Seattle, Washington Best CD Rates September 2026

Balance: $75,000+

Balance: $75,000+

Balance: $25,000-$74,999

Balance: $25,000-$74,999

Term: 3 Month Certificate of Deposit; Interest Rate Without Checking: 2.23%; APY* Without Checking: 2.25%; Interest Rate With Checking: 2.72%; APY* With Checking: 2.75%

Term: 3 Month Certificate of Deposit; Interest Rate Without Checking: 2.23%; APY Without Checking: 2.25%; Interest Rate With Checking: 2.72%; APY With Checking: 2.75%

Balance: $0-$999

Balance: $0-$999

Interest Rate With Checking: 2.47%; APY* With Checking: 2.50%

Term: 3 Month Certificate of Deposit; Interest Rate Without Checking: 1.98%; APY Without Checking: 2.00%; Interest Rate With Checking: 2.47%; APY With Checking: 2.50%

$90,000 +

Balance: $90,000 +

Early withdrawal penalties may apply.

Relationship APY 0.06%. Early withdrawal penalties may apply.

$1,000 +

UP to $99,999.99

Limited Time 3 Month and 6 Month Share Certificates available on new Certificates. This is a promotional yield of 4.00% APY; Annual Percentage Yield (APY) is calculated on a 3.93% base rate. Yields are subject to change without notice. "Limited Time 3-Month and 6-Month" Bonus Dividend may not be combined with any other dividend increase/bonus, i.e., "Direct Deposit Bonus" and "Jumbo Certificate" increased rates. $1,000.00 minimum balance, regular Share Certificate requirement on a 365-day basis compounding monthly or at account closure. IRA share certificates do not qualify for this promotion. No additional deposits accepted (other than dividends) during certificate term. There is a substantial penalty for early withdrawal of Certificate funds. Fees and other conditions may reduce earnings. The 3-Month promotional Certificate will automatically roll over to a 3-Month Certificate at the available rates of Certificates at maturity.

No minimum deposit.

Rates up to 3.75% APY. Tiered Rates. Automatic renewal at current market rates.

$100,000+

Balance: $25,000.00 to $99,999.99

Rate Type: Fixed; Interest Compounded: Daily; Interest Credited: Monthly; Bump Option: Not Eligible

Bump Option: Not Eligible

Unlimited additional deposits allowed.

Balance: $75,000+

Balance: $75,000+

Balance: $500 - $49,999.99

APY* (min. balance $500)

Balance: $25,000-$74,999

Balance: $25,000-$74,999

Balance: $0-$999

Balance: $0-$999

Balance: $0-$999

Term: 6 Month Certificate of Deposit; Interest Rate Without Checking: 2.52%; APY* Without Checking: 2.55%; Interest Rate With Checking: 3.01%; APY* With Checking: 3.05%

Interest Rate Without Checking: 2.52%; APY* Without Checking: 2.55%; Interest Rate With Checking: 3.01%; APY* With Checking: 3.05%

APY (ANNUAL PERCENTAGE YIELD) IS EFFECTIVE AS OF 7/31/2026. APY IS SUBJECT TO CHANGE DAILY. FEES MAY REDUCE EARNINGS ON YOUR ACCOUNT. A RELATIONSHIP IS DEFINED AS AN OPEN AND ACTIVELY USED ACCOUNT. RECEIVE THE RELATIONSHIP APY WHEN YOU HAVE A CONSUMER OR BUSINESS CHECKING ACCOUNT ESTABLISHED WITH THE BANK. EARLY WITHDRAWAL PENALTY MAY APPLY. TOTAL BALANCE PLUS INTEREST EARNED MAY BE WITHDRAWN TO CLOSE THE CD WITHOUT PENALTY SEVEN DAYS OR LATER AFTER THE ACCOUNT WAS OPENED AND FUNDED. PARTIAL WITHDRAWAL OF PRINCIPAL IS NOT PERMITTED. OPENING ACCOUNT BALANCE CANNOT EXCEED $240,000 PER ACCOUNT. CURRENT CUSTOMERS MAY OPEN THIS ACCOUNT BY LOGGING IN TO ONLINE BANKING. NON-CUSTOMERS MUST VISIT THEIR LOCAL BRANCH TO OPEN THIS ACCOUNT. MINIMUM OPENING DEPOSIT FOR THE 1ST RATE MONEY MARKET REQUIRES $50,000 IN NEW MONEY AND CAN BE COMBINED WITH OTHER FUNDS ON DEPOSIT AT THE BANK. NEW MONEY IS DEFINED AS FUNDS FROM ANOTHER INSTITUTION. AT MATURITY, THE 15-MONTH PROMOTIONAL CD WILL RENEW INTO THE BANK'S 1-YEAR CD AT THE PREVAILING RATE.

