MonitorBankRates
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CD Rates Centerville, Utah (UT) for April 2026

Current Centerville, Utah CD rates include Mountain America Federal Credit UnionMountain America Federal Credit Union298 N Market Place Dr, Centerville, UT 84014 1752A5.0 ★Texas Ratio: 11.38% offering Youth certificate 60-month youth certificate at 4.15% APY, Cyprus Federal Credit UnionCyprus Federal Credit Union221 W Parrish Ln, Centerville, UT 84014A+5.0 ★Texas Ratio: 2.42% offering 24 month Certificate (CD) at 4.05% APY, Wells FargoWells Fargo32 W Parrish Ln, Centerville, UT 84014A5.0 ★Texas Ratio: 7.44% offering 1 year Standard Fixed Rate CD at 1.51% APY, P&S Credit UnionP&S Credit UnionA+5.0 ★Texas Ratio: 0.13% offering 12 Month Share / IRA Certificate of Deposit at 5.00% APY, and Utah Heritage Credit UnionUtah Heritage Credit UnionA5.0 ★Texas Ratio: 11.38% offering Savings Certificate 2 Year Term at 4.25% APY. CD rates as of April 11, 2026 according to verified data from MonitorBankRates.

Centerville has 11 local institutions in our database, with CD rates as high as 4.15% APY from Mountain America Federal Credit Union at 298 N Market Place Dr, Centerville, UT 84014 1752. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Utah area. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 11, 2026

Compare Best CD Rates in Centerville, Utah & the Surrounding Area

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
32 W Parrish Ln, Centerville, UT 84014
3 month Standard Fixed Rate CD
$2,500
0.06%
Rate0.06%
Min Deposit$2,500
Min Balance
UpdatedApr 11, 2026
Details

Desert Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.83%
3 month Super CD
$0
4.20%
Rate4.13%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

***

Bank of Utah
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificate of Deposit 3-Month Term
$0
4.06%
Rate
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
Certificates of Deposit 3 Month
$0
3.91%
Rate3.85%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

minimum balance of $1,000 is required for all CDs, and an early withdrawal penalty will apply for all CDs not held to maturity.

WebBank
Institution Rating:
A-4.9 ★Texas Ratio: 15.98%
3 Month CD
$0
3.86%
Rate
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

**

Morgan Stanley
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
Preferred Certificate of Deposit (CD) 3-Month
$0
3.80%
Rate
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Jumbo Certificates of Deposit - Personal & Business 90 Day Fixed Rate
$0
3.50%
Rate3.44%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Texas Health Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.83%
3-Month Certificates (INCLUDES IRA)
$0
2.27%
Rate2.25%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Utah Independent Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
3 MONTH CD
$500
2.01%
Rate2.00%
Min Deposit$500
Min Balance
UpdatedApr 11, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
3-month term Certificates (CDs)
$0
0.60%
Rate0.60%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

State Bank of Southern Utah
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
3 MONTH CERTIFICATE
$0
0.20%
Rate0.20%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
3-Month CD
$0
0.10%
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
221 W Parrish Ln, Centerville, UT 84014
6 month Certificate (CD)
$0
3.85%
Rate3.78%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
32 W Parrish Ln, Centerville, UT 84014
6 month Standard Fixed Rate CD
$2,500
0.06%
Rate0.06%
Min Deposit$2,500
Min Balance
UpdatedApr 11, 2026
Details

LimeLight Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
6-Month CD
$0
4.08%
Rate
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Morgan Stanley
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
Preferred Certificate of Deposit (CD) 6-Month
$0
4.04%
Rate
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
6-month GoldStar? Membership Certificate
$5
4.00%
Rate3.93%
Min Deposit$5
Min Balance
UpdatedApr 11, 2026
Details

Education 1st Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
6 month Certificate of Deposit
$0
3.95%
Rate
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Elevate Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
6-Month Certificate
$0
3.90%
Rate
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

WebBank
Institution Rating:
A-4.9 ★Texas Ratio: 15.98%
6 Month CD
$0
3.86%
Rate
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

**

San Juan Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
6 Month Share Certificate
$0
3.80%
Rate3.75%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

State Bank of Southern Utah
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
6 MONTH CERTIFICATE
$0
3.79%
Rate3.75%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
6-Month Traditional and IRA Term Deposit
$2,000
3.75%
Rate
Min Deposit$2,000
Min Balance
UpdatedApr 11, 2026
Details

Desert Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.83%
6 month CD
$0
3.65%
Rate3.60%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bonus Certificates 6 Month
$0
3.60%
Rate3.55%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Green Dot Bank DBA Bonneville Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.94%
6 Month Certificate
$500
3.56%
Rate3.50%
Min Deposit$500
Min Balance
UpdatedApr 11, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
6 Month Certificate of Deposit Accounts
$0
3.55%
Rate3.49%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
Certificates of Deposit 6 Month
$0
3.53%
Rate3.50%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

minimum balance of $1,000 is required for all CDs, and an early withdrawal penalty will apply for all CDs not held to maturity.

