Falls Church, Virginia Best CD Rates October 2026
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Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Falls Church, Virginia CD rates range from 0.01% to 6.00% APY, verified by MonitorBankRates as of October 14, 2026. Current Falls Church, Virginia CD rates include Apple Federal Credit UnionApple Federal Credit Union1226 W Broad St, Falls Church, VA 22046A+5.0 ★Texas Ratio: 2.85%Real return: +2.20%APY minus CPI (February 2026) offering 12-Month Starter Certificate at 5.00% APY, NASA Federal Credit UnionNASA Federal Credit Union1130 W Broad St, Falls Church, VA 22046 2114A+5.0 ★Texas Ratio: 3.54%Real return: +1.75%APY minus CPI (February 2026) offering 60 Month Share Certificate at 4.55% APY, SFGI DirectSFGI Direct5705 Seminary Rd, Falls Church, VA 22041A5.0 ★Texas Ratio: 7.39%Real return: +1.60%APY minus CPI (February 2026) offering 18-Month CD at 4.40% APY, Navy Federal Credit UnionNavy Federal Credit Union6343 Columbia Pike Ste C, Falls Church, VA 22041A5.0 ★Texas Ratio: 8.14%Real return: +1.55%APY minus CPI (February 2026) offering 12 Month Special EasyStart Certificate at 4.35% APY, and Capital One BankCapital One Bank7501 Leesburg Pike, Falls Church, VA 22043A5.0 ★Texas Ratio: 7.00%Real return: +1.50%APY minus CPI (February 2026) offering 12 Month 360 CDs at 4.30% APY. CD rates as of October 14, 2026 according to verified data from MonitorBankRates.
Falls Church has 183 local institutions in our database, with CD rates as high as 5.00% APY from Apple Federal Credit Union at 1226 W Broad St, Falls Church, VA 22046. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Virginia area. Rates are continually updated, so we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: October 14, 2026
Compare Best CD Rates in Falls Church, Virginia & the Surrounding Area
Falls Church 3 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
6343 Columbia Pike Ste C, Falls Church, VA 22041
Short-Term Certificate (Share, IRA, ESA) - 3 Months
$0
1.55%
▼ 0.10% below Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average1.65%▼ 0.10% below avgNationally 2.09%
Details
$100K Minimum APY tier; Rates as of Oct 13, 2026 ET; Dividends compounded daily, credited monthly; Penalties apply for early withdrawals
Rate History
No change since Oct 14, 2026 · 1.55% APY
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
6343 Columbia Pike Ste C, Falls Church, VA 22041
Short-Term Certificate (Share, IRA, ESA) - 3 Months
$0
1.50%
▼ 0.15% below Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average1.65%▼ 0.15% below avgNationally 2.09%
Details
$1K Minimum APY tier; Rates as of Oct 13, 2026 ET; Dividends compounded daily, credited monthly; Penalties apply for early withdrawals
Rate History
No change since Oct 14, 2026 · 1.50% APY
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
6198 Arlington Blvd, Falls Church, VA 22044
3 Month - Relationship
$0
1.00%
▼ 0.65% below Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▼ 0.65% below avgNationally 2.09%
Details
Balance: $250.00 - $9,999.99
Rate History
No change since Oct 7, 2026 · 1.00% APY · checked 2 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
6198 Arlington Blvd, Falls Church, VA 22044
3 Month Certificate
$0
1.00%
▼ 0.65% below Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▼ 0.65% below avgNationally 2.09%
Details
Balance: $250.00 - $9,999.99
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 6 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
6198 Arlington Blvd, Falls Church, VA 22044
3 Month TD Choice CD
$250
1.00%
▼ 0.65% below Virginia avg
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▼ 0.65% below avgNationally 2.09%
Details
Relationship APY; Balance: $250.00 - $9,999.99
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 4 times
United Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
7115 Leesburg Pike, Falls Church, VA 22043
3 Month CD
$500
0.50%
▼ 1.15% below Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▼ 1.15% below avgNationally 2.09%
Details
Rate History
No change since Sep 9, 2026 · 0.50% APY · checked 3 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
5797 Leesburg Pike, Falls Church, VA 22041
3 month Standard Fixed Rate
$2,500
0.06%
▼ 1.59% below Virginia avg
▼
Rate0.06%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▼ 1.59% below avgNationally 2.09%
Details
Balance: $0 - $4,999.99. Early withdrawal penalties may apply.
Rate History
No change since Oct 7, 2026 · 0.06% APY · checked 2 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
5797 Leesburg Pike, Falls Church, VA 22041
3 month Standard Interest Rate
$2,500
0.06%
▼ 1.59% below Virginia avg
▼
Rate0.06%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▼ 1.59% below avgNationally 2.09%
Details
Balance: $0 - $4,999.99; Relationship APY 0.06%
Rate History
No change since Sep 14, 2026 · 0.06% APY · checked 3 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
5797 Leesburg Pike, Falls Church, VA 22041
3 month Standard Fixed Rate
$2,500
0.05%
▼ 1.60% below Virginia avg
▼
Rate0.05%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▼ 1.60% below avgNationally 2.09%
Details
Balance: $0 - $4,999.99; Relationship Interest Rate 0.06%; Relationship APY 0.06%
Rate History
No change since Oct 7, 2026 · 0.05% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
7267 Arlington Blvd, Falls Church, VA 22042
3 Month Certificate of Deposit
$0
0.03%
▼ 1.62% below Virginia avg
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▼ 1.62% below avgNationally 2.09%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
7267 Arlington Blvd, Falls Church, VA 22042
3 Month Certificate of Deposit
$0
0.02%
▼ 1.63% below Virginia avg
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▼ 1.63% below avgNationally 2.09%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
7267 Arlington Blvd, Falls Church, VA 22042
3 Month Certificate of Deposit
$0
0.01%
▼ 1.64% below Virginia avg
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▼ 1.64% below avgNationally 2.09%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 3 times
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
Share Certificate - 3 Month
$1,000
4.00%
▲ 2.35% above Virginia avg
▼
Rate3.93%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average1.65%▲ 2.35% above avgNationally 2.09%
Details
Minimum to open $1,000.00
Rate History
No change since Oct 12, 2026 · 4.00% APY
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
3 Month Certificate
$1,000
4.00%
▲ 2.35% above Virginia avg
▼
Rate3.93%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average1.65%▲ 2.35% above avgNationally 2.09%
Details
Paid monthly
Rate History
1 change since Sep 14, 2026 · 3.50% → 4.00% ▲ 0.50 pts · high 4.00% / low 3.50%
- Oct 5, 20264.00%▲ from 3.50%
- Sep 14, 20263.50%first recorded
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.99%
Share and IRA Certificate - 3 Month
$500
3.95%
▲ 2.30% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average1.65%▲ 2.30% above avgNationally 2.09%
Details
Minimum Balance to Open and Earn APY; Share/IRA/Roth/ESA
Rate History
No change since Sep 14, 2026 · 3.95% APY · checked 3 times
Woori America Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
WooriWON Certificate of Deposit (CD) - 3-Months
$1,000
3.70%
▲ 2.05% above Virginia avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▲ 2.05% above avgNationally 2.09%
Details
Rate History
No change since Oct 7, 2026 · 3.70% APY · checked 2 times
EagleBank
Institution Rating:
A5.0 ★Texas Ratio: 11.84%
3 Month Certificate
$1,000
3.65%
▲ 2.00% above Virginia avg
▼
Rate3.58%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▲ 2.00% above avgNationally 2.09%
Details
Rate History
No change since Oct 7, 2026 · 3.65% APY · checked 2 times
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.54%
3 Month IRA Certificate
$0
3.60%
▲ 1.95% above Virginia avg
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedSep 29, 2026
Virginia Average1.65%▲ 1.95% above avgNationally 2.09%
Details
Rate History
No change since Sep 29, 2026 · 3.60% APY
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.54%
3 Month Share Certificates
$0
3.60%
▲ 1.95% above Virginia avg
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedSep 29, 2026
Virginia Average1.65%▲ 1.95% above avgNationally 2.09%
Details
Rate History
No change since Sep 29, 2026 · 3.60% APY
EagleBank
Institution Rating:
A5.0 ★Texas Ratio: 11.84%
90 days/13 weeks
$10,000
3.50%
▲ 1.85% above Virginia avg
▼
Rate3.44%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▲ 1.85% above avgNationally 2.09%
Details
Visit or Call
Rate History
No change since Oct 7, 2026 · 3.50% APY · checked 2 times
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
3 Month Share Certificate
$500
3.50%
▲ 1.85% above Virginia avg
▼
Rate3.44%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average1.65%▲ 1.85% above avgNationally 2.09%
Details
Rate History
1 change since Oct 5, 2026 · 3.30% → 3.50% ▲ 0.20 pts · high 3.50% / low 3.30%
- Oct 13, 20263.50%▲ from 3.30%
- Oct 5, 20263.30%first recorded
Department of The Interior Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
3 Month Certificate
$500
3.04%
▲ 1.39% above Virginia avg
▼
Rate3.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average1.65%▲ 1.39% above avgNationally 2.09%
Details
Rate History
No change since Oct 4, 2026 · 3.04% APY · checked 3 times
Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
Standard CDs and IRAs - 3 Month
$0
3.00%
▲ 1.35% above Virginia avg
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▲ 1.35% above avgNationally 2.09%
Details
Schedule an Appointment
Rate History
No change since Oct 7, 2026 · 3.00% APY · checked 2 times
Calvin B. Taylor Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
3 Month Certificate
$1,000
3.00%
▲ 1.35% above Virginia avg
▼
Rate2.97%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▲ 1.35% above avgNationally 2.09%
Details
Rate History
No change since Oct 7, 2026 · 3.00% APY · checked 3 times
VirtualBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.76%
3 Month Certificate
$0
2.94%
▲ 1.29% above Virginia avg
▼
Rate2.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▲ 1.29% above avgNationally 2.09%
Details
Rate History
No change since Sep 24, 2026 · 2.94% APY · checked 5 times
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
Jumbo - 90 Day Certificate
$100,000
2.90%
▲ 1.25% above Virginia avg
▼
Rate2.85%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average1.65%▲ 1.25% above avgNationally 2.09%
Details
Rate History
No change since Oct 8, 2026 · 2.90% APY · checked 2 times
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.63%
3-Month Certificate
$0
2.85%
▲ 1.20% above Virginia avg
▼
Rate2.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average1.65%▲ 1.20% above avgNationally 2.09%
Details
Balance: $100.00 - $24,999.99
Rate History
1 change since Sep 21, 2026 · 2.75% → 2.85% ▲ 0.10 pts · high 2.85% / low 2.75%
- Oct 9, 20262.85%▲ from 2.75%
- Sep 21, 20262.75%first recorded
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
3 Month Term
$0
2.50%
▲ 0.85% above Virginia avg
▼
Rate2.47%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▲ 0.85% above avgNationally 2.09%
Details
Rate History
No change since Sep 18, 2026 · 2.50% APY · checked 6 times
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
Business 3 Month Term
$0
2.50%
▲ 0.85% above Virginia avg
▼
Rate2.47%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▲ 0.85% above avgNationally 2.09%
Details
Balance: $100,000+
Rate History
No change since Sep 24, 2026 · 2.50% APY · checked 5 times
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
3 Month Term
$0
2.45%
▲ 0.80% above Virginia avg
▼
Rate2.42%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▲ 0.80% above avgNationally 2.09%
Details
Rate History
No change since Sep 18, 2026 · 2.45% APY · checked 6 times
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
Business 3 Month Term
$0
2.45%
▲ 0.80% above Virginia avg
▼
Rate2.42%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▲ 0.80% above avgNationally 2.09%
Details
Balance: $25,000 - $99,999
Rate History
No change since Sep 24, 2026 · 2.45% APY · checked 5 times
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
3 Month Term
$0
2.40%
▲ 0.75% above Virginia avg
▼
Rate2.37%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▲ 0.75% above avgNationally 2.09%
Details
Rate History
No change since Sep 18, 2026 · 2.40% APY · checked 6 times
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
Business 3 Month Term
$0
2.40%
▲ 0.75% above Virginia avg
▼
Rate2.37%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▲ 0.75% above avgNationally 2.09%
Details
Balance: $5,000 - $24,999
Rate History
No change since Sep 24, 2026 · 2.40% APY · checked 5 times
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
3 Month Term
$0
2.34%
▲ 0.69% above Virginia avg
▼
Rate2.32%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▲ 0.69% above avgNationally 2.09%
Details
Rate History
No change since Sep 18, 2026 · 2.34% APY · checked 6 times
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
Business 3 Month Term
$0
2.34%
▲ 0.69% above Virginia avg
▼
Rate2.32%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▲ 0.69% above avgNationally 2.09%
Details
Balance: $250 - $4,999
Rate History
No change since Sep 24, 2026 · 2.34% APY · checked 5 times
Farmers & Merchants Bank VA
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
3 Month CD
$1,000
2.27%
▲ 0.62% above Virginia avg
▼
Rate2.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▲ 0.62% above avgNationally 2.09%
Details
Rate History
No change since Oct 7, 2026 · 2.27% APY · checked 3 times
University of Virginia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
3 Month Business Certificate
$500
2.25%
▲ 0.60% above Virginia avg
▼
Rate2.23%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average1.65%▲ 0.60% above avgNationally 2.09%
Details
Compounding: N/A
Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 4 times
University of Virginia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
3 Month Certificates
$500
2.25%
▲ 0.60% above Virginia avg
▼
Rate2.23%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average1.65%▲ 0.60% above avgNationally 2.09%
Details
Compounding: N/A; Effective 5/02/2026
Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 5 times
University of Virginia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
3 Month IRA Certificates
$500
2.25%
▲ 0.60% above Virginia avg
▼
Rate2.23%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average1.65%▲ 0.60% above avgNationally 2.09%
Details
Compounding: Monthly; Traditional, Roth, SEP IRA, and Coverdell ESA Certificate Accounts; Penalty for early withdrawal applies
Rate History
No change since Oct 13, 2026 · 2.25% APY
Pen Air Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Certificate Account - 3 month
$0
2.10%
▲ 0.45% above Virginia avg
▼
Rate2.08%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average1.65%▲ 0.45% above avgNationally 2.09%
Details
Rate History
No change since Sep 14, 2026 · 2.10% APY · checked 7 times
Woodforest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.96%
3 Month CD
$500
2.00%
▲ 0.35% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▲ 0.35% above avgNationally 2.09%
Details
Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 7 times
Freedom Bank of Virginia
Institution Rating:
C+4.2 ★Texas Ratio: 24.99%
3 Month Certificate
$500
1.65%
At Virginia avg
▼
Rate1.64%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%At the averageNationally 2.09%
Details
Rate History
No change since Sep 9, 2026 · 1.65% APY · checked 8 times
Chain Bridge Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates Of Deposit - 3 Months
$500
1.50%
▼ 0.15% below Virginia avg
▼
Rate1.49%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average1.65%▼ 0.15% below avgNationally 2.09%
Details
Rate History
No change since Sep 8, 2026 · 1.50% APY · checked 5 times
The National Capital Bank of Washington
Institution Rating:
A-5.0 ★Texas Ratio: 14.51%
Platinum Account Holders Certificates of Deposit 3 Months
$1,000
1.36%
▼ 0.29% below Virginia avg
▼
Rate1.35%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Virginia Average1.65%▼ 0.29% below avgNationally 2.09%
Details
Early Withdrawl Penalty: 30 days' simple interest
Rate History
No change since Sep 19, 2026 · 1.36% APY · checked 7 times
The National Capital Bank of Washington
Institution Rating:
A-5.0 ★Texas Ratio: 14.51%
Certificates of Deposit 3 Months
$1,000
1.26%
▼ 0.39% below Virginia avg
▼
Rate1.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Virginia Average1.65%▼ 0.39% below avgNationally 2.09%
Details
Early Withdrawl Penalty: 30 days' simple interest
Rate History
No change since Sep 7, 2026 · 1.26% APY · checked 8 times
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
3 Month Share Certificate - Regular Accounts
$0
1.26%
▼ 0.39% below Virginia avg
▼
Rate1.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average1.65%▼ 0.39% below avgNationally 2.09%
Details
Rate History
No change since Sep 22, 2026 · 1.26% APY · checked 5 times
Falls Church 6 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
7501 Leesburg Pike, Falls Church, VA 22043
6 Month 360 CDs
$0
4.30%
▲ 1.63% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.67%▲ 1.63% above avgNationally 2.77%
Details
Fixed APY | No minimum balance
Rate History
No change since Sep 18, 2026 · 4.30% APY · checked 4 times
NASA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
1130 W Broad St, Falls Church, VA 22046 2114
6 Month Share Certificate
$0
4.30%
▲ 1.63% above Virginia avg
▼
Rate4.22%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.67%▲ 1.63% above avgNationally 2.77%
Details
Balance: $1,000
Rate History
1 change since Sep 18, 2026 · 4.00% → 4.30% ▲ 0.30 pts · high 4.30% / low 4.00%
- Sep 27, 20264.30%▲ from 4.00%
- Sep 18, 20264.00%first recorded
SFGI Direct
Institution Rating:
A5.0 ★Texas Ratio: 7.39%
5705 Seminary Rd, Falls Church, VA 22041
6-Month CD
$1,000
4.20%
▲ 1.53% above Virginia avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.67%▲ 1.53% above avgNationally 2.77%
Details
A competitive rate with a shorter commitment
Rate History
1 change since Sep 28, 2026 · 4.09% → 4.20% ▲ 0.11 pts · high 4.20% / low 4.09%
- Oct 7, 20264.20%▲ from 4.09%
- Sep 28, 20264.09%first recorded
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
5666 Columbia Pike, Falls Church, VA 22041
6 Month Certificate - Platinum
$500
3.70%
▲ 1.03% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.67%▲ 1.03% above avgNationally 2.77%
Details
Platinum APY; Effective April 17, 2026
Rate History
No change since Oct 12, 2026 · 3.70% APY
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
5666 Columbia Pike, Falls Church, VA 22041
Share & IRA Certificate - 6 Month - Platinum
$500
3.70%
▲ 1.03% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.67%▲ 1.03% above avgNationally 2.77%
Details
Platinum APY* program rate; Minimum to Earn Dividends $500; Rates Effective: April 17, 2026
Rate History
No change since Oct 12, 2026 · 3.70% APY
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
2980 Fairview Park Dr, Falls Church, VA 22042
Bonus Certificates - 6 Month
$0
3.66%
▲ 0.99% above Virginia avg
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.67%▲ 0.99% above avgNationally 2.77%
Details
Rate History
1 change since Sep 14, 2026 · 3.60% → 3.66% ▲ 0.06 pts · high 3.66% / low 3.60%
- Oct 13, 20263.66%▲ from 3.60%
- Sep 14, 20263.60%first recorded
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
5666 Columbia Pike, Falls Church, VA 22041
6 Month Certificate
$500
3.60%
▲ 0.93% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.67%▲ 0.93% above avgNationally 2.77%
Details
Standard APY; Effective April 17, 2026
Rate History
No change since Sep 25, 2026 · 3.60% APY · checked 4 times
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
5666 Columbia Pike, Falls Church, VA 22041
Share & IRA Certificate - 6 Month
$500
3.60%
▲ 0.93% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.67%▲ 0.93% above avgNationally 2.77%
Details
Minimum to Earn Dividends $500; Rates Effective: April 17, 2026
Rate History
No change since Sep 20, 2026 · 3.60% APY · checked 4 times
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
2980 Fairview Park Dr, Falls Church, VA 22042
Certificates - 6 Month
$0
3.55%
▲ 0.88% above Virginia avg
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.67%▲ 0.88% above avgNationally 2.77%
Details
Rate History
1 change since Sep 14, 2026 · 3.50% → 3.55% ▲ 0.05 pts · high 3.55% / low 3.50%
- Oct 5, 20263.55%▲ from 3.50%
- Sep 14, 20263.50%first recorded
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
1226 W Broad St, Falls Church, VA 22046
6 Month Certificate
$0
3.35%
▲ 0.68% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.67%▲ 0.68% above avgNationally 2.77%
Details
Rate History
No change since Sep 18, 2026 · 3.35% APY · checked 6 times
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
7501 Leesburg Pike, Falls Church, VA 22043
6 Month Certificate
$0
3.30%
▲ 0.63% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.67%▲ 0.63% above avgNationally 2.77%
Details
Rate History
No change since Oct 7, 2026 · 3.30% APY · checked 2 times
Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
3300 Gallows Rd, Falls Church, VA 22042
6 Month Share Certificate
$0
2.25%
▼ 0.42% below Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.67%▼ 0.42% below avgNationally 2.77%
Details
Minimum Balance to Earn APY: $10,000.00; APY subject to change; fees may reduce earnings; penalty may be imposed for early withdrawal
Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 7 times
Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
3300 Gallows Rd, Falls Church, VA 22042
6 Month Share Certificate
$0
2.10%
▼ 0.57% below Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.67%▼ 0.57% below avgNationally 2.77%
Details
Minimum Balance to Earn APY: $1,000.00; APY subject to change; fees may reduce earnings; penalty may be imposed for early withdrawal
Rate History
No change since Sep 14, 2026 · 2.10% APY · checked 7 times
United Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
7115 Leesburg Pike, Falls Church, VA 22043
6 Month CD
$500
1.75%
▼ 0.92% below Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.67%▼ 0.92% below avgNationally 2.77%
Details
Rate History
No change since Sep 9, 2026 · 1.75% APY · checked 3 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
6198 Arlington Blvd, Falls Church, VA 22044
6 Month Certificate
$0
1.00%
▼ 1.67% below Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.67%▼ 1.67% below avgNationally 2.77%
Details
Balance: $250.00 - $9,999.99; Relationship APY: 1.00%; Standard APY: 1.00%
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 7 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
6198 Arlington Blvd, Falls Church, VA 22044
6 Month TD Choice CD
$250
1.00%
▼ 1.67% below Virginia avg
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.67%▼ 1.67% below avgNationally 2.77%
Details
Relationship APY; Balance: $250.00 - $9,999.99
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 4 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
5797 Leesburg Pike, Falls Church, VA 22041
6 month Standard Fixed Rate
$2,500
0.06%
▼ 2.61% below Virginia avg
▼
Rate0.06%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.67%▼ 2.61% below avgNationally 2.77%
Details
Balance: $0 - $4,999.99. Early withdrawal penalties may apply.
