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Best Banks & Checking Accounts in Evansville, Indiana - May 2026

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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Checking Account Rates — Last Updated and Verified: May 22, 2026

The best checking rates for Evansville, Indiana include Liberty Federal Credit UnionLiberty Federal Credit Union4905 University Dr, Evansville, IN 47712 6587A+5.0 ★Texas Ratio: 2.06% Vertical Checking at 3.50% APY, Heritage Federal Credit UnionHeritage Federal Credit Union5343 Pearl Dr, Evansville, IN 47712A+5.0 ★Texas Ratio: 1.73% Rewards Checking at 3.40% APY, Evansville Federal Credit UnionEvansville Federal Credit Union6209 Vogel Rd, Evansville, IN 47715A+5.0 ★Texas Ratio: 3.30% Business Analysis Checking at 0.05% APY, Diamond Valley Federal Credit UnionDiamond Valley Federal Credit Union840 E Diamond Ave, Evansville, IN 47711 3420A+5.0 ★Texas Ratio: 2.10% Dividends Plus Checking (Tier 2) at 0.05% APY, and Evansville Firefighters Federal Credit UnionEvansville Firefighters Federal Credit Union312 N 4TH AVE, EVANSVILLE, IN 47710A+5.0 ★Texas Ratio: 0.00% Draft Checking at 0.05% APY. Checking account rates as of May 22, 2026 according to verified data from MonitorBankRates.

Evansville has 5 local institutions in our database, with checking rates as high as 3.50% APY from Liberty Federal Credit Union at 4905 University Dr, Evansville, IN, 47712 6587. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in Evansville, Indiana. Checking Account Rates Last Updated and Verified: May 22, 2026

Compare Checking Account Rates Today in Evansville, Indiana & the Surrounding Area

Institutions:
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
4905 University Dr
Evansville, IN 47712 6587
Vertical Checking
3.50%
$25
View
▼
Rate3.45%
Min Deposit$25
Min Balance—
UpdatedMay 17, 2026
Details

No additional details provided.

Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
5343 Pearl Dr
Evansville, IN 47712
Rewards Checking
3.40%
$0
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

Qualifications Required; Qualifying balance up to $25,000.00

Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
4905 University Dr
Evansville, IN 47712 6587
Investor Checking
2.00%
$25
View
▼
Rate1.98%
Min Deposit$25
Min Balance—
UpdatedMay 17, 2026
Details

No additional details provided.

Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
4905 University Dr
Evansville, IN 47712 6587
Investor Checking
0.45%
$25
View
▼
Rate0.45%
Min Deposit$25
Min Balance—
UpdatedMay 17, 2026
Details

No additional details provided.

Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
4905 University Dr
Evansville, IN 47712 6587
Investor Checking
0.20%
$25
View
▼
Rate0.20%
Min Deposit$25
Min Balance—
UpdatedMay 17, 2026
Details

No additional details provided.

Evansville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
6209 Vogel Rd
Evansville, IN 47715
Business Analysis Checking Business
0.05%
$500
View
▼
Rate0.05%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details

Amount: $2,500 - $4,999

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
840 E Diamond Ave
Evansville, IN 47711 3420
Dividends Plus Checking (Tier 2)
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

No additional details provided.

Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
4905 University Dr
Evansville, IN 47712 6587
Business Dividend Checking Business
0.05%
$100
View
▼
Rate0.05%
Min Deposit$100
Min Balance—
UpdatedMay 17, 2026
Details

No additional details provided.

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
312 N 4TH AVE
EVANSVILLE, IN 47710
Draft Checking
0.05%
$5
View
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMay 17, 2026
Details

Minimum $5 Deposit to start

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
312 N 4TH AVE
EVANSVILLE, IN 47710
Payment Checking
0.05%
$5
View
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMay 17, 2026
Details

Minimum $5 Deposit to start

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
840 E Diamond Ave
Evansville, IN 47711 3420
Dividends Plus Checking (Tier 1)
0.03%
$0
View
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

No additional details provided.

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
840 E Diamond Ave
Evansville, IN 47711 3420
Business Checking Business
0.03%
$0
View
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

No additional details provided.

Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
4905 University Dr
Evansville, IN 47712 6587
Classic Checking
0.01%
$25
View
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMay 17, 2026
Details

No additional details provided.

Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
4905 University Dr
Evansville, IN 47712 6587
Classic Debit Checking
0.01%
$25
View
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMay 17, 2026
Details

No additional details provided.

Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
4905 University Dr
Evansville, IN 47712 6587
Platinum Rewards Checking
0.01%
$25
View
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMay 17, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
PowerPlusTM Checking Level 2
8.00%
$0
View
▼
Rate7.72%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Qualifying balance up to $15000

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
ONEAccount Checking
5.00%
$0
View
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details

Qualifying balance up to $1,000.00

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Ultra Checking
5.00%
$50
View
▼
Rate4.89%
Min Deposit$50
Min Balance—
UpdatedMay 22, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00

Beacon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
Advantage Plus Checking
5.00%
$0
View
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Qualifying balance up to $10,000.00

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
PowerPlusTM Checking Level 1
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Qualifying balance up to $15000

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
4905 University Dr
Evansville, IN 47712 6587
Vertical Checking
3.50%
$25
View
▼
Rate3.45%
Min Deposit$25
Min Balance—
UpdatedMay 17, 2026
Details

No additional details provided.

Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
5343 Pearl Dr
Evansville, IN 47712
Rewards Checking
3.40%
$0
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

Qualifications Required; Qualifying balance up to $25,000.00

Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
4905 University Dr
Evansville, IN 47712 6587
Investor Checking
2.00%
$25
View
▼
Rate1.98%
Min Deposit$25
Min Balance—
UpdatedMay 17, 2026
Details

No additional details provided.

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
840 E Diamond Ave
Evansville, IN 47711 3420
Dividends Plus Checking (Tier 2)
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

No additional details provided.

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
840 E Diamond Ave
Evansville, IN 47711 3420
Dividends Plus Checking (Tier 1)
0.03%
$0
View
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

No additional details provided.

Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
4905 University Dr
Evansville, IN 47712 6587
Platinum Rewards Checking
0.01%
$25
View
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMay 17, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
PowerPlusTM Checking Level 2
8.00%
$0
View
▼
Rate7.72%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Qualifying balance up to $15000

Beacon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
Advantage Plus Checking
5.00%
$0
View
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Qualifying balance up to $10,000.00

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Ultra Checking
5.00%
$50
View
▼
Rate4.89%
Min Deposit$50
Min Balance—
UpdatedMay 22, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
ONEAccount Checking
5.00%
$0
View
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details

Qualifying balance up to $1,000.00

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.67%
Reward Checking
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Qualifying balance up to $10,000.00

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
HY Checking
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
PowerPlusTM Checking Level 1
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Qualifying balance up to $15000

Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.93%
Get Green Rewards Checking
4.00%
$0
View
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Qualifying balance up to $15,000.00

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Peace of Mind Plus - POM+ Checking
3.55%
$0
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Qualifying balance up to $15,000.00

Tech Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.23%
InCENTIV Checking
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

No additional details provided.

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
Ultimate Checking
3.04%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

No additional details provided.

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
REWARDS +Plus+ CHECKING
3.04%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

Qualifying balance up to $25,000.00

Energy Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
Ultimate Checking Tier 1
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Qualifying balance up to $5,000.00

Tech Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.23%
InCENTIV Checking
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
5343 Pearl Dr
Evansville, IN 47712
Rewards Checking
3.40%
$0
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

Qualifications Required; Qualifying balance up to $25,000.00

Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
4905 University Dr
Evansville, IN 47712 6587
Platinum Rewards Checking
0.01%
$25
View
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMay 17, 2026
Details

No additional details provided.

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.67%
Reward Checking
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Qualifying balance up to $10,000.00

Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.93%
Get Green Rewards Checking
4.00%
$0
View
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Qualifying balance up to $15,000.00

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
REWARDS +Plus+ CHECKING
3.04%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

Qualifying balance up to $25,000.00

First Federal S&L of Greensburg
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Rewards Shelby Checking
0.10%
$50
View
▼
Rate0.10%
Min Deposit$50
Min Balance—
UpdatedMay 21, 2026
Details

No additional details provided.

Christian Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.19%
Member Rewards Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

No additional details provided.

Christian Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.19%
Member Rewards Checking
0.01%
$0
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Freedom Bank Huntingburg, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.78%
Freedom Plus Checking
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

No additional details provided.

Freedom Bank Huntingburg, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.78%
Freedom Plus Checking
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

No additional details provided.

First Federal S&L of Greensburg
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Basic Checking NOW Account
0.10%
$50
View
▼
Rate0.10%
Min Deposit$50
Min Balance—
UpdatedMay 21, 2026
Details

Basic Checking NOW Account has a monthly maintenance fee of $7.50 will be assessed if a minimum balance of $600.00 is not maintained.

Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
Free Share Draft Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details

Dividends are compounded and paid monthly

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.66%
FREE Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Rates may change after account is opened. Rates effective as of 5/17/2026

Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.84%
Better Than Free Checking
0.04%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details

No additional details provided.

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
Basic Checking
0.03%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

No additional details provided.

Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.84%
Better Than Free Checking
0.03%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details

No additional details provided.

Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.84%
Better Than Free Checking
0.02%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details

No additional details provided.

First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
Free Checking Plus Interest
0.01%
$10
View
▼
Rate0.01%
Min Deposit$10
Min Balance—
UpdatedMay 17, 2026
Details

Rates can change daily, Daily compounding

Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.84%
Better Than Free Checking
0.01%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details

No additional details provided.

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.67%
Freedom Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

No additional details provided.

