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Home Checking Accounts Kansas Checking Plainville, Kansas iAdvertiser Disclosure
Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our proprietary systems independently track and verify all rates and data displayed. Advertiser relationships do not influence our Health Safety Rating, Star Ratings or Texas Ratio calculation, or the rates shown.

Best Banks & Checking Accounts in Plainville, Kansas - April 2026

The best checking rates for Plainville, Kansas include Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% PowerPlusTM Checking Level 2 at 8.00% APY, United Consumers Credit UnionUnited Consumers Credit UnionA+5.0 ★Texas Ratio: 4.31% at 4.50% APY, Azura Credit UnionAzura Credit UnionA+5.0 ★Texas Ratio: 3.99% Beyond Checking at 4.07% APY, Communication Federal Credit UnionCommunication Federal Credit UnionA5.0 ★Texas Ratio: 7.85% Performance Checking at 4.00% APY, and UNIFY Financial Federal Credit UnionUNIFY Financial Federal Credit UnionB4.4 ★Texas Ratio: 21.76% HY Checking at 4.00% APY. Checking account rates as of April 22, 2026 according to verified data from MonitorBankRates.

Plainville is a smaller community with no bank or credit union branches currently in our database. 48 institutions serving the Kansas area are available to Plainville residents, with checking rates as high as 8.00% APY from Baxter Credit Union. Rates are continually updated — we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in Plainville, Kansas. Checking Account Rates Last Updated and Verified: April 22, 2026

Compare Checking Account Rates Today in Plainville, Kansas & the Surrounding Area

Institutions:
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 2
8.00%
$0
Rate7.72%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Qualifying balance up to $15000

United Consumers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
4.50%
$0
Rate4.41%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Qualifying balance up to $20,000

Azura Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
Beyond Checking
4.07%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Qualifying balance up to $15,000.00

Communication Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.85%
Performance Checking
4.00%
$0
Rate3.92%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

Qualifying balance up to $30,000.00

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
HY Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 1
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Qualifying balance up to $15000

Mid-America Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Premier Checking
2.02%
$100
Rate2.01%
Min Deposit$100
Min Balance
UpdatedApr 16, 2026
Details

Qualifications Required: Receive e-statements; Set up monthly direct deposit or ACH automatic payment; Complete 15 debit card transaction per statement cycle; Qualifying balance up to $19,999.99

Mid-America Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Premier Checking
2.01%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedApr 16, 2026
Details

No additional details provided.

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
Premium Perks Checking
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

No additional details provided.

Citizens State Bank Moundridge, KS
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
eChecking Bonus Rate
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

No additional details provided.

FSB Mcpherson, KS
Institution Rating:
A5.0 ★ Texas Ratio: 10.04%
Elite Checking
0.75%
$100
Rate0.75%
Min Deposit$100
Min Balance
UpdatedApr 17, 2026
Details

Qualifications Required: 12 posted *POS/Debit Card Transactions per monthly statement; APY is 0.75% for daily balances up to $25,000

Sunflower Community Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 21.22%
Share Draft (Checking) - Dividends Paid Monthly
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

No additional details provided.

Wichita Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.47%
PROSPER Checking Account
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

Qualifications Required: Required eStatements; Required Direct Deposit; Earn up to 0.50% APY** Dividend with an average daily balance of $2,500

United Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
NOW Checking
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

No additional details provided.

Kaw Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
Advantage Checking
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

No additional details provided.

TriCentury Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Premier Personal Checking
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

No additional details provided.

Kaw Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
Advantage Plus Checking
0.48%
$0
Rate0.55%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

No additional details provided.

Kaw Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
Advantage Plus Checking
0.45%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

No additional details provided.

FSB of St. Charles, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Premium NOW Checking
0.40%
$100
Rate0.40%
Min Deposit$100
Min Balance
UpdatedApr 16, 2026
Details

No additional details provided.

FNB of Hope
Institution Rating:
D3.4 ★ Texas Ratio: 34.15%
1st interest Checking account
0.35%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 2
8.00%
$0
Rate7.72%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Qualifying balance up to $15000

United Consumers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
4.50%
$0
Rate4.41%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Qualifying balance up to $20,000

Azura Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
Beyond Checking
4.07%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Qualifying balance up to $15,000.00

Communication Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.85%
Performance Checking
4.00%
$0
Rate3.92%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

Qualifying balance up to $30,000.00

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 1
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Qualifying balance up to $15000

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
HY Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

No additional details provided.

Mid-America Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Premier Checking
2.02%
$100
Rate2.01%
Min Deposit$100
Min Balance
UpdatedApr 16, 2026
Details

Qualifications Required: Receive e-statements; Set up monthly direct deposit or ACH automatic payment; Complete 15 debit card transaction per statement cycle; Qualifying balance up to $19,999.99

Mid-America Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Premier Checking
2.01%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedApr 16, 2026
Details

No additional details provided.

Citizens State Bank Moundridge, KS
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
eChecking Bonus Rate
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

No additional details provided.