Rate History
No change since Oct 7, 2026 · 0.06% APY · checked 2 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
5797 Leesburg Pike, Falls Church, VA 22041
6 month Standard Interest Rate
$2,500
0.06%
▼ 2.61% below Virginia avg
▼
Rate0.06%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.67%▼ 2.61% below avgNationally 2.77%
Details
Balance: $0 - $4,999.99; Relationship APY 0.06%
Rate History
No change since Sep 14, 2026 · 0.06% APY · checked 3 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
5797 Leesburg Pike, Falls Church, VA 22041
6 month Standard Fixed Rate
$2,500
0.05%
▼ 2.62% below Virginia avg
▼
Rate0.05%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.67%▼ 2.62% below avgNationally 2.77%
Details
Balance: $0 - $4,999.99; Relationship Interest Rate 0.06%; Relationship APY 0.06%
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
7267 Arlington Blvd, Falls Church, VA 22042
6 Month Certificate of Deposit
$0
0.03%
▼ 2.64% below Virginia avg
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.67%▼ 2.64% below avgNationally 2.77%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
7267 Arlington Blvd, Falls Church, VA 22042
6 Month Certificate of Deposit
$0
0.02%
▼ 2.65% below Virginia avg
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.67%▼ 2.65% below avgNationally 2.77%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
7267 Arlington Blvd, Falls Church, VA 22042
6 Month Certificate of Deposit
$0
0.01%
▼ 2.66% below Virginia avg
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.67%▼ 2.66% below avgNationally 2.77%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 3 times
Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
Promotional Certificates - Limited Time Special - 6 Months
$2,500
4.35%
▲ 1.68% above Virginia avg
▼
Rate4.27%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.67%▲ 1.68% above avgNationally 2.77%
Details
Minimum to Open: $2,500; Balance to Earn APY: $2,500; Promotional certificate rate valid on new money only; early withdrawal penalty is 90 days of dividend whether earned or not
Rate History
No change since Oct 13, 2026 · 4.35% APY
Chartway Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.30%
6-Month Promo Certificate
$0
4.30%
▲ 1.63% above Virginia avg
▼
Rate4.23%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.67%▲ 1.63% above avgNationally 2.77%
Details
Promotional Certificates are available for new and existing members of Chartway Credit Union. To qualify for the offer, certificates must be funded completely with new deposits. New Deposits are defined as funds not currently on deposit with Chartway Credit Union. Rate effective date April 1, 2026. Penalty for early withdrawal. Fees could reduce earnings on the account. The certificate has a minimum $500 balance ($100 if under 18 years old) to open. The 13-month certificate will renew at the current 6-month certificate rate.
Rate History
No change since Sep 18, 2026 · 4.30% APY · checked 6 times
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
Regular Certificates - 6 month Term
$500
4.25%
▲ 1.58% above Virginia avg
▼
Rate4.18%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average2.67%▲ 1.58% above avgNationally 2.77%
Details
Minimum opening balance $500; Dividend Rate 4.18%; Dividends compounded and credited quarterly; penalty may be imposed for early withdrawal
Rate History
No change since Oct 14, 2026 · 4.25% APY
EagleBank
Institution Rating:
A5.0 ★Texas Ratio: 11.84%
6 Month CD
$1,000
4.20%
▲ 1.53% above Virginia avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.67%▲ 1.53% above avgNationally 2.77%
Details
The Annual Percentage Yield (APY) is accurate as of 09/24/2026. APY assumes interest remains on deposit until maturity date. Penalty for early withdrawal may reduce earnings. Fees may reduce earnings. Rates are subject to change at any time and are not guaranteed until the account is opened.
Rate History
No change since Sep 18, 2026 · 4.20% APY · checked 6 times
EagleBank
Institution Rating:
A5.0 ★Texas Ratio: 11.84%
6 Month Certificate
$1,000
4.20%
▲ 1.53% above Virginia avg
▼
Rate4.11%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.67%▲ 1.53% above avgNationally 2.77%
Details
Rate History
No change since Oct 7, 2026 · 4.20% APY · checked 2 times
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
6 Month Share Certificate
$500
4.13%
▲ 1.46% above Virginia avg
▼
Rate4.05%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average2.67%▲ 1.46% above avgNationally 2.77%
Details
Balance: $1M+
Rate History
No change since Sep 14, 2026 · 4.13% APY · checked 6 times
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
IRA Certificate - 6 Months
$500
4.13%
▲ 1.46% above Virginia avg
▼
Rate4.05%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average2.67%▲ 1.46% above avgNationally 2.77%
Details
Minimum $500 deposit required for IRA certificate accounts; Penalties may apply for early withdrawals from IRA certificate accounts
Rate History
No change since Sep 22, 2026 · 4.13% APY · checked 3 times
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.99%
6 Month Share Certificate
$0
4.10%
▲ 1.43% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.67%▲ 1.43% above avgNationally 2.77%
Details
Share and IRA Certificate Rates (Share/IRA/Roth/ESA)
Rate History
No change since Oct 5, 2026 · 4.10% APY · checked 2 times
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.99%
Business 6-Month Certificate
$0
4.10%
▲ 1.43% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.67%▲ 1.43% above avgNationally 2.77%
Details
Featured rate
Rate History
No change since Sep 14, 2026 · 4.10% APY · checked 8 times
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.99%
Share and IRA Certificate - 6 Month
$500
4.10%
▲ 1.43% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.67%▲ 1.43% above avgNationally 2.77%
Details
Minimum Balance to Open and Earn APY; Share/IRA/Roth/ESA
Rate History
No change since Sep 14, 2026 · 4.10% APY · checked 3 times
Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
6 Month Jumbo CD
$50,000
4.10%
▲ 1.43% above Virginia avg
▼
RateN/A
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.67%▲ 1.43% above avgNationally 2.77%
Details
Rate History
1 change since Sep 21, 2026 · 3.75% → 4.10% ▲ 0.35 pts · high 4.10% / low 3.75%
- Oct 5, 20264.10%▲ from 3.75%
- Sep 21, 20263.75%first recorded
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
6 Month Share Certificate - Regular Accounts
$0
4.06%
▲ 1.39% above Virginia avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average2.67%▲ 1.39% above avgNationally 2.77%
Details
Rate History
No change since Sep 22, 2026 · 4.06% APY · checked 5 times
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
6 Month CD
$1,000
4.05%
▲ 1.38% above Virginia avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.67%▲ 1.38% above avgNationally 2.77%
Details
New Money CDs
Rate History
No change since Sep 24, 2026 · 4.05% APY · checked 5 times
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
6 Month New Money CD
$1,000
4.05%
▲ 1.38% above Virginia avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.67%▲ 1.38% above avgNationally 2.77%
Details
Exclusively for Premier clients.
Rate History
No change since Sep 27, 2026 · 4.05% APY · checked 4 times
EagleBank
Institution Rating:
A5.0 ★Texas Ratio: 11.84%
6 months/26 weeks
$10,000
4.05%
▲ 1.38% above Virginia avg
▼
Rate3.97%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.67%▲ 1.38% above avgNationally 2.77%
Details
Visit or Call
Rate History
No change since Oct 7, 2026 · 4.05% APY · checked 2 times
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
6 Month CD
$1,000
4.00%
▲ 1.33% above Virginia avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.67%▲ 1.33% above avgNationally 2.77%
Details
Online CDs
Rate History
No change since Sep 24, 2026 · 4.00% APY · checked 5 times
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
6 Month Online CD
$1,000
4.00%
▲ 1.33% above Virginia avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.67%▲ 1.33% above avgNationally 2.77%
Details
Minimum balance to open and obtain APY is $1000.
Rate History
No change since Sep 27, 2026 · 4.00% APY · checked 4 times
City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.55%
Special 6-Month Fixed Rate
$0
4.00%
▲ 1.33% above Virginia avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.67%▲ 1.33% above avgNationally 2.77%
Details
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 7 times
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
6 Month IRA Certificates
$500
4.00%
▲ 1.33% above Virginia avg
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.67%▲ 1.33% above avgNationally 2.77%
Details
Early withdrawal penalties may apply. Fees may reduce the investment below the principal held at the beginning of the term.
Rate History
1 change since Sep 24, 2026 · 3.50% → 4.00% ▲ 0.50 pts · high 4.00% / low 3.50%
- Oct 4, 20264.00%▲ from 3.50%
- Sep 24, 20263.50%first recorded
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
Share Certificate - 6 Month
$1,000
4.00%
▲ 1.33% above Virginia avg
▼
Rate3.93%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.67%▲ 1.33% above avgNationally 2.77%
Details
Minimum to open $1,000.00
Rate History
No change since Oct 12, 2026 · 4.00% APY
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
6 Month Certificate
$1,000
4.00%
▲ 1.33% above Virginia avg
▼
Rate3.93%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.67%▲ 1.33% above avgNationally 2.77%
Details
Paid monthly
Rate History
1 change since Sep 14, 2026 · 3.50% → 4.00% ▲ 0.50 pts · high 4.00% / low 3.50%
- Oct 5, 20264.00%▲ from 3.50%
- Sep 14, 20263.50%first recorded
Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
6 Month IRA Traditional & Roth CD
$500
4.00%
▲ 1.33% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.67%▲ 1.33% above avgNationally 2.77%
Details
Rate History
1 change since Sep 21, 2026 · 3.65% → 4.00% ▲ 0.35 pts · high 4.00% / low 3.65%
- Oct 13, 20264.00%▲ from 3.65%
- Sep 21, 20263.65%first recorded
Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
6 Month Regular CD
$500
4.00%
▲ 1.33% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.67%▲ 1.33% above avgNationally 2.77%
Details
Rate History
1 change since Sep 21, 2026 · 3.65% → 4.00% ▲ 0.35 pts · high 4.00% / low 3.65%
- Oct 5, 20264.00%▲ from 3.65%
- Sep 21, 20263.65%first recorded
FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.32%
6 Month Term Shares Certificate
$0
3.89%
▲ 1.22% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.67%▲ 1.22% above avgNationally 2.77%
Details
Rate History
No change since Sep 25, 2026 · 3.89% APY · checked 4 times
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
6 Month Share Certificate
$500
3.87%
▲ 1.20% above Virginia avg
▼
Rate3.80%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average2.67%▲ 1.20% above avgNationally 2.77%
Details
Balance: $250,000 - $999,999
Rate History
No change since Sep 14, 2026 · 3.87% APY · checked 6 times
MainStreet Bank
Institution Rating:
B-4.4 ★Texas Ratio: 22.15%
6 Month CD
$500
3.85%
▲ 1.18% above Virginia avg
▼
Rate3.78%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.67%▲ 1.18% above avgNationally 2.77%
Details
Rate History
No change since Sep 18, 2026 · 3.85% APY · checked 6 times
Merck Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
6 month Certificate
$0
3.85%
▲ 1.18% above Virginia avg
▼
Rate3.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.67%▲ 1.18% above avgNationally 2.77%
Details
Rate History
No change since Sep 25, 2026 · 3.85% APY · checked 4 times
Merck Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
6 month IRA Certificate
$0
3.85%
▲ 1.18% above Virginia avg
▼
Rate3.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.67%▲ 1.18% above avgNationally 2.77%
Details
Rate History
No change since Oct 4, 2026 · 3.85% APY · checked 3 times
Falls Church 12 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
1226 W Broad St, Falls Church, VA 22046
12-Month Starter Certificate
$50
5.00%
▲ 1.94% above Virginia avg
▼
RateN/A
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▲ 1.94% above avgNationally 2.99%
Details
Maximum $5,000. Add additional funds at any time up to $5,000 maximum. One Starter Certificate per membership.
Rate History
No change since Sep 18, 2026 · 5.00% APY · checked 6 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
6343 Columbia Pike Ste C, Falls Church, VA 22041
12 Month Special EasyStart Certificate
$50
4.35%
▲ 1.29% above Virginia avg
▼
Rate4.26%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average3.06%▲ 1.29% above avgNationally 2.99%
Details
Rate History
No change since Sep 30, 2026 · 4.35% APY · checked 5 times
NASA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
1130 W Broad St, Falls Church, VA 22046 2114
12 Month Share Certificate
$0
4.35%
▲ 1.29% above Virginia avg
▼
Rate4.27%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▲ 1.29% above avgNationally 2.99%
Details
Balance: $1,000
Rate History
1 change since Sep 18, 2026 · 4.05% → 4.35% ▲ 0.30 pts · high 4.35% / low 4.05%
- Sep 27, 20264.35%▲ from 4.05%
- Sep 18, 20264.05%first recorded
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
7501 Leesburg Pike, Falls Church, VA 22043
12 Month 360 CDs
$0
4.30%
▲ 1.24% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▲ 1.24% above avgNationally 2.99%
Details
Fixed APY | No minimum balance
Rate History
No change since Sep 18, 2026 · 4.30% APY · checked 4 times
SFGI Direct
Institution Rating:
A5.0 ★Texas Ratio: 7.39%
5705 Seminary Rd, Falls Church, VA 22041
12-Month CD
$1,000
4.30%
▲ 1.24% above Virginia avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▲ 1.24% above avgNationally 2.99%
Details
A strong rate. A full year of predictable growth.