Compass Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
6 Month Share Certificate
$0
3.50%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Jumbo Certificates of Deposit - Personal & Business 6 Month Fixed Rate
$0
3.40%
Rate3.34%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Texas Health Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.83%
6-Month Certificates (INCLUDES IRA)
$0
3.29%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

First Utah Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
Fixed Rate CD 6 month
$500
3.05%
Rate3.02%
Min Deposit$500
Min Balance
UpdatedApr 11, 2026
Details

West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
6 month Share Certificate
$0
3.00%
Rate
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Koin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
6 Month Certificate
$0
2.73%
Rate2.70%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

HERCULES FIRST
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
6 Month Certificate
$1,000
2.02%
Rate2.00%
Min Deposit$1,000
Min Balance
UpdatedApr 11, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6-month term Certificates (CDs)
$0
1.35%
Rate1.34%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Inland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.37%
6-Month Certificate
$0
0.05%
Rate
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
221 W Parrish Ln, Centerville, UT 84014
12 Month Promotional Rate (Traditional Certificates Only)
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
32 W Parrish Ln, Centerville, UT 84014
1 year Standard Fixed Rate CD
$2,500
1.51%
Rate1.50%
Min Deposit$2,500
Min Balance
UpdatedApr 11, 2026
Details

P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
12 Month Share / IRA Certificate of Deposit
$0
5.00%
Rate
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

STUDENT Accounts - Maximum $10,000 (Automatic Renewal)

Members First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
1 Year CD
$0
4.10%
Rate
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

LimeLight Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
12-Month CD
$0
4.03%
Rate
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
12 month Term Share Certificates
$1,000
3.95%
Rate3.89%
Min Deposit$1,000
Min Balance
UpdatedApr 11, 2026
Details

Elevate Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
12-Month Certificate
$0
3.90%
Rate
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Utah Independent Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
12 MONTH CD
$500
3.86%
Rate3.80%
Min Deposit$500
Min Balance
UpdatedApr 11, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
IRA CDs 12 Month
$0
3.85%
Rate3.78%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bonus Certificate 12-Month
$0
3.84%
Rate
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

State Bank of Southern Utah
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
12 MONTH - ADD ON CERTIFICATE
$0
3.80%
Rate3.75%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Desert Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.83%
1 year CD
$0
3.75%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Banterra Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
12-Month CD
$0
3.70%
Rate
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Terms and conditions apply. Click below for details.

San Juan Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
12 Month Growth Certificate
$0
3.55%
Rate3.50%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Texas Health Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.83%
1-Year Certificates (INCLUDES IRA)
$0
3.54%
Rate3.50%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
1 Year Share Certificates
$500
3.50%
Rate3.44%
Min Deposit$500
Min Balance
UpdatedApr 11, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Jumbo Certificates of Deposit - Personal & Business 12 Month Fixed Rate
$0
3.40%
Rate3.34%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Green Dot Bank DBA Bonneville Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.94%
1 Year Certificate
$500
3.30%
Rate3.25%
Min Deposit$500
Min Balance
UpdatedApr 11, 2026
Details

Compass Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
1 Year Share Certificate
$0
3.25%
Rate3.21%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

First Utah Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
Fixed Rate CD 12 month
$500
3.10%
Rate3.06%
Min Deposit$500
Min Balance
UpdatedApr 11, 2026
Details

Nelnet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
12 Month CD
$1,000
3.05%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 11, 2026
Details

Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
Certificates of Deposit 12 Month
$0
3.00%
Rate3.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

minimum balance of $1,000 is required for all CDs, and an early withdrawal penalty will apply for all CDs not held to maturity.

