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CD Rates Rock Springs, Wyoming (WY) for April 2026

Content reviewed by
Brian McKay Brian McKay
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | CD Rates Last Updated and Verified: April 5, 2026

Current Rock Springs, Wyoming CD rates include TRONA VALLEY COMMUNITYTRONA VALLEY COMMUNITY2640 FOOTHILL BLVD, ROCK SPRINGS, WY 82901A+5.0 ★Texas Ratio: 0.00% offering 3 Month Business Certificate at 3.85% APY, WyHy Federal Credit UnionWyHy Federal Credit Union2611 Foothill Blvd, Rock Springs, WY 82901A-5.0 ★Texas Ratio: 14.81% offering Jumbo Term 6 Month Certificate at 3.70% APY, Bank of Star ValleyBank of Star Valley384 S Washington St, Afton, WY 83110A+5.0 ★Texas Ratio: 0.01% offering 1 Year Certificate at 3.91% APY, Big Horn Federal Savings BankBig Horn Federal Savings Bank33 N 6th St, Greybull, WY 82426A+5.0 ★Texas Ratio: 1.65% offering 4 year CD at 3.77% APY, and Valley Financial Credit UnionValley Financial Credit Union1902 Cougar Ave, Cody, WY 82414A+5.0 ★Texas Ratio: 2.09% offering 12 Month Certificate at 3.66% APY. CD rates as of April 5, 2026 according to verified data from MonitorBankRates.

To help you find the best CD rates in Rock Springs, Wyoming, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 5, 2026

Compare Best CD Rates in Rock Springs, Wyoming & the Surrounding Area

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
TRONA VALLEY COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2640 FOOTHILL BLVD, ROCK SPRINGS, WY 82901
3 Month Business Certificate
$0
3.85%
View
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
414 E 18th St, Cheyenne, WY 82001 4616
3-Month Certificate
$100,000
3.15%
View
▼
Rate3.10%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

First Federal Bank & Trust
Institution Rating:
B+4.8 ★Texas Ratio: 16.90%
671 Illinois St, Sheridan, WY 82801
3 Month CD
$250,000
3.10%
View
▼
Rate—
Min Deposit$250,000
Min Balance—
UpdatedApr 5, 2026
Details

ANB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
99 S Main St, Buffalo, WY 82834
90 Day Certificates of Deposit
$1,000
2.88%
View
▼
Rate2.85%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Sunlight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
1702 17th St, Cody, WY 82414
3 Month CD
$0
2.78%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Security State Bank Basin, WY
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
201 S 4th St, Basin, WY 82410
3 Month CD
$1,000
1.86%
View
▼
Rate1.85%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
TRONA VALLEY COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2640 FOOTHILL BLVD, ROCK SPRINGS, WY 82901
6 Month Business Certificate
$0
3.75%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

WyHy Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.81%
2611 Foothill Blvd, Rock Springs, WY 82901
Jumbo Term 6 Month Certificate
$0
3.70%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Summit National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
133 Main St, Hulett, WY 82720
6 Month CD
$0
3.64%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Valley Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
1902 Cougar Ave, Cody, WY 82414
6 Month Certificate
$0
3.56%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Star Valley
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
384 S Washington St, Afton, WY 83110
6 Month Certificate
$0
3.55%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Uniwyo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
1000 E University Ave, Laramie, WY 82071 2000
6 Month Share Certificate
$100
3.45%
View
▼
Rate3.41%
Min Deposit$100
Min Balance—
UpdatedApr 5, 2026
Details

FNB of Wyoming
Institution Rating:
A5.0 ★Texas Ratio: 7.09%
24 N Sumner Ave, Newcastle, WY 82701
IRA Fixed - 6 Month
$25
3.39%
View
▼
Rate3.35%
Min Deposit$25
Min Balance—
UpdatedApr 5, 2026
Details

Wyoming Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
1700 N Federal Blvd, Riverton, WY 82501
6 Month CD
$0
3.38%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
414 E 18th St, Cheyenne, WY 82001 4616
6-Month Certificate
$100,000
3.15%
View
▼
Rate3.10%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Security State Bank Basin, WY
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
201 S 4th St, Basin, WY 82410
6 Month CD
$1,000
3.14%
View
▼
Rate3.10%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Big Horn Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
33 N 6th St, Greybull, WY 82426
6 month CD
$0
3.12%
View
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Entire Balance