Rate History
1 change since Sep 28, 2026 · 4.20% → 4.30% ▲ 0.10 pts · high 4.30% / low 4.20%
- Oct 7, 20264.30%▲ from 4.20%
- Sep 28, 20264.20%first recorded
NASA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
1130 W Broad St, Falls Church, VA 22046 2114
12 Month Share Certificate
$0
4.25%
▲ 1.19% above Virginia avg
▼
Rate4.17%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▲ 1.19% above avgNationally 2.99%
Details
Add-On; Balance: $250
Rate History
1 change since Sep 18, 2026 · 3.95% → 4.25% ▲ 0.30 pts · high 4.25% / low 3.95%
- Oct 7, 20264.25%▲ from 3.95%
- Sep 18, 20263.95%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
6343 Columbia Pike Ste C, Falls Church, VA 22041
Short-Term Certificate (Share, IRA, ESA) - 12 Months
$0
4.10%
▲ 1.04% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average3.06%▲ 1.04% above avgNationally 2.99%
Details
$100K Minimum APY tier; Rates as of Oct 13, 2026 ET; Dividends compounded daily, credited monthly; Penalties apply for early withdrawals
Rate History
No change since Oct 14, 2026 · 4.10% APY
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
6343 Columbia Pike Ste C, Falls Church, VA 22041
Short-Term Certificate (Share, IRA, ESA) - 12 Months
$0
4.05%
▲ 0.99% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average3.06%▲ 0.99% above avgNationally 2.99%
Details
$1K Minimum APY tier; Rates as of Oct 13, 2026 ET; Dividends compounded daily, credited monthly; Penalties apply for early withdrawals
Rate History
No change since Oct 14, 2026 · 4.05% APY
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
2980 Fairview Park Dr, Falls Church, VA 22042
Bonus Certificates - 12 Month
$0
4.02%
▲ 0.96% above Virginia avg
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.06%▲ 0.96% above avgNationally 2.99%
Details
Rate History
1 change since Sep 14, 2026 · 3.95% → 4.02% ▲ 0.07 pts · high 4.02% / low 3.95%
- Oct 13, 20264.02%▲ from 3.95%
- Sep 14, 20263.95%first recorded
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
2980 Fairview Park Dr, Falls Church, VA 22042
Bonus IRA Certificates - 12 Month
$0
4.02%
▲ 0.96% above Virginia avg
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.06%▲ 0.96% above avgNationally 2.99%
Details
Minimum daily balance to earn APY: $40,000; Early withdrawal penalty may apply
Rate History
2 changes since Sep 14, 2026 · 3.95% → 4.02% ▲ 0.07 pts · high 4.02% / low 3.95%
- Oct 5, 20264.02%▲ from 3.97%
- Sep 25, 20263.97%▲ from 3.95%
- Sep 14, 20263.95%first recorded
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
7501 Leesburg Pike, Falls Church, VA 22043
1-year online CDs
$0
4.00%
▲ 0.94% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▲ 0.94% above avgNationally 2.99%
Details
Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 6 times
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
7501 Leesburg Pike, Falls Church, VA 22043
12 Month Certificate
$0
4.00%
▲ 0.94% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▲ 0.94% above avgNationally 2.99%
Details
Rate History
No change since Oct 7, 2026 · 4.00% APY · checked 2 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
6343 Columbia Pike Ste C, Falls Church, VA 22041
12 Month ESA EasyStart Certificate
$50
4.00%
▲ 0.94% above Virginia avg
▼
Rate3.92%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average3.06%▲ 0.94% above avgNationally 2.99%
Details
Share, IRA, ESA; Rates as of Oct 13, 2026 ET; EasyStart Certificate Rates(Share, IRA, ESA)
Rate History
No change since Oct 6, 2026 · 4.00% APY · checked 3 times
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
2980 Fairview Park Dr, Falls Church, VA 22042
12 Month IRA Certificates
$0
3.86%
▲ 0.80% above Virginia avg
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.06%▲ 0.80% above avgNationally 2.99%
Details
Rate History
No change since Oct 5, 2026 · 3.86% APY · checked 3 times
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
2980 Fairview Park Dr, Falls Church, VA 22042
Certificates - 12 Month
$0
3.86%
▲ 0.80% above Virginia avg
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.06%▲ 0.80% above avgNationally 2.99%
Details
Rate History
2 changes since Sep 14, 2026 · 3.79% → 3.86% ▲ 0.07 pts · high 3.86% / low 3.79%
- Oct 5, 20263.86%▲ from 3.81%
- Sep 25, 20263.81%▲ from 3.79%
- Sep 14, 20263.79%first recorded
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
2980 Fairview Park Dr, Falls Church, VA 22042
Certificates - YOUth Boost 12-Month
$0
3.86%
▲ 0.80% above Virginia avg
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.06%▲ 0.80% above avgNationally 2.99%
Details
Rate History
No change since Oct 13, 2026 · 3.86% APY
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
1226 W Broad St, Falls Church, VA 22046
Jumbo 12 Month Certificate
$0
3.80%
▲ 0.74% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▲ 0.74% above avgNationally 2.99%
Details
Rate History
1 change since Sep 18, 2026 · 3.75% → 3.80% ▲ 0.05 pts · high 3.80% / low 3.75%
- Oct 7, 20263.80%▲ from 3.75%
- Sep 18, 20263.75%first recorded
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
5666 Columbia Pike, Falls Church, VA 22041
12 Month Certificate - Platinum
$500
3.80%
▲ 0.74% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.06%▲ 0.74% above avgNationally 2.99%
Details
Platinum APY; Effective April 17, 2026
Rate History
No change since Oct 12, 2026 · 3.80% APY
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
5666 Columbia Pike, Falls Church, VA 22041
12 Month Share Builder Certificate - Platinum
$25
3.80%
▲ 0.74% above Virginia avg
▼
RateN/A
Min Deposit$25
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.06%▲ 0.74% above avgNationally 2.99%
Details
Platinum APY; Effective April 17, 2026
Rate History
No change since Oct 12, 2026 · 3.80% APY
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
5666 Columbia Pike, Falls Church, VA 22041
Share & IRA Certificate - 12 Month - Platinum
$500
3.80%
▲ 0.74% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.06%▲ 0.74% above avgNationally 2.99%
Details
Platinum APY* program rate; Minimum to Earn Dividends $500; Rates Effective: April 17, 2026
Rate History
No change since Oct 12, 2026 · 3.80% APY
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
1226 W Broad St, Falls Church, VA 22046
12 Month Certificate
$0
3.75%
▲ 0.69% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▲ 0.69% above avgNationally 2.99%
Details
Rate History
1 change since Sep 18, 2026 · 3.70% → 3.75% ▲ 0.05 pts · high 3.75% / low 3.70%
- Oct 7, 20263.75%▲ from 3.70%
- Sep 18, 20263.70%first recorded
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
5666 Columbia Pike, Falls Church, VA 22041
12 Month Certificate
$500
3.70%
▲ 0.64% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.06%▲ 0.64% above avgNationally 2.99%
Details
Standard APY; Effective April 17, 2026
Rate History
No change since Oct 4, 2026 · 3.70% APY · checked 3 times
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
5666 Columbia Pike, Falls Church, VA 22041
12 Month Share Builder Certificate
$25
3.70%
▲ 0.64% above Virginia avg
▼
RateN/A
Min Deposit$25
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.06%▲ 0.64% above avgNationally 2.99%
Details
Standard APY; Effective April 17, 2026
Rate History
No change since Sep 12, 2026 · 3.70% APY · checked 5 times
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
5666 Columbia Pike, Falls Church, VA 22041
Share & IRA Certificate - 12 Month
$500
3.70%
▲ 0.64% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.06%▲ 0.64% above avgNationally 2.99%
Details
Minimum to Earn Dividends $500; Rates Effective: April 17, 2026
Rate History
No change since Sep 20, 2026 · 3.70% APY · checked 5 times
Truist
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
5871 Leesburg Pike, Falls Church, VA 22041
12-month CD
$0
3.25%
▲ 0.19% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▲ 0.19% above avgNationally 2.99%
Details
Special rate for select new CD accounts.
Rate History
No change since Sep 27, 2026 · 3.25% APY · checked 4 times
Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
3300 Gallows Rd, Falls Church, VA 22042
12 Month Share Certificate
$0
3.25%
▲ 0.19% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.06%▲ 0.19% above avgNationally 2.99%
Details
Minimum Balance to Earn APY: $10,000.00; APY subject to change; fees may reduce earnings; penalty may be imposed for early withdrawal
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
3300 Gallows Rd, Falls Church, VA 22042
12 Month Share Certificate
$0
3.00%
▼ 0.06% below Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.06%▼ 0.06% below avgNationally 2.99%
Details
Minimum Balance to Earn APY: $1,000.00; APY subject to change; fees may reduce earnings; penalty may be imposed for early withdrawal
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
United Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
7115 Leesburg Pike, Falls Church, VA 22043
1 Year CD
$500
2.00%
▼ 1.06% below Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▼ 1.06% below avgNationally 2.99%
Details
Rate History
No change since Sep 9, 2026 · 2.00% APY · checked 3 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
5797 Leesburg Pike, Falls Church, VA 22041
1 year Standard Fixed Rate
$2,500
1.51%
▼ 1.55% below Virginia avg
▼
Rate1.50%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▼ 1.55% below avgNationally 2.99%
Details
Balance: $0 - $4,999.99. Early withdrawal penalties may apply.
Rate History
1 change since Sep 14, 2026 · 1.50% → 1.51% ▲ 0.01 pts · high 1.51% / low 1.50%
- Oct 7, 20261.51%▲ from 1.50%
- Sep 14, 20261.50%first recorded
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
5797 Leesburg Pike, Falls Church, VA 22041
1 year Standard Interest Rate
$2,500
1.51%
▼ 1.55% below Virginia avg
▼
Rate1.50%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▼ 1.55% below avgNationally 2.99%
Details
Balance: $0 - $4,999.99; Relationship APY 1.51%
Rate History
No change since Sep 14, 2026 · 1.51% APY · checked 3 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
5797 Leesburg Pike, Falls Church, VA 22041
1 year Standard Fixed Rate
$2,500
1.50%
▼ 1.56% below Virginia avg
▼
Rate1.49%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▼ 1.56% below avgNationally 2.99%
Details
Balance: $0 - $4,999.99. Early withdrawal penalties may apply.
Rate History
No change since Sep 14, 2026 · 1.50% APY · checked 3 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
6198 Arlington Blvd, Falls Church, VA 22044
12 Month - Relationship
$0
1.00%
▼ 2.06% below Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▼ 2.06% below avgNationally 2.99%
Details
Balance: $250.00 - $9,999.99
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 3 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
6198 Arlington Blvd, Falls Church, VA 22044
12 Month Certificate
$0
1.00%
▼ 2.06% below Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▼ 2.06% below avgNationally 2.99%
Details
Balance: $250.00 - $9,999.99
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 7 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
6198 Arlington Blvd, Falls Church, VA 22044
12 Month TD Choice CD
$250
1.00%
▼ 2.06% below Virginia avg
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▼ 2.06% below avgNationally 2.99%
Details
Relationship APY; Balance: $250.00 - $9,999.99
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 4 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
6198 Arlington Blvd, Falls Church, VA 22044
12 Month TD IRA Add-Vantage CD
$0
0.05%
▼ 3.01% below Virginia avg
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▼ 3.01% below avgNationally 2.99%
Details
IRA
Rate History
No change since Sep 27, 2026 · 0.05% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
7267 Arlington Blvd, Falls Church, VA 22042
12 Month Certificate of Deposit
$0
0.03%
▼ 3.03% below Virginia avg
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▼ 3.03% below avgNationally 2.99%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
7267 Arlington Blvd, Falls Church, VA 22042
12 Month Certificate of Deposit
$0
0.02%
▼ 3.04% below Virginia avg
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▼ 3.04% below avgNationally 2.99%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
7267 Arlington Blvd, Falls Church, VA 22042
12 Month Certificate of Deposit
$0
0.01%
▼ 3.05% below Virginia avg
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▼ 3.05% below avgNationally 2.99%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 3 times
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
Flexible Saver - 1 Year Certificate
$100
6.00%
▲ 2.94% above Virginia avg
▼
Rate5.83%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.06%▲ 2.94% above avgNationally 2.99%
Details
Rate History
No change since Sep 20, 2026 · 6.00% APY · checked 5 times
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
Limited-Time 12 Month Term (new external funds required)
$0
5.00%
▲ 1.94% above Virginia avg
▼
Rate4.88%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▲ 1.94% above avgNationally 2.99%
Details
New external funds required
Rate History
No change since Oct 7, 2026 · 5.00% APY · checked 2 times
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
12 Month IRA Certificates
$500
4.50%
▲ 1.44% above Virginia avg
▼
Rate4.41%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.06%▲ 1.44% above avgNationally 2.99%
Details
Early withdrawal penalties may apply. Fees may reduce the investment below the principal held at the beginning of the term.
Rate History
1 change since Sep 24, 2026 · 3.75% → 4.50% ▲ 0.75 pts · high 4.50% / low 3.75%
- Oct 4, 20264.50%▲ from 3.75%
- Sep 24, 20263.75%first recorded
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
Share Certificate - 12 Month
$1,000
4.50%
▲ 1.44% above Virginia avg
▼
Rate4.41%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.06%▲ 1.44% above avgNationally 2.99%
Details
Minimum to open $1,000.00
Rate History
No change since Oct 12, 2026 · 4.50% APY
EagleBank
Institution Rating:
A5.0 ★Texas Ratio: 11.84%
12 Month CD
$1,000
4.45%
▲ 1.39% above Virginia avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▲ 1.39% above avgNationally 2.99%
Details
The Annual Percentage Yield (APY) is accurate as of 09/24/2026. APY assumes interest remains on deposit until maturity date. Penalty for early withdrawal may reduce earnings. Fees may reduce earnings. Rates are subject to change at any time and are not guaranteed until the account is opened.
Rate History
No change since Sep 18, 2026 · 4.45% APY · checked 6 times
EagleBank
Institution Rating:
A5.0 ★Texas Ratio: 11.84%
12 Month Certificate
$1,000
4.45%
▲ 1.39% above Virginia avg
▼
Rate4.35%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▲ 1.39% above avgNationally 2.99%
Details
Rate History
No change since Oct 7, 2026 · 4.45% APY · checked 2 times
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
1 Year Certificate - Special Rate
$1,000
4.40%
▲ 1.34% above Virginia avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.06%▲ 1.34% above avgNationally 2.99%
Details
Special Rate (APY)
Rate History
No change since Oct 12, 2026 · 4.40% APY
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
12 Month CD
$1,000
4.35%
▲ 1.29% above Virginia avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▲ 1.29% above avgNationally 2.99%
Details
New Money CDs
Rate History
No change since Sep 24, 2026 · 4.35% APY · checked 5 times
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
12 Month New Money CD
$1,000
4.35%
▲ 1.29% above Virginia avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▲ 1.29% above avgNationally 2.99%
Details
Exclusively for Premier clients.
Rate History
No change since Sep 27, 2026 · 4.35% APY · checked 4 times
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
12 Month Share Certificate
$100,000
4.35%
▲ 1.29% above Virginia avg
▼
Rate4.26%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.06%▲ 1.29% above avgNationally 2.99%
Details
Rate Effective Date: October 12, 2026
Rate History
1 change since Oct 5, 2026 · 4.25% → 4.35% ▲ 0.10 pts · high 4.35% / low 4.25%
- Oct 13, 20264.35%▲ from 4.25%
- Oct 5, 20264.25%first recorded
Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
12 Month Elite Jumbo CD
$250,000
4.35%
▲ 1.29% above Virginia avg
▼
RateN/A
Min Deposit$250,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.06%▲ 1.29% above avgNationally 2.99%
Details
Rate History
1 change since Sep 21, 2026 · 4.00% → 4.35% ▲ 0.35 pts · high 4.35% / low 4.00%
- Oct 5, 20264.35%▲ from 4.00%
- Sep 21, 20264.00%first recorded
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
12 Month CD
$1,000
4.30%
▲ 1.24% above Virginia avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.06%▲ 1.24% above avgNationally 2.99%
Details
Online CDs
Rate History
No change since Sep 24, 2026 · 4.30% APY · checked 5 times
Falls Church 18 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
SFGI Direct
Institution Rating:
A5.0 ★Texas Ratio: 7.39%
5705 Seminary Rd, Falls Church, VA 22041
18-Month CD
$1,000
4.40%
▲ 1.28% above Virginia avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.12%▲ 1.28% above avgNationally 2.88%
Details
Our highest featured APY, locked in for longer.
Rate History
1 change since Sep 28, 2026 · 4.30% → 4.40% ▲ 0.10 pts · high 4.40% / low 4.30%
- Oct 7, 20264.40%▲ from 4.30%
- Sep 28, 20264.30%first recorded
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
7501 Leesburg Pike, Falls Church, VA 22043
18 Month 360 CDs
$0
4.30%
▲ 1.18% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.12%▲ 1.18% above avgNationally 2.88%
Details
Fixed APY | No minimum balance
Rate History
No change since Sep 18, 2026 · 4.30% APY · checked 4 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
6343 Columbia Pike Ste C, Falls Church, VA 22041
Short-Term Certificate (Share, IRA, ESA) - 18 Months
$0
4.15%
▲ 1.03% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average3.12%▲ 1.03% above avgNationally 2.88%
Details
$100K Minimum APY tier; Rates as of Oct 13, 2026 ET; Dividends compounded daily, credited monthly; Penalties apply for early withdrawals
Rate History
No change since Oct 14, 2026 · 4.15% APY
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
6343 Columbia Pike Ste C, Falls Church, VA 22041
Short-Term Certificate (Share, IRA, ESA) - 18 Months
$0
4.10%
▲ 0.98% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average3.12%▲ 0.98% above avgNationally 2.88%
Details
$1K Minimum APY tier; Rates as of Oct 13, 2026 ET; Dividends compounded daily, credited monthly; Penalties apply for early withdrawals
Rate History
No change since Oct 14, 2026 · 4.10% APY
M&T Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
133 S Washington St, Falls Church, VA 22046
18 MONTH SELECT Certificate of Deposit
$1,000
3.85%
▲ 0.73% above Virginia avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.12%▲ 0.73% above avgNationally 2.88%
Details
Requires a qualifying checking account.
