Best Banks & Checking Accounts in Newton, Kansas - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best checking rates for Newton, Kansas include Peoples Bank and Trust Company (KS)Peoples Bank and Trust Company (KS)1905 S Kansas Avenue, Newton, KS 67114A+5.0 ★Texas Ratio: 3.40% Cash Back Checking at 4.00% APY, Community National Bank & TrustCommunity National Bank & Trust127 N Main St, Newton, KS 67114A5.0 ★Texas Ratio: 6.71% ePower Checking at 1.41% APY, Citizens State Bank Moundridge, KSCitizens State Bank Moundridge, KS2315 S Kansas Rd, Newton, KS 67114A5.0 ★Texas Ratio: 6.75% eChecking Bonus Rate at 1.00% APY, White Eagle Credit UnionWhite Eagle Credit Union300 W Broadway St, Newton, KS 67114A+5.0 ★Texas Ratio: 4.24% Senior Checking - Silver Eagle at 0.25% APY, and Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% PowerPlusTM Checking at 8.00% APY. Checking account rates as of April 8, 2026 according to verified data from MonitorBankRates.
Newton has 4 local institutions in our database, with checking rates as high as 4.00% APY from Peoples Bank and Trust Company (KS) at 1905 S Kansas Avenue, Newton, KS, 67114. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.
Checking account rates reflect recent market quotes and representative offers available to depositors in Newton, Kansas. Checking Account Rates Last Updated and Verified: April 8, 2026
Compare Checking Account Rates Today in Newton, Kansas & the Surrounding Area
Newton, KS 67114
Qualifications Required: Have at least 15 debit card purchases post and settle; Be enrolled and receive free monthly Web Statements; Have at least one direct deposit or automatic payment (ACH) post and settle; Qualifying balance up to $200
Newton, KS 67114
Qualifying balance up to $25,000.00
Newton, KS 67114
4 8
Newton, KS 67114
Open to members 55 yrs or older; $50 minimum deposit to open; Dividends paid monthly (Paid on balances $1,000 or more); No Fees; Complimentary checks.
Newton, KS 67114
$300 minimum deposit to open; Minimum daily balance of $300; Dividends paid monthly; $4 service charge if balance falls below $300, which could reduce the earnings on the account.
Newton, KS 67114
4
Qualifying balance up to $15000
Qualifying balance up to $15000
Qualifying balance up to $10,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $200.00
Qualifying balance up to $20,000
Qualifying balance up to $15,000.00
Qualifying balance up to $30,000.00
No additional details provided.
Qualifying balance up to $15000
Qualifying balance up to $15000
Qualifications Required: 12 debit card purchases, posted and settled; 1 Direct Deposit/Mobile Deposit per month; 1 electronic debit/ACH transaction per month; Qualifying balance up to $20,000.00; Refunds on ATM withdrawal fees up to $25 per month
Qualifications Required: At least 12 debit card purchases; At least 1 direct deposit, ACH credit, or ACH payment transaction; Be enrolled in and agree to receive eStatements; Cash back earned on up to $250 in purchases monthly; Earn up to $105 cash back per year, $8.75 per month; Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*; Link to free [Kasasa Saver]� to build savings automatically
Qualifications Required: Cycle qualifications must be met. In order to earn Savings Plus reward rates, High Interest Checking or Cash Back Checking qualifications must be met.; Qualifying balance up to $10,000.00
Newton, KS 67114
Qualifications Required: Have at least 15 debit card purchases post and settle; Be enrolled and receive free monthly Web Statements; Have at least one direct deposit or automatic payment (ACH) post and settle; Qualifying balance up to $200
Newton, KS 67114
Qualifying balance up to $25,000.00
Newton, KS 67114
4 8
Qualifying balance up to $15000
Qualifying balance up to $15000
Qualifying balance up to $10,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $200.00
Qualifying balance up to $20,000
Qualifying balance up to $15,000.00
Qualifying balance up to $30,000.00
Qualifications Required: 12 debit card purchases, posted and settled; 1 Direct Deposit/Mobile Deposit per month; 1 electronic debit/ACH transaction per month; Qualifying balance up to $20,000.00; Refunds on ATM withdrawal fees up to $25 per month
Qualifying balance up to $15000
Qualifying balance up to $15000
No additional details provided.