ANB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
99 S Main St, Buffalo, WY 82834
180 Day Certificates of Deposit
$1,000
2.98%
View
▼
Rate2.95%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

First Education Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
120 W Carlson St, Cheyenne, WY 82009
6-Month Certificate
$0
2.78%
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Cheyenne Laramie County Employees FCU
Institution Rating:
A+5.0 ★
4523 Driftwood Dr, Cheyenne, WY 82009 7301
6 Month Share Certificate
$500
2.00%
View
▼
Rate1.99%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
TRONA VALLEY COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2640 FOOTHILL BLVD, ROCK SPRINGS, WY 82901
12 Month IRA Certificate
$0
3.55%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Dividends Post Quarterly

Bank of Star Valley
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
384 S Washington St, Afton, WY 83110
1 Year Certificate
$250
3.91%
View
▼
Rate3.85%
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details

Valley Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
1902 Cougar Ave, Cody, WY 82414
12 Month Certificate
$500
3.66%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Limited time special!

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
414 E 18th St, Cheyenne, WY 82001 4616
1-Year Certificate
$0
3.50%
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Buffalo Federal Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.32%
106 Fort St, Buffalo, WY 82834
12 Month CD
$500
3.41%
View
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

A penalty may be imposed for early withdrawal.

Uniwyo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
1000 E University Ave, Laramie, WY 82071 2000
1 Year Share Certificate
$100
3.35%
View
▼
Rate3.31%
Min Deposit$100
Min Balance—
UpdatedApr 5, 2026
Details

Big Horn Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
33 N 6th St, Greybull, WY 82426
1 year CD
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Entire Balance

Wyoming Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
1700 N Federal Blvd, Riverton, WY 82501
12 Month CD
$0
3.10%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Security State Bank Basin, WY
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
201 S 4th St, Basin, WY 82410
12 Month CD
$1,000
3.09%
View
▼
Rate3.05%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

First Education Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
120 W Carlson St, Cheyenne, WY 82009
12-Month Certificate
$0
3.04%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

ANB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
99 S Main St, Buffalo, WY 82834
12 Month Certificates of Deposit
$1,000
3.03%
View
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Cheyenne Laramie County Employees FCU
Institution Rating:
A+5.0 ★
4523 Driftwood Dr, Cheyenne, WY 82009 7301
12 Month Share Certificate
$500
2.25%
View
▼
Rate2.24%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
TRONA VALLEY COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2640 FOOTHILL BLVD, ROCK SPRINGS, WY 82901
18 Month IRA Certificate
$0
3.40%
View
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Dividends Post Quarterly

Valley Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
1902 Cougar Ave, Cody, WY 82414
18 Month Certificate
$0
3.51%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Star Valley
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
384 S Washington St, Afton, WY 83110
18 Month Variable Certificate @ 50% of Wall Street Journal Prime
$0
3.42%
View
▼
Rate3.38%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Big Horn Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
33 N 6th St, Greybull, WY 82426
18 month CD
$0
3.41%
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Entire Balance

Uniwyo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
1000 E University Ave, Laramie, WY 82071 2000
18 Month Share Certificate
$100
3.30%
View
▼
Rate3.26%
Min Deposit$100
Min Balance—
UpdatedApr 5, 2026
Details

FNB of Wyoming
Institution Rating:
A5.0 ★Texas Ratio: 7.09%
24 N Sumner Ave, Newcastle, WY 82701
IRA Fixed - 18 Month
$25
3.14%
View
▼
Rate3.10%
Min Deposit$25
Min Balance—
UpdatedApr 5, 2026
Details

Security State Bank Basin, WY
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
201 S 4th St, Basin, WY 82410
18 Month CD
$1,000
3.04%
View
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

First Education Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
120 W Carlson St, Cheyenne, WY 82009
18-Month Certificate
$0
2.53%
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Cheyenne Laramie County Employees FCU
Institution Rating:
A+5.0 ★
4523 Driftwood Dr, Cheyenne, WY 82009 7301
18 Month Share Certificate
$500
2.31%
View
▼
Rate2.29%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
TRONA VALLEY COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2640 FOOTHILL BLVD, ROCK SPRINGS, WY 82901
24 Month IRA Certificate
$0
3.35%
View
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Dividends Post Quarterly

Big Horn Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
33 N 6th St, Greybull, WY 82426
2 year CD
$0
3.48%
View
▼
Rate3.42%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Entire Balance

Valley Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
1902 Cougar Ave, Cody, WY 82414
24 Month Certificate
$500
3.45%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Limited time special!