Rate History
No change since Oct 7, 2026 · 3.85% APY · checked 2 times
M&T Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
133 S Washington St, Falls Church, VA 22046
18-Month M&T Select CD
$0
3.85%
▲ 0.73% above Virginia avg
▼
Rate3.78%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.12%▲ 0.73% above avgNationally 2.88%
Details
Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 7 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
6343 Columbia Pike Ste C, Falls Church, VA 22041
18 Month ESA EasyStart Certificate
$50
3.70%
▲ 0.58% above Virginia avg
▼
Rate3.63%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average3.12%▲ 0.58% above avgNationally 2.88%
Details
Share, IRA, ESA; Rates as of Oct 13, 2026 ET; EasyStart Certificate Rates(Share, IRA, ESA)
Rate History
No change since Oct 6, 2026 · 3.70% APY · checked 3 times
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
5666 Columbia Pike, Falls Church, VA 22041
18 Month Certificate - Platinum
$500
3.65%
▲ 0.53% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.12%▲ 0.53% above avgNationally 2.88%
Details
Platinum APY; Effective April 17, 2026
Rate History
No change since Oct 12, 2026 · 3.65% APY
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
5666 Columbia Pike, Falls Church, VA 22041
Share & IRA Certificate - 18 Month - Platinum
$500
3.65%
▲ 0.53% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.12%▲ 0.53% above avgNationally 2.88%
Details
Platinum APY* program rate; Minimum to Earn Dividends $500; Rates Effective: April 17, 2026
Rate History
No change since Oct 12, 2026 · 3.65% APY
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
7501 Leesburg Pike, Falls Church, VA 22043
18 Month Certificate
$0
3.60%
▲ 0.48% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.12%▲ 0.48% above avgNationally 2.88%
Details
Rate History
No change since Oct 7, 2026 · 3.60% APY · checked 2 times
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
5666 Columbia Pike, Falls Church, VA 22041
18 Month Certificate
$500
3.55%
▲ 0.43% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.12%▲ 0.43% above avgNationally 2.88%
Details
Standard APY; Effective April 17, 2026
Rate History
No change since Sep 12, 2026 · 3.55% APY · checked 5 times
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
5666 Columbia Pike, Falls Church, VA 22041
Share & IRA Certificate - 18 Month
$500
3.55%
▲ 0.43% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.12%▲ 0.43% above avgNationally 2.88%
Details
Minimum to Earn Dividends $500; Rates Effective: April 17, 2026
Rate History
1 change since Sep 20, 2026 · 3.65% → 3.55% ▼ 0.10 pts · high 3.65% / low 3.55%
- Oct 4, 20263.55%▼ from 3.65%
- Sep 20, 20263.65%first recorded
Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
3300 Gallows Rd, Falls Church, VA 22042
18 Month Share Certificate
$0
3.25%
▲ 0.13% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.12%▲ 0.13% above avgNationally 2.88%
Details
Minimum Balance to Earn APY: $10,000.00; APY subject to change; fees may reduce earnings; penalty may be imposed for early withdrawal
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
3300 Gallows Rd, Falls Church, VA 22042
18 Month Share Certificate
$0
3.00%
▼ 0.12% below Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.12%▼ 0.12% below avgNationally 2.88%
Details
Minimum Balance to Earn APY: $1,000.00; APY subject to change; fees may reduce earnings; penalty may be imposed for early withdrawal
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
United Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
7115 Leesburg Pike, Falls Church, VA 22043
18 Month CD
$500
1.80%
▼ 1.32% below Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.12%▼ 1.32% below avgNationally 2.88%
Details
Rate History
No change since Sep 9, 2026 · 1.80% APY · checked 3 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
6198 Arlington Blvd, Falls Church, VA 22044
18 Month - Relationship
$0
1.00%
▼ 2.12% below Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.12%▼ 2.12% below avgNationally 2.88%
Details
Balance: $250.00 - $9,999.99
Rate History
No change since Oct 7, 2026 · 1.00% APY · checked 2 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
6198 Arlington Blvd, Falls Church, VA 22044
18 Month Certificate
$0
1.00%
▼ 2.12% below Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.12%▼ 2.12% below avgNationally 2.88%
Details
Balance: $250.00 - $9,999.99
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 6 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
6198 Arlington Blvd, Falls Church, VA 22044
18 Month TD Choice CD
$250
1.00%
▼ 2.12% below Virginia avg
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.12%▼ 2.12% below avgNationally 2.88%
Details
Relationship APY; Balance: $250.00 - $9,999.99
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
7267 Arlington Blvd, Falls Church, VA 22042
18 Month Certificate of Deposit
$0
0.03%
▼ 3.09% below Virginia avg
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.12%▼ 3.09% below avgNationally 2.88%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
7267 Arlington Blvd, Falls Church, VA 22042
18 Month Certificate of Deposit
$0
0.02%
▼ 3.10% below Virginia avg
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.12%▼ 3.10% below avgNationally 2.88%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
7267 Arlington Blvd, Falls Church, VA 22042
18 Month Certificate of Deposit
$0
0.01%
▼ 3.11% below Virginia avg
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.12%▼ 3.11% below avgNationally 2.88%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 3 times
Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
18 Month Jumbo CD
$50,000
4.45%
▲ 1.33% above Virginia avg
▼
RateN/A
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.12%▲ 1.33% above avgNationally 2.88%
Details
Senior
Rate History
2 changes since Sep 21, 2026 · 3.90% → 4.45% ▲ 0.55 pts · high 4.45% / low 3.90%
- Oct 13, 20264.45%▲ from 4.25%
- Oct 5, 20264.25%▲ from 3.90%
- Sep 21, 20263.90%first recorded
EagleBank
Institution Rating:
A5.0 ★Texas Ratio: 11.84%
18 Month CD
$1,000
4.35%
▲ 1.23% above Virginia avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.12%▲ 1.23% above avgNationally 2.88%
Details
The Annual Percentage Yield (APY) is accurate as of 09/24/2026. APY assumes interest remains on deposit until maturity date. Penalty for early withdrawal may reduce earnings. Fees may reduce earnings. Rates are subject to change at any time and are not guaranteed until the account is opened.
Rate History
No change since Sep 18, 2026 · 4.35% APY · checked 6 times
EagleBank
Institution Rating:
A5.0 ★Texas Ratio: 11.84%
18 Month Certificate
$1,000
4.35%
▲ 1.23% above Virginia avg
▼
Rate4.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.12%▲ 1.23% above avgNationally 2.88%
Details
Rate History
No change since Oct 7, 2026 · 4.35% APY · checked 2 times
Merck Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
18 month Certificate
$0
4.35%
▲ 1.23% above Virginia avg
▼
Rate4.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.12%▲ 1.23% above avgNationally 2.88%
Details
Rate History
No change since Sep 25, 2026 · 4.35% APY · checked 4 times
Merck Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
18 month IRA Certificate
$0
4.35%
▲ 1.23% above Virginia avg
▼
Rate4.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.12%▲ 1.23% above avgNationally 2.88%
Details
Rate History
No change since Oct 4, 2026 · 4.35% APY · checked 3 times
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
18 Month Share Certificate
$100,000
4.35%
▲ 1.23% above Virginia avg
▼
Rate4.26%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.12%▲ 1.23% above avgNationally 2.88%
Details
Rate Effective Date: October 12, 2026
Rate History
1 change since Oct 5, 2026 · 3.75% → 4.35% ▲ 0.60 pts · high 4.35% / low 3.75%
- Oct 13, 20264.35%▲ from 3.75%
- Oct 5, 20263.75%first recorded
Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
18 Month Regular CD
$500
4.35%
▲ 1.23% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.12%▲ 1.23% above avgNationally 2.88%
Details
Senior
Rate History
2 changes since Sep 21, 2026 · 3.80% → 4.35% ▲ 0.55 pts · high 4.35% / low 3.80%
- Oct 13, 20264.35%▲ from 4.15%
- Oct 5, 20264.15%▲ from 3.80%
- Sep 21, 20263.80%first recorded
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
Business Share Certificates - 18 Months
$500
4.30%
▲ 1.18% above Virginia avg
▼
Rate4.21%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.12%▲ 1.18% above avgNationally 2.88%
Details
Penalties apply for early withdrawal
Rate History
1 change since Oct 4, 2026 · 4.35% → 4.30% ▼ 0.05 pts · high 4.35% / low 4.30%
- Oct 12, 20264.30%▼ from 4.35%
- Oct 4, 20264.35%first recorded
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
Share Certificates - 18 Months
$500
4.30%
▲ 1.18% above Virginia avg
▼
Rate4.21%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.12%▲ 1.18% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 3.67% → 4.30% ▲ 0.63 pts · high 4.30% / low 3.67%
- Oct 4, 20264.30%▲ from 3.67%
- Sep 14, 20263.67%first recorded
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
Traditional IRA Certificates - 18 Months
$500
4.30%
▲ 1.18% above Virginia avg
▼
Rate4.21%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.12%▲ 1.18% above avgNationally 2.88%
Details
Minimum balance of $500 required; Dividends compounded daily and credited monthly; Penalties apply for early withdrawal; Membership required; IRA Certificates(Traditional, Roth, SEP and Coverdell ESA)
Rate History
No change since Oct 8, 2026 · 4.30% APY · checked 2 times
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
18 Month IRA Certificates
$500
4.25%
▲ 1.13% above Virginia avg
▼
Rate4.17%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.12%▲ 1.13% above avgNationally 2.88%
Details
Early withdrawal penalties may apply. Fees may reduce the investment below the principal held at the beginning of the term.
Rate History
1 change since Sep 24, 2026 · 3.50% → 4.25% ▲ 0.75 pts · high 4.25% / low 3.50%
- Oct 4, 20264.25%▲ from 3.50%
- Sep 24, 20263.50%first recorded
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
Share Certificate - 18 Month
$1,000
4.25%
▲ 1.13% above Virginia avg
▼
Rate4.17%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.12%▲ 1.13% above avgNationally 2.88%
Details
Minimum to open $1,000.00
Rate History
No change since Oct 12, 2026 · 4.25% APY
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
18 Month Share Certificate
$500
4.25%
▲ 1.13% above Virginia avg
▼
Rate4.16%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.12%▲ 1.13% above avgNationally 2.88%
Details
Rate History
1 change since Oct 5, 2026 · 3.75% → 4.25% ▲ 0.50 pts · high 4.25% / low 3.75%
- Oct 13, 20264.25%▲ from 3.75%
- Oct 5, 20263.75%first recorded
Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
18 Month Jumbo CD
$50,000
4.25%
▲ 1.13% above Virginia avg
▼
RateN/A
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.12%▲ 1.13% above avgNationally 2.88%
Details
Rate History
1 change since Sep 21, 2026 · 3.90% → 4.25% ▲ 0.35 pts · high 4.25% / low 3.90%
- Oct 5, 20264.25%▲ from 3.90%
- Sep 21, 20263.90%first recorded
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
IRA Certificates - 18 Month Term
$500
4.25%
▲ 1.13% above Virginia avg
▼
Rate4.18%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average3.12%▲ 1.13% above avgNationally 2.88%
Details
Minimum opening balance $500; Dividend Rate 4.18%; Dividends compounded and credited quarterly; penalty may be imposed for early withdrawal
Rate History
No change since Oct 14, 2026 · 4.25% APY
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
Regular Certificates - 18 Month Term
$500
4.25%
▲ 1.13% above Virginia avg
▼
Rate4.18%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average3.12%▲ 1.13% above avgNationally 2.88%
Details
Minimum opening balance $500; Dividend Rate 4.18%; Dividends compounded and credited quarterly; penalty may be imposed for early withdrawal
Rate History
No change since Oct 14, 2026 · 4.25% APY
Oak View National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
18 MONTH CD
$0
4.15%
▲ 1.03% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.12%▲ 1.03% above avgNationally 2.88%
Details
Rate History
No change since Sep 14, 2026 · 4.15% APY · checked 7 times
Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
18 Month IRA Traditional & Roth CD
$500
4.15%
▲ 1.03% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.12%▲ 1.03% above avgNationally 2.88%
Details
Rate History
1 change since Sep 21, 2026 · 3.80% → 4.15% ▲ 0.35 pts · high 4.15% / low 3.80%
- Oct 13, 20264.15%▲ from 3.80%
- Sep 21, 20263.80%first recorded
Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
18 Month Regular CD
$500
4.15%
▲ 1.03% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.12%▲ 1.03% above avgNationally 2.88%
Details
Rate History
1 change since Sep 21, 2026 · 3.80% → 4.15% ▲ 0.35 pts · high 4.15% / low 3.80%
- Oct 5, 20264.15%▲ from 3.80%
- Sep 21, 20263.80%first recorded
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
18 Month Certificate
$1,000
4.10%
▲ 0.98% above Virginia avg
▼
Rate4.03%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.12%▲ 0.98% above avgNationally 2.88%
Details
Paid monthly
Rate History
1 change since Sep 14, 2026 · 3.45% → 4.10% ▲ 0.65 pts · high 4.10% / low 3.45%
- Oct 5, 20264.10%▲ from 3.45%
- Sep 14, 20263.45%first recorded
Chesapeake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
18 month Certificate
$0
4.00%
▲ 0.88% above Virginia avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.12%▲ 0.88% above avgNationally 2.88%
Details
Certificate ($1,000 minimum balance)
Rate History
No change since Sep 8, 2026 · 4.00% APY · checked 8 times
MainStreet Bank
Institution Rating:
B-4.4 ★Texas Ratio: 22.15%
18 Month CD
$500
3.90%
▲ 0.78% above Virginia avg
▼
Rate3.83%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.12%▲ 0.78% above avgNationally 2.88%
Details
Rate History
No change since Sep 18, 2026 · 3.90% APY · checked 6 times
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.99%
Share and IRA Certificate - 18 Month
$500
3.85%
▲ 0.73% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.12%▲ 0.73% above avgNationally 2.88%
Details
Minimum Balance to Open and Earn APY; Share/IRA/Roth/ESA
Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 3 times
Beach Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
18 Month Share Certificate
$0
3.82%
▲ 0.70% above Virginia avg
▼
Rate3.77%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.12%▲ 0.70% above avgNationally 2.88%
Details
Balance: $10,000.00 minimum; Effective Date: January 27, 2026
Rate History
No change since Sep 21, 2026 · 3.82% APY · checked 4 times
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.63%
18-Month Certificate
$0
3.81%
▲ 0.69% above Virginia avg
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.12%▲ 0.69% above avgNationally 2.88%
Details
Balance: $25,000.00 and over
Rate History
1 change since Sep 14, 2026 · 3.75% → 3.81% ▲ 0.06 pts · high 3.81% / low 3.75%
- Oct 9, 20263.81%▲ from 3.75%
- Sep 14, 20263.75%first recorded
Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
Share Certificates - 18 Months
$500
3.80%
▲ 0.68% above Virginia avg
▼
Rate3.73%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.12%▲ 0.68% above avgNationally 2.88%
Details
Rate History
No change since Sep 25, 2026 · 3.80% APY · checked 4 times
ABNB Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
IRA Certificate - 18 Months (Reg/Roth/Educ)
$1,000
3.80%
▲ 0.68% above Virginia avg
▼
Rate3.73%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.12%▲ 0.68% above avgNationally 2.88%
Details
Early withdrawal penalty may apply to all certificates at 15-day x original term of dividends on amount withdrawn.
Rate History
1 change since Sep 18, 2026 · 3.05% → 3.80% ▲ 0.75 pts · high 3.80% / low 3.05%
- Sep 25, 20263.80%▲ from 3.05%
- Sep 18, 20263.05%first recorded
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
18 Month CD Specials - Regular
$0
3.80%
▲ 0.68% above Virginia avg
▼
Rate3.74%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average3.12%▲ 0.68% above avgNationally 2.88%
Details
Regular APY
Rate History
No change since Oct 14, 2026 · 3.80% APY
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
18 Month IRA CD Specials - Regular APY
$0
3.80%
▲ 0.68% above Virginia avg
▼
Rate3.74%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average3.12%▲ 0.68% above avgNationally 2.88%
Details
Regular APY; Dividend Rate 3.74%
Rate History
No change since Oct 14, 2026 · 3.80% APY
Falls Church 24 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
NASA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
1130 W Broad St, Falls Church, VA 22046 2114
24 Month Share Certificate
$0
4.40%
▲ 1.47% above Virginia avg
▼
Rate4.31%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.93%▲ 1.47% above avgNationally 2.88%
Details
Balance: $1,000
Rate History
1 change since Sep 18, 2026 · 4.10% → 4.40% ▲ 0.30 pts · high 4.40% / low 4.10%
- Sep 27, 20264.40%▲ from 4.10%
- Sep 18, 20264.10%first recorded
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
7501 Leesburg Pike, Falls Church, VA 22043
24 Month 360 CDs
$0
4.30%
▲ 1.37% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.93%▲ 1.37% above avgNationally 2.88%
Details
Fixed APY | No minimum balance
Rate History
No change since Sep 18, 2026 · 4.30% APY · checked 4 times
NASA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
1130 W Broad St, Falls Church, VA 22046 2114
24 Month Share Certificate
$0
4.30%
▲ 1.37% above Virginia avg
▼
Rate4.22%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.93%▲ 1.37% above avgNationally 2.88%
Details
Bump Rate; Balance: $1,000
Rate History
1 change since Sep 18, 2026 · 4.10% → 4.30% ▲ 0.20 pts · high 4.30% / low 4.10%
- Sep 27, 20264.30%▲ from 4.10%
- Sep 18, 20264.10%first recorded
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
2980 Fairview Park Dr, Falls Church, VA 22042
Bonus Certificates - 24 Month
$0
4.02%
▲ 1.09% above Virginia avg
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.93%▲ 1.09% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 3.96% → 4.02% ▲ 0.06 pts · high 4.02% / low 3.96%
- Oct 13, 20264.02%▲ from 3.96%
- Sep 14, 20263.96%first recorded
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
2980 Fairview Park Dr, Falls Church, VA 22042
Bonus IRA Certificates - 24 Month
$0
4.02%
▲ 1.09% above Virginia avg
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.93%▲ 1.09% above avgNationally 2.88%
Details
Minimum daily balance to earn APY: $40,000; Early withdrawal penalty may apply
Rate History
2 changes since Sep 14, 2026 · 3.96% → 4.02% ▲ 0.06 pts · high 4.02% / low 3.96%
- Oct 13, 20264.02%▲ from 3.97%
- Sep 25, 20263.97%▲ from 3.96%
- Sep 14, 20263.96%first recorded
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
2980 Fairview Park Dr, Falls Church, VA 22042
Certificates - 24 Month
$0
3.86%
▲ 0.93% above Virginia avg
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.93%▲ 0.93% above avgNationally 2.88%
Details
Rate History
2 changes since Sep 14, 2026 · 3.80% → 3.86% ▲ 0.06 pts · high 3.86% / low 3.80%
- Oct 9, 20263.86%▲ from 3.81%
- Sep 25, 20263.81%▲ from 3.80%
- Sep 14, 20263.80%first recorded
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
2980 Fairview Park Dr, Falls Church, VA 22042
24 Month IRA Certificates
$0
3.82%
▲ 0.89% above Virginia avg
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.93%▲ 0.89% above avgNationally 2.88%
Details
Rate History
1 change since Oct 5, 2026 · 3.81% → 3.82% ▲ 0.01 pts · high 3.82% / low 3.81%
- Oct 9, 20263.82%▲ from 3.81%
- Oct 5, 20263.81%first recorded
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
1226 W Broad St, Falls Church, VA 22046
24 Month Certificate
$0
3.75%
▲ 0.82% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.93%▲ 0.82% above avgNationally 2.88%
Details
Rate History
1 change since Sep 18, 2026 · 3.70% → 3.75% ▲ 0.05 pts · high 3.75% / low 3.70%
- Oct 7, 20263.75%▲ from 3.70%
- Sep 18, 20263.70%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
6343 Columbia Pike Ste C, Falls Church, VA 22041
Short-Term Certificate (Share, IRA, ESA) - 24 Months
$0
3.70%
▲ 0.77% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average2.93%▲ 0.77% above avgNationally 2.88%
Details
$100K Minimum APY tier; Rates as of Oct 13, 2026 ET; Dividends compounded daily, credited monthly; Penalties apply for early withdrawals
Rate History
No change since Oct 14, 2026 · 3.70% APY
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
5666 Columbia Pike, Falls Church, VA 22041
24 Month Certificate - Platinum
$500
3.70%
▲ 0.77% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.93%▲ 0.77% above avgNationally 2.88%
Details
Platinum APY; Effective April 17, 2026
Rate History
No change since Oct 12, 2026 · 3.70% APY
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
5666 Columbia Pike, Falls Church, VA 22041
Share & IRA Certificate - 24 Month - Platinum
$500
3.70%
▲ 0.77% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.93%▲ 0.77% above avgNationally 2.88%
Details
Platinum APY* program rate; Minimum to Earn Dividends $500; Rates Effective: April 17, 2026
Rate History
No change since Oct 12, 2026 · 3.70% APY
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
6343 Columbia Pike Ste C, Falls Church, VA 22041
Short-Term Certificate (Share, IRA, ESA) - 24 Months
$0
3.66%
▲ 0.73% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average2.93%▲ 0.73% above avgNationally 2.88%
Details
$1K Minimum APY tier; Rates as of Oct 13, 2026 ET; Dividends compounded daily, credited monthly; Penalties apply for early withdrawals
Rate History
No change since Oct 14, 2026 · 3.66% APY
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
6343 Columbia Pike Ste C, Falls Church, VA 22041
24 Month ESA EasyStart Certificate
$50
3.60%
▲ 0.67% above Virginia avg
▼
Rate3.54%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average2.93%▲ 0.67% above avgNationally 2.88%
Details
Share, IRA, ESA; Rates as of Oct 13, 2026 ET; EasyStart Certificate Rates(Share, IRA, ESA)
Rate History
No change since Oct 6, 2026 · 3.60% APY · checked 3 times
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
5666 Columbia Pike, Falls Church, VA 22041
24 Month Certificate
$500
3.60%
▲ 0.67% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.93%▲ 0.67% above avgNationally 2.88%
Details
Standard APY; Effective April 17, 2026
Rate History
No change since Sep 25, 2026 · 3.60% APY · checked 4 times
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
5666 Columbia Pike, Falls Church, VA 22041
Share & IRA Certificate - 24 Month
$500
3.60%
▲ 0.67% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.93%▲ 0.67% above avgNationally 2.88%
Details
Minimum to Earn Dividends $500; Rates Effective: April 17, 2026
Rate History
No change since Sep 20, 2026 · 3.60% APY · checked 4 times
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
7501 Leesburg Pike, Falls Church, VA 22043
24 Month Certificate
$0
3.50%
▲ 0.57% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.93%▲ 0.57% above avgNationally 2.88%
Details
Rate History
No change since Oct 7, 2026 · 3.50% APY · checked 2 times
Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
3300 Gallows Rd, Falls Church, VA 22042
24 Month Share Certificate
$0
3.35%
▲ 0.42% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.93%▲ 0.42% above avgNationally 2.88%
Details
Minimum Balance to Earn APY: $10,000.00; APY subject to change; fees may reduce earnings; penalty may be imposed for early withdrawal
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 7 times
Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
3300 Gallows Rd, Falls Church, VA 22042
24 Month Share Certificate
$0
3.25%
▲ 0.32% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.93%▲ 0.32% above avgNationally 2.88%
Details
Minimum Balance to Earn APY: $1,000.00; APY subject to change; fees may reduce earnings; penalty may be imposed for early withdrawal
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
United Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
7115 Leesburg Pike, Falls Church, VA 22043
2 Year CD
$500
1.80%
▼ 1.13% below Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.93%▼ 1.13% below avgNationally 2.88%
Details
Rate History
No change since Sep 9, 2026 · 1.80% APY · checked 3 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
6198 Arlington Blvd, Falls Church, VA 22044
24 Month Certificate
$0
1.00%
▼ 1.93% below Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.93%▼ 1.93% below avgNationally 2.88%
Details
Balance: $250.00 - $9,999.99
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 6 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
6198 Arlington Blvd, Falls Church, VA 22044
24 Month TD Choice CD
$250
1.00%
▼ 1.93% below Virginia avg
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.93%▼ 1.93% below avgNationally 2.88%
Details
Relationship APY; Balance: $250.00 - $9,999.99
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
7267 Arlington Blvd, Falls Church, VA 22042
24 Month Certificate of Deposit
$0
0.03%
▼ 2.90% below Virginia avg
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.93%▼ 2.90% below avgNationally 2.88%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
7267 Arlington Blvd, Falls Church, VA 22042
24 Month Certificate of Deposit
$0
0.02%
▼ 2.91% below Virginia avg
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.93%▼ 2.91% below avgNationally 2.88%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
7267 Arlington Blvd, Falls Church, VA 22042
24 Month Certificate of Deposit
$0
0.01%
▼ 2.92% below Virginia avg
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.93%▼ 2.92% below avgNationally 2.88%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 3 times
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
24 Month CD
$1,000
4.45%
▲ 1.52% above Virginia avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.93%▲ 1.52% above avgNationally 2.88%
Details
New Money CDs
Rate History
No change since Sep 24, 2026 · 4.45% APY · checked 5 times
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
24 Month New Money CD
$1,000
4.45%
▲ 1.52% above Virginia avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.93%▲ 1.52% above avgNationally 2.88%
Details
Exclusively for Premier clients.
