CD Rates West Bend, Wisconsin (WI) for April 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current West Bend, Wisconsin CD rates include State Bank of NewburgState Bank of Newburg1400 N Main St, West Bend, WI 53090A+5.0 ★Texas Ratio: 0.29%Real return: +1.93%APY minus CPI (February 2026) offering 18 mo Variable Rate IRA 18 mo Certificate of Deposit at 4.73% APY, Horicon BankHoricon Bank1535 W Paradise Dr, West Bend, WI 53095A5.0 ★Texas Ratio: 6.70%Real return: +0.68%APY minus CPI (February 2026) offering 182 Day CD (6 Month) at 3.48% APY, Glacier Hills Credit UnionGlacier Hills Credit Union2150 S Main St, West Bend, WI 53095A+5.0 ★Texas Ratio: 3.97%Real return: +0.20%APY minus CPI (February 2026) offering 60 month Certificate or IRA Certificate at 3.00% APY, National Exchange Bank and TrustNational Exchange Bank and Trust1320 W Paradise Dr, West Bend, WI 53095A5.0 ★Texas Ratio: 11.02%Real return: +0.20%APY minus CPI (February 2026) offering 36 Month IRA Certificates of Deposit at 3.00% APY, and Bank Five NineBank Five Nine1811 W Washington St, West Bend, WI 53095A+5.0 ★Texas Ratio: 3.03%Real return: -0.30%APY minus CPI (February 2026) offering 60 Month CD at 2.50% APY. CD rates as of April 12, 2026 according to verified data from MonitorBankRates.
West Bend has 48 local institutions in our database, with CD rates as high as 4.73% APY from State Bank of Newburg at 1400 N Main St, West Bend, WI 53090. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Wisconsin area. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 12, 2026
Compare Best CD Rates in West Bend, Wisconsin & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
National Exchange Bank and Trust
Institution Rating:
A5.0 ★Texas Ratio: 11.02%
1320 W Paradise Dr, West Bend, WI 53095
Certificates of Deposit - Fixed Rate 3 Month
$1,000
1.51%
▼
Rate1.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Kohler Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
2180 S Main St, West Bend, WI 53095 5754
3 Month Share Certificate
$500
1.26%
▼
Rate1.25%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
1400 N Main St, West Bend, WI 53090
3 mo Certificate of Deposit
$1,000
0.80%
▼
Rate0.80%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Under $10,000
Forte Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
555 Wildwood Rd, West Bend, WI 53090
3 Month Personal Certificate Of Deposit and Individual Retirement Account
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
90 Day Certificate of Deposits & IRAs
$1,000
4.11%
▼
Rate4.05%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
3 Month (No IRA Available) Jumbo Share or IRA Certificate
$0
3.85%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
County City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
90 Day Share Certificate
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
3 Month Certificates of Deposit (Personal, IRA, or Business)
$100,000
3.45%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details
Badger Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
90 Day Certificate of Deposit (CDs)
$0
3.05%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
3 Month Certificates of Deposit/IRA Certificates of Deposit (CDs)
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Non-Relationship
UnitedOne Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
3 Month Share/IRA Certificate
$0
2.50%
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
** = Indicates certificate is not available as an IRA.
Athens Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
3-Month Share Certificate
$1,000
2.40%
▼
Rate2.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Rate2.23%
Min Deposit$10,000
Min Balance—
UpdatedApr 12, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
3-Month Certificate
$0
2.00%
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Wisconsin Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Share/IRA Certificates 90 Day
$0
1.91%
▼
Rate1.90%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
Certificate & IRA Certificate 3 Month
$0
1.55%
▼
Rate1.54%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
3 Month Certificates & Individual Retirement Accounts (IRA)
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Rate1.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Royal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
3 Month Certificate
$0
1.10%
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Oshkosh Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.62%
Share Certificates Account 3 Month
$500
1.01%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Minimum deposit $500.00
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
WESTconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
3 Month Share Certificates and IRAs
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Brewery Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.11%
3 MONTH CERTIFICATE
$0
0.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
3-month term Certificates (CDs)
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Marine Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.80%
Jumbo Certificates 3-month
$0
0.55%
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
3 Month Certificate
$2,500
0.45%
▼
Rate0.45%
Min Deposit$2,500
Min Balance—
UpdatedApr 12, 2026
Details
Rate0.35%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Premier Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
3 Month Certificate
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Marathon Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
Certificate of Deposit / Individual Retirement Account Certificate of Deposit 3 Month (91 day)
$1,000
0.25%
▼
Rate0.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
3 Month Regular Term Certificate
$500
0.10%
▼
Rate0.10%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedApr 12, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
1535 W Paradise Dr, West Bend, WI 53095
182 Day CD (6 Month)
$0
3.48%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
1400 N Main St, West Bend, WI 53090
6 mo Certificate of Deposit
$1,000
3.20%
▼
Rate3.15%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
$10,000 or above
National Exchange Bank and Trust
Institution Rating:
A5.0 ★Texas Ratio: 11.02%
1320 W Paradise Dr, West Bend, WI 53095
6 Month IRA Certificates of Deposit
$1,000
2.01%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Bank Five Nine
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
1811 W Washington St, West Bend, WI 53095
6 Month CD
$1,000
2.00%
▼
Rate1.99%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Kohler Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
2180 S Main St, West Bend, WI 53095 5754
IRA & IRA Share 6 Month
$0
1.76%
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Glacier Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
2150 S Main St, West Bend, WI 53095
6 month Certificate or IRA Certificate
$500
1.70%
▼
Rate1.70%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Forte Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
555 Wildwood Rd, West Bend, WI 53090
6 Month Personal Certificate Of Deposit and Individual Retirement Account
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Northwoods Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
Share Certificate Special Youth Accounts 6 Month
$100
5.06%
▼
Rate5.00%
Min Deposit$100
Min Balance—
UpdatedApr 12, 2026
Details
Teen Cents Club Junior Savers Kangaroo Kids Club Minimum $100.00 Maximum $5,000.00 (Aggregate)
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
6 Month Certificate of Deposits & IRAs
$500
4.00%
▼
Rate3.96%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Wings Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
6-month certificate
$500
3.90%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
New money only.
