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CD Rate Trends

Hurley, Virginia Best CD Rates September 2026

Current Hurley, Virginia CD rates include Congressional Federal Credit UnionCongressional Federal Credit UnionA+5.0 ★Texas Ratio: 4.81%Real return: +3.20%APY minus CPI (February 2026) offering Flexible Saver - 1 Year Certificate at 6.00% APY, Apple Federal Credit UnionApple Federal Credit UnionA+5.0 ★Texas Ratio: 2.61%Real return: +2.20%APY minus CPI (February 2026) offering 12 Month Starter Certificate at 5.00% APY, Beach Municipal Federal Credit UnionBeach Municipal Federal Credit UnionA+5.0 ★Texas Ratio: 3.47%Real return: +2.20%APY minus CPI (February 2026) offering 60 Month Youth Share Certificate Rate at 5.00% APY, PAHO WHO Federal Credit UnionPAHO WHO Federal Credit UnionA+5.0 ★Texas Ratio: 2.04%Real return: +1.79%APY minus CPI (February 2026) offering IRA Certificate 36 Months at 4.59% APY, and EagleBankEagleBankA5.0 ★Texas Ratio: 11.85%Real return: +1.65%APY minus CPI (February 2026) offering 12 Month CD at 4.45% APY. CD rates as of September 22, 2026 according to verified data from MonitorBankRates.

Hurley is a smaller community with no bank or credit union branches currently in our database. 749 institutions serving the Virginia area are available to Hurley residents, with CD rates as high as 6.00% APY from Congressional Federal Credit Union. Rates are continually updated, so we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: September 22, 2026

Compare Best CD Rates in Hurley, Virginia & the Surrounding Area

Hurley 3 Month CD Rates

National 3 Month CD Average2.06% APYUnchanged from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Woori America Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
3-Months CD
$1,000
3.70% ▲ 1.64% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 1.64% above avg
Details

Interest is not compounded. Interest will be credited to your account at maturity.

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
3 Month Term Certificates
$0
3.50% ▲ 1.44% above national avg
Rate3.44%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.06%▲ 1.44% above avg
Details

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
3 Month Certificate
$0
3.50% ▲ 1.44% above national avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.06%▲ 1.44% above avg
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
3 Month Certificate
$0
3.30% ▲ 1.24% above national avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.06%▲ 1.24% above avg
Details

Calvin B. Taylor Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
3 Month Certificate of Deposit
$1,000
3.25% ▲ 1.19% above national avg
Rate3.21%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.06%▲ 1.19% above avg
Details

Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
3 Month Standard CDs and IRAs
$0
3.00% ▲ 0.94% above national avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 0.94% above avg
Details

Schedule an Appointment

City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.66%
3 Month CD
$0
2.78% ▲ 0.72% above national avg
Rate2.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 0.72% above avg
Details

Term: 3 months (90 to 179 days)

Topside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3-Month Certificate
$100
2.75% ▲ 0.69% above national avg
Rate2.75%
Min Deposit$100
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.06%▲ 0.69% above avg
Details

Balance: $100.00 - $24,999.99

Truliant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
3 Month Term
$0
2.50% ▲ 0.44% above national avg
Rate2.47%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 0.44% above avg
Details

Truliant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
3 Month Term
$0
2.45% ▲ 0.39% above national avg
Rate2.42%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 0.39% above avg
Details

Truliant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
3 Month Term
$0
2.40% ▲ 0.34% above national avg
Rate2.37%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 0.34% above avg
Details

Truliant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
3 Month Term
$0
2.34% ▲ 0.28% above national avg
Rate2.32%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 0.28% above avg
Details

Farmers & Merchants Bank VA
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
3 Month Certificate
$1,000
2.27% ▲ 0.21% above national avg
Rate2.25%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 0.21% above avg
Details

University of Virginia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
3 Month Business Certificate
$500
2.25% ▲ 0.19% above national avg
Rate2.23%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 0.19% above avg
Details

Compounding: N/A

University of Virginia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
3 Month Share Certificate
$500
2.25% ▲ 0.19% above national avg
Rate2.23%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 0.19% above avg
Details

Pen Air Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.82%
3 Month Certificate Account
$0
2.10% ▲ 0.04% above national avg
Rate2.08%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 0.04% above avg
Details

Woodforest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.96%
3 Month CD
$500
2.00% ▼ 0.06% below national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 0.06% below avg
Details

Freedom Bank of Virginia
Institution Rating:
C+4.2 ★Texas Ratio: 24.99%
3 Month Certificate
$500
1.65% ▼ 0.41% below national avg
Rate1.64%
Min Deposit$500
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.06%▼ 0.41% below avg
Details

1

Chain Bridge Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates Of Deposit - 3 Months
$500
1.50% ▼ 0.56% below national avg
Rate1.49%
Min Deposit$500
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.06%▼ 0.56% below avg
Details

The National Capital Bank of Washington
Institution Rating:
A-5.0 ★Texas Ratio: 14.51%
Platinum Account Holders Certificates of Deposit 3 Months
$1,000
1.36% ▼ 0.70% below national avg
Rate1.35%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.06%▼ 0.70% below avg
Details

Early Withdrawl Penalty 30 days' simple interest

The National Capital Bank of Washington
Institution Rating:
A-5.0 ★Texas Ratio: 14.51%
Certificates of Deposit 3 Months
$1,000
1.26% ▼ 0.80% below national avg
Rate1.25%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.06%▼ 0.80% below avg
Details

Early Withdrawl Penalty 30 days' simple interest

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
3 Month Share Certificate Account - Regular Accounts
$0
1.26% ▼ 0.80% below national avg
Rate1.25%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.06%▼ 0.80% below avg
Details

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.40%
3 Month Business Share Certificates Plus Jumbo
$0
1.11% ▼ 0.95% below national avg
Rate1.10%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 0.95% below avg
Details

$200,000

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.40%
3 Month Smart Share Certificate
$0
1.11% ▼ 0.95% below national avg
Rate1.10%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 0.95% below avg
Details

Balance: $200,000 Plus Jumbo

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.40%
3 Month Business Share Certificates
$0
1.06% ▼ 1.00% below national avg
Rate1.05%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 1.00% below avg
Details

$100,000 - $199,999

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.40%
3 Month Smart Share Certificate
$0
1.06% ▼ 1.00% below national avg
Rate1.05%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 1.00% below avg
Details

Balance: $100,000 -$199,999

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.40%
3 Month Business Share Certificates less than
$0
1.01% ▼ 1.05% below national avg
Rate1.00%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 1.05% below avg
Details

$99,999

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.40%
3 Month Smart Share Certificate
$0
1.01% ▼ 1.05% below national avg
Rate1.00%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 1.05% below avg
Details

Balance: less than $99,999

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.40%
3 months less than
$0
1.01% ▼ 1.05% below national avg
Rate1.00%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 1.05% below avg
Details

$99,999

TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
3 Month CD
$250
1.00% ▼ 1.06% below national avg
Rate
Min Deposit$250
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 1.06% below avg
Details

Relationship APY

TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
3 Month Certificate
$0
1.00% ▼ 1.06% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 1.06% below avg
Details

Balance: $250.00 - $9,999.99

Benchmark Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Premium - 3 Months
$0
0.85% ▼ 1.21% below national avg
Rate0.85%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.06%▼ 1.21% below avg
Details

First Bank Strasburg, VA
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
3 Month Certificates of Deposit (CD)
$0
0.75% ▼ 1.31% below national avg
Rate0.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.06%▼ 1.31% below avg
Details

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
3-Month Certificate of Deposit
$0
0.70% ▼ 1.36% below national avg
Rate0.70%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 1.36% below avg
Details

Benchmark Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Regular Time Deposits & IRAs - 3 Months
$0
0.60% ▼ 1.46% below national avg
Rate0.60%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.06%▼ 1.46% below avg
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
3-month term
$0
0.60% ▼ 1.46% below national avg
Rate0.60%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.06%▼ 1.46% below avg
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
Standard CDs - 3-month term
$0
0.60% ▼ 1.46% below national avg
Rate0.60%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.06%▼ 1.46% below avg
Details

Capon Valley Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.21%
3 Month CD
$500
0.55% ▼ 1.51% below national avg
Rate0.55%
Min Deposit$500
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.06%▼ 1.51% below avg
Details

United Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
3 Month Standard Rate CDs
$500
0.50% ▼ 1.56% below national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 1.56% below avg
Details

National Bank of Blacksburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
90 Day Certificates of Deposit (CDs)
$0
0.50% ▼ 1.56% below national avg
Rate0.50%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 1.56% below avg
Details

Chesapeake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
90 day Certificate
$0
0.50% ▼ 1.56% below national avg
Rate0.50%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 1.56% below avg
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
3-month term Regular
$0
0.50% ▼ 1.56% below national avg
Rate0.50%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.06%▼ 1.56% below avg
Details

Standard CDs

FNB of Peterstown
Institution Rating:
A+5.0 ★Texas Ratio: 4.90%
3 Month Certificate
$0
0.40% ▼ 1.66% below national avg
Rate0.40%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.06%▼ 1.66% below avg
Details

Presidential Bank
Institution Rating:
A-4.9 ★Texas Ratio: 16.48%
90 Day CD
$1,000
0.10% ▼ 1.96% below national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 1.96% below avg
Details

A penalty is imposed for early withdrawal. Fees could reduce earnings.

Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
3 Month Traditional Term CD
$2,500
0.10% ▼ 1.96% below national avg
Rate
Min Deposit$2,500
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.06%▼ 1.96% below avg
Details

Accounts are available only to customers with a primary residence in Dollar Bank's Pennsylvania market.

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
3 Month Certificate
$0
0.10% ▼ 1.96% below national avg
Rate0.10%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.06%▼ 1.96% below avg
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
3 month Standard Interest Rate
$2,500
0.06% ▼ 2.00% below national avg
Rate0.06%
Min Deposit$2,500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 2.00% below avg
Details

Early withdrawal penalties may apply.

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
3 month Standard Fixed Rate CD
$2,500
0.05% ▼ 2.01% below national avg
Rate0.05%
Min Deposit$2,500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 2.01% below avg
Details

Relationship APY 0.06%. Early withdrawal penalties may apply.

Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
IRA Certificate - 3 months
$0
0.05% ▼ 2.01% below national avg
Rate0.05%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.06%▼ 2.01% below avg
Details

Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
IRA Certificates - 3 months
$0
0.05% ▼ 2.01% below national avg
Rate0.05%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.06%▼ 2.01% below avg
Details

Hurley 6 Month CD Rates

National 6 Month CD Average2.76% APYUnchanged from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
6 Month 360 CDs
$0
4.30% ▲ 1.54% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.54% above avg
Details

Fixed APY | No minimum balance

Chartway Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
6-Month Promo Certificate
$0
4.30% ▲ 1.54% above national avg
Rate4.23%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.54% above avg
Details

Promo Certificate Disclosure - The 6-month Promotional Certificate Annual Percentage Yield (APY). Promotional Certificates are available for new and existing members of Chartway Credit Union. To qualify for the offer, certificates must be funded completely with new deposits. New Deposits are defined as funds not currently on deposit with Chartway Credit Union. Rate effective date April 1, 2026. Chartway Credit Union reserves the right to end or modify the offer at any time. Penalty for early withdrawal. Fees could reduce earnings on the account. The certificate has a minimum $500 balance ($100 if under 18 years old) to open. The 13-month certificate will renew at the current 6-month certificate rate. Rate subject to change. The Credit Union reserves the right to delay the availability of funds deposited to accounts that are not transaction accounts for periods longer than those disclosed in the Funds Availability Policy.

Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
Limited Time Special - 6 Months
$2,500
4.25% ▲ 1.49% above national avg
Rate4.17%
Min Deposit$2,500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.49% above avg
Details

New money only. Early withdrawal penalty is 90 days of dividend whether earned or not.

Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
Regular Certificate 6 month
$500
4.25% ▲ 1.49% above national avg
Rate4.18%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.49% above avg
Details

EagleBank
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
6 Month CD
$1,000
4.20% ▲ 1.44% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.44% above avg
Details

The Annual Percentage Yield (APY) is accurate as of 09/10/2026. APY assumes interest remains on deposit until maturity date. Penalty for early withdrawal may reduce earnings. Fees may reduce earnings. Rates are subject to change at any time and are not guaranteed until the account is opened.

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
IRA Certificate 6 Months
$0
4.13% ▲ 1.37% above national avg
Rate4.05%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.37% above avg
Details

Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
6-Month Certificate
$0
4.10% ▲ 1.34% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.34% above avg
Details

Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
Business 6-Month Certificate
$0
4.10% ▲ 1.34% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.34% above avg
Details

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
6 Month Share Certificate Account - Regular Accounts
$0
4.06% ▲ 1.30% above national avg
Rate4.00%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.30% above avg
Details

NASA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
6 Month Share Certificate
$0
4.00% ▲ 1.24% above national avg
Rate3.93%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.24% above avg
Details

Balance: $1,000

City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.66%
Special 6-Month Fixed Rate
$0
4.00% ▲ 1.24% above national avg
Rate3.93%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.24% above avg
Details

Term: Special 6-Month Fixed Rate2

MainStreet Bank
Institution Rating:
B-4.4 ★Texas Ratio: 22.27%
6 Month CD
$500
3.85% ▲ 1.09% above national avg
Rate3.78%
Min Deposit$500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.09% above avg
Details

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
6 Month Certificate
$500
3.82% ▲ 1.06% above national avg
Rate3.75%
Min Deposit$500
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.76%▲ 1.06% above avg
Details

NY FIREFIGHTERS BRAVEST
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Certificate 6 Month
$500
3.82% ▲ 1.06% above national avg
Rate3.75%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.06% above avg
Details

Early redemption fee applies.

Arlington Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.62%
6 Month Certificate
$100,000
3.80% ▲ 1.04% above national avg
Rate
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.04% above avg
Details

Woori America Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
6-Months CD
$1,000
3.75% ▲ 0.99% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.99% above avg
Details

Interest is not compounded. Interest will be credited to your account at maturity.

Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.87%
6 Month Jumbo CD
$50,000
3.75% ▲ 0.99% above national avg
Rate
Min Deposit$50,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.99% above avg
Details

Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.87%
6 Month IRA Traditional & Roth CD
$500
3.65% ▲ 0.89% above national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.89% above avg
Details

Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.87%
6 Month Regular CD
$500
3.65% ▲ 0.89% above national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.89% above avg
Details

Arlington Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.62%
6 Month Share & IRA Certificates
$500
3.60% ▲ 0.84% above national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 0.84% above avg
Details

Platinum APY*: 3.70%

Congressional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
Jumbo - 6 Month Certificate
$100,000
3.60% ▲ 0.84% above national avg
Rate3.53%
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 0.84% above avg
Details

Term: Jumbo - 6 Month Certificate; Special Rate (APY):

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
6 Month Bonus Certificates
$0
3.60% ▲ 0.84% above national avg
Rate3.55%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.84% above avg
Details

Balance: 6 Month

Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.22%
6 Month IRA Certificate
$0
3.56% ▲ 0.80% above national avg
Rate3.50%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.80% above avg
Details

Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.22%
6 Month Share Certificate
$0
3.56% ▲ 0.80% above national avg
Rate3.50%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.80% above avg
Details

DuPont Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
6 Month Business Certificates
$500
3.56% ▲ 0.80% above national avg
Rate3.50%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.80% above avg
Details

Minimum balance of $500. Fees may reduce earnings on your accounts.

DuPont Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
6 Month Certificates
$500
3.56% ▲ 0.80% above national avg
Rate3.50%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.80% above avg
Details

Minimum Balance of $500. Early withdrawal penalties may apply.

DuPont Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
6 Month HSA Certificates
$1,000
3.56% ▲ 0.80% above national avg
Rate3.50%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.80% above avg
Details

Minimum Balance of $1,000. Early withdrawal penalties may apply.

DuPont Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
6 Month IRA Certificates
$1,000
3.56% ▲ 0.80% above national avg
Rate3.50%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.80% above avg
Details

Minimum Balance of $1,000. Early withdrawal penalties may apply.

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.32%
6 Month Certificate
$0
3.55% ▲ 0.79% above national avg
Rate3.49%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.79% above avg
Details

Gold Member Merit rates available to accounts with household relationship of $25,000 or more in loan and deposit balances. Interest and dividends are paid and compounded monthly based on the average daily balance. APY is a variable rate. After issue date, rate may change twice during the term. Term is divided into three equal periods and rate adjusts on anniversary date of each subsequent period. Rate will adjust to current rate for like fixed rate certificate term less a margin (.10% for 36 months; .25% for 60 months). Rate may increase or decrease, but will never be lower than rate earned on issue date. A penalty will or may be imposed for early withdrawal. Fees may reduce earnings on the account. See our CD Truth in Savings Disclosure for further information.

Congressional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
6 Month Certificate
$1,000
3.50% ▲ 0.74% above national avg
Rate3.44%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 0.74% above avg
Details

Special Rate (APY):

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
6 Month Term Certificates
$0
3.50% ▲ 0.74% above national avg
Rate3.44%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 0.74% above avg
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
IRA Certificates - 6 Month
$0
3.50% ▲ 0.74% above national avg
Rate3.44%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 0.74% above avg
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
6 Month Certificates
$0
3.50% ▲ 0.74% above national avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.74% above avg
Details

Balance: 6 Month

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
6 Month Certificate
$0
3.50% ▲ 0.74% above national avg
Rate3.44%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.74% above avg
Details

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
6 Month Certificate
$0
3.50% ▲ 0.74% above national avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.74% above avg
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.32%
6 Month Certificate
$0
3.50% ▲ 0.74% above national avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.74% above avg
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.32%
Business 6 Month Certificate
$0
3.50% ▲ 0.74% above national avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.74% above avg
Details

Augusta Health Care Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
6 Month Share Certificate
$0
3.50% ▲ 0.74% above national avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.74% above avg
Details

PWC Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
6 Month IRA Share Certificate
$0
3.44% ▲ 0.68% above national avg
Rate3.40%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.68% above avg
Details

PWC Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
6 mos term
$0
3.44% ▲ 0.68% above national avg
Rate3.40%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.68% above avg
Details

National Bank of Blacksburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
6 Month Certificate of Deposit (CD) Specials
$0
3.43% ▲ 0.67% above national avg
Rate3.40%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.67% above avg
Details

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
6 Month Certificate
$0
3.35% ▲ 0.59% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.59% above avg
Details

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
6 Month CD
$0
3.30% ▲ 0.54% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.54% above avg
Details

ABNB Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.79%
IRA Certificate - 6 Months (Reg/Roth/Educ)
$100,000
3.25% ▲ 0.49% above national avg
Rate3.20%
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.49% above avg
Details

Everest Federal Credit Union
Institution Rating:
D3.2 ★Texas Ratio: 36.68%
6 Month Certificate of Deposit
$0
3.25% ▲ 0.49% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.49% above avg
Details

Everence Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.19%
6 Month Certificate
$0
3.20% ▲ 0.44% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 0.44% above avg
Details

Everence Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.19%
6 Month Traditional certificate terms
$100,000
3.20% ▲ 0.44% above national avg
Rate
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 0.44% above avg
Details

ABNB Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.79%
Certificate - 6 Months
$100,000
3.20% ▲ 0.44% above national avg
Rate3.15%
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.44% above avg
Details

ABNB Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.79%
IRA Certificate - 6 Months (Reg/Roth/Educ)
$1,000
3.20% ▲ 0.44% above national avg
Rate3.15%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.44% above avg
Details

Everence Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.19%
6 Month Certificate
$0
3.15% ▲ 0.39% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 0.39% above avg
Details

Hurley 12 Month CD Rates

National 12 Month CD Average2.95% APYUnchanged from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Congressional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
Flexible Saver - 1 Year Certificate
$100
6.00% ▲ 3.05% above national avg
Rate5.83%
Min Deposit$100
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 3.05% above avg
Details

Term: Flexible Saver - 1 Year Certificate; Special Rate (APY):

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
12 Month Starter Certificate
$0
5.00% ▲ 2.05% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 2.05% above avg
Details

Term: 12 Month Starter Certificate

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
12-Month Starter Certificate
$50
5.00% ▲ 2.05% above national avg
Rate
Min Deposit$50
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 2.05% above avg
Details

Don't let a lack of existing savings hold you back. Your journey begins with your first step on a steady path towards financial security. Additional deposits are permitted at any time until maturity, up to the maximum. A penalty may be imposed for early withdrawals. If the Certificate is redeemed prior to the maturity date the following penalty will apply: If the term is over 6 months to 60 months - the lesser of dividends earned since issuance or renewal or 180 days dividends. There is no penalty for withdrawals as a result of the death of any owner. If the Certificate is withdrawn within the 10 days following the maturity date, no penalty will apply. Fees could reduce earnings on the account. See Starter Certificate Disclosure for complete terms.

