CD Rates Beloit, Wisconsin (WI) for April 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Beloit, Wisconsin CD rates include Blackhawk Community Credit UnionBlackhawk Community Credit Union500 Public Ave Ste 101, Beloit, WI 53511 6339A+5.0 ★Texas Ratio: 3.25% offering 3 Month (No IRA Available) Jumbo Share or IRA Certificate at 3.85% APY, Teachers Credit UnionTeachers Credit Union2315 Prairie Ave, Beloit, WI 53511 2623A+5.0 ★Texas Ratio: 1.21% offering 12 month Share Certificate (CD) at 3.50% APY, First Mid Bank & TrustFirst Mid Bank & Trust400 Broad St, Beloit, WI 53511A+5.0 ★Texas Ratio: 2.74% offering 24 Month CD Special at 2.75% APY, Advia Credit UnionAdvia Credit Union1982 Cranston Rd, Beloit, WI 53511A+5.0 ★Texas Ratio: 4.78% offering Regular CD 60-Month at 2.75% APY, and Bank First, NABank First, NA345 E Grand Ave, Beloit, WI 53511A+5.0 ★Texas Ratio: 0.91% offering 6 Month Certificate of Deposits at 2.28% APY. CD rates as of April 5, 2026 according to verified data from MonitorBankRates.
Beloit has 30 local institutions in our database, with CD rates as high as 3.85% APY from Blackhawk Community Credit Union at 500 Public Ave Ste 101, Beloit, WI 53511 6339. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Wisconsin area. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 5, 2026
Compare Best CD Rates in Beloit, Wisconsin & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
500 Public Ave Ste 101, Beloit, WI 53511 6339
3 Month (No IRA Available) Jumbo Share or IRA Certificate
$0
3.85%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Advia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
1982 Cranston Rd, Beloit, WI 53511
Regular CD 3-Month
$0
1.30%
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
90 Day Certificate of Deposits & IRAs
$1,000
4.11%
▼
Rate4.05%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
County City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
90 Day Share Certificate
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
3 Month Certificates of Deposit/IRA Certificates of Deposit (CDs)
$0
3.05%
▼
Rate3.02%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Relationship
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
Share Certificates 3 Month
$500
2.75%
▼
Rate2.72%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
UnitedOne Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
3 Month Share/IRA Certificate
$0
2.50%
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Athens Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
3-Month Share Certificate
$1,000
2.40%
▼
Rate2.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate2.23%
Min Deposit$10,000
Min Balance—
UpdatedApr 5, 2026
Details
5 Star Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3 MO Share Certificate
$500
2.10%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
3-Month Certificate
$1,000
2.00%
▼
Rate1.99%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Wisconsin Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Share/IRA Certificates 90 Day
$0
1.91%
▼
Rate1.90%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
600 Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.85%
3 month CD
$2,500
1.75%
▼
Rate1.75%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
3 Month Certificate & IRA Certificate
$0
1.55%
▼
Rate1.54%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
National Exchange Bank and Trust
Institution Rating:
A5.0 ★Texas Ratio: 11.02%
Certificates of Deposit - Fixed Rate 3 Month
$1,000
1.51%
▼
Rate1.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
3 Month IRA Certificates
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
River Falls State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificate of Deposit 3 Month
$500
1.41%
▼
Rate1.40%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Kohler Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
3 Month Share Certificates
$0
1.26%
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Royal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
3 Month Certificate
$0
1.10%
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Oshkosh Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.62%
Share Certificates Account 3 Month
$500
1.01%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Rate0.99%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
3 mo Certificate of Deposit
$1,000
0.80%
▼
Rate0.80%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Opening Balance Under $10,000
WESTconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
3 Month Share Certificates and IRAs
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Brewery Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.11%
3 MONTH CERTIFICATE
$0
0.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Focus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
PREMIUM CERTIFICATE - 3 MONTH
$5,000
0.60%
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details
Marine Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.80%
Jumbo Certificates 3-month
$0
0.55%
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Farmers and Merchants Bank Berlin, WI
Institution Rating:
A+5.0 ★Texas Ratio: 1.55%
Regular IRA 3 Month
$500
0.50%
▼
Rate0.50%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Minimum Initial Deposit of $500
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
3 Month Certificate
$2,500
0.45%
▼
Rate0.45%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details
Rate0.35%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Premier Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
3 Month Certificate
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Marathon Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
Certificate of Deposit / Individual Retirement Account Certificate of Deposit 3 Month (91 day)
$1,000
0.25%
▼
Rate0.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
Regular Term Certificates 3 Month Certificate
$500
0.10%
▼
Rate0.10%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
500 Public Ave Ste 101, Beloit, WI 53511 6339
6 Month (No IRA Available) Jumbo Share or IRA Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
345 E Grand Ave, Beloit, WI 53511
6 Month Certificate of Deposits
$1,000
2.28%
▼
Rate2.27%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Advia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
