Best Banks & Checking Accounts in Humboldt, Kansas - April 2026
Brian McKay
Brian McKay
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The best checking rates for Humboldt, Kansas include Emprise BankEmprise Bank201 S 9th St, Humboldt, KS 66748A+5.0 ★Texas Ratio: 0.30% High Interest Checking at 3.50% APY, Community National Bank & TrustCommunity National Bank & Trust116 N 8th St, Humboldt, KS 66748A5.0 ★Texas Ratio: 6.71% ePower Checking at 1.41% APY, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% PowerPlusTM Checking Level 2 at 8.00% APY, Security State Bank Scott City, KSSecurity State Bank Scott City, KSA+5.0 ★Texas Ratio: 1.87% Interest Reward Checking at 5.00% APY, and United Consumers Credit UnionUnited Consumers Credit UnionA+5.0 ★Texas Ratio: 4.31% at 4.50% APY. Checking account rates as of April 18, 2026 according to verified data from MonitorBankRates.
Humboldt has 2 local institutions in our database, with checking rates as high as 3.50% APY from Emprise Bank at 201 S 9th St, Humboldt, KS, 66748. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.
Checking account rates reflect recent market quotes and representative offers available to depositors in Humboldt, Kansas. Checking Account Rates Last Updated and Verified: April 18, 2026
Compare Checking Account Rates Today in Humboldt, Kansas & the Surrounding Area
Humboldt, KS 66748
Qualifications Required: Cycle qualifications must be met. In order to earn Savings Plus reward rates, High Interest Checking or Cash Back Checking qualifications must be met.; Qualifying balance up to $10,000.00
Humboldt, KS 66748
Qualifying balance up to $25,000.00
Qualifying balance up to $15000
Qualifying balance up to $15000
Qualifying balance up to $10,000.00
Qualifying balance up to $20,000
Qualifying balance up to $15,000.00
Qualifying balance up to $30,000.00
No additional details provided.
Qualifying balance up to $15000
Qualifying balance up to $15000
Qualifications Required; Assuming all [requirements](https://www.ksstate.bank/personal/deposit-accounts#CheckingPLUS) are met within the statement cycle for balances up to $25,000
Qualifications Required: Receive e-statements; Set up monthly direct deposit or ACH automatic payment; Complete 15 debit card transaction per statement cycle; Qualifying balance up to $19,999.99
No additional details provided.
Average Daily Balance $100,000 And Above
Average Daily Balance $50,000 To $99,999.99
No additional details provided.
This is a business account. It cannot be opened online.
Average Daily Balance $1,000 To $49,999.99
Qualifications Required: 12 posted *POS/Debit Card Transactions per monthly statement; APY is 0.75% for daily balances up to $25,000
Humboldt, KS 66748
Qualifications Required: Cycle qualifications must be met. In order to earn Savings Plus reward rates, High Interest Checking or Cash Back Checking qualifications must be met.; Qualifying balance up to $10,000.00
Humboldt, KS 66748
Qualifying balance up to $25,000.00
Qualifying balance up to $15000
Qualifying balance up to $15000
Qualifying balance up to $10,000.00
Qualifying balance up to $20,000
Qualifying balance up to $15,000.00
Qualifying balance up to $30,000.00
No additional details provided.
Qualifying balance up to $15000
Qualifying balance up to $15000
Qualifications Required; Assuming all [requirements](https://www.ksstate.bank/personal/deposit-accounts#CheckingPLUS) are met within the statement cycle for balances up to $25,000
Qualifications Required: Receive e-statements; Set up monthly direct deposit or ACH automatic payment; Complete 15 debit card transaction per statement cycle; Qualifying balance up to $19,999.99
No additional details provided.
Average Daily Balance $100,000 And Above
Average Daily Balance $50,000 To $99,999.99
This is a business account. It cannot be opened online.
No additional details provided.
Average Daily Balance $1,000 To $49,999.99
Average Daily Balance $50,000 And Above
Qualifying balance up to $10,000.00
Qualifying balance up to $20,000
Daily Balance $400 and Greater
Daily Balance Below $400
No additional details provided.
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$25.00 minimum opening balance; NO service charge; Minimum balance of $1,000 to earn dividends
Humboldt, KS 66748
No additional details provided.
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paid monthly; Qualifying balance up to $1,000.00
In Branch Only
No additional details provided.
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Humboldt, KS Checking Rate Trends
Compare local Humboldt, KS checking rate quotes against the statewide average
Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Kansas high-yield checking rates rose 0.019 points over the past 7 days to 3.104% APY.
Kansas free checking rates currently average 0.785% APY.
Methodology & Data Sources
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Humboldt, Kansas directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Humboldt, Kansas. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in KS.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Humboldt, Kansas earn interest?
Are banks in Humboldt, Kansas FDIC insured?
What fees should I watch out for?
What is a Rewards Checking account?
Best Checking Rates in Humboldt, Kansas
- Emprise Bank
High Interest Checking — 3.50% APY - Community National Bank & Trust
ePower Checking — 1.41% APY - Baxter Credit Union
PowerPlusTM Checking Level 2 — 8.00% APY - Security State Bank Scott City, KS
Interest Reward Checking — 5.00% APY - United Consumers Credit Union
— 4.50% APY
