Best Banks & Checking Accounts in Boothbay Harbor, Maine - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best checking rates for Boothbay Harbor, Maine include First Federal S&L BathFirst Federal S&L Bath41 Townsend Ave, Boothbay Harbor, ME 04538A+5.0 ★Texas Ratio: 5.84% ECO Checking at 0.20% APY, Bath Savings InstitutionBath Savings Institution1 Todd Ave, Boothbay Harbor, ME 04538A+5.0 ★Texas Ratio: 0.02% Packard Advantage Checking at 0.07% APY, Camden National BankCamden National Bank189 Townsend Ave, Boothbay Harbor, ME 04538A+5.0 ★Texas Ratio: 0.98% Non-Profit Checking at 0.05% APY, Evergreen Credit Union Portland, MEEvergreen Credit Union Portland, MEA5.0 ★Texas Ratio: 8.27% Rise High-Yield Checking at 6.00% APY, and University Credit Union Orono, MEUniversity Credit Union Orono, MEA+5.0 ★Texas Ratio: 4.10% Kasasa Cash Checking at 5.50% APY. Checking account rates as of April 11, 2026 according to verified data from MonitorBankRates.
Boothbay Harbor has 3 local institutions in our database, with checking rates as high as 0.20% APY from First Federal S&L Bath at 41 Townsend Ave, Boothbay Harbor, ME, 04538. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.
Checking account rates reflect recent market quotes and representative offers available to depositors in Boothbay Harbor, Maine. Checking Account Rates Last Updated and Verified: April 11, 2026
Compare Checking Account Rates Today in Boothbay Harbor, Maine & the Surrounding Area
Boothbay Harbor, ME 04538
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Boothbay Harbor, ME 04538
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Boothbay Harbor, ME 04538
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Boothbay Harbor, ME 04538
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Boothbay Harbor, ME 04538
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Qualifying balance up to $10,000.00
Qualifying balance up to $15,000.00
Qualifying balance up to $10,000
Qualifying balance up to $15,000
Qualifying balance up to $15,000.00
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Boothbay Harbor, ME 04538
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Qualifying balance up to $10,000.00
Qualifying balance up to $15,000.00
Qualifying balance up to $10,000
Qualifying balance up to $15,000
Qualifying balance up to $15,000.00
Qualifying balance up to $10,000.00
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Requires direct deposit & $10,000 in savings balances
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Requires direct deposit & $10,000 in savings balances
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Requires direct deposit & $10,000 in savings balances
Qualifying balance up to $15,000.00
Qualifying balance up to $10,000
Qualifying balance up to $15,000
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Qualifying balance up to $10,000
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$7.00 Monthly fee
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Boothbay Harbor, ME Checking Rate Trends
Compare local Boothbay Harbor, ME checking rate quotes against the statewide average
Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Maine high-yield checking rates fell 1.507 points over the past 7 days to 2.320% APY.
Maine free checking rates rose 0.586 points over the past 7 days to 0.797% APY.
Methodology & Data Sources
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Boothbay Harbor, Maine directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Boothbay Harbor, Maine. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in ME.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Boothbay Harbor, Maine earn interest?
Are banks in Boothbay Harbor, Maine FDIC insured?
What fees should I watch out for?
What is a Rewards Checking account?
Best Checking Rates in Boothbay Harbor, Maine
- First Federal S&L Bath
ECO Checking — 0.20% APY - Bath Savings Institution
Packard Advantage Checking — 0.07% APY - Camden National Bank
Non-Profit Checking — 0.05% APY - Evergreen Credit Union Portland, ME
Rise High-Yield Checking — 6.00% APY - University Credit Union Orono, ME
Kasasa Cash Checking — 5.50% APY