1982 Cranston Rd, Beloit, WI 53511
Regular CD 6-Month
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Northwoods Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
Share Certificate Special Youth Accounts 6 Month
$100
5.06%
▼
Rate5.00%
Min Deposit$100
Min Balance—
UpdatedApr 5, 2026
Details
Teen Cents Club Junior Savers Kangaroo Kids Club Minimum $100.00 Maximum $5,000.00 (Aggregate)
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
6 Month Certificate of Deposits & IRAs
$500
4.00%
▼
Rate3.96%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Rate3.82%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
6 mo. CD
$100,000
3.85%
▼
Rate3.78%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details
School Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.48%
6 month CD
$0
3.75%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
6 Month IRA Certificates
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
River Falls State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificate of Deposit 6 Month
$500
3.65%
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate3.47%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
F&M Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
6 Month Special Certificates of Deposits/IRAs
$25,000
3.45%
▼
Rate3.40%
Min Deposit$25,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate3.40%
Min Deposit$30,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Marine Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.80%
6-month Certificate Special
$5,000
3.25%
▼
Rate3.21%
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details
APY shown accurate as of 3/2/26 and available for a limited time. Penalty for early withdrawal. Fees could reduce the earnings on the account for maintenance and activity fees.
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
6 mo Certificate of Deposit
$1,000
3.20%
▼
Rate3.15%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Opening Balance $10,000 or above
Rate3.02%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details
BLC Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month Certificate
$2,500
3.00%
▼
Rate2.97%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details
LIMITED TIME OFFER
5 Star Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
6 MO Share Certificate
$500
2.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
6-Month Certificate
$250
2.65%
▼
Rate2.62%
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details
Rate2.48%
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details
Wisconsin Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Share/IRA Certificates 180 Day
$0
2.42%
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Athens Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
6-Month Share Certificate
$1,000
2.40%
▼
Rate2.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
WESTconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
6 Month Share Certificates and IRAs
$0
2.38%
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
6 Month Certificate & IRA Certificate
$0
2.30%
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Iron County Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
6 month Share Certificate
$0
2.27%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
A penalty may be imposed for early withdrawals.
Shoreline Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.83%
Share Certificates and IRA Certificates 6 month
$0
2.20%
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
Jumbo Term Certificates 6 Month Certificate
$50,000
2.10%
▼
Rate2.08%
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate2.05%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
IRA Certificates 6 month
$1,000
2.05%
▼
Rate2.05%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Lakewood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
6 Month Certificate
$500
2.02%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
National Exchange Bank and Trust
Institution Rating:
A5.0 ★Texas Ratio: 11.02%
6 Month IRA Certificates of Deposit
$1,000
2.01%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Cloverbelt Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
6-Month Certificate
$0
2.00%
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
600 Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.85%
6 month CD
$2,500
1.90%
▼
Rate1.90%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details
Unison Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
6 Month Term Share Certificates
$500
1.76%
▼
Rate1.75%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Rate1.50%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Indianhead Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
Share Certificates 180 Day
$1,000
1.49%
▼
Rate1.48%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
6 Month Share Certificates
$1,000
1.26%
▼
Rate1.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Simplicity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.89%
6 Month Share Certificates
$250
1.25%
▼
Rate1.24%
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details
Oshkosh Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.62%
Share Certificates Account 6 Month
$500
1.24%
▼
Rate1.23%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
6 Month Certificates of Deposit
$500
1.15%
▼
Rate1.15%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Focus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
PREMIUM CERTIFICATE - 6 MONTH
$5,000
1.00%
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate0.75%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
6 Month Certificate
$2,500
0.70%
▼
Rate0.70%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
500 Public Ave Ste 101, Beloit, WI 53511 6339
12 Month Jumbo Share or IRA Certificate
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
2315 Prairie Ave, Beloit, WI 53511 2623
12 month Share Certificate (CD)
$0
3.50%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
345 E Grand Ave, Beloit, WI 53511
12 Month Certificate of Deposits
$1,000
2.28%
▼
Rate2.27%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
1154 Cranston Rd, Beloit, WI 53511
1 Year Share Certificate
$0
2.25%
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rates are for new share certificates only and require $500 minimum. Penalty will or may be imposed for early withdrawal.