HERCULES FIRST
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
1 Year Certificate
$0
2.78%
Rate2.75%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Koin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
12 Month Certificate
$0
2.52%
Rate2.50%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Inland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.37%
12-Month Certificate
$0
1.50%
Rate
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
12-month term Certificates (CDs)
$0
1.40%
Rate1.39%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Utah Heritage Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.38%
Flex Certificates 1 year
$0
0.65%
Rate0.65%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
221 W Parrish Ln, Centerville, UT 84014
18 month Certificate (CD)
$0
3.95%
Rate3.88%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
HavenTM Certificate 18-month GoldStar? Membership
$5
4.00%
Rate3.93%
Min Deposit$5
Min Balance
UpdatedApr 11, 2026
Details

Elevate Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
18-Month Certificate
$0
3.90%
Rate
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

w/bump

TAB Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.12%
18 Month CD
$1,000
3.87%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 11, 2026
Details

Bread Financial
Institution Rating:
B4.4 ★Texas Ratio: 22.10%
18-month CD
$1,500
3.85%
Rate
Min Deposit$1,500
Min Balance
UpdatedApr 11, 2026
Details

State Bank of Southern Utah
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
18 MONTH CERTIFICATE
$0
3.80%
Rate3.75%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
18 Month Certificates of Deposit
$500
3.50%
Rate
Min Deposit$500
Min Balance
UpdatedApr 11, 2026
Details

San Juan Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
18 Month Share Certificate
$0
3.44%
Rate3.40%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
18-month term
$0
3.30%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Jumbo Certificates of Deposit - Personal & Business 18 Month Fixed Rate
$0
3.25%
Rate3.20%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Utah Independent Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
18 MONTH CD
$500
3.03%
Rate3.00%
Min Deposit$500
Min Balance
UpdatedApr 11, 2026
Details

Koin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
18 Month Certificate
$0
2.52%
Rate2.50%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
221 W Parrish Ln, Centerville, UT 84014
24 month Certificate (CD)
$0
4.05%
Rate3.98%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Utah Heritage Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.38%
Savings Certificate 2 Year Term
$0
4.25%
Rate
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Special

Members First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
2 Year CD
$0
4.20%
Rate
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
24-month GoldStar? Membership Certificate
$5
4.00%
Rate3.93%
Min Deposit$5
Min Balance
UpdatedApr 11, 2026
Details

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
24-Month Traditional and IRA Term Deposit
$2,000
3.95%
Rate
Min Deposit$2,000
Min Balance
UpdatedApr 11, 2026
Details

Pacific Horizon Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 27.08%
24-Month Share Certificate
$0
3.90%
Rate3.84%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Desert Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.83%
2 year CD
$0
3.85%
Rate3.80%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

TAB Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.12%
24 Month CD
$1,000
3.82%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 11, 2026
Details

State Bank of Southern Utah
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
24 MONTH CERTIFICATE
$0
3.80%
Rate3.75%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
1 1/2 Year-CD
$0
3.75%
Rate3.75%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
IRA Certificates 24 Month
$0
3.59%
Rate3.54%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

San Juan Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
24 Month Growth Certificate
$0
3.55%
Rate3.50%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Texas Health Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.83%
2-Year Certificates (INCLUDES IRA)
$0
3.54%
Rate3.50%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
2 Year Certificates of Deposit
$500
3.50%
Rate
Min Deposit$500
Min Balance
UpdatedApr 11, 2026
Details

Parks Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
Certificates of Deposit 24 Month
$0
3.45%
Rate
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
IRA CDs 24 Month
$0
3.30%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

HERCULES FIRST
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
2 Year Certificate
$1,000
3.29%
Rate3.25%
Min Deposit$1,000
Min Balance
UpdatedApr 11, 2026
Details

First Utah Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
Fixed Rate CD 24 month
$500
3.20%
Rate3.16%
Min Deposit$500
Min Balance
UpdatedApr 11, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Jumbo Certificates of Deposit - Personal & Business 24 Month Fixed Rate
$0
3.00%
Rate2.96%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
24-month term Certificates (CDs)
$0
2.60%
Rate2.57%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Koin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
24 Month Certificate
$0
2.47%
Rate2.45%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Utah Independent Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
24 MONTH CD
$500
2.02%
Rate2.00%
Min Deposit$500
Min Balance
UpdatedApr 11, 2026
Details

Continental Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
2 year Bump-up CD
$0
2.00%
Rate
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

As rates rise, bump-up to a higher rate whenever you want

Inland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.37%
24-Month Certificate
$0
1.50%
Rate
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

WebBank
Institution Rating:
A-4.9 ★Texas Ratio: 15.98%
2 Year CD
$0
0.25%
Rate
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

**

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
221 W Parrish Ln, Centerville, UT 84014
36 month Certificate (CD)
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Members First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
3 Year CD
$0
4.15%
Rate
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Jordan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
36 Month Certificate Account
$500
4.05%
Rate3.98%
Min Deposit$500
Min Balance
UpdatedApr 11, 2026
Details

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
36-Month Traditional and IRA Term Deposit
$2,000
3.95%
Rate
Min Deposit$2,000
Min Balance
UpdatedApr 11, 2026
Details

