Alexandria, Virginia Best CD Rates October 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Alexandria, Virginia CD rates range from 0.01% to 6.00% APY, verified by MonitorBankRates as of October 13, 2026. Current Alexandria, Virginia CD rates include Apple Federal Credit UnionApple Federal Credit Union7696F Richmond Hwy, Alexandria, VA 22306A+5.0 ★Texas Ratio: 2.85%Real return: +2.20%APY minus CPI (February 2026) offering 12-Month Starter Certificate at 5.00% APY, NASA Federal Credit UnionNASA Federal Credit Union2415 Eisenhower Ave, Alexandria, VA 22314A+5.0 ★Texas Ratio: 3.54%Real return: +1.75%APY minus CPI (February 2026) offering 60 Month Share Certificate at 4.55% APY, SFGI DirectSFGI Direct100 S Fairfax St, Alexandria, VA 22314A5.0 ★Texas Ratio: 7.39%Real return: +1.60%APY minus CPI (February 2026) offering 18-Month CD at 4.40% APY, Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%Real return: +1.55%APY minus CPI (February 2026) offering 12 Month Special EasyStart Certificate at 4.35% APY, and Capital One BankCapital One Bank6790 Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 7.00%Real return: +1.50%APY minus CPI (February 2026) offering 12 Month 360 CDs at 4.30% APY. CD rates as of October 13, 2026 according to verified data from MonitorBankRates.
Alexandria has 326 local institutions in our database, with CD rates as high as 5.00% APY from Apple Federal Credit Union at 7696F Richmond Hwy, Alexandria, VA 22306. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Virginia area. Rates are continually updated, so we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: October 13, 2026
Compare Best CD Rates in Alexandria, Virginia & the Surrounding Area
Alexandria 3 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.99%
12 HERBERT ST, Alexandria, VA 22305
Share and IRA Certificate - 3 Month
$500
3.95%
▲ 2.30% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average1.65%▲ 2.30% above avgNationally 2.09%
Details
Minimum Balance to Open and Earn APY; Share/IRA/Roth/ESA
Rate History
No change since Sep 14, 2026 · 3.95% APY · checked 3 times
Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
115 N Washington St, Alexandria, VA 22314
Standard CDs and IRAs - 3 Month
$0
3.00%
▲ 1.35% above Virginia avg
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▲ 1.35% above avgNationally 2.09%
Details
Schedule an Appointment
Rate History
No change since Oct 7, 2026 · 3.00% APY · checked 2 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
3 Month Business Share Certificates Plus Jumbo
$0
1.11%
▼ 0.54% below Virginia avg
▼
Rate1.10%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▼ 0.54% below avgNationally 2.09%
Details
$200,000; Balance: $200,000 Plus Jumbo
Rate History
No change since Oct 7, 2026 · 1.11% APY · checked 2 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
3 Month Smart Share Certificate Plus Jumbo
$0
1.11%
▼ 0.54% below Virginia avg
▼
Rate1.10%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▼ 0.54% below avgNationally 2.09%
Details
$200,000; Balance: $200,000 Plus Jumbo
Rate History
No change since Sep 24, 2026 · 1.11% APY · checked 4 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
3 Month Business Share Certificates
$0
1.06%
▼ 0.59% below Virginia avg
▼
Rate1.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▼ 0.59% below avgNationally 2.09%
Details
$100,000 -$199,999; Balance: $100,000 -$199,999
Rate History
No change since Oct 7, 2026 · 1.06% APY · checked 2 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
3 Month Smart Share Certificate
$0
1.06%
▼ 0.59% below Virginia avg
▼
Rate1.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▼ 0.59% below avgNationally 2.09%
Details
$100,000 -$199,999; Balance: $100,000 - $199,999
Rate History
No change since Sep 24, 2026 · 1.06% APY · checked 4 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
3 Month Business Share Certificates
$0
1.01%
▼ 0.64% below Virginia avg
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▼ 0.64% below avgNationally 2.09%
Details
$99,999; Balance: less than $99,999
Rate History
1 change since Sep 18, 2026 · 1.06% → 1.01% ▼ 0.05 pts · high 1.06% / low 1.01%
- Sep 24, 20261.01%▼ from 1.06%
- Sep 18, 20261.06%first recorded
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
3 Month Smart Share Certificate
$0
1.01%
▼ 0.64% below Virginia avg
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▼ 0.64% below avgNationally 2.09%
Details
$99,999; Balance: less than $99,999
Rate History
No change since Sep 24, 2026 · 1.01% APY · checked 4 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
525 King St, Alexandria, VA 22314
3 Month - Relationship
$0
1.00%
▼ 0.65% below Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▼ 0.65% below avgNationally 2.09%
Details
Balance: $250.00 - $9,999.99
Rate History
No change since Oct 7, 2026 · 1.00% APY · checked 2 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
525 King St, Alexandria, VA 22314
3 Month Certificate
$0
1.00%
▼ 0.65% below Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▼ 0.65% below avgNationally 2.09%
Details
Balance: $250.00 - $9,999.99
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 6 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
525 King St, Alexandria, VA 22314
3 Month TD Choice CD
$250
1.00%
▼ 0.65% below Virginia avg
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▼ 0.65% below avgNationally 2.09%
Details
Relationship APY; Balance: $250.00 - $9,999.99
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 4 times
United Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
5140 Duke St, Alexandria, VA 22304
3 Month CD
$500
0.50%
▼ 1.15% below Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▼ 1.15% below avgNationally 2.09%
Details
Rate History
No change since Sep 9, 2026 · 0.50% APY · checked 3 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
7706 Richmond Hwy, Alexandria, VA 22306
3 month Standard Fixed Rate
$2,500
0.06%
▼ 1.59% below Virginia avg
▼
Rate0.06%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▼ 1.59% below avgNationally 2.09%
Details
Balance: $0 - $4,999.99. Early withdrawal penalties may apply.
Rate History
No change since Oct 7, 2026 · 0.06% APY · checked 2 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
7706 Richmond Hwy, Alexandria, VA 22306
3 month Standard Interest Rate
$2,500
0.06%
▼ 1.59% below Virginia avg
▼
Rate0.06%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▼ 1.59% below avgNationally 2.09%
Details
Balance: $0 - $4,999.99; Relationship APY 0.06%
Rate History
No change since Sep 14, 2026 · 0.06% APY · checked 3 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
7706 Richmond Hwy, Alexandria, VA 22306
3 month Standard Fixed Rate
$2,500
0.05%
▼ 1.60% below Virginia avg
▼
Rate0.05%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▼ 1.60% below avgNationally 2.09%
Details
Balance: $0 - $4,999.99; Relationship Interest Rate 0.06%; Relationship APY 0.06%
Rate History
No change since Oct 7, 2026 · 0.05% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
411 King St, Alexandria, VA 22314
3 Month Certificate of Deposit
$0
0.03%
▼ 1.62% below Virginia avg
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▼ 1.62% below avgNationally 2.09%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
411 King St, Alexandria, VA 22314
3 Month Certificate of Deposit
$0
0.02%
▼ 1.63% below Virginia avg
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▼ 1.63% below avgNationally 2.09%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
411 King St, Alexandria, VA 22314
3 Month Certificate of Deposit
$0
0.01%
▼ 1.64% below Virginia avg
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▼ 1.64% below avgNationally 2.09%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 3 times
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
Share Certificate - 3 Month
$1,000
4.00%
▲ 2.35% above Virginia avg
▼
Rate3.93%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average1.65%▲ 2.35% above avgNationally 2.09%
Details
Minimum to open $1,000.00
Rate History
No change since Oct 12, 2026 · 4.00% APY
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
3 Month Certificate
$1,000
4.00%
▲ 2.35% above Virginia avg
▼
Rate3.93%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average1.65%▲ 2.35% above avgNationally 2.09%
Details
Paid monthly
Rate History
1 change since Sep 14, 2026 · 3.50% → 4.00% ▲ 0.50 pts · high 4.00% / low 3.50%
- Oct 5, 20264.00%▲ from 3.50%
- Sep 14, 20263.50%first recorded
Woori America Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
WooriWON Certificate of Deposit (CD) - 3-Months
$1,000
3.70%
▲ 2.05% above Virginia avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▲ 2.05% above avgNationally 2.09%
Details
Rate History
No change since Oct 7, 2026 · 3.70% APY · checked 2 times
EagleBank
Institution Rating:
A5.0 ★Texas Ratio: 11.84%
3 Month Certificate
$1,000
3.65%
▲ 2.00% above Virginia avg
▼
Rate3.58%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▲ 2.00% above avgNationally 2.09%
Details
Rate History
No change since Oct 7, 2026 · 3.65% APY · checked 2 times
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.54%
3 Month IRA Certificate
$0
3.60%
▲ 1.95% above Virginia avg
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedSep 29, 2026
Virginia Average1.65%▲ 1.95% above avgNationally 2.09%
Details
Rate History
No change since Sep 29, 2026 · 3.60% APY
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.54%
3 Month Share Certificates
$0
3.60%
▲ 1.95% above Virginia avg
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedSep 29, 2026
Virginia Average1.65%▲ 1.95% above avgNationally 2.09%
Details
Rate History
No change since Sep 29, 2026 · 3.60% APY
EagleBank
Institution Rating:
A5.0 ★Texas Ratio: 11.84%
90 days/13 weeks
$10,000
3.50%
▲ 1.85% above Virginia avg
▼
Rate3.44%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▲ 1.85% above avgNationally 2.09%
Details
Visit or Call
Rate History
No change since Oct 7, 2026 · 3.50% APY · checked 2 times
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
3 Month Share Certificate
$500
3.50%
▲ 1.85% above Virginia avg
▼
Rate3.44%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average1.65%▲ 1.85% above avgNationally 2.09%
Details
Rate History
1 change since Oct 5, 2026 · 3.30% → 3.50% ▲ 0.20 pts · high 3.50% / low 3.30%
- Oct 13, 20263.50%▲ from 3.30%
- Oct 5, 20263.30%first recorded
Department of The Interior Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
3 Month Certificate
$500
3.04%
▲ 1.39% above Virginia avg
▼
Rate3.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average1.65%▲ 1.39% above avgNationally 2.09%
Details
Rate History
No change since Oct 4, 2026 · 3.04% APY · checked 3 times
Calvin B. Taylor Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
3 Month Certificate
$1,000
3.00%
▲ 1.35% above Virginia avg
▼
Rate2.97%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▲ 1.35% above avgNationally 2.09%
Details
Rate History
No change since Oct 7, 2026 · 3.00% APY · checked 3 times
VirtualBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.76%
3 Month Certificate
$0
2.94%
▲ 1.29% above Virginia avg
▼
Rate2.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▲ 1.29% above avgNationally 2.09%
Details
Rate History
No change since Sep 24, 2026 · 2.94% APY · checked 5 times
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
Jumbo - 90 Day Certificate
$100,000
2.90%
▲ 1.25% above Virginia avg
▼
Rate2.85%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average1.65%▲ 1.25% above avgNationally 2.09%
Details
Rate History
No change since Oct 8, 2026 · 2.90% APY · checked 2 times
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.63%
3-Month Certificate
$0
2.85%
▲ 1.20% above Virginia avg
▼
Rate2.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average1.65%▲ 1.20% above avgNationally 2.09%
Details
Balance: $100.00 - $24,999.99
Rate History
1 change since Sep 21, 2026 · 2.75% → 2.85% ▲ 0.10 pts · high 2.85% / low 2.75%
- Oct 9, 20262.85%▲ from 2.75%
- Sep 21, 20262.75%first recorded
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
3 Month Term
$0
2.50%
▲ 0.85% above Virginia avg
▼
Rate2.47%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▲ 0.85% above avgNationally 2.09%
Details
Rate History
No change since Sep 18, 2026 · 2.50% APY · checked 6 times
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
Business 3 Month Term
$0
2.50%
▲ 0.85% above Virginia avg
▼
Rate2.47%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▲ 0.85% above avgNationally 2.09%
Details
Balance: $100,000+
Rate History
No change since Sep 24, 2026 · 2.50% APY · checked 5 times
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
3 Month Term
$0
2.45%
▲ 0.80% above Virginia avg
▼
Rate2.42%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▲ 0.80% above avgNationally 2.09%
Details
Rate History
No change since Sep 18, 2026 · 2.45% APY · checked 6 times
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
Business 3 Month Term
$0
2.45%
▲ 0.80% above Virginia avg
▼
Rate2.42%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▲ 0.80% above avgNationally 2.09%
Details
Balance: $25,000 - $99,999
Rate History
No change since Sep 24, 2026 · 2.45% APY · checked 5 times
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
3 Month Term
$0
2.40%
▲ 0.75% above Virginia avg
▼
Rate2.37%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▲ 0.75% above avgNationally 2.09%
Details
Rate History
No change since Sep 18, 2026 · 2.40% APY · checked 6 times
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
Business 3 Month Term
$0
2.40%
▲ 0.75% above Virginia avg
▼
Rate2.37%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▲ 0.75% above avgNationally 2.09%
Details
Balance: $5,000 - $24,999
Rate History
No change since Sep 24, 2026 · 2.40% APY · checked 5 times
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
3 Month Term
$0
2.34%
▲ 0.69% above Virginia avg
▼
Rate2.32%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▲ 0.69% above avgNationally 2.09%
Details
Rate History
No change since Sep 18, 2026 · 2.34% APY · checked 6 times
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
Business 3 Month Term
$0
2.34%
▲ 0.69% above Virginia avg
▼
Rate2.32%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▲ 0.69% above avgNationally 2.09%
Details
Balance: $250 - $4,999
Rate History
No change since Sep 24, 2026 · 2.34% APY · checked 5 times
Farmers & Merchants Bank VA
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
3 Month CD
$1,000
2.27%
▲ 0.62% above Virginia avg
▼
Rate2.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▲ 0.62% above avgNationally 2.09%
Details
Rate History
No change since Oct 7, 2026 · 2.27% APY · checked 3 times
University of Virginia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
3 Month Business Certificate
$500
2.25%
▲ 0.60% above Virginia avg
▼
Rate2.23%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average1.65%▲ 0.60% above avgNationally 2.09%
Details
Compounding: N/A
Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 4 times
University of Virginia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
3 Month Certificates
$500
2.25%
▲ 0.60% above Virginia avg
▼
Rate2.23%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average1.65%▲ 0.60% above avgNationally 2.09%
Details
Compounding: N/A; Effective 5/02/2026
Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 5 times
University of Virginia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
3 Month IRA Certificates
$500
2.25%
▲ 0.60% above Virginia avg
▼
Rate2.23%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average1.65%▲ 0.60% above avgNationally 2.09%
Details
Compounding: Monthly; Traditional, Roth, SEP IRA, and Coverdell ESA Certificate Accounts; Penalty for early withdrawal applies
Rate History
No change since Oct 13, 2026 · 2.25% APY
Pen Air Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
3 Month Certificate
$0
2.10%
▲ 0.45% above Virginia avg
▼
Rate2.08%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Virginia Average1.65%▲ 0.45% above avgNationally 2.09%
Details
Rate History
No change since Sep 14, 2026 · 2.10% APY · checked 2 times
Woodforest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.96%
3 Month CD
$500
2.00%
▲ 0.35% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▲ 0.35% above avgNationally 2.09%
Details
Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 7 times
Freedom Bank of Virginia
Institution Rating:
C+4.2 ★Texas Ratio: 24.99%
3 Month Certificate
$500
1.65%
At Virginia avg
▼
Rate1.64%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%At the averageNationally 2.09%
Details
Rate History
No change since Sep 9, 2026 · 1.65% APY · checked 8 times
Chain Bridge Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates Of Deposit - 3 Months
$500
1.50%
▼ 0.15% below Virginia avg
▼
Rate1.49%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▼ 0.15% below avgNationally 2.09%
Details
Rate History
No change since Sep 8, 2026 · 1.50% APY · checked 5 times
The National Capital Bank of Washington
Institution Rating:
A-5.0 ★Texas Ratio: 14.51%
Platinum Account Holders Certificates of Deposit 3 Months
$1,000
1.36%
▼ 0.29% below Virginia avg
▼
Rate1.35%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Virginia Average1.65%▼ 0.29% below avgNationally 2.09%
Details
Early Withdrawl Penalty: 30 days' simple interest
Rate History
No change since Sep 19, 2026 · 1.36% APY · checked 7 times
Alexandria 6 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
6790 Richmond Hwy, Alexandria, VA 22306
6 Month 360 CDs
$0
4.30%
▲ 1.63% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.67%▲ 1.63% above avgNationally 2.77%
Details
Fixed APY | No minimum balance
Rate History
No change since Sep 18, 2026 · 4.30% APY · checked 4 times
NASA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
2415 Eisenhower Ave, Alexandria, VA 22314
6 Month Share Certificate
$0
4.30%
▲ 1.63% above Virginia avg
▼
Rate4.22%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.67%▲ 1.63% above avgNationally 2.77%
Details
Balance: $1,000
Rate History
1 change since Sep 18, 2026 · 4.00% → 4.30% ▲ 0.30 pts · high 4.30% / low 4.00%
- Sep 27, 20264.30%▲ from 4.00%
- Sep 18, 20264.00%first recorded
SFGI Direct
Institution Rating:
A5.0 ★Texas Ratio: 7.39%
100 S Fairfax St, Alexandria, VA 22314
6-Month CD
$1,000
4.20%
▲ 1.53% above Virginia avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.67%▲ 1.53% above avgNationally 2.77%
Details
A competitive rate with a shorter commitment
Rate History
1 change since Sep 28, 2026 · 4.09% → 4.20% ▲ 0.11 pts · high 4.20% / low 4.09%
- Oct 7, 20264.20%▲ from 4.09%
- Sep 28, 20264.09%first recorded
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.99%
12 HERBERT ST, Alexandria, VA 22305
6 Month Share Certificate
$0
4.10%