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
6 mo. CD
$100,000
3.85%
▼
Rate3.78%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details
The Bank of Brodhead
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
6 Month Certificates of Deposit Special
$500
3.80%
▼
Rate3.73%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
6 Month Certificates & Individual Retirement Accounts (IRA)
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Badger Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
6 Month Certificate of Deposit (CDs)
$0
3.67%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
River Falls State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificate of Deposit 6 Month
$500
3.65%
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
6 Month Certificates of Deposit (Personal, IRA, or Business)
$1,000
3.60%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
6 Month Certificates of Deposit/IRA Certificates of Deposit (CDs)
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Relationship
F&M Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
6 Month Special Certificates of Deposits/IRAs
$25,000
3.45%
▼
Rate3.40%
Min Deposit$25,000
Min Balance—
UpdatedApr 12, 2026
Details
Rate3.40%
Min Deposit$30,000
Min Balance—
UpdatedApr 12, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
6 Month (No IRA Available) Share or IRA Certificate
$0
3.30%
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Rate3.22%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Rate3.02%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details
UnitedOne Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
6 Month Share/IRA Certificate
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
** = Indicates certificate is not available as an IRA.
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
6-Month Certificate
$0
2.50%
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Wisconsin Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Share/IRA Certificates 180 Day
$0
2.42%
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Athens Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
6-Month Share Certificate
$1,000
2.40%
▼
Rate2.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
WESTconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
6 Month Certificate
$0
2.38%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
APY up to
Prospera Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
Share Certificates & IRA Share Certificates 6 month
$0
2.30%
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
6 Month Certificate of Deposits
$1,000
2.28%
▼
Rate2.27%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Iron County Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
6 month Share Certificate
$0
2.27%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
A penalty may be imposed for early withdrawals.
Shoreline Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.83%
Share Certificates and IRA Certificates 6 month
$0
2.20%
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
Jumbo Term Certificates 6 Month Certificate
$50,000
2.10%
▼
Rate2.08%
Min Deposit$50,000
Min Balance—
UpdatedApr 12, 2026
Details
Rate2.05%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Lakewood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
6 Month Certificate
$500
2.02%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Rate1.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Royal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
6 Month Certificate
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Indianhead Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
Share Certificates 180 Day
$1,000
1.49%
▼
Rate1.48%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
6-month CD Rate
$1,000
1.26%
▼
Rate1.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Oshkosh Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.62%
Share Certificates Account 6 Month
$500
1.24%
▼
Rate1.23%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Minimum deposit $500.00
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
6 Month Certificates of Deposit
$500
1.15%
▼
Rate1.15%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Marine Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.80%
Jumbo Certificates 6-month
$0
1.05%
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Rate1.00%
Min Deposit$2,500
Min Balance—
UpdatedApr 12, 2026
Details
Rate0.70%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
1400 N Main St, West Bend, WI 53090
12 mo Certificate of Deposit
$500
3.51%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
$10,000 or above
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
1535 W Paradise Dr, West Bend, WI 53095
1 Year Variable Rate IRA*
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Glacier Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
2150 S Main St, West Bend, WI 53095
12 month Certificate or IRA Certificate
$500
2.50%
▼
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Bank Five Nine
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
1811 W Washington St, West Bend, WI 53095
12 Month CD
$1,000
2.10%
▼
Rate2.08%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
National Exchange Bank and Trust
Institution Rating:
A5.0 ★Texas Ratio: 11.02%
1320 W Paradise Dr, West Bend, WI 53095
12 Month IRA Certificates of Deposit
$1,000
2.00%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Kohler Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
2180 S Main St, West Bend, WI 53095 5754
1 Year Share Certificate
$500
1.76%
▼
Rate1.75%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Forte Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
555 Wildwood Rd, West Bend, WI 53090
12 Month Personal Certificate Of Deposit and Individual Retirement Account
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
Youth Saver Certificate - 12-month
$100
6.00%
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedApr 12, 2026
Details
Gundersen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
Teenager (Age 13-17) - 12 Month Term Certificates
$0
5.50%
▼
Rate5.39%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
12 Month Jumbo Share Certificate
$100,000
4.03%
▼
Rate3.95%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details
WESTconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
12 Month Certificate
$0
4.01%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
APY up to
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1 Year Certificates of Deposit (Personal, IRA, or Business)
$100,000
3.90%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
CDs & Fixed Rate IRA CDs - 12 Mo.