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
36-month Certificate
$500
3.90%
Rate3.83%
Min Deposit$500
Min Balance
UpdatedApr 11, 2026
Details

Bread Financial
Institution Rating:
B4.4 ★Texas Ratio: 22.10%
3-year CD
$1,500
3.85%
Rate
Min Deposit$1,500
Min Balance
UpdatedApr 11, 2026
Details

State Bank of Southern Utah
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
36 MONTH CERTIFICATE
$0
3.80%
Rate3.75%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

TAB Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.12%
36 Month CD
$1,000
3.75%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 11, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bonus Certificates 36 Month
$0
3.71%
Rate3.65%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

LimeLight Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
36-Month CD
$1,000
3.65%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 11, 2026
Details

Banterra Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
36-Month CD
$0
3.60%
Rate
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Terms and conditions apply. Click below for details.

HERCULES FIRST
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
3 Year Certificate
$1,000
3.55%
Rate3.50%
Min Deposit$1,000
Min Balance
UpdatedApr 11, 2026
Details

Desert Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.83%
3 year CD
$0
3.50%
Rate3.46%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

First Utah Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
Fixed Rate CD 36 month
$500
3.30%
Rate3.26%
Min Deposit$500
Min Balance
UpdatedApr 11, 2026
Details

Texas Health Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.83%
3-Year Certificates (INCLUDES IRA)
$0
3.29%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Green Dot Bank DBA Bonneville Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.94%
3 Year Certificate
$500
3.04%
Rate3.00%
Min Deposit$500
Min Balance
UpdatedApr 11, 2026
Details

Utah Independent Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
36 MONTH CD
$500
3.03%
Rate3.00%
Min Deposit$500
Min Balance
UpdatedApr 11, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
IRA CDs 36 Month
$0
3.00%
Rate2.96%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
36-month term Certificates (CDs)
$0
2.75%
Rate2.72%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Jumbo Certificates of Deposit - Personal & Business 36 Month Fixed Rate
$0
2.50%
Rate2.47%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Koin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
36 Month Certificate
$0
2.32%
Rate2.30%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Continental Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
3 year High Yield CD
$0
2.00%
Rate
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

No fees, commissions or spreads

WebBank
Institution Rating:
A-4.9 ★Texas Ratio: 15.98%
3 Year CD
$0
0.25%
Rate
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

**

Inland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.37%
36-Month Certificate
$0
0.05%
Rate
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
221 W Parrish Ln, Centerville, UT 84014
48 month Certificate (CD)
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
48 month Term Share Certificates
$1,000
4.05%
Rate3.99%
Min Deposit$1,000
Min Balance
UpdatedApr 11, 2026
Details

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
48-Month Traditional and IRA Term Deposit
$2,000
3.95%
Rate
Min Deposit$2,000
Min Balance
UpdatedApr 11, 2026
Details

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
48-month Certificate
$500
3.90%
Rate3.83%
Min Deposit$500
Min Balance
UpdatedApr 11, 2026
Details

Bread Financial
Institution Rating:
B4.4 ★Texas Ratio: 22.10%
4-year CD
$1,500
3.85%
Rate
Min Deposit$1,500
Min Balance
UpdatedApr 11, 2026
Details

HERCULES FIRST
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
4 Year Certificate
$1,000
3.80%
Rate3.75%
Min Deposit$1,000
Min Balance
UpdatedApr 11, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bonus Certificates 48 Month
$0
3.76%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

TAB Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.12%
48 Month CD
$1,000
3.75%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 11, 2026
Details

San Juan Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
48 Month Growth Certificate
$0
3.65%
Rate3.60%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Parks Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
Certificates of Deposit 48 Month
$0
3.55%
Rate
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

First Utah Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
Fixed Rate CD 48 month
$500
3.40%
Rate3.36%
Min Deposit$500
Min Balance
UpdatedApr 11, 2026
Details

Green Dot Bank DBA Bonneville Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.94%
4 Year Certificate
$500
3.04%
Rate3.00%
Min Deposit$500
Min Balance
UpdatedApr 11, 2026
Details

Home Savings Bank Salt Lake City, UT
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month CD
$10,000
3.00%
Rate2.96%
Min Deposit$10,000
Min Balance
UpdatedApr 11, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
48-month term Certificates (CDs)
$0
2.90%
Rate2.86%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Jumbo Certificates of Deposit - Personal & Business 48 Month Fixed Rate
$0
2.50%
Rate2.47%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Koin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
48 Month Certificate
$0
2.32%
Rate2.30%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Inland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.37%
48-Month Certificate
$0
0.05%
Rate
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.38%
298 N Market Place Dr, Centerville, UT 84014 1752
Youth certificate 60-month youth certificate
$0
4.15%
Rate
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
221 W Parrish Ln, Centerville, UT 84014
60 month Certificate (CD)
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Jordan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
60 Month Certificate Account
$500
4.10%
Rate4.03%
Min Deposit$500
Min Balance
UpdatedApr 11, 2026
Details