▲ 1.43% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.67%▲ 1.43% above avgNationally 2.77%
Details
Share and IRA Certificate Rates (Share/IRA/Roth/ESA)
Rate History
No change since Oct 5, 2026 · 4.10% APY · checked 2 times
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.99%
12 HERBERT ST, Alexandria, VA 22305
Business 6-Month Certificate
$0
4.10%
▲ 1.43% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.67%▲ 1.43% above avgNationally 2.77%
Details
Featured rate
Rate History
No change since Sep 14, 2026 · 4.10% APY · checked 8 times
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.99%
12 HERBERT ST, Alexandria, VA 22305
Share and IRA Certificate - 6 Month
$500
4.10%
▲ 1.43% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.67%▲ 1.43% above avgNationally 2.77%
Details
Minimum Balance to Open and Earn APY; Share/IRA/Roth/ESA
Rate History
No change since Sep 14, 2026 · 4.10% APY · checked 3 times
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
4800 Fillmore Ave, Alexandria, VA 22311 5070
6 Month Certificate - Platinum
$500
3.70%
▲ 1.03% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.67%▲ 1.03% above avgNationally 2.77%
Details
Platinum APY; Effective April 17, 2026
Rate History
No change since Oct 12, 2026 · 3.70% APY
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
4800 Fillmore Ave, Alexandria, VA 22311 5070
Share & IRA Certificate - 6 Month - Platinum
$500
3.70%
▲ 1.03% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.67%▲ 1.03% above avgNationally 2.77%
Details
Platinum APY* program rate; Minimum to Earn Dividends $500; Rates Effective: April 17, 2026
Rate History
No change since Oct 12, 2026 · 3.70% APY
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1630 King St, Alexandria, VA 22314 2763
6 Month Jumbo Certificate
$0
3.64%
▲ 0.97% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.67%▲ 0.97% above avgNationally 2.77%
Details
Rate History
No change since Sep 25, 2026 · 3.64% APY · checked 4 times
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
4800 Fillmore Ave, Alexandria, VA 22311 5070
6 Month Certificate
$500
3.60%
▲ 0.93% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.67%▲ 0.93% above avgNationally 2.77%
Details
Standard APY; Effective April 17, 2026
Rate History
No change since Sep 25, 2026 · 3.60% APY · checked 4 times
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
4800 Fillmore Ave, Alexandria, VA 22311 5070
Share & IRA Certificate - 6 Month
$500
3.60%
▲ 0.93% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.67%▲ 0.93% above avgNationally 2.77%
Details
Minimum to Earn Dividends $500; Rates Effective: April 17, 2026
Rate History
No change since Sep 20, 2026 · 3.60% APY · checked 4 times
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1630 King St, Alexandria, VA 22314 2763
6 Month Certificate
$0
3.55%
▲ 0.88% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.67%▲ 0.88% above avgNationally 2.77%
Details
Rate History
No change since Sep 25, 2026 · 3.55% APY · checked 4 times
Commonwealth One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
4875 Eisenhower Ave, Alexandria, VA 22304 4886
Share Certificate - 6 Months
$500
3.49%
▲ 0.82% above Virginia avg
▼
Rate3.45%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.67%▲ 0.82% above avgNationally 2.77%
Details
Share Certificate, IRA, and Coverdell Education Share Certificate Rates; Not available for IRA accounts
Rate History
No change since Oct 12, 2026 · 3.49% APY
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
7696F Richmond Hwy, Alexandria, VA 22306
6 Month Certificate
$0
3.35%
▲ 0.68% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.67%▲ 0.68% above avgNationally 2.77%
Details
Rate History
No change since Sep 18, 2026 · 3.35% APY · checked 6 times
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
6790 Richmond Hwy, Alexandria, VA 22306
6 Month Certificate
$0
3.30%
▲ 0.63% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.67%▲ 0.63% above avgNationally 2.77%
Details
Rate History
No change since Oct 7, 2026 · 3.30% APY · checked 2 times
Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
115 N Washington St, Alexandria, VA 22314
Standard CDs and IRAs - 6 Month
$0
3.00%
▲ 0.33% above Virginia avg
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.67%▲ 0.33% above avgNationally 2.77%
Details
Schedule an Appointment
Rate History
No change since Oct 7, 2026 · 3.00% APY · checked 2 times
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.53%
5775 Barclay Dr, Alexandria, VA 22315 5731
6 Month Certificate
$0
2.70%
▲ 0.03% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.67%▲ 0.03% above avgNationally 2.77%
Details
Rate History
No change since Sep 14, 2026 · 2.70% APY · checked 7 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
6 Month Business Share Certificates Plus Jumbo
$0
2.63%
▼ 0.04% below Virginia avg
▼
Rate2.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.67%▼ 0.04% below avgNationally 2.77%
Details
$200,000; Balance: $200,000 Plus Jumbo
Rate History
No change since Oct 7, 2026 · 2.63% APY · checked 2 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
6 Month Smart Share Certificate Plus Jumbo
$0
2.63%
▼ 0.04% below Virginia avg
▼
Rate2.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.67%▼ 0.04% below avgNationally 2.77%
Details
$200,000; Balance: $200,000 Plus Jumbo
Rate History
No change since Sep 24, 2026 · 2.63% APY · checked 4 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
6 Month Business Share Certificates
$0
2.58%
▼ 0.09% below Virginia avg
▼
Rate2.55%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.67%▼ 0.09% below avgNationally 2.77%
Details
$100,000 -$199,999; Balance: $100,000 -$199,999
Rate History
No change since Oct 7, 2026 · 2.58% APY · checked 2 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
6 Month Smart Share Certificate
$0
2.58%
▼ 0.09% below Virginia avg
▼
Rate2.55%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.67%▼ 0.09% below avgNationally 2.77%
Details
$100,000 -$199,999; Balance: $100,000 - $199,999
Rate History
No change since Sep 24, 2026 · 2.58% APY · checked 4 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
6 Month Business Share Certificates
$0
2.53%
▼ 0.14% below Virginia avg
▼
Rate2.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.67%▼ 0.14% below avgNationally 2.77%
Details
$99,999; Balance: less than $99,999
Rate History
1 change since Sep 18, 2026 · 2.58% → 2.53% ▼ 0.05 pts · high 2.58% / low 2.53%
- Sep 24, 20262.53%▼ from 2.58%
- Sep 18, 20262.58%first recorded
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
6 Month Smart Share Certificate
$0
2.53%
▼ 0.14% below Virginia avg
▼
Rate2.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.67%▼ 0.14% below avgNationally 2.77%
Details
$99,999; Balance: less than $99,999
Rate History
No change since Sep 24, 2026 · 2.53% APY · checked 4 times
Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
4320 Seminary Rd, Alexandria, VA 22304 1535
6 Month Share Certificate
$0
2.25%
▼ 0.42% below Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.67%▼ 0.42% below avgNationally 2.77%
Details
Minimum Balance to Earn APY: $10,000.00; APY subject to change; fees may reduce earnings; penalty may be imposed for early withdrawal
Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 7 times
Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
4320 Seminary Rd, Alexandria, VA 22304 1535
6 Month Share Certificate
$0
2.10%
▼ 0.57% below Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.67%▼ 0.57% below avgNationally 2.77%
Details
Minimum Balance to Earn APY: $1,000.00; APY subject to change; fees may reduce earnings; penalty may be imposed for early withdrawal
Rate History
No change since Sep 14, 2026 · 2.10% APY · checked 7 times
Democracy Federal Credit Union
Institution Rating:
A-4.6 ★Texas Ratio: 9.01%
400 N Columbus St, Alexandria, VA 22314
6 Month Certificate
$0
2.00%
▼ 0.67% below Virginia avg
▼
Rate1.98%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.67%▼ 0.67% below avgNationally 2.77%
Details
Rate History
No change since Sep 25, 2026 · 2.00% APY · checked 4 times
United Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
5140 Duke St, Alexandria, VA 22304
6 Month CD
$500
1.75%
▼ 0.92% below Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.67%▼ 0.92% below avgNationally 2.77%
Details
Rate History
No change since Sep 9, 2026 · 1.75% APY · checked 3 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
525 King St, Alexandria, VA 22314
6 Month Certificate
$0
1.00%
▼ 1.67% below Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.67%▼ 1.67% below avgNationally 2.77%
Details
Balance: $250.00 - $9,999.99; Relationship APY: 1.00%; Standard APY: 1.00%
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 7 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
525 King St, Alexandria, VA 22314
6 Month TD Choice CD
$250
1.00%
▼ 1.67% below Virginia avg
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.67%▼ 1.67% below avgNationally 2.77%
Details
Relationship APY; Balance: $250.00 - $9,999.99
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 4 times
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
6222 Little River Tpke, Alexandria, VA 22312 1714
6 Month - Certificate
$1,000
0.75%
▼ 1.92% below Virginia avg
▼
Rate0.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.67%▼ 1.92% below avgNationally 2.77%
Details
Rate History
No change since Sep 25, 2026 · 0.75% APY · checked 4 times
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
6222 Little River Tpke, Alexandria, VA 22312 1714
Youth Share Certificates 6 Month - Certificate
$100
0.75%
▼ 1.92% below Virginia avg
▼
Rate0.75%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.67%▼ 1.92% below avgNationally 2.77%
Details
Rate History
No change since Oct 4, 2026 · 0.75% APY · checked 3 times
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
5948 Richmond Hwy, Alexandria, VA 22303 1871
6 Month Youth Certificate
$0
0.50%
▼ 2.17% below Virginia avg
▼
Rate0.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.67%▼ 2.17% below avgNationally 2.77%
Details
Rate History
No change since Sep 25, 2026 · 0.50% APY · checked 4 times
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
5948 Richmond Hwy, Alexandria, VA 22303 1871
Share & IRA Certificates - 6-month
$0
0.50%
▼ 2.17% below Virginia avg
▼
Rate0.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.67%▼ 2.17% below avgNationally 2.77%
Details
Rate History
No change since Oct 8, 2026 · 0.50% APY · checked 2 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
7706 Richmond Hwy, Alexandria, VA 22306
6 month Standard Fixed Rate
$2,500
0.06%
▼ 2.61% below Virginia avg
▼
Rate0.06%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.67%▼ 2.61% below avgNationally 2.77%
Details
Balance: $0 - $4,999.99. Early withdrawal penalties may apply.
Rate History
No change since Oct 7, 2026 · 0.06% APY · checked 2 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
7706 Richmond Hwy, Alexandria, VA 22306
6 month Standard Interest Rate
$2,500
0.06%
▼ 2.61% below Virginia avg
▼
Rate0.06%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.67%▼ 2.61% below avgNationally 2.77%
Details
Balance: $0 - $4,999.99; Relationship APY 0.06%
Rate History
No change since Sep 14, 2026 · 0.06% APY · checked 3 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
7706 Richmond Hwy, Alexandria, VA 22306
6 month Standard Fixed Rate
$2,500
0.05%
▼ 2.62% below Virginia avg
▼
Rate0.05%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.67%▼ 2.62% below avgNationally 2.77%
Details
Balance: $0 - $4,999.99; Relationship Interest Rate 0.06%; Relationship APY 0.06%
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
411 King St, Alexandria, VA 22314
6 Month Certificate of Deposit
$0
0.03%
▼ 2.64% below Virginia avg
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.67%▼ 2.64% below avgNationally 2.77%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
411 King St, Alexandria, VA 22314
6 Month Certificate of Deposit
$0
0.02%
▼ 2.65% below Virginia avg
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.67%▼ 2.65% below avgNationally 2.77%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
411 King St, Alexandria, VA 22314
6 Month Certificate of Deposit
$0
0.01%
▼ 2.66% below Virginia avg
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.67%▼ 2.66% below avgNationally 2.77%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 3 times
Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
Promotional Certificates - Limited Time Special - 6 Months
$2,500
4.35%
▲ 1.68% above Virginia avg
▼
Rate4.27%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.67%▲ 1.68% above avgNationally 2.77%
Details
Minimum to Open: $2,500; Balance to Earn APY: $2,500; Promotional certificate rate valid on new money only; early withdrawal penalty is 90 days of dividend whether earned or not
Rate History
No change since Oct 13, 2026 · 4.35% APY
Chartway Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.30%
6-Month Promo Certificate
$0
4.30%
▲ 1.63% above Virginia avg
▼
Rate4.23%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.67%▲ 1.63% above avgNationally 2.77%
Details
Promotional Certificates are available for new and existing members of Chartway Credit Union. To qualify for the offer, certificates must be funded completely with new deposits. New Deposits are defined as funds not currently on deposit with Chartway Credit Union. Rate effective date April 1, 2026. Penalty for early withdrawal. Fees could reduce earnings on the account. The certificate has a minimum $500 balance ($100 if under 18 years old) to open. The 13-month certificate will renew at the current 6-month certificate rate.
Rate History
No change since Sep 18, 2026 · 4.30% APY · checked 6 times
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
6 month Term Regular Certificate
$500
4.25%
▲ 1.58% above Virginia avg
▼
Rate4.18%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Virginia Average2.67%▲ 1.58% above avgNationally 2.77%
Details
Minimum: $500 minimum opening balance
Rate History
No change since Oct 10, 2026 · 4.25% APY
EagleBank
Institution Rating:
A5.0 ★Texas Ratio: 11.84%
6 Month CD
$1,000
4.20%
▲ 1.53% above Virginia avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.67%▲ 1.53% above avgNationally 2.77%
Details
The Annual Percentage Yield (APY) is accurate as of 09/24/2026. APY assumes interest remains on deposit until maturity date. Penalty for early withdrawal may reduce earnings. Fees may reduce earnings. Rates are subject to change at any time and are not guaranteed until the account is opened.
Rate History
No change since Sep 18, 2026 · 4.20% APY · checked 6 times
EagleBank
Institution Rating:
A5.0 ★Texas Ratio: 11.84%
6 Month Certificate
$1,000
4.20%
▲ 1.53% above Virginia avg
▼
Rate4.11%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.67%▲ 1.53% above avgNationally 2.77%
Details
Rate History
No change since Oct 7, 2026 · 4.20% APY · checked 2 times
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
6 Month IRA Certificate
$0
4.13%
▲ 1.46% above Virginia avg
▼
Rate4.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Virginia Average2.67%▲ 1.46% above avgNationally 2.77%
Details
Rate History
No change since Sep 18, 2026 · 4.13% APY · checked 3 times
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
6 Month Share Certificate
$0
4.13%
▲ 1.46% above Virginia avg
▼
Rate4.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Virginia Average2.67%▲ 1.46% above avgNationally 2.77%
Details
Balance: $1M+
Rate History
No change since Sep 14, 2026 · 4.13% APY · checked 5 times
Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
6 Month Jumbo CD
$50,000
4.10%
▲ 1.43% above Virginia avg
▼
RateN/A
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.67%▲ 1.43% above avgNationally 2.77%
Details
Rate History
1 change since Sep 21, 2026 · 3.75% → 4.10% ▲ 0.35 pts · high 4.10% / low 3.75%
- Oct 5, 20264.10%▲ from 3.75%
- Sep 21, 20263.75%first recorded
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
6 Month Share Certificate Accounts - Regular Accounts
$0
4.06%
▲ 1.39% above Virginia avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Virginia Average2.67%▲ 1.39% above avgNationally 2.77%
Details
Minimum Balance Required to Earn the Stated APY
Rate History
No change since Sep 22, 2026 · 4.06% APY · checked 4 times
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
6 Month CD
$1,000
4.05%
▲ 1.38% above Virginia avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.67%▲ 1.38% above avgNationally 2.77%
Details
New Money CDs
Rate History
No change since Sep 24, 2026 · 4.05% APY · checked 5 times
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
6 Month New Money CD
$1,000
4.05%
▲ 1.38% above Virginia avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.67%▲ 1.38% above avgNationally 2.77%
Details
Exclusively for Premier clients.
Rate History
No change since Sep 27, 2026 · 4.05% APY · checked 4 times
Alexandria 12 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
7696F Richmond Hwy, Alexandria, VA 22306
12-Month Starter Certificate
$50
5.00%
▲ 1.94% above Virginia avg
▼
RateN/A
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▲ 1.94% above avgNationally 2.99%
Details
Maximum $5,000. Add additional funds at any time up to $5,000 maximum. One Starter Certificate per membership.
Rate History
No change since Sep 18, 2026 · 5.00% APY · checked 6 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
7678D Richmond Hwy, Alexandria, VA 22306
12 Month Special EasyStart Certificate
$50
4.35%
▲ 1.29% above Virginia avg
▼
Rate4.26%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Virginia Average3.06%▲ 1.29% above avgNationally 2.99%
Details
Rate History
No change since Sep 30, 2026 · 4.35% APY · checked 4 times
NASA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
2415 Eisenhower Ave, Alexandria, VA 22314
12 Month Share Certificate
$0
4.35%
▲ 1.29% above Virginia avg
▼
Rate4.27%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▲ 1.29% above avgNationally 2.99%
Details
Balance: $1,000
Rate History
1 change since Sep 18, 2026 · 4.05% → 4.35% ▲ 0.30 pts · high 4.35% / low 4.05%
- Sep 27, 20264.35%▲ from 4.05%
- Sep 18, 20264.05%first recorded
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
6790 Richmond Hwy, Alexandria, VA 22306
12 Month 360 CDs
$0
4.30%
▲ 1.24% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▲ 1.24% above avgNationally 2.99%
Details
Fixed APY | No minimum balance
Rate History
No change since Sep 18, 2026 · 4.30% APY · checked 4 times
SFGI Direct
Institution Rating:
A5.0 ★Texas Ratio: 7.39%
100 S Fairfax St, Alexandria, VA 22314
12-Month CD
$1,000
4.30%
▲ 1.24% above Virginia avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▲ 1.24% above avgNationally 2.99%
Details
A strong rate. A full year of predictable growth.
