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Medford, Wisconsin Best CD Rates September 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Medford, Wisconsin CD rates include Nicolet BankNicolet Bank134 S 8th St, Medford, WI 54451A+5.0 ★Texas Ratio: 3.26%Real return: +1.55%APY minus CPI (February 2026) offering Relationship CD - 60 Month at 4.35% APY, Forward BankForward Bank721 S 8th St, Medford, WI 54451A+5.0 ★Texas Ratio: 2.26%Real return: +1.45%APY minus CPI (February 2026) offering 6 Month CD at 4.25% APY, Royal Credit UnionRoyal Credit Union352 N 8th St, Medford, WI 54451 1514A+5.0 ★Texas Ratio: 4.06%Real return: +0.97%APY minus CPI (February 2026) offering 12-Month Certificate at 3.77% APY, AbbyBankAbbyBank215 S 8th St, Medford, WI 54451A5.0 ★Texas Ratio: 12.32%Real return: +0.95%APY minus CPI (February 2026) offering 12 Month Certificates of Deposits at 3.75% APY, and Prevail BankPrevail Bank675 E Broadway Ave, Medford, WI 54451A+5.0 ★Texas Ratio: 1.10%Real return: -0.53%APY minus CPI (February 2026) offering 60 Month Certificate at 2.27% APY. CD rates as of September 22, 2026 according to verified data from MonitorBankRates.
Medford has 108 local institutions in our database, with CD rates as high as 4.35% APY from Nicolet Bank at 134 S 8th St, Medford, WI 54451. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Wisconsin area. Rates are continually updated, so we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: September 22, 2026
Compare Best CD Rates in Medford, Wisconsin & the Surrounding Area
Medford 3 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
134 S 8th St, Medford, WI 54451
Relationship CD - 3 Month
$0
3.05%
▲ 0.99% above national avg
▼
Rate3.02%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 0.99% above avg
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
134 S 8th St, Medford, WI 54451
CD - 3 Month
$0
2.75%
▲ 0.69% above national avg
▼
Rate2.72%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 0.69% above avg
Details
Royal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
352 N 8th St, Medford, WI 54451 1514
3 Month Certificate
$0
1.10%
▼ 0.96% below national avg
▼
Rate1.09%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▼ 0.96% below avg
Details
APY= Annual Percentage Yield. APY is current as of 07/06/2026. Last changed on 07/06/2026. No minimum balance required to open account or earn APY. The above rates are subject to change at any time without notice. Dividends calculated daily, compounded and paid monthly. Substantial penalty for early withdrawal. Penalties could reduce the earnings and principal on the account. Membership required and account opening upon qualification. Other conditions or restrictions may apply. Refer to our disclosures and service fees for more information.
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
825 E Allman St, Medford, WI 54451
3 Month Certificate
$2,500
0.45%
▼ 1.61% below national avg
▼
Rate0.45%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▼ 1.61% below avg
Details
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
825 E Allman St, Medford, WI 54451
3-Month Certificate
$2,500
0.45%
▼ 1.61% below national avg
▼
Rate0.45%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▼ 1.61% below avg
Details
Paid: Quarterly
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
90 Day Certificate of Deposit
$1,000
4.21%
▲ 2.15% above national avg
▼
Rate4.14%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.06%▲ 2.15% above avg
Details
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.99%
Jumbo Share or IRA Certificate - 3 Month
$0
3.90%
▲ 1.84% above national avg
▼
Rate3.84%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 1.84% above avg
Details
No IRA Available
Empeople Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
3 Month Certificate
$5,000
3.75%
▲ 1.69% above national avg
▼
Rate3.69%
Min Deposit$5,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 1.69% above avg
Details
For all certificates unless otherwise noted: penalty for early withdrawal. Minimum deposit of $500 required to open certificate & earn dividends. Rate is accurate as today's dividend declaration. Fees may reduce earnings on the account. Rate = dividend rate.
Benton State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.76%
3 Month CD
$0
3.60%
▲ 1.54% above national avg
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.06%▲ 1.54% above avg
Details
600 Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
3 Month CD
$0
3.60%
▲ 1.54% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 1.54% above avg
Details
Earn Up To 3.60%
Badger Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
90 Day Certificate of Deposit (CDs)
$1,000
3.56%
▲ 1.50% above national avg
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.06%▲ 1.50% above avg
Details
Badger Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
IRA Certificates - 90 Day
$1,000
3.56%
▲ 1.50% above national avg
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.06%▲ 1.50% above avg
Details
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 3 Month
$100,000
3.45%
▲ 1.39% above national avg
▼
Rate3.41%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.06%▲ 1.39% above avg
Details
Balance: $100,000 and higher; Interest Credited: At Maturity
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.99%
Share or IRA Certificate - 3 Month
$1,000
3.40%
▲ 1.34% above national avg
▼
Rate3.36%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 1.34% above avg
Details
No IRA Available
Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
3 Month Certificates
$0
3.19%
▲ 1.13% above national avg
▼
Rate3.15%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 1.13% above avg
Details
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 3 Month
$25,000
3.15%
▲ 1.09% above national avg
▼
Rate3.11%
Min Deposit$25,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.06%▲ 1.09% above avg
Details
Balance: $25,000 - $99,999; Interest Credited: At Maturity
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 3 Month
$1,000
3.05%
▲ 0.99% above national avg
▼
Rate3.02%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.06%▲ 0.99% above avg
Details
Balance: $1,000 - $24,999; Interest Credited: At Maturity
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
3 Month Certificate
$0
3.00%
▲ 0.94% above national avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 0.94% above avg
Details
Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
3 Month Certificate
$0
3.00%
▲ 0.94% above national avg
▼
Rate2.97%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 0.94% above avg
Details
UnitedOne Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
3 Month Certificate
$0
3.00%
▲ 0.94% above national avg
▼
Rate2.97%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 0.94% above avg
Details
UnitedOne Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
3 Month Share/IRA Certificate
$0
3.00%
▲ 0.94% above national avg
▼
Rate2.97%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 0.94% above avg
Details
GreenLeaf Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
3 Month Certificate
$2,500
2.85%
▲ 0.79% above national avg
▼
Rate2.85%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.06%▲ 0.79% above avg
Details
5 Star Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.09%
3 Month Share Certificate
$500
2.85%
▲ 0.79% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 0.79% above avg
Details
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
3 Month IRA Certificates
$0
2.85%
▲ 0.79% above national avg
▼
Rate2.81%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 0.79% above avg
Details
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
IRA Certificates - 3 Months
$0
2.85%
▲ 0.79% above national avg
▼
Rate2.81%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 0.79% above avg
Details
With $250,000 Minimum
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
Regular - 3 Month
$0
2.85%
▲ 0.79% above national avg
▼
Rate2.81%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 0.79% above avg
Details
Certificates with $250,000 Minimum
West Pointe Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
Fixed Rate Certificates of Deposit - 3 Months
$1,000
2.83%
▲ 0.77% above national avg
▼
Rate2.80%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.06%▲ 0.77% above avg
Details
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
3 Month IRA Certificates
$0
2.80%
▲ 0.74% above national avg
▼
Rate2.76%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 0.74% above avg
Details
Individual Retirement Account (IRAs) with $10,000 Minimum
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
Regular - 3 Month
$0
2.80%
▲ 0.74% above national avg
▼
Rate2.76%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 0.74% above avg
Details
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
3 Month IRA Certificates
$500
2.75%
▲ 0.69% above national avg
▼
Rate2.71%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 0.69% above avg
Details
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
IRA Certificates - 3 Months
$0
2.75%
▲ 0.69% above national avg
▼
Rate2.71%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 0.69% above avg
Details
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
Regular - 3 Month
$0
2.75%
▲ 0.69% above national avg
▼
Rate2.71%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 0.69% above avg
Details
County City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
90 Day Certificate
$1,000
2.52%
▲ 0.46% above national avg
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 0.46% above avg
Details
Wolf River Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
3-month CD
$0
2.50%
▲ 0.44% above national avg
▼
Rate2.48%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.06%▲ 0.44% above avg
Details
Athens Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
3-Month, 6-Month, 9 Month Share Certificate
$1,000
2.40%
▲ 0.34% above national avg
▼
Rate2.40%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 0.34% above avg
Details
Bank of Cashton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month CD
$10,000
2.25%
▲ 0.19% above national avg
▼
Rate2.23%
Min Deposit$10,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.06%▲ 0.19% above avg
Details
Medford 6 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Forward Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
721 S 8th St, Medford, WI 54451
6 Month CD
$500
4.25%
▲ 1.48% above national avg
▼
Rate4.19%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.77%▲ 1.48% above avg
Details
Balance: $500 - $9,999.99
AbbyBank
Institution Rating:
A5.0 ★Texas Ratio: 12.32%
215 S 8th St, Medford, WI 54451
6 Month Certificates of Deposits
$0
3.65%
▲ 0.88% above national avg
▼
Rate3.58%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.77%▲ 0.88% above avg
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
134 S 8th St, Medford, WI 54451
Relationship CD - 6 Month
$0
3.50%
▲ 0.73% above national avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▲ 0.73% above avg
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
134 S 8th St, Medford, WI 54451
CD - 6 Month
$0
3.20%
▲ 0.43% above national avg
▼
Rate3.16%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▲ 0.43% above avg
Details
Royal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
352 N 8th St, Medford, WI 54451 1514
6 Month Certificate
$0
1.50%
▼ 1.27% below national avg
▼
Rate1.49%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▼ 1.27% below avg
Details
APY= Annual Percentage Yield. APY is current as of 07/06/2026. Last changed on 07/06/2026. No minimum balance required to open account or earn APY. The above rates are subject to change at any time without notice. Dividends calculated daily, compounded and paid monthly. Substantial penalty for early withdrawal. Penalties could reduce the earnings and principal on the account. Membership required and account opening upon qualification. Other conditions or restrictions may apply. Refer to our disclosures and service fees for more information.
Prevail Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
675 E Broadway Ave, Medford, WI 54451
6 Month Certificate
$0
1.00%
▼ 1.77% below national avg
▼
Rate1.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.77%▼ 1.77% below avg
Details
Balance: $1,000 - $49,999.99
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
825 E Allman St, Medford, WI 54451
6 Month Certificate
$10,000
0.75%
▼ 2.02% below national avg
▼
Rate0.75%
Min Deposit$10,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▼ 2.02% below avg
Details
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
825 E Allman St, Medford, WI 54451
6-Month Certificate
$10,000
0.75%
▼ 2.02% below national avg
▼
Rate0.75%
Min Deposit$10,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▼ 2.02% below avg
Details
Paid: Quarterly
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
825 E Allman St, Medford, WI 54451
6 Month Certificate
$2,500
0.70%
▼ 2.07% below national avg
▼
Rate0.70%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▼ 2.07% below avg
Details
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
825 E Allman St, Medford, WI 54451
6-Month Certificate
$2,500
0.70%
▼ 2.07% below national avg
▼
Rate0.70%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▼ 2.07% below avg
Details
Paid: Quarterly
Northwoods Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
6 Month Youth share certificate
$100
5.06%
▲ 2.29% above national avg
▼
Rate5.00%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▲ 2.29% above avg
Details
Teen Cents Club Junior Savers Kangaroo Kids Club Minimum $100.00 Maximum $5,000.00 (Aggregate)
Midwest Family Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.62%
6 Month LOYALTY CERTIFICATE PROMO
$0
4.59%
▲ 1.82% above national avg
▼
Rate4.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.77%▲ 1.82% above avg
Details
Qualifications Required; Checking and Savings account, Debit card and must currently have Direct Deposit. Money must be new to MWFFCU.
