MonitorBankRates
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CD Rates Emblem, Wyoming (WY) for April 2026

Current Emblem, Wyoming CD rates include Bank of Star ValleyBank of Star ValleyA+5.0 ★Texas Ratio: 0.01% offering 1 Year Certificate at 3.91% APY, TRONA VALLEY COMMUNITYTRONA VALLEY COMMUNITYA+5.0 ★Texas Ratio: 0.00% offering 3 Month Business Certificate at 3.85% APY, Big Horn Federal Savings BankBig Horn Federal Savings BankA+5.0 ★Texas Ratio: 1.65% offering 4 year CD at 3.77% APY, CAMPCOCAMPCOA+5.0 ★Texas Ratio: 0.79% offering Share Certificate - 6 Month at 3.75% APY, and WyHy Federal Credit UnionWyHy Federal Credit UnionA-5.0 ★Texas Ratio: 14.81% offering Jumbo Term 6 Month Certificate at 3.70% APY. CD rates as of April 5, 2026 according to verified data from MonitorBankRates.

Emblem is a smaller community with no bank or credit union branches currently in our database. 84 institutions serving the Wyoming area are available to Emblem residents, with CD rates as high as 3.91% APY from Bank of Star Valley. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 5, 2026

Compare Best CD Rates in Emblem, Wyoming & the Surrounding Area

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
TRONA VALLEY COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month Business Certificate
$0
3.85%
Rate3.80%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
3-Month Certificate
$100,000
3.15%
Rate3.10%
Min Deposit$100,000
Min Balance
UpdatedApr 5, 2026
Details

First Federal Bank & Trust
Institution Rating:
B+4.8 ★Texas Ratio: 16.90%
3 Month CD
$250,000
3.10%
Rate
Min Deposit$250,000
Min Balance
UpdatedApr 5, 2026
Details

ANB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
90 Day Certificates of Deposit
$1,000
2.88%
Rate2.85%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Sunlight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
3 Month CD
$0
2.78%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Security State Bank Basin, WY
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
3 Month CD
$1,000
1.86%
Rate1.85%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
CAMPCO
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
Share Certificate - 6 Month
$0
3.75%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

WyHy Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.81%
Jumbo Term 6 Month Certificate
$0
3.70%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Summit National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
6 Month CD
$0
3.64%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Valley Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
6 Month Certificate
$0
3.56%
Rate3.50%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Bank of Star Valley
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
6 Month Certificate
$0
3.55%
Rate3.50%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Uniwyo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
6 Month Share Certificate
$100
3.45%
Rate3.41%
Min Deposit$100
Min Balance
UpdatedApr 5, 2026
Details

FNB of Wyoming
Institution Rating:
A5.0 ★Texas Ratio: 7.09%
IRA Fixed - 6 Month
$25
3.39%
Rate3.35%
Min Deposit$25
Min Balance
UpdatedApr 5, 2026
Details

Wyoming Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
6 Month CD
$0
3.38%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
6-Month Certificate
$100,000
3.15%
Rate3.10%
Min Deposit$100,000
Min Balance
UpdatedApr 5, 2026
Details

Security State Bank Basin, WY
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
6 Month CD
$1,000
3.14%
Rate3.10%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Big Horn Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
6 month CD
$0
3.12%
Rate3.10%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Entire Balance

ANB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
180 Day Certificates of Deposit
$1,000
2.98%
Rate2.95%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

First Education Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
6-Month Certificate
$0
2.78%
Rate2.75%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Cheyenne Laramie County Employees FCU
Institution Rating:
A+5.0 ★
6 Month Share Certificate
$500
2.00%
Rate1.99%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Bank of Star Valley
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
1 Year Certificate
$250
3.91%
Rate3.85%
Min Deposit$250
Min Balance
UpdatedApr 5, 2026
Details

Valley Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
12 Month Certificate
$500
3.66%
Rate
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Limited time special!

CAMPCO
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
Share Certificate - 12 Month
$0
3.55%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
1-Year Certificate
$0
3.50%
Rate3.44%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

TRONA VALLEY COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month Business Certificate
$0
3.45%
Rate3.41%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Buffalo Federal Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.32%
12 Month CD
$500
3.41%
Rate3.35%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

A penalty may be imposed for early withdrawal.