Rate History
1 change since Sep 28, 2026 · 4.20% → 4.30% ▲ 0.10 pts · high 4.30% / low 4.20%
- Oct 7, 20264.30%▲ from 4.20%
- Sep 28, 20264.20%first recorded
NASA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
2415 Eisenhower Ave, Alexandria, VA 22314
12 Month Share Certificate
$0
4.25%
▲ 1.19% above Virginia avg
▼
Rate4.17%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▲ 1.19% above avgNationally 2.99%
Details
Add-On; Balance: $250
Rate History
1 change since Sep 18, 2026 · 3.95% → 4.25% ▲ 0.30 pts · high 4.25% / low 3.95%
- Oct 7, 20264.25%▲ from 3.95%
- Sep 18, 20263.95%first recorded
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1630 King St, Alexandria, VA 22314 2763
12 Month Jumbo Certificate
$0
4.10%
▲ 1.04% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.06%▲ 1.04% above avgNationally 2.99%
Details
Rate History
1 change since Sep 25, 2026 · 3.84% → 4.10% ▲ 0.26 pts · high 4.10% / low 3.84%
- Oct 4, 20264.10%▲ from 3.84%
- Sep 25, 20263.84%first recorded
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1630 King St, Alexandria, VA 22314 2763
12 Month IRA Certificate
$0
4.05%
▲ 0.99% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.06%▲ 0.99% above avgNationally 2.99%
Details
Minimum Balances of $500
Rate History
1 change since Sep 25, 2026 · 3.79% → 4.05% ▲ 0.26 pts · high 4.05% / low 3.79%
- Oct 4, 20264.05%▲ from 3.79%
- Sep 25, 20263.79%first recorded
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
6790 Richmond Hwy, Alexandria, VA 22306
1-year online CDs
$0
4.00%
▲ 0.94% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▲ 0.94% above avgNationally 2.99%
Details
Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 6 times
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
6790 Richmond Hwy, Alexandria, VA 22306
12 Month Certificate
$0
4.00%
▲ 0.94% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▲ 0.94% above avgNationally 2.99%
Details
Rate History
No change since Oct 7, 2026 · 4.00% APY · checked 2 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
7678D Richmond Hwy, Alexandria, VA 22306
12 Month ESA EasyStart Certificate
$50
4.00%
▲ 0.94% above Virginia avg
▼
Rate3.92%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Virginia Average3.06%▲ 0.94% above avgNationally 2.99%
Details
EasyStart Certificate Rates(Share, IRA, ESA)
Rate History
No change since Oct 6, 2026 · 4.00% APY · checked 2 times
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1630 King St, Alexandria, VA 22314 2763
12 Month Certificate
$0
4.00%
▲ 0.94% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.06%▲ 0.94% above avgNationally 2.99%
Details
Rate History
1 change since Sep 25, 2026 · 3.74% → 4.00% ▲ 0.26 pts · high 4.00% / low 3.74%
- Oct 4, 20264.00%▲ from 3.74%
- Sep 25, 20263.74%first recorded
Democracy Federal Credit Union
Institution Rating:
A-4.6 ★Texas Ratio: 9.01%
400 N Columbus St, Alexandria, VA 22314
12 Month Traditional or Roth IRA Certificate
$500
4.00%
▲ 0.94% above Virginia avg
▼
Rate3.94%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.06%▲ 0.94% above avgNationally 2.99%
Details
Rate History
No change since Oct 8, 2026 · 4.00% APY · checked 2 times
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.99%
12 HERBERT ST, Alexandria, VA 22305
1 Year EZ Save
$50
4.00%
▲ 0.94% above Virginia avg
▼
RateN/A
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.06%▲ 0.94% above avgNationally 2.99%
Details
Balances under $25,000 earn 4.00% APY; balances over $25,000 earn 0.10% APY; One EZ Save Certificate per account (limit $25,000)
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 8 times
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.99%
12 HERBERT ST, Alexandria, VA 22305
Share and IRA Certificate - 12 Month
$500
4.00%
▲ 0.94% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.06%▲ 0.94% above avgNationally 2.99%
Details
Minimum Balance to Open and Earn APY; Share/IRA/Roth/ESA
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 3 times
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
7696F Richmond Hwy, Alexandria, VA 22306
Jumbo 12 Month Certificate
$0
3.80%
▲ 0.74% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▲ 0.74% above avgNationally 2.99%
Details
Rate History
1 change since Sep 18, 2026 · 3.75% → 3.80% ▲ 0.05 pts · high 3.80% / low 3.75%
- Oct 7, 20263.80%▲ from 3.75%
- Sep 18, 20263.75%first recorded
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
4800 Fillmore Ave, Alexandria, VA 22311 5070
12 Month Certificate - Platinum
$500
3.80%
▲ 0.74% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.06%▲ 0.74% above avgNationally 2.99%
Details
Platinum APY; Effective April 17, 2026
Rate History
No change since Oct 12, 2026 · 3.80% APY
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
4800 Fillmore Ave, Alexandria, VA 22311 5070
12 Month Share Builder Certificate - Platinum
$25
3.80%
▲ 0.74% above Virginia avg
▼
RateN/A
Min Deposit$25
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.06%▲ 0.74% above avgNationally 2.99%
Details
Platinum APY; Effective April 17, 2026
Rate History
No change since Oct 12, 2026 · 3.80% APY
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
4800 Fillmore Ave, Alexandria, VA 22311 5070
Share & IRA Certificate - 12 Month - Platinum
$500
3.80%
▲ 0.74% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.06%▲ 0.74% above avgNationally 2.99%
Details
Platinum APY* program rate; Minimum to Earn Dividends $500; Rates Effective: April 17, 2026
Rate History
No change since Oct 12, 2026 · 3.80% APY
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
7696F Richmond Hwy, Alexandria, VA 22306
12 Month Certificate
$0
3.75%
▲ 0.69% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▲ 0.69% above avgNationally 2.99%
Details
Rate History
1 change since Sep 18, 2026 · 3.70% → 3.75% ▲ 0.05 pts · high 3.75% / low 3.70%
- Oct 7, 20263.75%▲ from 3.70%
- Sep 18, 20263.70%first recorded
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
4800 Fillmore Ave, Alexandria, VA 22311 5070
12 Month Certificate
$500
3.70%
▲ 0.64% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.06%▲ 0.64% above avgNationally 2.99%
Details
Standard APY; Effective April 17, 2026
Rate History
No change since Oct 4, 2026 · 3.70% APY · checked 3 times
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
4800 Fillmore Ave, Alexandria, VA 22311 5070
12 Month Share Builder Certificate
$25
3.70%
▲ 0.64% above Virginia avg
▼
RateN/A
Min Deposit$25
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.06%▲ 0.64% above avgNationally 2.99%
Details
Standard APY; Effective April 17, 2026
Rate History
No change since Sep 12, 2026 · 3.70% APY · checked 5 times
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
4800 Fillmore Ave, Alexandria, VA 22311 5070
Share & IRA Certificate - 12 Month
$500
3.70%
▲ 0.64% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.06%▲ 0.64% above avgNationally 2.99%
Details
Minimum to Earn Dividends $500; Rates Effective: April 17, 2026
Rate History
No change since Sep 20, 2026 · 3.70% APY · checked 5 times
SPECTRA Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.16%
5440 Cherokee Ave Ste 200, Alexandria, VA 22312
Share 12 months
$500
3.70%
▲ 0.64% above Virginia avg
▼
Rate3.64%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Virginia Average3.06%▲ 0.64% above avgNationally 2.99%
Details
Rate History
1 change since Sep 18, 2026 · 3.50% → 3.70% ▲ 0.20 pts · high 3.70% / low 3.50%
- Oct 1, 20263.70%▲ from 3.50%
- Sep 18, 20263.50%first recorded
Commonwealth One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
4875 Eisenhower Ave, Alexandria, VA 22304 4886
12 Month Jumbo Share Certificate
$100,000
3.65%
▲ 0.59% above Virginia avg
▼
Rate3.60%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.06%▲ 0.59% above avgNationally 2.99%
Details
Jumbo IRA Share Certificate also listed in this table
Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 5 times
Commonwealth One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
4875 Eisenhower Ave, Alexandria, VA 22304 4886
12 Month Share Certificates
$50
3.55%
▲ 0.49% above Virginia avg
▼
RateN/A
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.06%▲ 0.49% above avgNationally 2.99%
Details
Minimum deposit of $50; Certificates available for terms ranging from 6 to 60 months
Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 5 times
Commonwealth One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
4875 Eisenhower Ave, Alexandria, VA 22304 4886
Share Certificate - 12 Months
$1,000
3.55%
▲ 0.49% above Virginia avg
▼
Rate3.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.06%▲ 0.49% above avgNationally 2.99%
Details
Share Certificate, IRA, and Coverdell Education Share Certificate Rates
Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 5 times
Democracy Federal Credit Union
Institution Rating:
A-4.6 ★Texas Ratio: 9.01%
400 N Columbus St, Alexandria, VA 22314
12 Month Certificate
$0
3.45%
▲ 0.39% above Virginia avg
▼
Rate3.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.06%▲ 0.39% above avgNationally 2.99%
Details
Rate History
No change since Sep 25, 2026 · 3.45% APY · checked 4 times
Citizens Access
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
1700 Diagonal Rd, Alexandria, VA 22314
1 Year Online CD
$0
3.25%
▲ 0.19% above Virginia avg
▼
Rate3.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▲ 0.19% above avgNationally 2.99%
Details
Rate History
No change since Sep 18, 2026 · 3.25% APY · checked 7 times
Truist
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
1717 King St, Alexandria, VA 22314
12-month CD
$0
3.25%
▲ 0.19% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▲ 0.19% above avgNationally 2.99%
Details
Special rate for select new CD accounts.
Rate History
No change since Sep 27, 2026 · 3.25% APY · checked 4 times
Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
4320 Seminary Rd, Alexandria, VA 22304 1535
12 Month Share Certificate
$0
3.25%
▲ 0.19% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.06%▲ 0.19% above avgNationally 2.99%
Details
Minimum Balance to Earn APY: $10,000.00; APY subject to change; fees may reduce earnings; penalty may be imposed for early withdrawal
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
115 N Washington St, Alexandria, VA 22314
Standard CDs and IRAs - 1 Year
$0
3.00%
▼ 0.06% below Virginia avg
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▼ 0.06% below avgNationally 2.99%
Details
Schedule an Appointment
Rate History
No change since Oct 7, 2026 · 3.00% APY · checked 2 times
Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
4320 Seminary Rd, Alexandria, VA 22304 1535
12 Month Share Certificate
$0
3.00%
▼ 0.06% below Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.06%▼ 0.06% below avgNationally 2.99%
Details
Minimum Balance to Earn APY: $1,000.00; APY subject to change; fees may reduce earnings; penalty may be imposed for early withdrawal
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.53%
5775 Barclay Dr, Alexandria, VA 22315 5731
1 Year Certificate
$0
2.90%
▼ 0.16% below Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▼ 0.16% below avgNationally 2.99%
Details
Rate History
No change since Sep 14, 2026 · 2.90% APY · checked 7 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
12 Month Business Share Certificates Plus Jumbo
$0
2.89%
▼ 0.17% below Virginia avg
▼
Rate2.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▼ 0.17% below avgNationally 2.99%
Details
$200,000; Balance: $200,000 Plus Jumbo
Rate History
No change since Oct 7, 2026 · 2.89% APY · checked 2 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
12 Month Smart Share Certificate Plus Jumbo
$0
2.89%
▼ 0.17% below Virginia avg
▼
Rate2.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▼ 0.17% below avgNationally 2.99%
Details
$200,000; Balance: $200,000 Plus Jumbo
Rate History
No change since Sep 24, 2026 · 2.89% APY · checked 4 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
12 Month Business Share Certificates
$0
2.84%
▼ 0.22% below Virginia avg
▼
Rate2.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▼ 0.22% below avgNationally 2.99%
Details
$100,000 -$199,999; Balance: $100,000 -$199,999
Rate History
No change since Oct 7, 2026 · 2.84% APY · checked 2 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
12 Month Smart Share Certificate
$0
2.84%
▼ 0.22% below Virginia avg
▼
Rate2.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▼ 0.22% below avgNationally 2.99%
Details
$100,000 -$199,999; Balance: $100,000 - $199,999
Rate History
No change since Sep 24, 2026 · 2.84% APY · checked 4 times
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.53%
5775 Barclay Dr, Alexandria, VA 22315 5731
1 Year IRA Certificate
$0
2.80%
▼ 0.26% below Virginia avg
▼
Rate2.76%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▼ 0.26% below avgNationally 2.99%
Details
Balance: $1,000 minimum balance to open
Rate History
No change since Oct 7, 2026 · 2.80% APY · checked 2 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
12 Month Business Share Certificates
$0
2.79%
▼ 0.27% below Virginia avg
▼
Rate2.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▼ 0.27% below avgNationally 2.99%
Details
$99,999; Balance: less than $99,999
Rate History
1 change since Sep 18, 2026 · 2.84% → 2.79% ▼ 0.05 pts · high 2.84% / low 2.79%
- Sep 24, 20262.79%▼ from 2.84%
- Sep 18, 20262.84%first recorded
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
12 Month Smart Share Certificate
$0
2.79%
▼ 0.27% below Virginia avg
▼
Rate2.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▼ 0.27% below avgNationally 2.99%
Details
$99,999; Balance: less than $99,999
Rate History
No change since Sep 24, 2026 · 2.79% APY · checked 4 times
United Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
5140 Duke St, Alexandria, VA 22304
1 Year CD
$500
2.00%
▼ 1.06% below Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▼ 1.06% below avgNationally 2.99%
Details
Rate History
No change since Sep 9, 2026 · 2.00% APY · checked 3 times
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
6222 Little River Tpke, Alexandria, VA 22312 1714
1 Year - Certificate or IRA Certificate
$1,000
1.76%
▼ 1.30% below Virginia avg
▼
Rate1.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.06%▼ 1.30% below avgNationally 2.99%
Details
Rate History
No change since Sep 25, 2026 · 1.76% APY · checked 4 times
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
6222 Little River Tpke, Alexandria, VA 22312 1714
Youth Share Certificates 1 Year - Certificate
$100
1.76%
▼ 1.30% below Virginia avg
▼
Rate1.75%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.06%▼ 1.30% below avgNationally 2.99%
Details
Rate History
No change since Sep 25, 2026 · 1.76% APY · checked 4 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
7706 Richmond Hwy, Alexandria, VA 22306
1 year Standard Fixed Rate
$2,500
1.51%
▼ 1.55% below Virginia avg
▼
Rate1.50%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▼ 1.55% below avgNationally 2.99%
Details
Balance: $0 - $4,999.99. Early withdrawal penalties may apply.
Rate History
1 change since Sep 14, 2026 · 1.50% → 1.51% ▲ 0.01 pts · high 1.51% / low 1.50%
- Oct 7, 20261.51%▲ from 1.50%
- Sep 14, 20261.50%first recorded
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
7706 Richmond Hwy, Alexandria, VA 22306
1 year Standard Interest Rate
$2,500
1.51%
▼ 1.55% below Virginia avg
▼
Rate1.50%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▼ 1.55% below avgNationally 2.99%
Details
Balance: $0 - $4,999.99; Relationship APY 1.51%
Rate History
No change since Sep 14, 2026 · 1.51% APY · checked 3 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
7706 Richmond Hwy, Alexandria, VA 22306
1 year Standard Fixed Rate
$2,500
1.50%
▼ 1.56% below Virginia avg
▼
Rate1.49%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▼ 1.56% below avgNationally 2.99%
Details
Balance: $0 - $4,999.99. Early withdrawal penalties may apply.
Rate History
No change since Sep 14, 2026 · 1.50% APY · checked 3 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
525 King St, Alexandria, VA 22314
12 Month - Relationship
$0
1.00%
▼ 2.06% below Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▼ 2.06% below avgNationally 2.99%
Details
Balance: $250.00 - $9,999.99
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 3 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
525 King St, Alexandria, VA 22314
12 Month Certificate
$0
1.00%
▼ 2.06% below Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▼ 2.06% below avgNationally 2.99%
Details
Balance: $250.00 - $9,999.99
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 7 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
525 King St, Alexandria, VA 22314
12 Month TD Choice CD
$250
1.00%
▼ 2.06% below Virginia avg
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▼ 2.06% below avgNationally 2.99%
Details
Relationship APY; Balance: $250.00 - $9,999.99
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 4 times
Alexandria 18 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
SFGI Direct
Institution Rating:
A5.0 ★Texas Ratio: 7.39%
100 S Fairfax St, Alexandria, VA 22314
18-Month CD
$1,000
4.40%
▲ 1.28% above Virginia avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.12%▲ 1.28% above avgNationally 2.88%
Details
Our highest featured APY, locked in for longer.
Rate History
1 change since Sep 28, 2026 · 4.30% → 4.40% ▲ 0.10 pts · high 4.40% / low 4.30%
- Oct 7, 20264.40%▲ from 4.30%
- Sep 28, 20264.30%first recorded
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
6790 Richmond Hwy, Alexandria, VA 22306
18 Month 360 CDs
$0
4.30%
▲ 1.18% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.12%▲ 1.18% above avgNationally 2.88%
Details
Fixed APY | No minimum balance
Rate History
No change since Sep 18, 2026 · 4.30% APY · checked 4 times
M&T Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
7485 Richmond Highway, Alexandria, VA 22306
18 MONTH SELECT Certificate of Deposit
$1,000
3.85%
▲ 0.73% above Virginia avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.12%▲ 0.73% above avgNationally 2.88%
Details
Requires a qualifying checking account.