5 Star Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.09%
6 Month Share Certificate
$500
4.50%
▲ 1.73% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▲ 1.73% above avg
Details
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
6 Month Certificate of Deposit
$500
4.40%
▲ 1.63% above national avg
▼
Rate4.35%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.77%▲ 1.63% above avg
Details
Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
6 Month Certificate
$0
4.25%
▲ 1.48% above national avg
▼
Rate4.18%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▲ 1.48% above avg
Details
Capital Area Realtors Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.35%
6 Month Certificate of Deposit (CD)
$0
4.18%
▲ 1.41% above national avg
▼
Rate4.15%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.77%▲ 1.41% above avg
Details
UnitedOne Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
6 Month Certificate
$0
4.10%
▲ 1.33% above national avg
▼
Rate4.04%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▲ 1.33% above avg
Details
UnitedOne Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
6 Month Share/IRA Certificate
$0
4.10%
▲ 1.33% above national avg
▼
Rate4.04%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▲ 1.33% above avg
Details
The Bank of Brodhead
Institution Rating:
A5.0 ★Texas Ratio: 9.85%
6 Month Certificate
$0
4.00%
▲ 1.23% above national avg
▼
Rate3.92%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.77%▲ 1.23% above avg
Details
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.99%
Jumbo Share or IRA Certificate - 6 Month
$0
4.00%
▲ 1.23% above national avg
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▲ 1.23% above avg
Details
No IRA Available
Empeople Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
6 Month Certificate
$500
4.00%
▲ 1.23% above national avg
▼
Rate3.93%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▲ 1.23% above avg
Details
For all certificates unless otherwise noted: penalty for early withdrawal. Minimum deposit of $500 required to open certificate & earn dividends. Rate is accurate as today's dividend declaration. Fees may reduce earnings on the account. Rate = dividend rate.
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.88%
6 Month Certificate
$0
4.00%
▲ 1.23% above national avg
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▲ 1.23% above avg
Details
R.I.A. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
6 Month Share Certificate
$0
3.92%
▲ 1.15% above national avg
▼
Rate3.85%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.77%▲ 1.15% above avg
Details
Bank of Luxemburg
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
6 Month CD
$1,000
3.90%
▲ 1.13% above national avg
▼
Rate3.82%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.77%▲ 1.13% above avg
Details
GreenLeaf Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
6 Month Certificate
$2,500
3.90%
▲ 1.13% above national avg
▼
Rate3.90%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.77%▲ 1.13% above avg
Details
Benton State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.76%
6 Month CD
$0
3.90%
▲ 1.13% above national avg
▼
Rate3.90%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.77%▲ 1.13% above avg
Details
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 6 Month
$100,000
3.90%
▲ 1.13% above national avg
▼
Rate3.84%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.77%▲ 1.13% above avg
Details
Balance: $100,000 and higher; Interest Credited: Quarterly
Ixonia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
6 Month CD
$1,000
3.90%
▲ 1.13% above national avg
▼
Rate3.84%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.77%▲ 1.13% above avg
Details
Ixonia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
6-Month CD / IRA
$1,000
3.90%
▲ 1.13% above national avg
▼
Rate3.84%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.77%▲ 1.13% above avg
Details
Ladysmith Federal S&L
Institution Rating:
B4.6 ★Texas Ratio: 19.45%
6 Month Certificate
$1,000
3.86%
▲ 1.09% above national avg
▼
Rate3.80%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.77%▲ 1.09% above avg
Details
PyraMax Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
6 Month Fixed Rate Special
$0
3.85%
▲ 1.08% above national avg
▼
Rate3.85%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.77%▲ 1.08% above avg
Details
Laona State Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.67%
6 Month Certificate Special
$10,000
3.82%
▲ 1.05% above national avg
▼
Rate3.75%
Min Deposit$10,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.77%▲ 1.05% above avg
Details
Laona State Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.67%
6 Month Special Certificate of Deposit
$10,000
3.82%
▲ 1.05% above national avg
▼
Rate3.75%
Min Deposit$10,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.77%▲ 1.05% above avg
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Certificates 6 months
$1,000
3.80%
▲ 1.03% above national avg
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.77%▲ 1.03% above avg
Details
Balance: $100,000+
Gundersen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
6 Month Certificate
$0
3.80%
▲ 1.03% above national avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▲ 1.03% above avg
Details
WCCU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.66%
6 Month Share & IRA Certificates
$0
3.80%
▲ 1.03% above national avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▲ 1.03% above avg
Details
IRA Certificates require $1000 Minimum and 1 Year Minimum
Badger Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
6 Month Certificate of Deposit (CDs)
$1,000
3.77%
▲ 1.00% above national avg
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.77%▲ 1.00% above avg
Details
Badger Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
IRA Certificates - 6 Month
$1,000
3.77%
▲ 1.00% above national avg
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.77%▲ 1.00% above avg
Details
The Bank of New Glarus
Institution Rating:
A-5.0 ★Texas Ratio: 15.01%
6 Month CD/IRA
$2,000
3.75%
▲ 0.98% above national avg
▼
Rate3.70%
Min Deposit$2,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.77%▲ 0.98% above avg
Details
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
Share Certificate - 6 months
$1,000
3.75%
▲ 0.98% above national avg
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.77%▲ 0.98% above avg
Details
Dividends Compounded & Credited: Quarterly; Dividend Period: Quarterly
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Certificates 6 months
$1,000
3.75%
▲ 0.98% above national avg
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.77%▲ 0.98% above avg
Details
Balance: $25,000.00 - $49,999.99
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 6 Month
$25,000
3.70%
▲ 0.93% above national avg
▼
Rate3.65%
Min Deposit$25,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.77%▲ 0.93% above avg
Details
Balance: $25,000 - $99,999; Interest Credited: Quarterly
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Certificates 6 months
$1,000
3.70%
▲ 0.93% above national avg
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.77%▲ 0.93% above avg
Details
Balance: $10,000.00 - $24,999.99
Arcadia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
6 Month Certificate
$2,000
3.70%
▲ 0.93% above national avg
▼
Rate3.67%
Min Deposit$2,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▲ 0.93% above avg
Details
Dividend Compounded: At Maturity; Dividend Added: At Maturity
Arcadia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
6 Month Share Certificates
$500
3.70%
▲ 0.93% above national avg
▼
Rate3.67%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▲ 0.93% above avg
Details
Dividends Compounded: At Maturity; Dividend Added: At Maturity
Arcadia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Share Certificates (CDs) - 6 Months
$500
3.70%
▲ 0.93% above national avg
▼
Rate3.67%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▲ 0.93% above avg
Details
Dividends Compounded: At Maturity; Dividend Added: At Maturity
WCCU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.66%
6 Month Share & IRA Certificates
$0
3.70%
▲ 0.93% above national avg
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▲ 0.93% above avg
Details
IRA Certificates require $1000 Minimum and 1 Year Minimum
Flagstar Bank, National Association
Institution Rating:
D3.1 ★Texas Ratio: 37.37%
6-MONTH CD
$500
3.70%
▲ 0.93% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▲ 0.93% above avg
Details
New Money Required; Offer subject to change or cancellation at any time without notice.
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
CDs & Fixed Rate IRA CDs - 6 mo.
$0
3.65%
▲ 0.88% above national avg
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.77%▲ 0.88% above avg
Details
Balance: $100,000 and over
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Certificates 6 months
$1,000
3.65%
▲ 0.88% above national avg
▼
Rate3.60%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.77%▲ 0.88% above avg
Details
Balance: $1,000.00 - $9,999.99
Medford 12 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
134 S 8th St, Medford, WI 54451
Relationship CD - 12 Month
$0
3.80%
▲ 0.85% above national avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.85% above avg
Details
Royal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
352 N 8th St, Medford, WI 54451 1514
12-Month Certificate
$0
3.77%
▲ 0.82% above national avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.82% above avg
Details
APY= Annual Percentage Yield. APY is current as of 07/06/2026. Last changed on 07/06/2026. No minimum balance required to open account or earn APY. The above rates are subject to change at any time without notice. Dividends calculated daily, compounded and paid monthly. Substantial penalty for early withdrawal. Penalties could reduce the earnings and principal on the account. Membership required and account opening upon qualification. Other conditions or restrictions may apply. Refer to our disclosures and service fees for more information.