Advia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
1982 Cranston Rd, Beloit, WI 53511
Regular CD 12-Month
$0
1.75%
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
Youth Saver Certificate - 12-month
$100
6.00%
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedApr 5, 2026
Details
Limit one Youth Saver Certificate per member under the age of 18. Maximum deposit of $3,000. Once the member turns 18, the certificate will automatically renew into a 12-month share certificate at the current rate on the date of maturity.
Gundersen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
Teenager (Age 13-17) - 12 Month Term Certificates
$0
5.50%
▼
Rate5.39%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
12 Month Jumbo Share Certificate
$100,000
4.03%
▼
Rate3.95%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details
WESTconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
12 Month Share Certificates and IRAs
$0
4.01%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
School Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.48%
12 month CD
$0
4.00%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
CDs & Fixed Rate IRA CDs - 12 Mo.
$0
3.85%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
1-Year Certificate
$0
3.82%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Waldo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
IRA Certificate of Deposit 12 month
$250
3.80%
▼
Rate3.75%
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details
Ladysmith Federal S&L
Institution Rating:
B4.5 ★Texas Ratio: 20.88%
1 Year Certificates of Deposit
$1,000
3.70%
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Community Bank of Cameron
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
12 Month Certificates of Deposit
$10,000
3.65%
▼
Rate3.60%
Min Deposit$10,000
Min Balance—
UpdatedApr 5, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
1 year Certificate
$1,000
3.61%
▼
Rate3.56%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate3.55%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate3.55%
Min Deposit$100
Min Balance—
UpdatedApr 5, 2026
Details
Public Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
CD's 1 year
$0
3.57%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
12 mo Certificate of Deposit
$500
3.51%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Opening Balance $10,000 or above
Rate3.45%
Min Deposit$10,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate3.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
One Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
1 Year (Promo)
$10,000
3.40%
▼
Rate3.37%
Min Deposit$10,000
Min Balance—
UpdatedApr 5, 2026
Details
Cloverbelt Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
12-Month Certificate
$0
3.30%
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Iron County Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
IRA 12 month Share Certificate
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
A penalty may be imposed for early withdrawals.
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
Share Certificates 12 Month
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Quad City Bank and Trust Company (QCBT)
Institution Rating:
A+5.0 ★
12 Month IRA Certificates
$500
3.24%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
5 Star Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
12 MO Share Certificate
$500
3.20%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
GreenLeaf Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
12 Month Kid's Klub CD
$500
3.15%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Shoreline Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.83%
Share Certificates and IRA Certificates 12 month
$0
3.14%
▼
Rate3.09%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Central Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.05%
1 Year CD
$0
3.09%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Lakewood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
12 Month Certificate
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
BLC Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month Certificate
$2,500
3.00%
▼
Rate2.97%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details
LIMITED TIME OFFER
Brokaw Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
1 year Certificate
$5,000
2.98%
▼
Rate2.95%
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details
F&M Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
Certificates of Deposits/IRAs 12 Month
$2,500
2.93%
▼
Rate2.85%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details
Northwoods Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
12 Month Share Certificate
$50,000
2.92%
▼
Rate2.90%
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details
$50,000.00 and up
FSB of Waupaca
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
Individual Retirement Account (IRA) 12 month
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
12-Month Educational CD
$500
2.88%
▼
Rate2.85%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
UnitedOne Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
1 Year Jumbo Share/IRA Certificate
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
12 Month Share Certificates
$1,000
2.79%
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Simplicity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.89%
12 Month Share Certificates
$250
2.75%
▼
Rate2.72%
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details
Rate2.60%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
12-Month Certificate
$250
2.55%
▼
Rate2.52%
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
1 Year Balance Builder Certificate
$100
2.52%
▼
Rate2.50%
Min Deposit$100
Min Balance—
UpdatedApr 5, 2026
Details
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Indianhead Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
Share Certificates 12 Month
$1,000
2.49%
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
500 Public Ave Ste 101, Beloit, WI 53511 6339