Rate History
No change since Oct 7, 2026 · 3.85% APY · checked 2 times
M&T Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
7485 Richmond Highway, Alexandria, VA 22306
18-Month M&T Select CD
$0
3.85%
▲ 0.73% above Virginia avg
▼
Rate3.78%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.12%▲ 0.73% above avgNationally 2.88%
Details
Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 7 times
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.99%
12 HERBERT ST, Alexandria, VA 22305
Share and IRA Certificate - 18 Month
$500
3.85%
▲ 0.73% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.12%▲ 0.73% above avgNationally 2.88%
Details
Minimum Balance to Open and Earn APY; Share/IRA/Roth/ESA
Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 3 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
7678D Richmond Hwy, Alexandria, VA 22306
18 Month ESA EasyStart Certificate
$50
3.70%
▲ 0.58% above Virginia avg
▼
Rate3.63%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Virginia Average3.12%▲ 0.58% above avgNationally 2.88%
Details
EasyStart Certificate Rates(Share, IRA, ESA)
Rate History
No change since Oct 6, 2026 · 3.70% APY · checked 2 times
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
4800 Fillmore Ave, Alexandria, VA 22311 5070
18 Month Certificate - Platinum
$500
3.65%
▲ 0.53% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.12%▲ 0.53% above avgNationally 2.88%
Details
Platinum APY; Effective April 17, 2026
Rate History
No change since Oct 12, 2026 · 3.65% APY
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
4800 Fillmore Ave, Alexandria, VA 22311 5070
Share & IRA Certificate - 18 Month - Platinum
$500
3.65%
▲ 0.53% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.12%▲ 0.53% above avgNationally 2.88%
Details
Platinum APY* program rate; Minimum to Earn Dividends $500; Rates Effective: April 17, 2026
Rate History
No change since Oct 12, 2026 · 3.65% APY
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
6790 Richmond Hwy, Alexandria, VA 22306
18 Month Certificate
$0
3.60%
▲ 0.48% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.12%▲ 0.48% above avgNationally 2.88%
Details
Rate History
No change since Oct 7, 2026 · 3.60% APY · checked 2 times
Commonwealth One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
4875 Eisenhower Ave, Alexandria, VA 22304 4886
18 Month Jumbo Share Certificate
$100,000
3.55%
▲ 0.43% above Virginia avg
▼
Rate3.50%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.12%▲ 0.43% above avgNationally 2.88%
Details
Jumbo IRA Share Certificate also listed in this table
Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 5 times
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
4800 Fillmore Ave, Alexandria, VA 22311 5070
18 Month Certificate
$500
3.55%
▲ 0.43% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.12%▲ 0.43% above avgNationally 2.88%
Details
Standard APY; Effective April 17, 2026
Rate History
No change since Sep 12, 2026 · 3.55% APY · checked 5 times
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
4800 Fillmore Ave, Alexandria, VA 22311 5070
Share & IRA Certificate - 18 Month
$500
3.55%
▲ 0.43% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.12%▲ 0.43% above avgNationally 2.88%
Details
Minimum to Earn Dividends $500; Rates Effective: April 17, 2026
Rate History
1 change since Sep 20, 2026 · 3.65% → 3.55% ▼ 0.10 pts · high 3.65% / low 3.55%
- Oct 4, 20263.55%▼ from 3.65%
- Sep 20, 20263.65%first recorded
Commonwealth One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
4875 Eisenhower Ave, Alexandria, VA 22304 4886
Share Certificate - 18 Months
$1,000
3.45%
▲ 0.33% above Virginia avg
▼
Rate3.40%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.12%▲ 0.33% above avgNationally 2.88%
Details
Share Certificate, IRA, and Coverdell Education Share Certificate Rates
Rate History
No change since Oct 12, 2026 · 3.45% APY
Democracy Federal Credit Union
Institution Rating:
A-4.6 ★Texas Ratio: 9.01%
400 N Columbus St, Alexandria, VA 22314
18 Month Certificate
$0
3.40%
▲ 0.28% above Virginia avg
▼
Rate3.36%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.12%▲ 0.28% above avgNationally 2.88%
Details
Rate History
No change since Sep 25, 2026 · 3.40% APY · checked 4 times
Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
4320 Seminary Rd, Alexandria, VA 22304 1535
18 Month Share Certificate
$0
3.25%
▲ 0.13% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.12%▲ 0.13% above avgNationally 2.88%
Details
Minimum Balance to Earn APY: $10,000.00; APY subject to change; fees may reduce earnings; penalty may be imposed for early withdrawal
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
4320 Seminary Rd, Alexandria, VA 22304 1535
18 Month Share Certificate
$0
3.00%
▼ 0.12% below Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.12%▼ 0.12% below avgNationally 2.88%
Details
Minimum Balance to Earn APY: $1,000.00; APY subject to change; fees may reduce earnings; penalty may be imposed for early withdrawal
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.53%
5775 Barclay Dr, Alexandria, VA 22315 5731
18 Month Certificate
$0
2.90%
▼ 0.22% below Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.12%▼ 0.22% below avgNationally 2.88%
Details
Rate History
No change since Sep 14, 2026 · 2.90% APY · checked 7 times
United Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
5140 Duke St, Alexandria, VA 22304
18 Month CD
$500
1.80%
▼ 1.32% below Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.12%▼ 1.32% below avgNationally 2.88%
Details
Rate History
No change since Sep 9, 2026 · 1.80% APY · checked 3 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
525 King St, Alexandria, VA 22314
18 Month - Relationship
$0
1.00%
▼ 2.12% below Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.12%▼ 2.12% below avgNationally 2.88%
Details
Balance: $250.00 - $9,999.99
Rate History
No change since Oct 7, 2026 · 1.00% APY · checked 2 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
525 King St, Alexandria, VA 22314
18 Month Certificate
$0
1.00%
▼ 2.12% below Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.12%▼ 2.12% below avgNationally 2.88%
Details
Balance: $250.00 - $9,999.99
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 6 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
525 King St, Alexandria, VA 22314
18 Month TD Choice CD
$250
1.00%
▼ 2.12% below Virginia avg
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.12%▼ 2.12% below avgNationally 2.88%
Details
Relationship APY; Balance: $250.00 - $9,999.99
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
411 King St, Alexandria, VA 22314
18 Month Certificate of Deposit
$0
0.03%
▼ 3.09% below Virginia avg
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.12%▼ 3.09% below avgNationally 2.88%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
411 King St, Alexandria, VA 22314
18 Month Certificate of Deposit
$0
0.02%
▼ 3.10% below Virginia avg
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.12%▼ 3.10% below avgNationally 2.88%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
411 King St, Alexandria, VA 22314
18 Month Certificate of Deposit
$0
0.01%
▼ 3.11% below Virginia avg
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.12%▼ 3.11% below avgNationally 2.88%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 3 times
Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
18 Month Jumbo CD
$50,000
4.45%
▲ 1.33% above Virginia avg
▼
RateN/A
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.12%▲ 1.33% above avgNationally 2.88%
Details
Senior
Rate History
2 changes since Sep 21, 2026 · 3.90% → 4.45% ▲ 0.55 pts · high 4.45% / low 3.90%
- Oct 13, 20264.45%▲ from 4.25%
- Oct 5, 20264.25%▲ from 3.90%
- Sep 21, 20263.90%first recorded
EagleBank
Institution Rating:
A5.0 ★Texas Ratio: 11.84%
18 Month CD
$1,000
4.35%
▲ 1.23% above Virginia avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.12%▲ 1.23% above avgNationally 2.88%
Details
The Annual Percentage Yield (APY) is accurate as of 09/24/2026. APY assumes interest remains on deposit until maturity date. Penalty for early withdrawal may reduce earnings. Fees may reduce earnings. Rates are subject to change at any time and are not guaranteed until the account is opened.
Rate History
No change since Sep 18, 2026 · 4.35% APY · checked 6 times
EagleBank
Institution Rating:
A5.0 ★Texas Ratio: 11.84%
18 Month Certificate
$1,000
4.35%
▲ 1.23% above Virginia avg
▼
Rate4.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.12%▲ 1.23% above avgNationally 2.88%
Details
Rate History
No change since Oct 7, 2026 · 4.35% APY · checked 2 times
Merck Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
18 month Certificate
$0
4.35%
▲ 1.23% above Virginia avg
▼
Rate4.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.12%▲ 1.23% above avgNationally 2.88%
Details
Rate History
No change since Sep 25, 2026 · 4.35% APY · checked 4 times
Merck Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
18 month IRA Certificate
$0
4.35%
▲ 1.23% above Virginia avg
▼
Rate4.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.12%▲ 1.23% above avgNationally 2.88%
Details
Rate History
No change since Oct 4, 2026 · 4.35% APY · checked 3 times
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
18 Month Share Certificate
$100,000
4.35%
▲ 1.23% above Virginia avg
▼
Rate4.26%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.12%▲ 1.23% above avgNationally 2.88%
Details
Rate Effective Date: October 12, 2026
Rate History
1 change since Oct 5, 2026 · 3.75% → 4.35% ▲ 0.60 pts · high 4.35% / low 3.75%
- Oct 13, 20264.35%▲ from 3.75%
- Oct 5, 20263.75%first recorded
Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
18 Month Regular CD
$500
4.35%
▲ 1.23% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.12%▲ 1.23% above avgNationally 2.88%
Details
Senior
Rate History
2 changes since Sep 21, 2026 · 3.80% → 4.35% ▲ 0.55 pts · high 4.35% / low 3.80%
- Oct 13, 20264.35%▲ from 4.15%
- Oct 5, 20264.15%▲ from 3.80%
- Sep 21, 20263.80%first recorded
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
Business Share Certificates - 18 Months
$500
4.30%
▲ 1.18% above Virginia avg
▼
Rate4.21%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.12%▲ 1.18% above avgNationally 2.88%
Details
Penalties apply for early withdrawal
Rate History
1 change since Oct 4, 2026 · 4.35% → 4.30% ▼ 0.05 pts · high 4.35% / low 4.30%
- Oct 12, 20264.30%▼ from 4.35%
- Oct 4, 20264.35%first recorded
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
Share Certificates - 18 Months
$500
4.30%
▲ 1.18% above Virginia avg
▼
Rate4.21%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.12%▲ 1.18% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 3.67% → 4.30% ▲ 0.63 pts · high 4.30% / low 3.67%
- Oct 4, 20264.30%▲ from 3.67%
- Sep 14, 20263.67%first recorded
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
Traditional IRA Certificates - 18 Months
$500
4.30%
▲ 1.18% above Virginia avg
▼
Rate4.21%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.12%▲ 1.18% above avgNationally 2.88%
Details
Minimum balance of $500 required; Dividends compounded daily and credited monthly; Penalties apply for early withdrawal; Membership required; IRA Certificates(Traditional, Roth, SEP and Coverdell ESA)
Rate History
No change since Oct 8, 2026 · 4.30% APY · checked 2 times
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
18 Month IRA Certificates
$500
4.25%
▲ 1.13% above Virginia avg
▼
Rate4.17%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.12%▲ 1.13% above avgNationally 2.88%
Details
Early withdrawal penalties may apply. Fees may reduce the investment below the principal held at the beginning of the term.
Rate History
1 change since Sep 24, 2026 · 3.50% → 4.25% ▲ 0.75 pts · high 4.25% / low 3.50%
- Oct 4, 20264.25%▲ from 3.50%
- Sep 24, 20263.50%first recorded
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
Share Certificate - 18 Month
$1,000
4.25%
▲ 1.13% above Virginia avg
▼
Rate4.17%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.12%▲ 1.13% above avgNationally 2.88%
Details
Minimum to open $1,000.00
Rate History
No change since Oct 12, 2026 · 4.25% APY
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
18 Month Share Certificate
$500
4.25%
▲ 1.13% above Virginia avg
▼
Rate4.16%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.12%▲ 1.13% above avgNationally 2.88%
Details
Rate History
1 change since Oct 5, 2026 · 3.75% → 4.25% ▲ 0.50 pts · high 4.25% / low 3.75%
- Oct 13, 20264.25%▲ from 3.75%
- Oct 5, 20263.75%first recorded
Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
18 Month Jumbo CD
$50,000
4.25%
▲ 1.13% above Virginia avg
▼
RateN/A
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.12%▲ 1.13% above avgNationally 2.88%
Details
Rate History
1 change since Sep 21, 2026 · 3.90% → 4.25% ▲ 0.35 pts · high 4.25% / low 3.90%
- Oct 5, 20264.25%▲ from 3.90%
- Sep 21, 20263.90%first recorded
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
18 Month Term IRA Certificate
$500
4.25%
▲ 1.13% above Virginia avg
▼
Rate4.18%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Virginia Average3.12%▲ 1.13% above avgNationally 2.88%
Details
Minimum: $500 minimum opening balance
Rate History
No change since Oct 10, 2026 · 4.25% APY
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
18 Month Term Regular Certificate
$500
4.25%
▲ 1.13% above Virginia avg
▼
Rate4.18%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Virginia Average3.12%▲ 1.13% above avgNationally 2.88%
Details
Minimum: $500 minimum opening balance
Rate History
No change since Oct 10, 2026 · 4.25% APY
Oak View National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
18 MONTH CD
$0
4.15%
▲ 1.03% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.12%▲ 1.03% above avgNationally 2.88%
Details
Rate History
No change since Sep 14, 2026 · 4.15% APY · checked 7 times
Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
18 Month IRA Traditional & Roth CD
$500
4.15%
▲ 1.03% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.12%▲ 1.03% above avgNationally 2.88%
Details
Rate History
1 change since Sep 21, 2026 · 3.80% → 4.15% ▲ 0.35 pts · high 4.15% / low 3.80%
- Oct 13, 20264.15%▲ from 3.80%
- Sep 21, 20263.80%first recorded
Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
18 Month Regular CD
$500
4.15%
▲ 1.03% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.12%▲ 1.03% above avgNationally 2.88%
Details
Rate History
1 change since Sep 21, 2026 · 3.80% → 4.15% ▲ 0.35 pts · high 4.15% / low 3.80%
- Oct 5, 20264.15%▲ from 3.80%
- Sep 21, 20263.80%first recorded
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
18 Month Certificate
$1,000
4.10%
▲ 0.98% above Virginia avg
▼
Rate4.03%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.12%▲ 0.98% above avgNationally 2.88%
Details
Paid monthly
Rate History
1 change since Sep 14, 2026 · 3.45% → 4.10% ▲ 0.65 pts · high 4.10% / low 3.45%
- Oct 5, 20264.10%▲ from 3.45%
- Sep 14, 20263.45%first recorded
Chesapeake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
18 month Certificate
$0
4.00%
▲ 0.88% above Virginia avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.12%▲ 0.88% above avgNationally 2.88%
Details
Certificate ($1,000 minimum balance)
Rate History
No change since Sep 8, 2026 · 4.00% APY · checked 8 times
MainStreet Bank
Institution Rating:
B-4.4 ★Texas Ratio: 22.15%
18 Month CD
$500
3.90%
▲ 0.78% above Virginia avg
▼
Rate3.83%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.12%▲ 0.78% above avgNationally 2.88%
Details
Rate History
No change since Sep 18, 2026 · 3.90% APY · checked 6 times
Beach Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
18 Month Share Certificate
$0
3.82%
▲ 0.70% above Virginia avg
▼
Rate3.77%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.12%▲ 0.70% above avgNationally 2.88%
Details
Balance: $10,000.00 minimum; Effective Date: January 27, 2026
Rate History
No change since Sep 21, 2026 · 3.82% APY · checked 4 times
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.63%
18-Month Certificate
$0
3.81%
▲ 0.69% above Virginia avg
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.12%▲ 0.69% above avgNationally 2.88%
Details
Balance: $25,000.00 and over
Rate History
1 change since Sep 14, 2026 · 3.75% → 3.81% ▲ 0.06 pts · high 3.81% / low 3.75%
- Oct 9, 20263.81%▲ from 3.75%
- Sep 14, 20263.75%first recorded
Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
Share Certificates - 18 Months
$500
3.80%
▲ 0.68% above Virginia avg
▼
Rate3.73%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.12%▲ 0.68% above avgNationally 2.88%
Details
Rate History
No change since Sep 25, 2026 · 3.80% APY · checked 4 times
ABNB Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
IRA Certificate - 18 Months (Reg/Roth/Educ)
$1,000
3.80%
▲ 0.68% above Virginia avg
▼
Rate3.73%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.12%▲ 0.68% above avgNationally 2.88%
Details
Early withdrawal penalty may apply to all certificates at 15-day x original term of dividends on amount withdrawn.