Uniwyo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
1 Year Share Certificate
$100
3.35%
Rate3.31%
Min Deposit$100
Min Balance
UpdatedApr 5, 2026
Details

Big Horn Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1 year CD
$0
3.30%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Entire Balance

Wyoming Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
12 Month CD
$0
3.10%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Security State Bank Basin, WY
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
12 Month CD
$1,000
3.09%
Rate3.05%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

First Education Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
12-Month Certificate
$0
3.04%
Rate3.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

ANB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
12 Month Certificates of Deposit
$1,000
3.03%
Rate3.00%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Cheyenne Laramie County Employees FCU
Institution Rating:
A+5.0 ★
12 Month Share Certificate
$500
2.25%
Rate2.24%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Valley Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
18 Month Certificate
$0
3.51%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Bank of Star Valley
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
18 Month Variable Certificate @ 50% of Wall Street Journal Prime
$0
3.42%
Rate3.38%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Big Horn Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
18 month CD
$0
3.41%
Rate3.35%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Entire Balance

TRONA VALLEY COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month IRA Certificate
$0
3.40%
Rate3.36%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Dividends Post Quarterly

Uniwyo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
18 Month Share Certificate
$100
3.30%
Rate3.26%
Min Deposit$100
Min Balance
UpdatedApr 5, 2026
Details

FNB of Wyoming
Institution Rating:
A5.0 ★Texas Ratio: 7.09%
IRA Fixed - 18 Month
$25
3.14%
Rate3.10%
Min Deposit$25
Min Balance
UpdatedApr 5, 2026
Details

Security State Bank Basin, WY
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
18 Month CD
$1,000
3.04%
Rate3.00%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

First Education Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
18-Month Certificate
$0
2.53%
Rate2.50%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Cheyenne Laramie County Employees FCU
Institution Rating:
A+5.0 ★
18 Month Share Certificate
$500
2.31%
Rate2.29%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Big Horn Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
2 year CD
$0
3.48%
Rate3.42%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Entire Balance

Valley Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
24 Month Certificate
$500
3.45%
Rate
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Limited time special!

TRONA VALLEY COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month IRA Certificate
$0
3.35%
Rate3.31%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Dividends Post Quarterly

Bank of Star Valley
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
2 Year Certificate
$250
3.29%
Rate3.25%
Min Deposit$250
Min Balance
UpdatedApr 5, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
2-Year Certificate
$100,000
3.05%
Rate3.01%
Min Deposit$100,000
Min Balance
UpdatedApr 5, 2026
Details

Uniwyo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
2 Year Share Certificate
$100
3.00%
Rate2.97%
Min Deposit$100
Min Balance
UpdatedApr 5, 2026
Details

ANB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
24 Month Certificates of Deposit
$1,000
2.78%
Rate2.75%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

First Education Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
24-Month Certificate
$0
2.63%
Rate2.60%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Cheyenne Laramie County Employees FCU
Institution Rating:
A+5.0 ★
24 Month Share Certificate
$500
2.36%
Rate2.34%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Big Horn Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
3 year CD
$0
3.69%
Rate3.62%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Entire Balance

Valley Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
36 Month Certificate
$0
3.25%
Rate3.20%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

TRONA VALLEY COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month Business Certificate
$0
3.15%
Rate3.11%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Bank of Star Valley
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
3 Year Certificate
$250
3.14%
Rate3.10%
Min Deposit$250
Min Balance
UpdatedApr 5, 2026
Details

Uniwyo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
3 Year Share Certificate
$100
3.05%
Rate3.02%
Min Deposit$100
Min Balance
UpdatedApr 5, 2026
Details

CAMPCO
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
Share Certificate - 36 Month
$0
3.00%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Security State Bank Basin, WY
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
36 Month CD
$1,000
2.78%
Rate2.75%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
3-Year Certificate
$100,000
2.70%
Rate2.67%
Min Deposit$100,000
Min Balance
UpdatedApr 5, 2026
Details

Cheyenne Laramie County Employees FCU
Institution Rating:
A+5.0 ★
36 Month Share Certificate
$500
2.41%
Rate2.39%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

ANB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
36 Month Certificates of Deposit
$1,000
2.22%
Rate2.20%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

First Education Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
36-Month Certificate
$0
1.00%
Rate1.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Big Horn Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
4 year CD
$0
3.77%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Entire Balance

