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CD Rates Auburn, West Virginia (WV) for April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | CD Rates Last Updated and Verified: April 5, 2026

Current Auburn, West Virginia CD rates include Fairmont Federal Credit UnionFairmont Federal Credit UnionA+5.0 ★Texas Ratio: 2.76% offering Jumbo Certificates 48 month at 4.20% APY, Members Choice WV Federal Credit UnionMembers Choice WV Federal Credit UnionA+5.0 ★Texas Ratio: 2.17% offering IRA Certificates 2 Year at 4.01% APY, First Priority Federal Credit UnionFirst Priority Federal Credit UnionA+5.0 ★Texas Ratio: 2.97% offering Share Certificate - 6 MO at 4.00% APY, Hancock School Employees Federal Credit UnionHancock School Employees Federal Credit UnionA+5.0 ★Texas Ratio: 1.52% offering 36 Month Certificates at 4.00% APY, and Ravenswood Federal Credit UnionRavenswood Federal Credit UnionA5.0 ★Texas Ratio: 10.44% offering 1-Year Certificate at 4.00% APY. CD rates as of April 5, 2026 according to verified data from MonitorBankRates.

Auburn is a smaller community with no bank or credit union branches currently in our database. 134 institutions serving the West Virginia area are available to Auburn residents, with CD rates as high as 4.20% APY from Fairmont Federal Credit Union. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 5, 2026

Compare Best CD Rates in Auburn, West Virginia & the Surrounding Area

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
3-Month Share Certificate
$100,000
3.60%
View
▼
Rate3.54%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

$100,000 Minimum to Earn APY

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
3 Month Certificates
$1,000
3.30%
View
▼
Rate3.26%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

$1,000.00 minimum investment to open account.

First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
90 Day Fixed Rate CDS
$500
3.00%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
3 Month Share Certificate - Traditional IRA or Roth IRA
$250,000
1.70%
View
▼
Rate—
Min Deposit$250,000
Min Balance—
UpdatedApr 5, 2026
Details

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
Share Certificate & IRA Certificate 3 Month
$0
1.63%
View
▼
Rate1.62%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
3 month Share Certificate
$100,000
1.12%
View
▼
Rate1.11%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

WVU Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.19%
3 Month CD
$0
0.75%
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★Texas Ratio: 13.45%
3 MONTH CD
$2,500
0.50%
View
▼
Rate0.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details

Citizens Bank of West Virginia, Inc.
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
7-90 Day CD IRA
$500
0.20%
View
▼
Rate0.20%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Share Certificate - 6 MO
$0
4.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

early withdrawal penalty may apply. Funds are disbursed to shares at maturity.

Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
6 Month Share Certificates
$0
3.80%
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

The Citizens Bank of Weston
Institution Rating:
A+5.0 ★Texas Ratio: 3.19%
6 Month CD
$0
3.75%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

The State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
6 Month Certificate of Deposits
$500
3.60%
View
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Preston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
6 Month CD Special
$0
3.56%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Monthly Compounding

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6-Month Share Certificate
$100,000
3.45%
View
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

$100,000 Minimum to Earn APY

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
6 month Share Certificate
$100,000
3.16%
View
▼
Rate3.12%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Marion County School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
6 month Share Certificate
$0
3.00%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
6 Month Fixed Rate CDS
$500
2.85%
View
▼
Rate2.85%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
6-month IRA Certificate
$0
2.53%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Peoples Preferred Club

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
6 Month Share Certificate
$250,000
2.25%
View
▼
Rate—
Min Deposit$250,000
Min Balance—
UpdatedApr 5, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
6 Month Certificates
$0
1.75%
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
Share Certificate & IRA Certificate 6 Month
$0
1.68%
View
▼
Rate1.67%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Union Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
6 Month Certificate
$500
1.51%
View
▼
Rate1.50%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

CD = With $100 in your share account.