$0
3.85%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
1-Year Certificate
$0
3.82%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
12 Month Certificates of Deposit/IRA Certificates of Deposit (CDs)
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Relationship
Badger Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
IRA Certificate Specials 12 Month Special
$2,500
3.77%
▼
Rate3.70%
Min Deposit$2,500
Min Balance—
UpdatedApr 12, 2026
Details
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
12 Month Jumbo Share or IRA Certificate
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Ladysmith Federal S&L
Institution Rating:
B4.5 ★Texas Ratio: 20.88%
1 Year Certificates of Deposit
$1,000
3.70%
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
The Bank of Brodhead
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
12 Month Certificates of Deposit Special
$500
3.65%
▼
Rate3.59%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
1 year Certificate
$0
3.61%
▼
Rate3.56%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
12 Month (Moneywise Available) Certificates & Individual Retirement Accounts (IRA)
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Rate3.55%
Min Deposit$100
Min Balance—
UpdatedApr 12, 2026
Details
Public Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
CD's 1 year
$0
3.57%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Rate3.55%
Min Deposit$30,000
Min Balance—
UpdatedApr 12, 2026
Details
Rate3.47%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Rate3.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
1 Year Certificates of Deposit
$0
3.40%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Iron County Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
IRA 12 month Share Certificate
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
A penalty may be imposed for early withdrawals.
Crossbridge Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.19%
1 Year Certificate
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
12 Month Certificate of Deposits & IRAs
$500
3.20%
▼
Rate3.17%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
GreenLeaf Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
12 Month Kid's Klub CD
$500
3.15%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Shoreline Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.83%
Share Certificates and IRA Certificates 12 month
$0
3.14%
▼
Rate3.09%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
Security Plus Club Certificate (1 Year)
$1,000
3.09%
▼
Rate3.05%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Certificates are subject to early withdrawal penalties and renew automatically
Lakewood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
12 Month Certificate
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Prospera Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
Share Certificates & IRA Share Certificates 1 year
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Brokaw Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
1 year Certificate
$5,000
2.98%
▼
Rate2.95%
Min Deposit$5,000
Min Balance—
UpdatedApr 12, 2026
Details
F&M Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
Certificates of Deposits/IRAs 12 Month
$2,500
2.93%
▼
Rate2.85%
Min Deposit$2,500
Min Balance—
UpdatedApr 12, 2026
Details
Northwoods Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
12 Month Share Certificate
$50,000
2.92%
▼
Rate2.90%
Min Deposit$50,000
Min Balance—
UpdatedApr 12, 2026
Details
$50,000.00 and up
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
12-Month Educational CD
$0
2.88%
▼
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Rate2.85%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details
Waldo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
Certificates of Deposit 12 month
$1,000
2.78%
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Badger Globe Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.13%
12 Month Share or IRA Certificate
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Rate2.60%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
1 Year Balance Builder Certificate
$100
2.52%
▼
Rate2.50%
Min Deposit$100
Min Balance—
UpdatedApr 12, 2026
Details
Indianhead Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
Share Certificates 12 Month
$1,000
2.49%
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Athens Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
12-Month Share Certificate
$1,000
2.45%
▼
Rate2.45%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
12 Month Certificate of Deposits
$1,000
2.28%
▼
Rate2.27%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
1400 N Main St, West Bend, WI 53090
18 mo Variable Rate IRA 18 mo Certificate of Deposit
$500
4.73%
▼
Rate4.65%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Glacier Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
2150 S Main St, West Bend, WI 53095
18 month Certificate or IRA Certificate
$500
2.75%
▼
Rate2.73%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
National Exchange Bank and Trust
Institution Rating:
A5.0 ★Texas Ratio: 11.02%
1320 W Paradise Dr, West Bend, WI 53095
18 Month IRA Certificates of Deposit
$1,000
2.00%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Forte Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
555 Wildwood Rd, West Bend, WI 53090
18 Month Personal Certificate Of Deposit and Individual Retirement Account
$0
1.15%
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
WESTconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
18 Month Variable Rate IRA Share Certificates and IRAs
$0
4.20%
▼
Rate4.11%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
La Crosse Burlington Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
18 Month Certificate
$0
3.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Unity Bank Augusta, WI
Institution Rating:
B-4.3 ★Texas Ratio: 23.34%
18 Month CD
$2,500
3.80%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 12, 2026
Details
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
18 Month Jumbo Share or IRA Certificate
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
18 Month Certificates of Deposit/IRA Certificates of Deposit (CDs)
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Relationship
Port Washington State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
18-Month CD
$1,000
3.56%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Community Bank of Cameron
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
18 Month Certificates of Deposit
$20,000
3.50%
▼
Rate3.46%
Min Deposit$20,000
Min Balance—
UpdatedApr 12, 2026
Details
Rate3.45%
Min Deposit$30,000
Min Balance—
UpdatedApr 12, 2026
Details
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
18 Month Certificates of Deposit
$0
3.30%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Rate3.25%
Min Deposit$100
Min Balance—
UpdatedApr 12, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
18-Month Certificate
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
GreenLeaf Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
18 Month Variable (IRA)
$500
3.20%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Sentry Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
18 Month Term Share Certificate
$0
3.19%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Prospera Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
Share Certificates & IRA Share Certificates 18 month
$0
3.15%
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Rate3.05%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Iron County Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
18 month Share Certificate
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
A penalty may be imposed for early withdrawals.