EagleBank
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
12 Month CD
$1,000
4.45% ▲ 1.50% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 1.50% above avg
Details

The Annual Percentage Yield (APY) is accurate as of 09/10/2026. APY assumes interest remains on deposit until maturity date. Penalty for early withdrawal may reduce earnings. Fees may reduce earnings. Rates are subject to change at any time and are not guaranteed until the account is opened.

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
12 Month 360 CDs
$0
4.30% ▲ 1.35% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 1.35% above avg
Details

Fixed APY | No minimum balance

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
12 Month Certificate
$0
4.25% ▲ 1.30% above national avg
Rate4.16%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 1.30% above avg
Details

Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
Regular Certificate 1 Year
$500
4.25% ▲ 1.30% above national avg
Rate4.18%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 1.30% above avg
Details

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
IRA Certificate 12 Months
$0
4.13% ▲ 1.18% above national avg
Rate4.05%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 1.18% above avg
Details

City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.66%
Special 12-Month Fixed Rate
$0
4.11% ▲ 1.16% above national avg
Rate4.03%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 1.16% above avg
Details

Term: Special 12-Month Fixed Rate1

NASA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
12 Month Share Certificate
$0
4.05% ▲ 1.10% above national avg
Rate3.98%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 1.10% above avg
Details

Balance: $1,000

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
12 Month Certificate
$500
4.05% ▲ 1.10% above national avg
Rate3.97%
Min Deposit$500
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.95%▲ 1.10% above avg
Details

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
1-year online CDs
$0
4.00% ▲ 1.05% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 1.05% above avg
Details

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
12 Month CD
$0
4.00% ▲ 1.05% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 1.05% above avg
Details

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
12 Month Certificate
$0
4.00% ▲ 1.05% above national avg
Rate3.93%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 1.05% above avg
Details

Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
1 Year EZ Save
$50
4.00% ▲ 1.05% above national avg
Rate
Min Deposit$50
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 1.05% above avg
Details

Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.87%
12 Month Elite Jumbo CD
$250,000
4.00% ▲ 1.05% above national avg
Rate
Min Deposit$250,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 1.05% above avg
Details

NASA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
12 Month Share Certificate
$0
3.95% ▲ 1.00% above national avg
Rate3.88%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 1.00% above avg
Details

Balance: $250

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
12 Month Bonus Certificates
$0
3.95% ▲ 1.00% above national avg
Rate3.88%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 1.00% above avg
Details

Balance: 12 Month

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
12 Month Bonus IRA Certificates
$0
3.95% ▲ 1.00% above national avg
Rate3.88%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 1.00% above avg
Details

Balance: 12 Month

Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
12 Month Certificate
$500
3.92% ▲ 0.97% above national avg
Rate3.85%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.97% above avg
Details

Early withdrawal penalty is 90 days of dividend whether earned or not.

MainStreet Bank
Institution Rating:
B-4.4 ★Texas Ratio: 22.27%
1 Year CD
$500
3.90% ▲ 0.95% above national avg
Rate3.83%
Min Deposit$500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.95% above avg
Details

Argent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
12 Month Certificates
$0
3.90% ▲ 0.95% above national avg
Rate3.84%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 0.95% above avg
Details

Argent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
12 Month IRA Certificates
$0
3.90% ▲ 0.95% above national avg
Rate3.84%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 0.95% above avg
Details

Congressional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
Jumbo - 1 Year Certificate
$100,000
3.85% ▲ 0.90% above national avg
Rate3.77%
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 0.90% above avg
Details

Term: Jumbo - 1 Year Certificate; Special Rate (APY):

Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.87%
12 Month Jumbo CD
$50,000
3.85% ▲ 0.90% above national avg
Rate
Min Deposit$50,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 0.90% above avg
Details

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
12 Month Share Certificate Account - Regular Accounts
$0
3.85% ▲ 0.90% above national avg
Rate3.80%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.90% above avg
Details

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
12 Month Share Certificate Account - Roth or Traditional IRAs
$0
3.85% ▲ 0.90% above national avg
Rate3.80%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.90% above avg
Details

IRA and Coverdell Education Certificate accounts are only available for 12, 24, 36, 48 and 60 month terms.

Beach Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
12 Month Share Certificate
$0
3.82% ▲ 0.87% above national avg
Rate3.77%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 0.87% above avg
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.39%
Jumbo Traditional, Educational, and Roth IRA Share Certificates - 12-month
$10,000
3.80% ▲ 0.85% above national avg
Rate3.75%
Min Deposit$10,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.85% above avg
Details

Arlington Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.62%
12 Month - Platinum
$25
3.80% ▲ 0.85% above national avg
Rate
Min Deposit$25
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 0.85% above avg
Details

Arlington Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.62%
12 Month Certificate
$100,000
3.80% ▲ 0.85% above national avg
Rate
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 0.85% above avg
Details

Topside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
12-Month Certificate
$100
3.80% ▲ 0.85% above national avg
Rate3.75%
Min Deposit$100
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 0.85% above avg
Details

Balance: $25,000.00 + over

Henrico Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
12 Month Certificate
$0
3.80% ▲ 0.85% above national avg
Rate3.73%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 0.85% above avg
Details

Balance: $100,000

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
12 Month Certificates
$0
3.79% ▲ 0.84% above national avg
Rate3.73%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 0.84% above avg
Details

Balance: 12 Month

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
YOUth Boost 12-Month
$0
3.79% ▲ 0.84% above national avg
Rate3.73%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 0.84% above avg
Details

Balance: YOUth Boost 12-Month

Homebase Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
12 Month Share Certificate / IRA Certificate
$0
3.76% ▲ 0.81% above national avg
Rate3.70%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 0.81% above avg
Details

Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.22%
12 Month IRA Certificate
$0
3.76% ▲ 0.81% above national avg
Rate3.70%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 0.81% above avg
Details

Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.22%
12 Month Share Certificate
$0
3.76% ▲ 0.81% above national avg
Rate3.70%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 0.81% above avg
Details

Presidential Bank
Institution Rating:
A-4.9 ★Texas Ratio: 16.48%
1 Year CD
$1,000
3.75% ▲ 0.80% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.80% above avg
Details

A penalty is imposed for early withdrawal. Fees could reduce earnings.

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Jumbo 12 Month Certificate
$0
3.75% ▲ 0.80% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.80% above avg
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.39%
12 Month Jumbo Fixed Rate Share Certificates
$10,000
3.75% ▲ 0.80% above national avg
Rate3.70%
Min Deposit$10,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.80% above avg
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.39%
Traditional, Educational, and Roth IRA Share Certificates - 12-month
$1,000
3.75% ▲ 0.80% above national avg
Rate3.70%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.80% above avg
Details

Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
IRA Certificate - 1 year
$0
3.75% ▲ 0.80% above national avg
Rate3.69%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.95%▲ 0.80% above avg
Details

Congressional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
1 Year Certificate
$1,000
3.75% ▲ 0.80% above national avg
Rate3.68%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 0.80% above avg
Details

Special Rate (APY): 4.40%

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
12 Month Term Certificates
$0
3.75% ▲ 0.80% above national avg
Rate3.69%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 0.80% above avg
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
IRA Certificates - 12 Month
$0
3.75% ▲ 0.80% above national avg
Rate3.69%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 0.80% above avg
Details

Beach Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
12 Month IRA Share Certificate
$2,500
3.75% ▲ 0.80% above national avg
Rate3.75%
Min Deposit$2,500
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 0.80% above avg
Details

Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.87%
1 Year IRA Traditional & Roth CD
$500
3.75% ▲ 0.80% above national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 0.80% above avg
Details

Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.87%
12 Month Regular CD
$500
3.75% ▲ 0.80% above national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 0.80% above avg
Details

Augusta Health Care Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
12 Month Share Certificate
$0
3.75% ▲ 0.80% above national avg
Rate3.69%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.80% above avg
Details

Hurley 18 Month CD Rates

National 18 Month CD Average2.81% APY▼ 0.04% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
EagleBank
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
18 Month CD
$1,000
4.35% ▲ 1.54% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 1.54% above avg
Details

The Annual Percentage Yield (APY) is accurate as of 09/10/2026. APY assumes interest remains on deposit until maturity date. Penalty for early withdrawal may reduce earnings. Fees may reduce earnings. Rates are subject to change at any time and are not guaranteed until the account is opened.

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
18 Month 360 CDs
$0
4.30% ▲ 1.49% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 1.49% above avg
Details

Fixed APY | No minimum balance

Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
Regular Certificate 18 Month
$500
4.25% ▲ 1.44% above national avg
Rate4.18%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 1.44% above avg
Details

Oak View National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
18 MONTH CD
$0
4.15% ▲ 1.34% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.81%▲ 1.34% above avg
Details

Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.87%
Senior 18-month Jumbo CD
$50,000
4.10% ▲ 1.29% above national avg
Rate
Min Deposit$50,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 1.29% above avg
Details

Chesapeake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
18 month Certificate
$0
4.00% ▲ 1.19% above national avg
Rate3.93%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 1.19% above avg
Details

Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.87%
Senior 18-month CD
$500
4.00% ▲ 1.19% above national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 1.19% above avg
Details

MainStreet Bank
Institution Rating:
B-4.4 ★Texas Ratio: 22.27%
18 Month CD
$500
3.90% ▲ 1.09% above national avg
Rate3.83%
Min Deposit$500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 1.09% above avg
Details

Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.87%
18 Month Jumbo CD
$50,000
3.90% ▲ 1.09% above national avg
Rate
Min Deposit$50,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 1.09% above avg
Details

M&T Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
18 MONTH SELECT Certificate of Deposit
$1,000
3.85% ▲ 1.04% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 1.04% above avg
Details

Requires a qualifying checking account.