First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
6-Month CD
$0
1.00%
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Open Online

WVU Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.19%
6 Month CD
$0
0.80%
View
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★Texas Ratio: 13.45%
6 MONTH CD
$1,000
0.75%
View
▼
Rate0.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
IRA 6 Month
$0
0.20%
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
6-month automatic saver CD
$500
0.01%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Ravenswood Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.44%
1-Year Certificate
$0
4.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
Jumbo Certificates 12 month
$0
3.85%
View
▼
Rate3.79%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Exchange Bank
Institution Rating:
B-4.2 ★Texas Ratio: 24.32%
12 Month CD Special
$10,000
3.75%
View
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 5, 2026
Details

The Citizens Bank of Weston
Institution Rating:
A+5.0 ★Texas Ratio: 3.19%
1 year CD
$0
3.65%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Metro Community Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.95%
12 Month CD
$0
3.61%
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Universal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
12 Month Share Certificate / IRA Certificate
$0
3.56%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
1 Year Share Certificates
$0
3.55%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Share Certificate - 12 MO
$0
3.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

early withdrawal penalty may apply. Funds are disbursed to shares at maturity.

Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
Jumbo IRA Certificates 1 Year
$0
3.41%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Peoples Preferred Club

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
12-Month Share Certificate
$100,000
3.40%
View
▼
Rate3.35%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

$100,000 Minimum to Earn APY

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
12 month Share Certificate
$100,000
3.31%
View
▼
Rate3.27%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

CCMH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
12 Month CD
$0
3.25%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

The State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
12 Month Certificate of Deposits
$500
3.00%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
1 Year Fixed Rate CDS
$500
2.75%
View
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Davis Trust Company
Institution Rating:
F2.2 ★Texas Ratio: 48.64%
12 Month Certificate
$1,000
2.52%
View
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
12 Month Share Certificate - Traditional IRA or Roth IRA
$250,000
2.35%
View
▼
Rate—
Min Deposit$250,000
Min Balance—
UpdatedApr 5, 2026
Details

Element Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
1 year CD
$100
2.00%
View
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedApr 5, 2026
Details

$100 Minimum Deposit Insured up to $250,000

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
Share Certificate & IRA Certificate 12 Month
$0
1.88%
View
▼
Rate1.86%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Union Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
12 Month Certificate
$500
1.77%
View
▼
Rate1.75%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

CD = With $100 in your share account.

First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
12-Month CD
$0
1.15%
View
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

WVU Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.19%
12 Month CD
$0
1.10%
View
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.31%
12 Month Certificate IRA
$5,000
1.01%
View
▼
Rate1.00%
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★Texas Ratio: 13.45%
12 MONTH CD
$1,000
0.85%
View
▼
Rate0.85%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Hancock County SB
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
12 MONTH CERTIFICATE or IRA CD*
$500
0.50%
View
▼
Rate0.50%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
IRA 12 Month
$1,000
0.30%
View
▼
Rate0.30%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
1-year convertible CD
$500
0.01%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Qualifying balance up to $49,000.00

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Ohio Valley Bank Co.
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
18 Month Certificate of Deposit
$5,000
3.85%
View
▼
Rate3.78%
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
IRA Certificate Term 18-Month Variable
$100,000
3.72%
View
▼
Rate3.66%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

$100,000 Minimum to Earn APY

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
18 month Share Certificate
$100,000
3.41%
View
▼
Rate3.37%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
18-month IRA Certificate
$0
3.05%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Peoples Preferred Club

First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
18 Month Fixed Rate CDS
$500
2.75%
View
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Davis Trust Company
Institution Rating:
F2.2 ★Texas Ratio: 48.64%
18 Month Certificate
$1,000
2.63%
View
▼
Rate2.60%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
18 Month Share Certificate - Traditional IRA or Roth IRA
$0
2.45%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
18 Month Certificates
$0
2.25%
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
Share Certificate & IRA Certificate 18 Month
$0
2.03%
View
▼
Rate2.01%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★Texas Ratio: 13.45%
18 MONTH IRA (Variable)
$100
1.25%
View
▼
Rate1.24%
Min Deposit$100
Min Balance—
UpdatedApr 5, 2026
Details

First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
18-Month CD
$0
1.20%
View
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Hancock County SB
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
18 MONTH CERTIFICATE or IRA CD*
$500
0.50%
View
▼
Rate0.50%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
IRA 18 Month
$1,000
0.40%
View
▼
Rate0.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