Bank of Star Valley
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
4 Year Certificate
$250
3.39%
Rate3.35%
Min Deposit$250
Min Balance
UpdatedApr 5, 2026
Details

TRONA VALLEY COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month IRA Certificate
$0
3.35%
Rate3.31%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Dividends Post Quarterly

Valley Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
48 Month Certificate
$0
3.14%
Rate3.10%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Uniwyo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
4 Year Share Certificate
$100
3.05%
Rate3.02%
Min Deposit$100
Min Balance
UpdatedApr 5, 2026
Details

CAMPCO
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
Share Certificate - 48 Month
$0
2.85%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
4-Year Certificate
$50,000
2.80%
Rate2.77%
Min Deposit$50,000
Min Balance
UpdatedApr 5, 2026
Details

Security State Bank Basin, WY
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
48 Month CD
$1,000
2.53%
Rate2.50%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Cheyenne Laramie County Employees FCU
Institution Rating:
A+5.0 ★
48 Month Share Certificate
$500
2.44%
Rate2.44%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

ANB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
48 Month Certificates of Deposit
$1,000
2.12%
Rate2.10%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

First Education Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
48-Month Certificate
$0
1.00%
Rate1.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Big Horn Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
5 year CD
$0
3.69%
Rate3.62%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Entire Balance

Bank of Star Valley
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
5 Year Certificate
$250
3.65%
Rate3.60%
Min Deposit$250
Min Balance
UpdatedApr 5, 2026
Details

TRONA VALLEY COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Month IRA Certificate
$0
3.35%
Rate3.31%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Dividends Post Quarterly

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
5-Year Certificate
$100,000
3.25%
Rate3.20%
Min Deposit$100,000
Min Balance
UpdatedApr 5, 2026
Details

Valley Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
60 Month Certificate
$0
3.14%
Rate3.10%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Uniwyo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
5 Year Share Certificate
$100
3.10%
Rate3.06%
Min Deposit$100
Min Balance
UpdatedApr 5, 2026
Details

CAMPCO
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
Share Certificate - 60 Month
$0
2.85%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Cheyenne Laramie County Employees FCU
Institution Rating:
A+5.0 ★
60 Month Share Certificate
$500
2.50%
Rate2.48%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Security State Bank Basin, WY
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
60 Month CD
$1,000
2.43%
Rate2.40%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

ANB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
60 Month Certificates of Deposit
$1,000
2.07%
Rate2.05%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

First Education Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
60-Month Certificate
$0
1.10%
Rate1.10%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Emblem, WY CD Rate Trends

Compare local Emblem, WY CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Wyoming CD Trends →
12-Month CD — WY Avg
3.019%
▼ 0.329 vs 7 days ago

Wyoming 12-month CD rates fell 0.329 points over the past 7 days to 3.019% APY.

6-Month CD — WY Avg
2.938%
▼ 0.301 vs 7 days ago

Wyoming 6-month CD rates fell 0.301 points over the past 7 days to 2.938% APY.

As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about CD Rates in Emblem, Wyoming

Are CD rates in Emblem, Wyoming FDIC insured?

Yes, most established banks in Emblem, Wyoming are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Emblem, Wyoming?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Emblem, Wyoming.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Emblem, Wyoming may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Emblem, Wyoming?

Here are recent top rates found for this area:
  • Bank of Star Valley: 3.91% APY (1 Year Certificate)
  • TRONA VALLEY COMMUNITY: 3.85% APY (3 Month Business Certificate)
  • Big Horn Federal Savings Bank: 3.77% APY (4 year CD)
  • CAMPCO: 3.75% APY (Share Certificate - 6 Month)
  • WyHy Federal Credit Union: 3.70% APY (Jumbo Term 6 Month Certificate)
  • Valley Financial Credit Union: 3.66% APY (12 Month Certificate)
  • Summit National Bank: 3.64% APY (6 Month CD)
  • Nuvision Federal Credit Union: 3.50% APY (1-Year Certificate)
  • Uniwyo Federal Credit Union: 3.45% APY (6 Month Share Certificate)
  • Buffalo Federal Bank: 3.41% APY (12 Month CD)
Rates reflect recent verified offers available in Emblem, Wyoming. Last Updated: April 5, 2026

Methodology & Data Sources

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Emblem, Wyoming directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Emblem, Wyoming. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in WY.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 5, 2026