Balance: $1,000.00 - $2,499.99

Balance: $1,000.00 - $2,499.99; Balance: $1,000.00 - $2,499.99

Balance: $100-$49,999

Interest Rate Without Checking: 2.28%; APY* Without Checking: 2.30%

Interest Rate Without Checking: 2.28%; APY* Without Checking: 2.30%; Interest Rate With Checking: 2.76%; APY* With Checking: 2.80%

Term: 6 Month Certificate of Deposit; Interest Rate Without Checking: 2.52%; APY* Without Checking: 2.55%; Interest Rate With Checking: 3.01%; APY* With Checking: 3.05%

Term: 6 Month Certificate of Deposit; Interest Rate Without Checking: 2.52%; APY Without Checking: 2.55%; Interest Rate With Checking: 3.01%; APY With Checking: 3.05%

Interest Rate With Checking: 2.76%; APY* With Checking: 2.80%

Term: 6 Month Certificate of Deposit; Interest Rate Without Checking: 2.28%; APY Without Checking: 2.30%; Interest Rate With Checking: 2.76%; APY With Checking: 2.80%

Early withdrawal penalties may apply.

Term: 18 Month Bump Certificate of Deposit*; Interest Rate Without Checking: 3.15%; APY* Without Checking: 3.20%; Interest Rate With Checking: 3.64%; APY* With Checking: 3.70%

Term: 18 Month Bump Certificate of Deposit*; Interest Rate Without Checking: 3.15%; APY Without Checking: 3.20%; Interest Rate With Checking: 3.64%; APY With Checking: 3.70%

One penalty-free withdrawal for up to 50% of the balance may be taken during the term. Additional withdrawals may incur a penalty.

Balance: $75,000+

Balance: $25,000-$74,999

Flex Certificate: Minimum balance is $2,500. Add-on option: Unlimited deposits. Bump option: Upon request, rate will be increased to current Flex Certificate rate. Withdrawal option: Withdrawal amount cannot reduce the balance to less than the $2,500 minimum.

Add-on option: Unlimited deposits. Bump option: Upon request, rate will be increased to current Flex Certificate rate. Withdrawal option: Withdrawal amount cannot reduce the balance to less than the $2,500 minimum.

Add-on option: Unlimited deposits. Bump option: Upon request, rate will be increased to current Flex Certificate rate. Withdrawal option: Withdrawal amount cannot reduce the balance to less than the $2,500 minimum.

Interest Rate With Checking: 3.40%; APY* With Checking: 3.45%

Term: 18 Month Bump Certificate of Deposit*; Interest Rate Without Checking: 2.91%; APY Without Checking: 2.95%; Interest Rate With Checking: 3.40%; APY With Checking: 3.45%

Balance: $0-$999

Balance: $1,000.00 - $2,499.99

Balance: $1,000.00 - $2,499.99; Balance: $1,000.00 - $2,499.99

1

*APY = Annual Percentage Yield. A penalty may be imposed for early withdrawal. No institutional deposits. Compounding and crediting - Terms less than 12 months: Interest will be compounded and credited to the certificate account at maturity, becoming part of the principal balance. Terms 12 months or greater: Interest will be compounded and credited to the certificate account quarterly, becoming part of the principal balance. Fees may reduce earnings. The interest rate and APY - Annual Percentage Yield may change at any time. Federally insured by the NCUA.

GBC 50th Anniversary Special!

$100,000+