Royal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
352 N 8th St, Medford, WI 54451 1514
IRA Fixed Rate 12 Month
$0
3.77%
▲ 0.82% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.82% above avg
Details
AbbyBank
Institution Rating:
A5.0 ★Texas Ratio: 12.32%
215 S 8th St, Medford, WI 54451
12 Month Certificates of Deposits
$0
3.75%
▲ 0.80% above national avg
▼
Rate3.68%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 0.80% above avg
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
134 S 8th St, Medford, WI 54451
CD - 12 Month
$0
3.50%
▲ 0.55% above national avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.55% above avg
Details
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
825 E Allman St, Medford, WI 54451
1 Year Traditional & Roth IRA
$10,000
2.02%
▼ 0.93% below national avg
▼
Rate2.00%
Min Deposit$10,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▼ 0.93% below avg
Details
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
825 E Allman St, Medford, WI 54451
1-Year Traditional & Roth IRA
$10,000
2.02%
▼ 0.93% below national avg
▼
Rate2.00%
Min Deposit$10,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▼ 0.93% below avg
Details
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
825 E Allman St, Medford, WI 54451
12 Month Certificate
$10,000
2.02%
▼ 0.93% below national avg
▼
Rate2.00%
Min Deposit$10,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▼ 0.93% below avg
Details
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
825 E Allman St, Medford, WI 54451
12-Month Certificate
$10,000
2.02%
▼ 0.93% below national avg
▼
Rate2.00%
Min Deposit$10,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▼ 0.93% below avg
Details
Paid: Quarterly
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
825 E Allman St, Medford, WI 54451
1 Year Traditional & Roth IRA
$1,000
1.76%
▼ 1.19% below national avg
▼
Rate1.75%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▼ 1.19% below avg
Details
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
825 E Allman St, Medford, WI 54451
1-Year Traditional & Roth IRA
$1,000
1.76%
▼ 1.19% below national avg
▼
Rate1.75%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▼ 1.19% below avg
Details
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
825 E Allman St, Medford, WI 54451
12 Month Certificate
$1,000
1.76%
▼ 1.19% below national avg
▼
Rate1.75%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▼ 1.19% below avg
Details
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
825 E Allman St, Medford, WI 54451
12-Month Certificate
$1,000
1.76%
▼ 1.19% below national avg
▼
Rate1.75%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▼ 1.19% below avg
Details
Paid: Quarterly
Forward Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
721 S 8th St, Medford, WI 54451
1 Year CD
$500
1.15%
▼ 1.80% below national avg
▼
Rate1.15%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.95%▼ 1.80% below avg
Details
Balance: $25,000 and over
Forward Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
721 S 8th St, Medford, WI 54451
1 Year IRA CD
$100
1.15%
▼ 1.80% below national avg
▼
Rate1.15%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.95%▼ 1.80% below avg
Details
Prevail Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
675 E Broadway Ave, Medford, WI 54451
12 Month Certificate
$0
1.10%
▼ 1.85% below national avg
▼
Rate1.10%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.95%▼ 1.85% below avg
Details
Balance: $1,000 - $49,999.99
Forward Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
721 S 8th St, Medford, WI 54451
1 Year CD
$500
1.10%
▼ 1.85% below national avg
▼
Rate1.10%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.95%▼ 1.85% below avg
Details
Balance: $10,000 - $24,999.99
Forward Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
721 S 8th St, Medford, WI 54451
1 Year IRA CD
$100
1.10%
▼ 1.85% below national avg
▼
Rate1.10%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.95%▼ 1.85% below avg
Details
Forward Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
721 S 8th St, Medford, WI 54451
1 Year CD
$500
1.05%
▼ 1.90% below national avg
▼
Rate1.05%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.95%▼ 1.90% below avg
Details
Balance: $500 - $9,999.99
Forward Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
721 S 8th St, Medford, WI 54451
1 Year IRA CD
$100
1.05%
▼ 1.90% below national avg
▼
Rate1.05%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.95%▼ 1.90% below avg
Details
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
12 Month Youth Saver Certificate
$0
6.00%
▲ 3.05% above national avg
▼
Rate5.87%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 3.05% above avg
Details
Gundersen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
12 Month Teenager Certificate
$0
5.50%
▲ 2.55% above national avg
▼
Rate5.39%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 2.55% above avg
Details
Age: 13-17
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.87%
12 Month ROTH IRA Term Certificate
$0
5.00%
▲ 2.05% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 2.05% above avg
Details
Penalty for early withdrawal: 180 days dividends
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.87%
12 Month Term Certificate
$0
5.00%
▲ 2.05% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 2.05% above avg
Details
Penalty for early withdrawal: 180 days dividends
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.87%
12 Month Traditional IRA Term Certificate
$0
5.00%
▲ 2.05% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 2.05% above avg
Details
Penalty for early withdrawal: 180 days dividends
PSB of Plainview
Institution Rating:
A-4.7 ★Texas Ratio: 9.93%
12 Month Certificate of Deposit
$0
4.63%
▲ 1.68% above national avg
▼
Rate4.55%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 1.68% above avg
Details
Balance: $35,000+
Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
12 Month Certificate
$0
4.50%
▲ 1.55% above national avg
▼
Rate4.43%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 1.55% above avg
Details
Landmark Credit Union WI
Institution Rating:
A+5.0 ★Texas Ratio: 2.82%
12 Month Certificate
$0
4.40%
▲ 1.45% above national avg
▼
Rate4.31%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 1.45% above avg
Details
Plymouth County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
12 Month Certificate
$100
4.33%
▲ 1.38% above national avg
▼
Rate4.25%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 1.38% above avg
Details
Plymouth County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
12-Month Traditional/Roth IRA CD
$100,000
4.33%
▲ 1.38% above national avg
▼
Rate4.25%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 1.38% above avg
Details
River Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
12 Month CD Special
$0
4.30%
▲ 1.35% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 1.35% above avg
Details
FNB of Bangor
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
12 Month Certificate
$0
4.30%
▲ 1.35% above national avg
▼
Rate4.23%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 1.35% above avg
Details
Capital Area Realtors Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.35%
12 Month Certificate of Deposit (CD)
$0
4.29%
▲ 1.34% above national avg
▼
Rate4.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 1.34% above avg
Details
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
12 Month Certificate of Deposit
$500
4.25%
▲ 1.30% above national avg
▼
Rate4.21%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 1.30% above avg
Details
The Bank of New Glarus
Institution Rating:
A-5.0 ★Texas Ratio: 15.01%
12 Month CD/IRA
$2,000
4.25%
▲ 1.30% above national avg
▼
Rate4.18%
Min Deposit$2,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 1.30% above avg
Details
Gundersen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
12 Month Youngster Certificate
$0
4.25%
▲ 1.30% above national avg
▼
Rate4.18%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 1.30% above avg
Details
Age: 0-12
Tomah Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
12 Month Share Certificates and IRA Certificates
$100
4.25%
▲ 1.30% above national avg
▼
Rate4.18%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 1.30% above avg
Details
Minimum to Open or Earn Dividends.
Tomah Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
12 Months Share Certificate
$0
4.25%
▲ 1.30% above national avg
▼
Rate4.18%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 1.30% above avg
Details
Empeople Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
12 Month Certificate
$500
4.25%
▲ 1.30% above national avg
▼
Rate4.17%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 1.30% above avg
Details
For all certificates unless otherwise noted: penalty for early withdrawal. Minimum deposit of $500 required to open certificate & earn dividends. Rate is accurate as today's dividend declaration. Fees may reduce earnings on the account. Rate = dividend rate.
Plymouth County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
12 Month Certificate
$500
4.18%
▲ 1.23% above national avg
▼
Rate4.10%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 1.23% above avg
Details
Plymouth County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
12-Month Traditional/Roth IRA CD
$500
4.18%
▲ 1.23% above national avg
▼
Rate4.10%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 1.23% above avg
Details
CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 5.05%
12-month CD
$1,000
4.15%
▲ 1.20% above national avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 1.20% above avg
Details
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 1 Year
$100,000
4.10%
▲ 1.15% above national avg
▼
Rate4.04%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 1.15% above avg
Details
Balance: $100,000 and higher; Interest Credited: Quarterly
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.99%
Jumbo Share or IRA Certificate - 12 Month
$0
4.10%
▲ 1.15% above national avg
▼
Rate4.04%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 1.15% above avg
Details
Laona State Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.67%
12 Month Certificate Special
$10,000
4.07%
▲ 1.12% above national avg
▼
Rate4.00%
Min Deposit$10,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 1.12% above avg
Details
Laona State Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.67%
12 Month Special Certificate of Deposit
$10,000
4.07%
▲ 1.12% above national avg
▼
Rate4.00%
Min Deposit$10,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 1.12% above avg
Details
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Certificate of Deposit - 1 year
$0
4.03%
▲ 1.08% above national avg
▼
Rate3.95%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 1.08% above avg
Details
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
IRA Certificate - 1 year
$0
4.03%
▲ 1.08% above national avg
▼
Rate3.95%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 1.08% above avg
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 mo Certificate of Deposit
$500
4.02%
▲ 1.07% above national avg
▼
Rate3.95%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 1.07% above avg
Details
Interest Will Be Credited: Monthly; Opening Balance: $10,000 or above
Park Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
1 Year Certificate of Deposit
$0
4.01%
▲ 1.06% above national avg
▼
Rate3.95%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 1.06% above avg
Details
Minimum Daily Balance of $10,000 or More to Earn Annual Percentage Yield
Medford 18 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
134 S 8th St, Medford, WI 54451
Relationship CD - 18 Month
$0
4.10%
▲ 1.28% above national avg
▼
Rate4.04%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.82%▲ 1.28% above avg
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
134 S 8th St, Medford, WI 54451
CD - 18 Month
$0
3.80%
▲ 0.98% above national avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.82%▲ 0.98% above avg
Details
Royal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
352 N 8th St, Medford, WI 54451 1514
18 Month Certificate
$0
3.51%
▲ 0.69% above national avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.82%▲ 0.69% above avg
Details
APY= Annual Percentage Yield. APY is current as of 07/06/2026. Last changed on 07/06/2026. No minimum balance required to open account or earn APY. The above rates are subject to change at any time without notice. Dividends calculated daily, compounded and paid monthly. Substantial penalty for early withdrawal. Penalties could reduce the earnings and principal on the account. Membership required and account opening upon qualification. Other conditions or restrictions may apply. Refer to our disclosures and service fees for more information.
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
825 E Allman St, Medford, WI 54451
18 Month Certificate
$10,000
2.07%
▼ 0.75% below national avg
▼
Rate2.05%
Min Deposit$10,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.82%▼ 0.75% below avg
Details
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
825 E Allman St, Medford, WI 54451
18-Month Certificate
$10,000
2.07%
▼ 0.75% below national avg
▼
Rate2.05%
Min Deposit$10,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.82%▼ 0.75% below avg
Details
Paid: Quarterly
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
825 E Allman St, Medford, WI 54451
18 Month Certificate
$1,000
1.76%
▼ 1.06% below national avg
▼
Rate1.75%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.82%▼ 1.06% below avg
Details
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
825 E Allman St, Medford, WI 54451
18-Month Certificate
$1,000
1.76%
▼ 1.06% below national avg
▼
Rate1.75%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.82%▼ 1.06% below avg
Details
Paid: Quarterly
Forward Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
721 S 8th St, Medford, WI 54451
18 Month IRA CD
$100
1.41%
▼ 1.41% below national avg
▼
Rate1.40%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.82%▼ 1.41% below avg
Details
Forward Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
721 S 8th St, Medford, WI 54451
18 Month IRA CD
$100
1.36%
▼ 1.46% below national avg
▼
Rate1.35%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.82%▼ 1.46% below avg
Details
Forward Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
721 S 8th St, Medford, WI 54451
18 Month IRA CD
$100
1.31%
▼ 1.51% below national avg
▼
Rate1.30%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.82%▼ 1.51% below avg
Details
Prevail Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
675 E Broadway Ave, Medford, WI 54451
18 Month Certificate
$0
1.10%
▼ 1.72% below national avg
▼
Rate1.10%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.82%▼ 1.72% below avg
Details
Balance: $1,000 - $49,999.99
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.87%
18 Month Term Certificate
$0
5.00%
▲ 2.18% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.82%▲ 2.18% above avg
Details
Penalty for early withdrawal: 180 days dividends
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 mo Variable Rate IRA 18 mo Certificate of Deposit
$500
4.84%
▲ 2.02% above national avg
▼
Rate4.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.82%▲ 2.02% above avg
Details
Interest Will Be Credited: Quarterly; Fixed Rate or Variable Rate***: Variable
Capital Area Realtors Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.35%
18 Month Certificate of Deposit (CD)
$0
4.41%
▲ 1.59% above national avg
▼
Rate4.35%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.82%▲ 1.59% above avg
Details
Landmark Credit Union WI
Institution Rating:
A+5.0 ★Texas Ratio: 2.82%
18 Month Certificate
$0
4.40%
▲ 1.58% above national avg
▼
Rate4.31%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.82%▲ 1.58% above avg
Details
WESTconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
18 Month IRA Certificates
$0
4.34%
▲ 1.52% above national avg
▼
Rate4.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.82%▲ 1.52% above avg
Details
Term: 18 Month Variable Rate IRA; Compounded: Daily; Basic MVP** Level Dividend Rate: 4.25%; Basic MVP** Level APY*: 4.34%; Silver MVP** Level Dividend Rate: 4.25%; Silver MVP** Level APY*: 4.34%; Gold MVP** Level Dividend Rate: 4.25%; Gold MVP** Level APY*: 4.34%
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
18 Month Certificate of Deposit
$500
4.30%
▲ 1.48% above national avg
▼
Rate4.25%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.82%▲ 1.48% above avg
Details
Tomah Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
18 Month Share Certificates and IRA Certificates
$100
4.25%
▲ 1.43% above national avg
▼
Rate4.18%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.82%▲ 1.43% above avg
Details
Minimum to Open or Earn Dividends.