M&T Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
18-Month M&T Select CD
$0
3.85% ▲ 1.04% above national avg
Rate3.78%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 1.04% above avg
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
18 Month Certificate
$0
3.85% ▲ 1.04% above national avg
Rate3.78%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 1.04% above avg
Details

Beach Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
18 Month Share Certificate
$0
3.82% ▲ 1.01% above national avg
Rate3.77%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 1.01% above avg
Details

Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.87%
18 Month IRA Traditional & Roth CD
$500
3.80% ▲ 0.99% above national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 0.99% above avg
Details

Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.87%
18 Month Regular CD
$500
3.80% ▲ 0.99% above national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 0.99% above avg
Details

Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.02%
18 Month Term Certificate
$0
3.77% ▲ 0.96% above national avg
Rate3.70%
Min Deposit$0
Min Balance
Verified and UpdatedSep 15, 2026
National Average2.81%▲ 0.96% above avg
Details

Topside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
18-Month Certificate
$0
3.75% ▲ 0.94% above national avg
Rate3.70%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 0.94% above avg
Details

Balance: $25,000.00 + over

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
18 Month Certificate
$0
3.75% ▲ 0.94% above national avg
Rate3.68%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 0.94% above avg
Details

PWC Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
18 Month IRA Share Certificate
$0
3.72% ▲ 0.91% above national avg
Rate3.70%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.91% above avg
Details

PWC Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
18 mos term
$0
3.72% ▲ 0.91% above national avg
Rate3.70%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.91% above avg
Details

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
18 Month Certificate
$500
3.67% ▲ 0.86% above national avg
Rate3.60%
Min Deposit$500
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.81%▲ 0.86% above avg
Details

Homebase Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
18 Month Share Certificate / IRA Certificate
$0
3.66% ▲ 0.85% above national avg
Rate3.60%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.81%▲ 0.85% above avg
Details

Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.22%
18 Month IRA Certificate
$0
3.66% ▲ 0.85% above national avg
Rate3.60%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 0.85% above avg
Details

Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.22%
18 Month Share Certificate
$0
3.66% ▲ 0.85% above national avg
Rate3.60%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 0.85% above avg
Details

Arlington Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.62%
18 Month Share & IRA Certificates
$500
3.65% ▲ 0.84% above national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.81%▲ 0.84% above avg
Details

Rates Effective: April 17, 2026

Topside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
18-Month Certificate
$0
3.65% ▲ 0.84% above national avg
Rate3.60%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 0.84% above avg
Details

Balance: $100.00 - $24,999.99

Topside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
18-Month Share Certificate
$0
3.65% ▲ 0.84% above national avg
Rate3.60%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 0.84% above avg
Details

Balance: $25,000.00 + over

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
18-month term
$0
3.65% ▲ 0.84% above national avg
Rate3.59%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.84% above avg
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
IRA CD Specials - 18-month term
$0
3.65% ▲ 0.84% above national avg
Rate3.59%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.84% above avg
Details

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
18 Month CD
$0
3.60% ▲ 0.79% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 0.79% above avg
Details

Arlington Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.62%
18 Month Share & IRA Certificates
$500
3.55% ▲ 0.74% above national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.81%▲ 0.74% above avg
Details

Platinum APY*: 3.65%

Topside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
18-Month Share Certificate
$0
3.55% ▲ 0.74% above national avg
Rate3.50%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 0.74% above avg
Details

Balance: $100.00 - $24,999.99

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
18 Month Term Certificates
$0
3.50% ▲ 0.69% above national avg
Rate3.44%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.81%▲ 0.69% above avg
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
IRA Certificates - 18 Month
$0
3.50% ▲ 0.69% above national avg
Rate3.44%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.81%▲ 0.69% above avg
Details

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
18 Month Share Certificate Account - Regular Accounts
$0
3.50% ▲ 0.69% above national avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.69% above avg
Details

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
18 Month Certificate
$0
3.45% ▲ 0.64% above national avg
Rate3.40%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 0.64% above avg
Details

Everence Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.19%
18 Month Traditional certificate terms
$100,000
3.30% ▲ 0.49% above national avg
Rate
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.81%▲ 0.49% above avg
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.32%
18 Month Certificate
$0
3.30% ▲ 0.49% above national avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.49% above avg
Details

Gold Member Merit rates available to accounts with household relationship of $25,000 or more in loan and deposit balances. Interest and dividends are paid and compounded monthly based on the average daily balance. APY is a variable rate. After issue date, rate may change twice during the term. Term is divided into three equal periods and rate adjusts on anniversary date of each subsequent period. Rate will adjust to current rate for like fixed rate certificate term less a margin (.10% for 36 months; .25% for 60 months). Rate may increase or decrease, but will never be lower than rate earned on issue date. A penalty will or may be imposed for early withdrawal. Fees may reduce earnings on the account. See our CD Truth in Savings Disclosure for further information.

Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
IRA Certificate - 18 months
$0
3.25% ▲ 0.44% above national avg
Rate3.20%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.81%▲ 0.44% above avg
Details

Everence Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.19%
18 Month Traditional certificate terms
$500
3.25% ▲ 0.44% above national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.81%▲ 0.44% above avg
Details

Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
18 Month Share Certificate
$0
3.25% ▲ 0.44% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 0.44% above avg
Details

Balance: $10,000.00 and over

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.32%
18 Month Certificate
$0
3.25% ▲ 0.44% above national avg
Rate3.20%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.44% above avg
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.32%
Business 18 Month Certificate
$0
3.25% ▲ 0.44% above national avg
Rate3.20%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.44% above avg
Details

Truliant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
18 Month Term
$0
3.20% ▲ 0.39% above national avg
Rate3.15%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 0.39% above avg
Details

Truliant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
18 Month Term
$0
3.15% ▲ 0.34% above national avg
Rate3.10%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 0.34% above avg
Details

Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
IRA Certificate - 18 months
$0
3.15% ▲ 0.34% above national avg
Rate3.11%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.81%▲ 0.34% above avg
Details

Park View Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
18 Month Business Regular Fixed Rate Certificate
$0
3.15% ▲ 0.34% above national avg
Rate3.11%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 0.34% above avg
Details

Park View Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
18 Month Regular Fixed Rate Certificates
$0
3.15% ▲ 0.34% above national avg
Rate3.11%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 0.34% above avg
Details

NAE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
18 Month Share Certificate - Preferred Relationship
$0
3.13% ▲ 0.32% above national avg
Rate3.09%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 0.32% above avg
Details

Other Terms: 19, 20, 21, & 22

Park View Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
18 Month Regular Fixed Rate Certificates
$0
3.11% ▲ 0.30% above national avg
Rate3.10%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 0.30% above avg
Details

Hurley 24 Month CD Rates

National 24 Month CD Average2.83% APY▼ 0.03% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
EagleBank
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
24 Month CD
$1,000
4.35% ▲ 1.52% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.52% above avg
Details

The Annual Percentage Yield (APY) is accurate as of 09/10/2026. APY assumes interest remains on deposit until maturity date. Penalty for early withdrawal may reduce earnings. Fees may reduce earnings. Rates are subject to change at any time and are not guaranteed until the account is opened.

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
24 Month 360 CDs
$0
4.30% ▲ 1.47% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.47% above avg
Details

Fixed APY | No minimum balance

Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
Regular Certificate 2 Year
$500
4.25% ▲ 1.42% above national avg
Rate4.18%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.42% above avg
Details

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
IRA Certificate 24 Months
$0
4.13% ▲ 1.30% above national avg
Rate4.05%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.30% above avg
Details

NASA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
24 Month Share Certificate
$0
4.10% ▲ 1.27% above national avg
Rate4.03%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.27% above avg
Details

Balance: $1,000

Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.87%
24 Month Elite Jumbo CD
$250,000
4.10% ▲ 1.27% above national avg
Rate
Min Deposit$250,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.27% above avg
Details

NASA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
24 Month Share Certificate
$0
4.00% ▲ 1.17% above national avg
Rate3.93%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.17% above avg
Details

Balance: $1,000

Argent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
24 Month Jumbo Certificate
$0
4.00% ▲ 1.17% above national avg
Rate3.94%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.17% above avg
Details

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
1 - 2 Year Business Investment Certificate
$1,000
4.00% ▲ 1.17% above national avg
Rate3.93%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.17% above avg
Details

Term: 1 to 2 Years (365 to 729 days); Jumbo APY: 4.05%; Jumbo Dividend Rate: 3.98%; Early Withdrawal Penalty: 180 Days' Dividends

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
1 - 2 Year Investment Certificate
$1,000
4.00% ▲ 1.17% above national avg
Rate3.93%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.17% above avg
Details

Term: 1 to 2 Years (365 to 729 days); Jumbo APY ($100k Minimum): 4.05%; Jumbo Dividend Rate ($100k minimum): 3.98%; Early Withdrawal Penalty: 90 Days' Dividends

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
24 Month Bonus Certificates
$0
3.96% ▲ 1.13% above national avg
Rate3.89%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.13% above avg
Details

Balance: 24 Month

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
24 Month Bonus IRA Certificates
$0
3.96% ▲ 1.13% above national avg
Rate3.89%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.13% above avg
Details

Balance: 24 Month

Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.87%
24 Month Jumbo CD
$50,000
3.95% ▲ 1.12% above national avg
Rate
Min Deposit$50,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.12% above avg
Details

Chesapeake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
2 year Certificate
$0
3.90% ▲ 1.07% above national avg
Rate3.83%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.07% above avg
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
24 Month Certificate
$0
3.90% ▲ 1.07% above national avg
Rate3.83%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.07% above avg
Details

Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.87%
2 Year IRA Traditional & Roth CD
$500
3.85% ▲ 1.02% above national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.02% above avg
Details

Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.87%
24 Month Regular CD
$500
3.85% ▲ 1.02% above national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.02% above avg
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.39%
Jumbo Traditional, Educational, and Roth IRA Share Certificates - 24-month
$10,000
3.80% ▲ 0.97% above national avg
Rate3.75%
Min Deposit$10,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 0.97% above avg
Details

Henrico Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
24 Month Certificate
$0
3.80% ▲ 0.97% above national avg
Rate3.73%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.97% above avg
Details