Royal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
18 Month Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
County City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
18 Month Share Certificate
$500
2.93%
▼
Rate2.90%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Badger Globe Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.13%
18 Month Share Certificate
$0
2.85%
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Waldo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
Certificates of Deposit 18 month
$1,000
2.78%
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
18 month Share Certificate (CD)
$0
2.55%
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
18 Month Certificate
$1,000
2.52%
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Verve a Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
Share/IRA Certificates 18-month
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Rate2.37%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
First Citizens State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA 1.5 Year
$0
2.32%
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
18 Month Certificate of Deposits
$1,000
2.28%
▼
Rate2.27%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Collins State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
MainStreet CDs & IRAs 18 Month
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Indianhead Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
Share, Roth & Traditional IRA Certificates 18 Month
$1,000
2.19%
▼
Rate2.17%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Northwestern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
18 Month CERTIFICATE OF DEPOSITS (CD)
$0
2.17%
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
River Falls State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificate of Deposit 18 Month
$500
2.07%
▼
Rate2.05%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
18 Month Regular Term Certificate
$500
2.05%
▼
Rate2.03%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Northwoods Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
18 Month Share Certificate
$50,000
2.01%
▼
Rate2.00%
Min Deposit$50,000
Min Balance—
UpdatedApr 12, 2026
Details
$50,000.00 and up
Oshkosh Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.62%
Share Certificates Account 18 Month
$1,000
1.98%
▼
Rate1.96%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Minimum Deposit $1000.00
Farmers and Merchants Bank Berlin, WI
Institution Rating:
A+5.0 ★Texas Ratio: 1.55%
Regular IRA 18 Month
$500
1.76%
▼
Rate1.75%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Marine Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.80%
Jumbo Individual Retirement Account Certificates 18-month
$0
1.55%
▼
Rate1.54%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Bank of Lake Mills
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
18 Month CD Certificate
$500
1.45%
▼
Rate1.44%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Rate1.40%
Min Deposit$100
Min Balance—
UpdatedApr 12, 2026
Details
Bluff View Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
Add-Vantage FLEX CD (6-18 Month)
$0
1.35%
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Interest paid semi-annually or at maturity. Early withdrawal penalty equal to 180 days interest.
Badger Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
18 Month Certificate of Deposit (CDs)
$0
1.31%
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Community State Bank Union Grove, WI
Institution Rating:
B+4.7 ★Texas Ratio: 18.58%
18 Month Certificate of Deposit
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Rate0.75%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
1400 N Main St, West Bend, WI 53090
24 mo Certificate of Deposit
$500
3.61%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
$10,000 or above
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
1535 W Paradise Dr, West Bend, WI 53095
2 Year CD
$0
3.02%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Glacier Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
2150 S Main St, West Bend, WI 53095
24 month Certificate or IRA Certificate
$500
2.80%
▼
Rate2.78%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Bank Five Nine
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
1811 W Washington St, West Bend, WI 53095
24 Month CD
$1,000
2.20%
▼
Rate2.18%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Kohler Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
2180 S Main St, West Bend, WI 53095 5754
2 Year Share Certificate
$500
2.02%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
National Exchange Bank and Trust
Institution Rating:
A5.0 ★Texas Ratio: 11.02%
1320 W Paradise Dr, West Bend, WI 53095
24 Month IRA Certificates of Deposit
$1,000
2.00%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Forte Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
555 Wildwood Rd, West Bend, WI 53090
24 Month Personal Certificate Of Deposit and Individual Retirement Account
$0
1.26%
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Shoreline Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.83%
Share Certificates and IRA Certificates 24 month
$0
4.03%
▼
Rate3.95%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
24-Month Certificates
$500
4.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
2 Year Certificates of Deposit (Personal, IRA, or Business)
$100,000
3.90%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
WESTconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
24 Month Share Certificates and IRAs
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Unity Bank Augusta, WI
Institution Rating:
B-4.3 ★Texas Ratio: 23.34%
IRA CD 24 Month
$2,500
3.70%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 12, 2026
Details
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
2 Year Jumbo Share or IRA Certificate
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
The Bank of New Glarus
Institution Rating:
A+5.0 ★Texas Ratio: 3.78%
24 Month CD/IRA
$2,000
3.55%
▼
Rate3.50%
Min Deposit$2,000
Min Balance—
UpdatedApr 12, 2026
Details
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
24-Month Certificate
$0
3.50%
▼
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Rate3.31%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
24 Month Certificates of Deposit/IRA Certificates of Deposit (CDs)
$0
3.30%
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Non-Relationship
Mound City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
Certificate of Deposit - CD Option of IntraFi Network Deposits 2 Year (104 Week)
$0
3.29%
▼
Rate3.24%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Early Withdrawal Penalties: 360 Days Interest
Rate3.22%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
24 Month Jumbo Share Certificate
$100,000
3.20%
▼
Rate3.15%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Prospera Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
Share Certificates & IRA Share Certificates 2 year
$0
3.15%
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
2 Year Certificate
$50,000
3.14%
▼
Rate3.10%
Min Deposit$50,000
Min Balance—
UpdatedApr 12, 2026
Details
Rate3.10%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
F&M Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
Certificates of Deposits/IRAs 24 Month
$2,500
3.09%
▼
Rate3.00%
Min Deposit$2,500
Min Balance—
UpdatedApr 12, 2026
Details
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Black River Country Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