Alpine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
Business Savings Certificate 60 Month Value
$0
4.05%
Rate
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

HERCULES FIRST
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
5 Year Certificate
$1,000
3.96%
Rate3.90%
Min Deposit$1,000
Min Balance
UpdatedApr 11, 2026
Details

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
6 to 60-Month Certificate
$0
3.90%
Rate3.83%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

$500 minimum balance

Bread Financial
Institution Rating:
B4.4 ★Texas Ratio: 22.10%
5-year CD
$1,500
3.85%
Rate
Min Deposit$1,500
Min Balance
UpdatedApr 11, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bonus Certificates 60 Month
$0
3.76%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

TAB Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.12%
60 Month CD
$1,000
3.75%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 11, 2026
Details

San Juan Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
60 Month Growth Certificate
$0
3.65%
Rate3.60%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Parks Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
Certificates of Deposit 60 Month
$0
3.55%
Rate
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

First Utah Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
Fixed Rate CD 60 month
$500
3.50%
Rate3.46%
Min Deposit$500
Min Balance
UpdatedApr 11, 2026
Details

LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
5 Year Certificates of Deposit
$500
3.40%
Rate
Min Deposit$500
Min Balance
UpdatedApr 11, 2026
Details

Utah Independent Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
60 MONTH CD
$500
3.34%
Rate3.30%
Min Deposit$500
Min Balance
UpdatedApr 11, 2026
Details

LimeLight Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
60-Month CD
$1,000
3.30%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 11, 2026
Details

Desert Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.83%
5 year CD
$0
3.25%
Rate3.21%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
IRA CDs 60 Month
$0
3.15%
Rate3.10%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
60-month term Certificates (CDs)
$0
3.10%
Rate3.06%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Green Dot Bank DBA Bonneville Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.94%
5 Year Certificate
$500
3.04%
Rate3.00%
Min Deposit$500
Min Balance
UpdatedApr 11, 2026
Details

Home Savings Bank Salt Lake City, UT
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Month CD
$10,000
3.00%
Rate2.96%
Min Deposit$10,000
Min Balance
UpdatedApr 11, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Jumbo Certificates of Deposit - Personal & Business 60 Month Fixed Rate
$0
2.50%
Rate2.47%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Koin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
60 Month Certificate
$0
2.32%
Rate2.30%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

WebBank
Institution Rating:
A-4.9 ★Texas Ratio: 15.98%
5 Year CD
$0
0.25%
Rate
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

**

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Centerville, UT CD Rate Trends

Compare local Centerville, UT CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Utah CD Trends →
12-Month CD — UT Avg
3.789%
▲ 0.770 vs 7 days ago

Utah 12-month CD rates rose 0.770 points over the past 7 days to 3.789% APY.

6-Month CD — UT Avg
3.710%
▲ 0.772 vs 7 days ago

Utah 6-month CD rates rose 0.772 points over the past 7 days to 3.710% APY.

As of Apr 11, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about CD Rates in Centerville, Utah

Are CD rates in Centerville, Utah FDIC insured?

Yes, most established banks in Centerville, Utah are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Centerville, Utah?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Centerville, Utah.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Centerville, Utah may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Centerville, Utah?

Here are recent top rates found for this area:
  • Mountain America Federal Credit Union: 4.15% APY (Youth certificate 60-month youth certificate)
  • Cyprus Federal Credit Union: 4.05% APY (24 month Certificate (CD))
  • Wells Fargo: 1.51% APY (1 year Standard Fixed Rate CD)
  • P&S Credit Union: 5.00% APY (12 Month Share / IRA Certificate of Deposit)
  • Utah Heritage Credit Union: 4.25% APY (Savings Certificate 2 Year Term)
  • Members First Credit Union: 4.20% APY (2 Year CD)
  • Desert Rivers Federal Credit Union: 4.20% APY (3 month Super CD)
  • Jordan Federal Credit Union: 4.10% APY (60 Month Certificate Account)
  • LimeLight Bank: 4.08% APY (6-Month CD)
  • Bank of Utah: 4.06% APY (Certificate of Deposit 3-Month Term)
Rates reflect recent verified offers available in Centerville, Utah. Last Updated: April 11, 2026

Methodology & Data Sources

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Centerville, Utah directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Centerville, Utah. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in UT.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 11, 2026