Seattle, Washington Best CD Rates October 2026

Balance: $25,000-$74,999

Interest Rate Without Checking: 2.23%, APY* Without Checking: 2.25%, Interest Rate With Checking: 2.72%, APY* With Checking: 2.75%

Interest Rate Without Checking: 2.23%, APY* Without Checking: 2.25%, Interest Rate With Checking: 2.72%, APY* With Checking: 2.75%

$500.00 minimum to open. Penalty may be applied for early withdrawal. Fees could reduce earnings.

Balance: $0-$999

Balance: $0-$999

Interest Rate Without Checking: 1.98%; APY* Without Checking: 2.00%; Interest Rate With Checking: 2.47%; APY* With Checking: 2.50%

Interest Rate With Checking: 2.47%; APY* With Checking: 2.50%

Balance: $90,000 +

Balance: $90,000 +

Balance: $0 - $4,999.99. Early withdrawal penalties may apply.

Balance: $0 - $4,999.99; Relationship APY 0.06%

Balance: $0 - $4,999.99; Relationship Interest Rate 0.06%; Relationship APY 0.06%

Balance: $1,000 - $90,000

Balance: $1,000 +

Balance: $1,000

APY = Annual Percentage Yield. *Assumes no compounding, interest paid annually or at maturity.

No minimum deposit.

Limited Time 3-Month and 6-Month Share Certificates available on new Certificates. This is a promotional yield. Bonus Dividend may not be combined with any other dividend increase/bonus, i.e., "Direct Deposit Bonus" and "Jumbo Certificate" increased rates. IRA share certificates do not qualify for this promotion. No additional deposits accepted (other than dividends) during certificate term. There is a substantial penalty for early withdrawal of Certificate funds. Fees and other conditions may reduce earnings. The 3-Month promotional Certificate will automatically roll over to a 3-Month Certificate at the available rates of Certificates at maturity.

Balance: $500+; Early withdrawal penalties may apply

Balance: $1,000+

$1,000 minimum balance requirement to open most Certificates; APY assumes dividends remain in the account until maturity; early withdrawal penalties may apply

Prospective Annual Percentage Yield (APY)

$2,500 - $99,999

Balance: $2,500 Minimum Opening Deposit

Unlimited deposits available during term

APY* (min. balance $100,000)

Dividends paid monthly; early withdrawal penalty may apply

APY* (min. balance $50,000)

Balance: $500 minimum

Balance: $75,000+

Balance: $75,000+

APY* (min. balance $500)

Balance: $25,000-$74,999

Balance: $25,000-$74,999

Unlimited additional deposits throughout the term.

Balance: $0-$999

Balance: $0-$999

Interest Rate Without Checking: 2.52%, APY* Without Checking: 2.55%

Interest Rate Without Checking: 2.52%, APY* Without Checking: 2.55%

Jumbo

$500.00 minimum to open. Penalty may be applied for early withdrawal. Fees could reduce earnings.

Rates Effective 12/15/2025

Balance: $1,000.00 - $2,499.99

Balance: $1,000.00 - $2,499.99

Balance: $100+

Interest Rate Without Checking: 2.28%; APY* Without Checking: 2.30%; Interest Rate With Checking: 2.76%; APY* With Checking: 2.80%

Interest Rate Without Checking: 2.28%; APY* Without Checking: 2.30%; Interest Rate With Checking: 2.76%; APY* With Checking: 2.80%

Traditional Certificates

Interest Rate Without Checking: 2.52%, APY* Without Checking: 2.55%, Interest Rate With Checking: 3.01%, APY* With Checking: 3.05%

Interest Rate Without Checking: 2.52%, APY* Without Checking: 2.55%, Interest Rate With Checking: 3.01%, APY* With Checking: 3.05%

Interest Rate Without Checking: 2.28%; APY* Without Checking: 2.30%; Interest Rate With Checking: 2.76%; APY* With Checking: 2.80%