2 Year YOUR. CD.
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Brokaw Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
IRA 2 year Certificate
$500
2.98%
▼
Rate2.95%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
County City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
24 Month Share Certificate
$500
2.88%
▼
Rate2.85%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
24 month Certificates
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Verve a Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
Share/IRA Certificates 24-month
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Rate2.70%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Athens Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
24-Month Share Certificate
$1,000
2.70%
▼
Rate2.70%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
24 month Share Certificate (CD)
$0
2.65%
▼
Rate2.68%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
Certificate & IRA Certificate 2 Year
$0
2.55%
▼
Rate2.53%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Unison Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
24 Month Term Share Certificates
$500
2.52%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Collins State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
MainStreet CDs & IRAs 2 Year
$1,000
2.50%
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Ladysmith Federal S&L
Institution Rating:
B4.5 ★Texas Ratio: 20.88%
2 Year Certificates of Deposit
$1,000
2.42%
▼
Rate2.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Rate2.37%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Rate2.32%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Royal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
24 Month Certificate
$0
2.30%
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Indianhead Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
Share, Roth & Traditional IRA Certificates 24 Month
$1,000
2.29%
▼
Rate2.27%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
24 Month Certificate of Deposits
$1,000
2.28%
▼
Rate2.27%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Port Washington State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
Certificates of Deposit 2 Year
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
$10,000.00 or More
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
1400 N Main St, West Bend, WI 53090
36 mo Certificate of Deposit
$500
3.61%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
$10,000 or above
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
1535 W Paradise Dr, West Bend, WI 53095
3 Year CD
$0
3.02%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
National Exchange Bank and Trust
Institution Rating:
A5.0 ★Texas Ratio: 11.02%
1320 W Paradise Dr, West Bend, WI 53095
36 Month IRA Certificates of Deposit
$1,000
3.00%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Glacier Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
2150 S Main St, West Bend, WI 53095
36 month Certificate or IRA Certificate
$500
2.85%
▼
Rate2.82%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Bank Five Nine
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
1811 W Washington St, West Bend, WI 53095
36 Month CD
$1,000
2.30%
▼
Rate2.28%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Kohler Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
2180 S Main St, West Bend, WI 53095 5754
IRA & IRA Share 3 Year
$0
2.07%
▼
Rate2.05%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Forte Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
555 Wildwood Rd, West Bend, WI 53090
36 Month Personal Certificate Of Deposit and Individual Retirement Account
$0
1.46%
▼
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
36-MONTH TEEN CERTIFICATE SPECIAL
$500
5.13%
▼
Rate5.00%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Minimum deposit of $500, Maximum $10,000. Annual Percentage Yield is based on assumption that dividends will remain in account until maturity. A penalty may be imposed for withdrawals before maturity. Contact 1st CCU for full details, qualifications, restrictions, funds availability, terms and conditions. Youth members may have one of each Youth Certificate type. Teen members may have one Teen Certificate and one of each Youth Certificate type. Certificates are subject to age restrictions. Cannot be opened as UTMA account. Certificate must be in the minor's name. Membership eligibility required. Anyone who lives or works in La Crosse, Monroe, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Federally insured by NCUA.
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
36 Month Certificate of Deposits, IRAs, and HSA
$2,500
3.90%
▼
Rate3.86%
Min Deposit$2,500
Min Balance—
UpdatedApr 12, 2026
Details
Shoreline Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.83%
Share Certificates and IRA Certificates 36 month
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
IRA Certificates 3 Year
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
36-Month Certificate
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
3 Year Certificates of Deposit (Personal, IRA, or Business)
$25,000
3.70%
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 12, 2026
Details
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
36 Month Certificates of Deposit/IRA Certificates of Deposit (CDs)
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Relationship
Iron County Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
36 month Share Certificate
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
A penalty may be imposed for early withdrawals.
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
36 Month Certificates & Individual Retirement Accounts (IRA)
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Rate3.41%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
3 Year Jumbo Share or IRA Certificate
$0
3.35%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Prospera Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
Share Certificates & IRA Share Certificates 3 year
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Mound City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
Certificate of Deposit - CD Option of IntraFi Network Deposits 3 Year (156 Week)
$0
3.19%
▼
Rate3.14%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Early Withdrawal Penalties: 540 Days Interest
Black River Country Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
3 Year YOUR. CD.
$0
3.15%
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
3 Year Certificate
$50,000
3.14%
▼
Rate3.10%
Min Deposit$50,000
Min Balance—
UpdatedApr 12, 2026
Details
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Rate3.05%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
36 Mo. CD
$100,000
2.95%
▼
Rate2.91%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
Health Savings Account Certificate minimum) 36 month
$0
2.90%
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
$1,000
WESTconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
36 Month Share Certificates and IRAs
$0
2.84%
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
F&M Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
Certificates of Deposits/IRAs 36 Month
$2,500
2.83%
▼
Rate2.75%
Min Deposit$2,500
Min Balance—
UpdatedApr 12, 2026
Details
Athens Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
36-Month Share Certificate
$1,000
2.80%
▼
Rate2.80%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
First Mid Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
36 Month CD Special
$1,000
2.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
24, 36, and 48 month CDs will automatically renew at a standard rate with the same term, upon maturity, unless you contact First Mid to elect a different option.