Bank of Star Valley
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
384 S Washington St, Afton, WY 83110
2 Year Certificate
$250
3.29%
View
▼
Rate3.25%
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
414 E 18th St, Cheyenne, WY 82001 4616
2-Year Certificate
$100,000
3.05%
View
▼
Rate3.01%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Uniwyo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
1000 E University Ave, Laramie, WY 82071 2000
2 Year Share Certificate
$100
3.00%
View
▼
Rate2.97%
Min Deposit$100
Min Balance—
UpdatedApr 5, 2026
Details

ANB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
99 S Main St, Buffalo, WY 82834
24 Month Certificates of Deposit
$1,000
2.78%
View
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

First Education Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
120 W Carlson St, Cheyenne, WY 82009
24-Month Certificate
$0
2.63%
View
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Cheyenne Laramie County Employees FCU
Institution Rating:
A+5.0 ★
4523 Driftwood Dr, Cheyenne, WY 82009 7301
24 Month Share Certificate
$500
2.36%
View
▼
Rate2.34%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
TRONA VALLEY COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2640 FOOTHILL BLVD, ROCK SPRINGS, WY 82901
36 Month IRA Certificate
$0
3.25%
View
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Dividends Post Quarterly

Big Horn Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
33 N 6th St, Greybull, WY 82426
3 year CD
$0
3.69%
View
▼
Rate3.62%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Entire Balance

Bank of Star Valley
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
384 S Washington St, Afton, WY 83110
3 Year Certificate
$250
3.14%
View
▼
Rate3.10%
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details

Uniwyo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
1000 E University Ave, Laramie, WY 82071 2000
3 Year Share Certificate
$100
3.05%
View
▼
Rate3.02%
Min Deposit$100
Min Balance—
UpdatedApr 5, 2026
Details

CAMPCO
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
101 Ranch Dr, Wright, WY 82732
Share Certificate - 36 Month
$0
3.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Security State Bank Basin, WY
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
201 S 4th St, Basin, WY 82410
36 Month CD
$1,000
2.78%
View
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
414 E 18th St, Cheyenne, WY 82001 4616
3-Year Certificate
$100,000
2.70%
View
▼
Rate2.67%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Cheyenne Laramie County Employees FCU
Institution Rating:
A+5.0 ★
4523 Driftwood Dr, Cheyenne, WY 82009 7301
36 Month Share Certificate
$500
2.41%
View
▼
Rate2.39%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

ANB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
99 S Main St, Buffalo, WY 82834
36 Month Certificates of Deposit
$1,000
2.22%
View
▼
Rate2.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

First Education Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
120 W Carlson St, Cheyenne, WY 82009
36-Month Certificate
$0
1.00%
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
TRONA VALLEY COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2640 FOOTHILL BLVD, ROCK SPRINGS, WY 82901
48 Month IRA Certificate
$0
3.35%
View
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Dividends Post Quarterly

Big Horn Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
33 N 6th St, Greybull, WY 82426
4 year CD
$0
3.77%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Entire Balance

Bank of Star Valley
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
384 S Washington St, Afton, WY 83110
4 Year Certificate
$250
3.39%
View
▼
Rate3.35%
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details

Valley Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
1902 Cougar Ave, Cody, WY 82414
48 Month Certificate
$0
3.14%
View
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Uniwyo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
1000 E University Ave, Laramie, WY 82071 2000
4 Year Share Certificate
$100
3.05%
View
▼
Rate3.02%
Min Deposit$100
Min Balance—
UpdatedApr 5, 2026
Details