Tomah Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
18 Months Share Certificate Special
$0
4.25%
▲ 1.43% above national avg
▼
Rate4.18%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.82%▲ 1.43% above avg
Details
Tomah Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
Special 18 Months
$100
4.25%
▲ 1.43% above national avg
▼
Rate4.18%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.82%▲ 1.43% above avg
Details
Cloverbelt Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
18-Month Certificate
$0
4.25%
▲ 1.43% above national avg
▼
Rate4.18%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.82%▲ 1.43% above avg
Details
Empeople Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
18 Month Certificate
$500
4.20%
▲ 1.38% above national avg
▼
Rate4.12%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.82%▲ 1.38% above avg
Details
For all certificates unless otherwise noted: penalty for early withdrawal. Minimum deposit of $500 required to open certificate & earn dividends. Rate is accurate as today's dividend declaration. Fees may reduce earnings on the account. Rate = dividend rate.
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Certificate of Deposit - 18 months
$0
4.13%
▲ 1.31% above national avg
▼
Rate4.05%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.82%▲ 1.31% above avg
Details
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
IRA Certificate - 18 months
$0
4.13%
▲ 1.31% above national avg
▼
Rate4.05%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.82%▲ 1.31% above avg
Details
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.99%
Jumbo Share or IRA Certificate - 18 Month
$0
4.10%
▲ 1.28% above national avg
▼
Rate4.04%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.82%▲ 1.28% above avg
Details
Plymouth County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
18 Month Certificate
$500
4.02%
▲ 1.20% above national avg
▼
Rate3.95%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.82%▲ 1.20% above avg
Details
Plymouth County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
18-Month Traditional/Roth IRA CD
$500
4.02%
▲ 1.20% above national avg
▼
Rate3.95%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.82%▲ 1.20% above avg
Details
CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 5.05%
18-month CD
$1,000
4.00%
▲ 1.18% above national avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.82%▲ 1.18% above avg
Details
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
IRA Certificate 18 month
$0
3.95%
▲ 1.13% above national avg
▼
Rate3.89%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.82%▲ 1.13% above avg
Details
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month Certificate of Deposit
$0
3.90%
▲ 1.08% above national avg
▼
Rate3.90%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.82%▲ 1.08% above avg
Details
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month IRA
$0
3.90%
▲ 1.08% above national avg
▼
Rate3.90%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.82%▲ 1.08% above avg
Details
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
18 Month Business Certificate
$0
3.90%
▲ 1.08% above national avg
▼
Rate3.84%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.82%▲ 1.08% above avg
Details
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
18 Month Certificate
$0
3.90%
▲ 1.08% above national avg
▼
Rate3.84%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.82%▲ 1.08% above avg
Details
Gundersen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
18 Month Certificate
$0
3.80%
▲ 0.98% above national avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.82%▲ 0.98% above avg
Details
Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
18 Month Individual Retirement Account (IRA) Certificate
$0
3.77%
▲ 0.95% above national avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.82%▲ 0.95% above avg
Details
Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
18 Month Term Certificate
$0
3.77%
▲ 0.95% above national avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.82%▲ 0.95% above avg
Details
Wisconsin Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
18 Months Share/IRA Certificate
$0
3.70%
▲ 0.88% above national avg
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.82%▲ 0.88% above avg
Details
Balance: 18 Months
West Pointe Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
Fixed Rate Certificates of Deposit - 18 Months
$500
3.66%
▲ 0.84% above national avg
▼
Rate3.60%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.82%▲ 0.84% above avg
Details
Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
18-month CD Rate
$1,000
3.66%
▲ 0.84% above national avg
▼
Rate3.60%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.82%▲ 0.84% above avg
Details
Compounding/Posted: Monthly/Monthly
Wolf River Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
18-month CD
$0
3.65%
▲ 0.83% above national avg
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.82%▲ 0.83% above avg
Details
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
18 Month Certificate
$0
3.65%
▲ 0.83% above national avg
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.82%▲ 0.83% above avg
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
18-month term
$0
3.65%
▲ 0.83% above national avg
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.82%▲ 0.83% above avg
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
IRA CD Specials - 18-month term
$0
3.65%
▲ 0.83% above national avg
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.82%▲ 0.83% above avg
Details
Clare Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
18 Month IRA Certificate Special
$500
3.63%
▲ 0.81% above national avg
▼
Rate3.60%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.82%▲ 0.81% above avg
Details
Interest Rate $10,000 and Over
Governmental Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
18 Month CD SPECIAL
$1,000
3.60%
▲ 0.78% above national avg
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.82%▲ 0.78% above avg
Details
Governmental Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
18 Month IRA Certificates
$500
3.60%
▲ 0.78% above national avg
▼
Rate3.55%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.82%▲ 0.78% above avg
Details
Governmental Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
18 Month Share Certificates
$1,000
3.60%
▲ 0.78% above national avg
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.82%▲ 0.78% above avg
Details
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.99%
Share or IRA Certificate - 18 Month
$1,000
3.60%
▲ 0.78% above national avg
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.82%▲ 0.78% above avg
Details
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
1 1/2 Year CD (18 Month)
$0
3.58%
▲ 0.76% above national avg
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.82%▲ 0.76% above avg
Details
Term: 1 1/2 Year (18 Month)
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
1 1/2 Year IRA (18 Month)
$0
3.58%
▲ 0.76% above national avg
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.82%▲ 0.76% above avg
Details
Term: 1 1/2 Year (18 Month)
Medford 24 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
134 S 8th St, Medford, WI 54451
Relationship CD - 24 Month
$0
4.15%
▲ 1.31% above national avg
▼
Rate4.09%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▲ 1.31% above avg
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
134 S 8th St, Medford, WI 54451
CD - 24 Month
$0
3.85%
▲ 1.01% above national avg
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▲ 1.01% above avg
Details
Royal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
352 N 8th St, Medford, WI 54451 1514
24 Month Certificate
$0
3.09%
▲ 0.25% above national avg
▼
Rate3.05%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 0.25% above avg
Details
APY= Annual Percentage Yield. APY is current as of 07/06/2026. Last changed on 07/06/2026. No minimum balance required to open account or earn APY. The above rates are subject to change at any time without notice. Dividends calculated daily, compounded and paid monthly. Substantial penalty for early withdrawal. Penalties could reduce the earnings and principal on the account. Membership required and account opening upon qualification. Other conditions or restrictions may apply. Refer to our disclosures and service fees for more information.
AbbyBank
Institution Rating:
A5.0 ★Texas Ratio: 12.32%
215 S 8th St, Medford, WI 54451
24 Month Certificates of Deposits
$0
3.00%
▲ 0.16% above national avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.84%▲ 0.16% above avg
Details
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
825 E Allman St, Medford, WI 54451
2 Year Traditional & Roth IRA
$10,000
2.12%
▼ 0.72% below national avg
▼
Rate2.10%
Min Deposit$10,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▼ 0.72% below avg
Details
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
825 E Allman St, Medford, WI 54451
2-Year Traditional & Roth IRA
$10,000
2.12%
▼ 0.72% below national avg
▼
Rate2.10%
Min Deposit$10,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▼ 0.72% below avg
Details
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
825 E Allman St, Medford, WI 54451
24 Month Certificate
$10,000
2.12%
▼ 0.72% below national avg
▼
Rate2.10%
Min Deposit$10,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▼ 0.72% below avg
Details
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
825 E Allman St, Medford, WI 54451
24-Month Certificate
$10,000
2.12%
▼ 0.72% below national avg
▼
Rate2.10%
Min Deposit$10,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▼ 0.72% below avg
Details
Paid: Quarterly
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
825 E Allman St, Medford, WI 54451
2 Year Traditional & Roth IRA
$1,000
1.81%
▼ 1.03% below national avg
▼
Rate1.80%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▼ 1.03% below avg
Details
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
825 E Allman St, Medford, WI 54451
2-Year Traditional & Roth IRA
$1,000
1.81%
▼ 1.03% below national avg
▼
Rate1.80%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▼ 1.03% below avg
Details
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
825 E Allman St, Medford, WI 54451
24 Month Certificate
$1,000
1.81%
▼ 1.03% below national avg
▼
Rate1.80%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▼ 1.03% below avg
Details
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
825 E Allman St, Medford, WI 54451
24-Month Certificate
$1,000
1.81%
▼ 1.03% below national avg
▼
Rate1.80%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▼ 1.03% below avg
Details
Paid: Quarterly
Forward Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
721 S 8th St, Medford, WI 54451
2 Year CD
$500
1.41%
▼ 1.43% below national avg
▼
Rate1.40%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.84%▼ 1.43% below avg
Details
Balance: $25,000 and over
Forward Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
721 S 8th St, Medford, WI 54451
2 Year CD
$500
1.36%
▼ 1.48% below national avg
▼
Rate1.35%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.84%▼ 1.48% below avg
Details
Balance: $10,000 - $24,999.99
Forward Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
721 S 8th St, Medford, WI 54451
2 Year CD
$500
1.31%
▼ 1.53% below national avg
▼
Rate1.30%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.84%▼ 1.53% below avg
Details
Balance: $500 - $9,999.99
Prevail Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
675 E Broadway Ave, Medford, WI 54451
24 Month Certificate
$1,000
1.15%
▼ 1.69% below national avg
▼
Rate1.15%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.84%▼ 1.69% below avg
Details
Balance: $1,000 - $49,999.99
Capital Area Realtors Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.35%
24 Month Certificate of Deposit (CD)
$0
4.52%
▲ 1.68% above national avg
▼
Rate4.45%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.84%▲ 1.68% above avg
Details
The Bank of New Glarus
Institution Rating:
A-5.0 ★Texas Ratio: 15.01%
24 Month CD/IRA
$2,000
4.50%
▲ 1.66% above national avg
▼
Rate4.43%
Min Deposit$2,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.84%▲ 1.66% above avg
Details
Landmark Credit Union WI
Institution Rating:
A+5.0 ★Texas Ratio: 2.82%
2 Year Certificate
$0
4.40%
▲ 1.56% above national avg
▼
Rate4.31%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▲ 1.56% above avg
Details
Ixonia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
2 Year CD
$1,000
4.40%
▲ 1.56% above national avg
▼
Rate4.33%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.84%▲ 1.56% above avg
Details
Ixonia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
2-Year CD / IRA
$1,000
4.40%
▲ 1.56% above national avg
▼
Rate4.33%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.84%▲ 1.56% above avg
Details
Ixonia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
2-Year Choice Plus CD / IRA
$10,000
4.40%
▲ 1.56% above national avg
▼
Rate4.33%
Min Deposit$10,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.84%▲ 1.56% above avg
Details
1 time rate bump. Additions of $500 or more at any time.