Qualifications Required: At least 12 debit card purchases; At least 1 direct deposit, ACH credit, or ACH payment transaction; Be enrolled in and agree to receive eStatements; Cash back earned on up to $250 in purchases monthly; Earn up to $105 cash back per year, $8.75 per month; Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*; Link to free [Kasasa Saver]� to build savings automatically
Qualifications Required: Cycle qualifications must be met. In order to earn Savings Plus reward rates, High Interest Checking or Cash Back Checking qualifications must be met.; Qualifying balance up to $10,000.00
Qualifications Required; Qualifying balance up to $100,000.00
Qualifications Required; Assuming all [requirements](https://www.ksstate.bank/personal/deposit-accounts#CheckingPLUS) are met within the statement cycle for balances up to $25,000
Qualifications Required: Receive e-statements; Set up monthly direct deposit or ACH automatic payment; Complete 15 debit card transaction per statement cycle; Qualifying balance up to $19,999.99
Newton, KS 67114
Qualifications Required: Have at least 15 debit card purchases post and settle; Be enrolled and receive free monthly Web Statements; Have at least one direct deposit or automatic payment (ACH) post and settle; Qualifying balance up to $200
Qualifying balance up to $10,000.00
Qualifying balance up to $200.00
Qualifying balance up to $20,000
Qualifications Required: At least 12 debit card purchases; At least 1 direct deposit, ACH credit, or ACH payment transaction; Be enrolled in and agree to receive eStatements; Cash back earned on up to $250 in purchases monthly; Earn up to $105 cash back per year, $8.75 per month; Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*; Link to free [Kasasa Saver]� to build savings automatically
Daily Balance $400 and Greater
Daily Balance Below $400
Qualifications Required: At least 12 debit card purchases; At least 1 direct deposit, ACH credit, or ACH payment transaction; Be enrolled in and agree to receive eStatements; Cash back earned on up to $250 in purchases monthly; Earn up to $105 cash back per year, $8.75 per month; Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*; Link to free [Kasasa Saver]� to build savings automatically
Qualifications Required; Qualifying balance up to $100,000.00
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
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No additional details provided.
Qualifying balance up to $2,499.99
No additional details provided.
No additional details provided.
$25.00 minimum opening balance; NO service charge; Minimum balance of $1,000 to earn dividends
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
paid monthly; Qualifying balance up to $1,000.00
In Branch Only
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
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No additional details provided.
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$25,000+
No additional details provided.
No additional details provided.
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No additional details provided.
Newton, KS Checking Rate Trends
Compare local Newton, KS checking rate quotes against the statewide average
Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Kansas high-yield checking rates rose 2.098 points over the past 7 days to 3.052% APY.
Kansas free checking rates fell 0.041 points over the past 7 days to 0.709% APY.
Methodology & Data Sources
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Newton, Kansas directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Newton, Kansas. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in KS.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Newton, Kansas earn interest?
Are banks in Newton, Kansas FDIC insured?
What fees should I watch out for?
What is a Rewards Checking account?
Best Checking Rates in Newton, Kansas
- Peoples Bank and Trust Company (KS)
Cash Back Checking — 4.00% APY - Community National Bank & Trust
ePower Checking — 1.41% APY - Citizens State Bank Moundridge, KS
eChecking Bonus Rate — 1.00% APY - White Eagle Credit Union
Senior Checking - Silver Eagle — 0.25% APY - Baxter Credit Union
PowerPlusTM Checking — 8.00% APY