CAMPCO
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
101 Ranch Dr, Wright, WY 82732
Share Certificate - 48 Month
$0
2.85%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
414 E 18th St, Cheyenne, WY 82001 4616
4-Year Certificate
$50,000
2.80%
View
▼
Rate2.77%
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details

Security State Bank Basin, WY
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
201 S 4th St, Basin, WY 82410
48 Month CD
$1,000
2.53%
View
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Cheyenne Laramie County Employees FCU
Institution Rating:
A+5.0 ★
4523 Driftwood Dr, Cheyenne, WY 82009 7301
48 Month Share Certificate
$500
2.44%
View
▼
Rate2.44%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

ANB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
99 S Main St, Buffalo, WY 82834
48 Month Certificates of Deposit
$1,000
2.12%
View
▼
Rate2.10%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

First Education Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
120 W Carlson St, Cheyenne, WY 82009
48-Month Certificate
$0
1.00%
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
TRONA VALLEY COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2640 FOOTHILL BLVD, ROCK SPRINGS, WY 82901
60 Month IRA Certificate
$0
3.35%
View
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Dividends Post Quarterly

Big Horn Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
33 N 6th St, Greybull, WY 82426
5 year CD
$0
3.69%
View
▼
Rate3.62%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Entire Balance

Bank of Star Valley
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
384 S Washington St, Afton, WY 83110
5 Year Certificate
$250
3.65%
View
▼
Rate3.60%
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
414 E 18th St, Cheyenne, WY 82001 4616
5-Year Certificate
$100,000
3.25%
View
▼
Rate3.20%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Valley Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
1902 Cougar Ave, Cody, WY 82414
60 Month Certificate
$0
3.14%
View
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Uniwyo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
1000 E University Ave, Laramie, WY 82071 2000
5 Year Share Certificate
$100
3.10%
View
▼
Rate3.06%
Min Deposit$100
Min Balance—
UpdatedApr 5, 2026
Details

CAMPCO
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
101 Ranch Dr, Wright, WY 82732
Share Certificate - 60 Month
$0
2.85%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Cheyenne Laramie County Employees FCU
Institution Rating:
A+5.0 ★
4523 Driftwood Dr, Cheyenne, WY 82009 7301
60 Month Share Certificate
$500
2.50%
View
▼
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Security State Bank Basin, WY
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
201 S 4th St, Basin, WY 82410
60 Month CD
$1,000
2.43%
View
▼
Rate2.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

ANB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
99 S Main St, Buffalo, WY 82834
60 Month Certificates of Deposit
$1,000
2.07%
View
▼
Rate2.05%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

First Education Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
120 W Carlson St, Cheyenne, WY 82009
60-Month Certificate
$0
1.10%
View
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Frequently Asked Questions about CD Rates in Rock Springs, Wyoming

Are CD rates in Rock Springs, Wyoming FDIC insured?

Yes, most established banks in Rock Springs, Wyoming are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Rock Springs, Wyoming?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Rock Springs, Wyoming.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Rock Springs, Wyoming may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Rock Springs, Wyoming?

Here are recent top rates found for this area:
  • TRONA VALLEY COMMUNITY: 3.85% APY (3 Month Business Certificate)
  • WyHy Federal Credit Union: 3.70% APY (Jumbo Term 6 Month Certificate)
  • Bank of Star Valley: 3.91% APY (1 Year Certificate)
  • Big Horn Federal Savings Bank: 3.77% APY (4 year CD)
  • Valley Financial Credit Union: 3.66% APY (12 Month Certificate)
  • Summit National Bank: 3.64% APY (6 Month CD)
  • Nuvision Federal Credit Union: 3.50% APY (1-Year Certificate)
  • Uniwyo Federal Credit Union: 3.45% APY (6 Month Share Certificate)
  • Buffalo Federal Bank: 3.41% APY (12 Month CD)
  • FNB of Wyoming: 3.39% APY (IRA Fixed - 6 Month)
Rates reflect recent verified offers available in Rock Springs, Wyoming. Last Updated: April 5, 2026

CD Calculators

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Methodology & Data Sources

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Rock Springs, Wyoming directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Rock Springs, Wyoming. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in WY.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 5, 2026

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