends

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
IRA Certificates (4 year)
$100,001
3.97% ▲ 1.21% above national avg
Rate3.90%
Min Deposit$100,001
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.21% above avg
Details

HOUSTON TEXAS FIRE FIGHTERS
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
Term Share Certificates - 4 Year
$0
3.97% ▲ 1.21% above national avg
Rate3.90%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.21% above avg
Details

Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.56%
48 Month Term Share (Certificate) / IRA
$0
3.96% ▲ 1.20% above national avg
Rate3.89%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.20% above avg
Details

Early Withdrawal Penalty: 300 Days

First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
4 Year Business CD
$5,000
3.95% ▲ 1.19% above national avg
Rate
Min Deposit$5,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.19% above avg
Details

MIN BALANCE - $99,999.99

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
IRA Certificates (4 year)
$50,001
3.92% ▲ 1.16% above national avg
Rate3.85%
Min Deposit$50,001
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.16% above avg
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
Share Certificates (4 year)
$250,001
3.92% ▲ 1.16% above national avg
Rate3.85%
Min Deposit$250,001
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.16% above avg
Details

ADVANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 10.42%
Regular, IRA & Business Certificates - 4 years
$0
3.91% ▲ 1.15% above national avg
Rate3.84%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.15% above avg
Details

Cy-Fair Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
48 Month IRA Share Certificate
$0
3.90% ▲ 1.14% above national avg
Rate3.84%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.14% above avg
Details

Balance: $500,000.01 or greater

Cy-Fair Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
48 Month Share Certificate
$0
3.90% ▲ 1.14% above national avg
Rate3.84%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.14% above avg
Details

Balance: $500,000.01 or greater

Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
48 Month Share Certificate Accounts - Share
$0
3.90% ▲ 1.14% above national avg
Rate3.84%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.14% above avg
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
48 Month Certificate
$0
3.90% ▲ 1.14% above national avg
Rate3.83%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.14% above avg
Details

Associated Credit Union Of Texas
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
48 Month Jumbo CD
$0
3.90% ▲ 1.14% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.14% above avg
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
IRA Certificates (4 year)
$1,000
3.87% ▲ 1.11% above national avg
Rate3.80%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.11% above avg
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
Share Certificates (4 year)
$100,001
3.87% ▲ 1.11% above national avg
Rate3.80%
Min Deposit$100,001
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.11% above avg
Details

HOUSTON TEXAS FIRE FIGHTERS
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
4 Year Certificate
$0
3.87% ▲ 1.11% above national avg
Rate3.80%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.11% above avg
Details

HOUSTON TEXAS FIRE FIGHTERS
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
Jumbo Step Up Certificates - 4 Year
$0
3.87% ▲ 1.11% above national avg
Rate3.80%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.11% above avg
Details

Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.56%
48 Month Term Share (Certificate) / IRA
$0
3.85% ▲ 1.09% above national avg
Rate3.79%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.09% above avg
Details

Early Withdrawal Penalty: 300 Days

Cy-Fair Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
48 Month IRA Share Certificate
$0
3.85% ▲ 1.09% above national avg
Rate3.79%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.09% above avg
Details

Balance: $100,000.01 - $500,000.00

Cy-Fair Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
48 Month Share Certificate
$0
3.85% ▲ 1.09% above national avg
Rate3.79%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.09% above avg
Details

Balance: $100,000.01 - $500,000.00

Arlington 60 Month CD Rates

National 60 Month CD Average2.83% APY▼ 0.05% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2212 Southgate St, Arlington, TX 76013
60 Month Jumbo CD
$50,000
4.35% ▲ 1.52% above national avg
Rate4.27%
Min Deposit$50,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.52% above avg
Details

APY (Annual Percentage Yield) is accurate as of September 18, 2026 and is subject to change at any time. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Interest is compounded monthly and credited monthly.

EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2212 Southgate St, Arlington, TX 76013
60 Month Standard CDs
$1,000
4.25% ▲ 1.42% above national avg
Rate4.17%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.42% above avg
Details

APY (Annual Percentage Yield) is accurate as of September 18, 2026 and is subject to change at any time. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Interest is compounded monthly and credited monthly.

Libertyone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
2221 E Lamar Blvd Ste 110, Arlington, TX 76006
60 Month Jumbo or IRA CD
$25,000
4.02% ▲ 1.19% above national avg
Rate3.95%
Min Deposit$25,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.19% above avg
Details

GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
1425 N CENTER ST, ARLINGTON, TX 76011
60 Month IRA Term Share Accounts/Certificates of Deposit
$1,000
4.00% ▲ 1.17% above national avg
Rate3.92%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.17% above avg
Details

JUMBO

GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
1425 N CENTER ST, ARLINGTON, TX 76011
60 Month Term Share Certificate/Certificate of Deposit
$1,000
4.00% ▲ 1.17% above national avg
Rate3.92%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.17% above avg
Details

JUMBO $95,000+

GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
1425 N CENTER ST, ARLINGTON, TX 76011
60 Month IRA Term Share Accounts/Certificates of Deposit
$1,000
3.95% ▲ 1.12% above national avg
Rate3.87%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.12% above avg
Details

JUMBO $95,000+

GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
1425 N CENTER ST, ARLINGTON, TX 76011
60 Month Term Share Certificate/Certificate of Deposit
$1,000
3.95% ▲ 1.12% above national avg
Rate3.87%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.12% above avg
Details

JUMBO $95,000+

Libertyone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
2221 E Lamar Blvd Ste 110, Arlington, TX 76006
60 Month Regular or IRA CD
$500
3.92% ▲ 1.09% above national avg
Rate3.85%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.09% above avg
Details

Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.00%
321 E Sublett Rd, Arlington, TX 76018 2734
60 Month CD
$2,500
3.65% ▲ 0.82% above national avg
Rate3.59%
Min Deposit$2,500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.82% above avg
Details

Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.00%
321 E Sublett Rd, Arlington, TX 76018 2734
60 Month Roth IRA Certificate
$0
3.65% ▲ 0.82% above national avg
Rate3.59%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.82% above avg
Details

IRA & Roth IRA Certificates

Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.00%
321 E Sublett Rd, Arlington, TX 76018 2734
60 Month Standard CD
$2,500
3.65% ▲ 0.82% above national avg
Rate3.59%
Min Deposit$2,500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.82% above avg
Details

Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.00%
321 E Sublett Rd, Arlington, TX 76018 2734
60 Month Standard Certificates
$0
3.65% ▲ 0.82% above national avg
Rate3.59%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.82% above avg
Details

Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520
60 Month Certificate
$0
3.41% ▲ 0.58% above national avg
Rate3.35%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.58% above avg
Details

Balance: $95,000

Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520
60 Month IRA Certificate
$0
3.41% ▲ 0.58% above national avg
Rate3.35%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.58% above avg
Details

Compounding/Paid : Daily/Quarterly

Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520
60 Month IRA Term Share Certificates
$1,000
3.41% ▲ 0.58% above national avg
Rate3.35%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.58% above avg
Details

Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520
IRA Term Share Certificates - 60 Months
$1,000
3.41% ▲ 0.58% above national avg
Rate3.35%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.58% above avg
Details

Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520
Term Share Certificates - 60 Months
$0
3.41% ▲ 0.58% above national avg
Rate3.35%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.58% above avg
Details

Balance: $95,000

Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520
60 Month Certificate
$0
3.35% ▲ 0.52% above national avg
Rate3.30%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.52% above avg
Details

Balance: $50,000-$94,999

Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520
Term Share Certificates - 60 Months
$0
3.35% ▲ 0.52% above national avg
Rate3.30%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.52% above avg
Details