18 Month Jumbo Share or IRA Certificate
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
2315 Prairie Ave, Beloit, WI 53511 2623
18 month Share Certificate (CD)
$0
2.55%
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
345 E Grand Ave, Beloit, WI 53511
18 Month Certificate of Deposits
$1,000
2.28%
▼
Rate2.27%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
18 mo Variable Rate IRA 18 mo Certificate of Deposit
$500
4.22%
▼
Rate4.15%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
WESTconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
18 Month Variable Rate IRA Share Certificates and IRAs
$0
4.18%
▼
Rate4.10%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
IRA Certificates 18 month
$1,000
3.95%
▼
Rate3.89%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
La Crosse Burlington Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
18 Month Certificate
$0
3.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Unity Bank Augusta, WI
Institution Rating:
B-4.3 ★Texas Ratio: 23.34%
18 Month CD
$2,500
3.80%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
18 Month Certificates of Deposit/IRA Certificates of Deposit (CDs)
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Relationship
Port Washington State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
18-Month CD
$1,000
3.56%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate3.44%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate3.45%
Min Deposit$30,000
Min Balance—
UpdatedApr 5, 2026
Details
Community Bank of Cameron
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
18 Month Certificates of Deposit
$10,000
3.40%
▼
Rate3.36%
Min Deposit$10,000
Min Balance—
UpdatedApr 5, 2026
Details
Cloverbelt Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
18-Month Certificate
$0
3.30%
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate3.25%
Min Deposit$100
Min Balance—
UpdatedApr 5, 2026
Details
5 Star Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
18 MO Share Certificate
$500
3.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
GreenLeaf Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
18 Month Variable (IRA)
$500
3.20%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate3.05%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
18 Month Share Certificates
$1,000
3.05%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Iron County Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
18 month Share Certificate
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
A penalty may be imposed for early withdrawals.
BLC Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month Certificate
$2,500
3.00%
▼
Rate2.97%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details
LIMITED TIME OFFER
County City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
18 Month Share Certificate
$500
2.93%
▼
Rate2.90%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Badger Globe Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.13%
18 Month Share Certificate
$0
2.85%
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Waldo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
Certificates of Deposit 18 month
$1,000
2.78%
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
18 Month Certificate
$1,000
2.52%
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Verve a Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
Share/IRA Certificates 18-month
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
18-Month Certificate
$250
2.45%
▼
Rate2.43%
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details
Rate2.37%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
First Citizens State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA- 1.5 Year
$0
2.32%
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Collins State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
MainStreet CDs & IRAs 18 Month
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Indianhead Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
Share, Roth & Traditional IRA Certificates 18 Month
$1,000
2.19%
▼
Rate2.17%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Northwestern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
18 Month CERTIFICATE OF DEPOSITS (CD)
$0
2.17%
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
River Falls State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificate of Deposit 18 Month
$500
2.07%
▼
Rate2.05%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
Regular Term Certificates 18 Month Certificate
$500
2.05%
▼
Rate2.03%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Northwoods Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
18 Month Share Certificate
$50,000
2.01%
▼
Rate2.00%
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details
$50,000.00 and up
National Exchange Bank and Trust
Institution Rating:
A5.0 ★Texas Ratio: 11.02%
18 Month IRA Certificates of Deposit
$1,000
2.00%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Oshkosh Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.62%
Share Certificates Account 18 Month
$1,000
1.98%
▼
Rate1.96%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Farmers and Merchants Bank Berlin, WI
Institution Rating:
A+5.0 ★Texas Ratio: 1.55%
Regular IRA 18 Month
$500
1.76%
▼
Rate1.75%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Minimum Initial Deposit of $500
Marine Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.80%
Jumbo Individual Retirement Account Certificates 18-month
$0
1.55%
▼
Rate1.54%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Bank of Lake Mills
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
18 Month CD Certificate
$500
1.45%
▼
Rate1.44%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Rate1.40%
Min Deposit$100
Min Balance—
UpdatedApr 5, 2026
Details
Bluff View Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
Add-Vantage FLEX CD (6-18 Month)
$0
1.35%
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Interest paid semi-annually or at maturity. Early withdrawal penalty equal to 180 days interest.
