Best Banks & Checking Accounts in Groton, Massachusetts - June 2026
Brian McKay
Brian McKay
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The best checking rates for Groton, Massachusetts include Workers Federal Credit UnionWorkers Federal Credit Union308 Main St, Groton, MA 01450A5.0 ★Texas Ratio: 8.41% Advantage High Interest Checking at 4.50% APY, RBT Rollstone B&TRBT Rollstone B&T788 Boston Rd, Groton, MA 01450A+5.0 ★Texas Ratio: 0.62% Rewards Checking at 1.26% APY, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.04% PowerPlusTM Checking at 8.00% APY, St Marys Credit UnionSt Marys Credit UnionA+5.0 ★Texas Ratio: 0.60% Kasasa Cash Checking at 5.25% APY, and Pentucket BankPentucket BankA+5.0 ★Texas Ratio: 0.68% Rewards Checking at 4.00% APY. Checking account rates as of June 11, 2026 according to verified data from MonitorBankRates.
Groton has 2 local institutions in our database, with checking rates as high as 4.50% APY from Workers Federal Credit Union at 308 Main St, Groton, MA, 01450. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.
Checking account rates reflect recent market quotes and representative offers available to depositors in Groton, Massachusetts. Checking Account Rates Last Updated and Verified: June 11, 2026
Compare Checking Account Rates Today in Groton, Massachusetts & the Surrounding Area
Groton Checking Account Rates
Groton, MA 01450
Qualifying balance up to $15,000.00
Groton, MA 01450
Qualifications Required; Intro rate expires: 12 months; Regular APR: 19.99% - 29.99%
Groton, MA 01450
Qualifications Required: combined deposit balances of $10,000 or more in checking, savings, CD, or IRA accounts; direct deposit of $500 or more posted and cleared to the Relationship Checking Premier account per statement cycle; Eligibility requirements means: combined deposit balances of $10,000 or more in checking, savings, CD, or IRA accounts; direct deposit of $500 or more posted and cleared to the Relationship Checking Premier account per statement cycle. Personal accounts only.
Groton, MA 01450
Must be 18 years of age or younger or 65 years of age or older to qualify. Personal accounts only.
Groton, MA 01450
No additional details provided.
Level 2 on balances up to $15000
Qualifying balance up to $10,000.00
Qualifying balance up to $15,000.00
Level 1 on balances up to $15000
Qualifying balance up to $15,000.00
3.00 - 0.02%
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
Qualifications Required; Qualifying balance up to $10,000.00
Balance: 0 - $25,000
No additional details provided.
No additional details provided.
Qualifying balance up to $25,000.00
Groton High Yield Checking Rates
Groton, MA 01450
Qualifying balance up to $15,000.00
Groton, MA 01450
Qualifications Required; Intro rate expires: 12 months; Regular APR: 19.99% - 29.99%
Level 2 on balances up to $15000
Qualifying balance up to $10,000.00
Qualifying balance up to $15,000.00
Qualifying balance up to $15,000.00
Level 1 on balances up to $15000
3.00 - 0.02%
No additional details provided.
No additional details provided.
No additional details provided.
Balance: 0 - $25,000
Qualifications Required; Qualifying balance up to $10,000.00
No additional details provided.
No additional details provided.
No additional details provided.
Qualifying balance up to $25,000.00
Rate varies by balance. 1.00% - 0.40% for $25,000+.
Qualifying balance up to $10,000.00
No additional details provided.
Groton Rewards Checking Rates
Groton, MA 01450
Qualifications Required; Intro rate expires: 12 months; Regular APR: 19.99% - 29.99%
Qualifying balance up to $10,000.00
Qualifying balance up to $15,000.00
Qualifying balance up to $15,000.00
Qualifications Required; Qualifying balance up to $10,000.00
Qualifications Required: 12 debit card purchases; e-statements; direct deposit or one ACH transaction per statement cycle; Qualifying balance up to $15,000.00; ATM fees will be refunded up to $15 per statement cycle when qualifying requirements are met.
Qualifications Required: 12 debit card purchases; e-statements; direct deposit or one ACH transaction per statement cycle; Balances of $15,000.01 and over, after qualifying requirements are met, will earn .25% APY; ATM fees will be refunded up to $15 per statement cycle when qualifying requirements are met.
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $10,000.00
No additional details provided.
No additional details provided.
All balances if qualifications are not met
Balance $15,000.01+
No additional details provided.
Groton Free Checking Rates
Groton, MA 01450
No additional details provided.
No additional details provided.
No additional details provided.
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No additional details provided.
No additional details provided.
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No additional details provided.
Groton Student Checking Rates
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
Groton Business Checking Rates
No additional details provided.
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No additional details provided.
Qualifications Required: null; Qualifying balance up to $10,000.00
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
Business CheckingPLUS is $5 and the minimum balance to earn dividend is $50.00. A $12.00 fee will apply if your balance falls below $1500 minimum per month. Fees may reduce earnings.
No additional details provided.
No additional details provided.
No additional details provided.
Qualifying balance up to $9,999.99
No additional details provided.
No additional details provided.
No additional details provided.
Compounded Monthly
Groton, MA Checking Rate Trends
Compare local Groton, MA checking rate quotes against the statewide average
Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Massachusetts high-yield checking rates fell 0.032 points over the past 7 days to 1.167% APY.
Massachusetts free checking rates rose 0.033 points over the past 7 days to 0.429% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Groton, Massachusetts checking rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Groton, Massachusetts directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing this data from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Groton, Massachusetts. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in MA.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Groton, Massachusetts earn interest?
Are banks in Groton, Massachusetts FDIC insured?
What fees should I watch out for?
What is a Rewards Checking account?
Best Checking Rates in Groton, Massachusetts
- Workers Federal Credit Union
Advantage High Interest Checking — 4.50% APY - RBT Rollstone B&T
Rewards Checking — 1.26% APY - Baxter Credit Union
PowerPlusTM Checking — 8.00% APY - St Marys Credit Union
Kasasa Cash Checking — 5.25% APY - Pentucket Bank
Rewards Checking — 4.00% APY
Groton, Massachusetts Rates & Resources