Rate History
No change since Sep 27, 2026 · 4.45% APY · checked 4 times
Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
24 Month Elite Jumbo CD
$250,000
4.45%
▲ 1.52% above Virginia avg
▼
RateN/A
Min Deposit$250,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.93%▲ 1.52% above avgNationally 2.88%
Details
Rate History
1 change since Sep 21, 2026 · 4.10% → 4.45% ▲ 0.35 pts · high 4.45% / low 4.10%
- Oct 5, 20264.45%▲ from 4.10%
- Sep 21, 20264.10%first recorded
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
24 Month CD
$1,000
4.40%
▲ 1.47% above Virginia avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.93%▲ 1.47% above avgNationally 2.88%
Details
Online CDs
Rate History
No change since Sep 24, 2026 · 4.40% APY · checked 5 times
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
24 Month Online CD
$1,000
4.40%
▲ 1.47% above Virginia avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.93%▲ 1.47% above avgNationally 2.88%
Details
Minimum balance to open and obtain APY is $1000.
Rate History
No change since Sep 27, 2026 · 4.40% APY · checked 4 times
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
2 Year Certificate - Special Rate
$1,000
4.40%
▲ 1.47% above Virginia avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.93%▲ 1.47% above avgNationally 2.88%
Details
Special Rate (APY)
Rate History
No change since Oct 12, 2026 · 4.40% APY
EagleBank
Institution Rating:
A5.0 ★Texas Ratio: 11.84%
24 Month CD
$1,000
4.35%
▲ 1.42% above Virginia avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.93%▲ 1.42% above avgNationally 2.88%
Details
The Annual Percentage Yield (APY) is accurate as of 09/24/2026. APY assumes interest remains on deposit until maturity date. Penalty for early withdrawal may reduce earnings. Fees may reduce earnings. Rates are subject to change at any time and are not guaranteed until the account is opened.
Rate History
No change since Sep 18, 2026 · 4.35% APY · checked 6 times
EagleBank
Institution Rating:
A5.0 ★Texas Ratio: 11.84%
24 Month Certificate
$1,000
4.35%
▲ 1.42% above Virginia avg
▼
Rate4.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.93%▲ 1.42% above avgNationally 2.88%
Details
Rate History
No change since Oct 7, 2026 · 4.35% APY · checked 2 times
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
Business Share Certificates - 24 Months
$500
4.35%
▲ 1.42% above Virginia avg
▼
Rate4.26%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.93%▲ 1.42% above avgNationally 2.88%
Details
Penalties apply for early withdrawal
Rate History
No change since Oct 4, 2026 · 4.35% APY · checked 2 times
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
Share Certificates - 24 Months
$500
4.35%
▲ 1.42% above Virginia avg
▼
Rate4.26%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.93%▲ 1.42% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 3.67% → 4.35% ▲ 0.68 pts · high 4.35% / low 3.67%
- Oct 4, 20264.35%▲ from 3.67%
- Sep 14, 20263.67%first recorded
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
Traditional IRA Certificates - 24 Months
$500
4.35%
▲ 1.42% above Virginia avg
▼
Rate4.26%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.93%▲ 1.42% above avgNationally 2.88%
Details
Minimum balance of $500 required; Dividends compounded daily and credited monthly; Penalties apply for early withdrawal; Membership required; IRA Certificates(Traditional, Roth, SEP and Coverdell ESA)
Rate History
No change since Oct 8, 2026 · 4.35% APY · checked 2 times
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
24 Month Share Certificate
$100,000
4.35%
▲ 1.42% above Virginia avg
▼
Rate4.26%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.93%▲ 1.42% above avgNationally 2.88%
Details
Rate Effective Date: October 12, 2026
Rate History
1 change since Oct 5, 2026 · 3.80% → 4.35% ▲ 0.55 pts · high 4.35% / low 3.80%
- Oct 13, 20264.35%▲ from 3.80%
- Oct 5, 20263.80%first recorded
Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
24 Month Jumbo CD
$50,000
4.30%
▲ 1.37% above Virginia avg
▼
RateN/A
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.93%▲ 1.37% above avgNationally 2.88%
Details
Rate History
1 change since Sep 21, 2026 · 3.95% → 4.30% ▲ 0.35 pts · high 4.30% / low 3.95%
- Oct 5, 20264.30%▲ from 3.95%
- Sep 21, 20263.95%first recorded
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
Share Certificate - 24 Month
$1,000
4.25%
▲ 1.32% above Virginia avg
▼
Rate4.17%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.93%▲ 1.32% above avgNationally 2.88%
Details
Minimum to open $1,000.00
Rate History
No change since Oct 12, 2026 · 4.25% APY
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
24 Month Share Certificate
$500
4.25%
▲ 1.32% above Virginia avg
▼
Rate4.16%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.93%▲ 1.32% above avgNationally 2.88%
Details
Rate History
1 change since Oct 5, 2026 · 3.80% → 4.25% ▲ 0.45 pts · high 4.25% / low 3.80%
- Oct 13, 20264.25%▲ from 3.80%
- Oct 5, 20263.80%first recorded
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
IRA Certificates - 2 Year Term
$500
4.25%
▲ 1.32% above Virginia avg
▼
Rate4.18%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average2.93%▲ 1.32% above avgNationally 2.88%
Details
Minimum opening balance $500; Dividend Rate 4.18%; Dividends compounded and credited quarterly; penalty may be imposed for early withdrawal
Rate History
No change since Oct 14, 2026 · 4.25% APY
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
Regular Certificates - 2 Year Term
$500
4.25%
▲ 1.32% above Virginia avg
▼
Rate4.18%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average2.93%▲ 1.32% above avgNationally 2.88%
Details
Minimum opening balance $500; Dividend Rate 4.18%; Dividends compounded and credited quarterly; penalty may be imposed for early withdrawal
Rate History
No change since Oct 14, 2026 · 4.25% APY
Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
2 Year IRA Traditional & Roth CD
$500
4.20%
▲ 1.27% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.93%▲ 1.27% above avgNationally 2.88%
Details
Rate History
1 change since Sep 21, 2026 · 3.85% → 4.20% ▲ 0.35 pts · high 4.20% / low 3.85%
- Oct 13, 20264.20%▲ from 3.85%
- Sep 21, 20263.85%first recorded
Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
24 Month Regular CD
$500
4.20%
▲ 1.27% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.93%▲ 1.27% above avgNationally 2.88%
Details
Rate History
1 change since Sep 21, 2026 · 3.85% → 4.20% ▲ 0.35 pts · high 4.20% / low 3.85%
- Oct 5, 20264.20%▲ from 3.85%
- Sep 21, 20263.85%first recorded
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
24 Month Certificate
$1,000
4.15%
▲ 1.22% above Virginia avg
▼
Rate4.07%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.93%▲ 1.22% above avgNationally 2.88%
Details
Paid monthly
Rate History
1 change since Sep 14, 2026 · 3.45% → 4.15% ▲ 0.70 pts · high 4.15% / low 3.45%
- Oct 5, 20264.15%▲ from 3.45%
- Sep 14, 20263.45%first recorded
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
24 Month Share Certificate
$500
4.13%
▲ 1.20% above Virginia avg
▼
Rate4.05%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average2.93%▲ 1.20% above avgNationally 2.88%
Details
Balance: $1M+
Rate History
No change since Sep 14, 2026 · 4.13% APY · checked 6 times
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
IRA Certificate - 24 Months
$500
4.13%
▲ 1.20% above Virginia avg
▼
Rate4.05%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average2.93%▲ 1.20% above avgNationally 2.88%
Details
Minimum $500 deposit required for IRA certificate accounts; Penalties may apply for early withdrawals from IRA certificate accounts
Rate History
No change since Sep 22, 2026 · 4.13% APY · checked 3 times
Loudoun Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Share Certificate - 24 Months
$1,000
4.06%
▲ 1.13% above Virginia avg
▼
Rate4.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.93%▲ 1.13% above avgNationally 2.88%
Details
Dividends calculated on Daily Balance method, compounded and paid Quarterly; CD withdrawal penalties: up to 1 year: 90 days interest, over 1 year: 180 days interest
Rate History
1 change since Sep 18, 2026 · 3.80% → 4.06% ▲ 0.26 pts · high 4.06% / low 3.80%
- Oct 13, 20264.06%▲ from 3.80%
- Sep 18, 20263.80%first recorded
Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
1 - 2 Year Business Investment Certificate - Jumbo
$100,000
4.05%
▲ 1.12% above Virginia avg
▼
Rate3.98%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average2.93%▲ 1.12% above avgNationally 2.88%
Details
$100k; Term: 1 to 2 Years (365 to 729 days); Early Withdrawal Penalty: 180 Days' Dividends
Rate History
No change since Oct 14, 2026 · 4.05% APY
Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
1 - 2 Year Investment Certificate - Jumbo
$0
4.05%
▲ 1.12% above Virginia avg
▼
Rate3.98%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average2.93%▲ 1.12% above avgNationally 2.88%
Details
Term: 1 to 2 Years (365 to 729 days); Jumbo ($100k Minimum); Early Withdrawal Penalty: 90 Days' Dividends
Rate History
No change since Oct 14, 2026 · 4.05% APY
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
2 Year Certificate
$1,000
4.00%
▲ 1.07% above Virginia avg
▼
Rate3.92%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.93%▲ 1.07% above avgNationally 2.88%
Details
Rate History
1 change since Sep 20, 2026 · 3.60% → 4.00% ▲ 0.40 pts · high 4.00% / low 3.60%
- Oct 4, 20264.00%▲ from 3.60%
- Sep 20, 20263.60%first recorded
Falls Church 36 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
NASA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
1130 W Broad St, Falls Church, VA 22046 2114
36 Month Share Certificate
$0
4.45%
▲ 1.55% above Virginia avg
▼
Rate4.36%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.90%▲ 1.55% above avgNationally 2.81%
Details
Balance: $1,000
Rate History
1 change since Sep 18, 2026 · 4.15% → 4.45% ▲ 0.30 pts · high 4.45% / low 4.15%
- Sep 27, 20264.45%▲ from 4.15%
- Sep 18, 20264.15%first recorded
NASA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
1130 W Broad St, Falls Church, VA 22046 2114
36 Month Share Certificate
$0
4.35%
▲ 1.45% above Virginia avg
▼
Rate4.27%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.90%▲ 1.45% above avgNationally 2.81%
Details
Bump Rate; Balance: $1,000
Rate History
1 change since Sep 18, 2026 · 4.15% → 4.35% ▲ 0.20 pts · high 4.35% / low 4.15%
- Sep 27, 20264.35%▲ from 4.15%
- Sep 18, 20264.15%first recorded
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
7501 Leesburg Pike, Falls Church, VA 22043
36 Month 360 CDs
$0
4.30%
▲ 1.40% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.90%▲ 1.40% above avgNationally 2.81%
Details
Fixed APY | No minimum balance
Rate History
No change since Sep 18, 2026 · 4.30% APY · checked 4 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
6343 Columbia Pike Ste C, Falls Church, VA 22041
3 Year ESA Long-Term Certificate
$0
4.15%
▲ 1.25% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average2.90%▲ 1.25% above avgNationally 2.81%
Details
Balance: $100K Minimum APY; Rates as of Oct 13, 2026 ET; Long-Term Certificate Rates(Share, IRA, ESA)
Rate History
No change since Sep 30, 2026 · 4.15% APY · checked 4 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
6343 Columbia Pike Ste C, Falls Church, VA 22041
3 Year ESA Long-Term Certificate
$0
4.10%
▲ 1.20% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average2.90%▲ 1.20% above avgNationally 2.81%
Details
Balance: $1K Minimum APY; Rates as of Oct 13, 2026 ET; Long-Term Certificate Rates(Share, IRA, ESA)
Rate History
No change since Sep 30, 2026 · 4.10% APY · checked 4 times
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
2980 Fairview Park Dr, Falls Church, VA 22042
Bonus Certificates - 36 Month
$0
4.02%
▲ 1.12% above Virginia avg
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.90%▲ 1.12% above avgNationally 2.81%
Details
Rate History
1 change since Sep 14, 2026 · 3.91% → 4.02% ▲ 0.11 pts · high 4.02% / low 3.91%
- Oct 13, 20264.02%▲ from 3.91%
- Sep 14, 20263.91%first recorded
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
2980 Fairview Park Dr, Falls Church, VA 22042
Bonus IRA Certificates - 36 Month
$0
4.02%
▲ 1.12% above Virginia avg
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.90%▲ 1.12% above avgNationally 2.81%
Details
Minimum daily balance to earn APY: $40,000; Early withdrawal penalty may apply
Rate History
2 changes since Sep 14, 2026 · 3.91% → 4.02% ▲ 0.11 pts · high 4.02% / low 3.91%
- Oct 13, 20264.02%▲ from 3.97%
- Sep 25, 20263.97%▲ from 3.91%
- Sep 14, 20263.91%first recorded
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
2980 Fairview Park Dr, Falls Church, VA 22042
36 Month IRA Certificates
$0
3.86%
▲ 0.96% above Virginia avg
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.90%▲ 0.96% above avgNationally 2.81%
Details
Rate History
1 change since Oct 5, 2026 · 3.81% → 3.86% ▲ 0.05 pts · high 3.86% / low 3.81%
- Oct 9, 20263.86%▲ from 3.81%
- Oct 5, 20263.81%first recorded
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
2980 Fairview Park Dr, Falls Church, VA 22042
Certificates - 36 Month
$0
3.86%
▲ 0.96% above Virginia avg
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.90%▲ 0.96% above avgNationally 2.81%
Details
Rate History
2 changes since Sep 14, 2026 · 3.76% → 3.86% ▲ 0.10 pts · high 3.86% / low 3.76%
- Oct 9, 20263.86%▲ from 3.81%
- Sep 21, 20263.81%▲ from 3.76%
- Sep 14, 20263.76%first recorded
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
1226 W Broad St, Falls Church, VA 22046
Jumbo 36 Month Certificate
$0
3.80%
▲ 0.90% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.90%▲ 0.90% above avgNationally 2.81%
Details
Rate History
1 change since Sep 18, 2026 · 3.75% → 3.80% ▲ 0.05 pts · high 3.80% / low 3.75%
- Oct 7, 20263.80%▲ from 3.75%
- Sep 18, 20263.75%first recorded
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
1226 W Broad St, Falls Church, VA 22046
36 Month Certificate
$0
3.75%
▲ 0.85% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.90%▲ 0.85% above avgNationally 2.81%
Details
Rate History
1 change since Sep 18, 2026 · 3.70% → 3.75% ▲ 0.05 pts · high 3.75% / low 3.70%
- Oct 7, 20263.75%▲ from 3.70%
- Sep 18, 20263.70%first recorded
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
5666 Columbia Pike, Falls Church, VA 22041
36 Month Certificate - Platinum
$500
3.65%
▲ 0.75% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.90%▲ 0.75% above avgNationally 2.81%
Details
Platinum APY; Effective April 17, 2026
Rate History
No change since Oct 12, 2026 · 3.65% APY
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
5666 Columbia Pike, Falls Church, VA 22041
Share & IRA Certificate - 36 Month - Platinum
$500
3.65%
▲ 0.75% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.90%▲ 0.75% above avgNationally 2.81%
Details
Platinum APY* program rate; Minimum to Earn Dividends $500; Rates Effective: April 17, 2026
Rate History
No change since Oct 12, 2026 · 3.65% APY
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
5666 Columbia Pike, Falls Church, VA 22041
36 Month Certificate
$500
3.55%
▲ 0.65% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.90%▲ 0.65% above avgNationally 2.81%
Details
Standard APY; Effective April 17, 2026
Rate History
No change since Sep 12, 2026 · 3.55% APY · checked 5 times
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
5666 Columbia Pike, Falls Church, VA 22041
Share & IRA Certificate - 36 Month
$500
3.55%
▲ 0.65% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.90%▲ 0.65% above avgNationally 2.81%
Details
Minimum to Earn Dividends $500; Rates Effective: April 17, 2026
Rate History
No change since Sep 20, 2026 · 3.55% APY · checked 4 times
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
7501 Leesburg Pike, Falls Church, VA 22043
36 Month Certificate
$0
3.50%
▲ 0.60% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.90%▲ 0.60% above avgNationally 2.81%
Details
Rate History
No change since Oct 7, 2026 · 3.50% APY · checked 2 times
Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
3300 Gallows Rd, Falls Church, VA 22042
36 Month Share Certificate
$0
3.35%
▲ 0.45% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.90%▲ 0.45% above avgNationally 2.81%
Details
Minimum Balance to Earn APY: $10,000.00; APY subject to change; fees may reduce earnings; penalty may be imposed for early withdrawal
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 7 times
Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
3300 Gallows Rd, Falls Church, VA 22042
36 Month Share Certificate
$0
3.25%
▲ 0.35% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.90%▲ 0.35% above avgNationally 2.81%
Details
Minimum Balance to Earn APY: $1,000.00; APY subject to change; fees may reduce earnings; penalty may be imposed for early withdrawal
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
United Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
7115 Leesburg Pike, Falls Church, VA 22043
3 Year CD
$500
1.85%
▼ 1.05% below Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.90%▼ 1.05% below avgNationally 2.81%
Details
Rate History
No change since Sep 9, 2026 · 1.85% APY · checked 3 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
6198 Arlington Blvd, Falls Church, VA 22044
3 Year Certificate
$0
1.00%
▼ 1.90% below Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.90%▼ 1.90% below avgNationally 2.81%
Details
Balance: $250.00 - $9,999.99
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 5 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
6198 Arlington Blvd, Falls Church, VA 22044
3 Year TD Choice CD
$250
1.00%
▼ 1.90% below Virginia avg
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.90%▼ 1.90% below avgNationally 2.81%
Details
Relationship APY; Balance: $250.00 - $9,999.99
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
7267 Arlington Blvd, Falls Church, VA 22042
36 Month Certificate of Deposit
$0
0.03%
▼ 2.87% below Virginia avg
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.90%▼ 2.87% below avgNationally 2.81%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
7267 Arlington Blvd, Falls Church, VA 22042
36 Month Certificate of Deposit
$0
0.02%
▼ 2.88% below Virginia avg
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.90%▼ 2.88% below avgNationally 2.81%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
7267 Arlington Blvd, Falls Church, VA 22042
36 Month Certificate of Deposit
$0
0.01%
▼ 2.89% below Virginia avg
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.90%▼ 2.89% below avgNationally 2.81%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 3 times
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
36 Month Share Certificate
$500
4.59%
▲ 1.69% above Virginia avg
▼