Forte Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
Business Certificate of Deposit 18 Month
$0
1.15%
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Focus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
EVERGREEN CERTIFICATE-18 MONTH
$100
0.75%
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedApr 5, 2026
Details
Marathon Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
Certificate of Deposit / Individual Retirement Account Certificate of Deposit 18 Month
$1,000
0.65%
▼
Rate0.65%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
500 Public Ave Ste 101, Beloit, WI 53511 6339
2 Year Jumbo Share or IRA Certificate
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
First Mid Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
400 Broad St, Beloit, WI 53511
24 Month CD Special
$1,000
2.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
24, 36, and 48 month CDs will automatically renew at a standard rate with the same term, upon maturity, unless you contact First Mid to elect a different option.
Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
2315 Prairie Ave, Beloit, WI 53511 2623
24 month Share Certificate (CD)
$0
2.65%
▼
Rate2.68%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
345 E Grand Ave, Beloit, WI 53511
24 Month Certificate of Deposits
$1,000
2.28%
▼
Rate2.27%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Advia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
1982 Cranston Rd, Beloit, WI 53511
Regular CD 24-Month
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
School Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.48%
24 month CD
$0
4.25%
▼
Rate4.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Shoreline Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.83%
Share Certificates and IRA Certificates 24 month
$0
4.03%
▼
Rate3.95%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
24-Month Certificates
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
WESTconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
24 Month Share Certificates and IRAs
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Unity Bank Augusta, WI
Institution Rating:
B-4.3 ★Texas Ratio: 23.34%
IRA 24 Month CD
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
IRA Certificates 2 Year
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
24 mo Certificate of Deposit
$500
3.61%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Opening Balance $10,000 or above
600 Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.85%
2 year CD
$2,500
3.55%
▼
Rate3.55%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Central Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.05%
2 Year CD
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate3.31%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
24 Month Certificates of Deposit/IRA Certificates of Deposit (CDs)
$0
3.30%
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Non-Relationship
Waldo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
Certificates of Deposit 24 month
$1,000
3.29%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
Share Certificates 24 Month
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
2 Year Certificate
$50,000
3.14%
▼
Rate3.10%
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate3.10%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
24 Month Share Certificates
$1,000
3.10%
▼
Rate3.05%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
F&M Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
Certificates of Deposits/IRAs 24 Month
$2,500
3.09%
▼
Rate3.00%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
BLC Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month Certificate
$2,500
3.00%
▼
Rate2.97%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details
LIMITED TIME OFFER
Brokaw Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
IRA 2 year Certificate
$500
2.98%
▼
Rate2.95%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
IRA Certificates 24 month
$1,000
2.90%
▼
Rate2.87%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
County City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
24 Month Share Certificate
$500
2.88%
▼
Rate2.85%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Rate2.81%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
CDs & Fixed Rate IRA CDs - 24 Mo.
$0
2.80%
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate2.70%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate2.70%
Min Deposit$30,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
2 Year Certificate & IRA Certificate
$0
2.55%
▼
Rate2.53%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Unison Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
24 Month Term Share Certificates
$500
2.52%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Collins State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
MainStreet CDs & IRAs 2 Year
$1,000
2.50%
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate2.47%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details
Ladysmith Federal S&L
Institution Rating:
B4.5 ★Texas Ratio: 20.88%
2 Year Certificates of Deposit
$1,000
2.42%
▼
Rate2.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate2.37%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
24-Month Step-Up Certificate
$250
2.35%
▼
Rate2.33%
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
24-month term Regular CDs
$0
2.34%
▼
Rate2.32%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Royal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
24 Month Certificate
$0
2.30%
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Indianhead Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
Share, Roth & Traditional IRA Certificates 24 Month
$1,000
2.29%
▼
Rate2.27%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
Jumbo Term Certificates 24 Month Certificate
$50,000
2.25%
▼
Rate2.23%
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
500 Public Ave Ste 101, Beloit, WI 53511 6339
3 Year Jumbo Share or IRA Certificate
$0
3.35%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
2315 Prairie Ave, Beloit, WI 53511 2623
36 month Share Certificate (CD)
$0
2.85%
▼
Rate2.88%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
First Mid Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
400 Broad St, Beloit, WI 53511
36 Month CD Special
$1,000
2.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
24, 36, and 48 month CDs will automatically renew at a standard rate with the same term, upon maturity, unless you contact First Mid to elect a different option.
