CD Rates Mccleary, Washington (WA) for April 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Mccleary, Washington CD rates include Our Community Credit UnionOur Community Credit Union424 W Simpson Ave, McCleary, WA 98557A+5.0 ★Texas Ratio: 0.74% offering 6 Month Certificate at 3.61% APY, Northwest Plus Credit UnionNorthwest Plus Credit UnionA+5.0 ★Texas Ratio: 4.75% offering 12 Month Certificate of Deposit at 4.83% APY, Firefighters First Federal Credit UnionFirefighters First Federal Credit UnionA+5.0 ★Texas Ratio: 1.58% offering Dream Home Share Certificate 5 Year Retirement Share Certificate at 4.10% APY, Numerica Credit UnionNumerica Credit UnionA+5.0 ★Texas Ratio: 2.80% offering 12 month Certificates and IRA Certificates at 4.00% APY, and Farmers Insurance Federal Credit UnionFarmers Insurance Federal Credit UnionA-5.0 ★Texas Ratio: 15.43% offering 3-Month Certificate at 4.00% APY. CD rates as of April 6, 2026 according to verified data from MonitorBankRates.
Mccleary has 5 local institutions in our database, with CD rates as high as 3.61% APY from Our Community Credit Union at 424 W Simpson Ave, McCleary, WA 98557. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Washington area. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 6, 2026
Compare Best CD Rates in Mccleary, Washington & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.43%
3-Month Certificate
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
No minimum deposit.
Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
Certificates of Deposit 3 Month
$0
3.91%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
minimum balance of $1,000 is required for all CDs, and an early withdrawal penalty will apply for all CDs not held to maturity.
Cornerstone Capital Bank, SSB
Institution Rating:
B+4.8 ★Texas Ratio: 17.74%
Consumer 3 Month CD
$500
3.85%
▼
Rate3.78%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
Waterfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
3 Month Share Certificates
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
APY=Annual Percentage Yield. The promotional APY is effective as of March 12, 2026 and subject to change without notice. A penalty may be imposed for early withdrawal before the maturity date. Fees and penalties may reduce earnings. $500 minimum to open account and earn APY.
UniBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
3 month Fixed Certificate of Deposit
$1,000
3.60%
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
UpdatedApr 6, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Jumbo Certificates of Deposit - Personal & Business 90 Day Fixed Rate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
3-Month Certificate
$100,000
3.15%
▼
Rate3.10%
Min Deposit$100,000
Min Balance—
UpdatedApr 6, 2026
Details
TAPCO Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
Business 3-Month CD
$500
3.04%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
American Lake Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.46%
90 Day Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Jumbo Certificates of Deposit 3 Month Certificate of Deposit
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
$100,000 minimum; With Checking
Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.01%
90 day Personal Certificate Account
$0
2.70%
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Washington Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
Fixed Rate Certificates 3 Month
$0
2.43%
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Sno Falls Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.77%
3 Month Certificate of Deposit (CDs)
$0
2.27%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
3 Month Certificate Accounts
$500
2.10%
▼
Rate2.08%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
3 Month Certificate
$100,000
1.55%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 6, 2026
Details
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
3 Month Certificate of Deposit
$100,000
0.55%
▼
Rate0.55%
Min Deposit$100,000
Min Balance—
UpdatedApr 6, 2026
Details
$100,000 - over
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
3 Month Standard CD
$500
0.30%
▼
Rate0.30%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
Share Certificate Accounts and IRA Share Certificates 3 month
$0
0.25%
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Our Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
424 W Simpson Ave, McCleary, WA 98557
6 Month Certificate
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
6 Month Certificate of Deposit
$500
4.06%
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
Wings Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
6-Month Certificate
$500
3.90%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
New money only.
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
6 Month Promo CD
$500
3.85%
▼
Rate3.85%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
Cornerstone Capital Bank, SSB
Institution Rating:
B+4.8 ★Texas Ratio: 17.74%
Consumer 6 Month CD
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
6 Month Share Certificate
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
CALCOE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
6 Month Certificate
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Waterfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
6 Month Share Certificates
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
Certificates of Deposit 6 Month
$0
3.53%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
minimum balance of $1,000 is required for all CDs, and an early withdrawal penalty will apply for all CDs not held to maturity.