County City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
36 Month Share Certificate
$500
2.68%
▼
Rate2.65%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Rate2.65%
Min Deposit$10,000
Min Balance—
UpdatedApr 12, 2026
Details
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Rate2.48%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Ladysmith Federal S&L
Institution Rating:
B4.5 ★Texas Ratio: 20.88%
3 Year Certificates of Deposit
$1,000
2.47%
▼
Rate2.45%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
River Falls State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificate of Deposit 36 Month
$500
2.37%
▼
Rate2.35%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Indianhead Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
Share, Roth & Traditional IRA Certificates 36 Month
$1,000
2.35%
▼
Rate2.33%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
36 Month Certificate of Deposits
$1,000
2.28%
▼
Rate2.27%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Northwestern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
36 Month CERTIFICATE OF DEPOSITS (CD)
$0
2.27%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Port Washington State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
Certificates of Deposit 3 Year
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
$10,000.00 or More
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
1535 W Paradise Dr, West Bend, WI 53095
4 Year CD
$0
3.02%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
National Exchange Bank and Trust
Institution Rating:
A5.0 ★Texas Ratio: 11.02%
1320 W Paradise Dr, West Bend, WI 53095
Certificates of Deposit - Fixed Rate 48 Month
$1,000
3.00%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Glacier Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
2150 S Main St, West Bend, WI 53095
48 month Certificate or IRA Certificate
$500
2.90%
▼
Rate2.87%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Bank Five Nine
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
1811 W Washington St, West Bend, WI 53095
48 Month CD
$1,000
2.40%
▼
Rate2.38%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Kohler Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
2180 S Main St, West Bend, WI 53095 5754
IRA & IRA Share 4 Year
$0
2.12%
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Forte Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
555 Wildwood Rd, West Bend, WI 53090
48 Month Personal Certificate Of Deposit and Individual Retirement Account
$0
1.76%
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
Share Certificates 48 Month
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
4 Year Certificates of Deposit (Personal, IRA, or Business)
$100,000
3.95%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
48-Month Certificate
$0
3.85%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Shoreline Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.83%
Share Certificates and IRA Certificates 48 month
$0
3.67%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
48 Month Certificates of Deposit/IRA Certificates of Deposit (CDs)
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Relationship
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
48 Month Certificates & Individual Retirement Accounts (IRA)
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Prospera Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
Share Certificates & IRA Share Certificates 4 year
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
48 Month Jumbo Share Certificate
$100,000
3.30%
▼
Rate3.25%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
4 Year Certificate
$50,000
3.14%
▼
Rate3.10%
Min Deposit$50,000
Min Balance—
UpdatedApr 12, 2026
Details
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Brokaw Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
IRA 4 year Certificate
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Community Bank of Cameron
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
48 Month Certificates of Deposit
$10,000
2.95%
▼
Rate2.92%
Min Deposit$10,000
Min Balance—
UpdatedApr 12, 2026
Details
WESTconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
48 Month Share Certificates and IRAs
$0
2.94%
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
48 month Certificates
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
F&M Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
Certificates of Deposits/IRAs 48 Month
$2,500
2.83%
▼
Rate2.75%
Min Deposit$2,500
Min Balance—
UpdatedApr 12, 2026
Details
Rate2.76%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
First Mid Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
48 Month CD Special
$1,000
2.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
24, 36, and 48 month CDs will automatically renew at a standard rate with the same term, upon maturity, unless you contact First Mid to elect a different option.