Rate4.50%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average2.90%▲ 1.69% above avgNationally 2.81%
Details
Balance: $1M+
Rate History
No change since Sep 14, 2026 · 4.59% APY · checked 6 times
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
IRA Certificate - 36 Months
$500
4.59%
▲ 1.69% above Virginia avg
▼
Rate4.50%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average2.90%▲ 1.69% above avgNationally 2.81%
Details
Minimum $500 deposit required for IRA certificate accounts; Penalties may apply for early withdrawals from IRA certificate accounts
Rate History
No change since Sep 22, 2026 · 4.59% APY · checked 3 times
Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
36 Month Elite Jumbo CD
$250,000
4.50%
▲ 1.60% above Virginia avg
▼
RateN/A
Min Deposit$250,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.90%▲ 1.60% above avgNationally 2.81%
Details
Rate History
1 change since Sep 21, 2026 · 4.15% → 4.50% ▲ 0.35 pts · high 4.50% / low 4.15%
- Oct 5, 20264.50%▲ from 4.15%
- Sep 21, 20264.15%first recorded
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
3 Year Certificate - Special Rate
$1,000
4.40%
▲ 1.50% above Virginia avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.90%▲ 1.50% above avgNationally 2.81%
Details
Special Rate (APY)
Rate History
No change since Oct 12, 2026 · 4.40% APY
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
36 Month Share Certificate
$100,000
4.40%
▲ 1.50% above Virginia avg
▼
Rate4.31%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.90%▲ 1.50% above avgNationally 2.81%
Details
Rate Effective Date: October 12, 2026
Rate History
1 change since Oct 5, 2026 · 3.80% → 4.40% ▲ 0.60 pts · high 4.40% / low 3.80%
- Oct 13, 20264.40%▲ from 3.80%
- Oct 5, 20263.80%first recorded
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
Business Share Certificates - 36 Months
$500
4.35%
▲ 1.45% above Virginia avg
▼
Rate4.26%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.90%▲ 1.45% above avgNationally 2.81%
Details
Penalties apply for early withdrawal
Rate History
No change since Oct 4, 2026 · 4.35% APY · checked 2 times
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
Share Certificates - 36 Months
$500
4.35%
▲ 1.45% above Virginia avg
▼
Rate4.26%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.90%▲ 1.45% above avgNationally 2.81%
Details
Rate History
1 change since Sep 14, 2026 · 3.82% → 4.35% ▲ 0.53 pts · high 4.35% / low 3.82%
- Oct 4, 20264.35%▲ from 3.82%
- Sep 14, 20263.82%first recorded
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
Traditional IRA Certificates - 36 Months
$500
4.35%
▲ 1.45% above Virginia avg
▼
Rate4.26%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.90%▲ 1.45% above avgNationally 2.81%
Details
Minimum balance of $500 required; Dividends compounded daily and credited monthly; Penalties apply for early withdrawal; Membership required; IRA Certificates(Traditional, Roth, SEP and Coverdell ESA)
Rate History
No change since Oct 8, 2026 · 4.35% APY · checked 2 times
Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
36 Month Jumbo CD
$50,000
4.35%
▲ 1.45% above Virginia avg
▼
RateN/A
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.90%▲ 1.45% above avgNationally 2.81%
Details
Rate History
1 change since Sep 21, 2026 · 4.00% → 4.35% ▲ 0.35 pts · high 4.35% / low 4.00%
- Oct 5, 20264.35%▲ from 4.00%
- Sep 21, 20264.00%first recorded
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
36 Month Share Certificate
$500
4.33%
▲ 1.43% above Virginia avg
▼
Rate4.25%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average2.90%▲ 1.43% above avgNationally 2.81%
Details
Balance: $250,000 - $999,999
Rate History
No change since Sep 14, 2026 · 4.33% APY · checked 6 times
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
36 Month Share Certificate
$500
4.30%
▲ 1.40% above Virginia avg
▼
Rate4.21%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.90%▲ 1.40% above avgNationally 2.81%
Details
Rate History
1 change since Oct 5, 2026 · 3.80% → 4.30% ▲ 0.50 pts · high 4.30% / low 3.80%
- Oct 13, 20264.30%▲ from 3.80%
- Oct 5, 20263.80%first recorded
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
Share Certificate - 36 Month
$1,000
4.25%
▲ 1.35% above Virginia avg
▼
Rate4.17%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.90%▲ 1.35% above avgNationally 2.81%
Details
Minimum to open $1,000.00
Rate History
No change since Oct 12, 2026 · 4.25% APY
Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
3 Year IRA Traditional & Roth CD
$500
4.25%
▲ 1.35% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.90%▲ 1.35% above avgNationally 2.81%
Details
Rate History
1 change since Sep 21, 2026 · 3.90% → 4.25% ▲ 0.35 pts · high 4.25% / low 3.90%
- Oct 13, 20264.25%▲ from 3.90%
- Sep 21, 20263.90%first recorded
Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
36 Month Regular CD
$500
4.25%
▲ 1.35% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.90%▲ 1.35% above avgNationally 2.81%
Details
Rate History
1 change since Sep 21, 2026 · 3.90% → 4.25% ▲ 0.35 pts · high 4.25% / low 3.90%
- Oct 5, 20264.25%▲ from 3.90%
- Sep 21, 20263.90%first recorded
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
IRA Certificates - 3 Year Term
$500
4.25%
▲ 1.35% above Virginia avg
▼
Rate4.18%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average2.90%▲ 1.35% above avgNationally 2.81%
Details
Minimum opening balance $500; Dividend Rate 4.18%; Dividends compounded and credited quarterly; penalty may be imposed for early withdrawal
Rate History
No change since Oct 14, 2026 · 4.25% APY
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
Regular Certificates - 3 Year Term
$500
4.25%
▲ 1.35% above Virginia avg
▼
Rate4.18%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average2.90%▲ 1.35% above avgNationally 2.81%
Details
Minimum opening balance $500; Dividend Rate 4.18%; Dividends compounded and credited quarterly; penalty may be imposed for early withdrawal
Rate History
No change since Oct 14, 2026 · 4.25% APY
First Sentinel Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
36-Month CD/IRA
$500
4.16%
▲ 1.26% above Virginia avg
▼
Rate4.10%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.90%▲ 1.26% above avgNationally 2.81%
Details
Rate History
No change since Sep 30, 2026 · 4.16% APY · checked 4 times
Democracy Federal Credit Union
Institution Rating:
A-4.6 ★Texas Ratio: 9.01%
36 Month Traditional or Roth IRA Certificate
$2,000
4.10%
▲ 1.20% above Virginia avg
▼
Rate4.04%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.90%▲ 1.20% above avgNationally 2.81%
Details
Rate History
No change since Oct 8, 2026 · 4.10% APY · checked 2 times
Henrico Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.10%
36 Month Certificate
$0
4.10%
▲ 1.20% above Virginia avg
▼
Rate4.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.90%▲ 1.20% above avgNationally 2.81%
Details
Min. Balance to Earn Dividends: $100,000
Rate History
1 change since Sep 21, 2026 · 3.85% → 4.10% ▲ 0.25 pts · high 4.10% / low 3.85%
- Oct 5, 20264.10%▲ from 3.85%
- Sep 21, 20263.85%first recorded
Loudoun Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Share Certificate - 36 Months
$1,000
4.06%
▲ 1.16% above Virginia avg
▼
Rate4.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.90%▲ 1.16% above avgNationally 2.81%
Details
Dividends calculated on Daily Balance method, compounded and paid Quarterly; CD withdrawal penalties: up to 1 year: 90 days interest, over 1 year: 180 days interest
Rate History
1 change since Sep 18, 2026 · 3.75% → 4.06% ▲ 0.31 pts · high 4.06% / low 3.75%
- Oct 13, 20264.06%▲ from 3.75%
- Sep 18, 20263.75%first recorded
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
36 Month Certificate
$1,000
4.05%
▲ 1.15% above Virginia avg
▼
Rate3.98%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.90%▲ 1.15% above avgNationally 2.81%
Details
Paid monthly
Rate History
1 change since Sep 14, 2026 · 3.40% → 4.05% ▲ 0.65 pts · high 4.05% / low 3.40%
- Oct 5, 20264.05%▲ from 3.40%
- Sep 14, 20263.40%first recorded
Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
2 - 3 Year Business Investment Certificate - Jumbo
$100,000
4.05%
▲ 1.15% above Virginia avg
▼
Rate3.98%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average2.90%▲ 1.15% above avgNationally 2.81%
Details
$100k; Term: 2 to 3 Years (730 to 1,094 days); Early Withdrawal Penalty: 180 Days' Dividends
Rate History
No change since Oct 14, 2026 · 4.05% APY
Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
2 - 3 Year Investment Certificate - Jumbo
$0
4.05%
▲ 1.15% above Virginia avg
▼
Rate3.98%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average2.90%▲ 1.15% above avgNationally 2.81%
Details
Term: 2 to 3 Years (730 to 1,094 days); Jumbo ($100k Minimum); Early Withdrawal Penalty: 180 Days' Dividends
Rate History
No change since Oct 14, 2026 · 4.05% APY
FNB Bank, Inc. Romney, WV
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
36 MONTH CD SPECIAL
$1,000
4.00%
▲ 1.10% above Virginia avg
▼
Rate3.94%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.90%▲ 1.10% above avgNationally 2.81%
Details
Rate History
1 change since Sep 14, 2026 · 3.80% → 4.00% ▲ 0.20 pts · high 4.00% / low 3.80%
- Sep 24, 20264.00%▲ from 3.80%
- Sep 14, 20263.80%first recorded
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
3 Year Certificate
$1,000
4.00%
▲ 1.10% above Virginia avg
▼
Rate3.92%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.90%▲ 1.10% above avgNationally 2.81%
Details
Rate History
1 change since Sep 20, 2026 · 3.60% → 4.00% ▲ 0.40 pts · high 4.00% / low 3.60%
- Oct 4, 20264.00%▲ from 3.60%
- Sep 20, 20263.60%first recorded
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
Jumbo - 3 Year Certificate
$100,000
4.00%
▲ 1.10% above Virginia avg
▼
Rate3.92%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.90%▲ 1.10% above avgNationally 2.81%
Details
Rate History
1 change since Sep 20, 2026 · 3.70% → 4.00% ▲ 0.30 pts · high 4.00% / low 3.70%
- Oct 4, 20264.00%▲ from 3.70%
- Sep 20, 20263.70%first recorded
Falls Church 48 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
NASA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
1130 W Broad St, Falls Church, VA 22046 2114
48 Month Share Certificate
$0
4.50%
▲ 1.64% above Virginia avg
▼
Rate4.41%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.86%▲ 1.64% above avgNationally 2.80%
Details
Balance: $1,000
Rate History
1 change since Sep 18, 2026 · 4.20% → 4.50% ▲ 0.30 pts · high 4.50% / low 4.20%
- Sep 27, 20264.50%▲ from 4.20%
- Sep 18, 20264.20%first recorded
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
7501 Leesburg Pike, Falls Church, VA 22043
48 Month 360 CDs
$0
4.30%
▲ 1.44% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.86%▲ 1.44% above avgNationally 2.80%
Details
Fixed APY | No minimum balance
Rate History
No change since Sep 18, 2026 · 4.30% APY · checked 4 times
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
2980 Fairview Park Dr, Falls Church, VA 22042
Bonus Certificates - 48 Month
$0
3.97%
▲ 1.11% above Virginia avg
▼
Rate3.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.86%▲ 1.11% above avgNationally 2.80%
Details
Rate History
1 change since Sep 14, 2026 · 3.91% → 3.97% ▲ 0.06 pts · high 3.97% / low 3.91%
- Oct 13, 20263.97%▲ from 3.91%
- Sep 14, 20263.91%first recorded
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
2980 Fairview Park Dr, Falls Church, VA 22042
Bonus IRA Certificates - 48 Month
$0
3.97%
▲ 1.11% above Virginia avg
▼
Rate3.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.86%▲ 1.11% above avgNationally 2.80%
Details
Minimum daily balance to earn APY: $40,000; Early withdrawal penalty may apply
Rate History
1 change since Sep 14, 2026 · 3.91% → 3.97% ▲ 0.06 pts · high 3.97% / low 3.91%
- Sep 25, 20263.97%▲ from 3.91%
- Sep 14, 20263.91%first recorded
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
2980 Fairview Park Dr, Falls Church, VA 22042
48 Month IRA Certificates
$0
3.81%
▲ 0.95% above Virginia avg
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.86%▲ 0.95% above avgNationally 2.80%
Details
Rate History
No change since Oct 5, 2026 · 3.81% APY · checked 3 times
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
2980 Fairview Park Dr, Falls Church, VA 22042
Certificates - 48 Month
$0
3.81%
▲ 0.95% above Virginia avg
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.86%▲ 0.95% above avgNationally 2.80%
Details
Rate History
1 change since Sep 14, 2026 · 3.76% → 3.81% ▲ 0.05 pts · high 3.81% / low 3.76%
- Sep 21, 20263.81%▲ from 3.76%
- Sep 14, 20263.76%first recorded
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
1226 W Broad St, Falls Church, VA 22046
48 Month Certificate
$0
3.75%
▲ 0.89% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.86%▲ 0.89% above avgNationally 2.80%
Details
Rate History
1 change since Sep 18, 2026 · 3.70% → 3.75% ▲ 0.05 pts · high 3.75% / low 3.70%
- Oct 7, 20263.75%▲ from 3.70%
- Sep 18, 20263.70%first recorded
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
5666 Columbia Pike, Falls Church, VA 22041
48 Month Certificate - Platinum
$500
3.70%
▲ 0.84% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.86%▲ 0.84% above avgNationally 2.80%
Details
Platinum APY; Effective April 17, 2026
Rate History
No change since Oct 12, 2026 · 3.70% APY
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
5666 Columbia Pike, Falls Church, VA 22041
Share & IRA Certificate - 48 Month - Platinum
$500
3.70%
▲ 0.84% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.86%▲ 0.84% above avgNationally 2.80%
Details
Platinum APY* program rate; Minimum to Earn Dividends $500; Rates Effective: April 17, 2026
Rate History
No change since Oct 12, 2026 · 3.70% APY
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
5666 Columbia Pike, Falls Church, VA 22041
48 Month Certificate
$500
3.60%
▲ 0.74% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.86%▲ 0.74% above avgNationally 2.80%
Details
Standard APY; Effective April 17, 2026
Rate History
No change since Sep 12, 2026 · 3.60% APY · checked 5 times
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
5666 Columbia Pike, Falls Church, VA 22041
Share & IRA Certificate - 48 Month
$500
3.60%
▲ 0.74% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.86%▲ 0.74% above avgNationally 2.80%
Details
Minimum to Earn Dividends $500; Rates Effective: April 17, 2026
Rate History
No change since Sep 20, 2026 · 3.60% APY · checked 4 times
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
7501 Leesburg Pike, Falls Church, VA 22043
48 Month Certificate
$0
3.50%
▲ 0.64% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.86%▲ 0.64% above avgNationally 2.80%
Details
Rate History
No change since Oct 7, 2026 · 3.50% APY · checked 2 times
Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
3300 Gallows Rd, Falls Church, VA 22042
48 Month Share Certificate
$0
3.30%
▲ 0.44% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.86%▲ 0.44% above avgNationally 2.80%
Details
Minimum Balance to Earn APY: $10,000.00; APY subject to change; fees may reduce earnings; penalty may be imposed for early withdrawal
Rate History
No change since Sep 14, 2026 · 3.30% APY · checked 7 times
Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
3300 Gallows Rd, Falls Church, VA 22042
48 Month Share Certificate
$0
3.20%
▲ 0.34% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.86%▲ 0.34% above avgNationally 2.80%
Details
Minimum Balance to Earn APY: $1,000.00; APY subject to change; fees may reduce earnings; penalty may be imposed for early withdrawal
Rate History
No change since Sep 14, 2026 · 3.20% APY · checked 7 times
United Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
7115 Leesburg Pike, Falls Church, VA 22043
4 Year CD
$500
1.90%
▼ 0.96% below Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.86%▼ 0.96% below avgNationally 2.80%
Details
Rate History
No change since Sep 9, 2026 · 1.90% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
7267 Arlington Blvd, Falls Church, VA 22042
48 Month Certificate of Deposit
$0
0.03%
▼ 2.83% below Virginia avg
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.86%▼ 2.83% below avgNationally 2.80%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
7267 Arlington Blvd, Falls Church, VA 22042
48 Month Certificate of Deposit
$0
0.02%
▼ 2.84% below Virginia avg
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.86%▼ 2.84% below avgNationally 2.80%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
7267 Arlington Blvd, Falls Church, VA 22042
48 Month Certificate of Deposit
$0
0.01%
▼ 2.85% below Virginia avg
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.86%▼ 2.85% below avgNationally 2.80%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 3 times
Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
48 Month Elite Jumbo CD
$250,000
4.75%
▲ 1.89% above Virginia avg
▼
RateN/A
Min Deposit$250,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.86%▲ 1.89% above avgNationally 2.80%
Details
Rate History
1 change since Sep 21, 2026 · 4.25% → 4.75% ▲ 0.50 pts · high 4.75% / low 4.25%
- Oct 5, 20264.75%▲ from 4.25%
- Sep 21, 20264.25%first recorded
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
4 Year Certificate - Special Rate
$1,000
4.40%
▲ 1.54% above Virginia avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.86%▲ 1.54% above avgNationally 2.80%
Details
Special Rate (APY)
Rate History
No change since Oct 12, 2026 · 4.40% APY
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
48 Month Share Certificate
$100,000
4.40%
▲ 1.54% above Virginia avg
▼
Rate4.31%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.86%▲ 1.54% above avgNationally 2.80%
Details
Rate Effective Date: October 12, 2026
Rate History
1 change since Oct 5, 2026 · 3.80% → 4.40% ▲ 0.60 pts · high 4.40% / low 3.80%
- Oct 13, 20264.40%▲ from 3.80%
- Oct 5, 20263.80%first recorded
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
Business Share Certificates - 48 Months
$500
4.35%
▲ 1.49% above Virginia avg
▼
Rate4.26%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.86%▲ 1.49% above avgNationally 2.80%
Details
Penalties apply for early withdrawal
Rate History
No change since Oct 4, 2026 · 4.35% APY · checked 2 times
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
Share Certificates - 48 Months
$500
4.35%
▲ 1.49% above Virginia avg
▼
Rate4.26%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.86%▲ 1.49% above avgNationally 2.80%
Details
Rate History
1 change since Sep 14, 2026 · 3.82% → 4.35% ▲ 0.53 pts · high 4.35% / low 3.82%
- Oct 4, 20264.35%▲ from 3.82%
- Sep 14, 20263.82%first recorded
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
Traditional IRA Certificates - 48 Months
$500
4.35%
▲ 1.49% above Virginia avg
▼