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
2 Year Certificate of Deposit
$500
4.35%
▲ 1.51% above national avg
▼
Rate4.30%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.84%▲ 1.51% above avg
Details
East Wisconsin Savings Bank
Institution Rating:
B-3.3 ★Texas Ratio: 0.83%
24 Month CD
$500
4.25%
▲ 1.41% above national avg
▼
Rate4.18%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.84%▲ 1.41% above avg
Details
Renews to 30 mo
Cloverbelt Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
24-Month Certificate
$0
4.25%
▲ 1.41% above national avg
▼
Rate4.18%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 1.41% above avg
Details
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Certificate of Deposit - 2 years
$0
4.24%
▲ 1.40% above national avg
▼
Rate4.15%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 1.40% above avg
Details
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
IRA Certificate - 2 years
$0
4.24%
▲ 1.40% above national avg
▼
Rate4.15%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 1.40% above avg
Details
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.99%
Jumbo Share or IRA Certificate - 2 Year
$0
4.20%
▲ 1.36% above national avg
▼
Rate4.13%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 1.36% above avg
Details
GreenLeaf Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
2 Year Certificate
$1,000
4.15%
▲ 1.31% above national avg
▼
Rate4.15%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.84%▲ 1.31% above avg
Details
Empeople Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
24 Month Certificate
$500
4.15%
▲ 1.31% above national avg
▼
Rate4.07%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 1.31% above avg
Details
For all certificates unless otherwise noted: penalty for early withdrawal. Minimum deposit of $500 required to open certificate & earn dividends. Rate is accurate as today's dividend declaration. Fees may reduce earnings on the account. Rate = dividend rate.
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 mo Certificate of Deposit
$500
4.13%
▲ 1.29% above national avg
▼
Rate4.05%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.84%▲ 1.29% above avg
Details
Interest Will Be Credited: Monthly; Opening Balance: $10,000 or above
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 2 Year
$100,000
4.10%
▲ 1.26% above national avg
▼
Rate4.04%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.84%▲ 1.26% above avg
Details
Balance: $100,000 and higher; Interest Credited: Quarterly
PSB of Plainview
Institution Rating:
A-4.7 ★Texas Ratio: 9.93%
24 Month Certificate of Deposit
$0
4.06%
▲ 1.22% above national avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.84%▲ 1.22% above avg
Details
Balance: $35,000+
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 mo Certificate of Deposit
$500
4.05%
▲ 1.21% above national avg
▼
Rate4.05%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.84%▲ 1.21% above avg
Details
Interest Will Be Credited: Annually; Opening Balance: Under $10,000
Shoreline Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
24 Month Share Certificates and IRA Certificates
$0
4.01%
▲ 1.17% above national avg
▼
Rate3.95%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 1.17% above avg
Details
Wisconsin Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
24 Months Share/IRA Certificate
$0
4.01%
▲ 1.17% above national avg
▼
Rate3.95%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 1.17% above avg
Details
Balance: 24 Months
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2 Year Certificate of Deposit
$0
4.00%
▲ 1.16% above national avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.84%▲ 1.16% above avg
Details
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2 Year IRA
$0
4.00%
▲ 1.16% above national avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.84%▲ 1.16% above avg
Details
State Bank of Chilton
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
24-Month Fixed Rate CD Special
$2,500
4.00%
▲ 1.16% above national avg
▼
Rate3.96%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.84%▲ 1.16% above avg
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
24-Month Certificate
$0
4.00%
▲ 1.16% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 1.16% above avg
Details
Balance: $500.00 minimum
Centricity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
24 Month Share Certificate Special
$0
4.00%
▲ 1.16% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 1.16% above avg
Details
Plymouth County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
24 Month Certificate
$50,000
3.97%
▲ 1.13% above national avg
▼
Rate3.90%
Min Deposit$50,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.84%▲ 1.13% above avg
Details
Plymouth County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
24-Month Traditional/Roth IRA CD
$50,000
3.97%
▲ 1.13% above national avg
▼
Rate3.90%
Min Deposit$50,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.84%▲ 1.13% above avg
Details
F&M Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 7.55%
24 Month Certificate of Deposit
$2,500
3.93%
▲ 1.09% above national avg
▼
Rate3.80%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.84%▲ 1.09% above avg
Details
F&M Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 7.55%
Certificates of Deposits/IRAs - 24 Month
$2,500
3.93%
▲ 1.09% above national avg
▼
Rate3.80%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.84%▲ 1.09% above avg
Details
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 2 Year
$25,000
3.90%
▲ 1.06% above national avg
▼
Rate3.84%
Min Deposit$25,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.84%▲ 1.06% above avg
Details
Balance: $25,000 - $99,999; Interest Credited: Quarterly
Wisconsin Latvian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2-year Share Certificate
$5,000
3.85%
▲ 1.01% above national avg
▼
Rate3.80%
Min Deposit$5,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 1.01% above avg
Details
Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
2-year CD Rate
$1,000
3.81%
▲ 0.97% above national avg
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 0.97% above avg
Details
Compounding/Posted: Monthly/Monthly
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 2 Year
$1,000
3.80%
▲ 0.96% above national avg
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.84%▲ 0.96% above avg
Details
Balance: $1,000 - $24,999; Interest Credited: Quarterly
Plymouth County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
24 Month Certificate
$500
3.80%
▲ 0.96% above national avg
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.84%▲ 0.96% above avg
Details
Medford 36 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
134 S 8th St, Medford, WI 54451
Relationship CD - 36 Month
$0
4.20%
▲ 1.44% above national avg
▼
Rate4.14%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.44% above avg
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
134 S 8th St, Medford, WI 54451
CD - 36 Month
$0
3.70%
▲ 0.94% above national avg
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.94% above avg
Details
Royal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
352 N 8th St, Medford, WI 54451 1514
36 Month Certificate
$0
2.84%
▲ 0.08% above national avg
▼
Rate2.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.08% above avg
Details
APY= Annual Percentage Yield. APY is current as of 07/06/2026. Last changed on 07/06/2026. No minimum balance required to open account or earn APY. The above rates are subject to change at any time without notice. Dividends calculated daily, compounded and paid monthly. Substantial penalty for early withdrawal. Penalties could reduce the earnings and principal on the account. Membership required and account opening upon qualification. Other conditions or restrictions may apply. Refer to our disclosures and service fees for more information.
AbbyBank
Institution Rating:
A5.0 ★Texas Ratio: 12.32%
215 S 8th St, Medford, WI 54451
36 Month Certificates of Deposits
$0
2.75%
▼ 0.01% below national avg
▼
Rate2.71%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▼ 0.01% below avg
Details
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
825 E Allman St, Medford, WI 54451
3 Year Traditional & Roth IRA
$10,000
2.17%
▼ 0.59% below national avg
▼
Rate2.15%
Min Deposit$10,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▼ 0.59% below avg
Details
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
825 E Allman St, Medford, WI 54451
3-Year Traditional & Roth IRA
$10,000
2.17%
▼ 0.59% below national avg
▼
Rate2.15%
Min Deposit$10,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▼ 0.59% below avg
Details
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
825 E Allman St, Medford, WI 54451
36 Month Certificate
$10,000
2.17%
▼ 0.59% below national avg
▼
Rate2.15%
Min Deposit$10,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▼ 0.59% below avg
Details
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
825 E Allman St, Medford, WI 54451
36-Month Certificate
$10,000
2.17%
▼ 0.59% below national avg
▼
Rate2.15%
Min Deposit$10,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▼ 0.59% below avg
Details
Paid: Quarterly
Prevail Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
675 E Broadway Ave, Medford, WI 54451
36 Month Certificate
$1,000
2.12%
▼ 0.64% below national avg
▼
Rate2.10%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▼ 0.64% below avg
Details
Balance: $1,000 - $49,999.99
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
825 E Allman St, Medford, WI 54451
3 Year Traditional & Roth IRA
$1,000
1.86%
▼ 0.90% below national avg
▼
Rate1.85%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▼ 0.90% below avg
Details
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
825 E Allman St, Medford, WI 54451
3-Year Traditional & Roth IRA
$1,000
1.86%
▼ 0.90% below national avg
▼
Rate1.85%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▼ 0.90% below avg
Details
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
825 E Allman St, Medford, WI 54451
36 Month Certificate
$1,000
1.86%
▼ 0.90% below national avg
▼
Rate1.85%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▼ 0.90% below avg
Details
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
825 E Allman St, Medford, WI 54451
36-Month Certificate
$1,000
1.86%
▼ 0.90% below national avg
▼
Rate1.85%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▼ 0.90% below avg
Details
Paid: Quarterly
Forward Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
721 S 8th St, Medford, WI 54451
3 Year CD
$500
1.66%
▼ 1.10% below national avg
▼
Rate1.65%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▼ 1.10% below avg
Details
Balance: $25,000 and over
Forward Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
721 S 8th St, Medford, WI 54451
3 Year IRA CD
$100
1.66%
▼ 1.10% below national avg
▼
Rate1.65%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▼ 1.10% below avg
Details
Forward Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
721 S 8th St, Medford, WI 54451
3 Year CD
$500
1.61%
▼ 1.15% below national avg
▼
Rate1.60%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▼ 1.15% below avg
Details
Balance: $10,000 - $24,999.99
Forward Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
721 S 8th St, Medford, WI 54451
3 Year IRA CD
$100
1.61%
▼ 1.15% below national avg
▼
Rate1.60%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▼ 1.15% below avg
Details
Forward Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
721 S 8th St, Medford, WI 54451
3 Year CD
$500
1.56%
▼ 1.20% below national avg
▼
Rate1.55%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▼ 1.20% below avg
Details
Balance: $500 - $9,999.99
Forward Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
721 S 8th St, Medford, WI 54451
3 Year IRA CD
$100
1.56%
▼ 1.20% below national avg
▼
Rate1.55%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▼ 1.20% below avg
Details
1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.84%
36-MONTH TEEN CERTIFICATE SPECIAL
$500
5.13%
▲ 2.37% above national avg
▼
Rate5.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 2.37% above avg
Details
FOR AGES 13-15 YEARS OLD; Minimum deposit of $500, Maximum $10,000. Annual Percentage Yield is based on assumption that dividends will remain in account until maturity. A penalty may be imposed for withdrawals before maturity. Contact 1st CCU for full details, qualifications, restrictions, funds availability, terms and conditions. Youth members may have one of each Youth Certificate type. Teen members may have one Teen Certificate and one of each Youth Certificate type. Certificates are subject to age restrictions. Cannot be opened as UTMA account. Certificate must be in the minor's name. Membership eligibility required. Anyone who lives or works in La Crosse, Monroe, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Federally insured by NCUA.
