CD Rates Swanton, Vermont (VT) for April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current Swanton, Vermont CD rates include Peoples Trust Co. of St. AlbansPeoples Trust Co. of St. Albans123 1st St, Swanton, VT 05488A+5.0 ★Texas Ratio: 3.62% offering 3 Month Certificate of Deposit at 3.50% APY, Central Vermont Medical Centerinc CUCentral Vermont Medical Centerinc CUA5.0 ★Texas Ratio: 8.83% offering New 6 month CD Special at 5.00% APY, Heritage Family Federal Credit UnionHeritage Family Federal Credit UnionA+5.0 ★Texas Ratio: 3.44% offering Premier Term Share Certificate 12 Month at 4.00% APY, Vermont Federal Credit UnionVermont Federal Credit UnionA+5.0 ★Texas Ratio: 3.42% offering IRA Certificate 60 mo at 3.50% APY, and Tri State Area Federal Credit UnionTri State Area Federal Credit UnionA+5.0 ★Texas Ratio: 1.30% offering 12 Month Certificate at 3.50% APY. CD rates as of April 6, 2026 according to verified data from MonitorBankRates.
Swanton has 8 local institutions in our database, with CD rates as high as 3.50% APY from Peoples Trust Co. of St. Albans at 123 1st St, Swanton, VT 05488. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Vermont area. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 6, 2026
Compare Best CD Rates in Swanton, Vermont & the Surrounding Area
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Swanton, VT CD Rate Trends
Compare local Swanton, VT CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Vermont 12-month CD rates rose 0.710 points over the past 7 days to 3.109% APY.
Vermont 6-month CD rates rose 0.230 points over the past 7 days to 2.945% APY.
Frequently Asked Questions about CD Rates in Swanton, Vermont
Are CD rates in Swanton, Vermont FDIC insured?
Do I have to pay state taxes on CD interest in Swanton, Vermont?
Can I withdraw my money early from a CD?
What is the difference between a Jumbo CD and a regular CD?
Are fixed-rate CDs better than variable-rate CDs?
What is a CD ladder?
Best CD rates in Swanton, Vermont?
- Peoples Trust Co. of St. Albans: 3.50% APY (3 Month Certificate of Deposit)
- Central Vermont Medical Centerinc CU: 5.00% APY (New 6 month CD Special)
- Heritage Family Federal Credit Union: 4.00% APY (Premier Term Share Certificate 12 Month)
- Tri State Area Federal Credit Union: 3.50% APY (12 Month Certificate)
- Vermont Federal Credit Union: 3.50% APY (IRA Certificate 60 mo)
- Claremont Savings Bank: 3.40% APY (Limited Time CD Special 4 Year CD)
- Northfield Savings Bank: 3.15% APY (24 Month CD)
- Mascoma Bank: 3.10% APY (12-Month CD/IRA Special)
- 802 Credit Union: 2.00% APY (Youth Savers 5 Year Term CD)
- TD Bank: 1.00% APY (3 Month Choice CD)
CD Calculators
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Swanton, Vermont directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Swanton, Vermont. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in VT.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