Balance: $100,000

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
24 Month Certificates
$0
3.80% ▲ 0.97% above national avg
Rate3.74%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.97% above avg
Details

Balance: 24 Month

Argent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
24 Month Certificates
$0
3.80% ▲ 0.97% above national avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.97% above avg
Details

Argent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
24 Month IRA Certificates
$0
3.80% ▲ 0.97% above national avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.97% above avg
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
24 Month Certificate
$0
3.80% ▲ 0.97% above national avg
Rate3.73%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.97% above avg
Details

Loudoun Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
24 Month Certificate
$0
3.80% ▲ 0.97% above national avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.97% above avg
Details

Loudoun Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
24-Month Roth IRA Certificate
$0
3.80% ▲ 0.97% above national avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.97% above avg
Details

Loudoun Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
24-Month Traditional IRA Certificate
$0
3.80% ▲ 0.97% above national avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.97% above avg
Details

Loudoun Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
Share Certificate - 24 Months
$0
3.80% ▲ 0.97% above national avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.97% above avg
Details

Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.02%
24 Month Term Certificate
$0
3.77% ▲ 0.94% above national avg
Rate3.70%
Min Deposit$0
Min Balance
Verified and UpdatedSep 15, 2026
National Average2.83%▲ 0.94% above avg
Details

Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.06%
24 Month Fixed Rate
$0
3.75% ▲ 0.92% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 0.92% above avg
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.39%
24 Month Jumbo Fixed Rate Share Certificates
$10,000
3.75% ▲ 0.92% above national avg
Rate3.70%
Min Deposit$10,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 0.92% above avg
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.39%
Traditional, Educational, and Roth IRA Share Certificates - 24-month
$1,000
3.75% ▲ 0.92% above national avg
Rate3.70%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 0.92% above avg
Details

Homebase Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
24 Month Share Certificate / IRA Certificate
$0
3.71% ▲ 0.88% above national avg
Rate3.65%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.88% above avg
Details

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
24 Month Certificate
$0
3.70% ▲ 0.87% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 0.87% above avg
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.39%
24 Month Fixed Rate Share Certificates
$1,000
3.70% ▲ 0.87% above national avg
Rate3.65%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 0.87% above avg
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.39%
24 Month Raise Your Rate Share Certificate
$1,000
3.70% ▲ 0.87% above national avg
Rate3.65%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 0.87% above avg
Details

Arlington Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.62%
24 Month Certificate
$100,000
3.70% ▲ 0.87% above national avg
Rate
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.87% above avg
Details

Congressional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
Jumbo - 2 Year Certificate
$100,000
3.70% ▲ 0.87% above national avg
Rate3.63%
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.87% above avg
Details

Term: Jumbo - 2 Year Certificate; Special Rate (APY): 4.00%

Topside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
24-Month Certificate
$0
3.70% ▲ 0.87% above national avg
Rate3.65%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.87% above avg
Details

Balance: $25,000.00 + over

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
24 Month Certificate
$500
3.67% ▲ 0.84% above national avg
Rate3.60%
Min Deposit$500
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.83%▲ 0.84% above avg
Details

Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.22%
24 Month IRA Certificate
$0
3.66% ▲ 0.83% above national avg
Rate3.60%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.83% above avg
Details

Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.22%
24 Month Share Certificate
$0
3.66% ▲ 0.83% above national avg
Rate3.60%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.83% above avg
Details

Topside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
24-Month (2 year) Share Certificate
$0
3.65% ▲ 0.82% above national avg
Rate3.60%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.82% above avg
Details

Balance: $25,000.00 + over

Arlington Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.62%
24 Month Share & IRA Certificates
$500
3.60% ▲ 0.77% above national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.77% above avg
Details

Platinum APY*: 3.70%

Congressional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
2 Year Certificate
$1,000
3.60% ▲ 0.77% above national avg
Rate3.53%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.77% above avg
Details

Special Rate (APY): 4.40%

Topside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
2-Year IRA Certificate
$25,000
3.60% ▲ 0.77% above national avg
Rate3.55%
Min Deposit$25,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.77% above avg
Details

Balance: $25,000.00 + over

Topside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
24-Month Certificate
$0
3.60% ▲ 0.77% above national avg
Rate3.55%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.77% above avg
Details

Balance: $100.00 - $24,999.99

Vantage Point Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
Share & IRA Share Certificates (24 month term)
$1,000
3.56% ▲ 0.73% above national avg
Rate3.50%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.73% above avg
Details

Topside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
24-Month (2 year) Share Certificate
$0
3.55% ▲ 0.72% above national avg
Rate3.50%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.72% above avg
Details

Balance: $100.00 - $24,999.99

Hopewell Chemical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.19%
Share Certificate - 24 Months
$0
3.55% ▲ 0.72% above national avg
Rate3.50%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.72% above avg
Details

The dividend rate and annual percentage yield (APY) is fixed for the duration of the certificate, but may change at its maturity. You will incur a penalty for early withdrawal of a certificate. The annual percentage yields quoted are based on reinvesting of dividends until maturity. Withdrawals of interest prior to maturity will reduce the annual percentage yield. Fee imposed will also reduce the APY earned.

PWC Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
24 Month IRA Share Certificate
$0
3.54% ▲ 0.71% above national avg
Rate3.50%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.71% above avg
Details

Hurley 36 Month CD Rates

National 36 Month CD Average2.75% APY▼ 0.03% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
IRA Certificate 36 Months
$0
4.59% ▲ 1.84% above national avg
Rate4.50%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.84% above avg
Details

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
36 Month 360 CDs
$0
4.30% ▲ 1.55% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.75%▲ 1.55% above avg
Details

Fixed APY | No minimum balance

Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
Regular Certificate 3 Year
$500
4.25% ▲ 1.50% above national avg
Rate4.18%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.50% above avg
Details

NASA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
36 Month Share Certificate
$0
4.15% ▲ 1.40% above national avg
Rate4.07%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.75%▲ 1.40% above avg
Details

Balance: $1,000

Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.87%
36 Month Elite Jumbo CD
$250,000
4.15% ▲ 1.40% above national avg
Rate
Min Deposit$250,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.40% above avg
Details

NASA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
36 Month Share Certificate
$0
4.05% ▲ 1.30% above national avg
Rate3.98%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.75%▲ 1.30% above avg
Details

Balance: $1,000

Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.87%
36 Month Jumbo CD
$50,000
4.00% ▲ 1.25% above national avg
Rate
Min Deposit$50,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.25% above avg
Details

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
2 - 3 Year Business Investment Certificate
$1,000
4.00% ▲ 1.25% above national avg
Rate3.93%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.25% above avg
Details

Term: 2 to 3 Years (730 to 1,094 days); Jumbo APY: 4.05%; Jumbo Dividend Rate: 3.98%; Early Withdrawal Penalty: 180 Days' Dividends

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
2 - 3 Year Investment Certificate
$1,000
4.00% ▲ 1.25% above national avg
Rate3.93%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.25% above avg
Details

Term: 2 to 3 Years (730 to 1,094 days); Jumbo APY ($100k Minimum): 4.05%; Jumbo Dividend Rate ($100k minimum): 3.98%; Early Withdrawal Penalty: 180 Days' Dividends

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
36 Month Bonus Certificates
$0
3.97% ▲ 1.22% above national avg
Rate3.90%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.22% above avg
Details

Balance: 36 Month

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
36 Month Bonus IRA Certificates
$0
3.97% ▲ 1.22% above national avg
Rate3.90%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.22% above avg
Details

Balance: 36 Month

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
36 Month Certificate
$0
3.90% ▲ 1.15% above national avg
Rate3.83%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.15% above avg
Details

Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.87%
3 Year IRA Traditional & Roth CD
$500
3.90% ▲ 1.15% above national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.15% above avg
Details

Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.87%
36 Month Regular CD
$500
3.90% ▲ 1.15% above national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.15% above avg
Details

Henrico Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
36 Month Certificate
$0
3.85% ▲ 1.10% above national avg
Rate3.78%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.10% above avg
Details

Balance: $100,000

Argent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
36 Month Certificates
$0
3.85% ▲ 1.10% above national avg
Rate3.80%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.10% above avg
Details

Argent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
36 Month IRA Certificates
$0
3.85% ▲ 1.10% above national avg
Rate3.80%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.10% above avg
Details

Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.02%
36 Month Term Certificate
$0
3.82% ▲ 1.07% above national avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 15, 2026
National Average2.75%▲ 1.07% above avg
Details

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
36 Month Certificate
$500
3.82% ▲ 1.07% above national avg
Rate3.75%
Min Deposit$500
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▲ 1.07% above avg
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
36 Month Certificates
$0
3.81% ▲ 1.06% above national avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.06% above avg
Details

Balance: 36 Month

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.39%
Jumbo Traditional, Educational, and Roth IRA Share Certificates - 36-month
$10,000
3.80% ▲ 1.05% above national avg
Rate3.67%
Min Deposit$10,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.75%▲ 1.05% above avg
Details

FNB Bank, Inc. Romney, WV
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
36 MONTH CD SPECIAL
$1,000
3.80% ▲ 1.05% above national avg
Rate3.75%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▲ 1.05% above avg
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
36 Month Certificate
$0
3.80% ▲ 1.05% above national avg
Rate3.73%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.05% above avg
Details

Loudoun Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
36 Month Certificate
$0
3.80% ▲ 1.05% above national avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.05% above avg
Details

Loudoun Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
36-Month Roth IRA Certificate
$0
3.80% ▲ 1.05% above national avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.05% above avg
Details

Loudoun Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
36-Month Traditional IRA Certificate
$0
3.80% ▲ 1.05% above national avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.05% above avg
Details

Homebase Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
36 Month Share Certificate / IRA Certificate
$0
3.76% ▲ 1.01% above national avg
Rate3.70%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 1.01% above avg
Details

Vantage Point Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
Share & IRA Share Certificates (36 month term)
$1,000
3.76% ▲ 1.01% above national avg
Rate3.70%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.01% above avg
Details

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Jumbo 36 Month Certificate
$0
3.75% ▲ 1.00% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.75%▲ 1.00% above avg
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.39%
36 Month Jumbo Fixed Rate Share Certificates
$10,000
3.75% ▲ 1.00% above national avg
Rate3.70%
Min Deposit$10,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.75%▲ 1.00% above avg
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.39%
Traditional, Educational, and Roth IRA Share Certificates - 36-month
$1,000
3.75% ▲ 1.00% above national avg
Rate3.70%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.75%▲ 1.00% above avg
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
36 Month Term Certificates
$0
3.75% ▲ 1.00% above national avg
Rate3.69%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 1.00% above avg
Details

Hopewell Chemical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.19%
Share Certificate - 36 Months
$0
3.75% ▲ 1.00% above national avg
Rate3.70%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.00% above avg
Details

The dividend rate and annual percentage yield (APY) is fixed for the duration of the certificate, but may change at its maturity. You will incur a penalty for early withdrawal of a certificate. The annual percentage yields quoted are based on reinvesting of dividends until maturity. Withdrawals of interest prior to maturity will reduce the annual percentage yield. Fee imposed will also reduce the APY earned.