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
36 Month HSA Certificate of Deposit
$2,500
4.45%
▲ 1.69% above national avg
▼
Rate4.40%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 1.69% above avg
Details
Certificate of Deposits, IRAs, and HSA**5
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
HSA 36 Month Certificate
$2,500
4.45%
▲ 1.69% above national avg
▼
Rate4.40%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 1.69% above avg
Details
Certificate of Deposits, IRAs, and HSA**5
Landmark Credit Union WI
Institution Rating:
A+5.0 ★Texas Ratio: 2.82%
3 Year Certificate
$0
4.40%
▲ 1.64% above national avg
▼
Rate4.31%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.64% above avg
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 mo Certificate of Deposit
$500
4.39%
▲ 1.63% above national avg
▼
Rate4.30%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.63% above avg
Details
Interest Will Be Credited: Monthly; Opening Balance: $10,000 or above
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 mo Certificate of Deposit
$500
4.30%
▲ 1.54% above national avg
▼
Rate4.30%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.54% above avg
Details
Interest Will Be Credited: Annually; Opening Balance: Under $10,000
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
3 Year Certificate of Deposit
$500
4.27%
▲ 1.51% above national avg
▼
Rate4.22%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 1.51% above avg
Details
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.99%
Jumbo Share or IRA Certificate - 3 Year
$0
4.25%
▲ 1.49% above national avg
▼
Rate4.18%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.49% above avg
Details
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 3 Year
$100,000
4.10%
▲ 1.34% above national avg
▼
Rate4.04%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.34% above avg
Details
Balance: $100,000 and higher; Interest Credited: Quarterly
Ixonia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
3 Year CD
$1,000
4.00%
▲ 1.24% above national avg
▼
Rate3.94%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.24% above avg
Details
Ixonia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
3-Year CD / IRA
$1,000
4.00%
▲ 1.24% above national avg
▼
Rate3.94%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.24% above avg
Details
F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
36 Month IRA CD
$1,000
3.94%
▲ 1.18% above national avg
▼
Rate3.90%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 1.18% above avg
Details
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 3 Year
$25,000
3.90%
▲ 1.14% above national avg
▼
Rate3.84%
Min Deposit$25,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.14% above avg
Details
Balance: $25,000 - $99,999; Interest Credited: Quarterly
F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
36 Month CD
$1,000
3.89%
▲ 1.13% above national avg
▼
Rate3.85%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 1.13% above avg
Details
F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
36 Month HSA CD
$1,000
3.89%
▲ 1.13% above national avg
▼
Rate3.85%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 1.13% above avg
Details
Wisconsin Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
36 Months Share/IRA Certificate
$0
3.85%
▲ 1.09% above national avg
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.09% above avg
Details
Balance: 36 Months
Wisconsin Latvian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3-year Share Certificate
$5,000
3.85%
▲ 1.09% above national avg
▼
Rate3.80%
Min Deposit$5,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.09% above avg
Details
Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
36 Month Individual Retirement Account (IRA) Certificate
$0
3.82%
▲ 1.06% above national avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.76%▲ 1.06% above avg
Details
Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
36 Month Term Certificate
$0
3.82%
▲ 1.06% above national avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.76%▲ 1.06% above avg
Details
Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
3-year CD Rate
$1,000
3.81%
▲ 1.05% above national avg
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.05% above avg
Details
Compounding/Posted: Monthly/Monthly
PSB of Plainview
Institution Rating:
A-4.7 ★Texas Ratio: 9.93%
36 Month Certificate of Deposit
$0
3.80%
▲ 1.04% above national avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 1.04% above avg
Details
Balance: $35,000+
Dairy State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
36-Month Certificate of Deposit
$0
3.80%
▲ 1.04% above national avg
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.04% above avg
Details
Balance: $30,000 and over
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 3 Year
$1,000
3.80%
▲ 1.04% above national avg
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.04% above avg
Details
Balance: $1,000 - $24,999; Interest Credited: Quarterly
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Certificates 3 years
$1,000
3.80%
▲ 1.04% above national avg
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.04% above avg
Details
Balance: $100,000+
Shoreline Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
36 Month Share Certificates and IRA Certificates
$0
3.80%
▲ 1.04% above national avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.04% above avg
Details
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
3 Year Certificate
$0
3.80%
▲ 1.04% above national avg
▼
Rate3.74%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.04% above avg
Details
Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
36 Month Certificate of Deposit
$0
3.79%
▲ 1.03% above national avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.03% above avg
Details
APY is based upon an assumption that dividends will remain in the account until maturity. Dividends paid semi-annually and at maturity. Early withdrawal penalties may apply.
West Pointe Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
Fixed Rate Certificates of Deposit - 36 Months
$500
3.76%
▲ 1.00% above national avg
▼
Rate3.70%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.76%▲ 1.00% above avg
Details
Bank of Prairie du Sac
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Year CD
$1,000
3.75%
▲ 0.99% above national avg
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 0.99% above avg
Details
Bank of Prairie du Sac
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Year Graduation CD
$500
3.75%
▲ 0.99% above national avg
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 0.99% above avg
Details
Bank of Prairie du Sac
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Year IRA
$500
3.75%
▲ 0.99% above national avg
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 0.99% above avg
Details
Medford 48 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
134 S 8th St, Medford, WI 54451
Relationship CD - 48 Month
$0
4.25%
▲ 1.48% above national avg
▼
Rate4.18%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▲ 1.48% above avg
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
134 S 8th St, Medford, WI 54451
CD - 48 Month
$0
3.75%
▲ 0.98% above national avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▲ 0.98% above avg
Details
AbbyBank
Institution Rating:
A5.0 ★Texas Ratio: 12.32%
215 S 8th St, Medford, WI 54451
48 Month Certificates of Deposits
$0
2.75%
▼ 0.02% below national avg
▼
Rate2.71%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.77%▼ 0.02% below avg
Details
Royal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
352 N 8th St, Medford, WI 54451 1514
48 Month Certificate
$0
2.58%
▼ 0.19% below national avg
▼
Rate2.54%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▼ 0.19% below avg
Details
APY= Annual Percentage Yield. APY is current as of 07/06/2026. Last changed on 07/06/2026. No minimum balance required to open account or earn APY. The above rates are subject to change at any time without notice. Dividends calculated daily, compounded and paid monthly. Substantial penalty for early withdrawal. Penalties could reduce the earnings and principal on the account. Membership required and account opening upon qualification. Other conditions or restrictions may apply. Refer to our disclosures and service fees for more information.
Prevail Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
675 E Broadway Ave, Medford, WI 54451
48 Month Certificate
$1,000
2.22%
▼ 0.55% below national avg
▼
Rate2.20%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.77%▼ 0.55% below avg
Details
Balance: $1,000 - $49,999.99
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
825 E Allman St, Medford, WI 54451
4 Year Traditional & Roth IRA
$10,000
2.22%
▼ 0.55% below national avg
▼
Rate2.20%
Min Deposit$10,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▼ 0.55% below avg
Details
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
825 E Allman St, Medford, WI 54451
4-Year Traditional & Roth IRA
$10,000
2.22%
▼ 0.55% below national avg
▼
Rate2.20%
Min Deposit$10,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▼ 0.55% below avg
Details
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
825 E Allman St, Medford, WI 54451
48 Month Certificate
$10,000
2.22%
▼ 0.55% below national avg
▼
Rate2.20%
Min Deposit$10,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▼ 0.55% below avg
Details
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
825 E Allman St, Medford, WI 54451
48-Month Certificate
$10,000
2.22%
▼ 0.55% below national avg
▼
Rate2.20%
Min Deposit$10,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▼ 0.55% below avg
Details
Paid: Quarterly
Forward Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
721 S 8th St, Medford, WI 54451
4 Year CD
$500
1.91%
▼ 0.86% below national avg
▼
Rate1.90%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.77%▼ 0.86% below avg
Details
Balance: $25,000 and over
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
825 E Allman St, Medford, WI 54451
4 Year Traditional & Roth IRA
$1,000
1.91%
▼ 0.86% below national avg
▼
Rate1.90%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▼ 0.86% below avg
Details
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
825 E Allman St, Medford, WI 54451
4-Year Traditional & Roth IRA
$1,000
1.91%
▼ 0.86% below national avg
▼
Rate1.90%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▼ 0.86% below avg
Details
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
825 E Allman St, Medford, WI 54451
48 Month Certificate
$1,000
1.91%
▼ 0.86% below national avg
▼
Rate1.90%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▼ 0.86% below avg
Details
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
825 E Allman St, Medford, WI 54451
48-Month Certificate
$1,000
1.91%
▼ 0.86% below national avg
▼
Rate1.90%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▼ 0.86% below avg
Details
Paid: Quarterly
Forward Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
721 S 8th St, Medford, WI 54451
4 Year CD
$500
1.86%
▼ 0.91% below national avg
▼
Rate1.85%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.77%▼ 0.91% below avg
Details
Balance: $10,000 - $24,999.99
Forward Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
721 S 8th St, Medford, WI 54451
4 Year CD
$500
1.81%
▼ 0.96% below national avg
▼
Rate1.80%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.77%▼ 0.96% below avg
Details
Balance: $500 - $9,999.99
Landmark Credit Union WI
Institution Rating:
A+5.0 ★Texas Ratio: 2.82%
4 Year Certificate
$0
4.40%
▲ 1.63% above national avg
▼
Rate4.31%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▲ 1.63% above avg
Details
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.99%
Jumbo Share or IRA Certificate - 4 Year
$0
4.30%
▲ 1.53% above national avg
▼
Rate4.23%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▲ 1.53% above avg
Details
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 4 Year
$100,000
4.15%
▲ 1.38% above national avg
▼
Rate4.09%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.77%▲ 1.38% above avg
Details
Balance: $100,000 and higher; Interest Credited: Quarterly
Ixonia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
4 Year CD
$1,000
4.00%
▲ 1.23% above national avg
▼
Rate3.94%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.77%▲ 1.23% above avg
Details
Ixonia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
4-Year CD / IRA
$1,000
4.00%
▲ 1.23% above national avg
▼
Rate3.94%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.77%▲ 1.23% above avg
Details
F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
48 Month IRA CD
$1,000
3.99%
▲ 1.22% above national avg
▼
Rate3.95%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.77%▲ 1.22% above avg
Details
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 4 Year
$25,000
3.95%
▲ 1.18% above national avg
▼
Rate3.89%
Min Deposit$25,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.77%▲ 1.18% above avg
Details
Balance: $25,000 - $99,999; Interest Credited: Quarterly
F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
48 Month CD
$1,000
3.94%
▲ 1.17% above national avg
▼
Rate3.90%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.77%▲ 1.17% above avg
Details
F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
48 Month HSA CD
$1,000
3.94%
▲ 1.17% above national avg
▼
Rate3.90%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.77%▲ 1.17% above avg
Details
Wisconsin Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
48 Months Share/IRA Certificate
$0
3.90%
▲ 1.13% above national avg
▼
Rate3.84%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▲ 1.13% above avg
Details
Balance: 48 Months
Bank of Cashton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4 Year IRA CD
$25,000
3.85%
▲ 1.08% above national avg
▼
Rate3.80%
Min Deposit$25,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.77%▲ 1.08% above avg
Details
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 4 Year
$1,000
3.85%
▲ 1.08% above national avg
▼
Rate3.80%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.77%▲ 1.08% above avg
Details
Balance: $1,000 - $24,999; Interest Credited: Quarterly
Capital Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.89%
48 Month Certificate
$1,000
3.85%
▲ 1.08% above national avg
▼
Rate3.80%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▲ 1.08% above avg
Details
Capital Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.89%
48 Month IRA Certificates
$1,000
3.85%
▲ 1.08% above national avg
▼
Rate3.80%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▲ 1.08% above avg
Details
Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
48 Month Individual Retirement Account (IRA) Certificate
$0
3.82%
▲ 1.05% above national avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.77%▲ 1.05% above avg
Details
Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
48 Month Term Certificate
$0
3.82%
▲ 1.05% above national avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.77%▲ 1.05% above avg
Details
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Share Certificates 48 Month
$500
3.80%
▲ 1.03% above national avg
▼
Rate3.74%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▲ 1.03% above avg
Details
County City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
48 Month Certificate
$500
3.80%
▲ 1.03% above national avg
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▲ 1.03% above avg
Details
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.99%
Share or IRA Certificate - 4 Year
$1,000
3.80%
▲ 1.03% above national avg
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▲ 1.03% above avg
Details
West Pointe Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
Fixed Rate Certificates of Deposit - 48 Months
$500
3.76%
▲ 0.99% above national avg
▼
Rate3.70%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.77%▲ 0.99% above avg
Details
Plymouth County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
48 Month Certificate
$50,000
3.76%
▲ 0.99% above national avg
▼
Rate3.70%
Min Deposit$50,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.77%▲ 0.99% above avg
Details
Plymouth County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
48-Month Traditional/Roth IRA CD
$50,000
3.76%
▲ 0.99% above national avg
▼
Rate3.70%
Min Deposit$50,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.77%▲ 0.99% above avg
Details
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Comparison table of CDs & Fixed Rate IRA CDs - 48 Mo.