Rate2.70%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Mound City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
48 Month Variable Rate IRA
$0
2.65%
▼
Rate2.63%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Early Withdrawal Penalties(3): 12 mos. Interest
Rate2.61%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
Certificate & IRA Certificate 4 Year
$0
2.55%
▼
Rate2.53%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Unison Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
48 Month Term Share Certificates
$500
2.52%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Rate2.48%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
River Falls State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificate of Deposit 48 Month
$500
2.47%
▼
Rate2.45%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
Jumbo Term Certificates 48 Month Certificate
$50,000
2.45%
▼
Rate2.42%
Min Deposit$50,000
Min Balance—
UpdatedApr 12, 2026
Details
County City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
48 Month IRA Certificate - Traditional or Roth
$1,000
2.42%
▼
Rate2.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Indianhead Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
Share, Roth & Traditional IRA Certificates 48 Month
$5,000
2.39%
▼
Rate2.37%
Min Deposit$5,000
Min Balance—
UpdatedApr 12, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
48 Month Certificate of Deposits
$1,000
2.28%
▼
Rate2.27%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Port Washington State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
Certificates of Deposit 4 Year
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
$10,000.00 or More
Oshkosh Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.62%
Share Certificates Account 48 Month
$2,500
2.23%
▼
Rate2.21%
Min Deposit$2,500
Min Balance—
UpdatedApr 12, 2026
Details
Minimum Deposit $2500.00
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
4 Year Traditional & Roth IRA
$10,000
2.22%
▼
Rate2.20%
Min Deposit$10,000
Min Balance—
UpdatedApr 12, 2026
Details
UnitedOne Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
4 Year Jumbo Share/IRA Certificate
$0
2.21%
▼
Rate2.19%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Marine Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.80%
Jumbo Individual Retirement Account Certificates 48-month
$0
2.20%
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
4 Year Certificate of Deposits & IRAs
$500
2.00%
▼
Rate1.99%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Rate1.90%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Park Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
4 Year Certificate of Deposit
$0
1.85%
▼
Rate1.84%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Bank of Lake Mills
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
4 Year CD Certificate
$500
1.70%
▼
Rate1.69%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
1400 N Main St, West Bend, WI 53090
60 mo Certificate of Deposit
$500
3.87%
▼
Rate3.80%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
$10,000 or above
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
1535 W Paradise Dr, West Bend, WI 53095
5 Year CD
$0
3.02%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Glacier Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
2150 S Main St, West Bend, WI 53095
60 month Certificate or IRA Certificate
$500
3.00%
▼
Rate2.97%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Bank Five Nine
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
1811 W Washington St, West Bend, WI 53095
60 Month CD
$1,000
2.50%
▼
Rate2.48%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Kohler Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
2180 S Main St, West Bend, WI 53095 5754
IRA & IRA Share 5 Year
$0
2.22%
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Forte Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
555 Wildwood Rd, West Bend, WI 53090
60 Month Personal Certificate Of Deposit and Individual Retirement Account
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
60-MONTH YOUTH CERTIFICATE SPECIAL
$500
4.60%
▼
Rate4.50%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Minimum deposit of $500, Maximum $10,000. Annual Percentage Yield is based on assumption that dividends will remain in account until maturity. A penalty may be imposed for withdrawals before maturity. Contact 1st CCU for full details, qualifications, restrictions, funds availability, terms and conditions. Youth members may have one of each Youth Certificate type. Teen members may have one Teen Certificate and one of each Youth Certificate type. Certificates are subject to age restrictions. Cannot be opened as UTMA account. Certificate must be in the minor's name. Membership eligibility required. Anyone who lives or works in La Crosse, Monroe, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Federally insured by NCUA.
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
5 Year Certificates of Deposit (Personal, IRA, or Business)
$100,000
4.05%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
IRA Certificates 5 Year
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
60-Month Certificate
$0
3.95%
▼
Rate3.89%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Black River Country Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
5 Year YOUR. CD.
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
CDs & Fixed Rate IRA CDs - 60 Mo.
$50,000
3.70%
▼
Rate3.64%
Min Deposit$50,000
Min Balance—
UpdatedApr 12, 2026
Details
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
60 Month Certificates & Individual Retirement Accounts (IRA)
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Prospera Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
Share Certificates & IRA Share Certificates 5 year
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Simplicity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.89%
60 Month Share Certificates
$250
3.44%
▼
Rate3.40%
Min Deposit$250
Min Balance—
UpdatedApr 12, 2026
Details
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
5 Year Jumbo Share or IRA Certificate
$0
3.35%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
60 Month Certificates of Deposit/IRA Certificates of Deposit (CDs)
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Non-Relationship
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
5 Year IRA Certificate
$50,000
3.14%
▼
Rate3.10%
Min Deposit$50,000
Min Balance—
UpdatedApr 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
60-month term Certificates (CDs)
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
WESTconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
60 Month Fixed Rate IRA Share Certificates and IRAs
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
1.5 Year (18 Months) Certificate
$1,000
3.03%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Certificates are subject to early withdrawal penalties and renew automatically
Community Bank of Cameron
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
60 Month Certificates of Deposit
$10,000
2.95%
▼
Rate2.92%
Min Deposit$10,000
Min Balance—
UpdatedApr 12, 2026
Details
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
Health Savings Account Certificate minimum) 60 month
$0
2.90%
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
$1,000
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
F&M Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
Certificates of Deposits/IRAs 60 Month
$2,500
2.83%
▼
Rate2.75%
Min Deposit$2,500
Min Balance—
UpdatedApr 12, 2026
Details
Rate2.80%
Min Deposit$30,000
Min Balance—
UpdatedApr 12, 2026
Details
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Farmers Savings Bank Mineral Point, WI
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
5 year CD
$0
2.75%
▼
Rate2.73%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
River Falls State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificate of Deposit 60 Month
$500
2.73%
▼
Rate2.70%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Mound City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
60 Month Variable Rate IRA
$0
2.65%
▼
Rate2.63%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Early Withdrawal Penalties(3): 12 mos. Interest
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
Jumbo Term Certificates 60 Month Certificate
$50,000
2.60%
▼
Rate2.57%
Min Deposit$50,000
Min Balance—
UpdatedApr 12, 2026
Details
Unison Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
60 Month Term Share Certificates
$500
2.52%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Ladysmith Federal S&L
Institution Rating:
B4.5 ★Texas Ratio: 20.88%
5 Year Certificates of Deposit
$1,000
2.47%
▼
Rate2.45%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Indianhead Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
Share, Roth & Traditional IRA Certificates 60 Month
$10,000
2.45%
▼
Rate2.43%
Min Deposit$10,000
Min Balance—
UpdatedApr 12, 2026
Details
Marine Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.80%
Jumbo Individual Retirement Account Certificates 60-month
$0
2.35%
▼
Rate2.33%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Rate2.30%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Oshkosh Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.62%
Share Certificates Account 60 Month
$2,500
2.28%
▼
Rate2.25%
Min Deposit$2,500
Min Balance—
UpdatedApr 12, 2026
Details
Minimum Deposit $2500.00
Port Washington State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
Certificates of Deposit 5 Year
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
$10,000.00 or More
Rate2.15%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
The Bank of Brodhead
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
5 Year Certificates of Deposit
$0
1.40%
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Farmers and Merchants Bank Berlin, WI
Institution Rating:
A+5.0 ★Texas Ratio: 1.55%
Funeral Trust CD 60 Month
$0
1.35%
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Rate1.25%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Crossbridge Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.19%
5 Year Certificate
$0
0.90%
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
West Bend, WI CD Rate Trends
Compare local West Bend, WI CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — WI Avg
2.549%
▼ 0.264 vs 7 days ago
Wisconsin 12-month CD rates fell 0.264 points over the past 7 days to 2.549% APY.