Advia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
1982 Cranston Rd, Beloit, WI 53511
Regular CD 36-Month
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
345 E Grand Ave, Beloit, WI 53511
36 Month Certificate of Deposits
$1,000
2.28%
▼
Rate2.27%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
36 Month Certificate of Deposits, IRAs, and HSA
$2,500
3.90%
▼
Rate3.86%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details
Shoreline Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.83%
Share Certificates and IRA Certificates 36 month
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
IRA Certificates 3 Year
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
Share Certificates 36 Month
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
36 mo Certificate of Deposit
$500
3.61%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Opening Balance $10,000 or above
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
36 Month Certificates of Deposit/IRA Certificates of Deposit (CDs)
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Relationship
Iron County Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
36 month Share Certificate
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
A penalty may be imposed for early withdrawals.
Central Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.05%
3 Year CD
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate3.41%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
One Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
3 year 'options' (Promo)
$1,000
3.30%
▼
Rate3.27%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Cloverbelt Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
36-Month Certificate
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
BLC Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month Certificate
$2,500
3.20%
▼
Rate3.16%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details
LIMITED TIME OFFER
Mound City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
Certificate of Deposit - CD Option of IntraFi Network Deposits 3 Year (156 Week)
$0
3.19%
▼
Rate3.14%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Early Withdrawal Penalties: 540 Days Interest
Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
36 Month Share Certificates
$1,000
3.15%
▼
Rate3.10%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
3 Year Certificate
$50,000
3.14%
▼
Rate3.10%
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate3.05%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate3.05%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
600 Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.85%
3 year CD
$2,500
3.05%
▼
Rate3.05%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details
Waldo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
Certificates of Deposit 36 month
$1,000
3.03%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Collins State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
MainStreet CDs & IRAs 3 Year
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
36 Mo. CD
$100,000
2.95%
▼
Rate2.91%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details
Focus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
PREMIUM CERTIFICATE - 3 YEAR
$5,000
2.90%
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details
WESTconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
36 Month Share Certificates and IRAs
$0
2.84%
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
F&M Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
Certificates of Deposits/IRAs 36 Month
$2,500
2.83%
▼
Rate2.75%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details
Athens Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
36-Month Share Certificate
$1,000
2.80%
▼
Rate2.80%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
County City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
36 Month Share Certificate
$500
2.68%
▼
Rate2.65%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Rate2.65%
Min Deposit$10,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Lakewood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
36 Month Certificate
$500
2.52%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
36-month term Regular CDs
$0
2.49%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Ladysmith Federal S&L
Institution Rating:
B4.5 ★Texas Ratio: 20.88%
3 Year Certificates of Deposit
$1,000
2.47%
▼
Rate2.45%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
River Falls State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificate of Deposit 36 Month
$500
2.37%
▼
Rate2.35%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Indianhead Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
Share, Roth & Traditional IRA Certificates 36 Month
$1,000
2.35%
▼
Rate2.33%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate2.28%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Northwestern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
36 Month CERTIFICATE OF DEPOSITS (CD)
$0
2.27%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Port Washington State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
Certificates of Deposit 3 Year
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
$10,000.00 or More
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
Traditional IRA and ROTH IRA 36 Month Certificate
$500
2.20%
▼
Rate2.18%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Oshkosh Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.62%
Share Certificates Account 36 Month
$2,500
2.18%
▼
Rate2.16%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
3 Year Traditional & Roth IRA
$10,000
2.17%
▼
Rate2.15%
Min Deposit$10,000
Min Balance—
UpdatedApr 5, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
500 Public Ave Ste 101, Beloit, WI 53511 6339
4 Year Jumbo Share or IRA Certificate
$0
3.35%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
2315 Prairie Ave, Beloit, WI 53511 2623
48 month Share Certificate (CD)
$0
2.95%
▼
Rate2.98%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
First Mid Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
400 Broad St, Beloit, WI 53511
48 Month CD Special
$1,000
2.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
24, 36, and 48 month CDs will automatically renew at a standard rate with the same term, upon maturity, unless you contact First Mid to elect a different option.
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
345 E Grand Ave, Beloit, WI 53511
48 Month Certificate of Deposits
$1,000
2.28%
▼
Rate2.27%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
Share Certificates 48 Month
$500
4.00%
▼
Rate3.93%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Rate3.80%
Min Deposit$25,000
Min Balance—
UpdatedApr 5, 2026
Details
Shoreline Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.83%
Share Certificates and IRA Certificates 48 month
$0
3.67%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Central Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.05%
4 Year CD
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
48 Month Certificates of Deposit/IRA Certificates of Deposit (CDs)
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Relationship
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
48 Month IRA Certificates
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
BLC Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month Certificate
$2,500
3.30%
▼
Rate3.26%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details
LIMITED TIME OFFER
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
CDs & Fixed Rate IRA CDs - 48 Mo.