Balance: $50,000-$94,999

Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520
60 Month Certificate
$0
3.30% ▲ 0.47% above national avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.47% above avg
Details

Balance: $10,000-$49,999

Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520
Term Share Certificates - 60 Months
$0
3.30% ▲ 0.47% above national avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.47% above avg
Details

Balance: $10,000-$49,999

Southside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
2831 W Park Row Dr, Arlington, TX 76013
5 Year IRA
$1,000
3.29% ▲ 0.46% above national avg
Rate3.25%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 0.46% above avg
Details

Susser Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
2326 W Pleasant Ridge Rd, Arlington, TX 76015
60 Month Certificates of Deposit (CD)
$0
3.25% ▲ 0.42% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 0.42% above avg
Details

Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520
60 Month Certificate
$0
3.25% ▲ 0.42% above national avg
Rate3.20%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.42% above avg
Details

Balance: $1,000-$9,999

Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520
Term Share Certificates - 60 Months
$0
3.25% ▲ 0.42% above national avg
Rate3.20%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.42% above avg
Details

Balance: $1,000-$9,999

Southside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
2831 W Park Row Dr, Arlington, TX 76013
5 Year CD
$100,000
3.24% ▲ 0.41% above national avg
Rate3.20%
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 0.41% above avg
Details

Southside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
2831 W Park Row Dr, Arlington, TX 76013
5 Year CD
$1,000
3.03% ▲ 0.20% above national avg
Rate3.00%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 0.20% above avg
Details

Allied Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
909 W Sanford St, ARLINGTON, TX 76012 5032
60 Month Term Share Certificate
$0
2.53% ▼ 0.30% below national avg
Rate2.50%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▼ 0.30% below avg
Details

Woodforest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.96%
735 W Sublett Rd, Arlington, TX 76017
5 Year CD
$500
1.25% ▼ 1.58% below national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 1.58% below avg
Details

Colonial Savings, F.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
1605 S Bowen Rd, Arlington, TX 76013
60 Month Certificate of Deposit
$0
1.13% ▼ 1.70% below national avg
Rate1.12%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▼ 1.70% below avg
Details

Colonial Savings, F.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
1605 S Bowen Rd, Arlington, TX 76013
60 Month Jumbo Certificate of Deposit
$0
1.13% ▼ 1.70% below national avg
Rate1.12%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▼ 1.70% below avg
Details

Colonial Savings, F.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
1605 S Bowen Rd, Arlington, TX 76013
60 Month IRA Certificate
$0
1.12% ▼ 1.71% below national avg
Rate1.12%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▼ 1.71% below avg
Details

Texas Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.55%
Callable CD 60 Months
$0
4.50% ▲ 1.67% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.67% above avg
Details

ADVANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 10.42%
Regular, IRA & Business Jumbo Certificates - 5 years
$0
4.49% ▲ 1.66% above national avg
Rate4.40%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.66% above avg
Details

First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
5 Year Business CD
$5,000
4.40% ▲ 1.57% above national avg
Rate
Min Deposit$5,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.57% above avg
Details

$1,000,000.00+

ADVANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 10.42%
Regular, IRA & Business Junior Jumbo Certificates - 5 years
$0
4.39% ▲ 1.56% above national avg
Rate4.30%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.56% above avg
Details

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
60 Month 360 CDs
$0
4.30% ▲ 1.47% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.47% above avg
Details

Fixed APY | No minimum balance

Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
60 Month CD
$100,000
4.30% ▲ 1.47% above national avg
Rate
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.83%▲ 1.47% above avg
Details

First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
5 Year Business CD
$5,000
4.30% ▲ 1.47% above national avg
Rate
Min Deposit$5,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.47% above avg
Details

$250,000.00 - $999,999.99

ADVANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 10.42%
Regular, IRA & Business Certificates - 5 years
$0
4.28% ▲ 1.45% above national avg
Rate4.20%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.45% above avg
Details

Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
60 Month CD
$100,000
4.25% ▲ 1.42% above national avg
Rate
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.83%▲ 1.42% above avg
Details

Interest Frequency: Semi

Ciera Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
60 Month Certificate
$1,000
4.20% ▲ 1.37% above national avg
Rate4.14%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 1.37% above avg
Details

Compounded: Quarterly; Credited: Quarterly

Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
60 Month CD
$100,000
4.20% ▲ 1.37% above national avg
Rate
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.83%▲ 1.37% above avg
Details

Interest Frequency: Monthly

First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
5 Year Business CD
$5,000
4.20% ▲ 1.37% above national avg
Rate
Min Deposit$5,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.37% above avg
Details

$100,000.00 - $249,999.99

Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
60 Month CD
$100,000
4.15% ▲ 1.32% above national avg
Rate
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.83%▲ 1.32% above avg
Details

Interest Frequency: Semi

Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
60 Month Share Certificate Accounts - IRA & Jumbo
$0
4.12% ▲ 1.29% above national avg
Rate4.06%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.29% above avg
Details

Carter Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.72%
60 Month IRA Share Certificate
$1,000
4.10% ▲ 1.27% above national avg
Rate4.02%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 1.27% above avg
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
5 Year Retirement Liquid Share Certificates
$0
4.10% ▲ 1.27% above national avg
Rate4.03%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.27% above avg
Details

First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
5 Year Business CD
$5,000
4.10% ▲ 1.27% above national avg
Rate
Min Deposit$5,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.27% above avg
Details

MIN BALANCE - $99,999.99

Smart Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
60 Month IRA Special Certificate
$0
4.10% ▲ 1.27% above national avg
Rate4.03%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.27% above avg
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Top CD Rates from Arlington, Texas Institutions

Highest verified APYs available today, updated September 22, 2026

B Top 5 Bank Rates
Colonial Savings, F.A.
6 Month Certificate of Deposit
A+ 5.0 ★ TX: 0.18%
Min: $0
4.03%
GREATER TEXAS
60 Month IRA Term Share Accounts/Certificates of Deposit
A 5.0 ★ TX: 6.18%
Min: $1,000
4.00%
Susser Bank
6 Month Certificates of Deposit (CD)
A+ 5.0 ★ TX: 3.02%
Min: $0
3.90%
Southside Bank
1 Year IRA
A+ 5.0 ★ TX: 0.90%
Min: $1,000
3.86%
Simmons Bank
6-month CD
A+ 5.0 ★ TX: 5.47%
Min: $0
3.65%
CU Top 5 Credit Union Rates
EECU Credit Union
36 Month Jumbo CD
A+ 5.0 ★ TX: 2.51%
Min: $50,000
4.35%
Libertyone Credit Union
60 Month Jumbo or IRA CD
A 5.0 ★ TX: 6.70%
Min: $25,000
4.02%
Neighborhood Credit Union
12 Month CD
A 5.0 ★ TX: 9.00%
Min: $2,500
3.90%
Fort Worth Community Credit Union
12 Month Certificate
A+ 5.0 ★ TX: 2.68%
Min: $0
3.67%
Texas Trust Credit Union
1 Year Smart Start Share CD
A 5.0 ★ TX: 6.05%
Min: $100
3.65%
Rates verified September 22, 2026 . Click an institution name to view its full profile, safety ratings, and all CD terms.

Arlington, TX CD Rate Trends

Compare local Arlington, TX CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.

View Full Texas CD Trends
12-Month CD TX Avg
2.945%
▲ 0.004 vs 7 days ago

Texas 12-month CD rates rose 0.004 points over the past 7 days to 2.945% APY.

6-Month CD TX Avg
2.760%
Unchanged vs 7 days ago

Texas 6-month CD rates currently average 2.760% APY based on data from institutions in our monitoring network.

As of Sep 23, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

TX CD Rate Forecast, Next 12 Months

Where are Texas CD rates headed through September 2027?

Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.

TX 12-Month Avg APY
2.945%
6-Month Forecast
2.945%
Range: 2.75% – 3.10%
12-Month Forecast
3.195%
Range: 3.00% – 3.35%

Data inputs: The central forecast assumes the Federal Reserve holds the federal funds rate at its current level, with one 25 basis point increase priced into the later months, consistent with CME FedWatch and Federal Reserve dot-plot projections. A spread model maps the relationship between the fed funds rate and the Texas average 12-month CD APY in our database.

Spread model: The Texas 12-month CD average currently trades 1.43% below the fed funds midpoint. This spread is applied to the projected fed funds path to generate the central forecast.

Confidence bounds: Upper bound adds +0.15% (an additional Fed increase, deposit competition stays high). Lower bound subtracts 0.20% (the Fed stays on hold and competition eases).

Limitations: Model-based estimates only, not guarantees. Verify current rates directly with institutions before making financial decisions.

Powered by MonitorBankRates

What Your Savings Earn at TX CD Rates Today

Annual interest earnings at today’s Texas average APYs. State average used where available; national average as fallback.

CD Term TX Avg APY $5,000 $10,000 $25,000 $50,000
3-Month CD 2.055% $102.77 $205.54 $513.85 $1,027.70
6-Month CD 2.760% $137.99 $275.97 $689.93 $1,379.85
12-Month CD 2.945% $147.27 $294.54 $736.35 $1,472.70
18-Month CD 2.813% $140.67 $281.33 $703.32 $1,406.65
24-Month CD 2.833% $141.64 $283.27 $708.18 $1,416.35
36-Month CD 2.754% $137.68 $275.36 $688.40 $1,376.80
48-Month CD 2.759% $137.97 $275.93 $689.82 $1,379.65
60-Month CD 2.834% $141.70 $283.39 $708.48 $1,416.95
Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of September 22, 2026.

Sample CD Ladder for Arlington, Texas Savers

$25,000 split equally across 5 terms using today’s Texas average rates. As each CD matures, reinvest at the 36-month rung.

Build Your Ladder
Rung Term Deposit TX Avg APY Annual Earnings
1 3-Month CD $5,000 2.055% $102.77
2 6-Month CD $5,000 2.760% $137.99
3 12-Month CD $5,000 2.945% $147.27
4 24-Month CD $5,000 2.833% $141.64
5 36-Month CD $5,000 2.754% $137.68
Total ($25,000 invested) $25,000 2.669% blended $667.35/yr

Ladder example uses equal $5,000 rungs and Texas average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.

2,956
CD Rates
Tracked in Arlington, Texas
46 Banks 87 Credit Unions

About Our Arlington, Texas CD Rate Database

MonitorBankRates tracks 2,956 CD rates from 46 banks and 87 credit unions with locations in Arlington, Texas, plus national online institutions available to Texas residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.

Current top rate: EECU Credit Union offers a CD at 4.35% APY with a minimum deposit of $50,000. Use the rate table above to compare all current offers in Arlington, Texas.

How to Find the Best CD Rates in Arlington, Texas

What to compare when shopping for a CD in Arlington, Texas

To find the best APYs in Arlington, Texas, start with credit unions and online-only banks: Arlington, Texas has 87 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.

Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.

Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.

When a CD Makes Sense in Arlington, Texas

  • You have a planned expense coming up and want your savings to earn while you wait
  • You expect rates to fall and want to lock in today’s rate
  • You want FDIC or NCUA protection with a guaranteed fixed return
  • You prefer banking with an institution that has a local branch in Arlington, Texas: 133 institutions here report CD rates

Consider an Alternative If…

Arlington, Texas Financial Snapshot

Local demographics and economic context for CD savers. Source: U.S. Census Bureau ACS 2024

Population 65+
12.0%
National avg: 17.3%
Median Individual Earnings
$39,549
National avg: $47,340
Poverty Rate
12.9%
National avg: 11.1%
Unemployment Rate
5.7%
National avg: 4.8%
CD Earnings on 10% of Salary
$116/yr
At TX 12-mo avg 2.945% APY

12.0% of residents are 65 or older, below the national average of 17.3%. At today’s TX 12-month CD average of 2.945%, saving 10% of the local median salary ($3,954/year) and putting it in a CD would earn an additional $116 annually in interest.