6-Month CD — WI Avg
2.228%
▼ 0.487 vs 7 days ago
Wisconsin 6-month CD rates fell 0.487 points over the past 7 days to 2.228% APY.
As of Apr 12, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
What Your Savings Earn at WI CD Rates Today
Annual interest earnings at today’s Wisconsin average APYs. State average used where available; national average as fallback.
| CD Term | WI Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.810% | $90.50 | $180.99 | $452.48 | $904.95 |
| 6-Month CD | 2.228% | $111.40 | $222.80 | $557.00 | $1,114.00 |
| 12-Month CD | 2.549% | $127.43 | $254.85 | $637.13 | $1,274.25 |
| 18-Month CD | 2.666% | $133.28 | $266.55 | $666.38 | $1,332.75 |
| 24-Month CD | 2.475% | $123.75 | $247.50 | $618.75 | $1,237.50 |
| 36-Month CD | 2.570% | $128.48 | $256.96 | $642.40 | $1,284.80 |
| 48-Month CD | 2.527% | $126.36 | $252.71 | $631.78 | $1,263.55 |
| 60-Month CD | 2.736% | $136.81 | $273.61 | $684.03 | $1,368.05 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of April 12, 2026. | |||||
Sample CD Ladder for West Bend, Wisconsin Savers
$25,000 split equally across 5 terms using today’s Wisconsin average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | WI Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.810% | $90.50 |
| 2 | 6-Month CD | $5,000 | 2.228% | $111.40 |
| 3 | 12-Month CD | $5,000 | 2.549% | $127.43 |
| 4 | 24-Month CD | $5,000 | 2.475% | $123.75 |
| 5 | 36-Month CD | $5,000 | 2.570% | $128.48 |
| Total ($25,000 invested) | $25,000 | 2.326% blended | $581.56/yr | |
Ladder example uses equal $5,000 rungs and Wisconsin average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
CD-Reporting Institutions in West Bend, Wisconsin
68
Banks
49
Credit Unions
117
Total Institutions
4.73%
Top Rate (APY)
MonitorBankRates tracks CD rates from 117 institutions reporting rates in West Bend, Wisconsin — including both local community institutions and national banks with a presence in this area. Rates are verified daily.
Frequently Asked Questions about CD Rates in West Bend, Wisconsin
Are CD rates in West Bend, Wisconsin FDIC insured?
Yes, most established banks in West Bend, Wisconsin are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in West Bend, Wisconsin?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in West Bend, Wisconsin.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in West Bend, Wisconsin may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in West Bend, Wisconsin?
Here are recent top rates found for this area:
- State Bank of Newburg: 4.73% APY (18 mo Variable Rate IRA 18 mo Certificate of Deposit)
- Horicon Bank: 3.48% APY (182 Day CD (6 Month))
- Glacier Hills Credit Union: 3.00% APY (60 month Certificate or IRA Certificate)
- National Exchange Bank and Trust: 3.00% APY (36 Month IRA Certificates of Deposit)
- Bank Five Nine: 2.50% APY (60 Month CD)
- Kohler Credit Union: 2.22% APY (IRA & IRA Share 5 Year)
- Forte Bank: 2.02% APY (60 Month Personal Certificate Of Deposit and Individual Retirement Account)
- CO-OP Credit Union: 6.00% APY (Youth Saver Certificate - 12-month)
- Gundersen Credit Union: 5.50% APY (Teenager (Age 13-17) - 12 Month Term Certificates)
- 1st Community Credit Union: 5.13% APY (36-MONTH TEEN CERTIFICATE SPECIAL)
Rates reflect recent verified offers available in West Bend, Wisconsin. Last Updated: April 12, 2026
CD Calculators
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for West Bend, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in West Bend, Wisconsin. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in WI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 12, 2026
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