Pacific Crest SB
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
6 month Certificates Of Deposit3
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
IRA Jumbo Certificates 6 month
$50,000
3.46%
▼
Rate3.40%
Min Deposit$50,000
Min Balance—
UpdatedApr 6, 2026
Details
Washington State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
6-Month Add-On Share Certificate
$0
3.44%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Jumbo Certificates of Deposit - Personal & Business 6 Month Fixed Rate
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
6 Month Certificate
$50,000
3.35%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 6, 2026
Details
Liberty Bank Poulsbo, WA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA Certificate of Deposit 6 Month
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
6 month CD Certificates
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Early Withdrawal Penalties May Apply
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
6 Month CD
$1,000
3.24%
▼
Rate3.19%
Min Deposit$1,000
Min Balance—
UpdatedApr 6, 2026
Details
$1,000 Min.
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
6 Month Certificate
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
6 Month Certificate Account
$1,000
3.15%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 6, 2026
Details
Peninsula Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
6 Month Certificate
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Jumbo Certificates of Deposit 6 Month Certificate of Deposit
$0
3.05%
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
$100,000 minimum; With Checking
WestEdge Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
6 month Certificate
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Harborstone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
Jumbo 6-Month Certificate
$50,000
3.03%
▼
Rate2.99%
Min Deposit$50,000
Min Balance—
UpdatedApr 6, 2026
Details
Connection Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.87%
6 month share certificate
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedApr 6, 2026
Details
Rate2.89%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
WCLA Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.61%
6 Month Share Certificates
$500
2.75%
▼
Rate2.71%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
Washington Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
Fixed Rate Certificates 6 Month
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
American Lake Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.46%
6 Month Certificate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Sno Falls Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.77%
6 Month Certificate of Deposit (CDs)
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
Share Certificate Accounts and IRA Share Certificates 6 month
$0
0.40%
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
6-month automatic saver CD
$500
0.01%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Our Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
424 W Simpson Ave, McCleary, WA 98557
1 Year (BUMP) Launch Savings Certificate
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
12 Month Certificate of Deposit
$500
4.83%
▼
Rate4.75%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
12 month Certificates and IRA Certificates
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Avista Corp Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
1-year CD (Auto Renewing)
$0
3.92%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
1 year Certificate of Deposit (Penalty will or may be imposed for early withdrawal of funds). This rate applies to existing CDs at Avista CU that automatically renew/rollover for an additional 1-year term.
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Dream Home Share Certificate 1 Year Retirement Share Certificate
$0
3.91%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
$10,000 - $49,999.99
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
12 Month Promo CD
$500
3.90%
▼
Rate3.84%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
TAPCO Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
Business 12-Month CD
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Limited time offer. Only available in our branches.
Cornerstone Capital Bank, SSB
Institution Rating:
B+4.8 ★Texas Ratio: 17.74%
Consumer 12 Month CD
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
$500.00 Minimum Opening Deposit; With .25% Bonus*
UniBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
12 month Fixed Certificate of Deposit
$1,000
3.60%
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
UpdatedApr 6, 2026
Details
Mill Town Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.16%
12 Month Certificate
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Washington Business Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
12-Month Certificate
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
Business Jumbo Certificate of Deposit 1 year
$50,000
3.46%
▼
Rate3.40%
Min Deposit$50,000
Min Balance—
UpdatedApr 6, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
CALCOE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
Share & IRA Certificates 12 Month Term
$250
3.42%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedApr 6, 2026
Details
Mint Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
12 Month Jumbo Certificate
$0
3.41%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Jumbo Certificates of Deposit - Personal & Business 12 Month Fixed Rate
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Jumbo Certificates of Deposit 12 Month Certificate of Deposit
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
$100,000 minimum; With Checking
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
12 Month Certificate
$100,000
3.30%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 6, 2026
Details
Spokane Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
12-MONTH CERTIFICATE
$1,000
3.29%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 6, 2026
Details
Cascade Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Jumbo 12-month Certificates
$60,000
3.28%
▼
Rate3.25%
Min Deposit$60,000
Min Balance—
UpdatedApr 6, 2026
Details
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 6, 2026
Details
Get a 0.25% interest rate increase with 2,500 Salal Rewards Points.
Connection Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.87%
12 month share certificate
$1,000
3.25%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 6, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
12 Month Certificate Accounts
$500
3.20%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
Harborstone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
1-Year Fixed Rate Accumulator IRA Certificate
$100
3.15%
▼
Rate3.10%
Min Deposit$100
Min Balance—
UpdatedApr 6, 2026
Details
Canopy Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.08%
12 Month Term Share (or IRA)
$0
3.14%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
12 Mo. IRA
$50
3.10%
▼
Rate3.01%
Min Deposit$50
Min Balance—
UpdatedApr 6, 2026
Details
Waterfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
IRA Share Certificates 1 Year
$0
3.05%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
Certificates of Deposit 12 Month
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
minimum balance of $1,000 is required for all CDs, and an early withdrawal penalty will apply for all CDs not held to maturity.
Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
12 Month Certificate Account
$1,000
2.95%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 6, 2026
Details
Washington Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
Fixed Rate Certificates 12 Month
$0
2.94%
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
First Sound Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Flexible 12-Month Certificate
$500
2.90%
▼
Rate2.86%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
12 month CD Certificates
$0
2.89%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Early Withdrawal Penalties May Apply
American Lake Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.46%
1 Year Certificate
$0
2.85%
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
1 Year CD
$1,000
2.83%
▼
Rate2.79%
Min Deposit$1,000
Min Balance—
UpdatedApr 6, 2026
Details
$1,000 Min.
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
12 Month Certificate
$0
2.75%
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
1 Year Certificate of Deposit
$1,000
2.60%
▼
Rate2.56%
Min Deposit$1,000
Min Balance—
UpdatedApr 6, 2026
Details
Sno Falls Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.77%
12 Month Certificate of Deposit (CDs)
$0
1.76%
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
Share Certificate Accounts and IRA Share Certificates 12 month
$0
0.65%
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
Share Certificates - STANDARD | 3 - 12 Month
$500
0.30%
▼
Rate0.30%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
1-year convertible CD
$500
0.01%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
Qualifying balance up to $49,000.00
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Traditional/Roth IRA Certificates 18 Month IRA
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
$100,000 and over
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
18 Month Promo CD
$500
3.95%
▼
Rate3.89%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
18 month Certificates and IRA Certificates
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Cornerstone Capital Bank, SSB
Institution Rating:
B+4.8 ★Texas Ratio: 17.74%
Consumer 18 Month CD
$500
3.65%
▼
Rate3.59%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
UniBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
18 month Fixed Certificate of Deposit
$1,000
3.60%
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
UpdatedApr 6, 2026
Details
Progressions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
18 Month Term Certificates and IRA Certificates
$500
3.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
WestEdge Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
18 month Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Jumbo Certificates of Deposit - Personal & Business 18 Month Fixed Rate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Mint Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
18 Month Certificate
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
CALCOE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
Share & IRA Certificates 18 Month Term
$250
3.19%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedApr 6, 2026
Details
WCLA Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.61%
18 Month Share Certificates
$500
3.10%
▼
Rate3.05%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.01%
IRA Certificates 18 month
$0
3.05%
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Canopy Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.08%
18 Month Term Share
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
18 month CD Certificates
$0
3.03%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Early Withdrawal Penalties May Apply
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
18 Month Certificate Accounts
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
Peninsula Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
18 Month Certificate
$0
2.90%
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
18 Month Certificate
$100,000
2.80%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 6, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Jumbo Certificates of Deposit 18 Month Certificate of Deposit
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
$100,000 minimum; With Checking
Harborstone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
Jumbo 18-Month Certificate
$50,000
2.56%
▼
Rate2.53%
Min Deposit$50,000
Min Balance—
UpdatedApr 6, 2026
Details
First Sound Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
18-Month Certificate
$500
2.41%
▼
Rate2.38%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
18-Month Certificate of Deposit IRA
$500
2.35%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
Washington Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
Fixed Rate Certificates 18 Month
$0
2.28%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
18 Month IRA
$100
1.95%
▼
Rate1.94%
Min Deposit$100
Min Balance—
UpdatedApr 6, 2026
Details
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Great Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
18 Month Bump Term Certificates
$500
1.86%
▼
Rate1.85%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
Sno Falls Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.77%
18 Month Certificate of Deposit (CDs)
$0
1.51%
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
American Lake Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.46%
18 Month IRA Certificate
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
18 Mo. Add-on Bump Rate CD
$100
1.21%
▼
Rate1.20%
Min Deposit$100
Min Balance—
UpdatedApr 6, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
Share Certificate Accounts and IRA Share Certificates 18 month
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Our Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
424 W Simpson Ave, McCleary, WA 98557
2 Year Certificate
$0
2.79%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Dream Home Share Certificate 2 Year Retirement Share Certificate
$0
4.10%
▼
Rate4.03%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
$100,000 and over
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
24-month Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Wave Club
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
24 Month Promo CD
$500
3.80%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
Cornerstone Capital Bank, SSB
Institution Rating:
B+4.8 ★Texas Ratio: 17.74%
Consumer 24 Month CD
$500
3.65%
▼
Rate3.59%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
UniBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
24 month Fixed Certificate of Deposit
$1,000
3.60%
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
UpdatedApr 6, 2026
Details
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
24 Month* Certificate
$500