Rate History
1 change since Sep 18, 2026 · 3.05% → 3.80% ▲ 0.75 pts · high 3.80% / low 3.05%
- Sep 25, 20263.80%▲ from 3.05%
- Sep 18, 20263.05%first recorded
Alexandria 24 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
NASA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
2415 Eisenhower Ave, Alexandria, VA 22314
24 Month Share Certificate
$0
4.40%
▲ 1.47% above Virginia avg
▼
Rate4.31%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.93%▲ 1.47% above avgNationally 2.88%
Details
Balance: $1,000
Rate History
1 change since Sep 18, 2026 · 4.10% → 4.40% ▲ 0.30 pts · high 4.40% / low 4.10%
- Sep 27, 20264.40%▲ from 4.10%
- Sep 18, 20264.10%first recorded
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
6790 Richmond Hwy, Alexandria, VA 22306
24 Month 360 CDs
$0
4.30%
▲ 1.37% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.93%▲ 1.37% above avgNationally 2.88%
Details
Fixed APY | No minimum balance
Rate History
No change since Sep 18, 2026 · 4.30% APY · checked 4 times
NASA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
2415 Eisenhower Ave, Alexandria, VA 22314
24 Month Share Certificate
$0
4.30%
▲ 1.37% above Virginia avg
▼
Rate4.22%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.93%▲ 1.37% above avgNationally 2.88%
Details
Bump Rate; Balance: $1,000
Rate History
1 change since Sep 18, 2026 · 4.10% → 4.30% ▲ 0.20 pts · high 4.30% / low 4.10%
- Sep 27, 20264.30%▲ from 4.10%
- Sep 18, 20264.10%first recorded
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1630 King St, Alexandria, VA 22314 2763
24 Month Jumbo Certificate
$0
3.96%
▲ 1.03% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.93%▲ 1.03% above avgNationally 2.88%
Details
Rate History
No change since Sep 25, 2026 · 3.96% APY · checked 4 times
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.99%
12 HERBERT ST, Alexandria, VA 22305
Share and IRA Certificate - 24 Month
$500
3.95%
▲ 1.02% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.93%▲ 1.02% above avgNationally 2.88%
Details
Minimum Balance to Open and Earn APY; Share/IRA/Roth/ESA
Rate History
No change since Sep 14, 2026 · 3.95% APY · checked 3 times
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1630 King St, Alexandria, VA 22314 2763
24 Month IRA Certificate
$0
3.91%
▲ 0.98% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.93%▲ 0.98% above avgNationally 2.88%
Details
Minimum Balances of $500
Rate History
No change since Sep 25, 2026 · 3.91% APY · checked 4 times
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1630 King St, Alexandria, VA 22314 2763
24 Month Certificate
$0
3.85%
▲ 0.92% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.93%▲ 0.92% above avgNationally 2.88%
Details
Rate History
No change since Sep 25, 2026 · 3.85% APY · checked 4 times
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
7696F Richmond Hwy, Alexandria, VA 22306
24 Month Certificate
$0
3.75%
▲ 0.82% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.93%▲ 0.82% above avgNationally 2.88%
Details
Rate History
1 change since Sep 18, 2026 · 3.70% → 3.75% ▲ 0.05 pts · high 3.75% / low 3.70%
- Oct 7, 20263.75%▲ from 3.70%
- Sep 18, 20263.70%first recorded
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
4800 Fillmore Ave, Alexandria, VA 22311 5070
24 Month Certificate - Platinum
$500
3.70%
▲ 0.77% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.93%▲ 0.77% above avgNationally 2.88%
Details
Platinum APY; Effective April 17, 2026
Rate History
No change since Oct 12, 2026 · 3.70% APY
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
4800 Fillmore Ave, Alexandria, VA 22311 5070
Share & IRA Certificate - 24 Month - Platinum
$500
3.70%
▲ 0.77% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.93%▲ 0.77% above avgNationally 2.88%
Details
Platinum APY* program rate; Minimum to Earn Dividends $500; Rates Effective: April 17, 2026
Rate History
No change since Oct 12, 2026 · 3.70% APY
SPECTRA Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.16%
5440 Cherokee Ave Ste 200, Alexandria, VA 22312
Share 24 months
$500
3.65%
▲ 0.72% above Virginia avg
▼
Rate3.59%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Virginia Average2.93%▲ 0.72% above avgNationally 2.88%
Details
Rate History
1 change since Sep 18, 2026 · 3.45% → 3.65% ▲ 0.20 pts · high 3.65% / low 3.45%
- Oct 1, 20263.65%▲ from 3.45%
- Sep 18, 20263.45%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
7678D Richmond Hwy, Alexandria, VA 22306
24 Month ESA EasyStart Certificate
$50
3.60%
▲ 0.67% above Virginia avg
▼
Rate3.54%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Virginia Average2.93%▲ 0.67% above avgNationally 2.88%
Details
EasyStart Certificate Rates(Share, IRA, ESA)
Rate History
No change since Oct 6, 2026 · 3.60% APY · checked 2 times
Commonwealth One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
4875 Eisenhower Ave, Alexandria, VA 22304 4886
24 Month Jumbo Share Certificate
$100,000
3.60%
▲ 0.67% above Virginia avg
▼
Rate3.55%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.93%▲ 0.67% above avgNationally 2.88%
Details
Jumbo IRA Share Certificate also listed in this table
Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 5 times
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
4800 Fillmore Ave, Alexandria, VA 22311 5070
24 Month Certificate
$500
3.60%
▲ 0.67% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.93%▲ 0.67% above avgNationally 2.88%
Details
Standard APY; Effective April 17, 2026
Rate History
No change since Sep 25, 2026 · 3.60% APY · checked 4 times
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
4800 Fillmore Ave, Alexandria, VA 22311 5070
Share & IRA Certificate - 24 Month
$500
3.60%
▲ 0.67% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.93%▲ 0.67% above avgNationally 2.88%
Details
Minimum to Earn Dividends $500; Rates Effective: April 17, 2026
Rate History
No change since Sep 20, 2026 · 3.60% APY · checked 4 times
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
6790 Richmond Hwy, Alexandria, VA 22306
24 Month Certificate
$0
3.50%
▲ 0.57% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.93%▲ 0.57% above avgNationally 2.88%
Details
Rate History
No change since Oct 7, 2026 · 3.50% APY · checked 2 times
Commonwealth One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
4875 Eisenhower Ave, Alexandria, VA 22304 4886
Share Certificate - 24 Months
$1,000
3.49%
▲ 0.56% above Virginia avg
▼
Rate3.45%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.93%▲ 0.56% above avgNationally 2.88%
Details
Share Certificate, IRA, and Coverdell Education Share Certificate Rates
Rate History
No change since Oct 12, 2026 · 3.49% APY
Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
4320 Seminary Rd, Alexandria, VA 22304 1535
24 Month Share Certificate
$0
3.35%
▲ 0.42% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.93%▲ 0.42% above avgNationally 2.88%
Details
Minimum Balance to Earn APY: $10,000.00; APY subject to change; fees may reduce earnings; penalty may be imposed for early withdrawal
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 7 times
Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
4320 Seminary Rd, Alexandria, VA 22304 1535
24 Month Share Certificate
$0
3.25%
▲ 0.32% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.93%▲ 0.32% above avgNationally 2.88%
Details
Minimum Balance to Earn APY: $1,000.00; APY subject to change; fees may reduce earnings; penalty may be imposed for early withdrawal
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.53%
5775 Barclay Dr, Alexandria, VA 22315 5731
2 Year Certificate
$0
3.20%
▲ 0.27% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.93%▲ 0.27% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 2.90% → 3.20% ▲ 0.30 pts · high 3.20% / low 2.90%
- Sep 18, 20263.20%▲ from 2.90%
- Sep 14, 20262.90%first recorded
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.53%
5775 Barclay Dr, Alexandria, VA 22315 5731
2 Year IRA Certificate
$0
3.10%
▲ 0.17% above Virginia avg
▼
Rate3.06%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.93%▲ 0.17% above avgNationally 2.88%
Details
Balance: $1,000 minimum balance to open
Rate History
No change since Oct 7, 2026 · 3.10% APY · checked 2 times
Citizens Access
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
1700 Diagonal Rd, Alexandria, VA 22314
2 Year Online CD
$0
3.00%
▲ 0.07% above Virginia avg
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.93%▲ 0.07% above avgNationally 2.88%
Details
Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 7 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
24 Month Business Share Certificates Plus Jumbo
$0
2.94%
▲ 0.01% above Virginia avg
▼
Rate2.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.93%▲ 0.01% above avgNationally 2.88%
Details
$200,000; Balance: $200,000 Plus Jumbo
Rate History
No change since Oct 7, 2026 · 2.94% APY · checked 2 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
24 Month Smart Share Certificate Plus Jumbo
$0
2.94%
▲ 0.01% above Virginia avg
▼
Rate2.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.93%▲ 0.01% above avgNationally 2.88%
Details
$200,000; Balance: $200,000 Plus Jumbo
Rate History
No change since Sep 24, 2026 · 2.94% APY · checked 4 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
24 Month Business Share Certificates
$0
2.89%
▼ 0.04% below Virginia avg
▼
Rate2.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.93%▼ 0.04% below avgNationally 2.88%
Details
$100,000 -$199,999; Balance: $100,000 -$199,999
Rate History
No change since Oct 7, 2026 · 2.89% APY · checked 2 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
24 Month Smart Share Certificate
$0
2.89%
▼ 0.04% below Virginia avg
▼
Rate2.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.93%▼ 0.04% below avgNationally 2.88%
Details
$100,000 -$199,999; Balance: $100,000 - $199,999
Rate History
No change since Sep 24, 2026 · 2.89% APY · checked 4 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
24 Month Business Share Certificates
$0
2.84%
▼ 0.09% below Virginia avg
▼
Rate2.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.93%▼ 0.09% below avgNationally 2.88%
Details
$99,999; Balance: less than $99,999
Rate History
1 change since Sep 18, 2026 · 2.89% → 2.84% ▼ 0.05 pts · high 2.89% / low 2.84%
- Sep 24, 20262.84%▼ from 2.89%
- Sep 18, 20262.89%first recorded
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
24 Month Smart Share Certificate
$0
2.84%
▼ 0.09% below Virginia avg
▼
Rate2.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.93%▼ 0.09% below avgNationally 2.88%
Details
$99,999; Balance: less than $99,999
Rate History
No change since Sep 24, 2026 · 2.84% APY · checked 4 times
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
6222 Little River Tpke, Alexandria, VA 22312 1714
2 Year - Certificate or IRA Certificate
$1,000
2.78%
▼ 0.15% below Virginia avg
▼
Rate2.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.93%▼ 0.15% below avgNationally 2.88%
Details
Rate History
No change since Sep 25, 2026 · 2.78% APY · checked 4 times
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
6222 Little River Tpke, Alexandria, VA 22312 1714
Youth Share Certificates 2 Year - Certificate
$100
2.78%
▼ 0.15% below Virginia avg
▼
Rate2.75%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.93%▼ 0.15% below avgNationally 2.88%
Details
Rate History
No change since Sep 25, 2026 · 2.78% APY · checked 4 times
Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
115 N Washington St, Alexandria, VA 22314
Standard CDs and IRAs - 2 Year
$0
2.50%
▼ 0.43% below Virginia avg
▼
Rate2.47%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.93%▼ 0.43% below avgNationally 2.88%
Details
Schedule an Appointment
Rate History
No change since Oct 7, 2026 · 2.50% APY · checked 2 times
United Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
5140 Duke St, Alexandria, VA 22304
2 Year CD
$500
1.80%
▼ 1.13% below Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.93%▼ 1.13% below avgNationally 2.88%
Details
Rate History
No change since Sep 9, 2026 · 1.80% APY · checked 3 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
525 King St, Alexandria, VA 22314
24 Month Certificate
$0
1.00%
▼ 1.93% below Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.93%▼ 1.93% below avgNationally 2.88%
Details
Balance: $250.00 - $9,999.99
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 6 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
525 King St, Alexandria, VA 22314
24 Month TD Choice CD
$250
1.00%
▼ 1.93% below Virginia avg
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.93%▼ 1.93% below avgNationally 2.88%
Details
Relationship APY; Balance: $250.00 - $9,999.99
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 4 times
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.28%
7025A Manchester Blvd, Alexandria, VA 22310
24 Month Generator Share Certificate
$50
0.70%
▼ 2.23% below Virginia avg
▼
Rate0.70%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.93%▼ 2.23% below avgNationally 2.88%
Details
Rate History
No change since Oct 7, 2026 · 0.70% APY · checked 2 times
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
5948 Richmond Hwy, Alexandria, VA 22303 1871
24 Month Youth Certificate
$0
0.60%
▼ 2.33% below Virginia avg
▼
Rate0.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.93%▼ 2.33% below avgNationally 2.88%
Details
Rate History
No change since Sep 25, 2026 · 0.60% APY · checked 4 times
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
5948 Richmond Hwy, Alexandria, VA 22303 1871
Share & IRA Certificates - 24-month
$0
0.60%
▼ 2.33% below Virginia avg
▼
Rate0.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.93%▼ 2.33% below avgNationally 2.88%
Details
Rate History
No change since Oct 8, 2026 · 0.60% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
411 King St, Alexandria, VA 22314
24 Month Certificate of Deposit
$0
0.03%
▼ 2.90% below Virginia avg
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.93%▼ 2.90% below avgNationally 2.88%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
411 King St, Alexandria, VA 22314
24 Month Certificate of Deposit
$0
0.02%
▼ 2.91% below Virginia avg
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.93%▼ 2.91% below avgNationally 2.88%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
411 King St, Alexandria, VA 22314
24 Month Certificate of Deposit
$0
0.01%
▼ 2.92% below Virginia avg
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.93%▼ 2.92% below avgNationally 2.88%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 3 times
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
24 Month CD
$1,000
4.45%
▲ 1.52% above Virginia avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.93%▲ 1.52% above avgNationally 2.88%
Details
New Money CDs
Rate History
No change since Sep 24, 2026 · 4.45% APY · checked 5 times
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
24 Month New Money CD
$1,000
4.45%
▲ 1.52% above Virginia avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.93%▲ 1.52% above avgNationally 2.88%
Details
Exclusively for Premier clients.
Rate History
No change since Sep 27, 2026 · 4.45% APY · checked 4 times
Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
24 Month Elite Jumbo CD
$250,000
4.45%
▲ 1.52% above Virginia avg
▼
RateN/A
Min Deposit$250,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.93%▲ 1.52% above avgNationally 2.88%
Details
Rate History
1 change since Sep 21, 2026 · 4.10% → 4.45% ▲ 0.35 pts · high 4.45% / low 4.10%
- Oct 5, 20264.45%▲ from 4.10%
- Sep 21, 20264.10%first recorded
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
24 Month CD
$1,000
4.40%
▲ 1.47% above Virginia avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.93%▲ 1.47% above avgNationally 2.88%
Details
Online CDs
Rate History
No change since Sep 24, 2026 · 4.40% APY · checked 5 times
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
24 Month Online CD
$1,000
4.40%
▲ 1.47% above Virginia avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.93%▲ 1.47% above avgNationally 2.88%
Details
Minimum balance to open and obtain APY is $1000.
Rate History
No change since Sep 27, 2026 · 4.40% APY · checked 4 times
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
2 Year Certificate - Special Rate
$1,000
4.40%
▲ 1.47% above Virginia avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.93%▲ 1.47% above avgNationally 2.88%
Details
Special Rate (APY)
Rate History
No change since Oct 12, 2026 · 4.40% APY
EagleBank
Institution Rating:
A5.0 ★Texas Ratio: 11.84%
24 Month CD
$1,000
4.35%
▲ 1.42% above Virginia avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.93%▲ 1.42% above avgNationally 2.88%
Details
The Annual Percentage Yield (APY) is accurate as of 09/24/2026. APY assumes interest remains on deposit until maturity date. Penalty for early withdrawal may reduce earnings. Fees may reduce earnings. Rates are subject to change at any time and are not guaranteed until the account is opened.
Rate History
No change since Sep 18, 2026 · 4.35% APY · checked 6 times
EagleBank
Institution Rating:
A5.0 ★Texas Ratio: 11.84%
24 Month Certificate
$1,000
4.35%
▲ 1.42% above Virginia avg
▼
Rate4.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.93%▲ 1.42% above avgNationally 2.88%
Details
Rate History
No change since Oct 7, 2026 · 4.35% APY · checked 2 times
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
Business Share Certificates - 24 Months
$500
4.35%
▲ 1.42% above Virginia avg
▼
Rate4.26%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.93%▲ 1.42% above avgNationally 2.88%
Details
Penalties apply for early withdrawal
Rate History
No change since Oct 4, 2026 · 4.35% APY · checked 2 times
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
Share Certificates - 24 Months
$500
4.35%
▲ 1.42% above Virginia avg
▼
Rate4.26%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.93%▲ 1.42% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 3.67% → 4.35% ▲ 0.68 pts · high 4.35% / low 3.67%
- Oct 4, 20264.35%▲ from 3.67%
- Sep 14, 20263.67%first recorded
Alexandria 36 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
NASA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
2415 Eisenhower Ave, Alexandria, VA 22314
36 Month Share Certificate
$0
4.45%
▲ 1.55% above Virginia avg
▼
Rate4.36%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.90%▲ 1.55% above avgNationally 2.81%
Details
Balance: $1,000
Rate History
1 change since Sep 18, 2026 · 4.15% → 4.45% ▲ 0.30 pts · high 4.45% / low 4.15%
- Sep 27, 20264.45%▲ from 4.15%
- Sep 18, 20264.15%first recorded
NASA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
2415 Eisenhower Ave, Alexandria, VA 22314
36 Month Share Certificate
$0
4.35%
▲ 1.45% above Virginia avg
▼
Rate4.27%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.90%▲ 1.45% above avgNationally 2.81%
Details
Bump Rate; Balance: $1,000
Rate History
1 change since Sep 18, 2026 · 4.15% → 4.35% ▲ 0.20 pts · high 4.35% / low 4.15%
- Sep 27, 20264.35%▲ from 4.15%
- Sep 18, 20264.15%first recorded
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
6790 Richmond Hwy, Alexandria, VA 22306
36 Month 360 CDs
$0
4.30%
▲ 1.40% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.90%▲ 1.40% above avgNationally 2.81%
Details
Fixed APY | No minimum balance
Rate History
No change since Sep 18, 2026 · 4.30% APY · checked 4 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
7678D Richmond Hwy, Alexandria, VA 22306
3 Year ESA Long-Term Certificate
$100,000
4.15%
▲ 1.25% above Virginia avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Virginia Average2.90%▲ 1.25% above avgNationally 2.81%
Details
Balance: $100,000 and over; Long-Term Certificate Rates(Share, IRA, ESA)
Rate History
No change since Sep 30, 2026 · 4.15% APY · checked 3 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
7678D Richmond Hwy, Alexandria, VA 22306
3 Year ESA Long-Term Certificate
$1,000
4.10%
▲ 1.20% above Virginia avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Virginia Average2.90%▲ 1.20% above avgNationally 2.81%
Details
Balance: $1,000 - $19,999.99; Long-Term Certificate Rates(Share, IRA, ESA)
Rate History
No change since Sep 30, 2026 · 4.10% APY · checked 3 times
Democracy Federal Credit Union
Institution Rating:
A-4.6 ★Texas Ratio: 9.01%
400 N Columbus St, Alexandria, VA 22314
