Best Banks & Checking Accounts in Leominster, Massachusetts - May 2026
Brian McKay
Brian McKay
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The best checking rates for Leominster, Massachusetts include Workers Federal Credit UnionWorkers Federal Credit Union881 Merriam Ave, Leominster, MA 01453A5.0 ★Texas Ratio: 8.41% Advantage High Interest Checking at 4.50% APY, RBT Rollstone B&TRBT Rollstone B&T721 Central St, Leominster, MA 01453A+5.0 ★Texas Ratio: 0.62% Rewards Checking at 1.26% APY, IC Federal Credit UnionIC Federal Credit Union400 Mechanic St, Leominster, MA 01453A-5.0 ★Texas Ratio: 13.48% Reward Checking at 0.50% APY, Hometown Bank Oxford, MAHometown Bank Oxford, MA9 Sack Blvd, Leominster, MA 01453A+5.0 ★Texas Ratio: 3.60% Get More Checking at 0.20% APY, and Avidia BankAvidia Bank470 Lancaster St, Leominster, MA 01453A+5.0 ★Texas Ratio: 4.30% Avidia Premier Plus Checking at 0.05% APY. Checking account rates as of May 23, 2026 according to verified data from MonitorBankRates.
Leominster has 5 local institutions in our database, with checking rates as high as 4.50% APY from Workers Federal Credit Union at 881 Merriam Ave, Leominster, MA, 01453. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.
Checking account rates reflect recent market quotes and representative offers available to depositors in Leominster, Massachusetts. Checking Account Rates Last Updated and Verified: May 23, 2026
Compare Checking Account Rates Today in Leominster, Massachusetts & the Surrounding Area
Leominster Checking Account Rates
Leominster, MA 01453
Qualifying balance up to $15,000.00
Leominster, MA 01453
Qualifications Required; The Annual Percentage Yield (APY) is 1.26% as of 05/13/2026. Balances up to and including $15,000.00 will earn an APY of 1.26%. Balances in excess of $15,000.00 will earn an APY of 1.26% to 0.01%. If you do not meet the eligibility requirements during the statement cycle, the rate paid on your account on the entire balance will be 0.01% with an APY of 0.01%. Minimum balance to open the account is $10.00. Rate is subject to change. Fees may reduce earnings.
Leominster, MA 01453
Qualifications Required: 12 debit card purchases; e-statements; direct deposit or one ACH transaction per statement cycle; Qualifying balance up to $15,000.00
Leominster, MA 01453
Qualifications Required: 12 debit card purchases; e-statements; direct deposit or one ACH transaction per statement cycle; Qualifying balance up to $15,000.00
Leominster, MA 01453
No additional details provided.
Leominster, MA 01453
Qualifications Required: combined deposit balances of $10,000 or more in checking, savings, CD, or IRA accounts; direct deposit of $500 or more posted and cleared to the Relationship Checking Premier account per statement cycle; $10 minimum to open. Variable rate account. The rate may change after the account is opened. A $15 monthly fee will apply if eligibility requirements are not met. Personal accounts only.
Leominster, MA 01453
No additional details provided.
Leominster, MA 01453
No additional details provided.
Leominster, MA 01453
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Leominster, MA 01453
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Leominster, MA 01453
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Leominster, MA 01453
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Leominster, MA 01453
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Leominster, MA 01453
$10 minimum to open. Variable rate account. The rate may change after the account is opened. Must be 18 years of age or younger or 65 years of age or older to qualify. Personal accounts only.
Leominster, MA 01453
No additional details provided.
Qualifying balance up to $15000
Qualifying balance up to $10,000.00
Qualifications Required; Qualifying balance up to $25,000.00
Qualifying balance up to $15000
Qualifications Required; Qualifying balance up to $10,000.00
Leominster High Yield Checking Rates
Leominster, MA 01453
Qualifying balance up to $15,000.00
Leominster, MA 01453
Qualifications Required; The Annual Percentage Yield (APY) is 1.26% as of 05/13/2026. Balances up to and including $15,000.00 will earn an APY of 1.26%. Balances in excess of $15,000.00 will earn an APY of 1.26% to 0.01%. If you do not meet the eligibility requirements during the statement cycle, the rate paid on your account on the entire balance will be 0.01% with an APY of 0.01%. Minimum balance to open the account is $10.00. Rate is subject to change. Fees may reduce earnings.
Leominster, MA 01453
No additional details provided.
Qualifying balance up to $15000
Qualifying balance up to $10,000.00
Qualifications Required; Qualifying balance up to $25,000.00
Qualifications Required; Qualifying balance up to $10,000.00
Qualifying balance up to $15000
Qualifying balance up to $15,000.00
Qualifying balance up to $15,000.00
Qualifying balance up to $1,000.00
No additional details provided.
No additional details provided.
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No additional details provided.
Qualifications Required: qualifications are met; Qualifying balance up to $25,000.00
No additional details provided.
No additional details provided.
Qualifications Required; Qualifying balance up to $10,000.00
No additional details provided.
Leominster Rewards Checking Rates
Leominster, MA 01453
Qualifications Required; The Annual Percentage Yield (APY) is 1.26% as of 05/13/2026. Balances up to and including $15,000.00 will earn an APY of 1.26%. Balances in excess of $15,000.00 will earn an APY of 1.26% to 0.01%. If you do not meet the eligibility requirements during the statement cycle, the rate paid on your account on the entire balance will be 0.01% with an APY of 0.01%. Minimum balance to open the account is $10.00. Rate is subject to change. Fees may reduce earnings.
Leominster, MA 01453
Qualifications Required: 12 debit card purchases; e-statements; direct deposit or one ACH transaction per statement cycle; Qualifying balance up to $15,000.00
Qualifying balance up to $10,000.00
Qualifications Required; Qualifying balance up to $25,000.00
Qualifying balance up to $15,000.00
Qualifications Required; Qualifying balance up to $10,000.00
Qualifying balance up to $15,000.00
Qualifications Required; Qualifying balance up to $10,000.00
Qualifying balance up to $10,000.00
No additional details provided.
No additional details provided.
Leominster Free Checking Rates
Leominster, MA 01453
No additional details provided.
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Leominster Student Checking Rates
No additional details provided.
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Leominster Business Checking Rates
Leominster, MA 01453
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
Qualifying balance up to $10,000.00
No additional details provided.
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No additional details provided.
Qualifying balance up to $10,000.00
No additional details provided.
Leominster, MA Checking Rate Trends
Compare local Leominster, MA checking rate quotes against the statewide average
Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Massachusetts high-yield checking rates rose 0.102 points over the past 7 days to 1.121% APY.
Massachusetts free checking rates fell 0.019 points over the past 7 days to 0.322% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Leominster, Massachusetts checking rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Leominster, Massachusetts directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing this data from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Leominster, Massachusetts. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in MA.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Leominster, Massachusetts earn interest?
Are banks in Leominster, Massachusetts FDIC insured?
What fees should I watch out for?
What is a Rewards Checking account?
Best Checking Rates in Leominster, Massachusetts
- Workers Federal Credit Union
Advantage High Interest Checking — 4.50% APY - RBT Rollstone B&T
Rewards Checking — 1.26% APY - IC Federal Credit Union
Reward Checking — 0.50% APY - Hometown Bank Oxford, MA
Get More Checking — 0.20% APY - Avidia Bank
Avidia Premier Plus Checking — 0.05% APY
Leominster, Massachusetts Rates & Resources