First Exchange Bank
Institution Rating:
B-4.2 ★Texas Ratio: 24.32%
18 Month CD
$0
0.15%
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
IRA Certificates 2 Year
$0
4.01%
View
▼
Rate3.95%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
Jumbo Certificates 24 month
$0
3.95%
View
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Exchange Bank
Institution Rating:
B-4.2 ★Texas Ratio: 24.32%
24 Month Special CD
$0
3.49%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
24-Month Share Certificate
$100,000
3.45%
View
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

$100,000 Minimum to Earn APY

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
24 month Share Certificate
$100,000
3.41%
View
▼
Rate3.37%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
2-year IRA Certificate
$0
3.05%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Peoples Preferred Club

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Share Certificate - 24 MO
$0
3.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

early withdrawal penalty may apply. Funds are disbursed to shares at maturity.

The State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
24 Month Certificate of Deposits
$500
2.75%
View
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Davis Trust Company
Institution Rating:
F2.2 ★Texas Ratio: 48.64%
24 Month Certificate
$1,000
2.73%
View
▼
Rate2.70%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
24 Month Share Certificate - Traditional IRA or Roth IRA
$100,000
2.70%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Metro Community Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.95%
24 Month CD
$0
2.58%
View
▼
Rate2.55%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Universal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
24 Month Share Certificate / IRA Certificate
$0
2.52%
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
24 Month Certificates
$0
2.50%
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
Share Certificate & IRA Certificate 24 Month
$0
2.38%
View
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Union Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
24 Month Certificate
$500
2.28%
View
▼
Rate2.25%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

CD = With $100 in your share account.

Element Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
2 year CD
$100
2.25%
View
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedApr 5, 2026
Details

$100 Minimum Deposit Insured up to $250,000

Ravenswood Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.44%
2-Year Certificate
$0
2.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★Texas Ratio: 13.45%
24 MONTH CD
$1,000
1.25%
View
▼
Rate1.24%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

WVU Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.19%
24 Month CD
$0
1.20%
View
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.31%
24 Month Certificate IRA
$5,000
1.16%
View
▼
Rate1.15%
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details

Hancock County SB
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
24 MONTH CERTIFICATE or IRA CD*
$500
0.60%
View
▼
Rate0.60%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
IRA 24 Month
$1,000
0.50%
View
▼
Rate0.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
36 Month Certificates
$0
4.00%
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

New Money from an outside source

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Traditional and Roth IRA 36 month
$500
3.90%
View
▼
Rate3.85%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
Jumbo Certificates 36 month
$0
3.70%
View
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
IRA Certificate Term 36-Month Variable
$100,000
3.67%
View
▼
Rate3.61%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

$100,000 Minimum to Earn APY

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
36 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.65%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Share Certificate - 36 MO
$0
3.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

early withdrawal penalty may apply. Funds are disbursed to shares at maturity.

Union Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
36 Month Certificate
$500
2.79%
View
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

CD = With $100 in your share account.

First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
3 Year Fixed Rate CDS
$500
2.75%
View
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Davis Trust Company
Institution Rating:
F2.2 ★Texas Ratio: 48.64%
36 Month Certificate
$500
2.73%
View
▼
Rate2.70%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
3-year IRA Certificate
$0
2.68%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
Share Certificate & IRA Certificate Rising Market 36 Month*
$0
2.63%
View
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

The State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
36 Month Certificate of Deposits
$500
2.50%
View
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

First Exchange Bank
Institution Rating:
B-4.2 ★Texas Ratio: 24.32%
36 Month Special CD
$0
2.32%
View
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★Texas Ratio: 13.45%
36 MONTH CD
$1,000
2.25%
View
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Metro Community Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.95%
36 Month CD
$0
2.23%
View
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
36-Month CD
$0
1.35%
View
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

WVU Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.19%
36 Month CD
$0
1.30%
View
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Hancock County SB
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
36 MONTH CERTIFICATE or IRA CD*
$500
0.65%
View
▼
Rate0.65%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
IRA 36 Month
$1,000
0.60%
View
▼
Rate0.60%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Universal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
36 Month Share Certificate / IRA Certificate
$0
0.45%
View
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
Jumbo Certificates 48 month
$0
4.20%
View
▼
Rate4.12%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
48-Month Share Certificate
$100,000
3.50%
View
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