Freedom Bank Huntingburg, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.78%
Freedom Plus Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

No additional details provided.

First FSB Rochester, IN
Institution Rating:
A5.0 ★ Texas Ratio: 10.65%
Simply Free Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

No additional details provided.

Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.84%
Free Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details

No additional details provided.

Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
EveryDay Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details

No additional details provided.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.66%
FREE Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Rates may change after account is opened. Rates effective as of 5/17/2026

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
FREE Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
FREE Checking Account
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

No additional details provided.

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
Basic Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
Teen Checking
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details

No additional details provided.

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
StartRight Youth Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

No additional details provided.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.66%
Smart Spending (Teen Checking)
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Rates may change after account is opened. Rates effective as of 5/17/2026

First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
Student Checking
0.01%
$10
View
▼
Rate0.01%
Min Deposit$10
Min Balance—
UpdatedMay 17, 2026
Details

Rates can change daily, Daily compounding

Tech Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.23%
Student Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

No additional details provided.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.66%
Smart Spending (Teen Checking)
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Rates may change after account is opened. Rates effective as of 5/17/2026

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
4905 University Dr
Evansville, IN 47712 6587
Business Dividend Checking Business
0.05%
$100
View
▼
Rate0.05%
Min Deposit$100
Min Balance—
UpdatedMay 17, 2026
Details

No additional details provided.

Evansville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
6209 Vogel Rd
Evansville, IN 47715
Business Analysis Checking Business
0.05%
$500
View
▼
Rate0.05%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details

Amount: $2,500 - $4,999

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
840 E Diamond Ave
Evansville, IN 47711 3420
Business Checking Business
0.03%
$0
View
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

No additional details provided.

LNB Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Business Smart Checking Business
3.56%
$25
View
▼
Rate3.50%
Min Deposit$25
Min Balance—
UpdatedMay 21, 2026
Details

No additional details provided.

Freedom Bank Huntingburg, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.78%
Business Interest Checking Business
1.11%
$0
View
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

No additional details provided.

Freedom Bank Huntingburg, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.78%
Business Interest Checking Business
0.80%
$0
View
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

No additional details provided.

Freedom Bank Huntingburg, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.78%
Business Interest Checking Business
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

No additional details provided.

Freedom Bank Huntingburg, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.78%
Business Interest Checking Business
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

No additional details provided.

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.67%
Business Checking Business
0.38%
$0
View
▼
Rate0.38%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

No additional details provided.

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.67%
Business Checking Business
0.29%
$0
View
▼
Rate0.29%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Premier Business Checking Business
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

No additional details provided.

Forum Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
Business Analysis Checking Business
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

No additional details provided.

Indiana University Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
BusinessANALYSIS Checking Business
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

No additional details provided.

Indiana University Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
BusinessPLUS Checking Business
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

No additional details provided.

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.67%
Business Checking Business
0.16%
$0
View
▼
Rate0.16%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

No additional details provided.

Forum Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
Business Analysis Checking Business
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

No additional details provided.

Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
Business Checking Business
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details

*$100 minimum opening deposit

The Antwerp Exchange Bank Company
Institution Rating:
B+4.7 ★ Texas Ratio: 18.93%
Interest Bearing Business Checking Business
0.15%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

No additional details provided.

The Antwerp Exchange Bank Company
Institution Rating:
B+4.7 ★ Texas Ratio: 18.93%
Interest Bearing Business Checking Business
0.12%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

No additional details provided.

Tech Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.23%
Business Checking Business
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

No additional details provided.

Evansville, IN Checking Rate Trends

Compare local Evansville, IN checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Indiana Checking Trends →
High-Yield Checking — IN Avg
1.607%
▲ 0.508 vs 7 days ago

Indiana high-yield checking rates rose 0.508 points over the past 7 days to 1.607% APY.

Free Checking — IN Avg
1.157%
▲ 0.056 vs 7 days ago

Indiana free checking rates rose 0.056 points over the past 7 days to 1.157% APY.

As of May 22, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Evansville, Indiana checking rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Evansville, Indiana directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing this data from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Evansville, Indiana. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in IN.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Evansville, Indiana earn interest?

Most traditional local checking accounts in Evansville, Indiana earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Evansville, Indiana FDIC insured?

Yes. Legitimate banks with branches in Evansville, Indiana are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Evansville, Indiana

Based on our current data, some of the highest checking account APYs available to residents of Evansville, Indiana include:
  • Liberty Federal Credit Union
    Vertical Checking — 3.50% APY
  • Heritage Federal Credit Union
    Rewards Checking — 3.40% APY
  • Evansville Federal Credit Union
    Business Analysis Checking — 0.05% APY
  • Diamond Valley Federal Credit Union
    Dividends Plus Checking (Tier 2) — 0.05% APY
  • Evansville Firefighters Federal Credit Union
    Draft Checking — 0.05% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Evansville, Indiana. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: May 22, 2026

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