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
Premium Perks Checking
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

No additional details provided.

Kaw Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
Advantage Checking
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

No additional details provided.

Kaw Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
Advantage Plus Checking
0.48%
$0
Rate0.55%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

No additional details provided.

Kaw Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
Advantage Plus Checking
0.45%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

No additional details provided.

FSB of St. Charles, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Premium NOW Checking
0.40%
$100
Rate0.40%
Min Deposit$100
Min Balance
UpdatedApr 16, 2026
Details

No additional details provided.

FNB of Hope
Institution Rating:
D3.4 ★ Texas Ratio: 34.15%
1st interest Checking account
0.35%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

No additional details provided.

Legacy Bank Colwich, KS
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
Interest Checking
0.25%
$500
Rate0.25%
Min Deposit$500
Min Balance
UpdatedApr 16, 2026
Details

No additional details provided.

FNB of Hope
Institution Rating:
D3.4 ★ Texas Ratio: 34.15%
1st interest Checking account
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

No additional details provided.

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
Community Plus Checking
0.25%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedApr 18, 2026
Details

No additional details provided.

Exchange Bank & Trust
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
50 Plus Interest Checking
0.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 22, 2026
Details

No additional details provided.

Exchange Bank & Trust
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
Interest Checking
0.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 22, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
United Consumers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
4.50%
$0
Rate4.41%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Qualifying balance up to $20,000

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
Premium Perks Checking
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Golden Plains Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.14%
Gold Access Checking
0.05%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

Unity One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
Best Free Checking
0.01%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

Unity One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
Best Free Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
FREE Checking Account
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
FREE Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Ark Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.23%
Student Checking Account
0.15%
$25
Rate0.15%
Min Deposit$25
Min Balance
UpdatedApr 19, 2026
Details

NO service charge; Minimum balance of $1,000 to earn dividends

Credit Union of Dodge City Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.05%
Guide Teen Checking
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
BusinessPro Elite Checking
0.75%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedApr 18, 2026
Details

No additional details provided.

Kaw Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
Business NOW Checking
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

No additional details provided.

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
BusinessPro Lite Checking
0.50%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedApr 18, 2026
Details

No additional details provided.

TriCentury Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Premier Business Checking
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

In Branch Only

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
BusinessPro Elite Checking
0.50%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedApr 18, 2026
Details

No additional details provided.

FSB of St. Charles, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Business NOW Checking
0.40%
$100
Rate0.40%
Min Deposit$100
Min Balance
UpdatedApr 16, 2026
Details

No additional details provided.

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
Premier Plus Business Checking
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

No additional details provided.

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
BusinessPro Elite Checking
0.35%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedApr 18, 2026
Details

No additional details provided.

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
Premier Plus Business Checking
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Premier Business Checking
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
BusinessPro Elite Checking
0.25%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedApr 18, 2026
Details

No additional details provided.

Mid-America Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business Checking
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedApr 16, 2026
Details

No additional details provided.

United Consumers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
Business Checking
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
Advantage Business Checking
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 22, 2026
Details

No additional details provided.

Stock Exchange Bank, Caldwell, KS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business Interest Checking Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 22, 2026
Details

No additional details provided.

Mutual Savings Association
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
Business Interest Checking
0.10%
$50
Rate0.10%
Min Deposit$50
Min Balance
UpdatedApr 17, 2026
Details

No additional details provided.

First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Business Interest Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 16, 2026
Details

No additional details provided.

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
Premier Plus Business Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

No additional details provided.

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
Business Advantage Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

No additional details provided.

First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Business Interest Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedApr 16, 2026
Details

No additional details provided.

Plainville, KS Checking Rate Trends

Compare local Plainville, KS checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Kansas Checking Trends →
High-Yield Checking — KS Avg
3.153%
▲ 0.049 vs 7 days ago

Kansas high-yield checking rates rose 0.049 points over the past 7 days to 3.153% APY.

Free Checking — KS Avg
0.867%
▲ 0.082 vs 7 days ago

Kansas free checking rates rose 0.082 points over the past 7 days to 0.867% APY.

As of Apr 23, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Plainville, Kansas directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Plainville, Kansas. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in KS.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Plainville, Kansas earn interest?

Most traditional local checking accounts in Plainville, Kansas earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Plainville, Kansas FDIC insured?

Yes. Legitimate banks with branches in Plainville, Kansas are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Plainville, Kansas

Based on our current data, some of the highest checking account APYs available to residents of Plainville, Kansas include:
  • Baxter Credit Union
    PowerPlusTM Checking Level 2 — 8.00% APY
  • United Consumers Credit Union
    — 4.50% APY
  • Azura Credit Union
    Beyond Checking — 4.07% APY
  • Communication Federal Credit Union
    Performance Checking — 4.00% APY
  • UNIFY Financial Federal Credit Union
    HY Checking — 4.00% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Plainville, Kansas. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: April 22, 2026