Rate4.26%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.86%▲ 1.49% above avgNationally 2.80%
Details
Minimum balance of $500 required; Dividends compounded daily and credited monthly; Penalties apply for early withdrawal; Membership required; IRA Certificates(Traditional, Roth, SEP and Coverdell ESA)
Rate History
No change since Oct 8, 2026 · 4.35% APY · checked 2 times
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
48 Month Share Certificate
$500
4.30%
▲ 1.44% above Virginia avg
▼
Rate4.21%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.86%▲ 1.44% above avgNationally 2.80%
Details
Rate History
1 change since Oct 5, 2026 · 3.80% → 4.30% ▲ 0.50 pts · high 4.30% / low 3.80%
- Oct 13, 20264.30%▲ from 3.80%
- Oct 5, 20263.80%first recorded
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
Share Certificate - 48 Month
$1,000
4.25%
▲ 1.39% above Virginia avg
▼
Rate4.17%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.86%▲ 1.39% above avgNationally 2.80%
Details
Minimum to open $1,000.00
Rate History
No change since Oct 12, 2026 · 4.25% APY
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
IRA Certificates - 4 Year Term
$500
4.25%
▲ 1.39% above Virginia avg
▼
Rate4.18%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average2.86%▲ 1.39% above avgNationally 2.80%
Details
Minimum opening balance $500; Dividend Rate 4.18%; Dividends compounded and credited quarterly; penalty may be imposed for early withdrawal
Rate History
No change since Oct 14, 2026 · 4.25% APY
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
Regular Certificates - 4 Year Term
$500
4.25%
▲ 1.39% above Virginia avg
▼
Rate4.18%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average2.86%▲ 1.39% above avgNationally 2.80%
Details
Minimum opening balance $500; Dividend Rate 4.18%; Dividends compounded and credited quarterly; penalty may be imposed for early withdrawal
Rate History
No change since Oct 14, 2026 · 4.25% APY
Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
48 Month Regular CD
$500
4.20%
▲ 1.34% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.86%▲ 1.34% above avgNationally 2.80%
Details
Rate History
1 change since Sep 21, 2026 · 4.00% → 4.20% ▲ 0.20 pts · high 4.20% / low 4.00%
- Oct 5, 20264.20%▲ from 4.00%
- Sep 21, 20264.00%first recorded
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
48 Month Share Certificate
$500
4.13%
▲ 1.27% above Virginia avg
▼
Rate4.05%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average2.86%▲ 1.27% above avgNationally 2.80%
Details
Balance: $1M+
Rate History
No change since Sep 14, 2026 · 4.13% APY · checked 6 times
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
IRA Certificate - 48 Months
$500
4.13%
▲ 1.27% above Virginia avg
▼
Rate4.05%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average2.86%▲ 1.27% above avgNationally 2.80%
Details
Minimum $500 deposit required for IRA certificate accounts; Penalties may apply for early withdrawals from IRA certificate accounts
Rate History
No change since Sep 22, 2026 · 4.13% APY · checked 3 times
Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
3 - 4 Year Business Investment Certificate - Jumbo
$100,000
4.05%
▲ 1.19% above Virginia avg
▼
Rate3.98%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average2.86%▲ 1.19% above avgNationally 2.80%
Details
$100k; Term: 3 to 4 Years (1,095 to 1,460 days); Early Withdrawal Penalty: 240 Days' Dividends
Rate History
No change since Oct 14, 2026 · 4.05% APY
Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
3 - 4 Year Investment Certificate - Jumbo
$0
4.05%
▲ 1.19% above Virginia avg
▼
Rate3.98%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average2.86%▲ 1.19% above avgNationally 2.80%
Details
Term: 3 to 4 Years (1,095 to 1,460 days); Jumbo ($100k Minimum); Early Withdrawal Penalty: 180 Days' Dividends
Rate History
No change since Oct 14, 2026 · 4.05% APY
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
4 Year Certificate
$1,000
4.00%
▲ 1.14% above Virginia avg
▼
Rate3.92%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.86%▲ 1.14% above avgNationally 2.80%
Details
Rate History
1 change since Sep 20, 2026 · 3.60% → 4.00% ▲ 0.40 pts · high 4.00% / low 3.60%
- Oct 4, 20264.00%▲ from 3.60%
- Sep 20, 20263.60%first recorded
Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
3 - 4 Year Business Investment Certificate
$1,000
4.00%
▲ 1.14% above Virginia avg
▼
Rate3.93%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average2.86%▲ 1.14% above avgNationally 2.80%
Details
Term: 3 to 4 Years (1,095 to 1,460 days); Early Withdrawal Penalty: 240 Days' Dividends
Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 6 times
Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
3 - 4 Year Investment Certificate
$1,000
4.00%
▲ 1.14% above Virginia avg
▼
Rate3.93%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average2.86%▲ 1.14% above avgNationally 2.80%
Details
Term: 3 to 4 Years (1,095 to 1,460 days); Early Withdrawal Penalty: 180 Days' Dividends
Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 5 times
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.99%
Share and IRA Certificate - 48 Month
$500
3.98%
▲ 1.12% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.86%▲ 1.12% above avgNationally 2.80%
Details
Minimum Balance to Open and Earn APY; Share/IRA/Roth/ESA
Rate History
No change since Sep 14, 2026 · 3.98% APY · checked 3 times
Vantage Point Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
48 Month Share & IRA Share Certificates
$0
3.92%
▲ 1.06% above Virginia avg
▼
Rate3.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.86%▲ 1.06% above avgNationally 2.80%
Details
Rate History
No change since Oct 13, 2026 · 3.92% APY
Argent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
48 Month Certificates
$0
3.90%
▲ 1.04% above Virginia avg
▼
Rate3.84%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.86%▲ 1.04% above avgNationally 2.80%
Details
Effective: July 1, 2026
Rate History
No change since Sep 14, 2026 · 3.90% APY · checked 7 times
Argent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
IRA Certificates - 48 month
$0
3.90%
▲ 1.04% above Virginia avg
▼
Rate3.84%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.86%▲ 1.04% above avgNationally 2.80%
Details
IRA Certificate; early withdrawal penalty applies
Rate History
No change since Sep 14, 2026 · 3.90% APY · checked 7 times
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
48 Month Share Certificate
$500
3.87%
▲ 1.01% above Virginia avg
▼
Rate3.80%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average2.86%▲ 1.01% above avgNationally 2.80%
Details
Balance: $250,000 - $999,999
Rate History
No change since Sep 14, 2026 · 3.87% APY · checked 6 times
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.63%
48-Month Certificate
$0
3.85%
▲ 0.99% above Virginia avg
▼
Rate3.79%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.86%▲ 0.99% above avgNationally 2.80%
Details
Balance: $25,000.00 + over
Rate History
1 change since Sep 14, 2026 · 3.75% → 3.85% ▲ 0.10 pts · high 3.85% / low 3.75%
- Oct 9, 20263.85%▲ from 3.75%
- Sep 14, 20263.75%first recorded
EagleBank
Institution Rating:
A5.0 ★Texas Ratio: 11.84%
48 Month Certificate
$1,000
3.75%
▲ 0.89% above Virginia avg
▼
Rate3.68%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average2.86%▲ 0.89% above avgNationally 2.80%
Details
Rate History
No change since Oct 7, 2026 · 3.75% APY · checked 2 times
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
48 Month Jumbo Certificate
$100,000
3.75%
▲ 0.89% above Virginia avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.86%▲ 0.89% above avgNationally 2.80%
Details
Minimum Balances of $100,000
Rate History
No change since Sep 25, 2026 · 3.75% APY · checked 4 times
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.63%
48-Month Certificate
$0
3.75%
▲ 0.89% above Virginia avg
▼
Rate3.70%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.86%▲ 0.89% above avgNationally 2.80%
Details
Balance: $100.00 - $24,999.99
Rate History
1 change since Sep 14, 2026 · 3.65% → 3.75% ▲ 0.10 pts · high 3.75% / low 3.65%
- Oct 9, 20263.75%▲ from 3.65%
- Sep 14, 20263.65%first recorded
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
48 Month Certificate
$1,000
3.75%
▲ 0.89% above Virginia avg
▼
Rate3.69%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.86%▲ 0.89% above avgNationally 2.80%
Details
Paid monthly
Rate History
1 change since Sep 14, 2026 · 3.40% → 3.75% ▲ 0.35 pts · high 3.75% / low 3.40%
- Oct 5, 20263.75%▲ from 3.40%
- Sep 14, 20263.40%first recorded
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
48 Month IRA Certificate
$0
3.70%
▲ 0.84% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.86%▲ 0.84% above avgNationally 2.80%
Details
Minimum Balances of $500
Rate History
No change since Sep 25, 2026 · 3.70% APY · checked 3 times
TruEnergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
48 Month Jumbo IRA Share Certificate
$100,000
3.70%
▲ 0.84% above Virginia avg
▼
Rate3.64%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average2.86%▲ 0.84% above avgNationally 2.80%
Details
Min. Bal. $100,000
Rate History
No change since Sep 25, 2026 · 3.70% APY · checked 4 times
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.63%
Business 48-Month (4 year) Share Certificate
$0
3.70%
▲ 0.84% above Virginia avg
▼
Rate3.65%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.86%▲ 0.84% above avgNationally 2.80%
Details
Balance: $25,000.00 + over
Rate History
No change since Oct 9, 2026 · 3.70% APY · checked 2 times
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.94%
48 Month Share Certificates
$0
3.66%
▲ 0.80% above Virginia avg
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average2.86%▲ 0.80% above avgNationally 2.80%
Details
Minimum Balance $1,500
Rate History
No change since Sep 18, 2026 · 3.66% APY · checked 7 times
Falls Church 60 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
NASA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
1130 W Broad St, Falls Church, VA 22046 2114
60 Month Share Certificate
$0
4.55%
▲ 1.52% above Virginia avg
▼
Rate4.46%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.03%▲ 1.52% above avgNationally 2.91%
Details
Balance: $1,000
Rate History
1 change since Sep 18, 2026 · 4.28% → 4.55% ▲ 0.27 pts · high 4.55% / low 4.28%
- Sep 27, 20264.55%▲ from 4.28%
- Sep 18, 20264.28%first recorded
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
7501 Leesburg Pike, Falls Church, VA 22043
60 Month 360 CDs
$0
4.30%
▲ 1.27% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.03%▲ 1.27% above avgNationally 2.91%
Details
Fixed APY | No minimum balance
Rate History
No change since Sep 18, 2026 · 4.30% APY · checked 4 times
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
2980 Fairview Park Dr, Falls Church, VA 22042
Bonus Certificates - 60 Month
$0
4.00%
▲ 0.97% above Virginia avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.03%▲ 0.97% above avgNationally 2.91%
Details
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 2 times
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
2980 Fairview Park Dr, Falls Church, VA 22042
Bonus IRA Certificates - 60 Month
$0
4.00%
▲ 0.97% above Virginia avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.03%▲ 0.97% above avgNationally 2.91%
Details
Minimum daily balance to earn APY: $40,000; Early withdrawal penalty may apply
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 5 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
6343 Columbia Pike Ste C, Falls Church, VA 22041
5 Year ESA Long-Term Certificate
$0
3.90%
▲ 0.87% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average3.03%▲ 0.87% above avgNationally 2.91%
Details
Balance: $100K Minimum APY; Rates as of Oct 13, 2026 ET; Long-Term Certificate Rates(Share, IRA, ESA)
Rate History
No change since Sep 30, 2026 · 3.90% APY · checked 4 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
6343 Columbia Pike Ste C, Falls Church, VA 22041
5 Year ESA Long-Term Certificate
$0
3.85%
▲ 0.82% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average3.03%▲ 0.82% above avgNationally 2.91%
Details
Balance: $1K Minimum APY; Rates as of Oct 13, 2026 ET; Long-Term Certificate Rates(Share, IRA, ESA)
Rate History
No change since Sep 30, 2026 · 3.85% APY · checked 4 times
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
2980 Fairview Park Dr, Falls Church, VA 22042
60 Month IRA Certificates
$0
3.84%
▲ 0.81% above Virginia avg
▼
Rate3.78%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.03%▲ 0.81% above avgNationally 2.91%
Details
Rate History
No change since Oct 5, 2026 · 3.84% APY · checked 3 times
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
2980 Fairview Park Dr, Falls Church, VA 22042
Certificates - 60 Month
$0
3.84%
▲ 0.81% above Virginia avg
▼
Rate3.78%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.03%▲ 0.81% above avgNationally 2.91%
Details
Rate History
No change since Sep 14, 2026 · 3.84% APY · checked 7 times
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
1226 W Broad St, Falls Church, VA 22046
Jumbo 60 Month Certificate
$0
3.80%
▲ 0.77% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.03%▲ 0.77% above avgNationally 2.91%
Details
Rate History
1 change since Sep 18, 2026 · 3.75% → 3.80% ▲ 0.05 pts · high 3.80% / low 3.75%
- Oct 7, 20263.80%▲ from 3.75%
- Sep 18, 20263.75%first recorded
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
1226 W Broad St, Falls Church, VA 22046
60 Month Certificate
$0
3.75%
▲ 0.72% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.03%▲ 0.72% above avgNationally 2.91%
Details
Rate History
1 change since Sep 18, 2026 · 3.70% → 3.75% ▲ 0.05 pts · high 3.75% / low 3.70%
- Oct 7, 20263.75%▲ from 3.70%
- Sep 18, 20263.70%first recorded
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
5666 Columbia Pike, Falls Church, VA 22041
60 Month Certificate - Platinum
$500
3.75%
▲ 0.72% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.03%▲ 0.72% above avgNationally 2.91%
Details
Platinum APY; Effective April 17, 2026
Rate History
No change since Oct 12, 2026 · 3.75% APY
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
5666 Columbia Pike, Falls Church, VA 22041
Share & IRA Certificate - 60 Month - Platinum
$500
3.75%
▲ 0.72% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.03%▲ 0.72% above avgNationally 2.91%
Details
Platinum APY* program rate; Minimum to Earn Dividends $500; Rates Effective: April 17, 2026
Rate History
No change since Oct 12, 2026 · 3.75% APY
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
5666 Columbia Pike, Falls Church, VA 22041
60 Month Certificate
$500
3.65%
▲ 0.62% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.03%▲ 0.62% above avgNationally 2.91%
Details
Standard APY; Effective April 17, 2026
Rate History
No change since Sep 12, 2026 · 3.65% APY · checked 5 times
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
5666 Columbia Pike, Falls Church, VA 22041
Share & IRA Certificate - 60 Month
$500
3.65%
▲ 0.62% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.03%▲ 0.62% above avgNationally 2.91%
Details
Minimum to Earn Dividends $500; Rates Effective: April 17, 2026
Rate History
No change since Sep 20, 2026 · 3.65% APY · checked 4 times
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
7501 Leesburg Pike, Falls Church, VA 22043
5-year online CDs
$0
3.60%
▲ 0.57% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.03%▲ 0.57% above avgNationally 2.91%
Details
Rate History
No change since Sep 18, 2026 · 3.60% APY · checked 6 times
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
7501 Leesburg Pike, Falls Church, VA 22043
60 Month Certificate
$0
3.60%
▲ 0.57% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.03%▲ 0.57% above avgNationally 2.91%
Details
Rate History
No change since Oct 7, 2026 · 3.60% APY · checked 2 times
Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
3300 Gallows Rd, Falls Church, VA 22042
60 Month Share Certificate
$0
3.50%
▲ 0.47% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.03%▲ 0.47% above avgNationally 2.91%
Details
Minimum Balance to Earn APY: $10,000.00; APY subject to change; fees may reduce earnings; penalty may be imposed for early withdrawal
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 7 times
Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
3300 Gallows Rd, Falls Church, VA 22042
60 Month Share Certificate
$0
3.40%
▲ 0.37% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.03%▲ 0.37% above avgNationally 2.91%
Details
Minimum Balance to Earn APY: $1,000.00; APY subject to change; fees may reduce earnings; penalty may be imposed for early withdrawal
Rate History
No change since Sep 14, 2026 · 3.40% APY · checked 7 times
United Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
7115 Leesburg Pike, Falls Church, VA 22043
5 Year CD
$500
1.90%
▼ 1.13% below Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.03%▼ 1.13% below avgNationally 2.91%
Details
Rate History
No change since Sep 9, 2026 · 1.90% APY · checked 3 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
6198 Arlington Blvd, Falls Church, VA 22044
5 Year Certificate
$0
1.00%
▼ 2.03% below Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.03%▼ 2.03% below avgNationally 2.91%
Details
Balance: $250.00 - $9,999.99; Relationship APY
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 5 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
6198 Arlington Blvd, Falls Church, VA 22044
5 Year TD Choice CD
$250
1.00%
▼ 2.03% below Virginia avg
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.03%▼ 2.03% below avgNationally 2.91%
Details
Relationship APY; Balance: $250.00 - $9,999.99
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
7267 Arlington Blvd, Falls Church, VA 22042
60 Month Certificate of Deposit
$0
0.03%
▼ 3.00% below Virginia avg
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.03%▼ 3.00% below avgNationally 2.91%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
7267 Arlington Blvd, Falls Church, VA 22042
60 Month Certificate of Deposit
$0
0.02%
▼ 3.01% below Virginia avg
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.03%▼ 3.01% below avgNationally 2.91%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
7267 Arlington Blvd, Falls Church, VA 22042
60 Month Certificate of Deposit
$0
0.01%
▼ 3.02% below Virginia avg
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.03%▼ 3.02% below avgNationally 2.91%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 3 times
Beach Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
60 Month Youth Share Certificate
$0
5.00%
▲ 1.97% above Virginia avg
▼
Rate4.91%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.03%▲ 1.97% above avgNationally 2.91%
Details