$100,000 Minimum to Earn APY

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
48 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.30%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
48 month Share Certificate
$100,000
3.21%
View
▼
Rate3.17%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★Texas Ratio: 13.45%
48 MONTH IRA (Fixed)
$250
3.00%
View
▼
Rate2.96%
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details

First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
4 Year Fixed Rate CDS
$500
2.85%
View
▼
Rate2.85%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Element Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
4 year CD
$100
2.50%
View
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedApr 5, 2026
Details

$100 Minimum Deposit Insured up to $250,000

Metro Community Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.95%
48 Month CD
$0
2.12%
View
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
48-Month CD
$0
1.45%
View
▼
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Hancock County SB
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
48 MONTH CERTIFICATE or IRA CD*
$500
0.75%
View
▼
Rate0.75%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Universal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
48 Month Share Certificate / IRA Certificate
$0
0.50%
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Exchange Bank
Institution Rating:
B-4.2 ★Texas Ratio: 24.32%
48 Month CD
$0
0.40%
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
IRA Certificate Term 60-Month Fixed
$100,000
3.50%
View
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

$100,000 Minimum to Earn APY

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
60 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.35%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
60 month Share Certificate
$100,000
3.21%
View
▼
Rate3.17%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
Jumbo Certificates 60 month
$0
3.20%
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
5 Year Fixed Rate CDS
$500
2.95%
View
▼
Rate2.95%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Davis Trust Company
Institution Rating:
F2.2 ★Texas Ratio: 48.64%
60 Month Certificate
$500
2.83%
View
▼
Rate2.80%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★Texas Ratio: 13.45%
60 MONTH CD
$1,000
2.75%
View
▼
Rate2.72%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Element Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
5 year CD
$100
2.50%
View
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedApr 5, 2026
Details

$100 Minimum Deposit Insured up to $250,000

Metro Community Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.95%
60 Month CD
$0
2.02%
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
60-Month CD
$0
1.56%
View
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Hancock County SB
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
60 MONTH CERTIFICATE or IRA CD*
$500
1.00%
View
▼
Rate0.99%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

First Exchange Bank
Institution Rating:
B-4.2 ★Texas Ratio: 24.32%
60 Month CD
$0
0.50%
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Auburn, WV CD Rate Trends

Compare local Auburn, WV CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full West Virginia CD Trends →
12-Month CD — WV Avg
3.019%
▲ 0.244 vs 7 days ago

West Virginia 12-month CD rates rose 0.244 points over the past 7 days to 3.019% APY.

6-Month CD — WV Avg
2.938%
▲ 0.823 vs 7 days ago

West Virginia 6-month CD rates rose 0.823 points over the past 7 days to 2.938% APY.

As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about CD Rates in Auburn, West Virginia

Are CD rates in Auburn, West Virginia FDIC insured?

Yes, most established banks in Auburn, West Virginia are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Auburn, West Virginia?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Auburn, West Virginia.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Auburn, West Virginia may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Auburn, West Virginia?

Here are recent top rates found for this area:
  • Fairmont Federal Credit Union: 4.20% APY (Jumbo Certificates 48 month)
  • Members Choice WV Federal Credit Union: 4.01% APY (IRA Certificates 2 Year)
  • First Priority Federal Credit Union: 4.00% APY (Share Certificate - 6 MO)
  • Hancock School Employees Federal Credit Union: 4.00% APY (36 Month Certificates)
  • Ravenswood Federal Credit Union: 4.00% APY (1-Year Certificate)
  • Justice Federal Credit Union: 3.90% APY (Traditional and Roth IRA 36 month)
  • Ohio Valley Bank Co.: 3.85% APY (18 Month Certificate of Deposit)
  • The Citizens Bank of Weston: 3.75% APY (6 Month CD)
  • First Exchange Bank: 3.75% APY (12 Month CD Special)
  • UNIFY Financial Federal Credit Union: 3.72% APY (IRA Certificate Term 18-Month Variable)
Rates reflect recent verified offers available in Auburn, West Virginia. Last Updated: April 5, 2026

CD Calculators

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Methodology & Data Sources

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Auburn, West Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Auburn, West Virginia. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in WV.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 5, 2026

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