$0
3.75%
▲ 0.98% above national avg
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.77%▲ 0.98% above avg
Details
Balance: $100,000 and over
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4 Year Certificate of Deposit
$0
3.75%
▲ 0.98% above national avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.77%▲ 0.98% above avg
Details
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4 Year IRA
$0
3.75%
▲ 0.98% above national avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.77%▲ 0.98% above avg
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Certificates 4 years
$1,000
3.75%
▲ 0.98% above national avg
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.77%▲ 0.98% above avg
Details
Balance: $1,000.00+
County City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
48 Month - Traditional or Roth
$1,000
3.75%
▲ 0.98% above national avg
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▲ 0.98% above avg
Details
Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
48 Month Certificate
$0
3.75%
▲ 0.98% above national avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▲ 0.98% above avg
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.88%
48 Month Certificate
$0
3.75%
▲ 0.98% above national avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▲ 0.98% above avg
Details
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Comparison table of CDs & Fixed Rate IRA CDs - 48 Mo.
$0
3.70%
▲ 0.93% above national avg
▼
Rate3.64%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.77%▲ 0.93% above avg
Details
Balance: $50,000 to $99,999.99
Sentry Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
4 Year Share Certificate
$0
3.70%
▲ 0.93% above national avg
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▲ 0.93% above avg
Details
Dividend Paid: Quarterly
Sentry Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
4 Year Term Share Certificate
$0
3.70%
▲ 0.93% above national avg
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▲ 0.93% above avg
Details
Dividend Paid: Quarterly
Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
48 Month Certificates
$0
3.70%
▲ 0.93% above national avg
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▲ 0.93% above avg
Details
Wolf River Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
48-month CD
$0
3.65%
▲ 0.88% above national avg
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.77%▲ 0.88% above avg
Details
Medford 60 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
134 S 8th St, Medford, WI 54451
Relationship CD - 60 Month
$0
4.35%
▲ 1.51% above national avg
▼
Rate4.28%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▲ 1.51% above avg
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
134 S 8th St, Medford, WI 54451
CD - 60 Month
$0
3.85%
▲ 1.01% above national avg
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▲ 1.01% above avg
Details
AbbyBank
Institution Rating:
A5.0 ★Texas Ratio: 12.32%
215 S 8th St, Medford, WI 54451
60 Month Certificates of Deposits
$0
2.75%
▼ 0.09% below national avg
▼
Rate2.71%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.84%▼ 0.09% below avg
Details
Royal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
352 N 8th St, Medford, WI 54451 1514
60 Month Certificate
$0
2.58%
▼ 0.26% below national avg
▼
Rate2.54%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▼ 0.26% below avg
Details
APY= Annual Percentage Yield. APY is current as of 07/06/2026. Last changed on 07/06/2026. No minimum balance required to open account or earn APY. The above rates are subject to change at any time without notice. Dividends calculated daily, compounded and paid monthly. Substantial penalty for early withdrawal. Penalties could reduce the earnings and principal on the account. Membership required and account opening upon qualification. Other conditions or restrictions may apply. Refer to our disclosures and service fees for more information.
Prevail Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
675 E Broadway Ave, Medford, WI 54451
60 Month Certificate
$1,000
2.27%
▼ 0.57% below national avg
▼
Rate2.25%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.84%▼ 0.57% below avg
Details
Balance: $1,000 - $49,999.99
Forward Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
721 S 8th St, Medford, WI 54451
5 Year CD
$500
2.17%
▼ 0.67% below national avg
▼
Rate2.15%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.84%▼ 0.67% below avg
Details
Balance: $25,000 and over
Forward Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
721 S 8th St, Medford, WI 54451
5 Year IRA CD
$500
2.17%
▼ 0.67% below national avg
▼
Rate2.15%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.84%▼ 0.67% below avg
Details
Forward Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
721 S 8th St, Medford, WI 54451
5 Year CD
$500
2.12%
▼ 0.72% below national avg
▼
Rate2.10%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.84%▼ 0.72% below avg
Details
Balance: $10,000 - $24,999.99
Forward Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
721 S 8th St, Medford, WI 54451
5 Year IRA CD
$500
2.12%
▼ 0.72% below national avg
▼
Rate2.10%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.84%▼ 0.72% below avg
Details
Forward Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
721 S 8th St, Medford, WI 54451
5 Year CD
$500
2.06%
▼ 0.78% below national avg
▼
Rate2.05%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.84%▼ 0.78% below avg
Details
Balance: $500 - $9,999.99
Forward Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
721 S 8th St, Medford, WI 54451
5 Year IRA CD
$500
2.06%
▼ 0.78% below national avg
▼
Rate2.05%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.84%▼ 0.78% below avg
Details
1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.84%
60-MONTH YOUTH CERTIFICATE SPECIAL
$500
4.60%
▲ 1.76% above national avg
▼
Rate4.50%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 1.76% above avg
Details
FOR AGES 0-12 YEARS OLD; Minimum deposit of $500, Maximum $10,000. Annual Percentage Yield is based on assumption that dividends will remain in account until maturity. A penalty may be imposed for withdrawals before maturity. Contact 1st CCU for full details, qualifications, restrictions, funds availability, terms and conditions. Youth members may have one of each Youth Certificate type. Teen members may have one Teen Certificate and one of each Youth Certificate type. Certificates are subject to age restrictions. Cannot be opened as UTMA account. Certificate must be in the minor's name. Membership eligibility required. Anyone who lives or works in La Crosse, Monroe, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Federally insured by NCUA.
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 mo Certificate of Deposit
$500
4.54%
▲ 1.70% above national avg
▼
Rate4.45%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.84%▲ 1.70% above avg
Details
Interest Will Be Credited: Monthly; Opening Balance: $10,000 or above
Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
60 Month Certificates
$0
4.47%
▲ 1.63% above national avg
▼
Rate4.40%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 1.63% above avg
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 mo Certificate of Deposit
$500
4.45%
▲ 1.61% above national avg
▼
Rate4.45%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.84%▲ 1.61% above avg
Details
Interest Will Be Credited: Annually; Opening Balance: Under $10,000
Landmark Credit Union WI
Institution Rating:
A+5.0 ★Texas Ratio: 2.82%
5 Year Certificate
$0
4.40%
▲ 1.56% above national avg
▼
Rate4.31%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▲ 1.56% above avg
Details
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.99%
Jumbo Share or IRA Certificate - 5 Year
$0
4.40%
▲ 1.56% above national avg
▼
Rate4.33%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 1.56% above avg
Details
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 5 Year
$100,000
4.25%
▲ 1.41% above national avg
▼
Rate4.18%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.84%▲ 1.41% above avg
Details
Balance: $100,000 and higher; Interest Credited: Quarterly
F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
60 Month IRA CD
$1,000
4.09%
▲ 1.25% above national avg
▼
Rate4.05%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.84%▲ 1.25% above avg
Details
Wisconsin Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
60 Months Share/IRA Certificate
$0
4.06%
▲ 1.22% above national avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 1.22% above avg
Details
Balance: 60 Months
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 5 Year
$25,000
4.05%
▲ 1.21% above national avg
▼
Rate3.99%
Min Deposit$25,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.84%▲ 1.21% above avg
Details
Balance: $25,000 - $99,999; Interest Credited: Quarterly
F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
60 Month CD
$1,000
4.04%
▲ 1.20% above national avg
▼
Rate4.00%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.84%▲ 1.20% above avg
Details
F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
60 Month HSA CD
$1,000
4.04%
▲ 1.20% above national avg
▼
Rate4.00%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.84%▲ 1.20% above avg
Details
Ixonia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
5 Year CD
$1,000
4.00%
▲ 1.16% above national avg
▼
Rate3.94%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.84%▲ 1.16% above avg
Details
Ixonia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
5-Year CD / IRA
$1,000
4.00%
▲ 1.16% above national avg
▼
Rate3.94%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.84%▲ 1.16% above avg
Details
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
5 Year Certificate
$0
4.00%
▲ 1.16% above national avg
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 1.16% above avg
Details
Centricity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
60 Month IRA Share Certificate
$500
4.00%
▲ 1.16% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 1.16% above avg
Details
Centricity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
60 Month Share Certificates
$500
4.00%
▲ 1.16% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 1.16% above avg
Details
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 5 Year
$1,000
3.95%
▲ 1.11% above national avg
▼
Rate3.89%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.84%▲ 1.11% above avg
Details
Balance: $1,000 - $24,999; Interest Credited: Quarterly
Capital Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.89%
60 Month Certificate
$1,000
3.95%
▲ 1.11% above national avg
▼
Rate3.89%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 1.11% above avg
Details
Capital Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.89%
60 Month IRA Certificates
$1,000
3.95%
▲ 1.11% above national avg
▼
Rate3.89%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 1.11% above avg
Details
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Share Certificates 60 Month
$500
3.90%
▲ 1.06% above national avg
▼
Rate3.83%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 1.06% above avg
Details
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.99%
Share or IRA Certificate - 5 Year
$1,000
3.90%
▲ 1.06% above national avg
▼
Rate3.84%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 1.06% above avg
Details
West Pointe Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
Fixed Rate Certificates of Deposit - 60 Months
$500
3.87%
▲ 1.03% above national avg
▼
Rate3.80%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.84%▲ 1.03% above avg
Details
Shoreline Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
60 Month Share Certificates and IRA Certificates
$0
3.85%
▲ 1.01% above national avg
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 1.01% above avg
Details
Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
60 Month Certificate
$0
3.85%
▲ 1.01% above national avg
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 1.01% above avg
Details
Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
60 Month Individual Retirement Account (IRA) Certificate
$0
3.82%
▲ 0.98% above national avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.84%▲ 0.98% above avg
Details
Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
60 Month Term Certificate
$0
3.82%
▲ 0.98% above national avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.84%▲ 0.98% above avg
Details
Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
5-year CD Rate
$1,000
3.81%
▲ 0.97% above national avg
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 0.97% above avg
Details
Compounding/Posted: Monthly/Monthly
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
5 Year Certificate of Deposit
$0
3.80%
▲ 0.96% above national avg
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.84%▲ 0.96% above avg
Details
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
5 Year IRA
$0
3.80%
▲ 0.96% above national avg
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.84%▲ 0.96% above avg
Details
Sentry Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
5 Year Share Certificate
$0
3.80%
▲ 0.96% above national avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 0.96% above avg
Details
Dividend Paid: Quarterly
Sentry Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
5 Year Term Share Certificate
$0
3.80%
▲ 0.96% above national avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 0.96% above avg
Details
Dividend Paid: Quarterly
Prospera Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
5 Year Share Certificate
$0
3.80%
▲ 0.96% above national avg
▼
Rate3.74%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 0.96% above avg
Details
APY = Annual Percentage Yield; Penalty may be imposed for early withdrawal; Dividends are compounded monthly; Fees may reduce earnings
Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
60 Month Certificate of Deposit
$0
3.79%
▲ 0.95% above national avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 0.95% above avg
Details
APY is based upon an assumption that dividends will remain in the account until maturity. Dividends paid semi-annually and at maturity. Early withdrawal penalties may apply.