Loudoun Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
Share Certificate - 36 Months
$0
3.75% ▲ 1.00% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.00% above avg
Details

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
36 Month Certificate
$0
3.70% ▲ 0.95% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.75%▲ 0.95% above avg
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.39%
36 Month Fixed Rate Share Certificates
$1,000
3.70% ▲ 0.95% above national avg
Rate3.65%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.75%▲ 0.95% above avg
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.39%
36 Month Raise Your Rate Share Certificate
$1,000
3.70% ▲ 0.95% above national avg
Rate3.65%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.75%▲ 0.95% above avg
Details

Congressional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
Jumbo - 3 Year Certificate
$100,000
3.70% ▲ 0.95% above national avg
Rate3.63%
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 0.95% above avg
Details

Term: Jumbo - 3 Year Certificate; Special Rate (APY): 4.00%

Topside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
36-Month Certificate
$100
3.70% ▲ 0.95% above national avg
Rate3.65%
Min Deposit$100
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 0.95% above avg
Details

Balance: $25,000.00 + over

Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.22%
36 Month IRA Certificate
$0
3.66% ▲ 0.91% above national avg
Rate3.60%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 0.91% above avg
Details

Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.22%
36 Month Share Certificate
$0
3.66% ▲ 0.91% above national avg
Rate3.60%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 0.91% above avg
Details

Topside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
36-Month (3 year) Share Certificate
$0
3.65% ▲ 0.90% above national avg
Rate3.60%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 0.90% above avg
Details

Balance: $25,000.00 + over

Congressional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
3 Year Certificate
$1,000
3.60% ▲ 0.85% above national avg
Rate3.53%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 0.85% above avg
Details

Special Rate (APY): 4.40%

Topside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3-Year IRA Certificate
$25,000
3.60% ▲ 0.85% above national avg
Rate3.55%
Min Deposit$25,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 0.85% above avg
Details

Balance: $25,000.00 + over

Topside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
36-Month Certificate
$100
3.60% ▲ 0.85% above national avg
Rate3.55%
Min Deposit$100
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 0.85% above avg
Details

Balance: $100.00 - $24,999.99

PWC Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
36 Month IRA Share Certificate
$0
3.59% ▲ 0.84% above national avg
Rate3.55%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 0.84% above avg
Details

PWC Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
36 mos term
$0
3.59% ▲ 0.84% above national avg
Rate3.55%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 0.84% above avg
Details

Arlington Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.62%
36 Month Share & IRA Certificates
$500
3.55% ▲ 0.80% above national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 0.80% above avg
Details

Platinum APY*: 3.65%

Topside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
36-Month (3 year) Share Certificate
$0
3.55% ▲ 0.80% above national avg
Rate3.50%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 0.80% above avg
Details

Balance: $100.00 - $24,999.99

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
36 Month CD
$0
3.50% ▲ 0.75% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.75%▲ 0.75% above avg
Details

Hurley 48 Month CD Rates

National 48 Month CD Average2.76% APY▼ 0.03% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
48 Month 360 CDs
$0
4.30% ▲ 1.54% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.54% above avg
Details

Fixed APY | No minimum balance

Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.87%
48 Month Elite Jumbo CD
$250,000
4.25% ▲ 1.49% above national avg
Rate
Min Deposit$250,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.49% above avg
Details

Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
Regular Certificate 4 Year
$500
4.25% ▲ 1.49% above national avg
Rate4.18%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.49% above avg
Details

NASA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
48 Month Share Certificate
$0
4.20% ▲ 1.44% above national avg
Rate4.12%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.44% above avg
Details

Balance: $1,000

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
IRA Certificate 48 Months
$0
4.13% ▲ 1.37% above national avg
Rate4.05%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.37% above avg
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
48 Month Term Certificates
$0
4.00% ▲ 1.24% above national avg
Rate3.93%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.24% above avg
Details

Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.87%
48 Month Regular CD
$500
4.00% ▲ 1.24% above national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.24% above avg
Details

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
3 - 4 Year Business Investment Certificate
$1,000
4.00% ▲ 1.24% above national avg
Rate3.93%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.24% above avg
Details

Term: 3 to 4 Years (1,095 to 1,460 days); Jumbo APY: 4.05%; Jumbo Dividend Rate: 3.98%; Early Withdrawal Penalty: 240 Days' Dividends

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
3 - 4 Year Investment Certificate
$1,000
4.00% ▲ 1.24% above national avg
Rate3.93%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.24% above avg
Details

Term: 3 to 4 Years (1,095 to 1,460 days); Jumbo APY ($100k Minimum): 4.05%; Jumbo Dividend Rate ($100k minimum): 3.98%; Early Withdrawal Penalty: 180 Days' Dividends

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
48 Month Bonus Certificates
$0
3.97% ▲ 1.21% above national avg
Rate3.90%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.21% above avg
Details

Balance: 48 Month

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
48 Month Bonus IRA Certificates
$0
3.97% ▲ 1.21% above national avg
Rate3.90%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.21% above avg
Details

Balance: 48 Month

Argent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
48 Month Certificates
$0
3.90% ▲ 1.14% above national avg
Rate3.84%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.14% above avg
Details

Argent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
48 Month IRA Certificates
$0
3.90% ▲ 1.14% above national avg
Rate3.84%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.14% above avg
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
48 Month Certificate
$0
3.90% ▲ 1.14% above national avg
Rate3.83%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.14% above avg
Details

Vantage Point Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
Share & IRA Share Certificates (48 month term)
$1,000
3.87% ▲ 1.11% above national avg
Rate3.80%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.11% above avg
Details

Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.02%
48 Month Term Certificate
$0
3.82% ▲ 1.06% above national avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 15, 2026
National Average2.76%▲ 1.06% above avg
Details

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
48 Month Certificate
$500
3.82% ▲ 1.06% above national avg
Rate3.75%
Min Deposit$500
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.76%▲ 1.06% above avg
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
48 Month Certificates
$0
3.81% ▲ 1.05% above national avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.05% above avg
Details

Balance: 48 Month

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.39%
Jumbo Traditional, Educational, and Roth IRA Share Certificates - 48-month
$10,000
3.80% ▲ 1.04% above national avg
Rate3.75%
Min Deposit$10,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.04% above avg
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
48 Month Certificate
$0
3.80% ▲ 1.04% above national avg
Rate3.73%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.04% above avg
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.39%
48 Month Jumbo Fixed Rate Share Certificates
$10,000
3.75% ▲ 0.99% above national avg
Rate3.70%
Min Deposit$10,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.99% above avg
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.39%
Traditional, Educational, and Roth IRA Share Certificates - 48-month
$1,000
3.75% ▲ 0.99% above national avg
Rate3.70%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.99% above avg
Details

Topside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
48-Month Certificate
$0
3.75% ▲ 0.99% above national avg
Rate3.70%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.99% above avg
Details

Balance: $25,000.00 + over

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
48 Month Certificate
$0
3.70% ▲ 0.94% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.94% above avg
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.39%
48 Month Fixed Rate Share Certificates
$1,000
3.70% ▲ 0.94% above national avg
Rate3.65%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.94% above avg
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.39%
48 Month Raise Your Rate Share Certificate
$1,000
3.70% ▲ 0.94% above national avg
Rate3.65%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.94% above avg
Details

Topside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
48-Month (4 year) Share Certificate
$0
3.70% ▲ 0.94% above national avg
Rate3.65%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.94% above avg
Details

Balance: $25,000.00 + over

Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.22%
48 Month IRA Certificate
$0
3.66% ▲ 0.90% above national avg
Rate3.60%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.90% above avg
Details

Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.22%
48 Month Share Certificate
$0
3.66% ▲ 0.90% above national avg
Rate3.60%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.90% above avg
Details

Topside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
48-Month Certificate
$0
3.65% ▲ 0.89% above national avg
Rate3.60%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.89% above avg
Details

Balance: $100.00 - $24,999.99

Arlington Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.62%
48 Month Share & IRA Certificates
$500
3.60% ▲ 0.84% above national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 0.84% above avg
Details

Platinum APY*: 3.70%

Congressional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
4 Year Certificate
$1,000
3.60% ▲ 0.84% above national avg
Rate3.53%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 0.84% above avg
Details

Special Rate (APY): 4.40%

Topside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
48-Month (4 year) Share Certificate
$0
3.60% ▲ 0.84% above national avg
Rate3.55%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.84% above avg
Details

Balance: $100.00 - $24,999.99

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
48 Month CD
$0
3.50% ▲ 0.74% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.74% above avg
Details

Everence Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.19%
48 Month Traditional certificate terms
$100,000
3.50% ▲ 0.74% above national avg
Rate
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 0.74% above avg
Details

American Partners Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
48 Month IRA and Share Certificates
$500
3.50% ▲ 0.74% above national avg
Rate3.45%
Min Deposit$500
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.74% above avg
Details

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
48 Month Share Certificate Account - Regular Accounts
$0
3.50% ▲ 0.74% above national avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.74% above avg
Details

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
48 Month Share Certificate Account - Roth or Traditional IRAs
$0
3.50% ▲ 0.74% above national avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.74% above avg
Details

IRA and Coverdell Education Certificate accounts are only available for 12, 24, 36, 48 and 60 month terms.

