Best Banks & Checking Accounts in Machias, Maine - April 2026
Brian McKay
Brian McKay
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The best checking rates for Machias, Maine include University Credit Union Orono, MEUniversity Credit Union Orono, MEPowers Hall, Machias, ME 04654A+5.0 ★Texas Ratio: 4.10% Kasasa Cash Checking at 5.50% APY, Camden National BankCamden National Bank6 M And M Pl, Machias, ME 04654A+5.0 ★Texas Ratio: 0.98% Non-Profit Checking at 0.05% APY, Downeast Credit UnionDowneast Credit Union211 Main St, Machias, ME 04654A+5.0 ★Texas Ratio: 4.39% Simple Checking at 0.00% APY, Evergreen Credit Union Portland, MEEvergreen Credit Union Portland, MEA5.0 ★Texas Ratio: 8.27% Rise High-Yield Checking at 6.00% APY, and Auburn Savings BankAuburn Savings BankA+5.0 ★Texas Ratio: 4.95% Premier Cash Back Rewards Checking at 5.00% APY. Checking account rates as of April 5, 2026 according to verified data from MonitorBankRates.
Machias has 3 local institutions in our database, with checking rates as high as 5.50% APY from University Credit Union Orono, ME at Powers Hall, Machias, ME, 04654. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.
Checking account rates reflect recent market quotes and representative offers available to depositors in Machias, Maine. Checking Account Rates Last Updated and Verified: April 5, 2026
Compare Checking Account Rates Today in Machias, Maine & the Surrounding Area
Machias, ME 04654
Qualifying balance up to $15,000.00
Machias, ME 04654
Qualifying balance up to $15,000
Machias, ME 04654
No additional details provided.
Machias, ME 04654
No additional details provided.
Machias, ME 04654
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Machias, ME 04654
No additional details provided.
Qualifying balance up to $10,000.00
Get 5.00% cash back on debit card purchases^
Qualifications Required
Qualifying balance up to $10,000
Qualifying balance up to $8.00 per month
Qualifying balance up to $20,000.00
Qualifying balance up to $15,000.00
Qualifying balance up to $10,000.00
No additional details provided.
Qualifications Required: At least 12 debit card purchases; Be enrolled in and log into online/mobile banking; Be enrolled in and have agreed to receive e-statements; Maintain a valid email address on record with KSW Federal Credit Union; Cash back earned on up to $375 in purchases each cycle
No additional details provided.
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Machias, ME 04654
Qualifying balance up to $15,000.00
Machias, ME 04654
Qualifying balance up to $15,000
Qualifying balance up to $10,000.00
Qualifications Required
Get 5.00% cash back on debit card purchases^
Qualifying balance up to $10,000
Qualifying balance up to $8.00 per month
Qualifying balance up to $20,000.00
Qualifying balance up to $15,000.00
Qualifying balance up to $10,000.00
No additional details provided.
Qualifications Required: At least 12 debit card purchases; Be enrolled in and log into online/mobile banking; Be enrolled in and have agreed to receive e-statements; Maintain a valid email address on record with KSW Federal Credit Union; Cash back earned on up to $375 in purchases each cycle
No additional details provided.
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Machias, ME 04654
Qualifying balance up to $15,000.00
Machias, ME 04654
Qualifying balance up to $15,000
Get 5.00% cash back on debit card purchases^
Qualifying balance up to $10,000
Qualifying balance up to $8.00 per month
No additional details provided.
Qualifications Required: At least 12 debit card purchases; Be enrolled in and log into online/mobile banking; Be enrolled in and have agreed to receive e-statements; Maintain a valid email address on record with KSW Federal Credit Union; Cash back earned on up to $375 in purchases each cycle
No additional details provided.
No additional details provided.
Machias, ME 04654
No additional details provided.
Qualifying balance up to $10,000
Machias, ME 04654
No additional details provided.
Machias, ME 04654
No additional details provided.
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$7.00 Monthly fee
Machias, ME Checking Rate Trends
Compare local Machias, ME checking rate quotes against the statewide average
Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Maine high-yield checking rates rose 2.877 points over the past 7 days to 3.289% APY.
Maine free checking rates fell 0.146 points over the past 7 days to 0.128% APY.
Methodology & Data Sources
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Machias, Maine directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Machias, Maine. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in ME.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Machias, Maine earn interest?
Are banks in Machias, Maine FDIC insured?
What fees should I watch out for?
What is a Rewards Checking account?
Best Checking Rates in Machias, Maine
- University Credit Union Orono, ME
Kasasa Cash Checking — 5.50% APY - Camden National Bank
Non-Profit Checking — 0.05% APY - Downeast Credit Union
Simple Checking — 0.00% APY - Evergreen Credit Union Portland, ME
Rise High-Yield Checking — 6.00% APY - Auburn Savings Bank
Premier Cash Back Rewards Checking — 5.00% APY