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
4 Year Certificate
$50,000
3.14%
▼
Rate3.10%
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate3.05%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
600 Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.85%
4 year CD
$2,500
3.05%
▼
Rate3.05%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details
Waldo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
Certificates of Deposit 48 month
$1,000
3.03%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Collins State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
MainStreet CDs & IRAs 4 Year
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
WESTconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
48 Month Share Certificates and IRAs
$0
2.94%
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate2.88%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
48 month Certificates
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
F&M Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
Certificates of Deposits/IRAs 48 Month
$2,500
2.83%
▼
Rate2.75%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details
Rate2.76%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate2.70%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Mound City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
48 Month Variable Rate IRA
$0
2.65%
▼
Rate2.63%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Early Withdrawal Penalties(3): 12 mos. Interest
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
48-month term Regular CDs
$0
2.64%
▼
Rate2.61%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
4 Year Certificate & IRA Certificate
$0
2.55%
▼
Rate2.53%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Unison Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
48 Month Term Share Certificates
$500
2.52%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Rate2.48%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
County City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
48 Month Share Certificate
$500
2.47%
▼
Rate2.45%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
Jumbo Term Certificates 48 Month Certificate
$50,000
2.45%
▼
Rate2.42%
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details
Royal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
48 Month Certificate
$0
2.40%
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Indianhead Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
Share, Roth & Traditional IRA Certificates 48 Month
$5,000
2.39%
▼
Rate2.37%
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details
Port Washington State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
Certificates of Deposit 4 Year
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
$10,000.00 or More
Oshkosh Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.62%
Share Certificates Account 48 Month
$2,500
2.23%
▼
Rate2.21%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
4 Year Traditional & Roth IRA
$10,000
2.22%
▼
Rate2.20%
Min Deposit$10,000
Min Balance—
UpdatedApr 5, 2026
Details
UnitedOne Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
4 Year Jumbo Share/IRA Certificate
$0
2.21%
▼
Rate2.19%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Marine Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.80%
Jumbo Individual Retirement Account Certificates 48-month
$0
2.20%
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Kohler Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
4 Year Share Certificates
$0
2.12%
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Cloverbelt Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
48-Month Certificate
$0
2.10%
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
4 Year Certificate of Deposits & IRAs
$500
2.00%
▼
Rate1.99%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Rate1.90%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Forte Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
Business Certificate of Deposit 48 Month
$0
1.76%
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Bank of Lake Mills
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
4 Year CD Certificate
$500
1.70%
▼
Rate1.69%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
500 Public Ave Ste 101, Beloit, WI 53511 6339
5 Year Jumbo Share or IRA Certificate
$0
3.35%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Advia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
1982 Cranston Rd, Beloit, WI 53511
Regular CD 60-Month
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
345 E Grand Ave, Beloit, WI 53511
60 Month Certificate of Deposits
$1,000
2.28%
▼
Rate2.27%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
Share Certificates 60 Month
$500
4.00%
▼
Rate3.93%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
60-Month Certificate
$1,000
3.95%
▼
Rate3.89%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
60 mo Certificate of Deposit
$500
3.87%
▼
Rate3.80%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Opening Balance $10,000 or above
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
CDs & Fixed Rate IRA CDs - 60 Mo.