Everence Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.19%
48 Month Traditional certificate terms
$500
3.45% ▲ 0.69% above national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 0.69% above avg
Details

MainStreet Bank
Institution Rating:
B-4.4 ★Texas Ratio: 22.27%
4 Year CD
$500
3.40% ▲ 0.64% above national avg
Rate3.35%
Min Deposit$500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.64% above avg
Details

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
48 Month Certificate
$0
3.40% ▲ 0.64% above national avg
Rate3.35%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.64% above avg
Details

DuPont Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
4 Year Business Certificates
$500
3.40% ▲ 0.64% above national avg
Rate3.35%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.64% above avg
Details

Minimum balance of $500. Fees may reduce earnings on your accounts.

DuPont Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
4 Year Certificates
$500
3.40% ▲ 0.64% above national avg
Rate3.35%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.64% above avg
Details

Minimum Balance of $500. Early withdrawal penalties may apply.

DuPont Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
4 Year HSA Certificates
$1,000
3.40% ▲ 0.64% above national avg
Rate3.35%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.64% above avg
Details

Minimum Balance of $1,000. Early withdrawal penalties may apply.

DuPont Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
4 Year IRA Certificates
$1,000
3.40% ▲ 0.64% above national avg
Rate3.35%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.64% above avg
Details

Minimum Balance of $1,000. Early withdrawal penalties may apply.

SPECTRA Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.23%
Share 48 months
$500
3.40% ▲ 0.64% above national avg
Rate3.34%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.64% above avg
Details

Truliant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
48 Month Term
$0
3.35% ▲ 0.59% above national avg
Rate3.30%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.59% above avg
Details

Baylands Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.90%
48 Month Share Certificate
$0
3.35% ▲ 0.59% above national avg
Rate3.30%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.59% above avg
Details

***

Baylands Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.90%
Share and IRA Certificates - 48 months
$0
3.35% ▲ 0.59% above national avg
Rate3.30%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.59% above avg
Details

***

NAE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
48 Month Share Certificate - Preferred Relationship
$0
3.33% ▲ 0.57% above national avg
Rate3.28%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.57% above avg
Details

Hurley 60 Month CD Rates

National 60 Month CD Average2.83% APY▼ 0.05% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Beach Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
60 Month Youth Share Certificate Rate
$50
5.00% ▲ 2.17% above national avg
Rate4.91%
Min Deposit$50
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 2.17% above avg
Details

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
60 Month 360 CDs
$0
4.30% ▲ 1.47% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.47% above avg
Details

Fixed APY | No minimum balance

NASA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
60 Month Share Certificate
$0
4.28% ▲ 1.45% above national avg
Rate4.20%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.45% above avg
Details

Balance: $1,000

Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.87%
6 - 60 month terms
$500
4.25% ▲ 1.42% above national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.42% above avg
Details

Guaranteed return, flexible terms

Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.87%
60 Month Elite Jumbo CD
$250,000
4.25% ▲ 1.42% above national avg
Rate
Min Deposit$250,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.42% above avg
Details

Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
Regular Certificate 5 Year
$500
4.25% ▲ 1.42% above national avg
Rate4.18%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.42% above avg
Details

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
IRA Certificate 60 Months
$0
4.13% ▲ 1.30% above national avg
Rate4.05%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.30% above avg
Details

Loudoun Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
60-Month Roth IRA Certificate
$0
4.06% ▲ 1.23% above national avg
Rate4.00%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.23% above avg
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
60 Month Term Certificates
$0
4.00% ▲ 1.17% above national avg
Rate3.93%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 1.17% above avg
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
IRA Certificates - 60 Month
$0
4.00% ▲ 1.17% above national avg
Rate3.93%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 1.17% above avg
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
60 Month Bonus Certificates
$0
4.00% ▲ 1.17% above national avg
Rate3.93%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.17% above avg
Details

Balance: 60 Month

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
60 Month Bonus IRA Certificates
$0
4.00% ▲ 1.17% above national avg
Rate3.93%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.17% above avg
Details

Balance: 60 Month

Argent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
60 Month Certificates
$0
4.00% ▲ 1.17% above national avg
Rate3.94%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.17% above avg
Details

Argent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
60 Month IRA Certificates
$0
4.00% ▲ 1.17% above national avg
Rate3.94%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.17% above avg
Details

Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.87%
5 Year IRA Traditional & Roth CD
$500
4.00% ▲ 1.17% above national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.17% above avg
Details

Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.87%
60 Month Regular CD
$500
4.00% ▲ 1.17% above national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.17% above avg
Details

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
4 - 5 Year Business Investment Certificate
$1,000
4.00% ▲ 1.17% above national avg
Rate3.93%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.17% above avg
Details

Term: 4 to 5 Years (1,461 to 1,825 days); Jumbo APY: 4.05%; Jumbo Dividend Rate: 3.98%; Early Withdrawal Penalty: 240 Days' Dividends

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
4 - 5 Year Investment Certificate
$1,000
4.00% ▲ 1.17% above national avg
Rate3.93%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.17% above avg
Details

Term: 4 to 5 Years (1,461 to 1,825 days); Jumbo APY ($100k Minimum): 4.05%; Jumbo Dividend Rate ($100k minimum): 3.98%; Early Withdrawal Penalty: 180 Days' Dividends

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
5 Year Business Investment Certificate
$1,000
4.00% ▲ 1.17% above national avg
Rate3.93%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.17% above avg
Details

Term: 5 Years (1,826 to 2,190 days); Jumbo APY: 4.05%; Jumbo Dividend Rate: 3.98%; Early Withdrawal Penalty: 240 Days' Dividends

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
5 Year Investment Certificate
$1,000
4.00% ▲ 1.17% above national avg
Rate3.93%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.17% above avg
Details

Term: 5 Years (1,826 to 2,190 days); Jumbo APY ($100k Minimum): 4.05%; Jumbo Dividend Rate ($100k minimum): 3.98%; Early Withdrawal Penalty: 180 Days' Dividends

Vantage Point Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
Share & IRA Share Certificate (60 month term)
$1,000
3.97% ▲ 1.14% above national avg
Rate3.90%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.14% above avg
Details

Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.06%
60 Month Fixed Rate
$0
3.95% ▲ 1.12% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.12% above avg
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
60 Month Certificate
$0
3.90% ▲ 1.07% above national avg
Rate3.83%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.07% above avg
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
60 Month Certificates
$0
3.84% ▲ 1.01% above national avg
Rate3.78%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.01% above avg
Details

Balance: 60 Month

Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.02%
60 Month Term Certificate
$0
3.82% ▲ 0.99% above national avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 15, 2026
National Average2.83%▲ 0.99% above avg
Details

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
60 Month Certificate
$500
3.82% ▲ 0.99% above national avg
Rate3.75%
Min Deposit$500
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.83%▲ 0.99% above avg
Details

Homebase Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
60 Month Share Certificate / IRA Certificate
$0
3.82% ▲ 0.99% above national avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.99% above avg
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.39%
Jumbo Traditional, Educational, and Roth IRA Share Certificates - 60-month
$10,000
3.80% ▲ 0.97% above national avg
Rate3.75%
Min Deposit$10,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 0.97% above avg
Details

Topside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
60-Month Certificate
$100
3.80% ▲ 0.97% above national avg
Rate3.75%
Min Deposit$100
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.97% above avg
Details

Balance: $25,000.00 + over

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
60 Month Certificate
$0
3.80% ▲ 0.97% above national avg
Rate3.73%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.97% above avg
Details

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Jumbo 60 Month Certificate
$0
3.75% ▲ 0.92% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 0.92% above avg
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.39%
60 Month Jumbo Fixed Rate Share Certificates
$10,000
3.75% ▲ 0.92% above national avg
Rate3.70%
Min Deposit$10,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 0.92% above avg
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.39%
Traditional, Educational, and Roth IRA Share Certificates - 60-month
$1,000
3.75% ▲ 0.92% above national avg
Rate3.70%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 0.92% above avg
Details

Topside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
60-Month (5-Year) Share Certificate
$0
3.75% ▲ 0.92% above national avg
Rate3.70%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.92% above avg
Details

Balance: $25,000.00 + over

American Partners Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
60 Month IRA and Share Certificates
$500
3.75% ▲ 0.92% above national avg
Rate3.69%
Min Deposit$500
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.92% above avg
Details

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
60 Month Certificate
$0
3.70% ▲ 0.87% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 0.87% above avg
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.39%
60 Month Fixed Rate Share Certificates
$1,000
3.70% ▲ 0.87% above national avg
Rate3.65%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 0.87% above avg
Details

Topside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
60-Month Certificate
$100
3.70% ▲ 0.87% above national avg
Rate3.65%
Min Deposit$100
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.87% above avg
Details

Balance: $100.00 - $24,999.99

Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.22%
60 Month IRA Certificate
$0
3.66% ▲ 0.83% above national avg
Rate3.60%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.83% above avg
Details

Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.22%
60 Month Share Certificate
$0
3.66% ▲ 0.83% above national avg
Rate3.60%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.83% above avg
Details

Arlington Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.62%
60 Month Share & IRA Certificates
$500
3.65% ▲ 0.82% above national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.82% above avg
Details

Platinum APY*: 3.75%

Congressional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
5 Year Certificate
$1,000
3.65% ▲ 0.82% above national avg
Rate3.58%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.82% above avg
Details

Special Rate (APY): 4.40%

Topside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
5-Year IRA Certificate
$25,000
3.65% ▲ 0.82% above national avg
Rate3.60%
Min Deposit$25,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.82% above avg
Details

Balance: $25,000.00 + over

Topside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
60-Month (5-Year) Share Certificate
$0
3.65% ▲ 0.82% above national avg
Rate3.60%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.82% above avg
Details

Balance: $100.00 - $24,999.99

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
5-year online CDs
$0
3.60% ▲ 0.77% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 0.77% above avg
Details

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
60 Month CD
$0
3.60% ▲ 0.77% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 0.77% above avg
Details

Everence Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.19%
60 Month Traditional certificate terms
$100,000
3.55% ▲ 0.72% above national avg
Rate
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.72% above avg
Details

Topside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
5-Year IRA Certificate
$100
3.55% ▲ 0.72% above national avg
Rate3.50%
Min Deposit$100
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.72% above avg
Details