3.54%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
IRA Certificates 2 year
$1,000
3.51%
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedApr 6, 2026
Details
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 6, 2026
Details
Pacific Crest SB
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
2 year Certificates Of Deposit3
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.01%
Community-Impact Certificate Accounts for Nonprofit Organizations 24 month
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
$500.00 Minimum Opening Deposit
Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
2 Year Certificate of Deposit
$10,000
3.20%
▼
Rate3.15%
Min Deposit$10,000
Min Balance—
UpdatedApr 6, 2026
Details
WCLA Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.61%
24 Month Share Certificates
$500
3.15%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
2-Year Certificate
$100,000
3.05%
▼
Rate3.01%
Min Deposit$100,000
Min Balance—
UpdatedApr 6, 2026
Details
Mint Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
24 Month Certificate
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Mill Town Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.16%
24 Month Certificate
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Liberty Bank Poulsbo, WA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA Certificate of Deposit 24 Month
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Canopy Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.08%
24 Month Term Share (or IRA)
$0
2.99%
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
24 Month Certificate Accounts
$500
2.90%
▼
Rate2.86%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
CALCOE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
Share & IRA Certificates 24 Month Term
$250
2.88%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedApr 6, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Jumbo Certificates of Deposit 24 Month Certificate of Deposit
$0
2.85%
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
$100,000 minimum; With Checking
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
24 Month Certificate
$0
2.80%
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Connection Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.87%
24 month share certificate
$1,000
2.75%
▼
Rate2.72%
Min Deposit$1,000
Min Balance—
UpdatedApr 6, 2026
Details
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
2 Year CD
$1,000
2.73%
▼
Rate2.69%
Min Deposit$1,000
Min Balance—
UpdatedApr 6, 2026
Details
$1,000 Min.
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
24 Mo. IRA
$50
2.70%
▼
Rate2.63%
Min Deposit$50
Min Balance—
UpdatedApr 6, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
24 Month Certificate
$50,000
2.60%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 6, 2026
Details
Cascade Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Jumbo 24-month Certificates
$60,000
2.57%
▼
Rate2.55%
Min Deposit$60,000
Min Balance—
UpdatedApr 6, 2026
Details
Waterfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
2 Year Share Certificates
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
24 month CD Certificates
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Early Withdrawal Penalties May Apply
Progressions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
24 Month Term Certificates and IRA Certificates
$500
2.47%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
Harborstone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
2-Year Fixed Rate Accumulator IRA Certificate
$100
2.46%
▼
Rate2.43%
Min Deposit$100
Min Balance—
UpdatedApr 6, 2026
Details
American Lake Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.46%
2 Year Certificate
$0
2.45%
▼
Rate2.42%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
First Sound Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
24-Month Certificate
$500
2.36%
▼
Rate2.33%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
24-Month Certificate of Deposit IRA
$500
2.35%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Spokane Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
24-MONTH CERTIFICATE
$1,000
2.02%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 6, 2026
Details
Sno Falls Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.77%
24 Month Certificate of Deposit (CDs)
$0
1.51%
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
Share Certificate Accounts and IRA Share Certificates 24 month
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Our Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
424 W Simpson Ave, McCleary, WA 98557
3 Year Certificate
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
3 Year Share Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Cornerstone Capital Bank, SSB
Institution Rating:
B+4.8 ★Texas Ratio: 17.74%
Consumer 36 Month CD
$500
3.65%
▼
Rate3.59%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
IRA Jumbo Certificates 3 year
$50,000
3.60%
▼
Rate3.54%
Min Deposit$50,000
Min Balance—
UpdatedApr 6, 2026
Details
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
36 Month Certificate
$500
3.54%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
3-year (1x bump-up) IRA Share Certificate special
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
UniBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
36 month Fixed Certificate of Deposit
$1,000
3.40%
▼
Rate3.35%
Min Deposit$1,000
Min Balance—
UpdatedApr 6, 2026
Details
Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
3-Year Certificate
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
36 month Certificates and IRA Certificates
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
WCLA Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.61%
36 Month Share Certificates
$500
3.20%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
$500.00 Minimum Opening Deposit
Liberty Bank Poulsbo, WA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA Certificate of Deposit 36 Month
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
WestEdge Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
36 month Certificate
$0
2.99%
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
36-Month Certificate
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
36 Month Certificate Accounts
$500
2.85%
▼
Rate2.81%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.01%
36 month Personal Certificate Account
$0
2.80%
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
3-Year Certificate
$100,000
2.70%
▼
Rate2.67%
Min Deposit$100,000
Min Balance—
UpdatedApr 6, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
3 Year Certificate
$50,000
2.60%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 6, 2026
Details
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
3 Year CD
$1,000
2.52%
▼
Rate2.49%
Min Deposit$1,000
Min Balance—
UpdatedApr 6, 2026
Details
$1,000 Min.
Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Jumbo Certificates of Deposit - Personal & Business 36 Month Fixed Rate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Jumbo Certificates of Deposit 36 Month Certificate of Deposit
$0
2.45%
▼
Rate2.42%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
$100,000 minimum; With Checking
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
36 Mo. IRA
$50
2.40%
▼
Rate2.34%
Min Deposit$50
Min Balance—
UpdatedApr 6, 2026
Details
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
3 Year IRA
$100
2.30%
▼
Rate2.28%
Min Deposit$100
Min Balance—
UpdatedApr 6, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
36-Month Certificate of Deposit IRA
$500
2.27%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
Connection Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.87%
36 month share certificate
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedApr 6, 2026
Details
Canopy Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.08%
36 Month Term Share (or IRA)
$0
2.22%
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Cascade Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
36-month Certificates
$1,000
2.11%
▼
Rate2.10%
Min Deposit$1,000
Min Balance—
UpdatedApr 6, 2026
Details
American Lake Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.46%
3 Year Certificate
$0
2.05%
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Mill Town Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.16%
36 Month Certificate
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Harborstone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
36-Month Certificate
$500
1.89%
▼
Rate1.87%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
First Sound Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Flexible 36-Month Certificate
$500
1.74%
▼
Rate1.73%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
Washington Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
Fixed Rate Certificates 36 Month
$0
1.51%
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Sno Falls Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.77%
36 Month Certificate of Deposit (CDs)
$0
1.26%
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
3 Year Standard CD
$500
0.95%
▼
Rate0.95%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
Share Certificate Accounts and IRA Share Certificates 36 month
$0
0.80%
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
Promotional Share Certificates | 36 Month Flex
$500
0.60%
▼
Rate0.60%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Our Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
424 W Simpson Ave, McCleary, WA 98557
4 Year Certificate
$0
2.33%
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Pacific Crest SB
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
4 year Certificates Of Deposit3
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
$500.00 Minimum Opening Deposit
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
48 Month Certificate
$500
3.29%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
48 month Certificates and IRA Certificates
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
UniBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
48 month Fixed Certificate of Deposit
$1,000
3.20%
▼
Rate3.15%
Min Deposit$1,000
Min Balance—
UpdatedApr 6, 2026
Details
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
48-month Certificate
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
48 Month Certificate
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
48 Month Certificate Account
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
48 Month Certificate Accounts
$500
2.80%
▼
Rate2.77%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
48 month IRA Certificate
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
IRA Jumbo Certificates 4 year
$50,000
2.74%
▼
Rate2.70%
Min Deposit$50,000
Min Balance—
UpdatedApr 6, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
4-Year Certificate
$0
2.70%
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
4 Year Certificate
$50,000
2.60%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 6, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Jumbo Certificates of Deposit 48 Month Certificate of Deposit
$0
2.55%
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
$100,000 minimum; With Checking
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
4 Year CD
$1,000
2.52%
▼
Rate2.49%
Min Deposit$1,000
Min Balance—
UpdatedApr 6, 2026
Details
$1,000 Min.
Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Jumbo Certificates of Deposit - Personal & Business 48 Month Fixed Rate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
48 Mo. IRA
$50
2.40%
▼
Rate2.34%
Min Deposit$50
Min Balance—
UpdatedApr 6, 2026
Details
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
4 Year IRA
$100
2.35%
▼
Rate2.33%
Min Deposit$100
Min Balance—
UpdatedApr 6, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
48-Month Certificate of Deposit IRA
$500
2.27%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
Harborstone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
48-Month Certificate
$500
1.79%
▼
Rate1.77%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
Washington Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
Fixed Rate Certificates 48 Month
$0
1.41%
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Sno Falls Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.77%
48 Month Certificate of Deposit (CDs)
$0
1.26%
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
4 Year Standard CD
$500
1.00%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
Share Certificate Accounts and IRA Share Certificates 48 month
$0
0.90%
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Dream Home Share Certificate 5 Year Retirement Share Certificate
$0
4.10%
▼
Rate4.03%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
$100,000 and over
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
60 Month Promo CD
$500
3.65%
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
Pacific Crest SB
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
5 year Certificates Of Deposit3
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
$500.00 Minimum Opening Deposit
Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
60 month Certificates and IRA Certificates
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
5-Year Certificate
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
60-Month Certificate
$0
3.15%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
60 Month Certificate
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
UniBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
60 month Fixed Certificate of Deposit
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedApr 6, 2026
Details
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
60 Month Certificate
$0
2.95%
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
60 Month Certificate Account
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
5 Year Certificate
$100,000
2.80%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 6, 2026
Details
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
60-month Certificate
$1,000
2.78%
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 6, 2026
Details
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
60 month IRA Certificate
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
IRA Jumbo Certificates 5 year
$50,000
2.74%
▼
Rate2.70%
Min Deposit$50,000
Min Balance—
UpdatedApr 6, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
60 Month Certificate Accounts
$500
2.70%
▼
Rate2.67%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.01%
60 month Personal Certificate Account
$0
2.65%
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
5 Year CD
$1,000
2.62%
▼
Rate2.59%
Min Deposit$1,000
Min Balance—
UpdatedApr 6, 2026
Details
$1,000 Min.
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
60 Mo. IRA
$50
2.60%
▼
Rate2.53%
Min Deposit$50
Min Balance—
UpdatedApr 6, 2026
Details
Waterfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
5 Year Share Certificates
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Jumbo Certificates of Deposit - Personal & Business 60 Month Fixed Rate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
60 Month Certificate of Deposit
$0
2.45%
▼
Rate2.42%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
With Checking
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5 Year IRA
$100
2.40%
▼
Rate2.38%
Min Deposit$100
Min Balance—
UpdatedApr 6, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
60-Month Certificate of Deposit IRA
$500
2.27%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
American Lake Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.46%
5 Year Certificate
$0
2.15%
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Harborstone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
5-Year Fixed Rate IRA Certificate
$500
1.89%
▼
Rate1.87%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
Washington Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
Fixed Rate Certificates 60 Month
$0
1.31%
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Sno Falls Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.77%
60 Month Certificate of Deposit (CDs)
$0
1.26%
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
BECU Boeing Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
60 Month Business CD
$500
1.15%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
Share Certificate Accounts and IRA Share Certificates 60 month
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Mccleary, WA CD Rate Trends
Compare local Mccleary, WA CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — WA Avg
3.267%
▲ 0.157 vs 7 days ago
Washington 12-month CD rates rose 0.157 points over the past 7 days to 3.267% APY.
6-Month CD — WA Avg
2.675%
▼ 0.301 vs 7 days ago
Washington 6-month CD rates fell 0.301 points over the past 7 days to 2.675% APY.
As of Apr 6, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about CD Rates in Mccleary, Washington
Are CD rates in Mccleary, Washington FDIC insured?
Yes, most established banks in Mccleary, Washington are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Mccleary, Washington?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Mccleary, Washington.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Mccleary, Washington may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Mccleary, Washington?
Here are recent top rates found for this area:
- Our Community Credit Union: 3.61% APY (6 Month Certificate)
- Northwest Plus Credit Union: 4.83% APY (12 Month Certificate of Deposit)
- Firefighters First Federal Credit Union: 4.10% APY (Dream Home Share Certificate 5 Year Retirement Share Certificate)
- Numerica Credit Union: 4.00% APY (12 month Certificates and IRA Certificates)
- Farmers Insurance Federal Credit Union: 4.00% APY (3-Month Certificate)
- Puget Sound Cooperative Credit Union: 4.00% APY (24-month Certificate)
- Idaho Central Credit Union: 3.95% APY (18 Month Promo CD)
- Avista Corp Credit Union: 3.92% APY (1-year CD (Auto Renewing))
- Austin Capital Bank: 3.91% APY (Certificates of Deposit 3 Month)
- Wings Financial Credit Union: 3.90% APY (6-Month Certificate)
Rates reflect recent verified offers available in Mccleary, Washington. Last Updated: April 6, 2026
CD Calculators
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Mccleary, Washington directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Mccleary, Washington. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in WA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 6, 2026
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