$100,000
3.75%
▼
Rate3.69%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details
Central Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.05%
5 Year CD
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Prospera Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
5 year Share Certificates & IRA Share Certificates
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
60 Month Share Certificates
$1,000
3.46%
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Simplicity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.89%
60 Month Share Certificates
$250
3.44%
▼
Rate3.40%
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details
BLC Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Month Certificate
$2,500
3.40%
▼
Rate3.36%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details
LIMITED TIME OFFER
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
60 Month Jumbo Share Certificate
$100,000
3.30%
▼
Rate3.25%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
60 Month Certificates of Deposit/IRA Certificates of Deposit (CDs)
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Non-Relationship
Rate3.10%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
5 Year Certificate
$50,000
3.14%
▼
Rate3.10%
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
60-month term Standard CDs
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
600 Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.85%
5 year CD
$2,500
3.05%
▼
Rate3.05%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details
WESTconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
60 Month Fixed Rate IRA Share Certificates and IRAs
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
1.5 Year (18 Months) Certificate
$1,000
3.03%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Certificates are subject to early withdrawal penalties and renew automatically
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Collins State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
MainStreet CDs & IRAs 5 Year
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Community Bank of Cameron
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
60 Month Certificates of Deposit
$10,000
2.95%
▼
Rate2.92%
Min Deposit$10,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate2.88%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
F&M Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
Certificates of Deposits/IRAs 60 Month
$2,500
2.83%
▼
Rate2.75%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details
Rate2.80%
Min Deposit$30,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
River Falls State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificate of Deposit 60 Month
$500
2.73%
▼
Rate2.70%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Mound City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
60 Month Variable Rate IRA
$0
2.65%
▼
Rate2.63%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Early Withdrawal Penalties(3): 12 mos. Interest
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
Jumbo Term Certificates 60 Month Certificate
$50,000
2.60%
▼
Rate2.57%
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details
Unison Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
60 Month Term Share Certificates
$500
2.52%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
5 Year Certificate of Deposits & IRAs
$500
2.50%
▼
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Ladysmith Federal S&L
Institution Rating:
B4.5 ★Texas Ratio: 20.88%
5 Year Certificates of Deposit
$1,000
2.47%
▼
Rate2.45%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Indianhead Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
Share, Roth & Traditional IRA Certificates 60 Month
$10,000
2.45%
▼
Rate2.43%
Min Deposit$10,000
Min Balance—
UpdatedApr 5, 2026
Details
Marine Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.80%
Jumbo Individual Retirement Account Certificates 60-month
$0
2.35%
▼
Rate2.33%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate2.30%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Port Washington State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
Certificates of Deposit 5 Year
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
$10,000.00 or More
Kohler Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
5 Year Share Certificates
$0
2.22%
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate2.15%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Forte Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
Business Certificate of Deposit 60 Month
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
The Bank of Brodhead
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
5 Year Certificates of Deposit
$0
1.40%
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Farmers and Merchants Bank Berlin, WI
Institution Rating:
A+5.0 ★Texas Ratio: 1.55%
Regular IRA 60 Month
$500
1.35%
▼
Rate1.35%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Minimum Initial Deposit of $500
Rate1.25%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Crossbridge Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.19%
5 Year Certificate
$0
0.90%
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Beloit, WI CD Rate Trends
Compare local Beloit, WI CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — WI Avg
3.019%
▲ 0.458 vs 7 days ago
Wisconsin 12-month CD rates rose 0.458 points over the past 7 days to 3.019% APY.
6-Month CD — WI Avg
3.183%
▲ 0.974 vs 7 days ago
Wisconsin 6-month CD rates rose 0.974 points over the past 7 days to 3.183% APY.
As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about CD Rates in Beloit, Wisconsin
Are CD rates in Beloit, Wisconsin FDIC insured?
Yes, most established banks in Beloit, Wisconsin are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Beloit, Wisconsin?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Beloit, Wisconsin.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Beloit, Wisconsin may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Beloit, Wisconsin?
Here are recent top rates found for this area:
- Blackhawk Community Credit Union: 3.85% APY (3 Month (No IRA Available) Jumbo Share or IRA Certificate)
- Teachers Credit Union: 3.50% APY (12 month Share Certificate (CD))
- First Mid Bank & Trust: 2.75% APY (24 Month CD Special)
- Advia Credit Union: 2.75% APY (Regular CD 60-Month)
- Bank First, NA: 2.28% APY (6 Month Certificate of Deposits)
- Educators Credit Union: 2.25% APY (1 Year Share Certificate)
- CO-OP Credit Union: 6.00% APY (Youth Saver Certificate - 12-month)
- Gundersen Credit Union: 5.50% APY (Teenager (Age 13-17) - 12 Month Term Certificates)
- Northwoods Community Credit Union: 5.06% APY (Share Certificate Special Youth Accounts 6 Month)
- School Employees Credit Union: 4.25% APY (24 month CD)
Rates reflect recent verified offers available in Beloit, Wisconsin. Last Updated: April 5, 2026
CD Calculators
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Beloit, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Beloit, Wisconsin. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in WI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 5, 2026
Rate Assistant
MonitorBankRates.com · Live Data
Try asking