Balance: $100.00 - $24,999.99

Credit Union of Richmond
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
60 Month Share/IRA Certificate
$0
3.55% ▲ 0.72% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.72% above avg
Details

Balance: $500

Beach Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
60 Month Share Certificate
$0
3.53% ▲ 0.70% above national avg
Rate3.48%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.70% above avg
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Top CD Rates from Hurley, Virginia Institutions

Highest verified APYs available today, updated September 22, 2026

B Top 5 Bank Rates
EagleBank
12 Month CD
A 5.0 ★ TX: 11.85%
Min: $1,000
4.45%
Capital One Bank
12 Month 360 CDs
A 5.0 ★ TX: 7.01%
Min: $0
4.30%
Oak View National Bank
18 MONTH CD
A+ 5.0 ★ TX: 0.03%
Min: $0
4.15%
City National Bank
Special 12-Month Fixed Rate
A+ 5.0 ★ TX: 5.66%
Min: $0
4.11%
Chesapeake Bank
18 month Certificate
A+ 5.0 ★ TX: 1.45%
Min: $0
4.00%
CU Top 5 Credit Union Rates
Congressional Federal Credit Union
Flexible Saver - 1 Year Certificate
A+ 5.0 ★ TX: 4.81%
Min: $100
6.00%
Apple Federal Credit Union
12 Month Starter Certificate
A+ 5.0 ★ TX: 2.61%
Min: $0
5.00%
Beach Municipal Federal Credit Union
60 Month Youth Share Certificate Rate
A+ 5.0 ★ TX: 3.47%
Min: $50
5.00%
PAHO WHO Federal Credit Union
IRA Certificate 36 Months
A+ 5.0 ★ TX: 2.04%
Min: $0
4.59%
Chartway Credit Union
6-Month Promo Certificate
A 5.0 ★ TX: 10.46%
Min: $0
4.30%
Rates verified September 22, 2026 . Click an institution name to view its full profile, safety ratings, and all CD terms.

Hurley, VA CD Rate Trends

Compare local Hurley, VA CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.

View Full Virginia CD Trends
12-Month CD VA Avg
2.945%
▲ 0.004 vs 7 days ago

Virginia 12-month CD rates rose 0.004 points over the past 7 days to 2.945% APY.

6-Month CD VA Avg
2.760%
Unchanged vs 7 days ago

Virginia 6-month CD rates currently average 2.760% APY based on data from institutions in our monitoring network.

As of Sep 23, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

VA CD Rate Forecast, Next 12 Months

Where are Virginia CD rates headed through September 2027?

Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.

VA 12-Month Avg APY
2.945%
6-Month Forecast
2.945%
Range: 2.75% – 3.10%
12-Month Forecast
3.195%
Range: 3.00% – 3.35%

Data inputs: The central forecast assumes the Federal Reserve holds the federal funds rate at its current level, with one 25 basis point increase priced into the later months, consistent with CME FedWatch and Federal Reserve dot-plot projections. A spread model maps the relationship between the fed funds rate and the Virginia average 12-month CD APY in our database.

Spread model: The Virginia 12-month CD average currently trades 1.43% below the fed funds midpoint. This spread is applied to the projected fed funds path to generate the central forecast.

Confidence bounds: Upper bound adds +0.15% (an additional Fed increase, deposit competition stays high). Lower bound subtracts 0.20% (the Fed stays on hold and competition eases).

Limitations: Model-based estimates only, not guarantees. Verify current rates directly with institutions before making financial decisions.

Powered by MonitorBankRates

What Your Savings Earn at VA CD Rates Today

Annual interest earnings at today’s Virginia average APYs. State average used where available; national average as fallback.

CD Term VA Avg APY $5,000 $10,000 $25,000 $50,000
3-Month CD 2.055% $102.77 $205.54 $513.85 $1,027.70
6-Month CD 2.760% $137.99 $275.97 $689.93 $1,379.85
12-Month CD 2.945% $147.27 $294.54 $736.35 $1,472.70
18-Month CD 2.813% $140.67 $281.33 $703.32 $1,406.65
24-Month CD 2.833% $141.64 $283.27 $708.18 $1,416.35
36-Month CD 2.754% $137.68 $275.36 $688.40 $1,376.80
48-Month CD 2.759% $137.97 $275.93 $689.82 $1,379.65
60-Month CD 2.834% $141.70 $283.39 $708.48 $1,416.95
Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of September 22, 2026.

Sample CD Ladder for Hurley, Virginia Savers

$25,000 split equally across 5 terms using today’s Virginia average rates. As each CD matures, reinvest at the 36-month rung.

Build Your Ladder
Rung Term Deposit VA Avg APY Annual Earnings
1 3-Month CD $5,000 2.055% $102.77
2 6-Month CD $5,000 2.760% $137.99
3 12-Month CD $5,000 2.945% $147.27
4 24-Month CD $5,000 2.833% $141.64
5 36-Month CD $5,000 2.754% $137.68
Total ($25,000 invested) $25,000 2.669% blended $667.35/yr

Ladder example uses equal $5,000 rungs and Virginia average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.

1,076
CD Rates
Tracked in Hurley, Virginia
35 Banks 56 Credit Unions

About Our Hurley, Virginia CD Rate Database

MonitorBankRates tracks 1,076 CD rates from 35 banks and 56 credit unions with locations in Hurley, Virginia, plus national online institutions available to Virginia residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.

Current top rate: Congressional Federal Credit Union offers a CD at 6.00% APY with a minimum deposit of $100. Use the rate table above to compare all current offers in Hurley, Virginia.

How to Find the Best CD Rates in Hurley, Virginia

What to compare when shopping for a CD in Hurley, Virginia

To find the best APYs in Hurley, Virginia, start with credit unions and online-only banks: Hurley, Virginia has 56 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.

Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.

Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.

When a CD Makes Sense in Hurley, Virginia

  • You have a planned expense coming up and want your savings to earn while you wait
  • You expect rates to fall and want to lock in today’s rate
  • You want FDIC or NCUA protection with a guaranteed fixed return
  • You prefer banking with an institution that has a local branch in Hurley, Virginia: 91 institutions here report CD rates

Consider an Alternative If…

Virginia Financial Snapshot

Local demographics and economic context for CD savers. Source: U.S. Census Bureau ACS 2024 (state-level data shown; city data not available)

Population 65+
16.7%
National avg: 17.3%
Median Individual Earnings
$51,121
National avg: $47,340
Poverty Rate
9.9%
National avg: 11.1%
Unemployment Rate
4.1%
National avg: 4.8%
CD Earnings on 10% of Salary
$151/yr
At VA 12-mo avg 2.945% APY

16.7% of residents are 65 or older, below the national average of 17.3%. At today’s VA 12-month CD average of 2.945%, saving 10% of the local median salary ($5,112/year) and putting it in a CD would earn an additional $151 annually in interest.

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.

CD Rates vs. Other Savings Options in Hurley, Virginia

What to compare when choosing between a CD and other deposit accounts

Feature CD High-Yield Savings Money Market 6-Month CD
Rate Type Fixed APY Variable APY Variable APY Fixed APY
Liquidity Locked for term Anytime Anytime Locked 6 months
Early Withdrawal Penalty (months of interest) None None Penalty (90–180 days interest)
FDIC / NCUA Insured Yes (up to $250K) Yes (up to $250K) Yes (up to $250K) Yes (up to $250K)
Check / Debit Access No Usually no Often yes No
Best For Known savings goal, CD ladder Emergency fund, flexible savings Liquid savings with check-writing Slightly higher yield, less urgency

How Certificates of Deposit Work in Hurley, Virginia

A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Hurley, Virginia typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Hurley, Virginia as everywhere in the U.S.

Choosing a CD Term in Hurley, Virginia

The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Hurley, Virginia savers easier access to their funds. For example, Capital One Bank is offering its 6 Month 360 CDs at 4.30% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, Beach Municipal Federal Credit Union is offering its 60 Month Youth Share Certificate Rate at 5.00% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.

CD Risk and Safety for Hurley, Virginia Savers

CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Hurley, Virginia saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.

How CD Interest Is Paid in Hurley, Virginia

Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Hurley, Virginia CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.

Fixed vs. Variable CD Rates in Hurley, Virginia

Most CDs carry a fixed rate that is locked for the entire term, protecting a Hurley, Virginia depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.

Frequently Asked Questions about CD Rates in Hurley, Virginia

Are CD rates in Hurley, Virginia FDIC insured?

Yes, most established banks in Hurley, Virginia are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Hurley, Virginia?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Hurley, Virginia.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty, typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit, traditionally $100,000 or more. In exchange, banks in Hurley, Virginia may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates, for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Hurley, Virginia?

Here are recent top rates found for this area:
  • Congressional Federal Credit Union: 6.00% APY (Flexible Saver - 1 Year Certificate)
  • Apple Federal Credit Union: 5.00% APY (12 Month Starter Certificate)
  • Beach Municipal Federal Credit Union: 5.00% APY (60 Month Youth Share Certificate Rate)
  • PAHO WHO Federal Credit Union: 4.59% APY (IRA Certificate 36 Months)
  • EagleBank: 4.45% APY (12 Month CD)
  • Capital One Bank: 4.30% APY (12 Month 360 CDs)
  • Chartway Credit Union: 4.30% APY (6-Month Promo Certificate)
  • NASA Federal Credit Union: 4.28% APY (60 Month Share Certificate)
  • Chevron Federal Credit Union: 4.25% APY (12 Month Certificate)
  • Skyla Federal Credit Union: 4.25% APY (48 Month Elite Jumbo CD)
Rates reflect recent verified offers available in Hurley, Virginia. Last Updated: September 22, 2026

Hurley, Virginia CD Calculator

See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY, or click any current Hurley, Virginia rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.

Interest at Maturity
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Ending Balance
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Matures

Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30–180 days of interest. Estimates are for informational purposes only.

Top Hurley, Virginia CD Rates by Term

Verified September 22, 2026 · click a rate to use its term and APY
Highest verified APY per term available in Hurley, Virginia. Averages shown use the Virginia state average where available, national otherwise. See the full rate tables above for all offers.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Hurley, Virginia CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Hurley, Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Hurley, Virginia. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in VA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: September 22, 2026

Hurley, Virginia Rates & Resources