Plymouth County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
60-Month Traditional/Roth IRA CD
$50,000
3.76%
▲ 0.92% above national avg
▼
Rate3.70%
Min Deposit$50,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.84%▲ 0.92% above avg
Details
Black River Country Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
5 Year CD
$0
3.75%
▲ 0.91% above national avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.84%▲ 0.91% above avg
Details
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
CDs & Fixed Rate IRA CDs - 60 Mo.
$0
3.75%
▲ 0.91% above national avg
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.84%▲ 0.91% above avg
Details
Balance: $100,000 and over
State Bank of Chilton
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
5 Year Certificate
$1,000
3.75%
▲ 0.91% above national avg
▼
Rate3.72%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.84%▲ 0.91% above avg
Details
Southern Lakes Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
60 Month Certificate
$0
3.75%
▲ 0.91% above national avg
▼
Rate3.71%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 0.91% above avg
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
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Medford, WI CD Rate Trends
Compare local Medford, WI CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.
12-Month CD WI Avg
2.952%
▲ 0.030 vs 7 days ago
Wisconsin 12-month CD rates rose 0.030 points over the past 7 days to 2.952% APY.
6-Month CD WI Avg
2.767%
▲ 0.021 vs 7 days ago
Wisconsin 6-month CD rates rose 0.021 points over the past 7 days to 2.767% APY.
As of Sep 22, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
WI CD Rate Forecast, Next 12 Months
Where are Wisconsin CD rates headed through September 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
WI 12-Month Avg APY
2.952%
6-Month Forecast
2.952%
Range: 2.75% – 3.10%
12-Month Forecast
3.202%
Range: 3.00% – 3.35%
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MonitorBankRates
What Your Savings Earn at WI CD Rates Today
Annual interest earnings at today’s Wisconsin average APYs. State average used where available; national average as fallback.
| CD Term | WI Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 2.065% | $103.23 | $206.46 | $516.15 | $1,032.30 |
| 6-Month CD | 2.767% | $138.33 | $276.65 | $691.63 | $1,383.25 |
| 12-Month CD | 2.952% | $147.58 | $295.15 | $737.88 | $1,475.75 |
| 18-Month CD | 2.818% | $140.91 | $281.82 | $704.55 | $1,409.10 |
| 24-Month CD | 2.841% | $142.07 | $284.14 | $710.35 | $1,420.70 |
| 36-Month CD | 2.765% | $138.25 | $276.49 | $691.23 | $1,382.45 |
| 48-Month CD | 2.770% | $138.48 | $276.97 | $692.43 | $1,384.85 |
| 60-Month CD | 2.844% | $142.22 | $284.44 | $711.10 | $1,422.20 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of September 22, 2026. | |||||
Sample CD Ladder for Medford, Wisconsin Savers
$25,000 split equally across 5 terms using today’s Wisconsin average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | WI Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 2.065% | $103.23 |
| 2 | 6-Month CD | $5,000 | 2.767% | $138.33 |
| 3 | 12-Month CD | $5,000 | 2.952% | $147.58 |
| 4 | 24-Month CD | $5,000 | 2.841% | $142.07 |
| 5 | 36-Month CD | $5,000 | 2.765% | $138.25 |
| Total ($25,000 invested) | $25,000 | 2.678% blended | $669.46/yr | |
Ladder example uses equal $5,000 rungs and Wisconsin average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
1,909
CD Rates
Tracked in Medford, Wisconsin
Tracked in Medford, Wisconsin
54 Banks
67 Credit Unions
About Our Medford, Wisconsin CD Rate Database
MonitorBankRates tracks 1,909 CD rates from 54 banks and 67 credit unions with locations in Medford, Wisconsin, plus national online institutions available to Wisconsin residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.
Current top rate: Nicolet Bank offers a CD at 4.35% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Medford, Wisconsin.
How to Find the Best CD Rates in Medford, Wisconsin
What to compare when shopping for a CD in Medford, Wisconsin
To find the best APYs in Medford, Wisconsin, start with credit unions and online-only banks: Medford, Wisconsin has 67 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Medford, Wisconsin
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Medford, Wisconsin: 121 institutions here report CD rates
Consider an Alternative If…
- You may need the funds within 30 days. Compare Medford, Wisconsin savings rates instead
- Rates are rising and you want to benefit: a variable-rate savings or money market account keeps pace
- You want check-writing access. Compare Medford, Wisconsin money market rates
Medford, Wisconsin Financial Snapshot
Local demographics and economic context for CD savers. Source: U.S. Census Bureau ACS 2024
Population 65+
24.5%
National avg: 17.3%
Median Individual Earnings
$40,425
National avg: $47,340
Poverty Rate
7.9%
National avg: 11.1%
Unemployment Rate
2.6%
National avg: 4.8%
CD Earnings on 10% of Salary
$119/yr
At WI 12-mo avg 2.952% APY
24.5% of residents are 65 or older, above the national average of 17.3%, making fixed-rate CDs a particularly relevant savings vehicle in this market; a low unemployment rate of 2.6% reflects a strong local economy. At today’s WI 12-month CD average of 2.952%, saving 10% of the local median salary ($4,042/year) and putting it in a CD would earn an additional $119 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Medford, Wisconsin
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
How Certificates of Deposit Work in Medford, Wisconsin
A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Medford, Wisconsin typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Medford, Wisconsin as everywhere in the U.S.
Choosing a CD Term in Medford, Wisconsin
The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Medford, Wisconsin savers easier access to their funds. For example, Forward Bank is offering its 6 Month CD at 4.25% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, Nicolet Bank is offering its Relationship CD - 60 Month at 4.35% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.
CD Risk and Safety for Medford, Wisconsin Savers
CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Medford, Wisconsin saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.
How CD Interest Is Paid in Medford, Wisconsin
Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Medford, Wisconsin CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.
Fixed vs. Variable CD Rates in Medford, Wisconsin
Most CDs carry a fixed rate that is locked for the entire term, protecting a Medford, Wisconsin depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.
Frequently Asked Questions about CD Rates in Medford, Wisconsin
Are CD rates in Medford, Wisconsin FDIC insured?
Yes, most established banks in Medford, Wisconsin are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Medford, Wisconsin?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Medford, Wisconsin.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty, typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit, traditionally $100,000 or more. In exchange, banks in Medford, Wisconsin may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates, for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Medford, Wisconsin?
Here are recent top rates found for this area:
- Nicolet Bank: 4.35% APY (Relationship CD - 60 Month)
- Forward Bank: 4.25% APY (6 Month CD)
- Royal Credit Union: 3.77% APY (12-Month Certificate)
- AbbyBank: 3.75% APY (12 Month Certificates of Deposits)
- Prevail Bank: 2.27% APY (60 Month Certificate)
- Taylor Credit Union: 2.22% APY (4 Year Traditional & Roth IRA)
- CO-OP Credit Union: 6.00% APY (12 Month Youth Saver Certificate)
- Gundersen Credit Union: 5.50% APY (12 Month Teenager Certificate)
- 1st Community Credit Union: 5.13% APY (36-MONTH TEEN CERTIFICATE SPECIAL)
- Northwoods Community Credit Union: 5.06% APY (6 Month Youth share certificate)
Rates reflect recent verified offers available in Medford, Wisconsin. Last Updated: September 22, 2026
Medford, Wisconsin CD Calculator
See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY, or click any current Medford, Wisconsin rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.
Interest at Maturity
$0
Ending Balance
$0
Matures
—
Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30–180 days of interest. Estimates are for informational purposes only.
CD Calculators for Medford, Wisconsin
Medford, Wisconsin CD Calculator
At today’s WI top rate of 4.35% APY, a $10,000 deposit earns $435 in the first year. Enter your amount to see your exact return.
Medford, Wisconsin CD LadderWI CD rates currently range from 2.065% (3-month) to 2.765% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Medford, Wisconsin CD at 4.35% APY, know your exit cost. Most institutions charge 90–180 days of interest. Calculate your real net return if you need early access.
CD vs. High-Yield SavingsWisconsin’s average 12-month CD is 2.952% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Medford, Wisconsin CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Medford, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Medford, Wisconsin. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in WI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: September 22, 2026
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