36 Month Traditional or Roth IRA Certificate
$2,000
4.10%
▲ 1.20% above Virginia avg
▼
Rate4.04%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.90%▲ 1.20% above avgNationally 2.81%
Details
Rate History
No change since Oct 8, 2026 · 4.10% APY · checked 2 times
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.99%
12 HERBERT ST, Alexandria, VA 22305
Share and IRA Certificate - 36 Month
$500
3.99%
▲ 1.09% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.90%▲ 1.09% above avgNationally 2.81%
Details
Minimum Balance to Open and Earn APY; Share/IRA/Roth/ESA
Rate History
No change since Sep 14, 2026 · 3.99% APY · checked 3 times
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
7696F Richmond Hwy, Alexandria, VA 22306
Jumbo 36 Month Certificate
$0
3.80%
▲ 0.90% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.90%▲ 0.90% above avgNationally 2.81%
Details
Rate History
1 change since Sep 18, 2026 · 3.75% → 3.80% ▲ 0.05 pts · high 3.80% / low 3.75%
- Oct 7, 20263.80%▲ from 3.75%
- Sep 18, 20263.75%first recorded
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
7696F Richmond Hwy, Alexandria, VA 22306
36 Month Certificate
$0
3.75%
▲ 0.85% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.90%▲ 0.85% above avgNationally 2.81%
Details
Rate History
1 change since Sep 18, 2026 · 3.70% → 3.75% ▲ 0.05 pts · high 3.75% / low 3.70%
- Oct 7, 20263.75%▲ from 3.70%
- Sep 18, 20263.70%first recorded
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1630 King St, Alexandria, VA 22314 2763
36 Month Jumbo Certificate
$100,000
3.75%
▲ 0.85% above Virginia avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.90%▲ 0.85% above avgNationally 2.81%
Details
Minimum Balances of $100,000
Rate History
No change since Sep 25, 2026 · 3.75% APY · checked 4 times
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1630 King St, Alexandria, VA 22314 2763
36 Month IRA Certificate
$0
3.70%
▲ 0.80% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.90%▲ 0.80% above avgNationally 2.81%
Details
Minimum Balances of $500
Rate History
No change since Sep 25, 2026 · 3.70% APY · checked 3 times
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1630 King St, Alexandria, VA 22314 2763
36 Month Certificate
$500
3.65%
▲ 0.75% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.90%▲ 0.75% above avgNationally 2.81%
Details
Minimum Balances of $500
Rate History
No change since Sep 25, 2026 · 3.65% APY · checked 4 times
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
4800 Fillmore Ave, Alexandria, VA 22311 5070
36 Month Certificate - Platinum
$500
3.65%
▲ 0.75% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.90%▲ 0.75% above avgNationally 2.81%
Details
Platinum APY; Effective April 17, 2026
Rate History
No change since Oct 12, 2026 · 3.65% APY
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
4800 Fillmore Ave, Alexandria, VA 22311 5070
Share & IRA Certificate - 36 Month - Platinum
$500
3.65%
▲ 0.75% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.90%▲ 0.75% above avgNationally 2.81%
Details
Platinum APY* program rate; Minimum to Earn Dividends $500; Rates Effective: April 17, 2026
Rate History
No change since Oct 12, 2026 · 3.65% APY
SPECTRA Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.16%
5440 Cherokee Ave Ste 200, Alexandria, VA 22312
IRA 36 months
$500
3.65%
▲ 0.75% above Virginia avg
▼
Rate3.59%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Virginia Average2.90%▲ 0.75% above avgNationally 2.81%
Details
Rate History
1 change since Sep 18, 2026 · 3.45% → 3.65% ▲ 0.20 pts · high 3.65% / low 3.45%
- Oct 1, 20263.65%▲ from 3.45%
- Sep 18, 20263.45%first recorded
SPECTRA Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.16%
5440 Cherokee Ave Ste 200, Alexandria, VA 22312
Share 36 months
$500
3.60%
▲ 0.70% above Virginia avg
▼
Rate3.54%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Virginia Average2.90%▲ 0.70% above avgNationally 2.81%
Details
Rate History
1 change since Sep 18, 2026 · 3.40% → 3.60% ▲ 0.20 pts · high 3.60% / low 3.40%
- Oct 1, 20263.60%▲ from 3.40%
- Sep 18, 20263.40%first recorded
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
4800 Fillmore Ave, Alexandria, VA 22311 5070
36 Month Certificate
$500
3.55%
▲ 0.65% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.90%▲ 0.65% above avgNationally 2.81%
Details
Standard APY; Effective April 17, 2026
Rate History
No change since Sep 12, 2026 · 3.55% APY · checked 5 times
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
4800 Fillmore Ave, Alexandria, VA 22311 5070
Share & IRA Certificate - 36 Month
$500
3.55%
▲ 0.65% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.90%▲ 0.65% above avgNationally 2.81%
Details
Minimum to Earn Dividends $500; Rates Effective: April 17, 2026
Rate History
No change since Sep 20, 2026 · 3.55% APY · checked 4 times
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
6790 Richmond Hwy, Alexandria, VA 22306
36 Month Certificate
$0
3.50%
▲ 0.60% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.90%▲ 0.60% above avgNationally 2.81%
Details
Rate History
No change since Oct 7, 2026 · 3.50% APY · checked 2 times
Commonwealth One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
4875 Eisenhower Ave, Alexandria, VA 22304 4886
36 Month Jumbo Share Certificate
$100,000
3.49%
▲ 0.59% above Virginia avg
▼
Rate3.45%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.90%▲ 0.59% above avgNationally 2.81%
Details
Jumbo IRA Share Certificate also listed in this table
Rate History
No change since Sep 14, 2026 · 3.49% APY · checked 5 times
Commonwealth One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
4875 Eisenhower Ave, Alexandria, VA 22304 4886
Share Certificate - 36 Months
$1,000
3.39%
▲ 0.49% above Virginia avg
▼
Rate3.35%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.90%▲ 0.49% above avgNationally 2.81%
Details
Share Certificate, IRA, and Coverdell Education Share Certificate Rates
Rate History
No change since Oct 12, 2026 · 3.39% APY
Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
4320 Seminary Rd, Alexandria, VA 22304 1535
36 Month Share Certificate
$0
3.35%
▲ 0.45% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.90%▲ 0.45% above avgNationally 2.81%
Details
Minimum Balance to Earn APY: $10,000.00; APY subject to change; fees may reduce earnings; penalty may be imposed for early withdrawal
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 7 times
Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
4320 Seminary Rd, Alexandria, VA 22304 1535
36 Month Share Certificate
$0
3.25%
▲ 0.35% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.90%▲ 0.35% above avgNationally 2.81%
Details
Minimum Balance to Earn APY: $1,000.00; APY subject to change; fees may reduce earnings; penalty may be imposed for early withdrawal
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.53%
5775 Barclay Dr, Alexandria, VA 22315 5731
3 Year Certificate
$0
3.20%
▲ 0.30% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.90%▲ 0.30% above avgNationally 2.81%
Details
Rate History
1 change since Sep 14, 2026 · 2.90% → 3.20% ▲ 0.30 pts · high 3.20% / low 2.90%
- Sep 18, 20263.20%▲ from 2.90%
- Sep 14, 20262.90%first recorded
Democracy Federal Credit Union
Institution Rating:
A-4.6 ★Texas Ratio: 9.01%
400 N Columbus St, Alexandria, VA 22314
36 Month Certificate
$0
3.20%
▲ 0.30% above Virginia avg
▼
Rate3.16%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.90%▲ 0.30% above avgNationally 2.81%
Details
Rate History
No change since Sep 25, 2026 · 3.20% APY · checked 4 times
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.53%
5775 Barclay Dr, Alexandria, VA 22315 5731
3 Year IRA Certificate
$0
3.10%
▲ 0.20% above Virginia avg
▼
Rate3.06%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.90%▲ 0.20% above avgNationally 2.81%
Details
Balance: $1,000 minimum balance to open
Rate History
No change since Oct 7, 2026 · 3.10% APY · checked 2 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
36 Month Business Share Certificates Plus Jumbo
$0
2.99%
▲ 0.09% above Virginia avg
▼
Rate2.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.90%▲ 0.09% above avgNationally 2.81%
Details
$200,000; Balance: $200,000 Plus Jumbo
Rate History
No change since Oct 7, 2026 · 2.99% APY · checked 2 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
36 Month Smart Share Certificate Plus Jumbo
$0
2.99%
▲ 0.09% above Virginia avg
▼
Rate2.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.90%▲ 0.09% above avgNationally 2.81%
Details
$200,000; Balance: $200,000 Plus Jumbo
Rate History
No change since Sep 24, 2026 · 2.99% APY · checked 4 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
36 Month Business Share Certificates
$0
2.94%
▲ 0.04% above Virginia avg
▼
Rate2.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.90%▲ 0.04% above avgNationally 2.81%
Details
$100,000 -$199,999; Balance: $100,000 -$199,999
Rate History
No change since Oct 7, 2026 · 2.94% APY · checked 2 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
36 Month Smart Share Certificate
$0
2.94%
▲ 0.04% above Virginia avg
▼
Rate2.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.90%▲ 0.04% above avgNationally 2.81%
Details
$100,000 -$199,999; Balance: $100,000 - $199,999
Rate History
No change since Sep 24, 2026 · 2.94% APY · checked 4 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
36 Month Business Bump Rate Certificate Plus Jumbo
$0
2.89%
▼ 0.01% below Virginia avg
▼
Rate2.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.90%▼ 0.01% below avgNationally 2.81%
Details
$200,000; Balance: $200,000 Plus Jumbo
Rate History
No change since Oct 7, 2026 · 2.89% APY · checked 2 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
36 Month Business Share Certificates
$0
2.89%
▼ 0.01% below Virginia avg
▼
Rate2.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.90%▼ 0.01% below avgNationally 2.81%
Details
$99,999; Balance: less than $99,999
Rate History
1 change since Sep 18, 2026 · 2.94% → 2.89% ▼ 0.05 pts · high 2.94% / low 2.89%
- Sep 24, 20262.89%▼ from 2.94%
- Sep 18, 20262.94%first recorded
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
36 Month Personal Bump Rate Certificate Plus Jumbo
$0
2.89%
▼ 0.01% below Virginia avg
▼
Rate2.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.90%▼ 0.01% below avgNationally 2.81%
Details
Rate History
No change since Oct 7, 2026 · 2.89% APY · checked 2 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
36 Month Smart Share Certificate
$0
2.89%
▼ 0.01% below Virginia avg
▼
Rate2.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.90%▼ 0.01% below avgNationally 2.81%
Details
$99,999; Balance: less than $99,999
Rate History
No change since Sep 24, 2026 · 2.89% APY · checked 4 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
Business Bump Rate Certificates - 36 Months Plus Jumbo
$0
2.89%
▼ 0.01% below Virginia avg
▼
Rate2.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.90%▼ 0.01% below avgNationally 2.81%
Details
Rate History
No change since Oct 7, 2026 · 2.89% APY · checked 2 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
36 Month Business Bump Rate Certificate
$0
2.84%
▼ 0.06% below Virginia avg
▼
Rate2.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.90%▼ 0.06% below avgNationally 2.81%
Details
$100,000 - $199,999; Balance: $100,000 - $199,999
Rate History
No change since Oct 7, 2026 · 2.84% APY · checked 2 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
36 Month Personal Bump Rate Certificate
$0
2.84%
▼ 0.06% below Virginia avg
▼
Rate2.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.90%▼ 0.06% below avgNationally 2.81%
Details
$100,000 - $199,999
Rate History
No change since Oct 7, 2026 · 2.84% APY · checked 2 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
Business Bump Rate Certificates - 36 Months
$0
2.84%
▼ 0.06% below Virginia avg
▼
Rate2.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.90%▼ 0.06% below avgNationally 2.81%
Details
$100,000 - $199,999
Rate History
No change since Oct 7, 2026 · 2.84% APY · checked 2 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
36 Month Business Bump Rate Certificate
$0
2.79%
▼ 0.11% below Virginia avg
▼
Rate2.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.90%▼ 0.11% below avgNationally 2.81%
Details
$99,999; Balance: Less than $99,999
Rate History
No change since Oct 7, 2026 · 2.79% APY · checked 2 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
36 Month Personal Bump Rate Certificate
$0
2.79%
▼ 0.11% below Virginia avg
▼
Rate2.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.90%▼ 0.11% below avgNationally 2.81%
Details
Rate History
No change since Oct 7, 2026 · 2.79% APY · checked 2 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
Business Bump Rate Certificates - 36 Months
$0
2.79%
▼ 0.11% below Virginia avg
▼
Rate2.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.90%▼ 0.11% below avgNationally 2.81%
Details
Rate History
No change since Oct 7, 2026 · 2.79% APY · checked 2 times
Citizens Access
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
1700 Diagonal Rd, Alexandria, VA 22314
3 Year Online CD
$0
2.75%
▼ 0.15% below Virginia avg
▼
Rate2.71%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.90%▼ 0.15% below avgNationally 2.81%
Details
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 7 times
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
6222 Little River Tpke, Alexandria, VA 22312 1714
3 Year - Certificate or IRA Certificate
$1,000
2.52%
▼ 0.38% below Virginia avg
▼
Rate2.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.90%▼ 0.38% below avgNationally 2.81%
Details
Rate History
No change since Sep 25, 2026 · 2.52% APY · checked 4 times
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
6222 Little River Tpke, Alexandria, VA 22312 1714
Youth Share Certificates 3 Year - Certificate
$100
2.52%
▼ 0.38% below Virginia avg
▼
Rate2.50%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.90%▼ 0.38% below avgNationally 2.81%
Details
Rate History
No change since Sep 25, 2026 · 2.52% APY · checked 4 times
Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
115 N Washington St, Alexandria, VA 22314
Standard CDs and IRAs - 3 Year
$0
2.50%
▼ 0.40% below Virginia avg
▼
Rate2.47%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.90%▼ 0.40% below avgNationally 2.81%
Details
Schedule an Appointment
Rate History
No change since Oct 7, 2026 · 2.50% APY · checked 2 times
United Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
5140 Duke St, Alexandria, VA 22304
3 Year CD
$500
1.85%
▼ 1.05% below Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.90%▼ 1.05% below avgNationally 2.81%
Details
Rate History
No change since Sep 9, 2026 · 1.85% APY · checked 3 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
525 King St, Alexandria, VA 22314
3 Year Certificate
$0
1.00%
▼ 1.90% below Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.90%▼ 1.90% below avgNationally 2.81%
Details
Balance: $250.00 - $9,999.99
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 5 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
525 King St, Alexandria, VA 22314
3 Year TD Choice CD
$250
1.00%
▼ 1.90% below Virginia avg
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.90%▼ 1.90% below avgNationally 2.81%
Details
Relationship APY; Balance: $250.00 - $9,999.99
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 4 times
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.28%
7025A Manchester Blvd, Alexandria, VA 22310
36 Month Generator Share Certificate
$50
0.75%
▼ 2.15% below Virginia avg
▼
Rate0.75%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.90%▼ 2.15% below avgNationally 2.81%
Details
Rate History
No change since Oct 7, 2026 · 0.75% APY · checked 2 times
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
5948 Richmond Hwy, Alexandria, VA 22303 1871
Share & IRA Certificates - 36-month
$0
0.75%
▼ 2.15% below Virginia avg
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.90%▼ 2.15% below avgNationally 2.81%
Details
Rate History
No change since Oct 8, 2026 · 0.75% APY · checked 2 times
Alexandria 48 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
NASA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
2415 Eisenhower Ave, Alexandria, VA 22314
48 Month Share Certificate
$0
4.50%
▲ 1.64% above Virginia avg
▼
Rate4.41%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.86%▲ 1.64% above avgNationally 2.80%
Details
Balance: $1,000
Rate History
1 change since Sep 18, 2026 · 4.20% → 4.50% ▲ 0.30 pts · high 4.50% / low 4.20%
- Sep 27, 20264.50%▲ from 4.20%
- Sep 18, 20264.20%first recorded
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
6790 Richmond Hwy, Alexandria, VA 22306
48 Month 360 CDs
$0
4.30%
▲ 1.44% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.86%▲ 1.44% above avgNationally 2.80%
Details
Fixed APY | No minimum balance
Rate History
No change since Sep 18, 2026 · 4.30% APY · checked 4 times
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.99%
12 HERBERT ST, Alexandria, VA 22305
Share and IRA Certificate - 48 Month
$500
3.98%
▲ 1.12% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.86%▲ 1.12% above avgNationally 2.80%
Details
Minimum Balance to Open and Earn APY; Share/IRA/Roth/ESA
Rate History
No change since Sep 14, 2026 · 3.98% APY · checked 3 times
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
7696F Richmond Hwy, Alexandria, VA 22306
48 Month Certificate
$0
3.75%
▲ 0.89% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.86%▲ 0.89% above avgNationally 2.80%
Details
Rate History
1 change since Sep 18, 2026 · 3.70% → 3.75% ▲ 0.05 pts · high 3.75% / low 3.70%
- Oct 7, 20263.75%▲ from 3.70%
- Sep 18, 20263.70%first recorded
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1630 King St, Alexandria, VA 22314 2763
48 Month Jumbo Certificate
$100,000
3.75%
▲ 0.89% above Virginia avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.86%▲ 0.89% above avgNationally 2.80%
Details
Minimum Balances of $100,000
Rate History
No change since Sep 25, 2026 · 3.75% APY · checked 4 times
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1630 King St, Alexandria, VA 22314 2763
48 Month IRA Certificate
$0
3.70%
▲ 0.84% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.86%▲ 0.84% above avgNationally 2.80%
Details
Minimum Balances of $500
Rate History
No change since Sep 25, 2026 · 3.70% APY · checked 3 times
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
4800 Fillmore Ave, Alexandria, VA 22311 5070
48 Month Certificate - Platinum
$500
3.70%
▲ 0.84% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.86%▲ 0.84% above avgNationally 2.80%
Details
Platinum APY; Effective April 17, 2026
Rate History
No change since Oct 12, 2026 · 3.70% APY
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
4800 Fillmore Ave, Alexandria, VA 22311 5070
Share & IRA Certificate - 48 Month - Platinum
$500
3.70%
▲ 0.84% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.86%▲ 0.84% above avgNationally 2.80%
Details
Platinum APY* program rate; Minimum to Earn Dividends $500; Rates Effective: April 17, 2026
Rate History
No change since Oct 12, 2026 · 3.70% APY
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1630 King St, Alexandria, VA 22314 2763
48 Month Certificate
$500
3.65%
▲ 0.79% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.86%▲ 0.79% above avgNationally 2.80%
Details
Minimum Balances of $500
Rate History
No change since Sep 25, 2026 · 3.65% APY · checked 4 times
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
4800 Fillmore Ave, Alexandria, VA 22311 5070
48 Month Certificate
$500
3.60%
▲ 0.74% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.86%▲ 0.74% above avgNationally 2.80%
Details
Standard APY; Effective April 17, 2026
Rate History
No change since Sep 12, 2026 · 3.60% APY · checked 5 times
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
4800 Fillmore Ave, Alexandria, VA 22311 5070
Share & IRA Certificate - 48 Month
$500
3.60%
▲ 0.74% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.86%▲ 0.74% above avgNationally 2.80%
Details
Minimum to Earn Dividends $500; Rates Effective: April 17, 2026
Rate History
No change since Sep 20, 2026 · 3.60% APY · checked 4 times
SPECTRA Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.16%
5440 Cherokee Ave Ste 200, Alexandria, VA 22312
Share 48 months
$500
3.60%