Available Options: $50 and $100 only; Exclusively for Long John Saver & Pipeline members; Part of Long John Saver Kids Club & Pipeline for Teens; Maximum $1,000 in Youth Share Certificates at any one time; Effective Date: June 29, 2023
Rate History
No change since Oct 9, 2026 · 5.00% APY · checked 2 times
Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
60 Month Elite Jumbo CD
$250,000
4.75%
▲ 1.72% above Virginia avg
▼
RateN/A
Min Deposit$250,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.03%▲ 1.72% above avgNationally 2.91%
Details
Rate History
1 change since Sep 21, 2026 · 4.25% → 4.75% ▲ 0.50 pts · high 4.75% / low 4.25%
- Oct 5, 20264.75%▲ from 4.25%
- Sep 21, 20264.25%first recorded
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
Business Share Certificates - 60 Months
$500
4.50%
▲ 1.47% above Virginia avg
▼
Rate4.40%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.03%▲ 1.47% above avgNationally 2.91%
Details
Penalties apply for early withdrawal
Rate History
No change since Oct 4, 2026 · 4.50% APY · checked 2 times
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
Share Certificates - 60 Months
$500
4.50%
▲ 1.47% above Virginia avg
▼
Rate4.40%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.03%▲ 1.47% above avgNationally 2.91%
Details
Rate History
1 change since Sep 14, 2026 · 3.82% → 4.50% ▲ 0.68 pts · high 4.50% / low 3.82%
- Oct 4, 20264.50%▲ from 3.82%
- Sep 14, 20263.82%first recorded
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
Traditional IRA Certificates - 60 Months
$500
4.50%
▲ 1.47% above Virginia avg
▼
Rate4.40%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.03%▲ 1.47% above avgNationally 2.91%
Details
Minimum balance of $500 required; Dividends compounded daily and credited monthly; Penalties apply for early withdrawal; Membership required; IRA Certificates(Traditional, Roth, SEP and Coverdell ESA)
Rate History
No change since Oct 8, 2026 · 4.50% APY · checked 2 times
Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
5 Year IRA Traditional & Roth CD
$500
4.50%
▲ 1.47% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.03%▲ 1.47% above avgNationally 2.91%
Details
Rate History
1 change since Sep 21, 2026 · 4.00% → 4.50% ▲ 0.50 pts · high 4.50% / low 4.00%
- Oct 13, 20264.50%▲ from 4.00%
- Sep 21, 20264.00%first recorded
Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
60 Month Regular CD
$500
4.50%
▲ 1.47% above Virginia avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.03%▲ 1.47% above avgNationally 2.91%
Details
Rate History
1 change since Sep 21, 2026 · 4.00% → 4.50% ▲ 0.50 pts · high 4.50% / low 4.00%
- Oct 5, 20264.50%▲ from 4.00%
- Sep 21, 20264.00%first recorded
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
5 Year Certificate - Special Rate
$1,000
4.40%
▲ 1.37% above Virginia avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.03%▲ 1.37% above avgNationally 2.91%
Details
Special Rate (APY)
Rate History
No change since Oct 12, 2026 · 4.40% APY
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
60 Month Share Certificate
$100,000
4.40%
▲ 1.37% above Virginia avg
▼
Rate4.31%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.03%▲ 1.37% above avgNationally 2.91%
Details
Rate Effective Date: October 12, 2026
Rate History
1 change since Oct 5, 2026 · 3.80% → 4.40% ▲ 0.60 pts · high 4.40% / low 3.80%
- Oct 13, 20264.40%▲ from 3.80%
- Oct 5, 20263.80%first recorded
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
60 Month Share Certificate
$500
4.30%
▲ 1.27% above Virginia avg
▼
Rate4.21%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.03%▲ 1.27% above avgNationally 2.91%
Details
Rate History
1 change since Oct 5, 2026 · 3.80% → 4.30% ▲ 0.50 pts · high 4.30% / low 3.80%
- Oct 13, 20264.30%▲ from 3.80%
- Oct 5, 20263.80%first recorded
Democracy Federal Credit Union
Institution Rating:
A-4.6 ★Texas Ratio: 9.01%
60 Month Traditional or Roth IRA Certificate
$2,500
4.25%
▲ 1.22% above Virginia avg
▼
Rate4.18%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.03%▲ 1.22% above avgNationally 2.91%
Details
Rate History
No change since Oct 8, 2026 · 4.25% APY · checked 2 times
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
60 Month IRA Certificates
$500
4.25%
▲ 1.22% above Virginia avg
▼
Rate4.17%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.03%▲ 1.22% above avgNationally 2.91%
Details
Early withdrawal penalties may apply. Fees may reduce the investment below the principal held at the beginning of the term.
Rate History
1 change since Sep 24, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00%
- Oct 4, 20264.25%▲ from 4.00%
- Sep 24, 20264.00%first recorded
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
Share Certificate - 60 Month
$1,000
4.25%
▲ 1.22% above Virginia avg
▼
Rate4.17%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.03%▲ 1.22% above avgNationally 2.91%
Details
Minimum to open $1,000.00
Rate History
No change since Oct 12, 2026 · 4.25% APY
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
IRA Certificates - 5 Year Term
$500
4.25%
▲ 1.22% above Virginia avg
▼
Rate4.18%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average3.03%▲ 1.22% above avgNationally 2.91%
Details
Minimum opening balance $500; Dividend Rate 4.18%; Dividends compounded and credited quarterly; penalty may be imposed for early withdrawal
Rate History
No change since Oct 14, 2026 · 4.25% APY
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
Regular Certificates - 5 Year Term
$500
4.25%
▲ 1.22% above Virginia avg
▼
Rate4.18%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average3.03%▲ 1.22% above avgNationally 2.91%
Details
Minimum opening balance $500; Dividend Rate 4.18%; Dividends compounded and credited quarterly; penalty may be imposed for early withdrawal
Rate History
No change since Oct 14, 2026 · 4.25% APY
First Sentinel Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
60-Month CD/IRA
$500
4.22%
▲ 1.19% above Virginia avg
▼
Rate4.15%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.03%▲ 1.19% above avgNationally 2.91%
Details
Rate History
No change since Sep 30, 2026 · 4.22% APY · checked 4 times
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
60 Month Share Certificate
$500
4.13%
▲ 1.10% above Virginia avg
▼
Rate4.05%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average3.03%▲ 1.10% above avgNationally 2.91%
Details
Balance: $1M+
Rate History
No change since Sep 14, 2026 · 4.13% APY · checked 6 times
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
IRA Certificate - 60 Months
$500
4.13%
▲ 1.10% above Virginia avg
▼
Rate4.05%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average3.03%▲ 1.10% above avgNationally 2.91%
Details
Minimum $500 deposit required for IRA certificate accounts; Penalties may apply for early withdrawals from IRA certificate accounts
Rate History
No change since Sep 22, 2026 · 4.13% APY · checked 3 times
Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.20%
60 Month Fixed Rate
$0
4.11%
▲ 1.08% above Virginia avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Virginia Average3.03%▲ 1.08% above avgNationally 2.91%
Details
Rate History
1 change since Sep 18, 2026 · 3.95% → 4.11% ▲ 0.16 pts · high 4.11% / low 3.95%
- Sep 27, 20264.11%▲ from 3.95%
- Sep 18, 20263.95%first recorded
Loudoun Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
IRA Certificates - 60-Month Roth
$1,000
4.06%
▲ 1.03% above Virginia avg
▼
Rate4.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.03%▲ 1.03% above avgNationally 2.91%
Details
Roth IRA; Dividends calculated on Daily Balance method, compounded and paid Quarterly; CD withdrawal penalties: up to 1 year: 90 days interest, over 1 year: 180 days interest
Rate History
No change since Oct 13, 2026 · 4.06% APY
Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
4 - 5 Year Business Investment Certificate - Jumbo
$100,000
4.05%
▲ 1.02% above Virginia avg
▼
Rate3.98%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average3.03%▲ 1.02% above avgNationally 2.91%
Details
$100k; Term: 4 to 5 Years (1,461 to 1,825 days); Early Withdrawal Penalty: 240 Days' Dividends
Rate History
No change since Oct 14, 2026 · 4.05% APY
Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
4 - 5 Year Investment Certificate - Jumbo
$0
4.05%
▲ 1.02% above Virginia avg
▼
Rate3.98%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average3.03%▲ 1.02% above avgNationally 2.91%
Details
Term: 4 to 5 Years (1,461 to 1,825 days); Jumbo ($100k Minimum); Early Withdrawal Penalty: 180 Days' Dividends
Rate History
No change since Oct 14, 2026 · 4.05% APY
Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
5 Year Business Investment Certificate - Jumbo
$100,000
4.05%
▲ 1.02% above Virginia avg
▼
Rate3.98%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average3.03%▲ 1.02% above avgNationally 2.91%
Details
$100k; Term: 5 Years (1,826 to 2,190 days); Early Withdrawal Penalty: 240 Days' Dividends
Rate History
No change since Oct 14, 2026 · 4.05% APY
Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
5 Year Investment Certificate - Jumbo
$0
4.05%
▲ 1.02% above Virginia avg
▼
Rate3.98%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Virginia Average3.03%▲ 1.02% above avgNationally 2.91%
Details
Term: 5 Years (1,826 to 2,190 days); Jumbo ($100k Minimum); Early Withdrawal Penalty: 180 Days' Dividends
Rate History
No change since Oct 14, 2026 · 4.05% APY
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
5 Year Certificate
$1,000
4.00%
▲ 0.97% above Virginia avg
▼
Rate3.92%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Virginia Average3.03%▲ 0.97% above avgNationally 2.91%
Details
Rate History
1 change since Sep 20, 2026 · 3.65% → 4.00% ▲ 0.35 pts · high 4.00% / low 3.65%
- Oct 4, 20264.00%▲ from 3.65%
- Sep 20, 20263.65%first recorded
Argent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
60 Month Certificates
$0
4.00%
▲ 0.97% above Virginia avg
▼
Rate3.94%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Virginia Average3.03%▲ 0.97% above avgNationally 2.91%
Details
Effective: July 1, 2026
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 7 times
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
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Falls Church, VA CD Rate Trends
Compare local Falls Church, VA CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.
12-Month CD VA Avg
3.056%
▲ 0.005 vs 7 days ago
Virginia 12-month CD rates rose 0.005 points over the past 7 days to 3.056% APY.
6-Month CD VA Avg
2.674%
▲ 0.019 vs 7 days ago
Virginia 6-month CD rates rose 0.019 points over the past 7 days to 2.674% APY.
As of Oct 14, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered byMonitorBankRates
VA CD Rate Forecast, Next 12 Months
Where are Virginia CD rates headed through October 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
VA 12-Month Avg APY
3.056%
6-Month Forecast
3.056%
Range: 2.86%, 3.21%
12-Month Forecast
3.306%
Range: 3.11%, 3.46%
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What Your Savings Earn at VA CD Rates Today
Annual interest earnings at today’s Virginia average APYs. State average used where available; national average as fallback.
| CD Term | VA Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.652% | $82.60 | $165.20 | $413.00 | $826.00 |
| 6-Month CD | 2.674% | $133.69 | $267.37 | $668.43 | $1,336.85 |
| 12-Month CD | 3.056% | $152.78 | $305.56 | $763.90 | $1,527.80 |
| 18-Month CD | 3.120% | $156.02 | $312.03 | $780.07 | $1,560.15 |
| 24-Month CD | 2.929% | $146.45 | $292.90 | $732.25 | $1,464.50 |
| 36-Month CD | 2.896% | $144.82 | $289.64 | $724.10 | $1,448.20 |
| 48-Month CD | 2.855% | $142.76 | $285.52 | $713.80 | $1,427.60 |
| 60-Month CD | 3.033% | $151.64 | $303.28 | $758.20 | $1,516.40 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of October 14, 2026. | |||||
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Sample CD Ladder for Falls Church, Virginia Savers
$25,000 split equally across 5 terms using today’s Virginia average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | VA Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.652% | $82.60 |
| 2 | 6-Month CD | $5,000 | 2.674% | $133.69 |
| 3 | 12-Month CD | $5,000 | 3.056% | $152.78 |
| 4 | 24-Month CD | $5,000 | 2.929% | $146.45 |
| 5 | 36-Month CD | $5,000 | 2.896% | $144.82 |
| Total ($25,000 invested) | $25,000 | 2.641% blended | $660.34/yr | |
Ladder example uses equal $5,000 rungs and Virginia average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
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1,558
CD Rates
Tracked in Falls Church, Virginia
Tracked in Falls Church, Virginia
32 Banks
66 Credit Unions
About Our Falls Church, Virginia CD Rate Database
MonitorBankRates tracks 1,558 CD rates from 32 banks and 66 credit unions with locations in Falls Church, Virginia, plus national online institutions available to Virginia residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1 to 5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.
Current top rate: Apple Federal Credit Union offers a CD at 5.00% APY with a minimum deposit of $50. Use the rate table above to compare all current offers in Falls Church, Virginia.
How to Find the Best CD Rates in Falls Church, Virginia
What to compare when shopping for a CD in Falls Church, Virginia
To find the best APYs in Falls Church, Virginia, start with credit unions and online-only banks: Falls Church, Virginia has 66 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Falls Church, Virginia
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Falls Church, Virginia: 98 institutions here report CD rates
Consider an Alternative If…
- You may need the funds within 30 days. Compare Falls Church, Virginia savings rates instead
- Rates are rising and you want to benefit: a variable-rate savings or money market account keeps pace
- You want check-writing access. Compare Falls Church, Virginia money market rates
Falls Church, Virginia Financial Snapshot
Local demographics and economic context for CD savers. Source: U.S. Census Bureau ACS 2024
Population 65+
15.4%
National avg: 17.3%
Median Individual Earnings
$84,458
National avg: $47,340
Poverty Rate
4.0%
National avg: 11.1%
Unemployment Rate
4.9%
National avg: 4.8%
CD Earnings on 10% of Salary
$258/yr
At VA 12-mo avg 3.056% APY
15.4% of residents are 65 or older, below the national average of 17.3%. At today’s VA 12-month CD average of 3.056%, saving 10% of the local median salary ($8,445/year) and putting it in a CD would earn an additional $258 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Falls Church, Virginia
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90 to 180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
How Certificates of Deposit Work in Falls Church, Virginia
A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Falls Church, Virginia typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Falls Church, Virginia as everywhere in the U.S.
Choosing a CD Term in Falls Church, Virginia
The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Falls Church, Virginia savers easier access to their funds. For example, Capital One Bank is offering its 6 Month 360 CDs at 4.30% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, NASA Federal Credit Union is offering its 60 Month Share Certificate at 4.55% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.
CD Risk and Safety for Falls Church, Virginia Savers
CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Falls Church, Virginia saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.
How CD Interest Is Paid in Falls Church, Virginia
Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Falls Church, Virginia CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.
Fixed vs. Variable CD Rates in Falls Church, Virginia
Most CDs carry a fixed rate that is locked for the entire term, protecting a Falls Church, Virginia depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.
Frequently Asked Questions about CD Rates in Falls Church, Virginia
Are CD rates in Falls Church, Virginia FDIC insured?
Yes, most established banks in Falls Church, Virginia are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Falls Church, Virginia?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Falls Church, Virginia.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty, typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit, traditionally $100,000 or more. In exchange, banks in Falls Church, Virginia may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates, for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Falls Church, Virginia?
Here are recent top rates found for this area:
- Apple Federal Credit Union: 5.00% APY (12-Month Starter Certificate)
- NASA Federal Credit Union: 4.55% APY (60 Month Share Certificate)
- SFGI Direct: 4.40% APY (18-Month CD)
- Navy Federal Credit Union: 4.35% APY (12 Month Special EasyStart Certificate)
- Capital One Bank: 4.30% APY (12 Month 360 CDs)
- Northrop Grumman Federal Credit Union: 4.02% APY (Bonus Certificates - 12 Month)
- M&T Bank: 3.85% APY (18 MONTH SELECT Certificate of Deposit)
- Arlington Community Federal Credit Union: 3.80% APY (12 Month Certificate - Platinum)
- Healthcare Systems Federal Credit Union: 3.50% APY (60 Month Share Certificate)
- Truist: 3.25% APY (12-month CD)
Rates reflect recent verified offers available in Falls Church, Virginia. Last Updated: October 14, 2026
Falls Church, Virginia CD Calculator
See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY, or click any current Falls Church, Virginia rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.
Interest at Maturity
$0
Ending Balance
$0
Matures
Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30 to 180 days of interest. Estimates are for informational purposes only.
CD Calculators for Falls Church, Virginia
Falls Church, Virginia CD Calculator
At today’s VA top rate of 5.00% APY, a $10,000 deposit earns $500 in the first year. Enter your amount to see your exact return.
Falls Church, Virginia CD LadderVA CD rates currently range from 1.652% (3-month) to 2.896% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Falls Church, Virginia CD at 5.00% APY, know your exit cost. Most institutions charge 90 to 180 days of interest. Calculate your real net return if you need early access.
CD vs. High-Yield SavingsVirginia’s average 12-month CD is 3.056% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Falls Church, Virginia CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Falls Church, Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Falls Church, Virginia. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in VA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: October 14, 2026
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