Best Banks & Checking Accounts in Belfast, Maine - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
The best checking rates for Belfast, Maine include KSW Federal Credit UnionKSW Federal Credit Union135 Waldo Ave, Belfast, ME 04915 6909A+5.0 ★Texas Ratio: 4.35% Kasasa Cash Back Checking at 4.00% APY, Camden National BankCamden National Bank156 Main St, Belfast, ME 04915A+5.0 ★Texas Ratio: 0.98% Non-Profit Checking at 0.05% APY, Downeast Credit UnionDowneast Credit Union92 Lincolnville Ave, Belfast, ME 04915A+5.0 ★Texas Ratio: 4.39% Simple Checking at 0.00% APY, Evergreen Credit Union Portland, MEEvergreen Credit Union Portland, MEA5.0 ★Texas Ratio: 8.27% Rise High-Yield Checking at 6.00% APY, and University Credit Union Orono, MEUniversity Credit Union Orono, MEA+5.0 ★Texas Ratio: 4.10% Kasasa Cash Checking at 5.50% APY. Checking account rates as of April 5, 2026 according to verified data from MonitorBankRates.
Belfast has 3 local institutions in our database, with checking rates as high as 4.00% APY from KSW Federal Credit Union at 135 Waldo Ave, Belfast, ME, 04915 6909. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.
Checking account rates reflect recent market quotes and representative offers available to depositors in Belfast, Maine. Checking Account Rates Last Updated and Verified: April 5, 2026
Compare Checking Account Rates Today in Belfast, Maine & the Surrounding Area
Belfast, ME 04915 6909
Qualifying balance up to $8.00 per month
Belfast, ME 04915 6909
Qualifications Required: At least 12 debit card purchases; Be enrolled in and log into online/mobile banking; Be enrolled in and have agreed to receive e-statements; Maintain a valid email address on record with KSW Federal Credit Union; Cash back earned on up to $375 in purchases each cycle
Belfast, ME 04915
No additional details provided.
Belfast, ME 04915
No additional details provided.
Belfast, ME 04915
No additional details provided.
Qualifying balance up to $10,000.00
Qualifying balance up to $15,000.00
Get 5.00% cash back on debit card purchases^
Qualifications Required
Qualifying balance up to $10,000
Qualifying balance up to $15,000
Qualifying balance up to $20,000.00
Qualifying balance up to $15,000.00
Qualifying balance up to $10,000.00
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
Belfast, ME 04915 6909
Qualifying balance up to $8.00 per month
Belfast, ME 04915 6909
Qualifications Required: At least 12 debit card purchases; Be enrolled in and log into online/mobile banking; Be enrolled in and have agreed to receive e-statements; Maintain a valid email address on record with KSW Federal Credit Union; Cash back earned on up to $375 in purchases each cycle
Qualifying balance up to $10,000.00
Qualifying balance up to $15,000.00
Qualifications Required
Get 5.00% cash back on debit card purchases^
Qualifying balance up to $10,000
Qualifying balance up to $15,000
Qualifying balance up to $20,000.00
Qualifying balance up to $15,000.00
Qualifying balance up to $10,000.00
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
Requires direct deposit & $10,000 in savings balances
Belfast, ME 04915 6909
Qualifying balance up to $8.00 per month
Belfast, ME 04915 6909
Qualifications Required: At least 12 debit card purchases; Be enrolled in and log into online/mobile banking; Be enrolled in and have agreed to receive e-statements; Maintain a valid email address on record with KSW Federal Credit Union; Cash back earned on up to $375 in purchases each cycle
Qualifying balance up to $15,000.00
Get 5.00% cash back on debit card purchases^
Qualifying balance up to $10,000
Qualifying balance up to $15,000
No additional details provided.
No additional details provided.
No additional details provided.
Belfast, ME 04915
No additional details provided.
Qualifying balance up to $10,000
Belfast, ME 04915
No additional details provided.
Belfast, ME 04915
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
$7.00 Monthly fee
Belfast, ME Checking Rate Trends
Compare local Belfast, ME checking rate quotes against the statewide average
Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Maine high-yield checking rates rose 1.651 points over the past 7 days to 2.063% APY.
Maine free checking rates rose 0.075 points over the past 7 days to 0.243% APY.
Methodology & Data Sources
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Belfast, Maine directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Belfast, Maine. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in ME.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Belfast, Maine earn interest?
Are banks in Belfast, Maine FDIC insured?
What fees should I watch out for?
What is a Rewards Checking account?
Best Checking Rates in Belfast, Maine
- KSW Federal Credit Union
Kasasa Cash Back Checking — 4.00% APY - Camden National Bank
Non-Profit Checking — 0.05% APY - Downeast Credit Union
Simple Checking — 0.00% APY - Evergreen Credit Union Portland, ME
Rise High-Yield Checking — 6.00% APY - University Credit Union Orono, ME
Kasasa Cash Checking — 5.50% APY