▲ 0.74% above Virginia avg
▼
Rate3.54%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Virginia Average2.86%▲ 0.74% above avgNationally 2.80%
Details
Rate History
1 change since Sep 18, 2026 · 3.40% → 3.60% ▲ 0.20 pts · high 3.60% / low 3.40%
- Oct 1, 20263.60%▲ from 3.40%
- Sep 18, 20263.40%first recorded
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
6790 Richmond Hwy, Alexandria, VA 22306
48 Month Certificate
$0
3.50%
▲ 0.64% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.86%▲ 0.64% above avgNationally 2.80%
Details
Rate History
No change since Oct 7, 2026 · 3.50% APY · checked 2 times
Commonwealth One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
4875 Eisenhower Ave, Alexandria, VA 22304 4886
48 Month Jumbo Share Certificate
$100,000
3.49%
▲ 0.63% above Virginia avg
▼
Rate3.45%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.86%▲ 0.63% above avgNationally 2.80%
Details
Jumbo IRA Share Certificate also listed in this table
Rate History
No change since Sep 14, 2026 · 3.49% APY · checked 5 times
Commonwealth One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
4875 Eisenhower Ave, Alexandria, VA 22304 4886
Share Certificate - 48 Months
$1,000
3.39%
▲ 0.53% above Virginia avg
▼
Rate3.35%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.86%▲ 0.53% above avgNationally 2.80%
Details
Share Certificate, IRA, and Coverdell Education Share Certificate Rates
Rate History
No change since Oct 12, 2026 · 3.39% APY
Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
4320 Seminary Rd, Alexandria, VA 22304 1535
48 Month Share Certificate
$0
3.30%
▲ 0.44% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.86%▲ 0.44% above avgNationally 2.80%
Details
Minimum Balance to Earn APY: $10,000.00; APY subject to change; fees may reduce earnings; penalty may be imposed for early withdrawal
Rate History
No change since Sep 14, 2026 · 3.30% APY · checked 7 times
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.53%
5775 Barclay Dr, Alexandria, VA 22315 5731
4 Year Certificate
$0
3.20%
▲ 0.34% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.86%▲ 0.34% above avgNationally 2.80%
Details
Rate History
1 change since Sep 14, 2026 · 2.90% → 3.20% ▲ 0.30 pts · high 3.20% / low 2.90%
- Sep 18, 20263.20%▲ from 2.90%
- Sep 14, 20262.90%first recorded
Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
4320 Seminary Rd, Alexandria, VA 22304 1535
48 Month Share Certificate
$0
3.20%
▲ 0.34% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.86%▲ 0.34% above avgNationally 2.80%
Details
Minimum Balance to Earn APY: $1,000.00; APY subject to change; fees may reduce earnings; penalty may be imposed for early withdrawal
Rate History
No change since Sep 14, 2026 · 3.20% APY · checked 7 times
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.53%
5775 Barclay Dr, Alexandria, VA 22315 5731
4 Year IRA Certificate
$0
3.10%
▲ 0.24% above Virginia avg
▼
Rate3.06%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.86%▲ 0.24% above avgNationally 2.80%
Details
Balance: $1,000 minimum balance to open
Rate History
No change since Oct 7, 2026 · 3.10% APY · checked 2 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
48 Month Business Share Certificates Plus Jumbo
$0
3.05%
▲ 0.19% above Virginia avg
▼
Rate3.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.86%▲ 0.19% above avgNationally 2.80%
Details
$200,000; Balance: $200,000 Plus Jumbo
Rate History
No change since Oct 7, 2026 · 3.05% APY · checked 2 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
48 Month Smart Share Certificate Plus Jumbo
$0
3.05%
▲ 0.19% above Virginia avg
▼
Rate3.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.86%▲ 0.19% above avgNationally 2.80%
Details
$200,000; Balance: $200,000 Plus Jumbo
Rate History
No change since Sep 24, 2026 · 3.05% APY · checked 4 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
48 Month Business Share Certificates
$0
2.99%
▲ 0.13% above Virginia avg
▼
Rate2.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.86%▲ 0.13% above avgNationally 2.80%
Details
$100,000 -$199,999; Balance: $100,000 -$199,999
Rate History
No change since Oct 7, 2026 · 2.99% APY · checked 2 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
48 Month Smart Share Certificate
$0
2.99%
▲ 0.13% above Virginia avg
▼
Rate2.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.86%▲ 0.13% above avgNationally 2.80%
Details
$100,000 -$199,999; Balance: $100,000 - $199,999
Rate History
No change since Sep 24, 2026 · 2.99% APY · checked 4 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
48 Month Business Bump Rate Certificate Plus Jumbo
$0
2.94%
▲ 0.08% above Virginia avg
▼
Rate2.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.86%▲ 0.08% above avgNationally 2.80%
Details
$200,000; Balance: $200,000 Plus Jumbo
Rate History
No change since Oct 7, 2026 · 2.94% APY · checked 2 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
48 Month Business Share Certificates
$0
2.94%
▲ 0.08% above Virginia avg
▼
Rate2.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.86%▲ 0.08% above avgNationally 2.80%
Details
$99,999; Balance: less than $99,999
Rate History
1 change since Sep 18, 2026 · 2.99% → 2.94% ▼ 0.05 pts · high 2.99% / low 2.94%
- Sep 24, 20262.94%▼ from 2.99%
- Sep 18, 20262.99%first recorded
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
48 Month Personal Bump Rate Certificate Plus Jumbo
$0
2.94%
▲ 0.08% above Virginia avg
▼
Rate2.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.86%▲ 0.08% above avgNationally 2.80%
Details
Rate History
No change since Oct 7, 2026 · 2.94% APY · checked 2 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
48 Month Smart Share Certificate
$0
2.94%
▲ 0.08% above Virginia avg
▼
Rate2.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.86%▲ 0.08% above avgNationally 2.80%
Details
$99,999; Balance: less than $99,999
Rate History
No change since Sep 24, 2026 · 2.94% APY · checked 4 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
Business Bump Rate Certificates - 48 Months Plus Jumbo
$0
2.94%
▲ 0.08% above Virginia avg
▼
Rate2.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.86%▲ 0.08% above avgNationally 2.80%
Details
Rate History
No change since Oct 7, 2026 · 2.94% APY · checked 2 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
48 Month Business Bump Rate Certificate
$0
2.89%
▲ 0.03% above Virginia avg
▼
Rate2.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.86%▲ 0.03% above avgNationally 2.80%
Details
$100,000 - $199,999; Balance: $100,000 - $199,999
Rate History
No change since Oct 7, 2026 · 2.89% APY · checked 2 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
48 Month Personal Bump Rate Certificate
$0
2.89%
▲ 0.03% above Virginia avg
▼
Rate2.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.86%▲ 0.03% above avgNationally 2.80%
Details
$100,000 - $199,999
Rate History
No change since Oct 7, 2026 · 2.89% APY · checked 2 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
Business Bump Rate Certificates - 48 Months
$0
2.89%
▲ 0.03% above Virginia avg
▼
Rate2.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.86%▲ 0.03% above avgNationally 2.80%
Details
$100,000 - $199,999
Rate History
No change since Oct 7, 2026 · 2.89% APY · checked 2 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
48 Month Business Bump Rate Certificate
$0
2.84%
▼ 0.02% below Virginia avg
▼
Rate2.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.86%▼ 0.02% below avgNationally 2.80%
Details
$99,999; Balance: Less than $99,999
Rate History
No change since Oct 7, 2026 · 2.84% APY · checked 2 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
48 Month Personal Bump Rate Certificate
$0
2.84%
▼ 0.02% below Virginia avg
▼
Rate2.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.86%▼ 0.02% below avgNationally 2.80%
Details
Rate History
No change since Oct 7, 2026 · 2.84% APY · checked 2 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
Business Bump Rate Certificates - 48 Months
$0
2.84%
▼ 0.02% below Virginia avg
▼
Rate2.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.86%▼ 0.02% below avgNationally 2.80%
Details
Rate History
No change since Oct 7, 2026 · 2.84% APY · checked 2 times
Citizens Access
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
1700 Diagonal Rd, Alexandria, VA 22314
4 Year Online CD
$0
2.75%
▼ 0.11% below Virginia avg
▼
Rate2.71%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.86%▼ 0.11% below avgNationally 2.80%
Details
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 7 times
Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
115 N Washington St, Alexandria, VA 22314
Standard CDs and IRAs - 4 Year
$0
2.50%
▼ 0.36% below Virginia avg
▼
Rate2.47%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.86%▼ 0.36% below avgNationally 2.80%
Details
Schedule an Appointment
Rate History
No change since Oct 7, 2026 · 2.50% APY · checked 2 times
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
6222 Little River Tpke, Alexandria, VA 22312 1714
4 Year - Certificate or IRA Certificate
$1,000
2.42%
▼ 0.44% below Virginia avg
▼
Rate2.40%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.86%▼ 0.44% below avgNationally 2.80%
Details
Rate History
No change since Sep 25, 2026 · 2.42% APY · checked 4 times
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
6222 Little River Tpke, Alexandria, VA 22312 1714
Youth Share Certificates 4 Year - Certificate
$100
2.42%
▼ 0.44% below Virginia avg
▼
Rate2.40%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.86%▼ 0.44% below avgNationally 2.80%
Details
Rate History
No change since Sep 25, 2026 · 2.42% APY · checked 4 times
United Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
5140 Duke St, Alexandria, VA 22304
4 Year CD
$500
1.90%
▼ 0.96% below Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.86%▼ 0.96% below avgNationally 2.80%
Details
Rate History
No change since Sep 9, 2026 · 1.90% APY · checked 3 times
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
5948 Richmond Hwy, Alexandria, VA 22303 1871
Share & IRA Certificates - 48-month
$0
0.80%
▼ 2.06% below Virginia avg
▼
Rate0.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.86%▼ 2.06% below avgNationally 2.80%
Details
Rate History
No change since Oct 8, 2026 · 0.80% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
411 King St, Alexandria, VA 22314
48 Month Certificate of Deposit
$0
0.03%
▼ 2.83% below Virginia avg
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.86%▼ 2.83% below avgNationally 2.80%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
411 King St, Alexandria, VA 22314
48 Month Certificate of Deposit
$0
0.02%
▼ 2.84% below Virginia avg
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.86%▼ 2.84% below avgNationally 2.80%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
411 King St, Alexandria, VA 22314
48 Month Certificate of Deposit
$0
0.01%
▼ 2.85% below Virginia avg
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.86%▼ 2.85% below avgNationally 2.80%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 3 times
Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
48 Month Elite Jumbo CD
$250,000
4.75%
▲ 1.89% above Virginia avg
▼
RateN/A
Min Deposit$250,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.86%▲ 1.89% above avgNationally 2.80%
Details
Rate History
1 change since Sep 21, 2026 · 4.25% → 4.75% ▲ 0.50 pts · high 4.75% / low 4.25%
- Oct 5, 20264.75%▲ from 4.25%
- Sep 21, 20264.25%first recorded
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
4 Year Certificate - Special Rate
$1,000
4.40%
▲ 1.54% above Virginia avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.86%▲ 1.54% above avgNationally 2.80%
Details
Special Rate (APY)
Rate History
No change since Oct 12, 2026 · 4.40% APY
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
48 Month Share Certificate
$100,000
4.40%
▲ 1.54% above Virginia avg
▼
Rate4.31%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.86%▲ 1.54% above avgNationally 2.80%
Details
Rate Effective Date: October 12, 2026
Rate History
1 change since Oct 5, 2026 · 3.80% → 4.40% ▲ 0.60 pts · high 4.40% / low 3.80%
- Oct 13, 20264.40%▲ from 3.80%
- Oct 5, 20263.80%first recorded
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
Business Share Certificates - 48 Months
$500
4.35%
▲ 1.49% above Virginia avg
▼
Rate4.26%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.86%▲ 1.49% above avgNationally 2.80%
Details
Penalties apply for early withdrawal
Rate History
No change since Oct 4, 2026 · 4.35% APY · checked 2 times
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
Share Certificates - 48 Months
$500
4.35%
▲ 1.49% above Virginia avg
▼
Rate4.26%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.86%▲ 1.49% above avgNationally 2.80%
Details
Rate History
1 change since Sep 14, 2026 · 3.82% → 4.35% ▲ 0.53 pts · high 4.35% / low 3.82%
- Oct 4, 20264.35%▲ from 3.82%
- Sep 14, 20263.82%first recorded
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
Traditional IRA Certificates - 48 Months
$500
4.35%
▲ 1.49% above Virginia avg
▼
Rate4.26%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.86%▲ 1.49% above avgNationally 2.80%
Details
Minimum balance of $500 required; Dividends compounded daily and credited monthly; Penalties apply for early withdrawal; Membership required; IRA Certificates(Traditional, Roth, SEP and Coverdell ESA)
Rate History
No change since Oct 8, 2026 · 4.35% APY · checked 2 times
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
48 Month Share Certificate
$500
4.30%
▲ 1.44% above Virginia avg
▼
Rate4.21%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.86%▲ 1.44% above avgNationally 2.80%
Details
Rate History
1 change since Oct 5, 2026 · 3.80% → 4.30% ▲ 0.50 pts · high 4.30% / low 3.80%
- Oct 13, 20264.30%▲ from 3.80%
- Oct 5, 20263.80%first recorded
Alexandria 60 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
NASA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
2415 Eisenhower Ave, Alexandria, VA 22314
60 Month Share Certificate
$0
4.55%
▲ 1.52% above Virginia avg
▼
Rate4.46%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.03%▲ 1.52% above avgNationally 2.91%
Details
Balance: $1,000
Rate History
1 change since Sep 18, 2026 · 4.28% → 4.55% ▲ 0.27 pts · high 4.55% / low 4.28%
- Sep 27, 20264.55%▲ from 4.28%
- Sep 18, 20264.28%first recorded
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
6790 Richmond Hwy, Alexandria, VA 22306
60 Month 360 CDs
$0
4.30%
▲ 1.27% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.03%▲ 1.27% above avgNationally 2.91%
Details
Fixed APY | No minimum balance
Rate History
No change since Sep 18, 2026 · 4.30% APY · checked 4 times
Democracy Federal Credit Union
Institution Rating:
A-4.6 ★Texas Ratio: 9.01%
400 N Columbus St, Alexandria, VA 22314
60 Month Traditional or Roth IRA Certificate
$2,500
4.25%
▲ 1.22% above Virginia avg
▼
Rate4.18%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.03%▲ 1.22% above avgNationally 2.91%
Details
Rate History
No change since Oct 8, 2026 · 4.25% APY · checked 2 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
7678D Richmond Hwy, Alexandria, VA 22306
5 Year ESA Long-Term Certificate
$100,000
3.90%
▲ 0.87% above Virginia avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Virginia Average3.03%▲ 0.87% above avgNationally 2.91%
Details
Balance: $100,000 and over; Long-Term Certificate Rates(Share, IRA, ESA)
Rate History
No change since Sep 30, 2026 · 3.90% APY · checked 3 times
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.99%
12 HERBERT ST, Alexandria, VA 22305
Share and IRA Certificate - 60 Month
$500
3.90%
▲ 0.87% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.03%▲ 0.87% above avgNationally 2.91%
Details
Minimum Balance to Open and Earn APY; Share/IRA/Roth/ESA
Rate History
No change since Sep 14, 2026 · 3.90% APY · checked 3 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
7678D Richmond Hwy, Alexandria, VA 22306
5 Year ESA Long-Term Certificate
$1,000
3.85%
▲ 0.82% above Virginia avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Virginia Average3.03%▲ 0.82% above avgNationally 2.91%
Details
Balance: $1,000 - $19,999.99; Long-Term Certificate Rates(Share, IRA, ESA)
Rate History
No change since Sep 30, 2026 · 3.85% APY · checked 3 times
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1630 King St, Alexandria, VA 22314 2763
60 Month Jumbo Certificate
$100,000
3.85%
▲ 0.82% above Virginia avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.03%▲ 0.82% above avgNationally 2.91%
Details
Minimum Balances of $100,000
Rate History
No change since Sep 25, 2026 · 3.85% APY · checked 4 times
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
7696F Richmond Hwy, Alexandria, VA 22306
Jumbo 60 Month Certificate
$0
3.80%
▲ 0.77% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.03%▲ 0.77% above avgNationally 2.91%
Details
Rate History
1 change since Sep 18, 2026 · 3.75% → 3.80% ▲ 0.05 pts · high 3.80% / low 3.75%
- Oct 7, 20263.80%▲ from 3.75%
- Sep 18, 20263.75%first recorded
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1630 King St, Alexandria, VA 22314 2763
60 Month IRA Certificate
$0
3.80%
▲ 0.77% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.03%▲ 0.77% above avgNationally 2.91%
Details
Minimum Balances of $500
Rate History
No change since Sep 25, 2026 · 3.80% APY · checked 3 times
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
7696F Richmond Hwy, Alexandria, VA 22306
60 Month Certificate
$0
3.75%
▲ 0.72% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.03%▲ 0.72% above avgNationally 2.91%
Details
Rate History
1 change since Sep 18, 2026 · 3.70% → 3.75% ▲ 0.05 pts · high 3.75% / low 3.70%
- Oct 7, 20263.75%▲ from 3.70%
- Sep 18, 20263.70%first recorded
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1630 King St, Alexandria, VA 22314 2763
60 Month Certificate
$500
3.75%
▲ 0.72% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.03%▲ 0.72% above avgNationally 2.91%
Details
Minimum Balances of $500
Rate History
No change since Sep 25, 2026 · 3.75% APY · checked 4 times
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
4800 Fillmore Ave, Alexandria, VA 22311 5070
60 Month Certificate - Platinum
$500
3.75%
▲ 0.72% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.03%▲ 0.72% above avgNationally 2.91%
Details
Platinum APY; Effective April 17, 2026
Rate History
No change since Oct 12, 2026 · 3.75% APY
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
4800 Fillmore Ave, Alexandria, VA 22311 5070
Share & IRA Certificate - 60 Month - Platinum
$500
3.75%
▲ 0.72% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.03%▲ 0.72% above avgNationally 2.91%
Details
Platinum APY* program rate; Minimum to Earn Dividends $500; Rates Effective: April 17, 2026
Rate History
No change since Oct 12, 2026 · 3.75% APY
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
4800 Fillmore Ave, Alexandria, VA 22311 5070
60 Month Certificate
$500
3.65%
▲ 0.62% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.03%▲ 0.62% above avgNationally 2.91%
Details
Standard APY; Effective April 17, 2026
Rate History
No change since Sep 12, 2026 · 3.65% APY · checked 5 times
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
4800 Fillmore Ave, Alexandria, VA 22311 5070
Share & IRA Certificate - 60 Month
$500
3.65%
▲ 0.62% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.03%▲ 0.62% above avgNationally 2.91%
Details
Minimum to Earn Dividends $500; Rates Effective: April 17, 2026
Rate History
No change since Sep 20, 2026 · 3.65% APY · checked 4 times
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
6790 Richmond Hwy, Alexandria, VA 22306
5-year online CDs
$0
3.60%
▲ 0.57% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.03%▲ 0.57% above avgNationally 2.91%
Details
Rate History
No change since Sep 18, 2026 · 3.60% APY · checked 6 times
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
6790 Richmond Hwy, Alexandria, VA 22306
60 Month Certificate
$0
3.60%
▲ 0.57% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.03%▲ 0.57% above avgNationally 2.91%
Details
Rate History
No change since Oct 7, 2026 · 3.60% APY · checked 2 times
SPECTRA Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.16%
5440 Cherokee Ave Ste 200, Alexandria, VA 22312
Share 60 months
$500
3.60%
▲ 0.57% above Virginia avg
▼