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.

CD Rates vs. Other Savings Options in Arlington, Texas

What to compare when choosing between a CD and other deposit accounts

Feature CD High-Yield Savings Money Market 6-Month CD
Rate Type Fixed APY Variable APY Variable APY Fixed APY
Liquidity Locked for term Anytime Anytime Locked 6 months
Early Withdrawal Penalty (months of interest) None None Penalty (90–180 days interest)
FDIC / NCUA Insured Yes (up to $250K) Yes (up to $250K) Yes (up to $250K) Yes (up to $250K)
Check / Debit Access No Usually no Often yes No
Best For Known savings goal, CD ladder Emergency fund, flexible savings Liquid savings with check-writing Slightly higher yield, less urgency

How Certificates of Deposit Work in Arlington, Texas

A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Arlington, Texas typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Arlington, Texas as everywhere in the U.S.

Choosing a CD Term in Arlington, Texas

The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Arlington, Texas savers easier access to their funds. For example, EECU Credit Union is offering its 6 Month Jumbo CD at 4.11% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, EECU Credit Union is offering its 60 Month Jumbo CD at 4.35% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.

CD Risk and Safety for Arlington, Texas Savers

CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Arlington, Texas saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.

How CD Interest Is Paid in Arlington, Texas

Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Arlington, Texas CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.

Fixed vs. Variable CD Rates in Arlington, Texas

Most CDs carry a fixed rate that is locked for the entire term, protecting a Arlington, Texas depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.

Frequently Asked Questions about CD Rates in Arlington, Texas

Are CD rates in Arlington, Texas FDIC insured?

Yes, most established banks in Arlington, Texas are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Arlington, Texas?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Arlington, Texas.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty, typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit, traditionally $100,000 or more. In exchange, banks in Arlington, Texas may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates, for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Arlington, Texas?

Here are recent top rates found for this area:
  • EECU Credit Union: 4.35% APY (36 Month Jumbo CD)
  • Colonial Savings, F.A.: 4.03% APY (6 Month Certificate of Deposit)
  • Libertyone Credit Union: 4.02% APY (60 Month Jumbo or IRA CD)
  • GREATER TEXAS: 4.00% APY (60 Month IRA Term Share Accounts/Certificates of Deposit)
  • Susser Bank: 3.90% APY (6 Month Certificates of Deposit (CD))
  • Neighborhood Credit Union: 3.90% APY (12 Month CD)
  • Southside Bank: 3.86% APY (1 Year IRA)
  • Fort Worth Community Credit Union: 3.67% APY (12 Month Certificate)
  • Simmons Bank: 3.65% APY (6-month CD)
  • Texas Trust Credit Union: 3.65% APY (1 Year Smart Start Share CD)
Rates reflect recent verified offers available in Arlington, Texas. Last Updated: September 22, 2026

Arlington, Texas CD Calculator

See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY, or click any current Arlington, Texas rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.

Interest at Maturity
$0
Ending Balance
$0
Matures

Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30–180 days of interest. Estimates are for informational purposes only.

Top Arlington, Texas CD Rates by Term

Verified September 22, 2026 · click a rate to use its term and APY
Highest verified APY per term available in Arlington, Texas. Averages shown use the Texas state average where available, national otherwise. See the full rate tables above for all offers.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Arlington, Texas CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Arlington, Texas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Arlington, Texas. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in TX.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: September 22, 2026

Arlington, Texas Rates & Resources