Rate3.54%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Virginia Average3.03%▲ 0.57% above avgNationally 2.91%
Details
Rate History
1 change since Sep 18, 2026 · 3.40% → 3.60% ▲ 0.20 pts · high 3.60% / low 3.40%
- Oct 1, 20263.60%▲ from 3.40%
- Sep 18, 20263.40%first recorded
Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
4320 Seminary Rd, Alexandria, VA 22304 1535
60 Month Share Certificate
$0
3.50%
▲ 0.47% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.03%▲ 0.47% above avgNationally 2.91%
Details
Minimum Balance to Earn APY: $10,000.00; APY subject to change; fees may reduce earnings; penalty may be imposed for early withdrawal
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 7 times
Commonwealth One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
4875 Eisenhower Ave, Alexandria, VA 22304 4886
60 Month Jumbo Share Certificate
$100,000
3.44%
▲ 0.41% above Virginia avg
▼
Rate3.40%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.03%▲ 0.41% above avgNationally 2.91%
Details
Jumbo IRA Share Certificate also listed in this table
Rate History
No change since Sep 14, 2026 · 3.44% APY · checked 5 times
Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
4320 Seminary Rd, Alexandria, VA 22304 1535
60 Month Share Certificate
$0
3.40%
▲ 0.37% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.03%▲ 0.37% above avgNationally 2.91%
Details
Minimum Balance to Earn APY: $1,000.00; APY subject to change; fees may reduce earnings; penalty may be imposed for early withdrawal
Rate History
No change since Sep 14, 2026 · 3.40% APY · checked 7 times
Commonwealth One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
4875 Eisenhower Ave, Alexandria, VA 22304 4886
Share Certificate - 60 Months
$1,000
3.34%
▲ 0.31% above Virginia avg
▼
Rate3.30%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.03%▲ 0.31% above avgNationally 2.91%
Details
Share Certificate, IRA, and Coverdell Education Share Certificate Rates
Rate History
No change since Oct 12, 2026 · 3.34% APY
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.53%
5775 Barclay Dr, Alexandria, VA 22315 5731
5 Year Certificate
$0
3.20%
▲ 0.17% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.03%▲ 0.17% above avgNationally 2.91%
Details
Rate History
1 change since Sep 14, 2026 · 2.90% → 3.20% ▲ 0.30 pts · high 3.20% / low 2.90%
- Sep 18, 20263.20%▲ from 2.90%
- Sep 14, 20262.90%first recorded
Democracy Federal Credit Union
Institution Rating:
A-4.6 ★Texas Ratio: 9.01%
400 N Columbus St, Alexandria, VA 22314
60 Month Certificate
$0
3.15%
▲ 0.12% above Virginia avg
▼
Rate3.11%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.03%▲ 0.12% above avgNationally 2.91%
Details
Rate History
No change since Sep 25, 2026 · 3.15% APY · checked 4 times
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.53%
5775 Barclay Dr, Alexandria, VA 22315 5731
5 Year IRA Certificate
$0
3.10%
▲ 0.07% above Virginia avg
▼
Rate3.06%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.03%▲ 0.07% above avgNationally 2.91%
Details
Balance: $1,000 minimum balance to open
Rate History
No change since Oct 7, 2026 · 3.10% APY · checked 2 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
60 Month Business Share Certificates Plus Jumbo
$0
3.10%
▲ 0.07% above Virginia avg
▼
Rate3.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.03%▲ 0.07% above avgNationally 2.91%
Details
$200,000; Balance: $200,000 Plus Jumbo
Rate History
No change since Oct 7, 2026 · 3.10% APY · checked 2 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
60 Month Smart Share Certificate Plus Jumbo
$0
3.10%
▲ 0.07% above Virginia avg
▼
Rate3.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.03%▲ 0.07% above avgNationally 2.91%
Details
$200,000; Balance: $200,000 Plus Jumbo
Rate History
No change since Sep 24, 2026 · 3.10% APY · checked 4 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
60 Month Business Share Certificates
$0
3.05%
▲ 0.02% above Virginia avg
▼
Rate3.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.03%▲ 0.02% above avgNationally 2.91%
Details
$100,000 -$199,999; Balance: $100,000 -$199,999
Rate History
No change since Oct 7, 2026 · 3.05% APY · checked 2 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
60 Month Smart Share Certificate
$0
3.05%
▲ 0.02% above Virginia avg
▼
Rate3.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.03%▲ 0.02% above avgNationally 2.91%
Details
$100,000 -$199,999; Balance: $100,000 - $199,999
Rate History
No change since Sep 24, 2026 · 3.05% APY · checked 4 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
60 Month Business Bump Rate Certificate Plus Jumbo
$0
2.99%
▼ 0.04% below Virginia avg
▼
Rate2.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.03%▼ 0.04% below avgNationally 2.91%
Details
$200,000; Balance: $200,000 Plus Jumbo
Rate History
No change since Oct 7, 2026 · 2.99% APY · checked 2 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
60 Month Business Share Certificates
$0
2.99%
▼ 0.04% below Virginia avg
▼
Rate2.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.03%▼ 0.04% below avgNationally 2.91%
Details
$99,999; Balance: less than $99,999
Rate History
1 change since Sep 18, 2026 · 3.05% → 2.99% ▼ 0.06 pts · high 3.05% / low 2.99%
- Sep 24, 20262.99%▼ from 3.05%
- Sep 18, 20263.05%first recorded
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
60 Month Personal Bump Rate Certificate Plus Jumbo
$0
2.99%
▼ 0.04% below Virginia avg
▼
Rate2.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.03%▼ 0.04% below avgNationally 2.91%
Details
Rate History
No change since Oct 7, 2026 · 2.99% APY · checked 2 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
60 Month Smart Share Certificate
$0
2.99%
▼ 0.04% below Virginia avg
▼
Rate2.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.03%▼ 0.04% below avgNationally 2.91%
Details
$99,999; Balance: less than $99,999
Rate History
No change since Sep 24, 2026 · 2.99% APY · checked 4 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
Business Bump Rate Certificates - 60 Months Plus Jumbo
$0
2.99%
▼ 0.04% below Virginia avg
▼
Rate2.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.03%▼ 0.04% below avgNationally 2.91%
Details
Rate History
No change since Oct 7, 2026 · 2.99% APY · checked 2 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
60 Month Business Bump Rate Certificate
$0
2.94%
▼ 0.09% below Virginia avg
▼
Rate2.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.03%▼ 0.09% below avgNationally 2.91%
Details
$100,000 - $199,999; Balance: $100,000 - $199,999
Rate History
No change since Oct 7, 2026 · 2.94% APY · checked 2 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
60 Month Personal Bump Rate Certificate
$0
2.94%
▼ 0.09% below Virginia avg
▼
Rate2.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.03%▼ 0.09% below avgNationally 2.91%
Details
$100,000 - $199,999
Rate History
No change since Oct 7, 2026 · 2.94% APY · checked 2 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
Business Bump Rate Certificates - 60 Months
$0
2.94%
▼ 0.09% below Virginia avg
▼
Rate2.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.03%▼ 0.09% below avgNationally 2.91%
Details
$100,000 - $199,999
Rate History
No change since Oct 7, 2026 · 2.94% APY · checked 2 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
60 Month Business Bump Rate Certificate
$0
2.89%
▼ 0.14% below Virginia avg
▼
Rate2.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.03%▼ 0.14% below avgNationally 2.91%
Details
$99,999; Balance: Less than $99,999
Rate History
No change since Oct 7, 2026 · 2.89% APY · checked 2 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
60 Month Personal Bump Rate Certificate
$0
2.89%
▼ 0.14% below Virginia avg
▼
Rate2.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.03%▼ 0.14% below avgNationally 2.91%
Details
Rate History
No change since Oct 7, 2026 · 2.89% APY · checked 2 times
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
1310 Braddock Pl, Alexandria, VA 22314 1691
Business Bump Rate Certificates - 60 Months
$0
2.89%
▼ 0.14% below Virginia avg
▼
Rate2.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.03%▼ 0.14% below avgNationally 2.91%
Details
Rate History
No change since Oct 7, 2026 · 2.89% APY · checked 2 times
Citizens Access
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
1700 Diagonal Rd, Alexandria, VA 22314
5 Year Online CD
$0
2.75%
▼ 0.28% below Virginia avg
▼
Rate2.71%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.03%▼ 0.28% below avgNationally 2.91%
Details
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 7 times
Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
115 N Washington St, Alexandria, VA 22314
Standard CDs and IRAs - 5 Year
$0
2.50%
▼ 0.53% below Virginia avg
▼
Rate2.47%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.03%▼ 0.53% below avgNationally 2.91%
Details
Schedule an Appointment
Rate History
No change since Oct 7, 2026 · 2.50% APY · checked 2 times
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
6222 Little River Tpke, Alexandria, VA 22312 1714
5 Year - Certificate or IRA Certificate
$1,000
2.42%
▼ 0.61% below Virginia avg
▼
Rate2.40%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.03%▼ 0.61% below avgNationally 2.91%
Details
Rate History
No change since Sep 25, 2026 · 2.42% APY · checked 4 times
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
6222 Little River Tpke, Alexandria, VA 22312 1714
Youth Share Certificates 5 Year - Certificate
$100
2.42%
▼ 0.61% below Virginia avg
▼
Rate2.40%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.03%▼ 0.61% below avgNationally 2.91%
Details
Rate History
No change since Sep 25, 2026 · 2.42% APY · checked 4 times
United Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
5140 Duke St, Alexandria, VA 22304
5 Year CD
$500
1.90%
▼ 1.13% below Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.03%▼ 1.13% below avgNationally 2.91%
Details
Rate History
No change since Sep 9, 2026 · 1.90% APY · checked 3 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
525 King St, Alexandria, VA 22314
5 Year Certificate
$0
1.00%
▼ 2.03% below Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.03%▼ 2.03% below avgNationally 2.91%
Details
Balance: $250.00 - $9,999.99; Relationship APY
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 5 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
525 King St, Alexandria, VA 22314
5 Year TD Choice CD
$250
1.00%
▼ 2.03% below Virginia avg
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.03%▼ 2.03% below avgNationally 2.91%
Details
Relationship APY; Balance: $250.00 - $9,999.99
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 4 times
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
5948 Richmond Hwy, Alexandria, VA 22303 1871
60 Month FUSE Certificate
$0
0.95%
▼ 2.08% below Virginia avg
▼
Rate0.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.03%▼ 2.08% below avgNationally 2.91%
Details
Rate History
No change since Sep 25, 2026 · 0.95% APY · checked 4 times
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
5948 Richmond Hwy, Alexandria, VA 22303 1871
Share & IRA Certificates - 60-month
$0
0.95%
▼ 2.08% below Virginia avg
▼
Rate0.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.03%▼ 2.08% below avgNationally 2.91%
Details
Rate History
No change since Oct 8, 2026 · 0.95% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
411 King St, Alexandria, VA 22314
60 Month Certificate of Deposit
$0
0.03%
▼ 3.00% below Virginia avg
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.03%▼ 3.00% below avgNationally 2.91%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 3 times
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Alexandria, VA CD Rate Trends
Compare local Alexandria, VA CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.
12-Month CD VA Avg
3.056%
▲ 0.005 vs 7 days ago
Virginia 12-month CD rates rose 0.005 points over the past 7 days to 3.056% APY.
6-Month CD VA Avg
2.674%
▲ 0.019 vs 7 days ago
Virginia 6-month CD rates rose 0.019 points over the past 7 days to 2.674% APY.
As of Oct 14, 2026 • Rate data sourced from 8,500+ monitored institutions
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VA CD Rate Forecast, Next 12 Months
Where are Virginia CD rates headed through October 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
VA 12-Month Avg APY
3.056%
6-Month Forecast
3.056%
Range: 2.86%, 3.21%
12-Month Forecast
3.306%
Range: 3.11%, 3.46%
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What Your Savings Earn at VA CD Rates Today
Annual interest earnings at today’s Virginia average APYs. State average used where available; national average as fallback.
| CD Term | VA Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.652% | $82.60 | $165.20 | $413.00 | $826.00 |
| 6-Month CD | 2.674% | $133.69 | $267.37 | $668.43 | $1,336.85 |
| 12-Month CD | 3.056% | $152.78 | $305.56 | $763.90 | $1,527.80 |
| 18-Month CD | 3.120% | $156.02 | $312.03 | $780.07 | $1,560.15 |
| 24-Month CD | 2.929% | $146.45 | $292.90 | $732.25 | $1,464.50 |
| 36-Month CD | 2.896% | $144.82 | $289.64 | $724.10 | $1,448.20 |
| 48-Month CD | 2.855% | $142.76 | $285.52 | $713.80 | $1,427.60 |
| 60-Month CD | 3.033% | $151.64 | $303.28 | $758.20 | $1,516.40 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of October 13, 2026. | |||||
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Sample CD Ladder for Alexandria, Virginia Savers
$25,000 split equally across 5 terms using today’s Virginia average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | VA Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.652% | $82.60 |
| 2 | 6-Month CD | $5,000 | 2.674% | $133.69 |
| 3 | 12-Month CD | $5,000 | 3.056% | $152.78 |
| 4 | 24-Month CD | $5,000 | 2.929% | $146.45 |
| 5 | 36-Month CD | $5,000 | 2.896% | $144.82 |
| Total ($25,000 invested) | $25,000 | 2.641% blended | $660.34/yr | |
Ladder example uses equal $5,000 rungs and Virginia average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
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1,531
CD Rates
Tracked in Alexandria, Virginia
Tracked in Alexandria, Virginia
31 Banks
64 Credit Unions
About Our Alexandria, Virginia CD Rate Database
MonitorBankRates tracks 1,531 CD rates from 31 banks and 64 credit unions with locations in Alexandria, Virginia, plus national online institutions available to Virginia residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1 to 5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.
Current top rate: Apple Federal Credit Union offers a CD at 5.00% APY with a minimum deposit of $50. Use the rate table above to compare all current offers in Alexandria, Virginia.
How to Find the Best CD Rates in Alexandria, Virginia
What to compare when shopping for a CD in Alexandria, Virginia
To find the best APYs in Alexandria, Virginia, start with credit unions and online-only banks: Alexandria, Virginia has 64 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Alexandria, Virginia
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Alexandria, Virginia: 95 institutions here report CD rates
Consider an Alternative If…
- You may need the funds within 30 days. Compare Alexandria, Virginia savings rates instead
- Rates are rising and you want to benefit: a variable-rate savings or money market account keeps pace
- You want check-writing access. Compare Alexandria, Virginia money market rates
Alexandria, Virginia Financial Snapshot
Local demographics and economic context for CD savers. Source: U.S. Census Bureau ACS 2024
Population 65+
13.0%
National avg: 17.3%
Median Individual Earnings
$73,247
National avg: $47,340
Poverty Rate
7.9%
National avg: 11.1%
Unemployment Rate
3.2%
National avg: 4.8%
CD Earnings on 10% of Salary
$224/yr
At VA 12-mo avg 3.056% APY
13.0% of residents are 65 or older, below the national average of 17.3%; a low unemployment rate of 3.2% reflects a strong local economy. At today’s VA 12-month CD average of 3.056%, saving 10% of the local median salary ($7,324/year) and putting it in a CD would earn an additional $224 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Alexandria, Virginia
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90 to 180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
How Certificates of Deposit Work in Alexandria, Virginia
A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Alexandria, Virginia typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Alexandria, Virginia as everywhere in the U.S.
Choosing a CD Term in Alexandria, Virginia
The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Alexandria, Virginia savers easier access to their funds. For example, Capital One Bank is offering its 6 Month 360 CDs at 4.30% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, NASA Federal Credit Union is offering its 60 Month Share Certificate at 4.55% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.
CD Risk and Safety for Alexandria, Virginia Savers
CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Alexandria, Virginia saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.
How CD Interest Is Paid in Alexandria, Virginia
Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Alexandria, Virginia CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.
Fixed vs. Variable CD Rates in Alexandria, Virginia
Most CDs carry a fixed rate that is locked for the entire term, protecting a Alexandria, Virginia depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.
Frequently Asked Questions about CD Rates in Alexandria, Virginia
Are CD rates in Alexandria, Virginia FDIC insured?
Yes, most established banks in Alexandria, Virginia are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Alexandria, Virginia?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Alexandria, Virginia.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty, typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit, traditionally $100,000 or more. In exchange, banks in Alexandria, Virginia may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates, for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Alexandria, Virginia?
Here are recent top rates found for this area:
- Apple Federal Credit Union: 5.00% APY (12-Month Starter Certificate)
- NASA Federal Credit Union: 4.55% APY (60 Month Share Certificate)
- SFGI Direct: 4.40% APY (18-Month CD)
- Navy Federal Credit Union: 4.35% APY (12 Month Special EasyStart Certificate)
- Capital One Bank: 4.30% APY (12 Month 360 CDs)
- Democracy Federal Credit Union: 4.25% APY (60 Month Traditional or Roth IRA Certificate)
- State Department Federal Credit Union: 4.10% APY (12 Month Jumbo Certificate)
- Signature Federal Credit Union: 4.10% APY (6 Month Share Certificate)
- M&T Bank: 3.85% APY (18 MONTH SELECT Certificate of Deposit)
- Arlington Community Federal Credit Union: 3.80% APY (12 Month Certificate - Platinum)
Rates reflect recent verified offers available in Alexandria, Virginia. Last Updated: October 13, 2026
Alexandria, Virginia CD Calculator
See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY, or click any current Alexandria, Virginia rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.
Interest at Maturity
$0
Ending Balance
$0
Matures
Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30 to 180 days of interest. Estimates are for informational purposes only.
CD Calculators for Alexandria, Virginia
Alexandria, Virginia CD Calculator
At today’s VA top rate of 5.00% APY, a $10,000 deposit earns $500 in the first year. Enter your amount to see your exact return.
Alexandria, Virginia CD LadderVA CD rates currently range from 1.652% (3-month) to 2.896% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Alexandria, Virginia CD at 5.00% APY, know your exit cost. Most institutions charge 90 to 180 days of interest. Calculate your real net return if you need early access.
CD vs. High-Yield SavingsVirginia’s average 12-month CD is 3.056% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Alexandria, Virginia CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Alexandria, Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Alexandria, Virginia. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in VA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: October 13, 2026
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